brewer financial services value proposition

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Brewer Investment GroupDisclaimer

The power point (Empowering the New Independence) contains features or services that we offer/proposeto offer in due course. This material is for your private information only. Neither the opinion nor anyinformation obtained from this power point constitutes a solicitation or offer by Brewer Financial Services,LLC and/or Brewer Investment Advisors, LLC to buy or sell its securities, financial products or instrumentsor to participate in any particular trading strategy. While considering this information as reliable we take noliability or responsibility for individual investmentdecisions basedthereon.

Information in this power point may be updated at any time without prior notice. Information relatingspecifically to Brewer Financial Services, LLC and/or Brewer Investment Advisors, LLC , and their productsis for information purposes only and should not be relied upon as a basis for investment decisions. Theinformation contained herein has been prepared to assist interested parties in making their own evaluationand does not purport to contain all of the information that an interested party may desire. Brewer FinancialServices, LLC and/or Brewer Investment Advisors, LLC do not give any guarantee or representation orwarranty of any kind, whether actual or impliedto the visitors/investors.

Brewer Financial Services, LLC and/or Brewer Investment Advisors, LLC do not accept any responsibilityfor any action resulting from unauthorized use of the material displayed in this presentation. Eachvisitor/customer should make an independent evaluation or assessment of the transaction and shouldconsulthis/her own professional advisor.

Securities offered through and under the supervision of Brewer Financial Services, LLC, a member ofFINRA/SIPC. Investmentadvisory services offeredthroughBrewer InvestmentAdvisors, LLC.

Wealth Management Redefined

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Brewer Financial Services, LLC and Brewer Investment Advisors, LLCare wholly-owned subsidiaries

of Brewer Investment Group, an independent wealth management firm that has evolved to comprise 7

subsidiaries, which work in close collaboration with each other.

Brewer Investment Group was founded by accomplished, well respected industry leaders with over 100

years of combined experience. They share a strong philosophy that independence is key to reaching

sound investment decisions.

This commitment to independence allows us to be unequivocally objective for our clients. We fashion our

strategies based on the comprehensive wealth management, when we look at a clients portfolio as a

whole. Understanding the total picture enables us to identify opportunities and provide solutions for

getting just the right fit.

Brewer Financial Services and Brewer Investment AdvisorsWho We Are


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Fred UhlmannThe Founding Member and Senior Partner of UhlmannPrice Securities, LLC; Senior Vice President of ManFinancial, Inc.

Previously Chairman of the Chicago Board of Trade,Vice Chairman of the National Futures Association,

Chairman of the Futures Industry Association and aboard member of the Futures Industry Institute.

Founding board member of the Chicago BoardOptions Exchange.

An inaugural member of Futures Industry Hall of Fame,which also includes Alan Greenspan, Robert Dole andLeo Melamed.

Russell R. Wasendorf, Sr.Chairman and CEO of PFGBEST.com, one of the largest U.S. non-clearing futures brokerage firms.

A noted writer and educator, having written six books about futures and commodities trading.

Founder of the Center for Futures Education, an independent, non-profit organization, and creator of

the E-CADEMY of Trading.

Founder of SFO magazine (Stocks, Futures and Options, the Official J ournal for Personal Investing in

Stocks, Futures and Options).

Chairman of GDR Prive, a New York investment bank specializing in debt and asset based financing.Extensive international banking background, which spans over 30 yearsHas served in several advisory roles including financing, capital raising guidance and investor relationscounsel for growing small and mid-size companies.

Charles Gregoire de Rothschild

Our leaders are wealth management veterans and active market participants: They pioneered trading processes which became industry standards

They were at the helm of the most prominent industry associations

They have a distinguished track record leading their teams to first place

Our Wealth Management DNAIn the Company of Leaders


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Adam G. Eri cks onManaging Principal and Executive Vice President of Brewer Investment Group, LLC.

Adam Erickson focuses on developing a platform to deliver Brewers comprehensiverange ofproducts andservices toultrahigh-net-worthindividuals.

Has been instrumental in advancing products and services for high-net-worthindividuals. His efforts have allowed the subsidiaries to capitalize on the burgeoninggrowth of these investment channels, create a foundation for on-going momentumand identify synergistic opportunities with other Brewer Investment Group divisions.

Created the broker-dealer (Brewer Financial Services) and registered investmentadvisory (Brewer Investment Advisors) subsidiaries for Brewer Investment Group.

Began his career in 1998 with American Express, where he was the third largest

producing first year advisor. Also held several positions there including beingappointed training manager.

Robert WhalenExecutive Vice President, Business Development of Brewer Investment Group, LLC.

Bob Whalen concentrates on securing new revenue opportunities for Brewer InvestmentGroup, as well as for registered representatives and advisors of Brewer Financial ServicesandBrewer InvestmentAdvisors.

J oined Brewer InvestmentGroup inApril of2008after a distinguished17-yearcareeratAmericanExpress andAmeriprise.

Duringhis first6 yearsat American Express/Ameriprise, hadhis own practiceand wasa GoldTeamadvisor,a distinctionbestowed onthe top 10% producers outof10,000financialadvisors.

Steven J. BrewerChief Executive Officer of Brewer Investment Group, LLC.

Under Mr. Brewers leadership, the firmhas achieved the distinguished position of offeringalternativeassetclasses previouslyavailableprimarilyto institutional investors andhighnetworth clientele - to the retail investment community. Mr. Brewers strategic direction hasallowed Brewer toevolve into a diversifiedfinancialservices firm.

Founded Local Capital Traders, creating and managing private placement commodity poolsfor retail investors.

Created One World Capital, Inc. (OWC), which evolved into a successful commoditiesbrokerage firm by developing the pioneering process to facilitate systems trading andbrokerage services for individual futures investors. Within 18 months, OWC became one ofthe largest introducing brokers in the industry.

Started his career in the investment industry with Chatfield Dean and quickly became one ofits top producing representatives.

Our Management


Moved from having his own practice to go into leadership. He started as Field Vice President in Detroit, Michiganand soon after became Field Vice President in Dallas, Texas.

In 2004, was promoted to Group Vice P resident in the Chicago Metro Market Group, where he led over 500 financialadvisors and took the market group from last to first place within one year.

In 2006, was recognized for his achievement with the Outstanding Leader of the Y ear Award.

Holds a B.A. in Finance and Management from Merrimack College in North Andover, MA and completedExecutive Management Training from Harvard University.

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David BekensteinExecutive Vice President, Business Development of Brewer Investment Group, LLC

David Bekenstein came to Brewer Investment Group in 2010 to further broaden thecompanys comprehensive proactive strategy designed to meet unique wealthmanagement needs, goals and objectives of high-net-worth families and individuals.

Has more than 20 years of financial services expertise and specializes in introducing andimplementing value-added financial solutions for high-net-worth individuals, families, andbusinesses. During his distinguished career,

Has held numerous sales, leadership and executive positions within major nationalbrokerage houses and independent firms as Senior Vice President, Regional EstatePlanning Consultant, Regional Manager, Advanced Advisor, and Managing Director.

Is recognized as a leading authority on the issues of Wealth Transfer, Charitable Giving,Business Succession and Executive Benefits.

A Million Dollar Round Table member

Is frequently quoted by national publications such as ASJ and the Wall Street J ournal,and is a frequent speaker at industry conferences.


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John F. WallinSenior Vice President, National Sales of Brewer Investment Group, LLC.

Directs and manage short- and long-term strategies, developing and integrating newaccount acquisitions and distribution channels, and identifying key relationships that l leadto profitable partnerships.

Has over three decades of a proven track-record of building national and regionaldistribution through developing strategic alliances, innovative cross-selling, key accountmanagement, targeted marketing and exceeding customer expectations.

Has helped to lead some of the best companies in the financial services sector: KemperFinancial, Putnam, BISYS, Allstate Financial, American Insurance Marketing Corporation,and GWG Life Settlements.

Is considered one of the best speakers in the financial services industry presenting atmajor conferences over the last twenty years.

Has written articles in the Bankers Securities J ournal, financial newsletters and hasauthored five books including Peak Performance, Sports Motivation, and The Psychologyof Coaching Elite Athletes.

Our Management


Richard ChewManaging Director of Brewer Insurance Group, LLC.

Serves as a conduit for Financial Advisors in their efforts to enhance their clientsportfolios through various insurance lines such as Small Business, Life, Health andDisability, Life Settlements, Annuities and Personal Insurance.

Acts as an on call Insurance resource for new Advisors while building new agent trainingmodules to better educate Advisors on client insurance needs.

Prior to joining Brewer Insurance Group, served as owner and partner with his owninsurance sales agency, The Lighthouse Agency, which he founded in 2004. UnderRichards leadership, his team developed the agency in Detroit and Indianapolis, as wellas other regions in the Midwest and increased first year sales from $0 to $2,700,000.

In 1997- 2004, enjoyed a successful leadership career with United Insurance Companiesof America (UIC I). His accomplishments in recruiting, training, product development andmarketing resulted in a 300% annual increase in sales and over 8% in agent growth. In2002, Richard assumed the role of National T raining Director and went on to build aNational Training Team designed to increase Universal and Term Life product sales,which increased annual premium sales volume by 66%.

Inna SuvorovSenior Vice President, Communications and Marketing of Brewer Investment Group, LLC.

Has overall accountability for the marketing communications, public relations, internalemployee and external communications, brand strategy and marketing roadmap activities

for all of the firms divisions.

Served as Senior Director, Programs and External affairs at the Executives Club ofChicago, one of three top national business forums. Increased the organizations marketshare and strengthened its thought-leadership position by establishing and driving itspartnership initiatives , repositioning and developing its programs and re-designing its on-line communications. Enhanced the clubs stature and membership, doubled the websitetraffic and had the majority of the programs covered by printed and electronic media.

Was Managing Director of Minotaur International where she led business development andmanaged the creation and execution of the companys marketing and communicationactivities. Her expertise and collaborative skills helped the company double the client baseand win the Governor of Illinoiss 1995 New in Export Achievement Award.

Was a lecturer and researcher at the Communications Department at the University ofIllinois with the emphasis on effective public speaking and business negotiations.

Cheryl A. ArtsExecutive Vice President of Brewer Investment Group, LLC.

Oversees the development and implementation of strategic partnerships and businessalliances to further enhance the growth of Brewer Futures and Forex Groups.

Came to Brewer Investment Group from J ack Carl Futures, one of the largest commoditiesbrokerage firms in the world and acquired by Man Financial to later become MF Global. Herconsistent top performance and equity raising, which was well over $50MM and 500 retailaccounts annually, earned her the honor of the leading salesperson in the country for herentire tenure there.

Began her career in investment management at Stark Research, a highly regarded CTAperformance/research company. She successfully developed a solid client base of affluent

individuals, CPOs, FCMs, CTAs and Pension Fund Managers.

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Brewer Financial Services, LLC: An independent broker dealerfeaturing complete openarchitecture of wealth managementsolutionsandservices.

Brewer Investment Advisors, LLC: A Registered InvestmentAdvisor, which allows Investment Advisor Representatives (IARs) tooffer a broadarrayof wealth planningservices aligned with theclientsspecificneeds.

Brewer Insurance Group, LLC: A full service insurance brokerageoffering value added personal, commercial, life, health, and disabilityinsurance.

Brewer Futures Group, LLC: An Independent Introducing Brokerproviding self-directed futures trading, broker-assisted service, andmanagedfutures programs to institutions andretail clients.

Brewer FX, LLC: A one-stop portal for a variety of platforms, tradingprograms, market commentaries and educational resources, as well

as assistancefromBrewers own marketstrategists.

Adv isor Resource, LLC: Education, research and evaluation ofinvestment products for individual and institutional clients bothdomestically and internationally.

etvMedia.com: One of the leading on-line TV providers for financialcontent.

Our Business Architecture


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Brewer Financial Services and Brewer Investment Advisors are headquartered in Chicago

and have 24 additional offices throughout the U.S.

Brewer Financial Services and Brewer Investment AdvisorsRegional Offices


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Wirehouses Standard Independent Platform

cons Low payout Limited access to high-net-worth products

No ownership Lack of community -- isolation

Parent company controls advisors practiceand revenue streams

Lack of flexibility on outside activities

pros Access to high-net-worth

products

High payouts

Access to research Equity of p ractice

Advanced technology Dual reg istration

Brewer = The New Independence

Evolution of the Broker IndustryGetting the Best of Both Worlds


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By partnering with us, advisors improve service to existing clients and attract new clients, whoseekadvancedproducts and resources

We are committed to helping advisors drive customer satisfaction and build wealth while

addressing theever-changingchallenges of the market place

Advisors get access to a complete open architecture of wealth management solutionsdesigned to better serve the clients needs, strengthen and solidify client relationships, andmaximize revenue

Advisors candiversifytheir income st reams while creating a one-stopshop for theirclients

Our Value is Our Difference


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How Competitive Is Your Current BD Platform? Judge for Yourself


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How Competitive Is Your Current BD Platform? Judge for Yourself


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Brewer Choices:

Maintaining a fee-based practice

Maintaining a commission-based practice

Ability to combine commission and fee-based business

Brewer Advantages: Ability to offer more client investment solutions and products

Assistance with practice management

An Investment Advisor having a customized fee structure, flexibility inthe deliverables and the ability to change on assets held away

B

R

E

W

E

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Advantages of Dual Registration


CONFIDENTIAL NOT FOR DISSEMINATION TO CUSTOMERS March 2010


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I. Investment Product Offerings:

a. Core Products b. Alternative Investments c. Advanced Insurance Strategies

II. Diversified Income Strategy

a. New Assets to attract b. Additional Services to offer c. Business referrals

d. Split-business agreements with other securities or insurance licensed professionals

III. Integrated Technology -- Combined Strength of Two platforms:

a. Fidelity WealthCentral for your fee-based business b. Streetscape for your commission-based business

IV. Compliance:

Compliance Department with over 50 years of combined securities experience

V. Compensation:

Flexible and one of the most competitive structures in the industry

VI. Culture of Excellence:

The concierge approach to the transition process On-going collaboration and promotion of bestpractices

We Foster Your Growth


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OurProductsand ServicesUniverse:

Access

Diversification

Multitude

Depth


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We are committed to helping you thrive in the current landscape

We understand your areas of responsibility:

Serve the Client

Access complete independentopen architecture

Define service model

Range of services offered/webaccess for clients

Meet investment performanceexpectations

Not be driven by the corporateagenda

Manage the Business

Research analysis andportfolio management

Trade execution and ordermanagement

Technology integration, contactmanagement system andcustodian technology

Back office support andreconciliation

Plan for the Future

Business planning

Succession planning

Practice Acquisition

Competitive differentiation attractive to new clients

Benefits from strategicalliances

We Support Your Independence


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Fidelity Investments (Parent Company of National Financial Services, LLC)

Custody and Money Management

One of the wor ld's largest providers o f financial services, with custod ied assets of nearly $2.8 trillion,which includes managed assets of $1.4 trillion as of September 30, 2009.

One of the largest mutual fund companies in the United States and is one of the worlds largestproviders of financial services to more than 24 mil lion individuals and inst itut ions as well as throughmore than 5,000 financial intermediary firms.

Business Planning and Diversification

Employs more than 38,000 people and has 11 regional centers across the United States and Canada.

Dedicates significant resources to its business continuity management and disaster recovery programs.

Consistent annual technology investment to help deliver innovative products, programs and services toits customers.

The nations No. 1 provider of 401(k) retirement savings plans and a leading provider of 403(b) retirementplans for not-for-profi t inst itut ions**. Also provides HR administration and employee benef its services toretirement, pension, health and welfare, payroll, and stock plans.***

* Reputation Institute J une 2008** Based on 401(k) and 403(b) assets as of December 31, 2007 as reported by Pensions and Investments.

*** Workplace retirement savings plans available through Fidelity Brokerage Services LLC. Member NYSE, SIPC 300 Puritan Way,Marlborough, MA 017

Our Strategic RelationshipsStrong, Reputable* and Stable Fidelity Investments


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National Financial Services, LLC:

Provides trade execution, clearing, custody and other brokerage services related to a

clients account.

Is one of thenations largestproviders ofbrokerage services.

As of September 30, 2009, serviced over 5.4 million accounts representing $558 billion inassets.

Provides services to 310 broker-dealers ranging from retail broker-dealer to institutional

investmentfirms.

Our Strategic RelationshipsStrong, Reputable and Stable


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Securities in accounts carried by National Financial Services, LLC (NFS) are protected in accordance with the Securities InvestorProtection Corporation (SIPC) upto $500,000(including up to $100,000 for cash awaiting reinvestment). NFS has also arranged foradditional protection for cash and covered securities called "excess of SIPC" coverage, from Lloyds of London together with otherinsurers1 . This additional protectionwould onlybeused when SIPC coverage is exhausted. Total aggregate excess of SIPC coverageavailable through Fidelity's excess ofSIPC policyis $1 billion. Within Fidelity's excess ofSIPC coverage, there is no per account dollar

limit on coverage of securities, but there is a per account limit of $1.9 million on coverage of cash awaiting investment. This is themaximum excess of SIPC protection currently available in the brokerage industry. Neither coverage protects against a decline in themarket value of securities, nor do they cover other claims for losses incurred while broker-dealers remain in business. Certainsecurities are not eligible for SIPC or excess of SIPC coverage2. For more details on SIPC, or to request a SIPC brochure, visitwww.sipc.org or call 1-202-371-8300. For ratings and more information about Lloyd's please go tohttp://www.lloyds.com/Lloyds_Market/Ratings/.

1Fidelity's excess of SIPC insurance is provided by Lloyd's of London together with Axis Specialty Europe Ltd. and Munich Reinsurance Co.

2Among the assets typically not eligible for SIPC or excess of SIPC protection are commodity futures contracts, currency, and precious metals, as well as investmentcontracts (such as limited partnerships) and fixed annuity contracts that are not registered with the U.S. Securities and Exchange Commission under the Securities Actof 1933.

Accounts Protection InformationObligatory and Supplementary Coverage


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http://www.sipc.org/http://www.lloyds.com/Lloyds_Market/Ratings/http://www.lloyds.com/Lloyds_Market/Ratings/http://www.sipc.org/


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Proven Expertise1

More than $1T in assets

Experience from 25 years servingB/Ds and 15 years serving RIAs

Relationships with 3,400 RIAfirms, 319 B/Ds, 85,000 brokersand advisors

Consultative Approach

Offer an unbiased, consultative

approach

Conduct a comprehensive reviewof needs

Designed to connect client withthe business model that best

meets their needs

Broad Rangeof Capabilities

Access to a broad range of

tools, products and support

Capabilities to help build andgrow a hybrid business

Ability to choose thetechnology to meet your

needs

1 As of J une 30, 2008. Data stated reflects combined National Financial and Fidelity Institutional Wealth Services information.

Please note that there are different regulatory registrations necessary to conduct commission and fee-based business.

For your commission and fee-based business

Advanced Integrated Technology

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Integrated Technology: the Strengths of Two Platforms

Comprehensive Trading

Market Data & Research

Planning Block Trading and Rebalancing

Client View CRM

Custodian Transactions

Portfolio Management

Financial Planning

Drive Growth, Manage Risk, Create Efficiency

Single sign-on & Integrated functions

Risk Management

Streetscape Fee Based Tools

Coordinated Services

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Key Benefits of Fidelity WealthCentral

Fidelity and third-party market-leading

capabilities

Streamlined workflows

Comprehensive client view

Total Web-based platform

Centralized support

Trading and Account Servicing

Portfolio ModelingAnd Rebalancing

ClientRelationshipManagement

ORACLE ONDEMAND

PortfolioManagement

ADVENT APXVIA ABOS

FinancialPlanning

EISI NAVIPLAN

Advanced Technology Fidelity WealthCentral

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Why the advisors choose Brewer


I decided on coming to Brewer because it offered my clients a total wealth management suite

of products and comprehensive financial planning solutions. I now also have access to better

technology and compliance issues that in the past distracted me from focusing solely on my

clients.

- J ohn Hoidas, former Ameriprise advisor

Brewers open architecture provides me with flexibility to explore ideas that were simply not

accessible before. More importantly for my clients, choice of products enables a customized

portfolio designed specifically for them, giving them peace of mind because their special needs

are addressed.

-Steve Brown, former LPL advisor

At Brewer, I know I can be independent and access a full array of products as well as newofferings while benefiting from one of the most competitive compensation packages in the

industry. This is a compelling proposition, especially with the turmoil we see in the large captive

broker dealers.

- Dan Henrichs, former Merrill Lynch advisor

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Wikipedia

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Brewer Investment Group


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Brewer Financial Services


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Brewer Financial ServicesIn the News


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Brewer Insurance GroupIn the News


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Brewer Investment GroupIn the News


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Brewer Investment GroupDisclaimer

Brewer is a brand marketing name used to describe products and services offered by the comp anys different divisions.

IMPORTANT NOTICES:

Trading in all forms invol ves substantial ri sk of l oss and is not suit able for every investor.

PAST RESULTS ARE NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. Alternative investment products, including hedge funds and managed futures, involve a high degreeof risk, often engage in leveraging and other speculative investment practices that may increase the risk of investment loss, can be highly illiquid, are not required toprovid e periodi c pr ici ng o r valuation i nfo rmati on to in vesto rs, may invol ve com plex tax s tru ctu res and delays in dis tri but ing important tax in formation, are not subj ect t o thesame regulatory requirements as mutual funds, often charge high fees which may offset any trading profits, and in many cases the underlying investments are nottransparent and are known only to the investment manager. Alternative investment performance can be volatile. An investor could lose all or a substantial amount of his orher investment. Often, alternative investment fund and account managers have total trading authority over their funds or accounts; the use of a single advisor applyinggenerally similar trading programs could mean lack of diversification and, consequently, higher risk. There is often no secondary market for an investor's interest inalternative investments, and none is expected to develop. There may be restrictions on transferring interests in any alternative investment. Alternative investment productsoften execute a substantial portion of their trades on non-U.S. exchanges. Investing in foreign markets may entail risks that differ from those associated with investments inU.S. markets. Additionally, alternative investments often entail commodity trading, which involves substantial risk of l oss. Brewer Financial Services, LLC, (BFS) a FINRAmember, and Brewer Futures Group, LLC ( BFG), an NFA member, (collecti vely, B rewer ) offers various alternative investments, incl uding hedge funds, futures funds andmanaged commodity and futures accounts, that may operate in commodities markets and foreign Forex markets (off-exchange foreign currency futures and options or FX),among others. Brewer and/or its officers/partners may have a financial interest in such alternative investments. In working with clients, Brewer BFS acts in its capacity as aSEC-registered Broker-Dealer and BFG acts in its capacity as a CFTC-registered Introducing Broker. Brewer has entered into selling agreements with all of the investmentproduc ts that we offer (in cludin g investment product s of our affi liates), pu rsuant t o wh ich we are paid f ees by t he investment product s or thei r managers in connecti on w ithsales we make.

This material and any views expressed herein are provided for informational purposes only and should not be construed as an endorsement or inducement of any investoradvisory services or as an offer to sell or the solicitation of an offer to purchase any securities. Before seeking any advisor's services or investing any money, investorsmust read and examine thoroughly the respective disclosure document, offering memorandum or prospectus. Brewer Financial Services, LLC and Brewer InvestmentAdvi sors, LLC are subsi diaries of the Parent Company, Brewer Investment Group , LL C. Securi ties are of fered under t he superv isi on of Brewer Financ ial Services, LLC, aMember of FINRA/SIPC. Investment advisory services are offered through Brewer Investment Advisors, LLC.

Trading futures, options and forex (off-exchange foreign currency futures and options or FX) involves substantial risk of loss and is not suitable for every investor. Thevaluation of futures, options and Forex may fluctuate, and, as a result, clients may lose more than their original investment. The impact of seasonal and geopolitical eventsis already factored into market prices. Prices in the underlying cash or physical markets do not necessarily move in tandem with futures and options prices. Loss-limitingstrategies such as stop loss orders may not be effective because market conditions may make it impossible to execute such orders. Likewise, strategies usingcombinations of options and/or futures positions such as spread or straddle trades may be just as risky as simple long and short positions. The high degree of leverageavailable in Forex trading means that small price movements will have a much greater impact on account performance and can result in large losses as well as gains. Pastresults are no indication of future performance.

Information provided in this correspondence was obtained from sources believed to be reliable. In no event should the content of this correspondence be construed as anexpress or implied promise, guarantee or implication by or from Brewer Investment Group, LLC, and/or its affiliates, including, but not limited to, Brewer Financial Services,LLC, Brewer Futures Group, LLC, and Brewer Investment Advisors, LLC, that you wi ll profit or that losses can or wi ll be limited in any manner whatsoever. Past results do

not predict future performance. No guarantee of any kind is implied or possible where projections of future conditions are attempted.


brewer financial services value proposition

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