banking & financial statisticsarchive.nrb.org.np/bfr/statistics/monthly_statistics... · 2020....
TRANSCRIPT
2072 Asoj
Mid-Oct, 2015
Banking & Financial Statistics (Monthly) (Provisional)
1522 1541 1569 1562 1586 1616 1653 1699 1772 1762 1792 1815
1201 1223 1264 1276 1295 1329 1330 1337 1361 1358 1371 1395
0
200
400
600
800
1000
1200
1400
1600
1800
2000
Mid Nov Mid Dec Mid Jan Mid Feb Mid Mar Mid Apr Mid May Mid June Mid July Mid Aug Mid Sep Mid Oct
2014 2014 2015 2015 2015 2015 2015 2015 2015 2015 2015 2015
Deposit Credit
Nepal Rastra Bank
Banks & Financial Institution Regulation Department Statistics Division
1
2
3
Nepalese Month
Baisakh Mid-May
Jeth Mid-June
Asar Mid-July
Saun Mid-Aug
Bhadau Mid-Sept
Asoj Mid-Oct
Kattik Mid-Nov
Mangsir Mid-Dec
Pus Mid-Jan
Magh Mid-Feb
Fagun Mid-Mar
Chait Mid-Apr
4 Statistics of following Licensed BFIs have been used. Commercial
Banks
Development
Banks
Finance
Companies
Micro
–CreditsTotal
Data available , out of total number 30 76 46 38 190
Total Number of Licensed BFIs* 30 76 48 40 194
* Samjhana Finance Ltd. ("C" class Financial Institution ) is in the process of liquidation
* Himalaya Finance Ltd. ("C" class Financial Institution ) has discontinued sending statistics
* NADEP Laghubitta Bittiya Sanstha ("D" class Financial Institution )has not started operation.
* Janasewi Laghubitta Bittiya Sanstha ("D" class Financial Institution )has not started operation.
5 All the amount in this statistics are in million of rupees.
6
7
Short Names of BFIs are used in notification and their full names have been provided in the last page (List
of Bank & Financial Institutions).
The Capital Adequacy Ratio of Commercial Banks is as of Asar, 2072 (2015 July)
Explanatory Notes
"Banking and Financial Statistics, Monthly" contains statistical information of NRB licensed Banks
and Financial Institutions (BFIs).
Blank spaces in the headings and sub-headings indicate the unavailability of data or nil in
transactions or not submitted in prescribed format. The following months of the Gregorian Calendar year are the approximate equivalent of the
months of the Nepalese Calendar Year:
Gregorian Month
1
Contents
Page
1. Explanatory note 1
2. Major financial indicators 2
3. Statement of Assets & Liabilities of Banks & Financial Institutions 3
4. Profit & Loss Account of Banks & Financial Institutions 7
5. Statement of Sector wise, Product wise and Security wise Credit 11
6. Statement of Assets and Liabilities
a. Commercial banks 15
b. Development banks 17
c. Finance companies 22
7. Profit & Loss account
a. Commercial banks 27
b. Development banks 28
c. Finance companies 32
8. Sector- wise, product-wise and security-wise credit
a. Commercial banks 36
b. Development banks 37
c. Finance companies 41
9. Micro-credit development banks
a. Major financial indicators 44
b. Statement of assets and liabilities 44
c. Profit & loss account 44
d. Miscellaneous Information 44
10. List of bank and financial institutions with short name 4511. Districtwise Branch List 47
Class "A" Class "B" Class "C" Overall
1 Total Deposit/GDP 70.30 11.63 3.50 85.43
2 Total Credit/GDP 53.15 9.44 3.08 65.66
3 Total Credit/ Total Deposit 75.61 81.13 87.95 76.87
4 Lcy Credit/Lcy Deposit & Core Capital 68.86 70.62 73.30 69.32
5 Fixed Deposit/Total Deposit 28.28 25.90 42.82 28.55
6 Saving Deposit/Total Deposit 40.09 52.08 48.45 42.07
7 Current Deposit/Total Deposit 9.70 1.85 0.12 8.23
8 NPL/ Total Loan 2.41 2.98 14.33 3.05
9 Total LLP/Total Loan 3.24 3.21 14.52 3.76
10 Deprived SectorLoan/Total Loan 5.30 6.28 3.88 5.37
1 Cash & Bank Balance/Total Deposit 16.11 17.31 24.26 16.61
2 Investment in Gov. Security/Total Deposit 11.67 1.56 3.52 9.96
3 Total Liquid Assets/Total Deposit 29.35 34.45 37.40 30.37
1 Core Capital/RWA 10.27 15.57 20.60 11.44
2 Total Capital/RWA 11.94 16.47 21.49 12.97
1 No. of Branches 1763 817 244 2824
2 No. of ATM 1530 231 26 1787
3 No. of Debit Card 3888762 359824 37869 4286455
4 No. of Credit Card 45554 0 0 45554
5 No. of Deposit Accounts 11570576 3180363 528970 15279909
6 No.of Loan 694428 285878 46783 1027089.5
1 Wt. Avg Interest on Deposit 3.55
(a) Saving 2.61
(b) Fixed 6.36
(c) Call 3.22
2 Wt. Avg Interest on Credit 9.50
Negative core capital has been excluded in calculation of Capital Adequacy Ratios
D. Other Information
Note:Bank balance includes money at call
Nominal GDP(At Producer's Price) for 2014/15 Rs. 2124650 million(Preliminary Revised)
Major Financial Indicatorsas on Asoj End, 2072
A. Credit, Deposit Ratios (%)
B. Liquidity Ratios (%)
C. Capital Adequacy Ratios (%)
2
Statement of Assets and Liabilities of Banks & Financial Institutions (Aggregate)
Mid-Sept Mid-Oct
2013 2014 2015 2015 2015
1 2 3 4 5 2/1 3/2 5/4
1 CAPITAL FUND 131724.33 145861.43 162992.51 200094.41 197159.24 10.73 11.74 -1.47
a. Paid-up Capital 119506.94 128985.27 140794.10 141424.05 142821.47 7.93 9.16 0.99
b. Statutory Reserves 26038.22 32722.08 37149.85 38296.55 39616.50 25.67 13.53 3.45
c. Retained Earning -22344.20 -27214.24 -27802.05 5787.61 -3059.64 21.80 2.16 -152.87
d. Others Reserves 8523.37 11368.33 12850.60 14586.21 17780.92 33.38 13.04 21.90
2 BORROWINGS 26999.28 18202.84 21355.96 26947.97 27916.31 -32.58 17.32 3.59
a. NRB 2884.28 2010.04 3291.48 1504.55 1206.31 -30.31 63.75 -19.82
b. "A"Class Licensed Institution 10466.63 5182.01 5504.53 12516.36 13781.09 -50.49 6.22 10.10
c. Foreign Banks and Fin. Ins. 2954.26 4.12 0.00 0.00 0.00 -99.86 -100.00 0.00
d. Other Financial Ins. 2438.25 1306.53 1119.81 1116.92 1118.77 -46.42 -14.29 0.17
e. Bonds and Securities 8255.86 9700.14 11440.14 11810.14 11810.14 17.49 17.94 0.00
3 DEPOSITS 1250061.98 1477832.61 1771946.15 1792039.42 1815031.64 18.22 19.90 1.28
a. Current 111686.53 129108.41 158746.16 142009.67 149458.52 15.60 22.96 5.25
b. Savings 471215.43 587593.46 714466.16 742886.10 763513.34 24.70 21.59 2.78
c. Fixed 423478.43 453408.61 513283.02 520582.31 518227.46 7.07 13.21 -0.45
d. Call Deposits 225704.81 285024.29 363041.66 363050.89 360071.30 26.28 27.37 -0.82
e. Others 17976.78 22697.85 22409.16 23510.45 23761.02 26.26 -1.27 1.07
4 Bills Payable 1561.63 1553.13 1729.91 2314.31 2766.88 -0.54 11.38 19.55
5 Other Liabilities 140770.30 169227.44 188093.19 196529.54 193518.29 20.22 11.15 -1.53
1. Loan Loss Provision 42223.77 48932.49 51482.56 51672.52 52484.24 15.89 5.21 1.57
2. Interest Suspense a/c 27920.72 30453.76 31256.97 40100.84 35258.11 9.07 2.64 -12.08
3. Others 70625.81 89841.19 105353.66 104756.18 105775.95 27.21 17.27 0.97
6 Reconcillation A/c 7290.04 2869.47 280.36 5517.88 4083.84 -60.64 -90.23 -25.99
7 Profit & Loss A/c 26544.74 31566.75 36755.88 3788.10 8766.47 18.92 16.44 131.42
1584952.29 1847113.68 2183153.96 2227231.64 2249242.66 16.54 18.19 0.99
1 LIQUID FUNDS 259224.93 319196.62 353397.28 325886.91 370550.20 23.14 10.71 13.71
a. Cash Balance 35728.20 41862.07 48642.45 41596.78 46166.70 17.17 16.20 10.99
Nepalese Notes & Coins 34876.14 41073.72 47305.51 40420.01 44120.98 17.77 15.17 9.16
Foreign Currency 852.06 788.35 1336.94 1176.76 2045.73 -7.48 69.59 73.84
b. Bank Balance 173856.67 220546.60 237957.23 214215.43 255306.73 26.86 7.89 19.18
1. In Nepal Rastra Bank 130802.82 162286.93 165070.53 136970.13 176655.88 24.07 1.72 28.97
2. "A"Class Licensed Institution 23269.10 34656.48 37838.00 36037.09 33886.08 48.94 9.18 -5.97
3. Other Financial Ins. 5673.35 5302.85 6882.80 8501.26 8307.51 -6.53 29.79 -2.28
4. In Foreign banks 14111.40 18300.33 28165.90 32706.96 36457.26 29.68 53.91 11.47
c. Money at Call 49640.06 56787.95 66797.60 70074.70 69076.77 14.40 17.63 -1.42
2 INVESTMENTS 151339.99 162544.89 206160.48 243161.49 199616.86 7.40 26.83 -17.91
a. Govt.Securities 149700.83 160867.12 182112.29 203704.08 180762.53 7.46 13.21 -11.26
b Others 1639.16 1677.78 24048.18 39457.41 18854.33 2.36 1333.34 -52.22
3 SHARE & OTHER INVESTMENT 66725.48 72656.22 85675.60 95686.66 92662.63 8.89 17.92 -3.16
4 LOANS & ADVANCES 945698.45 1119260.81 1345671.32 1355371.55 1379914.49 18.35 20.23 1.81
a. Private Sector 915010.01 1084965.27 1230999.56 1315698.40 1340750.75 18.57 13.46 1.90
b. Financial Institutions 21910.20 26247.72 30678.62 33322.07 35916.84 19.80 16.88 7.79
c. Government Organizations 8778.24 8047.82 83993.14 6351.08 3246.90 -8.32 943.68 -48.88
5 BILLS PURCHASED 9007.88 9805.60 14548.03 14934.93 14178.77 8.86 48.36 -5.06
6 LOANS AGT. COLLECTED BILLS 1015.49 737.25 1132.63 1127.45 1038.77 -27.40 53.63 -7.86
7 FIXED ASSETS 28916.79 30477.72 31732.63 31960.84 32034.62 5.40 4.12 0.23
8 OTHER ASSETS 104448.21 123962.34 135346.49 143227.76 142951.76 18.68 9.18 -0.19
a. Accrued Interests 30638.63 32041.34 32792.14 44870.81 37050.63 4.58 2.34 -17.43
b. Others 73809.58 91920.99 102554.35 98356.95 105901.12 24.54 11.57 7.67
9 Expenses not Written off 622.02 491.99 392.16 377.95 397.37 -20.90 -20.29 5.14
10 Non Banking Assets 3731.30 4756.96 5250.92 5309.51 5431.96 27.49 10.38 2.31
11 Reconcillation Account 10394.09 -1032.54 2947.32 6683.70 9088.95 -109.93 -385.44 35.99
12 Profit & Loss A/c 3827.69 4255.78 899.11 3502.88 1376.29 11.18 -78.87 -60.71
1584952.31 1847113.65 2183153.98 2227231.63 2249242.67 16.54 18.19 0.99
Assets
TOTAL
LiabilitiesMid-July
TOTAL
% Change
3
1 CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
6 Reconcillation A/c
7 Profit & Loss A/c
1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
2 INVESTMENTS
a. Govt.Securities
b Others
3 SHARE & OTHER INVESTMENT
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILLS PURCHASED
6 LOANS AGT. COLLECTED BILLS
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interests
b. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
Assets
TOTAL
Liabilities
TOTAL
Statement of Assets and Liabilities of Commercial Banks
Mid-Sept Mid-Oct
2013 2014 2015 2015 2015
1 2 3 4 5 2/1 3/2 5/4
94660.68 108212.91 122167.95 149864.15 147207.75 14.32 12.90 -1.77
79652.07 87454.02 97921.41 98470.76 99150.27 9.80 11.97 0.69
21995.65 27696.23 31063.03 31781.86 32770.08 25.92 12.16 3.11
-14452.96 -16561.92 -17279.67 7409.30 206.75 14.59 4.33 -97.21
7465.92 9624.58 10463.18 12202.25 15080.65 28.91 8.71 23.59
22792.86 15228.20 18419.75 25608.66 26070.67 -33.19 20.96 1.80
2314.28 2010.04 3291.48 1504.55 1206.31 -13.15 63.75 -19.82
7368.77 2601.47 2762.58 11358.63 12089.36 -64.70 6.19 6.43
2954.26 4.12 0.00 0.00 0.00 -99.86 -100.00 0.00
1905.41 912.42 925.56 935.33 964.85 -52.11 1.44 3.16
8250.14 9700.14 11440.14 11810.14 11810.14 17.58 17.94 0.00
1020830.77 1204463.40 1462896.12 1474929.95 1493546.54 17.99 21.46 1.26
108656.63 125065.83 153598.94 137845.91 144809.65 15.10 22.81 5.05
358546.88 450524.99 559391.64 582240.29 598773.86 25.65 24.16 2.84
345412.03 365048.50 419883.01 425217.64 422370.00 5.68 15.02 -0.67
196045.33 247429.62 313955.92 312226.55 310058.78 26.21 26.89 -0.69
12169.90 16394.45 16066.61 17399.56 17534.25 34.71 -2.00 0.77
1549.62 1513.82 1698.32 2291.88 2722.10 -2.31 12.19 18.77
104427.07 127781.31 146984.02 152404.66 152211.30 22.36 15.03 -0.13
25582.29 31622.89 35779.54 35917.05 36545.83 23.61 13.14 1.75
20628.97 21397.75 21287.89 27835.32 24034.27 3.73 -0.51 -13.66
58215.80 74760.68 89916.59 88652.30 91631.20 28.42 20.27 3.36
1927.71 -2495.70 -5325.76 -1647.99 -3266.64 -229.46 113.40 98.22
21060.43 23141.71 27664.37 2990.45 6577.28 9.88 19.54 119.94
1267249.14 1477845.65 1774504.78 1806441.78 1825069.01 16.62 20.07 1.03
185758.20 226401.82 250377.11 218176.23 264062.84 21.88 10.59 21.03
29908.23 34628.53 40636.96 34385.93 37491.37 15.78 17.35 9.03
29107.29 33928.61 39384.90 33268.30 35674.83 16.56 16.08 7.23
800.94 699.91 1252.06 1117.63 1816.54 -12.61 78.89 62.54
140521.89 177300.62 189230.03 162536.72 203170.30 26.17 6.73 25.00
120642.29 149910.91 147933.67 120851.51 158578.12 24.26 -1.32 31.22
5753.34 9153.13 13172.91 9191.37 8326.42 59.09 43.92 -9.41
160.35 18.78 125.88 17.58 39.51 -88.29 570.21 124.76
13965.91 18217.79 27997.56 32476.27 36226.25 30.44 53.68 11.55
15328.08 14472.67 20510.12 21253.58 23401.17 -5.58 41.72 10.10
146469.06 156830.54 200262.57 236517.05 193098.90 7.07 27.69 -18.36
144855.42 155190.33 176214.77 197109.91 174294.83 7.13 13.55 -11.57
1613.63 1640.22 24047.80 39407.14 18804.07 1.65 1366.13 -52.28
63457.22 69534.76 81897.82 91987.36 88996.48 9.58 17.78 -3.25
748753.66 891629.91 1087486.69 1095095.45 1114024.86 19.08 21.97 1.73
723355.09 860588.35 976374.75 1058435.82 1077783.12 18.97 13.45 1.83
16673.89 23050.77 27231.05 30439.05 33124.31 38.24 18.14 8.82
8724.68 7990.78 83880.89 6220.58 3117.43 -8.41 949.72 -49.89
7438.39 9794.86 14533.93 14924.33 14165.97 31.68 48.38 -5.08
1015.49 737.25 1132.63 1127.45 1038.77 -27.40 53.63 -7.86
21164.90 22600.03 24479.96 24632.77 24693.16 6.78 8.32 0.25
85601.07 102400.91 113748.89 119447.99 119828.52 19.63 11.08 0.32
23015.22 22763.51 22293.32 32311.17 25487.87 -1.09 -2.07 -21.12
62585.85 79637.40 91455.57 87136.82 94340.65 27.25 14.84 8.27
475.18 398.44 318.55 303.76 307.36 -16.15 -20.05 1.18
2037.98 2046.79 2608.84 2630.94 2796.76 0.43 27.46 6.30
4988.80 -6377.24 -2675.08 -464.14 1776.76 -227.83 -58.05 -482.80
89.21 1847.55 332.89 2062.58 278.64 1971.02 -81.98 -86.49
1267249.16 1477845.62 1774504.79 1806441.77 1825069.02 16.62 20.07 1.03
Mid-July % Change
4
1 CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
6 Reconcillation A/c
7 Profit & Loss A/c
1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
2 INVESTMENTS
a. Govt.Securities
b Others
3 SHARE & OTHER INVESTMENT
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILLS PURCHASED
6 LOANS AGT. COLLECTED BILLS
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interests
b. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
Assets
TOTAL
Liabilities
TOTAL
Statement of Assets and Liabilities of Development Banks
Mid-Sept Mid-Oct
2013 2014 2015 2015 2015
1 2 3 4 5 2/1 3/2 5/4
25094.11 27683.64 30296.85 36757.43 36517.26 10.32 9.44 -0.65
23568.92 25606.53 27448.46 27460.10 27914.58 8.65 7.19 1.66
2105.95 2706.17 3608.10 3949.53 4230.33 28.50 33.33 7.11
-1106.59 -1481.47 -1907.59 4172.90 3090.07 33.88 28.76 -25.95
525.84 852.40 1147.88 1174.89 1282.27 62.10 34.66 9.14
2753.56 2408.48 2454.26 791.59 1328.91 -12.53 1.90 67.88
570.00 0.00 0.00 0.00 0.00 -100.00 0.00 0.00
1645.00 2014.38 2260.00 610.00 1175.00 22.45 12.19 92.62
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
532.84 394.11 194.26 181.59 153.91 -26.04 -50.71 -15.24
5.72 0.00 0.00 0.00 0.00 -100.00 0.00 0.00
160249.64 199932.80 237096.19 243147.93 247091.41 24.76 18.59 1.62
2944.14 3964.21 5056.01 4085.00 4559.62 34.65 27.54 11.62
83215.90 105094.40 120779.93 124777.50 128696.08 26.29 14.93 3.14
45134.34 53998.41 62203.55 63622.89 64001.28 19.64 15.20 0.59
28491.56 36345.53 48166.94 49858.11 49065.34 27.57 32.53 -1.59
463.70 530.25 889.75 804.44 769.09 14.35 67.80 -4.39
8.37 32.71 27.17 20.15 43.10 290.66 -16.92 113.92
16778.07 20116.85 20670.18 22471.97 20419.69 19.90 2.75 -9.13
5847.74 6860.14 6171.65 6231.30 6438.21 17.31 -10.04 3.32
2594.60 3117.96 3322.76 5030.25 4093.68 20.17 6.57 -18.62
8335.74 10138.76 11175.78 11210.42 9887.80 21.63 10.23 -11.80
3374.90 3671.63 3800.85 5203.08 5347.08 8.79 3.52 2.77
3251.27 5079.57 6296.30 699.67 1726.03 56.23 23.95 146.69
211509.94 258925.69 300641.79 309091.82 312473.47 22.42 16.11 1.09
52289.75 68931.29 79794.81 82429.73 81283.84 31.83 15.76 -1.39
4833.15 6139.82 6979.21 6308.48 7526.57 27.04 13.67 19.31
4782.29 6051.74 6894.72 6249.63 7297.51 26.54 13.93 16.77
50.85 88.07 84.49 58.85 229.06 73.18 -4.07 289.25
19565.36 27923.34 33250.96 34501.88 35236.08 42.72 19.08 2.13
7457.99 9163.59 14008.99 13455.63 15172.59 22.87 52.88 12.76
9507.63 15810.29 15817.63 16324.65 15684.89 66.29 0.05 -3.92
2454.26 2866.92 3255.99 4490.91 4147.59 16.81 13.57 -7.64
145.49 82.54 168.34 230.69 231.01 -43.27 103.95 0.14
27891.24 34868.13 39564.65 41619.38 38521.20 25.01 13.47 -7.44
3118.77 3230.11 3338.45 3972.68 3900.26 3.57 3.35 -1.82
3118.24 3229.98 3338.33 3922.68 3850.26 3.58 3.35 -1.85
0.54 0.12 0.12 50.00 50.00 -76.93 0.00 0.00
2124.29 1564.99 2037.17 2043.15 2023.33 -26.33 30.17 -0.97
131168.99 161799.22 193462.91 195029.09 200463.33 23.35 19.57 2.79
126319.47 160516.87 191447.83 192990.63 198182.55 27.07 19.27 2.69
4809.98 1246.52 1981.58 1997.37 2238.14 -74.08 58.97 12.05
39.54 35.83 33.50 41.09 42.65 -9.38 -6.49 3.78
1562.24 4.34 7.70 4.20 6.40 -99.72 77.26 52.38
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4745.85 5259.37 4925.03 4999.47 5021.38 10.82 -6.36 0.44
10596.49 11379.64 10992.49 12512.41 12023.15 7.39 -3.40 -3.91
2815.95 3316.39 3803.85 5225.80 4357.29 17.77 14.70 -16.62
7780.55 8063.25 7188.64 7286.61 7665.86 3.63 -10.85 5.20
71.58 43.37 35.13 39.14 44.80 -39.41 -18.99 14.46
940.33 1539.64 1840.38 1862.12 1743.28 63.73 19.53 -6.38
3375.86 3645.30 3820.15 5183.82 5300.71 7.98 4.80 2.25
1515.77 1528.41 387.56 1016.01 662.99 0.83 -74.64 -34.75
211509.94 258925.69 300641.79 309091.82 312473.47 22.42 16.11 1.09
Mid-July % Change
5
1 CAPITAL FUND
a. Paid-up Capital
b. Statutory Reserves
c. Retained Earning
d. Others Reserves
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
b. Savings
c. Fixed
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Loan Loss Provision
2. Interest Suspense a/c
3. Others
6 Reconcillation A/c
7 Profit & Loss A/c
1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
2. "A"Class Licensed Institution
3. Other Financial Ins.
4. In Foreign banks
c. Money at Call
2 INVESTMENTS
a. Govt.Securities
b Others
3 SHARE & OTHER INVESTMENT
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILLS PURCHASED
6 LOANS AGT. COLLECTED BILLS
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interests
b. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
Assets
TOTAL
Liabilities
TOTAL
Statement of Assets and Liabilities of Finance Companies
Mid-Sept Mid-Oct
2013 2014 2015 2015 2015
1 2 3 4 5 2/1 3/2 5/4
11969.53 9964.89 10527.71 13472.82 13434.23 -16.75 5.65 -0.29
16285.95 15924.71 15424.23 15493.19 15756.62 -2.22 -3.14 1.70
1936.62 2319.67 2478.72 2565.16 2616.08 19.78 6.86 1.99
-6784.65 -9170.85 -8614.79 -5794.59 -6356.47 35.17 -6.06 9.70
531.61 891.35 1239.54 1209.06 1418.00 67.67 39.06 17.28
1452.87 566.16 481.95 547.72 516.72 -61.03 -14.87 -5.66
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1452.87 566.16 481.95 547.72 516.72 -61.03 -14.87 -5.66
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
68981.56 73436.41 71953.84 73961.53 74393.68 6.46 -2.02 0.58
85.76 78.38 91.21 78.77 89.24 -8.61 16.38 13.30
29452.65 31974.07 34294.58 35868.30 36043.40 8.56 7.26 0.49
32932.05 34361.69 31196.45 31741.78 31856.18 4.34 -9.21 0.36
1167.92 1249.13 918.79 966.23 947.18 6.95 -26.45 -1.97
5343.18 5773.15 5452.80 5306.45 5457.68 8.05 -5.55 2.85
3.63 6.60 4.41 2.28 1.67 81.73 -33.11 -26.78
19565.16 21329.27 20438.99 21652.91 20887.30 9.02 -4.17 -3.54
10793.74 10449.46 9531.38 9524.17 9500.19 -3.19 -8.79 -0.25
4697.16 5938.05 6646.32 7235.28 7130.16 26.42 11.93 -1.45
4074.26 4941.75 4261.29 4893.46 4256.95 21.29 -13.77 -13.01
1987.43 1693.55 1805.27 1962.79 2003.40 -14.79 6.60 2.07
2233.04 3345.47 2795.21 97.97 463.15 49.82 -16.45 372.73
106193.21 110342.35 108007.39 111698.04 111700.17 3.91 -2.12 0.00
21176.97 23863.52 23225.37 25280.95 25203.52 12.69 -2.67 -0.31
986.82 1093.73 1026.28 902.37 1148.76 10.83 -6.17 27.31
986.56 1093.36 1025.89 902.07 1148.63 10.83 -6.17 27.33
0.26 0.37 0.39 0.29 0.13 39.63 6.89 -55.51
13769.41 15322.64 15476.25 17176.83 16900.35 11.28 1.00 -1.61
2702.54 3212.44 3127.86 2662.99 2905.17 18.87 -2.63 9.09
8008.13 9693.05 8847.46 10521.07 9874.77 21.04 -8.72 -6.14
3058.74 2417.15 3500.93 3992.77 4120.41 -20.98 44.84 3.20
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6420.74 7447.15 6722.84 7201.75 7154.41 15.99 -9.73 -0.66
1752.16 2484.24 2559.46 2671.76 2617.70 41.78 3.03 -2.02
1727.17 2446.81 2559.20 2671.50 2617.44 41.67 4.59 -2.02
24.99 37.44 0.26 0.26 0.26 49.83 -99.30 0.00
1143.97 1556.47 1740.61 1656.15 1642.82 36.06 11.83 -0.81
65775.79 65831.69 64721.71 65247.01 65426.29 0.08 -1.69 0.27
65335.45 63860.05 63176.98 64271.95 64785.08 -2.26 -1.07 0.80
426.32 1950.43 1465.98 885.65 554.40 357.50 -24.84 -37.40
14.02 21.21 78.74 89.41 86.82 51.22 271.34 -2.90
7.25 6.40 6.40 6.40 6.40 -11.70 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3006.04 2618.31 2327.65 2328.60 2320.08 -12.90 -11.10 -0.37
8250.65 10181.79 10605.10 11267.36 11100.09 23.41 4.16 -1.48
4807.46 5961.44 6694.97 7333.84 7205.48 24.00 12.30 -1.75
3443.18 4220.34 3910.13 3933.52 3894.61 22.57 -7.35 -0.99
75.26 50.19 38.48 35.05 45.21 -33.32 -23.32 28.99
752.98 1170.53 801.69 816.45 891.91 55.45 -31.51 9.24
2029.43 1699.39 1802.25 1964.02 2011.48 -16.26 6.05 2.42
2222.71 879.82 178.66 424.29 434.66 -60.42 -79.69 2.44
106193.21 110342.35 108007.39 111698.04 111700.17 3.91 -2.12 0.00
% ChangeMid-July
6
Profit and Loss Statement of Banks & Financial Institutions (Aggregate)
Mid-Sept Mid-Oct
2013 2014 2015 2015 2015
1 2 3 4 5 2/1 3/2 5/4
1 Interest Expenses 65347.35 68151.35 67271.02 11997.22 18070.31 4.29 -1.29 50.62
1.1 Deposit Liabilities 64029.79 66485.63 65418.33 11801.09 17677.81 3.84 -1.61 49.80
1.1.1 Saving A/c 21211.31 21763.14 22494.48 3941.96 6045.35 2.60 3.36 53.36
1.1.2 Fixed A/c 33220.30 34583.20 31594.10 5769.66 8631.72 4.10 -8.64 49.61
1.1.2.1 Upto 3 Months Fixed A/c 1471.28 2866.37 1995.01 221.12 337.59 94.82 -30.40 52.68
1.1.2.2 3 to 6 Months fixed A/c 1574.49 1065.31 1043.26 191.68 292.75 -32.34 -2.07 52.73
1.1.2.3 6 Months to 1 Year Fixed A/c 15584.32 15136.29 14308.11 2909.01 4248.15 -2.87 -5.47 46.03
1.1.2.4 Above 1 Year 14590.21 15515.23 14247.72 2447.85 3753.24 6.34 -8.17 53.33
1.1.3 Call Deposit 9552.50 10108.65 11302.25 2088.30 2998.95 5.82 11.81 43.61
1.1.4 Certificate of Deposits 45.69 30.64 27.50 1.18 1.79 -32.92 -10.26 52.04
1.2 Others 1317.56 1665.72 1852.69 196.12 392.50 26.42 11.22 100.13
2 Commission/Fee Expense 385.30 448.04 509.46 72.40 110.01 16.28 13.71 51.93
3 Employees Expenses 15947.51 18747.82 21218.85 2983.45 5370.82 17.56 13.18 80.02
4 Office Operatiing Expenses 14673.00 15067.83 17624.25 2620.70 4005.43 2.69 16.97 52.84
5 Exchange Fluctuation Loss 30.53 30.99 64.81 133.45 184.76 1.51 109.15 38.45
5.1 Due to Change in Exchange Rates 14.83 16.21 64.83 130.32 180.27 9.34 299.81 38.33
5.2 Due to Foreign Currency Transactions 15.70 14.77 -0.01 3.13 4.49 -5.88 -100.09 43.57
6 Non-Operatiing Expenses 1309.70 143.87 89.80 22.62 27.62 -89.02 -37.58 22.11
7. Provision for Risk 14903.98 14274.84 12781.47 435.22 2928.51 -4.22 -10.46 572.88
7.1 Loan loss Provision 12280.32 12362.41 11018.41 315.38 2691.97 0.67 -10.87 753.55
7.1.1 General Loan loss Provision 2998.01 2835.44 4071.38 -238.12 857.06 -5.42 43.59 -459.93
7.1.1.1 Pass Loan Loss Provision 0.00 0.00 3210.53 -251.38 670.62 0.00 0.00 -366.77
7.1.1.2 Watch List Provision 0.00 0.00 860.85 13.27 186.43 0.00 0.00 1305.40
7.1.2 Special Loan Loss Provision 8865.40 9424.45 6627.48 395.34 1542.22 6.31 -29.68 290.10
7.1.3 Additional Loan Loss Provision 416.91 102.52 319.54 158.16 292.69 -75.41 211.68 85.06
7.2. Provision for Non-Banking Assets 1916.95 1498.26 1429.51 86.10 157.62 -21.84 -4.59 83.08
7.3. Provision for Loss on Investment 204.60 40.12 101.98 3.47 12.09 -80.39 154.17 247.96
7.4. Provision for Loss of Other Assets 502.11 374.06 231.58 30.27 66.83 0.00 0.00 120.80
8 Loan Written Off 942.54 623.54 439.90 15.26 45.55 -33.84 -29.45 198.46
9 Provision for Staff Bonus 2879.03 3452.11 4053.16 335.73 850.02 19.91 17.41 153.19
10 Provision for Income Tax 8638.47 10677.75 12158.39 1044.73 2746.10 23.61 13.87 162.85
11 Others 481.92 45.06 495.79 11.92 19.42 -90.65 1000.27 62.88
12 Net Profit 25958.90 29331.59 37039.32 3004.24 7842.18 12.99 26.28 161.04
TOTAL EXPENSES 151498.22 160994.78 173746.23 22676.94 42200.73 6.27 7.92 86.10
Income 1. Interest Income 120744.64 127191.89 134011.48 15598.53 33093.24 5.34 5.36 112.16
1.1. On Loans and Advance 111530.06 119484.79 127175.43 14735.72 31275.97 7.13 6.44 112.25
1.2. On Investment 4109.86 3502.98 2309.29 436.38 704.38 -14.77 -34.08 61.41
1.2.1 Government Bonds 3700.66 3049.44 1982.25 373.64 609.05 -17.60 -35.00 63.01
1.2.2 Foreign Bonds 22.70 28.74 76.54 14.83 21.54 26.59 166.33 45.21
1.2.3 NRB Bonds 336.67 234.04 160.24 36.31 54.92 -30.48 -31.53 51.25
1.2.4 Deventure & Bonds 49.84 190.76 90.26 11.60 18.86 282.77 -52.68 62.67
1.3 Agency Balance 1183.87 962.10 716.42 65.38 127.24 -18.73 -25.54 94.62
1.4 On Call Deposit 2528.67 2108.65 2633.89 226.94 720.79 -16.61 24.91 217.62
1.5 Others 1392.18 1133.37 1176.47 134.12 264.87 -18.59 3.80 97.49
2. Comission & Discount 7162.36 8051.43 8935.14 1320.94 2113.53 12.41 10.98 60.00
2.1 Bills Purchase & Discount 212.27 231.80 248.42 39.93 55.10 9.20 7.17 37.98
2.2 Comission 5444.04 6517.57 7494.65 1120.07 1763.53 19.72 14.99 57.45
2.3 Others 1506.06 1302.07 1192.07 160.94 294.90 -13.54 -8.45 83.24
3 Income From Exchange Fluctuation 3225.60 4168.69 4761.74 1141.91 1641.09 29.24 14.23 43.71
3.1 Due to Change in Exchange Rate 731.73 220.18 983.31 480.66 271.57 -69.91 346.60 -43.50
3.2 Due to Foreign Currency Trans. 2493.87 3948.52 3778.43 661.25 1369.52 58.33 -4.31 107.11
4 Other Operating Income 4603.37 5508.69 7326.73 1226.14 1731.29 19.67 33.00 41.20
5 Non Operating Income 2359.48 4041.44 4743.47 113.30 278.45 71.29 17.37 145.77
6 Provision Written Back 8345.00 8679.68 11842.55 459.13 2744.37 4.01 36.44 497.73
7 Recovery from Written off Loan 1274.79 806.02 1508.63 70.39 123.77 -36.77 87.17 75.84
8 Income from Extra Ordinary Expenses 434.89 526.32 157.81 26.82 45.60756281 21.02 -70.02 70.06
9 Net Loss 3348.21 2020.61 458.66 2719.78 429.38 -39.65 -77.30 -84.21
TOTAL INCOME 151498.33 160994.77 173746.22 22676.93 42200.73 6.27 7.92 86.10
Mid-July % Change
7
1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operatiing Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES
Income 1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME
Profit and Loss Statement of Commercial Banks
Mid-Sept Mid-Oct
2013 2014 2015 2015 2015
1 2 3 4 5 2/1 3/2 5/4
46386.97 49263.53 49191.03 8608.42 13125.43 6.20 -0.15 52.47
45396.82 47872.14 47732.95 8425.02 12773.25 5.45 -0.29 51.61
13318.11 13593.22 14740.74 2460.58 3844.75 2.07 8.44 56.25
24186.65 26009.72 23632.62 4312.54 6566.01 7.54 -9.14 52.25
1329.07 2734.87 1909.08 199.47 305.16 105.77 -30.20 52.98
1287.26 861.78 890.25 163.07 243.84 -33.05 3.30 49.53
10714.10 10816.67 10151.63 2153.20 3175.00 0.96 -6.15 47.46
10856.21 11596.41 10681.65 1796.79 2842.01 6.82 -7.89 58.17
7846.59 8238.57 9332.14 1650.73 2360.71 5.00 13.27 43.01
45.47 30.63 27.45 1.17 1.78 -32.64 -10.37 52.07
990.15 1391.40 1458.08 183.40 352.18 40.52 4.79 92.02
377.73 441.61 505.07 71.55 108.74 16.91 14.37 51.99
13238.73 15561.92 17776.14 2439.85 4342.24 17.55 14.23 77.97
10544.25 11195.23 13613.82 2070.27 3115.76 6.17 21.60 50.50
30.04 23.74 63.27 11.41 9.85 -20.96 166.46 -13.67
14.41 12.23 63.27 11.39 8.46 -15.13 417.26 -25.73
15.63 11.51 0.00 0.01 1.39 -26.33 -100.00 9689.64
1254.67 15.61 13.39 0.88 0.92 -98.76 -14.18 4.99
7951.98 8339.38 9962.24 158.02 1994.05 4.87 19.46 1161.93
6870.91 8091.42 9070.71 149.55 1894.81 17.76 12.10 1167.04
2080.28 2084.15 3891.06 14.85 631.95 0.19 86.70 4154.87
2.76 547.03 0.00 0.00 ######
12.09 84.93 0.00 0.00 602.31
4584.12 6007.27 5176.73 78.74 1121.02 31.05 -13.83 1323.67
206.52 0.00 2.92 55.95 141.84 -100.00 0.00 153.51
824.76 207.96 679.65 11.43 81.62 -74.79 226.82 613.92
92.97 -1.14 40.37 0.36 2.75 -101.23 ###### 664.21
163.35 41.14 171.51 -3.32 14.86 0.00 0.00 -546.84
525.54 269.95 103.45 3.95 4.14 -48.63 -61.68 4.76
2381.36 2660.27 3139.60 307.86 709.29 11.71 18.02 130.39
7136.63 8232.63 9521.99 961.13 2354.77 15.36 15.66 145.00
479.03 6.14 465.47 8.64 10.21 -98.72 7475.89 18.18
21058.94 21294.17 28386.05 2763.62 6381.94 1.12 33.30 130.93
111365.88 117304.18 132741.51 17405.58 32157.32 5.33 13.16 84.75
90916.84 95849.23 101174.86 12056.51 25269.36 5.43 5.56 109.59
84815.44 91023.28 97566.06 11372.49 24207.36 7.32 7.19 112.86
3834.88 3239.70 2065.62 417.31 661.80 -15.52 -36.24 58.59
3459.06 2816.91 1774.19 357.85 574.44 -18.56 -37.02 60.52
22.70 28.74 76.54 14.83 21.54 26.59 166.33 45.21
317.74 218.55 132.56 33.97 50.09 -31.22 -39.35 47.47
35.38 175.50 82.33 10.66 15.73 396.02 -53.09 47.56
896.86 714.00 491.44 52.16 74.93 -20.39 -31.17 43.66
585.23 258.09 399.14 93.92 137.65 -55.90 54.65 46.56
784.42 614.16 652.61 120.63 187.61 -21.70 6.26 55.53
6347.13 7252.50 8247.23 1235.13 1963.56 14.26 13.72 58.98
210.85 231.59 247.40 39.93 55.10 9.84 6.82 37.98
5028.62 6022.89 7055.01 1064.65 1674.88 19.77 17.14 57.32
1107.66 998.02 944.82 130.55 233.58 -9.90 -5.33 78.92
3134.60 4118.09 4712.88 1003.16 1444.09 31.38 14.44 43.95
725.00 219.24 980.69 349.31 82.37 -69.76 347.31 -76.42
2409.60 3898.85 3732.18 653.85 1361.72 61.80 -4.27 108.26
3015.50 3614.09 5281.25 953.66 1252.04 19.85 46.13 31.29
1631.73 1241.27 3880.23 43.41 140.73 -23.93 212.60 224.23
4665.37 4031.87 7604.21 204.23 1899.04 -13.58 88.60 829.84
1172.17 776.54 1445.40 64.85 96.32 -33.75 86.13 48.52
393.34 420.58 64.77 8.10 8.90 6.93 -84.60 9.77
89.21 0.00 330.67 1836.52 83.29 -100.00 0.00 -95.46
111365.87 117304.17 132741.51 17405.58 32157.32 5.33 13.16 84.75
Mid-July % Change
8
1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operatiing Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES
Income 1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME
Profit and Loss Statement of Development Banks
Mid-Sept Mid-Oct
2013 2014 2015 2015 2015
1 2 3 4 5 2/1 3/2 5/4
12397.19 13000.57 13157.27 2450.38 3654.85 4.87 1.21 49.15
12161.49 12811.12 12804.81 2440.31 3619.75 5.34 -0.05 48.33
5534.38 5944.44 5804.70 1097.98 1638.93 7.41 -2.35 49.27
5016.64 5071.10 5086.43 917.75 1359.91 1.09 0.30 48.18
64.12 93.84 59.93 15.66 24.63 46.35 -36.13 57.33
171.54 146.20 116.36 21.48 31.30 -14.77 -20.41 45.73
2882.56 2573.54 2716.01 483.82 717.01 -10.72 5.54 48.20
1898.41 2257.51 2194.14 396.80 586.97 18.92 -2.81 47.93
1610.48 1795.59 1913.68 424.57 620.90 11.49 6.58 46.24
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
235.69 189.45 352.45 10.07 35.10 -19.62 86.04 248.41
5.04 5.43 3.26 0.65 0.92 7.71 -39.85 42.15
1921.62 2356.60 2640.86 408.09 800.44 22.64 12.06 96.14
2670.50 2905.88 3017.24 402.85 678.34 8.81 3.83 68.39
0.49 7.25 1.55 122.04 174.91 1389.04 -78.64 43.32
0.42 3.98 1.56 118.93 171.81 854.36 -60.83 44.46
0.07 3.26 -0.01 3.11 3.10 4614.50 -100.39 -0.31
52.52 110.83 41.67 21.70 25.31 111.03 -62.40 16.63
3989.53 3525.12 1866.82 36.05 510.29 -11.64 -47.04 1315.47
3020.91 2554.92 1349.90 16.39 480.03 -15.43 -47.16 2828.14
343.74 563.53 154.01 -252.97 185.73 63.94 -72.67 -173.42
-254.14 94.84 0.00 0.00 -137.32
1.17 90.90 0.00 0.00 7648.85
2630.48 1934.63 1104.99 248.06 292.45 -26.45 -42.88 17.89
46.69 56.76 90.90 21.30 1.85 21.57 60.14 -91.33
535.23 642.02 497.62 19.64 28.53 19.95 -22.49 45.28
103.17 2.81 11.46 0.00 1.50 -97.28 308.19 0.00
330.22 325.37 7.84 0.02 0.23 0.00 0.00 1099.34
349.24 165.54 225.49 3.32 38.99 -52.60 36.22 1075.14
332.34 569.23 704.19 22.78 119.94 71.28 23.71 426.56
1008.99 1810.11 2043.98 68.33 330.71 79.40 12.92 383.96
0.18 36.78 20.53 0.09 0.10 20106.10 -44.18 5.03
2848.11 4691.95 5925.13 146.06 1124.55 64.74 26.28 669.92
25575.76 29185.27 29648.00 3682.34 7459.35 14.11 1.59 102.57
19976.69 22130.34 24453.29 2613.57 6015.69 10.78 10.50 130.17
17902.49 20111.26 22110.85 2481.81 5444.40 12.34 9.94 119.37
152.17 152.46 134.58 8.86 20.97 0.20 -11.73 136.61
138.40 137.26 121.98 7.70 15.72 -0.82 -11.14 104.18
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4.72 6.77 10.90 1.15 3.50 43.40 60.88 203.56
9.05 8.42 1.71 0.01 1.74 -6.87 -79.75 24771.97
184.86 168.42 137.10 12.83 36.98 -8.89 -18.59 188.19
1355.93 1401.86 1688.66 105.53 467.91 3.39 20.46 343.37
381.25 296.34 382.10 4.53 45.43 -22.27 28.94 903.34
662.53 616.60 585.87 75.45 131.05 -6.93 -4.98 73.70
1.42 0.20 1.02 0.00 0.00 -85.81 409.97 14.86
345.01 401.50 390.41 51.02 82.53 16.37 -2.76 61.77
316.10 214.90 194.44 24.43 48.51 -32.02 -9.52 98.63
89.37 50.60 48.86 138.75 197.00 -43.38 -3.43 41.98
5.10 0.94 2.62 131.35 189.20 -81.66 179.65 44.04
84.27 49.67 46.25 7.40 7.80 -41.06 -6.88 5.44
1101.70 1372.85 1552.34 208.07 373.94 24.61 13.07 79.72
539.65 2135.56 402.44 43.41 60.91 295.73 -81.16 40.32
1872.67 1658.69 2531.66 122.03 570.46 -11.43 52.63 367.49
86.24 10.34 21.45 0.00 25.04 -88.01 107.40 0.00
37.31 69.49 35.69 18.68 23.74 86.24 -48.64 27.13
1209.71 1140.79 16.40 462.40 61.51 -5.70 -98.56 -86.70
25575.88 29185.27 29648.00 3682.34 7459.35 14.11 1.59 102.57
% ChangeMid-July
9
1 Interest Expenses
1.1 Deposit Liabilities
1.1.1 Saving A/c
1.1.2 Fixed A/c
1.1.2.1 Upto 3 Months Fixed A/c
1.1.2.2 3 to 6 Months fixed A/c
1.1.2.3 6 Months to 1 Year Fixed A/c
1.1.2.4 Above 1 Year
1.1.3 Call Deposit
1.1.4 Certificate of Deposits
1.2 Others
2 Commission/Fee Expense
3 Employees Expenses
4 Office Operatiing Expenses
5 Exchange Fluctuation Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transactions
6 Non-Operatiing Expenses
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.4. Provision for Loss of Other Assets
8 Loan Written Off
9 Provision for Staff Bonus
10 Provision for Income Tax
11 Others
12 Net Profit
TOTAL EXPENSES
Income 1. Interest Income
1.1. On Loans and Advance
1.2. On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Deventure & Bonds
1.3 Agency Balance
1.4 On Call Deposit
1.5 Others
2. Comission & Discount
2.1 Bills Purchase & Discount
2.2 Comission
2.3 Others
3 Income From Exchange Fluctuation
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Trans.
4 Other Operating Income
5 Non Operating Income
6 Provision Written Back
7 Recovery from Written off Loan
8 Income from Extra Ordinary Expenses
9 Net Loss
TOTAL INCOME
Profit and Loss Statement of Finance Companies
Mid-Sept Mid-Oct
2013 2014 2015 2015 2015
1 2 3 4 5 2/1 3/2 5/4
6563.19 5887.25 4922.73 938.42 1290.04 -10.30 -16.38 37.47
6471.47 5802.37 4880.57 935.77 1284.81 -10.34 -15.89 37.30
2358.82 2225.47 1949.03 383.40 561.66 -5.65 -12.42 46.49
4017.01 3502.38 2875.05 539.37 705.80 -12.81 -17.91 30.86
78.09 37.66 26.00 5.99 7.80 -51.78 -30.95 30.23
115.68 57.33 36.65 7.13 17.61 -50.44 -36.08 146.98
1987.66 1746.08 1440.47 271.99 356.13 -12.15 -17.50 30.94
1835.58 1661.31 1371.93 254.26 324.26 -9.49 -17.42 27.53
95.43 74.49 56.44 12.99 17.34 -21.94 -24.24 33.44
0.22 0.02 0.05 0.01 0.01 -91.20 170.55 46.93
91.72 84.88 42.16 2.64 5.22 -7.46 -50.33 97.70
2.53 1.00 1.13 0.21 0.34 -60.40 12.23 61.67
787.16 829.30 801.85 135.51 228.14 5.35 -3.31 68.35
1458.25 966.71 993.19 147.58 211.33 -33.71 2.74 43.20
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.51 17.43 34.74 0.04 1.39 594.51 99.32 3029.72
2962.47 2410.35 952.41 241.16 424.17 -18.64 -60.49 75.89
2388.50 1716.07 597.80 149.44 317.13 -28.15 -65.16 112.21
573.99 187.76 26.31 0.00 39.37 -67.29 -85.99 0.00
0.00 28.76 0.00 0.00 0.00
0.00 10.61 0.00 0.00 0.00
1650.81 1482.55 345.76 68.53 128.76 -10.19 -76.68 87.87
163.70 45.76 225.73 80.91 149.00 -72.05 393.30 84.16
556.97 648.27 252.23 55.02 47.47 16.39 -61.09 -13.73
8.46 38.45 50.14 3.11 7.83 354.73 30.40 151.50
8.54 7.55 52.23 33.57 51.74 0.00 0.00 54.12
67.76 188.06 110.96 7.99 2.42 177.56 -41.00 -69.74
165.33 222.60 209.37 5.09 20.79 34.64 -5.94 308.54
492.85 635.01 592.41 15.27 60.62 28.85 -6.71 297.05
2.71 2.14 9.80 3.20 9.12 -20.93 357.41 185.34
2051.85 3345.47 2728.14 94.55 335.69 63.05 -18.45 255.03
14556.59 14505.33 11356.71 1589.02 2584.06 -0.35 -21.71 62.62
9851.11 9212.31 8383.33 928.45 1808.20 -6.48 -9.00 94.75
8812.13 8350.25 7498.52 881.42 1624.20 -5.24 -10.20 84.27
122.82 110.82 109.09 10.20 21.61 -9.77 -1.56 111.81
103.20 95.26 86.08 8.09 18.89 -7.69 -9.64 133.66
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14.21 8.72 16.78 1.19 1.32 -38.63 92.50 11.34
5.41 6.84 6.23 0.93 1.39 26.42 -8.96 50.00
102.16 79.67 87.87 0.39 15.33 -22.01 10.30 3842.90
587.50 448.70 546.09 27.48 115.22 -23.63 21.71 319.37
226.51 222.87 141.75 8.96 31.83 -1.60 -36.40 255.15
152.70 182.33 102.04 10.36 18.93 19.40 -44.04 82.76
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
70.40 93.18 49.23 4.40 6.13 32.35 -47.17 39.31
82.30 89.15 52.81 5.96 12.80 8.33 -40.77 114.84
1.64 0.00 0.00 0.00 0.00 -99.95 -10.24 141.04
1.64 0.00 0.00 0.00 0.00 -100.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 -10.24 141.04
486.17 521.75 493.14 64.41 105.30 7.32 -5.48 63.48
188.09 664.61 460.80 26.49 76.81 253.34 -30.67 189.99
1806.96 2989.11 1706.69 132.87 274.87 65.42 -42.90 106.87
16.38 19.14 41.78 5.54 2.41 16.88 118.26 -56.39
4.25 36.25 57.35 0.04 12.97 753.72 58.18 34134.09
2049.29 879.82 111.60 420.87 284.57 -57.07 -87.32 -32.38
14556.59 14505.33 11356.71 1589.02 2584.06 -0.35 -21.71 62.62
Mid-July % Change
10
Statement of Loans and Advances of Banks & Financial Institutions (Aggregate)
Mid-Sept Mid-Oct
2013 2014 2015 2015 2015
Sectorwise 1 2 3 4 5 2/1 3/2 5/4
Agricultural and Forest Related 39147.82 48152.08 61783.87 61728.26 62745.85 23.00 28.31 1.65
Fishery Related 657.80 2747.06 3355.59 2189.76 1574.41 317.62 22.15 -28.10
Mining Related 3897.30 3580.05 3525.74 3505.41 3751.94 -8.14 -1.52 7.03
Agriculture, Forestry & Bevarage Production Related 190575.19 222489.70 255534.57 258254.34 259965.58 16.75 14.85 0.66
Construction 96067.34 118632.87 152480.40 154701.64 155837.73 23.49 28.53 0.73
Electricity,Gas and Water 20694.25 25606.61 34540.43 36342.59 37470.38 23.74 34.89 3.10
Metal Products, Machinary & Electronic Equipment & Assemblage 13050.42 13994.97 16208.31 16218.31 15977.91 7.24 15.82 -1.48
Transport, Communication and Public Utilities 41298.89 43707.55 48451.67 50612.30 50782.33 5.83 10.85 0.34
Wholesaler & Retailer 198319.29 243966.15 297286.58 299653.07 303780.03 23.02 21.86 1.38
Finance, Insurance and Real Estate 84683.50 90353.77 107293.66 108643.04 113955.44 6.70 18.75 4.89
Hotel or Restaurant 25087.38 32909.63 44028.90 45626.11 46573.51 31.18 33.79 2.08
Other Services 46718.82 54154.23 63957.60 63735.99 64905.38 15.92 18.10 1.83
Consumption Loans 69436.96 87003.21 101450.14 97617.62 98046.93 25.30 16.61 0.44
Local Government 1255.49 1182.73 1714.14 1696.91 1698.50 -5.80 44.93 0.09
Others 124829.52 141309.64 169740.36 170908.58 178066.11 13.20 20.12 4.19
TOTAL 955719.96 1129803.67 1361351.97 1371433.94 1395132.02 18.21 20.49 1.73
Productwise Term Loan 136442.95 173069.81 223149.61 228291.10 228048.19 26.84 28.94 -0.11
Overdraft 184614.72 211367.58 245994.73 244338.56 248047.59 14.49 16.38 1.52
Trust Receipt Loan / Import Loan 41471.44 48161.32 55141.88 57670.89 54497.58 16.13 14.49 -5.50
Demand & Other Working Capital Loan 220401.50 250607.47 293603.14 296028.34 305550.04 13.70 17.16 3.22
Residential Personal Home Loan (Up to Rs. 1 Crore) 66210.53 89484.87 118861.54 120902.14 121796.43 35.15 32.83 0.74
Real Estate Loan 86062.16 82482.16 85678.07 87440.28 89229.31 -4.16 3.87 2.05
Margin Nature Loan 12935.41 20031.63 24084.77 24340.57 24994.37 54.86 20.23 2.69
Hire Purchase Loan 53933.61 63653.90 80966.96 82285.20 82575.35 18.02 27.20 0.35
Deprived Sector Loan 39549.07 50576.56 63889.82 62419.02 70467.05 27.88 26.32 12.89
Bills Purchased 8024.25 10045.08 13511.29 16023.49 15608.05 25.18 34.51 -2.59
Other Product 106074.30 130323.28 156470.18 151694.34 154318.07 22.86 20.06 1.73
Total 955719.96 1129803.66 1361351.98 1371433.93 1395132.02 18.21 20.49 1.73
Collateral wiseGold and Silver 28785.76 31102.67 31374.67 28585.05 28313.25 8.05 0.87 -0.95
Government Securities 3004.07 992.12 784.73 789.53 807.96 -66.97 -20.90 2.33
Non Governmental Securities 8218.97 14092.14 18776.93 19514.73 20232.58 71.46 33.24 3.68
Fixed Deposit Receipts 11671.47 10774.58 9824.90 9203.00 9022.91 -7.68 -8.81 -1.96
Own 10995.52 9893.47 8925.88 8221.14 8264.98 -10.02 -9.78 0.53
Other Licences Institutions 675.95 881.11 899.02 981.86 757.93 30.35 2.03 -22.81
Collateral of Properties 820463.46 936410.77 1131830.49 1141774.03 1160291.06 14.13 20.87 1.62
Fixed Assets 681424.84 785804.82 957231.98 965018.16 978808.73 15.32 21.82 1.43
Current Assets 139038.62 150605.95 174598.50 176755.87 181482.32 8.32 15.93 2.67
Against security of Bill 7710.77 11927.48 13969.01 15218.48 14273.46 54.69 17.12 -6.21
Domestic Bills 1010.89 2817.51 3532.80 3157.98 3225.34 178.72 25.39 2.13
Foreign Bills 6699.89 9109.97 10436.21 12060.50 11048.12 35.97 14.56 -8.39
Against Guarantee 21747.59 29975.14 40479.05 40057.05 42492.78 37.83 35.04 6.08
Government Guarantee 3394.30 2155.95 2385.24 2345.47 2305.50 -36.48 10.64 -1.70
Institutional Guarantee 13009.84 20737.62 27833.31 26244.19 29045.08 59.40 34.22 10.67
Personal Guarantee 959.91 2001.69 2350.72 2734.42 2835.78 108.53 17.44 3.71
Collective Guarantee 1364.92 2167.66 3581.03 3598.90 3831.89 58.81 65.20 6.47
International Rated Foreign Bank's Guarantee 115.10 192.25 93.08 950.03 941.15 67.03 -51.58 -0.94
Other Guarantee 2903.51 2706.26 4235.68 4184.04 3533.38 -6.79 56.51 -15.55
Credit Card 373.59 410.98 427.58 472.13 455.78 10.01 4.04 -3.46
Others 53744.25 94117.78 113884.53 115819.92 119242.26 75.12 21.00 2.95
Total 955719.94 1129803.67 1361351.89 1371433.94 1395132.03 18.21 20.49 1.73
Mid-July % Change
11
SectorwiseAgricultural and Forest Related
Fishery Related
Mining Related
Agriculture, Forestry & Bevarage Production Related
Construction
Electricity,Gas and Water
Metal Products, Machinary & Electronic Equipment & Assemblage
Transport, Communication and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL
Productwise Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total
Collateral wiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Statement of Loans and Advances of Commercial Banks
Mid-Sept Mid-Oct
2013 2014 2015 2015 2015
1 2 3 4 5 2/1 3/2 5/4
31030.97 37810.81 47818.18 47439.81 48047.38 21.85 26.47 1.28
500.33 2491.48 2888.07 1736.77 1115.13 397.97 15.92 -35.79
3487.15 3258.97 3064.11 2999.66 3240.96 -6.54 -5.98 8.04
176661.91 207142.86 239722.81 242578.90 243898.00 17.25 15.73 0.54
71712.79 88914.98 115175.72 116671.29 117036.09 23.99 29.53 0.31
18386.51 21784.34 29412.29 31021.47 32060.13 18.48 35.02 3.35
10044.44 10887.77 12402.24 12379.06 12201.83 8.40 13.91 -1.43
24431.32 25221.64 26254.45 27254.34 28047.72 3.23 4.09 2.91
161588.16 205667.15 256252.52 259288.31 262075.01 27.28 24.60 1.07
66141.44 72768.84 89220.30 89971.18 95332.60 10.02 22.61 5.96
18753.75 24846.43 35337.97 36332.04 37001.73 32.49 42.23 1.84
38101.27 43987.36 53099.98 52570.67 53525.81 15.45 20.72 1.82
53754.45 68227.23 80339.71 78446.46 78854.87 26.92 17.75 0.52
1176.32 1096.16 1621.81 1625.65 1625.64 -6.81 47.95 0.00
81436.73 88042.57 110543.10 110831.63 115166.70 8.11 25.56 3.91
757207.54 902162.01 1103153.25 1111147.24 1129229.60 19.14 22.28 1.63
112480.40 142965.53 187297.61 190817.66 188850.12 27.10 31.01 -1.03
150298.94 170872.66 200106.73 198220.98 200255.54 13.69 17.11 1.03
41470.26 48161.32 55141.88 57670.89 54497.58 16.13 14.49 -5.50
185398.02 216015.90 260320.80 263359.89 272397.38 16.51 20.51 3.43
47256.27 64673.30 87842.96 89244.19 90093.70 36.86 35.83 0.95
63044.62 60467.66 63879.59 64925.87 66479.22 -4.09 5.64 2.39
7440.61 11988.14 16360.29 16580.82 17162.33 61.12 36.47 3.51
34094.00 41023.45 54406.77 55151.90 55310.19 20.32 32.62 0.29
32445.25 40962.32 51515.94 49596.19 56711.68 0.00 0.00 14.35
7997.56 10034.34 13497.19 16012.89 15595.25 25.47 34.51 -2.61
75281.64 94997.38 112783.49 109565.94 111876.60 26.19 18.72 2.11
757207.55 902162.00 1103153.26 1111147.23 1129229.59 19.14 22.28 1.63
25038.53 27088.37 26813.12 24648.82 24459.23 8.19 -1.02 -0.77
2974.77 968.71 751.68 750.69 769.12 -67.44 -22.40 2.45
4925.55 8973.82 13183.16 13722.86 14397.53 82.19 46.91 4.92
8102.32 7359.78 6561.88 6412.93 6076.99 -9.16 -10.84 -5.24
7428.97 6478.67 5662.90 5431.07 5319.06 -12.79 -12.59 -2.06
673.35 881.11 898.97 981.86 757.93 30.85 2.03 -22.81
642544.50 733614.96 900985.02 908589.25 922070.49 14.17 22.81 1.48
504299.03 583662.27 726933.32 732345.02 741096.56 15.74 24.55 1.20
138245.47 149952.69 174051.71 176244.23 180973.94 8.47 16.07 2.68
7675.08 11923.28 13672.66 14828.53 13861.46 55.35 14.67 -6.52
976.93 2813.31 3236.45 2768.03 2813.34 187.97 15.04 1.64
6698.14 9109.97 10436.21 12060.50 11048.12 36.01 14.56 -8.39
18424.77 25697.50 34298.71 33467.75 35442.41 39.47 33.47 5.90
3230.85 1975.30 2208.28 2168.51 2128.54 -38.86 11.79 -1.84
11547.20 18972.97 24969.73 23329.02 25773.68 64.31 31.61 10.48
645.28 1684.14 2069.26 2287.18 2427.81 160.99 22.87 6.15
204.05 404.05 951.02 784.15 868.96 98.01 135.37 10.82
104.10 117.47 93.08 950.03 941.15 12.84 -20.76 -0.94
2693.29 2529.85 4007.34 3948.87 3302.27 -6.07 58.40 -16.37
373.59 410.98 427.58 472.13 455.78 10.01 4.04 -3.46
47148.40 86124.60 106459.44 108254.27 111696.58 82.67 23.61 3.18
757207.52 902162.02 1103153.26 1111147.23 1129229.60 19.14 22.28 1.63
Mid-July % Change
12
SectorwiseAgricultural and Forest Related
Fishery Related
Mining Related
Agriculture, Forestry & Bevarage Production Related
Construction
Electricity,Gas and Water
Metal Products, Machinary & Electronic Equipment & Assemblage
Transport, Communication and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL
Productwise Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total
Collateral wiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Statement of Loans and Advances of Development Banks
Mid-Sept Mid-Oct
2013 2014 2015 2015 2015
1 2 3 4 5 2/1 3/2 5/4
6233.37 8423.26 12002.65 12290.82 12678.91 35.13 42.49 3.16
129.14 214.77 404.87 390.22 396.87 66.31 88.51 1.70
267.11 275.24 390.09 426.99 422.42 3.04 41.73 -1.07
9194.30 10699.48 12179.35 12099.24 12484.38 16.37 13.83 3.18
15248.53 19507.92 26554.42 27097.99 27893.70 27.93 36.12 2.94
2092.11 3617.75 4933.46 5060.11 5145.94 72.92 36.37 1.70
2138.61 2385.15 2976.90 3005.71 2938.42 11.53 24.81 -2.24
11223.12 12897.59 15099.18 16021.46 15338.35 14.92 17.07 -4.26
27070.92 29633.88 32542.18 32141.38 33451.45 9.47 9.81 4.08
12589.36 12797.65 13368.46 13752.55 13696.05 1.65 4.46 -0.41
4735.00 6278.73 7231.42 7604.67 7852.54 32.60 15.17 3.26
6294.93 7909.36 8661.91 8953.33 9098.73 25.65 9.51 1.62
9767.01 12728.61 15563.89 13884.66 14047.95 30.32 22.27 1.18
31.05 38.04 32.34 30.46 32.06 22.49 -14.98 5.25
25714.82 34396.15 41529.50 42273.70 44991.96 33.76 20.74 6.43
132729.38 161803.56 193470.61 195033.29 200469.73 21.90 19.57 2.79
15064.74 21437.34 27992.73 29527.59 31126.28 42.30 30.58 5.41
34315.79 40494.92 45887.99 46117.58 47792.05 18.01 13.32 3.63
1.18 0.00 0.00 0.00 0.00 -100.00 0.00 0.00
18697.09 19857.01 20503.15 20376.99 20889.05 6.20 3.25 2.51
12309.08 16820.26 22476.27 22952.52 22958.63 36.65 33.63 0.03
12864.26 12773.90 13116.83 13438.62 13754.88 -0.70 2.68 2.35
2709.85 4112.98 3831.26 3896.23 4090.44 51.78 -6.85 4.98
13300.38 15906.14 18970.95 19255.23 19323.77 19.59 19.27 0.36
5212.97 7564.63 10198.29 10608.91 11381.54 0.00 0.00 7.28
19.45 4.34 7.70 4.20 6.40 -77.66 77.26 52.38
18234.59 22832.03 30485.43 28855.42 29146.70 25.21 33.52 1.01
132729.37 161803.56 193470.61 195033.29 200469.73 21.90 19.57 2.79
3363.91 3680.33 4111.82 3480.89 3420.42 9.41 11.72 -1.74
21.40 5.85 12.34 19.73 19.72 -72.67 110.90 -0.02
2018.23 3181.68 3330.32 3696.88 3869.89 57.65 4.67 4.68
1635.28 1709.14 2014.24 1784.56 1962.80 4.52 17.85 9.99
1635.28 1709.14 2014.20 1784.56 1962.80 4.52 17.85 9.99
0.00 0.00 0.05 0.00 0.00 0.00 0.00 0.00
121886.57 147209.51 177855.55 179619.84 184320.40 20.78 20.82 2.62
121492.70 146794.10 177513.72 179326.71 184025.42 20.83 20.93 2.62
393.88 415.41 341.83 293.13 294.98 5.47 -17.71 0.63
21.13 4.20 15.30 11.74 14.53 -80.12 264.19 23.75
19.39 4.20 15.30 11.74 14.53 -78.34 264.19 23.75
1.74 0.00 0.00 0.00 0.00 -100.00 0.00 0.00
2622.99 3621.07 5424.35 5693.35 6106.53 38.05 49.80 7.26
97.04 112.75 112.07 112.07 112.06 16.18 -0.60 -0.01
1139.82 1492.52 2552.54 2537.01 2859.17 30.94 71.02 12.70
205.86 200.91 155.40 244.73 203.13 -2.41 -22.65 -17.00
1145.92 1737.70 2602.75 2788.24 2929.12 51.64 49.78 5.05
11.00 74.78 0.00 0.00 0.00 579.83 -100.00 0.00
23.34 2.41 1.59 11.30 3.05 -89.67 -33.93 -73.03
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1159.86 2391.77 706.70 726.31 755.44 106.21 -70.45 4.01
132729.37 161803.56 193470.61 195033.29 200469.73 21.90 19.57 2.79
Mid-July % Change
13
SectorwiseAgricultural and Forest Related
Fishery Related
Mining Related
Agriculture, Forestry & Bevarage Production Related
Construction
Electricity,Gas and Water
Metal Products, Machinary & Electronic Equipment & Assemblage
Transport, Communication and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL
Productwise Term Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Residential Personal Home Loan (Up to Rs. 1 Crore)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total
Collateral wiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
International Rated Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Statement of Loans and Advances of Finance Companies
Mid-Sept Mid-Oct
2013 2014 2015 2015 2015
1 2 3 4 5 2/1 3/2 5/4
1883.48 1918.01 1963.05 1997.63 2019.56 1.83 2.35 1.10
28.33 40.81 62.64 62.77 62.41 44.04 53.49 -0.58
143.05 45.84 71.55 78.77 88.56 -67.96 56.09 12.43
4718.98 4647.36 3632.41 3576.19 3583.20 -1.52 -21.84 0.20
9106.02 10209.97 10750.27 10932.37 10907.94 12.12 5.29 -0.22
215.63 204.52 194.69 261.01 264.31 -5.15 -4.81 1.26
867.37 722.06 829.16 833.53 837.65 -16.75 14.83 0.49
5644.44 5588.33 7098.04 7336.50 7396.26 -0.99 27.02 0.81
9660.22 8665.13 8491.89 8223.38 8253.56 -10.30 -2.00 0.37
5952.69 4787.27 4704.90 4919.32 4926.79 -19.58 -1.72 0.15
1598.63 1784.46 1459.52 1689.39 1719.24 11.62 -18.21 1.77
2322.62 2257.51 2195.70 2211.99 2280.84 -2.80 -2.74 3.11
5915.50 6047.38 5546.54 5286.50 5144.12 2.23 -8.28 -2.69
48.11 48.53 59.99 40.81 40.81 0.87 23.63 0.00
17677.97 18870.91 17667.77 17803.25 17907.46 6.75 -6.38 0.59
65783.04 65838.09 64728.11 65253.41 65432.69 0.08 -1.69 0.27
8897.82 8666.94 7859.26 7945.86 8071.80 -2.59 -9.32 1.58
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16306.39 14734.55 12779.18 12291.46 12263.61 -9.64 -13.27 -0.23
6645.18 7991.30 8542.32 8705.43 8744.10 20.26 6.90 0.44
10153.28 9240.60 8681.64 9075.79 8995.21 -8.99 -6.05 -0.89
2784.96 3930.51 3893.22 3863.52 3741.60 41.13 -0.95 -3.16
6539.24 6724.31 7589.24 7878.06 7941.38 2.83 12.86 0.80
1890.85 2049.60 2175.58 2213.92 2373.83 0.00 0.00 7.22
7.25 6.40 6.40 6.40 6.40 -11.70 0.00 0.00
12558.07 12493.87 13201.26 13272.98 13294.77 -0.51 5.66 0.16
65783.04 65838.09 64728.11 65253.41 65432.69 0.08 -1.69 0.27
383.32 333.97 449.73 455.34 433.60 -12.87 34.66 -4.77
7.91 17.56 20.72 19.12 19.12 122.07 17.98 0.00
1275.19 1936.64 2263.45 2094.99 1965.16 51.87 16.88 -6.20
1933.87 1705.66 1248.78 1005.51 983.12 -11.80 -26.79 -2.23
1931.27 1705.66 1248.78 1005.51 983.12 -11.68 -26.79 -2.23
2.60 0.00 0.00 0.00 0.00 -100.00 0.00 0.00
56032.38 55586.29 52989.91 53564.94 53900.16 -0.80 -4.67 0.63
55633.11 55348.44 52784.94 53346.43 53686.75 -0.51 -4.63 0.64
399.27 237.85 204.97 218.51 213.41 -40.43 -13.82 -2.33
14.57 0.00 281.05 378.21 397.47 -100.00 0.00 5.09
14.57 0.00 281.05 378.21 397.47 -100.00 0.00 5.09
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
699.83 656.57 755.99 895.95 943.83 -6.18 15.14 5.34
66.41 67.90 64.90 64.90 64.90 2.24 -4.42 0.00
322.82 272.12 311.04 378.16 412.22 -15.70 14.30 9.01
108.77 116.64 126.05 202.52 204.84 7.23 8.07 1.15
14.95 25.91 27.25 26.51 33.80 73.30 5.20 27.51
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
186.87 174.00 226.74 223.87 228.07 -6.89 30.31 1.88
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5435.98 5601.40 6718.39 6839.34 6790.24 3.04 19.94 -0.72
65783.04 65838.09 64728.01 65253.41 65432.69 0.08 -1.69 0.27
Mid-July % Change
14
Statement of Assets and Liabilities as on Asoj end, 2072(Mid-Oct, 2015)
S.N. BFI Name
NB
L
RB
B
NA
BIL
NIB
L
SCB
NL
HB
L
NSB
I
NB
B
EBL
BO
K
NC
C
NIC
Lum
bin
i
Liabilities1 CAPITAL FUND 3474.72 6888.17 7642.11 9806.95 6380.44 7195.70 5542.16 4892.22 7023.12 3854.11 3231.87 5969.74 2890.54
a. Paid-up Capital 6465.00 8588.97 3657.65 4771.20 2248.16 3332.70 3058.06 2430.29 2137.39 2120.21 2028.60 2658.28 2000.83
b. Calls in Advance
c. Proposed Bonus Share 1574.50 608.92 551.26
d. General Reserves 1964.10 3525.90 3084.50 2695.65 2381.02 1986.17 1323.78 1585.73 2240.60 948.06 527.17 914.04 474.19
e. Share Premium 2.76 0.07 11.85 79.16 18.56 0.08 67.84
f. Retained Earning -5802.98 -5481.53 464.14 50.04 1300.05 1518.24 722.29 134.45 1811.64 27.18 637.11 1267.42 381.24
g. Others Reserves Fund 845.84 254.83 435.75 703.71 451.20 358.59 358.87 132.83 814.93 207.40 38.91 1062.15 34.28
2 BORROWINGS 1048.80 300.00 1824.55 600.00 1403.04 24.00 1068.85 2083.00 500.00
a. NRB 24.00 83.00
b. Interbank Borrowing 748.80 274.55 403.04 1000.00
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins. 300.00
e. Bonds and Securities 300.00 1550.00 600.00 1000.00 1068.85 1000.00 500.00
3 DEPOSITS 77542.52 124237.57 109977.93 95902.78 58354.09 77529.98 53953.58 34845.26 76017.77 40169.66 25621.13 53848.17 20456.39
a. Current 15746.17 25740.61 13441.14 13641.52 17516.56 7422.90 4424.21 1864.44 6552.72 3482.40 930.68 2417.11 631.97
Domestic 15605.66 25696.10 10888.40 9577.87 9802.74 5637.87 4275.90 1674.42 6317.91 3178.80 893.75 2352.16 610.85
Foreign 140.51 44.51 2552.74 4063.65 7713.82 1785.03 148.31 190.02 234.80 303.60 36.93 64.96 21.12
b. Savings 47849.70 75328.88 46611.37 34501.46 24871.73 41881.90 22725.11 10307.69 34507.94 13176.34 8659.87 16394.89 4941.27
Domestic 47838.62 75303.17 43461.12 33546.57 21375.54 40621.13 22535.75 10274.45 34368.99 12913.29 8388.47 16333.92 4860.70
Foreign 11.08 25.71 3150.26 954.90 3496.20 1260.76 189.36 33.24 138.94 263.05 271.40 60.97 80.57
c. Fixed 11558.50 12454.25 12760.19 20986.79 3089.73 8817.68 20900.36 14482.73 17701.22 14907.90 9241.24 19019.25 9687.57
Domestic 11475.54 12451.98 10814.37 20668.95 2815.39 7469.18 16511.36 13846.92 17134.10 14390.31 8877.24 18001.81 9687.57
Foreign 82.96 2.27 1945.82 317.84 274.34 1348.49 4389.00 635.81 567.12 517.59 364.00 1017.45
d. Call Deposits 1614.60 9495.68 35367.48 25459.18 12416.60 18101.36 5447.23 7472.53 16295.92 8172.07 6548.12 15602.51 4924.74
Domestic 1614.60 9324.09 25108.43 21841.62 3856.67 13052.91 3766.36 7233.78 9001.54 7858.77 6537.22 15252.01 4870.76
Foreign 171.59 10259.05 3617.56 8559.93 5048.45 1680.87 238.75 7294.38 313.30 10.90 350.51 53.99
e. Others 773.54 1218.15 1797.75 1313.82 459.46 1306.15 456.66 717.86 959.97 430.95 241.21 414.40 270.84
Domestic 773.54 1218.15 1743.13 1159.85 347.46 1082.05 429.80 717.63 954.56 327.97 240.23 414.40 270.84
Foreign 54.62 153.97 112.01 224.09 26.87 0.23 5.41 102.98 0.98
4 Bills Payable 73.29 21.45 302.68 0.21 360.70 216.71 232.95 65.53 684.88 40.36 5.08 123.52 29.62
5 Other Liabilities 12414.86 18631.68 16767.87 9059.41 2609.79 4463.13 2605.38 4886.75 4239.72 2726.42 2347.93 2854.20 953.89
1. Sundry Creditors 4558.26 718.94 9892.16 1103.87 405.30 178.09 359.36 181.59 399.61 217.76 575.70 382.33 39.49
2. Loan Loss Provision 2260.46 3417.45 1530.40 1518.32 330.74 1969.77 480.98 502.28 828.45 1516.07 637.96 1163.55 319.30
3. Interest Suspense a/c 4227.73 10193.88 474.84 512.14 122.45 518.48 93.50 318.02 261.63 198.88 347.41 330.88 77.51
4. Others 1368.40 4301.41 4870.47 5925.07 1751.30 1796.79 1671.54 3884.86 2750.02 793.71 786.85 977.44 517.58
6 Reconcillation A/c -3324.59 3.53 46.74 4.34 0.36 0.75 2.16 0.00
7 Profit & Loss A/c 444.37 457.04 725.25 423.40 345.25 322.78 308.49 194.26 340.25 168.75 212.23 159.13 60.12
90625.15 151284.71 135715.84 117020.83 68050.26 90375.04 64049.92 44908.39 89375.34 49042.30 31420.40 63454.75 24390.57
Assets1 LIQUID FUNDS 9012.72 33648.39 20779.49 16347.97 20880.37 13204.13 7909.33 6075.86 14488.46 5285.25 3432.50 6810.82 3350.53
a. Cash Balance 2951.17 3269.02 1775.93 2057.82 944.84 1641.90 1913.61 936.70 1221.87 882.36 509.74 948.28 399.95
Nepalese Notes & Coins 2916.82 3228.86 1658.74 1877.26 884.33 1308.96 1883.61 899.26 1187.98 822.74 501.64 918.04 391.68
Foreign Currency 34.34 40.16 117.19 180.55 60.51 332.94 30.00 37.44 33.88 59.62 8.11 30.24 8.28
b. Bank Balance 5761.55 28891.35 18505.96 14017.57 7771.37 9902.78 5995.72 5139.16 12516.59 4394.23 2158.32 5862.54 2850.58
1. In Nepal Rastra Bank 4174.09 27238.78 15058.87 9486.91 6509.59 6643.01 4234.74 4475.47 9289.75 3005.10 1785.64 3760.32 2095.07
Domestic Currency 4143.05 27207.20 14930.58 9226.38 6441.37 6559.20 4211.57 4435.91 9223.37 2982.27 1787.46 3724.18 2086.79
Foreign Currency 31.04 31.58 128.29 260.53 68.23 83.81 23.17 39.55 66.38 22.82 -1.83 36.14 8.29
2. "A"Class Licensed Institution 705.47 688.63 130.28 303.20 142.43 98.77 340.12 137.03 389.72 157.16 125.78 256.40 98.07
Domestic Currency 705.47 694.32 130.28 201.27 142.43 98.77 340.12 137.02 389.12 154.56 120.69 256.36 97.63
Foreign Currency -5.69 101.93 0.02 0.60 2.60 5.09 0.05 0.43
3. Other Financial Ins. 0.52
4. In Foreign Banks 881.99 963.94 3316.81 4227.46 1119.35 3161.00 1420.86 526.15 2837.12 1231.97 246.91 1845.82 657.44
c. Money at Call 300.00 1488.02 497.60 272.59 12164.16 1659.45 750.00 8.66 764.43 100.00
Domestic Currency 300.00 1485.00 200.00 1650.00 100.00
Foreign Currency 3.02 497.60 72.59 12164.16 9.45 750.00 8.66 764.43
2 INVESTMENT IN SECURITIES 9831.26 21900.52 16900.48 10624.26 7299.32 8103.06 7760.16 4630.93 13891.85 6888.12 3466.12 7690.74 1537.76
a. Govt.Securities 9831.26 9010.52 16641.21 10624.26 7299.32 8103.06 7760.16 4630.93 13891.85 6888.12 3466.12 7498.10 1537.76
b. NRB Bond 12890.00
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents 259.27 192.64
3 SHARE & OTHER INVESTMENT 1988.22 718.25 15915.97 8549.16 11184.27 7568.82 5449.27 2268.36 6023.23 616.28 116.01 1275.19 904.77
a. Interbank Lending 155.55 300.00 104.00
b. Non Residents 259.25 605.17 15387.01 7394.40 6954.90 5251.74 1903.32 5959.88 499.64 867.38 468.00
c. Others 1728.97 113.08 528.97 1154.77 11184.27 613.92 41.98 65.04 63.35 116.64 12.01 407.80 436.77
4 LOANS & ADVANCES 53091.08 74628.88 67349.23 73453.42 26915.28 55687.35 39814.81 26577.93 51065.38 32296.20 21511.56 44084.58 17746.02
a. Private Sector 53091.08 71417.78 65032.98 71455.42 25705.31 52602.36 37700.14 25274.55 47901.29 29897.20 21314.77 43937.08 15866.35
b. Financial Institutions 2185.13 2316.25 1895.66 1209.97 3084.98 2114.68 1247.10 2701.34 2316.14 124.95 1879.67
c. Government Organizations 1025.97 102.34 56.28 462.74 82.86 71.84 147.50
5 BILL PURCHASED 4.92 62.68 23.72 657.40 8.42 1807.37 520.20 397.95 258.25 1890.09 108.58 1312.81
a. Domestic Bills Purchased 0.06 44.28 0.60 172.29 0.08 1807.37 290.68 15.10 0.41 4.85
b. Foreign Bills Purchased 3.79 18.40 23.12 471.38 8.34 1.36 107.27 243.15 3.52 1307.96
c. Import Bills & Imports 1.07 13.72 518.84 1890.09 104.65
6 LOANS AGAINST COLLECTED BILLS 57.01 1.35
a. Against Domestic Bills 57.01 1.35
b. Against Foreign Bills
7 FIXED ASSETS 440.11 1292.93 788.61 1098.79 422.57 1310.42 1389.75 203.76 662.69 1169.23 693.78 575.15 406.96
8 OTHER ASSETS 14569.32 19620.69 13901.33 6276.96 1327.93 2201.06 1205.54 4631.12 2985.50 895.50 1503.07 1414.40 411.68
a. Accrued Interest: 4238.77 10275.44 973.81 665.63 148.69 599.32 168.75 322.75 325.41 252.57 362.16 390.71 77.51
Financial Institutions 7391.85 214.10 629.09 73.26 83.83 159.79 140.45 154.89 347.43 217.32 57.59
Government Enterprises 70.53 0.83 7.51 30.90 37.14 4.15 46.88 50.00 14.73 43.37
Private Sector 4238.77 2813.06 759.71 35.71 67.93 568.42 47.78 158.81 138.08 47.68 130.02 19.92
b. Staff Loans / Adv. 1716.28 4001.38 1545.28 198.35 265.33 919.57 491.46 594.50 1416.89 278.76 388.11 278.22 60.39
c. Sundry Debtors 3780.41 419.89 5841.72 304.21 283.98 317.07 44.53 115.04 164.62 536.67 304.44 69.70
d. Cash In Transit 625.32 0.01 0.37 0.22
e. Others 4833.86 4298.66 5540.51 5108.77 629.92 681.80 228.26 3669.33 1127.95 199.55 216.13 441.02 204.07
9 Expenses not Written off 17.63 -3.53 12.11 131.81 0.86 2.56 4.94
10 Non Banking Assets 192.55 83.65 12.86 361.03 122.48 0.28 444.43 288.49 27.90
11 Reconcillation Account 1477.35 -667.75 0.01
12 Profit & Loss A/c 144.35
90625.15 151284.71 135715.84 117020.83 68050.26 90375.04 64049.92 44908.39 89375.34 49042.30 31420.40 63454.75 24390.57TOTAL ASSETS
15
Statement of Assets and Liabilities as on Asoj end, 2072(Mid-Oct, 2015)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
g. Others Reserves Fund
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
MB
L
Ku
mar
i
Laxm
i
SBL
AD
BN
L
Glo
bal
Cit
izen
s
Pri
me
Sun
rise
Gra
nd
NM
B
PR
AB
HU
Jan
ata
Meg
a
4209.63 3439.85 4366.59 4148.59 14834.94 7323.49 3739.88 4422.40 3420.21 503.13 3597.04 3673.26 2357.57 3087.88
2776.25 2431.68 3039.23 2031.18 9860.80 5011.60 3065.23 3140.05 2460.32 2000.00 2400.00 3208.89 2060.00 2609.60
365.43
0.53 1152.67 528.97
424.04 467.41 563.48 531.55 3688.10 711.33 479.80 431.26 294.76 175.20 350.57 255.84 100.63 115.82
74.00 2.97 88.02 10.08 3.41
579.38 26.27 270.88 1134.64 796.95 42.58 125.20 817.64 3.28 -2496.81 785.08 166.71 164.82 348.78
64.52 514.49 418.47 451.22 489.09 405.32 66.67 33.45 44.86 824.74 51.32 38.41 32.13 13.68
750.00 3298.29 2467.42 470.09 2960.24 96.86 950.00 500.00 8.70 893.44 1120.00
17.00 59.42 70.09 262.20
1850.00 2198.04 950.00 8.70 893.44 1120.00
568.00 96.86
750.00 1431.29 1840.00 400.00 500.00 500.00
44701.03 34738.47 41156.44 45113.98 79772.18 63096.04 36947.71 41402.73 35263.66 7350.03 36550.29 45667.82 22567.31 22565.37
1522.50 1422.20 2236.63 2608.06 7609.80 3260.84 1116.84 1365.80 1340.86 299.11 1209.01 1303.13 1522.50 674.76
1497.31 1363.72 1737.08 2398.28 7603.93 3112.58 970.46 1355.02 1222.46 282.00 1077.26 1277.91 1303.52 643.10
25.20 58.48 499.55 209.78 5.87 148.25 146.38 10.78 118.40 17.11 131.75 25.22 218.99 31.66
19078.72 8728.89 8643.01 13473.13 34736.53 28409.19 8162.92 6390.09 11938.27 2380.93 8960.50 26514.89 5662.60 6744.36
19040.17 8611.15 8469.90 13406.16 34736.53 27417.25 8094.21 6365.57 11895.47 2368.51 8861.27 26497.60 5658.51 6653.73
38.55 117.74 173.11 66.97 991.94 68.71 24.52 42.79 12.42 99.24 17.28 4.09 90.63
14018.28 15346.25 16562.01 13747.31 35112.00 17530.90 18677.40 18252.95 16589.23 1761.69 14344.05 8795.29 10547.55 8646.46
13965.13 14982.25 14539.04 13369.27 35112.00 16943.19 18459.04 18252.95 15912.19 1760.65 14068.25 8308.76 10339.95 7502.21
53.16 364.00 2022.97 378.04 587.71 218.35 677.04 1.04 275.80 486.53 207.60 1144.25
9858.14 9022.06 13240.06 14762.38 1598.38 13318.57 8835.64 14944.04 4957.85 2793.25 10241.96 8784.46 4712.16 6338.53
8315.80 8525.79 11807.33 14535.77 1598.38 13129.47 8822.80 14900.40 4855.88 2641.60 9016.23 8747.93 4712.16 6300.11
1542.34 496.26 1432.72 226.61 189.11 12.84 43.64 101.97 151.65 1225.74 36.53 38.42
223.38 219.08 474.74 523.11 715.47 576.54 154.91 449.86 437.45 115.05 1794.76 270.05 122.49 161.26
213.29 219.08 396.86 521.22 712.51 576.16 154.91 449.86 437.42 112.84 1121.85 270.05 122.49 161.26
10.09 77.88 1.89 2.96 0.37 0.03 2.21 672.91
15.76 66.85 98.24 36.70 23.20 153.36 13.83 11.41 19.58 18.26 23.70 42.46
3721.34 2944.97 4020.89 4729.85 23672.79 3465.83 2713.08 3049.70 2674.82 4774.85 1188.82 4080.55 948.50 1719.98
1258.09 906.25 1338.38 1888.82 6066.21 870.06 7.33 454.63 27.80 258.90 480.91 13.35 5.11
515.57 940.61 638.67 851.48 5703.48 1287.17 790.52 835.64 999.17 3178.05 371.39 1879.10 369.66 450.83
184.60 285.62 147.90 226.25 1820.50 304.20 232.79 303.49 430.28 1139.17 131.18 523.87 66.30 120.77
1763.08 812.48 1895.92 1763.30 10082.61 1004.40 1682.44 1455.92 1217.58 457.63 427.35 1196.66 499.18 1143.27
0.07
161.66 44.38 78.78 155.38 288.68 313.56 172.48 220.60 120.15 185.82 167.08 52.73 84.35
52809.42 41234.51 50470.94 57446.09 121036.02 74705.72 46556.59 49248.79 41589.53 13589.42 42041.62 53615.67 26843.24 28620.04
7119.37 5749.70 6335.00 4781.02 19812.04 8218.80 5225.27 5808.24 5473.49 1316.71 8231.47 7025.72 3651.51 2859.96
1948.14 708.29 635.34 1107.04 2684.91 1669.65 1446.03 1222.35 785.37 543.99 616.74 1907.38 521.63 421.02
1864.35 666.89 620.76 1024.63 2679.78 1603.88 1398.82 1201.84 760.39 365.05 579.72 1834.96 515.23 403.80
83.79 41.40 14.58 82.41 5.13 65.77 47.20 20.52 24.98 178.94 37.02 72.42 6.40 17.22
5171.23 3677.80 5699.66 3323.98 16981.55 6549.16 3779.25 4137.67 4588.12 772.72 7018.42 3318.34 3129.88 1846.42
3679.09 2706.03 3251.95 2814.61 13453.22 5095.69 2569.93 3782.46 3717.19 579.95 5770.27 2014.71 2134.07 1443.29
3656.26 2669.73 3225.55 2787.41 13104.83 5005.47 2565.34 3813.09 3649.20 578.67 5097.33 1985.68 2121.41 1435.12
22.83 36.30 26.40 27.20 348.39 90.21 4.58 -30.62 68.00 1.28 672.94 29.03 12.66 8.17
453.17 107.66 193.44 79.93 1388.34 389.19 308.46 63.55 53.90 50.20 182.58 686.38 194.33 90.79
448.77 102.67 179.27 77.00 1388.34 360.29 304.50 59.10 53.74 45.64 182.58 686.36 194.33 90.04
4.40 4.99 14.17 2.93 28.89 3.96 4.45 0.15 4.56 0.03 0.76
7.82 9.85 20.79 0.54
1031.15 864.11 2254.27 429.44 2139.99 1054.44 900.86 291.66 817.03 142.58 1065.56 596.46 800.94 312.33
1363.61 350.00 145.57 448.22 100.00 596.32 1800.00 592.53
750.01 350.00 448.22 100.00 1800.00 280.00
613.60 145.57 596.32 312.53
4479.72 4376.50 3439.68 7471.24 4609.81 7097.76 4874.37 6265.86 3609.77 250.00 2542.35 10027.62 2389.91 1357.24
3007.65 4376.50 3439.68 7471.24 4609.81 5407.76 4874.37 6265.86 3609.77 250.00 2542.35 10027.62 1899.91 1357.24
1690.00 490.00
1472.07
43.79 1052.64 2598.49 1495.67 3256.70 4482.98 1467.37 845.79 1592.23 19.13 1738.89 874.85 296.33 3252.92
350.00 1350.00 3576.38 31.17 500.00
673.26 1981.76 395.20 1553.67 1013.73 570.90 106.25 1300.00
43.79 29.39 616.73 1100.47 1906.70 906.59 1467.37 814.62 38.56 19.13 225.15 303.95 190.08 1952.92
35940.59 27460.81 31450.98 38124.61 72091.80 51012.31 31826.84 33087.07 29184.23 8994.67 27225.60 29807.15 19405.37 18891.18
34519.78 26789.01 31076.58 38124.61 72078.81 51012.31 30544.79 31209.67 28291.97 8458.40 26230.27 29807.15 18323.40 18113.96
1396.49 671.80 374.41 13.00 1263.25 1732.22 892.26 446.50 995.33 907.97 702.22
24.31 18.80 145.18 89.77 174.00 75.00
1027.23 6.67 2360.32 849.34 1089.38 47.97 574.92 43.58 0.31 795.32 227.83 2.05
2.76 3.35 163.73 58.45 1089.38 47.97 192.84 1.28 795.32 227.83 2.05
1024.47 3.32 790.89 382.08 42.30 0.31
2196.59
7.09 229.60
7.09
229.60
649.63 702.60 880.68 905.46 1234.87 1346.65 1297.46 651.88 660.60 715.02 368.62 2341.77 448.16 469.25
3223.21 1667.35 3276.28 3818.74 18948.05 1334.58 1810.23 1964.69 915.99 2159.58 1081.57 3184.06 419.51 1735.13
211.71 314.62 189.16 280.81 1820.50 86.64 281.90 329.48 456.47 1142.22 163.76 608.43 77.69 216.87
182.24 217.59 91.14 123.32 152.82 254.42 347.63 958.90 85.74 360.73 54.39 158.25
24.75 25.93 21.53 44.91 45.00 24.05 22.21 3.01 25.17 15.04 11.37 9.35
4.72 71.10 76.49 157.49 1820.50 41.72 84.08 51.00 86.63 180.30 52.85 232.66 11.93 49.27
372.47 214.32 193.05 453.85 3757.04 321.00 286.68 46.19 221.85 20.17 141.40 425.57 285.56 198.41
1207.45 19.60 1591.68 1526.80 11205.84 239.78 17.16 31.15 4.28 33.09 1515.16 18.30 6.47
33.50 40.64
1431.59 1085.31 1302.39 1557.28 2124.03 687.16 1224.49 1557.88 233.39 964.10 776.41 634.90 37.96 1313.38
126.88 10.96 0.90
199.01 218.18 129.49 142.75 123.27 50.33 109.50 39.76 57.81 106.72 0.81 54.36
0.07 0.00 939.99 0.15 19.06
83.29
52809.42 41234.51 50470.94 57446.09 121036.02 74705.72 46556.59 49248.79 41589.53 13589.42 42041.62 53615.67 26843.24 28620.04
16
Statement of Assets and Liabilities as on Asoj end, 2072(Mid-Oct, 2015)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
g. Others Reserves Fund
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Civ
il
Cen
tury
San
ima
NID
C
Mal
ika
Sid
dh
arth
a
Yeti
Nar
ayan
i
PD
BL
Sah
ayo
gi
Kar
nal
i
Triv
eni
Sup
rim
Bh
riku
ti
3437.65 2423.09 3430.69 3060.44 398.81 822.55 936.91 -102.88 562.65 359.79 155.02 941.58 1034.69 761.21
2887.85 2120.00 2550.24 415.82 242.55 715.95 1386.23 55.57 336.52 201.47 100.00 740.09 811.62 521.23
9.04 6.12 20.00
510.05 10.05 0.07
131.55 32.49 365.33 745.77 40.19 79.54 156.87 17.52 63.19 42.70 8.35 77.59 75.35 116.48
1.08 0.35 0.54 2.11
408.89 1.84 1.32 1791.70 91.98 2.47 -669.45 -201.89 146.73 111.16 23.67 118.14 132.46 123.43
8.29 259.71 3.75 107.15 23.76 24.59 63.26 9.76 15.66 4.46 3.00 5.77 13.14 0.01
3703.40
690.60
2642.80
370.00
27370.67 25389.33 35436.66 1419.00 3369.78 7074.97 8472.78 327.33 3948.54 2298.61 1417.39 7922.18 5013.68 5961.41
786.47 1178.53 1540.16 17.31 103.11 209.18 214.07 19.11 76.65 7.63 141.11 110.15 98.53
629.89 1100.09 1529.64 17.31 103.11 208.92 212.54 19.11 76.65 7.63 141.11 110.15 98.53
156.59 78.44 10.53 0.26 1.54 0.00
4674.37 7645.66 14871.65 406.47 2413.35 4276.09 2985.61 166.22 2280.53 1791.08 921.30 3501.15 2013.90 4094.09
4654.66 7627.30 14705.45 406.47 2413.35 4276.09 2985.59 166.22 2280.53 1791.08 921.30 3501.15 2013.90 4094.09
19.71 18.36 166.19 0.02
15106.89 11889.24 9835.09 904.75 279.22 1454.22 2888.42 160.95 1197.37 336.21 277.96 2013.44 1133.25 1152.88
15002.99 11889.24 9367.09 904.75 279.22 1454.22 2888.42 160.95 1197.37 336.21 277.96 2013.44 1133.25 1152.88
103.90 468.00
6419.16 4269.31 9044.80 90.48 567.99 1130.07 2382.83 445.38 94.66 206.17 2254.43 1755.29 584.26
6014.53 4235.13 8138.80 90.48 567.99 1130.07 2068.96 445.38 94.66 206.17 2254.43 1755.29 584.26
404.62 34.19 905.99 313.88
383.78 406.59 144.97 6.10 5.41 1.85 0.16 6.16 4.33 12.05 1.10 31.65
383.78 406.59 144.97 6.10 5.41 1.85 6.16 4.33 12.05 1.10 31.65
0.16
27.28 14.50 8.14
1512.59 1048.08 1383.66 1801.55 170.27 569.01 1638.25 367.03 184.61 85.89 65.85 376.85 339.95 168.93
3.59 22.38 4.13 51.29 44.23 30.82 38.10 4.57 2.63 1.70 5.86 3.24 3.99
642.29 273.84 342.62 363.72 55.81 264.69 448.56 177.58 64.27 19.31 24.39 153.11 85.19 59.90
293.19 48.53 98.28 540.01 22.21 170.50 198.08 109.87 12.01 22.67 24.15 95.46 44.38 21.17
573.52 703.32 938.64 846.54 92.25 89.59 960.79 41.48 103.76 41.29 15.62 122.42 207.15 83.87
2.42 37.23 901.08
84.15 59.03 227.13 19.97 14.71 34.47 7.08 6.52 9.79 50.08 11.52
32432.34 28934.02 44181.55 6303.38 3953.58 8500.99 11056.09 628.72 4702.88 2750.81 1638.25 9250.40 6438.40 7804.15
3652.07 3393.39 4183.25 2811.21 1232.49 1849.88 3220.22 117.46 1520.78 803.71 628.57 2765.59 1911.96 1885.25
557.05 500.75 762.51 18.42 147.55 192.93 221.90 2.81 164.26 62.69 111.04 208.13 171.57 140.86
546.45 450.77 677.59 18.42 147.17 192.86 221.43 2.81 164.26 62.69 111.04 208.13 150.76 140.86
10.60 49.98 84.93 0.38 0.07 0.47 20.81
3095.02 2892.64 3420.74 2792.79 273.70 637.55 2998.31 114.65 337.67 185.45 104.27 980.27 1330.67 412.52
2430.83 2248.82 3128.67 103.90 197.63 572.61 1755.72 0.47 174.92 155.94 104.27 802.39 197.11 119.95
2404.42 2233.40 3099.58 103.90 197.63 572.61 1755.72 0.47 174.92 155.94 104.27 802.39 197.04 119.95
26.42 15.42 29.09 0.07
227.58 151.39 132.48 2688.89 76.07 64.94 1098.14 6.35 161.37 29.48 160.69 1133.56 285.69
224.09 146.94 130.96 2688.89 76.07 64.89 1086.12 6.35 161.37 29.48 160.69 1133.56 285.69
3.49 4.45 1.52 0.06 12.02
143.22 107.82 1.38 0.03 17.19 6.89
436.61 492.43 159.59 1.23
811.23 1019.40 1018.85 555.57 413.27 1577.19 409.72 1331.87
811.23 1014.82 1018.85 555.57 413.27 1577.19 409.72 1331.87
4.57
2589.91 1746.66 5445.96 40.00 39.88 13.15 324.73 51.70 100.00
2589.91 446.66 4935.87 40.00 39.88 13.15 324.73 1.70 100.00
1300.00 50.00
510.08
590.48 1090.54 1719.88 168.77 6.61 74.00 42.56 14.21 14.49 19.85 3.00 22.61 7.59 1.02
829.74
581.93 259.88 1650.43
8.55 0.92 69.45 168.77 6.61 74.00 42.56 14.21 14.49 19.85 3.00 22.61 7.59 1.02
23317.93 21306.01 30676.00 2316.51 2535.29 5955.16 6344.11 211.39 3042.68 1778.95 813.22 5683.54 4171.84 4819.01
21940.51 20244.21 29821.40 2316.51 2535.29 5955.16 6242.47 211.39 3042.68 1778.95 813.22 5683.54 4168.09 4819.01
744.85 1061.80 846.33 100.04
632.57 8.26 1.60 3.75
73.76 14.90 1.00
67.53 1.00
6.23 14.90
743.73
743.73
525.61 419.76 620.42 119.14 40.90 278.50 228.18 4.97 47.66 59.59 37.25 144.84 71.48 29.04
929.28 931.14 1485.04 847.75 137.23 291.22 573.28 236.09 73.35 88.69 148.14 299.34 159.51 68.76
299.76 54.71 151.62 540.01 22.21 181.42 218.10 112.01 12.01 22.67 24.15 95.47 50.65 22.39
219.35 48.53 45.04 540.01 10.50 26.00 15.10 4.81
6.00 1.01 38.71 0.54 0.00 0.28 1.22
74.41 5.17 67.87 22.21 181.42 217.57 101.51 12.01 22.67 24.15 69.47 35.28 16.36
119.21 198.32 154.97 20.97 47.07 50.06 48.06 2.47 25.62 4.13 78.39 51.19 27.18 3.14
4.16 354.53 0.07 108.21 20.28 18.13 111.65 3.07 19.21 22.41 69.97 14.07 31.81
0.22 12.99 0.26
506.14 323.58 1178.38 178.56 67.73 39.46 288.99 9.96 19.65 42.42 23.20 82.71 67.61 11.43
2.23 10.97
1.72 29.39 1.07 11.36 624.32 3.91 9.76 53.36
7.87 37.23 0.00 0.26 901.08
51.00 10.28 7.38 7.81
32432.34 28934.02 44181.55 6303.38 3953.58 8500.99 11056.09 628.72 4702.88 2750.81 1638.25 9250.40 6438.40 7804.15
17
Statement of Assets and Liabilities as on Asoj end, 2072(Mid-Oct, 2015)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
g. Others Reserves Fund
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Suve
kch
ha
Shan
grila
Gu
rkh
a
Gan
dak
i
Infr
astr
uct
ure
Bu
sin
ess
Bir
atla
xmi
Exce
l
Wes
tern
Soci
ety
Ara
nik
o
Dev
a
CED
BL
Mit
eri
236.31 1028.10 -373.61 521.97 1117.77 1282.71 504.51 314.59 182.45 799.76 304.43 1023.18 1450.50 257.61
150.26 736.00 198.25 352.00 827.53 934.69 340.29 202.50 130.80 897.93 234.39 818.09 1259.91 162.52
6.27 0.82
52.65
24.83 140.20 81.40 76.38 74.22 107.14 48.61 55.90 13.88 118.47 21.69 52.27 130.96 89.09
0.96 2.38 0.28 5.69 0.38 1.79
51.13 150.90 -673.20 88.34 174.58 238.47 105.48 3.54 37.76 -220.30 48.23 141.98 13.41 4.31
2.87 1.00 16.74 4.97 35.75 2.03 10.13 3.66 0.12 9.05 46.21 1.70
138.37
138.37
1960.07 8524.98 1079.71 4523.89 5494.89 6590.08 4379.81 2967.11 1712.93 6033.76 1796.87 6841.97 8712.69 1749.43
18.09 144.59 105.24 60.60 61.95 49.31 84.20 71.68 27.44 81.87 36.46 139.32 273.90 29.99
18.09 144.59 105.24 60.60 61.95 49.31 84.20 71.68 27.44 81.87 36.46 139.26 273.50 29.99
0.06 0.40
959.53 4750.78 70.80 2148.74 1792.20 2565.56 2792.99 2000.36 1129.09 2793.72 978.61 4710.31 3646.65 902.03
959.53 4750.78 70.78 2148.74 1792.20 2565.56 2792.99 2000.36 1129.09 2793.72 978.61 4708.99 3564.57 902.03
0.03 1.32 82.09
626.11 1525.30 2.38 1098.11 1691.63 1949.15 1090.26 244.56 371.58 1542.00 470.87 1174.47 3483.47 622.17
626.11 1525.30 2.38 1098.11 1691.63 1949.15 1090.26 244.56 371.58 1542.00 470.87 1173.43 3457.91 622.17
1.04 25.56
356.34 2092.87 898.20 1213.32 1946.35 2022.85 408.14 649.70 184.72 1591.77 310.93 804.90 1219.77 195.24
356.34 2092.87 898.18 1213.32 1946.35 2022.85 408.14 649.70 184.72 1591.76 310.93 804.90 1208.55 195.24
0.02 0.01 11.22
11.45 3.09 3.13 2.77 3.21 4.22 0.81 0.10 24.40 12.98 88.90
11.45 3.09 3.13 2.77 3.21 4.22 0.81 0.10 24.40 12.98 88.90
1.44 2.22 1.54 7.34
73.78 367.17 1741.13 191.95 351.09 529.51 199.68 118.03 21.30 1137.32 86.09 449.15 721.64 48.00
5.61 5.46 2.77 3.30 0.48 0.02 24.05 1.61 1.27 7.67 8.19 4.24 12.21 0.67
27.38 97.23 770.88 48.98 111.41 155.36 42.29 44.76 15.70 224.76 31.13 286.45 354.07 17.95
15.04 58.32 660.08 18.80 71.27 96.01 11.27 10.86 123.99 21.55 83.10 117.82 2.96
25.76 206.16 307.39 120.87 167.94 278.13 122.08 60.80 4.33 780.90 25.22 75.36 237.53 26.42
0.07 0.03 0.46 19.17 7.91 507.26
0.06 31.93 127.66 20.15 1.60 40.80 13.04 17.07 0.76 96.15 3.60 16.70 16.59
2270.29 9953.63 2574.89 5257.99 6965.35 8443.10 5097.04 3417.26 1936.61 8069.21 2190.99 8323.74 11047.24 2578.89
795.80 2769.51 276.02 1051.13 2255.15 2075.53 2051.76 1029.68 697.76 1784.16 771.45 2443.04 2437.11 487.29
82.59 248.18 2.32 135.53 166.41 135.29 99.15 146.26 58.82 260.30 63.07 263.54 131.93 30.06
82.59 246.84 2.32 134.72 166.23 135.23 99.15 146.26 58.82 259.35 62.76 260.58 131.38 30.06
1.34 0.82 0.18 0.06 0.95 0.31 2.96 0.55
713.21 2521.33 0.37 915.59 346.23 443.74 267.25 422.55 98.50 1523.86 168.30 438.53 697.70 98.94
53.39 478.32 0.37 236.99 341.67 331.06 265.16 232.77 7.08 311.82 94.36 408.56 611.01 15.94
53.39 478.32 0.01 236.99 341.41 331.06 265.16 232.77 7.08 311.82 94.36 407.88 608.41 15.94
0.36 0.26 0.68 2.60
410.86 1632.50 580.72 4.56 111.35 2.06 189.05 91.42 1082.54 72.79 27.04 54.62 83.00
410.86 1632.50 580.72 4.56 111.35 2.06 189.05 91.42 1079.61 72.79 26.63 54.62 83.00
2.93 0.40
248.96 281.30 97.89 1.33 0.02 0.73 129.50 1.15 2.93
129.21 32.08
273.34 1742.51 1496.50 1685.37 460.88 540.43 540.08 1740.96 1607.48 358.30
272.99 1742.46 1496.50 1685.37 460.88 540.43 540.08 1736.73 1508.70 358.30
0.35 0.05 4.24 98.78
175.00 80.00 150.00 20.00 50.00 99.59 355.73
175.00 80.00 150.00 20.00 50.00 99.59 355.73
16.04 27.71 15.92 3.04 70.58 92.75 6.33 10.12 0.50 24.14 11.40 148.07 82.17 5.47
0.09
16.04 27.71 15.92 3.04 70.58 92.75 6.33 10.12 0.50 24.14 11.40 147.98 82.17 5.47
1355.37 6604.65 957.30 3894.86 4182.62 5582.00 2809.70 2280.95 1110.24 4966.02 1299.30 5152.23 7719.49 1541.39
1355.37 6604.65 957.30 3894.86 4182.62 5582.00 2809.70 2280.95 1110.24 4813.54 1299.30 5017.24 7374.35 1541.39
152.48 134.99 345.14
3.20
3.20
45.63 94.06 98.35 141.76 120.83 151.40 71.67 41.91 50.10 244.16 50.26 183.99 126.54 20.63
55.78 282.70 999.70 167.20 196.33 244.36 132.25 54.56 78.01 902.32 54.48 267.22 276.04 16.86
15.04 74.07 660.08 18.80 85.55 119.11 11.27 11.93 134.73 21.55 101.82 120.78 2.96
573.94 71.27 4.79 5.70 89.45 98.07 0.62
2.64 0.80 1.04 0.73 16.43 2.90
15.04 71.44 86.15 18.80 13.48 118.07 6.47 6.23 44.55 21.55 85.39 19.81 2.34
8.73 70.04 15.35 13.75 17.47 34.02 47.05 18.34 36.41 41.63 5.54 10.93 56.30 8.84
12.63 30.01 8.25 77.83 6.12 6.38 10.62 26.70 585.27 3.26 68.07 1.20 0.64
19.39 108.57 316.03 56.81 93.31 85.11 67.55 13.67 14.89 140.69 24.13 86.39 97.76 4.42
1.67 0.00 0.24 0.03 16.74
227.49 58.65 146.65 2.17 47.44 3.68 50.17
0.10 1.20 0.17 3.17 0.04 0.42 507.26
47.73 12.87
2270.29 9953.63 2574.89 5257.99 6965.35 8443.10 5097.04 3417.26 1936.61 8069.21 2190.99 8323.74 11047.24 2578.89
18
Statement of Assets and Liabilities as on Asoj end, 2072(Mid-Oct, 2015)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
g. Others Reserves Fund
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Tin
au
Mu
ktin
ath
Sew
a
Kan
kai
Mah
akal
i
Ace
Bh
arga
v
diy
alo
Co
un
try
Alp
ine
Kas
tam
and
ap
Gar
ima
Cit
y
252.10 997.95 530.34 143.33 165.47 1159.44 152.82 267.77 414.45 194.78 700.67 974.60 705.92
185.15 640.03 360.64 100.00 127.20 885.31 100.00 220.00 320.00 118.00 679.90 709.50 468.16
8.51
12.80
14.73 81.04 37.68 8.92 7.50 115.93 45.09 18.57 76.92 15.32 29.39 70.52 89.37
2.66 19.89 8.68 0.03 2.08 0.11 23.38 16.26
41.05 238.35 121.80 33.83 28.18 135.35 7.72 28.14 4.23 60.47 -79.95 167.99 130.93
18.65 1.52 0.55 0.50 22.85 1.06 0.50 1.00 71.22 3.20 1.20
14.80 690.00
690.00
14.80
2476.48 8302.45 3979.67 1081.71 732.69 6828.30 1116.89 1623.50 1769.04 1182.75 5495.02 6592.32 5191.98
42.52 94.19 47.49 21.11 195.38 6.94 16.77 16.83 45.75 209.85 114.66 54.74
42.52 94.19 47.49 21.11 174.40 6.94 16.77 6.73 45.75 209.56 114.66 54.74
20.98 10.11 0.29
1402.13 5145.32 2075.84 552.13 608.20 3766.34 469.67 764.12 532.17 692.50 3043.13 3873.38 2898.94
1402.13 5145.32 2075.84 552.13 608.20 3759.60 469.67 764.12 532.17 692.50 2961.42 3873.38 2898.94
6.74 81.72
718.62 1872.48 849.31 257.51 124.49 1676.55 345.01 518.90 622.17 189.64 1503.49 1436.85 1650.93
718.62 1872.48 849.31 257.51 1676.55 345.01 518.90 622.17 189.64 1503.49 1436.85 1650.93
124.49
278.46 1187.17 1005.30 250.88 1178.52 286.76 323.49 597.87 253.96 735.71 1167.43 578.91
278.46 1187.17 1005.30 250.88 1178.52 286.76 323.49 597.87 253.96 735.71 1167.43 578.91
34.75 3.29 1.73 0.08 11.52 8.51 0.22 0.90 2.83 8.46
34.75 3.29 1.73 0.08 11.52 8.51 0.22 0.90 2.83 8.46
0.57
114.53 516.27 123.36 36.74 29.07 719.37 16.13 57.87 91.51 68.69 626.89 343.16 324.70
4.05 0.36 9.27 0.95 4.20 1.58 0.46 1.94 2.14 5.22 35.58 50.62 0.61
19.94 83.67 36.06 10.96 13.52 209.06 9.06 26.62 23.65 28.66 300.16 74.99 65.40
7.45 51.59 21.62 4.67 4.09 98.04 10.10 22.15 18.31 50.82 34.05 42.16
83.08 380.64 56.41 20.16 7.27 410.69 6.61 19.21 43.56 16.51 240.33 183.51 216.52
0.01 0.51 0.96 29.85 1918.97 1292.70
9.49 68.58 6.80 7.58 0.93 39.80 1.98 4.13 4.30 513.32 29.16 20.71
2852.59 9900.06 4640.16 1269.86 928.17 9436.92 1287.82 1953.27 2275.96 1480.37 9254.87 9231.94 6243.87
779.43 2130.09 1040.81 362.79 342.84 1976.96 390.17 623.08 734.16 384.76 1900.37 1693.38 1366.77
62.06 238.32 171.44 63.60 16.73 116.56 38.78 54.61 66.35 54.22 148.10 189.82 151.32
62.06 238.32 171.41 63.60 16.73 108.30 38.78 54.61 66.35 53.97 140.69 189.80 151.13
0.00 0.03 8.26 0.25 7.41 0.02 0.19
656.62 708.81 869.37 64.40 326.11 476.73 351.39 525.47 159.31 88.32 1752.27 497.43 1059.83
261.43 708.81 203.14 6.57 10.59 443.70 56.07 67.24 108.98 27.03 268.93 497.43 264.51
261.43 708.81 203.14 6.57 10.59 439.62 56.07 67.24 108.98 27.03 268.93 497.43 264.51
4.08
297.05 528.49 57.82 147.35 8.14 207.15 151.65 50.25 61.29 1293.86 556.96
297.05 528.49 57.82 147.35 8.13 207.15 151.65 50.25 61.29 1290.93 556.96
0.01 2.93
98.14 137.73 0.01 168.18 0.01 88.18 306.58 0.08 182.00 238.37
24.89 7.48
60.74 1182.96 234.79 1383.67 42.99 508.49 242.23 1006.13 155.61
60.74 1182.96 234.79 1378.03 42.99 508.49 242.23 1006.13 155.61
5.64
75.00 20.00 2.00 337.95 60.00 109.93 30.00 144.16
75.00 20.00 2.00 337.95 60.00 109.93 30.00 144.16
13.68 98.15 38.01 0.10 0.61 194.37 6.01 0.20 0.50 0.71 55.79 8.72 36.39
13.68 98.15 38.01 0.10 0.61 194.37 6.01 0.20 0.50 0.71 55.79 8.72 36.39
1902.15 7285.76 3393.35 865.14 536.39 6228.08 845.74 1272.73 1365.71 999.49 4355.36 5930.76 4425.76
1883.15 7285.76 3393.35 865.14 536.39 6064.94 845.74 1272.73 1347.10 999.49 4179.81 5930.76 4421.69
19.00 163.14 0.76 175.55
17.86 4.07
32.99 100.05 45.02 18.15 5.42 102.01 18.26 20.38 33.37 14.89 159.42 79.72 107.41
46.45 278.74 102.75 23.69 36.90 582.15 27.51 36.88 67.65 80.52 209.19 196.66 163.40
7.45 51.59 21.62 4.67 4.09 119.04 2.79 10.10 27.05 18.29 61.97 34.05 52.18
0.32 2.97 8.75 60.35 5.84 22.59 11.29
4.75 0.56 0.90 1.04
7.13 48.62 12.87 4.67 4.09 53.95 2.79 10.10 20.65 18.29 38.47 34.05 39.84
10.21 17.76 26.12 2.00 5.98 75.48 10.12 7.43 20.01 0.32 23.39 47.35 20.62
0.83 25.94 14.01 1.11 18.17 4.00 1.35 4.75 2.30 42.09 14.96 43.35 0.18
27.97 183.44 41.00 15.92 8.67 383.63 13.26 14.60 18.29 19.81 108.86 71.91 90.42
2.90 0.22 0.13 0.28
7.27 15.40 11.21 74.53
4.00 0.00 0.00 1927.94 1292.70
3.09 462.32
2852.59 9900.06 4640.16 1269.86 928.17 9436.92 1287.82 1953.27 2275.96 1480.37 9254.87 9231.94 6243.87
19
Statement of Assets and Liabilities as on Asoj end, 2072(Mid-Oct, 2015)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
g. Others Reserves Fund
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Few
aDB
Kab
eli
Kam
ana
Co
rpo
rate
Pat
hib
har
a
Pu
rnim
a
Jyo
ti
Bag
mat
i
Ham
ro
Kak
re
Shin
e
Pac
ific
IDB
L
1184.67 77.49 398.02 22.62 207.22 233.24 1005.43 68.05 143.76 53.41 925.65 135.04 868.54
816.22 52.93 341.20 200.00 141.45 163.63 923.48 50.00 106.38 37.95 633.33 87.84 704.00
0.25 0.80
171.00 21.08
138.16 4.88 55.61 15.05 24.73 14.52 76.10 18.05 5.34 2.91 112.57 15.29 35.74
5.73 0.71 3.71 2.32
219.17 18.20 0.22 -206.20 38.04 51.39 3.26 28.03 11.45 3.70 10.82 106.48
5.39 0.53 1.00 13.77 3.00 2.59 1.68 0.30 5.05 22.32
9847.47 539.68 3187.34 219.48 1634.39 1861.09 6593.73 591.04 829.96 697.79 6413.55 903.55 5051.50
106.22 11.72 44.16 35.84 63.56 283.76 5.33 30.48 6.59 78.39 4.03 66.21
106.22 11.72 44.16 35.84 63.56 283.72 5.33 30.48 6.59 78.39 4.03 66.21
0.04
3857.61 385.81 1855.26 96.99 1033.79 1146.32 3408.26 397.54 455.40 404.27 4880.25 474.32 2050.53
3857.61 385.81 1855.26 96.99 1033.79 1146.32 3407.70 397.54 455.40 404.27 4880.25 474.32 2050.53
0.56
3541.57 90.52 805.49 103.85 189.23 450.61 1270.71 71.07 177.46 147.35 999.51 186.41 1634.57
3541.57 90.52 805.49 103.85 189.23 450.61 1270.71 71.07 177.46 147.35 999.51 186.41 1634.57
2342.08 51.62 482.44 12.76 374.51 199.94 1621.75 117.09 166.62 139.58 454.31 238.54 1286.97
2342.08 51.62 482.44 12.76 374.51 199.94 1621.50 117.09 166.62 139.58 454.31 238.54 1286.97
0.24
5.88 1.02 0.65 9.25 1.09 0.25 13.23
5.88 1.02 0.65 9.25 1.09 0.25 13.23
0.04 0.87
510.03 23.61 123.18 498.20 40.07 58.75 475.41 18.34 17.93 8.63 286.11 19.79 383.42
49.48 1.90 29.92 6.96 0.66 1.21 10.99 0.97 1.30 0.51 17.66 0.23 14.43
147.13 8.00 34.91 153.15 17.55 16.53 111.56 6.42 8.23 6.15 90.27 8.19 79.96
67.29 2.20 18.72 99.53 5.77 5.50 114.96 3.47 1.21 0.83 16.52 4.09 71.88
246.12 11.51 39.64 238.56 16.10 35.51 237.90 7.47 7.19 1.15 161.66 7.28 217.15
0.57 435.13
46.57 2.55 21.26 4.93 3.24 10.88 16.95 6.61 0.79 46.23 9.58 34.52
11589.31 643.33 3729.86 745.24 2320.05 2163.96 8091.52 677.43 998.26 760.62 7671.54 1067.96 6338.85
2494.06 179.03 1088.97 7.39 545.55 771.85 2226.81 264.88 312.84 364.78 1729.41 211.56 1167.21
272.76 16.17 58.42 2.03 68.27 35.04 119.44 29.47 21.33 45.22 188.37 24.79 270.53
272.76 16.17 58.41 2.03 68.27 35.04 119.26 29.47 21.33 45.18 188.37 24.79 269.70
0.01 0.18 0.04 0.83
584.21 33.35 1030.55 5.37 135.16 736.81 395.44 50.01 42.31 319.56 333.97 66.22 383.30
579.24 5.54 167.97 0.17 46.00 106.12 326.81 0.31 127.84 319.48 27.38 369.83
579.24 5.54 167.97 0.17 46.00 106.12 326.81 0.31 127.84 319.48 27.38 369.83
1.82 27.81 35.88 2.69 88.23 352.96 68.63 48.87 42.00 121.04 8.87 37.74 10.57
1.82 27.81 35.88 2.69 88.23 352.96 38.42 48.87 42.00 121.04 8.87 37.74 10.57
30.21
3.16 826.71 2.50 0.93 277.73 1.14 70.68 5.62 1.10 0.45
2.45
1637.09 129.51 342.13 1711.93 185.39 249.20 1207.06 120.55 513.38
1637.09 129.51 342.13 1709.51 185.39 249.20 1207.06 120.55 511.82
2.42 1.56
104.71 186.67 10.00 151.70
104.71 186.67 10.00 151.70
31.39 1.10 14.27 30.08 1.03 23.22 0.20 18.69 60.76
31.39 1.10 14.27 30.08 1.03 23.22 0.20 18.69 60.76
8467.78 431.43 2562.71 308.57 1303.77 1346.44 5204.64 384.04 622.19 369.40 5611.30 819.07 4550.01
8467.78 431.43 2562.71 308.57 1303.77 1346.44 5204.64 384.04 622.19 369.40 5611.30 814.07 4313.87
5.00 236.14
151.89 14.81 40.90 31.20 17.39 14.79 139.08 11.84 18.41 7.69 124.70 15.11 67.83
338.81 18.06 35.63 164.62 18.21 16.61 266.03 13.37 20.33 18.56 177.44 21.96 311.72
79.82 2.20 18.72 99.34 5.77 5.50 143.17 3.47 1.21 0.83 16.67 4.09 73.72
1.95 84.25 2.24 36.19
0.13 1.37 0.15 1.84
79.69 2.20 16.77 15.09 5.77 3.26 141.80 3.47 1.21 0.83 16.52 4.09 35.69
43.26 6.87 2.22 0.80 5.89 2.49 15.70 3.45 4.43 7.36 26.59 3.40 57.67
194.00 0.92 9.20 2.94 0.64 5.36 8.79 1.09 5.11 0.04 13.65 5.50
21.73 8.07 5.48 61.54 5.91 3.26 98.37 5.35 9.58 10.32 134.18 0.82 174.83
0.55 0.16 1.26 0.26 0.06
0.67 233.45 38.20
435.13
2.11 29.56
11589.31 643.33 3729.86 745.24 2320.05 2163.96 8091.52 677.43 998.26 760.62 7671.54 1067.96 6338.85
20
Statement of Assets and Liabilities as on Asoj end, 2072(Mid-Oct, 2015)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
g. Others Reserves Fund
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Kan
chan
Mat
rib
hu
mi
Inn
ova
tive
Jhim
ruk
Met
ro
Vib
or
Gau
mu
khee
Rap
tive
ri
Tou
rism
Mis
sio
n
Mt.
Mak
alu
Sin
dh
u
Sah
ara
N.C
om
mu
nit
y
193.39 65.24 240.73 66.36 267.77 690.86 70.20 157.79 891.61 175.30 28.56 140.23 45.34 123.71
132.00 48.40 150.00 48.50 185.67 917.07 44.93 125.01 678.40 115.00 20.00 107.50 20.00 109.50
17.68 9.10 23.17 8.94
35.28
20.08 2.61 9.89 4.08 25.28 41.76 2.70 3.69 83.02 11.02 1.77 5.07 25.26 4.31
2.59
38.29 14.24 77.75 13.59 2.25 -331.59 12.70 28.11 122.75 25.71 6.80 27.30 0.04
3.03 0.50 0.19 1.61 63.61 0.77 0.98 7.44 0.39 0.00 0.35 0.07 0.91
0.74
0.74
1536.78 416.50 2021.59 644.61 2165.46 4951.60 754.74 647.44 6951.17 1477.95 140.77 999.70 431.66 964.75
10.70 0.29 48.77 11.78 34.97 84.18 2.72 3.82 300.68 11.51 0.02 5.44 13.47
10.70 0.29 48.77 11.78 34.97 84.18 2.72 3.82 280.01 11.51 0.02 5.44 13.47
20.67
1107.89 301.22 1179.18 478.49 1021.78 1967.18 672.70 345.67 2768.43 1020.45 122.10 642.01 334.14 509.32
1107.89 301.22 1179.18 478.49 1021.78 1967.00 672.70 345.67 2765.54 1020.45 122.10 642.01 334.14 509.32
0.18 2.90
266.83 67.42 452.62 85.09 586.06 2037.73 64.18 280.14 2113.53 270.36 11.41 176.46 22.44 192.88
266.83 67.42 452.62 85.09 586.06 2037.61 64.18 280.14 2113.53 270.36 11.41 176.46 22.44 192.88
0.12
151.37 47.32 341.04 68.58 522.65 859.19 8.53 17.81 1662.05 175.63 7.24 69.59 249.07
151.37 47.32 341.04 68.58 522.65 859.19 8.53 17.81 1453.56 175.63 7.24 69.59 249.07
208.50
0.25 0.67 3.32 6.61 106.47 181.23 0.05 0.01
0.25 0.67 3.32 6.61 106.47 181.23 0.05 0.01
0.36 4.17 3.51
65.35 6.86 61.28 22.31 90.79 276.04 17.68 23.08 638.99 71.98 7.63 41.29 22.10 44.91
4.65 0.76 3.50 0.86 3.99 0.59 0.13 2.17 2.07 0.58 0.60 2.86 0.42
26.43 3.72 19.60 8.13 20.01 70.80 5.80 7.63 141.42 12.85 1.04 18.44 11.11 10.28
12.15 1.69 10.25 2.73 10.31 34.89 1.25 10.30 69.10 3.19 3.27 10.38 7.30 3.54
22.12 0.69 27.93 10.59 56.48 169.77 10.51 2.97 426.40 55.36 2.72 9.61 3.27 31.09
0.21 33.45 0.00 86.40 62.09 0.00
6.20 3.77 8.61 1.64 10.93 10.49 4.43 21.68 6.65 0.49 3.52 15.46 0.15
1801.94 525.82 2332.57 734.92 2534.95 5933.16 933.45 890.40 8506.96 1732.62 177.46 1184.74 514.56 1133.52
420.32 204.60 651.58 196.50 648.61 1126.93 277.49 198.45 2321.27 415.11 64.35 370.76 181.64 316.12
32.79 7.52 52.98 20.03 58.54 68.34 47.33 22.67 380.67 50.58 8.64 42.10 15.91 24.06
32.79 7.52 52.98 19.94 58.54 68.20 47.10 22.67 218.54 50.58 8.64 42.10 15.91 24.06
0.09 0.14 0.22 162.12 0.00
106.49 26.10 110.37 69.02 103.21 1058.59 47.88 53.76 404.95 89.40 9.21 27.69 165.73 108.52
31.49 0.10 96.72 101.94 256.13 46.26 53.54 371.28 89.36 27.62 44.61
31.49 0.10 96.72 101.94 256.13 46.26 53.54 367.77 89.36 27.62 44.61
3.50
75.00 26.00 13.01 69.02 0.99 546.97 1.62 0.22 0.04 9.20 0.07 165.73 63.91
75.00 26.00 13.01 69.02 0.99 546.82 1.62 0.22 0.04 9.20 0.07 165.73 63.91
0.15
0.65 0.29 255.49 0.01
33.67
281.04 170.98 488.23 107.45 486.86 182.29 122.02 1535.66 275.13 46.50 300.97 183.54
281.04 170.98 488.23 107.45 486.86 182.29 122.02 1532.12 275.13 46.50 300.97 183.54
3.54
40.00 163.45 59.80 10.00
40.00 163.45 59.80 10.00
34.26 1.00 0.10 0.03 101.49 12.18 0.21 3.26
34.26 1.00 0.10 0.03 101.49 12.18 0.21 3.26
1286.85 269.58 1625.95 512.76 1787.66 4043.57 541.82 582.70 5551.99 1269.21 103.16 742.82 281.19 758.31
1286.85 269.58 1625.95 512.76 1787.66 3898.57 541.82 582.70 5407.45 1269.21 103.16 742.82 281.19 758.31
145.00 144.53
2.20
2.20
15.17 7.03 17.00 6.16 19.41 32.91 6.00 12.09 134.84 25.83 3.66 34.40 7.71 43.39
45.33 8.13 37.04 19.46 39.25 393.52 21.44 36.26 416.58 22.26 5.85 22.82 17.42 14.65
12.15 1.69 10.25 2.73 14.41 36.78 1.25 10.30 71.12 3.19 3.27 10.38 7.34 3.54
6.00 6.66 21.97 0.34 40.54 0.54 0.94 1.39
0.43 1.89 0.40
6.14 1.69 3.59 2.73 13.98 12.92 0.91 10.30 30.17 2.65 3.27 10.38 6.40 2.15
13.01 0.26 0.97 1.50 8.70 0.24 13.22 41.79 0.47 2.39 0.40 5.21
12.82 0.03 0.46 8.41 2.13 29.81 12.78 11.43 1.36 0.66 0.04 0.02 8.80
0.00
7.36 6.15 25.37 6.83 22.71 318.23 7.17 1.31 302.31 17.94 2.54 10.04 0.88 5.90
0.67 0.00 0.30 0.66 0.43 1.05
69.08 9.64
33.45 -0.07 0.00 86.40 59.46
2.37 1.44 0.67 26.59
1801.94 525.82 2332.57 734.92 2534.95 5933.16 933.45 890.40 8506.96 1732.62 177.46 1184.74 514.56 1133.52
21
Statement of Assets and Liabilities as on Asoj end, 2072(Mid-Oct, 2015)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
g. Others Reserves Fund
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Co
smo
s
Man
aslu
Ekat
a
Kal
inch
ow
k
Kai
lash
Salp
a
Sap
tako
shi
Sajh
a
Ap
ex
Gre
en
Rel
iab
le
Nep
al A
awas
NFL
NID
C C
apit
al
54.60 208.46 256.67 112.63 1384.43 21.17 103.75 83.68 581.11 45.58 944.25 270.79 -77.36 297.25
43.75 161.70 200.00 100.00 1110.20 14.00 100.00 100.00 666.56 55.00 716.89 200.80 135.80 233.56
8.37
6.56
3.91 6.34 0.80 262.69 0.75 49.84 76.92 55.39 40.00 95.84
3.40 0.39
4.29 39.01 49.94 11.62 1.56 -1.21 2.79 -16.32 -215.04 -9.42 147.19 14.42 -312.89 -77.37
0.44 0.39 0.21 9.98 0.21 79.35 3.24 0.18 59.73 45.22
485.00
485.00
489.56 1434.15 2423.12 349.55 9662.79 232.69 530.38 367.97 5704.98 273.44 7180.82 578.38 212.79 957.18
10.23 79.80 3.35 74.98 3.51 10.68 8.93 1.51 54.30 13.79
10.23 79.80 3.35 74.98 3.51 10.68 8.93 1.51 54.30 13.79
417.32 792.23 1293.89 101.71 4003.87 188.79 227.19 152.25 4254.33 69.49 2363.08 116.14 101.37 428.77
417.32 792.23 1293.89 101.71 4003.87 188.79 227.19 152.25 4254.33 69.49 2363.08 116.14 101.37 428.77
72.23 258.42 421.60 54.81 2979.27 30.90 107.75 40.63 1448.72 69.62 2765.14 220.58 108.99 489.87
72.23 258.42 421.60 54.81 2979.27 30.90 107.75 40.63 1448.72 69.62 2765.14 220.58 108.99 489.87
373.26 627.36 189.68 2548.07 8.65 184.76 165.57 132.49 1916.13 24.74
373.26 627.36 189.68 2543.65 8.65 184.76 165.57 132.49 1916.13 24.74
4.41
0.48 56.61 0.85 0.59 1.94 0.34 82.18 241.66 2.43
0.48 51.27 0.85 0.59 1.94 0.34 82.18 241.66 2.43
5.34
12.39 0.51
13.79 20.79 76.00 16.72 447.29 3.73 13.84 11.96 671.64 5.02 412.83 79.90 587.25 539.37
0.57 0.05 0.49 2.69 21.45 0.11 0.10 1.91 6.90 1.14 21.30 18.32 58.11 64.41
4.41 12.04 21.89 4.16 196.96 2.25 5.52 4.56 153.85 2.22 138.44 17.05 225.14 72.17
0.35 1.01 4.07 2.56 84.81 0.63 1.45 3.26 409.87 0.82 75.91 20.27 101.10 79.00
8.47 7.70 49.54 7.31 144.07 0.75 6.78 2.23 101.02 0.85 177.18 24.26 202.91 323.79
10.60
2.60 11.45 12.89 4.96 51.93 0.42 3.26 44.35 0.07 48.92 2.57 51.50
560.55 1674.85 2768.69 483.86 11557.04 258.01 651.24 463.61 7014.47 324.11 9072.33 931.64 722.68 1845.30
149.05 423.04 829.20 199.12 2721.98 130.28 236.75 111.58 1465.31 93.98 2767.36 85.09 4.85 805.76
16.04 52.20 51.26 13.31 303.28 6.96 16.72 25.21 232.31 5.87 181.89 5.68 2.20 4.75
16.04 52.20 51.26 13.31 301.08 6.96 16.72 25.21 232.31 5.87 163.74 5.68 2.20 4.75
2.20 18.15
12.78 73.10 777.95 17.40 549.37 12.33 30.45 21.00 383.02 88.12 413.36 78.87 2.65 801.02
5.73 19.60 121.22 527.28 30.43 21.00 343.01 1.43 409.33 25.86 2.24 63.65
5.73 19.60 121.22 527.28 30.43 21.00 343.01 1.43 409.33 25.86 2.24 63.65
7.05 53.50 241.04 17.40 20.00 12.33 0.02 25.18 78.28 3.52 11.24 0.33 715.40
7.05 53.50 241.04 17.40 20.00 12.33 0.02 25.18 78.28 3.52 11.24 0.33 715.40
415.68 2.09 14.83 8.41 0.51 41.77 0.08 21.96
120.23 297.74 168.42 1869.32 110.99 189.57 65.36 849.99 2172.11 0.54
120.23 297.74 168.42 1859.24 110.99 189.57 65.36 849.99 2172.11 0.54
10.09
227.96 168.60 498.55 20.00 10.00
227.96 168.60 498.55 20.00 10.00
0.01 2.31 217.99 1.18 48.72 77.69 44.88 17.50 57.12
43.04
0.01 2.31 217.99 1.18 5.69 77.69 44.88 17.50 57.12
389.34 1191.72 1873.74 257.49 8092.87 118.62 385.51 314.44 4519.68 218.91 5227.83 720.22 283.65 511.24
389.34 1191.72 1873.74 257.49 7800.37 118.62 211.00 314.44 4519.68 218.91 5063.10 710.22 283.65 511.24
292.50 174.51 149.36 10.00
15.37
7.38 28.03 26.78 14.27 124.51 4.19 15.11 17.62 263.66 7.96 250.71 5.60 9.51 43.89
14.10 32.06 36.05 9.22 164.29 4.70 10.07 13.78 522.76 2.90 188.20 55.86 301.32 224.92
0.35 1.01 4.07 2.56 97.86 0.63 1.45 3.26 432.83 0.82 75.90 20.75 101.32 79.00
0.05 0.65 36.68 0.09 0.61 25.34 2.62 57.29
1.96 1.68 1.12 0.48 0.26
0.35 0.96 4.07 1.91 59.22 0.53 0.83 3.26 431.15 0.82 49.45 17.65 43.76 79.00
0.60 7.48 3.33 16.41 2.75 6.13 33.22 23.35 21.80 1.32
7.28 3.65 14.28 0.53 1.91 0.01 7.92 9.28 2.07 112.34 76.35
5.88 23.57 28.64 3.02 35.74 0.79 6.71 4.37 48.79 2.08 79.67 11.23 87.66 68.26
0.68 3.75 0.00 0.22 0.40 0.36 0.82
7.44 18.29 18.08 94.03 202.36
0.61 0.14 7.04 2.98
3.80 4.86 40.10 1.84
560.55 1674.85 2768.69 483.86 11557.04 258.01 651.24 463.61 7014.47 324.11 9072.33 931.64 722.68 1845.30
22
Statement of Assets and Liabilities as on Asoj end, 2072(Mid-Oct, 2015)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
g. Others Reserves Fund
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
NN
FL
NSM
FL
KFL
Him
alay
a
Un
ion
PFC
L
Go
od
will
SFL
SIFC
L
Lum
bin
i
ILFC
O
Mah
alax
mi
Lalit
pu
r
1071.56 -70.04 267.45 141.78 472.61 487.19 458.42 296.65 646.10 2188.84 606.76 40.10
679.86 2034.29 183.78 176.59 303.51 330.00 324.31 220.00 339.18 2008.80 420.00 187.95
30.92 4.53
122.37 12.86
237.58 58.80 37.30 33.96 88.42 46.70 74.09 76.34 116.01 206.24 97.86 94.66
2.48 0.22 3.59
1.81 -2174.90 0.60 -97.46 78.43 110.48 60.02 0.27 142.75 -33.23 87.35 -370.52
29.93 9.29 1.77 28.70 2.25 0.05 48.16 3.44 1.55 123.47
120.00
120.00
6528.03 859.60 1313.48 928.80 3376.19 3378.58 2288.25 1606.74 1926.88 1356.55 4699.30 713.85
8.57 25.75 35.76
8.57 25.75 35.76
3000.57 32.92 724.44 261.57 1721.03 1966.15 1316.48 480.81 1004.33 554.11 1683.66 315.37
3000.57 32.92 724.44 261.57 1721.03 1966.15 1316.48 480.81 1004.33 554.11 1683.66 315.37
2950.32 0.88 584.46 565.22 1655.17 1404.03 970.86 1125.93 921.60 721.76 2445.39 390.16
2950.32 0.88 584.46 565.22 1655.17 1404.03 970.86 1125.93 921.60 721.76 2445.39 390.16
230.89 40.19 27.31 483.72
230.89 40.19 27.31 483.72
577.14 594.90 4.58 53.25 8.41 0.90 0.96 27.61 50.76 8.32
577.14 594.90 4.58 53.25 8.41 0.90 0.96 27.61 50.76 8.32
0.23
304.15 4953.50 65.64 196.73 459.80 264.94 241.88 116.07 334.50 636.35 195.42 905.81
10.66 10.23 5.69 0.88 9.03 20.14 4.94 7.08 4.25 51.78 7.43 0.11
102.24 2487.10 19.60 142.15 97.83 106.85 141.53 13.57 154.42 299.18 47.72 597.95
56.12 2223.70 18.25 32.60 99.22 25.14 80.78 4.01 141.60 129.81 23.79 245.90
135.13 232.46 22.10 21.11 253.72 112.81 14.63 91.42 34.22 155.59 116.48 61.85
0.05 0.00 0.02 0.01
28.05 65.21 11.82 23.96 14.88 18.49
7931.79 5743.10 1646.57 1267.55 4308.61 4195.92 3000.36 2043.42 3027.48 4196.62 5519.98 1659.75
1553.03 76.44 367.66 421.05 1307.93 980.78 775.28 577.94 726.65 1290.10 1420.45 211.84
135.02 3.59 6.25 6.40 39.21 106.01 33.69 15.71 4.53 11.71 53.27 4.13
135.02 3.59 6.25 6.40 39.21 106.01 33.69 15.71 4.53 11.71 53.27 4.13
1418.00 72.85 74.51 107.99 1268.72 874.77 741.59 562.22 54.40 1278.39 236.94 207.70
215.14 2.79 74.51 103.07 145.47 139.76 65.66 47.73 53.59 75.03 198.58 195.07
215.14 2.79 74.51 103.07 145.47 139.76 65.66 47.73 53.59 75.03 198.58 195.07
1059.49 59.31 4.78 369.00 735.02 237.81 463.70 0.80 1201.47 32.96 12.63
1059.49 59.31 4.78 369.00 735.02 237.81 463.70 0.80 1201.47 32.96 12.63
143.37 10.75 0.14 754.25 438.12 50.79 1.89 5.39
286.89 306.67 667.73 1130.24
286.89 306.67 667.73 1130.24
152.09 10.01 2.00 16.50 96.97 70.00 55.02 120.00 890.00 138.10
152.09 10.01 2.00 16.50 96.97 70.00 55.02 120.00 890.00 138.10
91.32 21.59 71.98 0.59 5.90 133.99 7.56 3.16 120.07 55.63 53.72 18.20
91.32 21.59 71.98 0.59 5.90 133.99 7.56 3.16 120.07 55.63 53.72 18.20
5861.20 2520.25 1150.33 682.27 2668.34 2548.98 1983.40 1215.42 1812.89 1616.39 3695.57 764.21
5861.20 2520.25 1127.49 682.27 2668.34 2548.98 1983.40 1215.42 1812.89 1571.39 3645.57 764.21
22.84 45.00 50.00
111.32 81.99 13.20 29.90 35.26 233.17 48.16 117.59 6.47 38.55 93.17 46.01
150.33 3010.83 31.88 88.00 274.62 111.68 115.97 53.48 237.06 186.24 117.77 412.71
77.00 2209.20 20.87 32.63 100.27 25.14 80.78 4.18 147.18 143.81 23.79 246.43
25.78 1.06 111.96 8.43 29.52
3.04 0.03 0.03 0.17 5.57 11.82
73.97 2209.20 20.85 6.82 100.27 25.14 80.78 2.95 141.60 20.04 15.36 216.90
14.13 0.00 1.74 10.47 5.65 3.69 10.83 1.42 1.56 8.15 28.00
19.74 574.42 0.83 14.54 2.84 5.55 2.86 0.00 31.16 13.72
39.47 227.22 8.43 30.36 165.86 82.84 18.81 45.02 88.32 11.27 72.10 138.28
8.73 1.60 0.17 7.34 23.20
3.77 16.10 0.19 0.13 3.23 1.00 86.03 1.20 50.30
0.01 0.01
5.88 7.73 29.06 16.44 79.79 19.83 4.34 10.46 156.49
7931.79 5743.10 1646.57 1267.55 4308.61 4195.92 3000.36 2043.42 3027.48 4196.62 5519.98 1659.75
23
Statement of Assets and Liabilities as on Asoj end, 2072(Mid-Oct, 2015)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
g. Others Reserves Fund
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Un
ited
FC
Gen
eral
Pro
gres
sive
Jan
aki
Po
khar
a
Cen
tral
Pre
mie
r
Aru
n
Mu
ltip
urp
ose
Syn
ergy
Srija
na
Om
WM
BFL
589.13 56.70 181.44 403.98 600.42 327.09 -248.93 -32.54 48.39 257.67 204.40 614.37 -213.01
403.42 132.23 200.15 248.63 491.12 185.38 127.01 150.00 28.75 474.41 134.40 389.22 181.98
8.00 1.37
62.16 3.45
82.77 15.81 4.43 86.54 108.23 39.57 20.69 1.96 3.04 71.04 27.11 77.43 20.69
1.49 0.23 6.80 0.12 0.43 0.52 1.36
99.66 -97.13 -40.40 6.66 1.07 90.36 -542.11 -237.96 12.35 -415.68 42.90 135.90 -418.41
1.79 5.56 10.46 11.67 145.04 45.46 0.80 127.39 11.82
2.40
2.40
4348.52 41.59 304.23 1335.02 2862.46 1738.06 838.34 116.49 111.28 1808.27 1463.01 5079.12 246.98
2610.20 16.43 159.56 554.29 1532.27 931.13 354.97 38.08 45.23 917.01 1176.89 2456.09 124.06
2610.20 16.43 159.56 1532.27 931.13 354.97 38.08 45.23 917.01 1176.89 2456.09 124.06
554.29
1738.32 25.16 144.67 778.72 1330.19 806.93 406.30 24.57 66.04 886.22 286.07 2622.72 122.92
1738.32 25.16 144.67 778.72 113.91 806.93 406.30 24.57 66.04 886.22 286.07 2622.72 122.92
1216.28
2.01 77.07 53.84 5.04 0.04 0.30
2.01 77.07 53.84 5.04 0.04 0.30
0.08
199.09 348.85 40.87 194.98 333.87 154.56 880.98 225.40 29.62 755.13 100.21 284.20 676.68
15.38 14.69 0.57 3.87 106.51 19.56 9.12 0.76 5.29 11.86 3.31 0.75 5.34
92.59 183.59 12.54 63.51 92.44 67.72 445.15 93.42 12.19 371.64 17.99 68.06 308.02
48.16 133.04 7.54 67.12 83.17 46.35 391.90 47.86 4.20 218.15 14.07 47.73 256.14
42.96 17.52 20.23 60.49 51.76 20.93 34.81 83.36 7.94 153.48 64.84 167.66 107.18
-0.49 1.27
1.17 2.65 1.02 9.68 8.28 0.95 18.37 5.48 20.21 31.88
5136.74 446.65 527.72 1936.63 3797.78 2229.39 1478.67 310.61 190.23 2839.43 1773.10 5997.98 744.93
909.78 79.18 241.06 701.31 988.71 765.19 102.67 23.87 26.46 680.08 460.78 1639.60 68.61
64.67 2.98 7.32 2.46 22.42 18.24 10.15 1.94 3.74 62.73 32.88 95.59 0.90
64.67 2.98 7.32 2.46 22.42 18.24 10.15 1.94 3.74 62.73 32.88 95.59 0.90
845.11 76.20 233.74 31.84 45.72 95.84 92.52 21.93 22.72 617.34 56.77 1544.01 67.71
216.85 0.75 20.94 30.29 45.72 89.79 54.18 8.40 45.82 52.53 132.29 0.08
216.85 0.75 20.94 30.29 45.72 89.79 54.18 8.40 45.82 52.53 132.29 0.08
618.62 33.51 18.73 1.55 6.05 35.73 10.34 22.72 427.22 4.24 1246.90 60.80
618.62 33.51 18.73 1.55 6.05 35.73 10.34 22.72 427.22 4.24 1246.90 60.80
9.64 41.95 194.06 2.61 3.19 144.31 164.82 6.83
667.01 920.56 651.11 371.13
667.01 920.56 651.11 371.13
150.00 108.00 30.00 222.00 0.26 160.00
150.00 108.00 30.00 222.00 160.00
0.26
118.91 0.20 2.77 5.77 1.21 31.90 1.24 0.10 0.19 6.51 2.16 0.25
118.91 0.20 2.77 5.77 1.21 31.90 1.24 0.10 0.19 6.51 2.16 0.25
3757.42 185.09 248.61 1117.47 2342.90 1238.23 754.67 97.55 133.88 1290.49 1215.08 3993.81 297.09
3757.42 185.09 235.11 1117.47 2324.41 1238.23 754.67 97.55 133.88 1290.49 1215.08 3993.81 297.09
13.50
18.50
87.08 2.38 2.30 17.24 144.18 45.24 40.64 4.91 3.52 131.83 13.10 56.13 16.52
98.21 159.83 24.64 91.53 212.80 104.55 546.87 108.47 25.17 401.72 82.51 145.51 272.87
50.63 133.04 7.54 67.12 83.17 47.18 391.90 47.86 4.20 218.82 14.07 61.93 256.14
2.47 0.83 0.67 10.32
48.16 133.04 7.54 67.12 83.17 46.35 391.90 47.86 4.20 218.15 14.07 51.61 256.14
31.19 3.22 0.72 16.69 0.08 2.95 4.51 3.00 3.73 4.97
11.52 23.52 14.84 10.48 0.03 16.16 1.16 7.60 4.49 155.01 5.62 17.57
0.13
4.87 0.05 1.54 13.93 129.60 24.52 153.82 52.93 13.40 23.38 59.82 62.28 11.75
0.06 0.20 0.04
0.54 16.86 8.34 3.32 0.68 32.58 69.92 1.01 93.94 1.17 0.73 88.93
0.94 1.37 0.65
14.73 2.18 13.59 4.41 12.87
5136.74 446.65 527.72 1936.63 3797.78 2229.39 1478.67 310.61 190.23 2839.43 1773.10 5997.98 744.93
24
Statement of Assets and Liabilities as on Asoj end, 2072(Mid-Oct, 2015)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
g. Others Reserves Fund
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
CM
BFC
L
Cry
stal
Gu
hes
hw
ori
Ever
est
Pru
den
tial
ICFC
Saga
rmat
ha
Ku
ber
NEF
L
Seti
ham
a
Nam
aste
Kas
ki
Un
iqu
e
-795.07 -196.86 355.75 158.62 516.44 640.81 435.99 -213.76 347.05 78.58 261.94 45.37 384.16 270.14
935.07 70.00 255.40 120.63 483.11 426.97 318.77 150.00 264.11 55.66 200.00 31.25 332.53 223.00
24.49 35.56 25.23
38.31 21.00
193.49 46.44 58.72 18.86 61.68 82.40 38.45 4.49 34.52 7.58 20.48 5.55 51.62 23.98
2.61 0.99 0.07 0.53 0.62
-1926.24 -499.09 0.31 18.15 -37.63 80.91 8.69 -394.10 46.24 15.20 0.70 8.00 0.01 23.15
161.30 3.01 9.20 14.97 69.56 2.18 0.14 19.77 0.57
29.74 26.68 300.00
29.74 26.68 300.00
868.97 286.49 1492.94 1087.55 978.39 4502.43 2738.78 283.14 1278.74 224.45 246.25 308.68 3026.27 667.48
5.37
5.37
23.14 145.65 523.94 703.29 354.84 2864.04 1176.96 36.00 919.77 166.32 112.81 259.62 1996.50 288.20
23.14 145.65 523.94 703.29 354.84 2864.04 1176.96 36.00 919.77 166.32 112.81 259.62 1996.50 288.20
0.75 745.69 384.26 558.18 1633.74 1028.18 247.14 358.82 58.13 53.62 49.04 1029.77 258.82
0.75 745.69 384.26 558.18 1633.74 1028.18 243.40 358.82 58.13 53.62 49.04 1029.77 258.82
3.74
48.27
48.27
845.07 140.84 223.31 11.72 4.65 533.65 0.15 79.81 0.02 120.45
845.07 140.84 223.31 11.72 4.65 533.65 0.15 79.81 0.02 120.45
1.36
3420.11 999.37 98.84 58.77 130.19 429.77 336.39 575.28 48.71 16.63 46.80 10.48 109.06 27.10
12.01 10.81 12.67 3.43 3.68 14.26 3.32 6.11 12.06 2.32 0.08 0.06 0.30 4.23
1756.92 426.87 34.54 13.01 65.01 134.81 109.98 317.82 12.25 4.38 7.06 3.65 40.08 9.22
1528.62 361.54 8.87 7.97 35.33 53.15 65.70 229.69 0.79 5.45 4.56 0.54 35.34 2.94
122.57 200.15 42.75 34.36 26.17 227.56 157.40 21.66 23.61 4.48 35.10 6.23 33.34 10.71
0.00 689.39 1312.44 0.72
3.10 11.95 16.90 1.37 17.80 14.12 31.63 6.03 3.63 2.51 13.44 8.73
3526.85 1127.64 1964.43 1306.32 1625.01 5892.18 4214.69 1988.72 1680.53 320.38 558.62 367.03 3532.92 973.44
37.42 14.67 433.36 353.60 667.42 1452.33 895.13 78.80 427.67 101.45 230.83 141.23 871.58 249.85
0.65 0.37 13.23 13.74 7.20 160.70 27.98 3.66 17.89 2.38 1.35 7.02 66.44 1.87
0.65 0.37 13.17 13.74 7.15 160.70 27.98 3.66 17.89 2.37 1.35 7.01 66.44 1.87
0.06 0.05 0.01 0.01
36.77 14.30 31.43 339.87 67.67 1291.63 867.15 0.00 409.78 99.07 229.48 6.54 130.57 247.97
3.99 3.78 30.34 23.26 66.28 189.00 88.12 0.00 34.87 0.16 15.33 121.22 11.62
3.99 3.78 30.34 23.26 66.28 189.00 88.12 0.00 34.87 0.16 15.33 121.22 11.62
3.70 8.69 1.09 221.87 1.39 890.87 357.63 175.48 34.13 89.83 6.54 9.10 56.44
3.70 8.69 1.09 221.87 1.39 890.87 357.63 175.48 34.13 89.83 6.54 9.10 56.44
29.08 1.83 94.75 211.76 421.40 199.44 64.78 124.31 0.24 179.92
388.70 592.55 75.14 127.67 674.57
388.70 592.55 75.14 127.67 674.57
65.00 27.20 0.50 100.45 5.00 60.00
65.00 27.20 0.50 100.45 5.00 60.00
0.03 3.23 100.79 0.55 30.97 164.71 134.72 0.50 81.59 0.10 29.12 14.15 54.19
8.00
0.03 3.23 100.79 0.55 30.97 164.71 126.72 0.50 81.59 0.10 29.12 14.15 54.19
1735.54 433.49 1228.36 903.97 577.38 3806.70 2189.16 345.01 1135.27 193.15 235.51 222.81 2561.68 579.72
1735.54 255.89 1205.92 903.97 560.38 3806.70 2182.48 345.01 1095.27 193.15 220.51 222.81 2561.68 555.42
177.60 14.98 17.00 6.68 40.00 15.00 24.30
7.46
3.80 2.60
3.80 2.60
88.53 203.75 60.91 12.24 235.88 83.45 21.81 7.99 6.68 5.54 9.42 0.88 41.71 3.30
1665.33 400.02 75.80 35.97 52.08 373.01 159.59 241.37 24.33 19.49 36.71 1.89 41.96 26.39
1528.62 361.54 9.74 9.79 35.75 68.55 70.91 229.73 0.86 5.45 4.56 0.54 35.34 3.71
1528.62 0.66 9.34 21.81 16.46 0.58 0.03 1.01
0.86 0.42 0.00 1.05 0.05 0.77
361.54 8.22 9.79 25.99 46.74 53.40 229.73 0.80 5.45 3.98 0.51 35.34 1.94
0.08 20.45 6.84 70.15 1.26 0.90 2.52 0.16 1.30 1.18
4.25 0.17 5.00 7.18 1.03 28.50 8.45 1.99 20.11 8.02 0.03 0.67 0.23 1.86
132.39 38.31 40.61 12.16 15.31 205.81 80.24 8.39 2.46 3.50 31.96 0.68 5.09 19.64
0.66 0.21
72.49 6.80 11.47 9.74 15.07
689.65 1312.44
0.22 26.62 10.63 0.66 1.95 1.85
3526.85 1127.64 1964.43 1306.32 1625.01 5892.18 4214.69 1988.72 1680.53 320.38 558.62 367.03 3532.92 973.44
25
Statement of Assets and Liabilities as on Asoj end, 2072(Mid-Oct, 2015)
S.N. BFI Name
Liabilities1 CAPITAL FUND
a. Paid-up Capital
b. Calls in Advance
c. Proposed Bonus Share
d. General Reserves
e. Share Premium
f. Retained Earning
g. Others Reserves Fund
2 BORROWINGS
a. NRB
b. Interbank Borrowing
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
Domestic
Foreign
e. Others
Domestic
Foreign
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Assets1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
c. Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Interbank Lending
b. Non Residents
c. Others
4 LOANS & ADVANCES
a. Private Sector
b. Financial Institutions
c. Government Organizations
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interest:
Financial Institutions
Government Enterprises
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
Man
jush
ree
Jeb
ils
Rel
ian
ce
Bh
akta
pu
r
289.07 283.78 464.91 220.12
225.00 220.00 320.00 200.00
16.51 11.05 19.56 2.21
44.18 47.46 122.74 17.91
3.38 5.26 2.62
37.90
37.90
2011.47 898.31 2004.62 470.78
363.45 309.73 899.53 275.68
363.45 309.73 899.53 275.68
663.01 384.20 505.72 103.04
663.01 384.20 505.72 103.04
92.05
92.05
985.02 204.37 599.36
985.02 204.37 599.36
187.69 122.14 132.44 31.80
1.26 4.12 1.14 0.02
87.67 40.71 66.42 16.48
73.18 22.94 40.10 6.75
25.57 54.38 24.78 8.55
9.09 5.69 1.00
2535.22 1309.91 2601.97 723.69
543.43 341.06 751.08 320.48
25.84 6.31 20.17 13.77
25.84 6.31 20.17 13.77
517.59 40.83 730.91 306.71
51.57 40.83 97.95 21.07
51.57 40.83 97.95 21.07
295.68 228.43 103.52
295.68 228.43 103.52
170.34 404.53 182.11
293.91
293.91
40.00 50.00 18.60
40.00 50.00 18.60
19.22 111.09 23.43
19.22 111.09 23.43
1792.43 809.37 1628.51 341.58
1741.43 786.37 1524.16 341.58
51.00 23.00 43.50
60.86
28.05 5.04 22.61 3.45
124.95 81.62 78.31 13.93
73.18 23.54 40.10 7.65
19.05 3.74 0.04
0.61 0.91
54.14 19.20 40.06 6.75
22.86 7.96 9.39 0.80
8.30 0.32 2.34 0.57
20.61 49.80 26.48 4.91
0.79 2.21
6.36 0.06
2.81 10.30
2535.22 1309.91 2601.97 723.69
26
Profit and Loss Statement of upto Asoj end, 2072(Mid-Oct, 2015)
BFI Name
NB
L
RB
B
NA
BIL
NIB
L
SCB
NL
HB
L
NSB
I
NB
B
EBL
BO
K
NC
C
NIC
Lum
bin
i
MB
L
Ku
mar
i
Laxm
i
SBL
AD
BN
L
Expenses1. Interest Expense 431.03 484.09 607.05 787.71 163.70 451.87 400.03 402.32 514.07 415.94 307.54 652.46 266.12 444.80 429.25 474.80 512.05 780.93
1.1 On Deposit Liabilities 340.68 479.06 600.55 751.81 162.81 439.10 374.15 401.97 514.07 395.19 307.41 643.22 266.12 444.03 428.75 458.76 478.25 761.27
1.1.1 Saving Account 200.95 309.51 299.07 218.91 96.58 234.62 121.68 86.50 196.72 74.33 80.33 142.56 43.88 139.52 72.08 68.94 112.49 294.34
1.1.2 Fixed Account 139.73 142.13 141.55 332.18 33.36 204.48 227.45 249.21 245.06 253.59 150.69 348.38 166.46 213.40 254.07 266.44 220.89 461.46
1.1.2.1 Up to 3 months Fixed Account 0.02 21.23 3.68 88.08 52.09 93.36 0.09 21.36
1.1.2.2 3 to 6 months Fixed Account 0.69 28.31 1.76 41.51 4.13 51.56 12.94 39.43
1.1.2.3 6 months to 1 year Fixed Account 57.51 70.78 28.85 116.40 113.93 62.73 253.59 8.47 322.87 166.46 59.55 238.26 85.79
1.1.2.4 Above 1 year Fixed Account 139.73 83.91 21.23 328.50 2.76 19.92 245.08 37.41 142.13 25.51 153.85 254.07 15.24 74.31 461.46
1.1.3 Call Deposit 0.00 27.42 159.92 200.71 32.87 25.02 66.26 72.29 67.27 76.39 152.28 55.77 91.11 102.61 123.38 144.87 3.69
1.1.4 Certificate of Deposit 0.00 1.78
1.2 On Borrowing 90.35 5.03 6.50 35.91 0.89 12.77 25.88 0.35 20.75 0.13 9.24 0.77 0.49 16.04 33.80 19.65
2. Commission Expense 24.66 35.22 31.83 3.98 0.75 0.19
3. Staff Expense 472.77 566.38 225.67 119.66 111.62 208.76 169.71 84.35 181.62 104.18 55.67 125.49 29.04 107.63 71.71 76.83 84.46 607.00
4. Office Operating Expenses 166.83 149.36 135.69 140.00 97.83 224.84 120.44 60.18 103.01 96.78 51.20 111.98 33.91 82.57 54.92 76.70 104.74 121.98
5. Foreign Exchange Loss 6.98 1.39
5.1 Due to Change in Exchange Rates 6.98
5.2 Due to Foreign Currency Transaction 1.39
6. Non Operating Expense 0.23 0.01 0.20 0.30
7. Provision for Risk 77.95 245.99 42.19 131.96 22.81 88.35 23.27 93.04 25.77 31.56 25.20 74.78 19.57 98.62 118.05 46.31 316.47
7.1 Loan loss Provision 84.89 244.08 42.19 131.96 22.81 88.35 23.05 93.04 25.77 31.56 74.78 19.57 93.34 89.32 46.31 316.47
7.1.1 General Loan loss Provision 84.89 23.38 4.20 116.60 3.69 7.96 74.70 0.96 31.56 46.83 19.57 13.97 30.04 46.31 2.79
7.1.1.1 Pass Loan Loss Provision 84.89 23.38 4.20 78.21 7.96 56.42 25.33 31.56 29.65 19.57 4.36 19.23 46.31 2.79
7.1.1.2 Watch List Provision 38.39 3.69 18.28 -24.37 17.18 9.61 10.82
7.1.2 Special Loan Loss Provision 220.70 37.99 15.36 19.13 15.10 18.34 24.81 27.94 79.37 59.28 313.67
7.1.3 Additional Loan Loss Provision 88.35
7.2. Provision for Non-Banking Assets 0.17 25.20 5.28 28.73
7.3. Provision for Loss on Investment 0.22
7.5. Provision for Loss of Other Assets -7.10 1.91
8. Loan Written Off 0.02 3.71
9. Provision for Staff Bonus 102.93 60.49 49.32 46.11 44.07 50.58 24.11 9.40 22.73 8.42 23.09 6.34 11.25 22.20 36.37
10. Provision for Income Tax 187.40 304.10 181.46 147.96 138.34 132.21 165.52 72.32 26.10 68.20 24.05 69.28 19.02 33.76 66.59 165.90
11. Others 1.59
12. Net Profit 444.37 457.04 725.25 423.40 345.25 322.78 308.49 194.26 340.25 168.75 67.88 159.13 60.12 161.66 44.38 78.78 155.38 288.68
Total Expenses 1780.35 1929.34 2178.13 1876.51 942.20 1481.04 1198.23 838.13 1355.05 907.83 549.34 1172.17 497.19 908.62 724.24 870.38 991.72 2319.21
Income1. Interest Income 1130.22 1526.49 1609.51 1435.55 615.73 1149.12 967.00 598.78 1136.66 763.27 477.83 1025.61 405.58 804.24 614.62 700.03 848.99 1874.34
1.1 On Loans and Advances 1119.30 1444.60 1475.07 1408.38 564.09 1103.62 902.04 566.38 1078.22 722.80 463.34 976.98 392.00 787.48 590.19 679.97 799.36 1852.56
1.2 On Investment 10.10 28.54 79.92 16.17 21.11 23.84 36.62 10.08 56.38 38.94 10.73 37.72 10.65 13.38 12.12 20.06 28.95 7.98
1.2.1 Government Bonds 10.10 12.81 75.69 16.17 21.11 23.84 36.62 4.98 20.49 38.94 7.25 34.11 10.65 13.38 12.12 20.06 28.95 7.98
1.2.2 Foreign Bonds 4.23 13.70 3.61
1.2.3 NRB Bonds 5.10 22.19 3.48
1.2.4 Debenture & Bonds 15.73
1.3 On Agency Balance 0.51 9.59 0.12 10.35 0.25 21.66 22.35 0.15 0.07 1.04 2.04
1.4 On Call Deposit 0.14 1.87 40.83 0.65 3.17 17.94 2.06 0.90 0.20 9.50 18.65
1.5 On Others 0.18 41.89 13.57 27.12 5.99 4.23 0.62 3.56 1.34 1.90 3.38 12.30 13.79
2. Commission and Discount 52.42 115.63 207.18 157.61 82.61 145.78 164.21 76.41 61.85 59.28 30.66 26.19 8.73 44.39 40.42 97.19 92.68 54.27
2.1 Bills Purchase and Discount 0.00 0.51 0.24 2.49 3.83 11.55 4.45 0.53 11.72 0.28 8.82 0.14 0.06 3.47
2.2 Commission 52.42 112.06 206.20 155.12 60.31 112.61 106.22 70.20 61.31 45.70 27.87 15.14 8.73 44.25 14.89 90.16 35.43 54.27
2.3 Others 3.06 0.74 18.48 21.62 57.99 1.76 0.01 1.86 2.51 2.23 25.48 3.56 57.25
3. Exchange Flactuation Income 30.32 0.29 159.81 131.63 171.51 139.36 31.75 34.16 29.34 53.66 10.51 58.83 17.96 33.31 29.60 35.70 50.19 53.32
3.1 Due to Change in Exchange Rate 21.17 34.14 93.70 5.03 75.31 -362.47 0.66 0.82 0.26 0.58 1.39 12.90 2.28 42.00 53.32
3.2 Due to Foreign Currency Transaction 9.15 -33.85 66.11 126.59 96.19 139.36 394.22 33.50 28.52 53.66 10.24 58.83 17.38 31.92 16.70 33.42 8.19
4. Other Operating Income 79.18 108.12 63.06 10.53 46.03 31.24 73.02 17.27 19.18 61.54 13.89 14.88 15.27 -0.14 77.36
5. Non Operating Income 10.73 8.41 29.65 4.06 22.08 0.21 0.50 0.26 1.58 12.69 0.34 0.00 1.72 1.50 4.95 0.19 0.10
6. Write Back from Provisions for loss 458.55 145.42 171.74 84.60 34.58 34.77 83.79 52.60 1.67 10.77 49.29 10.30 19.37 37.27 218.04
7. Recovery of written-off Loan 18.93 24.07 0.24 5.16 13.49 0.05 0.02 34.35
8. Income from Extra Ordinary transactions 0.91 0.55 7.44
9. Net Loss
Total Income 1780.35 1929.34 2178.13 1876.51 942.20 1481.04 1198.23 838.13 1355.05 907.83 549.34 1172.17 497.19 908.62 724.24 870.38 991.72 2319.21
27
Profit and Loss Statement of upto Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Glo
bal
Cit
izen
s
Pri
me
Sun
rise
Gra
nd
NM
B
PR
AB
HU
Jan
ata
Meg
a
Civ
il
Cen
tury
San
ima
NID
C
Mal
ika
Sid
dh
arth
a
Yeti
Nar
ayan
i
PD
BL
Sah
ayo
gi
Kar
nal
i
587.96 460.48 528.75 409.07 125.51 394.95 440.89 294.30 253.37 378.96 323.15 402.28 23.01 41.37 99.76 137.18 2.99 61.24 31.66 18.77
577.60 446.01 528.56 408.68 107.63 381.79 440.82 294.15 252.19 378.91 322.94 386.76 23.01 41.37 99.76 134.50 2.99 61.24 31.66 18.77
188.16 49.30 37.78 87.88 32.24 57.27 204.85 57.39 58.95 44.81 76.80 156.31 5.94 28.83 50.78 59.59 1.38 30.24 22.55 11.51
275.68 322.86 304.66 277.28 37.59 231.80 147.32 177.03 123.30 259.86 206.65 151.41 16.60 4.50 31.26 47.59 1.61 26.47 7.99 7.26
0.03 1.03 12.88 0.01 7.45 0.00 3.85 0.27
5.89 8.93 3.10 6.98 1.04 0.31 0.24 35.99 1.04 0.48 0.18 0.06 0.38
222.59 229.74 283.47 270.30 25.04 123.12 106.01 122.21 206.65 0.67 2.00 3.97 3.42 6.62 23.76 1.88
47.18 83.16 18.10 37.59 192.84 23.88 63.33 123.30 101.66 145.84 14.12 0.35 27.78 40.97 1.61 2.05 6.11 7.26
113.75 73.86 186.12 43.52 37.80 92.71 88.66 59.73 69.94 74.24 39.48 79.03 0.47 8.04 17.71 27.33 4.52 1.12
10.37 14.47 0.19 0.40 17.89 13.16 0.07 0.15 1.18 0.05 0.22 15.53 2.68
8.74 1.35 2.04
198.29 70.28 47.34 89.06 26.15 61.80 164.58 57.16 57.82 48.16 52.63 66.43 11.17 14.13 20.08 20.80 1.59 10.75 8.22 6.76
159.41 78.19 342.14 82.87 30.16 71.85 124.60 47.91 56.30 59.37 58.74 71.25 8.97 9.54 19.24 25.77 1.47 9.53 3.61 5.80
1.48
1.48
0.03 0.15 0.35 6.48
41.85 105.82 4.74 161.98 0.05 24.08 21.60 16.47 81.63 28.87 25.09 2.03 6.13 10.43 38.48 4.08 6.16
41.85 88.30 161.98 4.08 21.60 13.99 81.63 28.87 25.04 2.03 6.10 8.62 4.08 2.25
-6.19 -6.83 38.13 17.37 10.90 32.01 18.17 20.95 1.70 8.62 4.08 2.25
17.00 -7.42 50.17 8.06 7.23 17.17 20.95 1.70 4.08 2.25
-23.19 0.58 -12.04 9.31 3.67 32.01 1.00 8.62
79.38 168.81 -30.58 4.23 3.09 49.63 10.70 4.09 0.33 6.10
41.85 15.11 -3.47
17.52 4.74 38.48 3.91
0.05 2.48 1.78
20.00 0.05 0.03 0.02
0.40 7.59
44.54 24.69 31.51 17.16 20.79 7.53 12.05 8.43 25.16 2.09 2.10 4.92 1.01 0.93
131.79 74.41 94.54 51.49 40.78 22.60 36.15 25.30 75.48 6.15 6.31 14.77 3.04 2.79
8.62
313.56 172.48 220.60 120.15 185.82 167.08 52.73 84.35 84.15 59.03 176.13 19.97 14.71 34.47 7.08 6.52
1486.14 987.70 1264.89 785.24 345.28 714.48 982.80 504.22 516.50 652.28 556.29 841.83 73.73 94.30 203.67 229.82 10.12 105.29 53.73 31.33
1168.63 768.20 836.08 664.49 126.77 611.72 774.85 454.60 452.27 519.16 483.33 725.69 60.63 78.11 164.04 162.56 1.25 99.06 50.66 19.59
1127.20 728.96 813.23 640.91 124.58 581.25 712.66 444.45 428.99 512.19 475.50 691.04 39.24 72.11 154.15 140.74 0.97 90.90 45.91 19.40
37.11 34.58 21.19 15.31 2.16 20.80 15.66 8.76 7.66 4.60 1.24 29.44 0.11 0.21
37.11 34.58 21.19 2.70 2.16 20.80 15.66 6.88 2.83 4.60 1.24 29.44 0.11 0.21
12.61 1.88 4.83
0.44 0.02 0.04 0.73 0.07 0.05 5.48 20.77 0.28
2.48 3.79 6.12 1.23 21.79 3.98 2.37 21.39 5.21 9.73 8.16 4.73 0.19
1.84 0.43 1.65 2.12 0.03 8.44 24.01 1.33 11.58 1.11 5.21 0.79 0.04 0.83 0.02
170.76 15.82 73.04 31.57 1.07 42.95 22.89 29.53 8.47 18.46 13.75 17.73 0.03 2.19 2.88 0.90 0.46 1.12 2.84
1.28 0.58 1.35 0.88 0.08 0.17 0.92 0.07 1.67
162.65 10.56 60.69 25.45 0.99 41.65 14.74 28.61 8.40 16.79 13.75 17.73 0.03 2.19 2.88 0.90 0.46 1.12 0.37
6.82 4.68 11.00 5.25 1.30 7.98 2.48
86.02 33.15 25.33 28.35 5.17 32.66 33.27 12.36 17.50 26.10 24.49 48.43 0.03 0.20
69.72 5.64 -1.59 1.55 0.60 1.43 16.41 0.71 5.64 1.16 0.01 0.13
16.30 27.51 26.92 26.80 5.17 32.06 31.83 -4.05 17.50 25.39 18.86 47.27 0.02 0.07
9.27 60.05 311.53 48.02 3.22 26.68 55.73 7.10 20.04 19.93 21.18 38.87 1.45 4.60 11.00 15.17 0.00 5.77 1.95
5.96 31.64 0.66 0.47 0.05 0.63 0.40 0.10 1.84 6.00 0.22 0.42
45.49 78.83 18.26 12.80 125.76 96.00 17.81 68.63 13.45 9.26 5.62 9.39 25.50 39.90 1.50 1.08
0.00
0.40
83.29 10.28 7.38 7.81
1486.14 987.70 1264.89 785.24 345.28 714.48 982.80 504.22 516.50 652.28 556.29 841.83 73.73 94.30 203.67 229.82 10.12 105.29 53.73 31.33
28
Profit and Loss Statement of upto Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Triv
eni
Sup
rim
Bh
riku
ti
Suve
kch
ha
Shan
grila
Gu
rkh
a
Gan
dak
i
Infr
astr
uct
ure
Bu
sin
ess
Bir
atla
xmi
Exce
l
Wes
tern
Soci
ety
Ara
nik
o
Dev
a
CED
BL
Mit
eri
Tin
au
Mu
ktin
ath
Sew
a
119.32 67.03 76.97 35.84 113.63 9.22 92.83 81.63 100.47 60.51 31.31 27.68 89.15 26.20 91.84 139.52 29.09 38.58 117.05 63.78
119.32 67.03 76.97 35.84 113.63 9.22 70.71 81.63 100.47 60.51 31.18 27.68 89.15 26.20 91.84 136.76 29.09 38.58 116.75 63.78
42.00 26.60 35.99 13.54 50.77 0.18 29.81 23.66 34.25 33.31 19.70 17.87 34.77 16.47 57.44 45.37 12.47 17.31 63.71 26.84
46.57 22.33 26.19 17.12 35.20 0.09 24.82 34.16 40.74 23.63 4.45 9.81 34.80 8.37 25.27 77.12 13.71 17.21 39.36 22.52
0.23 0.18 0.01 4.73 0.01 0.07 0.01 0.13 1.05 0.55 0.07 0.94 0.00
0.58 0.85 0.37 0.10 0.69 0.73 0.39 0.60 1.14 0.06 1.29 0.57 2.09 0.69 0.11 2.37 0.04
22.24 20.79 20.67 4.39 16.39 20.14 21.28 18.37 9.89 0.30 3.53 13.23 5.25 59.50 4.80 9.12 22.45 3.31
23.53 0.69 4.97 12.62 13.39 0.09 3.95 12.48 21.69 12.60 4.08 4.99 20.88 3.12 25.27 14.48 7.68 7.91 13.60 19.17
30.74 18.11 14.79 5.17 27.65 8.95 16.07 23.82 25.48 3.57 7.03 19.58 1.36 9.14 14.26 2.90 4.07 13.68 14.42
22.12 0.13 2.77 0.30
0.00 0.02 0.45
19.77 18.64 24.34 6.07 25.33 4.83 11.34 16.18 13.83 16.07 9.08 6.78 28.97 8.20 20.00 53.08 6.11 6.54 39.92 12.25
21.55 14.72 18.23 6.35 18.39 4.34 9.69 17.02 13.77 8.24 8.73 4.17 23.71 6.43 25.48 17.10 3.72 4.62 26.31 7.30
174.90
171.80
3.10
8.48 0.05 7.24 0.11
8.25 14.24 2.28 16.14 8.42 0.32 10.45 3.11 1.85 24.93 10.08 85.68 -1.21 3.18 1.51 14.00 4.92
8.25 14.24 2.28 16.14 8.42 0.32 10.45 3.11 1.85 22.33 10.08 85.68 3.18 1.51 14.00 4.92
6.23 5.52 2.18 16.14 3.78 0.27 2.71 1.61 9.00 3.08 8.96 1.58 1.25 8.68 1.37
5.51 1.12 0.83 0.27 0.52 1.61 3.39 0.91 9.03 -0.09 0.67 5.50 0.34
0.72 5.52 1.06 16.14 2.95 2.20 5.61 2.17 -0.07 1.66 0.58 3.18 1.02
2.02 8.72 0.10 4.64 0.05 7.73 1.50 13.33 7.00 76.72 1.60 0.26 5.32 3.55
1.85
2.60
-1.21
1.65 0.01 4.56 2.88 0.23 5.83 1.86 2.44 0.11 4.84 0.51 2.39 2.37 1.36 9.80 0.97
4.94 0.03 13.69 8.63 0.68 17.48 5.59 7.32 0.33 1.54 7.16 7.12 4.07 29.39 2.91
9.79 50.08 11.52 0.06 31.93 127.66 20.15 1.60 40.80 13.04 17.07 0.76 48.42 3.60 16.70 16.59 9.49 68.58 6.80
170.44 158.72 151.88 50.64 223.66 146.05 153.94 117.66 192.18 115.78 79.05 50.15 220.09 56.57 397.91 242.43 68.17 66.16 305.15 98.93
154.56 123.38 140.82 45.11 200.17 6.73 143.72 103.62 171.08 106.08 69.12 42.02 132.38 39.74 150.37 184.92 59.30 60.30 263.33 93.11
138.33 111.01 127.04 39.16 184.07 4.61 116.71 88.95 156.99 88.57 58.63 42.02 121.36 39.74 122.50 164.98 55.27 54.86 252.08 87.95
0.03 0.27 0.86 1.74 0.65 0.97 0.40 0.46 0.24 2.33
0.03 0.86 0.65 0.73 0.46 0.24 2.33
0.27 0.24 0.40
1.74
10.49
16.20 12.07 12.92 5.95 13.12 2.11 4.89 14.02 13.12 16.93 10.01 27.50 16.48 4.03 5.45 10.88 5.16
0.03 1.25 22.12 0.00 0.18 0.55 0.13 1.12 0.36
1.44 0.74 1.43 0.47 1.32 0.03 0.20 0.98 0.49 2.62 0.83 3.42 1.26 0.62 1.64 15.82 0.52 2.03 2.61 0.97
1.44 0.74 1.43 0.47 1.29 0.03 0.20 0.98 0.49 2.62 0.46 3.42 0.84 0.62 1.64 2.46 0.31 2.03 2.61 0.97
0.03 0.37 0.41 13.36 0.21
1.06 0.02 0.00 0.01 0.00 0.11 0.00 175.05 0.47
0.13 0.00 0.01 0.00 0.09 175.05 0.08
0.93 0.02 0.02 0.00 0.39
9.26 11.22 6.27 4.67 12.26 0.05 9.31 6.75 7.43 5.27 5.22 4.71 7.95 7.90 8.59 8.35 3.81 31.03 4.85
0.39 0.12 0.12 0.71 2.24 0.08 6.50 0.43 3.29
22.33 3.36 9.78 139.13 4.07 13.10 1.81 3.87 71.88 8.30 23.93 41.22 0.01 4.88
25.04
5.18
12.87
170.44 158.72 151.88 50.64 223.66 146.05 153.94 117.66 192.18 115.78 79.05 50.15 220.09 56.57 397.91 242.43 68.17 66.16 305.15 98.93
29
Profit and Loss Statement of upto Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Kan
kai
Mah
akal
i
Ace
Bh
arga
v
diy
alo
Co
un
try
Alp
ine
Kas
tam
and
ap
Gar
ima
Cit
y
Few
aDB
Kab
eli
Kam
ana
Co
rpo
rate
Pat
hib
har
a
Pu
rnim
a
Jyo
ti
Bag
mat
i
Ham
ro
Kak
re
16.43 10.65 80.27 19.36 27.87 32.00 16.77 72.77 95.86 79.70 156.80 5.29 45.75 2.61 21.60 25.22 93.13 10.50 10.82 11.41
16.43 10.65 75.20 19.36 27.87 32.00 16.77 72.77 95.86 79.70 156.80 5.29 45.75 2.61 21.60 25.22 93.13 10.50 10.82 11.41
7.16 7.80 37.90 5.79 10.91 8.40 8.47 35.07 50.27 35.79 44.60 3.09 22.79 0.78 12.48 12.43 46.80 7.05 4.79 6.12
5.85 2.86 25.90 8.15 12.07 14.75 4.29 30.69 30.54 34.93 78.80 1.83 17.00 1.74 4.39 10.56 25.82 1.87 3.06 4.17
0.07 0.33 0.09 3.79 0.40 1.41 0.44 0.03 0.61 0.14 0.01
0.43 0.03 0.57 0.11 0.12 0.38 2.72 1.86 1.50 0.04 1.26 0.29 0.17 0.90 0.08
3.83 21.57 5.38 7.67 9.80 2.44 20.44 8.62 18.47 49.46 0.76 3.45 1.56 1.59 0.01 16.99 0.47 2.32 0.42
1.59 2.86 4.30 2.13 3.96 4.75 1.85 6.08 18.80 13.17 27.40 1.00 11.68 0.18 2.51 10.25 7.92 1.40 0.74 3.68
3.43 11.41 5.42 4.89 8.85 4.01 7.01 15.05 8.98 33.40 0.37 5.96 0.09 4.73 2.24 20.51 1.59 2.97 1.12
5.07
0.35 0.02
4.27 2.77 20.16 4.28 4.67 3.57 5.30 21.23 21.57 11.47 17.94 2.73 8.08 1.36 11.11 5.22 14.20 1.73 2.26 2.65
3.99 1.44 16.76 4.95 5.41 4.63 4.15 18.98 21.57 11.93 14.99 1.58 6.36 1.10 7.33 4.22 11.91 2.44 2.02 1.36
0.01
0.01
0.07 0.03 0.02
0.97 4.25 24.19 1.15 0.63 7.53 -31.71 10.80 10.67 32.10 2.53 5.49 3.18 2.68 0.49 3.51 1.29 1.54
0.97 4.25 24.19 1.15 0.63 7.53 10.80 10.67 32.10 2.53 5.49 3.18 2.68 0.49 3.51 0.48 1.54
0.97 4.25 5.45 0.76 0.63 5.80 6.52 10.67 3.06 0.29 5.49 0.24 0.59 0.49 2.30 0.48 0.04
0.97 4.25 0.63 0.76 0.63 4.23 2.11 10.67 2.88 5.49 0.49 0.48
4.82 0.00 1.57 4.42 0.19 0.29 0.24 0.59 2.30 0.04
18.74 0.39 1.73 4.27 29.03 2.25 2.93 2.09 1.22 1.50
-31.71
0.81
1.41
0.12 5.69 0.28 0.59 0.61 7.29 4.17 2.96 6.65 0.36 3.04 0.46 1.55 2.42 0.94
0.28 17.06 0.85 1.77 1.84 21.86 12.50 8.88 19.96 1.09 9.11 1.39 4.66 7.27 2.83
0.02
7.58 0.93 39.80 1.98 4.13 4.30 51.00 29.16 20.71 46.57 2.55 21.26 4.93 3.24 10.88 16.95 6.61 0.79
33.26 20.45 203.93 32.84 45.08 40.62 40.51 162.84 195.61 146.31 295.01 16.14 99.13 13.18 45.13 54.44 146.41 18.18 26.79 17.75
30.30 18.83 164.67 29.82 41.41 35.05 31.88 133.05 175.40 134.46 271.39 13.40 87.14 2.98 42.03 48.73 137.81 14.09 22.71 14.98
28.03 15.17 144.99 26.79 35.96 29.80 29.50 119.12 165.31 124.46 256.40 13.40 77.37 3.01 42.03 42.42 120.94 11.91 20.10 13.42
3.42 0.46 0.67 0.77 1.02
3.42 0.46 0.67 0.77 1.02
5.44
2.27 16.25 3.03 4.37 2.37 10.05 8.97 14.99 9.78 0.00 6.31 15.85 2.18 2.61 1.56
3.66 0.41 13.26 0.04 0.26 -0.03
2.96 1.62 1.64 2.77 0.17 0.20 4.53 1.54 1.73 11.82 0.54 0.36 1.43 0.01 0.44 0.33 0.61 0.69 0.67 0.98
0.34 1.54 1.64 0.35 0.17 0.20 0.38 1.54 1.73 11.82 0.54 0.36 1.43 0.44 0.33 0.61 0.26 0.67 0.26
2.62 0.08 2.41 4.15 0.01 0.43 0.72
2.43 0.03 0.56 0.00 0.03
0.12 0.19
2.30 0.03 0.37 0.00 0.03
7.51 0.26 3.50 2.23 10.34 17.09 23.08 2.38 5.75 0.02 2.67 4.70 7.96 0.22 2.34
0.39 0.06 0.02 0.32
27.29 4.07 1.39 4.81 10.17 0.36 1.07 1.06 1.79
0.00 17.37
3.09 2.11
33.26 20.45 203.93 32.84 45.08 40.62 40.51 162.84 195.61 146.31 295.01 16.14 99.13 13.18 45.13 54.44 146.41 18.18 26.79 17.75
30
Profit and Loss Statement of upto Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Shin
e
Pac
ific
IDB
L
Kan
chan
Mat
rib
hu
mi
Inn
ova
tive
Jhim
ruk
Met
ro
Vib
or
Rap
tive
ri
Tou
rism
Mis
sio
n
Mt.
Mak
alu
Sin
dh
u
Sah
ara
N.C
om
mu
nit
y
Co
smo
s
Man
aslu
Ekat
a
79.67 16.06 75.17 23.75 6.83 29.77 11.29 35.11 84.52 15.79 90.55 22.10 1.60 12.20 8.22 14.88 8.78 22.94 39.85
79.67 16.06 75.17 23.75 6.83 29.77 11.29 35.11 84.52 15.79 89.90 22.09 1.60 12.20 8.22 14.88 8.78 22.94 39.85
52.19 7.37 22.32 16.57 4.36 15.66 7.43 14.16 28.82 6.82 34.22 14.56 1.26 8.31 6.39 6.82 6.91 10.46 19.71
21.78 4.79 31.95 5.97 1.64 11.21 2.35 12.49 42.61 8.56 39.16 6.49 0.28 3.89 0.82 4.47 1.86 5.75 9.87
0.24 0.03 3.54 0.02 0.10 0.02 0.01 0.07 0.01 0.14 0.08
0.27 0.24 0.25 0.30 0.03 0.04 0.98 0.01 1.22 0.09 0.00 0.15 0.10 0.16 0.05
13.13 2.36 27.80 1.76 0.70 5.86 0.60 7.17 0.28 3.58 28.94 3.96 0.03 2.42 2.69 0.69 1.92 5.73
8.14 2.17 0.35 3.89 0.81 5.31 1.75 4.32 42.33 4.99 9.01 2.44 0.24 1.47 0.82 1.57 1.06 3.53 4.02
5.70 3.91 20.90 1.21 0.83 2.91 1.51 8.46 13.08 0.40 16.51 1.04 0.07 1.01 3.59 6.73 10.27
0.65 0.01
0.07
14.01 2.05 17.56 5.84 2.23 5.60 2.43 4.33 14.94 2.38 15.39 7.49 0.67 4.91 1.92 5.98 2.06 6.28 4.89
13.03 2.15 17.24 3.38 0.71 6.73 1.85 5.46 13.71 1.58 17.61 6.11 0.77 5.35 2.30 4.35 2.49 5.39 4.72
3.74 1.20 4.12 2.95 1.27 23.81 1.62 28.03 1.86 0.01 6.93 3.19 0.92 1.01 2.86
3.74 1.00 4.12 2.95 1.27 8.56 1.62 27.93 1.86 0.01 6.93 3.19 0.92 1.01 2.86
3.74 0.18 3.55 1.15 1.27 2.28 1.27 6.84 1.77 0.01 6.93 1.63 0.64 1.01 2.04
3.74 0.18 0.53 0.15 0.28 2.28 0.66 1.65 6.93 0.09 0.33 1.01
0.00 3.01 0.99 0.99 0.61 6.84 0.11 0.01 1.54 0.31 2.04
0.82 0.57 1.80 6.28 0.35 21.09 0.09 1.56 0.28 0.82
15.26
0.02 0.10
0.18
29.98
6.60 0.71 0.89 0.23 1.56 3.10 0.95 0.07 0.02 0.37 1.84
19.81 2.13 2.66 0.70 4.68 9.29 2.85 0.21 0.07 1.11 5.53
46.23 9.58 4.97 6.20 1.40 8.61 1.64 10.93 10.49 21.68 6.65 0.49 2.85 0.15 2.60 11.45 12.89
183.09 29.85 118.97 42.72 11.16 54.84 21.16 63.34 177.45 21.37 185.64 48.01 3.82 25.31 19.37 28.63 18.33 47.07 72.58
168.65 27.90 110.64 39.09 10.13 49.91 18.30 58.87 113.41 17.41 139.85 43.15 3.38 22.59 7.40 25.70 15.77 43.22 66.68
154.88 26.83 100.40 35.34 8.40 44.81 17.17 53.49 103.23 17.41 125.65 40.30 3.38 18.37 7.34 23.31 14.96 40.74 60.35
1.31 0.33 1.33 0.29 0.00
0.33 0.03 0.29
1.31 1.29
0.00
0.00
13.67 1.06 8.93 3.76 1.73 5.09 1.13 5.05 8.86 13.91 2.85 4.22 0.06 2.39 0.82 2.48 6.34
0.10
13.82 0.96 1.21 0.49 1.03 0.20 2.16 0.66 0.14 2.52 3.69 0.38 0.23 0.40 0.26 0.71 1.27 5.89
0.00
3.68 0.96 1.21 0.35 0.45 0.17 2.16 0.14 0.22 3.69 0.38 0.23 0.35 0.26 0.71 1.01 0.55
10.14 0.14 0.58 0.03 0.00 0.66 2.30 0.04 0.27 5.35
0.03 0.05 16.36
0.05 13.05
0.03 3.31
0.99 7.03 2.44 4.73 0.29 3.82 6.52 10.65 4.48 0.13 2.32 0.84 1.95 1.59 2.58
3.89 0.10
0.62 0.06 0.41 53.45 14.99 0.08 0.72 0.25
0.69
1.44 11.13
183.09 29.85 118.97 42.72 11.16 54.84 21.16 63.34 177.45 21.37 185.64 48.01 3.82 25.31 19.37 28.63 18.33 47.07 72.58
31
Profit and Loss Statement of upto Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Kal
inch
ow
k
Kai
lash
Salp
a
Sap
tako
shi
Sajh
a
Ap
ex
Gre
en
Rel
iab
le
Nep
al A
awas
NFL
NID
C C
apit
al
NN
FL
NSM
FL
KFL
Him
alay
a
Un
ion
PFC
L
Go
od
will
SFL
SIFC
L
7.23 131.26 3.75 8.02 6.71 110.15 5.50 110.47 10.04 1.76 14.53 111.48 2.24 25.58 16.97 23.45 61.94 39.49 30.20
7.23 131.26 3.75 8.02 6.71 110.15 5.50 109.10 10.04 1.76 14.53 111.48 2.24 25.58 16.97 23.45 61.94 39.49 30.20
3.65 47.75 2.78 3.40 2.34 75.62 1.26 27.96 4.89 0.65 5.09 50.51 1.98 11.83 3.77 9.91 28.87 16.50 7.97
1.24 53.94 0.88 2.31 1.02 34.52 1.66 60.66 5.15 1.11 9.44 60.97 0.03 13.75 12.44 13.54 33.07 22.99 22.24
1.32 0.04 0.07 3.39 0.36 0.02 0.00 0.09 0.01
0.03 1.60 0.05 0.05 0.00 0.15 0.84 0.48 0.97 0.00 0.00 0.01 0.42 0.00
0.79 41.09 0.29 0.88 0.44 23.00 0.18 47.81 3.38 0.61 4.36 42.83 7.64 10.23 7.01 12.74 1.44
0.42 9.94 0.50 1.39 0.58 11.30 0.64 8.97 1.77 0.50 5.08 16.81 0.03 6.09 2.21 6.52 19.82 22.99 20.78
2.34 29.57 0.10 2.31 3.35 2.58 20.48 0.23 0.76
1.37
1.63 25.01 1.33 3.23 3.49 14.60 1.56 18.45 3.57 0.04 3.83 12.25 2.11 3.76 5.92 1.73 9.18 7.21 4.83
1.67 24.83 0.48 3.00 3.57 21.63 0.80 15.43 2.67 0.20 2.30 9.67 3.50 3.81 3.93 1.84 11.79 4.90 3.09
0.00
0.00
2.47 0.01
0.49 33.49 0.76 2.31 2.02 30.51 0.15 3.74 66.61 19.58 6.63 20.41 4.30 0.12
0.49 33.49 0.76 2.31 2.02 30.51 0.15 3.74 19.58 6.63 20.41 4.30 0.12
0.41 7.59 0.09 1.04 2.02 2.76 0.15 0.77 5.05 3.96 1.37 0.12
0.32 0.22 2.02 2.76 0.15 0.77 1.39 1.09 0.12
0.10 7.59 0.09 0.83 3.66 3.96 0.28
0.08 25.90 0.67 1.26 27.76 2.98 14.53 2.67 19.04
4.30
30.66
35.95
7.27 4.43 1.26 4.01 1.13 0.59
20.73 3.78 12.02 3.30 1.77
0.08 0.36 0.34
4.96 51.93 0.42 44.35 0.07 8.82 2.57 51.50 28.05 8.05 11.82 4.12
15.98 294.52 6.75 16.55 15.79 225.75 8.08 160.68 22.60 2.00 138.78 197.40 8.19 39.78 47.24 27.02 99.69 63.42 44.73
13.24 229.33 6.04 14.38 9.56 212.54 7.52 145.76 15.14 0.16 46.44 187.37 0.37 27.50 17.26 9.73 90.85 50.34 41.50
11.59 214.20 4.80 13.33 8.68 206.32 6.43 126.02 14.00 0.16 46.44 174.60 0.11 23.02 14.30 9.73 81.12 50.34 36.69
1.61 1.49 0.48 1.74 0.26 0.02 1.20
1.61 1.49 0.48 1.74 0.26 0.02 1.20
4.80
1.65 13.52 1.24 1.05 0.75 4.74 1.10 19.57 11.02 0.00 4.25 2.96 0.01 8.54
0.14 0.16 0.66 0.21
0.23 0.82 0.14 0.14 0.65 1.43 4.77 0.29 0.07 0.02 0.85 0.35 3.28
0.23 0.82 0.14 0.14 0.65 1.43 4.22 0.29 0.07 0.02 0.00 0.35 0.28
0.55 0.84 3.01
0.17 0.39
0.28
0.17 0.11
1.64 12.98 0.53 0.91 0.72 11.74 0.56 9.62 1.53 1.22 9.46 0.19 3.40 1.10 7.22 2.58
35.58 0.05 5.93 33.83 0.29 1.13 -0.18 1.26
0.88 15.63 0.04 0.58 0.03 55.02 0.63 1.08 0.00 9.80 0.65
2.27
0.01 0.10
0.54 4.86 1.84 5.88 7.73 29.06 16.44
15.98 294.52 6.75 16.55 15.79 225.75 8.08 160.68 22.60 2.00 138.78 197.40 8.19 39.78 47.24 27.02 99.69 63.42 44.73
32
Profit and Loss Statement of upto Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Lum
bin
i
ILFC
O
Mah
alax
mi
Lalit
pu
r
Un
ited
FC
Gen
eral
Pro
gres
sive
Jan
aki
Po
khar
a
Cen
tral
Pre
mie
r
Aru
n
Mu
ltip
urp
ose
Syn
ergy
Srija
na
Om
WM
BFL
CM
BFC
L
Cry
stal
Gu
hes
hw
ori
26.12 22.54 80.03 15.31 74.54 0.50 6.59 26.76 48.32 31.95 80.62 1.26 0.68 37.64 23.62 88.93 1.99 1.36 0.39 26.97
25.40 22.54 80.03 15.31 74.15 0.50 6.59 26.76 48.32 31.95 80.62 1.26 0.68 37.64 23.62 88.93 1.98 1.15 0.39 26.97
4.76 7.33 22.24 2.44 40.30 0.14 2.40 8.36 22.35 12.67 30.81 0.29 0.14 13.81 17.35 29.86 1.68 0.06 0.39 11.49
20.65 14.96 52.36 12.87 33.84 0.36 4.19 18.40 25.97 19.28 44.87 0.97 0.54 23.83 6.27 59.07 0.30 0.03 15.48
0.45 2.61 0.28 0.08 1.18 0.30 0.01 0.15 0.79 0.29
0.60 0.30 0.06 0.03 0.05 1.30 0.22 0.58 0.15 0.20 1.43 0.27
12.28 8.01 6.22 1.19 5.58 0.54 10.45 12.99 11.91 35.60 0.00 12.75 2.95 35.24 0.37 10.13
7.77 6.95 45.38 11.62 25.62 0.03 3.65 7.94 11.69 7.07 7.51 0.67 0.54 10.92 2.97 21.61 -0.08 0.03 4.79
0.26 5.43 4.93 1.06
0.01
0.72 0.39 0.01 0.22
0.00 0.00 0.34
2.10 12.01 13.40 3.18 13.87 2.27 1.82 1.84 6.37 4.99 12.00 2.37 0.35 11.04 2.71 11.72 2.09 2.44 0.42 3.28
1.97 13.73 8.90 2.51 11.29 0.73 1.73 0.80 4.14 3.31 13.60 1.42 0.18 9.41 2.81 9.30 1.81 15.03 0.45 2.22
0.04 0.01 0.09
12.90 4.48 143.08 37.24 17.55 0.96 1.24 8.05 4.59 0.89 30.65 6.28
12.90 1.02 143.08 37.24 17.55 0.96 1.24 8.05 4.59 0.89 6.28
12.90 1.02 0.61 0.06 0.41 0.82 6.28
12.90 1.02 -0.71 0.06 0.21 0.78 6.28
1.31 0.19 0.04
36.64 17.55 1.18 7.65 3.77 0.89
143.08 0.96
14.86
3.46
15.79
0.08
0.63 2.64 0.15 0.55 2.89
1.89 7.92 0.44 8.66
4.42 18.49 1.17 2.65 1.02 8.28 0.95 5.50 5.48 20.21 31.88 3.10 11.95 16.68
30.20 68.14 135.90 164.08 137.02 3.49 11.31 32.05 77.98 41.21 114.50 5.05 3.40 72.29 39.56 142.61 68.41 21.93 13.21 55.43
23.48 67.22 108.36 6.28 108.09 0.28 7.93 30.75 73.68 35.21 57.51 0.47 2.06 35.61 36.00 133.88 15.20 10.51 0.54 41.41
18.65 50.06 97.26 6.27 98.48 0.28 7.93 25.35 65.59 29.18 57.48 0.44 2.06 30.96 36.00 119.96 15.19 10.51 0.47 38.03
0.63 8.81 1.06 2.06 0.71 1.74 0.68
8.81 1.06 2.06 1.74
0.63
0.71 0.68
4.20 10.04 6.98 5.40 8.09 5.32 0.03 4.65 12.18 2.70
8.35 0.01 0.57 0.02 0.01 0.07
0.02 0.17 0.20 1.31 0.31 0.00 0.71 0.01 4.31 0.07 0.03 0.00 0.31 0.05 0.31
0.02 0.20 1.31 0.14 0.01 0.07 0.01 0.00 0.31 0.00 0.29
0.17 0.17 0.00 0.71 4.31 0.02 0.05 0.02
2.35 0.75 4.53 13.79 1.34 0.36 2.02 1.91 0.00 0.12 1.60 3.17 8.73 0.00 5.08
20.34 0.10 0.01 5.83 0.24 0.25 0.02
2.46 1.04 1.34 0.78 55.06 0.17 1.21 16.01 0.39 53.15 11.17 12.42 8.61
0.15
12.93
4.34 156.49 14.73 2.18 3.91 4.41
30.20 68.14 135.90 164.08 137.02 3.49 11.31 32.05 77.98 41.21 114.50 5.05 3.40 72.29 39.56 142.61 68.41 21.93 13.21 55.43
33
Profit and Loss Statement of upto Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Expenses1. Interest Expense
1.1 On Deposit Liabilities
1.1.1 Saving Account
1.1.2 Fixed Account
1.1.2.1 Up to 3 months Fixed Account
1.1.2.2 3 to 6 months Fixed Account
1.1.2.3 6 months to 1 year Fixed Account
1.1.2.4 Above 1 year Fixed Account
1.1.3 Call Deposit
1.1.4 Certificate of Deposit
1.2 On Borrowing
2. Commission Expense
3. Staff Expense
4. Office Operating Expenses
5. Foreign Exchange Loss
5.1 Due to Change in Exchange Rates
5.2 Due to Foreign Currency Transaction
6. Non Operating Expense
7. Provision for Risk
7.1 Loan loss Provision
7.1.1 General Loan loss Provision
7.1.1.1 Pass Loan Loss Provision
7.1.1.2 Watch List Provision
7.1.2 Special Loan Loss Provision
7.1.3 Additional Loan Loss Provision
7.2. Provision for Non-Banking Assets
7.3. Provision for Loss on Investment
7.5. Provision for Loss of Other Assets
8. Loan Written Off
9. Provision for Staff Bonus
10. Provision for Income Tax
11. Others
12. Net Profit
Total Expenses
Income1. Interest Income
1.1 On Loans and Advances
1.2 On Investment
1.2.1 Government Bonds
1.2.2 Foreign Bonds
1.2.3 NRB Bonds
1.2.4 Debenture & Bonds
1.3 On Agency Balance
1.4 On Call Deposit
1.5 On Others
2. Commission and Discount
2.1 Bills Purchase and Discount
2.2 Commission
2.3 Others
3. Exchange Flactuation Income
3.1 Due to Change in Exchange Rate
3.2 Due to Foreign Currency Transaction
4. Other Operating Income
5. Non Operating Income
6. Write Back from Provisions for loss
7. Recovery of written-off Loan
8. Income from Extra Ordinary transactions
9. Net Loss
Total Income
Ever
est
Pru
den
tial
ICFC
Saga
rmat
ha
Ku
ber
NEF
L
Seti
ham
a
Nam
aste
Kas
ki
Un
iqu
e
Man
jush
ree
Jeb
ils
Rel
ian
ce
Bh
akta
pu
r
19.09 18.09 68.35 48.09 0.66 25.95 4.16 4.01 5.33 51.46 12.26 41.23 16.42 35.30 5.83
19.09 18.09 66.76 48.09 0.66 24.11 4.16 4.01 5.33 51.46 12.26 40.78 16.42 35.30 5.83
10.02 4.81 33.61 25.26 0.58 15.97 2.66 2.86 4.11 27.75 6.17 24.76 5.06 24.57 2.66
9.07 12.70 33.15 22.83 0.08 7.80 1.50 1.15 1.21 23.71 6.09 16.02 8.50 10.73 2.28
0.12 0.33 0.14 0.02 0.07 0.07 0.42
0.07 0.03 7.58 1.10 0.05 0.20 0.00 0.39 0.06 0.26 0.06 1.22
6.70 7.03 16.95 15.64 0.08 4.28 0.47 0.94 0.31 20.60 4.87 10.52 5.44 5.13 0.74
2.18 5.65 8.62 5.76 3.48 1.03 0.01 0.90 2.59 1.14 5.18 2.94 3.96 1.55
0.58 0.34 2.86 0.89
1.59 1.84 0.45
3.03 5.03 13.19 8.06 0.86 3.98 1.52 1.16 1.11 8.40 1.94 4.53 3.35 5.87 1.44
3.51 3.35 14.83 6.37 1.82 3.32 0.75 1.76 0.39 6.23 1.59 3.82 3.00 6.17 1.36
1.24 0.01
1.27 12.81 3.83 4.37 1.28 0.94 0.03 0.78 0.61 3.14 1.44 0.54 3.83
1.27 12.81 1.87 1.28 0.94 0.03 0.78 0.61 3.14 1.44 0.54 3.83
0.63 1.87 1.21 0.19 0.03 0.05 0.22 0.66 0.54 0.61
0.63 1.31 1.21 0.04 0.03 0.05 0.66 0.54 0.38
0.57 0.15 0.22 0.23
0.64 12.81 0.07 0.75 0.73 0.40 2.47 0.78 3.22
0.67
1.95
4.37
0.00
2.34
0.20 2.54 0.50 0.86 0.25 0.36 1.66 1.30 0.40 0.14
0.59 7.63 1.50 2.59 0.81 1.07 4.97 3.89 1.14 0.43
8.42
1.37 17.80 3.49 31.63 6.03 1.68 2.51 11.59 8.73 9.09 2.87 1.00
29.06 47.70 130.51 73.62 34.97 44.02 7.36 9.70 11.54 84.91 27.66 63.85 28.62 47.88 14.04
27.35 18.69 115.62 62.59 1.13 41.10 6.20 8.54 10.48 78.16 26.38 59.87 24.39 33.79 12.78
24.17 12.51 105.09 57.21 1.13 33.11 4.67 5.78 9.08 70.55 24.23 52.72 20.81 33.78 8.70
0.01 0.83 0.06 0.51 0.18 0.47 0.18
0.01 0.83 0.06 0.47 0.18
0.51 0.18
10.53
3.18 6.19 2.96 2.76 1.40 7.61 1.64 3.11 0.01
4.56 4.98 1.53 0.00 6.96 0.00 3.90
0.30 0.82 1.14 0.27 0.70 0.06 0.00 0.01 2.92 0.02 0.04 0.00
0.30 0.30 1.14 0.27 0.56 0.06 0.00 0.01 0.07 0.02 0.02 0.00
0.51 0.14 2.85 0.02
0.00
0.00
1.41 6.06 6.05 0.03 2.19 0.45 0.32 1.05 6.76 1.28 2.25 3.76 1.25
0.49 3.63 3.12 0.02 0.47 0.02
1.08 4.06 1.59 33.81 0.37 1.07 1.91
0.04
26.62 0.66 10.30
29.06 47.70 130.51 73.62 34.97 44.02 7.36 9.70 11.54 84.91 27.66 63.85 28.62 47.88 14.04
34
Statement of Credit as on Asoj end, 2072(Mid-Oct, 2015)
BFI Name
NB
L
RB
B
NA
BIL
NIB
L
SCB
NL
HB
L
NSB
I
NB
B
EBL
BO
K
NC
C
NIC
Lum
bin
i
MB
L
Ku
mar
i
Laxm
i
SBL
AD
BN
L
Glo
bal
Sector WiseAgricultural and Forest Related 3511.39 3924.94 645.60 2132.42 383.10 1179.44 1950.37 297.82 998.31 752.00 712.93 697.53 1163.36 863.71 450.89 398.70 423.42 18344.34 1169.98
Fishery Related 54.44 175.48 0.35 34.10 1.44 5.33 12.35 30.97 21.60 0.41 3.17 9.35 1.29 41.58 612.57 7.37
Mining Related 312.04 72.94 383.72 176.22 118.33 156.79 103.85 62.85 14.42 436.92 102.18 40.03
Manufacturing (Producing) Related 8957.49 8381.91 20457.33 24219.54 7599.57 18614.14 8523.99 5329.02 9533.34 9729.68 5225.79 8848.89 2099.98 7854.77 7451.63 6237.57 7523.32 8129.60 9941.12
Construction 6159.44 9261.74 2820.51 4164.88 6920.93 4225.75 2500.66 7232.22 8548.34 2254.52 2346.03 8429.01 1560.36 4630.58 4291.67 5729.84 2299.49 4024.45 6146.58
Electricity,Gas and Water 639.06 938.20 2862.92 2533.78 12.69 604.31 735.32 385.95 1344.32 1605.94 886.78 946.96 494.22 1299.69 1264.82 1346.51 1591.49 76.93 2992.61
Metal Products, Mach. & Ele. Eqp. 350.85 880.93 831.63 1004.77 312.12 29.68 981.33 466.32 993.19 519.57 366.63 17.75 32.05 344.99 262.56 354.20 301.85 533.58 823.10
Tras., Com. and Public Utilities 932.28 1726.24 584.73 1672.77 117.28 2191.41 1058.73 452.24 2345.80 1079.07 1824.16 594.42 1341.36 474.89 415.18 1075.90 2455.80 266.96 986.50
Wholesaler & Retailer 14510.40 22599.42 17493.56 15862.88 5807.79 13081.72 11485.00 4922.38 13051.09 9107.03 4787.90 9861.64 2998.02 7876.90 6229.01 8017.93 7485.08 14524.07 14864.21
Finance, Insurance and Real Estate 2061.57 6285.94 4279.47 5111.95 1359.97 7412.16 2114.68 3368.33 6065.85 3091.11 1556.93 3597.79 1405.26 3932.28 2532.53 3078.82 3959.87 104.92 3973.90
Hotel or Restaurant 1282.04 3873.28 1872.56 5874.71 7.74 1345.71 260.41 648.61 953.26 664.51 599.03 477.23 1714.16 410.42 316.57 398.84 1435.07 2708.26 1923.53
Other Services 1869.93 2395.93 1730.76 5989.18 173.99 3355.65 602.13 1134.40 1480.11 2335.80 1111.54 1842.01 1219.65 2234.42 951.30 1432.71 1843.88 4476.69 2138.82
Consumption Loans 10015.84 9815.34 2184.05 1820.62 2590.58 1434.26 228.30 1168.48 2166.50 2298.61 637.36 6388.80 563.73 2239.24 1595.07 3170.40 630.35 8429.34 1137.10
Local Government 216.60 3.50 368.27 138.81 255.20 58.72 129.84 134.97 135.05 1.48 91.86
Others 2439.23 4142.67 11279.25 3144.73 1499.13 3763.85 9894.11 1446.46 3674.39 718.84 1439.61 3632.11 3091.97 4652.32 1268.04 2434.92 8745.54 9858.60 5864.99
TOTAL sectorwise 53096.00 74691.56 67429.96 74110.82 26923.70 57494.72 40335.01 26975.89 51323.62 34187.64 21620.14 45397.39 17746.02 36967.82 27467.48 33811.31 38973.95 72091.80 52101.69
Product WiseTerm Loan 9741.62 11378.52 10824.08 16424.79 1918.05 7366.68 2316.33 3416.18 7313.52 4772.04 2936.92 3681.25 3000.25 4811.06 5368.15 5099.86 8272.96 23218.44 6914.48
Overdraft 6727.09 11125.38 14048.69 13234.29 1423.50 8249.39 924.08 5293.82 13047.75 10635.39 6600.49 7530.88 2008.16 4638.37 7635.95 2506.90 10587.32 6718.76 15842.11
Trust Receipt Loan / Import Loan 1541.63 489.19 6211.88 10616.46 2536.66 6454.87 1315.94 1738.17 1936.31 978.04 895.99 1665.59 667.42 1184.42 876.11 1475.97 1215.87 19.25 1831.32
Demand & Other Working Capital Loan 11782.94 26860.08 12784.61 20307.03 5350.32 18270.67 20018.86 5272.48 5161.33 7328.64 2605.57 10851.44 3360.41 3820.39 5122.43 10544.37 5950.63 30266.57 11982.66
Res. Per. H. Loan (Up to Rs. 10 mil.) 3246.18 5846.94 6061.85 1400.32 4911.97 4225.75 1945.50 2944.63 8548.34 2080.55 1539.94 6948.71 738.17 4608.19 2994.00 1533.69 2583.30 3350.69 3605.41
Real Estate Loan 1734.39 3098.49 4307.47 4456.26 1505.00 2937.36 2060.88 1469.04 3126.01 809.93 783.09 2741.60 1821.28 2348.82 1851.58 1116.14 4092.96 673.76 3445.14
Margin Nature Loan 1717.32 1024.06 508.27 909.68 411.92 600.59 56.37 8.00 3411.32 218.12 126.17 815.53 291.09 564.26 477.65
Hire Purchase Loan 1417.32 2058.37 1803.39 1937.56 2485.08 3115.98 322.09 1950.61 3141.40 2501.63 2100.37 3635.40 2022.53 3101.40 1222.31 2454.38 2758.90 101.89 2793.80
Deprived Sector Loan 2406.47 3722.11 3236.59 3543.90 1498.78 2506.04 2015.57 1288.41 2848.62 1692.99 996.78 2162.71 829.94 1805.74 1341.05 1463.31 1750.64 5972.58 2542.76
Bills Purchased 6.60 62.68 79.98 650.66 318.03 1807.37 520.20 397.95 258.25 2802.86 108.59 1307.96 1027.23 6.67 2346.44 846.17 1089.38
Other Product 12774.45 9025.74 8071.42 1031.28 4976.32 1650.92 8895.56 2792.67 5341.50 529.21 3044.40 1460.52 3079.73 9496.03 233.70 4979.15 350.92 1769.85 1576.98
Total Product wise Loan 53096.00 74691.56 67429.96 74110.82 26923.70 57494.72 40335.01 26975.89 51323.62 34187.64 21620.14 45397.39 17746.02 36967.82 27467.48 33811.31 38973.95 72091.80 52101.69
Collateral WiseGold and Silver 7781.27 8162.78 1.86 786.33 278.25 36.25 231.01 18.13 7.89 255.48 12.50
Government Securities 3.76 224.91 380.35 37.97 5.50 0.27 5.96 65.82 2.10 35.20
Non Governmental Securities 0.09 986.09 26.04 508.27 909.68 514.39 927.79 109.54 3421.23 569.21 784.27 462.36
Fixed Deposit Receipts 196.15 248.51 980.23 114.67 268.42 183.98 953.72 48.94 61.21 75.51 196.66 333.40 62.14 341.38 99.12 88.58 386.25 262.67 0.17
Own 196.03 248.51 555.75 114.67 6.66 183.98 953.72 48.94 4.37 75.51 196.34 333.40 62.14 341.38 99.12 88.58 386.25 262.67 0.17
Other Licences Institutions 0.12 424.47 261.76 56.84 0.32
Collateral of Properties 20859.45 62848.36 57305.91 58715.75 20795.18 51953.61 34907.78 23969.32 46241.92 29486.77 19203.63 39432.87 15078.82 33703.44 25284.60 30552.82 34460.47 71829.13 697.95
Fixed Assets 14178.52 62805.16 31098.19 50011.12 16004.28 50428.27 29821.11 22536.29 30470.09 26077.55 17611.47 21599.68 14883.09 18865.19 24714.83 20415.52 20865.85 71829.13 395.39
Current Assets 6680.93 43.20 26207.72 8704.63 4790.90 1525.33 5086.67 1433.03 15771.83 3409.21 1592.16 17833.19 195.73 14838.25 569.77 10137.31 13594.62 302.56
Against security of Bill 437.44 72.15 3142.05 1234.68 1807.37 776.92 436.46 81.07 1871.86 251.57 2.44 651.92 2.80 543.05
Domestic Bills 19.31 0.01 645.55 1489.07 268.37 19.60 34.60
Foreign Bills 437.44 52.84 3142.05 589.13 318.30 776.92 168.09 61.47 1871.86 251.57 2.44 651.92 2.80 508.45
Against Guarantee 197.87 1429.41 864.91 3413.46 2928.80 2581.22 2014.99 1407.48 3510.66 2700.08 991.83 2107.33 716.80 1740.98 951.09 135.11 1017.78
Government Guarantee 33.96 8.86 368.27 138.81 156.12 91.30 198.74 2.17 71.84 216.53 129.84 145.12 134.97 135.05
Institutional Guarantee 40.07 1404.64 834.13 2171.76 2789.99 1858.87 1083.73 2609.13 1492.43 898.75 1890.80 597.51 1596.63 784.97 816.05
Personal Guarantee 3.84 11.94 10.48 872.73 108.76 694.62 21.24 14.51 6.00 0.14 6.35
Collective Guarantee 0.01 3.97 123.69 8.18 3.37
Int. Rtd. Foreign Bank's Guarantee 20.29 77.08 843.78
Other Guarantee 120.00 0.70 2504.14 0.00 358.33 119.29 15.00 60.34
Credit Card 141.30 22.22 103.92 58.86 11.21 28.86 84.67
Others 23619.96 719.35 4587.30 9277.46 2821.89 1681.60 321.04 500.70 635.90 81.98 601.30 1172.03 345.61 2750.45 2068.85 51306.39
Total 53096.00 74691.56 67429.96 74110.82 26923.70 57494.72 40335.01 26975.89 51323.62 34187.64 21620.14 45397.39 17746.02 36967.82 27467.48 33811.31 38973.95 72091.80 52101.69
36
Statement of Credit as on Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Cit
izen
s
Pri
me
Sun
rise
Gra
nd
NM
B
PR
AB
HU
Jan
ata
Meg
a
Civ
il
Cen
tury
San
ima
NID
C
Mal
ika
Sid
dh
arth
a
Yeti
Nar
ayan
i
PD
BL
Sah
ayo
gi
Kar
nal
i
Triv
eni
276.12 657.29 688.99 672.36 547.98 1085.08 515.31 426.96 1083.57 556.98 1536.50 42.29 64.07 329.07 107.20 1.73 178.78 131.70 146.82 851.43
55.60 4.56 15.21 4.16 3.89 3.60 4.02 0.44 11.86 2.52 36.37 2.09 20.83 17.76 60.21
20.99 48.31 489.67 64.88 143.32 31.49 57.10 404.92 30.77 10.33 7.37
5894.77 6661.71 6094.54 1173.37 7570.21 3849.58 6287.82 4836.55 5859.55 5329.70 5681.51 520.51 350.78 513.10 470.31 8.52 233.20 119.72 15.09 363.45
532.96 3121.75 1261.23 604.95 4320.07 5783.28 233.21 318.15 1775.43 2427.74 3110.33 25.70 79.13 751.63 298.45 22.57 502.12 106.85 81.37 1277.12
2062.16 1719.17 657.10 260.46 941.42 664.38 672.33 527.68 562.77 374.51 1055.66 371.21 1.14 64.89 190.30 3.95 2.42
54.58 76.51 288.85 162.97 843.59 92.23 164.63 329.60 89.10 236.21 456.47 16.14 285.55 46.57 32.86 72.41
172.87 786.09 511.61 765.87 619.40 532.24 757.00 383.55 436.29 91.75 1395.34 537.27 43.67 6.21 307.68 9.68 108.21 610.26
5038.35 3767.36 7548.62 884.79 6243.28 5737.37 3877.19 6509.44 6174.48 5302.61 6425.48 136.14 834.93 880.15 611.17 17.99 715.61 620.02 74.22 530.29
4820.52 4406.83 3113.49 2373.05 1742.23 3277.85 2886.16 1078.79 2747.80 2383.46 1209.07 159.75 68.50 669.51 427.04 36.91 243.96 457.58
619.22 575.43 1044.98 303.55 1569.71 1800.78 419.62 845.89 1195.98 992.35 868.30 353.33 61.07 244.95 302.16 5.36 126.04 9.10 191.20
1366.08 476.32 1412.19 730.04 1725.00 3454.77 650.23 755.08 2102.90 1013.72 1520.59 363.84 121.72 341.76 144.70 90.65 62.48 370.63 208.48
3348.88 4214.66 2445.62 19.98 833.70 2192.03 1744.05 1153.16 1257.40 1340.87 1790.54 3.31 54.61 621.91 1578.09 39.30 74.86 13.50 16.89 265.30
1.58 89.77 1.60
7617.22 7198.89 4107.70 464.17 984.21 1561.23 1282.26 1691.23 789.03 865.64 5614.35 324.28 896.81 649.22 2110.43 72.82 512.15 688.15 786.02
31881.90 33661.99 29227.80 8994.98 28020.92 30034.97 19637.02 18891.18 24135.42 21320.91 30676.00 2316.51 2535.29 5956.16 6344.11 211.39 3042.68 1778.95 813.22 5683.54
6618.28 4728.97 2987.53 1542.52 5450.77 6313.77 4455.81 2907.09 5090.17 4976.92 5003.13 1405.95 261.11 843.26 1146.79 10.75 212.51 89.30 551.61
5610.84 6998.09 6691.02 1131.18 1303.79 7510.58 3689.72 4211.04 5163.51 5224.44 3943.01 447.14 23.92 72.82 1429.23 226.11 1274.02
630.92 640.35 1214.57 86.84 1148.61 927.59 841.69 2073.30 1630.37 747.28 904.95
3934.26 3239.39 7830.54 2820.26 6420.80 3394.03 4581.02 5002.64 6480.72 5238.66 5813.64 100.92 1899.73 1722.86 2720.29 17.99 655.56
1868.49 1986.50 2738.03 150.61 3020.11 4771.14 857.72 609.35 1055.61 1658.53 2263.48 10.32 79.13 624.75 375.35 22.57 170.35 84.43 898.81
3997.28 4662.19 2069.56 1987.60 1556.44 2027.82 962.66 757.09 797.23 1043.90 2238.26 156.42 435.95 360.14 36.91 534.84 89.13 81.37 449.08
1235.59 1556.58 862.02 3.67 220.38 847.55 834.90 11.81 38.48 86.12 324.88 335.85 442.01 34.52 2.99 89.78
1145.85 627.61 2093.86 85.37 1100.56 1969.36 855.53 1724.78 1588.89 744.54 2449.44 26.50 49.44 758.58 566.22 6.21 248.49 7.53 108.21 700.02
1429.81 1626.67 1283.54 537.72 1382.22 1224.31 1012.32 985.34 1163.67 1017.65 1423.45 143.55 151.99 244.85 298.21 4.86 143.71 84.87 48.73 300.56
75.06 574.92 43.58 0.31 795.32 9.00 2.05 73.76 14.90 369.32 1.00
5335.51 7020.74 1413.56 648.91 5621.91 1039.84 1543.60 608.75 1053.01 567.98 5942.42 25.71 93.89 989.06 411.19 4.78 300.56 857.44 259.50 1419.65
31881.90 33661.99 29227.80 8994.98 28020.92 30034.97 19637.02 18891.18 24135.42 21320.91 30676.00 2316.51 2535.29 5956.16 6344.11 211.39 3042.68 1778.95 813.22 5683.54
1837.87 3523.42 333.88 20.00 39.26 327.63 245.83 277.62 281.97 36.45 325.55
2.49 1.28 3.50
1234.93 1638.22 456.04 867.70 839.18 17.88 38.48 86.12 335.85 442.01 34.52 2.99 89.78
110.03 177.32 177.82 2.40 82.61 159.20 109.04 14.64 2.08 237.38 102.77 18.15 13.18 43.15 83.02 4.78 21.51 13.50 16.89 69.76
109.64 173.32 177.82 2.40 72.58 159.20 109.04 14.64 2.08 237.38 102.77 18.15 13.18 43.15 83.02 4.78 21.51 13.50 16.89 69.76
0.39 4.00 10.04
25626.76 24715.56 26595.08 8666.54 26844.16 27385.17 17144.11 18182.10 21992.18 19604.18 27986.86 2235.01 2452.46 5334.14 5271.83 160.86 3007.73 1763.45 796.34 5460.99
16338.02 24233.17 21051.90 7702.43 21273.48 26824.55 11343.68 15023.40 18996.58 9261.36 24437.25 2235.01 2452.46 5334.14 5271.83 160.86 3006.03 1763.45 796.34 5460.69
9288.74 482.39 5543.19 964.11 5570.68 560.62 5800.43 3158.69 2995.60 10342.82 3549.62 1.70 0.30
518.71 399.17 149.67 38.13 242.68 2.05 20.24 73.76 14.90 1090.36 1.00
67.97 149.67 9.15 9.00 2.05 73.76 3.69 21.55 1.00
450.74 399.17 28.99 233.68 20.24 11.21 1068.82
45.73 2427.37 109.68 590.34 729.62 288.91 1523.39 1015.45 2.11 69.64 205.57 221.70 11.23 10.45 30.60
0.97 117.80 89.77 52.81 35.61 16.00 2.72
2131.22 0.00 106.42 608.17 56.14 986.84 1015.45 68.50 188.97 221.70 15.40
44.76 173.27 19.91 395.87 34.18 7.10 2.11 0.60 8.51 8.95 15.20
35.24 51.67 113.40 529.45 1.14 1.51
5.08 119.38
4.69 0.06
2505.40 780.93 2121.02 46.70 3.66 611.34 1215.01 363.84 259.69 85.26 1211.92 63.34 0.00 2.01 32.41
31881.90 33661.99 29227.80 8994.98 28020.92 30034.97 19637.02 18891.18 24135.42 21320.91 30676.00 2316.51 2535.29 5956.16 6344.11 211.39 3042.68 1778.95 813.22 5683.54
37
Statement of Credit as on Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Sup
rim
Bh
riku
ti
Suve
kch
ha
Shan
grila
Gu
rkh
a
Gan
dak
i
Infr
astr
uct
ure
Bu
sin
ess
Bir
atla
xmi
Exce
l
Wes
tern
Soci
ety
Ara
nik
o
Dev
a
CED
BL
Mit
eri
Tin
au
Mu
ktin
ath
Sew
a
Kan
kai
1016.79 159.75 54.93 123.36 11.50 195.89 190.94 94.42 166.11 170.17 101.64 97.45 91.66 269.52 58.18 135.92 183.66 2118.34 329.71 134.07
6.66 39.08 0.86 6.78 26.83 2.50 4.43 3.50 8.51 0.72 1.79 1.73 8.55 6.09 20.89
2.79 1.19 21.99 33.81 58.19 24.03 1.75 16.90 5.02
212.13 327.63 0.54 348.65 0.73 350.45 223.97 146.36 206.07 250.04 59.37 378.77 38.74 337.16 589.54 68.94 106.69 134.28 191.11 26.91
458.00 734.77 233.47 792.08 7.69 817.17 425.26 513.74 128.18 299.33 74.64 838.06 132.69 699.83 636.58 173.57 287.90 1275.55 357.39 70.93
0.50 3.61 7.35 1.11 1.63 133.76 182.30 2058.95 8.37 9.09
111.42 12.79 76.26 20.85 0.03 48.77 5.43 32.60 7.32 98.63 837.77 13.22 13.11 49.16 4.90
153.30 909.42 393.40 651.72 7.83 158.73 323.30 729.56 35.09 7.62 163.00 93.45 173.46 564.28 147.83 175.15 803.39 290.31 34.81
858.44 970.35 476.15 1089.86 37.48 507.21 1141.88 627.16 858.63 729.69 371.56 1327.29 240.71 595.38 1081.63 271.74 487.92 729.51 1099.25 184.96
26.01 253.13 548.41 658.91 202.50 183.94 758.66 115.49 364.99 7.38 564.04 713.47 107.13 113.26 257.61 92.38
135.61 36.85 0.90 344.87 1.00 101.77 292.36 70.76 145.57 121.91 42.54 212.81 26.03 138.39 183.79 42.26 28.10 163.26 64.65 7.82
189.11 318.95 56.50 396.17 93.83 45.81 397.79 2.94 161.42 45.62 349.93 13.60 350.37 59.42 51.90 177.56 109.26 96.44 22.24
109.12 84.97 65.45 341.38 31.89 99.99 187.33 694.93 238.48 99.17 14.13 314.99 150.99 514.27 136.73 42.19 43.84 186.81 108.54 33.14
3.75 1.37
888.23 966.52 73.17 1855.76 166.46 1260.34 1166.16 1497.37 1063.73 288.78 393.12 728.03 486.47 1228.16 797.38 476.59 259.51 1443.41 731.38 350.28
4171.84 4819.01 1355.37 6604.65 957.30 3894.86 4182.62 5582.00 2809.70 2280.95 1110.24 4969.22 1299.30 5152.23 7719.49 1541.39 1902.15 7285.76 3393.35 865.14
185.89 157.25 72.13 1450.18 135.97 488.23 419.04 667.04 338.98 261.03 578.83 111.75 930.92 2581.50 50.54 149.08 1338.40 832.63 481.04
708.72 915.44 333.46 1385.39 89.31 2170.00 1958.40 712.65 530.16 720.60 487.61 2020.54 550.63 1434.17 1792.42 337.75 821.66 1115.39 1493.09 195.50
541.31 87.66 1188.58 79.95 10.00 194.38 824.45 717.76 172.20 71.90 24.21 202.06 501.40 27.52
447.59 571.92 194.55 619.09 7.69 625.86 400.99 451.43 128.18 218.40 74.64 653.22 110.56 636.54 434.97 169.04 296.80 1138.02 258.07 70.93
79.79 317.40 93.95 556.59 687.88 308.64 185.27 549.41 102.54 37.99 500.86 22.90 497.80 724.14 104.11 82.21 255.68 84.73 5.00
16.66 2.50 42.10 31.89 166.70 519.59 117.44 106.42 164.37 87.98 3.55
220.64 934.97 418.34 932.36 7.83 178.39 323.30 893.91 43.60 17.38 7.62 222.00 93.44 220.86 403.78 160.75 141.09 917.19 343.68 61.43
156.65 207.72 63.28 180.56 23.48 151.43 195.48 265.99 128.83 123.33 88.08 199.61 63.07 295.05 402.42 95.33 78.10 2171.82 179.93 38.73
3.20
1814.60 1714.30 89.51 249.80 29.28 314.59 464.26 1575.61 384.92 106.52 19.07 601.61 216.33 770.48 790.88 623.87 333.20 349.27 170.15 12.52
4171.84 4819.01 1355.37 6604.65 957.30 3894.86 4182.62 5582.00 2809.70 2280.95 1110.24 4969.22 1299.30 5152.23 7719.49 1541.39 1902.15 7285.76 3393.35 865.14
22.46 16.75 18.55 154.45 34.88 156.05 86.50 18.88 16.06 233.98 11.86 23.72 60.55
3.75 2.25
16.66 2.50 42.21 31.89 524.03 126.30 106.42 164.37 87.98
16.35 30.76 38.01 38.28 39.08 32.89 22.71 38.82 6.80 14.13 110.92 9.17 35.26 17.14 5.07 20.12 44.19 25.92 6.51
16.35 30.76 38.01 38.28 39.08 32.89 22.71 38.82 6.80 14.13 110.92 9.17 35.26 17.14 5.07 20.12 44.19 25.92 6.51
4135.08 4738.01 1314.86 6360.60 902.08 3837.23 3828.61 4956.86 2614.82 2187.20 1096.11 4590.65 1154.44 4498.91 7172.28 1524.46 1838.53 5211.04 3271.33 857.50
4135.08 4738.01 1314.86 6360.59 902.08 3837.23 3828.61 4956.86 2614.82 2187.20 1096.11 4590.65 1153.95 4498.91 6885.87 1524.46 1838.53 5211.04 3271.33 857.50
0.01 0.48 286.41
3.20 8.13
3.20 8.13
131.87 0.03 27.98 119.26 5.08 202.94 353.25 19.77 1969.98 96.10
12.07 15.88 1.39
2.53 0.03 104.74 5.00 154.71 337.37 19.77 0.85
27.57 27.98 1.17 0.08 3.98
101.38 1.27 44.25 1969.98 93.84
0.39 0.02
27.77 14.93 23.34 166.65 15.53 0.45 14.52 88.85 1.13
4171.84 4819.01 1355.37 6604.65 957.30 3894.86 4182.62 5582.00 2809.70 2280.95 1110.24 4969.22 1299.30 5152.23 7719.49 1541.39 1902.15 7285.76 3393.35 865.14
38
Statement of Credit as on Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Mah
akal
i
Ace
Bh
arga
v
diy
alo
Co
un
try
Alp
ine
Kas
tam
and
ap
Gar
ima
Cit
y
Few
aDB
Kab
eli
Kam
ana
Co
rpo
rate
Pat
hib
har
a
Pu
rnim
a
Jyo
ti
Bag
mat
i
Ham
ro
Kak
re
Shin
e
Pac
ific
49.17 96.53 46.25 304.65 124.00 215.82 35.85 281.78 196.91 239.11 42.92 126.72 2.65 63.98 64.00 116.86 100.66 121.39 43.92 238.63 93.94
0.70 0.23 2.39 13.56 11.98 0.42 3.70 19.02
29.76 3.89 3.75
50.25 727.57 39.98 140.67 138.30 11.72 325.06 182.59 296.37 209.60 17.68 100.48 128.28 63.93 62.18 318.02 22.53 9.65 386.06 15.27
40.27 832.39 161.43 63.80 101.62 941.58 1320.14 1417.48 1627.73 96.28 731.31 57.48 201.60 91.85 684.17 50.83 18.46 34.52 650.76 142.69
609.35 3.09 1.48 196.89 0.67 9.67 540.15 1.03
54.03 7.76 26.15 42.66 41.90 32.53 49.80 3.77 46.90 11.22 103.64 2.94
249.55 96.23 154.26 3.65 111.91 192.76 731.01 814.22 797.43 15.63 147.58 29.78 81.53 323.20 5.46 562.73 52.54
165.77 691.76 229.59 167.13 288.85 257.42 509.75 544.80 640.10 1642.27 83.56 328.39 46.54 372.53 315.94 689.99 99.85 180.04 115.06 1345.97 116.05
738.85 103.78 74.99 104.25 440.90 100.95 260.46 144.51 122.60 448.93 0.94 474.41 13.48
24.70 328.51 12.35 14.47 21.08 18.71 499.96 129.15 259.45 278.70 16.64 98.81 18.87 2.70 163.07 7.81 134.65 6.67
3.25 722.90 27.75 14.05 8.51 163.22 115.00 205.31 109.73 17.49 129.19 0.33 50.26 29.62 152.84 2.61 8.36 414.82 14.87
33.39 94.73 23.12 50.35 138.55 8.61 333.87 763.14 215.44 817.50 65.57 166.75 10.06 116.33 49.26 572.29 22.10 102.29 9.09 230.70 156.59
15.16 1.97 3.58 0.03 4.60
169.60 1066.76 205.96 249.64 439.79 269.10 639.53 1713.34 60.50 2683.93 71.47 538.37 22.25 416.29 526.76 1086.87 87.12 191.94 138.06 1153.55 205.94
536.39 6228.08 845.74 1272.73 1365.71 999.49 4355.36 5930.76 4425.76 8467.78 431.43 2562.71 308.57 1303.77 1346.44 5204.64 384.04 622.19 369.40 5611.30 819.07
2070.49 300.27 14.17 82.71 378.60 757.04 1189.14 488.48 312.34 139.80 653.75 13.91 957.95 84.81 5.46 225.23 577.23 62.42
139.19 1702.18 177.05 226.95 592.79 315.33 1326.88 1681.84 873.82 2503.01 620.06 101.55 538.67 254.64 1224.77 10.28 60.41 40.47 663.98 50.13
216.02 67.28 528.96 137.64 370.09 125.80 286.67 139.05 86.96 116.54 346.46 409.18 200.57 54.39 1734.26 223.86
40.27 773.47 161.43 34.19 81.85 784.92 1195.48 1027.60 1502.27 36.14 580.15 31.85 201.60 91.85 454.05 48.04 14.78 34.52 511.14 129.93
485.60 71.65 75.21 104.25 355.77 167.35 334.95 668.98 178.18 122.60 230.63 0.94 614.03 8.88
16.83 13.15 192.03 13.60 0.25 0.70 0.25 282.34 47.39 5.25
30.03 332.20 96.23 140.10 141.93 116.54 245.78 924.53 849.49 1052.57 13.63 240.79 41.20 16.68 123.88 280.21 18.59 47.37 0.76 763.88 72.22
23.81 258.29 45.19 54.91 55.71 76.45 196.51 223.72 234.21 289.87 37.68 108.53 17.57 56.10 64.15 399.94 17.30 24.69 43.92 230.75 40.32
87.07 521.76 65.57 188.65 197.87 8.33 126.34 422.92 603.61 1851.84 65.14 180.54 15.52 374.18 342.60 965.57 3.51 367.70 24.50 510.77 231.31
536.39 6228.08 845.74 1272.73 1365.71 999.49 4355.36 5930.76 4425.76 8467.78 431.43 2562.71 308.57 1303.77 1346.44 5204.64 384.04 622.19 369.40 5611.30 819.07
0.00 0.75 73.47 362.85 124.94 378.53 62.28 91.85 96.69 153.04 5.80 85.24
16.83 16.15 192.03 13.60 0.25 279.43
3.36 22.50 4.41 5.21 10.89 7.58 26.84 223.51 43.99 81.23 2.86 28.62 2.95 6.66 8.63 3.51 1.74 9.09 21.98 4.22
3.36 22.50 4.41 5.21 10.89 7.58 26.84 223.51 43.99 81.23 2.86 28.62 2.95 6.66 8.63 3.51 1.74 9.09 21.98 4.22
533.03 5930.46 822.63 1249.34 1336.97 912.75 3880.29 5148.65 4065.22 8008.02 366.29 2409.03 305.09 1203.59 1339.54 4356.08 380.52 614.66 360.31 5503.92 700.44
533.03 5930.46 822.63 1249.34 1336.97 912.75 3880.29 5148.65 4065.22 8008.02 366.29 2409.03 305.09 1203.59 1339.54 4350.79 380.52 614.66 360.31 5503.92 700.44
5.29
258.29 2.04 17.86 78.41 182.72 195.75 178.02 12.72 0.04 382.65 80.14 29.18
15.16 2.04 17.86 1.97 0.03 4.07 4.60
243.13 179.12 20.00 372.69 61.50 5.00
3.60 7.98 10.10 0.04 4.15
76.45 175.72 165.97 2.63 1.21 18.64 24.18
18.71 20.49 3.45 0.53 24.82 5.25
536.39 6228.08 845.74 1272.73 1365.71 999.49 4355.36 5930.76 4425.76 8467.78 431.43 2562.71 308.57 1303.77 1346.44 5204.64 384.04 622.19 369.40 5611.30 819.07
39
Statement of Credit as on Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
IDB
L
Kan
chan
Mat
rib
hu
mi
Inn
ova
tive
Jhim
ruk
Met
ro
Vib
or
Gau
mu
khee
Rap
tive
ri
Tou
rism
Mis
sio
n
Mt.
Mak
alu
Sin
dh
u
Sah
ara
N.C
om
mu
nit
y
Co
smo
s
Man
aslu
Ekat
a
Kal
inch
ow
k
Kai
lash
2.72 91.09 14.77 127.38 17.96 75.83 113.66 64.58 120.62 216.92 211.53 18.97 16.39 3.67 77.71 33.41 85.59 186.06 45.82 107.99
26.00 1.23 10.85 1.44 3.78 1.40 8.69 0.82 3.72 1.94
74.66 5.84 23.56 11.11 4.09 44.97
243.76 134.48 5.95 247.35 8.24 88.80 3.72 29.72 327.87 5.50 0.98 9.41 82.51 1.57 23.48 313.48 4.47 432.91
619.05 157.34 47.71 220.74 8.90 230.54 438.84 64.49 44.15 920.57 51.32 14.98 91.41 99.50 24.06 253.84 115.21 38.36 1128.47
5.10 346.17 0.76 23.70 0.58 16.85 0.22 273.49
2.78 0.62 25.38 26.42 3.68 0.77 137.46 8.97 2.50 7.29 0.87 250.18 0.35 50.86
132.93 52.16 37.30 74.84 146.09 339.98 281.92 60.18 12.63 310.67 112.24 5.94 272.24 23.29 28.78 85.46 20.60 253.03 20.32 785.57
623.58 426.84 76.29 231.35 129.36 405.76 275.06 132.07 152.92 682.31 312.49 14.59 213.02 57.97 129.97 32.75 138.91 83.81 48.28 870.11
778.09 32.32 6.88 131.44 127.53 660.45 14.56 298.97 15.24 8.30 42.55 45.35 1086.11
90.91 42.61 1.00 67.70 6.42 127.07 115.81 3.62 3.26 471.91 36.73 6.25 0.00 27.59 0.85 20.40 378.30 14.90 478.04
185.67 81.42 3.04 44.31 3.77 89.32 405.98 6.38 8.86 88.98 84.68 12.60 3.31 3.41 16.88 100.87 18.28 19.19 5.59 571.52
791.07 4.74 2.45 91.13 83.51 92.72 812.49 33.83 8.06 253.42 68.82 25.41 64.98 1.49 18.28 45.74 180.48 87.06 23.61 338.35
978.80 261.99 74.19 342.53 107.07 272.48 475.58 171.43 186.52 1799.40 360.86 9.69 66.92 179.46 227.24 63.75 445.47 76.54 55.57 1967.53
4550.01 1286.85 269.58 1625.95 512.76 1787.66 4045.77 541.82 582.70 5551.99 1269.21 103.16 742.82 281.19 758.31 389.34 1191.72 1873.74 257.49 8092.87
196.56 47.12 50.66 264.26 41.20 192.52 926.72 48.27 58.07 1385.78 137.72 15.97 101.70 8.85 131.36 253.99 121.07 60.75 1365.06
843.41 518.60 137.49 401.62 127.66 520.70 742.93 151.12 66.43 1920.50 422.43 181.96 150.49 63.10 218.09 46.92 99.09 1873.29
222.83 132.87 292.34 59.74 67.03 358.72 253.29 17.98 238.65 4.50 78.20 742.80 268.17
521.91 155.51 30.05 220.74 8.90 237.37 389.98 63.63 0.10 891.62 55.18 14.98 91.28 86.76 24.06 115.21 26.21 1128.47
518.61 35.31 2.32 131.44 127.53 441.49 0.80 15.28 79.15 103.16 41.57 30.35 1074.76
622.99 8.13 0.20 447.85 2.55 11.53 27.82 34.83
168.38 50.03 34.25 124.66 149.46 446.74 427.40 60.18 12.63 620.64 113.03 3.79 272.24 25.52 34.01 92.80 104.70 299.29 46.45 859.90
253.31 45.90 11.76 68.32 24.71 67.99 185.34 22.96 47.85 253.98 207.96 16.60 27.37 13.36 32.40 17.83 114.19 86.27 18.01 358.61
2.20
1202.01 293.39 3.05 122.57 101.08 194.60 414.83 192.30 23.62 135.49 229.73 33.85 40.46 3.66 399.73 60.18 422.55 431.84 6.98 1129.78
4550.01 1286.85 269.58 1625.95 512.76 1787.66 4045.77 541.82 582.70 5551.99 1269.21 103.16 742.82 281.19 758.31 389.34 1191.72 1873.74 257.49 8092.87
83.74 73.67 31.27 75.75 7.35 36.35 29.17 36.57 164.48 18.64 119.81
5.40 0.45
622.99 0.20 447.85 11.99 27.82 34.83
29.45 4.74 1.58 36.49 7.73 20.84 270.85 2.55 8.06 22.11 10.26 0.21 7.99 0.42 5.77 1.42 5.05 7.92 0.14 50.42
29.45 4.74 1.58 36.49 7.73 20.84 270.85 2.55 8.06 22.11 10.26 0.21 7.99 0.42 5.77 1.42 5.05 7.92 0.14 50.42
3559.73 1271.46 268.00 1589.47 419.39 1766.16 3057.13 496.82 574.64 5305.29 1044.24 63.97 677.85 280.77 752.43 338.99 965.13 1846.97 257.35 7594.46
3559.73 1271.46 268.00 1589.47 419.39 1766.16 3057.13 496.82 574.64 5304.50 1044.24 63.97 677.85 280.77 752.43 338.99 965.13 1846.97 257.35 7594.46
0.79
2.20
2.20
248.70 2.53 11.96 186.43 11.17 136.85 207.36 2.64 0.11 12.36 57.05 0.22 292.67
5.12 13.15
248.64 155.00 135.00 0.50 0.22 279.52
0.06 11.96 8.43 1.79 57.05
2.53 17.87 11.17 0.07 206.86 0.11 12.36
2.64
8.13 81.32 0.70
4550.01 1286.85 269.58 1625.95 512.76 1787.66 4045.77 541.82 582.70 5551.99 1269.21 103.16 742.82 281.19 758.31 389.34 1191.72 1873.74 257.49 8092.87
40
Statement of Credit as on Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Salp
a
Sap
tako
shi
Sajh
a
Ap
ex
Gre
en
Rel
iab
le
Nep
al A
awas
NFL
NID
C C
apit
al
NN
FL
NSM
FL
KFL
Him
alay
a
Un
ion
PFC
L
Go
od
will
SFL
SIFC
L
Lum
bin
i
ILFC
O
Mah
alax
mi
13.94 143.15 111.72 251.54 21.28 341.79 15.50 1.93 64.31 0.52 29.04 4.54 132.84 65.31 85.70 61.96 25.06 1.93 32.93
6.30 0.10 1.00 19.17 33.40
6.65 2.37 21.69 2.01 0.80 3.00 1.30
4.69 17.69 327.81 3.53 327.50 17.20 35.53 323.74 61.10 21.80 230.11 97.38 93.05 217.43 163.97 207.50
22.67 23.79 650.59 5.86 1253.15 449.45 39.78 49.46 1679.31 110.42 163.27 132.40 1092.99 831.88 123.92 346.00 244.61 77.57 354.22
42.42 33.74 2.86 9.03 6.05 79.52
1.18 22.30 86.90 100.84 24.32 3.45 26.62 39.66 142.67 21.96 45.08 63.36
0.20 2.51 59.84 36.90 39.74 334.90 70.14 0.36 10.49 214.21 100.42 176.19 142.75 241.82 169.48 69.72 116.26 493.66 641.35
39.67 136.36 62.81 854.99 42.76 338.75 91.02 203.41 530.66 33.33 201.25 13.11 154.78 816.28 599.57 98.51 262.86 133.77 678.57
176.12 3.61 208.94 96.78 437.74 100.31 117.96 47.70 95.14 116.53 135.69 72.75 220.45 337.09
18.11 2.28 4.29 198.94 10.31 234.49 8.23 16.57 89.63 27.50 2.72 12.28 15.66 12.35 50.49 176.54 0.66 351.44
1.03 2.43 7.77 225.36 274.90 0.74 125.81 19.46 38.03 16.33 114.84 9.56 234.70 348.39 37.45 151.20
1.31 10.90 3.93 373.50 17.02 467.86 35.32 18.23 85.71 233.93 149.83 215.15 79.17 104.75 141.75 25.32 80.29 97.43 276.39 371.57
33.18
39.68 64.02 0.30 1287.95 74.81 1304.69 165.31 90.47 1.59 2137.44 2000.61 301.06 128.06 614.60 194.44 724.41 21.04 250.77 82.94 471.65
118.62 385.51 314.44 4519.68 218.91 5227.83 720.22 283.65 511.24 5861.20 2520.25 1150.33 682.27 2668.34 2548.98 1983.40 1215.42 1812.89 1616.39 3695.57
24.23 183.75 112.21 218.14 21.44 1093.36 0.70 21.15 211.20 125.37 4.93 141.18 1272.40 707.41 141.14 373.95 417.28
75.76 134.17 152.33 1183.31 128.03 1282.50
0.36 1060.56 286.57 134.11 251.25 582.19 262.43 524.11 43.21 48.60 625.87 286.94 1024.85 173.90 1075.34
22.67 21.79 435.40 907.07 233.30 34.16 107.69 1471.56 20.37 163.27 83.11 459.08 731.74 290.13 208.12 32.98 291.49
269.13 3.61 120.66 198.04 28.17 17.08 745.11 1915.94 95.13 65.75 205.44 244.31 240.44 183.74 109.25 205.10 313.33
14.39 184.03 27.31 10.60 73.94 107.43 26.19 202.81 47.79 0.57 194.44 90.55 49.98 17.15 237.11 249.49
13.13 5.49 232.85 37.02 526.84 76.90 0.36 10.94 313.04 127.20 100.42 188.88 177.87 264.37 169.48 52.08 56.82 443.47 698.99
8.29 27.67 21.36 240.00 11.80 167.92 18.11 4.16 22.35 222.95 33.18 22.84 27.41 116.50 153.76 81.24 48.30 37.50 60.25 127.43
10.34 3.76 1.26 865.90 17.02 658.88 166.57 71.39 6.84 2207.71 9.57 36.82 84.93 387.88 252.95 775.81 163.11 359.20 89.63 522.22
118.62 385.51 314.44 4519.68 218.91 5227.83 720.22 283.65 511.24 5861.20 2520.25 1150.33 682.27 2668.34 2548.98 1983.40 1215.42 1812.89 1616.39 3695.57
12.55 12.57 66.35 22.01 22.20 40.29
1.50 6.37
14.39 184.03 73.94 100.08 26.19 202.81 47.79 49.98 237.11 242.58
1.34 0.28 1.26 25.72 4.45 79.93 6.55 7.62 5.25 77.07 0.05 12.34 10.70 31.74 101.46 25.32 30.31 12.06 30.58 104.21
1.34 0.28 1.26 25.72 4.45 79.93 6.55 7.62 5.25 77.07 0.05 12.34 10.70 31.74 101.46 25.32 30.31 12.06 30.58 104.21
117.28 385.23 313.19 4287.59 195.50 4891.16 664.35 261.26 410.45 5684.05 672.57 935.18 557.79 2002.55 2070.12 1817.52 1135.13 1713.83 1287.00 3295.04
117.28 385.23 313.19 4287.59 195.50 4891.16 664.35 261.26 410.45 5684.05 672.57 935.18 557.79 2002.55 2070.12 1817.52 1135.13 1713.83 1287.00 3295.04
43.21 20.00 83.27 55.27 142.67 50.00 37.50 60.25 50.00
33.18 3.25 15.25
39.28 20.00 24.16 50.00 37.50 45.00 50.00
3.93 50.09 27.86
142.67
134.73 6.39 27.31 14.76 1.59 1738.17 10.72 611.86 194.44 90.55 49.50 1.45 3.75
118.62 385.51 314.44 4519.68 218.91 5227.83 720.22 283.65 511.24 5861.20 2520.25 1150.33 682.27 2668.34 2548.98 1983.40 1215.42 1812.89 1616.39 3695.57
41
Statement of Credit as on Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Lalit
pu
r
Un
ited
FC
Gen
eral
Pro
gres
sive
Jan
aki
Po
khar
a
Cen
tral
Pre
mie
r
Aru
n
Mu
ltip
urp
ose
Syn
ergy
Srija
na
Om
WM
BFL
CM
BFC
L
Cry
stal
Gu
hes
hw
ori
Ever
est
Pru
den
tial
ICFC
Saga
rmat
ha
5.44 64.01 29.63 54.46 5.60 9.76 43.61 108.99 123.88 34.06 328.30 6.44 85.67 3.56 181.96 95.11
1.74 2.41 0.52 1.74
2.49 31.94 14.32 1.62 5.05
34.21 0.55 2.34 104.03 57.05 43.11 72.77 2.86 158.26 119.97 11.28 592.42 85.18 43.60 69.93 279.97 75.71
21.59 522.00 19.18 30.79 102.76 368.75 344.17 117.58 19.36 29.26 84.49 67.94 701.81 40.65 142.34 226.37 129.07 31.91 58.33 483.30
3.50 4.45 30.86 0.07 2.00 40.29 1.50
296.88 0.95 29.29 0.10 9.72 15.33 18.06 58.35 9.07
1020.36 30.35 285.04 87.55 77.45 261.78 746.89 6.83 2.94 43.27 212.16 62.62 27.31 586.72
164.96 331.00 82.01 23.74 381.28 265.10 111.69 82.74 18.90 26.84 112.46 291.96 393.20 39.96 117.76 37.42 121.61 33.43 657.76 122.85
253.29 108.43 13.50 9.99 293.63 42.22 95.18 116.62 339.28 57.10 116.90 58.59 63.79 767.06 19.96
80.41 135.83 7.00 32.45 7.10 60.75 8.54 59.20 74.77 47.34 2.85 20.00 97.91 26.52
141.46 5.07 23.52 49.69 135.79 53.52 0.13 6.53 64.04 11.28 24.23 5.27 108.24 16.91 100.01 116.78 74.19
63.26 532.54 0.73 20.78 45.88 13.70 47.37 19.53 5.63 20.11 44.74 33.66 477.33 5.94 2.06 9.44 290.24 28.62 64.31 213.53 318.13
2.01 4.02 0.30
117.16 912.02 77.55 97.21 277.41 754.87 410.76 191.20 22.25 4.67 262.81 677.84 1097.84 130.06 617.29 281.71 248.01 184.41 127.81 1301.89 377.85
764.21 3757.42 185.09 248.61 1117.47 2342.90 1238.23 754.67 97.55 133.88 1290.49 1215.08 3993.81 297.09 1735.54 433.49 1228.36 903.97 577.38 3806.70 2192.96
164.96 31.01 1.32 485.31 115.73 47.30 19.12 270.54 291.96 476.51 84.68 983.63 252.32 270.42 17.53 129.45 212.85 78.52
279.75 58.38 487.15 698.46 272.52 40.32 88.64 201.04 185.55 65.25 151.00 16.77 226.36 204.47 2070.16 224.59
21.59 424.48 26.60 102.76 290.82 344.17 44.50 29.26 392.37 324.75 41.30 159.02 93.43 31.91 357.06 436.11
253.29 306.03 19.18 87.08 309.91 42.22 312.14 19.36 264.38 695.96 44.44 484.91 120.36 158.20 76.26 46.79 359.78 12.66
22.16 393.67 2.17 16.98 9.07 11.79 0.59 42.92 34.50 0.02 245.07 49.99 435.16 294.17
12.93 1350.04 5.07 30.46 11.53 285.04 55.34 26.31 4.68 3.41 49.03 20.63 785.77 12.89 2.78 2.72 30.38 175.45 70.79 136.80 602.77
11.75 142.63 0.79 20.10 42.36 105.08 41.67 30.15 2.40 4.67 60.71 48.94 135.38 3.91 42.32 48.42 23.84 140.62 102.35
3.80
277.53 829.81 157.88 94.76 388.43 749.18 38.14 30.79 7.89 51.83 853.55 1346.98 51.42 113.22 322.96 266.53 20.14 94.27 438.00
764.21 3757.42 185.09 248.61 1117.47 2342.90 1238.23 754.67 97.55 133.88 1290.49 1215.08 3993.81 297.09 1735.54 433.49 1228.36 903.97 577.38 3806.70 2192.96
21.31 289.36 8.39
19.12
22.16 2.17 13.72 9.07 11.79 42.92 14.50 49.99 292.20
28.16 84.76 0.73 4.84 34.24 13.70 21.13 7.18 0.95 16.69 32.44 13.03 66.44 0.02 6.70 16.90 19.76 4.65 52.77 17.54
28.16 84.76 0.73 4.84 34.24 13.70 21.13 7.18 0.95 16.69 32.44 13.03 66.44 0.02 6.70 16.90 19.76 4.65 52.77 17.54
467.01 1906.25 182.19 202.61 1081.12 2248.51 1208.03 719.22 74.35 117.19 1254.04 20.63 3595.09 241.18 1735.54 426.77 954.83 846.20 498.90 3187.24 1853.09
287.81 1872.04 182.19 202.61 1081.12 2248.51 1208.03 719.22 74.35 117.19 1254.04 20.63 3595.09 241.18 1735.54 426.77 954.83 846.20 498.90 3187.24 1853.09
179.20 34.21
393.67 3.80
393.67 3.80
21.40 80.69 16.47 4.02 20.00 23.84 29.78 17.95
2.00 4.02 4.85
12.03 14.00 20.00 23.84 13.00 6.98
8.07 80.69 0.47 16.78 6.11
1.30
246.88 1351.45 6.05 2.11 22.25 1181.42 41.39 0.02 256.62 18.00 517.80
764.21 3757.42 185.09 248.61 1117.47 2342.90 1238.23 754.67 97.55 133.88 1290.49 1215.08 3993.81 297.09 1735.54 433.49 1228.36 903.97 577.38 3806.70 2192.96
42
Statement of Credit as on Asoj end, 2072(Mid-Oct, 2015)
BFI Name
Sector WiseAgricultural and Forest Related
Fishery Related
Mining Related
Manufacturing (Producing) Related
Construction
Electricity,Gas and Water
Metal Products, Mach. & Ele. Eqp.
Tras., Com. and Public Utilities
Wholesaler & Retailer
Finance, Insurance and Real Estate
Hotel or Restaurant
Other Services
Consumption Loans
Local Government
Others
TOTAL sectorwise
Product WiseTerm Loan
Overdraft
Trust Receipt Loan / Import Loan
Demand & Other Working Capital Loan
Res. Per. H. Loan (Up to Rs. 10 mil.)
Real Estate Loan
Margin Nature Loan
Hire Purchase Loan
Deprived Sector Loan
Bills Purchased
Other Product
Total Product wise Loan
Collateral WiseGold and Silver
Government Securities
Non Governmental Securities
Fixed Deposit Receipts
Own
Other Licences Institutions
Collateral of Properties
Fixed Assets
Current Assets
Against security of Bill
Domestic Bills
Foreign Bills
Against Guarantee
Government Guarantee
Institutional Guarantee
Personal Guarantee
Collective Guarantee
Int. Rtd. Foreign Bank's Guarantee
Other Guarantee
Credit Card
Others
Total
Ku
ber
NEF
L
Seti
ham
a
Nam
aste
Kas
ki
Un
iqu
e
Man
jush
ree
Jeb
ils
Rel
ian
ce
Bh
akta
pu
r
5.47 41.80 18.48 121.84 24.32 36.72 43.35 25.52
0.50 1.83
1.98
7.61 43.85 17.00 26.00 4.64 99.52 14.24 49.41 6.12 39.54 53.19
14.93 126.77 9.34 4.07 64.20 416.18 62.67 411.58 199.40 272.77 89.13
82.48 1.70
2.06 0.85 6.01 0.08 23.08 0.70
2.96 240.23 41.89 1.59 353.18 69.84 291.30 124.58 336.99 35.59
23.50 99.74 65.19 24.39 10.05 397.56 88.82 121.96 30.42 142.01 16.14
183.17 51.68 38.60 0.97 207.30 24.30 187.17 33.68 54.24 12.00
0.24 4.98 2.04 2.10 2.70 137.60 49.20 47.06 6.92 26.82 14.85
13.79 6.19 13.95 27.35 7.70 13.47 9.23 43.47 12.65 88.82 11.07
8.44 116.77 1.18 17.98 1.27 66.78 58.50 244.53 222.58 216.80 16.92
1.30
92.97 436.23 42.66 53.14 109.87 746.41 202.93 283.14 136.23 382.39 64.51
347.61 1135.27 193.15 235.51 222.81 2561.68 579.72 1792.43 809.37 1628.51 341.58
4.05 400.74 18.68 26.00 40.67 107.87 73.46 10.85 39.64
150.08 131.66 135.10 97.98 546.83 229.39 554.86 43.91 70.59
11.87 124.81 9.34 2.37 66.56 416.18 50.17 389.95 151.24 215.85 58.62
42.85 71.18 23.60 0.97 207.30 44.83 147.16 83.41 194.14
0.30 91.70 21.89 5.59 84.09 237.11 197.05 208.76 1.47
11.19 261.57 0.72 46.88 1.79 353.18 69.03 291.30 140.91 335.45 73.71
0.30 43.26 12.31 15.00 7.13 95.06 24.30 68.67 33.51 75.85 14.37
2.60
124.37 10.34 17.00 1.80 105.69 829.67 77.90 29.92 148.50 598.46 83.18
347.61 1135.27 193.15 235.51 222.81 2561.68 579.72 1792.43 809.37 1628.51 341.58
26.47 3.57
0.30 91.70 237.11 197.05
0.06 3.73 1.69 1.80 1.07 34.72 21.20 7.42 6.70 5.91 0.93
0.06 3.73 1.69 1.80 1.07 34.72 21.20 7.42 6.70 5.91 0.93
343.87 998.54 191.45 196.83 221.64 2463.54 437.75 1468.82 572.50 1356.30 322.07
343.87 998.54 191.45 196.83 221.64 2463.54 437.75 1468.82 572.50 1356.30 322.07
1.37 15.00 31.35 84.09 33.12 50.98 14.82
2.35
0.24 15.00 23.00 48.50 8.97
1.13 10.07 2.48 1.09
29.00 0.04 4.76
84.09
2.01 41.30 21.89 0.10 5.59 36.67 79.07 215.32 0.20
347.61 1135.27 193.15 235.51 222.81 2561.68 579.72 1792.43 809.37 1628.51 341.58
43
Rs in million
Mid-Sep Mid-Oct
2013 2014 2015 2015 2015
1 2 3 4 5 2/1 3/2 5/4
1 CAPITAL FUND 3801.3 4950.7 6147.3 8096.9 7835.0 75.77 24.17 -3.24
a. Paid-up Capital 2234.0 2974.3 3987.3 4063.2 4216.6 73.21 34.06 3.78
b. Statutory Reserves 383.5 523.1 750.3 819.0 919.2 81.41 43.45 12.23
c. Retained Earning 208.2 220.6 8.9 1664.9 1018.5 105.06 -95.97 -38.83
d. Others Reserves 975.6 1232.7 1400.8 1549.8 1680.8 75.20 13.64 8.45
2 BORROWINGS 20216.3 27897.3 38244.9 39089.3 43000.0 68.19 37.09 10.00
a. NRB 210.3 526.4 306.6 314.3 110.9 165.34 -41.75 -64.72
f. Others 20006.0 27371.0 37938.3 38775.0 42889.1 67.02 38.61 10.61
3 DEPOSITS 7221.6 11001.2 15775.5 16784.7 17377.9 110.14 43.40 3.53
4 BILLS PAYABLE 0.0 0.0 0.1 0.0 -56.31
5 OTHER LIABILITIES 3009.7 3777.5 5205.7 6064.3 6139.7 50.93 37.81 1.24
a. Loan Loss Provision 694.0 829.4 986.0 984.3 1017.8 64.09 18.88 3.40
b. Interest Suspense a/c 446.9 475.0 575.3 637.5 630.3 15.86 21.13 -1.13
c. Others 1868.8 2473.1 3644.3 4442.4 4491.6 55.79 47.36 1.11
6 RECONCILIATION A/c 688.6 1088.2 2330.2 5123.4 5261.6 -51.35 114.13 2.70
7 PROFIT & LOSS A/c 837.9 1473.7 2524.8 628.2 792.9 134.00 71.32 26.23
35775.3 50188.7 70228.2 75786.9 80407.2 67.25 39.93 6.10
Assets
1 LIQUID FUNDS 6322.8 7202.8 6597.2 7225.5 9790.2 23.26 -8.41 35.49
a. Cash Balance 42.8 39.2 62.2 122.4 176.4 -11.20 58.52 44.09
b. Bank Balance 3561.6 3710.6 3900.5 4636.8 5276.4 14.04 5.12 13.79
c. Money at Call 2718.5 3452.9 2634.4 2466.2 4337.3 35.65 -23.70 75.87
2 INVESTMENT IN SECURITIES EXCEPT SHARES116.2 116.2 116.2 116.2 116.2 -9.71 0.00 0.00
3 SHARE & OTHER INVESTMENT 2963.6 2894.2 2350.1 2408.1 2631.6 41.83 -18.80 9.28
4 LOANS & ADVANCES 23401.7 35689.3 54915.5 57259.6 59191.5 101.20 53.87 3.37
Institutional 6740.3 9863.5 14853.5 14696.8 15143.1 59.24 50.59 3.04
Individual 16661.4 25825.8 40062.0 42562.7 44048.4 123.71 55.12 3.49
5 FIXED ASSETS 444.6 624.4 775.2 812.8 816.7 83.54 24.14 0.47
6 OTHER ASSETS 1685.8 2485.4 3205.4 3009.9 2742.8 55.83 28.97 -8.88
7 EXPENSES NOT WRITTEN OFF 9.8 9.4 7.2 8.6 10.6 1245.40 -23.43 23.17
8 NON BANKING ASSETS 0.0 0.0 0.0 0.0 0.0 0.00 0.00 0.00
9 RECONCILIATION A/c 699.6 1085.2 2215.3 4943.2 5103.5 -51.44 104.14 3.24
10 PROFIT & LOSS A/c 131.2 81.8 46.2 2.9 4.1 -4.65 -43.57 40.97
35775.4 50188.7 70228.2 75786.9 80407.2 67.25 39.93 6.10
Profit & Loss A/cExpenses
1 INTEREST EXPENSES 1631.87 1967.84 2369.56 400.64 702.52 29.89 20.41 75.35
2 COMMISSION/FEE EXPENSES 41.55 46.72 0.00 0.00 0.00 59.74 -99.99 226.70
3 EMPLOYEE EXPENSES 1148.18 1464.44 1827.28 354.05 595.17 53.89 24.78 68.10
4 OFFICE OPERATING EXPENSES 372.35 491.46 907.22 146.56 209.06 79.17 84.60 42.65
5 NON OPERATING EXPENSES 0.21 0.00 1.78 0.45 1.03 -100.00 0.00 130.63
6 PROVISION FOR RISK 174.20 188.17 326.79 44.55 95.16 11.15 73.67 113.58
7 LOAN WRITTEN OFF 0.89 0.44 1.12 0.00 0.00 0.00 152.70 0.00
8 EXTRAORDINORY EXPENSES 51.67 0.00 0.00 0.00 -100.00
9 PROVISION FOR STAFF BONUS 76.99 102.53 140.66 27.76 40.19 91.13 37.20 44.78
10 PROVISION FOR INCOME TAX 232.91 302.38 407.48 82.99 120.14 86.52 34.76 44.77
11 NET PROFIT 807.06 1435.59 2496.01 627.85 792.06 143.37 73.87 26.15
TOTAL EXPENSES 4486.20 5999.57 8477.90 1736.53 2555.33 60.19 41.31 47.15
Income
1. INTEREST INCOME 3898.75 5389.71 7637.78 1547.63 2328.70 66.38 41.71 50.47
2. COMMISSION & DISCOUNT 28.23 130.84 220.38 43.22 65.24 474.70 68.44 50.94
3 OTHER OPERATING INCOME 379.13 304.84 411.08 72.40 120.22 -5.86 34.85 66.05
4 NON OPERATING INCOME 46.00 40.15 12.53 1.66 5.13 112.54 -68.80 208.81
5 PROVISION FOR WRITTEN BACK 92.01 88.32 165.27 19.62 34.35 1.61 87.12 75.13
6 RECOVERY FOR WRITE BACK 3.13 1.97 13.44 0.00 0.01 -44.38 582.37 550.00
7 INCOME FOR EXTRA ORDINARY EXPENSES 0.00 0.05 0.00 51.67 0.00 -92.81 -100.00 -100.00
8 NET LOSS 38.96 43.68 17.42 0.33 1.68 -11.25 -60.12 406.17
TOTAL INCOME 4486.20 5999.57 8477.90 1736.53 2555.33 60.19 41.31 47.15
Miscellaneous Information
No. of Total Staffs 3465 4405 5756 5874 5900 40.15 30.67 0.44
No. of Total Branches 646 861 1116 1140 1144 48.45 29.62 0.35
No. of Total Centers 42612 59380 77616 81777 83993 64.41 30.71 2.71
No. of Total Groups 229126 292238 304737 314468 319843 47.24 4.28 1.71
No. of Total Passive Groups 9543 9138 11504 9633 9669 16.92 25.90 0.37
No. of Total Members 1252389 1612430 1548767 1604875 1629321 52.29 -3.95 1.52
No. of Total Passive Members 64322 66441 56436 53886 54435 24.45 -15.06 1.02
No. of Total Borrowers 894671 1102132 1080878 1116186 1139862 38.77 -1.93 2.12
No. of Total Overdue Borrowers 35637 30657 45697 69714 80502 -13.67 49.06 15.47
No. of Total Saving Members 913173 1198487 1521152 1582861 1608032 51.06 26.92 1.59
Total Saving Amount (Rs million) 7221.02 11000.65 15770.90 16814.50 17364.80 100.30 43.36 3.27
Major Financial Indicators of Micro-credit Development Banks
Liabilities
Total
Total
Mid-July% change
44
SN Full Name of Bank Short Name SN Full Name of Bank Short Name
1 Nepal Bank Ltd. NBL 2 Rastriya Banijya Bank Ltd. RBB
3 Nabil Bank Ltd. NABIL 4 Nepal Investment Bank Ltd. NIBL
5 Standard Chartered Bank Nepal Ltd. SCBNL 6 Himalayan Bank Ltd. HBL
7 Nepal SBI Bank Ltd. NSBI 8 Nepal Bangaladesh Bank Ltd. NBB
9 Everest Bank Ltd. EBL 10 Bank of Kathmandu Ltd. BOK
11 Nepal Credit and Commerce Bank Ltd. NCC 12 NIC ASIA Bank Ltd. NIC
13 Lumbini Bank Ltd. Lumbini 14 Machhapuchhre Bank Ltd. MBL
15 Kumari Bank Ltd. Kumari 16 Laxmi Bank Ltd. Laxmi
17 Siddhartha Bank Ltd. SBL 18 Agriculture Development Bank Ltd. ADBNL
19 Global IME Bank Ltd. Global 20 Citizens Bank International Ltd. Citizens
21 Prime Commercial Bank Ltd. Prime 22 Sunrise Bank Ltd. Sunrise
23 Grand Bank Nepal Ltd. Grand 24 NMB Bank Ltd. NMB
25 Prabhu Bank Ltd. PRABHU 26 Janata Bank Nepal Ltd. Janata
27 Mega Bank Nepal Ltd. Mega 28 Civil Bank Ltd. Civil
29 Century Commercial Bank Ltd. Century 30 Sanima Bank Ltd. Sanima
1 NIDC Development Bank Ltd. NIDC 2 Malika Bikash Bank Ltd. Malika
3 Siddhartha Development Bank Ltd. Siddhartha 4 Yeti Development Bank Ltd. Yeti
5 Narayani Development Bank Ltd. Narayani 6 Pashimanchal Development Bank Ltd. PDBL
7 Sahayogi Bikas Bank Ltd. Sahayogi 8 Karnali Bikash Bank Ltd. Karnali
9 Triveni Bikas Bank Ltd. Triveni 10 Supreme Development Bank Ltd. Suprim
11 Bhrikuti Development Bank Ltd. Bhrikuti 12 Shubhechchha Bikas Bank Ltd. Suvekchha
13 Sangrila Development Bank Ltd. Shangrila 14 Gorkha Develpoment Bank (Nepal) Ltd. Gurkha
15 Gandaki Development Bank Ltd. Gandaki 16 Infrastructure Development Bank Ltd. Infrastructure
17 Business Universal Development Bank Ltd. Business 18 Biratlaxmi Bikas Bank Ltd. Biratlaxmi
19 Excel Development Bank Ltd. Excel 20 Western Development Bank Ltd. Western
21 Society Development Bank Ltd. Society 22 Arniko Development Bank Ltd. Araniko
23 Deva Development Bank Ltd. Deva 24 Clean Energy Development Bank Ltd. CEDBL
25 Miteri Development Bank Ltd. Miteri 26 Tinau Bikas Bank Ltd. Tinau
27 Muktinath Bikas Bank Ltd. Muktinath 28 Sewa Bikas Bank Ltd. Sewa
29 Kankai Bikas Bank Ltd. Kankai 30 Mahakali Bikas Bank Ltd. Mahakali
31 Ace Development Bank Ltd. Ace 32 Bhargab Bikas Bank Ltd. Bhargav
33 Professional Diyalo Bikas Bank Ltd. diyalo 34 Country Development Bank Ltd. Country
35 Alpine Development Bank Ltd. Alpine 36 Kasthamandap Development Bank Ltd. Kastamandap
37 Garima Bikas Bank Ltd. Garima 38 City Development Bank Ltd. City
39 Fewa Bikas Bank Ltd. FewaDB 40 Kabeli Bikas Bank Ltd. Kabeli
41 Kamana Bikas Bank Ltd. Kamana 42 Corporate Development Bank Ltd. Corporate
43 Pathibhara Bikas Bank Ltd. Pathibhara 44 Purnima Bikas Bank Ltd. Purnima
45 Jyoti Bikas Bank Ltd. Jyoti 46 Bagmati Development Bank Ltd. Bagmati
47 Hamro Bikas Bank Ltd. Hamro 48 Kakre Bihar Bikas Bank Ltd. Kakre
49 Shine Resunga Development Bank Ltd. Shine 50 Pacific Development Bank Ltd. Pacific
51 International Development Bank Ltd. IDBL 52 Kanchan Development Bank Ltd. Kanchan
53 Matribhumi Bikas Bank Ltd. Matribhumi 54 Innovative Development Bank Ltd. Innovative
55 Jhimruk Bikas Bank Ltd. Jhimruk 56 Metro Development Bank Ltd. Metro
57 Vibor Bikas Bank Ltd. Vibor 58 Gaumukhee Bikas Bank Ltd. Gaumukhee
59 Raptibheri Bikas Bank Ltd. Raptiveri 60 Tourism Development Bank Ltd. Tourism
61 Mission Development Bank Ltd. Mission 62 Mount Makalu Development Bank Ltd. Mt. Makalu
63 Sindhu Bikas Bank Ltd. Sindhu 64 Sahara Bikas Bank Ltd. Sahara
65 Nepal Community Development Bank Ltd. N.Community 66 Cosmos Development Bank Ltd. Cosmos
67 Manasalu Bikash Bank Ltd. Manaslu 68 Ekata Bikash Bank Ltd. Ekata
69 Kalinchowk Development Bank Ltd. Kalinchowk 70 Kailash Bikash Bank Ltd. Kailash
71 Salapa Bikash Bank Ltd. Salpa 72 Saptakoshi Development Bank Ltd. Saptakoshi
73 Sajha Bikash Bank Ltd. Sajha 74 Apex Development Bank Ltd. Apex
75 Green Development Bank Ltd. Green 76 Reliable Development Bank Ltd. Reliable
1 Nepal Aawas Finance Ltd. Nepal Aawas 2 Nepal Finance Ltd. NFL
3 NIDC Capital Markets Ltd. NIDC Capital 4 Narayani National Finance Ltd. NNFL
5 Nepal Share Markets and Finance Ltd. NSMFL 6 Kathmandu Finance Ltd. KFL
7 Himalaya Finance Ltd. Himalaya 8 Union Finance Ltd. Union
9 Paschhimanchal Finance Co.Ltd. PFCL 10 Goodwill Finance Ltd. PFCL
11 Siddhartha Finance Ltd. SFL 12 Shree Investment & Finance Co. Ltd. SIFCL
13 Lumbini Finance & Leasing Co. Ltd. Lumbini 14 International Leasing & Finance Co. Ltd. ILFCO
15 Mahalaxmi Finance Ltd. Mahalaxmi 16 Lalitpur Finance Co. Ltd. Lalitpur
17 United Finance Co. Ltd. United FC 18 General Finance Ltd. General
19 Progressive Finance Co. Ltd. Progressive 20 Janaki Finance Co. Ltd. Janaki
21 Pokhara Finance Ltd. Pokhara 22 Central Finance Ltd. Central
23 Premier Finance Co. Ltd. Premier 24 Arun Finance Ltd. Arun
25 Multipurpose Finance Co. Ltd Multipurpose 26 Synergy Finance Ltd. Synergy
27 Shrijana Finance Ltd. Srijana 28 Om Finance Ltd. Om
29 World Merchant Banking & Finance Ltd. WMBFL 30 Capital Merchant Banking & Finance Co. Ltd. CMBFCL
31 Crystal Finance Ltd. Crystal 32 Guheshwori Merchant Banking & Finance Ltd. Guheshwori
C. Finance Companies
Name list of Bank and Financial Institutions
A. Commercial Banks
B. Development Banks
45
33 Everest Finance Ltd. Everest 34 Prudential Finance Company Ltd. Prudential
35 ICFC Finance Ltd. ICFC 36 Sagarmatha Finance Ltd. Sagarmatha
37 Kuber Merchant Finance Ltd. Kuber 38 Nepal Express Finance Ltd. NEFL
39 Seti Finance Ltd. Seti 40 Hama Merchant & Finance Ltd. hama
41 Namaste Bitiya Sanstha Ltd. Namaste 42 Kaski Finance Ltd. Kaski
43 Unique Financial Institution Ltd. Unique 44 Manjushree Financial Institution Ltd. Manjushree
45 Jebil's Finance Ltd. Jebils 46 Reliance Lotus Finance Ltd. Reliance
47 Bhaktapur Finance Ltd. Bhaktapur
1 Nepal Grameen Bikas Bank Ltd. NepalGBB 2 Nirdhan Utthan Bank Ltd. NIRDHAN
3 Rural Microfinance Development Centre Ltd. RMDC 4 Deprosc Microfinance Development Bank Ltd. DEPROSC
5 Chhimek Microfinance Development Banks Ltd. CHHIMEK 6 Swabalamban Laghu Bitta Bikas Banks Ltd. Swabalamban
7 Sana Kisan Bikas Bank Ltd. Sanakisan 8 Nerude Laghu Bitta Bikas Bank Ltd. NERUDE
9 Naya Nepal Laghu Bitta Bikas Bank Ltd. Naya Nepal 10 Summit Microfinance Development Bank Ltd. Summit
11 Sworojagar Laghu Bitta Bikas Bank Ltd Sworojgar 12 Frist Microfinance Development Bank Ltd First
13 Nagbeli Microfinance Development Bank Ltd Nagbeli 14 Kalika Microcredit Development Bank Ltd. Kalika
15 Mirmire Microfinance Development Bank Ltd. Mirmire 16 Janautthan Samudayik Microfinance Dev. Bank Ltd. Janautthan
17 Mithila Laghu Bitta Bikas Bank Ltd. Mithila 18 Womi Microfinance Bittiya Sanstha Ltd. Womi
19 Laxmi Microfinance Bittiya Sanstha Ltd. Laxmi 20 ILFCO Microfinance Bittiya Sanstha Ltd. ILFCO
21 Mahila Sahayatra Microfinance Bittiya Sanstha Ltd. Mahila 22 Vijaya Laghubitta Bittiya Sanstha Ltd. Vijay
23 Kisan Microfinance Bittiya Sanstha Ltd. Kisan 24 Clean Village Microfinance Bittiya Sanstha Ltd. Clean Village
25 Forward Community Microfinance Bittiya Sanstha Ltd. FORWARD 26 Reliable Microfinance Bittiya Sanstha Ltd. Reliable
27 Mahuli Samudyik Laghubitta Bittiya Sanstha Ltd. Mahuli 28 Suryodaya Laghubitta Bitiya Sanstha Ltd. Suryodaya
29 Mero Microfinance Bittiya Sanatha Ltd. Mero 30 Samata Microfinance Bittiya Sanatha Ltd. Samata
31 RSDC Laghubitta Bitiya Sanstha Ltd. RSDC 32 Samudayik Laghubitta Bitiya Sanstha Ltd. Samudayik
33 National Microfinance Bittiya Sanstha Ltd. National 34 Nepal Sewa Laghubitta Bitiya Sanstha Ltd. Sewa MF
35 Unnati Microfinance Bittiya Sanstha Ltd. Unnati 36 Swadeshi Lagubitta Bittiya Sanstha Ltd. Swadeshi
37 NADEP Laghubitta Bittiya Sanstha Ltd. NADEP 38 Support Microfinace Bittiya Sanstha Ltd. Support
39 Arambha Microfinance Bittiya Sanstha Ltd. Arambha 40 Janasewi Laghubitta Bittiya Sanstha Ltd. JanaSewi
D. Micro-credit Development Banks
46
Districtwise List of Bank and Financial Institutions Branches (Asoj, 2072)
S.No. Zone District Class 'A' Class 'B' Class 'C' Total populn.Pop.Per
Branch
1 Jhapa 64 26 7 97 863192 88992 Ilam 12 2 0 14 300284 214493 Panchthar 9 1 1 11 194631 176944 Taplejung 6 1 0 7 129247 18464
91 30 8 129 1487354 115305 Sunsari 61 19 7 87 829141 95306 Morang 68 34 6 108 1022547 94687 Dhankuta 8 5 0 13 167187 128618 Terhathum 7 2 1 10 101552 101559 Sankhuwasabha
10 3 0 13 158032 1215610 Bhojpur 9 1 0 10 171803 17180
163 64 14 241 2450262 10167
Me
ch
i
Total
Ko
sh
i
Total
Sa
ga
rma
tha
11 Saptari
18 1 2 21 671495 3197612 Udayapur
14 2 1 17 334920 1970113 Siraha
29 1 0 30 667404 2224714 Khotang
5 2 0 7 193342 2762015 Okhaldhunga
4 1 0 5 149939 2998816 Solukhumbu
7 2 1 10 104709 10471
77 9 4 90 2121810 2357617 Sarlahi 17 9 2 28 824902 2946118 Dhanusha 33 5 1 39 793983 2035919 Mahottari 16 4 2 22 664240 3019320 Dolakha 11 9 0 20 187379 936921 Ramechhap 6 3 0 9 205852 2287222 Sindhuli 6 7 0 13 303370 23336
89 37 5 131 2979725 2274623 Bara 26 5 2 33 749584 2271524 Rautahat 13 5 0 18 755023 4194625 Parsa 41 15 3 59 651051 1103526 Chitawan 61 67 12 140 631372 451027 Makawanpur
25 15 5 45 439276 9762
166 107 22 295 3226306 1093728 Kathmandu 392 84 81 557 1958430 351629 Bhaktapur 37 10 6 53 332983 628330 Lalitpur 86 12 14 112 513795 458731 Rasuwa 8 0 1 9 44179 490932 Dhading 22 7 2 31 344773 1112233 Sindhupalchok
20 9 1 30 291456 971534 Kavre 26 23 5 54 391771 725535 Nuwakot 10 6 0 16 282556 17660
601 151 110 862 4159943 482636 Lamjung 12 9 3 24 169999 708337 Tanahu 23 21 6 50 334026 668138 Gorkha 15 9 0 24 261651 1090239 Manang 2 1 0 3 6463 215440 Syangja 16 19 2 37 274152 741041 Kaski 59 75 26 160 533433 3334
127 134 37 298 1579724 530142 Gulmi 9 9 1 19 270910 1425843 Nawalparasi
24 33 6 63 681286 10814
Ja
na
kp
ur
TotalN
ara
ya
ni
Total
Ba
gm
ati
Total
Ga
nd
aki
Total
Lu
mb
ini
Total
Sa
ga
rma
tha
44 Palpa 12 10 1 23 256545 1115445 Arghakhanchi
11 4 0 15 200300 1335346 Rupandehi 83 78 17 178 962320 540647 Kapilbastu 15 14 4 33 614805 18630
154 148 29 331 2986166 902248 Baglung
18 10 0 28 275788 985049 Parbat
7 10 1 18 147822 821250 Mustang
5 1 1 7 12672 181051 Myagdi
9 11 2 22 112843 5129
39 32 4 75 549125 732252 Rolpa 6 0 0 6 230836 3847353 Dang 35 26 5 66 595153 901754 Rukum 7 1 0 8 217787 2722355 Salyan 8 0 0 8 255936 3199256 Pyuthan 4 12 0 16 234852 14678
60 39 5 104 1534565 1475557 Jumla 5 0 0 5 116151 2323058 Mugu 2 0 0 2 59144 2957259 Humla 3 0 0 3 54380 1812760 Kalikot 3 0 0 3 146886 4896261 Dolpa 3 0 0 3 39206 13069
16 0 0 16 415767 2598562 Dailekh 8 0 0 8 277760 3472063 Surkhet 15 7 0 22 380447 1729364 Jajarkot 3 1 0 4 183361 4584065 Bardiya 11 9 0 20 450553 2252866 Banke 46 21 4 71 541967 7633
83 38 4 125 1834088 1467367 Bajhang 3 0 0 3 207129 6904368 Doti 6 1 0 7 213244 3046369 Bajura 2 0 0 2 144053 7202670 Kailali 44 12 2 58 851759 1468571 Achham 4 2 0 6 271099 45183
59 15 2 76 1687285 2220172 Darchula 5 0 0 5 138424 2768573 Baitadi 5 1 0 6 258192 4303274 Dadeldhura 7 2 0 9 149468 1660875 Kanchanpur
21 10 0 31 485892 15674
38 13 0 51 1031976 20235
1763 817 244 2824 28044096 9931
Bank/BFI Class A B C#D Total
No. of BFIs 30 76 48 40 194
No. of Branches 1763 817 244 1144 3968
Population per Branch* 7068
Region/BFI Class A B C Total
Eastern 331 103 26 460
Central 856 295 137 1288
Western 320 314 70 704
Mid-western 159 77 9 245
Far-western 97 28 2 127
Total 1763 817 244 2824
* Population 28,044,096 calculated on yearly basis based on five yearly population projection
Source :http://cbs.gov.np/wp-content/uploads/2014/10/PopulationProjection2011-2031.pdf
# Samjhana Finance Ltd. is in the process of liquidation
Ra
pti
Total
Ka
rna
li
Total
Bh
eri
Total
Se
ti
Total
Ma
ha
ka
li
Total
Total of Class "A","B" and "C"
Total
Lu
mb
ini
Total
Dh
aw
ala
giri