Mobile World Congress 2014:A Look Back At Key

Payments AnnouncementsBarcelona, Spain – Feb. 24-27

Mobile PlatformMasterCard’s C-SAM Acquisition

What C-SAM Is: A consumer-oriented mobile payments/loyalty/banking/bill-pay platformWhat C-SAM Does: Powers commercial mobile-payments services in multiple countriesWhy Deal Matters: MasterCard hopes C-SAM will help it hasten mobile-payments growth globally

Telco Mobile PaymentsMasterCard Deal With Vodafone, Deutsche

Telekom, Telefonica Deutschland

What Deal Does: Helps lead to development of new mobile-payments platformWhy It’s Important: The three German telecoms account for 80 percent of domestic marketWhy Deal Matters: Expands MasterCard’s presence in one of Europe’s biggest economies.

Digital PaymentsMasterCard MasterPassIn-App Payments Launch

What MasterPass Does: Consumer-oriented payments/transaction platformHow It Works: Stores payment card credentials for fast and easy paymentWhy It Matters: Broadens potential use of MasterCard’s digital wallet to numerous mobile apps

Mobile BillingPayPal, Deutsche Telekom Carrier Billing DealWhat Deal Does: D.T. customers can pay bill and buy digital goods via PayPal with their accountsChief Benefits: Gives PayPal market exposure in Central Europe and other parts of the European UnionWhy It Matters: Represents major PayPal development in mobile carrier-billing deployment

Wearable PaymentsPayPal, Samsung Wearable Payments Collaboration- What Deal Does: Embeds a PayPal payment app in the

Samsung Gear 2 smartwatch- How It Works: Enables fast and easy mobile payment,

promotes the popular use of smart wearables- Why It Matters: PayPal becomes the first payment

provider to partner with Samsung on wearable technology

Mobile EMV Acceptance

Point, Handelsbanken SMB mPayments Deal

What Deal Does: Enables Swedish retailers and micromerchants to accept mobile paymentsHow It Works: Promotes use of EMV-compatible mobile devices in Nordic marketWhy It Matters: Empowers region’s small and midsize businesses to manage mobile payments and services

Mobile Security

Samsung Galaxy S5 Smartphone Fingerprint Reader

What Product Does: Includes fingerprint scanner for mobile access, payment authentication.How It Works: PayPal partnership involves use of fingerprint scanner to authenticate user for paymentWhy It Matters: Represents second major debut in past year of biometric-enabled smartphone.

Mobile Authentication

MasterCard, Syniverse Deal For Traveler Authentication- What Deal Does: Provides a simple mobile-authentication

solution for international travelers- How It Works: Promotes the use of mobile devices as a form

of payment authentication through geolocation- Why It Matters: Prevents travelers from having their

transactions rejected while abroad

Mobile mPOSROAM Adds EMV Chip & PIN To

mPOS PlatformWhat Deal Does: Enables existing mPOS solutions to include chip & PIN acceptanceHow It Works: Promotes greater adoption of smart card payment security Why It Matters: Corresponds with growing role of chip & PIN authentication