0800 000 53808:00 - 16:00Monday to Friday

www.mykganya.com

English

KGANYAKOLOI

Z ION C HRISTIAN C HURCH

Kganya Insurance Administrators (Pty) Ltd (RF) is an authorised financialservices provider FSP 7974. Kganya Koloi is underwritten by Centriq Insurance Company Limited

www.mykganya.comTel: 0800 000 538

His Grace The Right Reverend Bishop Dr BE LekganyaneHeadquarters: Zion City Moria. P O Box 1, Boyne, 0728

Kganya Insurance Administrators (Pty) Ltd (RF).P.O Box 394, Rivonia, 2128

CAR INSU

RANCE O

NLY / PASSEN

GERS / 3

RD PARTYCAR

INSU

RANCE

ONLY

/ P

ASSE

NGER

S / 3R

D P

ARTY

+

+

Sept 2017 - V4

DEATH + DISABILIT

Y

PASSENGERS

DA

MAGE + DEATH + D

ISABI

LITY

3RD PARTY

ACCIDENT or STOLE

N

INSU

RANCE

FOR YOUR CAR

EACH MONTH

ONLY

R275

Message by His Grace the Right Reverend Bishop Dr BE Lekganyane

As an active Trustee and Director of Kganya Benefits Fund Trust and the Kganya Group of Companies, I remain keenly interested in their activities as a major service organisation to Zion Christian Church. The Kganya Group celebrated its 28th anniversary in March of 2017. Zion Christian Church has celebrated over 100 years of existence and this is indeed a remarkable era for both organisations.

I have come to the realisation that much has been achieved from very humble beginnings and both the Kganya Group and Church Officials must be commended for the manner in which they continue to be of service to you the individual member and loyal follower of Zion Christian Church.

I exhort the Kganya Group to continue to execute its mandate for the benefit of the congregation. I also urge you, as the ZCC member, to continue proving your loyalty and to freely make use of the many real benefits that the Kganya Group has to offer you. These are benefits that make a positive difference in the life of each member and as the Leader of the Church I remain comfortable that Church Leadership is doing everything in its power to ensure that members of the Church do not suffer unnecessarily.

Under my direction the Kganya Group will continue to develop products and projects that are of benefit to members of the Church. These products must at all times reflect the unity that we feel as members of the Church. They must always be dignified and must serve a real purpose in ensuring the prosperity of our members. I will always have the final say on what product I would deem suitable to the membership of the Church.

Under my direction Kganya will continue to serve members of the Church. This organisation has been developed by Church Leadership for the benefit of membership of the Church. It is therefore of the Church for the Church and will always be in the service of the Church.

The employees of Kganya are fully aware of the role that they fulfil on my behalf and as such you can expect to be respectfully dealt with at all times. I would also urge you to deal with our employees respectfully at all times.

Kgotso a e ebe le lena

His Grace the Right ReverendBishop Dr BE Lekganyane

VEHICLE - Accident or Stolen

PASSENGERS - Death & Disability

3RD PARTY - Damage + Death + Disability

You must be a ZCC member

Read this pamphlet to see how Kganya Koloi protects you, your passengers and your car!

Kganya Koloi is insurance for your car, bakkie or 4x4ACCIDENT if your car is damaged in an accident

THEFT if your car is stolen

TOTAL WRITE-OFF if your car cannot be repaired

PASSENGERS if you or your passengers are killed or disabled

3rd PARTY for DAMAGE to property of and/or INJURY to a 3rd PARTY (Pedestrian, Driver and/or Passenger of the car)

TOWING following an accident and for mechanical and electrical breakdown

WINDSCREEN if your windscreen or side glass needs to be re-placed

DAMAGE caused by political riots or another person

HAIL DAMAGE caused by hail stones

GETTING QUOTES We will compensate you R300 for getting your own quotes

www.mykganya.com

CA

R I N

SU

RA

NC

E O

NLY

KGANYAKOLOI

Z ION CHRIST

IAN C HURCH

His Grace

The Right Reverend Bish

op Dr B E Lekganyane

Headquarters: Zion City M

oria, P O Box 1, Boyne, 07

28

CA

R I N

SU

RA

NC

E O

NLY

Premium Paym

ent Book

Vehicle Insura

nce Plan

VA

0800 000 53808:00 - 16:00Monday to Fridaywww.mykganya.com

Who can apply for this insurance?Motor Insurance for ZCC Members

2

www.mykganya.com

CA

R I N

SU

RA

NC

E O

NLY

KGANYAKOLOI

Z ION CHRIST

IAN C HURCH

His Grace

The Right Reverend Bish

op Dr B E Lekganyane

Headquarters: Zion City M

oria, P O Box 1, Boyne, 07

28

CA

R I N

SU

RA

NC

E O

NLY

Premium Paym

ent Book

Vehicle Insura

nce Plan

VA

We will pay you up to:

ACCIDENT if your car is damaged in an accident R60 000 maximum

THEFT if your car is stolen R60 000 maximum

TOTAL WRITE-OFF if your car cannot be repaired R60 000 maximum

PASSENGERSif your passengers are killed or permanently disabled

R60 000 maximum

(R12 500 per passenger)

3rd PARTYfor DAMAGE and INJURY to a 3rd PARTY (other car and/or property)

R60 000 maximum

TOWING

Following a motor vehicle accident

For mechanical and electrical breakdown only.

(One claim per year)

R5 000 maximum

R2 000 maximum

WINDSCREENif your windscreen and/or sideglass needs to be replaced

Approved safety glass.

R5 000 maximum

DAMAGE caused by political riots or another person R60 000 maximum

HAIL DAMAGE caused by hail stones R60 000 maximum

GETTING QUOTESWe will pay your expenses to get quotes. If your claim is approved.

R 300

How will we protect you?

There is no waiting period. Cover is in place once the first premium is paid and does not include pre-existing damages.

NO CLAIM BONUS

This is a reward paid to you if you have paid all your premiums and not claimed for 2 years.

KGA

NYA

KOLO

I

3

DEATH + DISABILIT

Y

PASSENGERS

DA

MAGE + DEATH + D

ISABI

LITY

3RD PARTY

ACCIDENT or STOLE

N

INSU

RANCE

FOR YOUR CAR

+ +EACH MONTH

ONLY

R275

YOU PAY (Minimum)

R1 500 for damage to your car from an accident

R2 000 if your car is stolen

No excess if the 3rd party, (other car) has damage or injury

No excess if the passengers in your car are injured

R 500 if your windscreen glass needs to be replaced

No excess for towing following mechanical or electrical breakdown

First month: R25 for the Kganya Koloi Premium Payment Book + R275 for the insurance (cover)

Every month: R275 for the cover

How much do I pay?

• You must be the registered owner of the vehicle, the vehicle must be registered in South Africa and you must be the regular driver

• All drivers must have a valid driver’s licence

• The car must be for PRIVATE use only

• You can register 1 car on your policy

• You must report a theft and or accident to the police station within 2 days

• You can carry a maximum of 4 passengers, including children

• The car must be roadworthy at all times

You must pay every month to be covered

You must pay R275 premium every month at your church branch

Remember

✔

✔

What is my excess?The excess is the money you have to pay first, before your claim is paid to you by Kganya Koloi.

Who can apply for this insurance?Motor Insurance for ZCC Members

4

www.mykganya.com

CA

R I N

SU

RA

NC

E O

NLY

KGANYAKOLOI

Z ION CHRIST

IAN C HURCH

His Grace

The Right Reverend Bish

op Dr B E Lekganyane

Headquarters: Zion City M

oria, P O Box 1, Boyne, 07

28

CA

R I N

SU

RA

NC

E O

NLY

Premium Paym

ent Book

Vehicle Insura

nce Plan

VA

Step 1• Read this Kganya Koloi brochure to understand how we will protect you and your car. There is no charge for this brochure.

Step 2• Then you can talk to a Church official at your Church branch. He has been trained to help you with information only. He is not permitted to advise you on whether or not you must take the insurance.

Step 3 • If you are satisfied that you want to take Kganya Koloi Motor Insurance, the Church official will help you.

Step 4 • You will sign a contract with the Insurance Company. A contract is made

when two or more people agree to do something. This contract will be in writing and will consist of:

• An application form to be completed by you. • The policy wording which explains what you are protected for and what

you are not protected for. • The Church Official will help you complete all the documents and you will pay the premiums to the Church Official. • You will pay R275 every month. • The Church Official will give you a receipt, which will be glued into your Kganya Koloi Premium Payment Book.

All of these documents will make up your contract. Please keep them in a safe place.

How do I apply for Kganya Koloi? How do I Apply?

How do I claim?• You must report any accident involving your vehicle to the South African Police within 48 hours of the accident.

• After you report the accident, please get an Accident Report number from the SAPS station where you reported the accident.

• You must submit a claim in writing to us within 30 days of the incident.

• You can contact Kganya, where the claim process will be explained to you. All claims documents must be posted to:

Policyholder Services Kganya Insurance Administrators (Pty) Ltd (RF) P O Box 394 Rivonia 2128

or email to claimsps@kganya.co.za

Phone us on: 0800 000 538 between 08:00 and 16:00

Monday to Friday only.

KGA

NYA

KOLO

I

5

DEATH + DISABILIT

Y

PASSENGERS

DA

MAGE + DEATH + D

ISABI

LITY

3RD PARTY

ACCIDENT or STOLE

N

INSU

RANCE

FOR YOUR CAR

+ +EACH MONTH

ONLY

R275

You are not insured for the following:• damage to tyres caused when you apply the brakes of the car too hard

• punctures in tyres caused by potholes

• cuts or bursts in tyres except when this happens from an accident causing other damage to your car

• your car getting old or rusting

• if the inside of the car is torn or gets wet and rots

• if your car has electrical problems (You are covered for towing only)

• if your car breaks down because of engine failure (You are covered for towing only)

• if the engine or any other mechanical parts wear out and it has to be repaired or rebuilt

• damage to your car if the car is not roadworthy

• if your car has been taken away from you legally by the South African Police or the Traffic Police.

• if your car is used for business.

• storage fees, deregestration costs or any other related or similar charges

We will not pay for damage to the car that is NOT from an accident.

Please remember that we cannot pay for the maintenance of your car.

The Kganya Koloi insurance is for damage from an accident ONLY.

Kganya Koloi does not arrange for the recovery of your vehicle if it gets stuck next to the road or is involved in an accident. This is your responsibility and once you have done so you will claim from us.

REMEMBER:

Towing is limited to R5000 for accidents and R2000 for mechanical breakdown

PRIVATE TAXI

CA

R FOR BUSINESS

OR OR OR

TAXIMO

TORBIKE

NO SCHO

OL TRANSPORT

OR

6

www.mykganya.com

CA

R I N

SU

RA

NC

E O

NLY

KGANYAKOLOI

Z ION CHRIST

IAN C HURCH

His Grace

The Right Reverend Bish

op Dr B E Lekganyane

Headquarters: Zion City M

oria, P O Box 1, Boyne, 07

28

CA

R I N

SU

RA

NC

E O

NLY

Premium Paym

ent Book

Vehicle Insura

nce Plan

VA

IMPORTANT POLICY INFORMATION:1. The policy wording:

A contract is when two people agree to do something together. The policy with the application form is a contract. Kganya Insurance Administrators have taken time to explain how the contract works in the policy. The only way that you will become familiar with this contract is if you read it carefully when taking out a Kganya Koloi policy.

Upon taking out a Kganya Koloi policy, please read the contract carefully and if there is anything you do not understand you are free to contact us on 0800 000 538 for assistance with any queries or questions that you may have.

Our trained staff will assist you in a courteous and professional manner at all times and will endeavour to assist you with any queries that you may have, taking the utmost care to ensure that you are satisfied with the outcome. It is our duty to treat customers with fairness and respect and we wish to extend a friendly request that you please also offer the same courtesy to operators assisting you with your queries.

2. Important policy conditions which could impact your claims:

Vehicles can only be insured to a maximum of R60 000 on Kganya Koloi. This means that we will only pay up to R60 000 for your vehicle. However, please note that if the market value of your vehicle is less than R60 000, you will only be covered for the amount that your vehicle is valued at on the date of inception of your policy.

For example, if your vehicle is valued at R25 000, this would be the maximum amount that you will receive (the insured amount). The agreed value will remain the same for as long as you are insured with Kganya Koloi. This means at time of claim, the value of your vehicle will be the same as when you started your insurance policy. For the purpose of a clear understanding, let’s evaluate on the following examples:

Your vehicle is worth R 100 000 You have a total loss, i.e. your vehicle cannot be repaired. You claim from Kganya.

Kganya only insures your vehicle for a maximum of R 60 000. Therefore, if your claim is accepted, Kganya will pay you only R 60 000.

Your vehicle is worth R 25 000 You have a total loss, i.e. your vehicle cannot be repaired. You claim from Kganya.

Kganya only has your vehicle insured for the market value of R 25 000. This is the maximum amount for which your vehicle could have been insured. Kganya will therefore pay you R 25 000 upon acceptance of your claim.

KGA

NYA

KOLO

I

7

DEATH + DISABILIT

Y

PASSENGERS

DA

MAGE + DEATH + D

ISABI

LITY

3RD PARTY

ACCIDENT or STOLE

N

INSU

RANCE

FOR YOUR CAR

+ +EACH MONTH

ONLY

R275

IMPORTANT POLICY INFORMATION:IMPORTANT:This product is unsuited to vehicles valued at a higher amount than the Maximum Cover amount offered on the policy.

What to do when I have an incident and want to claim?

The approval of Kganya Koloi claims depends greatly on the policyholders themselves. Meaning that if the policyholders, at the time of loss, make sure that they complete the correct documentation and obtain the adequate repair quotations, a claim decision can be made timeously.

It stands to reason that the policyholder who has suffered the loss is the only person who has full detail of that loss. Kganya Insurance Administrators cannot make assumptions about what damage has been caused and therefore cannot pay a claim until it knows exactly what has happened. It is the policyholder’s responsibility to ensure that Kganya Insurance Administrators receives as much information as possible about the loss to be able to be of assistance.

When you have a claim:

1. Please inform your Church Committee.2. Request a Kganya Koloi claim form.3. Please complete it in as much detail as possible.4. The Church Committee must sign the form in the required section.5. The Church must confirm that you are of good standing.6. The Church Committee must confirm that you have suffered a loss and have had an incident.7. Gather all of the required supporting documents listed on the claim form.

Once you have all of the supporting documents listed on the claim form which are required to process your claim, these are the steps you must take:

1. Tear off the proof of submission section of the claim form and keep this page.2. Attach the documentation to the claim form.3. Either hand in the claim documentation at your Church branch or at a Kganya

Service Centre. You may also e-mail the claim form directly to Kganya Insurance Administrators using the above e-mail address.

4. Keep copies of the claim form and supporting documentation until your claim is settled. We may request further information or documentation during the processing of your claim as deemed necessary.

If you have any queries or require further information, please phone Kganya Insurance Administrators to speak to a trained consultant. There is no rule that says the policyholder may not contact Kganya Insurance Administrators offices directly for policy or claim queries. The Church Committees may not prevent you from contacting Kganya Insurance Administrators directly.

8

www.mykganya.com

CA

R I N

SU

RA

NC

E O

NLY

KGANYAKOLOI

Z ION CHRIST

IAN C HURCH

His Grace

The Right Reverend Bish

op Dr B E Lekganyane

Headquarters: Zion City M

oria, P O Box 1, Boyne, 07

28

CA

R I N

SU

RA

NC

E O

NLY

Premium Paym

ent Book

Vehicle Insura

nce Plan

VA

IMPORTANT POLICY INFORMATION:Kganya Insurance Administrators may be contacted as follows:

Call Centre contact number : 0800 000 538E-mail address : claimsps@kganya.co.zaKganya Service Centres : Nationwide

IMPORTANT:Please note that if you have not heard back from Kganya Insurance Administrations within 10 working days following your claim submission, it is recommended that you phone Kganya Insurance Administrators to ensure that the paperwork has indeed been received by our offices.

Your duties as the claimant:

• It is your duty to be familiar with what you may claim for by reading your policy carefully.

• It is your duty to provide all of the required documentation in order for us to process your claim.

• It is also your duty to submit your claim on time.• It is your duty to follow up on your claim after submission and not that of your

Church Committee.

Important things to remember when you claim:

1. Good standing:

Kganya Koloi has been especially created for members of Zion Christian Church. It therefore stands to reason that the policyholder must be in good standing with his or her Church. This is one of the rules of the Church as well as the policy.

Remember that if you are suspended by your Church for any reason you will no longer be able to pay premiums and you will not be covered under the Kganya Koloi policy. Kganya Insurance Administrators cannot intervene in this matter in any way as you have broken one of the policy rules by being suspended.

You will prove your good standing when the Church official signs your claim form so it is important that you obtain their signatures on the claim form.

2. First amount payable for accident damage:

There is a first amount payable for every claim made by you. These amounts are clearly indicated within the Annexure contained in the Premium Payment Book which forms part of the policy documentation. Any claims below this amount will not be considered by Kganya Insurance Administrators.

KGA

NYA

KOLO

I

9

DEATH + DISABILIT

Y

PASSENGERS

DA

MAGE + DEATH + D

ISABI

LITY

3RD PARTY

ACCIDENT or STOLE

N

INSU

RANCE

FOR YOUR CAR

+ +EACH MONTH

ONLY

R275

IMPORTANT POLICY INFORMATION:3. You can only claim for what is damaged:

You can only claim for what is damaged as a result of an accident that happened after you were insured with us. We will not consider claims for old damages under any circumstances. If an item can be repaired, we have the right to insist on repairs rather than replacing of parts.

4. Quotes from repairers:

Part of the claims process is that you must obtain your own quotations for repairs. In the event we approve your claim, we will pay you an additional R300 to compensate you for this preparation of claim documentation. When obtaining a quote from a repairer it must clearly state what the damages are on the vehicle, as well as what it will cost the repairer to fix the accident related damages on the vehicle.

We require at least two quotations for all damages or losses for which you are claiming.

IMPORTANT: We reserve the right to ask for alternate quotations if we find the amounts

claimed for are too high or damage is inconsistent with photographic evidence provided.

5. Photographs of damage:

You must always ensure that colour photographs, clearly showing the vehicle and all damages incurred, accompany your claim.

6. Proof of Banking details:

It is an important requirement that you provide us with proof of banking details (bank statement) when submitting claim documentation to us as we cannot process payment without this document.

7. Late submission of claims:

The rule of the policy contract is that you must report a claim within 30 days of it happening. Kganya Insurance Administrators cannot consider a claim if it happened more than 30 days prior. Please report your claims immediately after the incident occurred to ensure that no parties involved are prejudiced in any way.

10

www.mykganya.com

CA

R I N

SU

RA

NC

E O

NLY

KGANYAKOLOI

Z ION CHRIST

IAN C HURCH

His Grace

The Right Reverend Bish

op Dr B E Lekganyane

Headquarters: Zion City M

oria, P O Box 1, Boyne, 07

28

CA

R I N

SU

RA

NC

E O

NLY

Premium Paym

ent Book

Vehicle Insura

nce Plan

VA

IMPORTANT POLICY INFORMATION:8. Theft claims:

We will only pay theft claims if the vehicle is stolen and not recovered. You have an excess of R 2 000 if the vehicle is stolen. We will not pay for parts of the vehicle that have been stolen, including but not limited to, the battery, wheel rims, radios and sound systems. We will require the keys of the vehicle when you submit your claim.

IMPORTANT: If your vehicle is stolen and not recovered, it is your responsibility to de-register

the vehicle and settle any outstanding license fees. You must notify us if the vehicle is ever recovered.

9. Third Party Damages:

Please note that we cannot pay any funds for Third Party Damages to you, the policyholder, directly. Third Party claimants must be referred to our offices where payment of damages will be negotiated. We will not pay any Third Party damages if a claim was not successfully approved for the Kganya Koloi policyholder’s own damage prior to the receipt of the Third Party claim being received.

10. Items not covered under the policy:

Please take note that the following items are not covered under your policy:

• Any costs relating to maintenance, mechanical and/or electrical parts failure or breakdowns.

• Motor bikes, bicycles, trucks, taxis, trailers and any vehicles used in sports events or car races.

• Contents in your vehicle like clothing, jewellery like rings, earrings, watches, chains, cell phones, cameras, iPads, iPods, computers, laptop or portable radios and fitted radios and other peoples’ property.

KGA

NYA

KOLO

I

11

DEATH + DISABILIT

Y

PASSENGERS

DA

MAGE + DEATH + D

ISABI

LITY

3RD PARTY

ACCIDENT or STOLE

N

INSU

RANCE

FOR YOUR CAR

+ +EACH MONTH

ONLY

R275

IMPORTANT POLICY INFORMATION:REMEMBER:

• The more information you are able to give us at time of claim, the quicker we can attend to finalising the claim. If we do not have enough or correct information this will cause delays within the process.

• You are only covered under the policy if you pay your premium every month.• You must be the registered owner of the vehicle you are insuring as well

as the regular driver of the vehicle. A copy of your Vehicle Registration Certificate must be submitted with all claims and the details on the certificate must correspond with your policy information in order for your claim to be considered valid.

• You as the policyholder as well as anyone else driving the insured vehicle must have a valid driver’s license.

• The vehicle must be roadworthy at all times.• The vehicle must be for private use only and you may not transport more than

five non fare paying passengers in the car at any one time, including the driver. This includes both adults and children. No matter how small they may be, children are still considered passengers.

• The damage to the vehicle must be as a result of an accident. We cannot pay for maintenance of your vehicle.

• You must report any incident involving your vehicle, no matter the extent of the damage, to the SAPS within 48 hours of the accident. Please obtain an Accident Report number and a copy of the report, where possible, from the SAPS station where you reported the accident.

Should you be dissatisfied with the manner in which your claim was handled or with the decision on your claim, you can make contact with the various channels of escalation.

In the event that you take out a Kganya Koloi policy, please refer to the information contained at the back of the Premium Payment Book under the heading “Statutory Disclosure”. This information is current information and we suggest that you read this entire document as this is evidence of your rights.

OTHER IMPORTANT POLICY INFORMATION:

Non-Permanent Injuries:

In the event that you or a passenger in your vehicle are injured as a result of an accident but not permanently disabled, you will be able to claim for certain non-medical expenses limited to a maximum lump sum amount of R5 000 per annum.

12

www.mykganya.com

CA

R I N

SU

RA

NC

E O

NLY

KGANYAKOLOI

Z ION CHRIST

IAN C HURCH

His Grace

The Right Reverend Bish

op Dr B E Lekganyane

Headquarters: Zion City M

oria, P O Box 1, Boyne, 07

28

CA

R I N

SU

RA

NC

E O

NLY

Premium Paym

ent Book

Vehicle Insura

nce Plan

VA

IMPORTANT POLICY INFORMATION:To qualify for this benefit:

• Injuries incurred during the vehicle accident must be non-permanent in nature (permanent disability cover is a separate policy benefit under Kganya Koloi).

• An injured passenger must have been taken to hospital and treated for the non-permanent injury.

• Claims for non-permanent injuries will only be considered after the successful settlement of any applicable Road Accident Fund claim.

• Only non-medical expenses incurred as a result of hospitalisation will be considered and will be limited to an amount of R5 000 per annum. Such expenses may include, as examples, travel costs, administrative costs, subsistence costs and lost wages and must be directly related to the non-permanent injury incurred during the vehicle accident, which resulted in hospitalisation. Please note that hospitalisation means at least one overnight stay in a medical facility.

IMPORTANT:This is not a medical scheme and the cover is not the same as for a medical scheme. This policy benefit is not a substitute for medical scheme membership.

The information contained herein reiterates only a few of the important facts to remember when taking out a Kganya Koloi policy. We again urge you to please read the Kganya Koloi policy wording very carefully and familiarize yourself with all of the terms and conditions of the policy.

We wish to thank you for your interest and trust that the above information will provide clarity on many aspects concerning Kganya Koloi.

Please contact the call centre during office hours on 0800 000 538 with any questions or queries.

Go to www.mykganya.com

Kganya Service CentresPhysical Address Postal Address Telephone & Fax Number

Polokwane26 General Joubert Street, Polokwane 0699

Private Bag X9542 Polokwane, 0700 ( 015-291 5182Fax 015-291 3005

Pretoria1249 Francis Baard Street, Hatfield0083

P O Box 11929 Hatfield, 0028

( 010-350 0500Fax 087-233 0003

Johannesburg1st Floor, 357 Rivonia Boulevard Rivonia, 2128

P O Box 2876 Rivonia, 2128

( 011-234 3448Fax 011-234 3408

RustenburgOffice No. 1, Five EFS BuildingCnr Berg & Oliver Tambo Street Rustenburg, 0299

P O Box 7145 Rustenburg, 0300

( 014-592 0505Fax 014-592 0226

ThohoyandouOffice No. 2, Ndou MallCnr Tshanduka & Thulamela Street Thohoyandou, 0950

P O Box 218 Thohoyandou, 0950

( 015-962 5456Fax 015-962 6076

Nelspruit509 Kamkholo Building, 5th Floor Cnr Brown & Voortrekker Street Nelspruit, 1200

P O Box 16386 Nelspruit, 1200

( 013-753 2195Fax 013-752 8205

Tzaneen19 Danie Joubert Street, Tzaneen, 0850 P O Box 3494

Tzaneen, 0850 ( 015-307 6887Fax 015-307 3499

BurgersfortOffice No 1, 1st Floor Maphutha Ditshaba Building Cnr Eddie and Church StreetBurgersfort, 1150

P O Box 3079 Burgersfort, 1150

( 013-231 7650Fax 013-231 8640

Welkom1st Floor, ABK Centre, Heeren StreetWelkom, 9460

P O Box 795 Welkom, 9460

( 057-357 1056Fax 057-357 1057

VryburgOffice No. 3, Wie-Cla CentreCnr Market & Molopo StreetVryburg, 8600

P O Box 769 Vryburg, 8600

( 053-927 3229Fax 053-927 3524

GiyaniShop No. 28, Masingita Plaza Cnr Malamulele & Main Rds, Giyani, 0826

P O Box 4275Giyani, 0826

( 015-812 0673Fax 015-812 0674

MokopaneOffice No. 16 & 17, 42 Retief StreetMokopane, 0601

P O Box 502Mokopane, 0600

( 015-491 7651Fax 015-491 7079

Groblersdal7 Kruger Street, Ext 2, Groblersdal0470

P O Box 1438Groblersdal, 0470

( 013-262 3013Fax 013-262 5054

KlerksdorpRoom 311A, Danfor Medical CentreJersich Street No. 1, Klerksdorp, 2571

P O Box 14362Flamwood Walk, 2535

( 018-462 6009Fax 018-462 6108

MthathaOffice No 8, LCM Ludidi Building63 Madeira Street, Mthatha, 5099

P O Box 562Mthatha, 5099

( 047-531 0039Fax 047-531 0039

Bushbuck RidgeBushbuckridge Shopping CentreOffice No. 6ACnr Main Bushbuckridge & Graskop Roads, Bushbuckridge, 1280

( 013-799 0005Fax 013-799 0006

Louis TrichardtOffice No 10, Game Centre, CNR President & Songozwi Str,Makhado,0920

( 071 672 2396

0800 000 53808:00 - 16:00Monday to Friday

www.mykganya.com

English

KGANYAKOLOI

Z ION C HRISTIAN C HURCH

Kganya Insurance Administrators (Pty) Ltd (RF) is an authorised financialservices provider FSP 7974. Kganya Koloi is underwritten by Centriq Insurance Company Limited

www.mykganya.comTel: 0800 000 538

His Grace The Right Reverend Bishop Dr BE LekganyaneHeadquarters: Zion City Moria. P O Box 1, Boyne, 0728

Kganya Insurance Administrators (Pty) Ltd (RF).P.O Box 394, Rivonia, 2128

CAR INSU

RANCE O

NLY / PASSEN

GERS / 3

RD PARTYCAR

INSU

RANCE

ONLY

/ P

ASSE

NGER

S / 3R

D P

ARTY