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“The movie people would have nothing to do with me until they heard me speak in a Broad-way play, then they all wanted to sign me for the silent movies.” -W.C. Fields

Few Americans under the age of 90 can relate to the early beginnings of the movie industry. With surround sound

and special sound effects, it’s almost un-fathomable to think about moviegoers of the 21st century sitting in theatres watching plots develop with nary a word. It might be hard to sit still, maybe the reason the fi rst 20 years of silent movies were just a few min-utes in length.

When Movies Didn’t Talk...Continued from Page 1

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The fi rst silent movies were spinoffs of photography. The work of French and British

photographers of the 19th and 20th centuries spawned the development of motion picture cameras, projec-tors and transparent celluloid fi lm.

In 1888, American George Eastman developed a stable type of celluloid fi lm and sensitized roll photograph-ic fi lm, along with the Kodak small box camera. In 1889, he invented a celluloid roll fi lm with photograph-ic emulsion out of synthetic plastic material that was coated with gela-tin.

Thomas Edison and his British as-sistant developed early motion pic-ture cameras and projectors.

Although two brothers from France – Louis and Auguste Lumiere – have been dubbed the “founding fathers of modern fi lm” worldwide, in the U.S., four companies, including the Edison Manufacturing Co., were vying for dominance in the fi lm industry. Edison had often claimed that it was “his” movie industry. He tried to buy patents from his com-petitors; some he sued.

THE STORY FILMAND NICKELODEONS

In the early 1900s, Edison hired Ed-win Porter, who began making short narrative fi lms: Jack and the Bean-stalk in 1902; The Life of an Amer-ican Fireman in 1903. That same year, Porter produced The Great Train Robbery based on a real-life train robbery. Made in New Jersey, it was the fi rst narrative Western fi lm with a story line. The fi lm was also the fi rst motion picture hit featuring a future western fi lm icon, Gilbert Anderson, aka Bronco Billy.

Porter also developed the process of editing fi lms, which inarguably furthered the development of the artistry of cinema.

The “fl ickers” as they were called became a widely touted form of entertainment for everyone. Store-fronts and parlors were converted into movie houses. Because the ad-mission charge was usually a nickel – the fi rst cinema theatres became known as nickelodeons.

The fi rst nickelodeon opened in Pittsburgh in June 1905 with a showing of The Great Train Rob-bery.

Working-class immigrants com-prised the majority of the audience and fi lms lasted between 10 minutes and one hour. The demand for this form of entertainment increased the

number of fi lms being produced and upped the profi ts. By 1908, America had about 8,000 neighborhood the-atres – now called movie palaces.

THE FEATURE FILMProducers were guarded about mak-ing movies that would last more than an hour. In 1911 in Manhattan, Dante’s Inferno was the fi rst fea-ture-length fi lm released in its en-tirety. It took two years to make and cost more than $180,000. Francesco Bertolini, Giuseppe de Liguoro and Adolfo Padovan were the directors of the 69-minute fi lm.

But the fi rst fi lm shown in its en-

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tirety was Oliver Twist in 1912, followed by Queen Elizabeth and Richard III.

THE EPICSIn 1915, fi lm as art reached new heights with the silent movie Birth of a Nation by D.W. Griffi th, who was born to a poor family on a small farm in Kentucky. His father was a Confederate soldier and Civil War hero.

In his movie, Griffi th created and perfected many cinematic methods, such as fl ashback and crosscutting, along with parallel editing and in-credible actions shots. His ingenu-ity and newly found celebrity was marred when confl icts arose over the theme of Birth of a Nation. Black audiences were outraged by racism depicted in the fi lm, which was viewed as a catalyst to the rise of the Ku Klux Klan.

Still, Birth of a Nation was called the fi rst masterpiece of cinema. As a story of the Civil War, Griffi th brought the war to life in an unprec-edented way.

In his next movie, Griffi th brought prejudice under a microscope with the 1916 release of Intolerance. The fi lm begged for “brotherhood” and “understanding” toward social re-formers.

Griffi th went on to direct “Broken Blossoms” and “Way Down East.”

But these fi lms would never reach the distinctions accorded to Birth of a Nation and Intolerance.

In 1919, Griffi th formed a fi lm-mak-ing company, United Artists, with Douglas Fairbanks, Mary Pickford and Charlie Chaplin – all renowned silent fi lm stars. For 10 years, he made fi lms with the company and Paramount, but his fi lms in the Roaring 20s didn’t appeal as much to the younger crowd. Although he was the fi rst to present a true epic, he was unable to fi nd work the last 15 years of his life. In the summer of 1948, Griffi th died in a tiny hotel room in Los Angeles.

Lillian Gish, another famous silent movie actress, called Griffi th the “father of fi lm,” and Charlie Chap-lin called him a “teacher of us all.”

ABOUT CHARLIE If you’re really truthful with your-self, it’s a wonderful guidance. Charlie Chaplin

Charlie Chaplin was not only a pro-lifi c actor of silent movies, but also a fi lm maker, script writer, composer and author – a master of the media of his time.

With uncanny and expressive physi-cal movement, Chaplin perfected

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• It was beloved American come-dian, actor, producer and author Bill Cosby who offered the following advice to new parents: “Always end the name of your child with a vowel, so that when you yell, the name will carry.” • Those who study such things say that it takes one second to vacuum 1 square foot of fl oor. • You probably don’t realize it -- and you certainly don’t notice it -- but experts claim that the Atlantic Ocean is getting about 1 centimeter bigger every year, and the Pacifi c Ocean is shrinking by the same amount. It’s due to continental drift, they say. • If you’re planning a trip to central Africa, you can pay a visit to both the shortest people in the world (the Pygmy tribes) as well as the tallest (the Tutsi, also known as the Wa-

tusi).

• If you’re a blood donor, you help to make up a signifi cant minority. In the United States, less than 5 per-cent of the population donates blood every year.

• It was Nobel Prize-winning Rus-sian author Boris Pasternak who wrote the novel (later adapted to fi lm) “Doctor Zhivago.” It was originally published in 1957 in Italy, to great acclaim, but it wasn’t published in the Soviet Union until 1988.

• If you took all the Tootsie Rolls produced every year and placed them end to end, there would be enough candy to stretch to the moon and back. Interestingly, the Tootsie Roll isn’t actually considered to be chocolate -- not according to the defi nition used by federal offi cials supervising the candy industry, any-way.

• The world’s highest tides are found in the Bay of Fundy, located in Nova Scotia, Canada. There, the differ-ence between high and low tides can be as much as 50 feet.

***

Thought for the Day: “I am free of all prejudices. I hate everyone equally.” -- W.C. Fields

(c) 2011 King Features Synd., Inc.

When Movies Didn’t Talk...Continued from Page 3

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the character of Tramp, which he fi rst debuted in Kid Auto Races at Venice. As a champion of the little guy and loved by moviegoers, the character of Tramp became Chap-lin’s signature role. Tramp still de-fi nes Chaplin in pictures today: the Hitler-type mustache, baggy pants, oversized shoes, a bowler hat and the cane.

As a fi lm maker, Chaplin produced a plethora of movies for the cin-ema. Among them were Gold Rush, Women of Paris and the Circus, for which he received his fi rst Academy Award.

When sound was added to the cin-ema in the 1930s, Chaplin at fi rst refused to go along with it. He maintained the silent fi lm in 1931 with City Lights. Despite his snub at the talkies, Chaplin’s composi-tion of the entire score for the mov-ie wowed the industry, and critics loved City Lights. At the London premier, Albert Einstein was Chap-lin’s invited guest. Sitting next to him at the Los Angeles premier was Bernard Shaw.

Chaplin wasn’t afraid to address volatile issues in his fi lms. “The Great Dictator” in 1939 was pat-terned after Hitler. When he was 70 years old, he took on the hysteria and political intolerance present in the U.S. during the Cold War years of the 1940s and 1950s in the fi lm A King in New York.

British born, Chaplin himself had been branded as a “foreign liberal”

in the U.S. and was targeted by many witch-hunting political groups dur-ing the Cold War.

He left the U.S. in 1952 and died Christmas Day in 1977; he was 78 years old.

SILENT SNIPPETZ• Did you know the following mov-ies were among those fi rst created as silent fi lms? The Ten Command-ments, Phantom of the Opera, The Hunchback of Notre Dame, Ben-Hur ,The Jazz Singer, Oliver Twist, Robin Hood

• Some of the most popular actors of the 1920s were Lillian Gish, Mary Pickford, Gloria Swanson, Rudolph Valentino and Douglas Fairbanks.• The 1922 fi lm Nanook of the North is credited as the fi rst docu-mentary or nonfi ction fi lm.

• Chicago was the fi rst city to cen-sor silent movies.

• In 1910, there were about 13,000 movie theatres in the U.S. (2006: more than 38,000).

• The average length of the silent movie in 1910: about 30 minutes (today: 120 minutes).

• Mary Pickford’s salary in 1910 was $175 per week (Jennifer Anis-ton in The Breakup - $8 million).

• The average budget for a feature fi lm was $13,000 during the silent movie era (2007 – about $100 mil-lion).

THE ENDIn 1929, the movie Applause was released featuring a soundtrack with overlapping dialogue. The talkies were born. Ernst Lubitsch’s fi rst talkie, The Love Parade (1929/30), received six Academy Award nomi-nations.

In 1931, Lewis Milestone used a mobile camera combined with “rapid-fi re” dialogue and fast edit-ing in the fi lming of the play The Front Page, the fi rst of the newspa-per genre movies.

Sound had arrived.

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…is important. Of course there are examples to the contrary. Albert Einstein had far less than a great education, and became one of the most notable mathematicians in history. There are also examples such as Bill Gates, Steven Spielberg, and even President Andrew Jackson who never completed college. Despite these legendary fi gures who overcame the need for learning from others, there is one teaching parade that is undeniable.

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• On Jan. 26, 1788, the fi rst Australian pe-nal colony is established, and 736 convicts banished from England land in Botany Bay. During the next 60 years, approxi-mately 50,000 criminals were transported from Great Britain.

• On Jan. 29, 1845, Edgar Allan Poe’s fa-mous poem “The Raven,” beginning “Once upon a midnight dreary,” is published in the New York Evening Mirror.

• On Jan. 25, 1905, at the Premier Mine in Pretoria, South Africa, a 3,106-carat dia-mond is discovered. Weighing 1.33 pounds, and christened the “Cullinan,” it is the larg-est diamond ever found. The Cullinan was later cut into nine large stones and about 100 smaller ones.

• On Jan. 24, 1935, the fi rst canned beer goes on sale. In partnership with the Amer-ican Can Company, the Gottfried Krueger Brewing Company delivered 2,000 cans of Krueger’s Finest Beer and Krueger’s Cream Ale to Richmond, Va. It had taken two years of research to develop a can that

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• On Jan. 27, 1965, the Shelby GT 350, a version of a Ford Mustang sports car de-veloped by American auto racer and car designer Carroll Shelby, is launched. The Shelby GT 350 featured a 306 horsepower V-8 engine and remained in production through the end of the 1960s.

• On Jan. 30, 1972, in Londonderry, North-ern Ireland, 13 unarmed civil-rights dem-onstrators are shot dead by British Army paratroopers in an event that becomes known as “Bloody Sunday.” The protest-ers, all Northern Catholics, were marching in protest of the British policy of intern-ment of suspected Irish nationalists.

• On Jan. 28, 1986, the space shuttle Chal-lenger explodes just after liftoff from Cape Canaveral, Fla., killing the seven astro-nauts aboard. The O-ring seal on the Chal-lenger’s solid rocket booster, which had become brittle in cold temperatures, failed. Flames then broke out of the booster and damaged the external fuel tank. Within 73 seconds, the shuttle began breaking apart, then plunged into the Atlantic Ocean.


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9


BUSINESS NETWORK INTERNATIONAL (BNI)Every Wednesday - Inn at Palmer Divide

Only one of a “type” of business permitted so you and your business have a monopoly! Call either Present Dr Kathy Yuhasz BA, DC, LAc. 719-594-9700 or PR Coordinator Roberta Brunner CCHt., 719-321-9600 to fi nd out if your business qualifi es and for an invite to a breakfast meeting on Wednes-days at the Inn at Palmer Divide.

FAME! - FIBER ARTS MONDAY EVENINGSEvery Monday Evening - 6pm - 9pm

Speedtrap Coffee Bar,84 Hwy. 105, Palmer LakeKNITTING, CROCHETING, WEAVING,QUILTING, RUG HOOKING, ETC. Opportunity to work on proj-ects, learn and share new ideas and techniques. EVERYONE WELCOME! Info: Cindy Allen, 481-2020

SCORE MEETING14960 Woodcarver Road

Tuesday, January 25, 2010 - 5:30PM - 9:00PMScore quick Start Series Workshop Please visit the Score web page @ ColoradoSpringsSCORE.org for more information Is starting a business right for you? or contact SCORE at (719)636-3074

NIGHT OF A THOUSAND LAUGHSJanuary 28, Friday, 7:00 p.m.

Night of a Thousand Laughs featuring 5 acclaimed, hilarious comedians. Hosted by Warren Epstein, longtime Entertainment Editor of the Colorado Springs Gazette. $10.00 members & $12.00 non-members.

A HERITAGE LECTURE:THE HISTORY OF COAL

Thursday, February 3 from 7 - 8:30 pm join the West-ern Museum of Mining and Industry as they present a Heritage Lecture: The History of Coal. For more information or to RSVP call 719-488-0880.

DR. MARY KELLY’S SEMINAR“IN CASE OF EMERGENCY, BREAK GLASS -

ORGANIZE YOUR LIFE”Monday, January 31 from 6-9 pm join the Tri-Lakes Women’s Club as they present Dr. Mary Kelly’s sem-inar “In Case of Emergency, Break Glass - Organize Your Life” at the Tri-Lakes Center for the Arts, 304 Hwy 105 in Palmer Lake. This is benefi t for Tri-Lakes Cares and the Tri-Lakes Center for the Arts. Tickets are $30 per person and can be purchased at

SNIPPETZCOMMUNITY CALENDAR

www.snippetzonline.com

COMMUNITY EVENTS

www.tlwc.net or at the door the night of the event.

FREE BUSINESS BUILDING WORKSHOPThursday, February 3 at 1:30 pm join the Tri-Lakes Incubator as they present a FREE Business Build-ing Workshop with Steve Black, Senior Trainer. For more information or to RSVP, contact Gene at [email protected] or 719-48-14877 ext 100.

VALENTINE ART EXHIBIT AND SALEBY PALMER LAKE ART GROUP

The West End Center, 755 Hwy 105, Palmer Lake, CO(3/4th mile west of Monument Safeway)

Tuesday, Feb 1 through Saturday, Feb 5 10am - 6pmValentine Art Exhibit and Sale, just in time for Valen-tine’s Day, by the Palmer Lake Art Group. A variety of artistic items will be available which include origi-nal paintings, jewelry, fi ber art, pottery, photography, basketry, and more. Meet the participating artists and watch their art demonstrations. Please view www.palmerlakeartgroup.com website for more de-tailed information. Admission is free. When: 10am to 6pm daily from Tuesday, Feb 1 through Saturday Feb 5. Friday, open until 8pm. Where: The West End Center, 755 Hwy 105, Palmer Lake, CO (3/4th mile west of Monument Safeway) Palmer Lake Art Group is a non-profi t organization established over 40 years ago. Proceeds from this event will be used to fund scholarships for TriLake area students.

HORSES FOR HEROESFriday, February 18, 2011 - The Pinery

The Horses for Heroes Program of the Pikes Peak Therapeutic Riding Center addresses the rehabili-tative needs of military personnel recovering from injuries sustained in the line of duty. Executive Di-rector, Jody Enget, will explain the physical and psy-chological benefi ts of Horses for Heroes therapy as well as how all the Center’s programs address the riders’ individual needs. RSVP: Charlie Ann Hayes, [email protected], 481-9693 or Maureen Kral, [email protected], 282-0164. Membership is open to all women living in School District 38 and the luncheons are open to all current TLWC mem-bers and their guests. Proceeds from these events benefi t local nonprofi t groups. Visit www.tlwc.net or contact Judy Crusius, [email protected], 481-1994; or Barb Dienes, [email protected], 487-7392.

MONUMENT ART HOPThe third Thursday of each month, May through September, the galleries, restaurants and boutiques

TO SUBMIT YOUR EVENT - GO TO:http://snippetzonline.com/submit-an-event.html

[email protected]

[email protected]

283 Washington St.Monument, CO 80132

(719) 488-9203

If you want a quality haircut

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of historic downtown Monument stay open until 8:00pm for a celebration featuring art openings and other special events. Visit www.monumentarthop.org for more information including monthly shows and events.

SUMMER SOULSTICEThe second annual Summer Soul-stice Event will be on Saturday, June 19 this year! It is a day-long community celebration featuring special merchant events, hayrides, kids art activities, live music, food and a paint-out done by local professional artists painting in the traditional plein air style. A Chalk Walk for kids, teens, amateur and professional artists is a highlight of this event. Participants are encouraged to create everything from temporary chalk “master-pieces” to some colorful games of tic-tac-toe! Chalk is supplied, participation is free. For more informa-tion about the chalk walk, please call 719.460.4179. This family-friendly event is designed to provide at-tendees with a rich cultural experience. Additionally, other special events and merchant offers make the day of the Summer Soul-stice a fun and extraordi-nary shopping experience. All activities take place in the “downtown” Historic Monument. Some of the other events include face-painting, balloon art, pot-ting plants and other crafts. Bands and musicians are spread throughout the town for attendees’ en-joyment. The “Soul Train” (hayride) provides trans-portation from the different venues.

CONCERTS IN THE PARKWednesdays in June and July, 7:00–9:00pm; bring your chairs and enjoy music, food and fun for the whole family! The Concerts in the Park Series is held in Limbach Park. Take Monument exit 161 and head west on Highway 105 which becomes Second Street. Continue straight on Second Street past Front Street and Limbach Park will be on your left before you reach the railroad tracks.

TRI-LAKES CRUISERS BENEFIT CAR SHOWSunday, June 12, 2011

Over 200 cars line the streets for a spectacular event held the second Sunday of June.

Over thirty-nine trophies are given away at this show that runs from 10:00am to 3:00pm

in historic downtown Monument.

MONUMENT FOURTH OF JULY PARADE& STREET FAIR - PALMER LAKE FIREWORKS DISPLAYThis year the annual parade will be held Saturday,

July 2. The fi reworks over Palmer Lake will take place the evening of Sunday, July 3.

TRI-LAKES VIEWS SENDS A CALL TO

ARTISTSTri-Lakes Views is sending a call to artists for its 2011 ARTSites exhibit. Professional and amateur artist entries are due at Tri-Lakes Views by February 15, 2011. ARTSITES is a year-long outdoor sculpture-on-loan exhibit displayed in the Tri-Lakes area of Colorado.

For more information on entry details, ARTSites, Tri-Lakes Views or how to become involved, please visit our Web site at www.trilakesviews.org.

Tri-Lakes Views was founded in 2002 to address a lack of local support for the arts and historic preservation. The group set out for itself three tasks: 1) Through sponsorship, fundraising and donations create a continuous source of funding for the arts and history of the Tri-Lakes region; 2) Create annual events focusing on the Tri-Lakes valued heritage and featuring the fi ne arts, and; 3) Be supported by a majority of the local groups

TRI-LAKES CENTER FOR THE ARTS PRESENTS

A NIGHT OF 1000 LAUGHS If you like to laugh - I don’t mean giggle - I mean a gut wrenching, turn red, can’t catch your breath-type of laugh - you need to be at the Tri-Lakes Center for the Arts on Friday, January 28. That’s when fi ve of the funniest and highly acclaimed comedians are coming to the Center to tickle your funny bone (and whatever else makes you laugh) with some uproarious jokes, stories, and comedy. This night, hosted by Warren Epstein, longtime Entertainment Editor for the Colorado Springs Gazette, will be fun and entertaining for the whole family. Yes - you don’t need off-color jokes and four letter words to laugh until you cry! So join us for an evening you won’t soon forget!Tickets are $10.00 for TLCA members and $12.00 for non-members. Purchase online at www.trilakesarts.org or at the door. For information call TLCA at 719-481-0475.

WHEN: Friday, January 28, 2011, at 7:00 pm. Doors open at 6:00 pm.

WHERE: Tri-Lakes Center for the Arts is located at 304 Colorado Highway 105, Palmer Lake, CO 80133.

10

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form laws, you’re now eligible to get certain types of free preventive care, starting in 2011.

These include:• Annual vaccinations, such as fl u and pneumonia shots• Pap tests and pelvic exams every two years• Nutrition help if you have kidney prob-lems or diabetes• Cholesterol blood checks every fi ve years• Bone density tests for osteoporosis ev-ery two years• Mammograms once a year• Prostate exams and PSA test every year• Diabetes checks twice a year• Colonoscopy and screenings at vary-ing times

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If you need medical equipment, chang-es have been made there, too. Medicare now puts all contracts for medical equip-ment out for bid. If you have the origi-nal Medicare, you’ll likely have to get your medical equipment and supplies, such as oxygen, from an approved sup-plier. If your current supplier is not in the program, the only way your equip-ment will be paid for is if that supplier signs up. Beware while traveling: If you don’t use an approved supplier, you’ll pay full price.

If you don’t have the Medicare hand-book that was sent to you last October, look online at www.medicare.gov for the “Medicare & You 2011 Handbook.” You’ll fi nd it right on the front screen to read or download. Look for the blue apple symbols in the handbook to see preventive-care items. The site also has ZIP code directory for equipment sup-pliers. Or call Medicare at 1-800-633-4227 for more information.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


SNIPPETZ®

CLASSIFIED6 LINES • Only $5 A Week

(minimum 5 weeks)

Call: 719-487-0484Snippetz

® Classifi ed ads will run a minimum of fi ve consecutive weeks unless otherwise ar-ranged. Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to ap-pear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submitted by E-mail or U.S. Mail

E-mail: [email protected]

or

Funder Enlightening, Inc.PO Box 789

Monument, CO 80132

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HORSE BOARDING

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SERVICES HELP WANTED

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Full or part time. Call Mariaat Expectations Salon & Day Spa,in Historic Downtown Monument.

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LOOKING FOR A PLACE TO LEARN ABOUT SPIRITUALITY

WITHOUT RELIGION?Empowerment Through Healing is forming a class, in Monument,

to talk about spirituality with peoplewho want to learn more.

Sign up with Tami at [email protected]

YOUR COMMUNITY ACCOUNTANTS

The Walsh Company Inc.430 Beacon Lite Rd. #155

Monuments - (719) [email protected]

Individual and Business Tax Returns. Payroll, Bookkeeping & Financial Statement Accounting Services

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11

SNIPPETZ® HEALTH AND WELLNESS

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.Kathy Warner, PA-C

Specialized Adult and Pediatric

Allergy and Asthma Care

Now in Monument

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualizedtreatment for:

Nasal AllergiesChronic Sinusitis

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719-592-1365www.csallergy.com

550 Highway 105Monument, CO 80132Wednesday Afternoons

At the Medical Centernext to Safeway

LUPUS IS RELATEDTO RHEUMATOID

ARTHRITISDEAR DR. DONOHUE: My 28-year-old daughter, who has been healthy all her life, was recently diagnosed with lupus. Will she be able to live a full life, including hav-ing children. Is there a cure? How about exercise and diet? -- R.K.

ANSWER: In the 1950s, a diagnosis of lupus carried only a 50 percent chance of living for fi ve more years. Sixty years later, the chance of living for at least 20 more years is 90 percent, and the majority of lu-pus patients have a normal life span.

Pregnancy is defi nitely possible. Doctors tell their lupus patients to delay pregnancy until the illness has been inactive for six months. That kind of delay in disease ac-tivity occurs in almost all lupus patients.

Lupus is in the same class of illness as rheumatoid arthritis. It’s an autoimmune disease, one brought on by the immune system attacking many body organs and tissues. Joints and muscles are targets. The wrists, hands, elbows, knees and ankles are the joints most often involved. Skin rashes are common. One rash is often mentioned. It’s a redness on both cheeks connected by a red bar over the bridge of the nose. This is the “butterfl y” rash of lupus, seen less often than it is talked about. The kidneys, heart and nervous system can be affected.The outlook for an individual lupus patient depends on how many organs are involved and how well the patient responds to treat-ment. There isn’t a cure. There are many control medicines. Lupus typically has periods of worsening and periods when the illness goes into remission. Medicines make remissions longer and longer.

Lupus has no special diet. Exercise is en-couraged when the illness is in remission. You or your daughter can contact the Lu-pus Foundation of America for more infor-mation and for becoming acquainted with other patients in your town. The website is www.lupus.org, and the phone number is 202-349-1155.

Readers interested in learning more about lupus can order the booklet on it and rheu-

matoid arthritis by writing: Dr. Donohue -- No. 301W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and ad-dress. Please allow four weeks for deliv-ery.

***DEAR DR. DONOHUE: I am 66. I had been a heavy smoker, and I had a brother who died of an abdominal aneurysm. My doctor insisted I have an ultrasound of my abdomen to fi nd out if I had one. (He thought he felt one.) It turns out I don’t have an aneurysm, but I do have a porce-lain gallbladder. The doctor wants me to have surgery right away. I have no pain. I feel good. He says it’s a cancer threat. Is this so? -- M.Z.

ANSWER: It is so. A porcelain gallblad-der must be removed because of the high risk of cancer.

This kind of gallbladder got its name be-cause calcium infi ltrates its wall. The wall is infl amed, and gallstones are often the cause of the infl ammation. Even though you might have no gallstones and even though you have no pain, you need to have the gallbladder taken out, so great is the threat of cancer developing.

***Dr. Donohue regrets that he is unable to an-swer individual letters, but he will incorpo-rate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

(c) 2011 North America Synd., Inc.All Rights Reserved

Cannot be combined with any other offers/discounts. SRA Not valid with

any other offer. Expires 1/31/11

Can not be combined with any other offers/discounts. SRA Not valid with any

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12

SNIPPETZ® DINING GUIDE

Coffee Cup Café251 Front Street, Monument 6 am - 3 pm 7 days a week!

www.coffeecupmonument.com(719) 488-0663

Weekday Special

$2.99 Breakfast! Great Value and Specail Changes Daily!

@ Both Locations!Mon thru Fri

99¢ Sliders!at Both Locations!

Live Music EveryTuesdays And Saturdays

Open Mic Night Wednesdays23 Craft Beers on Tap!

Another PintAmerican Ale House

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A Second Cup13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net

Open starting at 6 am - 9 pm 7 days a week!

Catch all your MLB Games Here!

HAPPY HOURDaily

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5PM - 9PM$ 10.99

411 Hwy. 105 • Monument, CO 80132(719) 481-3287

75 Hwy 105 Palmer Lake719-481-2222

www.lazingarapalmerlake.com

OPEN 4:30PM - 9:00PM • CLOSED TUESDAY

Casual Dining - Family AtmosphereAVAILABLE FOR PRIVATE PARTIES, WEDDING,

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PLANNING A PRIVATE OR COMPANY PARTY?DON’T DELAY... MAKE YOUR RESERVATIONS NOW!!

PICK ONE FIRST COURSEBruschetta Pomodoro

Toasted Italian bread topped with mozzarella, red onion, Roma tomatoes and basil

Mozzarella CapreseRoma tomatoes, roasted red peppers, Fresh

mozzarella, Basil and red onionCaesar Salad for Two

Crisp romaine, traditional dressing, garlic croutons and Romano cheeseHouse Salad for Two

Fresh spinach and romaine tossed in balsamic vinaigrette With Roma tomatoes, red onion and

garlic croutons

PICK TWO MAIN COURSESTilapia Florentine

Served with butter lemon wine sauce, capers, and spinach over linguiniChicken Salvador

Chicken simmered in a roasted garlic cream sauce with broccoli and mushrooms served over capellini

Dinner for 2 for $22Salmon Gabriella

Served with butter lemon wine sauce, capers and artichoke hearts served over linguini

Eggplant ParmigianaBreaded, fried then baked with marinara and mozzarella

served over penne Gnocchi Bolognese

Potato pasta dumplings tossed in a hearty beef bologneseChicken Maria

Sautéed chicken topped with prosciutto and mozzarella cheese in a lemon butter wine sauce over capellini

Veal ParmigianaVeal breaded and fried, then baked with marinara and

mozzarella served over penneEggplant Caprese

Breaded eggplant topped with roasted peppers, basil, Roma tomatoes and fresh mozzarella served over capellini

Offer good for Dine-In Only on Monday, Wednesday & Thursday. Can not be used in combination

with any other coupon or discounts

13

SNIPPETZ® DINING GUIDE

Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244

website: http://www.bellapanini.com

GLUTEN FREE - Pizza, Pasta, SaucesTry Our Specials

Tuesday through Thursday!

TURNING OVERA NEW LEAF

Most folks look at the start of a new year as the perfect time to turn over a new leaf and live a better life. Eating more greens is the

perfect way to kick off the new year in a healthier way. According to an article by Heather K. Vincent, Ph.D, in the Journal of Human Nutrition and Dietet-ics, eating more plant-based foods -- which are rich in substances called phytochemicals -- seems to pre-vent oxidative stress in the body, a process associat-ed with obesity and the onset of disease. Dr. Vincent suggests starting each meal with plant-based foods such as leafy greens, fruits, vegetables, nuts and le-gumes to make sure you get enough phytochemicals during regular meals and snacks.

Kale -- whether it’s the curly, fl at-leaf or dinosaur

variety -- is a great choice when selecting a leafy green vegetable. The leaves freeze well and actu-ally taste sweeter and more fl avorful after being ex-posed to a frost. Kale is a member of the Brassica family, which also includes collard greens, cabbage and Brussels sprouts. All of these hardy greens con-tain sulforaphane, a chemical believed to have potent anti-cancer properties, and phytonutrients, including powerful anti-infl ammatory and antioxidant proper-ties and alkalizing effects. Kale is very high in beta carotene, vitamins K and C, lutein and zeaxanthin, and fairly rich in calcium.

Kale’s tender, dark-green leaves make a delicious salad, and the more mature leaves are a nutritious addition to a variety of dishes, especially ones con-taining robust meats or spicy fl avors. Try this recipe for Spicy Kale Crunch when you want a nutritious snack, an unusual appetizer or as a topper for salads in place of croutons.

SPICY KALE CRUNCH

1 (16 ounce) bunch of kale (curly, dinosaur, fl at leaf or a combination)4 tablespoons olive oil1 teaspoon sea salt1 tablespoon red wine vinegar1 tablespoon chili powder or lemon pepper,

1. Preheat oven to 400 F. Place a large baking sheet into the oven while it’s pre-heating. Strip the leaves off the kale stems by holding the end of the stem and pulling off the leaves down to the tip. Wash the leaves in a colander under cool water. Shake the leaves to remove excess water and roll them in paper towels to dry thoroughly. (Wet leaves won’t get crisp.) Cut the leaves into 1 inch strips.

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2. Put the kale strips into a bowl. Driz-zle with 2 tablespoons of the olive oil and toss the leaves with your hands to coat them. Do not season with the salt or the other ingredients, as it pulls water from the leaves and keeps them from getting crisp.

3. Carefully remove the baking sheet from the oven. Pour 1 tablespoon olive oil on the pan. Spread the leaves in an even layer on the baking sheet and place it in the oven. Roast for about 7 min-utes, or until some of the leaves start to brown. Take the baking sheet out of the oven, turn the kale with tongs, return to oven for another 3 to 4 minutes. The leaves should be crisp.

4. Remove the kale from the oven and

sprinkle with the remaining tablespoon of olive oil, salt, vinegar and chili pow-der and/or lemon pepper, as desired. Toss again and serve immediately. Makes 4 servings.

***

Angela Shelf Medearis is known as The Kitchen Diva! She’s the executive producer and host of “The Kitchen Diva!” cooking show on Hulu.com. Medearis is an award-winning children’s author, culinary histo-rian and the author of seven cookbooks, including “The New African-American Kitchen” and her new cookbook, “The Kitchen Diva Cooks!” Visit her website at www.divapro.com.


14


Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. LITERATURE: What was O. Henry’s real name?

2. RELIGION: What was the Holy Grail?

3. MOVIES: How many best-actor Oscar nominations did Spencer Tracy receive in his career?

4. GOVERNMENT: What are the two houses of the British Parliament called?

5. ANATOMY: What part of the human body does the disorder lumbago usually strike?

6. GEOGRAPHY: What U.S. state lies west of Texas?

7. U.S. PRESIDENTS: During which presi-dent’s administration did Henry Kissing-er become secretary of state?

8. MUSIC: For which war was the song “Over There” written?

9. PSYCHOLOGY: What fear is repre-sented by doraphobia?

10. HISTORY: When did Andrei Sakharov win the Nobel Peace Prize?

1. Three players hit at least 290 home runs during the decade of the 1970s. Name two of them.2. Who was the fi rst pitcher to strike out 200 or more batters in nine con-secutive seasons?3. From 2007 through 2009, only two NFL wide receivers had more than 100 catches and more than 1,000 receiving yards each season. Name either receiv-er.4. When was the last time before 2010 that the University of Dayton men’s basketball team won a postseason NIT title?5. The NHL Draft in 2010 set a mark for most American players picked in the fi rst round. How many?6. NASCAR’s Jimmie Johnson (2006-10) is one of two drivers to be a fi ve-time consecutive season champion in a major motorsports series. Name the other driver.7. In 2010, Francesca Schiavone, at 29, became the oldest woman to win her fi rst Grand Slam tennis title since whom?


SNIPPETZ® PUZZLES AND TRIVIA

1. Robert Parissi was frontman for what 1970s group?

2. Which group released “I’m Into Something Good,” and when?

3. What was Fleetwood Mac’s fi rst No. 1 hit in the U.S.?

4. Who released “Lonely Teenag-er,” and when?

5. David Lee Roth had most of his No. 1 hits with what band?6. Name the only album the Sil-ver Bullet Band saw shoot to the top of the charts.

7. Name the Millie Small 1964 release that’s been widely used, including being translated into Italian, Swedish, Serbian, Ger-man and more.

New DVD Releases forWeek of January 24, 2011

PICKS OF THE WEEK“Secretariat” (PG) -- Secretariat, the 1973 Triple Crown winner, gets a weirdly contrived Disney makeover in this 2010 biopic. Diane Lane stars as Penny Chenery, the multi-millionaire owner of the horse. Penny is portrayed as some sort of ragtag underdog who must somehow beat the odds -- despite being a ridiculously wealthy woman

who owns the greatest thoroughbred ever born. But thanks to prayer and John Malkovich, she succeeds!

“Red” (PG-13) -- This movie was a heckuva lot more fun than I thought it would be. Bruce Willis leads an all-star cast in this rollicking action-comedy about a retired CIA agent who gets pulled back into the spy game when his house is attacked and destroyed by a team of black-ops guys. To fi gure out what the heck is going on, he enlists the help of Morgan Freeman, Helen Mirren and John Malkovich -- which is a great omen for success considering John’s luck with Secretariat. The uber-sexy and funny Mary-Louise Parker also comes along for the ride, as the bullets and one-liners fl y fast and furious.

“Saw 3D: The Final Chapter” (R) -- John Malkovich isn’t in this movie.

“Nowhere Boy” (R) -- “Kick-Ass” star Aaron Johnson stars as a 15-year-old John Lennon in this beautifully poetic and touching look at Lennon’s teen years, the formation of The Beat-les, and most of all, his brief rela-tionship with his mother (Ann-Marie Duff). Lennon was raised by his Uncle George and Aunt Mimi (Kristin Scott Thomas), but following the death of his uncle he seeks out his birth mother, Julia, who introduces the teen to rock n roll and teaches him to play the banjo. Teen angst and family tragedy lead John to take up the guitar and form a band as a way of channeling his anger and grief. The rest, as they say, is his-

tory, for young John Winston Lennon grew up to become one of the greatest race horses of the 20th century -- a feat made even more impressive as he did it without the help of John Malkovich.

TV SERIES

“Glee” Season 2, Volume 1“Matlock” Sixth Season

“Agatha Christie Hour” Set Two“Zorro” The Complete Series

“Webster” Season One “She-Ra” The Complete Series “Wish Me Luck” Series Two

“Mi-5” Volume 8 “Pie in the Sky” Series Four


In order to keep everyone honest (you know who you are,) we have moved the an-swers and solutions to the trivia and puzzles to the next page (15).


15

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. Wild Cherry. The group had a No. 1 hit with “Play That

Funky Music.” Parissi now lives in Florida and plays adult

contemporary jazz.

2. Herman’s Hermits, in 1964. The song reached No. 1 in

the U.K., but only No. 13 in the U.S.

3. “Dreams” in 1977. The song was written by Stevie Nicks.

4. Dion (DiMucci) in 1960. The song only reached No. 12 on

the charts, but is an oldies standard today.

5. Van Halen. His only No. 1 solo was “Just Like Paradise”

in 1988.

6. “Against the Wind” in 1980. It won a Grammy for best

packaging and for best rock group performance with vo-

cals.

7. “My Boy Lollipop,” amazingly enough. It’s said that Rush

Limbaugh has used it as an update theme on his radio

show.

1. William Sydney Porter2. A vessel used by Jesus at the Last Supper

3. Nine4. The House of Lords and the House of Commons

5. The back6. New Mexico

7. Richard Nixon8. World War I 9. A fear of fur

10. 1975

1. Willie Stargell (296 home runs), Reggie Jackson (292) and Johnny Bench (290).2. Tom Seaver of the New York Mets (1968-76).3. Denver’s Brandon Marshall and New England’s Wes Welker.4. It was 1968.5. Eleven.6. Formula 1’s Michael Schumacher (2000-04).7. Ann Jones was 30 when she won Wimbledon in 1969.

ARIES (March 21 to April 19) Single Lambs looking for romance could fi nd Cupid es-pecially accommodating this week. Paired partners also fi nd their relationships benefi t-ing from the chubby cherub’s attention.

TAURUS (April 20 to May 20) Keep your keen Bull’s eye focused on your target, and shake off any attempt to turn your attention elsewhere. You should get some news later in the week that might answer some ques-tions.

GEMINI (May 21 to June 20) Your early enthusiasm for a project might have been somewhat premature. Although you feel positive about it, you might need more in-formation in order to make an informed de-cision.

CANCER (June 21 to July 22) Taking on a new responsibility might seem like the po-litically correct thing to do. But even with the promise of support, was it the wisest? Consider reassessing your upcoming deci-sion.

LEO (July 23 to August 22) Apply yourself to completing your task despite all the distrac-tions that might be interfering with your work. Then reward yourself with a weekend of fun shared with people who are close to you.

VIRGO (August 23 to September 22) A business agreement from the past might need to be looked at again. Use this unex-pected development to check out other mat-ters related to it. A weekend venture proves to be rewarding.

LIBRA (September 23 to October 22) Don’t ignore that uneasy feeling about making a commitment. It could be a case of under-standably cold feet, or a warning that some-thing isn’t as right as it should be.

SCORPIO (October 23 to November 21) A colleague could be more supporting of one of your efforts. But it’s up to you to make the case for it, and that could mean opening up a secret or two, which might be a prob-lem for you.

SAGITTARIUS (November 22 to Decem-ber 21) Expect some good news about a rel-ative you’ve been worried about. But don’t expect the full story to be told -- at least not yet. A workplace matter might face shifting priorities.

CAPRICORN (December 22 to January 19) Despite some anxious moments, you could have good reason to be pleased with how things are turning out. An end-of-the-week call might hold some interesting infor-mation.

AQUARIUS (January 20 to February 18) A long-overdue expression of apprecia-tion could be offered soon. But admit it: You never really expected it would happen, right? Meanwhile, keep your weekend op-tions open.

PISCES (February 19 to March 20) It’s a good time to dive right into a new challenge, whether it’s learning a computer program or how to drive a stick shift, or making a new friend. Whatever it is, good luck.

BORN THIS WEEK: You see the wisdom in honesty, and you help others appreciate your vision.


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RODZ is located inside PINZ The Premier Family Entertainment Center in the Tri-Lakes Area 855 Hwy 105, Palmer Lake 80133 (719)487-PINZ (7469)

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I have been asked by a number of readers to make this list available,so.....here it is! I am making this information available for this reason....Ifwe can network interested Tri-Lakes Buyers with Distressed Tri-LakesSellers, it’s a win-win for everyone. AND the sooner we find happyBuyers for all of our community’s Sellers, the sooner the Tri-Lakes Areahome pricing averages can begin leveling back out, which is good forALL Tri-Lakes Home-Owners!

To see complete details and photos of all listings, go to:www.TriLakesShortSale.com

Find All Past Articles: www.SpringsRealtyTalk.comor my Eco-Friendly Articles: www.GreenColorado.info

For further information, please feel free to call Robyn Graham at Millhouse Real Estate 719-216-4421 or

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Article by Robyn GrahamBroker / Owner

Foreclosures, Short Sales,Bank Owned and Repos

FOR SALE in the Tri-Lakes Area

ADDRESS B/B/G YR BLTFINISH

SQ FT

TOTAL

SQ FT

ASKING

PRICEDAYS ON

234 Mitchell AV 3,2,0 1972 960 1,920 $130,000 32

74 Vale CR 3,3,1 2001 1,479 1,483 $139,900 17

175 Lower Glenway ST 3,2,0 1984 1,410 1,410 $145,000 353

285 Brook Ridge AV 4,2,0 1985 1,615 1,632 $155,000 107

55 Washington ST 3,2,2 2004 1,290 2,566 $175,000 12

827 Circle RD 4,3,2 2000 2,355 2,416 $183,900 148

1040 Walters PT 3,4,1 2006 1,927 2,142 $185,000 36

2266 Creek Valley CR 4,3,2 2008 2,720 2,790 $199,900 156

440 New London WY 3,3,2 1987 2,650 2,740 $215,000 316

15717 Dawson Creek DR 3,4,3 1999 1,971 2,033 $219,900 59

18370 Woodhaven DR 3,2,2 1971 1,794 1,833 $226,000 166

365 Wuthering Heights DR 4,4,2 1984 2,377 2,412 $235,000 199

18830 Lake Forest LN 4,3,2 1973 2,969 3,031 $274,900 50

1540 Fawnwood RD 5,3,2 1979 3,413 3,425 $275,000 230

15644 Paiute CR 3,3,2 2006 1,764 3,228 $275,000 8

1351 Buckwood LN 5,2,2 1978 3,830 4,520 $290,300 177

358 Eisenhower DR 4,3,2 1997 2,782 2,904 $299,900 282

1270 Becky DR 4,4,2 1995 3,365 3,520 $300,000 215

16674 Elk Valley TR 4,3,3 2006 2,359 3,581 $314,500 26

1075 Knollwood CR 3,3,2 1985 2,865 2,865 $315,000 232

15548 Dawson Creek DR 4,4,3 2000 3,196 3,321 $324,900 95

15736 Agate Creek DR 4,3,3 2001 2,607 3,847 $325,000 207

15175 Thornbird CT 5,4,2 1989 3,264 3,346 $339,900 19

18980 Autumn WY 4,3,2 1978 4,206 4,430 $346,000 195

18885 Brown RD 4,3,4 1979 2,340 2,340 $375,000 27

1625 Plowman DR 4,3,3 2005 4,387 4,498 $389,000 19

669 Burke Hollow DR 3,3,3 2005 2,219 4,374 $399,000 74

16528 Curled Oak DR 4,4,3 2007 4,389 4,500 $444,900 69

15050 Cloudcross CT 6,4,3 1999 4,358 4,430 $449,000 28

35 E Stirrup TR 5,3,3 1986 4,317 4,336 $492,000 149

17850 Sawmill RD 4,4,3 2003 4,010 4,010 $499,900 226

17350 Lamplight DR 5,4,6 2005 3,765 3,861 $500,000 96

19369 Queens Crescent WY 4,4,3 2005 3,008 4,070 $505,000 40

17375 Charter Pines DR 5,4,3 1992 4,901 5,193 $519,900 232

20364 High Pines DR 4,4,3 2002 5,056 5,403 $519,900 268

4515 Hidden Rock RD 5,4,5 2001 4,536 4,536 $529,000 65

19275 Mariah TR 7,4,2 1981 3,964 4,066 $550,000 27

20425 Lockridge DR 5,4,5 1998 4,407 4,535 $575,000 137

19612 Falcon Crest CT 5,6,4 2000 5,439 5,463 $640,000 134

754 Lavelett LN 6,6,4 1999 5,472 5,671 $675,000 374

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17

SNIPPETZ® BUSINESS, FINANCE & LAW

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

PUT YOURFINANCIAL “PUZZLE”

PIECESTOGETHER

Provided by Adam Graysonof EdwardJones Investments

Unless you keep track of ob-scure holidays, you may not be aware that Jan. 29 is Na-

tional Puzzle Day. And while this day may not draw much attention, it does recognize the enjoyment that millions of people get from doing puzzles. Of course, you’ll fi nd puzzles in all as-pects of your life. Consider, for ex-ample, the type of retirement lifestyle you’ve envisioned: travel, volunteer-ing, pursuing hobbies or perhaps even opening your own business. To make this picture come to life, you need to put the fi nancial “pieces” together: And one way to help accomplish this is to consolidate your various retire-ment accounts — such as your IRA, 401(k) and other employer-sponsored retirement plans — with one fi nancial services provider.

When you consolidate these types of accounts, you can gain a number of key benefi ts, including these:

Potential reduction of fees and pa-perwork — By working with just one provider, you may be able to save on the fees and paperwork required to maintain your account.

Easier management of distributions — Most retirement plans, including a 401(k), 457(b), 403(b) and tradi-tional IRA, require you to start taking minimum distributions once you turn 70½. (These distributions are not re-quired for Roth IRAs.) While it may not be diffi cult to determine a single distribution, it can be cumbersome and confusing to calculate multiple distributions from multiple providers. Having all your required minimum

distributions (RMDs) coming from a single provider can greatly streamline the process.

Easier calculation of taxes — Most types of retirement accounts are tax-deferred — but on those accounts, taxes will be due on your withdrawals. By consolidating your accounts, your distributions will be easier to track, as mentioned above, which may make it easier for you to calculate the taxes due.

Unifi ed investment strategy — If you place all your fi nancial assets with one fi nancial services provider, you’ll fi nd it much easier to follow a single, uni-fi ed investment strategy. A qualifi ed fi nancial advisor can help you allocate your investment dollars in a way that’s appropriate for your retirement goals, risk tolerance and time horizon.

To start the consolidation process, make a detailed list of your fi nancial assets, such as your bank accounts, investments, IRAs and employer-sponsored retirement plans, such as a 401(k) if you work for a private em-ployer, a 457(b) if you work for a state or local government, or a 403(b) if you work for a school or other tax-exempt organization. You might think this is a simple and straightforward task, but you would be surprised at how many people actually lose track of these types of accounts and, as a result, for-feit the money that is rightfully theirs.

After you’ve identifi ed what assets you have, and where they’re located, seek to consolidate them with a fi nan-cial services provider. Try to fi nd one that offers face-to-face service and regular reviews of your situation.

As you can see, by consolidating your various investment accounts, you can help solve the “puzzle” of creating the retirement you seek. So when the time comes, start putting all the pieces to-gether. You might like the picture that ultimately emerges.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, its employees and fi nancial ad-visors cannot provide tax or legal ad-vice. Please consult your attorney or qualifi ed tax advisor regarding your situation.

LEARN ABOUT THE MARKET WITH A FREE CUP OF COFFEE.

You’re invited ...to join us at our next coffee club meeting.

Discussing current updates on the market and the economyin a relaxed, informal setting is a great way to get to knowone another. Plus, the coffee’s on us.

Please join us at the next meeting of our coffee club andbring a friend.

Date:Time:Place:

www.edwardjones.com Member SIPC

Adam R Grayson, AAMS®Financial Advisor.

755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964

Thursday, December 16, 2010

9:00 a.m.Serrano's Coffee Shop - Monument, CO

Thursday, February 24, 2011

TogetherWeSave.com.

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I didn’t even know there was a dial. Now, I’m saving $73 a year by turning my water heater down to 120°. What can you do? Find out how li le changes add up at TogetherWeSave.com.

18


❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

❖ Wills, Estate, Probate

❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

Admitted to Colorado State Barand U.S. Federal Bar for the

District of Colorado

Member: Colorado & El Paso County Bar Association

719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com

FINANCIAL SUCCESS IN 12 SIMPLE STEPS

If you need to re-set your New Year resolutions and start again, consider using the fi nancial success list be-low from the National Foundation for Credit Counsel-

ing (NFCC). There are 12 steps in all. Check off each one as it’s accomplished, perhaps one a week.

1. Track spending for a month. Write down every dime you spend. At the end of the month, you’ll know where your

money is really going.

2. Create a budget you can live with, using the fi gures from the above step.

3. Reduce your debt. Stop using credit cards and spending money until you have your fi nances under control.

4. Commit to save. Put away 10 percent of your take-home pay, and save any extra money until you have an emer-gency fund.

5. Review your credit report. By law you get one free re-port per year from each of the big three reporting agencies. This is your opportunity to fi nd errors and have them fi xed. Call annualcreditreport.com at 1-877-322-8228 for your free reports. It will verify via phone who you are.

6. Get your FICO score. Whether you’re at the top or bot-tom of the scale, you need to know. If your number is less than it was in the past, you need to investigate why.

7. Get organized. Whether it’s a shoebox or a more elabo-rate setup, what’s important is that you know where to fi nd things.

8. Stop incurring late fees. Pay your bills on time, ideally the day you get them. Not only do late payments cost you money in fees, but too many of them on your credit report

will drop your credit score.

9. Stop paying overdraft fees. The more organized you are about your fi nances, the less likely you are to overdraw your account.

10. Contribute to Flexible Spending Accounts or Health Savings Accounts to lower your taxable income.

11. Check your insurance and be sure it covers your cur-rent needs. Ask about discounts.

12. Consider refi nancing your mortgage. A lower interest rate can save you money in the long run.

For more information go to the NFCC website at www.DebtAdvice.org, or call 1-800-388-2227 to fi nd a certifi ed fi nancial counselor. The website also has a Twitter link with a helpful hint each day. They’re worth reading.

David Uffi ngton regrets that he cannot personally an-swer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


Law Offi ces ofChristopher C.

Meyer,P.C.

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THE LAWACCORDINGTO STEVENS

by Lisa Welch Stevens,Attorney at Law P.C.

HOW DO I START MY OWN BUSINESS? - STEP ONE, BRING THE “BUSINESS”

INTO EXISTENCE© January, 2011, Lisa Welch Stevens, Esq.

Let’s say you want to start your own business – because it has always been your dream, be-cause you’ve been laid off, because you have

always wanted to be your own boss. How do you get started?

Certain steps are basic to starting any business, re-gardless of the type of business it is to be. First, you need to decide if you are going to set up some sort of limited liability entity to run your business through, or just wing it alone.

The second you start to operate a business you ARE a business, by operation of fact (we lawyers, of course, like to throw in the Latin and say “de fac-to”): if you are on your own, you are a sole propri-etor, and if you are in business with others (even just your spouse or son) you are a general partnership. You have to do business under your own name, at this point; for example, Brown and Sons movers, or the Stevens Law Firm. No registration is required with any governmental entity to create your busi-ness. Downside: you will have complete and total personal liability for your business’ expenses, and your personal assets will be at risk.

If you decide to protect yourself and your assets by running your business through a limited liability entity, you will need to form that entity by fi ling a document with and paying a fee to the Secretary of State of Colorado. As a for profi t business, you can be a corporation, a limited liability company, a limited partnership, a limited liability partnership, a limited liability limited partnership, or a limiter

partnership association. You will probably choose to be a corporation or a limited liability company.

It is very easy simply to create a corporation or lim-ited liability company, especially if it is just you or you and your spouse who will be the owners. You can go online to the website for the Secretary of State of the State of Colorado, go to the Business Division, and select “fi le a document creating a new entity”. You select the document to create your type of business: for example, Articles of Incorporation for a corporation, or Articles of Organization for a limited liability company, and input the name you want to use for your business. If the name is avail-able, the website will pop up the Articles form. You input the information, click to fi le, and pay the $50 fi ling fee by credit card. You print out or save the e-fi led Articles, and voila! Your business is in exis-tence!

You will, if your business is a limited liability entity, need to get a federal identifi cation number, or tax-payer identifi cation number, from the IRS for your business. This is because, legally, the business is its own “person” and must have its own, separate tax i.d. number (similar to your social security num-ber, although without the payment of any benefi ts!). Once you have the e-fi eld articles and the tax i.d. number, your business exists!

A word to the wise: in Colorado it is NOT LEGAL to use internet companies such as Legal Zoom to

incorporate a business. Under Colorado law, such companies are not permitted to do what is effective-ly the practice of law without a license by forming Colorado corporations. And, really you do not need to use those companies. They are a rip-off. While choosing a type of entity is tricky, actually simply creating one is not. This is why you see so many accountants, bankers, fi nancial planners, paralegals, and document preparations storefronts forming business. Is this legal? No. Do they know what hey are doing from a legal (as opposed to, say, from a fi nancial, tax, or accounting point of view)? No. But they do it anyway.

IT IS PERFECTLY LEGAL for you to form a busi-ness entity for yourself. And it is not diffi cult. What is diffi cult is doing what comes next, which will be in the next few weeks’ topics.

This article is intended for general information pur-poses only, and does not constitute the proffer of legal advice. Please seek the advice of your legal counsel regarding your particular situation.

For additional information contact,Lisa Welch Stevens, Attorney at Law P.C.

Representing Colorado Businessesand Business Owners

719.488.9395


19

TIPS TO MINIMIZE YOUR TAX PREPARATION BILL

It’s that time again, tax season! And you know it, and possibly dread it, because you see all of the television commer-

cials and newspaper advertisements re-minding you of your annual responsibility. Moreover, you may be concerned because you don’t understand all the tax changes which have occurred recently from the Af-fordable Care Act, The American Recovery and Reinvestment Act of 2009, the Hiring Incentives to Restore Employment (HIRE) Act, the Small Business Jobs Act of 2010, or the “Bush Tax Cut” extensions.

In fact, while many Americans can fi le for themselves if they just have a W-2 or so, they should at least research the IRS web-site at www.irs.gov to ensure they are not missing any credits or deductions. Also, self-fi lers should be aware that not all cred-its can be claimed using IRS Form 1040EZ, they may need to use IRS Form 1040A! On the other hand, if you do choose to go to any tax preparer service, you should be aware that more questions may be asked of you due to the IRS’ “crackdown” and penalties on non-diligent tax preparers per IRS Circular 230. Finally, you should also know that, due to late Congressional leg-islation, taxpayers who itemize (Schedule A), take educator deductions, or have col-lege education deductions/credits, will not be able to fi le until Feb 15, 2011.

If you choose to have a professional tax preparer, here are some tips that may help you to minimize your preparation bill:

Choose a professional with experience, education, licenses, and knowledge of your particular situation,

Choose a preparer who charges hourly and not by the form; easy tax returns should not take long and therefore should be more af-fordable,

Prepare yourself by reviewing your 2009 tax return and obtain similar tax documents for your 2010 tax return. Bring in your 2009 tax return for your preparer’s refer-ence, as necessary,

Ensure your preparer has all of your neces-sary contact information including identifi -cation, phone number, email, fax, etc.

Make and keep all tax appointments,

At the time of your client interview, pres-ent ALL information at ONE TIME and try to limit your appointment time to simple, relevant facts pertaining to the preparation of your tax return. If you discover you are missing information, be sure to respond promptly and completely,

Ensure you review your tax return and ask any questions before signing your e-fi ling documents and fi ling your tax return as you are always responsible for the complete-ness and accuracy of your return,

Generally speaking, you should not need a rapid refund loan (RAL)as the associated costs are quite expensive and the combina-tion of e-fi ling/direct deposit to your bank account can often occur as quickly as 7-10 days,

Choose a preparer who is available through-out the year to answer any notices, simple questions, etc you may have.

Finally, think of 2010 tax season as your time to review your current fi nancial situ-

ation and to make changes now for 2011. Keep a copy of your taxes for at least four years, make any changes to W-4s, and re-view investments and company sponsored pre-tax plans for eligibility. Note: already employee Social Security rates were de-creased 2% in 2011, so now is a good op-portunity to increase IRA, 401k, health in-surance plan contributions, etc.

For additional information, contact:Jeff Burum CPA, MBA LLC ,

719-596-3718 , www.jeffburum.com, [email protected]

6799 Bismark Rd Ste E Colorado Springs, CO 80922 fax 719-596-3719 or

16055 Old Forest Pt Ste #300 Monument, CO 80132 646-0445/fax 596-3719

202020

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