government of india ministry of msme ... - msme-di jaipur
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Government of India
Ministry of MSME
Brief Industrial Profile of Churu District
2 0 2 0 - 2 1
Prepared by
M S M E - D e v e l o p m e n t I n s t i t u t e
(Ministry of MSME, Govt. of India,)
22 Godam, Industrial Estate, Jaipur-302006
Phone: 0141-2388913, Fax: 0141-2210553 E-mail: [email protected]; Web- www.msmedijaipur.gov.in
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FOREWORD
District Industrial Potential Report of Churu -Rajasthan is prepared by this
institute under its action plan target for the year 2020-21. The information
on material resources, Administrative set up, details about PSUs, Clusters
situated in the district, potential for new MSMEs are embedded in this
document. The Objective of this report is to expose the resource base,
studying industrial scenario of the district, for the benefits of all
budding/existing entrepreneurs.
I commend the efforts of Sh. K C Meena, Assistant Director (IMT) in
preparing this District Profile. The District profile has been prepared on the
information gathered from various Govt. departments and secondary data
supplied by them. I extend my thanks to all those departments for their
useful contribution in bringing out this document.
(V K Sharma)
Director
Date- 01/04/2021
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Contents
S. No. Topic Page No.
1. General Characteristics of the District 4
1.1 Location & Geographical Area 4
1.2 Topography 5
1.3 Availability of Minerals. 5
1.4 Forest 6
1.5 Agro Resources 7
1.5.1 Major Crops 7
1.5.2 Pulses 7
1.5.3 Spices 8
1.5.4 Oil Seeds 8
1.6 Tourism 8
1.6.1 Hotels 8
1.6.2 Places of Tourist Interest 8
1.7 Administrative set up 9
2. District at a glance 11
3. Industrial Scenario Of the District 15
3.1 Existing Status of Industrial Area 15
3.2 Industry at a Glance 16
3.3 Status of Udyam Registration 16
3.4 Major Exportable items 16
3.5 One district one product 17
3.6 Handloom and Handicraft items 18
3.7 Potentials for MSMEs 18
3.7.1 Service Enterprise 18
3.7.2 Potential for new MSMEs 19
4 Details of existing Clusters 20
5. Assisting Agencies for MSMEs 20
6. Contact details 21
7. List of Industries Association 21
8. Atmanirbhar Bharat related announcements in May-June 2020
22
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Brief Industrial Profile of Churu District
1. General Characteristics of the District
It is believed that the town was founded by the Jat ruler Churu in 1620 A.D and the
place was named as Churu after his name in the Jangladesh region of the state. Before it came
under the control of Rajputs rulers of Rathore clan. Thakur Maldeo, the grandson of Rao
Kandhal or Rawat Kandhal and uncle of Rao Bika, the Rathore Rajputs of Bikaner ruled over
the region.
During war of 1871 between Bikaner and Churu, the area came under the dominance of
Bikaner. It is said that during the war between both the regions all the weapons made by
copper and brass got finished, the Churu Thakur requested all the women population of his
town to donate their silver ornaments so that the shells made by silver can be utilized for
cannons.
Before independence it was an integral part of Bikaner princely state. In 1948 the district
came into existence as a separate state comprising three Tehsils Churu, Taragarh and Rajgarh.
Connectivity:
Air: The nearest Airport is in Jaipur (206 Km)
Rail: Churu district is served by broad gauge of Northern and Western railways. The total length of rail line is 280 k.m. The district has 39 Railways stations.
Road: Churu district is well connected by roads with important destinations of the state.
The National Highway No.11 (Agra-Bikaner) passes through the district.
1.1 Location & Geographical Area.
Recognized as an entry gate to the great Thar Desert, Churu is located in the desert area
of Rajasthan. The district is located in the eastern Rajasthan between 27`24 to 29`00 North
latitude and 73 º.40 to 75 º.41 East longitudes. It is bounded by Sri Ganganagar district in the
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North, by Sikar and Jhunjhunu and Hissar district of Haryana in the East, by Nagaur in the
South and in the West by Bikaner. Churu, like an oasis, situated in the middle of the shifting
golden sand dunes, opens the gate to the great desert of Thar. The north border is neighbour
of Hanumangarh District, east by Haryana state, Jhunjhunu and Sikar districts to the
southeast, Nagaur District to the south, and Bikaner District to the west. The total area of the
district is 13, 85,898 hectares. It is occupied nearly 4.92 percent of the area of the state and
stands eight in respect of area amongst the district of Rajasthan. The district covers 6 Tehsils
Churu, Ratangarh, Taranagar, Rajgarh, Sardarshahar, and Sujangarh. The major attractions of
Churu district are its Havellies.
1.2 Topography
District Churu is a part of the great Thar Desert. It is covered with a thick mantle of
sand, is characterized by 6 to 30 meter longitudinal dunes treading north east to south west.
The ground level in the district is about 400 meters above mean sea level the terrain in
general is sloping from south to north. There are no big hill in the district expect some
hillocks. There are no perennial rivers or streams in the district. Wells and ponds are the
principal sources of water supply.
The climate of the district is dry desert with large variation in temperature. The minimum and
maximum temperature recorded in the district varies from –2`c to 50`c. Relative humidity is
generally below 30% except during the brief south east monsoon period when the same rises
up to 60% in the district the rainy season usually lasts from July to mid-September and the
normal usual rainfall is only 328 mm.
1.3 Availability of Minerals
GEOLOGY AND MINERALS:
Churu is not rich in minerals but these are found at few places. The various mineral
deposits are Masonry Stone, Marble & sand stone, etc. But these deposits are very small in size
and not of much economic importance.
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MAJOR & MINOR MINERALS:
Churu District is poorest in mineral resources. However, lime stone & marble and
masonry stone are important mineral products of the district.
MINERAL BASED INDUSTRIES:
During 2018-19 the production of minerals is given in the following table.
(Production in M.T.)
S.No. Minerals Mines Location No. of Mining
Lease
Production in
M.T.
1 Brick Earth Rajgarh, Sardarshahar 12 262816
2 Masonry Stone Villages of Sujangarh
Tehsil- Randhisar,
Gopalpura, Lodhasar
Villages of Bidasar
Tehsil- Balera,
Sarothiya, Charwas,
Manpura, Parewada,
Charla
183 5408390.06
3 Marble Dunkar, Charwas
(Tehsil- Bidasar) 42 24389.30
4 Sand Stone Bidasar 22 108792
Source : DIC, Churu.
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1.4 FOREST
As mentioned above the district is a part of the Indian Great Thar desert. The district has
only 6663 hectare area under the forest which is only 0.46% of the total area of the district. The
vegetation cover in the district is almost negligible due to extremes of temperature during winter and
summer and scanty rainfall established sand dunes inside Grass Reserves of inside areas, free from
biotic interference, contain very poor and open forest. Important trees found in the district are Khejara,
Kikar, Neem, Hingotaker, Shisham, Rohira, Bhhui, Phog, Ask, Senia, Thor, Morali, Bura, Lampre,
Kucha, Mural etc.
Fox, Blue, Bull, common hare, Jackal porcupine, Bats and Bush rats etc. are found here.
The common birds found here are Bulbul, kite, Owl, Pigeon, Sand Grouse, Grey pasctridge,
Godavan of Guraha.
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1.5 Agro Resources :- 1.5.1 Majaor Crops:
The principal food crops of the district are Bajra, wheat, barley, gram, moong & moth,
guar and mustard are the commercial crops grown here The following table indicates the area
cultivation and production of major crops for the year 2018-19.
S. NO. CROPS AREA (HECTARES) PRODUCTION (TONES)
1 GUAR SEEDS 238000 121042
2 ZEERA 1374 787
3 METHI 4985 10247
4 BAJRA 204527 124936
5 WHEAT 33889 82300
6 BARLEY 7228 22713
7 MOTH 256771 38259
8 MUNG 211369 121270
9 GRAM 107092 85702
10 GROUND NUT 63451 211777
11 TIL 7573 3506
12 MUSTARD & TARAMIRA 73229 106474
Source : DIC, Churu.
1.5.2 Pulses:
S. NO. CROPS AREA (HECTARES) PRODUCTION (TONES)
1 MOTH 256771 38259
2 MUNG 211369 121270
3 GRAM 107092 85702
Source : DIC, Churu.
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1.5.3 Spices:
S. NO. CROPS AREA (HECTARES) PRODUCTION (TONES)
1 GUAR SEEDS 238000 121042
2 ZEERA 1374 787
3 METHI 4985 10247
Source : DIC, Churu.
1.5.4 Oil Seeds:
S. NO. CROPS AREA (HECTARES) PRODUCTION (TONES)
1 GROUND NUT 63451 211777
2 TIL 7573 3506
3 MUSTARD & TARAMIRA 73229 106474
Source : DIC, Churu.
1.6 Tourism:-
1.6.1 Hotels No. of Hotel-3 Star, 4 Star, 5 Star :
There are no 3 Star, 4 Star, 5 Star Hotels.
1.6.2 Places of Tourist Interest:
A- Tal Chhapar Sanctuary
Black Buck Sanctuary Tal Chhapar is Located in Churu district, the Talchhapar Sanctuary
is known for its rare black-buck. Apart from the black-buck, some of the other wild animals
spotted here are jungle cat, chinkara and varied species of migratory birds. This sanctuary is
located at a distance of 85 kilometers from Churu.
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B -Salasar Balaji
Balaji Temple is one the famous religious spots of the district. Two fairs are organized in
this temple in the month of April & October. Salasar is located on National Highway No. 65 of
Sujangarh in the district of Churu.
C - Kothari and Surana Haveli
Oswal Jain merchant families constructed these beautiful painted havelis. Malji's Haveli
made by Malaji Kothari is the most popular haveli. Churu is also known for bhiti chitar.
1.7 Administrative set up.
The CHURU district is presently composed of Seven Sub-divisions vis, Churu, Ratangarh,
Rajgarh, Sujangarh, Sardarshahar, Taranagar, Bidasar with a view to have better control and
smooth working the sub-divisions have been divided in to Seven Tehsil and Seven Panchayat
Sammities. There are also 10 town, 862 number of inhabited and 55 uninhabited villages in the
district. The detail of the administrative set up of the district is shown in the following table.
ADMINISTRATIVE SET-UP CHURU DISTRICT
S. No SUB-
DIVISION TEHSIL TOWNS
NUMBER OF
INHABITED
VILLAGES
NUMBER OF
UNINHABITED
VILLAGES
TOTAL
VILLAGES
1. Churu Churu
Churu
Ratannagar
109 01 110
2. Sardarshahar Sardarshahar Sardarshahar 171 16 187
3. Ratangarh Ratangarh
Ratangarh
Rajaldesar
99 4 103
4. Sujangarh Sujangarh
Sujangarh
Chhapar
97 04 101
5. Bidasar Bidasar Bidasar 66 07 73
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6. Rajgarh Rajgarh Rajgarh 216 3 219
7. Taranagar Taranagar Taranagar 104 20 124
Total in
Number 07 07 10 862 55 917
Source : DIC, Churu.
2. District at a glance S.No Particular Year Unit Statistics
1 Geographical features
(A) Geographical Data
i) Latitude 27`24 to 29`00 North
ii) Longitude 73 º.40 to 75 º.41 East
iii) Geographical Area Hectares 13, 85,905
(B) Administrative Units 2019-20
i) Sub divisions 07
ii) Tehsils 07
iii) Town 10
iv) Revenue villages 917
v) Assembly Area 06
2. Population 2011
(A) Sex-wise
i) Male 1051446
ii) Female 988101
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(B) Rural Population 1463312
(C ) Urban Population 576235
3. Agriculture 2019-20
Total Area Hectare 1385905
Area under forest Hectare 6523
Other non cultivated area “ 671
Permanent Pasture “ 37153
Other Land (Fallow area) 144761
Net area shown (Agriculture
Area)
“ 1130284
4. Forest 2019-20
(i) Forest Ha. 6523
5. Livestock & Poultry
Cows 2012 Nos 347470
Buffaloes 2012 Nos. 292571
Dogs & Bitch 2012 Nos. 11341
Sheep 2012 Nos. 348522
Goats 2012 Nos. 820043
Camels 2012 Nos 33959
Horses, Ponies and other 2012 Nos. 824
Dinkies 2012 Nos. 5063
Pig 2012 Nos. 1202
(iv) Railways
i) Length of rail line 2019-20 Kms 280
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(V) Roads 2019-20
National Highway 2019-20 Kms 85.80
State Highway 2019-20 Kms 808.41
Major District Roads 2019-20 Kms 145.10
Other District Roads 2019-20 Kms 926.04
Village Roads 2019-20 Kms 2788.93
Kachacha Road 2019-20 Kms --
(VI) Communication
(a) Post offices Nos. 345
(b) Telephone Exchange Nos. 70
(VII) Public Health 2019-20
District Hospital Nos. 1
Sub-Dib Nos. 2
Samudayik Health Centre Nos. 16
Primary Health Centers Nos. 90
Uraban Primary Health Centers Nos.
5
UPHC Under NUHM Nos. 10
City Dispensry 1
Sub Health Centre 436
T.B. Hospital 02
Eye Hospital 1
Delivery Point 24x7 124
14
M.T.C. Centre 1
NBSU Centre 10
Mobile Eye Operation Unit 1
Leprosy Unit 1
Florosis Unit 1
(Malaria Unit) Integrated
Disease Surveillance Project
1
SNCU 2
Food purity checking unit 1
Mobile medical unit 7
108 ambulance service 24
104 janani suraksha 15
MNHP Unit 1
NTCP Unit 1
PCPNDT Unit 1
Blood Bank 3
NCD Clinic 1
(VIII) Banking commercial 2019-20
Total branches of banks which
includes commercial banks and
primary land development bank
Nos. 197
(IX) Education 2019-20
Primary & Middle School Nos. 861
Senior Hr. Secondary & Sec.
School
Nos. 1023
ITI Govt. College Nos. 03
15
Polytechnic Govt. College Nos. 1
PG/UG Colleges Nos. 21
B.Ed. Colleges Nos. 10
Ayurved Colleges Nos. 1
Medical Colleges Nos. 1
Source: DIC, Churu
3 INDUSTRIAL SCENERIO OF DISTRICT CHURU
3.1 Existing Status of Industrial Areas (2019-20)
At present there are eight industrial Areas in the district. The details related to total area, plots
allotted and vacant etc. in these industrial areas has been incorporated in the following table.
Position of plots upto 31.03.2020
S.no Name of I.A. Date Of
Existing I.A.
Total
Area.
(acres)
Plot
Planned
Plots
Allotted
Vacant
Plot Construction Production
1. Churu 24.5.79 82.56 198 192 6 - 192
2. Sadulpur I & II
phase 2.11.79 47.94 60 53 7 - 53
3 Sadulpur
III phase 20.2.97 72.84 122 55 67 08 20
4. Sardarshar 24.9.82 93.75 295 294 1 14 280
5. Sujangarh 26.3.81 29.90 58 56 02 - 56
6. Ratangarh 28.9.84 264.75 292 226 66 30 155
7. Taranagar 11.1.96 62.50 83 67 16 22 29
8. Bidasar 9.09.98 83.40 167 139 58 08 17
Total 737.64 1275 1052 223 82 802
Source : DIC, Churu.
Purposed New & Extension of Industrial Area :
1. Sardarshahar
2. Churu
PRIVATE
No private Industrial Area in Churu Dist, exists.
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3.2 Industry at a glance
Churu district offers all the important infrastructure facilities essential for economic
and industrial growth like water, power, transport, industrial training, industrial area etc. The
status of existing industrial in the district is being given in the following table.
S.NO. NAME OF SECTOR NO. OF EMPLOYMENT FIXED CAPITAL
UNITS NO. INVESTMENT (RS. IN CRORES)
1. Agro & Food Processing 347 1977 90.79
2. Non-Metallic Minerals Prducts 281 2504 95.03
3. Engineering & Metal 360 1667 18.75
4. Cotton & Textile 335 1313 09.12
5. Forest Based 775 4061 69.99
6. Leather & Animal Based 263 625 06.48
7. Chemical 149 761 39.40
8. Miscellaneous & Service 1708 6790 64.00
Total 4218 19698 393.56
Source: DIC, Churu
3.3 Status of Udyam Registration ( up to 01.04.2021)
Total Micro Small Medium
4236 4154 78 4
3.4 Major exportable items:
Products/Services which are being Exported: The items which have export potential and also being presently exported from the district
are handicrafts items like wooden decorative pieces & article, leather jutes, sandal, guar gum,
wood items etc. At present Eleven units are exporting their products directly & indirectly :
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S. No. Name of Units Item Quantity
1. Neel Kanth Polymers, Sardarshahar Guar Gum
2. Nolaram Dulichand Dal Mill, Sardarshahar Guar Gum
3. Nolaram Surendra Kumar , Sardarshahar Wooden Handicraft
4. Saraf Seasoning Udyog ,Sardarshahar Wooden Handicraft
5. Saraf Export, Sardarshahar Wooden Handicraft
6. Suraj Export, Sardarshahar Wooden Handicraft
7. Suraj Handicraft, Sardarshahar Wooden Handicraft
8. Suraj Art Palace, Sardarshahar Wooden Handicraft
9. Nikunj Art, Sardarshahar Wooden Handicraft
10. Indian Art , Sardarshahar Wooden Handicraft
11. Neel Kanth Gum and Chemical, Sardarshahar Guar Gum Powder
Future Potential
Future Potential: No Future Potential in this district but There is export potential for the
product only wooden items.
3.5 One district one product
Wooden handicrafts select as the product in manufacturing sector while groundnut in food sector .
3.6 Handloom & Handicraft:
No. Of weavers
No. of Handloom Weavers Card Holder 41
Handloom Items
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Cotton and Woollen Shawl, Cotton Dari, Cotton Cloth, Towell
No. of Artisans
(artisan cards issued) in this district are 1817.
Trades in which artisans are working
Wooden Item, Luhar (Block smith), Earthen Pots, Embroidery, Bandhej, Tai and dies,
Leather Items Desi juti, Stone Cutting etc The product wise concentration of artisans in churu
district may be seen in the following table:
CONCENTRATION OF ARTISAN UNITS
S.No. Products Area of concentration
1. HandloomCloths
(Cotton&Woolen)
Bidasar, Salasar Ratangarh Churu Bardasar ect.
2. Furniture Wooden &Wooden
Handicraft
Sardarashar, Ratangarh, Churu etc.
3. Leather Items Desi juti Sujangarh, Biddasar, Rajsldesar, Rajgarh, Sardarashar,
Ratangarh, Churu, Taranager etc.
4. Earthen Pots Rajgarh, Chandgothi, Paharsar, Sahawa, Bayan etc.
5. Luhar (Block smith) Sardarshahar, Bidasar, Sujangarh, Churu, etc.
6. Lakh Bangles Churu,Ratangarh,Loha,Taranagar
3.7 Potentials for MSMEs
3.7.1 Service Enterprises
In the district many service enterprises were working like Hotel & Restaurants, laundry,
tent house, Auto mobile workshop, Mobile repairing and maintenance, offset printing,
printing press, transportation etc.
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Potentials areas for service industry
1. Off Set printing and printing press 2. Hotel and Restaurants 3. Transportation 4. Laundry 5. Video & Photography 6. Motor winding & Pump Repairing 7. Motor Vehicle repairing (Two Wheeler & Four Wheeler etc.) 8. Mobile and Computer Repairing 9. Automobile workshop 10. Cold Storage 11. Photo State Machine 12. Data Processing
3.7.2-Potential for new MSMEs
Churu district is backward area in perspective of industries and is declared no industry district by
Central govt. and various facilities are given to these units by the Govt. due to lack of
infrastructure facilities, Metallic entity, forests. Real entrepreneurs and incessant famine are the
prominent reasons for industrial backwardness of the district.
Millet, Kidney-bean, Moth, gram, mustard, Tara Mira and Ground Nuts are cropped abundantly in
this area. The agriculture is based on the monsoon out rightly, In some tehsils, irrigation is made
by extracting water from wells but it is not successful due to salty and deep water. Hence, the
future of agriculture-based units is dependent on Monsoon.
Only masonry and marble stones are available as a metallic in the district. Masonry stones are
available in Randhisar Hill, Lodasar, Biramsar and Gopalpura where stone grit units are
establishing. Marble stones are extracted in village Dunkar, tehsil Sujangarh that are colored
linear but not superior to other marbles. There is potentiality of setting up some more units
manufacturing Marble Tiles in the area.
There are 1860995 animals in the district as per the census of 2012. A live stock based unit. i.e.
Shoes making, leather and woolen dyeing may be set up in the district.
The infrastructure facilities are available in Industrial area developed by RIICO in all tehil i.e.
Churu Sujangarh, Saradashahar, Rajgarh, Ratangarh, Taranagar and Bidasar..
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4 Details of existing Clusters
A -MSME
No clusters going on in MSMEs.
B -Handicraft
There is “Hathkargha Cluster, Dariba” established in this district, in which common
facility centre is also existing. Due to decreasing number of weavers same has been closed.
5. ASSISTING AGENCIES FOR MSMEs
Following are the brief description of different agencies for rendering assistance to the entrepreneurs.
S.No Type of assistance Name and address of
agencies
1.
Udyam Registration
On line
2. Identification of Project Profiles, techno-economic and MSME-Development
managerial consultancy services, market survey and Institute,22- Godown,
economic survey reports. Industrial Estate, Jaipur
3. Land and Industrial shed RIICO,Churu
4. Financial Assistance RFC, Churu
Various commercial Banks
5. For raw materials under Govt. Supply RSIC,Udyog Bhawan,
Tilak Marg, Jaipur
NSIC,Nehru place, Tonk
Road, Jaipur
6. Plant and machinery under hire / purchase basis. National Small Industries
Corp., Nehru place,
Tonk Road, Jaipur
7. Power/ Electricity Jodhpur Vidyut Vitran
Nigam Ltd., Churu
8. Technical Know – how MSME-Development
Institute,22- Godown,
Industrial Estate, Jaipur
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9. Quality & Standard BIS,Manak Bhawan,
Chitranjan Marg, C-
Scheme, Jaipur
10. Marketing /Export Assistance NSIC,Nehru place, Tonk
Road, Jaipur
11. Other Promotional Agencies KVIC,Jhalan Dungri, Jaipur
DGFT,Udyog Bhawan,
Jaipur
ECGC,S.C. Road, Jaipur
Raj. Pollution Control Board,
Jhalana Dungri, Jaipur
6. Important Contact Numbers
Name of the office & Name of the Department/ Contact Nos.
Designation of the officer Association
Asstt.Director, MSME-DI, Jaipur MSME-DI, Jaipur 7734036428
GM , DIC DIC, Churu 01562-250936
Regional Manager RIICO, Churu 01562-250909
LDM BO , Churu 01562-251412
DIO KVIB, Churu 01562-250936
Br. Manager, RFC, Churu 01562-250200
DSO DSO,Churu 01562-250403
APRO PRO, Churu 01562-250905
DEO DEO, Churu 01562-252021
7--List of Industries Association
S
No
Name and address Name of contact
Person (Sh.)
Phone and
fax
1 RIICO Udyog
Sangh, Ratangarh
Ghanshyam suthar 9414069882 [email protected]
Bajrang lal jangid 9414401918
2 Yuva udyami Sangh Sujangarh
Madan lal Jangid [email protected]
Parmeshwar Karwa 9413192711
3 Vishwakarma
Udyog sangh churu
Viswanath Jangid 9414333870 [email protected]
Ajeet agarwal 9414214398
4 Udyog Sangh, Shankar lal 9461606622 [email protected]
22
sardarshar premani
Ratan lal jangid 94143148373
5 Sardharshar
Handicrafts
association, sardarshar
Banwari lal Jangid 9414086042 [email protected]
Kailash Pareek 9461191101
6 Riico udyog sangh,
sadulpur
Jagdish Prasad 9413361937 [email protected]
Yogender Kumar rathi
9414086955
7 Laghu Udyog
Bharti
Dault Ram Tanwar 9414333693 [email protected]
Subash Jangid 9413361718
8 Bidhasar Udyog
Sangh
Pardeep Kumar
Pareek
9414895764 [email protected]
9 Audoghik Vikas
Samiti Taranagar
Sanjiv Bansal 9414511407 [email protected]
Mahesh Chachan 8104656625
10 Yapar and Udyog
Mandal
Anjani Kumar 9414066904 [email protected]
8.Atmanirbhar Bharat related announcements in May-June 2020
A. Rs 20,000 crores Subordinate Debt for Stressed MSMEs
B. Rs 50,000 cr. Equity infusion for MSMEs through Fund of Funds
C. Global tenders to be disallowed up to Rs 200 Crore
D. New Definition of MSMEs E. Rs 3 lakh crores Collateral-free Automatic Loans for Businesses, including MSMEs
A. Rs 20,000 crores Subordinate Debt for Stressed MSMEs
Objectives:-
• Subordinate debt will provide a substantial
help in sustaining and reviving the MSMEs
which have either become NPA or are on the
brink of becoming NPA.
•Promoter(s) may infuse this amount in MSME
unit as equity and thereby enhance the liquidity
and maintain debt-equity ratio.
•In a situation, where an outright loan is
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difficult, sub-debt with guarantee will provide
the requisite financing to the MSME Units.
Eligibility/ Applicability:-
This Scheme seeks to extend support to the
promoter(s) of the operational MSMEs which
are stressed and have become NPA as on 30th
April, 2020.
Nature of Assistance:-
•Promoter(s) of the MSMEs will be given
credit equal to 15% of their stake (equity plus
debt) or Rs. 75 lakh whichever is lower.
•The maximum tenor for repayment will be 10
years. There will be a moratorium of 7 years on
payment of principal.
•Guarantee for the sub-debt: 90% guarantee
coverage would come from the scheme / trust
and remaining 10% from the concerned
promoter(s);
How to Apply:-
MSMEs meeting the eligibility criteria may
approach eligible Banks.
Contact:-
• Lending bank branch,
• CEO, CGTMSE, SIDBI, Swavalamban
Bhavan, C-11, GBlock, BKC, Bandra (East),
Mumbai 400051.
• Email: [email protected] • Phone No:
(022): 67221553, 67221483
• Toll Free No: 1800222659/ (022) - 67221553
• Guidelines of this scheme can also be
downloaded from :
http://dcmsme.gov.in/AccesstoCredit.htm
https://champions.gov.in/MyMsme
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https://www.cgtmse.in/About_us.aspx
B. Rs 50,000 cr. Equity infusion for MSMEs through Fund of Funds
Description Fund of Funds (FoF] with Corpus of Rs 10,000
crores will be set up. It will provide equity
funding for MSMEs with growth potential and
viability. FoF will be operated through a
Mother Fund and few daughter funds. Fund
structure will help leverage Rs 50,000 Crore. It
will help to expand MSME size as well as
capacity. It will encourage MSMEs to get
listed on Stock Exchanges.
Status as on date Cabinet Committee on Economic Affairs
(CCEA) in its meeting held on 01.06.2020 has
approved the proposal of Fund of Funds (FoF)
with a corpus of Rs. 10,000 crores. It will
provide equity funding for MSMEs that exhibit
growth potential and viability. The NSIC
Venture Capital Fund Ltd. , the subsidiary
company of National Small Industry
Corporation Ltd. (NSIC) has been incorporated
under Companies Act 2013 for anchoring of
Funds. The Guidelines on Self Reliant India
(SRI) Fund for operationalisation of Fund of
Funds for MSMEs have been issued on 5th
August, 2020 and it’s implementation is under
way.
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C. Global tender to be disallowed up to Rs 200 Crore
Description Indian MSMEs and other companies have
often faced unfair competition from foreign
companies. Therefore, Global tenders will
be disallowed in Government procurement
up to Rs 200 crores. The announcement was
made as part of the Atmanirbhar Bharat
Package. Necessary amendments to General
Financial Rules have been notified. This
will be a step towards Self-Reliant India
and support Make in India. This will also
help MSMEs to increase their business.
D. New Definition of MSMEs
Description MSMEs have been redefined as per the
Gazette Notification issued on 1st June
2020 which has further been superseded by
S.O. 2119(E) dated 26.06.2020 w.e.f.
01.07.2020. The new MSME definition
focusses on composite criteria of
investment and turnover and is represented
in the following table:
New MSME Classification w.e.f July 1st, 2020
Composite Criteria : Investment in Plant & Machinery or Equipment and Turnover
Classification Micro Small Medium
Manufacturing &
Services
Investment does not
exceed Rs 1 Cr. and
Turnover does not
Investment does not
exceed Rs 10 Cr.
and Turnover does
Investment does not
exceed Rs 50 Cr.
and Turnover does
26
exceed Rs 5 Cr. not exceed Rs 50
Cr.
not exceed Rs 250
Cr
E. Rs 3 lakh crores Collateral-free Automatic Loans for Businesses,
including MSME
Description Emergency Credit Line to
Businesses/MSMEs from Banks and NBFCs
up to 20% of entire outstanding credit as on
29.2.2020: 1. Borrowers with up to Rs. 25
crore outstanding and Rs. 100 crore turnover
eligible 2. Loans to have 4 year tenor with
moratorium of 12 months on Principal
repayment 3. Interest to be capped 4. 100%
credit guarantee cover to Banks and NBFCs
on principal and interest 5. Scheme can be
availed till 31st Oct 2020 with no guarantee
fee and no fresh collateral.