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Metro Business PulseQ4 2013

A quarterly ranking of U.S. cities based upon business credit

Industry: Construction

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What Is the Experian Metro Business Pulse?

This analysis is a snapshot of business credit scores focused on top metropolitan areas. These rankings are based on December 2013 data. The complete study covers key credit statistics for industry groups including:

• Agriculture• Business Services• Communications• Construction• Educational Services• Finance• Health Services• Hospitality• Insurance

• Legal Services• Manufacturing• Public Services• Real Estate• Retail Trade• Transportation• Utilities• Wholesale Trade

View Full Online Study

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Which metropolitan areas were included in the analysis?Metropolitan areas included were in the top 25th percentile based upon the number of businesses in each major industrial group.

How were the metropolitan areas ranked?Each metropolitan areas included were ranked on how well they scored in each of the following credit categories compared to the rest:

Risk Score — The average Experian IntelliScorePlusSM risk score of the businesses (100 indicating lowest risk and 1 indicating highest risk) in a metropolitan area

Days Beyond Terms — The weighted average number of days that business payments are past due in the metropolitan area (The lower the weighted average number of days the better)

Delinquency — The average percentage of delinquent dollars for businesses in the metropolitan area (The lower the percentage the better)

Bankruptcy — The average rate of businesses filing for legal protection under Chapters 7, 11, 13 or 15 of the bankruptcy code in the metropolitan area (The lower the percentage the better)

Report Methodology

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Overall: Risk Score Top Five Metropolitan Areas

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Overall Days Beyond Terms Top Five Metropolitan Areas

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Overall Delinquency Rate Top Five Metropolitan Areas

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Overall Bankruptcy Rate Top Five Metropolitan Areas

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Construction: Risk ScoreTop Five Metropolitan Areas

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Construction: Days Beyond TermsTop Five Metropolitan Areas

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Construction: DelinquencyTop Five Metropolitan Areas

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Construction: BankruptcyTop Five Metropolitan Areas

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Bottom Metropolitan Area Scores

To access the bottom scoring metropolitan areas go to our web site:

Click Here For Bottom Five

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Download the Experian/Moody’s Analytics Small Business Credit Index

Small-business credit conditions improved for the fourth consecutive quarter in the final three monthsof 2013. The Experian/Moody’s Analytics Small Business Credit Index advanced 1.2 points to 117 from arevised 115.8 (previously 118.5*) in the third quarter. The fourth quarter reading is the highest since datatracking for the index began and is a solid indication that small businesses are finally reaping some of thebenefits of the nearly five-year-old U.S. recovery.

Executive Summary

• Find out what factors lifted the credit index by 1.2 points

• Gain deeper insights into construction industry delinquency rates

• Find out what industries are leading the economic recovery

• Identify regional small-business credit patterns

Gain Key Insights From This Report:

Download Small Business Credit Index

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