It isn’t just about whereyou are today, it’s about where

you see yourself tomorrow

Your invitation to TD Wealth Private Investment Advice

Add our momentum to yours

Imagine the heights you could reach when you

draw upon the growth, stability and expertise of

TD Wealth Private Investment Advice, an integral

part of TD.

When you engage with us, you gain the confidence

of knowing the services you receive are supported by

the significant resources of TD Bank Group, with over

$800 billion in assets, and a full range of financial

solutions that benefit TD clients around the world.

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The TD Bank Group difference

Unyielding stability

Help protect your wealth with our strong risk

governance practices that strictly define and

meticulously manage exposure to earn us the

mantle of North America’s Safest Bank for 2013

(as rated by Global Finance magazine).1

A culture of total engagement

Whether we’re helping you manage, grow, preserve or transition your wealth,

we invest fully in our relationship with you. As part of our commitment to you,

we strive to attract and retain top talent and take pride in working to deliver

an exceptional client experience.2

A robust partnership

Collaborating and working behind the scenes on behalf of every client are teams

of specialists that compile data based on leading-edge economic industry analysis,

provide regional expertise, and manage risk through investment research. Through

Atlas Wealth Management Group, you’ll have access to the relevant information

and advice that help you make decisions that are best for you.

Front row: Libby Wilkinson, Private Banker, Private Client Group; Mick Standish, Portfolio Manager, Investment Advisor, Private Investment Advice; John Vouvalidis, Will and Estate Planner, Wealth Advisory Services

Back row: Kitty Wong, Assistant Investment Advisor, Private Investment Advice; Mark Kriznic, Portfolio Manager, Investment Advisor, Private Investment Advice; Sandra Bussey, High Net Worth Planner, Wealth Advisory Services; Phillip Ball, Estate Planning Advisor, Wealth Advisory Services

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You decide where you want your wealth to take you. We design a path to help get you there.

Experience has shown us that your past and your present combined point the way

to your future. So, together, we start with a deep understanding of who you are,

your personal values and beliefs and your vision of success.

Through our process that

we call Life Discovery,

we work with you

to discover, define and

prioritize your values

and expectations.

This means reviewing the financial decisions you’ve made over the years, the goals

you’ve set for yourself in the years to come, and the ways in which these reflect

what is important in your life whether it’s your family and your home, your work

and your legacy, or your personal lifestyle and well-being.

To create your personal investment and wealth plan, we tailor our broad

expertise to fit your unique needs. We take an integrated approach, bringing

in other TD specialists as required to address all investment, tax, estate,

philanthropic and business succession needs, bridging your present-day

circumstances to your financial future.

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Atlas Wealth Management Group – working with you toward a common goal

Everyone has a unique vision for what they want to achieve for

themselves and their families. Having an investment and wealth strategy

custom-tailored to your goals is vital in helping you reach them. That is

why it’s important to have the right team behind you helping you seize

opportunities and navigate obstacles that may lie ahead. We are with

you every step of the way – providing professional advice and ongoing

support to make sure your wealth strategy stays on course.

We start by having a conversation with you about what you want to

accomplish with your wealth – this is the foundation upon which your

relationship with us will be built. Once we understand your goals we

apply the insight and experience from our team of specialists to build a

comprehensive wealth strategy designed specifically with your goals in

mind. It doesn’t stop there: we will continuously monitor your plan to

ensure it stays on track to deliver the results you need. We will also adjust

it to reflect any changes to your financial situation, priorities or goals.

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Our benchmark is your results

Based in London, Ontario our team of investment specialists provides personalized

portfolio management services for a select group of high-net worth private

clients, families, charities, businesses and corporations. Our goal is to provide

independent, objective and comprehensive portfolio management and wealth

planning solutions to our clients.

We believe that the most important measure of our success is reaching the goals

that matter to you. We employ thorough research and detailed analysis when

formulating your investment strategy in order to choose the best investments for

your portfolio. Before we include an

investment in your portfolio

we ensure it’s suitable for

your risk tolerance, fits

your investment goals

and aligns with your

wealth plan.

Our investment

philosophy is

grounded on

the principals of

diversification, asset

allocation and risk

minimization. We strive

to provide clients with

low-volatility portfolios to help smooth out the ups and downs of the market with

an emphasis on principal protection.

We have the flexibility to build customized portfolios from a vast selection of

investment products. We offer exposure to domestic and global markets through

many investment choices such as cash and equivalents, bonds, stocks, mutual

funds, exchange-traded funds, hedge funds, real estate and commodities.

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We worry so you don’t have to

We work with you to establish an investment strategy that reflects

your risk tolerance, investment experience, financial situation and

goals. Once an overall strategy is agreed upon we get to work

employing our disciplined selection process to choose the right

investments for your portfolio. You give us the discretion to make

the day-to-day investment decisions while maintaining full control

over the limits within which we operate.

With our ability to react quickly to news and market events, you can

leave the worrying to us and focus on the other parts of your life

that matter to you. You can rest assured that your investments are

constantly monitored and managed by our team of professionals.

Managing investments in this way also ensures all of our clients have

access to the same opportunities – we can trade all our client accounts

simultaneously, so you never have to be concerned about missing an

investment opportunity because you couldn’t be reached.

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Our team assembles specialists with the expertise to help guide you to where you want to be

Wealth planning services

Our specialists work with you – and your other professional advisors, when

appropriate – to develop comprehensive wealth strategies based on a number

of wealth considerations. Among them:

- Identifying retirement income streams

- Estate planning

- Transitioning your business

- Accessing sophisticated credit solutions

- Tax planning

- Philanthropic planning

Will and Estate Planning

Our experienced professionals apply their expertise in estate and trust planning

to develop solutions that reflect your personal choices for the future and for the

legacy you will leave behind.

To help you manage your responsibilities, our specialists can also provide executor,

trustee, power of attorney, as well as financial care and management services for

aging parents or loved ones with special needs.

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Business Succession Planning

Our specialists will work with you and your team of external advisors,

including lawyers, accountant and business brokers, to help you

maximize your business’ value, and create and implement a plan

for smooth transfer of your business down the road.

Risk Managment Solutions

Protecting the assets you have worked hard to build for you and your

loved ones is a key component of any comprehensive wealth strategy.

Our specialists work with you to determine the best form of coverage

for all of your financial and non-financial assets in case of unforeseen

events. The use of risk management strategies can also help you

preserve your wealth, sustain your business and minimize

tax obligations.

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Each goal you reach is a stepping stone to your next

Your investment and wealth plan evolves with you and

is flexible enough to move with you through each stage

of your life

Your journey doesn’t end just because you’ve made a certain amount

of money. It just gets more interesting. Old priorities change. New prospects

open up.

That’s when you really want someone with you who can bring to bear the

collective experience and expertise to know an opportunity. Someone who

is listening to what your needs are today, and who can help you plot a clear

course to your next goal.

It is our commitment to follow up with you on an ongoing basis and keep you

advised of potential opportunities, while responding to changes in your financial

circumstances, personal situation, or vision for the future.

Shall we begin?

We believe that the only relevant

measure of our success is reaching

the goals that matter to you.

We’re ready to begin the journey

of helping you manage, preserve

and transition your wealth.

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Mick Standish, CFAPortfolio ManagerInvestment Advisor519-640-85161-800-846-5836mick.standish@td.comwww.atlaswealthmanagement.ca

Mark Kriznic, CIM®

Portfolio ManagerInvestment Advisor519-640-85121-800-846-5836mark.kriznic@td.comwww.atlaswealthmanagement.ca

You are only one step away from achieving your financial goals – contact us today.

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1 Global Finance magazine rated TD Bank Group #1 safest bank in North America as of July 30, 2013. 2 TD Canada Trust No. 1 in customer service among Canada’s big 5 banks for the 9th year in a row in 2013 Best Banking Awards – Ipsos. Atlas Wealth Management Group consists of Mark Kriznic, Portfolio Manager, Investment Advisor and Mick Standish, Portfolio Manager, Investment Advisor. Atlas Wealth Management Group is part of TD Wealth Private Investment Advice. TD Wealth Private Investment Advice is a division of TD Waterhouse Canada Inc., a subsidiary of the Toronto-Dominion Bank. TD Waterhouse Canada Inc. – Member of the Canadian Investor Protection Fund. ® The TD logo and other trade-marks are the property of the Toronto-Dominion Bank.

Atlas Wealth Management GroupTD Waterhouse Canada Inc.380 Wellington Street, 18th FloorLondon, Ontario N6A 5B5519-640-85121-800-846-5836www.atlaswealthmanagement.ca