CATTLE INSURANCE

CATTLE INSURANCE Cattle and livestock are the bread and

butter for billions of farmers in India and cross the world. With this regard the insurance policy covers animals such as cows, buffaloes, bullocks, sheep and goats owned by the different individuals and which are used for commercial and for personal purposes against the risk of permanent total disablement or death due to accident and/or any diseases which the animal may contract during the policy period.

WHAT DOES THE POLICY COVERS?

The policy covers death caused by:

Accident inclusive of fire, lighting, flood, storm, hurricane, earthquake, cyclone, tornado etc.

Diseases contracted or occurring during the period of the policy.

Surgical operation. Riot and strike taking place

which cause to death.The policy also provides

cover against permanent total disablement suffered by the cattle due to any accident or illness.

WHAT POLICY DOESN’T COVER?

The policy does not cover the following: Willful injury or neglect, overloading,

unskillful treatment or use of animal for purpose other than stated in the policy.

Accidents occuring and/or diseases contracted prior to commencement of policy period.

Intentional slaughter of the animal. Theft and clandestine(done

secretly) sale of the insured animal. War, invasion etc. Any accident, loss/destruction

caused by nuclear weapon. Death of the insured animal covered

under the policy due to diseases or any within 15 days from the date of commencement of the policy.

COMPANIES

RELIANCE CATTLE INSURANCE POLICY

THE NEW INDIA ASSURANCE CO. LTD

(Wholly owned by the Govt. of India)

HDFC ERGO

IDENTIFICATION OF INSURED ANIMAL

Ear tags made of suitable material are applied to the ear of the animal and the code number is entered into the veterinary health certificate.

Photographs of animals may be insisted by the insurance company in case of high value animal.

APPLYING PROCEDURE

Animal within a specified age groups are accepted for insurance.

Sum insured under the policy will be the market value of the animal.

The sum of money paid for compensation by the company is limited to 75% of sum insured.

CLAIM PROCEDURE

Duly completed claim form. Death certificate obtained from

qualified veterinarian. Postmortem report if required by

the company. Ear tag applied to the animal

should be surrendered. The condition of “ NO TAG-NO CLAIM” will be applied if the tag is not surrendered.

THANK

YOU