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THE BUSINESSOF HELPINGBUSINESS
1-800-550-0240xfsinc.com
Xtreme Financial Services Inc.
1401 Mineral Avenue Las Vegas, NV 89106
WE FINANCE ALL CONSTRUCTION
EQUIPMENT BRANDS
Xtreme Financial Services Inc. (XFS) offers
a wide range of customized financing and
leasing solutions designed to help your
business conserve capital and support
your business objectives.
We understand your business and are
specialized in designing custom finance
solutions for construction contractors,
equipment dealers and rental companies.
FINANCING PROGRAMS TO FIT ANY NEED
At XFS we view equipment financing
as more than a service for your
business — it’s a partnership.
• Loans
• $1 Buy Outs
• 20% Bargain Purchase Lease
• Capital Leases
• Operating Leases
• Equipment Finance Agreement
• TRAC Leases
• Tax Leases
• Fair Market Value Leases
• Working Capital Lines of Credits
• Equipment Guidance Lines of Credit
• Equipment Dealer Inventory Finance
Programs
• Equipment Rental Fleet Finance Programs
FINANCING TO GET THE JOB DONE
EASY 5-STEP PROCESSFollow our quick & easy 5-step process
to finance your next equipment purchase:
Step 1: Financing Quote
Our financing specialists work will work with
you to prepare a quote designed to meet
your business needs.
Step 2: Submit Application
Requests under $250,000 require only a
signed credit application. For requests over
$250,000 some financial information may
be requested.
Step 3: Credit Application Processing
Most credit applications are processed
within 24 hours of receipt. XFS works with
multiple financial institutions to obtain the
best pricing and terms for our customers.
Step 4: Documentation
Upon approval of your application, XFS
will forward the financing documents
to be signed and returned.
Step 5: Funding
Upon receipt of the signed financing
documents and confirmation of the
acceptance & delivery of the equipment,
the funding will be released.
BENEFITS OF EQUIPMENT FINANCINGIf you have not considered equipment financing
before, here are some reasons you should.
Cash Flow
Financing allows your business to conserve
working capital and keep bank lines of credit
open and available while matching payments
with revenue.
Convenience and Speed
An equipment lease or financing facility can
be processed and closed in less time than
traditional financing with the approval
process as few as 5 minutes.
Conservation of Capital
Equipment financing does not require a
business to outlay cash to acquire the asset.
Liquid assets remain available for other
working capital needs that have higher
Return on Equity (ROE) and Return
on Assets (ROA) metrics.
Tax Advantages
A lease can be structured either “on” or “off”
balance sheet, depending on the accounting
objectives of the business.*
Accounting Considerations
Off balance sheet financing, improved
reporting of earnings, and increased return
on assets are some of the options which
a business can take advantage
of a finance product.
Equipment Life-Cycle Management
Financing equipment allows a business
to regularly upgrade equipment thereby
reducing the risk of obsolescence.
*Consult your tax advisor regarding any tax benefits benefited from any financing options. XFS is not a tax service and does not give tax advice.
AFFILIATED BRANDS
XFS finances all types of equipment and is
proudly affiliated with the companies below.
FINANCE OPTIONSNew & Used Equipment
We have programs for both new and
used equipment. With simple terms and
competitive rates, we make it easy to meet
your business goals.
100% Loan-to-Value (LTV) Finance Programs
Financing options of up to 100% LTV
including soft costs (sales tax, freight, service
and maintenance programs, etc).
Application Only Programs
Our two page application-only program
provides quick credit decisions and an
expedited funding process of up to $250,000.
Purchase Options
A variety of purchase options are available,
including Fixed Price Purchase Options,
Early Buy Out Options and Stated
Purchase Options.
Flexible Payment Structures
Flexible payment structures allowing for
Skip Payments, Deferred Payments, Holiday
Payments, Seasonal Payments, Quarterly/
Semi-Annual Payments, Step-Up/Step Down
Payments and Progress Payments.
FINANCING TO GET THE JOB DONE
EASY 5-STEP PROCESSFollow our quick & easy 5-step process
to finance your next equipment purchase:
Step 1: Financing Quote
Our financing specialists work will work with
you to prepare a quote designed to meet
your business needs.
Step 2: Submit Application
Requests under $250,000 require only a
signed credit application. For requests over
$250,000 some financial information may
be requested.
Step 3: Credit Application Processing
Most credit applications are processed
within 24 hours of receipt. XFS works with
multiple financial institutions to obtain the
best pricing and terms for our customers.
Step 4: Documentation
Upon approval of your application, XFS
will forward the financing documents
to be signed and returned.
Step 5: Funding
Upon receipt of the signed financing
documents and confirmation of the
acceptance & delivery of the equipment,
the funding will be released.
BENEFITS OF EQUIPMENT FINANCINGIf you have not considered equipment financing
before, here are some reasons you should.
Cash Flow
Financing allows your business to conserve
working capital and keep bank lines of credit
open and available while matching payments
with revenue.
Convenience and Speed
An equipment lease or financing facility can
be processed and closed in less time than
traditional financing with the approval
process as few as 5 minutes.
Conservation of Capital
Equipment financing does not require a
business to outlay cash to acquire the asset.
Liquid assets remain available for other
working capital needs that have higher
Return on Equity (ROE) and Return
on Assets (ROA) metrics.
Tax Advantages
A lease can be structured either “on” or “off”
balance sheet, depending on the accounting
objectives of the business.*
Accounting Considerations
Off balance sheet financing, improved
reporting of earnings, and increased return
on assets are some of the options which
a business can take advantage
of a finance product.
Equipment Life-Cycle Management
Financing equipment allows a business
to regularly upgrade equipment thereby
reducing the risk of obsolescence.
*Consult your tax advisor regarding any tax benefits benefited from any financing options. XFS is not a tax service and does not give tax advice.
AFFILIATED BRANDS
XFS finances all types of equipment and is
proudly affiliated with the companies below.
FINANCE OPTIONSNew & Used Equipment
We have programs for both new and
used equipment. With simple terms and
competitive rates, we make it easy to meet
your business goals.
100% Loan-to-Value (LTV) Finance Programs
Financing options of up to 100% LTV
including soft costs (sales tax, freight, service
and maintenance programs, etc).
Application Only Programs
Our two page application-only program
provides quick credit decisions and an
expedited funding process of up to $250,000.
Purchase Options
A variety of purchase options are available,
including Fixed Price Purchase Options,
Early Buy Out Options and Stated
Purchase Options.
Flexible Payment Structures
Flexible payment structures allowing for
Skip Payments, Deferred Payments, Holiday
Payments, Seasonal Payments, Quarterly/
Semi-Annual Payments, Step-Up/Step Down
Payments and Progress Payments.