The cars of the future

New technology on our radar.

© Steve Cratchley, Advanced Technology Pricing Manager,

Personal Insurance, Suncorp.

This presentation has been prepared for the Actuaries

Institute 2015 General Insurance Half Day Seminar.

The Institute Council wishes it to be understood that opinions

put forward herein are not necessarily those of the Institute

and the Council is not responsible for those opinions.

This is not new – Just “doable” now.

• Autonomous car concepts on display since 1940’s.

• Research commenced in the 60’s.

• 80’s and 90’s research accelerating.

• Mid 00’s -DARPA - Defence Advanced

Research Projects Agency (DARPA)

challenges.

• All leading to today’s vehicles on road.

The Pathway to Autonomous Vehicles • Full self parking – Steering, throttle and brake with driver in car

• Valet parking – driver out of the car

• City self drive at low speed

• Co-Drive systems.

• V2X systems- driver warnings.

• In vehicle Apps.

• Highway speed self driving – platooning.

• Second collision avoidance.

• P to P self drive with some driver interaction.

• Fully autonomous point to point self drive.

The Pathway to Autonomous Vehicles

The Automation levels. • The SAE-A and other have proposed automaton levels

from 0 to 5 (or 0 to 4)

• We are currently in Level 2 and rapidly heading towards level 3.

• Starting to see Level 4 emerge - Google Koala Car, Milton Keyens Pods.

It’s me or the Car.

Who is working on Self Driving Cars? • Nearly all manufacturers are playing in this space.

• Supported by all the major Tier 1 suppliers.

• Universities, NASA, Asia, Google, Zoox, Tesla – Basically everywhere.

A matter of when, not if. At a recent conference, Ralf Herrtwich, of Daimler ran through the following

The day Bosch tried to kill me. • In late 2013 I met with the global head of the Bosch Autonomous Vehicle

program.

• I was then offered a demonstration on the autobahn in an autonomous

vehicle.

• This was a production car – retro fitted with the latest, and still in

development, autonomous vehicle technology.

• Video played here.

What can we expect. • Collision Avoidance – The norm in most cars.

• Connected vehicles – V2X communication and driver warnings.

• Digital Licenses.

• Level 4 Pods – CBD and other high traffic, low speed areas.

Thank You.

Steve Cratchley

Advanced Technology Pricing Manager

Personal Insurance

Suncorp.

Steven.cratchley@suncorp.com.au