delta currents december 2011

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DELTA ASSOCIATION OF REALTORS®

DECEMBER 2011 • www.deltaaor.com

2 Ralph Garrow, 2011 DAR President3 Your DAR Team5 December Tours6 Welcome New Members7 DAR Education9 DAR Calendar10 Cool Roof Shingles MikeStewart,NationalPropertyInspections11 DAR AE Notes,JohnBedford12 Annual Installation Luncheon13 Holiday Open House14 REALTOR® and Affiliate of the Year15 REALTOR of the Year NominationForm16 Affiliate of the Year NominationForm

2 www.deltaaor.com DELTACURRENTS

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1 Leadership members attended NAR, CAR, and regional MLS and REALTOR® group meetings and events, enhancing the image, reputation, and voice of DAR with others in the real estate industry. Improvements in the MLS have resulted and will continue through cooperation with surrounding area associations and MLS organizations.

Political outreach continued as Association members met with local government elected officials and staff members to discuss matters affecting REALTORS®, their customers, and their communities.

A revitalized Antioch-Pittsburg Broker Tour and Marketing Meeting was started to address the needs of the members working in those cities. There was a strong response, with healthy attendance by those seeking the benefit of networking with their peers and reviewing their listings, wants, needs, and services in a personalized, interactive forum.

The DAR Foundation had an active year, launching a new fundraiser with the Delta Harvest Run and holding a successful Third Rocktoberfest. The activities of the Foundation show the community that REALTORS® care.

Perhaps best of all, many new volunteers have gotten involved in DAR activities for this year and next. That is a healthy sign for our organization. Delta AOR is in good hands next year with Cecily Tippery as 2012 President and Cynthia Alfred as President-Elect. I look forward to helping them as Past President, to continue making Delta Association of REALTORS® a valuable resource for its members. Thank you for the opportunity to serve you, the members of DAR I believe that a lot was accomplished in a challenging 2011 and that DAR is a stronger and more effective association for its members heading into the future.

HAPPY HOLIDAYS!

As I look back over the past year, serving as your Delta AOR President, I’m struck by the strides made by the Association. The focus of the year was to assess the resources of the Association and the needs of the membership, to make it more effective in fulfilling its Mission of enhancing the success and professionalism of the members.

Early in the year, the Annual Meeting was well attended by members who showed an active interest in the health and direction of the Association. This town hall-style meeting featured DAR leadership volunteers reaching out to members with information and inviting their input and ideas for growing and improving the organization.

Volunteer training is a priority at Delta, and leadership events were held in February and November for Board, Committee, and Foundation Board members, facilitated by consultants from NAR.

A meeting of Past Presidents was convened to gain the benefit of their experience with the Association. It was attended by 15 former Delta Presidents.

Governance of the Association by the Board of Directors and its committees kept a close watch on finances and completed a new strategic plan for the future. A new and more effective Delta website is being planned, and new Association Management software is being implemented to increase efficiency. Leadership visits to several local brokerage offices were made to solicit input and inform members of the Association’s activities on their behalf, as well as educating about member benefits and volunteer opportunities with Delta.

www.deltaaor.com DELTACURRENTS 3

OFFICERSRalph Garrow, Jr. PresidentCecily Tippery, President-ElectCynthia Alfred, TreasurerDenise Stewart, Immediate Past PresidentJohn Bedford, Secretary

DIRECTORSJames Britto • Angela JohnsScott MacIntyre • Cathie Marples Aaron Meadows • Errol Mooney Iris Obregon • Ramesh SumanLynn Valintis

STAFFJohn Bedford, Association [email protected]

Tonia Nielsen, Chief Operations [email protected]

Jean Ruelas, Manager- Retail [email protected]

Ron Greenslade, Chief Financial [email protected]

Barbara Baham, Members Service [email protected]

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DECEMBER 2011Delta Association of REALTORS®

3428 Hillcrest Avenue, Suite 200,

Antioch, CA 94531

Phone 925 757 8283

Fax 925 757 [email protected]

Delta Currents is the official monthly publication of the Delta Association of REALTORS®. Although every effort has been made to ensure the accuracy and thoroughness of this publication, errors may occur. DAR shall not be held liable for misinformation, typographical errors, omissions, and/or misprints in editorial and/or advertising materials.

Delta Currents is published byMichelle Manos Design.

For advertising rates, please contact Michelle Manos at 831 869 5084 or [email protected].

Linda Walling-Stone 925 689 2439

BY AIR, LAND, OR SEA, CALL ME!The Bargain Travel Lady

(on Facebook.com)Member, Delta Association of Realtors®

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Subscribe to my weekly newsletter!

$50 toDAR CSF for any 7+day

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ANTIOCH/PITTSBURG/BAYPOINTEvery TuesdayDelta Associatioan of REALTORS®3428 Hillcrest Avenue, Ste. 200, Antioch8:30am • $2For more information call Ramesh Suman, Majestic Homes, 779-1234, or Ralph Garrow Jr., Ralph Garrow Real Estate, 757-3770

DISCOVERY BAY/BYRONMARKETING MEETING & TOUR1st and 3rd TuesdayBoard Walk Grill at the Marina, Discovery Bay9:00am • $1For more information call LeeAnn Seamann634-2224 at Marples & AssociatesGroup does use Paragon to schedule homes on tour. Tours are Caravan and must be in by Noon on Monday.

OAKLEY/BETHEL ISLAND/BRENTWOOD/KNIGHTSENMARKETING MEETING & TOUREvery WednesdayBlack Bear Diner, 3201 Main Street,Oakley • 8:30am • $2For more information contact Dan Barnes,Tour Coordinator, 759-4648.Group will use Paragon to schedule homes on tour.

CONTRA COSTA REALTORS® IN MOTIONCONTRA COSTA NORTHMartinez, Pacheco, Pleasant Hill, Concord, Walnut Creek, Clayton, ClydeEvery Tuesday8:30am • $10 Centre Concord, 5298 Clayton Rd., ConcordDoors open at 8am for breakfastwww.ccrim.info

REALTORS® MARKETING ASSOCIATIONCONTRA COSTA SOUTHDanville, San Ramon, Blackhawk, Diablo, AlamoEvery ThursdaySan Ramon Community Center, 12501 Alcosta Blvd., San Ramon8:30am • $5Doors open at 8am for breakfastNo formal tourwww.RMAtoday.com

INFORMAL TOURSMartinez, Pacheco, Pleasant Hill, Concord, Walnut Creek, Clayton,Clyde, Rossmoor, Orinda, Lafayette, MoragaTuesday between 9:00am and 2:00pmDanville, San Ramon, Blackhawk, Diablo, AlamoThursday between 9:00am & 2:00pm

REALTORS®Andrea Sarmiento Altera Signature Properties4857 Lone Tree Way, Ste. B, Antioch776-1100 FAX 776-5085

Jason McBrideColdwell Banker Amaral & Assoc.8290 Brentwood Blvd., Brentwood634-0600 FAX 634-4758

Lois M. FarryDon Rhodes Real Estate2406 Valez Ct., Antioch754-7634 FAX 866-286-1821

Naomi LongoriaKeller Williams Realty191 Sand Creek Rd., #100, Brentwood634-0033 FAX 634-4427

Linda SpencerRick Fuller Inc.5079 Lone Tree Way, Antioch238-0160 FAX 238-0170

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Jessica Enos Ridgewater Real Estate Service9000 Brentwood Blvd., Ste. C, Brentwood • 634-4611 FAX 634-5264

Gerardo EspinozaSecurity Pacific Real Estate5829 Lone Tree Way, Ste. H, Antioch • 778-9002 FAX 778-9009

BROKERSPeter ArcidianconoLa Jolla Realty Concepts4275 Executive Square, Ste. 1050, La Jolla • 858-449-4140 FAX 858-435-7615

Thomas SmithSmith, Thomas, Broker2390 Peachtree Cr., Antioch783-5626

AFFILIATESSean RileyA-1 Property5197 Hansen Dr., Antioch778-7639

MEMBERS ON THE MOVECathleen Griebling is now with Altera Signature Properties at 4851 Lone Tree Way, Ste. B, Antioch, 776-1100 FAX 776-5085

Joye Graves is now with Coldwell Banker Amaral & Associates at 8290 Brentwood Blvd., Brentwood, 634-0600 FAX 634-4758

Gregg Graves is now with Coldwell Banker Amaral & Associates at 8290 Brentwood Blvd, Brentwood, 634-0600 FAX 634-4758

Kevin Vierra is now with Silman Properties at 812 First St., Brentwood, 634-8400 FAX 634-8405

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The Loan Process: Behind the ScenePresented by Linda LoGrassoFriday, December 8, 201110:00am – 11:00amTo register call DAR at 757-8283

New Members OrientationWednesday, December 14, 20118:30am – 12:00pmTo register call DAR 757-8283

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Free to MLS SubscribersSteven Pean, InstructorWednesday, December 21, 2011 9:00am – 12:00pmParagon 5 Essentials 1:00pm – 4:00pmParagon M.O.R.E. EssentialsCall EBRDI at 363-2333 or logon to EBRDI.com

New Members OrientationWednesday, January 11, 20128:30am – 12:00pmTo register call DAR 757-8283

The Loan Process: Behind the ScenePresented by Linda LoGrassoFriday, January 27, 20129:00am – 10:00amTo register call DAR at 757-8283

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FINAL DOCUMENTS SENT TO

INTERESTED PARTIES

AFTER RECORDING, CONFIRMEDESCROw COMPANyDISBURSES FUNDS

DOCUMENTS RECORDED AND ESCROw CLOSED

BUYERRECEIVES KEyS FROM

REAL ESTATE PROFESSIONAL

LENDER "FUNDS LOAN"(SENDS FUNDS TO ESCROw)

The Life of an EscrowUnderstanding your escrow transaction

ESCROw COMPANy ENSURES ALL CONTRACT CONDITIONS

HAVE BEEN MET

LOAN DOCUMENTSRETURNED

TO LENDER FOR REVIEw

BUYERDEPOSITS REQUIRED FUNDS

SEPARATE APPOINTMENTS SET:BUYER & SELLER

SIGN DOCUMENTS

CLOSING DOCUMENTS COMPILED By ESCROw COMPANy

LOAN DOCUMENTS PREPARED By LENDER & SENT TO ESCROw

BUYERRECEIVES FINAL LOAN

APPROVAL FROM LENDER

BUYERADVISES ESCROw COMPANyOF HOME INSURANCE COMPANy

PRELIMINARy REPORT RECEIVEDAND APPROVED By BUYER

APPRAISAL ORDERED By & COMPLETED FOR LENDER

INSPECTION REPORTS SENT TO APPLICABLE PARTy, REVIEwED

AND NOTIFICATION SENT

VARIOUS INSPECTIONSORDERED

ESCROw OPENED AND PRELIMINARy REPORT ORDERED

SELLERREVIEwS AND ACCEPTS

CONTRACT FROM BUyER

BUYER SELECTS HOME AND

SUBMITS CONTRACT wITH LOAN STATUS REPORT (LSR)

BUYERVIEwS HOMES wITH

REAL ESTATE PROFESSIONAL

SELLERPREPARES HOUSE FOR SHOwING & SELLING

BUYERGETS PRE-APPROVED By LENDER

IF NEw LOAN NEEDED

SELLERSELECTS A REALTOR

BUYERSELECTS A REALTOR START

STRATEGIC MARKETS CERTIFIEDBRANCH MANAGER & BUSINESSDEVELOPMENTOFFICE 925.240.9901 | CELL [email protected]

925.240.9901 | www.firstam.com

First American Title Insurance Company makes no express or implied warranty respectingthe information presented and assumes no responsibility for errors or omissions. © 2011 First American Financial Corporation. All rights reserved. | NYSE:FAF

All Classes are held at the Delta Association of REALTORS®3428 Hillcrest Ave., Ste: 200, Antioch, except as otherwise noted.

Savings & Investment Products • TraditionalSavings• MoneyMarketSavings• IndustryleadingCertificateInvestments• Traditional,RothandSEPIndividual

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Not a Member? Not a Problem! All REALTORS® and immediate family members are eligible for lifetime membership!

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Have Questions?Call a Member Care representative 24-hours a day at 866.295.6038.

Must meet REALTORS® Federal Credit Union (RFCU) membership eligibility. Membership requires opening and maintaining a primary share savings account with a $100 minimum balance. Rates, terms, conditions and services are subject to change. RFCU savings are federally insured by the National Credit Union Administration (NCUA).*No monthly service fee. Other fees may apply. Please refer to the Schedule of Fees and Charges at REALTORSFCU.ORG for details.

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December 1 ByLaws Committee 10:00am – 11:00am

December 7 Business & Technology Committee 10:00am - 11:00am

December 8 The Loan Process: Behind the Scene class 9:00am - 10:00am

December 8 Local Government Relations 11:30am

December 10 The Loan Process: Behind the Scene Seminar 10:00am - 11:00am

December 14 New Members Orientation 8:30am - 12:00pm

December 14 Budget & Finance 11:30am

December 14 Strategic Planning 2:00pm - 3:00pm

December 15 Holiday Open House 11:30am - 3:00pm

December 20 Delta Realtors Community Service Foundation 1:30pm - 2:30pm

December 21 EBRDI Paragon 5 Essentials 9:00am - 12:00pm

December 21 Board of Directors 12:00pm

December 21 EBRDI Paragon M.O.R.E. Essentials 1:00pm - 4:00pm

December 23 DAR Closed half day 12:00pm

December 26 DAR Closed

December 27 Education/Membership Committee Meeting 2:00pm - 3:00pm

December 30 DAR Closed half day Inventory 12:00pm

January 9 Public Relations Committee 1:30pm - 2:30pm

January 10 Business Technology Committee 10:00am – 11:00am

January 11 New Members Orientation 8:30am - 12:00pm

January 11 Board of Directors 12:00pm

January 12 Local Government Relations Committee 11:30am - 1:00pm

January 13 DAR Installation Banquet 11:30am - 2:00pm

January 16 DAR CLOSED Martin Luther King Day

January 17 Delta Community Service Foundation 1:30pm - 2:30pm

January 24 Education/Membership Committee 2:00pm - 3:00pm

January 25 Budget & Finance Committee 11:30am - 1:00pm

January 26 Strategic Planning Committee 2:00pm - 3:30pm

January 27 The Loan Process: Behind the Scene Seminar 9:00am - 10:00am

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ns Researchers have been working on reflective technology for asphalt roofing shingles since1995. One result of the research was the development of granules that provide superior reflective properties when applied to asphalt shingles. The addition of granules to asphalt shingles creates a combination of the proven weathering performance of asphalt shingles with the energy-saving reflective properties of redesigned roofing granules.

In the past, cool roofs were usually white because light surfaces absorb less solar radiation than dark ones. Property owners prefer nonwhite shingles on a pitched roof for aesthetic reasons. Even though the nominally white roof shin-gles available commercially, are grayish in color, they are unaccepted, despite the solar reflectance.

Between building owner distaste for white roofing on a pitched roof and the need to increase the amount of cool roofing, it became a top priority to cre-ate cool roofing in a selection of colors. The result of the research was a way to manufacture those products using colorants that reflect invisible, near-infrared radiation, which accounts for more than half of the energy in sunlight..

Traditional roofing materials have a solar reflectance index (SRI) of between 5% (brown shingles) and 20% (light green shingles). But reflective asphalt shingles can have an SRI of almost 30%. According to the Cool Roofing Rating Council, Oakland, CA, cool roofs can save a property owner on average 7% to 15% of total cooling costs, depending on geography, building structure, and climate. In addition property owners may also qualify for incentives and rebates for install-ing energy-efficient roofing.


A MESSAGE FROM JOHN BEDFORD, DAR EXECUTIVE OFFICER

First let me say that I’m really proud and happy to be serving this association as your executive officer. It’s been over five years since I turned over listing and selling houses to Doris so that I could take on this job, and I am so pleased because I believe that DAR has really improved during this most difficult real estate market: It’s all due to your excellent board leadership.

Thankfully, you have a talented leadership team - a diverse group of people who are working together to make sure that this association stays relevant and useful to each and every member. Be appreciative of the men and women who have volunteered to be the leaders and decision makers at DAR. They are not “special,” nor are they the “good ole boys.” They are members, just like you.

They have seen the need to be involved. Ralph Garrow, your 2011 President. Cecily Tippery, the incoming President. Cynthia Alfred, current Treasurer and 2012 President Elect. They, along with the other officers and directors, are your leaders. You elected them. It’s very gratifying to observe the extent of their involvement. It tells me that your association has been and da

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will continue to be in “good hands” with the volunteer members making important and wise decisions for the association.

You can see that I’m proud of your leaders. I’m also proud of our staff, with three full time and one part-time. This is a great group of people who work hard to keep the assciation running smoothly. It’s not easy.

Right now the association office is open from 8:00 am to 5:00 pm, Monday through Friday. We answer your questions, send your bills, and collect your payments. We organize education events and clean up after. We make coffee, order food, keep member records, make director’s travel arrangements, and set up and hold ethics and arbitration hearings. We collect your state and national dues and forward them to NAR and CAR, resolve member complaints, set up for special events, pay bills, and create financial statements.

We answer phones, transfer calls, sign up new members, issue keys and cradles, and update website information. We create and publish the email newsletter and create content for the monthly e-magazine, Delta Currents. We coordinate member information with NAR, Supra and EBRDI, handle payroll, update membership and other forms, and prepare statements for the accountant and 1099 forms as needed. Whew!

We keep the store supplied, purchase and sell lockboxes, maintain your lockbox key system, issue keys, change key codes set up and conduct new member orientations, create flyers, sell Store Items and forms, and send member notices. The list goes on and on.

Oh yes, here’s one of my pet peeves. There are only two syllables in the word REALTOR®. Not three. It’s not REL-A-TOR. Help your REALTOR® friends in pronouncing your trademarked title properly. REAL-TOR.

Happy Holidays to All!


Annual Installation LuncheonFriday, January 13, 2012

S AV E T H E D AT EFriday, January 13, 2012 • 11am

Wedgewood Golf Course, Brentwood

Join your fellow REALTORS® and Affiliates

of the Delta Association as we celebrate

the installation of our

2012 President, Cecily Tippery,

and the new DAR Board of Directors.

Enjoy a fun day of fantastic food and your

favorite beverages. Music and no host

cocktails will be followed by a scrumptious

meal and a delightful program.

This is our first installation luncheon.$40 per person. Sponsor Tables available.

Call Tonia at 925.757.8283 for

more information.


2010 Riz Nauman 2009 Candice Hoover 2008 Mike Stoiber 2007 Rebecca Uyemura 2006 Anthony Silva 2005 Beau Bautista 2004 Patti Gonsalves 2003 Veronica Clyatt 2002 Michelle Lenahan 2001 Sam Salem

REALTORS®OFTHEYEAR

2010 Liz Mahoney 2009 Ralph Garrow 2008 Iris Obregon 2007 Darnella Barnes 2006 Cecily Tippery 2005 Leeann Seamann 2004 Karen Martin 2003 Doris Bedford 2002 Angela Johns 2001 Mark Pryor

WHODESERVESTOBEDAR’SREALTOR®and

AFFILIATEOFTHEYEAR?Nominations will be received by the association until December 22, 2011,

at which time the REALTOR® of the Year committee will contact the nominees, review their answers to a questionnaire and begin the selection

AFFILIATESOFTHEYEAR


contrinued


Delta Association of REALTORS® -‐ 3428 Hillcrest Avenue, Suite 200 – Antioch, CA 94531

Delta Association of REALTORS®

2011 AFFILIATE OF THE YEAR AWARD NOMINATION FORM

Due by December 22, 2011

I nominate of for this award.

Support of DAR and Foundation activities will account for the majority of the factors in the selection process, including committee and board involvement.

1. Involvement in DAR and DRCSF Activities:

2. Civic Participation:

Please provide your name and contact information below and return form to the attention of John Bedford by mail, email or Fax (925) 757-‐8393. [email protected] no later than December 22, 2011.

Name Company

Phone Email

delta currents december 2011

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