streetsville village times
DESCRIPTION
Volume 08 Issue 02 April / M ay 2013TRANSCRIPT
S T R E E T S V I L L E
VILLAGE TIMES Putting Streetsville First!
Volume 08 • Issue 02 • Apri l / M ay 2013
IN THIS ISSUE
On March 4th, 2013 the Streetsville BIA’s Annual General Meeting was held at Vic Johnston Banquet Hall. The Streets-ville BIA (Business Improvement Area) honoured several businesses in the village for their many years of dedicated ser-vice. The Streetsville BIA recognizes businesses in the village that have reached the milestone of 25 - 35+ years serving the Streetsville community. The businesses acknowledged at this year’s AGM contribute to the vibrancy and success of our thriving village. Many Streetsville businesses have stood the test of time, successfully growing their business, while building the trust and friendship of Streetsville residents. Each merchant’s key to success is providing his or her clientele with exceptional customer service and expert advice. These successful business owners are deeply passionate about their business and exceptionally skilled in their profession. For these merchants, the 25+ years have flown by, and they are as enthusiastic about their business as ever; excited to embrace another 25+ years doing what they love best. Celebrating 35 + YearsLadner’s Clothiers located at 220 Queen Street South has been a family run business for almost 55 years! Owner Todd Ladner tries to uphold the cornerstones of service, value, quality and fashion, which his father Eric Ladner started when he opened the store in 1959. Men across the village and throughout Mississauga continue to visit Ladner’s for all their menswear needs because of the quality of the product, and the knowledgeable, attentive service they receive. Atkinson Insurance Company has been Streetsville’s insurance company for over 80 years. The location of the Atkinson Insurance Company is one of Streetsville’s celebrated historic sites. The Graydon-Atkinson House located at 157 Queen Street South was built in 1890. The Atkinson Insurance Company has been providing Streetsville residents with per-sonal and commercial insurance since 1929.
OFFICIAL NEWSPAPER
www.villageofstreetsville.com
Caring Volunteers 04Taste of Streetsville 06Streetscape Mississauga 08Mississauga Symphony 09Day of Champs 10Community Corner 12Plant Sale 13Community Service Award 15Mother’s Day 16New Squash Pro 17Eyeglass Pain 18Brubacher Report 19Bread and Honey Festival 20Gratifying Harvest 21Secret of Financial Wealth 22Councillor Carlson 23
Celebrating the Longevity of Businesses in Streetsville By Lindsay Howe
continued on page 7
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Streetsville Village TimesStreetsville’s Community Newspaper
Volume 08 | Issue 02Bi-monthly Publication ~ Circulation 25,000
Delivered by Canada Post
For advertising information, please contact:Toby Gardiner • 416-875-1409
Editorial ContributorsJulie Knox, Lindsay Howe,
Melissa Motyka and Emma Cosgrove
The Streetsville BusinessImprovement Association
280 Queen Street SouthStreetsville, ON L5M 1K8
Tel: 905-858-5974 ~ Fax: [email protected]
www.villageofstreetsville.com
Graphic Design:
The Streetsville Village Times is printed on 100% recycled fibre. Please recycle. www.rjentpub.com
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Caring volunteers with big hearts
Being involved in the village, I have come to realize just how many people it takes to run community events, the planning involved and the volunteer hours given. Just thinking back over the last six months and look-ing ahead to the next six, it is astonishing to actually watch these events emerge from mere ideas into the real deal on the day of the event. The hours involved in preparing, scrutinizing, debating, formulating and implementing these memorable events cannot be measured! Many of the village’s events and festival committees are made up of local business owners and residents. These volunteers plan and implement for more than one year beforehand, leading up to the events. The groups meet on a monthly basis and many committed people unselfishly give of their time to make sure these events are as good as or better than the year before to create memories for the village. This issue, I say Thank you to all the people involved in the upcoming festivals and events. You not only give back to the community by providing countless hours of volunteer time creating local events for the resi-dents to enjoy, but also you are legacy makers who create lasting memories for many years to come. Cheers!
Toby Gardiner | Publisher | [email protected]
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Goodfellas restaurant located at 208 Queen Street South. Details on the launch party, as well as the full list of participating restaurants will follow. Stay tuned to the next edition of The Streetsville Village Times, as well as The Taste website at tasteofstreetsville.ca for more details. Visit the BIA booth at upcoming festivals and events this summer, including The Bread and Honey Festival. You will be able to take a sneak peek at the prix fixe menus from the participating restaurants. Once again this year, each time you order from a Taste of Streetsville menu you have a chance to win a gift basket that will include a free dinner for two, and other great items from participating restaurants Walking through the village, the aroma of the delicious food served at the par-ticipating restaurants and other food vendors is enough to entice villagers to stop in for a bite. Indulge your appetite, take part in Taste of Streetsville to taste a wide variety of culinary delights, and experience what the village has to offer. Visit the various restaurants from September 9th to October 6th and order from their special dinner menus. You don’t want to miss out on the delectable dishes offered at an affordable price! Sponsorship for Taste of Streetsville is welcome. For more information contact Jes-sica Iatomasi, General Manager, Mondello Ristorante at (905) 819-1727 or Angela Trewartha General Manager, Streetsville BIA at (905)858-5974. To receive updates leading up to the event, ‘Like’ The Taste on Facebook, or follow along on Twitter @StreetsvilleBIA. Visit Taste of Streetsville on the web at tasteofstreetsville.ca.
Gear Up Your Taste Buds for the 5th Annual Taste of StreetsvilleBy Lindsay Howe
The Taste of Streetsville is back this year, and it is bigger and better than ever. Gear up your taste buds for the 5th annual Taste of Streetsville run-ning from September 9th to October 6th. This month long culinary festival gives you the opportunity to visit participating restaurants, bars and other eateries across the village and sample their special menus at a great price. Participating restaurants and bars will offer price fixed menus for $25. Addition-ally, some smaller cafes and takeout restaurants in Streetsville will also take part in The Taste of Streetsville experience, offering their own taste specials at a lower price point . Chefs from participating restaurants across the village will create custom Taste of Streetsville dishes, featuring the best of what each res-taurant has to offer.
Last year’s Taste of Streetsville was a huge hit, and this year promises to draw an even larger crowd. General Manager of Mondello Ristorante Jessica Iatomasi states, “Dining is a great way to bring people together and it is an opportunity to get a taste of what Streetsville has to offer. It is hoped that The Taste will bring people into the village from all over Mississauga. This will not only boost the profile of Streetsville restaurants and bars but also all the other businesses in the village.” Last year, the participating restaurants donated $.50 from every Taste of Streets-ville prix fixe menu sold to benefit The Pediatric Oncology at the Credit Valley Hospital. Proceeds went towards building an expansion wing for the hospital. This year, The Taste will continue to donate proceeds to The Credit Valley Hos-pital Foundation. While most of the restaurants in Streetsville participated in the 2012 Taste of Streetsville event, this year an even larger number of eateries are expected to take part. The Taste of Streetsville media launch is scheduled for the week prior to the commencement of the culinary event. The launch will be held at the new
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Celebrating the Longevitycontinued from cover
Similarly, Streetsville’s Chiropractic Clinic has been delivering quality chiroprac-tic care to the community since 1977. Other businesses that have reached the milestone of 35+ successful years serving the Village of Streetsville are Cagney’s Restaurant and Streetsville Eye Care. Celebrating 30+ YearsVia Ciclante (previously Re-My Sport) located at 222 Queen Street South has reached the 30-year benchmark. Via Ciclante offers world-class products, with a focus on innovative, functional design. Their quality products and special ser-vices inspire cyclists to perform at their best. Via Ciclante carries bikes for all types of cyclists: from mountain bikes, to women’s bikes, to road bikes and life-cycle bikes. This spring, visit Via Ciclante to find the bike that best suits your needs, or bring your old bike in for upgrades and repairs. Streetsville Tire is the location of another historic site in Streetsville. The build-ing where Streetsville Tire is located has remained the transportation centre of Streetsville for centuries! The building was built approximately 300 years ago, originally used to build horse carriages. Streetsville Tire has provided its cus-tomers with quality, old-fashioned customer service for over 30 years. Owner Colin Keeping has earned the trust of hundreds of Streetsville residents, as they have come to rely on the technical expertise and friendly service Colin and his team provide. Wandering Minstrel Music School is also celebrating 30 years in business. The dedicated, highly educated and trained team of music teachers at Wandering Minstrel has provided thousands of music lessons to the Streetsville commu-nity. Music students have gone on to win competitions and scholarships, re-ceive outstanding marks on their RCM exams, and some have even gone on to excel as professional musicians. Wandering Minstrel offers lessons ranging from piano, guitar, singing, saxophone, flute, clarinet, violin, and viola. Owner Judy Dadd is passionate about running a successful music school, and proud to have reached this benchmark of 30 years. Dadd states, “Over the past three decades it’s been a joy to connect with stu-dents through music, and also to watch them grow up and become wonderful,
successful people. Many former students occasionally drop in or keep in touch for years afterwards. Some have even come full circle, returning as professional musicians and teaching the next generation of students. It’s so wonderful.” Murphy’s Ice Cream is probably the most well-known and celebrated ice-cream shop in Mississauga. Over the past 30 years other ice-cream shops have come and gone in the village, while Murphy’s has remained the ever-popular choice for delicious ice cream, gelato, and frozen yogurt. Streetsville residents of all ages look forward to visiting Murphy’s and enjoying their ice-cream cone on a bench in Main Street Square, or on a walk through Streetsville Memorial Park. It is these carefree afternoons spent outdoors that we remember most when we reflect on the quality time spent with our loved ones in the village. Celebrating 25+ YearsStreetsville Florist, Silvano’s Hair Salon and Dolly Mixtures were honoured for 25+ years of service. Streetsville Florist located at 265 Queen Street South of-fers the finest floral arrangements in the village! Customers have come to rely on Streetsville Florist for all of their floral needs. Dolly Mixtures is a thriving hair salon located at 30 Pearl Street. Visit Dolly Mixtures salon for a custom cut and color, and leave feeling beautiful and rejuvenated! Silvano’s Hair Salon has been a successful business in Streetsville for over 25 years. Clients continue to return to Silvano’s Hair Salon for their hair care needs because they trust in the quality of the service. Owner Silvano states, “The sur-roundings of the small town charm attracts clients from different cities who love the feel of our little town in a big city. Our service standards and expertise must always be at its highest in a competitive market. We strive to provide leading service and products in our small 500 sq ft setting, accompanied by our unique town makes for an exceptional customer experience.” For your hair care needs, visit Silvano’s Hair Salon at 9 Main Street. The Streetsville BIA congratulates these businesses on their outstanding achieve-ments, wishing them many more successful years to come! For more information and a full business directory visit villageofstreetsville.com.
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Streetscape Mississauga
Streetscape Mississauga is Mississauga’s first, annual, city-wide garden and beautifi-cation contest for residents and small busi-nesses.
Established as a working partnership between the City of Mississauga and the city’s four hor-ticultural societies, Streetscape was introduced in 2009, as a component of Mississauga In Bloom, and is now an independent program. Created and delivered entirely by volunteers, with City staff support, the contest has been an unqualified success, with new classes and new features added each year. 2012 marks the introduction of a residential class for alterna-tive gardens and a brand new contest for small businesses.
The contest is designed to encourage beautification and conservation, raise public awareness of innovative and ecofriendly gardening practices and to rec-ognize those residents and businesses who, through their efforts, contribute to a greener and more livable community.
Streetscape continues to work towards creating an environmentally respon-sible and more beautiful city; supporting the ideals, expressed by thousands of residents, that shape Mississauga’s Living Green Master Plan. As of 2012, Streetscape now offers two contests, one for residents and one for small busi-nesses.
For entry form visit www.mississauga.ca/portal/discover/streetscapemississauga
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Think Globally, Act LocallyEarth Day takes place on Monday, April 22. Each year on Earth Day people all over the world are challenged to make positive changes to their daily habits. We all share the same planet and are each responsible for what we use and how we us it. When we use less natural resources, we help to ensure there are enough resources to go around, therefore future generations won’t run out of essential things such as clean water, air and soil. While Earth Day happens only once a year, we should cel-ebrate our Earth on a daily basis and treat everyday as though it were Earth Day.
Making Earth-Friendly ChoicesEarth Day is the time to start making more environmentally conscious choices to keep our planet clean and fix some of the damage that has been done to our environment. Easy Earth-friendly changes include: switching to energy efficient light bulbs, using less water, walking or cycling more and buying local produce and foods. Avoid bottled water by buying and using a reusable water bottle. Recycling is a simple yet important way to reduce the pollution caused by waste. When we recycle we save energy, reduce pollution and preserve our natural re-sources. By creating a compost pile for our food scraps we reduce the amount of trash that goes into landfills. Composting also helps create rich soil for garden-ing. A popular Earth Day experience for all ages is planting trees. Not only do trees improve biodiversity and provide habitats for wildlife, trees also help keep the air clean by absorbing carbon dioxide and producing oxygen. Another way to get involved is to join a community initiative to pick up litter, helping to keep the environment free of contaminants. Be A Part of the SolutionEarth day serves as a reminder to think about how we can help resolve environ-mental challenges by taking action to protect our planet. It is our responsibility to learn about biodiversity and take measures to help preserve the plants and animals around us. It is imperative that we rethink the way we use things and make it our objective to use less. The lifestyle choices we make are most often based on habit and convenience. We all have bad habits to break when it comes to living a more eco-friendly lifestyle. Something as simple as leaving reusable grocery bags in your car so you don’t forget to bring them to the grocery store can go a long way to help erase your carbon footprint. We can all do our part to help ensure a healthy planet for generations to come.
Celebrating Our Earth: Earth Day 2013By Lindsay Howe
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Songs from the Auvergne
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The Mississauga Symphony with Interim Music Director John Barnum, Conductor and Lesley Bouza, Soprano. Join the Mississauga Symphony for a night of magical fire as Maestro John Barnum takes the podium for our season finale, “Songs from the Auvergne”. Maestro Barnum has created a program showcasing three composers whose music celebrates the songs and dances of the Spanish and French countryside. Isaac Albeniz was a Spanish pianist and composer who spent many years in London, where he wrote operettas in the style of Gilbert and Sullivan, and in Paris, where he created a salon to encourage other young Spaniards like Manuel de Falla. His Triana is a stirring piece with passionate melodies and syncopated rhythms that reflect the colours of the Gypsy quarter of Seville. Joseph Can-teloube was a French composer who shared Albeniz’s passion for preserving regional culture. Maestro Barnum’s special guest Lesley Bouza, a member of the Elora Festival Singers, will perform Canteloube’s beautiful Chants d’Auvergne, a haunting arrangement for soprano and orchestra of Auvergnat shepherd tunes and folksongs, sung in the Occitan language. Manuel de Falla’s El sombrero de tres picos (The Three-cornered Hat) began as a stage play about a magistrate’s attempt to seduce the young wife of a miller. Diaghalev commissioned it as a ballet. The orchestral suite from this ballet is a delightful combination of lively folk dances that will set your blood racing and your toes tapping! John Barnum was the conductor and artistic director of the MSO for 34 years, a well-known and beloved figure in Mississauga and highly esteemed in the broader music community across Canada. This season he has continued to guide us as Interim Music Director while our search for a new conductor con-tinued. On May 11th, Maestro Barnum will hand over the baton to that person. Don’t miss the opportunity to be in the audience when the new conductor is introduced and the next season is revealed. For more information about the Mississauga Symphony Concerts and Events go to MississaugaSymphony.ca or call 905.615.4405.
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STREETSVILLE SUMMER HOCKEY
335 Church Street • 905-826-2030 www.vicjohnston.ca
NEW! Spring 8 Game REP/SELECT DIVISIONS – Sunday’s May 5 to June 23NOV/ATOM/PW/BANT between 12:00pm-8:00pm
House League/Select/Rep Mixed ProgramMondays • 7/8 yr olds – 6pm and 7pm • 11/12yr olds – 8pm and 9pm
Wednesday • 9/10 yr olds – 6pm and 7pm • 13/14yr olds – 8pm and 9pmThursday • 10/11 yr. olds – 6pm and 7pm • 15-17 yr. olds – 8pm and 9pm
All games are 3 x 15 minute running time periodsNo body checking • Jerseys are supplied by the league
Individual and teamapplications are
being taken at theVic Johnston Arena
For full details visit www.vicjohnston.ca
Vic Johnston Summer 4 on 4Boys and Girls Hockey
12 weeks of hockeyStarting the Week of April 28th
SHL Day Of Champs! Photos by David Wright
On this day, everyone walked away as a winner The Streetsville Hockey League took to the ice (and the ban-quet hall) on Sunday, March 24th for the annual Day of Champs, featuring a series of House League Championship Games and award banquets.
The culmination of a season’s hard work showed in the excited and deter-mined faces of the young players, who had worked and trained hard. After the championship, the players all headed to the Vic Johnston Arena and Community Centre’s banquet hall for a special ban-quet.
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email - [email protected]
Stinger SelectProgram Available:Tyke - Midget
Sabres TournamentTeam Program Available:
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SHL Day Of Champs! Photos by David Wright
ATOM NOVICE
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COMMUNITY CORNER
Cloverleaf Garden Club upcoming eventsCloverleaf Garden Club annual Plant Sale, Saturday, May 25, 8:30 – 12:00 noon at the Carmen Corbasson Community Centre (formerly known as the Cawthra Community Centre) parking lot, 1399 Cawthra Rd, Mississauga, ON. Perennials and shrubs offered at great prices, grown by members and friends of the club: groundcovers, rose of Sharon, bleeding hearts, columbines, daisies, sweet wil-liam, black eyed susans, ferns, and hostas, hostas, hostas! Contact: Edel Schmidt, [email protected], 416-953-1031. Visit www.CloverleafGarden-Club.org for updates and further details. Cloverleaf Garden Club 48th annual Garden Tour, Sunday, June 23, 10:00 a.m. – 4:00 p.m. Visit private gardens in an area south of the QEW, east and west of Cawthra Rd. in Mississauga, ON. Tickets $15 per person, available at Sheridan Nurseries, Mississauga. Contact: Elaine dos Santos, [email protected]. Visit www.CloverleafGardenClub.org for updates and further details.
MP Brad Butt upcoming eventsMP Brad Butt will be hosting a free tax clinic for the residents of Mississauga-Streetsville on Saturday, April 6, 2013 at the Meadowvale Library from 9:30 am to 4 pm. For more information on what to bring and if you qualify or to book an appointment, contact the office at 905-812-1811 or [email protected]. MP Brad Butt will be hosting his 2nd Annual Seniors Forum on Friday, April 12, 2013 from 10 am to 1 pm at the Vic Johnston Community Centre, 335 Church Street, Mississauga. Speakers will include: Service Canada, City of Mississauga, Peel Elder Abuse Prevention Network, Canadian Centre on Substance Abuse, Nurse Next Door, Royal Bank of Canada (RBC). Light refreshments will be served.Spaces limited! To RSVP, please call (905) 812-1811 or email [email protected]
Streetsville Historical Society General MeetingThe Streetsville Historical Society will hold their general meeting on Thursday, April 11, 2013, 7:30pm at Specialty Care, 4350 Mississauga Road. Speaker will be author John McKendry who worked for the CCM company in Weston and who has written a book on the history of the noted Canadian company which closed in 1983. All welcome, no admission charge.
Brick House Pizza CompanyOn February 26th Brick House Pizza Company at celebrated their grand opening with a ribbon cutting ceremony by Mayor McCallion. Everyone who attended was treated to a sample of their Brick House pizza. Brick House Pizza Co. offers customers many varieties of artisan, wood-fired pizza. Its unique wood burning brick oven is heated to a constant temperature of between 800 and 900 degrees fahrenheit to ensure your pizza is cooked to perfection. They are located at 111 Queen St. S. Call (905) 858-FIRE or visit www.brickhousepizza.ca.
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“With Stars in Your Eyes” - Mississauga Choral Society On Saturday, April 27, 30 at 8.00pm the Mississauga Choral Society Chorus will participate in a massed choir (over 100 voices) performance of inspirational clas-sic and popular repertoire at St. Patrick’s Catholic Church, 921 Flagship Drive, Mississauga. Tickets are Adult $22, Seniors $18, youth to 18 $10.For more infor-mation call 905-278-7059 or visit www.mcs-on.ca.
The Bread & Honey Festival Consumer Market Show 2013The Bread & Honey Festival Consumer Market Show takes place June 1st and 2nd, 2013 Sat 10-6 & Sun 10-5 inside the newly renovated Vic Johnston Arena.The Bread and Honey Festival attracts over 25 000 in the span of two days! An added benefit is that the proceeds go right back into the community. This is your opportunity to give back to the community by supporting this Rotary project. For the low price of $370, you are provided with everything you need to showcase your business or organization. This in-cludes:
• Wireless Internet• An 8’ x 10’ fully draped professional looking booth• One 15 amp electrical outlet, if needed• Fully licensed and bonded security supervision during non-show hours• Improved show advertising• Comfort and protection from the outdoors• Exclusive exhibitor lounge and washrooms• Free pancake breakfast on Sunday morning• Free exhibitor secured parking for two vehicles, within 100 metres of the show• Drive into show access for display setup and removal•Table and chair rentals as needed at cost
The warm feeling that you are helping to support worthwhile community proj-ects such as Credit Valley Hospital, Easter Seals, local Schools, Vic Johnston Com-munity Centre, etc. Space is limited. Register now to avoid the disappointment of having your pre-ferred booth location taken! Send in the registration form and cheque made payable to: The Streetsville Rotary Club. Should you have any questions, please feel free to contact us at (905) 567-6909 & ask for Michelle or Sue.
Canadian Cancer Society’s 8th Annual Spring Garden Tour 2013Explore Beautiful Gardens of Lorne ParkHomeowners in the Lorne Park Neighbourhood have graciously agreed to open their picturesque gardens to the public for viewing on Sunday, May 26 from 10 a.m. – 4 p.m. to support the fight against cancer. Paul Zammit an award winning gardener who is currently the Nancy Eaton Director of Horticulture at Toronto Botanical Garden, and has appeared both on television and in print, will en-lighten garden tour visitors at Benares Historic House. As well, to further en-hance our visitors’ experience, local musicians will perform instrumental music in some of the gardens throughout the day.
For further information please contact the Canadian Cancer Society, 2227 South Millway, Suite 202 Mississauga, ON. L5L 3R6. (905) 608-8411 Pam Kiez ext.3857 or email [email protected]. Advance Ticket price is $15.00. Ticket price on Tour Day is $20.00 All proceeds will be donated to the Canadian Cancer Society.
Marketing/Social Media Information Breakfast Thursday, April 18th - 9am-11amThe Streetsville BIA and Streetsville Village Times are co-hosting an informative session on market-ing through print and social media. This is a free information session available to all BIA Members.
Spots are limited, so sign up quickly! The breakfast will take place at Vic John-ston Community Centre meeting room. Contact Angela Trewartha at [email protected] or call 905-858-5974 if you would like to participate.
THE S
TREETSVILLE FOUNDERS
BREAD AND HONEY FESTIVAL
The Credit Valley Volunteer Partners’ Annual Plant Sale returns The Credit Valley Volunteer Partners will be fundraising for The Credit Valley Hospital Foundation this spring with their annual plant sale.
Support the Partners by purchasing geraniums, impatiens, flats and hanging baskets. Flowers must be pre-ordered by May 6, 2013. Purchase by phone at 905 813-4112 or visit our website www.trilliumhealthpart-ners.ca to download and fax an order form.
Flower pick up is May 11th between 8:30-11:30 a.m. at the hospital park-ing lot off Credit Valley Road. Proceeds from the plant sales will support the Paediatric Unit at Trillium Health Partners. The Volunteer Partners organize and raise funds for Credit Valley through their gift shop, lottery, holiday gift wrapping, raffles, bake sales, student fundraisers and their annual plant sale. Supporting the sale ensures the Volunteer Partners can continue raising critical funds for the hospital and continue making a difference in our community. About the Credit Valley Volunteer Partners
The Credit Valley Volunteer Partners support Trillium Health Partners - Credit Valley Hospital in the delivery of safe, quality and patient-cen-tered hospital care. In addition to their gift of time, they also raise funds for the hospital to help create better health care for the community. The vision of the Volunteer Partners is to be recognized as people helping people, making a difference to those around them. About The Credit Valley Hospital Foundation
The Credit Valley Hospital Foundation is a proud supporter of Trillium Health Partners, the largest community hospital in the province, serving Mississauga, West Toronto and the surrounding communities. Trillium Health Partners encompasses three hospital sites: Credit Valley Hospital; Mississauga Hospital and Queensway Health Centre, and has a teaching affiliation with the Mississauga Academy of Medicine at the University of Toronto Mississauga. With more than 25 years of partnership with our community, The Credit Valley Hospital Foundation is dedicated to raising the critical funds needed to address the highest priority needs of Credit Valley Hospital, part of Trillium health Partners, while working collaboratively with Tril-lium Health Centre Foundation on projects of transformational change that have benefit across the broader Trillium Health Partners. Next to the provincial government, The Credit Valley Hospital Foundation is the largest provider of funds specifically to Credit Valley Hospital.
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www.davidmosley.com
Lorne Park Hockey to host ProvincialChampionship at VJCC Lorne Park Hockey Association and the Ojibwa Midget Senior A Hockey Club will be the host team at the Midget A Provincial Cham-pionship Tournament held April 11th to April 14th, 2013. All games will be played at the renovated, state of the art Vic Johnston Com-munity Centre. The hockey club is honoured and extremely excited to host this great hockey event. The OHF Championships take place at the conclusion of every hockey season for all the major age groups and levels during the second weekend of April. Five teams participate at the OHF Champion-ships; the Minor Hockey Member Partner Championship teams from the Alliance, GTHL, NOHA, OMHA and the host team. The weekend will kick off with a banquet that brings all five teams to-gether to hear key note speaker Toronto Maple Leaf commentator Paul Hendrick. Opening Ceremonies are scheduled for Friday, April 12th at 6:30 pm. Dignitaries from across the city will be on hand to welcome participants to the 2013 Championship. During the weekend a mini Tyke Super Six Tournament will also take place. Young players starting their minor hockey career will be able to share the weekend with the Midget A contenders. The Lorne Park Midget Senior A Hockey team has been together since rebuilding after championship seasons in Minor and Major atom. The team personifies what the minor hockey experience should be with play-ers and parents forging strong friendships over the years and this event will be a great final chapter for the team. The roster includes: Nikil Arora, Nicholas Constandinou, Bradley Cose, Robert DiClemente, William Ed-die, Joseph Fantin, Jacob Gardiner, Stefan Iwankewich, Patrick Kuchar-zak, Dante Labog, Zachary Louch, Nicholas Magnone, Geoffrey McCann, Conor McKenna, Fraser Molgat, Macleod Munro, Patrick Proborszcz, Alex-ander Sadakhom, Head Coach Tony DiClemente, Trainer Toby Gardiner, Assistant Coach Ron McKenna and Manager Charles Eddie. Please join us on April 11th – 14th and cheer these boys on in their final minor hockey experience! If you are interested in being an event sponsor please contact Event Chair – Toby Gardiner at 416-875-1409 or [email protected].
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THE S
TREETSVILLE FOUNDERS
BREAD AND HONEY FESTIVAL
THE S
TREETSVILLE FOUNDERS
BREAD AND HONEY FESTIVAL
Streetsville Founders
Friday, May 31stSaturday, June 1stSunday, June 2nd
Memorial ParkStreetsville
HOMECOMING WEEKEND 2013Join Us To Celebrate 41 Amazing Years! A Blast From The Past!
www.breadandhoney.ca [email protected]
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Robert Chestnutt moved to Streetsville in 1984 with his wife and two daughters from east Mississauga. As soon as he arrived, Robert knew he want-ed to be a part of the tight-knit Streetsville community. Robert joined Respond in 1986 as a volunteer. A non-profit or-ganization that provides a mul-titude of public safety services, Robert quickly became, accord-ing to one member “the guy in charge” of Streetsville. Respond members know that if you have any questions about what’s hap-pening in Streetsville, Robert is the one to ask. Just look around during any event in the village and you will see Robert, rain or shine (or even snow!) out directing traffic, pro-viding security or first aid, closing off roads and managing logistics. Robert joined the Streetsville Santa Claus Parade committee in 1992 and still sits on the Mississauga Santa Claus Parade Committee today. Robert has been a member of the Canada Day Committee for over 15 years and has also volun-teered for the Bread and Honey Festival, Remembrance Day, the Tree Lighting Ceremony, Streetsville’s 150th, the War of 1812 Re-enactment and countless others. Robert is also a volunteer at the Credit Valley Hospital. Robert has some great memories of volunteering in Streetsville. Some of his most memorable are the 1996 Streetsville Santa Claus Parade that included only 15 entrants, his first Canada Day Celebrations in the 1990’s, and a memorable Jazz Festival in Main St. Square in 1998 that took place during the World Cup. When Croatia won a match while the festival was going on, they spilled onto Queen Street and Robert and the other volunteers had to scramble to close off a part of Queen St. to keep the soccer celebrants from being hit by cars! For over 20 years, Robert has been there for every major event in Streetsville, and is always so humble about the role he plays in each one. As many of the events have grown over the years, it is people like Robert who have worked so hard to ensure that everyone is safe, happy and enjoying themselves, even in crowds that are now tens of thousands strong. Although he may be retired from some of his endeavours, Robert is still volunteering on committees and assist-ing Respond in Streetsville. The Streetsville BIA’s Community Service Award for 2013 was presented to Robert Chestnutt, for the countless hours and tireless effort that he has put into making Streetsville a wonderful and safe place to celebrate together.
Streetsville BIA Community Service Award 2013 Presented to Robert Chestnutt
At Comfort Keepers our caregivers are encouraged to provide a unique approach when assisting clients. We call this approach “Interactive Care Giving.” These practices have proven to contribute to longer, healthier and more purposeful lives for the seniors we care for. This is accomplished by taking typical “Activities of Daily Living” and transforming them into meaningful and enriching opportunities. We tailor activities to the per-sonalities, unique interests and abilities of each client. Here a just a few examples of Interactive Care:
• Walks in the neighborhood • Dancing to music • Working on household chores• Discussing personal interests • Working on hobbies or crafts •Going shopping, to a place of worship or civic activities All of these day to day activities may seem common and ordinary but we all come from different cultural backgrounds and approach them in very unique ways. This is why Comfort Keepers Caregivers make the effort to discover how each client would like to be engaged. Our Caregivers want to know what foods, smells, sights and music will keep your loved ones comfortable and motivated. We empower your loved ones and encourage their involvement in their own plan of care so that they can maintain their independence and dignity. Your loved ones may not be able to garden anymore but may appreciate a visit to a lovely garden or an opportunity co-ordinate a garden. Likewise you may not want your loved one near a stove but they may have decades of recipes that they would love to record or try out for lunch. So our caregivers aim to do more than prepare a meal for your loved one they can reconnect them with fond memories and their dormant passion for food. Interactive Caregiving is all about finding innovative ways to reconnect people with the things that once made them happy. For further information, contact: Comfort Keepers – 905-813-3074 or visit our website www.comfortkeepers.ca
Interactive Care
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37848-Budget Blinds ad 5x3*5 HR.pdf 1 Mar 19, 2013 5:21 PM
Streetsville BIA Chair Todd Ladner, Robert Chestnutt and Councillor George Carlson
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M I S S I S S A U G A
S Y M P H O N Y
O R C H E S T R A
SATURDAY, MAY 11, 8 pmHAMMERSON HALL at the LIVING ARTS CENTREConducted by John Barnum, soprano Lesley Bouza and the MSO serenade you with Joseph Canteloube’s hauntingly beautiful “Chants d’Auvergne”. The evening also showcases dance music from Isaac Albeniz and Manuel de Falla.
Call 905.306.6000 or visit LivingArtsCentre.ca
Discounts for seniors/students.Just $80 for a family of 4!
SONGS FROMTHE AUVERGNE
MississaugaSymphony.ca
Streetsville’s Mother’s Day Walk To End Breast CancerThe annual Mother’s Day Walk will take place on Sunday May 12th at Streetsville Memorial Park. What better way to spend quality time with your mother, than the Mother’s Day Walk to raise money for The Breast Cancer Society of Canada? Registration for the Mother’s Day walk is free. All you have to do is sign up, col-lect pledges and show up for the walk. Prior to the commencement of the walk, special guest speakers will take the stage at Streetsville Memorial Park. Participants will enjoy a scenic walk along the credit river, and through the beautiful village of Streetsville. Upon returning from the walk, participants have the opportunity to mingle, enjoy a light lunch, and experience live entertainment in the park. The Mother’s Day Walk to end Breast Cancer is in need of volunteers. This is a great opportunity for high school students to earn their community service hours. Contact at 1-800-567-8767 or [email protected] if you are interested in volunteering for this event. Register for the Mother’s Day walk online at www.mothersdaywalk.ca to collect online donations and download your fundraising pledge sheet. Check out the great fundraising incentives. On Mother’s day bring your family, friends and co-workers along and join the walk to support The Breast Cancer society! This Mother’s Day treat your mom and experience what the village of Streetsville has to offer. Dine and shop in Streetsville, or join the Mother’s Day Walk. Create an unforgettable Mother’s Day experience for you and your mother!
Mother’s Day Hot SpotsMother’s Day takes place on Sunday May 12. The village of Streetsville will be buzzing with families and excitement. Take advantage of the spring weather and plan a family trip to the village where you can enjoy a leisurely walk through Culham Trail, a picnic in the park by the Credit River, or a scrumptious lunch and dessert at what one the well-known eateries in Streetsville. The Tea Room at the historic Robinson-Bray House is a popular spot for Mother’s Day gatherings. The Robinson-Bray House is located at 223 Queen Street south. Visit the historic tearoom and treat your mother to a gourmet tea and light lunch. Call ahead to The Tea room to reserve a table at 905-542-7674. Check out Kate’s Town Talk Bakery 206 Queen Street south for soup and sandwiches. Top off your deli-cious meal with a mouth-watering dessert! Try Kate’s selection of baked fresh butter tarts, scones, cook-ies, squares and cakes. Another place for you and your mom to indulge your sweet tooth is Swirls Bake Shop located at 186 Queen Street South. Check out their selection of scrumptious specialty cupcakes and cakes. The village of Streetsville has several gift boutiques where you will discover the perfect Mother’s Day gift for your mom. The village boutiques offer stunning home décor items, exceptional jewellery, and other unique treasures. If your mom loves fresh flowers, choose a beautiful bouquet or floral arrangement at Streetsville Florist located at 265 Queen Street South. Or treat your mom to a manicure and pedicure, or spa treatments at one of Streetsville’s exemplary sa-lons or spas.
Mother’s Day in the VillageBy Lindsay Howe
Mon - Fri: 9:00 - 5:00Sat: 10:00 - 2:00
Evenings by Appointment
Call or Visit Our Showroom
• Full Design & Renovation Services• Wide Selection of Granite & Quartz Countertops• Architectural Millwork & Custom Cabinetry
12 Mill Street, Streetsville • 905-812-7812 www.millstreetkitchens.com
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Melanie Jans, four-time Canadian squash champion and two-time Pan American Games gold medalist returns home!
Melanie Jans is considered to be one of the all-time greats, when it comes to squash in Canada. Melanie has represented Canada as a professional, having been one the top 30 players in the world throughout her career. Her achieve-ments include 4 Canadian titles, numerous professional tour wins and two Pan American Games gold medals. Melanie is also a level 3 squash coach and course conductor. She was also recently named the Canadian national team coach for the Women’s World Team Championships in Nimes, France. Melanie has returned to the Mississauga area after residing in Vancouver for the past several years. She is dedicated to promoting squash and the next gen-eration of players, along with recreational players. Melanie is attracting players throughout the GTA. Club Meadowvale owner, Eduardo Alvarez, is very pleased to welcome Melanie to an already busy squash program. Melanie’s status in the sport adds another layer to the exciting squash program at Club Meadowvale. Melanie plans to in-crease female participation and develop a strong junior program. This is great opportunity for the local community, to learn squash from the very best at a great club. “This is a great addition to the sports community in North Mississauga, George-town and Milton. We invite everyone to try squash at Club Meadowvale!” says Eduardo Alvarez-Owner Club Meadowvale Squash is considered the number one healthiest sport in a study conducted by Forbes magazine. The sport offers fitness and a social outlet in a true club atmosphere.
Club Meadowvale welcomes beginners and has everything a person needs to get started. If you would like more information on Club Meadowvale’s squash programs please contact Club Meadowvale Owner, Ed Alvarez at 416-526-4388 or [email protected]. Club Meadowvale is located at 6750 Mississauga Road.
Club Meadowvale Announces New Squash Professional
It seems that everyone owns a computer and is spending longer hours in front of it. Commonly, we go from being on the computer all day, to going home and working on our laptops. And throughout the day we use some sort of mobile device. If you find that you’re feeling neck or back aches, here are some things that may be causing some of your stiffness:
1. Your glasses might need to be re-adjusted. If your eyeglasses are slipping, you might be looking through the wrong zone. Look in the mirror. If your glasses look like they are lower on your nose than they were earlier in the day, they need to be propped up on your nose. Don’t do it yourself. Get them adjusted by your Optician.
2. Try pushing your computer a little further away from you. Some of the com-puter screens are really big now. Try pushing your computer further from you (about 4-6 inches) and see if that makes your eyes feel less strained.
3. Adjust your chair. Raise your chair (or lower your monitor). Ideally, the top of your monitor should be lower than your forehead.
4. When was the last time you had an eye exam by your Optometrist? If you wear progressive lenses and still find that you are lifting your chin to read, you might be trying to find an area in your glasses with more magnification. It might be time for your annual eye exam. As we get older, we have a harder time ac-commodating to close up viewing. For that reason, people require progressive lenses, and need more magnification as they get older.
5. Computer glasses. If the majority of your work day is in front of a computer, you may find investing into a pair of computer/office lenses most satisfying. Lens manufacturers design their lenses for different use. Office lenses are de-signed for up to 4-8 feet away. Your optician should be able to help you select the best suited one (for you).
Your EYEGLASSES could be causing you NECK and BACK pain!By Silvia Yeomans, Queen Spectacle & Kingsway Opticians
June 14-15-16, 2013
Visit www.themwf.com for more info
• Checkmate Performance on the River
• Sandbox Treasure Hunt
• Life-size Board Games
• Interactive Family Culinary
Demonstrations
• Artisan Market
Monster Rock Orchestra Laser Show
FREE ADMISSION!
Memorial Park • Port Credit18
Our Opticians are knowledgeable and here to make sure you have the best pos-sible lenses for YOUR needs. Sometimes we may seem to ask too many ques-tions. Our questions are there to make sure we try and pick the best possible lenses for your needs. If you have any questions regarding this article, or if you’d like to see a specific topic discussed, feel free to email me at [email protected].
Queen Spectacle is located at 201 Queen Street South in Streetsville and has loca-tions in Port Credit and The Kingsway (Etobicoke) for your added convenience.
Yoga City Studio is now opened! Yoga City recognizes that Hot Yoga is not for everyone and so we have created a traditional non-heated Yoga Studio in Streetsville, Mississauga. This will appeal to that inner yogi in all of us so that we can experience the benefits of allowing our body and muscles to warm up gradually.
Yoga City classes are fun, transformative and challenging. Even the hot yoga practitioners will love it.
Come in and try a complimentary class on us and take advantage of our promotional offer of one month unlimited yoga for $40 (regular $85). Take as many classes you like!
Check out our website www.yogacity.ca for monthly class schedules and up-coming workshops and events. We look forward to meeting you! Peace and Love, Yoga City
Price Growth Continues in February Greater Toronto Area (GTA) REALTORS® reported 5,759 sales through the Toronto MLS system in February 2013 – a decline of 15 per cent in comparison to February 2012. It should be noted that 2012 was a leap year with one extra day in Febru-ary. A 28 day year-over-year sales comparison resulted in a lesser decline of 10.5 per cent. The average selling price for February 2013 was $510,580 – up two per cent in comparison to February 2012. “The share of sales and dollar volume accounted for by luxury detached homes in the City of Toronto was lower this February compared to last. This contributed to a more modest pace of overall average price growth for the GTA as a whole,” said Toronto Real Estate Board (TREB) President Ann Hannah. “Stricter mortgage lending guidelines that precluded government backed mortgages on homes sold for over one million dollars and the City of Toronto’s additional upfront land transfer tax arguably played a role in the slower pace of luxury detached home sales,” added Ms. Hannah. The MLS® HPI Composite Benchmark price covering all major home types elimi-nates fluctuations in price growth due to changes in sales mix. The Composite Benchmark price was up by more than three per cent on a year-over-year basis in February. “We will undoubtedly experience some volatility in price growth for some market segments in 2013. However, months of inventory in the low-rise market segment will remain low, resulting in average price growth above three per cent for the TREB market area this year. Our current average price forecast is $515,000 for all home types combined in 2013,” said Jason Mercer, TREB’s Senior Manager of Market Analysis. The average sale price in Mississauga as reported on TREB was $479,730. As we move into the new season, I hope everyone enjoys the spring flowers and plays it safe. Scott Brubacher, Sales Representative, Royal LePage Meadowtowne Realty. Phone 905-821-3200 or visit www.scottbrubacher.com.
Scott Brubacher Village Market Report
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Holly’s Tips
Mudrooms or, more commonly referred to as the back door!
The biggest challenges in this area of the house…
• General clutter, from mail to mismatched mittens• Wet jackets, shoes and boots that need a place to dry• Tracked in mud, leaves, slush, sand and salt
Control the mess. Easier said than done you’re thinking. And yes, ultimately you may want or need to reorganize the room. But start with removing all shoes that don’t really need to be in the entranceway. Ask yourself, “at this time of year does anything other than winter boots and indoor shoes or slippers to change into need to be here?” Use the same rule for all outerwear, sports gear and other out-of-season items currently stored in this area of your home.
Use hooks mounted on the walls so coats, backpacks, keys, purses, dog leashes, etc., all have an official place to hand and best of all, outwear can air dry while it hangs.
A bench is ideal. It can serve as a spot to sit while putting on and taking off foot-wear, a landing spot for what you have in hand as you come through the door (mail, grocery bags, and purse) and boots and shoes can be stored underneath.
Use baskets, plastic totes or bins. Supply one for each family member, to store their gloves, mittens, scarves etc. If you have the space, a wall mounted shelf about the hooks can be an ideal way to keep floor space clear. Or you could try hanging pocket type organizers. Smaller bins or baskets can be used to sort and organize incoming and outgoing mail, keys, cell phones etc. Larger containers for pet toys, umbrellas, walking sticks, sports gear; whatever suits your family’s needs.
Doormats. At this time of year, don’t go with the usual small, pretty doormat. Put down a carpet runner the length of the room or a small are rug (preferable wash-able). A larger landing pad means muddy feet (and paws); dripping coats and umbrellas won’t muck up the floor. A larger rug will also serve you well because Fido will have a spot to lie down and dry off a bit before proceeding into the house.
Walls. If you are considering repainting, be sure to choose a durable, scrubbable paint finish (like a semi-gloss or even a high-gloss) for this high traffic area.
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This year’s annual Bread and Hon-ey Festival is quickly approaching. Bread and Honey will be celebrating its 41st year!
Streetsville’s gem, the Bread and Honey festival will be in full swing this year to commemorate 41 years of success. The festival will take place May 31st to June 2nd at Streetsville Memorial Park. The Bread and Honey festival, originally founded in 1973 is extremely popular and successful; well-known and appre-ciated by the residents of Mississauga. The festival has grown and flourished over the years, attracting around 60,000 people every year. This year will feature all of the festival fan favourites, and some new surprises added to the mix. Some of the popular festivities carried out over the years in-clude: carnival games, rides for all ages, a petting zoo, magicians, free face paint-ing and Hillbilly Show with Celebrity Pig Racing. Band performances, featuring well-known musical guests will take over the stage in the natural amphitheater in Memorial Park. Attendees commonly comment on the unique, eye catching floats in the pa-rade, led by none other than our mayor Hazel McCallion. The parade takes place on Saturday June 1st from 10:00 a.m. – 12:00 p.m. The parade along Queen Street South begins at Britannia Road and makes its way down to Church Street. The fluffy white or whole-wheat bread coated with local honey is enough to make your mouth water. It is hard to believe that this delicious treat is free, com-pliments of Kraft Canada and ADM Milling Ltd. The Bread and Honey Festival wouldn’t be possible without the kindness and dedication of several hundred volunteers lending a helping hand. Come out to attend this huge celebratory event! For a full iternary of events visit the Bread and Honey website at: www.breadandhoney.ca. Contact [email protected] or 905-816-1640 for more details.
Celebrating the 41st year of Streetsville’s Bread and Honey Festival
THE S
TREETSVILLE FOUNDERS
BREAD AND HONEY FESTIVAL
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Gordon is the Vice President – Financial Plan-ning at Efficient Wealth Management Inc., a leader in cost efficient financial planning. He has taught at local colleges in both Financial Services and Accounting areas. He is also a fre-quent guest on television and has written nu-merous articles on investing and financial plan-ning. See our ad “the Harvest is under way!” in this issue.
We are money coaches. We created a new coaching program called The Gratifying Harvest. The program helps you enjoy your future by carefully harvesting cash flow from your lifetime of savings or preparing you to do so. The Gratifying Harvest is an advanced program that takes every-thing to a much higher level and is only available from Efficient Wealth Management.
The Gratifying Harvest JournalEfficient Wealth Management has created a new coaching program called The Gratifying Harvest. The program helps you enjoy your future by carefully har-vesting cash flow from your lifetime of savings or preparing you to do so. We thought a column devoted to this pleasing idea would be great.
Perfectly Flawed in IsolationThis week I had two great reminders about the importance of securing a finan-cial plan before proceeding with any investment strategy. We were approached by two different couples for two different reasons and I was surprised both times.
The first couple approached us to do their income tax returns. We were referred by a financial planning client who knows our firm does tax returns with our spe-cialty being investors, seniors and US filers. As I am collecting and helping them assemble their tax information, I become aware of a few things. First, they came to us primarily because they are new landlords and have never filed a return with rental income. As it turns out, they are not just new landlords; they are also relatively new market investors. They have recently sold their city home and, not being ready to move to their newly acquired retirement home for another two years, they have rented it. They are living in a rental apartment for now. The proceeds of the city home have been used to top up their RSPs and invested for the long term. The RSP deposits were very large, given they had used little of their room available in the past. The new investment plan is great. A low cost ETF portfolio from a broker that is charging a competitive monthly fee (still too high though).
The tax situation was another matter. First, the RSP deposits are so large that all of the amount contributed should not be deducted in a single year. If they did, they would find themselves in the lowest tax or no tax bracket. Clearly, some of the contributions should be held back for use in future years. HOWEVER, this
couple is going to be retired in less than two years and will be unable to use the contributions efficiently before their incomes drop to much lower levels. In this case, they will likely be withdrawing the money from the RSP in the fu-ture at a tax rate higher than the rate applied to the deduction. They will be paying CRA for the pleasure of putting money in their RSP. Second, TFSAs were not effectively used. All amounts not fitting into the RSPs were invested in a standard taxable investment account. Third, this is all made worse (tax ways) by implementing the same standard portfolio in both the registered and the non-registered account.
There are both equities and income producing ETFs in all accounts. It would have been a simple change to think of the portfolio as a whole and allocate the income producing investments to the registered accounts and the equities to the non-registered. Doing so would reduce the overall tax bill each and every year.
To make my week even brighter, another couple shows up the next evening for some financial planning advice. They were seeking a fee for service planner (we call it advice for a fee), having lost trust in the use of commission driven agents. Before they continued further with more investing, they wanted to feel com-fortable they were doing the right things. What brought them to us was their investments and legitimately so, since the investments were mostly high MER mutual funds. As the discussion ensues I am struck by how the MER problem is the simplest problem in front of me. They own and operate a small business. The business is incorporated and is the largest source of wealth for the family. This important source of wealth is treated as an outsider and not integrated to the family’s future wealth building plan. Tax planning opportunities have not been addressed. Improved wealth building ideas have not been implemented. Their accountant has certainly never had a conversation with their investment advisor (I don’t care if the advisor’s card reads financial planner if no planning is evident) and it shows. What has begun as a search for a more trusted opinion on investments has resulted in a complete review of the possibilities for wealth building and tax savings with better use of the corporation.
The conclusion I am trying to lead you to, is that dealing with investments in iso-lation from the family and personal situation can lead to very flawed outcomes. Financial considerations, tax situations and investment implementations are best executed in conjunction with each other, not separate from each other. Most financial professionals involved with investments make their money off the investments. Is it a wonder that the other non-income producing issues get ignored?
As is our practice, I would like to extend an invitation to Meet the Columnist and join in an open discussion at the Port Credit Retirement Residences (33 Huron-tario north of Lakeshore, indoor parking available) on Wednesday, April 17th, 2012 from 2:00 to 4:00 pm. or 7:00 to 9:00 pm.
Being April, we will of course talk about taxes and how to pay less of them. Invita-tions are very limited so please RSVP as soon as possible to Jean at 416-410-9809 or email us at [email protected].
FINANCEm
Nurture your wealth
Sleep well every night
Enjoy your After Party
to the fullest
ENJOY YOUR FUTURE BY CAREFULLY HARVESTING CASH FLOW FROM
YOUR LIFETIME OF SAVINGS
The Secret of Financial Wealth, Do you know it?By Harold Johnson, CPA, CA
MPP Bob Delaney Hosts Queen Elizabeth II Diamond Jubilee Awardees
There is no magic to becoming wealthy. Sometimes there is some luck in-volved, but at the end of the day the secret is still there. If you know it, you are on the way. If you don’t, you should talk with us.
Wealth accumulation is increasingly becoming a critical issue in the lives of ordi-nary Canadians. At first glance, wealth accumulation appears to be most critical to the baby boomers. They are at or near retirement, and they need to know “what is my Value Gap?” The Value Gap is the difference between the amount of money needed at retirement to see you through the rest of your life and what you have now? Make a mistake and it can be pretty difficult to try to go back to work at 78 years of age. Not be prepared and your retirement option may be this – Live Cheap and Die Young! All kidding aside, this is not an option but it does drive the point home that you need to PLAN!
We mentioned that wealth creation is critical to the baby boomers but for every other generation the issues are there as well. For the 30 and 40-somethings out there, wealth creation is just as important. As the old adage goes – “when is the best time to start planning? Yesterday! When is the second best time? Today!”
If you have parents at or near retirement, how will this affect you? Will a slower cash flow from the parents impact you? What about the next couple of decades as health care for the baby boomers becomes a major topic? We all want the best for our parents, but who will pay the bills? This group is also going to be the next sandwich generation – growing kids and aging parents. How will you deal with it?
For those starting out in the workforce, the world is ever changing, but what a great time to do some planning. There are many of us out there today that say if I only knew what I know now when I was 25 I would have done things differ-ently. Well, we sell advice, and while we cannot go back to our 20’s, we are more than happy to pass along the knowledge that we have. Learn from our experi-ence and the investment will pay off.
And let us not forget those who have come before us. There are many seniors out there that need to plan. They need to know what they have, how long it will last and what they want to do with anything that is eventually left over. Estate planning is not morbid. Estate Planning simply makes it easier to achieve our wishes when we are not there, to make the job of our executor that much easier, and to make sure that the residual goes to our beneficiaries. Post death tax planning does not work. And we cannot forget our clients that own their businesses. Planning should be a priority for all businesses but usually is not. Anyone in a business today should stop and ask themselves “what is my exit strategy?” If you don’t have an answer we can help.
Strategic Planning is a scary phrase, but it is essential to all of us. Whether you are employed, own a business, starting out, or coming to retirement it is never too late to start a strategic plan. You have to know where you are going and how to get there. You have to look at the decisions you need to make and feel comfortable in making them. You have to look at the “what ifs”, and plan for how to mitigate the issues. And there is no cookie cutter answer to any of this. Each strategy is personal and built out for what your goals are.
Why do we do strategic planning? Because we have a specific set of skills and tools to help our clients become successful. Why wouldn’t you have a strategic plan? Inevitably fees scare people away – and that is the saddest news of all. At the end of the day if what you invest creates value to you, the fees are well spent. It is a personal choice, but the successful people do this every day.
At MBS we provide planning ad-vice. We advise on investments, but do not sell them. We advise on insurance, but do not sell insurance. We are advisors, pro-viding those who utilize our ser-vices with a value proposition that makes sense, is appreciated and helps our clients succeed.
Finally, what is the secret of fi-nancial wealth? Well, you’ll have to contact us for that.
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14 Ontarians Awarded with Prestigious Diamond Jubilee Medal Bob Delaney, Member of Provincial Parliament for Mississauga-Streetsville cel-ebrated the contributions of 14 outstanding Queen Elizabeth II Diamond Ju-bilee Medal awardees from western Mississauga at Streetsville’s Vic Johnston Community Centre . The commemorative medal was struck to mark the 60th anniversary of Queen Elizabeth II’s accession to the Throne as Queen of Canada. Queen Elizabeth II Diamond Jubilee Medal awardees mark significant contributions and achieve-ments by Canadians. Each Ontario Member of Provincial Parliament nominated 14 Ontarians for their contributions to their communities. “I am honoured to have nominated fourteen outstanding Ontarians whose volunteer work and community contributions make western Mississauga the best place to live, work and raise a family. Our neighbourhoods of Lisgar, Mead-owvale, and Streetsville are stronger communities because of these fourteen outstanding individuals,” said Bob Delaney. Western Mississauga’s 14 awardees (From right to left): Ron Saito, Wilma Francis, Cecil Cogswell, Bishop Lennox Walker, Naveed Chaudhry, Erica Scarff, MPP Bob Delaney, Audrey Chiang, Sandy Pitts, Rob Bezaire, Manmohan Singh. Missing from the photo: Mark Creedon, Abdul Quaym Mufti, Councillor Pat Saito and Judy Yeung, also Diamond Jubilee Medal recipients.”
With less than 1% of the entire, Canadian population receiving the Queens Ju-bilee Medal, it would be quite an honour to receive one indeed. Even more so for multiple family members to be recipients of the prestigious award. Sandra (Keedwell) Pitts and her husband Reg Pitts of Mississauga were both awarded with the medal. To add to the joy, Sandra’s sister, (Etobicoke native), Heather (Keedwell) Bernard of Summerside, P.E.I. also received the award.
Harold G. Johnson, CPA, CA, LPA
MBSF i n a n c i a l G r o u p
t. 905 819 88035 e. [email protected] Queen Street South, Suite 207 Mississauga(Streetsville), ON L5M 1K8
m b s f i n a n c i a l g r o u p . c a
Ward 11 UpdateBy Councillor George Carlson
The spring season is now upon us and so is Earth Week 2013. Earth Week is the largest and most celebrated environmental event across the globe. Over 6 million Canadians join 1 billion people in over 170 countries to par-ticipate. There are many great Earth Week events to be held throughout Mississauga. It’s a perfect opportunity for you to get your friends and fam-ily together to do your part for the environment and help keep our City clean and green. Earth Week runs from April 17 – April 24, 2013 (Earth Day is April 22, 2013). Be sure to check out the following local events: One Million Trees Mississauga LaunchSaturday, April 20th 9am – 12:30pmJoin the City of Mississauga, Credit Valley Conservation, Ecosource, Evergreen, and Toronto and Region Conservation to officially launch the One Million Trees Mississauga planting program. One Million Trees Mississauga is a 20-year pro-gram to encourage residents, schools, community groups, and businesses to join the City’s tree planting efforts to plant more trees on both public and pri-vate lands in Mississauga.
Get your friends and family together and come to Meadowvale Conserva-tion Area (1081 Old Derry Road West) for a morning of tree planting and other hands-on activities such as a nature hike, vegetable gardening, tree climbing demonstrations, and building your own bird house. If you plan on participating in this special tree planting, please RSVP by April 17th at www.onemilliontrees-mississauga.eventbrite.ca. 20-Minute MakeoverFriday, April 22nd at 2pmTake 20 minutes out of your day to pick up litter around your workplace, school or community. To participate in the 20-Minute Makeover, choose a location in your community and form a clean-up group with family, friends, or colleagues; you may also participate individually if you wish. Starting April 10th, garbage bags will be available at your local community centre while supplies last. You may also bring your own garbage bags and gloves. Please visit www.missis-sauga.ca/earthdays to register your clean-up group and to find out more about the 20-Minute Makeover. Please register your clean up group by April 17th. Scouts Canada Scoutrees Annual Tree Planting DaySaturday, April 27th 9am – 12pmMississauga Scouters will be holding their annual tree planting event, Scout-rees, at Birchwood Park (1547 Lakeshore Rd. W.) on Saturday, April 27, 2013, from 9am - 12 pm. Last year, more than 500 Scouts, community volunteers, and volunteers from the City of Mississauga and Credit Valley Conservation helped to plant approximately 900 trees near Huron Park. Please dress according to the weather and wear boots or similar footwear. Scoutrees is a Canada-wide environmental program, run by Scouts Canada, which is designed to give Scouts the opportunity to demonstrate, through tree planting, their concern for the environment and to help build a cleaner, greener community that is less susceptible to flooding. This year will mark 41 years since Scoutrees was started in Mississauga and Georgetown as a pilot project. Since then, Scoutrees has grown into an annual event nationwide. Over 80 million trees have been planted to date, and Scouts across Canada are planting more than 200,000 trees every year to help beautify Canada. For more information about this Scoutrees event, please contact Jeremy Johnston, Group Commis-sioner, 4th Meadowvale West Scouts, at 289-997-1934 or [email protected], or please visit www.m.scouter.ca 2nd Annual Village Litter Blitz- Sunday, May 5th 2pm – 4pmJoin Councillor Carlson, MP Brad Butt, MPP Bob Delaney, and Streetsville service groups (B.I.A., Cadets, Rotary, Lions Club, Scouts, and others) to help clean up lit-ter in and around downtown Streetsville. Last year’s event was a great success, with over 150 community volunteers cleaning up over 2 tonnes of garbage and recyclables in just 2 hours! The event will begin at 2pm at Centre Plaza (128 Queen St. S.), where participants can join us for coffee, donuts, etc., before head-ing out to begin the cleanup. The event will conclude at 4pm and everyone can
join us back at Centre Plaza for pizza, refreshments, and prizes! Elementary and high school students will receive credit for volunteer hours completed. Please bring your volunteer forms for signing. For more information, please call my of-fice at 905-896-5011, or e-mail at [email protected] Another great way for you and your family to do your part for the environment is by participating in the City of Mississauga’s Let Your Green Show campaign. Let Your Green Show is a great awareness campaign developed by the City and the Region of Peel to help residents take action against the adverse effects of cli-mate change and get some great rewards in the process. Let Your Green Show has 3 phases: 1. Phase 1- Grow local/Eat local (July 1, 2012- October 31, 2012)2. Phase 2 -Use less water (March 22, 2013-August 31, 2013)3. Phase 3 -Give your car a break (Fall 2013) Phase 2 focuses on actions you and your family can take to decrease your wa-ter usage. Less than 1% of the Earth’s water is available to us as fresh water in streams, rivers, lakes, and groundwater. The Earth’s freshwater is being used faster than it can be replenished, and using water requires energy. The more water we use, the more energy is needed, and more harmful greenhouse gases are released into the Earth’s atmosphere, so we need to do our part by decreas-ing our water usage. As part of Let Your Green Show you and your family can choose from a list of actions to conserve water and get some great rewards in the process. For more information about Let Your Green Show please visit www.letyourgreenshow.ca. As always, if you need any assistance on this or any other municipal matter, please don’t hesitate to call my office at 905-896-5011, or e-mail at [email protected].
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