THE BUSINESSOF HELPINGBUSINESS

1-800-550-0240xfsinc.com

Xtreme Financial Services Inc.

1401 Mineral Avenue Las Vegas, NV 89106

WE FINANCE ALL CONSTRUCTION

EQUIPMENT BRANDS

Xtreme Financial Services Inc. (XFS) offers

a wide range of customized financing and

leasing solutions designed to help your

business conserve capital and support

your business objectives.

We understand your business and are

specialized in designing custom finance

solutions for construction contractors,

equipment dealers and rental companies.

FINANCING PROGRAMS TO FIT ANY NEED

At XFS we view equipment financing

as more than a service for your

business — it’s a partnership.

• Loans

• $1 Buy Outs

• 20% Bargain Purchase Lease

• Capital Leases

• Operating Leases

• Equipment Finance Agreement

• TRAC Leases

• Tax Leases

• Fair Market Value Leases

• Working Capital Lines of Credits

• Equipment Guidance Lines of Credit

• Equipment Dealer Inventory Finance

Programs

• Equipment Rental Fleet Finance Programs

FINANCING TO GET THE JOB DONE

EASY 5-STEP PROCESSFollow our quick & easy 5-step process

to finance your next equipment purchase:

Step 1: Financing Quote

Our financing specialists work will work with

you to prepare a quote designed to meet

your business needs.

Step 2: Submit Application

Requests under $250,000 require only a

signed credit application. For requests over

$250,000 some financial information may

be requested.

Step 3: Credit Application Processing

Most credit applications are processed

within 24 hours of receipt. XFS works with

multiple financial institutions to obtain the

best pricing and terms for our customers.

Step 4: Documentation

Upon approval of your application, XFS

will forward the financing documents

to be signed and returned.

Step 5: Funding

Upon receipt of the signed financing

documents and confirmation of the

acceptance & delivery of the equipment,

the funding will be released.

BENEFITS OF EQUIPMENT FINANCINGIf you have not considered equipment financing

before, here are some reasons you should.

Cash Flow

Financing allows your business to conserve

working capital and keep bank lines of credit

open and available while matching payments

with revenue.

Convenience and Speed

An equipment lease or financing facility can

be processed and closed in less time than

traditional financing with the approval

process as few as 5 minutes.

Conservation of Capital

Equipment financing does not require a

business to outlay cash to acquire the asset.

Liquid assets remain available for other

working capital needs that have higher

Return on Equity (ROE) and Return

on Assets (ROA) metrics.

Tax Advantages

A lease can be structured either “on” or “off”

balance sheet, depending on the accounting

objectives of the business.*

Accounting Considerations

Off balance sheet financing, improved

reporting of earnings, and increased return

on assets are some of the options which

a business can take advantage

of a finance product.

Equipment Life-Cycle Management

Financing equipment allows a business

to regularly upgrade equipment thereby

reducing the risk of obsolescence.

*Consult your tax advisor regarding any tax benefits benefited from any financing options. XFS is not a tax service and does not give tax advice.

AFFILIATED BRANDS

XFS finances all types of equipment and is

proudly affiliated with the companies below.

FINANCE OPTIONSNew & Used Equipment

We have programs for both new and

used equipment. With simple terms and

competitive rates, we make it easy to meet

your business goals.

100% Loan-to-Value (LTV) Finance Programs

Financing options of up to 100% LTV

including soft costs (sales tax, freight, service

and maintenance programs, etc).

Application Only Programs

Our two page application-only program

provides quick credit decisions and an

expedited funding process of up to $250,000.

Purchase Options

A variety of purchase options are available,

including Fixed Price Purchase Options,

Early Buy Out Options and Stated

Purchase Options.

Flexible Payment Structures

Flexible payment structures allowing for

Skip Payments, Deferred Payments, Holiday

Payments, Seasonal Payments, Quarterly/

Semi-Annual Payments, Step-Up/Step Down

Payments and Progress Payments.

FINANCING TO GET THE JOB DONE

EASY 5-STEP PROCESSFollow our quick & easy 5-step process

to finance your next equipment purchase:

Step 1: Financing Quote

Our financing specialists work will work with

you to prepare a quote designed to meet

your business needs.

Step 2: Submit Application

Requests under $250,000 require only a

signed credit application. For requests over

$250,000 some financial information may

be requested.

Step 3: Credit Application Processing

Most credit applications are processed

within 24 hours of receipt. XFS works with

multiple financial institutions to obtain the

best pricing and terms for our customers.

Step 4: Documentation

Upon approval of your application, XFS

will forward the financing documents

to be signed and returned.

Step 5: Funding

Upon receipt of the signed financing

documents and confirmation of the

acceptance & delivery of the equipment,

the funding will be released.

BENEFITS OF EQUIPMENT FINANCINGIf you have not considered equipment financing

before, here are some reasons you should.

Cash Flow

Financing allows your business to conserve

working capital and keep bank lines of credit

open and available while matching payments

with revenue.

Convenience and Speed

An equipment lease or financing facility can

be processed and closed in less time than

traditional financing with the approval

process as few as 5 minutes.

Conservation of Capital

Equipment financing does not require a

business to outlay cash to acquire the asset.

Liquid assets remain available for other

working capital needs that have higher

Return on Equity (ROE) and Return

on Assets (ROA) metrics.

Tax Advantages

A lease can be structured either “on” or “off”

balance sheet, depending on the accounting

objectives of the business.*

Accounting Considerations

Off balance sheet financing, improved

reporting of earnings, and increased return

on assets are some of the options which

a business can take advantage

of a finance product.

Equipment Life-Cycle Management

Financing equipment allows a business

to regularly upgrade equipment thereby

reducing the risk of obsolescence.

*Consult your tax advisor regarding any tax benefits benefited from any financing options. XFS is not a tax service and does not give tax advice.

AFFILIATED BRANDS

XFS finances all types of equipment and is

proudly affiliated with the companies below.

FINANCE OPTIONSNew & Used Equipment

We have programs for both new and

used equipment. With simple terms and

competitive rates, we make it easy to meet

your business goals.

100% Loan-to-Value (LTV) Finance Programs

Financing options of up to 100% LTV

including soft costs (sales tax, freight, service

and maintenance programs, etc).

Application Only Programs

Our two page application-only program

provides quick credit decisions and an

expedited funding process of up to $250,000.

Purchase Options

A variety of purchase options are available,

including Fixed Price Purchase Options,

Early Buy Out Options and Stated

Purchase Options.

Flexible Payment Structures

Flexible payment structures allowing for

Skip Payments, Deferred Payments, Holiday

Payments, Seasonal Payments, Quarterly/

Semi-Annual Payments, Step-Up/Step Down

Payments and Progress Payments.