york county 50plus senior news june 2013

16
Bill Hager astride his bicycle in front of Erb’s Covered Bridge near Rothsville, which is included in his bicycle club’s Covered Bridge Metric Century ride. By Megan Joyce Our bodies—no matter their age—are designed to move. Health professionals are continually extolling this wisdom to their patients for improved physical and mental well-being. In surprisingly varied ways, Bill Hager has built a lifestyle with this maxim at its center. Hager, a successful businessman with a local family history that’s generations deep, likes to keep most of his time anything but spare. Hager is an avid bicyclist, hiker, and scuba diver—not to mention magician and photographer. “I have found that, for myself, if I’m moving, I’m feeling better, and if I’m moving, I’m less convinced that I can’t do it anymore,” Hager laughed. Hager’s affinity for the sea and its depths began as a boy, born into a family that always loved the seashore. “There were a couple of shows on TV that really motivated me and turned on my imagination, and one of those shows was Flipper,” he said. “I had this dream that someday I would live in Florida and have my own dolphin, of course.” Fast forward a few decades, and Hager has dozens of scuba dives under his water-logged belt. In the 18 years since he got hooked on diving—after trying out a resort course on scuba diving while vacationing in Nassau— Hager has dived in locales such as Grand Cayman Island and the Turks and Caicos Islands, both in the Caribbean. He has also taken scuba courses both locally and on subsequent vacations, which culminated in his earning his advanced open water certification. please see MOVE page 15 Diver, Bicyclist, and Hiker Finds Health on Land and Sea Made to Move Traveltizers: Follow the Gold page 6 How Health Insurance Marketplaces Will Help Early Retirees page 12 Inside: York County Edition June 2013 Vol. 14 No. 6

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50plus Senior News, published monthly, is offered to provide individuals 50 and over in the Susquehanna and Delaware Valley areas with timely information pertinent to their needs and interests. Senior News offers information on entertainment, travel, healthy living, financial matters, veterans issues and much, much more.

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Page 1: York County 50plus Senior News June 2013

Bill Hager astride his bicycle in front of Erb’s Covered Bridge near Rothsville,which is included in his bicycle club’s Covered Bridge Metric Century ride.

By Megan Joyce

Our bodies—no matter their age—are designed to move. Healthprofessionals are continually extolling this wisdom to their patients forimproved physical and mental well-being.

In surprisingly varied ways, Bill Hager has built a lifestyle with this maximat its center. Hager, a successful businessman with a local family history that’sgenerations deep, likes to keep most of his time anything but spare.

Hager is an avid bicyclist, hiker, and scuba diver—not to mentionmagician and photographer.

“I have found that, for myself, if I’m moving, I’m feeling better, and if I’mmoving, I’m less convinced that I can’t do it anymore,” Hager laughed.

Hager’s affinity for the sea and its depths began as a boy, born into afamily that always loved the seashore.

“There were a couple of shows on TV that really motivated me and turnedon my imagination, and one of those shows was Flipper,” he said. “I had thisdream that someday I would live in Florida and have my own dolphin, ofcourse.”

Fast forward a few decades, and Hager has dozens of scuba dives under hiswater-logged belt. In the 18 years since he got hooked on diving—aftertrying out a resort course on scuba diving while vacationing in Nassau—Hager has dived in locales such as Grand Cayman Island and the Turks andCaicos Islands, both in the Caribbean.

He has also taken scuba courses both locally and on subsequent vacations,which culminated in his earning his advanced open water certification.

please see MOVE page 15

Diver, Bicyclist, and Hiker FindsHealth on Land and Sea

Made to Move

Traveltizers:

Follow the Gold

page 6

How Health Insurance

Marketplaces Will Help

Early Retirees

page 12

Inside:

York County Edition June 2013 Vol. 14 No. 6

Page 2: York County 50plus Senior News June 2013

2 June 2013 50plus SeniorNews t www.50plusSeniorNewsPA.com

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During a recent episode ofDiscovery channel’s TV showAuction Kings, I appraised a

Federal-period writing desk that wasonce owned by President ThomasJefferson.

I described the desk as Hepplewhite instyle. Like Jefferson, many of us ownexamples of Hepplewhite furniture today,both originals and reproductions. In itsday, Hepplewhite was often referred to as“city furniture.”

George Hepplewhite (died 1786) wasa London designer and cabinetmaker.His famous guidebook, The CabinetMaker and Upholsterers Guide, waspublished in 1788 after his death.

The guidebook sparked a period ofpopularity for the furniture designsknown as Hepplewhite style from 1780to 1810. Hepplewhite furniture wasespecially popular in American statesfrom New England to the Carolinas

during the Federalperiod.

One of themost popularpieces in theHepplewhite styleis the dining-roomsideboard orbuffet. In the early1800s, a sideboardwas a newfurniture form.Hepplewhitesideboards areoften bow-shaped,Bombay-shaped, or serpentine (curved).In the late Victorian period, circa 1870sand ’80s, Hepplewhite reproductionscame to the market.

One of the distinguishing traits oftrue Hepplewhite furniture is aconsistency of formal design.

The Hepplewhite-style feet are simply

styled andstraightforward.They may be arectangular spadefoot (like thegarden tool) or inthe shape of anarrow (as if thearrow is shotdirectly down intothe ground) at thebottom of the leg

of a chair or sofa. On heavier

pieces of furniturelike a desk, chest, or tall case, bracketedfeet are common.

Also, an H stretcher is common onHepplewhite chairs and sofas. It is areinforcing piece of wood that connectsthe legs of a chair or sofa to form theshape of the letter H.

One of the most characteristic traits of

Hepplewhite furniture is the use ofintricate inlays of contrasting woods andburl veneers. Hepplewhite pieces may bemade of sycamore veneers, birch,rosewood, satinwood, maple, andmahogany. Decorative motifs includeurns, feathers, geometric shapes, shields,ribbons, swags, and leaves.

Today, Hepplewhite furniturecommands high values at auction. Areproduction Hepplewhite sideboard cancommand a few thousand dollars on theopen market whereas a good, originalexample of Hepplewhite furniture canbring $50,000 to $75,000 at auction.

Ph.D. antiques appraiser, author, award-winning TV personality, and TV talk showhost, Dr. Lori presents antiques appraisalevents nationwide. Dr. Lori is the expertappraiser on Discovery channel’s hit TV showAuction Kings. Visit www.DrLoriV.com,www.Facebook.com/DoctorLori, or call(888) 431-1010.

Appraising Thomas Jefferson’s Desk

Art and Antiques by Dr. Lori

Dr. Lori

Photo courtesy staff of www.DrLoriV.com

Dr. Lori on the set of Discovery’s AuctionKings with President Thomas Jefferson’s

Hepplewhite slant-top writing desk.

Page 3: York County 50plus Senior News June 2013

www.50plusSeniorNewsPA.com 50plus SeniorNews t June 2013 3

SeniorLIFE1500 Memory Lane Ext., York(814) 535-6000

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Gordon’s Body Shop, Inc.10 Mill St., Stewartstown(717) 993-2263

Steinmetz Coins & Currency2861 E. Prospect Road, York(717) 757-6980

Low-Income Energy Assistance(717) 787-8750

Dutch Apple Dinner Theatre510 Centerville Road, Lancaster(717) 898-1900

Leader Heights Eye Center309 Leader Heights Road, York(717) 747-5430

Gastroenterology Associates of York2690 Southfield Drive, York(717) 484-2143

Alzheimer’s Association(717) 651-5020

Alzheimer’s Information Clearinghouse(800) 367-5115

American Diabetes Association(800) 342-2383

CONTACT Helpline(717) 652-4400

The National Kidney Foundation(800) 697-7007 or (717) 757-0604

Social Security Information(800) 772-1213

PA HealthCare Cost Containment(717) 232-6787

Visiting Angels Living Assistance Services(717) 630-0067 – Hanover(717) 751-2488 – York

Elm Spring Residence118 Pleasant Acres Road, York(717) 840-7676

Housing Authority of York(717) 845-2601

Property Tax/Rent Rebate(888) 728-2937

York Area Housing Group118 N. George St., York(717) 846-5139

Apprise Insurance Counseling(717) 771-9610 or (800) 632-9073

CVS/pharmacywww.cvs.com

Trimmer’s Hair & Nail Care112 Brittany Court, Red Lion(717) 246-4844

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York County Area Agency on Aging(800) 632-9073

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The Squint-Eyed Senior

Theodore Rickard

What’s all this talk about SocialSecurity running short ofmoney? It seems to have

something to do with “the fiduciary.”“The fiduciary” sounds very important tome, but it also sounds like something todo with Wall Street, and that makes mepretty skittish about it in view of what’shappened over the past few years.

I have learned the gist of SocialSecurity’s problems via a seriously baldpundit on TV. Seriously bald men, Ibelieve, should be taken seriously.Jokesters and other trivial people alwaysseem to have full heads of hair.

Anyway, the concern is that there aretoo many people drawing Social Securityand not enough people paying it. That

situation, Ican see, couldhave direconsequences.I havebroached thissubject withthe treasurerof our fiscalfamily unit,she of the lifetime spousal appointmentas family comptroller.

“I’m sure they’ll straighten it out,dear,” was her response. And the more Ithought about it, she was probably right.Again.

For example: The year that two of thegrandkids were old enough to spend the

summerworking aslifeguards,they got greatsuntans—which willdelight thelocaldermatologistsa few years

from now—and read a lot of trashynovels. Nobody drowned.

The paychecks were deposited at thelocal bank to provide funding for thenext year’s freshman college expenses.These turned out to include springbreak, which pretty well wiped out thefunding. I remember their father’s

remarking about this with considerableemphasis at the time.

Then as the future rushed upon them,at the end of the year, and before springbreak, each of the lifeguards got anofficial form that summarized their year’sincome and withheld taxes. One couldcall this the “wage-earner’s greatawakening.”

Their father—who hadn’t yetdiscovered the educational necessity ofspring break and was still speaking toboth of them—explained what FICAactually meant. Just what the initials dostand for escapes me for the moment. I’llbet it did him, too, but he also let dropthat the FICA tax was what paid Social

Why We Need More Grandkids

please see GRANDKIDS page 8

Page 4: York County 50plus Senior News June 2013

4 June 2013 50plus SeniorNews t www.50plusSeniorNewsPA.com

50plus Senior News is published by On-Line Publishers, Inc.and is distributed monthly among senior centers, retirementcommunities, banks, grocers, libraries and other outlets

serving the senior community.On-Line Publishers, Inc. will not knowingly accept or publish

advertising which may be fraudulent or misleading in nature. Views expressed in opinion stories, contributions, articles and letters

are not necessarily the views of the publisher. The appearance ofadvertisements for products or services does not constitute anendorsement of the particular product or service. The publisher will notbe responsible for mistakes in advertisements unless notified within fivedays of publication. On-Line Publishers, Inc. reserves the right to reviseor reject any and all advertising. No part of this publication may bereproduced or reprinted without permission of On-Line Publishers, Inc.

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Gerald Cramer grew up inHarrisburg. He had alwaysbeen the kind of guy who

had looked for where the action was.He had, for example, hitchhiked tothe West Coast through the northernstates, and then returned the sameway through the southern states. Hehad left with $60 in his pocket andcame back with $6 and change.

Wanting to fly, he applied to theNavy but found that he wascolorblind. So he enlisted in theArmy while a senior in high school,and then completed a semester atDickinson College before beingcalled in.

At the time, he was raring to go… never guessing that he was to begrievously wounded in combat orthat he was to be awarded a PurpleHeart with three Battle Stars.

He took his basic training at FortBenning, Ga., and then was assignedto the 87th Division. When helearned that he was to ship out ofNew York on the Queen Elizabeth,he figured things couldn’t get muchbetter than that. He was to go onthe largest ocean liner ever built,with luxurious amenities and apeacetime crew of 1,200.

What he found when boarding inNew York, however, was that all theamenities had been exchanged inwartime for a refitting to carry10,000 troops jammed into everyspare inch of space on the greatvessel.

Not that it mattered a lot, becausethe ship, cruising at 26 knots, madethe crossing to Scotland in a mere4.5 days. She was so much fasterthan the German u-boats that shesailed without a convoy, zigzaggingher way across the sea with only hergreat speed to protect her.

Cramer later learned that, by theend of the war, the Queen Elizabethhad carried more than a milliontroops to the warzone in the courseof sailing 500,000 miles.

Arriving safely in Scotland, thedivision moved south to England,where they joined General GeorgePatton’s Third Army and staged formovement to France. Reaching

LeHavre, France, on Nov. 28, 1944,they joined the VIII Corps thatplayed a key role in exploiting thebreakout from the Normandybeachhead.

They surged into Brittany andthen across northern France.Bypassing Paris, they liberated largechunks of territory. When the 101st

Airborne Division was besieged atBastogne during the Battle of theBulge, the Third Army was quicklyturned north to successfully relievethe division.

Cramer shakes his head as he tellsof the fighting at the “bulge.”

“It was so cold,” he says, “that lotsof men lost toes and feet fromfreezing. I poured rifle oil over mine,and that seemed to insulate themenough.”

The Third Army successfullysealed off the western end of the“bulge” and moved on throughLuxembourg. In the first week ofFebruary, they pushed through thevaunted Siegfried Line intoGermany.

And that’s where Cramer’s warended.

On Feb. 28, 1945, he was a staffsergeant leading a dozen or so mentoward Germans who were in awooded area ahead of them.Suddenly, fire from a Germanmachine gun ripped him with bullets

that took out his right eye, brokeribs in the right side of his chest, andhit his right leg.

As the Germans were driven back,he remembers one of his buddieswho came to recover him saying toanother, “I think he’s dead.”

“That’s when I managed a moanto let them know that, at least, I wasstill alive.”

They moved him to a fieldhospital, then to a hospital inBelgium, and finally to a majorhospital in England. The hospital inBelgium patched up his ribs, using32 sutures to close the wound. Theyremoved his right eye and took skinfrom his neck and leg to reconstructthe eye socket.

In England, they decided that theeye socket would look more normalif they used skin from his mouth. Sothe surgery was done and he wasfitted with a glass eye.

He was then flown back to theU.S. and admitted to Valley ForgeGeneral Hospital for furtherrecuperation until he was dischargedfrom the Army in July of 1946.

He adds, “They thought it betternot to take out that bullet in myright thigh. But, over 18 years, it hadmigrated to just behind my rightknee, making it hard for me to bendmy leg. So they took it out. But,” hesays, feeling his left thigh, “I stillhave a piece of shrapnel here.”

After he was discharged, he wentback to Dickinson College andearned his degree. He worked in ahardware store his dad owned inCarlisle. Then, in 1951, he moved toYork to help his dad run City Floors,which he managed for 40 years.

He’s a much-honored veteran inYork and makes it a point to takepart in many veterans activities. He’salways aware, of course, of how closehe came to sacrificing his life in theservice of his country … and isthankful for the skilled Armysurgeons who permitted him toenjoy so many more years of anactive life.

Colonel Wilcox flew a B-17 bomber inEurope in World War II.

They Took a Bullet from His Leg18 Years after Combat

Robert D. Wilcox

Salute to a Veteran

Staff Sergeant Gerald Cramer, after leaving the Army in 1946.

Page 5: York County 50plus Senior News June 2013

www.50plusSeniorNewsPA.com 50plus SeniorNews t June 2013 5

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Most veterinary practices haveTVs in the waiting rooms. Justlike in an elevator where

nobody acknowledges the other, everyonestares at that TV.

Our dog, Becky, is terrified at thevet’s. When I cuddled her the last timewe were there, I could feel her shaking. Isaw other dogs crying and tremblingwhile their owners were trying tocomfort them. But did I offer a treatfrom my pocket or even pet them? Nope.

There aren’t many places where we’remore connected to each other than inwaiting rooms. Yet when I’m in one, Ikeep to myself, hiding behind a magazinewhile pretending I can’t hear the voicesof people sitting right next to me. Butthe thing is—basically we’re in theserooms for the same reasons.

In my neurologist’s waiting room,we’re all sitting there with various formsof paralysis. And we don’t speak to each

other? Sheesh! On one visit, when I was wearing my

awful, rock-solid, Darth-Vader-style neckbrace, I actuallyturned away fromanybody who waswearing the samebrace, intentionallyavoiding eye contact.

Double sheesh! It’snot like we don’tnotice these huge,dreadful appliancesaround our necks.Yet we handle thisstrong groupconnection byisolating ourselvesfrom one another.

Last week, I was in a dentist’s waitingroom while my husband, Bob, washaving a tooth extracted. This time Ibrought a book to use as a barricade.

Within a few feet of me, a young boywas crying.

“I’m scared,” he said to his father. Sowhat did I do? I keptreading.

And then I hadthat moment. Thatonce-in-a-lifetimemoment. I made achange—one fromwhich I will neverreturn.

I put my bookdown and whisperedto them, “I’m thesame way at dentistappointments. Afriend taught me tomassage the skin

between my left thumb and forefingerwhenever I’m anxious.”

I showed them what I meant. Then Iwatched as the father cradled his son’s

hand and helped him to relax. “It’s working,” the boy’s dad said to

me, as his son slowly stopped his rapidbreathing and began yawning.

The next time I’m in a waiting room,I will not miss the opportunity toconnect with another who’s scared. Manyare just as frightened as I am, just aslonely, just as needful for a human, ordog, connection.

From now on, I’m going to try tobreak through the isolation andhopefully make it a tiny bit better—forpatients, their families, their caregivers,their friends, for me, for Bob … andespecially for Becky.

Saralee Perel is an award-winning, nationallysyndicated columnist. Her new book isCracked Nuts & Sentimental Journeys: StoriesFrom a Life Out of Balance. To find out more,visit www.saraleeperel.com or [email protected].

Such is Life

Saralee Perel

No More Patiently Waiting

Page 6: York County 50plus Senior News June 2013

6 June 2013 50plus SeniorNews t www.50plusSeniorNewsPA.com

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Traveltizers Travel Appetizers: Stories that Whet the Appetite for Travel

By Andrea Gross

I enter my hotel room, open thedrape, and there it is—Colorado’s PikesPeak, one of the world’s most famousmountains, outlined against the settingsun. This is the very same view thatgreeted Katharine Lee Bates when, aftera day atop the 14,000-foot granitemound, she penned the words to“America the Beautiful.”

As I look out the window of ourhotel, the Hilton Antler (called theAntler Hotel in Bates’ day), I’msimilarly inspired but less talented.Fortunately, my husband captures thescene with his camera.

Long before Bates wrote about the“spacious skies,” the mountain hadenergized other Americans. As theeasternmost big peak of the RockyMountains, visible for 100 miles, it wasa beacon for gold prospectors as theyset forth on the last, and longest-lasting,American gold rush.

Where it All Began – Georgia, 1826We begin our Gold Route Tour 1,500

miles from Pikes Peak in the small townswest and north of Atlanta. Both theCherokee and the Spanish found nuggetsof Georgia gold as early as the 16th

century, but the real rush didn’t beginuntil the mid-1820s.

We learn this while watching a film atVilla Rica’s Pine Mountain GoldMuseum, which is built on the site of anold gold mine.

Afterward we walk a 3-mile trail that’sdotted with old mining equipment.Interpretative signs tell us that theequipment was abandoned when a manwho was out hunting deer 100 miles tothe northeast quite literally tripped over agolden rock.

Within a year, 15,000 men left VillaRica to go to the new site, Dahlonega,which gets its name from the Cherokeeword for “yellow.”

The town has a charming mainsquare, a museum located in a historiccourthouse, two gold mines, and, best of

Follow the Gold

A tour of Consolidated Gold Mines takesfolks back to the first major gold rush in

American history.

Locals try to strike it rich at theCrisson Gold Mine in Dahlonega.

Katharine Lee Bates wrote the words to“America the Beautiful” while looking at

this view of Pikes Peak.

Dahlonega Square is rich withhistoric buildings that houserestaurants and boutiques.

Page 7: York County 50plus Senior News June 2013

www.50plusSeniorNewsPA.com 50plus SeniorNews t June 2013 7

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Stockmar Park features anold water wheel.

all, a place where we can—or so wefantasize—strike it rich.

After touring the undergroundConsolidated Gold Mines, we head toCrisson Gold Mine, where we find severallocals panning for gold.

“I come every weekend,” one confesses.“It’s fun, but I’d be better off playing thestock market.” We leave without investingin a gold-panning experience.

For more information, visitwww.villaricatourism.com andwww.dahlonega.org.

The Rush in the West –California, 1849

The Dahlonega rush paled incomparison to the one that took place inCalifornia in the late 1840s. On Jan. 24,1848, a man named James Marshall wasbuilding a mill for Captain John Sutterwhen he spotted a gold rock. Newstraveled fast, and soon an estimated300,000 people headed west to try theirluck and test their skill.

The old mill is long gone, but there’sa replica in Marshall Gold DiscoveryState Historic Park near Coloma, alongwith other reminders of gold rush days: astore mill, a 19th-century school, and twostores that are reminders of the Chinesewho helped settle the area.

Later we drive south on Highway 49,which links old mining towns filled withquaint bed-and-breakfasts and award-winning wineries housed in restoredgold-era buildings.

After about two hours we reachColumbia State Park, where costumedactors show us how folks lived duringthe golden days. We visit period-specificstores, see blacksmiths at work, and takea ride in a stagecoach. For moreinformation, visit www.coloma.com andwww.visitcolumbiacalifornia.com.

Pikes Peak or Bust – Colorado, 1859Not long after disheartened

prospectors abandoned California, goldwas found in a Colorado creek. Morethan 50,000 ever-hopeful men, urged onby the slogan “Pikes Peak or Bust,” racedto find their fortune in the Rockies. Thenearby towns of Cripple Creek andVictor became go-to, get-rich places.

We begin our tour at the MollieKathleen Gold Mine, where we’recrammed into an elevator for a two-minute ride that takes us 1,000 feetunderground. A guide lets us experiencewhat it was like for the miners byturning off the lights and turning on thedrills. The darkness is oppressive, thenoise deafening.

Although I believe him when he saysthat conditions are better now, I stillcross “miner” off my list of possiblesecond careers.

To learn more about the history of thearea, we board a narrow-gauge steam-engine railroad for a 45-minute ridethrough rocky hills covered with spindlypines and abandoned mine structures,some of which sit atop mines that are asdeep as the Empire State Building is tall.Many folks estimate that these hills stillhold more than $6 billion of gold.

In the meantime, as trucks and drillrigs race around the stepped walls of thevast caldera where the mineral is hidden,Cripple Creek is almost as well knownfor its casinos as for its mining. It seemsthat the search for gold takes manyforms.

For more information, visitwww.visitcripplecreek.com andwww.pikes-peak.com.

Photos © Irv Green unless otherwise noted;story by Andrea Gross(www.andreagross.com).

Page 8: York County 50plus Senior News June 2013

8 June 2013 50plus SeniorNews t www.50plusSeniorNewsPA.com

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Security checks to Grandmother andGramps every month.

This proved too much information, inmy opinion. I won’t say it really changedthe children’s attitudes, but they’ve beenlooking at us kind of funny ever sinceand, sometimes, rather askance or evensnootily, I think.

Since then, I have been doing somehead counting. Each of our adultchildren has a job. Most of their spouseshave jobs also. Since none is behind bars,we can assume each is paying up the tax.

Also, the older of their offspring havejobs. And, likewise, they are at large. Evenaside from the suntanned anddermatologically at-risk lifeguards, severalof the other older grandkids have at leastpart-time or summer employment.

The way I figure it is this: If SocialSecurity taxes total 13 percent, dividedbetween employer and wage earner, as wehave been told, it takes only eight workersto pay us just as much as they are earning,doesn’t it? (Eight times 13 percent equals104 percent if you remember to carry thetwo.)

Since there are a lot more than eight inour family—not counting the idlyfrolicking grandparents—what’s theproblem? We recipients are no longer

straightening teeth, feeding teenageweightlifters, and funding a lot ofexpensive etcetera, so the numbers shouldwork out pretty well. In fact, we should beliving pretty high on this deal.

But knowledgeable financial peoplecontinue to insist that Social Security is indire straits, fiscally speaking. Clearly, then,not everybody has eight or more workersout there, funding their fair share.

Besides which, there are our grandkids’other grandparents out there, someplace.We both send and receive Christmas cardswith/from them. We aren’t close enoughto ask if they are receiving Social Securitychecks on a regular basis, but it’s justabout a sure thing that they are.

So it’s obvious that we, the moremature portion of the population, mustthink seriously about the future. We mustbe fiscally responsible. However, aspoliticians battle heatedly over all sorts ofproposals, nobody even mentions theobvious. More grandkids.

Just don’t tell the fathers. They get kindof testy about money sometimes.

A collection of Ted Rickard’s family-funessays is titled Anything Worth Knowing ILearned from the Grandkids. It is nowavailable in paperback on Amazon.com.

GRANDKIDS from page 3

Prospect Hill Cemetery • 700 N. George Street • York, PA 17404

Attention Veterans!Does Your Name Belong on this Monument?

The Court of Valor is a Veterans feature that includes a large steel I-beam from the WorldTrade Center. The feature stands over 13-feet high and 11-feet wide; over 18,000 poundsof granite was used in its construction. A flag is suspended in the monument’s archway,

symbolizing the dedication and service of those who defend our nation’s freedoms. In order to qualify, Veterans or their families submit military records proving their status

as valor medal recipients. A volunteer panel of Veterans determines awardees.

This honor is bestowed at no costto Veterans or their families.

To determine your eligibility for this unique honor,please call Prospect Hill Cemetery at 717-843-8006 or visit online atwww.ProspectHill.org and click on Court of Valor on the homepage.

Page 9: York County 50plus Senior News June 2013

www.50plusSeniorNewsPA.com 50plus SeniorNews t June 2013 9

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Survey Finds Older Motorists

Practice Safe DrivingNine in 10 older drivers buckle up

when they get behind the wheel andmore than a third have taken driverimprovement courses, according to datasurveying more than 7,000 seniors.

Survey findings, collected by AAA, theAmerican Occupational TherapyAssociation (AOTA), and AARP, alsoreveal that twice the number of womenattended driversafety coursesdespite the factthat older mendrove moreoften thanolder womenby 12 percent.

AAA ispromoting thedata to helpdebunk theperception thatolder driversare a menace on the road.

“The silver tsunami is often unfairlydubbed as risky and dangerous. Thesedata tell us that they practice safe drivingbehaviors and that more than a third ofolder drivers have actively sought out andparticipated in programs to improve theirskills,” says Jenny M. Robinson, managerof public and government affairs for AAAMid-Atlantic.

The findings were collected fromdrivers who participated in CarFit, a freeprogram offered by AAA, AOTA, andAARP.

Typically offered at community

events, CarFit runs drivers and theirvehicles through a 12-point checklistwith trained technicians who assess thefit of a driver’s car by checking foroptimum and safe settings, such asdistance from and sight line above thesteering wheel and proper mirrorssettings.

According to CarFit participant data,the top four “fit”challenges forolder driversincludedimproperdistance fromsteering wheel(59 percent);adequate andsafe views fromside mirrors (32percent);improper seatheight (28

percent); and improper head restraintheight (21 percent).

After a run through the CarFitprogram, 97 percent of participants’issues were resolved.

Other survey data revealed that morethan half (52 percent) of drivers 65 andolder typically drive seven days a week.

“Even when they’re driving every day,seniors do not pose a disproportionatethreat on the roads,” said Robinson. “Infact, drivers in their mid-to-late 80s havelower crash rates per mile driven thandrivers in their early 20s and roughly halfthe crash rate of teenagers.”

Never Miss Another Issue!Subscribe online at

www.50plusSeniorNewsPA.com

Page 10: York County 50plus Senior News June 2013

10 June 2013 50plus SeniorNews t www.50plusSeniorNewsPA.com

Attorney General Issues Warning about Scam

Attorney General Kathleen G. Kanerecently issued a consumer alert about anapparent scam concerning the AffordableCare Act.

In recent days, people across thecountry have received calls asking forpersonal information, in order to obtaina “national medical card” from thegovernment. No such card exists.

“Do not evergive out personal,healthcare, orbank accountinformation overthe phone, unlessyou initiated thecall and youknow who is on

the other end,”said Kane.

Kane said ifsomeone calls,offering to helpyou obtain thisnonexistentnational medicalcard, you should

call the AG’s Health Care Hotline at(877) 888-4877. Any information youcan provide—such as the name,telephone number, or location of thecaller—will be very helpful.

You can learn more about this (and other scams) by visiting theattorney general’s website atwww.attorneygeneral.gov.

“Do not ever give out

personal, healthcare, or

bank account information

over the phone.

“Bethany Village — Maplewood325 Wesley Drive • Mechanicsburg, PA 17055717-766-0279 • www.bethanyvillage.org

Total AL and/or PC Beds: 100

Assisted Living Residence: Yes

Private: 100

Private Pay: Yes

SSI Accepted: No

Short-term Lease: Yes

Entrance Fee/Security Deposit: No

Outdoor Areas/Fitness Center: Yes

Medication Management: Yes

On-call Medical Service: Yes

Health Fee-for-Service Available: Yes

Alzheimer’s Care: Yes

Respite Care: Yes

Social Programs: Yes

Housekeeping/Laundry Service: Yes

Transportation (Scheduled): Yes

Personal Car Permitted: Yes

Pets Permitted: Yes

Comments: 1-bedroom suites; secured

memory support neighborhood;

skilled nursing – The Oaks.

Brandywine Senior Living at Longwood301 Victoria Gardens Drive • Kennett Square, PA 19348484-734-6200 • www.brandycare.com

Total AL and/or PC Beds: 70

Personal Care Home: Yes

Private: Yes

Semi-private: Yes

Private Pay: Yes

SSI Accepted: No

Short-term Lease: No

Entrance Fee/Security Deposit: Yes

Part/Totally Refundable: No

Outdoor Areas/Fitness Center: Yes

Medication Management: Yes

On-call Medical Service: No

Health Fee-for-Service Available: No

Alzheimer’s Care: Yes

Respite Care: Yes

Social Programs: Yes

Housekeeping/Laundry Service: Yes

Transportation (Scheduled): Yes

Personal Car Permitted: Yes

Pets Permitted: Yes

Comments: At Brandywine Senior

Living – life is beautiful!

Chapel Pointe770 South Hanover Street • Carlisle, PA 17013717-249-1363 • www.chapelpointe.org

Total AL and/or PC Beds: 53

Personal Care Home: Yes

Private: Yes

Semi-private: No

Private Pay: Yes

SSI Accepted: No

Short-term Lease: No

Entrance Fee/Security Deposit: No

Part/Totally Refundable: No

Outdoor Areas/Fitness Center: No

Medication Management: Yes

On-call Medical Service: Yes

Health Fee-for-Service Available: Yes

Alzheimer’s Care: No

Respite Care: No

Social Programs: Yes

Housekeeping/Laundry Service: Yes

Transportation (Scheduled): Yes

Personal Car Permitted: No

Pets Permitted: No

Assisted Living Residences/Personal Care Homes

This is not an all-inclusive list of agencies and providers. These advertisers are eager to provide additional information about their services.

Garden Spot Village433 South Kinzer Avenue • New Holland, PA 17557717-355-6272 • www.gardenspotvillage.org

Total AL and/or PC Beds: 86

Personal Care Home: Yes

Private: Yes

Semi-private: Yes

Private Pay: Yes

SSI Accepted: No

Short-term Lease: Yes

Entrance Fee/Security Deposit: Yes

Part/Totally Refundable: No

Outdoor Areas/Fitness Center: Yes

Medication Management: Yes

On-call Medical Service: Yes

Health Fee-for-Service Available: Yes

Alzheimer’s Care: Yes

Respite Care: Yes

Social Programs: Yes

Housekeeping/Laundry Service: Yes

Transportation (Scheduled): Yes

Personal Car Permitted: Yes

Pets Permitted: No

Comments: Ideal for people who relish

independence yet welcome caring

assistance. Live with Opportunity.

Colonial Lodge Community2015 North Reading Road • Denver, PA 17519717-336-5501 • www.coloniallodgepa.com

Total AL and/or PC Beds: 70

Personal Care Home: Yes

Private: Yes

Semi-private: Yes

Private Pay: Yes

SSI Accepted: No

Short-term Lease: No

Entrance Fee/Security Deposit: No

Part/Totally Refundable: No

Outdoor Areas/Fitness Center: Yes

Medication Management: Yes

On-call Medical Service: Yes

Health Fee-for-Service Available: No

Alzheimer’s Care: No

Respite Care: Yes

Social Programs: Yes

Housekeeping/Laundry Service: Yes

Transportation (Scheduled): Yes

Personal Car Permitted: Yes

Pets Permitted: No

Comments: Beautiful environment,

rural setting yet within walking

distance of area shopping and

community services.

Homeland Center1901 North Fifth Street • Harrisburg, PA 17102717-221-7727 • www.homelandcenter.org

Total AL and/or PC Beds: 50

Personal Care Home: Yes

Private: Yes

Semi-private: No

Private Pay: Yes

SSI Accepted: No

Short-term Lease: Yes

Entrance Fee/Security Deposit: Yes

Part/Totally Refundable: Yes

Outdoor Areas/Fitness Center: Yes

Medication Management: Yes

On-call Medical Service: Yes

Health Fee-for-Service Available: No

Alzheimer’s Care: Yes

Respite Care: Yes

Social Programs: Yes

Housekeeping/Laundry Service: Yes

Transportation (Scheduled): Yes

Personal Car Permitted: Yes

Pets Permitted: Yes

Comments: Exemplary care in a caring,

beautiful environment has been

provided for more than 140 years. Our

continuum includes a hospice program.

Page 11: York County 50plus Senior News June 2013

www.50plusSeniorNewsPA.com 50plus SeniorNews t June 2013 11

By John Johnston

Question: I am receiving SocialSecurity retirement benefits and Irecently went back to work. Do I haveto pay Social Security (FICA) taxes onmy income?

Answer: Yes. By law, your employermust withhold FICA taxes from yourpaycheck. Although you are retired, youdo receive credit for those new earnings.

Each year, Social Security automaticallycredits the new earnings and, if your newearnings are higher than in any earlier yearused to calculate your current benefit,your monthly benefit could increase.

Question: I know that SocialSecurity’s full retirement age is graduallyrising to 67. But does this mean the“early” retirement age will also be goingup by two years, from age 62 to 64?

Answer: No. While it is true that,under current law, the full retirement ageis gradually rising from 65 to 67, the“early” retirement age remains at 62. Keepin mind, however, that taking earlyretirement reduces your benefit amount.

Question: Do I automatically getMedicare benefits if I’m eligible fordisability benefits?

Answer: After you have receiveddisability benefits for 24 months, we willautomatically enroll you in Medicare. Westart counting the 24 months from themonth you were entitled to receivedisability, not the month when youreceived your first benefit payment.Sometimes you can get State Medicaid inthe meantime.

There are exceptions to this rule.People with amyotrophic lateral sclerosis(Lou Gehrig’s disease) and chronic renal

disease may be able to get Medicareearlier.

Question: Next month I’ll turn 65and, because of my financial situation, Ithought I’d be eligible for SupplementalSecurity Income (SSI). But my neighbortold me I’d probably be turned downbecause I have a friend who said hemight help support me. Is this true?

Answer: If your friend helps supportyou, it could have an effect on whetheryou get SSI and on the amount youreceive. Whether you can get SSI dependson your income and resources (the thingsyou own). If you have low income andfew resources, you may be able to get SSI.

However, if you are receiving supportfrom your friend or from anyone else, thatincome will be considered when making adecision on your SSI eligibility andamount. Support includes any food or

shelter that is given to you or is receivedby you because someone else pays for it.

Question: If I retire and start gettingSocial Security retirement benefits at age62, will my Medicare coverage beginthen too?

Answer: No. Medicare benefits basedon retirement do not begin until a personis age 65. If you retire at age 62, you maybe able to continue to have medicalinsurance coverage through your employeror purchase it from an insurance companyuntil you reach age 65 and become eligiblefor Medicare.

For more information, visitwww.socialsecurity.gov or call (800) 772-1213 (TTY (800) 325-0778).

John Johnston is a Social Security publicaffairs specialist.

Will You Pay FICA Taxes if You Return to Work?

Social Security News

Homewood at Plum Creek425 Westminster Avenue • Hanover, PA 17331717-637-4166 • www.homewood.com

Total AL and/or PC Beds: 98

Personal Care Home: Yes

Private: Yes

Semi-private: No

Private Pay: Yes

SSI Accepted: No

Short-term Lease: Yes

Entrance Fee/Security Deposit: No

Part/Totally Refundable: No

Outdoor Areas/Fitness Center: Yes

Medication Management: Yes

On-call Medical Service: Yes

Health Fee-for-Service Available: Yes

Alzheimer’s Care: No

Respite Care: Yes

Social Programs: Yes

Housekeeping/Laundry Service: Yes

Transportation (Scheduled): Yes

Personal Car Permitted: Yes

Pets Permitted: No

Comments: Excellent care in a lovely

environment. Call to schedule a visit.

Assisted Living Residences/Personal Care Homes

This is not an all-inclusive list of agencies and providers. These advertisers are eager to provide additional information about their services.

Lakeview at Tel Hai Retirement Community1200 Tel Hai Circle • Honey Brook, PA 19344610-273-4602 • www.telhai.org

Total AL and/or PC Beds: 100

Personal Care Home: Yes

Private: Yes

Semi-private: Yes

Private Pay: Yes

SSI Accepted: No

Short-term Lease: No

Entrance Fee/Security Deposit: Yes

Part/Totally Refundable: No

Outdoor Areas/Fitness Center: Yes

Medication Management: Yes

On-call Medical Service: Yes

Health Fee-for-Service Available: Yes

Alzheimer’s Care: Yes

Respite Care: Yes

Social Programs: Yes

Housekeeping/Laundry Service: Yes

Transportation (Scheduled): Yes

Personal Car Permitted: Yes

Pets Permitted: Yes

Comments: Discover a vibrant

community of peers where you can

enjoy life and loved ones can relax.

Normandie Ridge Senior Living Community1700 Normandie Drive • York, PA 17408717-764-6262 • www.normandieridge.org

Total AL and/or PC Beds: 55

Personal Care Home: Yes

Private: Yes

Semi-private: Yes

Private Pay: Yes

SSI Accepted: No

Short-term Lease: No

Entrance Fee/Security Deposit: No

Part/Totally Refundable: No

Outdoor Areas/Fitness Center: Yes

Medication Management: Yes

On-call Medical Service: Yes

Health Fee-for-Service Available: Yes

Alzheimer’s Care: No

Respite Care: Yes

Social Programs: Yes

Housekeeping/Laundry Service: Yes

Transportation (Scheduled): Yes

Personal Car Permitted: Yes

Pets Permitted: No

Comments: Private or shared living in

spacious rooms with private baths. Friendly

staff assist where needed to help maintain

your independence.

Mennonite Home Communities1520 Harrisburg Pike • Lancaster, PA 17601717-393-1301 • www.mennonitehome.org

Total AL and/or PC Beds: 165

Personal Care Home: Yes

Private: Yes

Semi-private: Yes

Private Pay: Yes

SSI Accepted: Yes

Short-term Lease: No

Entrance Fee/Security Deposit: Yes

Part/Totally Refundable: No

Outdoor Areas/Fitness Center: Yes

Medication Management: Yes

On-call Medical Service: Yes

Health Fee-for-Service Available: Yes

Alzheimer’s Care: Yes

Respite Care: No

Social Programs: Yes

Housekeeping/Laundry Service: Yes

Transportation (Scheduled): Yes

Personal Car Permitted: Yes

Pets Permitted: No

Comments: Supportive, encouraging

environment. Various room types and

suites available. Secure memory care

offered.

Page 12: York County 50plus Senior News June 2013

• Breakfast with Ben Barber and News with Dennis Edwards

• John Tesh with Music and Intelligence for Your Workday

• Bruce Collier & The Drive Home

WE PLAY OVER1500 GREAT SONGS!

Harrisburg’sOldies Channel!

Find us at AM 960 or at whylradio.com

717.285.1350717.770.0140610.675.6240

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Sept. 18, 20139 a.m. – 2 p.m.

York Expo CenterMemorial Hall East

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Carlisle Expo Center100 K Street

Carlisle

14th Annual

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Spooky Nook Sports2913 Spooky Nook Road

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at the Salunga exit)

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12 June 2013 50plus SeniorNews t www.50plusSeniorNewsPA.com

Dear Savvy Senior,What can you tell me about the new

Obamacare health insurance exchanges thatbegin next year? I am interested in retiringearly at age 61, but I need to find someaffordable health insurance until myMedicare benefits begin in a few years.

– Ready to Retire

Dear Ready,The new health insurance

exchanges—also known as HealthInsurance Marketplaces—that begin in2014 will be a welcome benefit tomillions of Americans who need healthinsurance, especially uninsured babyboomers and pre-Medicare retirees whooften have a difficult time findingaffordable coverage.

How It Will WorkAs part of the Affordable Care Act,

starting Oct. 1 youwill be able to shopand compare healthinsurance policies inyour area and enroll inone directly throughyour state’s HealthInsurance Marketplacewebsite. The policieswill go into effect onJan. 1, 2014.

You’ll also be happyto know that federallaw dictates thatMarketplace insurerscannot deny youcoverage or charge youhigher rates based onpreexisting healthconditions, and theycan’t charge women more than men. But,they can charge older customers more

than younger ones—up to three timesmore.

Every state will havea Marketplace, buteach state can choosehow it will operate.Seventeen states andthe District ofColumbia will runtheir own state-basedMarketplace, sevenstates will partner withthe federalgovernment, and 26states will offer federalMarketplaces.Pennsylvania is amongthe latter.

The differencesbetween federal and state programs willbe subtle. You will be able to access each

state’s Health Insurance Marketplace atwww.healthcare.gov.

The policies available through theseMarketplaces will be sold by insurancecompanies and will provide a package of10 essential benefits, includingemergency services, hospital care, labservices, prescription drugs, doctor visits,preventive care, and rehab services.

To make shopping and comparing alittle easier, the health plans will bedivided into four different levels—bronze, silver, gold, and platinum—eachoffering similar benefits but with adifferent cost structure. The bronze planwill have the lowest monthly premiumsbut have highest out-of-pocket costs,while the platinum plans will have thehighest premiums but the lowestdeductibles and co-payments.

The Marketplaces will also offer a toll-free hotline to help you choose a plan

How Health Insurance MarketplacesWill Help Early Retirees

Savvy Senior

Jim Miller

Page 13: York County 50plus Senior News June 2013

www.50plusSeniorNewsPA.com 50plus SeniorNews t June 2013 13

Copyright by Pat Sinclair. Pat Sinclair announces the publication of her secondcookbook, Scandinavian Classic Baking (Pelican Publishing), in February 2011. Thisbook has a color photo of every recipe. Her first cookbook, Baking Basics and Beyond(Surrey Books), won the 2007 Cordon d’Or from the Culinary Arts Academy.Contact her at http://PatCooksandBakes.blogspot.com

Makes 4

Ingredients

1 1/3 cups flaked sweetened coconut3 tablespoons unsalted butter, melted2 cups fresh strawberries, sliced1/4 cup sugar1 teaspoon unflavored gelatin3 tablespoons cold water2 teaspoons lemon juice1/2 cup frozen whipped topping, thawed

Directions

Heat the oven to 325 degrees F. Lightly spray four muffin cups in a

12-cup muffin pan. Combine thecoconut and butter in a small bowl.Press about 1/3 cup into four muffincups, covering bottom and pressing upsides. Press firmly. Coconut may extendslightly over the top.

Bake 18 to 23 minutes or until coconut is crisp and browned. (Coverpan loosely with foil to prevent over browning if necessary.) Cool on a wirecooling rack. Gently remove cups from pan.

Combine strawberries and sugar in a medium bowl; let stand for about15 minutes or until juicy.

Sprinkle gelatin over cold water in a microwaveable cup. Let stand forone minute until the gelatin is thoroughly moistened. Microwave 30seconds or until liquid is clear. Mix well. Stir in lemon juice. Add gelatin tostrawberries.

Cool to room temperature or until the mixture mounds slightly whenstirred. Fold in whipped topping. Spoon into coconut cups, moundingover top.

Chill several hours before serving.

Strawberry Cream TartsBy Pat Sinclair

Fresh strawberries at their peak of flavor are the centerpiece in these elegantbut simple tarts. Save a few of the best berries to use as a garnish on each tart.

Strawberries are available year round, but nothing compares with the flavorof locally grown, fresh berries, so I can hardly wait to make this in the summerberry season.

Cook’s Note:

I have also prepared this recipe in parfait glasses. Instead ofmaking individual tarts, I toasted the coconut on a bakingsheet in a 325-degree oven. Watch carefully, as it can turn darkand bitter very quickly.

Once the strawberry filling begins mounding, alternatelayers of coconut and cream in dessert cups or parfait glasses. Garnish withsliced berries.

that meets your needs and budget.These helpers aren’t associated with anyparticular plan, and they aren’t on anytype of commission, so the help theygive you will be completely unbiased.

Costs and Tax CreditsPrices will vary depending on where

you live, your age, and the health planyou choose. Exact cost structures formost Marketplaces will be releasedwithin the next few months.

To help make coverage affordable,sliding-scale tax credits will be availableif you earn less than 400 percent of thepoverty level—that’s $45,960 for asingle person and $62,040 for couples.These tax-credit subsidies will provideimmediate savings off your monthlypremiums.

To find out if you qualify, or to seehow much a tax credit will reduce yourmonthly costs, you’ll need to submit aMarketplace application in October orwhen you decide enroll. In themeantime, you can calculate yourpotential tax-credit premium savings byusing the Kaiser Family Foundationcalculator at http://healthreform.kff.org.Click on “Interactive Features” and thenscroll down to “Subsidy Calculator.”

For more information on the HealthInsurance Marketplaces, including achecklist of things you can do now tohelp you choose a plan, visitwww.healthcare.gov/marketplace.

Jim Miller is a regular contributor to theNBC Today show and author of The SavvySenior Book. www.savvysenior.org

Fruit and Vegetable

Vouchers Available

The York County Area Agency onAging, in conjunction with thePennsylvania Department ofAgriculture, is again offering the SeniorFarmers Market Nutrition Program toeligible York County seniors.

This program provides $20 invouchers to eligible seniors to buy freshfruit and vegetables from participatinglocal farm markets.

York County residents who are 60years of age or older, and who have a2013 total gross annual householdincome at or below $21,257 for a singleperson or $28,694 for a couple, areeligible to participate.

All income is included whencalculating total gross income. Proof ofage and York County residency must beshown to obtain vouchers.

A Farmers Market Proxy Form, alongwith proof of age and residency, isrequired for anyone picking up vouchersfor another eligible individual. Theproxy form is available at most seniorcenters or can be downloaded from theForms & Documents page of theAgency on Aging’s website(www.ycaaa.org).

One individual may not pick upvouchers for more than four people.

Individuals are eligible to receive thevouchers only once per calendar year.The vouchers can be redeemed betweenJune 1 and Nov. 30.

Residents of nursing homes, personalcare facilities, or any residential settingthat offers meals are ineligible to receivethe vouchers.

Vouchers will be distributed from9:30 to 11:30 a.m. at the following York

County locations, or as long as thevoucher supply lasts:

June 3 – Stewartstown Senior Center,Broadway and Main streets,Stewartstown

June 4 – Golden Visions Senior Center,250 Fame Ave., Hanover

June 5 – White Rose Senior Center, 27S. Broad St., York

June 6 – Heritage Senior Center, 3700Davidsburg Road, Dover Township

June 24 – Susquehanna Senior Center,2427 Craley Road, Lower WindsorTownship

June 25 – Hanover Council ofChurches, 136 Carlisle St., Hanover

June 26 – Dillsburg Senior ActivityCenter, 1 N. Second St., Dillsburg

June 27 – Red Land Senior Center, 736Wyndamere Road, Newberry Township

July 9 – Yorktown Senior Center, 509Pacific Ave., York

July 10 – White Rose Senior Center, 27S. Broad St., York

July 11 – Red Lion Area Senior Center,20-C Gotham Place, York Township

July 16 – Brown’s Orchards & FarmMarket, 8892 Susquehanna Trail South,Springfield Township

Anyone requiring further informationshould contact the York County AreaAgency on Aging at (717) 771-9610.

Page 14: York County 50plus Senior News June 2013

14 June 2013 50plus SeniorNews t www.50plusSeniorNewsPA.com

York County

Calendar of EventsDelta Area Senior Center, Inc. – (717) 456-5753

Eastern Area Senior Center, Inc. – (717) 252-1641

Golden Visions Senior Community Center(717) 633-5072

Heritage Senior Center, Inc. – (717) 292-7471

Northeastern Senior Community Center(717) 266-1400

Red Land Senior Citizen Center – (717) 938-4649

South Central Senior Community Center(717) 235-6060Tuesdays, 12:30 p.m. – Cooking ClubTuesdays or Thursdays, 9 a.m. – Elementary “Read to

Me” ProjectThursdays, 9 a.m. – Computer Classes

Stewartstown Senior Center – (717) 993-3488

Susquehanna Senior Center – (717) 244-0340

White Rose Senior Center – (717) 843-9704www.whiteroseseniorcenter.org

Windy Hill Senior Center – (717) 225-0733June 7 – Bingo & Casino DayJune 12, 1 p.m. – Afternoon Dance PartyJune 13, 10 a.m. – Father’s Day Program: Belly Dancer

Danielle Nayira

Yorktown Senior Center – (717) 854-0693Mondays and Thursdays, 9 to 10 a.m. and 10 to 11 a.m.

– Beginner Computer ClassesThursdays, 9 to 11:30 a.m. – 10-Week Art Class

York County Library Programs

York County Department of Parks and Recreation

Pre-registration is required for these programs. To register or find out more about these activities or anyadditional scheduled activities, call (717) 428-1961.

June 5, 7 p.m. – Porch Talk: “Lincoln’s Funeral Train,” Hanover Junction Train StationJune 5 and 19, 6:30 to 7:30 p.m. – Family Ramble, Rocky Ridge County ParkJune 23, 2:30 to 4 p.m. – Firefly Program, Nixon County Park

Programs and Support Groups Free and open to the public

June 4, 7 p.m.Surviving Spouse Socials of York CountyFaith United Church of Christ509 Pacific Ave., York(717) 266-2784

June 18, 3 p.m.Caregiver Support GroupGolden Visions Senior Community Center 250 Fame Ave., #125, Hanover(717) 633-5072

June 20, 5:30 to 6:30 p.m.Alzheimer’s Support GroupSenior Commons at Powder Mill1775 Powder Mill Road, York(717) 741-0961

Arthur Hufnagel Public Library of Glen Rock, 32 Main St., Glen Rock, (717) 235-1127

Collinsville Community Library, 2632 Delta Road, Brogue, (717) 927-9014Tuesdays, 6 to 8 p.m. – Purls of Brogue Knitting Club

Dillsburg Area Public Library, 17 S. Baltimore St., Dillsburg, (717) 432-5613

Dover Area Community Library, 3700-3 Davidsburg Road, Dover, (717) 292-6814

Glatfelter Memorial Library, 101 Glenview Road, Spring Grove, (717) 225-3220Mondays, 6 to 8 p.m. – Knitting and Spinning Group

Guthrie Memorial Library, 2 Library Place, Hanover, (717) 632-5183

Kaltreider-Benfer Library, 147 S. Charles St., Red Lion, (717) 244-2032

Kreutz Creek Valley Library Center, 66 Walnut Springs Road, Hellam, (717) 252-4080

Martin Library, 159 E. Market St., York, (717) 846-5300

Mason-Dixon Public Library, 250 Bailey Drive, Stewartstown, (717) 993-2404

Paul Smith Library of Southern York County, 80 Constitution Ave., Shrewsbury, (717) 235-4313June 20, 7 p.m. – Vera Bradley Bingo

Red Land Community Library, 48 Robin Hood Drive, Etters, (717) 938-5599

Village Library, 35-C N. Main St., Jacobus, (717) 428-1034

Senior Center Activities

If you have an event you would like toinclude, please email information to

[email protected] for consideration.

Please send us your press releases so we can let our readers know about free events occurring in York County! Email preferred to: [email protected]

Let help you get the word out! (717) 285-1350

What’s Happening? Give Us the Scoop!

U.S. Dementia Care Costs

Reached $215 Billion in 2010

The costs of caring for people with dementia in theUnited States in 2010 were between $159 and $215billion, and those costs could rise dramatically with theincrease in the numbers of older people in comingdecades, according to estimates by researchers at RANDCorp. and the University of Michigan, Ann Arbor.

The researchers found these costs of care comparableto, if not greater than, those for heart disease andcancer.

The study, supported by the National Institutes ofHealth and published recently in The New EnglandJournal of Medicine, totaled direct medical expendituresand costs attributable to the vast network of informal,unpaid care that supports people with dementia.

Depending on how informal care is calculated,national expenditures in 2010 for dementia amongpeople older than 70 were found to be $159 to $215billion.

Page 15: York County 50plus Senior News June 2013

www.50plusSeniorNewsPA.com 50plus SeniorNews t June 2013 15

Call for your free copy today!(717) 285-1350

In print.Online:

onlinepub.com

17th EditionNow Available!

Have a lifestyle change onthe horizon?

Let this be your guide.

Have a lifestyle change onthe horizon?

Let this be your guide.

ONE GIANT STEPFOR MANKIND!

Bob Hansen is smitten by two young women in Iowa,and one in Lancaster, PA. But he has to find afull-time job and decide which of the three youngwomen to pursue.

Use a gallon of gas and take a beautiful 9-mile trip through Amish and Mennonitefarm country on Route 23 between Blue Ball and Morgantown.

This stretch of road, which follows an old Native American trade route, wasdeclared “The Conestoga Ridge Road Heritage Byway” in the fall of 2012.

Stop off in Morgantown at the Masthof Bookstore (first road after Old Village Inn)and pick up a copy of Choices and Decisions and a local history book.

This may not be the same story you’re thinking of.This one’s about a young, itinerant engineer with job

assignments in two states: Decorah, Iowa, and Lancaster, PA.

The step he is considering is marriage!

Pick up or order Choices and Decisions atMasthof Bookstore – 219 Mill Road,

Morgantown, PA 19543($13.95 plus 84¢ tax and $4 shipping)

610-286-0258 www.Masthof.com— or —

Available on Amazon.com in paperback or Kindle

ADVERTISEMENT

“I didn’t have to become a master diverto feel safe, but I did feel more secure inthe water if I had the advanced openwater certificate,” he explained. “Youknow more about the sport and thingslike how to navigate under water.”

Of his many dives, there are a few thatrank as his favorites. One occurred in thewater off Providencialis Island. Hager wasscuba diving with a group at night, takingunderwater photographs, when he finallyhad his own long-awaited Flipperexperience.

A lone dolphin was spotted swimmingaround their boat, a rare sight that excitedthe divers. At night, dolphins feed and arenot usually visible; moreover, theynormally travel in pods, not alone.

“Suddenly, everybody’s flashlights werepointed toward me … It turns out thedolphin had come in on this night diveand was resting itself vertically against mytank, nuzzle down,” Hager said.

In the water again two days later,Hager heard a dolphin’s telltale clickingsound—and saw the same dolphinswimming alongside him for a fewseconds before bolting ahead.

“Then it came back! It does a 180 andswims right back to me and puts hismuzzle right up against my mask,” Hagerrecalled. “And it was absolutely fantastic.So I got to have my Flipper fantasyrealized.”

Hager stays active on dry land as well.He is a past co-president and currentboard member of a local chapter of theRoad Runners Club of America, anational organization that includesrunners, hikers, and walkers of all abilitiesand ages.

Hager only began hiking and running adecade ago when his physical therapistrecommended the sport as a way to wardoff his recurring back problems.

“There are runners at all differentlevels. You don’t have to be a marathonrunner or a winner of a 5K race to join,”said Hager. “There are a number of peoplewho just walk, but they belong to the cluband participate.

“Plus, I found that running, hiking,and bicycling on a regular basis—itactually reduced the aches and pains thatwe sometimes develop when we get to bethis age,” he added. “I had more energy,less pain, and felt much better.”

Hager’s legs are also kept in motionthrough his membership in a local bicycleclub. He hits the open road during thewarmer months, often traveling 15 to 30miles per ride, and when the weatherturns cold, he heads indoors for spinningclasses at a gym.

Hager enjoys the solitary freedom ofbicycling, where he can grab his helmet

and take off on his own. He sometimesperforms what is called a “utility ride” thataccomplishes a chore by biking instead ofdriving, like returning a rented movie.

But Hager also benefits from bikingwith a companion, which pushes himathletically and enhances his social life.

“I learn a lot from talking with people,”Hager said. “For those of us who areentering their senior years, I’ve alwaysfound that when I ride bicycle withsomeone who’s better than I am, I have abetter ride.”

Hager participates in three or fourformal bicycling events per year, eitherriding in the event or volunteering histime to help with setup and other supportactivities.

“I don’t consider myself an expert or anathlete, but my claim to fame on thebicycle is that the summer before last Irode the Dream Ride. I rode to raisemoney for UDS [United DisabilitiesServices] service dogs,” said Hager.

“And I broke my record to do that.[My record] had been a 40-mile bike ride,and I rode 100 miles that day. Of course,I trained for it—you don’t go from 40miles to 100 overnight.”

A healthy brain is as important as ahealthy body, and Hager keeps his mind’seye sharp through his keen interest inphotography. And he maintains his mentaland social health by realizing yet anotherchildhood dream.

“My father was an amateur magician;he belonged to a local magician’s club,”Hager said. “After he died, I found hisold, dusty magic bag upstairs—boy, I hadfun with that.”

For the last 25 years, Hager hasmoonlighted as a professional magician.He performs his comedic magic show tolocal, national, and internationalaudiences.

Although he is not yet retired, Hagerviews the coming years through the wiselens of an old neighborhood friend, aman in his 80s who advised him not toretire from his life when he retires fromhis job. He took those words to heart,and now, decades later, Hager has usedthem to form the basis of his lifephilosophy.

“It’s one of the best pieces of advice Iever got from anybody,” he said. “Andthat’s why I’m involved with people. I siton two boards of directors, I’m an avidphotographer, I belong to a couple ofclubs—[socializing] with people is whatkeeps the energy going for me.

“You can only experience your own life,but you can enjoy numerous lifeexperiences by mixing it up with otherpeople, and that’s what’s tremendouslyvaluable for me.”

MOVE from page 1

Page 16: York County 50plus Senior News June 2013

16 June 2013 50plus SeniorNews t www.50plusSeniorNewsPA.com

You bring the talent, We’ll provide the stage!

For more information, updates, or an application:

717.285.1350 • www.SeniorIdolPA.com

Do you dance … sing … play an instrument … perform magic … do comedy?Do you think you’ve got what it takes to be called PA STATE SENIOR IDOL?

Then we’re looking for you!

Pennsylvanians over 50 are invited to audition for the eighth annual PA STATE SENIOR IDOL competition at one of these locations:

Finals to be held on October 14, 2013 at:

Dutch Apple Dinner Theatre510 Centerville Road, Lancaster, PA 17601 • (717) 898-1900

Win a limousine trip to New York City with dinner and a Broadway show!

Emcee:Diane Dayton

of Dayton Communications911

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aphi

cs

Tuesday, August 27Holiday Inn Harrisburg East

4751 Lindle Road, Harrisburg, PA 17111(Morning/Early Afternoon Auditions)

Thursday, September 5Heritage Hotel – Lancaster

500 Centerville Road, Lancaster, PA 17601(Afternoon/Evening Auditions)