Know usKnow us!!Deepak Kr. JhaDeepak Kr. Jha

CEO & CAA CEO & CAA www.giisfinancial.comwww.giisfinancial.com

Head office –Head office –GIIS, R.S TowerGIIS, R.S Tower

33rdrd Floor, Floor, Kalimati Road Sakchi, Jamshedpur.Kalimati Road Sakchi, Jamshedpur.

Jharkhand 831001Jharkhand 831001Phone – 0657-2425853, 0657-6457081Phone – 0657-2425853, 0657-6457081

Our association may help you!Our association may help you!Knowing your financial liability/Knowing your financial liability/

Deciding your investment Goal.Deciding your investment Goal.

Knowing your Net worth.Knowing your Net worth.Understanding investment / saving Understanding investment / saving instrumentinstrumentMatching risk with your investment Matching risk with your investment objective.objective.Decision making process for investment.Decision making process for investment.

Protecting from this situation

Our Advance planning and strategy will keep you relaxed in all situation.

Positioning of Funds when in surplus

Next few slide covers, the Next few slide covers, the assuming compulsory financial assuming compulsory financial

liability in once life.liability in once life.

Required amount

Rs. 20 Lakhs after

10 years

Required amount Rs. 25 Lakhs after 5 years

Depends on your choice and comfort

Need minimum Rs. 100000 per month after 10 years

Process corner Process corner

Calculating your net worth.Calculating your net worth.Analyzing your expenditureAnalyzing your expenditureDeciding your savings and Deciding your savings and investment strategy.investment strategy.Scrutinizing of investment- Scrutinizing of investment- instrument based on financial goal, instrument based on financial goal, Risk appetite.Risk appetite.Matching risk with your investment Matching risk with your investment

Knowing your net worthKnowing your net worth! ! Why it is important?Why it is important?

Net worth = the value of asset which Net worth = the value of asset which can be easily converted in cash.can be easily converted in cash.

Benefit Benefit Increase your efficiency in decision Increase your efficiency in decision making.making.Help you to grab opportunity.Help you to grab opportunity.Keep you financially confidentKeep you financially confident

Calculating net worthCalculating net worth

Money in cash Money in cash ++Current value of Fixed depositCurrent value of Fixed deposit ++Surrender value of Insurance productSurrender value of Insurance product ++Value of any other assetValue of any other asset

Understanding saving/Investment Understanding saving/Investment instrumentinstrument

FD FD Postal depositPostal deposit Mutual FundMutual Fund Liquid fundLiquid fund Equity fundEquity fund Bonds Bonds SharesShares Debenture Debenture InsuranceInsurance UlIPUlIPGovernment Securities.Government Securities.

Pyramid of Investment Avenue Pyramid of Investment Avenue

Matching risk with your investment Matching risk with your investment How Risk appetite should change on difference of durationHow Risk appetite should change on difference of duration

AGE AGE Objective Objective DurationDuration Risk appetiteRisk appetite

20-5520-55 Wealth creationWealth creation anyany High riskHigh risk

Funding Funding educationeducation

5 years5 years Moderate riskModerate risk

Funding Funding edu/margedu/marg

3 year3 year No riskNo risk

Funding Funding edu/margedu/marg

>7 years>7 years High riskHigh risk

55 years55 years RetirementRetirement <=3 years<=3 years No riskNo risk

Ask your self before investingAsk your self before investingWhat is your current net worth?What is your current net worth?What is your current liability?What is your current liability?What is your financial liability for life?What is your financial liability for life?What is the objective of your investment?What is the objective of your investment?Does the “taxation” matter for your investment?Does the “taxation” matter for your investment?What is your risk appetite associated with this investment ?What is your risk appetite associated with this investment ?Does the investment fulfilling your liquidity need?Does the investment fulfilling your liquidity need?Reputation of the company you are investing in.Reputation of the company you are investing in.Does the selling agent / advisor credential eg. His Does the selling agent / advisor credential eg. His knowledge, qualification, consistency, honesty are good?knowledge, qualification, consistency, honesty are good?

We help you to save with safety We help you to save with safety and Investment with calculative and Investment with calculative

Risk…….! Risk…….!

How?How?

Our Investment Analysis DivisionOur Investment Analysis Division..

Closely monitors and scrutinizes the various Closely monitors and scrutinizes the various scheme, narrows down the choice to provide scheme, narrows down the choice to provide

maximum possible growth with lowest risk.maximum possible growth with lowest risk.

Our Financial Planning Our Financial Planning ArmArm

Help you to decide the amount of Help you to decide the amount of investment to be made, by studying investment to be made, by studying your needs and horizon and suggestyour needs and horizon and suggestthe instrument accordingly.the instrument accordingly.

STEP 1

Our Four Arm structure

Our Investment Our Investment Analysis ArmAnalysis Arm..

Closely monitors and scrutinizes Closely monitors and scrutinizes the various scheme, narrows the various scheme, narrows down the choice to provide down the choice to provide maximum possible growth with maximum possible growth with lowest risk.lowest risk.

Step 2

Step 3Asset Allocation ArmAsset Allocation Arm Help you to decide on the Help you to decide on the amount/ percentage of funds amount/ percentage of funds that need to be invested in that need to be invested in various asset classes various asset classes depending on fund size and depending on fund size and risk propensity of the fund.risk propensity of the fund.

Our Portfolio MonitoringOur Portfolio Monitoring

Does the most crucial work of closely Does the most crucial work of closely monitoring and keeping track of all past and monitoring and keeping track of all past and present investment made and help you to present investment made and help you to

take next course of action.take next course of action.

Step 4

Value added services, if Your time Value added services, if Your time is your moneyis your money

Pre scheduled meeting on Pre scheduled meeting on every quarter to discuss every quarter to discuss investment performance at investment performance at door step.door step.Documentation and record Documentation and record keeping in hard copy and soft keeping in hard copy and soft copy.copy.Pre Intimation for any Pre Intimation for any opportunistic investment/ opportunistic investment/ profit booking opportunity.profit booking opportunity.Taxation Report, lTG /STG at Taxation Report, lTG /STG at the end of financial year.the end of financial year.Assistance of paying renewal Assistance of paying renewal prem. for Insurance etc. prem. for Insurance etc.

A unique Id and password for A unique Id and password for you at our website www . you at our website www . GIISFINANCIAL.COMGIISFINANCIAL.COMOnline and self Generation of Online and self Generation of consolidated portfolio Report consolidated portfolio Report for all your investment at one for all your investment at one place.place.Tracking of your all mutual Tracking of your all mutual fund transaction at one place.fund transaction at one place.Insurance prem. Alert , FD Insurance prem. Alert , FD maturity alert, EMI payment maturity alert, EMI payment alert. In 15 days advance.alert. In 15 days advance.Generation of your Risk and Generation of your Risk and Asset exposure report.Asset exposure report.And many more.And many more.

Offline Online

So we are concern with you.So we are concern with you.

For your growthFor your growthFor your needsFor your needsFor your timeFor your timeFor your benefit For your benefit Always and all the timeAlways and all the time

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Thanks Thanks

THANKS

THANKS

ThanksThanks

Thanks

With best wishes-:

Deepak kr. jha

Contact UsContact Us

www.giisfinancial.com

GIIS Financial

H No: 273, 3rd Floor

R S Tower, New Kalimati Road

Sakchi, Jamshedpur- 831001

Mobile 92346 09377Phone 0657-6457081www.giisfinancial.comEmail: deepak.jha@giisfinancial.com