MSME Registration & its benefitsCA Rajesh Drajeshd@sbsandco.comDate:06/16/16By

www.sbsandco.com2Micro, Small and Medium Enterprises (MSME) sector has emerged as a highly vibrant and dynamic sector of the Indian economy over the last five decades.

MSMEs not only play crucial role in providing large employment opportunities at comparatively lower capital cost than large industries but also help in industrialization of rural & backward areas, thereby, reducing regional imbalances, assuring more equitable distribution of national income and wealth.

MSMEs are complementary to large industries as ancillary units and this sector contributes enormously to the socio-economic development of the country.

The Sector consisting of 36 million units, as of today, provides employment to over 80 million persons. The Sector through more than 6,000 products contributes about 8% to GDP besides 45% to the total manufacturing output and 40% to the exports from the country.

Khadi and Village Industries (KVI) are two national heritages of India. It creates employment at a very low per capita investment. The KVI Sector not only serves the basic needs of processed goods of the vast rural sector of the country, but also provides sustainable employment to rural artisans

MSME- Overview

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MSME- Overview

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MSME- Overview

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MSME- Overview

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MSME- Overview

www.sbsandco.com7On 9 May 2007, subsequent to an amendment of the Government of India (Allocation of Business) Rules, 1961, erstwhile Ministry of Small Scale Industries and the Ministry of Agro and Rural Industries were merged to form the Ministry of Micro, Small and Medium Enterprises (M/o MSME).It is governed by MSMED Act,2006.

MSME- Governed by

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MSME- Ministry overview

www.sbsandco.com9The M/o MSME is having two Divisions called Small & Medium Enterprises (SME) Division and Agro & Rural Industry (ARI) Division.

The SME Division Scope of work .Administration, Vigilance and administrative supervision of the National Small Industries Corporation (NSIC) Ltd., and the three autonomous national level entrepreneurship development/training originations- National Institute for Entrepreneurship and Small Business Development (NIESBUD), NOIDA, --- National Institute for Micro, Small and Medium Enterprises (NI-MSME), Hyderabad, - Indian Institute of Entrepreneurship (lIE),

ARI Division Scope of Work:Administration of two statutory bodies viz. the Khadi and Village Industries Commission (KVIC), Coir Board and a newly created organization called Mahatma Gandhi Institute for Rural Industrialization (MGIRI). It also supervises the implementation of the Prime Minister's Employment Generation Programme (PMEGP).

MSME- Ministry overview

www.sbsandco.com10Limits as specifiedunder MSME act, 2006Investment Limit (in INR)Manufacturing Enterprises Plant and Machinery(excluding land and building)Service Enterprises Equipment(excluding land and building)Micro EnterpriseNot more than 25,00,000 (Rupees Twenty Five Lakhs only).Not more than10,00,000 (Rupees Ten Lakhs only).Small EnterpriseBetween 25,00,000 (Rupees Twenty-Five Lakhs only) to 5,00,00,000 (Rupees Five Crores only).Between 10, 00, 000 (Rupees Ten Lakhs only) and 2,00,00,000 (Rupees Two Crores only).Medium EnterpriseBetween 5,00,00,000 (Rupees Five Crores only) to 10,00,00,000 (Rupees Ten Crores only).Between 2,00,00,000 (Rupees Two Crores only) and Rs. 5,00, 00,000 (Rupees Five Crores only).

MSME -Definition

www.sbsandco.com11Public Procurement Policy for Micro and Small Enterprises (MSEs) Order, 2012 insists on Mandatory Procurement from Micro Small & Medium EnterprisesEvery Central Ministry or Department or Public Sector Undertaking shall set an annual goal of procurement from Micro and Small Enterprises from the financial year 2012-13 and onwards, with the objective of achieving an overall procurement of minimum of 20 per cent, of total annual purchases of products produced and services rendered by Micro and Small Enterprises in a period of three years.

Annual goal of procurement also include sub-contracts to Micro and Small Enterprises by large enterprises and consortia of Micro and Small Enterprises formed by National Small Industries Corporation.

After a period of three years i.e. from 1st April 2015, overall procurement goal of minimum of 20 per cent shall be made mandatory.

MSME- Major Benefits

www.sbsandco.com12The major benefit for MSMEs is the reservation policy, which reserves certain items, for exclusive manufacture by these enterprises, thus, protecting their interests, as well as providing impetus to the society by generating employment opportunities.

Central Government reserved three hundred fifty (350) items for purchase from MSMEs, under the Government Stores Purchase Programme.

To encourage the small-scale units, the SEZs are required to allocate 10 per cent space for the small-scale units. Under the MSMED Act,

For the purposes of registration, the two part Entrepreneurs Memorandum has to be submitted to the concerned District Industries Centre.

MSME- Major Benefits

www.sbsandco.com13Filing of an Entrepreneurs Memorandum is optional for a MSM enterprise engaged in providing services, however in firm engaged in manufacturing it is mandatory.

MSE sector now has greater access to credit as a result of its classification as a priority lending sector. The banks are required to compulsorily ensure that specified percentage of their overall lending is made to priority sectors.

The priority sectors include agriculture, small enterprises, retail trade, etc.

While for domestic commercial bank, separate target is set vis a vis with its overall credit target.

MSME- Major Benefits

www.sbsandco.com14Out of the total advances to small enterprise sector, 60 per cent is reserved for micro enterprises 40 per cent for the small enterprises. Out of this 60 per cent quota,40 per cent of the total advances to MSE sector is reserved for micro (manufacturing) enterprises.

Lending to medium enterprises is not considered to be a priority sector lending.

Micro and small enterprises are also entitled to collateral free loan up to INR 10, 00,000 which may go up to INR 25, 00,000 with the approval of the appropriate authority.

MSME- Major Benefits

www.sbsandco.com15The list of items exclusively reserved for production by MSEs is limited to twenty (20) items.

Some examples of reserved items are pickles and chutneys, bread, mustard oil, ground nut oil, exercise books and registers, wooden furniture and fixtures, candles, laundry soap, safety matches, fireworks, agarbattis, glass bangles, steel almirahs and stainless steel and aluminium utensils.

Though reserved exclusively for MSMEs, these items can also be manufactured by Large/Medium units provided they undertake to export a minimum of 50 per cent of the new or additional annual production of the MSE reserved items within a maximum period of three years from the date of commencement of commercial production of such reserved items.

MSME Major Benefits

www.sbsandco.com16If a Micro or a small Enterprise crosses the permissible investment limits, they would have to re-file part II of the Entrepreneurs Memorandum. If the investment limit in a Medium enterprise exceeds the permissible limit, it will become liable for de-registration and would not be eligible for preferred treatment reserved for the MSMEs.

MSME- Exceeding investment limit

www.sbsandco.com17SME Division SchemeScheme for 'Providing financial assistance on International CooperationScheme for 'providing financial assistance for performance and credit rating under PCR (Performance and Credit Rating) SchemeScheme for providing establishment of new institutions (EDIs), strengthening the infrastructure for EDIs under ATI SchemeScheme for providing financial assistance on marketing support under Marketing Assistance SchemeFinancial Assistance of up to 95% of airfare and space rent to entrepreneurs.MSME- Schemes

www.sbsandco.com18Credit GuaranteeMSME Ministry , GoI and Small Industries Development Bank of India (SIDBI), established a Trust named Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) to implement Credit Guarantee Fund Scheme for Micro and Small Enterprises. The corpus of CGTMSE is being contributed by GoI and SIDBI.Nature of assistance Collateral free loans up to a limit of Rs.50 lakh - for individual MSEs Who can apply Both existing and new enterprises are eligible under the scheme. How to apply Candidates meeting the eligibility criteria may approach banks/financial institutions, which are eligible under the scheme, or scheduled commercial banks and select Regional RuralMSME Scheme

www.sbsandco.com19Credit Linked Capital Subsidy (CLCS) for Technology Upgradation Description Technology upgradation would ordinarily mean induction of state-of-the-art or near state-of-the art technology. It would also mean a significant step up from the present Development Commissioner (DC-MSME) Schemes Related scheme Credit Guarantee Related scheme Credit Linked Capital Subsidy (CLCS) for Technology Upgradation 5 technology level to a substantially higher one involving improved productivity, and/or improvement in quality of products and/or improved environmental conditions including work environment for the unit.

It includes installation of improved packaging techniques as well as anti-pollution measures and energy conservation machinery. Further, units in need of introducing facilities for in-house testing and online quality control would qualify for assistance, as the same are a case of technology up-gradation. Replacement of existing equipment/technology with same equipment/technology will not qualify for subsidy under this scheme, nor would the scheme be applicable to units upgrading with used machineryMSME Scheme

www.sbsandco.com20Credit Linked Capital Subsidy (CLCS) for Technology Upgradation Nature of assistance 15% upfront capital subsidy to MSEs, on institutional finance availed by them for induction of well established and improved technologies in specified sub-sectors/products approved under the scheme. Ceiling on loans under the scheme has been raised from Rs.40 lakh to Rs.1 crore Rate of subsidy has been enhanced from 12% to 15%. Admissible capital subsidy is calculated with reference to purchase price of plant and machinery, instead of term loan disbursed to the beneficiary unit. Who can apply sole proprietorships, partnerships, co-operative societies, and private and public limited companies in the MSE sector. Priority shall be given to women entrepreneurs. How to apply Candidates meeting the eligibility criteria may approach all scheduled commercial bank, scheduled cooperative bank [including urban cooperative bank co-opted by SIDBI under Technological Upgradation Fund (TUF)], Regional Rural Bank (RRB), State Financial Corporation (SFC) and North-Eastern Development Financial Institution (NEDFi).MSME Scheme

www.sbsandco.com21Micro & Small Enterprises Cluster Development Programme (MSE-CDP)The Ministry of MSME has adopted cluster development approach as a key strategy for enhancing productivity and competitiveness as well as capacity building of MSEs and their collectives in the country. Clustering of units also enables the providers of various services to them, including banks and credit agencies, to provide their services more economically, thus reducing the costs and improving the availability of services for these enterprises.Nature of AssistanceDiagnostic Study Soft Intervention Setting up of Common Facility Centres (CFCs) Infrastructure Development (Upgradation/ New)Cost of project and Govt. of India assistance: Diagnostic study - maximum cost Rs.2.50 lakh. Soft interventions - maximum cost of project Rs.25.00 lakh, with GoI contribution of 75% Hard interventions, i.e., setting up of CFCs maximum eligible project cost of Rs.15.00 crore with GoI contribution of 70% (90% for special category States and for clusters withMSME Scheme

www.sbsandco.com22Micro & Small Enterprises Cluster Development Programme (MSE-CDP)Infrastructure development in the new/ existing industrial estates/areas; maximum eligible project cost Rs.10.00 crore, with GoI contribution of 60%Who can apply Industrial associations/Consortia, Clusters How to apply Only online applications are considered with effect from 01-04-2012. Hard copy of applications need to be sent through State Governments or their autonomous bodies or field institutes of the Ministry of MSME i.e., MSMEDIs. The proposals are to be approved by the Steering Committee of MSE-CDP.MSME Scheme

www.sbsandco.com23MSME Market Development Assistance (MDA)

MDA is offered in three forms as mentioned below: 1) Participation in the international exhibitions/ fairs - for registered small & micro manufacturing enterprises with DI/DIC.2) Financial assistance for using Global Standards (GS1) in barcoding.3) Recognised importance of barcoding and avail financial assistance through Office of the Development Commissioner Micro, Small and Medium Enterprises (DC - MSME).Nature of assistance The scheme offers funding up to 75% in respect of to and fro air fare for participation in overseas fairs/trade delegations.The scheme also has provision of funding for producing publicity material (up to 25% of costs),sector specific studies (up to Rs.2 lakh) and for contesting anti-dumping cases (50% up to Rs.1 lakh) - for individual MSMEs & associations.Who can apply Individual MSMEs & industry associations.

MSME Scheme

www.sbsandco.com24Entrepreneurial and Managerial Development of SMEs through IncubatorsThe scheme endeavours to provide early stage funding for nurturing innovative business ideas (new indigenous technology, processes, products, procedures, etc.) which could be commercialised in a year. Under this scheme financial assistance is provided for setting up of business incubators.Nature of assistance Funding support for setting up of Business Incubators (BI): The cost may vary from Rs.4 to 8 lakh for each incubatee/idea, subject to overall ceiling of Rs.62.5 lakh for each BI.Items @ per BI (Business Incubators )a) Upgradation of infrastructure Rs. 2.50 lakhb) Orientation/training Rs. 1.28 lakhc) Administrative expenses Rs. 0.22 lakhThus the total assistance per BI - Rs. 66.50 lakhWho can Apply Any individual or MSME having innovative ideas ready for commercialisation can apply to the host institution (e.g., IITs, NITs, technical colleges, research institutes, etc.)MSME Scheme

www.sbsandco.com25Performance and Credit RatingThis scheme seeks to establish independent, trusted third party opinion on capabilities and credit-worthiness of MSEs, and makes credit available at attractive interest rates. Enable MSMEs recognition in global trade, ensure prompt sanctions of credit from banks and financial institutions, subsidized rating fee structure for MSEs, facilitate vendors/buyers in capability and capacity assessment of MSEs, enable the MSEs to ascertain the strengths and weaknesses of their existing operations and take corrective measures.Nature of assistance Turnover of MSE Re-imbursement of fee through NSICUp to Rs.50 lakh75% of the fee or Rs.25,000 (whichever is less)Above Rs.50 to 200 lakh75% of the fee or Rs.30,000 (whichever is less)More than Rs.200 lakh 75% of the fee or Rs.40,000 (whichever is less)Who can apply Any enterprise registered in India as a Micro or Small Enterprise is eligible to apply.NSIC - Scheme

www.sbsandco.com26PRIME MINISTERS EMPLOYMENT GENERATION PROGRAMME (PMEGP) MSME- SchemesCategories of beneficiaries under PMEGPBeneficiarys contribution (of project cost) Rate of Subsidy (of project cost) Area (location of project/unitUrbanRuralGeneral Category10%15%25%Special (including SC / ST / OBC /Minorities/Women, Ex-servicemen, Physically handicapped, NER, Hill and Border areas etc. 05%25%35%

Note: (1) The maximum cost of the project/unit admissible under manufacturing sector is Rs. 25 lakh. (2) The maximum cost of the project/unit admissible under business/service sector is Rs. 10 lakh. (3) The balance amount of the total project cost will be provided by Banks as term loan

www.sbsandco.com27MSME- SchemesARI DivisionSchemesFinancial AssistanceSetting up a new enterprise under PMEGP (Prime Minister Employment Generation).Manufacturing Sector - Rs.25 lakhBusiness/ service sector - Rs.10 lakhInsurance cover to khadi artisans under Janshree Bima Yojana.Death due to: natural causes Rs.20,000; accident Rs.50,000.B. For permanent disability (loss of two eyes or two limbs) Rs.50,000.Market Development Assistance to Khadi Institutions20 % on cost of production of Khadi and Polyester to the extent of production target approved by Standing Finance Committee (SFC) of KVIC for the year.

www.sbsandco.com28MSME- SchemesARI DivisionSchemesFinancial AssistanceFinancial assistance to coir units for export under plan (General)Financial assistance of up to Rs.2 lakhs is provided to eligible coir exporters to participate in the international fairs/product promotion programmes, etc. Assistance for publicity material up to 25% of the production cost with over all ceiling of Rs.15,000 is also admissible.Training to coir workers for capacity development and quality improvement.The trainees Rs.750/ monthHonorarium for the trainer is limited - Rs.5,000/ month. Training sponsoring agency- Rs.250 per head per monthR&D activities of Coir Board under the Central Sector Plan scheme of Science &Technology (S&T) of the Coir BoardAssistance is provided only to the two R&D institutes functioning under the Coir Board

www.sbsandco.com29MSME- SchemesARI DivisionSchemesFinancial AssistanceDevelopment of Production Infrastructure (DPI) scheme25% of the cost of equipment subject to a maximum of Rs.6 lakhs & Rs.4 lakhs for automatic spinning unit and Rs.5 lakhs for others including coir pith. For a composite or a multiple unit the maximum ceiling of financial assistance is Rs.9 lakhs. Insurance cover for coir units under the plan1. Accident death : Rs.50,0002. Permanent Total disability : Rs.50,0003. Permanent Partial Disability: Rs.25,0004. Provision for finger cut: Depending upon the finger andlimited to applicable percentages of capital sum insured.Financial assistance to Coir units under REMOTBank loan/Credit role - 55%Government Grant (Margin money subsidy) - 40%Beneficiaries contribution - 5%

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This support programs aims at organizing awareness campaigns to sensitize MSMEs, students from it is on Quality Management Standards/Quality Technology Tools and related DC-MSME schemesFunding support for conducting training and awareness activities.

Financial assistance by Govt of India (GOI) to set up Mini tool rooms through a Public Private Partnership mode. The mini tool rooms aim to provide facilities to MSMEs for design and manufacturing of tooling.GOI would provide funds to meet a part of the project cost, the extent of which would be determined through a competitive bidding process.Any persons other than NGOs. SME-Development Act, 2006 and form an SPV (Mini Cluster).DC MSME SchemeScheme for 'Enabling manufacturing sector to be competitive through Quality Management Standards and Quality technology tools'- an NMCP SchemeScheme for 'Setting up Mini Tool Room & Training Centres under PPP Mode'- an NMCP Scheme

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The focus of this component will be on imparting training for upgrading the skills of cluster/product group members on modern marketing techniques . The training programmes will be designed and organized by the specialized institutes/industry associations by utilizing the services of the competent faculties from expert institutions . The programme will be designed for two days duration . The training of at least 20 persons in each cluster will be necessary.Skill Development

The objective of the program is to promote adoption of modern packaging techniques through implementing pilot projects in select MSMEs.Funding support for conducting pilot projects.DC MSME SchemeFunding support for conducting skill development programs on Modern Marketing Techniques.Funding support for implementation of pilot projects related to Packaging Techniques.

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Banks and financial institutions are provided funding assistance under this scheme so that they can in turn lend collateral free credit to MSMEs.Funding support to banks and financial institutions for lending collateral-free credit to MSMEs.Banks and financial institutions can apply to office of DC-MSME/MSME-DIs . for availing support. MSMEs need to directly contact the respective banks for getting credit.

The assistance includes funding support for initiating/ contesting antidumping cases by MSME Associations.Finding support for undertaking legal procedures.Industry Associations can apply for this scheme.

DC MSME SchemeFunding support for contesting anti-dumping cases.Scheme for 'Credit Guarantee Fund for Micro and SmalI Enterprises.

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The support programs aims to promote assessment studies to identify the IPR needs of identified MSME clusters/industries and to recommend measures for strengthening of IP portfolio.It provides funding support for conducting assessment studies.

The objective is to enhance the manufacturing competitiveness of MSMEs through the application of various Lean Manufacturing (LM) techniques.Provides financial assistance for implementing pilot projects.DC MSME SchemeScheme for 'Building Awareness on Intellectual Property Rights' (IPR) for the Micro, Small & Medium Enterprises- an NMCP Scheme.Scheme for 'Lean Manufacturing Competitiveness of Micro Small and Medium Enterprises (LMCS)'- an NMCP Scheme.

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Provide marketing platform to manufacturing MSMEs through enabling their participation in State/ District level exhibitions being organized by State/District Authorities/Associations.

Free registration for participating in trade fairs.

Reimbursement of 50% of to and fro actual fare by shortest distance/direct train (limited to AC II tier class) from the nearest railway station/bus fare to the place of exhibition and 50% space rental charges for MSMEs (General category entrepreneurs).

For Women/SC/ST Entrepreneurs & Entrepreneurs from North Eastern Region Govt. of India will reimburse 80% of items listed in above. (Note: The total reimbursement will be max. Rs. 30,000/- per unit for the SC/ST/Women/Physically Handicapped entrepreneurs, while for the other units the max. limit will be Rs. 20,000/- per person per MSME unit).DC MSME SchemeScheme for 'Marketing Assistance and Technology Up-gradation of MSMEs'- an NMCP Scheme

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The support program aims to promote studies , assessment gap analysis with reference to the existing packaging procedures vis--vis the modern packaging techniques required for the export market.Funding support (INR 10 Lakh) for conducting analytical studies.Competent agency as per the EOI guidelines.

The support program aims to conduct studies is to identify sectors in which the products are threatened by international competition due to issues related to marketing/branding strategiesFunding support for conducting market research and analytical studiesCompetent agency as per the EOI guidelines.

DC MSME SchemeFunding for conducting assessment and gap analysis related to packaging needsScheme for 'Marketing Assistance and Technology Up-gradation of MSMEs'- an NMCP Scheme

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This support programs aims at conducting preparation of cluster level DPRs to analyze the technical feasibility and financial viability for setting up CFCs , infrastructural development project for new industrial estate/area/cluster and other aspects.Funding support for conducting analytical studies.

This support programs aims at conducting DSRs to map all business processes of the cluster unit, do SWOT analysis, analyse problems and impediments, provide suggestions and a well drawn action plan for enhancing competitiveness of the units of the cluster on a self sustaining trajectory of growth.Funding support for conducting analytical studies.

DC MSME SchemeFunding support for preparing cluster level Diagnostic Study Report (DSR).Funding support for preparing cluster level Detailed Project Report (DPR).

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The support program aims to conduct studies is to identify sectors in which the products are threatened by international competition due to issues related to marketing/branding strategies.Funding support for conducting market research and analytical studies.

This support program aims at raising awareness on technology upgradation in packaging and building capacities and related DC-MSME schemes through organizing workshops (normally 1 day duration) for MSMEs.Funding support for conducting awareness activities.DC MSME SchemeFunding support for conducting trade competition studies.Funding support for conducting awareness workshops on Packaging Techniques.

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Marketing hubs are being set up to provide facilities for B2B meeting among MSMEs, wholesale and retail marketing of MSME products, exploring the export opportunities for the MSME products ,to attract new customers and enhance the marketing reach of the MSMEs.Funding support of Rs.30 lakhs (GoI) for marketing hubs, plus Rs.5 lakhs (GoI) for furniture, IT, etc., recurring expenses of Rs.15 lakhs (80% GoI, 20% private units) for 2 years.

The objective is to encourage MSMEs to adopt good corporate governance practices. Office of the Development Commissioner (MSME) will identify MSME units for participating in the corporate governance activities on the basis of request received through the MSME- DIs, Industries Associations and NGOs.Financial assistance for adopting corporate governance practices.DC MSME SchemeFunding support for setting up of Marketing Hubs.Funding support to MSME for adopting Corporate Governance practices.

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The Office of the DC (MSME) will identify MSME clusters / units from NE region for participation in selected marketing events and exhibitions for displaying their products & services.Reimbursement of registration fee and travel cost for participation in marketing events.

The workshops aim to encourage MSMEs adopt latest packaging techniques and provide DC-MSME scheme related awareness. The workshop will normally be of one-day duration.Skill Development.

DC MSME SchemeFunding support to MSMEs belonging to North-East (NE) Regions for participation in marketing events.Participate in awareness workshops on Packaging Techniques.

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The support program aims to promote studies , assessment gap analysis with reference to the existing packaging procedures vis--vis the modern packaging techniques required for the export market.Funding support (INR 10 Lakh) for conducting analytical studies.Competent agency as per the EOI guidelines.

The support program aims to conduct studies is to identify sectors in which the products are threatened by international competition due to issues related to marketing/branding strategiesFunding support for conducting market research and analytical studiesCompetent agency as per the EOI guidelines.

DC MSME SchemeFunding for conducting assessment and gap analysis related to packaging needs.Scheme for 'Marketing Assistance and Technology Up-gradation of MSMEs'- an NMCP Scheme

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This support program aims at raising awareness on technology upgradation in packaging and building capacities and related DC-MSME schemes through organizing workshops (normally 1 day duration) for MSMEsFunding support for conducting awareness activities.Competent agency as per the EOI guideline.

Scheme for 'Providing Financial Assistance on Bar-Code' an NMCP SchemeThe financial assistance is provided towards 75% reimbursement of only one-time registration fee and 75% of annual recurring fee for first three years paid by MSEs to GS1 India for using of Bar CodingFunding support for reimbursement of 75% of one time and recurring bar code registration fees

DC MSME SchemeScheme for 'Marketing Assistance and Technology Up-gradation of MSMEs'- an NMCP SchemeReimbursement of registration fee for Bar coding

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The objective is to provides early stage funding for nurturing innovative business ideas (new indigenous technology, processes, products, procedure etc.) which could be commercialized in a year.Funding support for infrastructure development and pilot projects

Energy efficiency workshops will be conducted in MSME clusters. The primary objective of this Activity is to handhold the MSME clusters in adopting energy efficient processes. The awareness programme will normally be of one day duration with the participation of at least 30 MSMEs.Funding support for organizing training and awareness activities on energy efficiency.DC MSME SchemeScheme for 'Support for entrepreneurial and managerial development of SMEs through incubators'- an NMCP Scheme.Scheme for 'Technology and Quality Upgradation (TEQUP) Support to MSMEs'- an NMCP Scheme

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The support program aims to enable MSMEs develop new design strategies, get consultancy support from design experts and implement Design projects.Funding Support for implementing Design Projects.Applicants can be: MSMEs or Group of MSMEs as prime applicants.Others (academic institutes, design consultants) as co-applicants along with a designated MSME (prime applicant)Individual (e.g. design students ) as co-applicants in collaboration with the academic institution and MSME (prime applicant)Note: It is necessary for an MSME (prime applicant) to apply along with a design consultant as a co-applicant. If you are an MSME and are in search of a design consultant, please click here to view and get in touch with prospective partners as design consultants.DC MSME SchemeScheme for 'Building Design expertise of MSMEs Manufacturing sector (Design clinic scheme)'- an NMCP Scheme.

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The support program aims to handhold the MSME clusters in adopting energy efficient processes, conducting energy audits and preparing related reports (audit reports, DPRs).Funding support to MSMEs, industry associations and expert agencies for conducting energy audits, preparing audit reports and DPR.

The objective is to encourage MSMEs in adopting energy efficient technologies through implementation of pilot projects.Financial support through banks (SIDBI) to MSMEs for adopting energy efficient technologies.

DC MSME SchemeFunding support for conducting energy audits, preparation of audit reports and detailed project reports (DPRs).Funding support for implementing pilot projects on Energy Efficient Technologies.

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The objective is to provide subsidy to MSME units towards the expenditure incurred by them for obtaining product certification licenses from National Standardization Bodies or International Product Certifications.Reimbursement of expenditure incurred on product certification.

The support program aims to promote setting up of carbon aggregation centres in the potential clusters having adequate number of EET/Renewable Energy (RE) based projects.Funding support for infrastructure development.MSME associations, Technical Institutions, ESCOs .

DC MSME SchemeFunding support for setting up of Carbon Credit Aggregation Centres.Funding support for 'Product Certifications.

www.sbsandco.com46 The primary objective of the workshops is to encourage MSMEs adopt energy efficient processes and increase awareness about related DC-MSME schemes. The awareness programme will normally be of one day duration with the participation of at least 30 MSMEs.Skill Development.

The objective is to sensitize the MSMEs in the identified cluster towards the benefits from the adoption of ICT tools in their production chain and business process through training and awareness workshops and increase awareness of related DC-MSME schemes.Financial assistance for conducting training and awareness activity.

DC MSME SchemeScheme for 'Promotion of ICT in Indian Manufacturing Sector (ICT)'- an NMCP Scheme.Participate in Energy Efficiency workshop.

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The E-clubs are intended to create a platform for entrepreneurs to come together through workshops/seminars, discuss common issues and identify solutions in areas such as obtaining certifications, participating in trade fairs, implementing of Quality Management Tools etc.Funding support is available for for formation of entrepreneurship clubs, conduct meetings and management training activities. Free registration for club members.SISI, Universities, Club members/committee can apply for this scheme.

The support programs aims to provide grant (up to 30% of the total project cost as appraised by lending institutions) to provide adequate security demanded by banks in the form of collaterals. GOI Grant and the loan portion from the lending agencies to assist such women shall be routed through eligible NGOs engaged in assisting poor women through any kind of income generating activities in non farm sector.Ease in availability of credit for women-led enterprises.

DC MSME SchemeLoan related assistance to women.Programs in Entrepreneurs Club.

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The scope of this activity includes setting up a National level portal connected with web portals at cluster level to facilitate e-commerce & e-catalogue related facility to MSMEs.Funding support for soft infrastructure upgradation.

To support upgradation of ICT infrastructure of MSMEs in the selected clusters, a one-time subsidy of 25 per cent,(subject to the prescribed ceiling,) will be provided to the MSMEs on the institutional finance availed by them for procurement of ICT related hardware and software.Funding support to MSMEs for infrastructure upgradation.

DC MSME SchemeFunding support for establishing National portal.Funding support for ICT infrastructure upgradation.

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E-readiness centre will be set up for providing local solution and training of MSME staff.Financial assistance for infrastructure development.(Note: The concerned SPV will provide land & building as per the requirement set out in the cluster-specific DPR. The necessary hardware and software for the centre will be provided by the selected hardware vendor.)

The objective is to sensitize the MSMEs in the identified cluster towards the benefits from the adoption of ICT tools in their production chain and business process through training and awareness workshops and increase awareness of related DC-MSME schemes.Skill Development.

DC MSME SchemeFunding support for setting up of E-readiness Centre.Participate in ICT Awareness workshop.

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This support program aims to enhance and develop cluster infrastructure projects for facilities such as power distribution, water, telecommunication etc.Funding support for cluster infrastructure development.

The several soft interventions include activities such as: General awareness, counselling, motivation and trust building, Exposure visits Market development including exports, participation in seminars Workshops and training programmes on technology upgradation etc.Funding support for conducting training and awareness activities.

DC MSME SchemeFunding support for conducting soft interventions in MSME clusters.Scheme for 'Micro & Small Enterprises Cluster Development Programme (MSE-CDP).

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The support programs aims to set up CFCs including tangible assets like Testing Facility, Design Centre, Production Centre, Effluent Treatment Plant, Training Centre, R&D Centre, Raw Material Bank/Sales Depot, Product Display Centre, Information Centre, and any other need based facility for balancing/correcting/improving production line that cannot be undertaken by individual units.Funding support for infrastructure development.

The GoI financial assistance (upto 40% of the project cost) shall be available to Associations of Women Entrepreneurs for establishing exhibition centres at central places for display and sale of products of women owned micro and small enterprises.GoI financial assistance (upto 40% of the project cost) shall be available for infrastructure development.

DC MSME SchemeFunding support for setting up of common display centres for women.Funding support for setting up of Common Facility Centres.

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Soft interventions including general awareness, counselling, motivation and trust building, exposure visits, market development including exports, participation in seminars, workshops and training programmes on technology upgradation, etc will be conducted in the cluster for sensitizing the cluster on cluster development activities and trust building.Skill Development

MSMEs can get a capital subsidy (~15%) on credit availed for technology upgradation.Financial assistance for availing credit and loan.Banks and financial institutions can apply to DC-MSME for availing support.MSMEs need to directly contact the respective banks for getting credit and capital subsidy.

DC MSME SchemeScheme for 'Credit Linked Capital Subsidy for Technology Upgradation (CLCS- TU).Participate in awareness programs on Cluster Development.

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The financial assistance is provided towards 75% reimbursement of only one-time registration fee and 75% of annual recurring fee for first three years paid by MSEs to GS1 India for using of Bar Coding.Funding support for reimbursement of 75% of one time and recurring bar code registration fees.All MSME with EM Registration can apply for this scheme.

The scheme of Micro-Finance Programme has been tied-up with SIDBI by way of contributing towards security deposits required from the MFIs/NGOs to get loans from SIDBI.Financial assistance to provide for security deposits for lending credit and loans.All NGOs and MFIs can contact SIDBI, all MSMEs can contact the NGOs and MFIs.DC MSME SchemeScheme for 'Micro Finance Programme.Reimbursement of registration fee for Bar coding.

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The financial assistance will be provided to EDIs for improvement in areas like building, training aids/ equipment and other support services. The State Govt. will examine the expansion/ modernisation programmes of EDIs.Financial assistance to existing and new EDIs for infrastructure development .All EDIs can apply under this scheme.

The support program aims to support 5 universities to form and run entrepreneurship clubs (one each from Northern, Western, Eastern, Southern and North East region) for increasing networking and interaction among MSMEs. Each university would be required to run 240 clubs per year and each club may have a membership of 50 entrepreneurs.Funding support to the selected universities for formation and operation of entrepreneurship clubs.5 Universities will directly be selected by MSME-DI.

DC MSME SchemeScheme for 'Supporting 5 selected universities / colleges to run 1200 entrepreneurship clubs per annum.Scheme 'Strengthening of Training Infrastructure of existing and new Entrepreneurship Development Institutions (EDIs).

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Training organizations conducting training programmes for empowerment of women beneficiaries would be provided a grant upto maximum limit of Rs. 1.00 lakh per programme provided such institutions also bring their share to the extent of minimum 25%(10% in case of NER) of the Government grant. The batch size for such a training activity will be at least 20 participants. Duration of the training programme will be minimum one month.Funding support for conducting training program for women empowerment.

Skill development training will be provided to women applicant under the scheme. Duration of the training programme will be minimum one month. The batch size for such a training activity will be at least 20 participants.Skill development., women entrepreneurs can apply for the scheme

DC MSME SchemeParticipate in training programs for women empowerment.Scheme for 'Trade Related Entrepreneurship Assistance and Development (TREAD) Scheme to Women.

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The four kind of training programmes conducted by MSME-DIs include Motivation Campaigns, Entrepreneurship Development Programs,Entrepreneurship Skill Development Programme, Management Development ProgrammesSkill DevelopmentNo registration fees for participation in ESDP.

MSMEs and large enterprises can participate in VDPs which are organized by MSME Development Institutes to provide common platform for interaction and display of the capabilities, products, goods and services.Free of cost registration in the event.All enterprises (Both the MSMEs and Large Enterprises) can apply for this scheme.

DC MSME SchemeScheme for 'Entrepreneurship Skill Development Programmes (ESDP).Scheme for 'Vendor Development Programme for Ancillarisation.

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