Lutheran Foundation Canadapresents

Planned Givingas part of

A Christian Estate Plan

Local Outreach

324 Congregations

Do you have a passion for one of these ministries?

Social Ministry

Listed ServiceOrganizations

Lutheran Schools

With a strategic estate plan, you could support one of these ministries for many years.

Thank you for taking the time to find out how.

An Estate Plan could include:• Powers of Attorney• Last Will and Testament (with a Christian Preamble)• Health Care Directive (Living Will)• Funeral Arrangements with your Pastor• Pre-purchased Arrangements with a Funeral Home• A planned gift to a ministry of your choice• Open discussion with family on all of the above

A planned gift to a ministry of your choice

Does your Estate Plan need work??

So what is “Planned Giving”?• Planned Giving uses a small portion of the accumulated wealth of your estate to provide a gift to a ministry of your choosing.

• Approx. 45% of gifts from an estate can usually be derived from the strategic use of tax credits.

• For many estates, fundamentally you’re either paying tax to Canada Revenue or instead, opting to give a gift to LCC ministries of your choosing.

Estate Distribution (with a Gift)Three Main Beneficiaries Three Main Beneficiaries AssumedAssumed

FamilyFamily MinistryMinistryGiftGift

CanadaCanadaRevenueRevenue

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

$$$$$

$$$$$$$$$$

$$$$$

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Effectively, about 45% of the gift is funded by tax credits.

Consider how much work will continue in the ministries of

your choice with this gift.

Most people carry their estate plan

thinking this far,..... my family will get

everything.

Let’s assume you give a gift from one of your estate’s high tax assets

45% of the gift is returned to the estate due to the tax credits generated!

Unfortunately, on most estates RRSP/RRIFs are taxed at the highest marginal tax rate of about 45 %; there may also be Probate and Capital Gains tax.

Types of Gifts to Consider• Life Insurance• RRSP/RRIF• “Gifts in Kind”, including:

- Public Securities, Stock Options, - Real Estate, Vehicles, Jewelry, Art

• CashGifting Methods•Major Gift (while living)•Bequests (testamentary) •Endowments•Charitable Gift Annuities

Where can my gift be directed?YOU specify where….• Local Outreach (District)• International Missions• Christian Education• Seminaries• Lutheran Schools• Media Ministries• The Lutheran Hour• Social Ministry• Development Fund

All in support of……

Biblical Responsibility & StewardshipIf anyone does not provide for his relatives, and especially for his immediate family, he has denied the faith and is worse than an unbeliever. (1 Timothy 5:8)

Simply consider all the you’ve been blessed with, and ask yourself, “How can I give to my family, while at the same time, give a portion of my accumulated wealth towards the on-going mission and ministry of the church?”

Then take action!!!

What action should you take?1. Consider how God has truly blessed you.

2. Honestly assess the needs of your family?

3. Meet with a Gift Coordinator to discuss available options, get you information, and answer any remaining questions.

4. Meet with your Financial Planner to:

• Express your desire for a planned gift• Ask for a strategic proposal to meet your gifting goals for both family and ministry.

5. Share your plan with your family.

Call a Gift Coordinator today!

Visit our website www.lutheranfoundation.ca

Allen Schellenberg - ABC District

1-877-711-4438

Tom Brook - Central District

1-800-661-2597

Alfred Feth - East District1-800-465-8179