infogrid®-bank3d core parkway · customers a quick & comprehensive access to their accounts....

TITLE TEXTINFOGRID®-BANK3D CORE Fact Sheet

InfoGrid®-Bank3D is a robust, secure, service-oriented, multi-tenancy electronic banking framework on which various corporate & retail

banking solutions are plugged. InfoGrid®-Bank3D delivers 3-Dimensional focus on the bank, the bank’s corporate & retail customers.

It provides requisite security, abstraction and customization.

What is InfoGrid®-Bank3D Core?

InfoGrid®-Bank3D Core - Fact Sheet

Through purposeful investments in technology, business domain research & development we have evolved the platform to solve challenges faced by African banks in providing cash management

solutions to their corporate customers. The growing sophistication of the corporate and retail banking customers across Africa in a dynamic technological age has placed a great burden of responsibility on

the banking and financial services industry to provide veritable value-adding services to customers. Our cutting edge platform, deliver cash management solutions on InfoGrid®-Bank3D core, that are

fully integrated and inter-operate on an in-country & regional scale.


Multi Affiliate Framework: Support for multiple institutions/affiliates on a single distributed architecture across the continent, facilitating inter business transacting.

Multi-channel Framework: Support for multiple delivery channels, default channels being in-branch and web channels. Other supported channels include mobile, ATM, POS & Kiosk

Exchange Control Module: Provides a hierarchical matrix for configuring exchange control regulations (transaction limits, velocity limits, required documentation, fees, terms & conditions) on a; Region-Region basis (UEMOA, WAMZ, CEEAC, NGR, SADC) Country-Country basis (overrides region-region regulations) Payment/Collection Scheme basis (overrides country-country regulations) that serves as the bank bone for inter regional funds transfer module as well as other inter affiliate transactions, helping corporate comply with central bank regulations cross-country.

Key Features of InfoGrid®-Bank3D Core


System Administration: Supports system attribute definition on the system such as; holiday period, lock out time, transaction processor failover etc, allowing for robust and flexible system usage.

Transaction Processor Adapters/Flexible Payment Routing: Supports integration to multiple transaction processors through the use of adapters. The retry/failover path for transaction routing is automated as configured.

Transaction Accounting Sub-system: Provides functionality required to pass relevant accounting entries relating to payment & collection transactions into requisite & pre-configured system accounts.

User Administration Supports user role & user hierarchy definition on the system allowing for robust and flexible user administration.

Reporting: Supports detailed and configurable reporting on the platform, helpful for reconciliation purposes.

Corporate Service Portal: Accessible over the internet, the Corporate Service Portal (CSP) serves as corporate banking platform for corporate customers to access the InfoGrid platform. It allows them to administer cash management transactions such as monitor, view and download reports on revenue collections done on their behalf through the different bank channels across the different bank affiliates, as well as administer their payment (disbursement) process.

Bank Service Portal


InfoGrid-Bank3D® Global Cash Management: A convenient, secure online banking solution that gives customers a quick & comprehensive access to their accounts. It allows for setup, monitoring, administration of, & transacting from, your accounts. It is also fully mobile enabled, thus customers can transact on-the-go.

InfoGrid-Bank3D® Payments: A robust workflow driven corporate payments (Salary, Vendor, B2B, and invoice) & Fund Transfer administration solution built to allow for effective streamlined payments to any category of recipient on the fly.

InfoGrid-Bank3D® Collections: A comprehensive revenue collections and receivables management solution that enables corporates consolidate their customer orders & inflows, with support for traditional in-branch channel, as well as web, POS and direct debit channels (see Collection - hyperlink to the solution page).

Solutions on InfoGrid-Bank3D®

InfoGrid-Bank3D® Retail Internet Banking: A convenient, secure online banking solution that gives customers a quick & comprehensive access to their accounts. It allows for setup, monitoring, administration of, & transacting from, your accounts. It is also fully mobile enabled, thus customers can transact on-the-go.

InfoGrid-Bank3D® Funds Transfer: A robust multi-channel Person-to-Person (P-to-P) remittance and funds transfer solution that provides for the seamless processing & administration of funds transfer transactions originating from channels such as Web, Mobile phones, ATM terminals, bank branches & Agent locations (see Funds Transfer - hyperlink to the solution page).

InfoGrid-Bank3D® Liquidity: A robust sophisticated bi-directional cash concentration/pooling solution across multiple bank account structures - inter-bank, domestic & international. It enables corporate customers consolidate all corporate accounts including subsidiary business accounts in an automated fund sweeps with rules to govern them.


InfoGrid-Bank3D® Global Cash Management: A convenient, secure online banking solution that gives customers a quick & comprehensive access to their accounts. It allows for setup, monitoring, administration of, & transacting from, your accounts. It is also fully mobile enabled, thus customers can transact on-the-go.

InfoGrid-Bank3D® Payments: A robust workflow driven corporate payments (Salary, Vendor, B2B, and invoice) & Fund Transfer administration solution built to allow for effective streamlined payments to any category of recipient on the fly.

InfoGrid-Bank3D® Collections: A comprehensive revenue collections and receivables management solution that enables corporates consolidate their customer orders & inflows, with support for traditional in-branch channel, as well as web, POS and direct debit channels (see Collection - hyperlink to the solution page). InfoGrid-Bank3D® Retail Internet Banking: A convenient, secure online banking solution that gives customers a quick & comprehensive access to their accounts. It allows for setup, monitoring, administration of, & transacting from, your accounts. It is also fully mobile enabled, thus customers can transact on-the-go.

InfoGrid-Bank3D® Funds Transfer: A robust multi-channel Person-to-Person (P-to-P) remittance and funds transfer solution that provides for the seamless processing & administration of funds transfer transactions originating from channels such as Web, Mobile phones, ATM terminals, bank branches & Agent locations (see Funds Transfer - hyperlink to the solution page).

InfoGrid-Bank3D® Liquidity: A robust sophisticated bi-directional cash concentration/pooling solution across multiple bank account structures - inter-bank, domestic & international. It enables corporate customers consolidate all corporate accounts including subsidiary business accounts in an automated fund sweeps with rules to govern them.

InfoGrid-Bank3D® netPay: netPay is Parkway’s web payment gateway that provides support for direct and real-time integration to card/payment processors as well as e-Commerce sites in order to enable the transaction acquirer, acquire transactions made online to its corporate customers.

Solutions on InfoGrid-Bank3D® continued


• Robust technology platform that factors in the peculiarities of the African banking space, and solves challenges faced by African banks in providing cash management solutions to their corporate customers. Already extensively used across 30 African countries

• Consolidate different cash management services into a single platform to deliver unparalleled value and ease-of-use to customers.

• Consolidate your multi-affiliates into a centralized global platform, helping corporates manage their acitivites across their subsidiaries.

• Provides powerful, meaningful and relevant financial management information services to customers pooled from interplay of cash management services.

• Easy adaptability – over 3000 unique corporate customizations currently profiled on the platform • Easily adoptable - An easy-to-understand/easy-to-use platform that helps you onboard many corporates and

reduce the learning curve for your support personnel & corporate customers, with no hand holding! • Domesticated solution – we are on ground and flexible to work with you to customize the platform and have it

tailor made to what your customers really need. Much less implementation/customization required • Faster go live – average implementation/deployment timeline is 2months • Top notch, hands-on support, local teams supporting the bank. We support you to meet up with dynamic

market changes/growth • Sophisticated solution, compares favorably with financial systems around the world. • Lock in your customers as they grow with you. Retain over 50% of your customers' businesses • Generate revenue from premium rated value added services • Add to Brand equity, improve perception

Key Benefits


Relevant Business Needs • Cash Management Services • Digital Banking Services • Financial Inclusion • Channel Solutions


Relevant Business Segment • Corporate banking • SME banking • Retail banking • Youth banking • BOP banking


About Parkway Parkway is a leading financial technology provider creating modern banking experiences, proudly developed by Africans and delivered through Africa’s leading banks to businesses and individuals across the continent. Parkway provides simple, intuitive, end-to-end corporate, retail and transaction banking solutions. Our core platform and service offering for government agencies, large corporates and small / medium enterprises (SME) enables our partner banks expand market share and build stronger relationships with businesses across the continent. Our youth banking and bottom of the pyramid (BOP) banking offerings take consumer engagement to a whole new level creating compelling opportunities for customer acquisition, retention and dominance in the African retail banking space.

infogrid®-bank3d core parkway · customers a quick & comprehensive access to their accounts....

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