April 2015

Get Hooked On Lake Hartwell

Email your pictures of Hartwell to HartwellLakefront@gmail.com.

One will be selected every month for our cover.

Lot 6 Horseshoe Bend Westminster SC $65,000 - Lake Har twell

lot with 129' of lake frontage. COE approval for a maximum size

dock. Quiet low-traffic subdivision with rustic style homes. Seven

minutes to Westminster SC and convenient to Atlanta via I-985.

Enjoy boating, fishing, waterskiing, and sailing on Lake Hartwell,

the area's largest lake. Waterfall mountain hikes, state and national

forests, whitewater kayaking and Clemson University are all nearby

to this building lot. No HOA fees. Great views and low price.

114 Hickory Ridge Central/Clemson SC $389,000- Stunning

Lake Hartwell home with massive lake side windows and 22 foot

high soaring ceiling on the lakeside. House features an open great

room with tile surround fireplace, hardwood floors and open stair-

case. The lower level offers a large rec room and second master

suite with tile surround jetted tub and walk in shower. A Concrete

golf cart path leads to the platform dock on extremely deep water

(Approved by corp for covered slip dock). Property also boast ex-

pansive covered and uncovered decks, screen porch, covered front

porch and quiet cul-de-sac. less than 2 minutes to Daniel High or

RC Edwards Middle School. Nine minutes to Clemson Elementary.

205 Windemere Way Anderson SC $149,500- Lovely br ick

ranch with in-ground pool, pool house, and detached garage built in

2012. This home has it all. Spacious kitchen with dining area, large

family room has a beautiful fireplace with gas logs. 3 Bedrooms, 2

baths and large laundry located off kitchen. One-level living. Step

outside to a beautiful patio with a large hot tub purchased new 2-3

years ago. Step up to the in-ground pool with tiki type bar, pool

house and large decking. New (built in 2012) detached garage with

peg board walls, interlocking floor, and plenty of electrical outlets.

Great workshop or “man cave” you’ve always wanted.

New Listings BuyHartwellLake.com

1-855-Buy-Lake Of the Month

See all our listings at www.BuyHartwellLake.com

139 Sweetgum Westminster SC $340,000 - This has lake cottage

written all over it. You will love this 3 bedroom/3 bath lake home.

The main level includes comfortable living spaces that opens up to

both the kitchen and dining area. The upper level includes 2 bed-

rooms and 1 bath. The lower level has 1 bedroom and 1 bath along

with a laundry room. Relax and enjoy the views from the screened

porch on the lower level or from the large deck off the main level.

A concrete sidewalk takes you down to the lake. The covered slip

dock includes a boat lift. Great water depth. Power at shoreline.

New Listings BuyHartwellLake.com

1-855-Buy-Lake Of the Month

Lot 2 Shady Cove Trail Seneca SC $149,900 - This lakefront lot

has been under brushed and is easy to walk. Nicely wooded and

level. You will enjoy a pleasant walk down to the lake. A platform

dock is in place in a wide cove. Surrounded by nice homes. A

stone's throw to Clemson games. Verbal approval from Corp (Dale)

for a max covered slip dock.

142 Gilmer Circle Anderson SC $439,000 - Enjoy 20+ foot deep

clear clean water under the covered slip dock in a fantastic swim-

ming cove within sight of the big sailboat waters of Lake Hartwell!

Immaculate residence features open layout and soaring ceilings of-

fering wonderful lake views. Spacious kitchen includes oversized

walk in pantry, solid surface counters, stainless appliances, center

island and breakfast area with lake scenery. Private master suite has

two walk in closets, jetted tub and separate shower. Best of all,

there is a stand alone tiled 400 sq foot pool house with a 18 foot

swim spa for great resistance workouts or for just relaxing.

331 Smoke Rise Dr Westminster SC $220,000 - Spacious 5 bed-

room lakefront residence located on a private lot in a gated com-

munity. Home features an open layout, high ceilings, hardwood

floors, stain glass skylights, wonderful oversized screen porch, rec-

reation room, fireplace and detached storage building. The proper-

ty is lakefront and dockable with good water depth. Plenty of room

for large families or entertaining guest.

220 Elm Dr Westminster SC $350,000 - Gorgeous rustic

lakeside retreat featuring open layout, 20+ foot high wood cathedral

ceiling, kitchen with center island and wall oven, expansive hard-

wood

flooring, large loft, recreation room, nice screen porch with lake

views, oversized deck, hot tub and unfinished workshop area in

basement(could finish for 4th bedroom). It's an easy gentle slope to

the covered slip dock with boat lift in VERY DEEP water. Electric

and water service to the dock plus a rip rap shoreline. Fantastic

922 Old Webb Rd Anderson SC $225,000 - 5 bedroom, 3.5 bath

home sits in a nice country setting on 2 fenced acres. You will en-

joy sitting on the wrap around porch watching the sun rise and set.

Step on into the foyer and you will find spacious living areas with

hardwood/carpet floors and a gas fireplace in the family room.

Two master suites with one on the main level and one on the sec-

ond floor. A sunroom off the back is ideal for your plants, office

space or simply relaxing. Step on outside to the back yard with 4

apple trees, 6 peach trees, 3 fig trees, 4 muscadines, 8 blueberries, 2

blackberries, pomengranite, pecan and a fenced in garden area that

includes an asparagus bed and strawberry patch. Horses allowed!

New Listings BuyHartwellLake.com

1-855-Buy-Lake Of the Month

68 Mill Creek Circle Martin GA $148,500 - Ranch style home

located in a quaint Lake Hartwell Subdivision within one mile of

Jenkins Ferry Boat Access. This 3 br/2.5 ba home includes a formal

dining room, split bedroom plan and an attached 2 car garage. Nice,

level 1.6 acre lot with a patio adjoining the expansive back yard to

the home Partially floored attic access in garage. Kitchen offers am-

ple counter space. Gas fireplace in great room feeds off propane

tank to side of house as does one of the gas grills.

413 S Foxglove Westminster SC $49,900 - Beautiful lake lot

with dock located in gorgeous Chickasaw Point lake and golf re-

sort. This is a gently sloping lot to the dock and waterline. It has

some great trees on it and could be an excellent lot to build your

dream home. Lot has been cleared for your building site. Gated

community pool, tennis, clubhouse, restaurant, golf and picnic area,

Conveniently located within 5 minutes of I-85. Aluminum 8x10

platform dock with a 4x16 ramp of Brazillian Hardwood is includ-

Lot 4 Sentu Way Hartwell GA $190,000- Remarkable proper ty

for under 200K on the highly desirable main body sailboat waters

of Hartwell. Gentle slope, driveway cut in, close corp line and short

walk to the double slip dock sitting in very deep water with spec-

tacular views. Dock base already configured to add roof if needed.

Upscale quiet area of fine waterfront residences. Dock can be seen

from the road and lot is easy to walk. Close to Hartwell GA and just

20 min from I-85 GA exit 177. Not many like this one available!

99 Deans Point Martin GA $445,000 - home offers 4 br and 3 ba

with 2 br on the main level and 2 br downstairs. The vaulted ceil-

ings and ample windows open it up for comfortable lake living

which extends out to 2 separate decks. On the main level you have

a fireplace, hardwood floors, granite counters in kitchen, all appli-

ances included. The loft area is excellent space for additional beds/

office/play area. Downstairs is complete with rec area. A pretty

wooded lot leads you down to a covered slip dock. You will love

the sandy beach to relax on. 15 minutes to I-85 and Toccoa.

271 Pine Needle Trail Martin GA $200,000 - COVERED SLIP

DOCK & DEEP WATER. Get the whole package here! Furnished

3 bedroom/2 bath Lake Hartwell home with Covered Slip Dock.

Parking for RV or boat trailer plus circular driveway. Doublewide

comes fully furnished. Split floor plan with master on one end, two

more bedrooms on the other. Nice big eat-in kitchen with lots of

cabinets, living room with pass-through kitchen window, family

room with glass sliding door. Screen porch, decks span back of the

home for outdoor enjoyment. Improved path with water at dock.

The Corps of Engineers uses reservoir level and stream flow at the Broad River as indicators for drought severity. Why not match them up with state drought indictors?

The states use multiple parameters for their drought status changes including soil moisture, rainfall def-icit, groundwater levels, stream flow, and reservoir levels. Reservoir levels tend to be good cumulative indicators of drought conditions. There is generally good consistency between how the state agencies and the Corps characterize drought severity. The states also monitor agricultural impacts of drought. The Corps’ reservoirs have no authorization to support agriculture.

As a condition of the 2012 EA, we added stream flow at the Broad River as a secondary in-dicator of drought because the Broad River is a large, unregulated tributary that flows into the J. Strom Thurmond reservoir. It provides an accurate representation of natural inflow to the Savannah River Basin and has more than 70 years of recorded data.

How much savings does 200 cfs reduction in outflows create?

A 200 cfs reduction saves roughly 1.5 feet per year or 0.12 feet per month at both Hartwell and Thurmond. While such a reduction saves some water over the long-term, its effects on habitat availability and downstream water quality are not as easily measured. In some loca-tions along the river the impact of such a reduction is observable but we still need more study in other areas to improve water management decision making. The Savannah River Basin Comprehensive Study (the “comp study”) would provide this much-needed data.

Why didn’t the July 2012 Environmental Assessment reduce outflows to 3,600 cfs dur-ing Drought Level 3 as proposed in the draft?

We proposed more restrictive outflows during the process. After a public comment period and consultations with Georgia and South Carolina natural resource agencies and federal resource agencies, we determined that our chosen course of action best balances human and environmental needs upstream and downstream. In the draft EA, the Corps had initially rec-ommended to set level 3 outflows to 3,600. However, the state agencies determined that this rate would not sufficiently meet downstream needs, particularly in the areas of water quality and water supply. These agencies have experts who must manage many environmental as-pects of the basin’s resources and we depend on their expertise to help us reach the best course of action.

Q&A With The Corp

Of Engineers

Courtesy Corp of Engineers

Located right on Lake Hartwell,

Hartwell Marina is the host site of

the Lake Hartwell Antique Boat Fes-

tival on April 18th. Antique Boats,

Arts and Crafts, Porsche Cars on

Display, Kid’s Activities and more

will be waiting for you. This is the

22st Antique Boat Festival and it is

the official start of the tourist season

for Hartwell. The Blue Ridge Chap-

ter of the Antique and Classic Boat

Society in partnership with the Hart

County Chamber of Commerce have

pulled out all the stops to make this

the best boat festival yet! All the ac-

tivities start at 10am and go till 3pm

that day. The spectacular wooden

boats will be coming from all over

the East Coast, New York, Ohio, the

Carolinas, just to name a few.

Who better to appreciate classic lines

and great style but the Porsche Club

of America. For the fourth year in a

row the Lake Hartwell Antique and

Classic Boat Festival will have the

Porsche Club of Georgia and the

Carolinas showcasing their beautiful

cars for anyone to see along with the

stunningly restored classic and an-

tique boats. Car owners from as far

away as Greensboro, Charlotte &

Asheville North Carolina, Athens &

Atlanta Georgia, and Columbia,

Spartanburg and Greenville South Carolina make the drive to participate in the celebration. The

Porsche Parade thru town is a real treat for car buffs.

They are also are bringing back the Art and Craft component to showcase the local talents of

artists and crafters. Food vendors will be there with delicious fare, and for kids we will have a

“Float a Boat Challenge”. This is open to any child starting at 11am.

Come aboard and join the fun at the 22nd Lake Hartwell Antique Boat Festival at Hartwell Ma-

rina. Happy Boating!

Antique Boat Festival on Lake Hartwell

Fishing Report

Lake Hartwell April 1st - 54 degrees

Bass fishing is good especially afternoons. Spring is just around the corner and the buck bass are already up on the shallow flats getting ready for the big females. Shad Raps in the Number 7 size and in the baby bass and the ol-ive green colors are really working. On the ledges and points, crank baits and spinner baits will keep action going all day. Rapala DT10 crank bait’s on the ledges in shad will work. The Strike King 1/2 ounce spinner bait in the areas where schools of shad are found using the Lowrance sonar CHIRP technology. Wind is a fisherman's best friend dur-ing the pre spawn periods. Not all bass will spawn at the same time, so going deep with the drop shot and Carolina rigs can still work. With one more cold front pass-ing through this week, this is common this time of the year.

Courtesy www.havefunfishing.com

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Highlanders Nationals

Sailboat Races on

Lake Hartwell

The 2015 Highlander Nationals will run

from Saturday, April 25 through Thursday,

April 30. We’re going to have beautiful

weather down here in South Carolina with

temperatures in the high 70’s and winds be-

tween 8 and 15mph. For those of you who

have not yet made the trip down to the Mid-

winters at the Western Carolina Sailing Club

then 2015 might be your year. You can bring

your boat down at the end of March (for the

Midwinters) and leave it at the club with the

stick up ready to go for Nationals.

We have a big beautiful lake with clear blue water (water color and clarity may appear

different in person) and a fantastic clubhouse and grounds. There’s plenty of camping

available on the premises as well as hotels, restaurants and grocery stores close to the

club. We have a great PRO lined up and will have plenty of post-race refreshments each

day to help enhance the stories from the races.

Please do come on down and join us for the first ever Springtime Nationals. You will

have a great time and be able to thumb your nose at all those Northerners sailing in the

cold rain

For more info contact Bruce Busbey at sail500@aol.com or

www.sailhighlander.org/regatta_details.cfm?e=47

Western Carolina Sailing Club

5200 West Wind Way

Anderson , SC 29626

April 25 - 30, 2015

Dragon Boat Festival on Lake Hartwell for Cancer Research

Who: You and your team!

What: Dragon Boat Upstate Festival

When: May 2, 2015

Where: Por tman Mar ina, Lake Har twell

Why: To raise funds for cancer research (iTOR

and the Winn The Fight Tissue Bank, Rare Tumor

Program, and Blood & Marrow Program) and the

Center for Integrative Oncology and Survivorship

through GHS Cancer Institute, along with South

Carolina Ovarian Cancer Foundation.

The Dragon Boat Upstate Festival, now in its

ninth year, has raised over $1.3 million to date in

support of local families and hosts more than 1,500 visitors and team members during the annual

event. Paddlers, volunteers and supporters enjoy a day at the lake while supporting cancer re-

search, rehabilitation and other cancer services at the GHS Cancer Institute.

Twenty (20) paddlers and one (1) drummer all work together (along with a professional oarsman

provided for each team) to race on the waters of Lake Hartwell. A minimum Dragon Boat Team

entry fee is $2,500 (teams are encouraged to raise $8,300 or more). Captains and their teams are

encouraged to fund raise between now and May 2 using the Dragon Boat Upstate Festival website

and mobile app. Prizes will be awarded to the top two non-sponsored teams at the event. To be

eligible, you may not be a corporate sponsored team and you must raise a minimum of

$8,300. Fundraising deadline to be eligible for prizes: April 15. No prior experience required to

participate! Just bring your enthusiasm and comfortable clothes.

RULES:

Each team must race with a minimum of 16 paddlers.

Each team must race with a minimum of 8 female paddlers.

Each team must provide their own drummer.

Each team will be provided with a steersperson by festival staff.

It is recommended that each team have 25 participants: 20 paddlers, 1 drummer, and 4 alternates.

One person must be registered as the Team Captain (captains may choose to assign a co-captain).

Minimum age for paddlers is 16 years by April 15 (or first practice session) event date & with par-

ent or guardian permission.

Contact Amanda Lenar at alenar@ghs.org or (864) 797-7738 for more information.

As you calculate your tax returns,

be careful not to commit any of

these nine home-related tax mis-

takes, which tax pros say are espe-

cially common and can cost you

money or draw the IRS to your

doorstep.

Sin #1: Deducting the wrong year

for property taxes

You take a tax deduction for prop-

erty taxes in the year you (or the

holder of your escrow account) ac-

tually paid them. Some taxing authorities work a year behind — that is, you’re not billed for

2013 property taxes until 2014. But that’s irrelevant to the feds. Enter on your federal forms

whatever amount you actually paid in that tax year, no matter what the date is on your tax

bill. Dave Hampton, CPA, a tax department manager at Burke & Schindler, has seen home-

owners confuse payments for different years and claim the incorrect amount.

Sin #2: Confusing escrow amount for actual taxes paid

If your lender escrows funds to pay your property taxes, don’t just deduct the amount es-

crowed. The regular amount you pay into your escrow account each month to cover property

taxes is probably a little more or a little less than your property tax bill. Your lender will ad-

just the amount every year or so to realign the two. For example, your tax bill might be

$1,200, but your lender may have collected $1,100 or $1,300 in escrow over the year. Deduct

only $1,200 or the amount of property taxes noted on the Form 1098 that your lender sends. If

you don’t receive Form 1098, contact the agency that collects property tax to find out how

much you paid.

Sin #3: Deducting points paid to refinance

Deduct points you paid your lender to secure your mortgage in full for the year you bought

your home. However, when you refinance, you must deduct points over the life of your new

loan. For example, if you paid $2,000 in points to refinance into a 15-year mortgage, your tax

deduction is $2,000 divided by 15 years, or $133 per year.

Sin #4: Misjudging the home office tax deduction

The deduction is complicated, often doesn’t amount to much of a deduction, has to be recap-

tured if you turn a profit when you sell your home, and can pique the IRS’s interest in your

return. But there’s good news. There’s a new simplified home office deduction option if you

don’t want to claim actual costs. If you’re eligible, you can deduct $5 per square foot up to

300 feet of office space, or up to $1,500 per year.

9 Easy Mistakes Homeowners Make on Their Taxes

(cont from previous page)

Sin #5: Failing to repay the first-time homebuyer tax credit

If you used the original homebuyer tax credit in 2008, you must repay 1/15th of the credit

over 15 years. If you used the tax credit in 2009 or 2010 and then within 36 months you sold

your house or stopped using it as your primary residence, you also have to pay back the

credit. The IRS has a tool you can use to help figure out what you owe.

Sin #6: Failing to track home-related expenses

If the IRS comes a-knockin’, don’t be scrambling to compile your records. File or scan and

store home office and home improvement expense receipts and other home-related docu-

ments as you go.

Sin #7: Forgetting to keep track of capital gains

If you sold your main home last year, don’t forget to pay capital gains taxes on any profit.

You can typically exclude $250,000 of any profits from taxes (or $500,000 if you’re married

filing jointly). So if your cost basis for your home is $100,000 (what you paid for it plus

any improvements) and you sold it for $400,000, your capital gains are $300,000. If you're

single, you owe taxes on $50,000 of gains. However, there are minimum time limits for

holding property to take advantage of the exclusions, and other details. Consult IRS Publica-

tion 523. And high-income earners could get hit with an additional tax.

Sin #8: Filing incorrectly for energy tax credits

If you made any eligible improvements in 2014, such as installing energy-efficient windows

and doors, you may be able to take a 10% tax credit (up to $500; with some systems your

cap is even lower than $500). But keep in mind, it's a lifetime credit. If you claimed the

credit in any recent years, you're done. Installing a solar electric, solar water heater, geo-

thermal, or small wind energy system can also make you eligible to take the Residential En-

ergy Efficient Property Credit. To claim the deduction, you have to use the complicat-

ed Form 5695, which can mean cross-checking with half a dozen other IRS forms. Read the

instructions carefully.

Sin #9: Claiming too much for the mortgage interest tax deduction

Taxpayers are allowed to deduct mortgage interest on home acquisition debt up to $1 mil-

lion, plus they can also deduct up to $100,000 in home equity debt.

This article provides general information about tax laws and consequences, but shouldn't be

relied upon as tax or legal advice applicable to particular transactions or circumstances. Con-

sult a tax professional for such advice.

Courtesy G. M. Filisko

Event Day April 25 8:00 AM

The Color Run Clemson will be located at Clemson Universi-

ty Campus Beach. Pre Race Warm Up starts at 7am! Clemson

University Campus Recreation Instructors will be warming up

The Color Run crowd with a fresh Werk It routine. This hip

hop inspired, easy-to-follow, dance fitness workout is sure to

pump everyone up! Please note: There are no lockers or bag

drop facilities so arrive ready to run and plan to keep any

items you bring with you or leave your valuables at home.

Parking

All available parking will be on site at Clemson University Campus Beach. We anticipate a lot of

runners at the event. Please plan to arrive early and allow yourself plenty of time to get parked

and to the start line.

Where:

Clemson University Campus Beach. Opens at

8:00 am Closes at 9:00 am. The Color Run

Store will be set up at Check-in and the Fin-

ish Festival along with other local and nation-

al vendors. Charity Highlight, The Color Run

is excited to be part of the first annual spring

event, Spring Scene, that is presented by the

Clemson Undergraduate Student Govern-

ment, Clemson LiVE, and Tiger Paw Produc-

tions organizations. This event is an oppor-

tunity for students, alumni, and the community to participate in many different events throughout

the weekend which will benefit the Student Emergency Fund and the Clemson Community fund.

To learn more about how The Color Run works with charities, visit TheColorRun.com/charity

Don’t feel like running but want to get in on the fun? Consider volunteering and be part of The

Happiest 5k on the Planet! Thank You Clemson University Campus Recreation, THANK YOU

for bringing the Happiest 5K on the Planet to the Upstate! Thank you to our charity partner, the

hundreds of dedicated volunteers who bring Color to this event, and last but certainly not least

YOU, our fearless Color Runners! Until next time! Be Happy, Be Healthy, and Be Safe! - From

all of us at The Color Run

More information and registration at www.thecolorrun.com/clemson

Color Run For Charity Along the Banks of Hartwell

Course Map

Full details and registration forms at www.harthumane.org/

For The Kids

BuyHartwellLake.com LLC

1-855-Buy-Lake

We know the lake, our experience allows us to

evaluate your needs and quickly identify prop-

erties that make sense for you.

We have the largest inventory and selection of

properties listed on Lake Hartwell. Over 30 million dollars as of

3/1/2015.

Every partner in our company is a full time resident on Lake Hartwell

All partners have more than 15 years experience selling and listing

property on Hartwell.

All homes and lots are listed in both the SC and GA MLS for

maximum exposure.

Our site www.BuyHartwellLake.com is typically listed first on the

first page of virtually all google searches for Lake Hartwell homes

and lots.

We have a one million+ email database of the prime Lake Hartwell

purchasing demographic for marketing puposes.

All listings are submitted to 800+ websites including our flagship site

BuyHartwellLake.com. Over 100 million prospects visit our network

of partnered websites every month! You will be seen!

Our monthly newsletter features listings, corp news, lake events and

is distributed to thousands of lakefront property owners and a data-

base of clients interested in owning lakefront property.

Need a different perspective? We offer property viewing by boat.

This can give you a unique look at a particular home or lot that you're

considering.

Would you like your lake home to produce cash? We market and

manage lakefront rentals and off lake properties.

Call us anytime to discuss your situation

1-855-Buy-Lake

Patty and Don Cleveland

Members of both SC Western Upstate & the GA MLS

Multi-Million Dollar Producers and Accredited Buyers Representative

Specialization: We all specialize in property on and around Lake

Hartwell, Lake Keowee and other surrounding lakes. We pride ourselves

in keeping abreast of the market of both what is new and what has sold.

We want to be well informed so as to give you the best service possible.

Our motto is “If we don't take care of our customers, someone else will”.

Personal: We have lived on Lake Hartwell for a number of years owning property in both

Georgia and South Carolina. We know Hartwell! Whether you are looking to be on the lake

or in a lake accessible area, we can help you. Once you narrow your search down, we can

show you property by boat. If you are looking to sell, please let us meet with you and show

you our marketing plan. Many of our clients are referred to us by previous clients. Let our

dream of lake living be yours as well

Kyle Corbett

Listing Specialist–Aggressive Marketing Plan for Lake Property

&Homes.

Listing Sales Rate 36% GREATER than the lakefront market average

Full time resident on Lake Hartwell for the last 23 years

Licensed in SC and GA – Multi Million Dollar Producer

I bought my first lake cabin in 1992 a few years after graduating from

Clemson University. 23 years later I am married with three boys and we

spend a great deal of our free time skiing, tubing, knee boarding and kayaking.

I have a marketing plan which is second to none and gives our sellers an

upper hand when it comes to listing their property. As a result, my listing sales rate for

homes is 36% GREATER than the market average. Why? Because we do more! My

approach is based on years of experience, research and knowledge of buying trends. I do not

just put sign in the yard and just walk away, I spend time everyday with every listing mak-

ing sure it is best positioned to get maximum exposure. Allow me to determine the value of

your lakefront property - 864.376.9163.

Debbie Henderson

Licensed in Georgia and South Carolina

Member of the Georgia and Western Upstate MLS

Accredited Buyers Representitive

I grew up water skiing with my family and now enjoy living on

Lake Hartwell and being involved in the Toccoa, GA community as

a CASA volunteer and mentor. The lake has proven to be a great place to relax and

refresh, to play and enjoy nature and to entertain and connect with family and friends.

I've been involved in building custom homes for 20 years, including the last 8 on the

lake. That, combined with other sales and marketing experience, makes me uniquely

qualified to help you sell your current home or help you find you own private retreat on

the lake.

I look forward to working with you to make your lake living dreams come true! Call me

anytime at 404-313-4404.

Judy Stevanovich

I was born and raised in Anderson. After a 32-year career in Corpo-rate America and many relocations, I came home to Anderson in 2005.

My Marketing, Sales, Finance, Human Resources, and Administra-tion background in Corporate America has been immediately put to work in Real Estate.

My husband Steve and I live in Stone Creek Cove in Anderson on the shores of gorgeous Lake Hartwell. Steve is an artist and when he is not in his studio there is only one place to look - - the golf course. We both love being in Anderson.

I obtained my Accredited Buyer's Representative (ABR) and my Senior's Real Estate Specialist (SRES) certifications in 2014.

My sub-company is the Upstate A Team and my slogan is “Real Estate With a Differ-ence!” Call me today and you will be able to experience first hand the processes I have put in place to quickly find you the perfect property or determine the market value to sell the property you have today. For more info, see my website www.upstateateam.com. Telephone: (864) 276-7416; E-Mail: jstevano@charter.net.

Call me today and experience, "Real Estate With A Difference.!"