on-line course session #1 - ted thomasted thomas is the guy entrepreneurs go to when they want to...

1Ted Thomas is America’s Tax Lien Certificate and Tax Deed Authority and Coach.

ON-LINE COURSE Session #1

Ted Thomas Hi. I’m Ted Thomas and I’m speaking to you from a studio on Merritt Island, Florida.

That’s the home of the Kennedy Space Center.

Welcome to the Ted Thomas Online Tax Lien and Deed Course. Have you ever wished you could earn 16%, 18%, or up to 24% on your money? In this unique, self-paced course, I’m going to walk you through, step by step, on how you can earn 16%, 18%, and up to 24% on your money by showing you how to buy predictable, certain, and secure government tax certificates.

Each module is packed with dozens of real-life examples of real people just like you who have generated hundreds and even thousands of dollars buying tax certificates. There’s a lot of valuable information contained within these modules that you’ll be able to take to the bank. At the end of each session, there’s a quiz which will help you gauge the progress that you’re making throughout this course.

Now that you’ve invested your money in this course, you need to know that you belong

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2 Want to know more? – ask for Ted Thomas’ Reference and Learning Library • 321-449-9940 Phone • 321-449-9938 Fax


to a very special, elite group of people who take earning money very seriously. You should feel proud that you are now included in this unique group of investors.

Learning online is the easiest and most effective way of delivering these serious moneymaking techniques, so let’s get started.

Wealth Without RiskIf you have a notepad, you might want to make a few notes on the side, but this is

going to be pretty easy. We’re going to talk about wealth without risk and I’m going to take you through a whole program here from A-Z and show you how to buy these tax certificates, tax liens and tax deeds. We’re going to cover both of those. With tax liens, you can earn 16%, 18%, and up to 24% on a tax certificate. There are some cases where it will go all the way up to 50%.

I’m going to walk you through the steps. Once you learn the steps, you can do them in

every community. When I say community, I really mean in any one of the 3,300 counties. In addition, there are about 2,000 municipalities that also sell these tax certificates. We’ll get more into that as we go along.

I’m also going to cover some examples where you’ll see people who are real-world people actually out there doing that. We’ll put that on video segments and picture segments of this so that you’ll understand that.

I’ve been involved in these tax certificates for a number of years. Each year it seems to get just a little bit better because the economy seems to be changing. As the economy gets worse, you’ll see more and more tax certificates and you’ll see a lot more foreclosures. We’ll cover those things and make sure that you understand all that.

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3Ted Thomas is the guy entrepreneurs go to when they want to invest in Tax Liens & Deeds & make Big Money Deals


The Ted Thomas organization, which is really called Jones & Trevor Marketing, is the largest provider of tax liens and deeds information in the world. We have everything from the course you’re involved with today to home study materials to advanced courses to seminars. We even have one-on-one coaching. There’s everything a person needs to learn this tax lien business. It’s not a difficult business. It’s been around for over 200 years. Let’s get the steps together and learn how to do this together.

As I say, I’ve been doing this for a long time. Well over 75,000 people have learned how to do this. If you learn how to do this, you can do it for the rest of your life and you’ll have a lot of fun doing it. You can go on a lot of trips to other communities. Learn how to do it in your community, but don’t be afraid to go to another community and do it. As you travel, keep track of your travel expenses. Those are all deductible against your investment.

That’s what we’re doing here. We’re really getting ourselves into the investment business. If you’re interested in making an extra $10,000 a month, I’m going to show you how to do that. If you’re really ambitious and you’d like to make an extra $15,000 a month, I’m going to show you how to do that. This is not going to be difficult. It’s not written so that you have to be a professor to understand this tax lien world. It’s relatively easy to learn how to do it.

You see the different course content. We’re going to cover all those things. We’re going to cover the introduction and the basics. We’re going to show you how easy these certificates are. Remember that you buy these from the government. Why don’t we make that one of our first lessons for the day?

Basically, when you buy a tax certificate, you invest your money with the government and you’re going to get a check back from the government. That’s one lesson you’re going to learn as we start out. You invest with the government and you get a check back from the government. That’s going to make it very predictable, certain, and secure. You’re going to hear me say those things again and again.

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4 Another Wealth Creating Report by Ted Thomas © 2009 • 321-449-9940 Phone • 321-449-9938 Fax


I’ll show you different steps to success. That won’t be difficult. I’m also going to show you how to do the bidding process. There can be different types of bidding processes. For example, we have one bidding process that’s a reverse bid. We have another process where you bid a portion of the land. We’ll cover all these different processes.

Most people are used to going to an auction. When they go to that auction, what they do is raise their hand at the auction and the bidding process starts going up. It doesn’t always go up when you’re buying tax certificates. Sometimes it’s a down-bidding process; sometimes it’s a portion of the land that you’re buying. Have no fear: we’re going to cover all that in the course materials.

We’re also going to talk about the rules of the auction, which are tremendously important. You don’t want to buy a tax certificate at anyone’s auction unless you know the rules. Those rules are free; they don’t cost you anything. Just call the county and tell them that you want those rules. Or you can go to the county.

Everybody who is listening to me now should make sure that they make at least one trip down to the County Records and find out what’s going on down there. You’ll find out there’s a whole bunch of information. As a matter of fact, you can have a little fun. Go down to the County Records, look up your home, and find out if you have any liens on your property: for example, a mortgage or a lien from someone else. You can also look up your boss’s property. That’s always fun. Look up your boss’s property and see how much money your boss owes on the mortgage. You can see all those kinds of things at the County Records. Those are public records.

Let’s review. To be involved in tax certificates, basically what you’re going to do is get a list from your local county. The local county is going to tell you what certificates are available. It could be 100, it could be thousands. We’ll talk more about that as we go along. Every county in the United States is authorized to have a tax lien auction or a tax deed auction. Don’t worry: we’re going to cover both of those.

One important thing that I want you to remember before we advance is that when you get involved in tax certificates – whether they’re tax liens or tax deeds – you’re going to invest your money with the government and you’re going to get a check back from the government. That’s a very important point to put in the back of your mind. That’s going to make this investment wealth without risk. What’s going to happen here is that you’re not going to have a lot of risk when you get involved in this investment.



What are government tax certificates? It’s a really simple process. Thousands and thousands of people across America don’t pay their taxes. When they don’t pay their taxes, it leaves a void at the local county level. The taxes that we’re talking about are local property taxes. We are not talking about income taxes, state taxes, or levies on automobiles. We’re not talking about any of those things. We’re talking about property taxes. This is the original wealth tax that came from England. They said that if you own property, that’s wealth in America. That’s what it was in those days. Wealth in America today, of course, is information.

Right now, you need to understand that thousands and thousands of people across America don’t pay their taxes. When the local government doesn’t collect taxes, they’re going to have some problems on their hands, which I’m going to cover over the next few minutes. A tax certificate is issued whenever someone doesn’t pay their property taxes. This turns out to be a huge advantage to you because the local government will allow you to go and pay someone else’s taxes.

Think about what I’m saying here. You’re going to invest your money now with the government and pay someone else’s taxes. When you do that, they will issue you a tax certificate which you can take home and put on your desk or put in your safe deposit box. You can do anything you want with your tax certificate at that point; just hold it. As a matter of fact, you can even assign it to somebody else.

Right now, let’s envision that you took the certificate home and you just held it. You hold that certificate until that property owner comes in and pays their taxes. I’ll cover this in depth, but most of the property owners will come back and pay their taxes. When they do, they have to give you back all the money you invested and that high interest rate. We’ll cover that as we go along here in the next few minutes.

What is a tax certificate? It’s nothing more than a piece of paper. It looks like the piece of paper that you have in your printer. It’s sometimes an 8½ x 11 piece of paper. That piece of paper is your certificate. You just own it and it’ll have all the information on where you bought it, what you paid for it, and what the interest rate on it is. You don’t have to do any work. The beauty of the investment is that you invest with the government, you’re going to get a check back from the government, and you don’t have to do any work.

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You’ll notice I’ve written “stock market investments.” Stock market investments have all kinds of risks. The market goes up, the market goes down, the market goes sideways. With this investment that we’re going to talk about for the rest of our time together in the course, if you’re buying tax certificates, they always go up. I’m going to demonstrate that to you as we go along.

Maybe you’re like me. You might know someone who invested in the stock market and lost 20%, 30%, or 50% of their portfolio; that’s not

I call this the safest and the most lucrative investment in America today. It’s always because of where I made the investment.

If you like stock market investing, that’s fine with me. However, I like this investment because it’s safe and it’s conservative. Everything I’m going to talk about is going to be pretty safe and pretty conservative.

unusual. The beauty of buying tax certificates is that you’re going to invest with the government and you’re going to get a check back from the government. That check is going to be, in most cases, more money than you ever invested in the certificate.

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Why do I like the investment?

I like the investment because of the rates of return. I’ll cover that in depth, but you can earn as low as 8%. That’s the lowest I’ve ever seen on a tax certificate. Most of them pay 16%, 18%, or 20%. Sometimes they go all the way up to 50% interest on the tax certificate. I’ll explain how you can get those high interest rates in just a few minutes.

I wrote here “PCS.” I want you to write that down and keep that in the back of your mind. Everything we’re going to talk about from here on is going to be predictable, it’s going to be certain, and it’s going to be secure. Predictable, Certain, and Secure. It’s very important that you understand that. I call that PCS, and I’ll say that again and again. You’ll hear me talk about it. When you buy these tax certificates, that’s exactly what they are: predictable, certain, and secure.

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Let’s learn about this process that’s taking place. You can see on the top of the slide that it shows a home. Let’s assume the homeowner is having some difficulty. Maybe they’re going through a divorce, maybe they had a car wreck, or maybe they just had a new baby. Something happened in their life that they don’t have enough money to pay their taxes.

What happens at that point if they don’t pay their taxes? Just follow the arrows and continue down the slide. You can see that the county is now

The Tax Lien Process

going to issue a tax certificate. When the county has issued the tax certificate, they’re not only going to let the owner know they’re doing it, but they’re going to let the public know. They’ll put that in the newspaper and on the Internet. Wherever they can advertise that that certificate is available, they will advertise that.

It depends upon where you are, but most counties will have at least one auction per year. If you happen to live in Georgia or Texas, they have an auction every month. All you have to do is check when they announce the auction. Once the counties announce that that particular certificate hasn’t been paid, they will then announce that they’re going to do an auction.

Finally, as you get all the way down to the bottom of the slide, once the auction takes place, they try to auction the certificate for the amount of the back taxes. When you raise your hand, you’re going to have to pay the amount of the back taxes and any penalties involved. You’ll buy the certificate for that. Then all you do is take the certificate home. There’s no work to do; no work at all. You’ve now invested your money with the county.

I’m going to explain right now that the beauty of this investment is that you don’t have to understand stock ratios, you don’t have to understand puts and calls, and you don’t have to understand real estate markets cycling up and down. All you have to understand about this investment is that only two things can happen if you buy a tax certificate. This is probably the time to make a note right now.

Let’s say you march off to the auction and you decide to buy a certificate. You raise your hand, you bid whatever the amount of the certificate is, and you win the certificate. The local government allows you to take it home. Once you have the certificate home, only two things can happen. The first thing that can happen is that the property owner can show up at your place or at the County Records. They’re now allowed to pay whatever the certificate was due.

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Let’s say it was a $1,000 certificate. They can go in to the county and pay the $1,000 in back taxes. However – depending upon which state you’re in – they’re going to have to pay the interest rate that was accruing on that certificate. We’re going to cover that in just a minute.

In other words, they have to give the county back all the money that was due, plus the high interest rate. If you now own the certificate, you’ll get all the money that you originally invested, plus the high interest rate.

There are only two things that can happen. They may come in and pay you and you get your money. However, if they don’t come in and pay you, you now have an interest in the property. You bought a tax certificate and that gave you a right in the process. That means that you have a right to ownership in that property; and your right is before the mortgage. I’m going to come back and explain that again.

This is the deed process. We have two types of auctions that can take place. One is called the tax lien auction. That’s what I just explained. You raise your hand, you buy a certificate, you take it home, and you just wait. When the owner pays the taxes – and 97% of them will – they have to pay the full amount of the certificate, plus a high interest rate.

There’s another way, however, that the county auctions these off. About half of the states will sell what’s called a “deed certificate.” The county

then will auction off the property at an oral-bid auction. They will auction the property with the starting bid at the back taxes. The county won’t mess around. If people don’t pay their taxes, those counties will just auction the property off.

Therefore, we can have some states that auction just the tax lien. Then we have other states that actually auction off the deed. It’s approximately 50/50. About half the states will sell the tax deed; the other half of the states will sell the tax lien.

With a tax lien, you earn interest on the money. You have no rights to the property until they don’t pay. When they don’t pay, then that’s going to be your property. I’ll explain that here in just a second.

The Tax Deed Process

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Craig Talkington, Tax Lien/Deed InvestorEvery city or every county will have a legal newspaper where they publish legal notices

that nobody reads. When they sue people, they publish it there. I just happened to pick one of these up. I was thumbing through it and I noticed a little article that said “Notice of Application for Tax Deed.” I’d never seen one of those, so I started reading it. Evidently, somebody hadn’t paid their taxes on 20 acres of land for $1,000 or $900. I thought, “What’s up with that?” I didn’t understand that.

I asked some of my realtor friends, “You’ve been in the business 30 years. What’s this tax deed, tax certificate stuff?”

They said, “I don’t know.”

I said, “Well, you’ve been in it 30 years. You’ve heard about it.”

“Yeah.”

“Well, how does it work?”

“I don’t know.”

Nobody knew. Are there any attorneys in the crowd? Wonderful, that’s good. I asked a real estate attorney, “What’s up with this? I saw this in the paper. What does it all mean?”

He said, “I don’t know.”

Nobody had any clue. I thought, “That’s crazy!” Real estate attorneys do foreclosures. They work with this stuff every day.

He said, “I’ve heard about it, but I don’t know how it works. I don’t think you should do it.”

I said, “You just told me you didn’t know about it.”

He said, “Yeah, but it can’t be true.” I don’t understand that. Some of my deals are really hard to believe, but they’re all true. They’re really true.

All the rules are in your state statute books. Whatever state you’re in, Nevada, California, the state statute books are the law books. If you go to your local county library, there’s a free law library in every county in the country. Just go to the law library and say, “What are the laws when people don’t pay their real estate taxes?”

It’s a simple deal. They’ll give you a title number. That’s what you should really study up on and read because those are the rules for your state. You’re going to be doing this in your home state.

There are not many people who travel around. I travel all over the country and do it, just because I like to travel in the big RV. I like to travel and hit different states. That’s the first

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step, though: that’s where all the rules are. I think they’re on the Internet now, too, if anybody is computer literate. A lot of stuff is on the Internet. I do a lot of work in Florida, every county is on the Internet and maps are on the Internet now. I can plug in a number sitting in Oklahoma, and pull up and see what’s happening in Florida; what the property is and all that good stuff.

The main thing about these tax deeds and tax certificates is the mortgage. Mortgages and liens fall off of them. That’s the huge advantage. Some people buy bank foreclosures. You hear about sheriff’s sales when the bank is foreclosing. That’s a different game. I’ve never been interested in that because usually you have to pay 2/3 of the appraised value. Once you get a property for ten cents on the dollar, it’s like you’ll never pay retail again. I just can’t think of doing that. That’s the big advantage, and that’s what you’ll need to check in your state.

I think in most states, when you go through the process, the liens and mortgages will drop off the property. You say, “How can that be?”

That’s the power that these counties have given themselves to be able to collect these taxes. If you think about it, the government owns all the property. We really don’t own any property. They just let you live there and own it as long as you pay the taxes. If you don’t believe me, don’t pay your taxes. I’ll be in there to buy them. It’s kind of like that.

Write that down: it’s another big thing. Make sure to check and see if the liens and mortgages drop off the property. That’s a big question.

I’ll just give you a few examples. Last night I told you about the first deal I did: the land the school bought from me. I paid $1,500 and it adjoined a school. One of the things you want to think about is to be careful what you wish for. If you buy a certificate on a piece of property, you want to own it! That’s what you want. The goal is to own that property. If you buy a certificate on a burned-down house, you’re going to own that. Then what are you going to do with it? That’s something to really think about.

I used to not tell people this. When you see other people at the sales, they’re your competitors. You need to be really tight fisted about who you talk to there. I can read upside down. I would maybe be talking to you at the tax sale. I’d be looking at your paper and say, “Oh. You’re going to bid on that? Hmm. Okay.”

Just keep that in mind. It’s a business, a competitive business. You’ll meet people at these sales and become friends, and that makes it fun. That’s what I’ve found. I used to do this all by myself. Sure, I was making a lot of money, but it’s just more fun if you have a spouse or someone who can go with you. You can make her drive. There’s somebody to make the mistakes!

The Golden Rule is to never buy anything that you haven’t looked at, unless you’re willing to lose that money. I’m a victim of that myself. I bought here in Tulsa. The houses were all $500,000. An empty lot came up and I think the taxes were $200. It wasn’t that much money and I thought, “I’ve done this a year,” so I just bought it.

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Time ran, I got the deed, and I went out and looked at it. There was a big drainage ditch down the whole thing. I said, “This can’t be right.” I looked at my map, turned it around, and stepped it off. “No, this can’t be right.”

“Yeah, this is right.”

That’s the Golden Rule. Don’t buy anything that you haven’t looked at. On paper here, we’ve got a $300,000 house. This paper tells me it’s in a great neighborhood. “I’ll take that certificate: $1,500. Great, I’m going to make 8% on $1,500.” That’s what I’m thinking.

Two years from now, I go and get my deed and I’m wondering why it was so easy. I gave notice to the people and I got a deed on the property. Well, I get a deed and I go down and file it. I drive to the property and the house burned down five years ago. That’s why it was on the tax sale. Remember the Golden Rule.

All the rules to the game are in the state statute books. That’s where you need to go to look. Read those rules. Ask questions. I think the story about the 40 acres I bought is in your manual. It was $50. That’s what I’m talking about. That’s what I like to do. Fifty dollars! My mom still thinks I’m a liar. “You can’t buy 40 acres of land for $50!”

My big brother who is big in commercial real estate said, “It didn’t happen!”

“Here’s the check. Here’s the money.”

“No. It didn’t happen.”

I sold that tract for $10,000. It was so early in my learning process, I was just peeing myself. Who would be the logical person to buy that agricultural land? The neighbors. You might write that down. The neighbors are the logical people. Where can you find who lives there? I don’t know who owns that bare piece of land or that piece of land. It’s in the County Assessor’s office. That’s a good thing to write down.

You buy a piece of land and get a deed. Go to the Assessor and say, “Who are my neighbors? I want to know who owns this piece, this piece, and this piece.”

They’ll say, “Here are their addresses.”

You look them up in the phone book and write them a letter. With this tract, I just went out there and I was surveying it. The guy I sold it to had his tract up for sale for $40,000: $1,000 an acre.

He said, “What are you doing out here?”

I said, “I picked up some property out here. We own this and my family owns this. What’s it worth?”

He said, “I’ve got mine listed for $40,000.”

I said, “Would you give me $20,000 for it? Would you give me half? Would you be

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interested in that? We just want to get rid of it.”

He quipped back, “I’ll give you $10,000 for it.”

It was worth $40,000. I said, “Okay. I’ll take it.”

Looking back now, I should have just hung onto it and retailed it for $40,000; but I didn’t know any better back then. When you can buy something for $50 and get $10,000….The guy’s got a check right here and I’m going, “Okay.”

There are a lot of lake lots. If you have a lake close to your house, that’s a great place. People buy these lake lots, move to Florida, and they forget about them. I’ve got property here I’ve just forgotten about. If you work my system, the properties just start dropping out and pretty soon you exponentially have all these properties. Then you have to sell them. It becomes a burden, if you can believe it! It doesn’t sound right, does it? What a headache, all these properties, and people want to give you all this money. Go away!

At Keystone Lake out here west of town, I bought two lots for $10 apiece. Ten dollars apiece! I didn’t look at them. Remember the Golden Rule? I thought, “Ten bucks? Who cares what it is? At ten bucks, somebody will buy it.”

I bought it and I got the deeds. I’m out there – I didn’t even look at it – I’ve got my papers, and I’ve got all my copies. This guy came out and said, “What are you doing out here?”

It was mostly undeveloped and I said, “I’m looking for this. Help me find this.”

So he stepped it off. He lived seven or eight lots down. All these were empty lots. I asked him, “What are these worth out here?”

He said, “$1,500 or $2,000 apiece.”

I said, “What would you give me for it?”

He said, “I’ll give you $250 for it right now.”

I said, “Okay.” He looked at me. I said, “I’ll take the check. You give me a check and I’ll send you a deed.”

He said, “Okay,” and bought it. We had just barely found it and it was a nice, big lot. The other one butted up to the lake. It’s lakefront. Ten bucks. I’ve still got that one. That was kind of crazy, I thought. That was kind of a funny deal.

Two years ago in Florida I bought an $80,000 house in Orlando. I paid $2,500 for this house. It was worth $80,000! I’ve had it rented for two years for $500 a month, just because there was a guy in there already who had been in there for six years. He didn’t want to leave. I said, “How much rent will you pay me?”

He said, “I’ll give you $500 a month.”

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I said, “Okay. You take care of all the repairs and I’ll take $500 a month.”

It’s an $80,000 house. It’s crazy! It’s insane. If I can do it, you can do it. All you need are the tools to be able to research this stuff, which we’re going to teach you, and you’re off and running. It’s good.

Jacksonville, Florida is up in the north part of the state. Four months ago, I bought two houses for $32,500. One was $12,500 and one was $20,000. I’m out there putting up a For Sale sign and somebody comes up and says, “I’m looking to live in this area.”

I was going to try to get $500 a month rent. I said, “How much would you want to pay?”

They said, “We want to buy a house.”

I almost said, “I’ll take $500 a month and finance you,” but I stopped. I said, “How much would you pay a month?” You’re not supposed to say the first offer.

She said, “I’ll give you $600 a month and I’ll move in right now.”

I said, “Yeah, $600 is okay.” I took my sign down and she’s living in the house now, paying me $600 a month. Six months from now, if she makes all her payments on time, I’ll give her a deed and a mortgage. I’ll give her a mortgage for 12% or 13% interest. She’ll own the property. She’s happy, I’m happy. I’ve got a mortgage I’m getting income from. I can sell that mortgage.

You can do anything you want. Just buy low and sell high. That’s kind of the concept.

Ted Thomas I don’t care which auction you go to. You can go to a tax lien auction or you can go to a

tax deed auction. It’s going to depend upon the state you’re in.

If you go a tax lien auction, you raise your hand, buy a certificate, and take it home. Now that you’ve bought that certificate, you have the first position lien on the property. Let me stop right there. What is first position lien? Most people learned when they bought a real estate property that their mortgage went on it. Most people call the mortgage the first lien. Actually, the taxes are always in front of a mortgage. In other words, they have priority over the mortgage.

If you’ve just bought the taxes

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on the property, you’re now the number one, first priority on that property. The people either have to come in and pay you, or you’re going to get the property.

Let me review those two things I just said. First of all, we have two different types of states. Some states sell a tax lien. That means you raise your hand and they hand you an actual piece of paper, 8½ x 11. It’s a lien against the property. I’ll cover this in a minute, but that lien could earn 16%, 18%, or 24%.

Other states actually sell the property at a deed auction. When they sell the property at a deed auction, you actually get the deed to the property. You can see that it’s interesting, and you’ll decide which particular state you go to. In either case, you have the first priority lien on those properties. Nobody can get in front of you. The mortgage holders have to wait.

So you own the first position lien on the property. Let’s think what we have here. We have a lien that’s in front of a mortgage. It’s in front of every other lien that the government creates, except a federal IRS lien. Don’t even worry about those IRS liens. We’ll get to those a little later.

Now you’re starting to see why I call this the safest and most lucrative investment in America today. We invest with the government and we’re going to get our checks back from the government, and all the returns we get are going to be 16%, 18%, and up to

24% of your money. That’s a pretty nice investment. People like it. Once you learn how to do this, I’m sure you’ll do this for the rest of your life.

I want you to write that acronym down one more time: that was PCS. Everything we’re going to talk about from here on is going to be predictable, it’s going to be certain, and it’s going to be secure. Everything we talk about from here on is predictable, certain, and secure.

I don’t know how sophisticated an investor you are, but most financial planners don’t tell their clients about this. Brokers don’t tell their clients about this. This is kind of kept secret, mostly because they can’t earn commissions on it. This is something that, if you want to learn yourself, as you learn it, you’ll see that very few people know about it. They’re going to be surprised when you say that you can go to Iowa and make 24%, or you can go to Texas and make 25%. They’re going to be really surprised about that. I’m going to cover some of that in just a few minutes.

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Wes Simmons, Tax Lien and Deed InvestorThis is one of the few programs I’m aware of that has an excellent support system. We

follow you through from beginning to the actual purchase of properties, if you need us. The moneymaking strategies that I have learned from Ted have helped me make thousands of dollars over the last several years. I think every individual should take advantage of the programs that Ted offers, of the support system that he offers, and of the opportunity to increase your financial wealth.

This program is a very real way of making money. It’s not a get-rich-quick way, but it is a steady way. Of course, it is dependent upon the amount of time and effort that you put into it. In today’s age, with all the downsizing and the jobs that are being eliminated, we all need opportunities to make more money and to increase our wealth. This is one of the few programs by which you can do that.

This is one of the many creative real estate programs. How does it compare? I can’t give you an honest evaluation, except I do know that most of the programs do not have support. When you buy the program, you’re through. I think that puts this head and shoulders above many of the other programs out there.

Results in the program are dependent upon many factors. First, the results are dependent upon the amount of dedication and the time that you give to it. There is a certain amount of timing involved, but it is a steady program. If one steadily devotes the time and effort, you can succeed.

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Index Subject Transcript Track Elapsed Nbr Page Nbr Time

Ted Thomas - Introduction 1 1 0:00

Wealth Without Risk 2 2 0:00

Course Content 3 2 2:30

What are Government Tax Lien Certificates? 5 2 4:55

“Stock Market Investments”?? 6 2 7:05

What is the Safest Most Lucrative Investment? 6 2 7:40

What do I mean by “Predictable, Certain & Secure? 7 2 8:25

“The Tax Lien Process” 8 2 8:50

“The Tax Deed Process” 9 2 12:00

Craig Talkington - visiting professor 10 3 0:00

Rules are in the state statute books. 10 3 2:00

The mortgages and liens fall off. 11 3 3:35

The Golden Rule of tax lien/deed investing. 11 3 6:30

Sell vacant land to neighbors. 12 3 9:00

Rent houses for income stream. 13 3 13:05

Ted Thomas - What is the first position lien on property? 14 4 0:00

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Index Subject Transcript Track Elapsed Nbr Page Nbr Time

What financial planners won’t tell you. 15 4 2:10

Wess Simmons - Testimonial 16 4 2:40

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on-line course session #1 - ted thomasted thomas is the guy entrepreneurs go to when they want to...

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