wealth trends

Wealth Trends

December 2021

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December 2021

BEWARE OF SPURIOUS/FRAUDULENT PHONE CALLS!IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

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IN UNIT LINKED PLANS, THE INVESTMENT RISK IN THE INVESTMENT PROTFOLIO IS BORNE BY THE POLICYHOLDER.

Linked insurance products do not offer liquidity during the first five years of the plan. The Policyholder will not be able to surrender/withdraw themonies invested in linked insurance products completely or partially till the end of the fifth year.

Unit Linked Life Insurance products are different from traditional insurance products and are subject to the risk factors. The various funds offered underthese plans are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The premiums paidin these policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performanceof fund and factors influencing the capital market and the insured is responsible for his/her decisions. Ageas Federal Life Insurance Company Limitedand Unit linked Insurance plans are only the names of the insurance company and linked insurance plans respectively, and do not in any way indicatethe quality of the plan, its future prospects or returns. Please know the associated risks and the applicable charges from your Insurance Agent or theIntermediary. Life Insurance coverage is available in these plan.

Tax Benefits are as per the Income Tax Act, 1961 and are subject to changes in the tax laws from time to time. Ageas Federal Life Insurance Company Ltd.does not assume responsibility on tax implication mentioned anywhere in this advertisement. Please consult your own tax consultant to know the taxbenefits available to you. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Theproducts under various solutions are underwritten by Ageas Federal Life Insurance Company Limited (IRDAI Regn. No 135; Corporate Identity Number(CIN) - U66010MH2007PLC167164) having its registered office at: Ageas Federal Life Insurance Company Limited, 22nd Floor, A Wing, Marathon Futurex,N. M. Joshi Marg, Lower Parel – East, Mumbai – 400013. Website: www.ageasfederal.com. Toll Free: 1800 209 0502. Trade Logo displayed above belongsto IDBI Bank Limited, The Federal Bank Limited and Ageas Insurance International N. V. and used by Ageas Federal Life Insurance Company under licensefrom respective partners.

Nifty is the trademark licensed from India Services & Products Ltd. Below is the list of Unit Limked products that have been withdrawn and not availablefor solicitation.1. Ageas Federal Wealth Gain Insurance Plan ( 135L047V01 )2. Ageas Federal Wealthsurance Growth Insurance Plan SP ( 135L034V01 )3. Ageas Federal Wealthsurance Future Star Insurance Plan ( 135L038V01 )4. Ageas Federal Group Employee Benefit ( 135L052V01 )5. Ageas Federal Wealth Gain Insurance Plan ( 135L047V02 )6. Ageas Federal Wealthsurance Growth Insurance Plan SP ( 135L034V02 )7. Ageas Federal Wealth Plus Critical Protection Plan ( 135L069V01 )8. Ageas Federal Smart Growth Plan ( 135L053V01 )9. Ageas Federal Wealthsurance Foundation Plan ( 135L001V01 )10. Ageas Federal Retiresurance Pension Plan ( 135L008V01 )11. Ageas Federal Wealthsurance Foundation Plan ( 135L001V02 )12. Ageas Federal Retiresurance Pension Plan ( 135L008V02 )13. Ageas Federal Wealthsurance Milestone Plan ( 135L014V01 )14. Ageas Federal Wealthsurance Premier Insurance Plan ( 135L018V01 )15. Ageas Federal Retiresurance Milestone Pension Plan ( 135L020V01 )16. Ageas Federal Wealthsurance Dreamsbuilder Insurance Plan ( 135L022V01 )17. Ageas Federal Wealthsurance Maxigain Insurance Plan ( 135L023V01 )18. Ageas Federal Childsurance Dreambuilder Insurance Plan ( 135L026V01 )19. Ageas Federal Wealthsurance Suvidha Growth Insurance Plan ( 135L033V01 )20. Ageas Federal Wealthsurance Growth Insurance Plan ( 135L036V01 )

http://www.idbifederal.com/

December 2021

EQUITY GROWTH FUND (INDIVIDUAL LIFE)- ULIF04111/01/08EQOPP135

Inception Date:- 17 March 2008Fixed Income (Cash & Money Market) : 0 - 50% Equity-linked Instruments : 50 - 100%Fund Manager: Vishal Modi

Investment objective: The investment objective of this fund is to invest in listed stocks and aim to generate high returns by picking stocks that have growth prospects. It aims to diversify risk by investing in Large-cap as well as Mid-cap stocks and across multiple sectors.

Note : Returns less than 1 year are absolute returns otherwise annualized

M. Duration in Debt and Money Market Instruments: 0.01 years

Nifty*- Nifty 50

December 2021

EQUITY GROWTH FUND (INDIVIDUAL PENSION)- ULIF05419/02/09EQOPPPEN135

Inception Date:- 29 March 2009Fixed Income (Cash & Money Market) : 0 - 50% Equity-linked Instruments : 50 - 100% Fund Manager: Vishal Modi

Investment objective: The investment objective of this fund is to invest in listed stocks and aim to generate high returns by picking stocks that have growth prospects. It aims to diversify risk by investing in Large-cap as well as Mid-cap stocks and across multiple sectors.

Note : Returns less than 1 year are absolute returns otherwise annualized Nifty*- Nifty 50


December 2021

EQUITY GROWTH FUND (INDIVIDUAL PENSION)NIFTY INDEX FUND (INDIVIDUAL LIFE)- ULIF04411/01/08NINDEX135

Inception Date:- 17 March 2008Fixed Income (Cash & Money Market) : 0 - 20% Equity-linked Instruments: 80-100%Fund Manager: Vishal Modi

Investment objective: The objective of this fund is to replicate returns generated by the Nifty Index. The composition of the portfolio of securities invested in this scheme will be similar to the Nifty Index, subject to IRDA regulations .

Note : Returns less than 1 year are absolute returns otherwise annualized Nifty*- Nifty 50


December 2021

MIDCAP FUND (INDIVIDUAL LIFE)- ULIF06824/11/09MIDCAP135

Inception Date:- 04 January 2010Fixed Income (Cash & Money Market) : 0 - 50% ;Mid cap Stocks : 50 - 100%;Large cap Stocks : 0-50% Fund Manager: Vishal Modi

Investment objective: The objective of this fund is to invest in mid cap stocks with attractive growth prospects. It aims to diversify the risk by investing across midcap stocks and multiple sector and investing partially in large cap companies .

Note : Returns less than 1 year are absolute returns otherwise annualized Nifty*- Nifty Midcap 100


December 2021

PURE EQUITY FUND (INDIVIDUAL LIFE)- ULIF07205/08/10PURE135

Inception Date:- 01 September 2010Fixed Income (Cash & Money Market) : 0 - 20% Equity-linked Instruments : 80 - 100% Fund Manager: Vishal Modi

Investment objective: The objective of this fund is to invest in listed stocks and aims to generate high returns with medium to long term perspective by picking stocks that do not belong to certain sectors engaged in activities which are considered harmful for society at large. Examples of these activities include gambling, speculative investments, tobacco and alcohol.

Note : Returns less than 1 year are absolute returns otherwise annualized Nifty*- Nifty 50 Shariah


December 2021

BOND FUND (INDIVIDUAL LIFE)- ULIF04011/01/08BOND135

Inception Date:- 22 March 2009Fixed Income: 20% - 80% ; Money Market : 0 - 80%Fund Manager: Sudhir Shetty

Investment objective: The fund seeks to invest in fixed income instruments & aims to generate returns from interest coupons & the opportunities in changing yield curve. The duration of the underlying portfolio may be high or low depending upon the market conditions.

Note : Returns less than 1 year are absolute returns otherwise annualized Crisil*- Crisil Composite Bond Index


December 2021

BOND FUND II (INDIVIDUAL LIFE)- ULIF07731/10/17BOND2135

Inception Date:- 24 December 2018Fixed Income: 50% - 80% ; Money Market : 0 - 50%Fund Manager: Sudhir Shetty

Investment objective: The fund seeks to invest in fixed income instruments & aims to generate returns from interest coupons & the opportunities in changing yield curve. The duration of the underlying portfolio may be high or low depending upon the market conditions.

Note : Returns less than 1 year are absolute returns otherwise annualized Crisil*- Crisil Composite Bond Index


December 2021

INCOME FUND (INDIVIDUAL LIFE)- ULIF04211/01/08INCOME135

Inception Date:- 17 March 2008Fixed Income: 20% - 80% ; Money Market : 0 - 80% Fund Manager: Sudhir Shetty

Investment objective: The objective of this fund is to generate returns by investing in fixed income securities and money markets with low to medium market risk.



Crisil*- Crisil Short Term Bond Index

INCOME FUND (INDIVIDUAL PENSION)- ULIF05619/02/09INCOMEPEN135

Inception Date:- 29 March 2009Fixed Income: 20% - 80% ; Money Market : 0 - 80% Fund Manager: Sudhir Shetty

Investment objective: The objective of this fund is to generate returns by investing in fixed income securities and money markets with low to medium market risk.



Crisil*- Crisil Short Term Bond Index

December 2021

MONTHLY GUARANTEED INTEREST FUND- (INDIVIDUAL LIFE) ULIF04511/01/08MIA135

Inception Date:- 17 March 2008Fixed Income : 0 - 100% Fund Manager: Sudhir Shetty

Investment objective: The objective of Monthly Guaranteed Interest Fund is to provide a minimum guaranteed return to the investors out of the investment income of the underlying portfolio. Ageas Federal will declare a minimum guaranteed return for each month. In this scheme, the investor gets the higher of the NAV based on Minimum Guaranteed Rate or the actual NAV. The corpus will be invested will be in fixed income and money market.



December 2021

AGGRESSIVE ASSET ALLOCATOR FUND- (INDIVIDUAL LIFE) ULIF04811/01/08AGGRESSIVE135

Inception Date:- 14 January 2009Fixed Income : 0% - 50% ; Equity-linked Instruments : 50% - 100% ; Money Market : 0% - 50% Fund Manager: Vishal Modi and Sudhir Shetty

Investment objective: The Aggressive Asset Allocator Fund will take aggressive calls on the equities market and can take up to 100% exposure in equities. The fund will take aggressive call on interest rates and can take upto 50% exposure in debt instruments with high duration..


Note : Returns less than 1 year are absolute returns otherwise annualized.Benchmark for Aggressive Asset Allocator Fund is “75% Nifty + 25% CCBI Returns” from 31st Mar’14

December 2021

MODERATE ASSET ALLOCATOR FUND- (INDIVIDUAL LIFE) ULIF04911/01/08MODERATE135

Inception Date:- 19 January 2009Fixed Income : 50% - 100% Equity-linked Instruments : %0 - 50% Money Market : 0% - 50% Fund Manager: Vishal Modi and Sudhir Shetty

Investment objective: The Moderate Asset Allocator Fund will take moderately aggressive calls on the equities market and can take upto 50% exposure in equities. The Moderate Asset Allocator Fund will take moderately aggressive calls on interest rates and can take upto 50% exposure in debt instruments with high duration.


Note : Returns less than 1 year are absolute returns otherwise annualized.Benchmark for Moderate Asset Allocator Fund is “25% Nifty + 75% CCBI Returns” from 31st Mar’14.

December 2021

CAUTIOUS ASSET ALLOCATOR FUND- (INDIVIDUAL LIFE) ULIF05011/01/08CAUTIOUS135

Inception Date:- 19 January 2009Fixed Income : 75% - 100% ; Equity-linked Instruments : 0% - 25% ; Money Market : 0% - 25%Fund Manager: Vishal Modi and Sudhir Shetty

Investment objective: The Cautious Asset Allocator Fund will take conservative calls on the equities market and can take up to 25% exposure in equities. The fund will take conservative call on interest rates and can take up to 75% exposure in debt instruments with high duration.


Note : Returns less than 1 year are absolute returns otherwise annualized.Benchmark for Cautious Asset Allocator Fund is “12.5% Nifty + 87.5% CCBI Returns” from 31st Mar’14.

December 2021

UNCLAIMED FUND- ULIF07628/05/15UNCLAIM135

Inception Date:- 28 May 2015Money Market : 0% - 100%Fund Manager: Sudhir Shetty

Investment objective: In view of the guarantee of 4% mandated by IRDA, the investments in this fund will be in money market instruments and scheduled bank fixed deposits of a maturity of less than 6 months in order to ensure that NAV of fund grows at a linear fashion without volatility due to interest rate movement and earn minimum 4.0% per annum on a daily basis


Note : Returns less than 1 year are absolute returns otherwise annualized.

December 2021

DISCONTINUED POLICY FUND- ULIF07301/07/10DISCON135

Inception Date:- 01 July 2010G-Sec: 60%-100%; Money Market : 0% - 40%Fund Manager: Sudhir Shetty

Investment objective: The objective of the fund is to invest in money market and short tenor instruments so as togenerate minimum return as prescribed by IRDAI from time to time (current prescribed rate 4% per annum).


Note : Returns less than 1 year are absolute returns otherwise annualized.

December 2021

Fund Performance Snapshot

Note : a. Returns less than 1 year are absolute returns otherwise annualized.b. The past performance of any of the funds is not necessarily an indication of future performance.c. Benchmark for various Asset Allocator Funds were revised from 31st Mar’14 .

Thank You

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