Annual Report 2008

From Here On… Women Over 50 – Embracing Change

Celebrating the First Decade

For Christine Millen, co-founder and firstpresident of TTN, 2008 was a turning-point. Milestones included a new TTN

web site, a book tour and exponential growthfor a national community that had begun barely10 years before.

In the spring of 1999, Christine was 56years old. A British import and technologicalwhiz, she had achieved a successful career asa partner at Deloitte Consulting. Now, aftermore than 30 years in the corporate world,she, too, was ready for change.

“I had a vague notion of doing somethingelse,” she said, “but I didn’t know what.”Suspecting that other women might feel thesame way, she approached Charlotte Frank,a longtime government executive who wasalso eager for change. The two joined forcesand invited a group of colleagues to meet inChristine’s living room. All 16 women whogathered that evening were bright, over 50and fired with a passion for professionalsuccess. Free of the constraints of child-rearingor of proving themselves at work, they wereready for something new.

Little wonder, then, that this group of trail-blazers could not imagine retirement. What theywanted was change. That evening marked thebeginning of a movement that would ultimatelyembrace transition in every aspect of life.

Today, TTN is a national organization witha community of more than 5,000 women.Many are still working at full-time careers.Others have begun exploring the transitionsahead, gearing up for the next stage. Theworld, however, is not the same. Ten yearsago, women over 50 were looking for flexibilityand choice. Nowadays, their counterparts –

living in an economic maelstrom, surroundedby instability and the erosion of income andassets – are looking for ways to survive.

They are, according to Christine, betterprepared for the psychological break thataccompanies separation from the workplace.Yet they need TTN more than ever.

“Smart women will always be attracted toTTN,” she added, pointing out that thosewhose careers have evaporated and who recog-nize the need to adapt are among those whobenefit most from the organization. “They wantthe support, the collegiality and the chance todo something satisfying and important.”

In 2008, Christine decided that it was timefor her own transition. As president of TTNsince the beginning, she realized that she hadrelied on many of the same skills that had dis-tinguished her earlier career. “This time,” shesaid, as she planned to step down, “I lookforward to exploring different spheres.”

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Planning for the Next 10 Years

Charlotte Frank, co-founder and Vice President,will assume the TTN presidency in 2009.

When TTN’s co-founder, Charlotte Frank,retired from the Port Authority ofNew York and New Jersey in 2002,

she knew exactly what she wanted to do.As co-founder and first vice president of

TTN, Charlotte was already active in the net-work that she and Christine Millen had begunjust a few years before. Within days, she hadturned her apartment into an office and wasworking 10 hour days, recruiting colleaguesfrom every stage of her career to work as vol-unteers and help run the new organization.One of her goals was to make sure that womenwho were exploring their first post-career stepswould retain the same options they had foughtso hard to achieve in the world of work.

“TTN women are amazing,” she said, addingthat women over 50 are drawn to the organiza-tion because they want to continue leading livesthat are as productive and challenging as theirearlier years were. “As members, they rejoice inthe fact that they are not alone. Arm-in-armwith other like-minded women, they explore

new careers, discover new opportunities forvolunteer work, embark on major adventuresand take advantage of a community wherenew friendships are formed and where changeis welcomed.”

Having spent her entire career in government– specializing in civil rights and communitydevelopment – Charlotte, who grew up inMinneapolis, is proud of TTN’s growth. Theorganization has expanded both geographicallyand in the range of activities it provides.

Looking forward, she predicts continuedsuccess in building a national communitywhich addresses major issues for women over50. These include programs in which membersof TTN help each other to navigate the health-care system or find work opportunities thatsatisfy the need for challenge and that provideneeded supplemental income.

Shared activities, such as special interestgroups – known as peer groups in some chap-ters – continue to be the backbone of TTN,embracing art and travel, education and thepursuit of adventure.

“Through TTN, we are able to share expe-riences, overcome obstacles and enjoy thebenefits of community, enriching the lives ofall women over 50,” she concluded.

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Faces of TTNAnn Louise Lyman

As a teenager in New York, Lee played thecello and studied composing before switch-ing to a business major at college.

“From music to medical managementis not such a big jump,” she says. “Bothproduce enormous satisfaction when thingsbalance out.” And balance out they have.Twenty-two years ago, she started LEREfficiency Services, an accounting firm forhospitals and medical groups. Lee co-found-ed and is now president of the US HispanicWomen’s Chamber of Commerce. Named a“Woman of the Future” by the New YorkWomen’s Agenda, she sits on its board of

directors. Two yearsago, she joined TTN.She’s been involved inthe Think Tank eversince. “It’s like music,”she says. “We delveinto areas that aredifficult, and we havea wonderful time!”

Lee Rodriguez

After 32 years of working for Delta, Angelawas offered early retirement. She was 52 –“way too young” – but the airline industrywas in the process of downsizing as aresult of 9/11.

Angela, who was working downtown onthe day of the attack, had experienced somefall-out too. Initially, she welcomed retire-ment, enjoying travel and hobbies. But shemissed the sense of purpose that came fromhelping others. Realizing that “full-timeplay is no fun,” she joined TTN a year laterand immediately got involved in a volunteerchild abuse prevention program. Now

Social Chair of theLong Island Chapter,Angela loves coordi-nating events. “TTNhas been a lifeline forme. It has given menew friendships,opportunities and achance to serve theTTN community.”

Angela Carrubba

Although she had always had a passion forsewing, it was not until joining TTN threeyears ago, at age 54, that Ann Louise realizedthat working with fabrics might actually bea business.

Armed with an MBA, Ann Louise hadworked in consumer marketing at aManhattan bank and then, after moving toWestchester, as an editor at Prodigy. Whenher daughter left for college, she decided toventure forth and explore new career options.At TTN, she found the support she neededas she discovered the art of quilting andbegan merging it with her interest in photog-

raphy. Today, herphoto quilts are com-missioned to preservememories or provideunique gifts. Nowco-chair of theWestchester Chapter,she tells everyone,“I’m not retiring, I’mjust beginning.”

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A speechwriter for many well-knownAmericans, including former First LadyHillary Clinton, Carole has always lovedpublic speaking.

However, it was not until her son went blind,at the age of 13, that she learned that she hada powerful voice. Her son, now a lawyer,urged her to go to work recording books forthe NY Public Library. Reading aloud led tovoice-overs and speechwriting for giants likeGirl Scouts of America and UNICEF. A for-mer journalist, Carole currently heads herown firm, Concepts & Communications. Sheis also working on a screenplay. She has been

a member of TTNsince 2007 and lovessinging with thegroup’s chorus. “I’mhaving a marveloustime, meeting differentkinds of women,” shesays. “We’re not likeour mothers. We’resetting new standardsfor our generation.”

An actress who left the theatre for the corpo-rate world more than 30 years ago, Terryhas found a way to make a comeback.

In 2001, Terry – who is head of the Chicagochapter of TTN – started the AchievementorGroup. Being her own boss has given herfreedom along with time to return to thestage. Now in her 50s, she loves straddlingtwo worlds. Her philosophy is that actingskills – listening and improvisation – arethe most effective tools in the businessworld. In addition to her consulting busi-ness, she is president of Chicago’s GriffinTheatre, an acting company that performs

across the US. As aperformer, Terryembraces transition.“On stage and off,”she says, “I am livingmy life to the fullestand not waiting for itto begin.”

Terry Kozlowski Carole Wehberg

When Deirdre decided to pull up stakes andmove to Washington, DC, she expected toface a social abyss.

Not only was she pulling the plug on a careerin journalism – most of it at the Times MirrorCompany – but she was exchanging the famil-iar world of Connecticut for a city in whichshe was a virtual stranger. Discovering thatDC was home to a fledgling TTN chapter,Deirdre joined and soon was on the steeringcommittee, becoming an instrument of thechapter’s growth. For four years she handledcommunications, membership, special interestgroup coordination and the chapter’s web

pages. “TTN gave methe chance to build anew life,” she said. Italso provided the foun-dation for a manage-ment consulting firm,Gorton-ChanningAssociates, LLC,formed with fellowTTN-DC founderLynn Gorton.

Deirdre Channing

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Navigating the Healthcare SystemImagine a community inwhich people look out for eachother when they are disabledor ill… where neighbors popin to shop or cook for thosewho are convalescing… wherestrangers escort patients todoctors’ offices or share infor-mation about their medicalexperiences…

Sounds like a pipe dream, doesn’tit? But TTN members were ableto imagine all that – and more –when they submitted a proposalto the New York State HealthFoundation in mid-2007. Com-peting against many other organi-zations, TTN won a two-yeargrant to conduct a pilot projectto improve community health.

Once the funding was in place,the project, called the CaringCollaborative, moved full speedahead. Under the direction of

TTN co-founder Charlotte Frank,the steering committee wasexpanded. Laura Traynor washired as manager and a databasewas established, allowing membersto exchange services – through atime bank – while sharing infor-mation and resources.

By the end of 2008, the CaringCollaborative had more than 200members in New York City, andhad been highlighted in the WallStreet Journal, The New YorkTimes and other major media.Although the program is currentlygeared to an urban environment,plans are underway for a secondpilot in a suburban area.

“Ultimately, we hope to rollthis out nationally, so that everymember of TTN will have accessto a healthcare community,” saidLaura, who was previously anexecutive at the Brookdale Centerfor Healthy Aging & Longevity.

Here are two stories from theproject’s first year.

A Medical Escort.It was a minor surgical procedure,but the doctor insisted that thepatient be escorted home. SoHelga, an active TTN member,called the Caring Collaborative.She was promptly hooked upwith Phyllis, a member who livednearby but whom she’d nevermet. Phyllis agreed. “It fit myschedule,” she said. “And I likethe feeling of being able to help.”

For Helga, feeling woozy fromthe anesthesia, the sight of someonethere – to help her cross the streetand share a meal – was more thanwelcome. “I was so grateful,” shesaid. “I’m a self-sufficient type, butI needed somebody that day!”

A Team Approach toConvalescence.When Berte knew she was havingknee surgery, she e-mailed members

of her peer group who belongedto the Caring Collaborative. Thatway, she knew that help would beprovided by friends, while hoursand services would be credited totheir Time Bank accounts.

“Knowing I had this supportsystem helped me recuperate,”she said. Help was on call fromthe moment she got home fromthe hospital. Members took her toand from physical therapy, wentshopping and brought food. Oneeven offered to clean her cat box!

Berte Schachter and BC, her cat.

Advocacy has always been partof the TTN mission. In NewYork, an ad hoc group led byEleanor Foa Dienstag and ElissaSinger Williams, co-chairs of thePeer Group Committee, decidedit was time to take the next step.Their initiative, called “Ideas intoAction,” was launched in the fallof 2008. Nearly 100 TTN womenturned out to explore five topics.Here are a few of them.

Alternative Living Options.The shortage of affordable hous-ing is an issue that faces manyolder women. Shoya Zichy isheading a group that is research-ing retirement and assisted livingcommunities, shared housingand other options in the Tri-Statearea. Currently, the group iscompiling details about costs,health and social services, entryrequirements and even petownership policies.

Second Act Initiative.Many women are eager to findwork that offers more freedomthan a full-time job. This group,led by Janice Johnson, SusanIngram and Judy Capel, aims tohelp TTN members to use theirprofessional skills, possiblythrough a job bank specializing inproject-based jobs. As Judy put it,“We have the kind of experiencethat employers need, but flexibilityis a must.”

Other initiatives are aimed atgetting involved in local politics,engaging in intergenerationaldialogue and combining travelwith volunteer work in othercountries.

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Diversity and AgingA panel of experts on the state of women’s health – medical and financial –addressed an overflow audience at the National Arts Club in New York.

Carol Jenkins, center, longtime TV anchorwoman and president of theWomen’s Media Center, moderated. The speakers, left to right, were:Geetha Ghai, consultant on nutrition and health; Monica Sweeney, AssistantCommissioner, Bureau of HIV/AIDS-NYC; Suzanne Matthews, Finance inFocus; Betty Duggan, Medicare Rights Center-NYC. (Not pictured, MuzetteCharles, AXA Advisors, and Corinne Furnari, clinical nutritionist.)

A New Level of Activism

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Many Communities, One VoiceCoast to Coast –Record GrowthTTN chapters continued to growin 2008. Leading the pack, thethree oldest chapters – Washington,DC, San Francisco and LongIsland, all founded in 2006 –celebrated their coming of agewith increased membershipand activities. Newer chaptersfollowed suit, some branchingout in unexpected directions.

Diversity in DCNot surprising for the nation’scapital in an election year, TTN’sDC chapter doubled in size in2008, attracting women from abroader spectrum. Monthly pro-grams – featuring dinner and aspeaker – drew large audiences,with some guests traveling morethan an hour each way.

Special Interest Groups – similarto peer groups in other chapters –are more local. Washington nowhas three book groups, located

in Maryland, Virginia and theDistrict. There are two groupsfocused on career and personaltransitions, with several more inthe works. Other popular activi-ties include Gourmet Networking,Art Safari and a theater group.

Loyalty on Long IslandAlthough spread out over twocounties and 100 miles, TTN’sLong Island chapter scored thehighest renewal rate in the US.Leaders credit the popularity ofpeer groups, which – because oftheir intimate setting and size –reinforce loyalty.

One of Long Island’s most pop-ular peer groups – Singles in theSuburbs – is now running in threelocations. Other groups that havetaken off are the Lunch Bunchand the Theatre Group. A mentor-ing program, designed to bringtogether older and younger mem-bers, is now in the works.

Space in San FranciscoIn the Bay Area, finding a centralmeeting space was a major prob-lem. In 2008, the chapter foundwhat it needed through a collabo-ration with the Osher LifelongLearning Institute at San FranciscoState University.

“We share more than space,”said Arlene Reiff, who heads the

chapter. “We co-sponsor programsand promote each other’s events.”In addition to its monthly meet-ings, San Francisco now has eightpeer groups, including one forentrepreneurs.

One of the high points of 2008was a visit to a cooking school.Chapter members – who had beentoo busy forging careers to domuch cooking – donned apronsand produced a complete banquet,which they then shared with gusto.

Culture in Westchesterand New YorkIn Westchester/Rockland, 2008marked the emergence of a newpeer group, called the CultureVultures, committed to exploringlocal museums. Monthly filmoutings are among the chapter’stop activities.

New York, known as thecultural capital of the US, offersmore choices than most peoplecan grasp. That hasn’t dauntedKaren Kanter, who heads a com-mittee that organizes events forExploreNYC. The program offersdocent-led tours of museums,galleries and churches, goes

Alice Hobbs, left, and Marylin Abedinenjoying the taste of San Francisco.

backstage at concert halls andexplores neighborhoods off thebeaten track. In 2008, the grouplaunched a series of films aboutwomen, with television critic RomaTorre moderating the discussion.

Poetry in HoustonIn Texas, one of the highlights of2008 was an evening in whichEva Archer Smith, co-chair of theHouston chapter, led the group ina discussion of the poem I WillNot Die an Unlived Life byDawna Markova. The groupagreed that fear represented thegreatest obstacle to change, bothprofessionally and personally.

Creativity and ‘InspiredRetirement’ in Chicago2008 marked the beginning of anew Planning Committee inChicago. By the end of the year,the group had hosted programson Memory and Creativity,

Inspired Retirement and FinancialSurvival. Topics for 2009 includetechnology and health.

Technology EverywhereTTN women love learning.Although most are computerliterate, many members are eagerto improve their skills and to navi-gate the Internet more successfully.

In New York, where the technol-ogy committee is headed by AnitaJaffe and Kathy LaPier, some ofthe most popular hands-on courses

include digital photography,buying and selling on eBay andResearch on the Internet.

New York City – TTN’sNewest ChapterMost people find it hard tobelieve that New York City –birthplace of The TransitionNetwork and home of its nationaloffice – did not become a separatechapter until late 2008.

“It’s a shock to realize that wenever had a steering committee,”said Ellen Murphy, interim chairof the 12-member group that hasbeen set up to manage the movefrom board control to independentchapter. “Trying to impose struc-ture on an organization that’s goingstrong is like changing the tire on acar that’s going 80 miles an hour.”Complicating the move, she added,is the fact that the New York chap-ter is more than three times the sizeof any other.

According to Betsy Werley,TTN’s executive director, thechange will benefit everyone,allowing the national office todeal with long-range goals whilegiving the chapter the autonomyto meet local members’ needs.

“Our goal is to create pro-grams and events that strengthen

membership,”Ellen said. Thenew chapterhas increasedits visibility inNYC – throughthe media andcollaborationwith otherorganizations –and has initiateda series of eventsdesigned to

make sure that every member isactively engaged in TTN-NYC.

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Embracing technology in New York:committee members Sally Dougan, farleft, Irene Halstrom, Kathy LaPier, CeliaCurrin, Roberta White and Anita Jaffe.

Ellen Murphy wel-coming membersin New York City.

For years, TTN was one of thebest-kept secrets in the nonprofitworld.

In 2008, that began to change.Publication of a book and produc-tion of a promotional video haveboth helped to spread the wordabout a movement whose time hasliterally come.

Smart Women Don’t Retire– They Break FreeDescribed as “an inspiring alterna-tive to the R-word,” this first bookfrom The Transition Network hasbeen marketed throughout the USas a blueprint for women seekingnext steps in their lives. TTNPresident and Co-founder ChristineMillen joined author Gail Rentschon a coast to coast book tour,attracting enthusiastic crowds inevery city and drawing many newmembers into the fold.

In New York, a gala book publi-cation party, held at a private club,

was sold out. Actress Tyne Dalywas one of the many speakers whoapplauded TTN and the book.

“In the next decade a hugenumber of women will be makinga work-related transition from alifetime career to whatever comesnext… This book provides a valu-able orientation to this process.”– Jennie Chin Hansen, President,AARP

“I love this book… Every womancan find herself on these pages.”– Abigail Trafford, columnist,

Washington Post

Ending a job that has dominatedyour life and finding a replace-ment isn’t easy… This bookanswers the questions we all haveabout how to use what we know,change course, enjoy life in a newway, and stay involved in theworld.” – Marlene Sanders, formernetwork news correspondent

And Now the Movie…The idea of a film about TTN tookroot when Susan Macmillan, aTTN member who teaches videoproduction at Queens College,attended the New York HolidayBreakfast in December 2007.

Susan, a Lecturer in MediaStudies for the last 24 years, hadbeen looking for an interesting probono client for a student project.She immediately seized on the ideaof creating a video to publicizeTTN and its accomplishments.

Within weeks, the students –undergraduates majoring in film-making – had begun developing ascript. They knew from the outsetthat the high point of the filmwould be the book launch in June

2008. However, there was a greatdeal of field work to be donebeforehand, plus monumentalstudio work – splicing interviews,extensive editing, composing anoriginal score and recording avoice-over – to be done afterward.In the end, the project took a year.In addition to current students,several former students pitched in,including one young woman whois now with the BBC.

“It was an eye-opening experi-ence for everyone,” said Susan,who began her career working ondocumentaries for PBS.

The 4-minute video, called LifeAfter 50, can be seen on the TTNwebsite. DVDs are available forinterested groups.

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Getting the Word Out…

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Applauding Our SponsorsNew York StateHealth FoundationCreated in 2006 as part of theprivatization of Empire BlueCross/Blue Shield, the New YorkState Health Foundation is dedi-cated to better healthcare forall New Yorkers. In its effort toimprove public and communityhealth, the Foundation choseTTN for a two-year SpecialOpportunity Grant, allowing thegroup to conduct a pilot projectfor the Caring Collaborative.

“We’d like to show that womenare willing to participate andhelp one another,” said James R.Knickman, president and CEO ofthe Foundation, who commendedTTN members for having the “tal-ent, connections and energy to tryout a new idea.”

Osher Lifelong LearningInstitute at San FranciscoState UniversityIn San Francisco, the OsherLifelong Learning Institute hasjoined forces with TTN to hostthe chapter’s monthly meetings,providing space on its convenientlylocated campus and the use ofits state-of-the-art audio-visualequipment.

“We are delighted to be in thisrelationship with TTN,” saidDebra M. Varner, Director of theCollege of Extended Learningat Osher-San Francisco. Thearrangement allows for extensivecollaboration between the twoorganizations. “Everyone benefits,”pointed out Ms. Varner. Osherstudents have the chance to attendTTN events at a discount, whileTTN members are encouraged tojoin activities at the college.

Carefree VacationsA specialist in travel for nonprofitorganizations, Carefree Vacationsis the leisure division of one of theoldest travel agencies in the US –San Diego Travel Group, foundedin 1963. The company has createda customized program for TTN,complete with its own dedicatedphone, website and staff.

According to JoAnn Arlen,director of marketing, “TTNmembers will get big discountson travel, while the organizationwill receive a contribution forevery trip sold.” The companyoffers cruises, tours and familyvacations, as well as a variety ofwomen-only getaways. Passportand visa services are available aswell as 24 hour online access toinformation.

Eddy & Schein In-HomeAdministrators for Seniors

When RebeccaEddy and GideonSchein formedtheir companyin New York in2000, they decidedto focus exclusivelyon seniors. In addi-tion to handling

everyday matters, such as bill-payingand health insurance matters,the two – both financial servicesprofessionals – work closely withaccountants, lawyers, estate plan-ners and relatives.

The company, which describesits services as “Life keeping, notjust book-keeping,” became TTN’sfirst meeting sponsor in November2008. “We had exhibited at otherevents, but never at TTN,” saidRebecca, who is a member of theNew York City chapter. “Wedecided it’s a great way to get ourname known.”

Rebecca Eddy

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Steady GrowthDespite the erosion of most people’s retirementfunds, TTN continued to grow. Nationally,the community expanded by more than 30percent, and new chapters began sprouting in

Philadelphia and Columbus, Ohio. Womenacross the country realized that now, morethan ever, they needed a network devotedto the exploration of change.

Individuals donated generously, while supportfrom funders showed a modest growth. Tightmanagement of expenses kept the organizationat a break-even budget.

TTN is a 501(c)3 corporation, registered as a nonprofit organization under the laws of the State of New York. Contributions are welcome and tax-deductible to the extent allowed by law.

2008 Revenue*

Investment Income – 2,956

Total – $350,408

Member Dues – $121,283

Individual Contributions – 99,524

Program Meetings – 71,350

Donated Services – 44,500

Corporate Donations – 6,000

Other Income – 4,795

Does not reflect funding from NYS HealthFoundation, recorded in 2007.

*

Consultants – 10,821

2008 Expenses

Printing and Publications – 13,673

Total Compensation – $210,439

Program Meetings – 67,466

Donated Services – 44,500

Accounting and Tax Prep – 23,846

Miscellaneous – 17,055

Website – 15,337

Total – $417,009

Processing Fees – 6,529

Book Promotion – 2,555

Travel and Entertainment – 4,7880

1000

2000

3000

4000

5000

6000

Growth of TTN’s Core Community

2003 2004 2005 2006 2007 2008

500

1,000

1,700

2,500

3,500

5,000

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Pro BonoArnold Saks AssociatesCB Richard EllisMayer Brown, LLP

Corporateand FoundationSponsorsCarefree TravelCynapsusEddy & Schein, In-Home

AdministratorsMerrill LynchNew York State Health

FoundationThe New York Times

Company Foundation

Matching FundsExxon MobilJPMorgan ChaseMcGraw HillPfizer

Premium MembersSusan BeckermanAudrey BernfieldElizabeth Buff

Pat DalyChristina del BalsoHolly EtlinFabianne GershonDel Rene GoldsmithJoan GreenAlix-Marie HallEileen Hoffman, M.D.Lucy KennedyMona KreadenAnn MichellSusan MartinGail RentschLinda Sicher

Individual Donors$1,000 or moreAudrey BernfieldAlexis ChasmanPatricia DalyChristina del BalsoMynoon DoroCharlotte FrankMona KreadenJane LattesJoan LeimanSusan LiebermanSusan Martin

Barbara MarwellKathryn MorrisonLinda SicherSheila WellingtonBetsy Werley

$200 – $999Amy BonoffNancy BowlesMaggie BuchwaldPhyllis CohenRoberta ColeJoan DawsonBeverly DenboDel Rene GoldsmithEileen Hoffman, M.D.Carol KayJane McCarthyAnn MichellChristine MillenLynn MintonCherrie NanningaArline NewmanVictoria NorrisTrudy OwettCarol RaphaelGlenda RosenthalMarion SchultheisMarilyn StetarJane Young

$100 – $199SJ AveryEllen BartoldusHarriet BlackerJean BroomNatalie CampbellEllen CohenLinda CoteJoanne DillonSally DouganSherry DworskyKatharine FishmanHeidi FiskeEleanor Foa DienstagMarcia FoxRicki FulmanLynn GortonMartha GrahamVivian GramsMargot GreenCarol GuerieriPhyllis HabermanDiana HerzogSusan IngramAnita JaffeLiliane KatesRonnie KelleherDiana Killip

Judith KrassnerKathy LaPierBethene Le MahieuEllen LevineEileen LunnyClaire MarxKathryn McDonnellEllen MurphyLyn OliensisElaine OrrBarbara PettusAdeline QuinnLaura RadinArlene ReiffGail RentschBarbara RosenJennifer RushtonAmy SchmidtJane ShermanDania SmithJoanne SteinhartYukie StubbsAbigail TraffordGinette WachtelShelly WimpfheimerRuth WoodenAnna Yang

Under $100Isabel AlbomAnn AlexJacqueline AncessPamela AverickCarol BarkerJanet BartnickAllison BeckBrigitte BenteleEvelyn BerkalMargo Berk-LevineBarbara BresslerRavelle BrickmanJean BroomCatherine BrownAngela CarrubbaElizabeth CaseyDeborah CerrutoJane ChirurgTherese CoburnSusan CohenValerie ColemanJacqueline DayRose DeanEllen DiamondDeborah DinkelackerSally DouganDenise Durham Williams

Funding the Future

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Lorraine EdwardsLinda ExmanWanda FinneyJoan FlumNaomi GatBobbie HacklerAlix-Marie HallIrene HalstromElizabeth HansenDeborah HarkinsNancy HenningsenLinda HirschConstance HoguetEllen HowardBarbara KazdanEllyn KesslerSusan KintnerJanet KirwanHarriet KoskoffJudy KostinAnita LandsJudy LangerEllen LennardBarbara LidskyCarol LiozNora Luna RighterDiana McCarthySelinda A. MelnikElisabeth MendsAnn MichellSheryl MiglioElizabeth Mindlin

Lupe MoralesErica MorrisonNancie Nicol-ThomasNancy OlsonKathleen OlsonMary O’NealJeannette PaladinoEstella PateEve PolingChristine PottsAdeline QuinnSharon RakowskiPamela RoderickSonia RodriguezBarbara RubinEllen SchmidtIsabelle SchoenfeldSandra Shane-DubowKathryn SheppardBetsy ShererMartha ShortlidgeClaudia B. SmithPat SnyderJoan StanleyCarole ThompsonNatalie TuckerJudith WardHerta WeinsteinGail WisneskiEileen YanconeLivia YanowiczMeredith Young

VolunteersEva Archer Smith

Madeleine Appel

Joan Bacchus

Maryann Barletta

Ellen Bartoldus

Eileen Bauman

Daryl Baurer

Barbara Beizer

Celeste Benger

Audrey Bernfield

Wendy Bernstein

Linda Blachman

Nora Bleich

Amy Bonoff

Ravelle Brickman

Regina Broten

Christine Brown

Liz Burke

Valerie Buyse White

Veronica Caiazza

Tish Campbell

Judy Capel

Marsha Carlin

Angela Carrubba

Deirdre Channing

Marjorie Churgin

Phyllis Cohen

Roberta Cohen

Sally Coler

Celia Curran

Vivian Cyprus

Pat Daly

Dale Davis

Joan Dawson

Rose Dean

Christina del Balso

Grace Donahue

Sally Dougan

Sherry Dworsky

Sally Dwyer

Judy Edison

Barbara Eiden-Molinaro

Lyndall Erb

Nancy Feldman

Kate Fischer

Rae-Carole Fischer

Eleanor Foa Dienstag

Hope Fonte

Gail Forman

Charlotte Frank

Barbara Frankel

Kathy Franzel

Susan Freeman

Harriet Frieze

Ricki Fulman

Charlotte Galluccio

Joan Garrison

Jean George

Judy Goddess

Agnes Goldberger

Lynn Goldfine

Joan Goldman

DelRene Goldsmith

Geri Goldstein

Sari Goren

Lynn Gorton

Jeanne Grubert

Irene Halstrom

Elizabeth Hansen

Claire Harmon

Carol Heileman

Renee Hock

Barbara Hoenig

Martha Horowitz

Rita Howard

Susan Ingram

Anita Jaffe

Harriet Jaffee

Mary Jeglum

Janice Johnson

Judith Johnson

Ann Jordan

Emma Kalaidjian

Anita Kane

Karen Kanter

Madeline Kaplan

Natalie Kaplan

Naomi Karp

Erellah Katz

Ronnie Kelleher

Lucy Kennedy

Jeanne Kennedy

Diana Killip

Claudine Klose

Marcia Kovarsky

Terry Kozlowski

Mona Kreaden

Fern Lambroza

Anita Lands

Kathy LaPier

Jane Lattes

Laurie Lauterbach

Marianne Lawrence

Ellen Lennard

Binney Levine

Diane Levine

Susan Lieberman

Roxanne Lorch

Ann Louise Lyman

Janet Mandelstam

Frieda Marshall

Barbara Marwell

Gail Massot

Mara Mayor

Susan Macmillan

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Jane McCarthy

Del McCormick

Ellen McDonald

Sharon McGavin

Ann Michell

Christine Millen

Lynn Minton

Yvonne Mitchell

Yolanda Montefusco

Kate Morrison

Luanne Mullin

Ellen Murphy

Arline Newman

Linda Niedzwicki

Elaine Orr

Trudy Owett

Reba Palker

Jane Pearlson

Nina Pfeffer

Jude Pierce

Eve Poling

Patti Polyn

Irene Porges

Pam Pound

Leslie Prager

Pat Pullins

Adeline Quinn

Wanda Quintana

Nina Ramondelli

Lillian Rangel

Marcia Reed

Nancy Reedy

Arlene Reiff

Patricia Rich

Hila Richardson

Liz Robbins

Pamela Roderick

Barbara Rosen

Abbe Rosenberg

Marilynne Ruddick

Rosemarie Ruk

Irene Rundblom

Jennifer Rushton

Judy Russ

Nancy Rust

Robyn Saffner

Marlene Sanders

Trudy Sarns

Lynne Schaffer

Ellen Schmidt

Marion Schultheis

Ellen Schwartz

Linda Segal

Betsy Sherer

Ann Sheridan

Linda Sherwin

Bobbi Shulman

Linda Sicher

Susan Siminow

Bernice Sinder

Elissa Singer Williams

Helene Smith

Dania Smith

Linda Soldatos

Ellen Sommer

Virginia Sorkin

Marcia Stein

Joanne Steinhart

Rachel Stempel

Marilyn Stetar

Molly Sugarman

Kathleen Sullivan

Barbara Susin

Lucille Sutton

Mary Ann Synan

Cali Tamarkin

Ann Trupin

June Walden

Nadia Wechsler

Phyllis Weiss Haserot

Roberta White

ElMatha Wilder

Ellen Wright

Livia Yanowicz

Jane Young

Shoya Zichy

Thelma Zirkelbach

Executive DirectorBetsy Werley

StaffCathy CarringtonMarie ConstantinCarole HollandLaura Traynor

OfficersChristine MillenPresident

Charlotte FrankVice President

Janice JohnsonTreasurer

Barbara MarwellSecretary

Board of DirectorsAudrey BernfieldJoan DawsonChristina del BalsoBarbara HoenigJane LattesSusan LiebermanMona KreadenSusan MartinKathryn MorrisonLinda Sicher

Advisory BoardSuzanne Braun LevineMaggie BuchwaldKaren DavisJudy GogginEileen Hoffman, M.D.Isabelle Katz PinzlerJoan LeimanGail MagaliffDebra OppenheimCarol RaphaelMichelle ScottJeri SedlarAbigail TraffordRuth Wooden

ChaptersChicagoTerry Kozlowski

HoustonSusan Lieberman andEva Archer Smith

Long IslandEllen Bartoldus

New York CityEllen Murphy

San FranciscoBay AreaJanet Mandelstam andArlene Reiff

Washington D.C.Barbara BeizerDeirdre ChanningBarbara Eiden-MolinaroLynn GortonJudith JohnsonGail MassotMara MayorBobbi ShulmanCali Tamarkin

WestchesterAnn Louise Lyman andAnn Sheridan

Mission Statement:The Transition Networkis a national nonprofitorganization, helpingwomen over 50 to joinforces to enrich theirlives, embrace transitionas opportunity and speakwith a powerful, collective,multicultural voice onpublic policy issues.

Editorial: Ravelle Brickman Public Relations Design: Arnold Saks Associates Photography: Joan Menschenfreund (page 1, 2, 5, 7)

National Headquarters

Mailing address:Ansonia StationP. O. Box 231240New York, New York 10023-0021

Telephone: 212.714.8040Email: info@TheTransitionNetwork.orgwww.TheTransitionNetwork.org