IPN – IWNEST 2015 CONFERENCES, PENANG

IPN – IWNEST 2015 CONFERENCES, PENANG

2015 IPN – IWNEST PENANG

PENANG, MALAYSIA

APRIL 24-25, 2015

Welcome to IPN-IWNEST 2015 Conferences Penang

Dear Professor, Dr and distinguished delegates,

Welcome to the IPN - IWNEST 2015 Conferences in Penang, Malaysia. On behalf of International Postgraduate Network (IPN.org) and IWNEST, I would like to thank all the Conference Chair, Program Chairs and the Technical Committees. Their high competence and professional advice enable us to prepare the high-quality program. For the participants, we hope all of you have a wonderful time at the conference and also in Penang, Malaysia.

We believe that by this excellent conference, you can get more opportunity for further communication with researchers and practitioners.

For the conferences of ICAMET, ICCAE, ICNNA, ICTH more than 70 submitted papers have been received and 50 papers have been accepted.

In order to hold more professional and significant international conferences, your suggestions are warmly welcomed. And we are looking forward to meet you again next time.

Best Regards,

Thank you.

Yours Sincerely,

Datin MZ Zainab

Director – Conference Management IPN.org

Chairman, IPN – IWNEST 2015 Conference, Penang

Message from IWNEST President

On behalf of the IWNEST publications team, it is my privilege to welcome you to the IPN - IWNEST 2015 Conferences Penang. IWNEST is an independent, non-political, non-governmental organization of distinguished scientists dedicated to advancing science around the world. We aim to help scientists and researchers to publish their findings in our scientific journals and to promote and help to organize worldwide conferences. We believe that has no boundaries, regardless of the great distances between countries and continents. Thus IWNEST welcomes contributions from researchers from all concern irrespective to the race, colour, religion and nationality.

Best Regards

Prof. Dr. Abdel Rahman Mohammad Said Al Tawaha

Founder President

Honorary Advisor

IPN – IWNEST 2015 Conferences, Penang

About International Postgraduate Network (IPN.org)

The International Postgraduate Network (IPN.org) is a non-profit international association dedicated to the promotion of international education and university cooperation in the field of Business, Art, Social Science, Management, Education, Science, Technology, Engineering and any other related field.

Through the organization of different international events, it brings together institutions, bodies and organizations from different countries of the world for discussion and cooperation IPN.org Mission is to promote and enhance the dialogue in education among the institutions devoted to field mentioned above through:

· Promotion of best practice standards in the service of international education.

· The facilitation of relevant forums, training and information exchange.

· Creation and dissemination of knowledge; exert an influence in public policy.

· Production of publications used as a database document for research works, projects and innovation activities held on the international education field.

IPN.org believes that this is best achieved through international cooperation and promotes the development of closer links among relevant institutions and individuals around the world.IPN.org supports that such international cooperation can help countries learn from each other and promotes the dissemination of scientific and engineering activities. IPN.org intends to achieve the mentioned objectives and get an international visibility by the organization of international conferences and by interacting with public and private organisms from all parts of the world.

www.internationalpostgraduatenetwork.org

www.ipnconference.org

www.ipnmalaysia.org

www.mpcn.org

Announcement

· All accepted papers will be published in the Australian Journal of Basic and applied Sciences (ISI /Thomson Reuters Journal) (ISSN 1991-8176) (abstract and indexing by ISI/Thomson Reuters, Ulrich periodicals, Ebscohost, Cabi International and DOAJ) or

· Journal of Applied Science and Agriculture (ISI/THOMSON REUTERS) (online issue ISSN 1991-8178) (abstract and indexing by ISI/Thomson Reuters, ,Ulrich periodicals, Ebscohost, Cabi International and DOAJ) or

· Advances in Environmental Biology (ISI/THOMSON REUTERS) (online issue ISSN 1995-0756) (abstract and indexing by ISI/Thomson Reuters, , Ulrich periodicals, Ebscohost, Cabi International and DOAJ) or

· Journal of Applied Science Research (online issue ISSN 1819-544X) Google Scholar, Ulrich Periodicals, EBSCO HOST, CSA, CAB Abstract, U.K., DOAJ, ISC

One excellent presentation / best paper will be selected from each session and the author of excellent presentation /best paper will be awarded the certificate during the Dinner Banquet.

Keynote Speakers

Keynote Speaker 1:

Keynote Speaker 2:

List of the Conference Committee

IPN – IWNEST 2015 Conferences Penang, Honorary Advisor

Prof. Dr. Abdel Rahman Mohammad Said Al-Tawaha (Ph.D McGill University)

Founder President of Islamic World Network for Environmental Science and Technology

Editor in Chief, Journal of Applied Science and Agriculture

Editor in Chief, Australian Journal of Basic and Applied Sciences

Al Talal Bin Hussein University, Jordan

IPN – IWNEST 2015 Conferences Penang, Chairman

Datin MZ Zainab

IPN – IWNEST 2015 Conferences Penang, Academic Committee

Conference Chair

TBA

Technical Committee

Dr. Ahmed Hassan El-Ghorab National Research Center,Egypt.

Dr. Madhuban Gopal National Fellow, Division of Agricultural Chemicals,IARI,, India

Dr. Shaban Sharaf El-DeenNational Research Centre, Cairo,Egypt.

Prof. Anish Upadhyaya.IndiaProf. Kantesh Balani. IndiaProf. Sunil Mohan. IndiaProf. Shri. J.K.singh. IndiaDr. Anuchit Uchaipichat, Thailand

Dr. Sunil Kumar, IndiaDr. Ezzeddine Ben Mohamed, TunisDr. Mahboub Sheikhalizadeh Heris, IranDr. Azimi Anaraki, Iran Dr. Cheevin Limsiri, Thailand

IPN – IWNEST 2015 Conference penang, Organising Committee

YKY

Nurul

Shaiful

Rafie

Instruction for Oral Presentation

Devices Provided by the Conference Organizer:

· Laptop (with MS-Office & Adobe Reader)

· Projector & Screen

· Laser Sticks

Materials Provided by the Presenters:

· PowerPoint or PDF files

Duration of each Presentation (Tentatively):

· Regular oral presentation: about12 minutes (including Q&A)

· Keynote speech: about 40 minute (including Q&A)

Notice: Please keep your belongings (laptop and camera etc) with you!

During registration:

Original Receipt

Representative / Pass Card with lanyard

Printed Program

Lunch Coupon

Dinner Coupon

Participation Certificate (collected from Session Chair after the session)

Conference Souvenir

Conference Bag

IPN – IWNEST 2015 Conferences Penang

Conference Program

April 24, 2015

Venue:

Lobby

1400 – 1500

Lobby

Registration

April 25, 2015

Venue:

0830 – 0840

Opening Remarks

Dato’ Azuan Ahmad

IPN.org

0840 – 0910

Plenary Speech 1

TBA

0910 – 0940

Plenary Speech 2

TBA

0950 – 1020

Group Photo and Coffee Break

Venue:

1030 – 1230

Session 1

Venue:

Restaurant

1300 -1400

Lunch

Venue:

1400 – 1600

Session 2

Venue:

1600 – 1630

Coffee Break

Venue:

1630 – 1800

Session 3

Venue:

1630 – 1800

Session 4

Venue:

1930 – 2200

Best Presenter/Best Paper Awards Ceremony

And

Dinner

Session 1

Time: 1030 - 1230

Venue: TBA

Session Chair: TBA

No

Paper ID

Presenter

1

001-icamet

Lean Manufacturing Implementation and Sustenance in Malaysian Manufacturing

Industry: Challenges and Issues

Wai Seng Foo, Eng Lim Ang, Dr. Bhuvenesh Rajamony and Dr. Chang Chuan Lee

University Malaysia Perlis

2

002-icamet

Aluminium-Aluminium Nitride Composite - A Review of production methods

Evarastics Polycarp, Azmi Bin Rahmat, Shamsul Baharin Jamaludin, Gowon Baba

University Malaysia Perlis

3

004-icamet

Physical and Mechanical Properties of Tenun Pahang Fabrics Using Alternative Yarns

E.L.Z Engku Mohd Suhaimi, J. Salleh, S.A.A. Ghani, M.F. Yahya, M.R. Ahmad

Universiti Teknologi MARA

4

005-icamet

Applying Lean principles for Lean product development: A study with reference to the

telecommunication sector

Eng Lim Ang , Wai Seng Foo , Dr Muhammad Iqbal Muhammad Hussain

Universiti Malaysia Perlis

5

006-icamet

Optimization of injection moulding parameters for 68% Ti-6Al-7Nb feedstock

using Taguchi method

R. N. Ahmad , N. Muhammad , A.B. Sulong ,H. Zakaria

Universiti Malaysia Perlis

6

009-icnna

Preparation and characterization of liposomes coated with DEAE-Dextran

Premanarayani Menon

Universiti Malaya

7

011-icnna

Advanced pharmaceutical development in mimicking red blood cell carriers and its applications

Sumaira Naeem, Misni Bin Misran, Kiew Lik Voon, Chung Lip Yong, Teo Yin Yin

Universiti Malaya

8

012-icnna

Effect of calcination temperature on the physical properties and photocatalytic activity

of TiO2 nanotubes synthesized by simple hydrothermal method

Mohd Hasmizam Razali , Ahmad Fauzi Mohd Noor, Mahani Yusoff

Universiti Malaysia Terengganu

Session 2

Time: 1030 - 1230

Venue: TBA

Session Chair: TBA

No

Paper ID

Presenter

1

001-iccae

The Improvement of Geometrically Based 3-D Wave Scattering in MIMO OFDM

Mobile Communication Systems

Siti Maisurah Sulong, Suzi Seroja Sarnin, Azlina Idris, Norsuzila Ya’acob

Universiti Teknologi MARA

2

004-iccae

Reducing the Power Envelope Fluctuation of OFDM Systems Using a Simplified Amplitude Clipping Approach

Dheyauldeen Najm Abdulameer, R. Badlishah Ahmad

Universiti Malaysia Perlis

3

005-iccae

Lithium-ion Battery Parameter Analysis Using Spectrogram

Rizanaliah Kasim, Abdul Rahim Abdullah , Nur Asmiza Selamat, Nur Hazilina Bahari and Mohd Zulkifli Ramli

Universiti Teknikal Malaysia Melaka

4

006-iccae

Performance Verification of VSI Switches Faults Classification and Identification System

N. Bahari , M. Manap, A. R. Abdullah

Universiti Teknikal Malaysia Melaka

5

007-iccae

Hydrogen pressure analysis of Proton Exchange Membrane (PEM) Fuel cell by using Periodogram

Muhammad Zuhaili Bin Razali, Mohd Shahril Ahmad Khiar ,

Abdul Rahim Bin Abdullah , Wan Ahmad Najmi Wan Mohamed

Universiti Teknikal Malaysia Melaka

6

001-icth

The Impact Of Leadership Styles On Employees’ Performance In Telecom Engineering Companies

Ali Orozi Sougui, Abdul Talib Bon , Hussein Mohamed Hagi Hassan

Universiti Tun Hussein Onn Malaysia

7

002-icth

Hermeneutical Phenomenology Approach Using Student’s Field Trip Experiences for Learning about Tourist Experience Phenomenon

Chai Ching Tan, Sangchan Kantabutra , Pratsanee Nakeeree , Pattaramok Pongsata

Mae Fah Luang University

8

004-icth

Brand awareness and consumer loyalty in Malaysia

Firnd Al R. , Samira Alvandi

University Teknologi Malaysia

Session 3

Time: 1400-1600

Venue: TBA

Session Chair: TBA

No

Paper ID

Presenter

1

001-icnna

Surface Investigations And Study Optical Properties Of Si And Sio2 Substrates-Coated With Poly (Methyl Methacrylate) PMMA For High Efficiency Solar Cells

Nura Liman Chiromawa, Kamarulazizi Ibrahim

Universiti Sains Malaysia

2

002-icnna

Fabrication Of GPS Patch Antennas Based On Microwave Dielectric Ceramics Zn(1-X)Coxal2o4 Thin Film By Sol Gel Method

Huda Abdullah, Wan Nasarudin Wan Jalal , Mohd Syafiq Zulfakar

Universiti Kebangsaan Malaysia

3

003-icnna

Optimization of MWCNTs loading for In2O3 based dye-sensitized solar cell application

H Abdullah, Savisha Mahalingam , Sahbudin Shaari , Andanastuti Muchtar

Universiti Kebangsaan Malaysia

4

004-icnna

Study Of Nanocrystalline Znal2o4 And Znfe2o4 With Sio2on Structural And Optical Properties Synthesized By Sol-Gel Method

Mohd Syafiq Zulfakar, Huda Abdullah, Wan Nasarudin Wan Jalal, Zalita Zainuddin, Sahbudin Shaari

Universiti Kebangsaan Malaysia

5

007-icnna

Effect of annealing temperature on photogenerated charge transfer in electrochemically-synthesized nanostructured tungsten trioxide thin films

Meng Nan Chong, Tao Zhu , Yi Wen Phuan

Monash University Malaysia

6

008-icnna

Effect of Ferrocene concentration on the Carbon Nanotube Cotton synthesized via

floating catalyst CVD method

Noor Lyana Adnan, Ismayadi Ismail , Mansor Hashim

Universiti Putra Malaysia

Session 4

Time: 1400-1600

Venue: TBA

Session Chair: TBA

No

Paper ID

Presenter

1

001-icifbc

Customer Perceptions of Islamic Banking Products and Intention to Purchase

Ching Wing, Lo , Chee Seng, Leow

Universiti Malaysia Sabah

2

002-icifbc

The Professionalism of Sharia Supervisory Boards: Issues and Challenges

Isni Andriana , Rusnah Muhamad

Universiti Malaya, Malaysia

3

003-icifbc

Does Islamic Financing Matter for Economic Growth?

Bakri Abdul Karim , Bong Shiang Huei , Zulkefly Abdul Karim

Universiti Malaysia Sarawak

4

008-icifbc

Factors influencing the adoption of electronic banking in Jordan

Tamara Adel AL-Maaitah, Abdullah Osman ,Mohammad Suberi, Derar AL-Maaitah, Mohammad AL-Maaitah

University Malaysia Perlis

5

012-icifbc

A Proposed Regulatory Framework for Islamic Microfinance Model: Lesson from IFSA 2013

Ibraheem Musa Tijani

International Shari’ah Research Academy for Islamic Finance (ISRA)

Conference Venue

Hotel Royal Bintang

1&2, Pengkalan Weld, Georgetown,

10300 Georgetown, Pulau Pinang, Malaysia

Phone - 04 259 8888

Conference Secretariat Contact:

International Postgraduate Network (IPN.org)

37B Jalan Pelabur 23/B, Seksyen 23

40300 Shah Alam

Selangor Darul Ehsan

Malaysia

Phone No. : +6018-2189487 (call/sms/whatsapp)

Tel/Fax no: +603-55455516

Programme website:

www.ipnconference.org

www.internationalpostgraduatenetwork.org

www.ipnmalaysia.org

Contact Person: Mr Shaiful Shariffuldin

Note

Note

List of Abstract

No

Paper ID

Presenter

1

001-icamet

Lean Manufacturing Implementation and Sustenance in Malaysian Manufacturing Industry: Challenges and Issues

Wai Seng Foo, Eng Lim Ang, Dr. Bhuvenesh Rajamony and Dr. Chang Chuan Lee

Phd Candidate, Universiti Malaysia Perlis, School of Manufacturing, 01000 Kangar, Malaysia

Prof, Universiti Malaysia Perlis, School of Manufacturing, 01000 Kangar, Malaysia

Dr. Universiti Malaysia Perlis, School of Manufacturing, 01000 Kangar, Malaysia

Abstract - One of the main issues with the different industries today is to manufacture products that help in elimination cost as well as works towards waste reduction. These and many other industries related problems had led to the formation of lean manufacturing, a method that was initially implemented by Toyota of Japan. However, there is very little, almost no research that is done on lean manufacturing in Malaysia and there is a lot of struggle that Malaysian manufacturing industry is facing in the implementation and sustenance of lean principles as well as policies. The present project research is an attempt to find the challenges or issues that Malaysian industries are facing in order to implement and successfully sustain the lean manufacturing processes. The researcher would try to investigate on the topic by taking mixed analysis method, where both primary and secondary researches would be conducted. This research would also take in the different principles and concepts in lean manufacturing and collate it with the primary findings. Overall, this study can be used as a benchmarking for successful lean manufacturing implementation in other developing countries.

2

002-icamet

Aluminium-Aluminium Nitride Composite - A Review of production methods.

Evarastics Polycarp, Azmi Bin Rahmat, Shamsul Baharin Jamaludin, Gowon Baba

Dept. of Materials Engineering, University of Malaysia Perlis (UNIMAP), Taman Muhibbah, 02600 Arau, Perlis, Malaysia.

Evarastics Polycarp, Department of Materials Engineering, University of Malaysia Perlis,

Abstrac-Aluminium-aluminium nitride (Al-AlN) composite has continued to attract more attention due to its wide area of application such as in the electronic industry, aerospace, high temperature applications, military and other areas. This review gives the recent advances in the processing methods of this composite with more emphasis on solid-gas and liquid-gas in-situ nitridation processes, which have attracted the interest most researchers as suggested by the available literatures. The paper also highlights the major challenges associated with nitridation of aluminium and possible means of addressing these challenges.

3

004-icamet

Physical and Mechanical Properties of Tenun Pahang Fabrics Using Alternative Yarns

E.L.Z Engku Mohd Suhaimi, J. Salleh2, S.A.A. Ghani, M.F. Yahya, M.R. Ahmad

Faculty of Applied Sciences, Universiti Teknologi Mara, 40450 Shah Alam, Selangor, Malaysia

Abstract- An investigation on the properties of Tenun Pahang fabric performances using alternative yarns was conducted. The studies made in order to evaluate whether the Tenun Pahang fabric could be produced economically and at the same time maintain the fabric quality. Traditional Tenun Pahang fabric uses silk for both warp and weft. For this project, two alternative yarns were used, there were bamboo and modal, these yarns were a little lower in cost compared to silk. These yarns were woven with two variants, one with the yarns as weft only while maintaining the silk warp and the other with both warp and weft using using the alternative yarns. Four (4) physical testing and three (3) mechanical testing conducted on the fabric samples. These were evaluated including weight, thickness, thread density, crease recovery angle, stiffness and drapability. The results show that modal/silk and bamboo silk fabrics are comparable in terms of stiffness and drapability, hence they have the potential to replace 100% silk Tenun Pahang.

4

005-icamet

Applying Lean principles for Lean product development: A study with reference to the telecommunication sector

Eng Lim Ang , Wai Seng Foo , Dr Muhammad Iqbal Muhammad Hussain

MSc Candidate, Universiti Malaysia Perlis, School of Manufacturing, 0100 Kangar, Malaysia

PhD Candidate, Universiti Malaysia Perlis, School of Manufacturing, 0100 Kangar, Malaysia

Dr, Universiti Malaysia Perlis, School of Manufacturing, 0100 Kangar, Malaysia

Abstract- The Lean appears to have numerous definitions while exploring the topic. The principles of Lean are just a compilation of methods and tools which are implemented in an organization to improve the efficiency and effectiveness of the organization. It is also true

that, the Lean principles mostly have undesirable outcomes. Sometimes, the organizations do not achieve the expected success which forces them to desert the Lean principles while at times they find it difficult to sustain the improvements, again making them forcefully conclude the Lean product development. These limitations or failures can be overcome by recognizing Lean principles not only as a set of tools but also as a value. This paper aims exclusively on effectively applying the Lean principles in the telecommunication sector to improve the product development activities. For the study, the secondary data was collected from various articles, journals, books and publications which are the works of various researchers and authors. The study also carried out a case study of 2 giant companies in the telecommunication sector, the Cisco and the Alcatel-Lucent. From the study it was observed that companies employing Lean have effectively improved their processes and services. Various impacts of the Lean principles were also encountered and the study also suggests certain strategies to overcome the impacts or limitations of the Lean principle implementation.

5

006-icamet

Optimization of injection moulding parameters for 68% Ti-6Al-7Nb feedstock

using Taguchi method

R. N. Ahmad , N. Muhammad , A.B. Sulong ,H. Zakaria

School of Manufacturing Engineering, Universiti Malaysia Perlis, Kampus Tetap Pauh Putera, Jalan Arau-Changlun, 02600 Arau, Perlis,

Malaysia

Faculty of Engineering & Built Environtment ,Universiti Kebangsaan Malaysia, 43600 Bangi, Selangor. Malaysia

Abstract-Nowadays, metal injection molding has become among the capable method in powder metallurgy research to produce small-scale intricate part at an effective process and competitive cost for mass production. This study investigates the effect of injection moulding parameters on the density of green part of Ti-6Al-7Nb. The titanium alloy powder of Ti-6Al-7Nb is mixed with binder 40%wt of palm stearin and 60%wt of polyethylene as a binder system. Taguchi Method with L18 orthogonal array have been used to optimize the injection parameters while to minimize the test run and maintaining the quality standard of data measurement. Parameters optimized are the injection temperature, injection pressure, mold temperature, injection time and holding time. Finally, result show that the optimum combination of injection factor that can be produces the best value of green density, which eventually will leads to higher density for sintered parts.

No

Paper ID

Presenter

1

001-iccae

The Improvement of Geometrically Based 3-D Wave Scattering in MIMO OFDM Mobile Communication Systems

Suzi Seroja Sarnin, Siti Maisurah Sulong , Azlina Idris, Norsuzila Ya’acob

Faculty of Electrical Engineering,UiTM Shah Alam, 40000 Selangor, Malaysia

Abstract- The paper focuses on the signal cross correlation in 3D scattering MIMO channel. An improved geometrically-based 3-D wave scattering MIMO channel model is developed. The fading cross-correlation in vertically (ε=90°) and horizontally (ε=0°) separated antenna array at the MS was investigated in terms of the antenna element spacing, AoA distributions, and the angular spread of the arrival angle in the vertical plane. An extended geometrically-based MIMO channel model in 3-D wave scattering is developed and general formulas for joint spatial-temporal correlation, spatial correlation, and temporal correlations are derived and numerically evaluated. Then the effect of this correlation on MIMO channel capacity is investigated under assumption of uniform and Laplacian angular energy distributions and for uniform linear array (ULA) and uniform circular array (UCA) using MATLAB simulation environments.

2

004-iccae

Reducing the Power Envelope Fluctuation of OFDM Systems Using a Simplified Amplitude Clipping Approach

Dheyauldeen Najm Abdulameer, R. Badlishah Ahma

School of Computer and Communication Engineering (SCCE), University Malaysia Perlis (UniMAP), Kuala Perlis, Kangar, Perlis, Malaysia

Ministry of Science and Technology, Iraq.

Abstract- A new and crucial modulation technique that is being developed, under the communication systems domain, is Orthogonal Frequency Division Multiplexing (OFDM). The signals from OFDM can not only fight multipath propagation and fading channels but also advocate huge rates of data. Nevertheless, OFDM too has its disadvantage as it is a multicarrier system and can face issues because of the demanded summation of sinusoids during the combination of the in-phase subcarriers, which in turn tends to produce high power peaks. The performance of the BER can be degraded by the big fluctuations in the power envelope called peak to average power ratio (PAPR), which causes in-band and out-band distortion. There are a plethora of methods to solve the problem posed by the PAPR that includes SLM – Selected Mapping, PTS- Partial Transmit Sequence and clipping of amplitude. The former two methods are very complex, whereas amplitude clipping is seen as a much simpler alternative for implementing real-time. This paper aims to provide an alteration to the technique of amplitude clipping, by presenting a fresh method named SAC - Simplified Amplitude Clipping. In the SAC method, extra bit of information is sent, in order to ensure that all of the clipped data is retrieved by the receiver. Furthermore, the SAC method is not complex and results from the simulations advocate the point that this technique is more adept than the original one. The size of the mean squared error vector stays the same when compared to the conventional unclipped signal, whereas the PAPR reduced by approximately 1.0dB. On the other hand, the ordinary clipping method makes a much larger magnitude of mean squared error vector.

3

005-iccae

Lithium-ion Battery Parameter Analysis Using Spectrogram

Rizanaliah Kasim , Abdul Rahim Abdullah, Nur Asmiza Selamat, Nur Hazilina Bahari and Mohd Zulkifli Ramli

Universiti Teknikal Malaysia Melaka (UTeM), Faculty of Electrical Egineering, Malacca,Malaysia

Abstract- Nowadays, energy storage improves the reliability and efficiency of electric utility system. The most common device used for storing electrical energy is battery. Obtaining an accurate data of battery parameter is important because it will be avoid unexpected system interruption and prevent permanent damage to the internal structure of the batteries. The objective of this study is to apply time-frequency distribution (TFD) which is spectrogram technique in analysis of voltage charging and discharging signal for lithium-ion battery. Spectrogram represents the battery signal in time frequency representation (TFR) which is appropriate to analyze the signal before displaying the instantaneous RMS voltage (Vrms), direct current voltage (VDC) and alternating current voltage (VAC) parameter value. This paper focuses on lithium-ion (Li-ion) battery with nominal voltage of 6 and 12V and various storage capacities from 5 to 50Ah. The battery model is implemented in MATLAB/SIMULINK. From the results, the Li-ion battery parameter could be identified using spectrogram.

4

006-iccae

Performance Verification of VSI Switches Faults Classification and Identification System

N. Bahari , M. Manap , A. R. Abdullah,

Universiti Teknikal Malaysia Melaka, Department of Power Electronics and Drives, Faculty of Electrical Engineering, 76100 Durian Tunggal, Melaka, Malaysia

Universiti Teknikal Malaysia Melaka, Department of Electrical Engineering Technology , Faculty of Engineering Technology, 76100 Durian Tunggal, Melaka, Malaysia

Abstract- The study on switches faults diagnostic in voltage source inverter (VSI) has attracted many researchers recently. Many efforts has been proposed to monitor and enhanced the reliability of the inverter. This paper present a new approach for switches faults classification and identification system in VSI. The phase current signal extracted from VSI is represented in time-frequency representation (TFR) using S-transform technique to estimate signal parameter and characteristics. The performance of the system are then analyzed and compared between, simulation, actual and system.

5

007-iccae

Hydrogen pressure analysis of Proton Exchange Membrane (PEM) Fuel cell by using Periodogram

Muhammad Zuhaili Bin Razali, Mohd Shahril Ahmad Khiar, Abdul Rahim Bin Abdullah, Wan Ahmad Najmi Wan Mohamed

Universiti Teknikal Malaysia Melaka (UTeM), Faculty of Electrical Engineering, Malacca, Malaysia.

Abstract- Proton Exchange Membrane Fuel cell (PEMFC) is one of the renewable energy system that was recently highlighted by researchers. However, the improvement of PEMFC becomes complicated as there have been various parameters and characteristics from the Fuel Cell which have not yet to be discovered deeply. Identification analysis is required to monitor every factor that influences the performance characteristic of PEMFC. Thus, this review indicates that the research and analysis of PEMFC by using the Periodogram are still not widely explored. An experimental study has been performed to monitor a variety of hydrogen pressures acting as fuel at anode side of PEM Fuel cell by using Periodogram. This experiment has practically researched the various hydrogen (H2) pressures between 0.1 bars until 0.5 bars and the constant air flow at cathode side. It indicates that the voltage performance and amplitude from the Periodogram data of the PEMFC changed as the pressure of hydrogen at the anode side changed. Apart from that, the signal characteristic of direct current voltage (VDC), root means square voltage (VRMS), and alternating current voltage (VAC) also changed as the hydrogen pressure changed. Therefore, the relationship between the hydrogen pressures at the anode side towards the signal characteristic of PEMFC could be monitored by using Periodogram.

No

Paper ID

Presenter

1

001-icnna

Surface investigations and study optical properties of Si and SiO2 substrates-coated with Poly (methyl methacrylate) PMMA for high efficiency solar cells.

Nura Liman Chiromawa, Kamarulazizi Ibrahim

Nano-Optoelectronics Research & Technology Laboratory, School of Physics, Universiti Sains Malaysia, 11800 Penang, Malaysia

Department of Physics, Umaru Musa Yar’adua University, P. M. B. 2218 Katsina, Nigeria

Abstract- In this paper, we study the optical properties, the surface roughness and the topography of Si and SiO2 substrates-coated with PMMA film layer using UV-Vis-NIR Spectrometer and atomic force microscope, AFM. The spectral analysis on the results obtained shows high absorption and low reflection of light on PMMA/Si, but low absorption and high reflection are observed on an uncoated Si. High transmission is recorded on PMMA/SiO2 in which more than 92 % transmission is recorded between 800mm and 1000mm. On the other hand, the results on the surface roughness obtained shows that the PMMA film layer reduces the root mean square roughness of both Si and SiO2 substrates, while plasma treatment on SiO2 increases its surface roughness.

2

002-icnna

Fabrication of GPS patch antennas based on microwave dielectric ceramics Zn(1-x)CoxAl2O4 thin film by sol gel method

Huda Abdullah, Wan Nasarudin Wan Jalal, Mohd Syafiq Zulfakar

Department of Electrical, Electronic and System Engineering, Faculty of Engineering and Built Environment, Universiti Kebangsaan Malaysia, 43600 Bangi, Selangor, Malaysia

Abstract- Background: The microwave dielectric properties of Zn(1-x)CoxAl2O4 thin films were examined with a view to their exploitation for GPS antenna. The Zn(1-x)CoxAl2O4 thin films were prepared by the sol gel method at 500 °C for 1 h. Co addition decreased the crystallite size and surface morphology of the resultant films, evidently affecting their density and dielectric constant (εr). Based on the material investigated and microwave antenna theory, GPS patch antennas were fabricated using Zn(1–x)CoxAl2O4 and then studied using a PNA series network analyzer. The measured results show that antennas had the return loss and impedance bandwidths of -16.6 to -20.3 dB and 75–180 MHz, respectively. The GPS patch antenna fabricated from Zn0.85Co0.15Al2O4 showed an excellent combination between the return loss (-20.3 dB), small in size (4.68 x 3.13 cm2) and wide bandwidth (180 MHz).

3

003-icnna

Optimization of MWCNTs loading for In2O3 based dye-sensitized solar cell application

Savisha Mahalingam, H Abdullah , Sahbudin Shaari , Andanastuti Muchtar

Department of Electrical, Electronic and System Engineering, Faculty of Engineering and Built Environment, Universiti Kebangsaan Malaysia.

Institute of Microengineering and Nanoelectrics,Universiti Kebangsaan Malaysia.

Department of Mechanical and Materials Engineering, Faculty of Engineering and Built Environment, Universiti Kebangsaan Malaysia.

Abstract- Background: This paper analyses the structural and electrical properties of In2O3 photoanode incorporating with MWCNTs for DSSC application. Objective: The most optimum concentration of MWCNTs is analysed for DSSC application. Results: Small amount of MWCNTs promote photogenerated electron transfer and reduces charge recombination. Conclusion: The optimum molar ratio in the feedstock is 1:0.1 for MWCNTs/In2O3 based DSSC.

4

004-icnna

Study of Nanocrystalline ZnAl2O4 and ZnFe2O4 with SiO2 on Structural and Optical Properties Synthesized by Sol-Gel Method

Mohd Syafiq Zulfakar, Huda Abdullah, Wan Nasarudin Wan Jalal, Zalita Zainuddin, Sahbudin Shaari

Department of Electrical, Electronic and System Engineering, Faculty of Engineering and Built Environment, 43600 Bangi, Universiti Kebangsaan Malaysia.

School of Applied Physics, Faculty of Science and Technology, Universiti Kebangsaan Malaysia, 43600 Bangi, Selangor, Malaysia.

Institute of Microengineering and Nanoelectronics, Universiti Kebangsaan Malaysia,

Abstract- Zinc aluminate (ZnAl2O4) and zinc ferrite (ZnFe2O4) nanocrystalline structures dispersed into SiO2 matrix were prepared by sol-gel method. Phase formation of ZnAl2O4 and ZnFe2O4 was confirmed by X-ray diffraction (XRD) analysis. The crystallite sizes was determine using Scherer’s equation from the broadening of dominant peak at (311) plane. It was found the crystallite size of both compound decreased due to the decrement compositions of Zn2+ ion and Al3+ / Fe3+ ions. The crystallite sizes for ZnAl2O4 and ZnFe2O4 was calculated to be around ~ 14.16 – 11.27 nm and ~ 11.27 – 4.72 nm, respectively. FTIR analysis was done to determine the formation of spinel structures. FTIR results analysis confirmed that the formation of spinel structure where it has been observed that the bands around 800 cm-1 was associated to the vibrations of aluminum-oxygen and metal-oxygen-aluminum bonds. This characteristic was identified to the formation of zinc aluminate spinel structure. The optical properties have been done to determine the energy bandgap of ZnAl2O4 and ZnFe2O4 samples. The Uv-Visible absorption spectra have been done within wavelength 300 – 800 nm and the graph was plotted into the Tauc plot. This new dielectric material was purposed to improve the value of dielectric permittivity with addition of SiO2 where it can be applied as microwave dielectric material without changing the original spinel structures.

5

007-icnna

Effect of annealing temperature on photogenerated charge transfer in electrochemically-synthesized nanostructured tungsten trioxide thin films

Meng Nan Chong , Tao Zhu, Yi Wen Phuan

Monash University Malaysia, School of Engineering, Chemical Engineering Discipline, Jalan Lagoon Selatan, Bandar Sunway, Selangor Darul Ehsan 46150, Malaysia .

Monash University Malaysia, Sustainable Water Alliance of Advanced Engineering.

Abstract- Background: Various nanostructured thin films on photoelectrodes have been utilised in photoelectrochemical (PEC) water splitting process for solar hydrogen fuel conversion. However, the overall solar conversion efficiency is still relatively low and this could be due to the rapid recombination of photogenerated charge carriers at molecular level. Objective: The main aim of this paper was to understand the effect of annealing temperature on the photogenerated charge transfer in nanostructured tungsten trioxide (WO3) thin films synthesized via electrochemical deposition route. Results: Amorphous WO3 films were annealed between 100oC and 600oC. It was found using electrochemical impedance spectroscopy (EIS) that both the charge-transfer and transport resistances decrease with increasing annealing temperature. Conclusion: This study concluded that a properly controlled annealing treatment is crucial in regulating the nanocrystals growth, which subsequently enhances the photogenerated charge transfer and solar conversion efficiency for sustainable hydrogen production from water splitting.

6

008-icnna

Effect of Ferrocene concentration on the Carbon Nanotube Cotton synthesized via floating catalyst CVD method

Noor Lyana Adnan, Ismayadi Ismail , Mansor Hashim

Material Synthesis and Characterization Lab, Institute of Advance Technology, Universiti Putra Malaysia 43400 Serdang Selangor,Malaysia

Abstract- Background:Carbon nanotube(CNT) cotton was synthesized via floating catalyst CVD. Temperature gradient in the reactor (from hot zone to cold zone) as the CNT was floating causing it to densified at the cold zone forming sock structure and later into cotton. Objective: This paper will study the effect of ferrocene concentration mixed with carbon feedstock on the morphological and structure of cnt cotton by FESEM and HRTEM and also the properties of each carbon nanotube cotton by RAMAN, TGA and conductivity test.Results: Variation of ferrocene concentration affected the diameter formation of cnt cotton and the properties and quality of the cnt cotton. Conclusion: Ferrocene concentration at 1.0 wt% and 1.5 wt% of ferrocene yield good morphology and better properties.

7

009-icnna

Preparation and characterization of liposomes coated with DEAE-Dextran

Premanarayani Menon, Teo Yin Yin

Department Chemistry, Faculty of Science, University of Malaya

Abstract- Liposomes as effective drug delivery vehicles have played significant role in therapeutics. However physicochemical instability of liposomes reduces its possibilities and potentials to be used in drug delivery systems. The present work describes the stabilization of liposome via electrostatic deposition of a polycationic derivative of dextran which is Diethylaminoethyl Dextran (DEAE-Dx) on soy lecithin liposome. Liposomes were prepared by thin film hydration method. The critical vesicular concentration (CVC) of lecithin was found at 0.3 % (w/v) through surface tension analysis. Zeta potential was obtained to study the interaction between DEAE-Dx and liposomes. The zeta potential of liposomes changed from negative value to increasingly positive after addition of DEAE-Dx. This confirmed the coating of liposomes by DEAE-Dx. Stability of the DEAE-Dx liposome suspension was studied through particle size and zeta potential measurements over a period of 5 weeks. DEAE-Dx liposome suspension was found more stable than the uncoated liposomes suspension. The optimum concentration of DEAE-Dx was observed at 0.04% (w/v) compared to other examined concentration of DEAE-Dx. Interestingly, entrapment efficiency of coated liposome loaded with curcumin shows a higher value compared to the uncoated ones.

8

011-icnna

Advanced pharmaceutical development in mimicking red blood cell carriers and its applications

Sumaira Naeem, Misni Bin Misran, Kiew Lik Voon, Chung Lip Yong, Teo Yin Yin

Department of Chemistry, Faculty of Science, University of Malaya, 50603 Kuala Lumpur, Malaysia .

Department of Pharmacology, Faculty of Medicine Building, University of Malaya, 50603 Kuala Lumpur, Malaysia.

Department of Pharmacy, Faculty of Medicine Building, University of Malaya, 50603 Kuala Lumpur, Malaysia.

Abstract- Incredible innovation in the degree of biocompatibility and biodegradability regarding drug delivery carriers has revolutionized a breakthrough in the liposome formulations. These transporters loaded by either a drug or any other therapeutic agent, have unlocked horizons to investigate novel drug delivery systems (DDS). In a certain environment, an absolute control over their broad applications associated to both temporal and spatially controlled drug delivery offers potential capabilities in different clinical situations. Among all the cellular carriers including leukocytes, fibroblasts, islets, and hepatocytes, red blood cells (RBCs) offer several distinctive features. Incorporation of natural and artificial external stimuli even triggers the drug released profiles with more effective site-specific targeting. The present study underlines a discussion on such RBC carriers ( both natural and RBC mimics) which can evade body’s reticuloendothelial system (RES) overcoming many barriers such as size, shape, accelerated blood clearance, mechanical properties, control over particle characteristics, and surface chemistry. Bilayer membrane liposomes infusing phospholipids have long been synthesized to mimic bioconcave Red Blood Cell (RBC) carriers using the notion of stealth liposome. The present research aims to compare red blood cell as natural and synthetic carriers to accord with immune system as a game of hide and seek in a much promising manner. No wonder a lot is yet to be revealed on its worth in view of both in vitro and in vivo loom.

9

012-icnna

Effect of calcination temperature on the physical properties and photocatalytic activity of TiO2 nanotubes synthesized by simple hydrothermal method

Mohd Hasmizam Razali , Ahmad Fauzi Mohd Noor, Mahani Yusoff

School of Fundamental Sciences, Universiti Malaysia Terengganu.

School of Materials and Mineral Resources Engineering, Universiti Sains Malaysia, Engineering Campus, 14300 USM, NibongTebal, Pulau Pinang, Malaysia.

Faculty of Earth Science, Universiti Malaysia Kelantan.

Abstract- Titanium dioxide (TiO2) nanotubes was synthesized by hydrothermal method and calcined at different temperature (300, 400, 500, 700°C) for 2 hours to study the effect of different calcination temperature on the physical properties and photocatalytic activity of TiO2 nanotubes was studied. The anatase phase structure of the TiO2 nanotubes is remained even after calcination at highest temperature studied of 700 °C. However, their morphological structure transformed from nanotubes into nanoparticles after calcination at higher temperature. Hence, reduces the photocatalytic activity of TiO2 material in degrading methyl orange due to the decreases in surface area and porosity of the materials.

10

013-icnna

Annealing temperature effects on Morphological and Optical Studies of Nano and

micro photonics Lithium Niobate using for optical waveguide applications

Makram. A. Fakhri1, Y. Al-Douri, Uda. Hashim , Evan. T. Salim

Institute of Nano Electronic Engineering (INEE), University Malaysia Perlis (UniMAP), Perlis, Malaysia

Laser and Optoelectronic department , University of technology ,Baghdad .Iraq

Laser science branch , University of technology ,Baghdad .Iraq

Lithium niobate (LiNbO3) nano and micro structures are deposit on glass substrate by sol-gel method. The nanostructures are deposited by spin coating at 3000 rpm for 30 sec and annealed at 400 , 500 , 600 , 700 oC respectively . They are characterized and analyzed by Atomic Force Microscopy and Ultre-Violet visible. The measurements results show that at increasing of molarity concentration, the structures start to crystallize to become more regular distribution

No

Paper ID

Presenter

1

001-icth

The Impact of Leadership Styles on Employees’ performance in Telecom Engineering companies

Ali Orozi Sougui, Abdul Talib Bon , Hussein Mohamed Hagi Hassan

Faculty of Technology Management and Business, University Tun Hussein Onn Malaysia, 86400 Parit Raja, Malaysia .

University Of N'Djamena, Chad, N'Djamena, Tchad.

Abstract- Management today‟s world is about management in times of rapid change. The need to develop better leadership styles is becoming increasingly important in all organizations. The purpose of this work is to ascertain if there is a relationship between the leadership styles and the employees‟ performance, particularly in the Telecom Engineering companies, meanwhile to determine the relationships between leadership styles and employees' job performance through the mediators: employees' motivation, job‟s satisfaction; whether these relationships will be stronger for Transformational than for Transactional leaders, Laissez-Faire leaders or Servant leaders. This project reviews as well four recent and widely utilized leadership styles: transformational leadership, servant leadership, transactional leadership, and Laissez-faire leadership. There is a lack of total agreement in the reviewed literature as to the best leadership style to be used. Transformational theory is considered by many to be an improvement to the transactional theory of leadership. There appears to be an ever increasing number of studies supporting the benefits of the transformational theory. In today‟s ever changing climate, there are some researchers whose findings suggest the optimal leadership style may be a blend of Servant, transactional and transformational styles. Quantitative research method would be practice in this research. The questionnaires will be distributed only to employees in the Telecom Engineering companies. Structural Equation Modeling (SEM) and SPSS are approach which will be used as a tool to analyze the results in future in this research, due to the complexity of the model and the limitation of multi dimension analysis tools in quantitative research such as multiple regressions, factor analysis, and discriminant analysis. A proposed theoretical framework of this work has been decorticated in this paper.

2

002-icth

Hermeneutical Phenomenology Approach Using Student’s Field Trip Experiences for Learning about Tourist Experience Phenomenon

Chai Ching Tan , Sangchan Kantabutra , Pratsanee Nakeeree , Pattaramok Pongsata

Senior Lecturer, School of Management, Mae Fah Luang University, 333 Moo 1, T. Thasud, A. Muang, Chiang Rai 57100 Thailand.

Lecturer, School of Management, Mae Fah Luang University, 333 Moo 1, T. Thasud, A. Muang, Chiang Rai 57100 Thailand.

Background: By the use of hermeneutical phenomenology, rich students’ field trip reports are studied in order to understand the context and the dynamics of the interplay of tourist experience with their private preference spaces and the externally experienced context or environment. Objective: The overall aim of the study is to explore what is typically embedded to mean a tourist experience, its characteristics or nature, how a great experience could be narrated or depicted and the student-as-tourist’s attitude towards the study tour trip. Results: The findings reflect sound validity and reliability as per the generally acknowledged quality criteria of a realism-based qualitative research approach. Construct validity is evidenced also by the alignment between the propositions posited and the significant sets of the students-as-tourists’ experience statements, coupled with hermeneutical cycling of data analysis, member checking and similarity of phenomena shared in other proven theories such as attribution theory, motivational theory of consumer behavior, and value co-creation concept in strategic management discipline. Conclusion: A model is proposed that reaches into the interpretative domains of the study field trip experience by examining how the students make sense of their trip experience and the implications they draw.

3

004-icth

Brand awareness and consumer loyalty in Malaysia

Firnd Al R, Samira Alvandi,

International Business School, University Teknologi Malaysia, Kuala Lumpur, Malaysia

The objectives of this study is to evaluate consumer’s awareness of brand by studying the relationship between brand awareness and variables such as customer loyalty, customer satisfaction, customer trust and quality of services. The study examines the relationship through a quantitative research methodology conducted in main peninsula Malaysia. The examined brand Air Asia airline’s services in Malaysia. This study finds the existence of crucial association between customer loyalty, trust, satisfaction and quality of services that affects brand awareness among Malaysian consumers. Customer loyalty is found to have the highest impact on brand awareness. Findings of the study help organizations in enhancing brand images, improves brand recognition.

No

Paper ID

Presenter

1

001-icifbc

Customer Perceptions of Islamic Banking Products and Intention to Purchase

Ching Wing, Lo , Chee Seng, Leow

Labuan Faculty of International Finance, Universiti Malaysia Sabah Labuan International Campus Jalan Sungai Pagar, 87000 W.P. Labuan, Malaysia. Tel : +6087 – 460486,

IIC University of Technology, Building 650, National Road 2, Sangkat Chak Angre Krom, Khan Mean Chey, Phnom Penh, Cambodia,

Abstract- For the past four decades, the global Islamic banking industry has been growing rapidly alongside with the conventional banking. A significant share of the global Islamic banking market is captured by Malaysia with a total asset of RM426.16 billion in 2013, behind only to Iran and Saudi Arabia. This is mainly due to the annual rapid growth and general acceptance of Islamic banking by both Muslim and non-Muslim customers in Malaysia. According to Ernst and Young, 91 percent of Malaysian is multi-banked and advised banks to strategize on customer segments and loyalty schemes to achieve profitability through cross-selling. Hence, Islamic banks must continue to align its marketing and products strategies towards customers’ perception. The objective of this review is to identify the link between customer perceptions and intention to purchase of Islamic banking products and generate hypotheses for further studies. At the end of this paper, a recommendation is provided for future research.

2

002-icifbc

The Professionalism of Sharia Supervisory Boards: Issues and Challenges

Isni Andriana , Rusnah Muhamad

University of Malaya. Financial Accounting & Auditing, Faculty of Business & Accountancy, 50603 Kuala Lumpur, Malaysia

Abstract- Background: A special attraction of Islamic banks (IB) is growing and getting more attention from global stakeholders across the industry. Despite the uniqueness of IB, there is a role of Sharia Supervisory Board (SSB) as a gatekeeper keeper to ensure the Sharia implementation and compliance in their institutions. The SSB professionalism has been carried out to explain the insights of adopting such practice from the Islamic perspective. Objective: This article aims to discuss issues and challenges of SSB professionalism in IB. Results: The issues and challenges of SSB professionalism are related to professional ethics, judgment and consistency in ensuring Sharia compliance. In doing their responsibilities, SSB members are guided by their moral belief and obligations to religious nobles and the community. The SSB professionalism needs to base on the mutual help, accountability, transparency and honesty, protection of minorities, disclosure and equitable distribution of wealth, brotherhood and responsibility. Conclusion: This article concludes that the professionalism of SSB need to go beyond basic competence and rhetorical appeals in order to ensure that all activities and operations within the IB do not contravene the Sharia law. It reveals issues and challenges of SSB professionalism in IB, which is expected to fulfill the objective of addressing some of the shortcomings in Islamic literature of SSB professionalism.

3

004-icifbc

Does Islamic Financing Matter for Economic Growth?

Bakri Abdul Karim , Bong Shiang Huei , Zulkefly Abdul Karim

Department of Accounting and Finance, Faculty of Economics and Business, Universiti Malaysia Sarawak (UNIMAS), 94300 Kota Samarahan, Sarawak, Malaysia.

Department of Accounting and Finance, Faculty of Economics and Business, Universiti Malaysia Sarawak (UNIMAS), 94300 Kota Samarahan, Sarawak, Malaysia.

School of Economics, Faculty of Economics and Management, Universiti Kebangsaan Malaysia (UKM), 43600 Bangi, Selangor, Malaysia.

Abstract: Background: Financial intermediaries, such as the commercial banks play a vital role in providing and channeling sufficient capital into the economic entities in a productive and resourceful manner in order to contribute more and more economic growth opportunities in the country. Objective: This study investigates the relationship between Islamic financing and economic growth in Malaysia and Indonesia. Results: The results reveal that there is a long-run relationship between Islamic financing and economic growth in both Malaysia and Indonesia. However, in the short-run, there is no causal relationship between Islamic financing and economic growth in Malaysia but there is a bi-directional causal relationship in Indonesia. However, in the long-run, we find evidence of a unidirectional causality running from Islamic financing to economic growth in both countries thus supporting the ‘finance-led growth hypotheses. Conclusion: Government in both countries should continuously support and enhance the Islamic banking sector to stimulate the economic.

4

008-icifbc

Factors influencing the adoption of electronic banking in Jordan

Tamara Adel AL-Maaitah, Abdullah Osman,Mohammad Suberi, Derar AL-Maaitah, Mohammad AL-Maaitah

PhD Student, Department of Management, Faculty of Business Studies, School of Business Innovation & Technopreneurship, University Malaysia Perlis, Jalan Kangar - Alor Setar, 01000 Kangar, Perlis, Malaysia

Professor, Department of Management, Faculty of Business Studies, School of Business Innovation & Technopreneurship, University Malaysia Perlis, Jalan Kangar - Alor Setar, 01000 Kangar, Perlis, Malaysia

Professor, Department of Management, Faculty of Business Studies, School of Business Innovation & Technopreneurship, University Malaysia Perlis, Jalan Kangar - Alor Setar, 01000 Kangar, Perlis, Malaysia

PhD Student, Department of Management, Faculty leadership and management , University Sains Islam Malaysia, Cyberjaya- Cyber11-ARC Condominiums-code63000, Kuala Lumpur, Malaysia

PhD Student, Department of Management, Faculty of Business Studies, School of Business Innovation & Technopreneurship, University Malaysia Perlis, Jalan Kangar - Alor Setar,

Abstract: Background: Utilizing information technology has enlarged rapidly lately and develops a main support of establishing and sustaining businesses, mainly the banking business. Electronic banking services propose clients and banks many advantages. Electronic banking have been broadly adopted and used in advanced countries Objective: To identify the factors that affect customers’ acceptance of electronic banking. Results: The research provide that the perceived importance of the critical factors was correlated through The Effort expectancy, convenience, accessibility quick service delivery, security, privacy, trust, content, design and simplicity of the banking website as well as anxiety, lack of reliability, fees and charges and E-service quality. The results demonstrate that three of the critical factors were necessary (security, Trust, Privacy) through customer intentions to adopt an E-banking system. Conclusion: The aim of this study is to management an examination into the basic elements influencing the behavioral intention to adopt of electronic banking service in the Jordanian Banks, The Effort expectancy, convenience, accessibility quick service delivery, security, privacy, trust, content, design and simplicity of the banking website as well as anxiety, lack of reliability, fees and charges and E-service quality have a directly impact on the behavioural intention to adopt electronic banking services .

5

012-icifbc

A Proposed Regulatory Framework for Islamic Microfinance Model: Lesson from IFSA 2013

Ibraheem Musa Tijani

Research Officer at the International Shari’ah Research Academy for Islamic Finance (ISRA)

Abstract-Microfinance is an important mechanism to tackle poverty in current global society. The gap between the rich and poor is getting wider and wider. However, the method of ensuring a stable and functional microfinance institution is debated among academicians and policy makers. Some of taken the lending approach, while other might argue for the systematic approach, here the paper argue for a legal regulatory approach. The main idea is that the risk that conventional microfinance faces due to lack of regulatory framework is the same risk that Islamic microfinance will face, hence the need for an Islamic microfinance regulatory system. It is only through such system would the Islamic microfinance be able to develop at a sustainable pattern and be in line with Shariah. The suggestion here is to use IFSA 2013 as model in crafting a regulatory framework for Islamic microfinance due to its uniqueness and bindingness as the governing law for all Islamic financial institutions in Malaysia and it being developed under the Shariah governance supervision. From such model, its clauses can be redrafted to suit the complexities of Islamic microfinance system and its development.