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WELCOME TO THE SESSION

SECURE YOUR FUTURE

WITH A BANKING

CAREER

BY:

BHUSHAN BHATIAAN EMINENT TRAINER

& AN EXPERIENCED BANKER

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ABOUT THE TRAINER

Bhushan Bhatia -an Eminent Banker and reputed trainerwith a nationalized bank in India.

Qualifications: MBA(HR), MA (Eng), LLB(Prof), CAIIB,PGDCA and holds Diplomas in Bank Management,Industrial Relations.

Undergone Trainings: IMPACT- Train the Trainers byUniversity of Auckland, Six-Sigma by NationalProductivity Council.

Experience: More than 24 years experience as a Banker

and Trainer. Core areas of working are HR, Training, Credit, Forex

and CBS. Current Position: Working as a Senior Faculty in the

Regional Staff College of a Nationalized bank in India.

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CONTENTS OF THE SESSION

Concept and History of Banking. Present Banking Scenario and new

Dimensions in Banking sector.

Why to opt for a Banking Career? Scope of a banking career. Different positions for entry in banks. Qualifications required for entry at different

levels. How to prepare for the exam/ Interview. Querries by the participants. Concluding the session.

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BANKS AND BANKING

Banks are institutions that take care of themoney of individuals and corporates, provide

loans to people for business or personal use.They also offer a wide range of services likeexchange of foreign currency, InvestmentBanking, Mutual Funds, Insurance Business, D-

mat services, Online trading of shares, providingpublic utility services like e-tickets, payment ofbills, educative services etc.

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Beginning of Accounting Systems

Kautilya, in 330 B.C. recognised theimportance of accounting methods in

economic enterprises. He developed Book-keeping rules to record and classifyeconomic data. He also linked the successfulenforcement of rules and regulations to

their clarity, consistency and completeness.He also emphasised the role of ethics in theeconomic activities.

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Stages in History of Banking in india

History of Banking has been divided into

Stages like:

Pre-independence stage Post Independence stage

Nationalisation of Banks

Introduction of Financial Sector Reforms IT revolution in Banks

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History of Banking in India

There were three oldest Banks Bank of Bengal Bank of Bombay Bank of MadrasThese banks were called Presidency Banks.They merged in 1925 to form the Imperial Bank ofIndia, which after independence became State Bank

of India.Reserve Bank of India came into existence in 1935which took the responsibility of regulating Bankingsector as Central Bank in India.

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In 1948, the Reserve Bank of India wasnationalized, and it became an institution

owned by the Government of India. In 1949, the Banking Regulation Act was

enacted which empowered the Reserve

Bank of India (RBI) "to regulate, control,and inspect the banks in India."

Banking Scenario after Independence

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Nationalisation of Banks

On July 19, 1969, 14 major bankswere nationalised.

On April 15, 1980 another 6 bankswere nationalised.

With the nationalisation, the banking

in India shifted from Class banking toMassBanking

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Liberalisation

In the early 1990s the Govt embarkedon a policy of liberalisation and gave

licences to a small number of privatebanks, which came to be known asNew Generation tech-savvy banks like

Global Trust Bank, UTI Bank(now re-named asAxis Bank), ICICI BankandHDFC Bank.

http://en.wikipedia.org/wiki/UTI_Bankhttp://en.wikipedia.org/wiki/Axis_Bankhttp://en.wikipedia.org/wiki/ICICI_Bankhttp://en.wikipedia.org/wiki/HDFC_Bankhttp://en.wikipedia.org/wiki/HDFC_Bankhttp://en.wikipedia.org/wiki/HDFC_Bankhttp://en.wikipedia.org/wiki/HDFC_Bankhttp://en.wikipedia.org/wiki/ICICI_Bankhttp://en.wikipedia.org/wiki/ICICI_Bankhttp://en.wikipedia.org/wiki/ICICI_Bankhttp://en.wikipedia.org/wiki/Axis_Bankhttp://en.wikipedia.org/wiki/Axis_Bankhttp://en.wikipedia.org/wiki/Axis_Bankhttp://en.wikipedia.org/wiki/UTI_Bankhttp://en.wikipedia.org/wiki/UTI_Bankhttp://en.wikipedia.org/wiki/UTI_Bank

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Current Banking Scenario

Currently, India has 81 scheduled commercialbanks (SCBs) 28 (19 Nationalised banks + 8SBI Group + 1 IDBI), 29 Foreign banks and 24Private banks.

They have a combined network of over 53,000branches and 17,000 ATMs.

The public sector banks hold over 75 percent of

total assets of the banking industry, with theprivate and foreign banks holding 18% and 7%respectively.

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Scope of Career in Banks

A career in the banks has always been asought-after one. Fascination with bankingservices has never been higher than atpresent. With the advent of private andforeign banks, the interest of youth in

joining banks has only increased further.Another notable factor has also been the

pay package which has fattenedconsiderably with the coming of thesebanks.

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As the industry is growing there is nodearth of opportunities. In nationalizedbanks, one can expect regular promotions

while in private banks it is performancethat is rewarded.

As financial services get automated, the

industry requires a large number ofcomputer experts.

Opportunities

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Career in Banking-Positions for Entry

Openings are available at various levels:

from bank clerks to probationary officers

(PO), IT Officers. There is good scope forprofessionals like MBAs, CAs for Directentry as Manager, Sr Manager. There isscope for Technical posts like AgricultureOfficers, Industry Officers, Law Officers,Hindi Officers and Economic Officers.

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Qualifications for Banking Jobs

For Clerical Jobs:

Minimum Qualifications are 10+2 with

marks 50% and above or Graduation. Age 18 yrs to 28 years.

For Probationary Officers

Minimum Qualifications are Graduation withmarks 55% and above.

Age 21 yrs to 30 years.

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Features of Banking Jobs

The best features of the job are security,good perks and salary, besides the prospectsof loans for employees. There is good scope

for promotions. The good thing for the job-seekers in this field are that demand fortrained professionals has increasedsubstantially. The latter is true for privatebanks, which offer better salaries butcorrespondingly less job security.

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Job Requirements

Bank jobs come with responsibility, as thebanker handles other people's money. Theperson must be service-oriented and like tolook after customers.

Assess your aptitude before joining a careerin banking. The personality required is amix: for marketing and meeting customersan outgoing personality is required, whilefor keeping accounts a diligent andpersevering attitude is required.

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Environment in Banks

One reason to be excited aboutbanking as a career is the rapid

change taking place. The jobs arebecoming comfortable, as the physicalenvironment is pleasing and

computerisation has taken the load offtedious jobs. As competition increases,a good banker will certainly be in greatdemand.

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Source of information about jobs

The advertisements for recruitmentappear on website of respective

banks, in newspapers as well aswww.atozinbanking.com which is adedicated website for Bankers and

aspiring bankers.

http://www.atozinbanking.com/http://www.atozinbanking.com/http://www.atozinbanking.com/http://www.atozinbanking.com/http://www.atozinbanking.com/http://www.atozinbanking.com/

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Subjects for Banking Exams

Recruitments are on the basis of awritten test, including General

Awareness, Test of reasoning,Quantitative Aptitude, Englishlanguage, IT Terminology, Concepts of

Marketing and/or a descriptive test.

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After the written examination, the short-listed candidates are called for aninterview. General questions are asked to

check the candidate's general awarenessand relevant issues related to Economy.

Interview focuses on the candidates

aptitude on Decision Making, Risk Taking,Marketing, Knowledge of Computer and

Aptitude for accepting Challenges.

Preparation for interview

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Position of Openings in Banks

During Current year Banking System islikely to offer employment to about

1.20 lac people out of which SBI hasalready declared openings for 20000clerks, 3500 POs, 150 TechnicalOfficers. Other banks have also

offered similar positions in addition toregular recruitments by Private andForeign Banks.

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Contact Information

about the Trainer

bhushan301@yahoo.co.in

+91 9876756600 (Mobile)

+91 172 4622020 (Landline)

mailto:bhushan301@yahoo.co.inmailto:bhushan301@yahoo.co.in

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THANK YOU