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“Keep your feet on the groundand keep reaching for the stars”

– Casey Kasem’s weekly signoff as host of “American Top 40”

In 1909, Ray Newby from Stockton, Calif., became the fi rst offi cial radio disk jockey to hit the airwaves. Newby, just 16 years

old at the time, played DJ on a small spark transmitter. In 1910, radio began using live recordings along with prerecorded sounds. Early radio provided comedy, drama, news, sports – and music.

A Spin with the Deejays...Continued from Page 1

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ALL RIGHTS RESERVED © 2012

PUBLISHED BYFUNDER ENLIGHTENING, INC.

George Wilkins - Publisher

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FEATURE ARTICLES

“Tai Yi - Part 2 of 2”Life Energy Flow Tai Yi ... 4

Moments In Time... 6

Strange But True... 7

“Are Your Medications Right for You?”Senior News Line... 9

“Facebook Page Tips fromAround the World - Part 2

Series 4, Article 10”Web Chat by Robyn... 14

HEALTH

“Stroke: Quick ActionSaves Brain Cells”

To Your Good Health... 8

THE DINING GUIDE

“Hearty Minestrone &Hearty Lentil Stew”

Good Housekeeping 1 & 2... 11

PUZZLES, TRIVIA,ENTERTAINMENT 12-13

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Salome’s Stars (Weekly Horoscope)

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GREAT BARGAINS Find Your Treasure!Business / Employment Opportunities

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BUSINESS, FINANCE& LAW

“Keep Your Dollars in Your Pocket” Dollars and sense... 15

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As bars and nightclubs popped up around the country, the DJ came out of the radio closet into the bright lights of dance venues. In 1947, Jimmy Savile was the fi rst DJ to preside over a dance club, playing the latest in jazz classics.

Then, the television arrived. During the late 1940s and 1950s, T.V. took over American households. Waning radio audiences prompted today’s radio for-mat of steady streams of music, with short news and sports broadcasts in be-tween.

Many people know a DJ from the ra-dio – but many DJs are in clubs – and just as many are masters of electronic music.

DEEJAYThe Deejay/DJ is categorized into fi ve basic areas.

• Radio DJ: entertain radio audiences; these DJs can be talk only – like many of the comedian DJs – or DJs spinning tunes with some chatter mixed in.

• Party DJ: provide music for a specif-ic event, such as weddings, birthdays; these DJs keep the music fl owing and the babble minimal.

• Club DJ: specializing in nightclubs, where they mix up the music with a va-riety of electronic sounds. These DJs are often electronic geniuses – mixing it up to their own beat and producing their own records.

• Internet DJ: The Web has opened up a new opportunity for DJs.

COLORADO DJ FAME Denver DJ Chris Karns – also known as DJ Vajra – won the title “greatest DJ in the world” at the DMC World DJ

Championship in London last October. The DMC championship is the premier competition for DJs worldwide. Vajra – which means “lightning” in Sanskrit – mastered the art of scratching, which is a turntable technique that requires moving a vinyl record back and forth while manipulating other equipment used by DJs. The end result is a mix of distinctive sounds.

FAMOUS DJS PAST AND PRESENT

The following DJs led the way for Karns and others.

• Dick Clark – America’s ageless icon of music and television – started his ca-reer as a disc jockey before becoming the host of one of America’s hallowed T.V. shows, “American Bandstand.” For years, Clark is to New Year’s Eve what Santa Claus is to Christmas.

• The Big Bopper – Beaumont, Texas, DJ J.P. Richardson was a well-known DJ and songster, famous for his song, “Chantilly Lace.” He also wrote an-other classic tune “Running Bear” for his friend, Johnny Preston. On Feb. 3,

1959, Richardson was killed in a plane crash in Iowa that also took the lives of fellow musicians Buddy Holly and Richie Valens.

• Allison Steele – Jimmi Hendrix wrote a song about DJ Steele – “Night-bird Flying;” hence, her radio name, “Nightbird.” Steele died of cancer in September 1995.

• Murray “The K” Kaufman – a DJ regular at WINS in New York: Kauf-man, known as the “fi fth” Beatle, com-manded the airwaves during the 1960s and 1970s. He died in 1982 in Los An-geles.

• Ted Knight – Baby boomers remem-ber this former disc jockey turned actor. He won critical acclaim as the comedic news anchor, Ted Baxter, in the highly popular T.V. show, “The Mary Tyler Moore Show.” Knight’s real name was Tadewurz Konokpa. Say that fast three times.

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• Wolfman Jack – Most generations recognize this DJ – real name Robert Weston Smith – as the top spinner of rhythm and blues music, a genre he played that his white colleagues would not. Wolfman Jack tortured parents with his howling and his off-the-wall radio antics, but teenagers idolized him. American screenplay writer George Lucas listened to Wolfman Jack while he was growing up, and featured him, as himself, in the fi lm version of Lucas’ screenplay, “American Graffi ti.” Wolf-man died of a heart attack at age 57 in July 1995 while promoting his book, “Have Mercy.”

• Big Daddy – A champion of progres-sive rock in San Francisco and Los Angeles in the 1960s and 1970s, Big Daddy – real name Tom Donahue – was among the fi rst three disc jockeys inducted into the Rock and Roll Hall of Fame. The other two were Dick Clark and Alan Freed.

• Alan Freed – known by some as the fi rst DJ to use the phrase, “rock and roll” on radio; Freed, aka Moondog, appeared as himself in several fi lms like the 1956 release, “Rock Around the Clock.” After a prestigious disc jockey career that also included roles on television, Freed became the center of controversy in the late 1950s be-cause of the “payola” scandal. Freed had been accepting payments from record companies to play specifi c re-cords (payola). He had also taken songwriting credits for a few songs – Chuck Berry’s “Maybelline” included – which entitled him to a portion of the

song’s royalties. Freed was fi red from all of his jobs, receiving a fi ne and sus-pended sentence. He earned enough negative publicity that no reputable ra-dio station would hire him. Freed died in 1965 from cirrhosis brought on by alcoholism. Freed’s career fueled the story line for the movie, “American Hot Wax.” While he was a DJ in New York City, “Life” magazine referred to Freed as the originator of the rock and roll craze.

• Adrian Cronauer – This DJ is well-regarded as a favorite among soldiers in Southeast Asia and as the subject of the fi lm “Good Morning Vietnam.” Robin Williams played Cronauer in the movie – portraying his real-life gig as a DJ on Armed Forces Radio.

• Johnny Caravella – He defi ned his radio persona, Howard Hessman, on another memorable T.V. show, “WKRP in Cincinnati.”

AMERICA’S TOP 40 Casey Kasem is another god of radio, best known as the host of “American Top 40,” which debuted July 4, 1970, on seven radio stations. The show be-came one of the most popular syndi-cated radio shows in the country and eventually around the world. By 1986, more than 1,000 radio stations in 50 countries, including the Armed Forces Radio and Voice of America, featured Kasem’s show. The top 40 spawned a T.V. show, “America’s Top 10,” which Kasem hosted from 1980 through 1990.

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SNIPPETZ® WEEKLY MAGAZINE

How can Tai Yi assist a person who chooses to utilize 2012 as a time frame of profound

healing work? First, the person who chooses to receive a Tai Yi treat-ment must be willing to work with the information and energy offered in a Tai Yi session. It is important to note that Tai Yi does not fi x anyone, save anyone, or remove anyone’s free will choice to live a life of pain. Tai Yi is a tool.

Tai Yi means supreme balance. When we are in a state of supreme balance, we have no pain. That pain includes mental, emotional, and physical. Tai Yi is very specifi c to the meridian system of the body. A meridian is like a water pipe. When the pipe is clogged, it creates a back up. When meridians are not work-ing correctly, your natural energy is not moving in the correct direction and pain is the result.

Tai Yi works with the meridian sys-tem. Our bodies have over 20,000 meridians total. Acupuncture works with meridians as well, but not as many. We have meridians that are connected to our mental, emotional, and physical beings. Tai Yi works with all meridians, just not all at the same time. Tai Yi utilizes a grid sys-tem with the correct meridians for a specifi c issue.

LIFE ENERGY

FLOW - TAI YI

Part 2 of 2

In a session/appointment, the practi-tioner will choose a treatment. That treatment will have a very specifi c purpose (brain toxins, immune sys-tem, anger, lack of focus, past abuse issues are just a few examples); so therefore, the treatment will have a very specifi c grid system. Placing pressure points on the body sets the grid. The practitioner would place about one pound of pressure on each pressure point in accordance to the grid system/meridian system for that particular treatment. Be-cause there are so many meridians, there are over 4,000 treatments and practitioners learn some of those each time they attend class.

Then the practitioner sends Uni-versal Energy into the grid system that has been put into place by the practitioner. The grid that was set is like a map, it directs the energy into the correct meridian that is blocked or clogged. The next step is that the person needs to be willing to accept the energy and fully utilize the en-ergy as it continues to work for the next 5-7 days.

When the practitioner has set the grid correctly, has sent 100% clear Universal Energy, and the person receiving the treatment accepts and utilizes the energy, Tai Yi is the most powerful hands-on healing modal-ity. Each treatment builds upon the next to help the person move into a state of balance. Suggestions are always offered in a Tai Yi session as to how to work with the treatment most effectively in order to see the most profound results.

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Kasem retired in 2004 from “Amer-ica’s Top 40,” and Ryan Seacrest re-placed him. But Kasem, now in his mid-70s, continues in the business as the producer of “American Top 20” and “American Top 10” for Premiere Radio Networks. He was inducted into the Radio Hall of Fame in 1992.

TODAY’S TOP DJSLaunched in 2006, DJ Pioneer-spon-sored ABDJ (America’s Best DJ) is an online voting system to determine America’s most popular DJ. Each year, “DJ Times,” an international magazine for mobile and club DJs, nominates 100 DJs nationwide; fans vote for their favorites from May 27 to Sept. 5. The top fi ve DJs are not the traditional re-cord-spinning radio DJ.

These top fi ve DJs are from the elec-tronic music genre.

• Kaskade: His real name is Ryan Raddon. He’s an avid snowboarder, a husband and father of three and a Mormon who doesn’t drink or smoke. At age 40, he’s a hot EDM (electronic dance music) DJ who can earn as much as $200,000 a night.

• Skrillex: real name – Sonny Moore. As an EDM DJ, Moore has also re-

mixed music for the Black Eyed Peas and Lady Gaga. Remixing music is done through mixing up audio to com-pose an alternate master recording of a song. In December 2011, MTV award-ed Skrillex EDM Artist of the Year.

• Z-Trip: Zach Sciacca is a DJ and pro-ducer of many of his own albums. His sounds have been on prominent critics’ best album of the year lists, including Rolling Stone, Spin, Entertainment Weekly, the Los Angeles Times and The New York Times.

• BT: This DJ/composer/producer has worked with these giants in the music industry: Sting, Madonna, Seal and Pe-ter Gabriel, to name a few. BT’s real name is Brian Transeau, who is touted as one of the best in weaving “together complex groundbreaking musical ele-ments into compositions that resonate with listeners of all types.”

• Steve Aoki: This DJ is the founder of Dim Mak records and an Ameri-can electro house (up-tempo music for dancing) musician. Besides releasing records under Dim Mak, the company also launched a clothing line in 2006, which later included sunglasses as well. Aoki has a degree from the Uni-versity of California, Santa Barbara, and is also co-owner of a Korean BBQ restaurant and publisher of a magazine called “Aoki.”

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COFFEE IS IMPORTANT.

SITTING IS BORING.By Nicholas James Yanez

Have you ever just sat for 24-hours? Don’t, it’s a drag. Today’s soci-ety is more built around mov-

ing. There are reports to write and kids to gather and food to take-out. There is no time for outdated traditions like sitting and relaxing. Sleep when you’re dead. Life is about living at a high pace, heart-racing, risk-taking tempo. Like a drum beat puls-ing a melody, it makes you want to jump up and dance. That’s all life is after all; one big dance fl oor. Don’t be the girl sit-ting at the table. Don’t be the guy just kind of standing and swaying. Be the pioneer of the movement. Be the swing king. It’s 2012, and life is about the living. Today, we live on the go…

‘Coffee on the Go’ embraces the fact that people have places to be; that they have a life. It’s for this reason they created the community’s only exclusive drive-thru cof-fee stop. Morgan and Marlene are co-own-ers of the neighborhood coffee kiosk, and part of the historic Brown Family. Their roots trace back to the Tri-Lakes area into the 1800’s. They were pioneers to our com-munity, and they’re pioneers in the coffee industry.

The local roasted brew is smooth, varied, and favorable. They offer the same diverse drink set that any major coffee industry does, as well as giving coffee drinkers the option of fat free, soy, and 2% Milk. Customers have choices at Coffee on the Go, and many prefer their signature drink, the Caramel Conductor. In this bitter cold there’s also options for kids and non-coffee drinkers; things like (my personal favor-ite) Hot Apple Cider and Hot Chocolate. The cold can take a break, even when you can’t.

Come the warm embrace of summer, ‘Coffee on the Go’ offers customers fresh smoothies, iced tea, and an assortment of cold coffee’s. They also help showcase young up-and-coming-talent at their ‘Con-certs by the Creek’ series (starting in June). It’s an outdoor extravaganza, fi t for the excitement seeker. Every Saturday, music and other strange acts entice just about anybody at their outdoor entertainment series. And while it does require coffee-goers to sit, it comes with great reward. It means you can enjoy a great beverage, a fun show, and the warm summer breeze. It’s the only way to sit and not be bored. Of course, if you must, you can always stand.

Coffee on the Go is located at 225 North gate Blvd, Colorado Springs, CO. Visit them on Facebook at ‘Coffee on the Go’, online at www.CoffeeOnTheGo.biz, or just sop by and have a drink!

RETURN OF THE HUG!

(After It’sFeeble Decline)

By Nick Yanez

“You look like you really need a hug” - I al-ways found it interesting when people said that. I may have a scowl on my face and a slouch in my step, but a hug certainly never fi xed any of those things. I mean, I’ve nev-er been a hugger. And I understand most disagree with me. A hug means someone cares right? Well, wrong actually. I mean no offense, but the facts are the facts. The more recent generations have been giving out hugs like free toddlers at a daycare convention. Hugs mean nothing anymore. They don’t mean you’re close to someone, they mean you probably just met. They don’t mean you’re good friends, they mean you may have wanted to hug that person because they look pretty good, and it’s your best chance for “closeness”.

The point I’m trying to make, is that hugs have lost their excitement. Which brings me to my next point – Saturday, Janu-ary 21st is National Hug Day. Now you’re probably thinking ‘what do you care, hug hater’. The reason this is signifi cant is be-cause Pinz Bowling Center is celebrating the obscure holiday, and bringing back the joy and signifi cance of the hug. For every customer who steps into Pinz that day and purchases a game of bowling, will receive a FREE second game by giving the front desk personnel a hug! That’s right people; the hug is back in a big way. Just give a simple hug to our front desk worker on January 21st, and receive a game of bowl-ing free (with purchase of another game).

What a twist huh? I the hug hater have single handedly resurrected the importance of a hug. The quick squeeze is no longer about warmth and friendship and cuddling. It’s about free stuff and saving a nickel. Give a hug, get a game; it’s practically a metaphor for the meaning of life.

For more information on National Hug Day, or any other wacky Pinz promotions, call the center at (719) 487-7469

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• On Jan. 22, 1779, famed Tory outlaw Claudius Smith meets his end on the gal-lows in Goshen, N.Y. Smith earned the la-bel “Cowboy of the Ramapos” for his use of guerrilla tactics against Patriot civilians. Legend has it that Smith’s skull was fi lled with mortar and included in the edifi ce of the Goshen Court House.

• On Jan. 19, 1809, poet, author and liter-ary critic Edgar Allan Poe is born in Bos-ton. In 1836, Poe married his 13-year-old cousin, Virginia Clemm, and completed his fi rst full-length work of fi ction, “Arthur Gordon Pym.” He became known for dark horror stories like “The Fall of the House of Usher” and “The Tell-Tale Heart.”

• On Jan. 17, 1893, on the Hawaiian Is-lands, a group of American sugar plant-ers under Sanford Ballard Dole overthrow Queen Liliuokalani, the Hawaiian monarch, and establish a new provincial government with Dole as president. Three hundred U.S. Marines were called to Hawaii, allegedly to protect American lives.

• On Jan. 18, 1912, after a two-month or-deal, the expedition of British explorer Rob-ert Falcon Scott arrives at the South Pole, only to fi nd that Norwegian explorer Roald Amundsen had preceded them by just more than a month. Caught in a storm on the way back to base camp, Scott and two others per-ished.

• On Jan. 16, 1945, Adolf Hitler, leader of Nazi Germany, takes to his underground bunker, where he remains for 105 days until he commits suicide on April 30 in the wan-ing days of World War II. Hitler and his wife swallowed cyanide capsules (which had been tested on his “beloved” dog and her pups). For good measure, he shot himself with his pistol.

• On Jan. 21, 1957, Patsy Cline, one of the greatest fi gures in country music history, fi rst gains national attention with her appear-ance on “Arthur Godfrey’s Talent Scouts,” wowing the studio audience with her perfor-mance of “Walkin’ After Midnight.”

• On Jan. 20, 1980, bleachers at a bullring in Sincelejo, Colombia, collapse, killing 222 people. The deadliest tragedy at a sporting event in Colombia’s history was the result of overcrowding and poor construction.

(c) 2012 King Features Synd., Inc.

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By Samantha Weaver

• It was 19th-century German phi-losopher Friedrich Nietzsche who made the following sage observa-tion: “One will rarely err if ex-treme actions be ascribed to van-ity, ordinary actions to habit, and mean actions to fear.”

• Are you an agelast or an abde-rian? If you never laugh, you’re the latter; if you laugh too much, you’re the former.

• There is one species of frog, found in the Southeast Asian country of Indonesia, that has no lungs; it breathes entirely through its skin.

• You might be surprised to learn that the largest employer in the United States is the Department of Defense. Wal-Mart is No. 2, fol-lowed by the U.S. Postal Service.

• Those who study such things say that as we age, a man’s brain shrinks more rapidly than a wom-an’s.

• According to Tibetan tradition, a man must get permission from his lady love’s maternal uncle before the couple can get married.

• If you’re in Florida and make a trip to the hair salon, keep in mind that in that state, it’s illegal to fall asleep under a hair dryer. Both the client and the salon can be fi ned.

• It seems that almost every little girl has a Barbie doll, but have you ever thought about what a life-size Barbie would look like? She would be 7 feet, 2 inches tall, weigh 125 pounds and have bust-waist-hip measurements of 40-22-36.

• The white rhinoceros is not actu-ally white. The “white” part of the name comes from the Afrikaans word “wijd,” which means “wide”; it describes the animal’s lips.

• Iconic German-American actress Marlene Dietrich once said that her favorite meal was hot dogs and champagne.

***Thought for the Day: “We all have strength enough to endure the misfortunes of others.” -- Francois de La Rochefoucauld


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SNIPPETZ® HEALTH AND WELLNESS

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.

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Individualizedtreatment for:

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550 Highway 105Monument, CO 80132Wednesday Afternoons

At the Medical Centernext to Safeway

DEAR DR. DONOHUE: Six years ago, my father died of a stroke. My mother tried to rouse him from bed, but he re-sponded with confusion and was unable to speak. She called for an ambulance. He was in the hospital only four hours before he died. The doctor said he would have lived if he had gotten treatment sooner. My mother has felt guilty about this ever since.She lives with us now. I don’t want to miss a stroke if she has one. How do you recognize one, and what should be done right away in an emergency? -- T.B.

ANSWER: Nearly 900,000 strokes oc-cur yearly in the United States, and of those victims, 200,000 die. Many of the survivors are left with great disabilities. Strokes come in two types: One is an ischemic (is-KEY-mick) stroke, and the other is a hemorrhagic stroke. “Isch-emic” means “deprived of blood.” It’s the more common kind of stroke, accounting for 80 percent of all strokes. The fl ow of blood to part of the brain is blocked by a clot in an artery. It’s the brain’s equiva-lent of a heart attack. The other 20 per-cent comes from bleeding in the brain, a hemorrhagic stroke.Signs of either kind of stroke include slurred speech, sudden confusion, numb-ness of the face, arm or leg, trouble see-ing, dizziness and severe headache. Many advocate testing the person to decide if a stroke has occurred. Asking the affected person to stick out his or her tongue and seeing if it deviates to the side is one of those tests. Don’t waste time doing tests. Immediately call 911.

I’m limiting what I say about treatment to strokes resulting from the obstruction of blood fl ow. Brain cells begin to die within minutes. However, there’s a three-hour window during which clot-dissolving medicines can be given. They almost always lead to a full recovery of function. Now the window has been opened wider, to 4 1/2 hours. That doesn’t detract from the im-portant message that the ear-lier the treatment, the better the result.The booklet on strokes tells their signs and their treat-ments. Readers can obtain a copy by writing: Dr. Donohue -- No. 902W, Box 536475, Orlando, FL 32853-6475. En-close a check or money order (no cash) for $4.75 U.S./$6

Canada with the recipient’s printed name and address. Please allow two weeks for delivery.

***DEAR DR. DONOHUE: My husband is very nearsighted and has to wear thick glasses. I’m not. I don’t wear glasses at age 50. We have four children. What are their chances of having to wear glasses? -- E.P.

ANSWER: Nearsightedness (myopia) indicates that the eyes can see things that are near. Nearsighted eyes don’t see dis-tant objects clearly. It’s a common eye condition, and genetic involvement in it is high.If one parent is nearsighted, the children have a 24 percent chance of also being nearsighted. If both parents are near-sighted, the children’s risk increases to 48 percent.If neither parent is affected, the children have an 8 percent chance of develop-ing nearsightedness. Factors other than genes have to be at work. (Don’t believe these percentages with unquestioning ac-ceptance. I don’t.)

***

Dr. Donohue regrets that he is unable to an-swer individual letters, but he will incorpo-rate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O.

Box 536475, Orlando, FL 32853-6475.

(c) 2012 North America Synd., Inc.All Rights Reserved

STROKE:QUICK ACTIONS

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9


ARE YOUR MEDICATIONS

RIGHTFOR YOU?

Are you taking a PIM? That’s a Potentially Inappropriate Medication. New research

at Cornell University revealed that 38 percent of seniors getting home health care are taking medications that aren’t effective or safe, or aren’t appropriate for seniors.

The study, reported in the Journal of General Internal Medicine, says that those who receive home care are three times more likely to be prescribed an inappropriate medi-cation. Being in a nursing home can result in 50 percent of patients get-ting at least one PIM.

Many of us take multiple medica-tions (the average is 11) prescribed

by a number of doctors, and therein can lie the problem if someone isn’t keeping an eye on possible drug in-teractions. If a patient is taking 15 or more different medications, the risk is fi ve times higher that one of those is inappropriate.

The risk seems to drop the most for those who actually go in to see the doctor.

The suggested resolution to the problem is to add a “safety mecha-nism” in the form of having a medi-cal professional actually come in to check all the medications. (There are 77 medications we shouldn’t take, according to the study.)

All of this is a bit mind-boggling. At my local pharmacy, the prescrip-tions come with a leafl et that tells about possible drug interactions, but before it even gets to the point where patients are handed the bag with their prescription, the pharma-cist himself would have piped up and said something. I’ve even seen him place a call to the doctor’s of-fi ce to verify and warn them of a possible problem.

If you’re given a new prescription, ASK about potential interactions with other drugs you take.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


Mile High Holistics 626 Hwy 105

Palmer Lake, CO 719.487.0901 or 719.291.3335 [email protected]

M-F 10-7, Sat 10-5, Sun by Appt

MONDAY Pay It Forward Mondays…

Donate a Blanket or Winter Coat (clean & good condition please), or 5+ canned goods & get a FREE pre-roll or edible!

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New $35 State Fee 01/01/12!New pati ents or renewals!

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626 Hwy 105Palmer Lake, CO

719.487.0901(Next to the Colorado Lighthouse

at Illuminati on Point)

Mon-Sun 10-7

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You don’t have to hit any-body… Unless you want to that is. At the Freedom

School of Martial Arts the cardio/fi tness workout is separate from the sparring program. If you don’t want to fi ght, but simply want to get into top shape like an MMA cage fi ghter, the Freedom School “UNCAGED” Workout is for you.

Or, if you DO want to learn how to fi ght… you can also come to spar-ring sessions. It’s up to you.

Hardbody… Never mind their faces. What do you think about the look of the boxer’s or MMA fi ghter’s BODY? Most folks I’ve interviewed say, “Oh, YEAH! That’s what I want to look like.” The sleek, taut frame of the combat sport athlete is attrac-tive on a man or a woman.

Stress Relief… There’s something darned therapeutic about smack-ing a training bag with all of your might. Especially since it doesn’t hit you back! The ”UNCAGED” workout engages your mind and heart as well as your body. There’s a warm feeling down deep in your core when you nail that target just right. You have to experience this to understand but trust me, it’s addict-ing!

Something New... Aren’t you ready for something different? One of the most exciting things about the MMA

workout is that, while it sticks to certain movements and principles that are quickly learned… It’s also never the exact same workout twice. If you’ve reached a certain level of boredom with your exercise routine, now’s the time to shake things up.

Something Useful. Ever feel like the only reason you work out is to get in shape…for that very work-out? What’s the purpose? With the “UNCAGED” MMA program from the Freedom School, you’ll be pick-ing up valuable self-defense skills and mindset.

Total Fitness… MMA is not just about dropping pounds. It’s about tone, balance, and conditioning as with no other activity. You’ll get fi t. You’ll gain composure. You’ll feel more confi dent and relaxed… and ready for anything life throws at you.

The Freedom School of Martial Arts is the ONLY resource for Mixed Martial Arts in the Tri-Lakes area. No other class or studio is doing this hardcore work… that REAL combat athletes use to get into world-class shape. Serious about your fi tness goals in 2012? Consider MMA.

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February. 360-9559

10

SNIPPETZ® DINING GUIDE

www.eatatrosies.com

SERVINGBreakfast • Lunch • Dinner

411 Hwy. 105 • Monument, CO 80132(719) 481-3287

2ND LOCATIONNOW OPEN!!

SHOPS AT VOYAGER11550 Ridgeline Dr.

Colorado Springs, CO 80921(1/4 mile north of New Life Church)

(Corner of Voyager and Ridgeline Dr.)

SpicyBasil

Asian GrillDine In • Take Out

~ Ask About Our Party Tray ~

LET US CATERYOUR NEXT PARTY!

Business HoursMon - Sat: 11:00AM - 9:00PM

Sun: 12:00AM - 9:00PM

Tel: 719-488-9898 / Fax: 719-387-8923562 W. Hwy. 105 • Monument, CO 80132

(in the Safeway Shopping Plaza)

http://SpicyBasil.webs.com

ServingBeer & Wine

345 Mission Hill WayColorado Springs, CO

719-304-3434WWW.LAZINGARAATGLENEAGLE.COM

Family Owned and Operated

LUNCH: 11-2 MONDAY THROUGH FRIDAYDINNER: 4:30 – CLOSE TUESDAY THROUGH SATURDAY

BUY ONE ENTREE AND RECEIVE A 2ND ENTREE AT THE SAME VALUE OR LESS!

Please present coupon at time of order.One coupon per table only! - (Exp. 1/31/12) - Not valid with any other discount

HAPPY HOUR~ JANUARY SPECIAL ~

25% OFF BOTTLES OF WINEW/ PURCHASE OF AT LEAST 2 ENTREES.

Tuesday through Saturday 4PM – 6PM

Like us onFacebook/

Twitter

for Special Offers

2 for 1Tuesday!

AT OUR NEW LOCATION INSIDE THE GLENEAGLE

GOLF CLUB!

OPEN TOTHE PUBLIC

YEAR ROUND!

HAPPY HOURDaily

2 - 5:30 pm

481-1234230 Front Street • Monument, CO

www/lacasafiesta.netLike us on Facebook / Twitter

for Special Events & Offers

30 MINUTE CALL AHEAD SEATING!

HAPPY HAPPY HOURHOURDaily

2 - 5:30 pm

481-1234230 Front Street • Monument, CO

www/lacasafiesta.netLike us on Facebook / TwitterLike us on Facebook / Twitter

for Special Events & Offers

BUY ONEDINNER ENTREE (2:30PM - close)

BUY ONE LUNCH (11AM-2:30PM)

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Valid anytime Monday through ThursdayPlease present coupon at time of order. One

coupon per table only! Exp. 01/31/12

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30 MINUTE CALL AHEAD SEATING!

COME JOIN US FOR THE NUGGETS, AVALANCHE AND COLLEGE BASKETBALL !

COME JOIN US FOR THE NUGGETS,COME JOIN US FOR THE NUGGETS,COME JOIN US FOR THE NUGGETS,COME JOIN US FOR THE NUGGETS,COME JOIN US FOR THE NUGGETS,COME JOIN US FOR THE NUGGETS,

Shakes • Malts • Cones

Sundaes • Banana Splits

Root Beer Floats

Chicago Style Hot Dogs

Bratwurst • Soups • Chili24 Hwy. 105 in Palmer Lake

Rock House Ice Cream 488-6917

Serving Anne & Mann’s Gourmet Ice Cream

CLOSED FOR THE SEASON

WE WILL RE-OPEN MARCH 27TH

11

Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pm • Saturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244 • website: http://www.bellapanini.com

GLUTEN FREE - Pizza, Pasta, SaucesTry Our Specials Tuesday through Thursday!

SNIPPETZ® DINING GUIDE

251 Front Street, Monument 6 am - 3 pm 7 days a week!

www.coffeecupmonument.com(719) 488-0663

Another PintAmerican Ale House

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13860 Gleneagle Drive 8

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:00 am - till at least 9 pm, 7 days a week!www.asecondcup.net

$0.98 PBR PintsOn Wednesdays!

31 Micro Brews On Draft!

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2 for 1 Pints!Tuesday Nights On

select Micro drafts

All lunch combos are dine in only and served with soda, lemonade, or ice tea. Available at both locations.

$5 Weekday Lunch Combos

$2.99 Breakfast!SpicyBasil

Asian GrillDine In • Take Out

~ Ask About Our Party Tray ~

LET US CATERYOUR NEXT PARTY!

Business HoursMon - Sat: 11:00AM - 9:00PM

Sun: 12:00AM - 9:00PM

Tel: 719-488-9898 / Fax: 719-387-8923562 W. Hwy. 105 • Monument, CO 80132

(in the Safeway Shopping Plaza)

http://SpicyBasil.webs.com

ServingBeer & Wine

SUPER BOWL SUNDAY TRY OUR DESSERT!! PICK-UP ONLY! Gluten Free Menu!

4 Different BBQ Sauces Made from Scratch!!

✰ AUTHENTIC SMOKED BARBEQUE ✰

SUPER BOWL SUNDAYWE WILL BE OPEN FOR CATERING ONLY!

Serving Delicious Pulled Pork, Brisket,Pork Ribs, Sausage & Wings

Plus 3 Sides to Choose from.

SPECIAL PRICES!

Where to check us out:

In the Monument Plaza(Behind Rosies Diner)

(719) 487-0471WINTER HOURS:

11am - 7pm / Closed Sun & Mon

LET US CATER FOR YOU ON SUPER BOWL SUNDAY!COME IN AND PLACE YOUR ORDER

GOOD HOUSEKEEPING ONE

HEARTYMINESTRONEYour guests will welcome a steam-

ing bowl of this vegetable-bean soup on a cold winter night. It

tastes even better reheated, so it’s a good choice to prepare in advance.

2 slices bacon, chopped2 medium carrots, cut into 1/4-inch dice1 medium onion, cut into 1/4-inch dice1 large celery stalk, cut into 1/4-inch dice2 cloves garlic, minced3 medium (about 1 pound) all-purpose po-tatoes, peeled and cut into 1/4-inch dice1 can (14 1/2 ounces) chicken broth1 1/4 teaspoons salt1/4 teaspoon coarsely ground black pep-per1/4 teaspoon dried thyme1 can (19 ounces) white kidney beans, (cannellini), rinsed and drained1/2 pound green beans, trimmed and cut into 1-inch pieces1/3 cup small pasta, such as cavatelli, tu-bettini or ditalini1 pound Swiss chard, chopped, with tough stems discarded1/2 pound spinach, tough stems discarded1/2 teaspoon freshly grated lemon peelGrated Parmesan cheese (optional)

1. In 6-quart saucepot, cook bacon over medium heat until browned. With slotted spoon, transfer bacon to paper towels to drain; set aside.2. To drippings in saucepot, add carrots, onion and celery, and cook, stirring oc-casionally, until vegetables are browned, about 15 minutes. Add garlic and cook 30 seconds longer.3. Add potatoes, broth, salt, pepper, thyme and 6 cups water; heat to boiling over high heat. Reduce heat to low; cover and sim-mer 10 minutes.4. Add kidney beans, green beans and pasta; cook 7 minutes longer. Stir in Swiss chard, spinach and lemon peel; cook 5 minutes longer or until greens are wilted and tender. Stir in bacon. Serve with grated Parmesan if you like.

• Each serving: About 370 calories, 2g total fat (1g saturated), 2mg cholesterol, 440mg sodium, 17g total carbs, 4g dietary fi ber, 5g protein.

GOOD HOUSEKEEPING TWO

HEARTYLENTIL STEW

Coconut adds a sweet touch, and cumin a dash of spice (plus antioxidants), to a dish loaded with heart-healthy fi ber.

1 cup lentils, picked through and rinsed1 can (14- to 14.5-ounce) lower-sodium chicken broth (about 1 3/4 cup)1 tablespoon vegetable oil1 tablespoon cumin seeds2 shallots, thinly sliced1/3 cup sweetened shredded coconut1 large (10-ounce) Yukon gold potato, peeled and cut into 1/4-inch cubes6 ounces baby spinach1/4 teaspoon(s) salt

1. In 2-quart saucepan, combine lentils, broth and 1 cup water. Heat to boiling on high. Cover and reduce heat to medium-low; simmer 15 minutes or until tender.2. Meanwhile, in deep 12-inch skillet, heat oil on medium until hot. Add cumin seeds and cook 15 to 30 seconds or until fragrant, stirring. Add shallots and coconut; cook 3 minutes or until golden brown, stirring occasionally. Stir in potatoes and cook 2 minutes. Carefully pour lentil mixture into skillet; stir to combine. Cover and cook 10 minutes.3. Stir in spinach and salt. Cook 2 minutes or until spinach is wilted, stirring. Yields: 4 main-dish servings

• Each serving: About 305 calories, 7g total fat (3g saturated), 0mg cholesterol, 420mg sodium, 47g total carbs, 20g dietary fi ber, 17g protein.

For thousands of triple-tested recipes, visit our website at www.goodhousekeeping.com/recipefi nder/.

(c) 2011 Hearst Communications, Inc.All rights reserved

For thousands of triple-tested recipes, visit our website at www.goodhousekeeping.com/recipefi nder/.

(c) 2011 Hearst Communications, Inc.All rights reserved

12


Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. COMICS: What is the name of Hi and Lois’ youngest daughter?

2. HISTORY: Which Allied general de-feated German fi eld marshal Erwin Rommel in North Africa during World War II?

3. POETRY: Who was the Greek cre-ator of pastoral poetry?

4. ART: Which Early Renaissance art-ist painted “The Birth of Venus”?

5. TELEVISION: Who were the only wit-nesses to the shooting of Mr. Burns on “The Simpsons”?

6. EXPLORERS: What was the nation-ality of explorer Edmund Hillary?

7. MUSIC: Which actress/singer’s theme song was “Que Sera, Sera”?

8. U.S. PRESIDENTS: Who was the only bachelor to serve as U.S. presi-dent?

9. FAMOUS QUOTATIONS: What fa-mous 20th-century leader once said, “If I had no sense of humor, I would long ago have committed suicide”?

10. LANGUAGE: What is the meaning of the word “aplomb”?

1. Who has hit the most career home runs in Detroit Tigers history?2. Name the most recent Yankees starting pitcher to be elected to the Hall of Fame.3. When was the last time the Univer-sity of South Carolina won a confer-ence championship in football?4. Name the three NBA players who have fi nished a season shooting at least 50 percent from the fi eld, 50 percent from the 3-point line and 80 percent from the free-throw line. 5. Entering the 2011-12 NHL cam-paign, how many consecutive sea-sons had the San Jose Sharks won the Pacifi c Division?6. In 2011, 21-year-old Austin Dillon became the youngest driver to win a season championship in NASCAR Truck Series history. Who had been the youngest?7. True or false: During his career, Jim Courier played in the men’s singles fi -nal in all four of tennis’ Grand Slam events.


SNIPPETZ® PUZZLES AND TRIVIA

1. Name the two famous rock-ers who died a week apart in the fall of 1970.

2. What was most memorable about Mitch Miller’s television show in the early 1960s?

3. Which group released “For-tunate Son,” and when?

4. Singer James “Shep” Shep-pard was a member of what two early groups?

5. Which group released “So Far Away” and “Walk of Life,” and when?

6. Who snagged a Grammy in 1983 for “You Should Hear How She Talks About You”?

New DVD Releases forWeek of January 16, 2012

PICKS OF THE WEEK

“Ides of March” (R) -- Ryan Gosling and George Clooney stage a battle of the jawlines in this Clooney-directed political drama. Gos-ling plays Stephen, a young but experienced media man working on Clooney’s Democrat-ic presidential campaign. When an old as-sociate (Paul Giamatti) tries to woo Stephen onto another campaign, a series of scandals and disillusioning revelations put the young politico in the center of the controversy.

The election year and the politics at the heart of the campaign matter less than the charac-ter drama. The true confl ict is in seeing Ste-phen’s mantra -- that integrity and best inten-tions always win -- put to the test. Clooney’s direction steers the movie toward straightfor-wardness, but skirts around easy answers.“Courageous” (PG-13) -- This latest fi lm from Sherwood Pictures follows up on its previous success with 2008’s “Fireproof” -- a sincere story about Christian characters struggling with life’s problems without mir-acles. This time, instead of a fi reman with a failing marriage, four cops need help being better fathers.The fi lm features capable performances and direction, but the message of the fi lm is the real dividing line between audiences who love it and audiences who feel annoyed. The fi lm wears its evangelical heart on its sleeve, and the long-winded preaching can please believ-ers as much as it irks others. For a real movie depicting real Christians learning about faith

and fatherhood, “Courageous” is your pick. For an accessible drama that examines the complexities of some real-life problems, look somewhere else.“Traffi c” (R) (The Criterion Collection) [Blu-ray] -- This grittier-than-thou crime thriller released in 2000 uses a diverse set of characters to fl ip over the rock of the War on Drugs and see the mess beneath. It brought in four Oscars, including one for best direc-tor (Steven Soderbergh) and another for its script. Characters on either side of the border struggle personally and professionally with the demons of the drug trade. Soderbergh uses an up-close and visceral perspective, which is reciprocated by great performances from Michael Douglas and Benicio del Toro.

DOG OF THE WEEK“Abduction” (PG-13) -- Done as a fi eld test for Taylor Lautner’s (the shirtless boy from the “Twilight” series) leading-man readiness, this snoozer of wannabe thrills fails to abduct anybody, much less take the audience any-

where but their seats. Lautner plays Nathan, a teenage party boy who stumbles upon some photos on the Internet indicating that his par-ents aren’t his real parents. Nathan gets the girl next door to join him on his quest to dis-cover his origin and avoid some bad guys.The baddies come in two fl avors: government agents and foreign conspirators. Each plot twist lands on shaky ground fi lled with plot holes. The whole while, Lautner seems to be failing his post-Twilight acting exams, as the 19-year-old actor struggles to emote anything but confusion.

TV RELEASES“Merlin: The Complete Third Season”

“Kevin Hart: Laugh At My Pain”“Sliders: The Fifth and Final Season”

“Waking the Dead: Complete Season Six”“Delocated:

The Complete Seasons One and Two”“Mad: Season 1 Pt. 2


In order to keep everyone honest (you know who you are,) you can fi nd the an-swers and solutions to the trivia and puzzles to the next page (13).


BySamStruckhoff

13


HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. Janis Joplin and Jimi Hendrix. In both cases it was a drug

overdose, likely accidental. Both were 27 years old.

2. “Sing Along With Mitch” (1961-1964) was a music pro-

gram with the lyrics to songs helpfully rolling at the bottom

of the screen. (YouTube it for a sample of old-fashioned fam-

ily entertainment.)

3. Creedence Clearwater Revival, in 1968. The anti-estab-

lishment song has appeared in a number of movies, includ-

ing “Forrest Gump,” as well as a jeans commercial.

4. The Heartbeats (earlier known as the Hearts) and Shep

and the Limelites, best known for the 1961 hit “Daddy’s

Home.”

5. Dire Straits, 1985. The two songs did fairly well, but it

was the group’s “Money for Nothing” that got the Grammy

that year.

6. Melissa Manchester.

1. Trixie2. Gen. Bernard Montgomery

3. Theocritus 4. Botticelli

5. Maggie and Santa’s Little Helper (the dog)6. New Zealand

7. Doris Day 8. James Buchanan9. Mohandas Gandhi

10. Confi dence

1. Al Kaline, with 399 home runs.

2. Phil Niekro, who pitched for the Yankees in 1984-85.

3. It was 1969, as a member of the ACC.

4. Steve Kerr (1995-96), Tim Legler (1995-96) and Detlef

Schrempf (1994-95).

5. Four consecutive seasons.

6. Travis Kvapil was 27 when he won it in 2003.

7. True. He won two Australian Opens and two French

Opens, and lost in the fi nals at Wimbledon and the U.S.

Open once each.

JANUARY 16, 2012

ARIES (March 21 to April 19) Your batter-ies should be fully recharged by now, mak-ing you more than eager to get back into the swing of things full time. Try to stay focused so that you don’t dissipate your energies.

TAURUS (April 20 to May 20) You’re ea-ger to charge straight ahead into your new responsibilities. But you’ll have to paw the ground a little longer, until a surprise compli-cation is worked out.

GEMINI (May 21 to June 20) Rival factions are pressuring you to take a stand favoring one side or the other. But this isn’t the time to play judge. Bow out as gracefully as possible, without committing yourself to any position.

CANCER (June 21 to July 22) Reassure a longtime, trusted confi dante that you appre-ciate his or her words of advice. But at this time, you need to act on what you perceive to be your own sense of self-interest.

LEO (July 23 to August 22) You need to let your warm Leonine heart fi re up that new relationship if you hope to see it move from the “just friends” level to one that will be as romantic as you could hope for.

VIRGO (August 23 to September 22) There’s still time to repair a misunderstanding with an honest explanation and a heartfelt apol-ogy. The sooner you do, the sooner you can get on with other matters.

LIBRA (September 23 to October 22) Expect a temporary setback as you progress toward your goal. Use this time to re-examine your plans and see where you might need to make some signifi cant changes.

SCORPIO (October 23 to November 21) Some missteps are revealed as the cause of current problems in a personal or professional partnership. Make the necessary adjustments and then move on.

SAGITTARIUS (November 22 to Decem-ber 21) Jupiter’s infl uence helps you work through a pesky problem, allowing your naturally jovial attitude to re-emerge stronger than ever. Enjoy your success.

CAPRICORN (December 22 to January 19) Set aside your usual reluctance to change, and consider reassessing your fi nancial situa-tion so that you can build on its strengths and minimize its weaknesses.

AQUARIUS (January 20 to February 18) Some recently acquired information helps open up a dark part of the past. Resolve to put what you’ve learned to good use. Travel plans continue to be favored.

PISCES (February 19 to March 20) Act on your own keen instincts. Your strong Piscean backbone will support you as someone at-tempts to pressure you into a decision you’re not ready to make.

BORN THIS WEEK: You embody a love for traditional values combined with an ap-preciation of what’s new and challenging.

14

HORSE BOARDING

FAMILY STYLE HORSE BOARDINGSpace for one or two horses on 12 acre family horse property west of Monument. Barn, tack room, corral, arena, pasture

and grass hay. Trailer parking OK. $200 summer, $300 winter.

Call Rick on 481-6660

YOUR COMMUNITY ACCOUNTANTS

The Walsh Company Inc.430 Beacon Lite Rd. #155

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PEACE. LOVE. SWAP. KID’S CLOTHING & AND GEAR SWAPAerials Gymnastics East

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3:30 swapping beginsPeace. Love. Swap. is a one of a kind organization that produces ongoing kid’s swaps. The swaps are for local eco/budget minded parents to get together and recycle (exchange) their kid’s stuff (ages 0-14 and maternity). After the swaps, I donate the leftovers to lo-cal charities and families in need.

THE TRI-LAKES CHAMBER OF

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Saturday, January 28, 20127PM - 11PM

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Facebook Page Tips fromAround the World, Part 2

Series 4, Article 10

Continued from last week’s article

11. Keep it Fresh "Update your group or fanpage on a regular basis withhelpful information andanswers to questions." Debbie Hemley, Social MediaExaminer

12. Be Consistent "Nothing makes for a badFacebook Group or Page thanstagnant content. Like a cor-porate blog or dynamic web-site, you need to engage peo-ple regularly. Even if it's justposting a new message boardtopic each week, do some-thing on a regular basis (themore frequent the better) toelicit a response from folks." Jason Falls, Social Media Explorer

13. But Don't Go Overboard "One or two strong Facebookupdates per day is better thana half dozen scattershotupdates that fly by and don'thave the staying power toattract people's feedback." JD Lasica, Socialmedia.biz

14. Encourage Action "Don't be afraid to ask usersto share objects or click on theLike button-especially if you'renew to Facebook. It can takea little while for a Facebookpage to gain momentum.Anything you can do to help italong will only speed theprocess."Jim Lodico, Social Media Examiner

15. Promote Your Page Offline

"If your business is run fromphysical premises, put a plac-ard on the front desk lettingyour customers know you'reon Facebook." Mari Smith, Social Media Examiner

16. Offer Contests and Giveaways

"Contests and giveaways

should not require much efforton the part of your fans butshould offer something realand valuable to them."Candis Hidalgo, FaceItPages.com

17. Provide Incentives andMotivation

"If you want to get people toLike your Facebook page, andbecome more familiar withyour products and services, astrong incentive can helpachieve this." Graham Charlton, Econsultancy

18. Think Strategically About Timing

"Because you have just ashort window of opportunity togain traction with a Share(time decay factor), think care-fully when planning frequencyand content, and timing.Consider time zones - if youalways post at the same timeof day, Fans across the pondmay never see your updates.Spread the love!" Linda Bustos, GetElastic

19. Understand How Facebook Works

"Write for the newsfeed, notfor your wall...Though somepeople will be led straight toyour wall through a link or adfor example, your existing fansare going to see your updatein their newsfeed...Rememberthat saying something like'check out our tab on the side'is completely out of context forpeople seeing this update intheir newsfeed." Lauren Fisher, The Next Web

20. Analyze Engagement"Monitor which posts attractthe most Likes and comments(eyeball), and use Insights(Facebook's own analyticstool) for data. Integrating yourFacebook Page providesmuch better data." Linda Bustos, GetElastic

Find all past article at www.WebChatbyRobyn.comThis article is written by Robyn Graham, Owner of WebsitesByRobyn.com

If you have any questions or requests for articles concerning a particularsubject, feel free to contact me at [email protected]

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15

SNIPPETZ® BUSINESS, FINANCE & LAW

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SCHOOL RELATED HIGHLIGHTS FOR YOUR 2011 TAXES

Here are some of the school-related tax changes for your 2011 taxes.

Tax Credit for College Tuition- The American Opportunity Tax Credit (AOTC), which expanded and renamed the already-existing Hope credit, can be claimed for qualifi ed tuition and related expenses you pay for higher education. It provides a tax credit of up to $2,500 per student per year, and if the credit is more than your income tax liability, up to $1,000 of it is refundable. It’s prede-cessor (The Hope Credit) only allowed the fi rst two years, whereas the AOTC

TAX TALK

with Tinaexpands the credit to four years of post-secondary education. In addition it now also covers the cost of course related books, supplies and equipment even if you did not purchase them directly from school.

Taxpayers will receive a tax credit based on 100% of the fi rst $2,000 of tuition, fees and course materials paid during the taxable year, plus 25% of the next $2,000 of tuition, fees and course materials paid during the taxable year. There are income phase-outs, and you are completely ineli-gible if you’re married and fi le separately from your spouse.

Additional Caveats for the AOTC- Life-time Learning Tax Credit is still available for graduate and part-time students, or those who take a course or courses to im-

prove job skills (not pursuing a degree). Computer purchases might qualify de-pending on your situation. Expenses paid by using a 529 plan distribution, scholarships, employer paid educational assistance, etc . cannot be claimed again under AOTC (you’d be double dipping).

College Savings Plans- With the expira-tion of the Bush Tax Cuts, 529 Plans can no longer be used to pay for a computer or broadband access in 2011. Bummer.

Student Loan Interest Deduction- Stu-dent Loan Interest Deduction has been extended for two more years. But start-ing in 2013, income limits for individu-als or married couples drop and taxpay-ers can only deduct interest from the fi rst fi ve years of their student loans.

More information on school-related tax changes can be found at www.tina-watsoncpa.com/blog. Next week we’ll round-out the rest of the tax changes for 2011.

Tina Watson is a Certifi ed Public Ac-countant in Gleneagle. You can contact her at [email protected] or visit her website at www.tinawatsoncpa.com.

KEEP YOURDOLLARS IN

YOUR POCKET

If there’s one worthy goal for the new year, it’s learning to live within your budget. That’s not the same as living

within your income.

Many people assume that having some-thing left over at the end of the pay period, or at least not resorting to credit cards to get through the last few days, constitutes living within a budget.

By defi nition, a budget is a detailed plan for how you’ll spend and save your money. Living within a budget means sticking to a plan that accounts for every dollar of your income -- everyday expenses, paying off different debts at certain rates and saving a set amount for various future goals and emergencies.

To set up a budget, start with realistic and accurate numbers: the income you bring home after taxes are deducted. Don’t in-clude the extra money from odd jobs or selling items you own. From this amount, subtract all of your fi xed expenses, such as rent or mortgage, car payment and loans. Variable expenses are next and can be de-termined from previous expenses. Electric costs, for example, likely vary through the year. Groceries can be estimated. Other variable expenses, such as credit-card debt, will be determined by how quickly you’re working to pay off the balances.

The goal is to account for where the money goes and analyze it to fi nd places you can cut back.

The one category in your budget that needs more attention than any other is your rate of saving. In addition to the 10 percent that you should be paying yourself out of every check, do everything you can to increase what you put away. Your greatest success at fi nding more dollars to save will likely come from the small daily expenditures you make without giving them much thought.

Look for opportunities not to spend and put the money in savings. Take your shoes to a repair shop for new soles and heels in-stead of investing in a new pair. Learn how to stretch meals by adding inexpensive in-gredients to casseroles and stews, and take the extra for lunches at work instead of eat-ing out. Consider starting a swap group for children’s clothing.

Make it a way of life to look for bargains and keep your dollars in your pocket.

David Uffi ngton regrets that he cannot per-sonally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Fea-tures Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


16


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