mature arkansas

MATURE ARKANSAS october, 2012 1

ALSO iNThiS iSSUE

Maturearkansas

OCTOber, 2012

Dorothy MorrisGives BackPAgES 12-15

Tourism Captures New ResidentsPAgE 10-11

Save Money on Medicaid PAgES 16-19

Fall Fashion FindsPAgE 22

2 october, 2012 MATURE ARKANSAS

David Sharp ad.MA.indd 3 9/13/12 10:25 AM


MATURE ARKANSAS is published monthly by Arkansas times Limited Partnership, 201 e. Markham St., P. o. box 34010, Little rock, Arkansas 72203, phone 501-375-2985. reproduction or use, in whole or in part, of the contents without the written consent of the publisher is prohibited. Manu-scripts and artwork will not be returned unless sufficient return postage and a self-addressed stamped envelope are included. the publisher assumes no responsibility for care or safe return of unsolicited materials. All letters will be treated as intended for publication and are subject to Mature Arkansas’ unrestricted right to edit or to comment editorially. All contents copyrighted 2012 Mature Arkansas.

MATURE ARKANSASPublisher Alan Leveritteditor Anne WassonArt director Mike SpainPhotogrAPher Brian ChilsongrAPhic Artist Bryan Moatsdirector of sAles Katherine DanielsAccount executive Jeff Borg

circulAtion director Anitra hickmanAd coordinAtors Roland gladden

Kelly SchlachterProduction MAnAger Weldon WilsonProduction AssistAnt Tracy Whitakeroffice MAnAger Angie Fambroughbilling And collections Linda Phillips

gUEST EDiTORiAL

The Arkansas Medicaid program is facing unprecedented budget shortfalls in the coming years. While an older

Arkansan may not be the first image that pops into your mind when Medicaid is mentioned, Medicaid served 419,981 older Arkansans in 2011 at a cost of $793,660,521.00

Over 10% of Arkansas Medicaid dollars go to care for older Arkansans living in nursing homes. Medicaid payments account for about 70% of all nursing home revenues in Arkansas. At a cost of over $160 a day, most individuals requiring nursing home care quickly exhaust their savings and have to depend on Medicaid for care in their final years.

Thousands of other frail Arkansans, who would otherwise be in nursing homes, depend on Medicaid to help pay for home care.

The good news is, despite large increases in the older popu-lation, the number of people in U.S. nursing homes remained about the same—1.44 million—from 2000 to 2007. This is a result of increased service options and the growth of home care and assisted living.

The bad news is, the Medicaid budget shortfall threatens both nursing home and home care. For approximately every $1 Arkansas puts into the Medicaid program, the federal govern-ment adds $3. This means a shortfall of $200 million in state dollars turns into an $800 million cut in total Medicaid services.

Governor Beebe and the General Assembly face a daunting challenge to maintain existing Medicaid services. In the debate and discussion over budget numbers, let us all remember that ultimately what is being decided is the fate of thousands of older Arkansans, children and people with disabilities.

Why Medicaid Matters to YouBy Herb Sanderson

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Voting has always played a significant role in Bettye Jackson’s life. “I’m programmed

to vote,” she says, adding that she has always voted, even when she didn’t necessarily want to. Her parents made sure she understood the importance of the right to vote and insisted she vote as soon as she was old enough.

Now, at 79, Jackson is a Pulaski County poll worker, where she works to ensure the voting process runs smoothly for others.

Syd Orton says he has always been interested in American government and votes in most elections, big and small. He says he had wanted to be a poll worker before retirement but it didn’t fit his work schedule. After retiring as an accounting business manager at an auto deal-ership in 2001, he got his chance.

Orton, 73, says he’s a “people person” and being a Pulaski County poll worker gives him a chance to meet and talk to people, stay active and make a little extra money.

“ I jumped a t the chance,” he says. “You’re talking to an enthusiast here. I do it because it helps other people and gives me a feeling of accomplish-ment. It’s about serving the community.”

On Election Day, Jackson says she feels anxious, but excited. “Everyone is hyped up and ready,” she says. Orton agrees, “It’s the excitement and anticipation of all the things that might be.”

Most of Pulaski County’s poll workers are over age 50, though the Pulaski County Election Commission does not maintain statistics on poll workers’ ages, says Melinda Allen, the commis-sion’s director of elections.

“Typically, this generation has raised their families, retired, and have more time on their

hands than people under 50. This is wonderful way to serve their community and receive compensation,” Allen says.

After retiring from teaching and education administration in the late 1990s, Jackson says she wasn’t “doing much,” and decided to help out during an election and enjoyed it so much she continues to work.

“It gives me an extra outlet to meet people,” Jackson says. “It’s a wonderful opportunity to get away from TV watching and provide a service to the community. My family was very community-minded. They instilled in me to give back to the community and this is a good way to do it.”

Before assignment to a voting precinct, all poll workers must attend training, both general and job-specific, Allen says. There are different types of poll workers with different jobs: ID clerks, ballot clerks, equipment clerks, election

guards and chief judges. Chief judges make $120 on election day; other poll workers make $105; workers at early voting make a little less, she says.

Both Jackson and Orton are chief judges, which means they are responsible for everything at the precinct on Election Day, a long, 13- to 14-hour shift, Orton says.

A chief judge’s respon-sibilities include reporting to the polling site at 6:30 AM to set up, resolving voter issues, completing paperwork, closing the poll at 7:30 PM and trans-porting materials to head-quarters.

Jackson and Orton take their responsibili-ties seriously. Orton says “conscientiousness,” being a “people person” and being community-minded are essential qualit ies for a poll worker.

Jackson and Orton often work with the same team of poll workers each election. Before the polls open, Orton says he has a brief meeting with his staff to ensure everyone is ready and knows what to do. At the end of the day, Jackson says she meets with her team to talk about what they could do differently next time

to make things better. Orton says he’s fortunate to work at

his home precinct, Pulaski Heights United Methodist Church in Little Rock. For the past few years, Jackson has worked at the Calvary Baptist Church in North Little Rock, which is near her home but not her voting precinct. Jackson and other poll workers who are not assigned to their own precincts must vote early, she says.

Both Jackson and Orton say they prefer working the major elections, like a presiden-

Poll Workers Ready for Election DayMake voting run smoothly

COMMUNiTY ACTiViTY n BY ERiCA SWEENEY

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tial or gubernatorial race, because the larger voter turnout makes for a busy day, and they like being busy.

Orton says one of the biggest challenges of being a poll worker is ensuring that people follow all the rules. He says one rule is frequently broken: Political conversations, displaying political messages or wearing campaign gear is not allowed within 100 feet of the polls.

“If I hear something, I tell them it’s not allowed,” he says. Some react by challenging his request and others are cooperative and say they didn’t know the rules, he says. “It’s frustrating when you think they should know better. It’s a very serious thing for me.”

Poll workers are not allowed to

Being a Poll Worker

express their personal political beliefs while on the job. Orton says this is not a struggle, because “it’s our job.” Because he has strong political opinions of his own, Orton admits that overhearing others discussing candidates or issues can be annoying, especially when it is incorrect or contrary to his beliefs.

Jackson and Orton say they are looking forward to this year’s presidential

election on November 6 and expect a day full of excite-ment. Jackson says she hopes everyone will take the time to be informed before casting their ballots and that more young people will vote.

“I hope everyone gets out to vote and doesn’t let someone else guide their thinking,” she says.

Orton’s hope is that “every possible registered voter will vote. That’s what the election is all about.”

The Pulaski county election commission accepts poll

worker applications year round. to be eligible, individuals must:

• Be a registered voter in Pulaski county

• Be able to read and write english

• Have transportation to training and to the polling site

• Not be a candidate whose name appears on the ballot

• Not be a close relative of a candidate

• Not be a paid employee of a political party or candidate

• Not have been found guilty or pled guilty to violating election law.

For more about being a poll worker or to download an application, visit www.votepulaski.net

It’s the excitement and anticipation

of all the things that might be.

1701 Main Street501-376-3473

10320 StageCoaCh501-455-3475

7507 Cantrell road501-614-3477

7525 BaSeline road501-562-6629

2203 reynoldS road, Bryant501-847-9777

Available at these Little Rock and Bryant locations:

Eating HealthyEdwards Food Giant

at tanGlEwoodnow has sushi!

7507 Cantrell road

While sushi is extremely popular, it’s hard for us to include it in our daily dining ritual because it usually involves having to spend a lot of time dining out at typically crowded restaurants. The other option, grocery store sushi, which allows us to enjoy this healthy meal in the confines of our own home, is typically dismissed as not fresh or flavorful as restaurant sushi. That’s not true at Edward’s Food Giant at Tanglewood, where their new sushi bar is prepared fresh daily. They can do made-to-order rolls or substitute brown rice in place of white to get you closer to that weekly health goal. Stop by and grab a California Roll for $4.99 or with brown rice for $5.99, a Philadelphia Roll for $6.99 or a Vegetable roll for $5.49.


➥CLASSES

OCT.—Free FiTness Classes, open to the public, at NLR Community Center, 2700 Willow St. (791-8541); Sherman Park rec. center, 624 beech St. (340-5373); Glenview rec. center, 4800 E. 19th St. (945-2921) and North Heights Rec. center, 4801 Allen St. (791-8576). call for class schedules and times. NO registration or center membership required.

OCT.—YOga Classes; Quapaw community Center, 500 Quapaw Ave., Hot Springs; call for schedule at 501-623-9922.

OCT.—COnversaTiOnal spanish lessOns; oley rooker Library, 11 otter creek ct., Little rock; meets every Mon. 6:00-7:00 PM. For beginners; lots of review. Free. call 907-5991.

OCT.—Zumba gOld Classes, sponsored by careLink, modify for active older people the regular Zumba moves and pacing.

liTTle rOCk aT:•UAMS Institute on Aging Ottenheimer Fitness Center, Aqua Zumba on Mon. & Fri., 1:00 PM and Zumba Gold on Fri, 11:00 AM and tues. and thurs. at 4:30 PM; call 526-5779. center membership includes Zumba classes.• Bess Chisum Stephens Community Center, Zumba Gold on tues. & thurs., 11:15 AM; call 664-4268.• Pulaski Heights United Methodist Church, Zumba Gold on tues. & thurs., 2:00 PM; call 664-3600.• LifeQuest of Arkansas, 2nd Presbyterian Church; Zumba Gold on Wed., 1:15 PM; call 225-6073.

nOrTh liTTle rOCk aT:• Indian Hills Church, Zumba Gold on Mon., Wed., Fri.; 3:15 PM; call 835-2838.• Lakewood United Methodist church, Zumba Gold on Mon. & Fri., 2:45 PM; call 753-6186.

O C T. 1 5 — “ u s i n g Y O u r v O i C e eFFeCTivelY,” a lecture by richard Zraick, PhD; at the reynolds Institute on Aging, UAMS campus, 629 Stephens Dr.; Free; 5:30-7:00 PM. call Sandra baker at 686-8100.

O C T . 1 7 — m i d - s O u T h e r n WaTerCOlOrisTs meeting will feature noted

watercolorist Jane Angelhart demonstrating her techniques; Arkansas Arts center auditorium; 7:00-9:00 PM. open to the public; $5.

OCT. 26—“demOCraCY in aCTiOn: The arkansas Travelers FOr ClinTOn,” a brown-bag lecture at the Old State House Museum, 300 e. third St., Little rock; noon-1:00 PM; Free

gO WiTh A FRiEND

OCT. 6—FOOd TruCk FesTival, Main St. from 3rd to 9th streets, Little rock; 10:00 AM-3:00 PM; $1 food/drink tickets sold on each block. 30 food truck vendors, crafters, musicians, beer gardens, costume sale at the rep (10:00 AM-1:00 PM).

OCT. 6 & 13—20Th annual alZheimer’s arkansas Walks at the Little rock Zoo (10-6-12) and in Hot Springs (10-13-12) at Garvan Woodland Gardens. Registration begins at 7:30 AM. tee-shirts are free with a contribution of

$25, while supplies last. call 501-224-0021 or 800-689-6090.

OCT. 7—Fall kaYak FlOaT, Little Maumelle boat Launch, Pinnacle Mountain State Park, 11901 Pinnacle Valley rd., Little rock; $35 per kayak, advance payment required, no prior experience is needed. call 868-5806.

OCT. 12—“shOWbiZ sTOrYTeller,” a seated luncheon featuring TV producer Harry Thomason, (“Designing Women”); Governor’s Mansion, Little rock. Fundraiser for LifeQuest; $65 for reserved seats. call 225-6073 for tickets.

O C T. 1 2 - 1 4 — b a l l e T a r k a n s a s ’ “ameriCan images COnCerT,” Wildwood Park for the Arts, Denny rd., Little rock; oct. 12-7:30 PM (opening night with champagne reception), oct. 13-4:00 PM, oct. 14-2:00 PM; call 821-7275.

O C T . 1 2 - 2 1 — h O T s p r i n g s

CALENDAR PiCKS

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CALENDAR PICKS OCTOBER 2012

OCT. 6—The sCOTT planTaTiOn seTTlemenT and The planTaTiOn agriCulTure museum (about 4 blocks apart in Scott) are hosting “High Cotton on the Bayou Festival,” Scott Plantation (15525 Alexander Rd.) with blacksmithing, sorghum making and tours of Scott Heritage Farm; 9:00 AM-2:00 PM; $3 adults, $1 ages 6-18. An “Advanced Dutch Oven Outdoor Cooking Workshop,” near the Museum’s Gift shop, $30 includes full meal, recipe booklet and advanced cooking tips. Workshop space limited, call 501-961-1409 for reservations. call 501-351-0300 for bayou Festival.


dOCumenTarY Film FesTival, Malco theatre, 817 central Ave., call 501-538-2290.

nOW ThrOugh OCT. 20—“The WiTness,” a musical passion play staged outdoors, Witness Amphitheater, Panther Valley Ranch, 1960 Millcreek Rd., Hot Springs; 8:00 PM, Fri. & Sat.; $12.50 for 55+, $13.50 adults, $7 ages 3-12. call 501-623-9781.

OCT 20—pOOChes & pumpkins, includes Free hayrides, live music, food, pumpkin carving contest; dogs are welcome; the Good earth Garden center, 15601 cantrell rd., Little rock; 11:00 AM-5:00 PM.

OCT.—bingO aT The QuapaW COmmuniTY CenTer, 500 Quapaw Ave., Hot Springs; Tues. & Thurs. 12:30-3:30 PM. Call 501-623-9922.

OCT. 18—“unCOrked—The mad sCienTisT mash,” Museum of Discovery; 500 Pres. clinton Ave., Little rock; 6:30-9:00 PM; fundraiser for the Museum will feature wine tasting with a twist, enjoy demonstrations from the Museum exhibits; $100, for tickets call 537-3077 or visit museumofdiscovery.org

OCT. 9-nOv. 4—“busY bOdY,” a comedy play at Murray’s Dinner Playhouse, 6323 col. Glenn rd,. Little rock. Dinner at 6:00 PM; curtain 7:45 on tues.-Sat.; Sun. matinees. call 562-3131 for reservations.

FARMERS' MARKETS

liTTle rOCk—river Market Pavilions, 400 Pres. clinton Ave.; open tues. and Sat. through oct. 27, 7:00 AM-3:00 PM. call 375-2552.

liTTle rOCk—Bernice Garden Farmer’s Market, 1401 S. Main St., Sun. 10:00 AM-2:00 PM; open through oct. 28. call 617-2511.

COnWaY—On-Line Farmers’ Market at Conway.locallygrown.net Order Sun. - Tues. by 9:00 PM; pick up order on following Fri. 4:00-6:00 PM at St. Peter’s episcopal church, 925 Mitchell St. Annual membership $25 per household. open all year.

COnWaY—Farmers’ Market, 717 Parkway St., open Sat. ONLY, 7:30-noon through Nov. 17. Call 501-329-8344.

hOT springs—tues. 5:00 -8:00 PM; thurs. 7:00-11:00 AM; Sat. 7:00 AM-noon through Oct. 27; Historic Downtown Farmers’ Market, 121 Orange St.; FREE parking. Visit hotspringsfarmersmarket.com

hOT springs—Spa-city co-op. Visit spacity.locallygrown.net/market for a huge assortment of food and other products; place order from Sat.-tues. by 9:00 PM, every other week. Market open all year. Visit [email protected]

nOrTh liTTle rOCk—Sat. 7:00 AM to noon—The Argenta Farmers’ Market, 6th & Main streets; will be open through oct. 27, or longer if produce is avail-able. call 501-285-5017.

ART

nOW ThrOugh OCT. 20—“a phOTOgraphiC CelebraTiOn: The 40Th anniversarY OF The buFFalO naTiOnal river,” by Paul caldwell; cantrell Gallery, 8206 cantrell rd., Little rock; 10:00 AM-5:00 PM, Mon. through Sat. Free. call 224-1335.

nOW ThrOugh deC. 30—“JOurneY ThrOugh hisTOrY,” historical Hot Springs photo exhibit, HS Convention Center; FREE; call 501-321-2277.

October — AARP's Driver Safety ClassesRefresher safety course teaches defensive driving and completionguarantees a discount on auto insurance.

date arkansas city time location contact Phone

9th Malvern 12:30 Malvern Sr. center 501-332-706610th Hot Springs Vil. 12:00 Good Sam (cedar Lodge) 501-915-911811th Hot Springs Vil. 8:30 McAuley center 501-984-559413th Little rock 9:00 UAMS 501-686-830318th Hot Springs 1:00 Mercy Hospital 501-622-103320th No Little Rock 9:00 baptist Medical center 501-227-847823rd Hot Springs Vil. 12:00 christ Lutheran church 501-922-186525th Hot Springs Vill 8:30 Village bible church 501-922-040426th Maumelle 8:00 Maumelle Sr. center 501-851-434429th Sherwood 9:00 Sherwood Sr. center 501-819-066730th benton 8:00 benton Sr. center 501-776-0255

1-800-951-9792www.superiorseniorcare.com

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Quantity of LifeIndividuals receiving care at home are more independent, productive, mentally aware, and generally live a more peaceful life than individuals

receiving facility care.

QuaLity of LifeMost seniors appreciate maintaining their independence and continuing to have the choice to enjoy social activities when and where they want.

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Shopping Assistance • Transportation/Errands


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OCT. 11 ThrOugh deC. 14—”indian ink: naTive prinTmakers,” in the J.W. Wiggins Collection of Native American Art,” Sequoyah National Research Center, UALR’s University Plaza, University and col. Glenn, Little rock; weekdays 8:00 AM- 5:00 PM; Free. call 501-569-8336.

nOW ThrOugh OCT. 18—“ameriCan spring: a Cause FOr JusTiCe,” is an exhibition of artistic quilts at Hearne Fine Art, 1001 Wright Ave., Little rock; 9:00 AM-5:00 PM weekdays & 10:00-6:00 Sat. call 372-6822. Free.

OCT. 12—seCOnd FridaY arT nighT, open house at downtown Little rock art galleries and museums includes art, entertainment from 5:00-8:00 PM; Free

OCT. 13-Jan. 28—crystal bridges Museum of American Art, 600 Museum Way, Bentonville; two new exhibits: “See the Light: the Luminist tradition in American Art” traces the evolution of light in American art, and “Moshe Safdie: the Path to Crystal Bridges” shows the development of the museum from the architect’s viewpoint. Call 479-418-5700.

O C T. — a r k a n s a s a r T s C e n T e r exhibiTs, 9th & commerce St., Little rock; Free, call 372-4000 or visit arkarts.com

exhibiTs inClude:

nOW ThrOugh Jan. 6—“mulTipliCiTY,” an exhibit from the Smithsonian American Art Museum’s permanent collection

nOW ThrOugh Jan. 6—“The vOgel COlleCTiOn: FiFTY WOrks FOr 50 sTaTes,” contemporary art exhibit includes Free drop-in tours on Saturdays 11:00 AM & 1:00 PM and Sundays I:00 & 2:30 PM.

nOW ThrOugh nOv. 4—“FOrmed FrOm Fire: ameriCan sTudiO glass FrOm The permanenT COlleCTiOn.”

OCT. 19—argenTa arTWalk, every third Friday from 5:00 – 8:00 PM, Main Street, North Little Rock. Galleries’ open house. Call 993-1234.

OCT.—museum OF COnTempOrarY

arT, FeaTuring 2 exhibiTs: “The lOsT highWaY” and “arT OF masks OF The WOrld;” Ozark Bathhouse, 425 Central Ave., Hot Springs; call 501-609-9966 or visit [email protected]

OCT. 26—The sTOrY Teller, opening night wine & cheese reception for an exhibit of new paintings by John Deering; 6:00-8:00 PM; cantrell Gallery, 8206 cantrell road, Little rock;

exhibit runs through Dec. 24; call 224-1335.

Third Thurs.—COnWaY arTWalk; downtown conway; 5:00-8:00 PM; Free. call 501-329-8249.

Third Fri.—anTiQue/bOuTiQue Walk, historical downtown Hot Springs; FREE; call 501-624-4083.

FirsT Fri.—gallerY Walk in historic downtown Hot Springs; FREE; call 501-624-0550.

MUSEUMS

nOW ThrOugh nOv. 25—“dOrOThY rOdham & virginia kelleY;” clinton Presidential center, 1200 Pres. clinton Ave., Little rock; call 374-4242.

n OW T h r O u g h J a n . 5 — “a vO i C e ThrOugh The vieWFinder: images OF arkansas’ blaCk COmmuniTY bY ralph armsTrOng;” Mosaic templars Cultural Center, 501 W. Ninth St., Little Rock; call 683-3620.

OCT. 9—“Tales OF The CrYpT,” mOunT hOllY CemeTerY front gate, 10th & broadway, Little rock; 5:30-8:30 PM—2 tours, each 1 hr. long will include many historic Ark. figures; Free. call 447-2362.

nOW ThrOugh OCT. 28—“FighTing The Fires OF haTe: ameriCa and The naZi bOOk burnings,” exhibit examines Nazis’ first steps to suppress freedom of expression

and how book burnings became a potent symbol in U.S. battle against Nazism. Laman Library, 2801 Orange St., North Little Rock. Free, call 758-1720.

OCT.—The u.s.s. raZOrbaCk submarine TOurs; docked at the Arkansas Inland Maritime Museum, 120 riverfront Park Dr., North Little Rock; call 371-8320 or visit AIMM.museum

OCT.—Old sTaTe hOuse museum; 300 W, Markham St., Little rock. Permanent and special exhibits focusing on Arkansas life, politics, government; Free; call 324-9685.

nOW ThrOugh Jan. 6—h i s T O r i C a r k a n s a s museum includes exhibits ranging from barbie to bowie Knives; Indians in Arkansas to puppet theatre; 200 e. third St., Little rock; call 324-9351.

MUSiC

OCT. 26—arkansas JaZZ experienCe; Quapaw Bathhouse, 413 Central Ave., Hot Springs; $10, includes appetizers. Guest artist every 4th Fri.; 6:00 PM. call 501-767-0211.

F i r s T T h u r s . O F e aC h m O n T h —bluegrass Jam; Garland co. Library, 1427 Malvern Ave., Hot Springs; 5:30-7:30 PM; all acoustic, all ages; Free. call 501-623-4161

saTurdaYs, “piCkin’ pOrCh;” Faulkner county Library, 1900 tyler St., conway, Sat. 9:30 AM, Free. call 501-327-7482.

seCOnd saT.—ark. dulCimer sOCieTY; Pulaski Heights Baptist Church, 2200 Kavanaugh blvd., Little rock; hammered and mountain dulci-mers welcome; 2:00-4:00 PM; Free. call 661-1129.

FirsT and Third sun.—TradiTiOnal irish musiC; Hibernia Irish Tavern, 9700 Rodney Parham rd., Little rock; 2:30- 5:00 PM; Free.

seCOnd and FOurTh mOn.--Arkansas

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nOW ThrOugh nOv. 11 aT arkansas arTs CenTer,“building The COlleCTiOn: arT aCQuired in The 2000s,” features some of the 3,649 works of art purchased in last decade.

Robert Duran, untitled, 1970, watercolor on paper, from the Vogel Collection, Arkansas Arts Center.

☛


29TH ANNUAL FISH FRYfun, friends & fish

THE 29TH ANNUAL FISH FRY TO BENEFIT CAMP ALDERSGATE

FLATRATE

DRIVETHRU

KIDS6 & UNDER$15 FREE $15

PURCHASE TICKETS ONLINE AT WWW.CAMPALDERSGATE.NET

Join us for a SUNDAY afternoon of fun, family fellowship and

tasty �sh with all the �xings! Be at 2000 Aldersgate Road in

Little Rock from 11:30 a.m. to 2:30 p.m. on Sunday, October

7. Free shuttle will be available from the parking lot of

Baptist Medical Eye Center. Drive-Thru meals can be picked

up at the corner of Kanis and Aldersgate roads.

501.225.1444 • WWW. FACEBOOK.COM/CAMPALDERSGATEAR

Celtic Music Society; Khalil’s Pub, 110 S. Shackleford Rd., Little Rock; 7:00-9:00 PM; Free. call 501-224-0224.

FirsT & Third Wed.—ark. CelTiC musiC sOCieTY; Something brewing, 1156 Front St., conway; 7:00-9:00 PM; Free. call 501-602-5508.

Third Fri.—ark. river blues sOCieTY; cornerstone Pub & Grill, 314 Main St., North Little Rock; 8:00 PM; $3 members, $5 non-members. Call 879-833-3498.

DANCiNg

OCT. 11—arT OF mOTiOn: TangO; Arkansas Arts center (AAc), 9th & commerce St., Little rock; 7:00-10:30 PM; Free for AAc members, $10 non-members. An evening for both experts and beginners. No partner required. Starts with tango lessons; after the lessons, guests practice their new moves. call 372-4000.

FridaYs—COunTrY danCe sOCieTY, Park Hill Presbyterian, 3520 JFK Blvd., North Little Rock, 7:30-9:30 PM every 1st, 3rd, 5th Fri. No experience needed, all ages welcome. $4 for society members, $5 nonmembers. call 501-603-5305.

danCes and danCe lessOns aT bess sTephens COmmuniTY CenTer, 12th & cleveland Streets, Little rock:

COunTrY danCers; 7:00-9:00 PM, 1st, 2nd, 3rd Sundays (501-821-9353)

ballrOOm, laTin and sWing sOCial danCe assOCiaTiOn; 7:00-9:00 PM, 1st, 2nd, 4th Fridays (501-664-4268)

liTTle rOCk bOp Club; 7:00-9:00 PM, every Wed. (501-350-4712)

sQuare danCe, 2:00-4:00 PM, every thurs. (501-490-1197)

FridaYs—spa CiTY bOp and sWing danCe Club, VFW, 2231 E. Grand Ave., Hot Springs, 7:00 PM, 2nd, 4th 5th Fri., $2. Free lessons with $20 member-ship at 7:00 PM thurs. call 501-760-7375.

OCT.—QuapaW COmmuniTY CenTer dancing includes: ballroom lessons, thurs. 7:00-10:00 PM; clogging, tues & thurs, 8:30-11:00 AM; Line Dancing, Tues.& Thurs. 11:00 AM-noon; 500 Quapaw Ave., Hot Springs. Call 501-623-9922.

saTurdaYs—merrY mixers danCe Club; Coronado Center, Hot Springs Village, 1st Sat., 7:00-10:00 PM, $7.50; 3rd Sat., 7:30-10:30 PM, $10. call 501-922-1709.

saTurdaYs—burns park danCing; Burns Park Hospitality House, North Little Rock; polka, waltz and potluck supper; $10. Call 680-2994.

WednesdaYs—village a-Team sQuare danCers, coronado Community Center, Hot Springs Village, 7:30 PM; $5 for guests.

mOndaYs—sCOTTish COunTrY danCe sOCieTY, Park Hill Presbyterian Church, 3520 JFK Blvd., North Little Rock. Beginner’s class 7:00-8:00 PM; no experience or partner required; $5. call 821-4746.

CRAFTiNg

mOn.—kniTTing CirCle; roosevelt thompson Library, 38 rahling circle, Little rock; 1:00 PM. Free. All ages, all skill levels welcome. call 821-3060.

mOn.—kniTs & purls; Adolphine Terry Library, 2015 Napa Valley Dr., Little rock, 5:00 PM; Free, refreshments provided. call 228-0129.

Thurs.—FiddlesTiCks kniTTing grOup; Amy Sanders Library, 31 Shelby Dr., Sherwood; 1:00-3:00 PM; all skill levels. Free. call 835-7756

Fri.—pinnaCle pieCemakers QuilTing CirCle; roosevelt thompson Library, 38 rahling circle, Little rock; all skill levels; 10:00 AM. Free. call 821-0360.

OCT. 16—siT & sTiTCh; Main Library, 5th Floor, 100 S. rock St., Little rock; Noon-1:00 PM; all skill levels of knitting, croquet, embroidery; meets every 3rd tuesday; Free. 918-3000.

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Don Hale marked a milestone this year when he and his wife visited the beach. It wasn't

a first-time visit, but, “It was the first trip we took without our kids,” says Hale, 55.

Hale's owns the Diamond Agency and does tourism marketing for the city of El Dorado. The community is applying most of its marketing muscle toward visitors who, just like the Hales, no longer cast a watchful eye after youngsters or plan evening activities around an early bedtime.

“I'm at an age that is right in the center of the group we are targeting,” Hale says. “We're people who aren't strapped down by family commitments, we have the time to travel and the disposable income to do what we want to do.”

In the past, attracting families over spring

break or summer was the be-all for the tourism industry and it still represents a major portion of the state's travel dollar. However, baby boomers are rapidly gaining priority status with many communities, particularly those lacking the staple tourist attractions that tend to draw youngsters and their parents.

This year, the Arkansas Department of Parks and Tourism (ADPT) unveiled a new ad campaign that is the most pronounced over-ture yet to empty nesters. Dubbed “Grownup

Getaways,” one ad shows grandparents trav-eling with their toddler grandchildren while another shows mature people enjoying attrac-tions without the kids.

Nationally, travel and tourism represent a nearly $2 trillion economic impact and retirees are in the thick of it. According to the U.S. Travel Association, people born prior to 1946 took 21% of the 1.5 billion leisure trips in the U.S. in 2011. Those born between 1946 and 1954, took 15% of total leisure trips. Both groups averaged more than four vacations in 2011.

Both groups also account for 30% of the 458 million business trips taken in 2011, with older boomers averaging more than 10 business trips a year.

Mature travelers' place in the tourism picture is expected to grow. Travelers 47 and older accounted for well over half of both leisure and business trips in 2011, as well as their associated economic impact for local communities.

Arkansas hosted more than 23 million visi-tors last year with the largest percentage in the 55 to 64 age bracket, according to the ADPT 2011 Annual Report. And, visitors spent 4.3% more than in 2010.

It's no surprise that vacation providers are

angling for their piece of the demographic and its spending habits--from grownups-only cruise ships to special nostalgia concerts at amusement parks, complete with beer gardens. Arkansas is no exception, as evidenced by the lengths to which communities are going to attract the baby boomer vacation dollar, even in towns lacking some of the splashier vacation inventory such as a beach, major league sports or an amuse-ment park.

“When a family takes a vacation they have a certain budget they can spend on attractions and those have to appeal to a wide age range,” Hale says. “Where we excel is among people who are looking for more mature fare.”

Fayetteville's Convention and Visitor's Bureau (FCVB) has a paid staffer solely respon-sible for FCVB-sponsored bus tours in the area. Others are just starting to develop marketing plans specifically targeting retirees.

Little Rock is set to host major travel conven-tions in both 2013 and 2014, thereby exposing the city to tourism professionals from throughout the southern U.S. and elsewhere, including those specifically targeting seniors. Rogers has a new campaign targeting weekend shopping and lodging packages to help the city's flagging weekend visitor numbers.

Looking past the initial economic bang of travel dollars, is the additional benefit of poten-tial, new, retirement-age residents getting their first taste of Arkansas as vacationers. While some communities, such as Hot Springs Village, Bella Vista, Fairfield Bay and others were specifi-cally developed as retirement havens, with their own marketing machine to recruit new residents nationwide, most Arkansas destinations first enter the retirement home discussion after a visit to friends, a business trip or time spent vacationing in the area.

“In Hot Springs, we host more than a million visitors every year,” says Jim McAdams, 57, of ERA Rushing McAdams Polychron Realty of Hot Springs. “Our chamber of commerce has been proactive in offering alternative attractions for a more mature audience such as the balloon festival and monthly art walks. Plus, the local business community goes out of its way to make the visitor feel welcome and they remember that.”

TRAVEL n BY DWAiN hEBDA

Tourism Captures New Residents

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Bath House Row in Hot Springs attracts tourists who often become residents.

Vacation = Staycation


McAdams says while the number of out-of-state retirees moving to Hot Springs has dimin-ished, it has more to do with economic factors such as not being able to sell their house else-where. He also noted that out-of-state imports have largely been replaced with retirees from other parts of eastern and southern Arkansas.

However, sealing the deal with potential new residents means sustaining the kind of local entertainment options that brought vaca-tioners there in the first place. “Retired” doesn't

mean what it used to as more and more people remain active, social, independent and, in increasing n u m b e rs , eve n work part time. The communities hoping to attract them after retirement have to work to keep up.

“Retirees want to get out of the rat race,

but they also want to get out into nature, golf, take in a show, go out to eat and basically maintain a social circle,” says Ed O'Brien, 71, a real estate salesman with

Hutchinson Realty in Bella Vista, himself a trans-plant from Chicago 12 years ago. “Nobody goes into retirement to just sit around anymore.”

Retirees have the time to travel and the disposable income to do what they want to do.

Call CareLink at 501-372-5300 or 800-482-6359

make an appointment tomake an appointment to

Dee and Jim Younts get a Medicare Part D checkup at CareLink every year. They meet with a professional at CareLink — a local nonprofit that is not associated with any insurance plan — to determine the best Medicare Part D drug plan for their health needs and medications, which can change from year to year.

“It only takes about 45 minutes and the folks at CareLink are very helpful and friendly,” Dee said. “They ask us questions and put information into the computer. I highly recommend it.”

For many, choosing the best plan for their circumstances saves them money on out-of-pocket expenses all year long. Open enrollment of Medicare Part D drug coverage is Oct. 15 - Dec. 7, and appointments are available at the CareLink office and other selected locations throughout central Arkansas. There is no cost for the service.

www.carelink.org

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DorothyMorris


Morris works behind the scenes to support a raft of charitable programs and nonprofit organizations across Arkansas. The Morris Foundation’s supportive reach includes finan-cial support for a multitude of nonprofits that touch thousands of lives. The Foundation helps Garvan Woodland Gardens, Heifer Project International, the Arkansas Rice Depot, hospitals, the Winthrop Rockefeller Sculpture Project, AETN, Mid-America Arts Alliance and many others.

At the Governor’s Mansion event, Morris helped raise more than $100,000 for one of her favorite organizations: The Muses Creative Artistry Project. Led by New Orleans-born opera star Deleen Davidson, The Muses

Project is rapidly becoming an artistic force in Arkansas, hosting and producing concerts, workshops and musical collaborations. Morris says The Muses Project is a prime example of the promise of the “creative economy” and its role in job creation.

“Dorothy’s a person of passion; when she gets excited about something, look out! She’s a fabulous advocate,” Davidson says. Al Carney, Muses Project board chairman, agrees: “Dorothy takes an active role; she’s been instru-mental in the rapid growth of the organization, building our brand.”

The Muses’ goal of restoring Hot Springs’ Historic Hale Bathhouse is Morris’ newest passion. When complete, this long-empty

architectural gem of Bathhouse Row will be a vibrant venue and nexus for the arts. “A 220-seat concert hall, a black box theatre, performance and rehearsal studios—it’s going to be amazing,” Morris says during a recent visit to the Three Arts Café and Bookstore, the first phase of the Hale restoration. Celebrating its first anniversary in the Hale’s light-filled space, the café’s name refers to the performing, creative and healing arts central to The Muses’ mission.

Statuesque and always elegantly dressed, Morris’ possesses a disarming smile and infec-tious laugh. The source of her compassionate nature reflects her childhood in Malvern. When her mother developed multiple scle-

Shares Art of Giving Graciously

story anD photos By Denise Parkinson

Dorothy

On a recent evening at the Governor’s Mansion, an eclectic group of Arkansans gathered to honor Hot Springs philanthropist

Dorothy Morris and her work with the Morris Foundation. Naccaman Williams, director of special initiatives for the Walton

Foundation, saluted Morris’ “adventure capitalism;” Dr. Sally Carder, president of National Park Community College, calls Morris

“a servant leader;” others noted her knack for building partnerships to enhance philanthropy. At the close of the event, artist

Gary Simmons revealed his portrait of “Saint Dorothy,” hovering over Arkansas, complete with wings and a Razorback-red halo.

Morris


rosis--a disease that was both misunderstood and misdiagnosed back then--Morris became her mother’s caregiver. As sensitive children often do, she blamed herself. “I wondered, what have I done to my mother?”

Growing up in Malvern taught her about hard times

in an era before welfare and public assistance. “There was no safety net. We’d take vegeta-bles from our gardens and trade among families. Everybody just sort of helped each other. We didn’t have to speak of it--that’s just the way it was done,” she explains.

Morris says oppor-tunities to expe-

rience classical music and theatre were rare. She was a teen-

ager when she first attended a symphony concert, at Ouachita Baptist University. She says that deeply moving experience helped inform her goals for the Hale project.

“I wasn’t given those artistic opportunities, so when I moved away to a big city, it was eye-

opening,” Morris recalls. “I want to invest in something for the chil-dren in the arts so they can have a chance to learn from profes-sionals like Deleen. I want to give young people--especially from rural areas--an opportunity they wouldn’t get otherwise. We don’t have a central place for children to learn about the arts and develop their skills.”

Morris’ move to Dallas, after graduating from Malvern High School, plunged her into a career in real estate. After marrying her first husband in Dallas, she worked alongside him, learning every aspect of his business. Widowed while young, she longed to reconnect with family back in Arkansas, especially her sister Margaret Causbie, and take an active role in her young nieces’ lives.

Morris moved to Little Rock and embraced the role of Aunt Dorothy. She began raising schol-arship funds for women in busi-ness and medicine. “I discovered I have a philanthropic heart,” Morris says of this transitional time in the 1980s.

We don’t have a central place for children to learn about the arts and develop their skills.

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Medicare Savings Programs are state programs to help folks on limited incomes save money. The programs can pay some, or all, of your

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“I had taken the girls to buy Mother’s Day gifts, and they wanted to go

swimming at my apartment pool,” she recalls. “A gentleman in the building held the door for us, and we ended up sitting by the pool and talking for hours.” The gentleman was her retired neighbor, Walter Morris. Their friendship grew, based on a mutual love of philanthropy, and soon the pair was inseparable.

They wed in July 1988, and they spent their years together doing what they both loved. “We worked on grants, did site visits and board service.” When he died, she resolved to continue the work that gave so much meaning to their life together. Today, visitors to Lake DeGray State Park can enjoy the Walter Morris Chapel she had built in his memory.

“I can’t think of anything in town that’s worthwhile that she hasn’t been involved with,” says Ann Carrithers, long-time executive director

of Hot Springs Area Community Foundation. “She’s currently serving as our Board Secretary and never misses a meeting.” Along with friend and fellow philanthropist Don Munro, Morris spearheaded the Hot Springs Giving Circle, a group of dedicated citizens that direct resources to area needs. Hot Springs’ new “Forward Together” planning initiative is also in her crosshairs as she continues to seek community projects to support.

The Hot Springs Giving Circle’s success is due to Morris’ skill at forming partnerships. Far from the days when neighbors pooled the fruits of their gardens to help each other, the seeds sown are the same. “We can magnify our impact by combining our efforts,” Morris explains of the Circle’s philanthropy model. “We started in 2008 with nine members, now we have 13, and we target the needs of the community.”

In just four years, the Circle has given over $329,000 to projects ranging from disaster relief to area food banks, schools, hospitals, museums and children’s charities. Giving Circle members “think outside the box,” she says. They funded a solar-powered recycling compactor in downtown

State Senator Gene Jeffress talks to Hot Springs Village Democrats about why he wants to represent the 4th Congressional District.(Photo by Julie Alexander)

Hot Springs, one of only two in the nation.

“Thanks to the Giving Circle, we not only have solar-powered recycling, we power our trav-

eling information booth via solar,” says Hot Springs/Garland County Beautification Commission’s Executive Director Adam Roberts. The special system can be shared with other agencies to keep communica-tions going in an emergency.

With an eye to the future, Morris enjoys mentoring young people, noting the need for schools to educate students about philanthropy. She serves on the board of Kye-YAC International, a charitable foundation created by Kye Masino, a young man she has mentored. Morris smiles: “I look forward to great things from Kye.”

there was no safety net. Everybodyjust sort of helped each other.

Don Munro (left to right), Dorothy Morris and Bill Sample compare notes after “A Legacy of Giving,” a fundraiser for The Muses Project. Photo by Denise Parkinson.

* Offered by the Arkansas Department of Career Education/Arkansas Rehabilitation Services Division.©2012 Arkansas Relay. All rights reserved. CapTel is a registered trademark of Ultratec, Inc. Other marks are the property of their respective owners.

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SPECiAL FEATURE: MEDiCARE OPEN ENROLLMENT

October is an important month for people on Medicare. October 15 to December 7 is

Open Enrollment time, when you can change your Part D drug plan, Original Medicare or Medicare Advantage. Every year, plans change the services they cover and premiums they charge. It is especially important to evaluate all your options if your healthcare needs have changed during the past year.

“Seniors should seek out a reliable, trusted source for their Medicare enrollment informa-tion,” Executive Director of the West Central Ark. Area Agency on Aging Tim Herr says. “It’s extremely important that the source be well-trained, unbiased and objective. The Area Agencies on Aging across the state have trained case managers who can provide this service free of charge,” Herr says.

YOU hAVE ChOiCESThere are two ways to get healthcare coverage once you reach age 65. Original Medicare is a fee-for-service program run by the federal government.

Medicare Advantage (MA) plans are sold by private, for-profit insurance companies. They contract with Medicare to provide the same services as Original Medicare. However, many MA plans also provide additional services,

including prescription drug coverage so you do not need a separate Part D plan or a Medicare supplemental plan.

ORigiNAL MEDiCAREMost Arkansans (85%) choose Original Medicare, citing their choice to go to any doctor, hospital or other Medicare provider. During Open Enrollment, you can also switch from a MA plan back to Original Medicare.

Medicare pays 80% of your costs and you pay 20%. Private insurance that covers most or all of your 20% is called “medigap” or supplemental insurance.

There are three main options for paying your 20%:

• Buy a medigap policy from a private insurer to cover annual deductible and co-insurance. Medicare permits insurance companies to sell only 10 types of medigap plans, each with different benefits. Medicare requires each type to meet minimum standards so consumers can easily compare, for example, all C-level policies

offered by several companies.• If you qualify for Medicaid, or have limited

income and few assets or savings, there are state programs that help pay your Medicare premiums, deductibles and co-pays.

• If you have a retiree health plan from your former employer, use this to pay some of the costs Medicare does not cover. Many of these plans are less expensive than medigap policies.

Review Your Medicare Options Save money; get better services By Anne H. Wasson

Get free and objective Part D counseling from trained CareLink staff.

The Good Life Starts Here!

Crown Point Retirement Center and Assisted Living

501 South Rose • Sheridan, AR 72150870-942-4623

www.crownpointretirement.com

Crown Point Retirement is licensed by the state as an Assisted Living Level II facility. We can care for you or your loved one up to the level of care that forces many people into nursing homes.Assisted Living facilities are designed to respect the individual needs of those who require some assistance in daily activities, but do not require 24-hour skilled medical care.We have 5 different apartment options to choose from. Our caring staff is prepared to make you feel at home throughout changing health conditions.

We Accept Medicaid.


DRUg COVERAgEIf you have Original Medicare, you will need prescription drug coverage, called Medicare Part D. Private insurance companies sell these policies. Even if you don’t take a lot of drugs, consider getting a Part D drug policy when first eligible. If you wait, you may have a late enrollment penalty added to your monthly premium when you do join. The longer

you wait, the higher the penalty.

MEDiCARE ADVANTAgEIn Arkansas, about 15% of beneficiaries choose MA plans. The MA company sets the price for premiums, deductibles and co-pays; they decide what additional benefits to provide. Many MA plans charge an extra premium in addition to the Part B premium you continue to pay. MA members say they enjoy having all their health insurance in one policy, with one premium to pay.

MA plans restrict your choice of doctors, hospitals and other providers. You must use their network of providers or pay extra if you choose to go outside the network. These are called PPO or HMO plans.

The average Medicare Advantage (MA) premium in 2013 is expected to increase by $0.57 to $1.47 per month, depending on the plan’s total cost. The US Dept. of Health & Human Services says the average MA premium will be about $32.59 per month.

hOW TO gET STARTEDDon’t let the Open Enrollment period for Medicare overwhelm you. The process is fairly simple. If you need free and objective help to evaluate the plans and make a choice, it is available at your local Area Agency on Aging; or the Senior Health Insurance Information Program, part of the Arkansas Insurance Department; or from Medicare.

“We’re a local nonprofit, and we’re not associated with any insurance plan,” says CareLink Outreach Manager Debbie Gillespie. “CareLink counselors provide an objective review of your medications and the offer-

The Park at Whispering Pines makes senior living easy. With features like energy-efficient construction, a sparkling pool with sun deck, professional on-site management and 24-hour

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Maturearkansas

CELEBRATES • ADVOCATES • ENTERTAINS • EDUCATES

Look for our First Anniversary November Issue!PhilanthroPy at its Best

How not-for-profits depend on active retirees.How you can get involved.

Central arkansas monthly distribution —Find us in Pulaski, saline, Garland,

lonoke and Faulkner counties.


ings from Medicare Prescription Drug insurers to help you find your best plan for 2013. In the past, these reviews have saved some people hundreds of dollars each month.”

MAKE A LiSTSally Johnson, manager of benefit relations with the Arkansas Foundation for Medical Care, advises, “Make a list of all your medications so you can see what your costs would be under each plan. Even if you’re happy with your current plan, it’s a good idea to compare other plans, just to make sure you’re still getting the best deal.”

“Narrow your choices by considering what’s important to you. For example, if you want to keep our healthcare expenses steady throughout the year, look at plans that have a low deductible,” Johnson advises. “The time you spend now could mean money in your pocket in 2013.”

WhAT'S NEW FOR 2013The Affordable Care Act has made possible several key improvements in Medicare benefits that take effect in 2013:

• Three new health screenings will be avail-

able at no cost to you, if you receive them from a provider who accepts Medicare assign-ment. Free screenings include alcohol misuse counseling, an annual cardiovascular disease risk assessment with diet counseling, annual depression screening and obesity screening and counseling.

• The Annual Wellness Visit is available once a year to beneficiaries who have paid for Part B Medicare for 12 months or more, or 12 months after the Welcome to Medicare Preventive Visit. This is a free visit if your doctor accepts Medicare assignment. If your doctor performs extra services during this visit, you will have to pay for those.

What’s included: Medical history, health risks assessment, functional ability, level of safety, risk factors for depression, blood pres-sure, height and weight, written screening schedule, health counseling and referrals for health education and preventive counseling.

• Outpatient mental health care will become more affordable. After meeting your Part B deductible, you will only pay 20% of the Medicare-approved amount for visits to diag-nose a mental health condition; only 35% for outpatient treatment, such as psychotherapy.

PRiCES REMAiN CONSTANTThe Affordable Care Act (ACA), has protected Medicare from significant cost increases and reductions in benefits over the past three years. This has stabilized the out-of-pocket healthcare spending by Medicare beneficiaries.

The 2013 Original Medicare premium is expected to remain at 2012 levels. Benefits and available services are also stable.

The average cost of a basic prescription drug Part D plan premium is projected to be $30 a month.

MORE DRUg BENEFiTSBeneficiaries will see further reductions in their out-of-pocket drug costs in 2013, thanks to the Affordable Care Act (ACA). The US Dept. of Health and Human Services (HHS) says 5.4 million beneficiaries have saved over $4.1 billion on their prescriptions since healthcare reform (ACA) was enacted.

The following changes in Medicare’s Part D prescription drug plans will be effective Jan. 1, 2013:

• Part D deductible will increase $5 to $325. This is what you have to pay before the plan pays for your prescriptions.

This sample screen shot from Medicare Plan Finder shows how to use this consumer-friendly tool. This is NOT an endorsement of any plan.

FRAME 1: COMPARE THE JANuARy ENROLLMENT PRiCEThe January Enrollment amount is the best estimate of cost. it includes the monthly premium, medication co-payments and the deductible. Do not pick a plan based solely on the monthly premium. The medica-tions you take will affect the price you pay for the year as much as, sometimes more than, the monthly premium. EnvisionRxPlus Silver plan has the lowest monthly premium but highest January Enrollment (means annual cost) and highest deductible. you pay the first $320 out-of-pocket. The WellCare Classic plan has the lowest January Enrollment based on the medications entered. Though it is the least expensive, it has a $320 deductible. if you can’t pay the first $320, consider the AARP MedicareRX Preferred plan with no deductible.

SPECiAL FEATURE: MEDiCARE OPEN ENROLLMENT


• Higher-income beneficiaries will pay higher Part D premiums, as they currently do for Part B premiums. Fewer than 5% of all Medicare beneficiaries will pay extra, determined by your income tax return from two years ago. For example, if you filed a joint tax return showing $170,000 to $214,000 in annual income ($85,000 for single filer), you will pay $11.60 more per month.

T h e S o c i a l S e c u r i t y Administration will notify you if you are subject to this increase.

• Individuals receiving home and community-based services (HCBS) who are both Medicare and Medicaid eligible, will not have cost-sharing for Part D-covered drugs. They would have to qualify to be in a nursing home if not receiving HCBS.

• Medicare will pay for two previously excluded drugs: Benzodiazepines and barbitu-rates, but only if prescribed for treatment of epilepsy, cancer or chronic mental disorders.

• If you live in a nursing home or other long-term care facility, Part-D name-brand drugs will be dispensed in 14-day increments (except antibiotics), instead of a 30-day supply, to save money on unused drugs.

• Once you enter the coverage gap, you will only pay for 47.5% of the cost of name-brand drugs and only 79% of the cost of generic drugs.

• Part D plans ranked by the Centers for Medicare and Medicaid Services (CMS) as “low-performing” (a rating of three stars or less for three years), will not be included in the online Medicare Plan Finder. You will have to contact the plan directly to enroll. Individual plan ratings are listed on the Medicare Plan Finder only, not in your Medicare & You hand-book.

If currently enrolled in a low-performing plan, CMS will send you a letter telling you how to enroll in a higher quality plan, if you choose.

In the Little rock area, call careLink at 372-5300; toll free 800-482-6359.In the Hot Springs area, call West Central Arkansas AAA at 321-2811; toll free 800-467-2170. Senior Health Insurance Information Program (SHIIP); 800-224-6330 or email [email protected] Security, which administers Medicare, ssa.govcenters for Medicare and Medicaid Services, administers Medicare and Medicaid, cms.gov/center/

openenrollment.aspMedicare Plan Finder--Lists all relevant information you need to evaluate each plan. Go to medicare.gov/

find-a-planMedicare & You Handbook, on-line at medicare.gov/publications

FoR MoRe InFoRMatIon

Little Rock1121 S. Bowman Road, Suite C-7Little Rock, AR 72211(501) 455-9999

Conway1810 East Oak Street, Suite AConway, AR 72032(501) 328-0202

Hot Springs315 Section Line Road, Suites C-DHot Springs, AR 71913(501) 525-1188

See our website for more locations!www.birdandbearmedical.com


As temperatures begin to fall across Arkansas, hikers and photographers are looking forward to the beauty of autumn

trails. My favorite, an easily accessible trail for experiencing the fire-works of the changing leaf colors, is the two-mile loop created by the Mountain Top and West Mountain Trails in Hot Springs National Park. It is a perfect mix of deciduous trees weaving a tapestry of vibrant colors below towering pine trees. Nature’s art gallery unfolds with every step along this trail.

Beginning in October, each week reveals different color changes within the forest. Yellow is the first to appear as a golden glow washes over West Mountain. As late as November, orange and pink slowly bleed into the gold of October. In the final weeks, as temperatures drop, more red and burgundy add to the symphony of luminosity. The transition often includes multiple colors within a single leaf.

On West Mountain Drive there are two overlooks with views of Hot Springs, the National Park and surrounding Ouachita Mountains. The overlooks provide benches and parking for hikers. At the midway overlook, your hike will begin and end on the West Mountain Trail. From the top overlook, your hike begins and ends on the Mountain Top Trail. Maps are available at the Fordyce Bathhouse on Central Avenue and online at www.nps.gov/hosp/index.htm.

The direction you take on the trails will determine the difficulty. If you walk clockwise, the trail has a steep incline on the climb up. Walk the trail counter clockwise and use switchbacks for a less stren-uous climb. For a longer hike, use the Canyon Trail beginning next

hike in a Tapestry of Vibrant Colors

hiKiNg WiTh LEE hiLLER

An array of autumn color awaits West Mountain Trail hikers. Photo by Lee Hiller.

Fall is the perfect sea-son for gardening! Try planting a fall

vegetable or herb garden in several large containers to minimize bending, kneeling and building up the soil.

First, choose a planter at least 24 inches in diameter and 18 inches deep to hold several plants and have room for root growth. It should have at least one drainage hole, an inch in diameter. Add a couple of inches of drainage rock to the bottom, cover the rock with weed fabric and add soil.

A high quality potting soil without water controlling crystals is a good choice. The light density will allow roots to establish quickly. Adding sphagnum moss and perlite give the soil good water regulating qualities. Add earthworm castings for extra nutrients and soil-building qualities.

A low-care planter could contain evergreen herbs such as rosemary, accented with Swiss chard, a beautiful green. Punch up the visual effect with pansies or violas.

Try a second planter filled entirely with cool season plants such as a variety of lettuces, spinach, kale, broccoli, turnip greens, garlic and onions. It is too late in the season to con-sider seeds so visit local garden centers for potted plants. Root crops such as carrots, parsnips and beets do well in the cool season but should be started by seed in August or September. Transplants are hard to find.

Frequent watering is needed for successful container gardens, but it quickly leaches out nutrients. At planting, use a good starter fertilizer such as Bio-Tone Starter Plus that contains beneficial bacteria, humates and mycorrhizae for fast root establishment. Feed monthly with Espoma Garden-Tone, and bi-weekly with a natural, liquid fertilizer such as LadyBug John’s Recipe. Grow…eat…enjoy!

Ms. Gibson is a horticulturist with The Good Earth Garden Center in Little Rock.

Easy FallGardEninGBy Jennifer Gibson

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15601 Cantrell Road • Little Rock(501) 868-4666 • www.thegoodearthgarden.com


hike in a Tapestry of Vibrant Colors

hiKiNg WiTh LEE hiLLER

to Mountain Valley Water on Central Avenue to connect with the West Mountain Trail at the first overlook.

Either hike is perfect for autumn, when the skies are clear or on a foggy morning. The east s ide of West Mountain trail receives the first light of day creating a glowing canopy of color for a memorable morning hike. Light passing through the tightly packed leaves of oak, hickory, maple and sweet gum trees paints the forest trails in a spectacular mix of hues. On the west side of the mountain, short-leaf pines rise high above the trail and the colorful hardwood leaves appear as vibrant confetti flickering on the cool breeze. The contrast against the pines in the muted light is both subtle and breathtaking.

The autumn show on West Mountain, beginning in October through late November, creates an ever changing display. Don’t let the weather dictate when you hike as blue or grey skies and fog intensify different colors. This is an ideal hike for singles, couples, and families to spend a morning or afternoon in the mountains. The constantly changing colors will draw hikers and photographers to enjoy nature’s paintbrush in a forest canopy.

Trail head: Midway Overlook and Mountain Top Overlook

Points of interest: Colorful leaves and views of valley, mountains and city

Level: Moderate/Rugged Duration: 1-3 hoursFootwear: BootsWheelchair Access: No Parking: Free, at the overlooks

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Whew! The lawn is lovely, your vacation photos are digitalized, and the grand-

children are in school. Could it possibly be your turn for a bit of attention? WHAT a concept! Put yourself at the top of the “To Do” list, toss the tatty tee-shirts and flirt with the fun and flair of fall fashion.

Focus on fabulous finds to fire up your basic gear. Fall’s signature is big or bold: A captivating coat, a medieval neck collar, a giant brooch, a stunning patterned handbag, a variegated long cardigan, a fringy-fab scarf. Make a fashion state-

ment with a love-at-first-sight piece of magic.

Free yourself to a world of whimsy and exotic detail. Add a sheer whisper of lace to a hard-edged jacket. Bravely put a neon hanky or tie with a weary suit. Buy that girly print blouse that caught your eye. Fall fashion juxtaposes soft with structure and shine at every turn.

Feel the flutter of luxury with luscious leather in every category: Vests, skirts, cinch belts, fedoras, dusters and even liquid leather leggings will be seen on the sleek and chic.

Wrap your delicious leather with rich tweeds, faux fur or rock-star-wild denim.

French-fire and Brit-grit lead your color story this Fall. Rich, regal and raging reds abound; with royal, emerald, topaz, teal, purple and orange closely behind. Base colors are charcoal, olive, taupe and the usual suspect, black. Rejoice in the energy of color in pants as well as in tops and jackets.

Flow with feminine mystique and dress mono-chromatically. Shoulder to trouser or

skirt in your best color is slimming and spectacular this fall, especially when wrapped with a contrasting scarf or finger-tip jacket.

Flirt with flash! Finesse a fancy watch, befriend a furry handbag, rock a vermillion vest, snap on a ferocious wrist cuff. Be bold, even when wearing your ever-wonderful black basics. Enjoy compliments by featuring one star item in your ensemble.

Flaunt your inner “skinny.” Flip on some slim-leg corduroys, jeans, “jeggings” or leather leggings and get your “sleek” on. Skinny-shy? Trim, tailored trousers are hot, especially in color, taupe or olive. Watch proportion carefully to accentuate your most posi-tive figure-points. Always remember to check yourself in a full-length mirror.

Finish with a flourish! Create the fiercest style with fall accessories such as peek-a-booties, textured tights, vintage gloves, bright-boxy bags, print pashminas, kitschy cameos and snappy chapeaux. It’s not how you start your fall adventure, it’s how you finish your new fashion-fresh fling!

Don’t follow...Lead it and love it this fall.

Rita Mitchell Harvey, former owner of Elle, loves keeping an eye on all things fashionable.

hERE'S LOOKiNg AT YOU! n BY RiTA AND ThE FAShiONiSTAS

Find YourFall Fashion Fling

Across 1 Vigorously

pursuing something

5 Huggers 9 Parisian pig13 Vein glory?14 Bilgewater15 Profess16 Popular kind

of 31- and 37-Across

18 Das ___ Testament

19 Christmas in Italia

20 Excavation locale of an ancient Egyptian capital

22 French composer Saint-Saëns

23 “Look at the facts!”

24 First of its kind?25 “Marvy!”

26 Droughty30 Real stunner?31 With 37-Across,

dairy aisle purchase

33 Tee sign abbr.34 Traffic caution37 See 31-Across38 Gold diggers40 He goes to town

in a 1936 movie45 Draw ___ on46 1997 title role

for Peter Fonda47 ___ Diggory,

young wizard in the Harry Potter books

49 It’s more than the sum of its parts

52 Currency pegged to euros

53 It may be hard to prove in court

54 Muddlement

55 Holder of 31- and 37-Across

58 Pair in a dead man’s hand

59 Feeling of gloom60 “Je vous en

___”61 Predilection62 Dick Cheney

and George W. Bush, for two

63 Actor George of “CSI”

Down 1 Big-nosed

character of 1980s TV

2 Home wrecker 3 Visionary 4 Start of a round 5 Even a tiny bit 6 Actress Blakley

of “Nashville” 7 Rangers’ home

in N.Y.C. 8 Stack of papers 9 Cure-all10 One way to

prepare 31- and 37-Across

11 Together again12 They make

things up17 “Too-Ra-Loo-

Ra-Loo-___” (Irish lullaby)

21 What a young buck might want to prove

22 Object of some whistles

27 Desperate

28 Short marsupials?

29 “___-hoo!”

30 Less than fair

32 Pah lead-in

34 Precisely

35 Longtime Las Vegas entertainer

36 Number of 31- and 37-Across in a 55-Across

39 Wholehearted41 One of the

Muses42 South Korean

model43 Arm raiser44 ___ for life

48 Brunch item

49 Tenor Beniamino ___

50 S.A.S.E.’s, e.g.

51 Stop: Abbr.

56 Partner to do-si-do with

57 Wii forerunner

Puzzle by Stu Ockman

For answers, call 1-900-285-5656, $1.49 a minute; or, with a credit card, 1-800-814-5554.Annual subscriptions are available for the best of Sunday crosswords from the last 50 years: 1-888-7-ACROSS.AT&T users: Text NYTX to 386 to download puzzles, or visit nytimes.com/mobilexword for more information.Online subscriptions: Today’s puzzle and more than 2,000 past puzzles, nytimes.com/crosswords ($39.95 a year).Share tips: nytimes.com/wordplay. Crosswords for young solvers: nytimes.com/learning/xwords.

ANSWER TO PREVIOUS PUZZLE

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E V A C F R A N C A G F AH E X A A R D O R L O A MS A L V E T R A D E L O K I

L E E S O S M O S I SA L P T O P C O V E R S

B S M T H O P E R E FO T I S I R T P A R L O RT A R A L T E R O N E L OH Y A T T S D E N P S I S

C H O D I A Z A H O YP A L I N S I N D I A NS T E R E O S S A A BA L B S F A L K J A C K E TT A R T T R U E R H I V ES W A Y Y M C A S E N Y A

The New York Times Syndication Sales Corporation620 Eighth Avenue, New York, N.Y. 10018

For Information Call: 1-800-972-3550For Thursday, October 4, 2012

Edited by Will Shortz No. 0830

ACROSS

1 Tomfoolery

10 Xerox rival

15 Real soon

16 One who comes from Qom

17 Pick, of sorts

18 Guilty gang

19 Mardi Gras, for one: Abbr.

20 Observant individual

21 These, to a Tico

22 Jazz setting

24 Yarn

26 Cool red giant

28 Adherent of the clockwork universe theory

29 Schlemiel

30 Out of practice?: Abbr.

32 Letters after Sen. Charles Schumer’s name

33 Quote lead-in?

34 What a horse kicks with

38 Prepares

40 Anita of song

41 Super ___

43 Little jerk

44 Lid for a laddie

45 Zest providers

47 “Check,” in cards

51 Common images on stamps

54 See 58-Across

55 Moral creator

56 Canal-clearing tube

58 With 54-Across, something worn on a road trip

59 Antelope with lyre-shaped horns

60 Be able to sue, say

62 Doesn’t keep off the grass?

63 Introductory offers

64 Material named for a country

65 Special elevator?

DOWN

1 Break

2 Places for jacks

3 Eye with awe

4 Cigna offering

5 Couple

6 Reply of denial

7 Brought home

8 Prepared to give a ring, say

9 Like much flatware

10 At maximal maturity

11 “___ perplexed with a thousand cares”: Shak.

12 They often include balloons

13 Being displayed conspicuously

14 Diva’s conspicuous display

23 Rugged

25 Hitherto

27 Kind of denom.

31 Halfhearted

33 Accouterment for Fred of “Scooby-Doo”

34 Barely-there bottoms

35 Simple challenge

36 Junior, e.g.

37 One may follow the news

39 It might take the cake

42 Cuban coin

45 Digestive enzyme

46 Obama energy secretary Chu

48 Leavening agent, briefly

49 Rubber

50 Mother ___

52 Rubber-___

53 A real dummy

57 Site of many London hangings

61 No-goodnik

Puzzle by Jeff Chen

For answers, call 1-900-285-5656, $1.49 a minute; or, with a credit card, 1-800-814-5554.Annual subscriptions are available for the best of Sunday crosswords from the last 50 years: 1-888-7-ACROSS.AT&T users: Text NYTX to 386 to download puzzles, or visit nytimes.com/mobilexword for more information.Online subscriptions: Today’s puzzle and more than 2,000 past puzzles, nytimes.com/crosswords ($39.95 a year).Share tips: nytimes.com/wordplay. Crosswords for young solvers: nytimes.com/learning/xwords.

ANSWER TO PREVIOUS PUZZLE

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S I T T I N G DUCK N O D E A LO N E S C O O P A X I L L AA N D R E T T I S L A L O M

S E A N S I R E N EDUCK W A L K S P E K I N G DUCKS O N I A S H A R E SO N S E T H I R E T W O DU K E E G O T R I P A Y EP A L O A U T O L A R V A

B E L L O W E N D E DDUCK B I L L E D D A I S Y DUCKP A N A M I M S E TO R A T E D O N T H E D O TN E W E R A N O R E A L L YD R E S S Y GOOSE B E R R I E S

The New York Times Syndication Sales Corporation620 Eighth Avenue, New York, N.Y. 10018

For Information Call: 1-800-972-3550For Friday, September 7, 2012

Edited by Will Shortz No. 0803


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