wisconsin commissioner of insurance annual report ... · health, insurance plays an important role...

Scott WalkerGovernor

Theodore K. NickelCommissioner of Insurance

Business of

2015

Insurance Report

Wisconsin

Our Mission. . .

Leading the way in informing and

protecting the public

and

responding to their insurance needs

Wisconsin Insurance Report Business of 2015Mission Statement

Secretaries of State*Ex Officio Commissioners of Insurance

Term Name Residence From To

Llewelyn Breese Prairie du Chien January 3, 1870 January 5, 1874Peter Doyle Prairie du Chien January 5, 1874 January 7, 1878Hans B. Warner Ellsworth January 7, 1878 April 1, 1878

Commissioners of Insurance

Philip L. Spooner Madison April 1, 1878 January 3, 1887Philip Cheek, Jr. Baraboo January 3, 1887 January 5, 1891Wilbur M. Root Sheboygan January 5, 1891 January 7, 1895William A. Fricke Milwaukee January 7, 1895 October 15, 1898Emil Giljohann Milwaukee October 15, 1898 January 5, 1903Zeno M. Host Milwaukee January 5, 1903 January 1, 1907George E. Beedle Embarrass January 7, 1907 January 2, 1911Herman L. Ekern Whitehall January 2, 1911 July 1, 1915M. J. Cleary Blanchardville July 1, 1915 April 10, 1919Plat Whitman Highland April 10, 1919 July 17, 1923W. Stanley Smith Ashland July 17, 1923 June 2, 1926Olaf H. Johnson Gratiot June 2, 1926 January 10, 1927M. A. Freedy Wauwatosa January 10, 1927 July 1, 1931H. J. Mortensen New Lisbon July 1, 1931 October 1, 1939Morvin Duel Fond du Lac October 1, 1939 August 8, 1948J. L. Sonderegger Madison October 1, 1948 December 1, 1948John R. Lange Madison December 1, 1948 July 15, 1955Alfred Van DeZande Campbellsport July 15, 1955 November 1, 1955Paul J. Rogan Ladysmith November 1, 1955 July 2, 1959Charles Manson Wausau July 2, 1959 September 15, 1965Robert D. Haase Marinette September 15, 1965 September 7, 1969S. C. DuRose Madison October 1, 1969 April 8, 1975Harold R. Wilde Madison April 8, 1975 March 18, 1979Susan M. Mitchell Madison March 19, 1979 July 31, 1982Ann J. Haney Madison August 1, 1982 February 28, 1983Thomas P. Fox Madison March 1, 1983 April 27, 1987Robert D. Haase Marinette April 28, 1987 December 31, 1992Josephine W. Musser Madison March 8, 1993 January 2, 1998Randy Blumer Madison January 6, 1998 January 2, 1999Connie L. O’Connell Sun Prairie January 4, 1999 January 6, 2003Jorge Gomez Milwaukee February 17, 2003 December 18, 2006Sean Dilweg Madison January 1, 2007 January 3, 2011Theodore K. Nickel Merrill January 3, 2011

*By chapter 56, section 32, General Laws of 1870, the Secretary of State was Commissioner of Insurance ex officio until 1878. The Office of the Commissioner of Insurance was made elective in 1881. In 1911 the office was made ap-pointive instead of elective.

Wisconsin Insurance Report Business of 2015Wisconsin Insurance Commissioners

Introduction

Whether it is auto, home, life, commercial, or health, insurance plays an important role in people’s lives. Insurance provides protection when consumers and businesses need it most. The Office of the Commissioner of Insurance (OCI) was created by the legislature in 1870 and vested with broad powers to ensure that the insurance industry meets the insurance needs of Wisconsin citizens responsibly and adequately. In short, our job is to ensure that the insurance industry lives up to its promises and the industry has the financial resources to fulfill the promises into the future.

The importance of fair, effective, and timely regulation of the insurance industry offers OCI a special challenge in meeting its public mission of leading the way in informing and protecting the public and responding to their insurance needs.

The major functions of the office include:

• Responding to consumer complaints against agents and insurance companies and attempting to bring the matter to a fair and reasonable conclusion.

• Investigating and pursuing administrative actions against agents and insurers who violate Wisconsin insurance laws and regulations.

• Conducting financial examinations of domestic and foreign insurers to assure compliance with Wisconsin regulations and rules.

• Monitoring the financial status of licensed companies and applicant companies to provide early warning of financial difficulty.

• Issuing licenses to companies, agents, brokers, surplus lines brokers, managing general agents, reinsurance brokers and managers, and organizations, including employee benefit plan administrators.

• Examining and analyzing rates filed by insurance companies to determine if they meet actuarial guidelines.

• Evaluating insurance policies that are sold in Wisconsin to determine if they meet the requirements of Wisconsin’s laws.

• Conducting a comprehensive program of consumer education and public information to educate con-sumers about insurance through public speaking, insurance guides, press releases and distribution of comparison guides.

• Developing legislation and promulgating adminis-trative rules that ensure a strong insurance market through proactive policy and skillful enforcement.

• Operating a state life insurance fund, a property fund for the property owned by local units of government, and a patients compensation fund insuring health care providers for medical malpractice.

• Developing and using business intelligence tools to better evaluate the insurance market, spot trends, and focus regulatory resources on problem areas.

Wisconsin Insurance Report Business of 2015Introduction

Wisconsin Insurance Report Business of 2015Table of Contents

Table of Contents

Page

I. AdministrationoftheOffice ......................................................................................... 9

Organizational Chart ........................................................................................................ 11 Organizational Structure................................................................................................... 12 Management Staff ............................................................................................................ 13 Office Personnel ............................................................................................................... 15 Office Finances ................................................................................................................. 18

II. Executive Initiatives ....................................................................................................... 19

Regulatory Developments and Trends ............................................................................. 21 Legislation ........................................................................................................................ 23 Administrative Rules ........................................................................................................ 25 National Association of Insurance Commissioners’ (NAIC) Activities .......................... 27 Advisory Boards, Committees, and Councils .................................................................. 28 Bulletins to Insurers ......................................................................................................... 31 Administrative Actions ..................................................................................................... 32 III. Legislative Relations and Communications ................................................................ 61

Public Information and Communications ........................................................................ 63 Consumer Publications ..................................................................................................... 65

IV. Funds and Program Management ................................................................................ 69

Information Services Section ........................................................................................... 71 Management Analysis and Planning Section .................................................................. 72 Office Management and Records Section ....................................................................... 73 Alternative Work Patterns ................................................................................................ 74 Injured Patients and Families Compensation Fund ......................................................... 75 Local Government Property Insurance Fund .................................................................. 80 State Life Insurance Fund ................................................................................................ 82 V. Division of Regulation and Enforcement ..................................................................... 83

Bureau of Financial Analysis and Examinations ............................................................. 85 Companies Examined in 2015 .................................................................................... 86 Changes in Corporate Licenses .................................................................................. 87 Companies in Liquidation or Rehabilitation .............................................................. 92 Bureau of Market Regulation .......................................................................................... 95 Policy Submissions and Rate Filings ......................................................................... 97 Trends in Complaints .................................................................................................. 99 Managed Care Specialist ............................................................................................ 103 Agent Licensing Section ............................................................................................. 105 Medical Malpractice Insurance Reports ..................................................................... 106 Rate Review ..................................................................................................................... 108

VI. Financial and Statistical Data ....................................................................................... 109

Notes to Tables ................................................................................................................. 111 Explanation of Terms Used in Tables .............................................................................. 112 Table A Insurers Authorized to Write Insurance in Wisconsin .................................... 113 Table B Wisconsin Operations of All Insurers by Type of Company ......................... 113 Table C Nationwide Financial Operations of Wisconsin Insurers ............................... 114 Table D Wisconsin Operations of All Insurers by Line of Insurance ......................... 115 Table E Wisconsin Market Shares .............................................................................. 117 Table F Property and Casualty Insurers ....................................................................... 131 Table G Life and Health Insurers ................................................................................. 157 Table H Other Health Insurers ...................................................................................... 171 Table I Town Mutual Insurers ..................................................................................... 175

VII. Directory of Licensed Insurers ..................................................................................... 179

Wisconsin Insurance Report Business of 2015Table of Contents

9

Wisconsin Insurance Report Business of 2015Administration of the Office

I. Administration of the Office

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Wisconsin Insurance Report Business of 2015

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TheofficeisdividedintotheLegalUnit,LegislativeRelations and Communications, Funds and ProgramManagement, and the Division of Regulation andEnforcement.

Legal Unit

TheLegalUnitrepresentstheofficeinadministrativeproceedings,provideslegaladvicetostaff,representsorsupervises representationof theoffice in litigationandinsurancecompanyreceiverships,provideslegalservicesfortheInjuredPatientsandFamiliesCompensationFund,WisconsinHealthCareLiability InsurancePlan,LocalGovernment Property Insurance Fund, and State LifeInsuranceFund,anddevelopslegislativeproposalsandadministrative rules.

Legislative Relations and Communications

The Legislative Relations and Communications unit providesadviceonexecutivemattersaffectingtheoffice’sgoals and initiatives including directing the office’slegislative initiatives and communications activities. This unit also provides advice on technical insurance-related issues and educates underserved populations on insurance issues.

Funds and Program Management

The Funds and Program Management unit is respon-sible for all general administrative functions of the agency includinginformationtechnology,projectmanagement,budget,accounting,facilitiesmanagement,recordsman-agement,andsupportservices.Thisareaactsasliaisonbetween the agency and the Department of Administration forprocurement,staffdevelopmentandhumanresourceservices.

This unit also has program responsibilities for the LocalGovernment Property Insurance Fund, InjuredPatientsandFamiliesCompensationFund,andStateLifeInsurance Fund.

• TheLocalGovernment Property Insurance Fundoffers property insurance protection to participating Wisconsin local government units.

• The Injured Patients and FamiliesCompensationFund provides medical malpractice protection to health care providers for claims in excess of $1,000,000perclaimor$3,000,000annualaggregatefor each policy year.

Organizational Structure

• TheStateLifeInsuranceFundofferslifeinsuranceto Wisconsin residents in amounts not exceeding $10,000perperson.

Division of Regulation and Enforcement

This division is responsible for carrying out the office’sinsuranceregulatoryandenforcementresponsi-bilities.Inaddition,itassistswiththeoffice’sconsumereducation program by providing technical expertise in the development and publication of the office’s insur-ance consumer education materials. The division is also responsible for assisting in the development and promulgation of administrative rules interpreting insur-ance statutes. Finally, the division has amajor role intheoffice’sparticipationintheNationalAssociationofInsuranceCommissioners,a tradeassociationmadeupofthecountry’schiefinsuranceregulators.

Bureau of Financial Analysis and Examinations. Thisbureaumonitorsthefinancialsolvencyofinsurerslicensed to do business in Wisconsin. It conducts on-site financial examinations of domestic insurer operations,administers insurer rehabilitations and liquidations,audits and collects insurer premium taxes and fees,licensesinsurancecompanies,reviewsholdingcompanytransactions,reviewschangeofcontroltransactions,andcollects funds from insurers under the fire departmentdues program.

Bureau of Market Regulation. This bureau conducts market conduct examinations and market analysis of licensedinsurers,determinescompliancewithapplicablelawsandrules,handlesconsumercontactsandconsumercomplaints about licensees, processes rate and policyform filings, initiates administrative actions againstlicenseeswhoviolateWisconsin’sinsurancelaws,staffsseveral risk-sharing plans, disseminates information tothepublic,investigatesagentactivities,andadministersthe insurance intermediary licensing and continuing education program. The OCI managed care specialist assigned to this bureau investigates complex managed carecomplaintsreceivedbyOCI,educatesconsumersontheir rightsundermanagedcareplans,andadministersthestate’sindependentreviewprogram.

Rate Review. The OCI Rate Review Team is responsible for establishing and enforcing rate filingrequirements, reviewingcomprehensive individual andsmall group rate filings, and monitoring trends in theWisconsin comprehensive health insurance marketplace.

Administration of the Office, Organizational Structure

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Wisconsin Insurance Report Business of 2015Administration of the Office, Management Staff

Management Staff

Ted Nickel—Governor Scott Walker appointed TedNickelCommissionerof Insurancefor thestateofWisconsinonJanuary3,2011.

In addition to supervising OCI staff and serving as the chief regulator of insurance,CommissionerNickelservesasthefinaladjudicatorofalladministrativeactions;co-chairs theGovernor’s Financial LiteracyCouncil;supervises the Injured Patients and Families Compensation Fund,LocalGovernmentPropertyInsuranceFund,andStateLifeInsuranceFund;andservesontheWisconsinRetirement Board.

The Commissioner was elected President-Elect of theNationalAssociation of InsuranceCommissioners(NAIC) inFebruary 2016.He currently serves on theExecutive (EX)Committee,Cybersecurity (EX)TaskForce,GovernanceReview(EX)TaskForce,GovernmentRelations (EX) Leadership Council, InternationalInsurance Relations (EX) LeadershipGroup,AuditCommittee and the InternalAdministration (EX1)Subcommittee.He chairs theNAIC/IndustryLiaisonCommittee and is vice chair of the Consumer Participation BoardofTrustees.HeisamemberoftheNAICAmericanIndianandAlaskaNativeLiaisonCommitteeandserveson several otherNAIC task forces and committees. Inaddition,hechairstheMortgageGuarantyInsurance(E)Working Group and the Health Care Reform Regulatory Alternatives(B)WorkingGroup.

InAugust 2014, theCommissionerwas appointedto the Federal Advisory Committee on Insurance which serves as an advisory committee to the Federal Insurance Office.

Prior to his appointment, CommissionerNickelworked for almost 18 years as director of Governmental and Regulatory Affairs for Church Mutual Insurance Company inMerrill,Wisconsin.CommissionerNickelhas been actively engaged in insurance industry affairs in Wisconsin. He has served on the board of directors of theWisconsinInsuranceAlliance,includinghavingservedas chair.CommissionerNickel servedon the board ofdirectors of the Wisconsin Insurance Security Fund and the Oklahoma Property Casualty Insurance Guaranty Association,aswellashavingservedasamemberoftheLegal and Government Affairs Committee of the Property Casualty Insurers Association of America. Commissioner Nickel alsoworked in the administration of formerGovernor Tommy Thompson.

CommissionerNickel served on theNorthcentralTechnical College District Board of Trustees for six years.Whilethere,heservedassecretary/treasurerandparticipated on a CEO recruiting committee. He chaired the Merrill Parks and Recreation Committee and was vice chair of the City Plan Commission.

CommissionerNickelearnedhisBachelorofScienceDegree in Business Administration with a concentration infinancefromValparaisoUniversity.

J.P. Wieske—Commissioner Nickel appointedJ.P. Wieske as Deputy Commissioner of Insurance for the State ofWisconsin in June 2016. DeputyCommissionerWieske, subject to thegeneraldirectionof theCommissioner, supervises the regulatory, publicinformation and administrative functionsof theOfficeof theCommissionerof Insurance.AsDeputy,healsoexercises and performs the functions of the Commissioner intheCommissioner’sabsence.Priortothisappointment,Mr.WieskeservedastheOCILegislativeLiaison/PublicInformationOfficer(PIO)for5years.

Mr. Wieske has more than 20 years of experience working in the insurance industry. He is the Chair of the NAIC’sRegulatoryFrameworkTaskForceandhasservedasChairoftheNAIC’sNetworkAdequacySubgroup.AsPIO,Mr.WieskedirectedOCI’scommunicationstrategyincludingrespondingtopressinquiries,supervisingOCI’sWebsite,andeditingOCIpublications.AsLegislativeLiaison,heshepherdedOCI’slegislativeagendathroughthe legislative process including bills relating to insurance company solvency requirements and bills impacting all lines of insurance.

Prior to his appointment as Legislative Liaison/PIO,Mr.WieskeservedastheExecutiveDirectoroftheCouncilofAffordableHealthInsurance.Inthatcapacity,he authored and co-authored numerous publications relatedtotimelyhealthinsuranceissuesandtestifiedoninsurance issues in state legislatures across the country. He has a Bachelor of Science degree in Economics and Political Science from Carroll College.

James Boll—Mr. Boll has been serving as Chief Legal Counsel for the Office of Commissioner of Insurance since his appointment by Governor Walker inJulyof2015.Priortohisappointment,hewasSeniorCorporateCounsel for a local utility.Hehas 15yearsof experience in the utilities industry; he alsoworked

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Wisconsin Insurance Report Business of 2015Administration of the Office, Management Staff

in private practice and in-house with American Family Insurance. Mr. Boll is a Past President of the State Bar of Wisconsin and has served on numerous committees for the State Bar for which he has been a two-time recipient ofthePresident’sAwardforOutstandingServicetotheBar. He is a Referee for the Supreme Court of Wisconsin for attorney disciplinary proceedings. He is a Board Member and Fellow with the Wisconsin Law Foundation and serves on the Board of the Attic Angels Foundation. He has served as a mayoral appointee to numerous city committees including the Madison Plan Commission. He has been an adjunct professor in the undergraduate and MBA program at Cardinal Stritch University. Mr. Boll received his undergraduate degree from the University of Wisconsin and his law degree from Marquette University Law School.

Cari Lee—Ms. Lee was appointed as Division Ad-ministrator of Regulation and Enforcement in February of 2016.Inthatrole,Ms.LeesupervisesboththeBureauofMarket Regulation and the Bureau of Financial Analysis andExaminations. Prior to her appointment,Ms.Leeserved as the Bureau Director of Market Regulation in the Division of Regulation and Enforcement. As Bureau Director,Ms.Leehasoverseentheregulatoryactivitiesof the bureau including market conduct examinations andanalysis,rateandformfilings,Wisconsin’sEffectiveRateReviewProgram, agent licensing, and consumercomplaints.

PriortojoiningtheOfficeoftheCommissionerofInsurance,Ms.LeeservedastheDirectorofMembershipand Marketing for the Independent Insurance Agents of Wisconsin(IIAW).Inthisposition,shewasinvolvedindevelopingthegroup’sstrategicplanaswellasannualbudgetplanning,facilitatedupgradesinthetechnicalIT

infrastructure,andworkedoncommunicationissues.Shereceived national recognition for her work on behalf of the organization.

Ms.Leehasover15yearsofcombined insurancepolicy and legislative experience working in the Wis-consinStateSenateandAssemblyintheofficeofformerWisconsin Governor Tommy G. Thompson and with several Wisconsin-based insurance associations.

Ms. Lee holds a degree in International Relations and minor in Economics.

Kate Ludlum—Ms. Ludlum was appointed the Insurance Administrator for Funds and Program ManagementinMarch2015.Ms.Ludlumisresponsiblefor the oversight of the Local Government Property Insurance Fund, the Injured Patients and FamiliesCompensation Fund, the State Life Insurance Fund,andall internaladministrativeduties includingbudget,accounting,humanresources,andinformationtechnologyfor the agency.

Ms.Ludlumhasmorethan30yearsofmanagement,leadership and human resource experience. In 2011,shejoinedtheOfficeoftheCommissionerofInsuranceasOCI’sOfficeManagement Specialist, assisting theInsurance Administrator in a variety of capacities. Prior to joiningOCI in 2011 shewas employedbyVerizonTelecommunications in various roles throughout her career.

Ms. Ludlum has a Bachelor of Science degree in Management from Cardinal Stritch University and holds aProfessionalinHumanResources(PHR)andaCertifiedProfessional - Society for Human Resource Management (SHRM-CP)certification.

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Wisconsin Insurance Report Business of 2015Administration of the Office, Office Personnel

Office Personnel(As of June 2016)

Theodore Nickel, CommissionerJ.P. Wieske, Deputy Commissioner

Susan Ezalarab Policy Initiatives Advisor-ExecutiveRoger Frings Policy Initiatives Advisor-AdministrativeJill Kelly Executive Staff AssistantJo LeDuc Insurance AdministratorKylieNelson ExecutiveStaffAssistantJennifer Stegall Policy Initiatives Advisor-AdministrativeLegal Unit

Jim Boll Chief Legal CounselRichard Wicka Deputy Chief Legal CounselTim Cornelius Insurance Examiner SeniorKaryn Culver ParalegalMarkHepfinger AttorneyRobin Jacobs AttorneyMichael Mancusi-Ungaro Insurance Examiner SeniorAlice Shuman-Johnson AttorneyJulie Walsh Senior AttorneyLynn Welsh-Steinmeyer Attorney

Legislative Relations and CommunicationsMarcia Elliott IS Comprehensive Services SeniorAshleyNatysin EducationandOutreachSpecialist

Funds and Program ManagementKate Ludlum Insurance AdministratorInformation Services Section

Amit Trivedi IT DirectorErik Mickelson IS Business Automation SeniorSteveNickell ISSystemsDevelopmentServicesConsultant/AdministratorApplication Development UnitJefferey DuFrane IS Systems Development Services SpecialistMary Jo Frey IS Systems Development Services SpecialistScott Laska IS Comprehensive Consultant Administrator Luke Pacholski IS Systems Development Services SpecialistShawnVang ISSystemsDevelopmentServicesSpecialistInfrastructure Unit Mark Sawicki IS Supervisor JimAngus NetworkAdministratorTom Jefferson IS Comprehensive Consultant Administrator Koteshwar Katukam IS Data Services Consultant Administrator Matt Raw IS Data Services Consultant AdministratorQuality Assurance/Project Portfolio UnitTheresa Daggett IS Systems Development Services SeniorBenjamin Schilling IS Comprehensive Services Senior

Injured Patients and Families Compensation Fund Terri Carlson Insurance Program Manager DuWayne Kottwitz Insurance Program Specialist Ana Lopera Regulatory Specialist Senior JohnMacy OfficeOperationsAssociate Mary Moore Financial Specialist AndreaNelson InsuranceProgramSpecialist Wendy Powers Accountant

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Local Government Property Insurance Fund Brynn Bruijn-Hansen Insurance Program ManagerManagement Analysis and Planning Rick Anderson Budget and Policy Advisor Teri Devine Financial Specialist Lilian Kahite Accountant Senior

Kathy Keleher IS Business Automation SeniorOffice Management and Records Brittany Keleher Records Program Associate YanceyVang OfficeOperationsAssociateState Life Insurance Fund David Grinnell Insurance Program Manager AliceSundt OfficeOperationsAssociate Sarah Wehnes Accountant JeanWendlick OfficeOperationsAssociate

Division of Regulation and Enforcement Cari Lee Administrator Bureau of Financial Analysis and Examinations

Rebecca Easland DirectorPeter Medley Deputy Bureau DirectorKarl Albert Insurance Financial ExaminerShelly Bueno Insurance Financial ExaminerJacob Burkett Insurance Financial ExaminerAna Careaga Insurance Financial ExaminerJohn Coyle Insurance Financial ExaminerJerry DeArmond Insurance Financial ExaminerJohn Ebsen Insurance Financial ExaminerStephanie Falck Insurance Financial ExaminerKristin Forsberg Insurance Financial ExaminerMary Sue Gilardi Records Management SupervisorNick Hartwig Insurance Financial ExaminerDiana Havitz Insurance Financial ExaminerTom Hilger Insurance Financial ExaminerRichard Hinkel Insurance Financial Examiner ChiefThomas Houston Insurance Financial ExaminerThomas Janke Insurance Financial ExaminerAdrian Jaramillo Insurance Financial ExaminerDavid Jensen Insurance Financial ExaminerSteven Junior Insurance Financial Examiner ChiefJackie Karls License Permit Program AssociateJim Krueger Insurance Financial ExaminerJames Lindell Insurance Financial ExaminerJohn Litweiler Insurance Financial ExaminerTerry Lorenz Insurance Financial ExaminerAmy Malm Insurance Financial Examiner ChiefPenny Marten Operations Program AssociateRobert McLaughlin Insurance Financial ExaminerJudith Michael Insurance Financial ExaminerGreg Mielke Insurance Financial ExaminerRandal Milquet Insurance Financial ExaminerJunji Nartatez Insurance Financial ExaminerLevi Olson Insurance Financial ExaminerVickie Ostien Insurance Financial ExaminerJohn Pollock Insurance Financial ExaminerGene Renard Insurance Financial ExaminerMarisa Rodgers Insurance Financial ExaminerAngelita Romaker Insurance Financial Examiner

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Dana Tice Insurance Financial ExaminerJamesVandenBranden InsuranceFinancialExaminerShengVang InsuranceFinancialExaminerElenaVetrina InsuranceFinancialExaminerChiefJulie Wipperfurth Operations Program AssociateYi Xu Insurance Financial ExaminerKongmeng Yang Insurance Financial ExaminerZoey Ye Insurance Financial ExaminerBureau of Market RegulationDeborah Hamele Operations Program AssociateJohn Pegelow Insurance Examiner Marcia Zimmer Insurance ExaminerComplaints Unit

Barry Haney Insurance Program ManagerMonica Hale Consumer Complaint Program AssociateShasta Hoffhein Operations Program AssociateLisa Jewson Operations Program AssociateAnna Morgan Operations Program AssociateKristi Prindle Operations Program Associate

Accident and Health UnitDiane Dambach Insurance Examiner ChiefBarbara Belling Managed Care SpecialistLori Carlson Insurance ExaminerLinda Low Insurance ExaminerDarcy Paskey Insurance ExaminerMary Kay Rodriguez Insurance Examiner Jody Ullman Insurance ExaminerMoua Yang Insurance Examiner

Life and Health UnitJohn Kitslaar Insurance Examiner ChiefLisa Brandt Insurance ExaminerJanelle Dvorak Insurance ExaminerRenee Fabry Insurance ExaminerNathanGasser InsuranceExaminerLeilani Marcellino Insurance ExaminerKevin Zwart Insurance Examiner

Property and Casualty UnitKaren Becker Insurance ExaminerCorban Gehler Insurance ExaminerJennifer Harris Insurance ExaminerDrew Hunkins Insurance ExaminerKatherine Otis Insurance ExaminerRebecca Rebholz Insurance ExaminerAndrew Stoughton Insurance Examiner

Agent Licensing SectionMelody Esquivel Insurance SupervisorLaura Adkins License Permit Program AssociateBethVanderGrinten LicensePermitProgramAssociateRichard West Consumer Protection Investigator

Rate ReviewBrian Brown Insurance ExaminerElena Hafenbredl Insurance Examiner

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Office of the Commissioner of Insurance—Office FinancesGeneral Fund—Supervision of the Insurance Industry

Fiscal Year 2015 (Amounts in $000s)

Retained by Transferred to Office of the State’s General Total Commissioner Purpose & Other Revenue of Insurance Revenue Funds1

PremiumTaxes $165,448 $ $165,7448FireDepartmentDues 18,718 18,718Liquidation Account Interest 472 472Forfeitures 83 83InsuranceCompanyExaminationCharges 6,384 6,384Resident Appointment Billings and Renewals 7,409 7,409NonresidentAppointmentBillingsandRenewals 18,871 18,871AgentContinuingEducationFees 115 115ResidentProducerLicenseIssuance 964 964NonresidentProducerLicenseIssuance 2,909 2,909ResidentBiennialLicenseRenewals 522 522NonresidentBiennialLicenseRenewals 2,039 2,039Reinstatements 121 121 OtherLicensingFees 205 205CompanyLicenses,Admissions,andRenewals 149 149Miscellaneous2 134 134 Total Revenue $224,543 39,822 $184,720Less Total Operating Expenditures 17,079NetOperatingRevenue/(Loss) 22,743CashLapsetoState’sGeneralFund(TransferOut) (22,503) Net Change in Fund Equity $ 240

1 TheOfficeoftheCommissionerofInsuranceretainsallrevenuefromlicenses,services,andvariousotheritems.Taxes are remitted to the State of Wisconsin General Purpose Revenue Fund. Fire Department Dues are remitted to Wisconsin Fire Departments. Liquidation Account Interest accrues to liquidation account bank balances. Forfeitures are remitted to the Common School Fund.

2 Miscellaneouscollectionsinclude:1)photocopying,2)serviceofprocess,3)publications,and4)segregatedfundchargeback.

Office of the Commissioner of Insurance—Office FinancesSegregated Funds

Fiscal Year 2015 (Amounts in $000s)

Total Operating Net Revenue Expenses Revenue

InjuredPatientsandFamiliesCompensationFund $33,373 $(88,752) $122,125 3LocalGovernmentPropertyInsuranceFund 17,252 22,421 (5,170)StateLifeInsuranceFund 4,439 7,219 1,755 4

3 DuetoreportedreductionsinliabilitiesforIBNR,lossesandLAE.4 Due to increase in the dividends paid to policyholders.

Administration of the Office, Office Finances

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II. Executive Initiatives

Executive Initiatives

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Regulatory Developments and Trends

Executive Initiatives, Regulatory Developments and Trends

TheOfficeoftheCommissionerofInsurance(OCI)wascreatedby the legislature in1870andvestedwithbroadpowers to ensure that the insurance industry re-sponsibly and adequatelymeet the insurance needs ofWisconsincitizens.Wisconsinhasa traditionofsoundregulationcombinedwithstrongconsumerprotections.Asolidregulatoryframeworkrecognizesthatconsumersandthemarketplacearebestservedbyefficient,market-orientedregulationofthebusinessofinsurance.

Wisconsin’sinsurancemarketplaceisreflectiveofthecompetitiveenvironmentthatkeepsinsurersdoingbusi-nessinWisconsin.ThehealthyandcompetitivenatureoftheinsuranceindustryhashelpedtokeepinsuranceratesinWisconsinamongthelowestinthecountry.Ourautoinsurance premiums are 3rd lowest in the nation.Ourhomeowner’sinsuranceratesarealsoconsistentlylow.

OCIisresponsibleforregulationofallaspectsoftheinsuranceindustryinWisconsin.Inregulatingtheprivateinsurancemarket,OCI’smajoraccomplishmentsin2015include:

• Licensing 22,337 new agents, 2 new domesticinsurers,5nondomesticinsurers,2vehicleprotectionproducts,1lifesettlementprovider,and19servicecontractproviders.

• Examining 38 domestic insurance companies’finances and analyzingmore than 1,850financialstatements.

• Closingandcompleting5marketconductexamina-tions,41internalreviewsconsistingofdeskauditsandmarketconductanalysisofcompaniesin11linesofbusiness.

• Respondingtomorethan25,000consumerinquiriesand3,780writtenconsumercomplaints,andrecover-ingover$7.8millionforpolicyholders.

• Enrolling over 600 insurance companies inOCI’snewcomplaintportal.Asaresult,weshavedmorethan7daysoffourresponsetimes.

Educating and Informing the Insurance Consumer

Consumereducationiscriticalinacompetitive-basedinsurancemarket.Informedconsumershaveanincentive

toinvestintheefforttoidentifytheinsuranceproductsthatbestfittheirneedsandbudgets.In2015,OCIreviewedandupdateditsextensivelistofconsumerpublications.OCIstaff provided consumer education at numerouspublicspeakingevents.

OCIalsoreachesouttothetraditionallyunderservedpopulation.Thestaffistaskedwithdevelopingrelation-ships,educatingconsumers,andprovidingassistanceinthecaseofadisaster.

Using Technology for Insurance Regulation

OCI continues to improve state regulation andservicethroughtheuseoftechnologybyimplementingWebapplicationsthatenableourconstituentstoaccessinformationand transactbusiness.Thecommitment totheuseof technologyisakeystrategyin theagency’sbusinessplan.Technologyachievementsin2015includedenrollmentofnewinsurersinournewcomplaintsystem.ThenewsystemallowsOCI to trackcomplaintsmorepreciselyandspeedsuptheprocessingtime.Wearenowabletotrackthesuccessofthenewsystem,andconsumersare seeing their responses sped up by an average of7.4days.

Implementation of the Patient Protection and Affordable Care Act

Wisconsincontinuestobetheprimaryregulatorofthehealthinsurancemarketdespitefederalinterference.OCI has worked extensively to protect the state’sright to regulate health insurance and implemented acommunicationplantoinformconsumersandemployersaboutchangesthatoccurredin2015.OCIhascontinuedtoworkwithvariousstakeholdersincludingrepresentativesofthefederalgovernment,consumers,agents,insurancecompanies,andotherstoprotectconsumers.

Coordination Among the States

OCI continued its leading role in theNationalAssociationofInsuranceCommissioners(NAIC),servingondozensofcommittees,taskforces,andworkinggroups,includingchairingtheMortgageInsurance(E)WorkingGroup,HealthCareReformRegulatoryAlternatives(B)WorkingGroup,RegulatoryFramework(B)TaskForce,NetworkAdequacySubgroupandtheContingentDeferredAnnuities(A)WorkingGroup.

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Wisconsin Insurance Report Business of 2015Executive Initiatives, Regulatory Developments and Trends

During2015,OCIusedtheMarketConductAnnualStatement(MCAS)asatooltoassiststatesinconductingcoordinatedevaluationofinsurers.TheMCAScollectsdata on an industry wide basis to allow regulatorsto evaluate company activity outside normal ranges.OCI also participated in theMarketAnalysisReviewSystem (MARS) that creates a uniformprocess acrossparticipating states for review of data collected frominsurerfinancialstatementsandotherregulatoryfilings.

Wisconsin continues active participationwith theInterstateInsuranceProductRegulationCompact(IIPRC),thatcreatesasinglepointoffilingforinsurancecompanyforms,allowingmultiplestatestoreviewasinglefiling.

Development of standards that are consistent andconsistentlyappliedacrossthestatesallowsconsumerstobenefitfrombetterregulatorytoolsandanalysisandinsurerstobenefitbyavoidingthecostofcomplyingwithvariationsinregulatoryprocessesamongthestates.

Emerging Trends

OCI, through its involvement with the NAIC,continues toworkwithother state regulators towardamoreuniformregulatorysystemthatensuresconsistentregulationwhile still recognizing state authority.Thestate-basedregulatorysystemhascontinuedtoprovethemosteffectivemethodtoregulateinsurance.

OCIhas continued toworkwith state and federalregulators on issues surroundingmortgage guaranteeinsurancereforms.

In2015,OCIcontinuedimplementationofanumberofprojectsthatresultedfromrecentlegislativeandregula-torychangesincluding:

• ImplementationoftheModelHoldingCompanyActandOwnRiskSolvencyAssessmenttoensurebetterfinancialregulationofinsurers.

• Continuing activemonitoring of the suitability ofannuitysalesinWisconsin,particularlythosedirectedtoourseniorcitizens.

• Assistingconsumers,employers,agents,andinsurerswithcontinuedhealthinsurancereformissues.

• Continuing to activelymonitor issues surroundinglong-termcareinsurance.

• Reviewing activities surrounding life insuranceclaimspractices.

• Workingwiththeindustrytoensuretimelydisasterresponses.

23


Legislation

During2015GovernorWalkersignedlegislationthataffectsthebusinessofinsuranceinWisconsin.LegislativematerialscanbefoundontheInternetatlegis.wisconsin.gov and alsomay be obtained from theWisconsinLegislativeCouncil, 1 EastMain Street, Suite 401,Madison,WI53701-2536,orbycalling(608)266-1307.

ThelistofWisconsinlawsfollows:

2015 Act 90—Various miscellaneous changes to the insurance statutes and granting rule-making authorityRepeals 601.422, 601.425, 601.428, 612.14 (1) to (12), 612.31 (5), 612.31 (6), 612.32 (4), 612.53 (1) (title), 612.53 (2), 612.71, 623.06 (1c), 628.81, 635.13 (title), 635.13 (2) and 646.51 (3) (am) 1.; renumbers 612.53 (1) and 635.13 (1); renumbers and amends 612.14 (intro.), 620.04 (1), 623.06 (1f), 623.06 (8) and 632.43 (6m) (a) 3.; consolidates, renumbers and amends 646.51 (3) (am) (intro.) and 2.; amends 600.01 (1) (b) 10. b., 605.21 (2), 611.07 (4), 611.56 (5), 611.63 (4), 612.02 (2) (a), 612.13 (3), 612.13 (4), 612.31 (4) (m), 612.32 (1), 612.32 (2) (a), 612.33 (1), 612.33 (2) (b), 623.06 (2) (intro.), 628.07, 628.10 (2) (a), 628.10 (2) (am), 628.347 (1) (a), 628.347 (4) (c), 628.347 (4m) (b) 3. c., 631.95 (3) (a), 632.43 (6m) (e) 3. f., 632.43 (6m) (e) 3. g., 632.62 (2), 632.62 (3), 632.62 (4) (a), 632.62 (4) (b), 632.89 (3c) (b), 646.51 (3) (b), 646.51 (4) (a), 646.51 (9) (a), 646.51 (9) (b), 655.27 (3) (b) 1., 655.27 (3) (b) 2., 655.27 (3) (b) 2m., 655.27 (3) (bg) 1., 655.27 (3) (bg) 2., 655.27 (3) (br) (intro.), 655.27 (3) (d), 655.27 (3) (e) and 655.61 (1); repeals and recreates 623.06 (1) (f); and creates 227.01 (13) (pm), 601.465 (1m) (c) 8., 601.465 (1m) (c) 9., 601.465 (3) (d), 620.04 (1) (b), 623.06 (1), 623.06 (1f) (b), 623.06 (1m) (intro.), 623.06 (1r), 623.06 (8m), 623.06 (9), 623.06 (10), 623.06 (11), 623.06 (12), 623.06 (13) (b), 632.43 (6m) (a) 3. b., 632.43 (6m) (a) 4m., 645.675, 646.51 (3) (ar), 646.51 (10), 655.27 (3) (bt) and 655.61 (3), Wis. Stat.

InjuredPatients andFamiliesCompensationFundAssessments:Sections76through84ofAct90amends.655.27,Wis.Stat.,tosimplifythesettingofassessmentscontributedbyhealthcareproviderstotheInjuredPatientsandFamiliesCompensationFund(Fund)andmediationfund.Asunderprior law,Fundassessments are setbythe Commissioner of Insurance andmediation fundassessmentsaresetbytheFund’sBoardofGovernors,but the assessments no longer have to be set by rule,as they are now.Theymust be submitted to the JointCommitteeonFinance,whichhastheauthoritytomodifytheassessments.

Executive Initiatives, Legislation

Licensing ofNonresidents: Section 46 ofAct 90amendss.628.07,Wis.Stat.,tosimplifytheprocessfornonresidentapplicantstoobtaininsuranceagentlicensesinWisconsin. Section 628.07,Wis. Stat., as amended,waives any examination requirement for anonresidentapplicantprovidedthat(1) thenonresidentapplicant islicensedinhisorherhomestate,(2)theapplicant’shomestatelicenseisingoodstanding,and(3)theapplicant’shomestatehaslicensequalificationswhichareequivalenttothoserequiredbyWisconsinforresidentapplicants.

ContinuingEducationNoncompliance:Section47ofAct90requiresthattheCommissionergive60days’noticepriortorevocationofaninsuranceagent’slicensebasedontheagent’sfailuretocomplywithcontinuingeducationrequirements.

ReportingRequirements:Act 90 simplifies annualreportingrequirementsinanumberofareas,removingrequirements for specified covered entities to submitcertainkindsofagentcommissionratereports,commercialliability insurance reports, product liability insurancereports,andcancellationandrescissionreports.Act90alsoamendsthesubmissionofexecutivecompensationreports to cover only insurance companies’ directors,officers, andmembers of executivemanagement, asdefinedbytheCommissioner.

UnderwritingRecords:Act 90 continues existingrequirements requiring small employer insurers tomaintain detailed records relating to their rating andrenewal underwritingmethods and practices and tomakethoserecordsavailabletotheCommissioner,butitdiscontinuesarequirementthatsuchinsurersobtainonanannualbasisanactuarialopinionattestingtotheinsurer’smethodsandpractices.

SharingofInformationwithInternationalRegulatoryAgencies:Act 90 permits theCommissioner to sharecertaininformation,includingconfidentialinformation,concerning entities subject to OCI oversight withinternational insurance regulators and supervisorycolleges, such as the InternationalAssociation ofInsuranceSupervisors(IAIS).ItalsospecifiesthatOCIneednotdisclosepubliclyinformationsenttoorreceivedfromIAIS.

LocalGovernmentPropertyInsuranceFund:Act90requires that premiums for coverage under theLocalGovernment Property Insurance Fund be paidwithin30days after the effectivedateof coverage insteadof60days.

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Wisconsin Insurance Report Business of 2015Executive Initiatives, Legislation

PowersofStockCompanyBoardsandCommittees:Act 90modernizes governance procedures applicabletoWisconsin domestic stock insurance companies bypermittingcertainactionspreviouslyrequiredtobetakenat formalboardor committeemeetings tobe takenbywrittenconsentoftheboardorcommitteemembers.

Participating Life Insurance: Participating lifeinsuranceisinsuranceinwhichpolicyholdersparticipateincompanyprofitsbyreceivingdividends.Act90clarifiesthat the business judgment rule applies to insurers incomputing surplus and calculating dividends to bedistributedtopolicyholders.

Wisconsin InsuranceSecurity FundAssessments:Act 90 specifies how an insurer whose license orcertificateofauthorityissurrendered,expires,isotherwiseterminated,orwhichconvertstoadifferenttypeofentityorlicenseissubjecttoanassessmentfeefortheWisconsinInsuranceSecurityFund.Aftersurrender,expirationortermination, theinsurerremainssubject toassessmentscovering periods prior to the surrender, expiration ortermination.Before and after conversion, the insureris subject to assessment for the applicableWisconsinInsuranceSecurityFundaccount(s).

CareManagementOrganizations:Act 90 exemptsfrom application of the insurance statutes those care

management organizationswhich (1) administer thefamilycarebenefitand (2)offeronlymentalhealthoralcoholandotherdrugabusetreatmentservices.

TownMutuals:Act90makesnumerouschangestolawsgoverningtownmutuals,including(1)allowinganentireboardtoserveasanadjustmentcommitteeifnoadjustment committee is appointed, (2) allowing townmutualstoinsurerealpropertyandcontentsownedbyamemberinanadjoiningcounty,(3)modifyings.612.32,Wis.Stat.,governingcoverageoflivestock,farmvehiclesandfarmmachinerytemporarilylocatedoutsideatownmutual’s territory, (4) repealing s. 612.53,Wis. Stat.,governingtownsecretariesadministeringoathsandtakingacknowledgements, (5) eliminating the requirementthatthewords“townmutual”bepartofthecompany’scorporatename,and(6)repealings.612.31,Wis.Stat.,governingreinsurance.

QualifiedFinancialContracts(QFCs)inReceivership:Act90alsocreatess.645.675,Wis.Stat.,whichadoptsSection 711 of theNAIC InsurerReceivershipModelAct.ItisintendedtostandardizethetreatmentofQFCs,defining certain rights and obligations of insurers andpartiestosuchagreementswhentheinsurerissubjecttoarehabilitationorliquidation. EffectiveNovember13,2015

25


Administrative Rules

In2015,OCIpromulgatedthefollowingchangesintheWisconsinAdministrativeCode.

Ins 2.14 (4) (g) 1. and 2., 2.15 (3) (b) 1. and 2., 2.15 (4) (c), 2.15 (8), Appendix 1 to 2.15, and 2.16 (3) (a) 2.—Relating to disclosure requirements for life insurance and annuity contracts

Therulechangesthebuyer’sguidethatisfurnishedtoWisconsin consumers during the sale of annuities.In 2013, the NationalAssociation of InsuranceCommissioners(NAIC)revisedandupdatedtheNAICbuyer’sguidetoincludeinformationaboutfixed,indexedand variable annuities.TheNAIC now offers threeversions of theBuyer’sGuide forDeferredAnnuities:ageneralinformationguide,afixedannuityguide,anda variable annuity guide.Section Ins 2.15,Wis.Adm.Code,wasamendedtopermitinsurersandagentstousethemostcurrentversionoftheapplicableNAICBuyer’sGuideforDeferredAnnuities,ratherthantheWisconsinBuyer’sGuidetoAnnuities.Asaresultofthischange,theoutdatedWisconsinBuyer’sGuidetoAnnuitieshasbeen discontinued.Wisconsin adopted theNAICLifeInsuranceBuyer’sGuidein1998.UsingtheNAICguidesforbothlifeinsuranceandannuitiesprovidesuniformityandconsistencyfor insurers,agentsandconsumers. Inaddition,thedeliveryoftheapplicablebuyer’sguideisrequiredinsalesofvariableannuities.

Section Ins 2.16 (3) (a) 2.,Wis.Adm.Code,wasamended to change the reference from “WisconsinBuyer’sGuidetoAnnuities”to“Buyer’sGuide”sothats. Ins2.16 (3) (a)2.,Wis.Adm.Code, conformswiththe amendments to s. Ins 2.15,Wis.Adm.Code.ThiswasaminortechnicalchangetoensureconsistentcrossreferencesintheWisconsinAdministrativeCode.

Section Ins 2.14 (4) (g) 1.,Wis.Adm.Code,wasrepealed to bring the rule up to datewith a change inthe law that occurred in 1998.The entire subdivisionwas deleted because the sentence stating “[F]urtherexplanation of the intended use of these indexes isprovided in the life insurance buyer’s guide” wasincorrect as no such explanationwas contained in theNAICLife InsuranceBuyer’sGuide concerning costindexes. The explanation was previously includedin OCI’s Life Insurance Buyer’s Guidewhichwasreplacedwith theNAICbuyer’s guide by rule changein January 1998.Thiswas aminor technical changeto theexistingrulewhichdidnotencompassachange

Executive Initiatives, Administrative Rules

of existing policywith respect to the disclosure rulesapplicabletolifeinsurance. EffectiveSeptember1,2015 ApplicableMarch1,2016

Ins 2.13 (6) (d) 2., 2.30 (2) (f) to (j), 2.30 (3) (c), 2.30 (cm), and 2.30 (3m)—Relating to 2012 Individual Annuity Reserving Mortality Table and affecting small business

The rule provides life insurerswith the option touse the 2012 IndividualAnnuityReservingMortalityTable(2012IARTable)whendeterminingtheminimumstandard of valuation for individual annuity and pureendowmentcontractsissuedonorafterJanuary1,2015,whilerequiringuseofthe2012IARTableforcontractsissuedonorafterJanuary1,2016.Therulemodernizesan outdated table that risked leaving insurerswith aninsufficient level of reserves.The 2012 IARTable iscomprisedofabasicexperiencetablewithmargins(2012IAMPeriodTable)andaprojectionscale.Theadditionofaprojectionscale to the2012IARTableallowstheTabletoremainuptodateoveralongerperiodoftimebecauseitallowstheTabletoadjustbyconsideringthemostaccuratestatisticsduringeachvaluationyear. EffectiveSeptember1,2015

Ins 6.77 (title), (1) —Relating to exemption from required uninsured motorist, underinsured motorist and medical payment coverages

Therulerepealsexemptionscontainedins.Ins6.77(4)(am)and(b),Wis.Adm.Code,andprovisionsrelatingtothoseexemptionscontainedins.Ins6.77(3)(am)and(6),Wis.Adm.Code, that are identical to exemptionsaddedtos.632.32(4)and(4m),Wis.Stat.Inparticular,2011WisconsinActs14and224,createdexemptionsforexcess and umbrella policies and commercial liabilitypoliciescoveringonlynon-ownedautosfromhavingtoofferorincludeuninsuredmotoristcoverage,underinsuredmotoristcoverageandmedicalpaymentcoverage.Theruleremovesredundantprovisionsandreducestheriskofconfusion. EffectiveDecember1,2015

Ins 40—Relating to holding company reporting requirements for insurers and affecting small businesses

The rulemodifies the reporting requirements forlicensedinsurersthatareapartofaninsuranceholdingcompany system.Wisconsin’s rule generally follows

26


theNationalAssociation of InsuranceCommissioners(NAIC)InsuranceHoldingCompanySystemRegulatoryModelAct(ModelAct)andInsuranceHoldingCompanySystemModel Regulation (Model Regulation).TheNAIChasmade changes to itsModelAct andModelRegulation to modernize the regulation by betteraddressing transactions involving complex insuranceholdingcompanyorganizationsandinsurerslicensedinmultiple jurisdictions.WisconsinmustadoptcertainofthosechangesinsubstantivelythesameformastheNAICModelActandModelRegulationsothattheWisconsinOfficeoftheCommissionerofInsurance(OCI)remainsanaccreditedregulatoryagency.DomesticinsurersbenefitwhenOCImaintains its accreditation because as anNAICaccreditedstate,domesticinsurersareonlysubjectto certain filing requirementswithOCI and financialexamination byOCI.Without accreditation, domesticinsurers could be subject tofinancial examination andfiling requirements for all jurisdictions inwhich theyoperate.Thiscouldincludeexaminationfromall51U.S.jurisdictionsforsomeinsurers.Withoutaccreditation,thecostofdoingbusinessforWisconsin’sdomesticinsuranceindustrywouldincreasebecausetheirregulationbyotherstateswouldincrease.Thechangesaresimilartothoseadoptedorthatwillbeadoptedinotherstatesandworkto promote uniformity for insuranceholding companysystemsoperatingacrossmultiplestates.

Thechangestotheruleincludethedevelopmentofapre-acquisitionnoticetobefiledinacquisitionsinvolvinginsurers.The rule also requires the annual filing of aconfidentialenterpriseriskreportbyinsurerswhoarepartofaholdingcompanygroup.Theenterpriseriskreportidentifiesthematerialriskswithintheinsuranceholdingcompany system that could pose enterprise risk to theinsurer.Therulealso includessmallmodificationsand

Executive Initiatives, Administrative Rules

clarificationstocurrentreportingrequirements.Finally,the rule implements assessments to insurerswho aresubjecttoasupervisorycollege. EffectiveSeptember1,2015

In2015,OCIhadthefollowingemergencyruleineffect:

Ins 17.01 (3) and Ins 17.28 (6)—Relating to Injured Patients and Families Compensation Fund (Fund), Annual Fund and Mediation Panel Fees, for the fiscal year beginning July 1, 2015

This rule establishes the fees that participatinghealthcareprovidersmustpaytotheFundforthefiscalyearbeginningJuly1,2015.Thesefeesrepresenta34%decreasefromfeespaidforthe2014-2015fiscalyear.TheboardapprovedthesefeesatitsmeetingonDecember17,2014, based on the recommendation of the board’sactuarialandunderwritingcommitteeandreportsoftheFund’sactuaries.

TheboardwasalsorequiredtopromulgatebyruletheannualfeesfortheoperationoftheInjuredPatientsand FamiliesCompensation Fundmedicalmediationsystem, based on the recommendation of the directorof statecourts.The recommendationof thedirectorofstate courtswas reviewedby theboard’s actuarial andunderwritingcommittee.Thisruleimplementsthefundinglevel approved by the board onMarch 18, 2015, byestablishingmediationpanelfeesforthenextfiscalyearat$13.50forphysiciansand$2.75peroccupiedbedforhospitals,representinganincreaseof$5.75perphysicianandanincreaseof$1.25peroccupiedbedforhospitalsfrom2014-2015fiscalyearmediationpanelfees. EffectiveJune11,2015

The Wisconsin Administrative Code - Rules of the Office of the Commissioner of Insurance and the Wisconsin Administrative Register are available for purchase from the Wisconsin Department of Administration - Document Sales at (608) 266-3358 and available on the internet at: docs.legis.wisconsin.gov/code/admin_code/ins. Information regarding the status and text of OCI rules pending or promulgated is available on the internet at: oci.wi.gov/Pages/Regulation/RulesCurrentlyPending.aspx and adminrules.wisconsin.gov.

27


National Association ofInsurance Commissioners’ (NAIC) Activities

OCIactivelyparticipatesintheNAIC.During2015,CommissionerNickelandhisrepresentativesweremembersofthefollowingNAICcommittees,taskforces,workinggroupsandsubgroups.

CommitteesExecutive(EX)CommitteeAuditCommitteeLifeInsuranceandAnnuities(A)CommitteeHealthInsuranceandManagedCare(B)CommitteeNAIC/ConsumerLiaisonCommitteeNAIC/IndustryLiaisonCommitteeNAIC/StateGovernmentLiaisonCommittee

Task ForcesProducerLicensing(EX)TaskForceHealthActuarial(B)TaskForceRegulatoryFramework(B)TaskForce(Chair)SeniorIssues(B)TaskForceMarketInformationSystems(D)TaskForceAccountingPracticesandProcedures(E)TaskForceCapitalAdequacy(E)TaskForce(Chair)ExaminationOversight(E)TaskForceReinsurance(E)TaskForceSolvencyModernizationInitiative(E)TaskForceValuationofSecurities(E)TaskForce

NAIC Working Groups and SubgroupsSolvency Modernization Initiative (EX) Task Force

GroupSolvencyIssues(EX)WorkingGroupInternationalSolvencyandAccountingStandards(EX)WorkingGroup

Speed to Market (EX) Task ForceOperationalEfficiencies(EX)WorkingGroup

Life Insurance and Annuities (A) Committee (Member)ContingentDeferredAnnuities(A)WorkingGroup(Chair)

AnnuityDisclosure(A)WorkingGroupHealth Insurance and Managed Care (B) Committee (Member)

HealthCareReformRegulatoryAlternatives(B)WorkingGroup(Chair)

ConsumerInformation(B)SubgroupExchanges(B)SubgroupNetworkAdequacySubgroup(Chair)

Health Actuarial (B) Task Force (Member)HealthCareReformActuarial(B)WorkingGroupMedicalLossRatio(B)SubgroupPricing(B)SubgroupReinsuranceandRiskAdjustment(B)SubgroupLong-TermCarePricing(B)Subgroup

Executive Initiatives, NAIC Activities

Regulatory Framework (B) Task Force (Chair)ERISA(B)WorkingGroupNetworkAdequacySubgroup

Market Regulation and Consumer Affairs (D) Committee

ConsumerConnections(D)WorkingGroupMarketAnalysisProcedures(D)WorkingGroupMarketConductExaminationsStandards(D)WorkingGroup

Financial Condition (E) CommitteeAIGSpecial(E)WorkingGroupMortgageGuaranteeInsuranceWorkingGroupFinancialAnalysis(E)WorkingGroupInvestmentsofInsurersModelActRevisions(E)WorkingGroup

NationalTreatmentandCoordination(E)WorkingGroup

HealthReformSolvencyImpact(E)SubgroupOwnRiskandSolvencyAssessment(ORSA)Subgroup

Accounting Practices and Procedures (E) Task Force (Member)

EmergingAccountingIssues(E)WorkingGroupStatutoryAccountingPrinciples(E)WorkingGroup

PropertyandCasualtyReinsurance(E)StudyGroup

Capital Adequacy (E) Task Force (Chair)PropertyandCasualtyRisk-BasedCapital(E)WorkingGroup

SolvencyModernizationInitiativeRBC(E)Subgroup

HealthRisk-BasedCapital(E)WorkingGroupExamination Oversight (E) Task Force (Member)

FinancialAnalysisResearchandDevelopment(E)WorkingGroup

FinancialExaminersHandbook(E)TechnicalWorkingGroup

FinancialAnalysisHandbook(E)WorkingGroupAnalystTeamSystemOversight(E)WorkingGroup

ITExamination(E)WorkingGroupSolvency Modernization Initiative (E) Task Force (Member)

GroupSolvencyIssues(E)WorkingGroupInternationalSolvencyandAccountingStandards(E)WorkingGroup

28


Advisory Boards, Committees, and Councils

Wisconsin law, s. 15.04,Wis. Stat., provides thatheadsof independentagenciesmaycreateandappointsuch councils and committees as the operation of theagencyrequires.Theinsurancelaw,s.601.20,Wis.Stat.,authorizestheCommissionertocreateadvisorycouncilsandcommitteestoassistindealingwithregulatoryissues.TheCommissioneristoprovide,byrule,forthecreation,governance, duties, and termination of any council orcommitteethatisestablished.Theexpertadviceprovidedto theCommissioner through these councils results inmoreefficientregulationoftheinsuranceindustrytothebenefitofinsuranceconsumersandinsurers.

TheCommissioner and staffmembers also serveonvarious councils andboards thus aidingWisconsinresidentsbyprovidingadviceandsuggestionsonmattersrelatedtoinsuranceregulation.

Adescriptionofthevariousboards,committees,andcouncilswithwhichOCIisinvolvedfollows:

Birth to 3 Program Interagency Coordinating Council

TheWisconsin Birth to 3 Program InteragencyCoordinatingCouncil (ICC)was established by theGovernorofWisconsintoadviseandassisttheDepartmentofHealth Services (DHS) in the performance of theresponsibilitiesestablishedunderPartCoftheIndividualswithDisabilitiesEducationAct.ThemissionoftheICCistoadvise,review,analyze,andmonitortheimplementationofthestate’searlyinterventionsystem,maintainaforumfor communication relative to early intervention andmakerecommendationstoDHSregardingtheeffectiveimplementationoftheearlyinterventionsystem.

Governor’s Committee for People with Disabilities

In1948,aGovernor’scommitteewasestablishedwithonegoal:toimproveemploymentopportunitiesforpeoplewithdisabilities.Thegroup’smissionwasbroadenedin1976tocovermanyaspectsofdisabilityinWisconsin,andthegroupbecametheGovernor’sCommitteeforPeoplewithDisabilities(GCPD)whichisdedicatedtoenhancingthehealthandgeneralwellbeingofdisabledcitizensinWisconsin.ThecommitteeconsistsoftheLt.Governorandnotmorethan20othermembers,including6membersappointedfromspecificstatutorycouncils:theCouncilonBlindness,theCouncilfortheDeafandHardofHearing,theCouncilonDevelopmentalDisabilities,theCouncil

onMentalHealth, theCouncil onAlcohol andOtherDrugAbuse, and theCouncil onPhysicalDisabilities.Themajorityofmembersarepeoplewithdisabilities.

Governor’s Council on Financial Literacy

This councilwas created inExecutiveOrder 92,March 30, 2005, and continued byGovernorWalkerin Executive Order 24,April 6, 2011. The councilconsistsof25membersorless,withachairpersonandtwovice chairpersons selected fromwithin the group.ThecouncilisdirectedtocollaboratewiththeOfficeoftheCommissioner of Insurance andother governmentagencies, private entities andnon-profit organizations,considerandimplementresearchandpolicyinitiatives,and serve as a sounding board for theOffice of theGovernor and theOffice of Financial Literacy in theDepartmentofFinancialInstitutionstoprovideguidanceand develop strategies to improve financial literacyamongWisconsin’scitizens.ThecouncilalsopromotesthestatewidefinancialliteracyawarenessandeducationcampaignentitledMoneySmartWeekWisconsin.

Group Insurance Board

Section15.165(2),Wis.Stat.,createdan11-memberGroupInsuranceBoardintheDepartmentofEmployeeTrustFunds.TheCommissionerordesigneeisamemberoftheboard.TheGroupInsuranceBoardisauthorizedto enter into contractswith insurers to provide groupinsuranceplansortoprovidethebenefitsonaself-insuredbasis.Italsoprovidesgeneraladministrativepolicyforthe group insuranceprograms for health care, incomedisabilitybenefits,andlifeinsuranceauthorizedforstateandotherpublicemployeesunderch.40,Wis.Stat.Thespecificpowersoftheboardareenumeratedunders.40.03(6),Wis.Stat.

Health and Life Insurance Advisory Council

TheHealth andLife InsuranceAdvisoryCounciladvises theCommissioneronregulatorymatters in theareaofhealthandlifeinsurance.Thecouncilmeetsonanas-neededbasis.ThemembersareappointedbytheCommissioner and include sixmembers representinginsurers, threemembers representing insuranceagents,one representing small business, and one consumeradvocate.ThemembersasofDecember31,2015,were:

Executive Initiatives, Advisory Boards, Committees, and Councils

29


MichaelDerdzinski,JohnsonInsurance,Racine(Co-Chair)

GregGurlik,NorthwesternMutualLife,Milwaukee(Co-Chair)

SharonBrosnan,Thrivent,Appleton TerrenceFrett,Frett/BarringtonLimited,Pewaukee GeraldFrye,TheBenefitServicesGroup,

Pewaukee DustinHinton,UnitedHealthcare,Milwaukee SheliaJenkins,NetworkHealth,Menasha LisaOlson,WisconsinPrimaryHealthCareAs-

sociation,Madison WilliamO’Toole,CatholicFinancialLife,

Milwaukee BillSmith,NationalFederationofIndependent

Business,Madison ChristineWitherill,WisconsinPhysiciansService,

Madison

Injured Patients and Families Compensation Fund Board

The board is created by s. 619.04 (3),Wis. Stat.The13-memberboardconsistsof3 insurance industryrepresentatives, amember named by theWisconsinAssociation for Justice, amember namedby theStateBarofWisconsin,2membersnamedbytheWisconsinMedical Society, amember named by theWisconsinHospitalAssociation,4publicmembersappointedbytheGovernor,andtheCommissionerwhoservesasthechair.ThemembersasofDecember31,2015,were:

TheodoreK.Nickel,CommissionerofInsurance MartyArnold,IndustryRepresentative GregoryBanaszynski,PublicMember CarlaBorda,PublicMember M.AngelaDentice,WisconsinAssociationforJustice SusanEngler,PublicMember RobertJaeger,M.D.,WisconsinMedicalSociety DavidMaurer,IndustryRepresentative LindaSyth,WisconsinMedicalSociety RalphTopinka,WisconsinHospitalAssociation JohnWalsh,StateBarofWisconsin Vacant,IndustryRepresentative Vacant,PublicMember

Insurance Security Fund Board

ThisboardadministerstheInsuranceSecurityFundestablishedbych.646,Wis.Stat.,toprovideamechanismforprotectinginsuredsintheeventofliquidationofinsurers

andtoassessthecostofsuchprotectionamonginsurers.TheCommissioner,alongwiththeAttorneyGeneralandtheStateTreasurer,aremembersofthisboardandservewith ten representatives of insurers appointed by theCommissioneruponconsiderationoftherecommendationofinsuranceorganizations.

Joint Survey Committee on Retirement Systems

This committee performs duties mandated unders.13.50,Wis.Stat.Thecommitteeiscomprisedoftwomajority party senators, one minority party senator,two majority party representatives to the assembly,one minority party representative to the assembly, anassistantattorneygeneral,amemberofthepublicselectedby the Governor, the Commissioner or a designatedexperienced actuary in OCI, and the Secretary of theDepartmentofEmployeeTrustFunds.

This committee evaluates all legislative proposalsthatwould create ormodify any systemof retirementfor public officers or employees.No such legislativeproposal(bill)maybeacteduponbythelegislatureuntilithasbeenreferredtothiscommitteeforpreparationofawritten report.The reportmust indicate theprobablecostinvolved,theeffectoftheproposalupontheactuarialsoundness of existing retirement systems, and thedesirabilityoftheproposalasamatterofpublicpolicy.

Property and Casualty Advisory Council

Thiscouncil,createdbys.Ins6.79,Wis.Adm.Code,advisestheCommissioneronregulatorymattersintheareasofpropertyandcasualtyinsurance.Thecouncilhasfourinsurancecompanymembers, twoagentmembers,andthreepublicmembers.Themembersduring2015were:

RickParks,SocietyInsurance,FondduLac,Chair MarkBehrens, Johnson InsuranceServices,LLC,

Racine TrenaBond,HousingResources,Inc.,Milwaukee JanetDettmann,AmericanFamilyMutualInsur-

anceCompany,Madison RaymondHansen,Diversified InsuranceServices,

Brookfield PeterHanson,WisconsinRestaurantAssociation,

Madison AaronPerry,StateFarmInsuranceAgency,Madison MikeRuder,RuralMutualInsurance,Madison ChristopherZwygart,WestBendMutualInsurance

Company,WestBend

Executive Initiatives, Advisory Boards, Committees, and Councils

30

Wisconsin Insurance Report Business of 2015Executive Initiatives, Advisory Boards, Committees, and Councils

Retirement Research Committee

This committee performs duties mandated unders.13.51,Wis.Stat.Itsmembershiprepresentsemployeeandemployergroupshavingvestedinterestsinvariousstateretirementprograms.Thecommitteehasinvestigatorypowers over all state retirement systems for publicemployees.Inaddition,itmayrequireanypublicpensionorretirementsystemtofurnishitwithperiodicfinancialreportsandrecords.Thecommitteeconductsacontinuousreviewofretirementbenefitsaffordedtopublicemployeesunder the existing state system. Itmaintains a currentreference library of all public employee pension andretirementplansthroughouttheUnitedStatesandmakesitsfindingsandrecommendationsavailabletotheGovernorandthelegislature.

Wisconsin Insurance Plan Governing Committee

TheWisconsinInsurancePlanisarisk-sharingplanforpropertyinsurancecompaniescreatedbys.Ins4.10,Wis.Adm.Code.The purpose of the plan is to helpqualifiedpropertyownersobtain insurancecoverage iftheyareunabletofindadequatecoverageintheprivatemarket.TheplanisoverseenbyaGoverningCommitteesubject to the supervision of the Commissioner ofInsurance.TheGoverningCommitteeconsistsofeightinsurer representatives, two insurance agents, andfivepublicmembers.TheCommissionerofInsuranceappointstheagentsandthepublicmembersandselectsaliaisontoattendmeetings.Sevenoftheinsurerrepresentativesareselectedbytradeassociations.Oneiselectedbyinsurersthatarenotmembersofthesetradeassociations.

Wisconsin Retirement Board

TheWisconsinRetirementBoard is created in theDepartmentofEmployeeTrustFundsbys.15.165(3)(b),Wis.Stat.Theboardhasninemembers.Sixmembersrepresent employers or employees who participate intheWisconsinretirementsystem,oneisaparticipatingstateemployee,oneisapublicmember,andoneistheCommissioner or an experienced actuary inOCI.Theboardstudiesandrecommendsalternativeadministrativepolicies, authorizes and terminates disability annuitypayments,andconsidersadministrativerulesthatrelatetoparticipantsintheretirementsystemotherthanteachers.

Wisconsin State Council on Alcohol and Other Drug Abuse

TheStateCouncilonAlcoholandOtherDrugAbusewascreatedintheOfficeoftheGovernorinAugust1970

toprovideleadershipandcoordinationregardingalcoholandotherdrugabuse(AODA)issuesconfrontingthestate.WisconsinAct210wasenactedonApril6,1994,mergingtheCitizensCouncilonAlcoholandOtherDrugAbusewiththestatecouncil.Thebillexpandedthedutiesandthemembershipofthestatecouncil.TheStateCouncilonAlcoholandOtherDrugAbuserecommends,coordinates,andreviewstheeffortsofstateagenciestocontrolandprevent alcohol and drug abuse. It evaluates programeffectiveness, recommends improved programming,issues reports to educate people about the dangers ofdrug abuse, and allocates responsibility for variousalcoholanddrugabuseprogramsamongstateagencies.The 22-member council consists of the Governor, theAttorneyGeneral,theSuperintendentoftheDepartmentof Public Instruction, the Secretary of theDepartmentofHealthServices,theCommissionerofInsurance,theSecretaryoftheDepartmentofCorrections,theSecretaryoftheDepartmentofTransportationandthechairpersonof thePharmacyExaminingBoard,or theirdesignees;a representative of the controlled substances board; arepresentativeofanyGovernor’scommitteeorcommissioncreatedundersubch.Iofch.14tostudylawenforcementissues;6members(1ofwhomisaconsumerrepresentingthe public at large) with demonstrated professional,researchorpersonalinterestinalcoholandotherdrugabuseproblems,appointedforfour-yearterms;arepresentativeofanorganizationoragencywhichisadirectproviderofservicestoalcoholicsandotherdrugabusers;amemberoftheWisconsinCountyHumanServiceAssociation,Inc.,whoisnominatedbythatassociation;and2membersofeachhouseofthelegislature,representingthemajoritypartyandtheminoritypartyineachhouse.

Worker’s Compensation Research Institute (WCRI) CompScope™ Benchmark Study Advisory Committee for Wisconsin

TheCompScope™WCRI’smultistatebenchmarkingprogrammeasuresandbenchmarkstheperformanceofagrowingnumberofstateworker’scompensationsystems.This programprovides annually the opportunity bothto examine the changes in performance of individualstate systems and to make meaningful interstatecomparisons.TheCompScope™programisfundedbyemployers,insurers,statefunds,stategovernments,ratingorganizations and a labor organization seeking to helpachieveamorestable,equitableworker’scompensationsystem.TheWisconsinOfficeof theCommissionerofInsuranceisamemberoftheadvisorycommittee.

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Bulletins to Insurers

April 24, 2015To all insurers authorized towrite health insuranceinWisconsin containing guidance regarding theU.S.Department ofHealth andHumanServices extendedtransitional policy. Bulletin specifically clarifies thetransitionalreliefofferedtoemployersimpactedbythesmallgroupdefinitionchangeeffectiveJanuary1,2016.

June 17, 2015To all insurers authorized towrite health insuranceinWisconsin regarding updated guidance regardingcoverageofcolorectalcancerscreening. Inaccordancewiths.632.895(16m),Wis.Stat.,ands.Ins3.35,Wis.Adm.Code,allcarrierstocontinuetoannuallymonitorandselectoneormoreoftheupdatedcolorectalcancerscreening guidelines issued by theU.S. PreventiveServicesTaskForce, theNationalCancer Institute, ortheAmericanCancer Society as a basis for coverageof preventive colorectal cancer screening tests andprocedures.

June 25, 2015Tosurpluslinesagents,directplacementpolicyholders,and risk retentiongroupsdoingbusiness inWisconsinregardingfilings formultistate policies inWisconsin.OCIhasdeterminedthat itwouldnotbeadvantageousforWisconsin tobecomea full tax-sharingmemberoftheNonadmittedInsuranceMulti-StateAgreement,Inc.(NIMA).

September 8, 2015Toall insurers, agents and interestedparties regardingadoptionoftheNAICbuyer’sguideand2012IARtable.Changestoss.Ins2.15and2.30,Wis.Adm.Code,adopttheNAICbuyer’sguideforannuitiesanduseofthe2012IARTable.

September 8, 2015To all interested parties regarding revised reportingrequirements for insurers that are part of an insuranceholding company system.Changes to ch. Ins 40,Wis.Adm.Code,adoptthemodificationstotheNAICmodelactandmodelregulationwhichweredesignedtoaddresstransactions involving complex insurance holdingcompanyorganizationsandinsurerslicensedinmultiplejurisdictions.

Executive Initiatives, Bulletins to Insurers

October 12, 2015To all insurers authorized towrite health insurance inWisconsinregardingH.R.1624andthesmallgroupsizedefinition.WiththeenactmentoftheProtectingAffordableCoverageforEmployeesAct,federallawthatwouldhaveincreasedthenumberofemployeesinthedefinitionofsmall group to 100or less has been repealed. Instead,the definitionwill remain consistentwithWisconsin’sdefinitionofasmallemployer,andWisconsinlawisnolongerpreempted.

December 7, 2015ToallpropertyandcasualtyinsurersauthorizedtowritebusinessinWisconsinandsubjecttos.623.11,Wis.Stat.,except for financial guaranty,mortgage guaranty, andtitleinsurersregardingminimumdirectpremiumwrittento surplus ratio requirements.EffectiveDecember 31,2016,OCIwillrequireinsurerstomaintainareasonablerelationshipbetweendirectpremiumswrittenandsurplus,suchthattheratioofdirectpremiumwrittentosurplusmaynotexceed800%.

December 16, 2015ToallinsurersandagentswritinghospitalindemnityorfixedindemnitycoverageregardingCentralUnitedLifev.Burwell. So long as theymeet state requirements,Wisconsinwillcontinue toacceptall typesoffixedorhospitalindemnityfilings.

December 16, 2015Toagentlicensingdepartmentsofinsurersregarding2016agentappointmentrenewals.

December 22, 2015To all insurers and agentswriting liability coverageregardingAct90.Thislegislationendedtherequirementofcollectingbothcommercialandproductliabilitydatafrom companies.Act 90 also ended the requirementto report thedatacompilation in theannualWisconsinInsuranceReport.

Wisconsin Insurance Report Business of 2015Executive Initiatives, Administrative Actions

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Administrative Actions(As Reported by the Legal Unit)

In many of the proceedings listed below, the Respondent denied the allegations but consented to the action taken. Copies of administrative actions taken by OCI on insurance companies and agents starting in the year 1964 can be viewed and printed from OCI’s Web site in pdf format at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci. For older actions, contact [email protected].

Allegations and Actions Against Agents:

Tinika Aboagye2231 E. Camelback Rd., Ste. 300, Phoenix, AZ 85016Had her application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. January 2015

Dejoni N. Absher15917 E. Sprague Ave., Apt. 14,Spokane Valley, WA 99037Agreed to the issuance of a restricted insurance license. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct. April 2015

Tyler A. Acham9756 Saddle Ct., Lake Worth, FL 33467Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI. November 2015

Kenneth Adams17821 17th St., Ste. 120, Tustin, CA 92780Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. September 2015

Richard E. Adkins4902 W. Waters Ave., Ste. 100, Tampa, FL 33634Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of California on a licensing application. March 2015

Patti A. Agnello547 W. Oakwood Rd., Oak Creek, WI 53154Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. August 2015

Jeremy N. Alderman508 Main St., Hingham, MA 02043Had his insurance license revoked. This action was taken based on allegations of failing to timely report administrative actions taken by the states of Indiana, Colorado, Missouri, and Kansas and failing to disclose previous administrative actions on a licensing application. September 2015

Marivel Alvarez8727 Westfield Dr., Dallas, TX 72543Was ordered to pay a forfeiture of $500.00 and was ordered to provide certain information to OCI. These actions were taken based on allegations of failing to timely report an administrative action taken by the state of Colorado and failing to respond promptly to inquiries from OCI. July 2015

Matthew Amore720 N. Old World 3rd St., Apt. 1010,Milwaukee, WI 53203Agreed to the issuance of an insurance license with certain reporting requirements. This action was taken based on allegations of previous employment misconduct. May 2015

Andrew P. Amrein7010 Plymouth Ct., Tinley Park, IL 60477Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Illinois on a licensing application. August 2015

Lisa Amrein823 W. Pine St., Washburn, WI 54891Had her application for an insurance license denied. This action was taken based on allegations of having an unpaid civil money judgment and failing to respond promptly to inquiries from OCI. January 2015

Jeremy T. AmstadtN71 W23321 Good Hope Rd., Sussex, WI 53089Agreed to the denial of his application for additional insurance authority and agreed not to reapply for additional insurance authority for a period of six months.


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These actions were taken based on allegations of failing to disclose employment terminations for cause on a licensing application. October 2015

Jeremy T. AmstadtN71 W23321 Good Hope Rd., Sussex, WI 53089Agreed to the suspension of his insurance license for a period of six months. This action was taken based on allegations of failing to disclose employment terminations for cause on an insurance licensing application. October 2015

Stacia M. Amundson1220 Coventry Ln., Unit 4, Chippewa Falls, WI 54729Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. February 2015

Jasma M. Anderson3741 W. Clinton Ave., Milwaukee, WI 53209Agreed to the issuance of a two-year restricted insurance license and certain reporting requirements. These actions were taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and having a history of civil money judgments. May 2015

Giuditta Angelini5737 Winthrop Ave., Mount Pleasant, WI 53406Had her application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the Wisconsin State Medical Examining Board on a licensing application and for having her medicine and surgery license revoked. January 2015

Tammy A. ArfaouiP.O. Box 22020, Tempe, AZ 85285Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. August 2015

William C. Armstrong2635 N. 82nd St., Wauwatosa, WI 53213Had his application for an insurance license denied. This action was taken based on allegations of failing to retake an insurance examination and failing to respond promptly to inquiries from OCI. September 2015

Ray Arndt2370 Woodmoor Ln., Brookfield, WI 53045Had his application for an insurance license denied for 31 days. This action was taken based on allegations of

failing to report an administrative action taken by the state of Wisconsin on a licensing application. February 2015

Zaim Aslani706 Virginia St., Racine, WI 53405Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. May 2015

Brittney S. Austin9847 W. Lisbon Ave., Milwaukee, WI 53222Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. February 2015

Khoonthai Baccam2405 Apache Dr., Fitchburg, WI 53711Had his application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application and failing to respond promptly to inquiries from OCI. January 2015

Twyla J. Bagby1101 Red Ventures Dr., Fort Mill, SC 29707Had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. August 2015

Edward M. Banks3581 S.W. Kromrey St., Port Saint Lucie, FL 34953Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. January 2015

Edward M. Banks3581 S.W. Kromrey St., Port Saint Lucie, FL 34953Had his application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application and failing to respond promptly to inquiries from OCI. November 2015

Staci Jo BankstonP.O. Box 2421, Red Oak, TX 54154Had her application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. November 2015


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Kenethra L. Barkus8103 Mosstree Dr., Arlington, TX 76001Had her application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of North Carolina, New York, and Wisconsin on a licensing application. June 2015

Louise Bates5136 N. 54th St., Milwaukee, WI 53218Had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction and an administrative action taken by the state of Wisconsin on a licensing application. November 2015

Lori Beard1558 Brendon Lake Dr., Apt. 308, Orange City, FL 32763Had her application for an insurance license denied. This action was taken based on allegations of having pending criminal charges that may be substantially related to insurance marketing type conduct. August 2015

David J. BeatonP.O. Box 436, Sun Prairie, WI 53590Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. May 2015

Logan M. Behle3300 Business Park Dr., Stevens Point, WI 54482Had his application for an insurance license denied. This action was taken based on allegations of having unpaid civil money judgments. August 2015

Michael A. Belleggie2763 Quail Rd., Escondido, CA 92026Had his application for an insurance license denied for 31 days. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to disclose an administrative action taken by the state of California on a licensing application. November 2015

Nelson S. Beltran8468 Bridge Rd., Grosse Ile, MI 48138Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. January 2015

Amy K. Bender4508 Providence Rd., Apt. 2B, Charlotte, NC 28226Agreed to the issuance of a restricted insurance license with certain reporting requirements. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct. June 2015

Charles M. Benford4197 N. 22nd St., Milwaukee, WI 53209Had his application for an insurance license denied. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application, having unpaid civil money judgments, and failing to respond promptly to inquiries from OCI. November 2015

Robert J. Berger238 W. Divide Ave., Bismarck, ND 58501Had his application for an insurance license denied. This action was taken based on allegations of failing to reinstate Wisconsin licensure before adding additional qualifications and failing to respond promptly to inquiries from OCI. March 2015

Camille R. Bergstrom9002 Sheridan Rd., Lot 202, Kenosha, WI 53143Agreed to the issuance of a restricted insurance license with certain reporting requirements. This action was taken based on allegations of having a history of delinquent child support payments. June 2015

Diana Berry-McDowell4027 N. 88th St., Milwaukee, WI 53222Had her application for an insurance license denied. This action was taken based on allegations of having unpaid civil money judgments. September 2015

Jon E. Bilodeau3156 Molly Brown Ln., Green Bay, WI 54313Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. September 2015

Corey Bisher941 N. Franklin St., Manchester, IA 52057Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. February 2015


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Peter L. BishopP.O. Box 121, Sauk City, WI 53583Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. January 2015

Todd W. Bishop4403 Swan Ave., Wausau, WI 54401Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. July 2015

Jennifer M. BlatzN1125 Public Landing Rd., Chetek, WI 54728Agreed never to reapply for Wisconsin insurance licensure. This action was taken based on allegations of failing to submit insurance premiums and having her insurance agency terminated for cause. October 2015

Gregory D. Bodoh10141 Conde Rd., Marshall, VA 20115Had his application for an insurance license denied. This action was taken based on allegations of having administrative actions taken by FINRA and by the state of Virginia and failing to respond promptly to inquiries from OCI. August 2015

Michael A. Book28 Crawford Rd., Westport, CT 06880Was ordered to pay a forfeiture of $1,000.00 and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to timely report an administrative action taken by FINRA and failing to respond promptly to inquiries from OCI. February 2015

Amy Borski471 S. Main St., Fond du Lac, WI 54935Had her application for an insurance license denied. This action was taken based on allegations of having a criminal charge that may be substantially related to insurance marketing type conduct and having unpaid civil money judgments. December 2015

Roberto Botello210 Riders Walk, San Antonio, TX 78227Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. February 2015

Krista S. Boudreaux4000 Fort Campbell Blvd., Ste. D3,Hopkinsville, KY 42240Had her application for an insurance license denied for 31 days. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. November 2015

Caitlin E. BrantnerS19 Deer Run Rd., Mondovi, WI 54755Had her application for an insurance license denied. This action was taken based on allegations of submitting an incomplete licensing application and failing to respond promptly to inquiries from OCI. February 2015

Ben M. Brower330 Viking Dr., Sycamore, IL 60178Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident surplus lines licensure and failing to respond promptly to inquiries from OCI. February 2015

Ben M. Brower330 Viking Dr., Sycamore, IL 60178Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. May 2015

Adam L. Brown717 Broad St., Menasha, WI 54952Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. February 2015

Johnny C. Brown3269 S. 3rd St., Milwaukee, WI 53207Had his application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, having a history of criminal convictions that may be substantially related to insurance marketing type conduct, and exhibiting financial irresponsibility. May 2015

Moses M. Brown, also known as Miguel A. Austell3042 W. Eggert Pl., Milwaukee, WI 53209Had his application for an insurance license denied. This action was taken based on allegations of failing to disclose criminal convictions on a licensing application, having unpaid civil money judgments, and failing to respond promptly to inquiries from OCI. June 2015


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Jimmy R. Bumper9999 Technology Blvd. W., Dallas, TX 75220Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. February 2015

Gary L. Burkey149 James Pl., Maitland, FL 32751Agreed to the 60-day denial of his application for an insurance license and agreed to respond to all inquiries from OCI fully and in writing within 10 business days of each inquiry. These actions were taken based on allegations of having an administrative action taken by the state of Florida and failing to respond promptly to inquiries from OCI. August 2015

Andrew L. Burnstein2429 Addington Pl., Wesley Chapel, FL 33543Had his application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of Florida, North Dakota, South Dakota, Delaware, and Georgia on a licensing application. October 2015

Chester R. Byrd13430 N. Black Canyon Hwy., Ste. 290,Phoenix, AZ 85029Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. November 2015

Patrick J. Byrne811 Burr Oaks Dr., Unit 201, West Des Moines, IA 50266Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of New York and Kansas on a licensing application. January 2015

Amy E. Callahan2905 Meadowbrook Rd., Middleton, WI 53562Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. April 2015

Roy R. Cambronero, Jr.3633 E. Squire Ave., Cudahy, WI 53110Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of FINRA registration and failing to respond promptly to inquiries from OCI. September 2015

Jodi S. Campbell1400 Ray Rd., Jacksonville, AR 72076Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. November 2015

Robert J. Campbell1817 E. Clairemont Ave., Eau Claire, WI 54701Had his application for an insurance license denied. This action was taken based on allegations of having an administrative action taken by the state of Wisconsin, owing delinquent Wisconsin taxes, and failing to respond promptly to inquiries from OCI. March 2015

Robert J. Campbell2444 Wander Ct., Eau Claire, WI 54703Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. April 2015

Karl Canaii900 Sheridan St., Ste. 152, Pembroke Pines, FL 33024Was ordered to pay a forfeiture of $500.00 and was ordered to timely disclose any administrative action taken in any jurisdiction. These actions were taken based on allegations of failing to timely report administrative actions taken by the states of Michigan, Virginia, and Indiana. August 2015

Deborah P. Carr688 W. Golden St., Gilbert, AZ 85233Had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose administrative actions taken by the state of Arizona on a licensing application. January 2015

Scott A. Carr6201 Balsam Ct., Long Grove, IL 60047Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of a federal crime waiver and failing to respond promptly to inquiries from OCI. June 2015

Richard Carter4308 Rainier St., Apt. 402, Irving, TX 75062Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of compliance with a child support order, failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, and failing to respond promptly to inquiries from OCI. November 2015


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Kaila Chack6213 Kelly Pl., Schofield, WI 54476Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of prelicensing education and failing to respond promptly to inquiries from OCI. June 2015

Philip Chaltas8121 14th Ave. S., Bloomington, MN 55425Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. March 2015

Philip M. Chaltas8121 14th Ave. S., Bloomington, MN 55425Had his application for an insurance license denied. This action was taken based on allegations of failing to show evidence of compliance with a child support order and failing to respond promptly to inquiries from OCI. June 2015

Shawn Chamizo2100 Hickory Dr., Carrollton, TX 75006Agreed to pay a forfeiture of $250.00. This action was taken based on allegations of failing to disclose a criminal charge on a licensing application and failing to timely report the disposition of the criminal charge to OCI. May 2015

Jacob L. ChamnessP.O. Box 156, Mayflower, AR 72106Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. January 2015

Saeng T. Chao9001 Willowberry Way, Elk Grove, CA 95758Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. September 2015

Robert R. Chapline4983 Ward Pkwy., Kansas City, MO 64112Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state reinsurance broker licensure and failing to respond promptly to inquiries from OCI. September 2015

Candace A. Christian1501 Chasebury Pl., Apt. 105, Chesapeake, VA 23320Had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. May 2015

Brian A. Clarke4824 N. Berkeley Blvd., Whitefish Bay, WI 53217Agreed to pay a delinquent licensing application fee and agreed to report any administrative action taken in any jurisdiction in writing to OCI within ten days. These actions were taken based on allegations of failing to pay a licensing fee and having a pending FINRA action at the time of application. August 2015

Yalonda Clay1400 Union Meeting Rd., Ste. 202, Blue Bell, PA 19422Had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. January 2015

Larry A. Clifford24691 New Haven Dr., Murrieta, CA 92562Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of California on a licensing application. November 2015

Ruth R. Clifton1101 Red Ventures Dr., Fort Mill, SC 29707Had her application for an insurance license denied. This action was taken based on allegations of owing delinquent taxes and failing to respond promptly to inquiries from OCI. May 2015

Nathan M. Cockerham1109 Tower Ave., Superior, WI 54880Had his application for an insurance license denied. This action was taken based on allegations of failing to timely complete the educational requirements and failing to respond promptly to inquiries from OCI. June 2015

Nathan Cockerham907 E. 7th St., Superior, WI 54880Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. September 2015


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Shannon R. Collins617 Cottage St., Merrill, WI 54452Had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. May 2015

Ever E. Contreras1131 Marshall Dr., Euless, TX 76039Had his application for an insurance license denied. This action was taken based on allegations of failing to provide a resident state federal crime waiver and failing to respond promptly to inquiries from OCI. January 2015

Corey B. Copeland, Jr.2201 Post Rd., Apt. 109, Fitchburg, WI 53713Had his application for an insurance license denied. This action was taken based on allegations of failing to complete the required fingerprinting/criminal background check, having a criminal conviction that may be substantially related to insurance marketing type conduct, owing delinquent child support, and failing to respond promptly to inquiries from OCI. September 2015

Brian J. Corsi5721 Yorkshire Rd., Madison, WI 53711Agreed to a 31-day denial of his licensing application and agreed to respond promptly to all inquiries from OCI. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI. September 2015

Stephenson Crawford172 Broadway, Fl. 2, Taunton, MA 02780Had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct, having an administrative action taken by the state of Kansas, and exhibiting evidence of financial irresponsibility. August 2015

Kimberly Y. Cross1070 4th Ave. W., Apt. 2, Monroe, WI 53566Had her application for an insurance license denied. This action was taken based on allegations of having unpaid civil money judgments and failing to respond promptly to inquiries from OCI. November 2015

Sheila M. Cruz102 Lakeview Ct., Tomah, WI 54660Agreed to the issuance of an insurance license with certain restrictions and reporting requirements for a period of 18 months. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application, having unpaid civil money judgments,

and failing to respond promptly to inquiries from OCI. November 2015

Daniel C. Cummins232 Samuel Blvd., Apt. 80, Coppell, TX 75019Was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to timely report an administrative action taken by FINRA and failing to disclose the administrative action on a licensing application. September 2015

Paulette M. Czerwinski9559 W. Upham Ave., Greenfield, WI 53228Had her application for an insurance license denied. This action was taken based on allegations of failing to complete prelicensing education, failing to retake required examinations, and failing to respond promptly to inquiries from OCI. September 2015

Marquita A. Dailey2575 Westside Pkwy., Alpharetta, GA 30004Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI. March 2015

Marquita A. Dailey2575 Westside Pkwy., Alpharetta, GA 30004Had her application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, having a history of non-response to inquiries from OCI, and failing to respond promptly to inquiries from OCI regarding the most recent licensing application. May 2015

Roberthenry Davis, Jr.4654 N. 108th St., Wauwatosa, WI 53225Had his application for an insurance license denied. This action was taken based on allegations of failing to timely retake an insurance examination and failing to respond promptly to inquiries from OCI. October 2015

David F. Day721 S. Parker St., Ste. 300, Orange, CA 92868Had his application for an insurance license denied. This action was taken based on allegations of being involved in a lawsuit alleging fraud, misrepresentation, and negligence. May 2015

Jeffrey R. Dean2163 Sioux Blvd., New Brighton, MN 55112Agreed to the surrender of his insurance license for a minimum of four years and agreed to pay a forfeiture of


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$500.00 if and when he reapplies for licensure. These actions were taken based on allegations of failing to submit premiums to an insurer, failing to report an administrative action taken by the state of Minnesota, and failing to respond promptly to inquiries from OCI. August 2015

Gregory A. DeHaven706 B 8th St., Mosinee, WI 54455Agreed to the 31-day denial of his insurance licensing application, agreed to remain in compliance with repayment plans related to civil money judgments, and agreed to report any future criminal charges, administrative actions, and civil charges taken in any jurisdiction to OCI in writing within ten days. These actions were taken based on allegations of failing to disclose a deferred prosecution agreement on a licensing application and having unpaid civil money judgments. October 2015

Matthew J. Demuth301 N. Adams St., Ste. 200, Green Bay, WI 54301Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose criminal charges on a licensing application. November 2015

Ryan D. DeWilde3401 Tranquil Way, Kaukauna, WI 54130Agreed to notify OCI in writing within 15 days of any administrative action, criminal, or civil charge initiated in any jurisdiction and agreed to respond promptly and completely to all inquiries from OCI. These actions were taken based on allegations of having unpaid civil money judgments, having a criminal conviction that may be substantially related to insurance marketing type conduct, and failing to respond promptly to inquiries from OCI. October 2015

James D. Dewitt, Jr.1821 1st St. S., Wisconsin Rapids, WI 54494Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. October 2015

Ikechi O. Dixon4225 S.W. McClellen St., Port Saint Lucie, FL 34953Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. January 2015

Jeffrey R. Dobrunz229 E. Roeland Ave., Appleton, WI 54915Had his application for an insurance license denied. This action was taken based on allegations of failing to disclose

administrative actions taken by the state of Wisconsin on a licensing application, having criminal convictions that may be substantially related to insurance marketing type conduct, and failing to respond promptly to inquiries from OCI. April 2015

Paul D. Dodge47 Bowen St., Oshkosh, WI 54901Was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to timely report a criminal conviction to OCI. April 2015

Todd E. Dodge1454 Saint Clair Rd., Idaho Falls, ID 83404Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support. April 2015

Alyssa J. Donley8940 Bluejacket St., Apt. 1104, Overland Park, KS 66214Was ordered to disclose all actions to OCI pursuant to applicable statutes and administrative regulations. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application. August 2015

Tami Dougherty25529 Meteor Rd., Wilton, WI 54670Had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application. June 2015

John P. Drill9 Menomonie Ct., Madison, WI 53704Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. December 2015

Betty Dulin1716 Clarence Dr., Hopkinsville, KY 42240Had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct. January 2015

Kira J. Eberhardy5400 S. La Salle Dr., New Berlin, WI 53151Had her application for an insurance license denied. This action was taken based on allegations of failing to complete the required fingerprinting/criminal background check, failing to provide evidence of examination completion, and failing to respond promptly to inquiries from OCI. September 2015


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Jeffrey K. Eisenshtadt662 Woodward Ave., Detroit, MI 48226Had his application for an insurance license denied. This action was taken based on allegations of having an administrative action taken by another state and failing to respond promptly to inquiries from OCI. November 2015

Etavious Emanuel11222 Quail Roost Dr., Miami, FL 33157Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. May 2015

Etavious Emanuel11222 Quail Roost Dr., Miami, FL 33157Had his application for an insurance license denied and is prohibited from reapplying for licensure until May 16, 2016. These actions were taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application and failing to respond promptly to inquiries from OCI. November 2015

Donald L. Erwin, Jr.24650 E. Applewood Cir., Unit 639, Aurora, CO 80016Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI. January 2015

Gidget A. Escudero1033 Shawnee Trace, Grand Prairie, TX 75051Had her application for an insurance license denied. This action was taken based on failing to withdraw a duplicate licensing application and failing to respond promptly to inquiries from OCI. January 2015

Michael C. Esser2500 N. 124th St., Apt. 101, Milwaukee, WI 53226Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. November 2015

Thomas W. Everett814 N. 3rd Ave., Sturgeon Bay, WI 54235Had his application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, owing delinquent Wisconsin taxes, failing to complete prelicensing education, and failing to respond promptly to inquiries from OCI. September 2015

Susan Fanciullo111 W. 67th St., Apt. 22K, New York, NY 10023Had her application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of Virginia and New Jersey on a licensing application. September 2015

Michael J. Farino4013 Tokay Blvd., Madison, WI 53711Had his application for an insurance license denied. This action was taken based on allegations of failing to complete the required fingerprinting/criminal background check and failing to respond promptly to inquiries from OCI. September 2015

Ronald Felts2908 S. Caraway Rd., Ste. 100, Jonesboro, AR 72401Had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. November 2015

Frankie T. Fernandez5602 S. 20th St., Lincoln, NE 68152Had his application for an insurance license denied. This action was taken based on allegations of having an administrative action taken by the state of Nebraska. August 2015

Bernard L. Fields6888 S. Ivy Way, Apt. 102, Englewood, CO 80112Was ordered to pay a forfeiture of $1,500.00, was ordered to notify OCI within 30 days of any administrative action taken in any state, and had his insurance license revoked. These actions were taken based on allegations of failing to timely report administrative actions taken by the states of Oklahoma, Virginia, and Delaware to OCI and failing to pay a forfeiture as ordered. May 2015

Debra S. Fischer5931 Seminole Centre Ct., Apt. 106, Fitchburg, WI 53711Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. May 2015

John B. Fisher1850 Bassett St., Apt. 310, Denver, CO 80202Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to report administrative actions taken by the states of Delaware, Georgia, and California on a licensing application. January 2015


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Kristen Fitzhugh3420 Wooster Rd., Apt. 605, Rocky River, OH 44116Agreed to the 30-day denial of her insurance licensing application, agreed to timely report information to OCI, and agreed to respond promptly to inquiries from OCI. These actions were taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application and failing to respond promptly to inquiries from OCI. April 2015

Mary K. Fletcher301 Morgan Rd., Apt. F1, Italy, TX 76651Had her application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Texas on a licensing application and having a criminal conviction that may be substantially related to insurance marketing type conduct. November 2015

Adam M. Foldes595 S. Federal Hwy., Ste. 400, Boca Raton, FL 33432Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI. November 2015

Anthony R. Foss5587 E. Waterford Rd., Hartford, WI 53027Agreed to notify OCI of any criminal or civil conviction in any jurisdiction and agreed to respond to all inquiries from OCI in writing within ten days. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI. October 2015

Sandra Fowler42 American Ave., Concord, NC 28025Was ordered to pay a forfeiture of $500.00 and was ordered to timely disclose any administrative action taken in any jurisdiction. These actions were taken based on allegations of failing to timely report administrative actions taken by the states of Indiana, Virginia, and California. August 2015

Emmanuel A. Franklin1704 W. Gold Mine Way, Queen Creek, AZ 85142Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. September 2015

Shunell Fregiste5150 Regent Blvd., Irving, TX 75063Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of eligibility to work in the United States and failing to respond promptly to inquiries from OCI. November 2015

David Fritz21957 Bug Scuffle Rd., West Fork, AR 72774Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. November 2015

Marshayla Q. Frizell-Barnes1600 Aspen Commons, Ste. 600, Middleton, WI 53562Had her application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct, having employment terminations for cause, and failing to respond promptly to inquiries from OCI. November 2015

Dale G. Froehlich1168 Pattee Ave., Elburn, IL 60119Agreed to the permanent revocation of his insurance license. This action was taken based on allegations of obtaining a personal loan from an insurance consumer. April 2015

Jeffrey L. Fuller3772 Kentland Dr., Roanoke, VA 24018Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of California on a licensing application. March 2015

Wayne R. Fulleylove-KrauseW2643 St. Charles Rd., Chilton, WI 53014Had his application for an insurance license denied. This action was taken based on allegations of having a private reprimand issued by the Wisconsin Office of Lawyer Regulation related to misconduct in the practice of law. September 2015

Eric J. Furlotte31555 W. 14 Mile Rd., Ste. 312,Farmington HIlls, MI 48334Had his application for an insurance license denied. This action was taken based on allegations of failing to


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provide evidence of equivalent resident state surplus lines licensure and failing to respond promptly to inquiries from OCI. August 2015

Christina M. Ganske1086 Stonehaven Dr., Sun Prairie, WI 53590Had her application for an insurance license denied. This action was taken based on allegations of failing to complete the digital fingerprinting/criminal background check and failing to respond promptly to inquiries from OCI. January 2015

Felix Garber7700 W. Bluemound Rd., Wauwatosa, WI 53213Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. November 2015

Miguel A. Garza, Jr.5506 Alabama Ave., Laredo, TX 78041Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state surplus lines licensure and failing to respond promptly to inquiries from OCI. May 2015

Gary L. Gibson6602 Owens Dr., Ste. 300, Pleasanton, CA 94588Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state surplus lines licensure and failing to respond promptly to inquiries from OCI. June 2015

Scott L. Giese3509 Barina Creek Dr., Green Bay, WI 54311Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct. September 2015

Kane R. Goerke317 Sunset Dr., Antigo, WI 54409Had his application for an insurance license denied. This action was taken based on allegations of failing to complete required prelicensing education and failing to respond promptly to inquiries from OCI. November 2015

Levi Goines III1399 Troon Dr., Sun Prairie, WI 53590Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. December 2015

Michelle L. Gomez87 W. Calle Sauco, Sahuarita, AZ 85629Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI. September 2015

Eduardo Gonzalez-Vigil9502 Autumn Gold, San Antonio, TX 78254Had his application for an insurance license denied. This action was taken based on allegations of failing to provide proof of eligibility to work in the United States and failing to respond promptly to inquiries from OCI. September 2015

Eduardo Gonzalez-Vigil9502 Autumn Gold, San Antonio, TX 78254Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. September 2015

Ronald D. Goodson917 S.E. Laurie Ln., Ankeny, IA 50021Had his application for an insurance license denied. This action was taken based on allegations of having an administrative action taken by the state of Iowa. February 2015

Lindsey Gordon2914 N. Main St., Upper, Racine, WI 53402Had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application. November 2015

David A. Grady7700 Portland Ave., Apt. 219, Wauwatosa, WI 53213Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct, having unpaid civil money judgments, and failing to respond promptly to inquiries from OCI. August 2015

Monica L. Green1732 S. Ringgold St., Philadelphia, PA 19145Had her application for an insurance license denied. This action was taken based on having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to provide required documentation to OCI. May 2015


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Pauline J. Green8 Anders Rd., Greenville, SC 29617Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state insurance licensure and failing to respond promptly to inquiries from OCI. March 2015

Pauline J. Green8 Anders Rd., Greenville, SC 29617Had her application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application and failing to respond promptly to inquiries from OCI. May 2015

Adam D. Greene2920 Emmalane Dr., Green Bay, WI 54311Had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct and having unpaid court fees. June 2015

Robert J. Greenwood302 White Oak Ave., Plover, WI 54467Had his application for an insurance license denied. This action was taken based on allegations of failing to complete the required fingerprinting/background check and failing to respond promptly to inquiries from OCI. September 2015

Rachel A. Greer1947 1st Ave., Apt. 101, Grafton, WI 53024Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. March 2015

Todd E. Greer29777 Telegraph Rd., Ste. 2355, Southfield, MI 48034Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent income taxes and failing to respond promptly to inquiries from OCI. March 2015

Renae Grilliot1615 Braden Dr., Normal, IL 61761Had her application for an insurance license denied. This action was taken based on allegations of failing to retake a licensing examination and failing to respond promptly to inquiries from OCI. July 2015

Thomas W. Groves721 Westshore Dr., Shorewood, IL 60404Was ordered to pay a forfeiture of $1,500.00 and was ordered to cease and desist making false representations to consumers and soliciting insurance products without being appointed by the issuing company. These actions were taken based on allegations of soliciting insurance for a company to which he was not appointed. August 2015

Sarah GruttN4306 730th St., Menomonie, WI 54741Had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application. September 2015

Nicole Guizar8334 Clairemont Mesa Blvd., Ste. 110,San Diego, CA 92111Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI. November 2015

Lisandra M. Hall151 Laurel Dr. S., West Bend, WI 53095Had her application for an insurance license denied. This action was taken based on allegations of failing to complete prelicensing education, failing to complete an examination, failing to complete the digital fingerprinting/background check, and failing to respond promptly to inquiries from OCI. January 2015

Lisandra M. Hall151 Laurel Dr. S., West Bend, WI 53095Had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. April 2015

Gregory P. Handel338 W. 4th St., New Richmond, WI 54017Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. November 2015

Marc P. Hansen630 Aaron Ave., Springville, UT 84663Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state reinsurance broker licensure and failing to respond promptly to inquiries from OCI. September 2015


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Charles A. Hanson1022 Manson St., Wausau, WI 54403Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct, having unpaid civil money judgments, and failing to respond promptly to inquiries from OCI. November 2015

Matthew Hanson3808 Sand Acres Dr., De Pere, WI 54115Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. August 2015

Joseph Harp2000 U.S. Business Hwy. 287, Ennis, TX 75119Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct. January 2015

Veronica Harrison2231 E. Camelback Rd., Ste. 300, Phoenix, AZ 85016Had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct. January 2015

Terrence Havens586 Bay Villas Ln., Naples, FL 34108Had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to provide evidence of eligibility to work in the United States. April 2015

Jeffrey Hayes2927 S. 97th St., West Allis, WI 53227Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. October 2015

Xiaoling He3300 Holcomb Bridge Rd., Ste. 220, Norcross, GA 30092Was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application. July 2015

Charmaine Heath2016 Amherst Rd., Hyattsville, MD 20783Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI. April 2015

Patricia D. Hernandez2845 Silver Springs Ct., Yorkville, IL 60560Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI. July 2015

Patricia D. Hernandez2845 Silver Springs Ct., Yorkville, IL 60560Had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. August 2015

Justin A Heupel4201 W. Hawthorne Trace Rd., Brown Deer, WI 53209Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application. August 2015

Jacob C. Heytens2704 N. 17th St., Superior, WI 54880Had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct, having unpaid civil money judgments, and failing to respond promptly to inquiries from OCI. March 2015

Vernon Hickman3438 Peachtree Rd. NE, Ste. 1200, Atlanta, GA 30326Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of Wisconsin and Illinois on a licensing application. November 2015

Todd S. Hill129 N.W. Magnolia Lakes Blvd.,Port Saint Lucie, FL 34986Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. January 2015

Lisa J. Hoffmann246 U.S. Hwy. 14, Brooklyn, WI 53521Had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application. April 2015


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Deney R. Hofmeister912 Lakeview Ave., Waseca, MN 56093Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Minnesota on a licensing application. November 2015

John P. Hogan2634 Sorrento Dr., Philadelphia, PA 19131Agreed to the permanent surrender of his Wisconsin insurance license. This action was taken in lieu of payment of a $500.00 forfeiture for failing to timely report administrative actions taken by the states of Delaware, North Carolina, and New York. June 2015

William J. Holler5708 E. Bay Blvd., Gulf Breeze, FL 32563Had his application for an insurance license denied. This action was taken based on allegations of failing to disclose administrative actions taken by the states of Colorado and Nevada on a licensing application and failing to respond promptly to inquiries from OCI. November 2015

Keisha D. Holley1203 Faversham Ln., Rock Hill, SC 29730Was ordered to pay a forfeiture of $1,500.00, was ordered to promptly report any administrative action taken in any state, and had her insurance license revoked. These actions were taken based on allegations of failing to timely report administrative actions taken by the states of South Carolina, Virginia, and Delaware and failing to timely pay a forfeiture assessment. May 2015

April L. Holmes822 Logan Ave. N., Minneapolis, MN 55411Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. December 2015

Kimberly M. Holmes943 W. 6th Ave., Corsicana, TX 75110Had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. January 2015

Tresandra A. HopperP.O. Box 16862, Charlotte, NC 28297Had her application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct, having an administrative action

taken by the state of North Carolina, failing to provide required information on a licensing application, and failing to respond promptly to inquiries from OCI. March 2015

Matthew A. Hotle821 S. Sycamore St., Gardner, KS 66030Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. August 2015

Ryan D. Houfe6024 E. Peggy Ln., Milton, WI 53563Had his insurance license revoked and was ordered to pay a forfeiture of $10,000.00. These actions were taken based on allegations of making repeated misrepresentations to an insurance company and failing to respond promptly to inquiries from OCI. May 2015

David Housel408 Golfview Ln., Amery, WI 54001Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application. November 2015

Lloyd Howard1808 E. Thayer St., Philadelphia, PA 19134Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. September 2015

Daniel J. Hubbard5324 Orchard Ln., Greendale, WI 53129Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. January 2015

Brigham J. Huff4664 Brown Thrush Trl., Cottage Grove, WI 53527Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct, having an unpaid civil money judgment, and failing to respond promptly to inquiries from OCI. June 2015

Derek A. Hughes219 E. Maple St., Ste. 3000, North Canton, OH 44720Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent


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child support and failing to respond promptly to inquiries from OCI. November 2015

Wendy L. Hull8755 Hartman Rd., Minocqua, WI 54548Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. January 2015

Todd A. Humphrey61 Green Bay Ct., Sheboygan Falls, WI 53085Had his application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose criminal convictions and an administrative action taken by the state of Wisconsin on a licensing application. August 2015

Ann M. Hustad5023 Wooddale Ln., Edina, MN 55424Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI. November 2015

Andrew Huynh222 Ashford Cir., Atlanta, GA 30338Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI. September 2015

Andrew Huynh222 Ashford Cir., Atlanta, GA 30338Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. November 2015

Angel L. Isbell2122 Bordeaux Dr., Carrollton, TX 75007Had her application for an insurance license denied. This action was taken based on allegations of having pending criminal charges that may be substantially related to insurance marketing type conduct. June 2015

Daniel B. Iverson677 Riford Rd., Glen Ellyn, IL 60137Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. May 2015

Shekiera Jackson1817 Greymouth Rd., Apt. 201, Charlotte, NC 28262Was issued a restricted insurance license. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct. March 2015

Trisa A. Jackson14005 95th Ave. NW, Gig Harbor, WA 98329Agreed to the issuance of a restricted insurance license with certain reporting requirements. This action was taken based on allegations of having a probationary license in her resident state of Washington. June 2015

Corey P. Jansen718 S. Lee St., Appleton, WI 54915Had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct. July 2015

Thomas J. Janssen601 E. River Dr., De Pere, WI 54115Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. December 2015

Carli Jarman767 W. Grand Ave., Port Washington, WI 53074Had her application for an insurance license denied. This action was taken based on allegations of failing to complete the criminal background check/fingerprinting required for licensure and failing to respond promptly to inquiries from OCI. November 2015

Jennifer A. Jenkins970 Bayview Rd., Neenah, WI 54956Had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application. August 2015

Zach Jepperson1213 Jackson St., Apt. 209, Omaha, NE 68102Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of California and Virginia on a licensing application. November 2015

Daren L. Johnson1805 169th Ave. NE, Ham Lake, MN 55304Had his application for an insurance license denied. This action was taken based on allegations of having an


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administrative action taken by the state of Minnesota and committing fraud against an insurance company. September 2015

Donald C. Johnson4183 N. 16th St., Milwaukee, WI 53209Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. August 2015

Irwin T. JohnsonN4712 Bigelow Rd., Lake Mills, WI 53551Agreed to pay a forfeiture of $500.00, agreed to promptly report any criminal charges, convictions, or administrative actions taken in any jurisdiction, and agreed to the immediate revocation of his insurance license if he is charged with any crime or if he fails to adhere to the terms of the stipulation for a period of two years. These actions were taken based on allegations of failing to timely report criminal charges to OCI. June 2015

Jekya Johnson1913 W. Meinecke Ave., Milwaukee, WI 53206Had her application for an insurance license denied. This action was taken based on allegations of failing to timely apply for licensure after passing an insurance examination and failing to respond promptly to inquiries from OCI. September 2015

Lee T. Johnson5190 S. 111th St., Hales Corners, WI 53130Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application. March 2015

Christopher Kalina111 1/2 7th Ave., Eau Claire, WI 54703Had his application for an insurance license denied. This action was taken based on allegations of failing to disclose criminal convictions on a licensing application and having an outstanding arrest warrant in the state of Texas. September 2015

Kelly M. Kallman4735 Stratford Dr., Greendale, WI 53129Agreed to the issuance of a two-year restricted insurance license having certain employment and reporting requirements. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct. July 2015

Linda Kaufert901 Saunders Rd., Apt. 11, Kaukauna, WI 54130Was ordered to pay a forfeiture of $500.00 and was ordered to disclose any administrative action taken in any jurisdiction. These actions were taken based on allegations of repeatedly failing to disclose a criminal conviction on licensing applications and failing to timely report administrative actions taken by the states of Florida, Mississippi, Idaho, and Wyoming to OCI. September 2015

Layce S. Keith2120 W. Taft Ave., Sapulpa, OK 74066Had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct, owing delinquent child support, and having unpaid civil money judgments. August 2015

Erinn E. Keller3455 E. San Carlos Pl., Chandler, AZ 85249Had her application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Arizona on a licensing application and failing to respond promptly to inquiries from OCI. May 2015

Michael W. Kelly3647 Solar Vista Pl., Cincinnati, OH 45213Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. February 2015

Cindy S. Kern141 Butternut Dr., Strum, WI 54770Had her application for an insurance license denied. This action was taken based on allegations of having unpaid civil money judgments and failing to respond promptly to inquiries from OCI. July 2015

Nickesha King500 S.W. 101 Terrace, Apt. 110,Pembroke Pines, FL 33025Agreed to a 31-day denial of her application for an insurance license. This action was taken based on allegations of failing to respond promptly to inquiries from OCI. January 2015

Robert T. Kingsley39302 Granite Bay Pl., Davis, CA 95616Had his application for an insurance license denied. This action was taken based on allegations of failing to disclose


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an administrative action taken by the state of Virginia on a licensing application and failing to respond promptly to inquiries from OCI. October 2015

Zachary Kinney4200 Hawthorne Rd., Chubbuck, ID 83202Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and having a probationary resident insurance license. January 2015

Amy L. Kirk1513 E. Henry St., Appleton, WI 54915Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of completing and passing an insurance examination and failing to respond promptly to inquiries from OCI. September 2015

Amy L. Kirk1513 E. Henry St., Appleton, WI 54915Had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. November 2015

Erin Klein415 Priscilla Ln., Bloomington, IL 61704Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state reinsurance licensure and failing to respond promptly to inquiries from OCI. May 2015

Jeffrey L. Knox6611 N. 58th St., Milwaukee, WI 53223Had his application for an insurance license denied. This action was taken based on allegations of failing to complete the required criminal background check/fingerprinting and failing to respond promptly to inquiries from OCI. April 2015

Christopher J. Kopatz9216 Silverstone Ln., Verona, WI 53593Had his insurance license revoked and was ordered to pay a forfeiture of $1,000.00. These actions were taken based on allegations of failing to timely report administrative actions taken by the states of California, Virginia, Utah, Iowa, Arkansas, Kansas, Delaware, and Indiana. August 2015

Robert J. Krummel7245 S. 76th St., Ste. 145, Franklin, WI 53132Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. March 2015

Thomas E. LaChance200 N. 165th St., Brookfield, WI 53005Agreed to the revocation of his insurance license, agreed to pay a $5,000.00 forfeiture, and agreed to pay consumer restitution. These actions were taken based on allegations of making unsuitable recommendations and misrepresentations in the sales of annuities. June 2015

Scott B. Lee9021 N. Bethanne Dr., Brown Deer, WI 53223Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. May 2015

Andrew N. Lingle702 Lorillard Ct., Unit E305, Madison, WI 53703Had his application for an insurance license denied. This action was taken based on allegations of having an active resident insurance license in another state and failing to respond promptly to inquiries from OCI. April 2015

Mark A. Lokken3300 Business Park Dr., Stevens Point, WI 54482Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. March 2015

Robert J. Loonan2344 Berg Dr. E., Shakopee, MN 55379Was ordered to pay a forfeiture of $1,000.00. This action was taken based on allegations of failing to timely report an administrative action taken by the state of Minnesota. June 2015

Jay J. Loop3277 Lehner Rd., Dodgeville, WI 53533Had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions and charges that may be substantially related to insurance marketing type conduct, failing to disclose information on a licensing application, owing delinquent Wisconsin income and unemployment compensation taxes, having unpaid civil money judgments, misrepresenting insurance contracts and committing insurance fraud, failing to timely report criminal charges and administrative actions to OCI, and failing to respond promptly to inquiries from OCI. March 2015


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Christopher J. LovaldW351N5305 Road C, Oconomowoc, WI 53066Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support, owing delinquent unemployment tax obligations, and having unpaid civil money judgments. March 2015

Christopher J. LovaldW351N5305 Road C, Oconomowoc, WI 53066Agreed to the issuance of a restricted insurance license with certain reporting requirements. This action was taken based on allegations of having a history of unpaid civil money judgments, criminal convictions, delinquent child support payments, and tax delinquency. April 2015

Christopher J. LovaldW351N5305 Road C, Oconomowoc, WI 53066Agreed to the issuance of a restricted insurance license with certain reporting requirements. This action was taken based on allegations of having a history of unpaid civil money judgments, criminal convictions, delinquent child support payments, and tax delinquency. May 2015

Sherry M. Lowe501 W. Michigan St., Milwaukee, WI 53203Had her application for an insurance license denied. This action was taken based on allegations of failing to disclose pending criminal charges on a licensing application and having a criminal conviction that may be substantially related to insurance marketing type conduct. January 2015

Janell M. Lyon792 Interlachen Draw, Woodbury, MN 55125Agreed to the 31-day denial of her application for an insurance license. This action was taken based on allegations of failing to respond promptly to inquiries from OCI. February 2015

Dana R. Magarian424 S. Ringold St., Janesville, WI 53545Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. October 2015

Gabrielle R. Mallory5237 N. Sherman Blvd., Apt. 3, Milwaukee, WI 53209Had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct, having unpaid civil money judgments, and failing to respond promptly to inquiries from OCI. January 2015

Jesse O. Martin675 Ridge Rd., Trlr. 201, Mosinee, WI 54455Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to provide timely notice of address changes to OCI, providing inaccurate address and residency information on licensing applications, and having an administrative action taken by the state of Wisconsin. January 2015

Brandon C. Mau3304 Quarry Ave., Anoka, MN 55303Agreed to pay a forfeiture of $250.00 and agreed to specific reporting requirements. These actions were taken based on allegations of failing to disclose a criminal conviction on a licensing application. May 2015

Thomas J. Mayer210 E. 9th St., Kaukauna, WI 54130Had his application for an insurance license denied. This action was taken based on allegations of having an expired examination score and failing to respond promptly to inquiries from OCI. August 2015

Jesse A. Mays5100 S.W. Macadam Ave., Ste. 180, Portland, OR 97239Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. January 2015

Robert McCullough411 Foster St., Fort Atkinson, WI 53538Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. May 2015

Daniel W. McDermott8836 45th Ave., Kenosha, WI 53142Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. January 2015

Matthew R. McFadden3510 Custer St., Manitowoc, WI 54220Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. July 2015

Terry A. McFall1319 Middle St., Beloit, WI 53511Had multiple applications for insurance licenses denied. These actions were taken based on allegations of failing to


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complete the background check/fingerprint requirement, failing to disclose a criminal conviction on a licensing application, having criminal convictions that may be substantially related to insurance marketing type conduct, having unpaid civil money judgments, having a judgment rendered against him by an insurer, and failing to respond promptly to inquiries from OCI. February 2015

Erin K. McKee106 N. Denton Tap Rd., Ste. 210, Coppell, TX 75019Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI. March 2015

Maurice McNeil1701 Summit Ridge Ln., Kannapolis, NC 28083Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. December 2015

Veronica Mendez11620 Jennifer Dr., El Paso, TX 79936Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI. January 2015

Stephen T. Mertz9054 Hyland Creek Rd., Bloomington, MN 55437Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI. January 2015

Jason D. Miller105 Stanley St., Apt. 6, Neenah, WI 54956Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application. October 2015

William T. Miller1500 Parklawn Dr., Unit 628, Charleston, SC 29414Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of North Dakota on a licensing application. January 2015

Brenda L. Mills301 N. Adams St., Ste. 200, Green Bay, WI 54301Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. August 2015

Kimberly Mills147 Powell St. S.E., Atlanta, GA 30316Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI. December 2015

Emma M. Moreau13001 Bass Lake Rd., Minneapolis, MN 55442Was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to timely disclose administrative actions taken by the states of California and Virginia. June 2015

Earl Morgan, Jr.34 Hilldale Rd., Cheltenham, PA 19012Had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI. January 2015

Joseph J. Mullins39 W. McWilliams St., Fond du Lac, WI 54935Agreed to the issuance of a restricted insurance license with certain reporting requirements. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application and having a history of unpaid civil money judgments. June 2015

Anne B. Mutter220 Westbrook Dr., Oshkosh, WI 54904Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. May 2015

Ainulnabilah Nasirudin3702 Packers Ave., Apt. 208, Madison, WI 53704Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. February 2015

Richard L. NemetzN10102 Zenith Tower Rd., Tomahawk, WI 54487Had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct, having unpaid civil money


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judgments, and failing to respond promptly to inquiries from OCI. August 2015

Matthew J. Neuhaus740 Poplar Way, Verona, WI 53593Had his application for an insurance license denied. This action was taken based on allegations of failing to complete the required fingerprinting/background check, failing to complete the required prelicensing education, and failing to respond promptly to inquiries from OCI. March 2015

Nikolas K. Newgard202 1/2 Gibson St., Eau Claire, WI 54701Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. January 2015

David L. Nichols421 Manitowoc St., Reedsville, WI 54230Agreed to the issuance of a restricted insurance license with certain reporting requirements. This action was taken based on allegations of having administrative actions taken by the Office of Lawyer Regulation and having a history of civil money judgments. April 2015

Andrew M. Niles303 Hillcrest Dr., Holmen, WI 54636Had his application for an insurance license denied. This action was taken based on allegations of failing to disclose criminal convictions on a licensing application, having criminal convictions that may be substantially related to insurance marketing type conduct, having a history of civil money judgments, and failing to respond promptly to inquiries from OCI. September 2015

Stephen L. Nims39 Ox Yoke Dr., Kensington, CT 06037Had his application for an insurance license denied. This action was taken based on allegations of having administrative actions taken by the states of North Carolina, Washington, and Alaska, and being the subject of a pending lawsuit involving allegations of fraud, misappropriation or conversion of funds, misrepresentation, or breach of fiduciary duty. June 2015

Andy Olivares544 Brockway Dr., Mukwonago, WI 53149Agreed to the denial of his licensing application for 120 days and agreed to report any new criminal, civil, or administrative charge in writing to OCI within 10 days. These actions were taken based on allegations of failing to disclose a pending criminal charge on a licensing

application and failing to timely complete prelicensing education. November 2015

Sufyan F. Ottman18970 N. Hills Dr., Brookfield, WI 53045Was ordered to pay a forfeiture of $500.00, was ordered to cease and desist engaging in personal financial transactions with insurance customers, and was ordered to accurately disclose all compensation to customers. These actions were taken based on allegations of personally utilizing a purported insurance premium. June 2015

Michael J. OwensW171N10330 Wildrose Ln., Germantown, WI 53022Had his application for an insurance license denied. This action was taken based on allegations of failing to complete prelicensing education, failing to complete the required background check, failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, and failing to respond promptly to inquiries from OCI. August 2015

David M. Papa12505 Parallel Pkwy., Kansas City, KS 66109Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. February 2015

Steve Parks512 E. Randolph Rd., Ste. G, Silver Spring, MD 20011Was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to timely report administrative actions taken by the states of New York, Louisiana, Ohio, and Maryland. June 2015

Christina K. Peaslee2016 Hwy. 65, New Richmond, WI 54017Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. February 2015

Ja Vontae Peet2902 Wright Ave., Racine, WI 53405Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. June 2015

Katie M. Pemberton746 Pacific Ave., Kansas City, KS 66101Had her application for an insurance license denied. This action was taken based on allegations of owing delinquent child support. January 2015


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John F. Pergande1201 Washington Terr., Fort Worth, TX 76102Was ordered to pay of forfeiture of $500.00 and was ordered to timely report any administrative action taken by any state. These actions were taken based on allegations of failing to timely report an administrative action taken by the state of New York. February 2015

David E. Polansky, Jr.1452 Liberty St., La Crosse, WI 54603Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support, failing to disclose criminal convictions on a licensing application, and having unpaid civil money judgments. February 2015

Kenneth Poniewaz1111 S. 114th St., West Allis, WI 53214Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and having unpaid civil money judgments. August 2015

Latrice Porter5976 N. 37th St., Milwaukee, WI 53209Had her application for an insurance license denied. This action was taken based on allegations of failing to provide a valid mailing address on a licensing application, failing to surrender or convert another state’s active resident insurance license, and failing to respond promptly to inquiries from OCI. January 2015

Richard Posada500 Nygaard St., Stoughton, WI 53589Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. May 2015

Pamela S. Schwab Powell3390 Cozy Camp Rd., Moraine, OH 45439Had her application for an insurance license denied. This action was taken based on allegations of failing to disclose an employment termination for cause on a licensing application; having administrative actions taken by the states of Utah, Ohio, Delaware, Wisconsin, and South Dakota; having involvement in a lawsuit alleging fraud, misappropriation or conversion of funds, misrepresentation, or breach of fiduciary duty; and owing delinquent resident state income taxes. December 2015

Michael V. Putthoff1118 Terry Ln., De Pere, WI 54115Had his insurance license revoked. This action was taken based on allegations of failing to pay a required fee to OCI. December 2015

Jessica M. Raasch2001 Center St., Stevens Point, WI 54481Agreed to the issuance of a restricted insurance license. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct. February 2015

Willie R. Ramirez38 Yale St., Lawrence, MA 01841Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state surplus lines licensure and failing to respond promptly to inquiries from OCI. May 2015

Thomas P. ReimP.O. Box 892, Bismarck, ND 58502Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of North Dakota on a licensing application. January 2015

Thomas P. ReimP.O. Box 892, Bismarck, ND 58502Had his application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of North Dakota and Wisconsin on a licensing application. July 2015

Paul J. Renard1781 Surrey Trl., Green Bay, WI 54313Had his insurance license revoked and was ordered to pay a forfeiture of $1,000.00. These actions were taken based on allegations of violating Wisconsin insurance laws by engaging in fraudulent and dishonest business practices, having a regulatory action taken by FINRA, failing to timely report the FINRA action to OCI, failing to disclose an employment termination for cause on a licensing application, and endangering the legitimate interests of consumers and the public. November 2015

Paul J. Renard1781 Surrey Trl., Green Bay, WI 54313Had his application for additional lines of insurance authority denied. This action was taken based on allegations of incompetence and untrustworthiness and


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providing incorrect, misleading, incomplete or materially untrue information on a licensing application. November 2015

James Rigg4136 32nd St., San Diego, CA 92104Had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of California on a licensing application. May 2015

Paula H. Riley2195 Laurel Oak Dr., Howell, MI 48855Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state reinsurance intermediary manager licensure and failing to respond promptly to inquiries from OCI. May 2015

Corina M. Rivera9017 W. Crown King Rd., Tolleson, AZ 85353Had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. December 2015

Devon Robbins7462 E. Desert Vista Rd., Scottsdale, AZ 85255Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. February 2015

Todd J. Robertson5151 E. Guadalupe Rd., Apt. 2110, Phoenix, AZ 85044Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. March 2015

Tanya Rowe2336 Woodrow Way, Green Bay, WI 54301Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. May 2015

Andrew B. Ruckstaetter70021 Westshore Dr., Shorewood, IL 60404Had his insurance license revoked and was ordered to pay a forfeiture of $10,000.00. These actions were taken based on allegations of making multiple misrepresentations to an insurer and to consumers. September 2015

Cory G. RueferP.O. Box 445, Baraboo, WI 53913Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. August 2015

Carlos M. Sands2305 Streambed Ct., Apt. 1701, Arlington TX 76006Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. February 2015

Brenda L. Santiago1310 Minnesota Ave., South Milwaukee, WI 53172Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. January 2015

Laura M. Sapino1924 N. 11th St., Sheboygan, WI 53081Had her application for an insurance license denied. This action was taken based on allegations of having an expired examination score and failing to respond promptly to inquiries from OCI. August 2015

Amy S. Sarbacker6519 County Rd. DD, Mineral Point, WI 53565Agreed to the 60-day denial of her application for an insurance license, agreed to provide certain documentation to OCI, and agreed to respond promptly in writing to all inquiries from OCI. These actions were taken based on allegations of having unpaid civil money judgments, failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, and failing to respond promptly to inquiries from OCI. January 2015

Cynthia Schaefer437 Cuyahoga St., Akron, OH 44310Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident surplus lines licensure and failing to respond promptly to inquiries from OCI. February 2015

Jonathan R. Schaudt10 Pamela Rd., Lake Zurich, IL 60047Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. February 2015


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Chancelor P. Schulze3058 Shorewood Dr., Oshkosh, WI 54901Had his application for an insurance license denied. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application, taking an examination prior to completing prelicensing education, and failing to respond promptly to inquiries from OCI. April 2015

Joseph D. Shaw405 River Bend Rd., Apt. 3, Madison, WI 53713Had his application for an insurance license denied. This action was taken based on allegations of failing to complete required prelicensing education and failing to respond promptly to inquiries from OCI. January 2015

Yvonne R. SmithN113W16933 Driftwood Ct., Apt. 11,Germantown, WI 53022Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. August 2015

Christine Spoo724 Elm St., Unit 205, West Bend, WI 53095Had her application for an insurance license denied. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application and having a criminal conviction that may be substantially related to insurance marketing type conduct. January 2015

Vadim Srug5833 Meadowood Dr., Madison, WI 53711Had his application for insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct. July 2015

Maria S. Stanard3100 White Tail Ln., Oshkosh, WI 54904Had her insurance license permanently revoked and was ordered to pay a forfeiture of $50,000.00. These actions were taken based on allegations of making unsuitable annuity sales recommendations, failing to report replacement transactions, falsifying insurance applications, and failing to make required disclosures during home insurance sales solicitations. November 2015

Martin A. Stella185 26th Ave., Racine, WI 53403Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. July 2015

Stacy N. Stevens16032 W. 151st Ter., Olathe, KS 66062Had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI. February 2015

Jacqueline Strong6050 W. Calumet, Apt. 202, Milwaukee, WI 53223Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. May 2015

Muriel J. Stulen9438 S. Cty. Rd. E, Solon Springs, WI 54873Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. April 2015

Matthew R. Sturm512 N. 10th St., Apt. 42, De Pere, WI 54115Had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI. July 2015

Mary L. Silas Sutherland11603 W. Coker Loop, Ste. 200, San Antonio, TX 78216Had her application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. January 2015

Kellie M. Szuslik3315 N. 81st St., Milwaukee, WI 53222Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. February 2015

Jason P. Tank2750 Sunset Ct., Cross Plains, WI 53528Agreed to the issuance of a two-year restricted insurance license. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct, having a history of civil money judgments, and failing to timely report a criminal conviction while a licensed agent. March 2015


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Chong Y. Thao2810 Irving Ave. N., Minneapolis, MN 55411Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. November 2015

Taahiraa Thomas6919 N. 40th St., Milwaukee, WI 53209Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. July 2015

Cynthia Thornton2231 E. Camelback Rd., Ste. 300, Phoenix, AZ 85016Had her application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI. January 2015

Gary L. Toms1054 Zephyr Hill Ave., Eau Claire, WI 54703Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. April 2015

Aaron D. Towner3304 Quarry Ave., Anoka, MN 55303Agreed to the revocation of his insurance license and agreed to pay a forfeiture of $5,000.00 if he reapplies for insurance licensure. These actions were taken based on allegations of signing insurance application contracts without being present at the solicitation and sales of the insurance products, providing false statements during an insurance investigation, and signing insurance applications that contained untrue consumer financial information. May 2015

Mary C. Triplett5826 W. Scott Ave., Milwaukee, WI 53214Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. March 2015

Kevin E. Tyler205 E. Winnequah Rd., Madison, WI 53716Had his application for an insurance license denied. This action was taken based on allegations of failing to complete prelicensing education and failing to respond promptly to inquiries from OCI. May 2015

Joseph P. Urso4410 Saint Andrews Dr., Middleton, WI 53597Was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to timely report criminal convictions to OCI. July 2015

Michael R. Utermoehl20515 July Ave. N., Forest Lake, MN 55025Had his insurance license revoked for a minimum period of five years and was ordered to pay a forfeiture of $20,000.00. These actions were taken based on allegations of using misleading marketing materials, soliciting insurance on behalf of an insurer when not appointed with that insurer, representing another agent as the selling agent, and providing false information on insurance applications. November 2015

Thomas C. Utermoehl, Jr.18141 Robinson Cir., Dayton, MN 55327Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. April 2015

James C. Venden7626 Midtown Rd., Apt. 106, Madison, WI 53719Had his application for an insurance license denied. This action was taken based on allegations of making a material misrepresentation on a licensing application and owing delinquent Wisconsin taxes. April 2015

Stephen R. Voboril4000 S. Calhoun Rd., New Berlin, WI 53151Agreed to never reapply for Wisconsin insurance license reinstatement and agreed to fully comply with any restitution order that may be issued in a pending criminal case. These actions were taken based on allegations of misappropriating investment client funds and having pending criminal charges that may be substantially related to insurance marketing type conduct. July 2015

Jennifer M. WeberN8594 Andrews Rd., Springbrook, WI 54875Had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. May 2015

Michael R. Welch209 N. Thompson Dr., Apt. 2, Madison, WI 53714Had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct and having unpaid criminal and civil money judgments. October 2015

Cheryl L. Wilson4460 Airport Rd., Crandon, WI 54520Had her application for an insurance license denied. This action was taken based on allegations of failing to timely report a criminal charge and conviction to OCI and having


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a criminal conviction that may be substantially related to insurance marketing type conduct. February 2015

Cheryl L. Wilson4460 Airport Rd., Crandon, WI 54520Had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application. June 2015

Derrick S. Wilson150 N. East St., Bethel, OH 45106Had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI. January 2015

Audrey Wischer6264 N. 103rd St., Milwaukee, WI 53225Agreed to the issuance of a temporary insurance license. This action was taken based on allegations of failing to timely provide proof of eligibility to work in the United States and failing to respond promptly to inquiries from OCI. May 2015

Robert P. Witt5772 Lexington St., McFarland, WI 53558Had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes. March 2015

Duane J. WrightW430 Elderberry St., Edgar, WI 54426Agreed to the issuance of a two-year restricted insurance license. This action was taken based on allegations of having unpaid civil money judgments and real estate taxes. February 2015

Preston D. Young1004 44th Pl., Des Moines, IA 50311Had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI. February 2015

Stephen Zweig921 Habourn Ct., Apt. 4, Waukesha, WI 53189Had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and having unpaid civil money judgments. November 2015

Allegations and Actions Against Companies:

1800MEDIGAP Agency, Inc.223 McKinney Trl., Rockwall, TX 75087Agreed to the denial of its licensing application, agreed to timely respond in writing to all inquiries from OCI, and agreed to timely report in writing all changes in mailing and contact addresses. These actions were taken based on allegations of failing to provide documentation of equivalent resident state licensure, failing to timely withdraw a licensing application, and failing to respond promptly to inquiries from OCI. June 2015

Acentria, Inc.4634 Gulfstarr Dr., Destin, FL 32541Had its application for an insurance license denied. This action was taken based on allegations of failing to disclose criminal convictions of a company officer on a licensing application and failing to respond promptly to inquiries from OCI. January 2015

Aetna Life Insurance Company151 Farmington Ave., ASB1, Hartford, CT 06156Was ordered to pay a forfeiture of $500.00, was ordered to provide requested information to OCI, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to provide information to OCI. May 2015

Aetna Life Insurance Company151 Farmington Ave., ASB1, Hartford, CT 06156Was ordered to pay a forfeiture of $500.00 and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI. June 2015

Affiliated F M Insurance CompanyP.O. Box 7500, Johnston, RI 02919Was ordered to pay a forfeiture of $1,000.00. This action was taken based on allegations of failing to timely file a required financial statement. October 2015

AFS America, Inc.3350 Country Club Dr., Ste. 201,Cameron Park, CA 95682Had its application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident and nonresident Managing General Agent business entity licensure for the designated responsible producer and failing to respond promptly to inquiries from OCI. May 2015


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AGCS Marine Insurance Company225 W. Washington St., Ste. 1800, Chicago, IL 60606Was ordered to pay a forfeiture of $500.00 and was ordered to comply with required notice requirements upon renewal. These actions were taken based on allegations of failing to provide a commercial policyholder specific notice of less favorable terms and the right to cancel based on those terms. October 2015

America Insurance Group LLC11312 Shandon Park Way, Windermere, FL 34786Had its application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident and nonresident Managing General Agent business entity licensure for the designated responsible producer and failing to respond promptly to inquiries from OCI. May 2015

American Retirement Life Insurance Company11200 Lakeline Blvd., Ste. 100, Austin, TX 78717Was ordered to cease and desist accepting Medicare supplement applications that do not comply with Wisconsin law. This action was taken based on allegations of soliciting and accepting Medicare supplement applications prior to consumer Medicare eligibility dates. July 2015

Applied Risk Services, Inc., and Continental Ind. Co.10805 Old Mill Rd., Omaha, NE 68154Agreed to pay a forfeiture of $20,000.00 and agreed to cease and desist marketing, binding, issuing, and renewing certain worker’s compensation policies. These actions were taken based on allegations of using advertising not in compliance with Wisconsin insurance law, misrepresenting information to OCI and consumers, utilizing the services of unlicensed and non-appointed producers, and selling insurance products not in compliance with Wisconsin laws. June 2015

Blue Cross Blue Shield of WisconsinN17W24340 Riverwood Dr., Waukesha, WI 53188Was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to comply with a compliance order related to executive remuneration. August 2015

Blueshore Insurance Company76 Saint Paul St., Ste. 500, Burlington, VT 05401Was ordered to pay a forfeiture of $1,500.00, was ordered to pay appointment billing fees, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to pay a required fee to OCI, failing to timely pay an ordered forfeiture, and failing to respond promptly to inquiries from OCI. May 2015

Buiten & Associates, LLC5738 Foremost Dr. SE, Grand Rapids, MI 49546Had its application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Nevada on a licensing application. April 2015

Community Insurance Corporation22 E. Mifflin St., Ste. 900, Madison, WI 53703Was ordered to pay a forfeiture of $5,000.00. This action was taken based on allegations of failing to comply with examination report recommendations related to cancellation notices. June 2015

Compcare Health Services Insurance CorporationN17W24340 Riverwood Dr., Waukesha, WI 53188Was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to comply with a compliance order related to executive remuneration. August 2015

Consumer Priority Service Corporation1678 McDonald Ave., Brooklyn, NY 11230Was ordered to pay a forfeiture of $500.00, was ordered to cease and desist soliciting warranty plans in Wisconsin, and was ordered to reply promptly to OCI. These actions were taken based on allegations of soliciting warranty or property service contract business in Wisconsin without authority and for failing to respond promptly to inquiries from OCI. February 2015

Country Mutual Insurance CompanyP.O. Box 2020, Bloomington, IL 61702Was ordered to pay a forfeiture of $1,000.00 and was ordered to cease and desist sending improper renewal notices. These actions were taken based on allegations of issuing a nonrenewal notice with an incorrect reason and showing an incorrect loss history. May 2015

Crouse and Associates Ins. Serv. of Northern Calif., Inc.650 California St., Ste. 1100, San Francisco, CA 94108Had its application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident MGA firm licensure and failing to respond promptly to inquiries from OCI. February 2015

Disability Partnership, LLC189 E. Fort Union Blvd., Ste. 202, Midvale, UT 84047Had its application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident and nonresident Managing General Agent business entity licensure for the designated responsible producer and failing to respond promptly to inquiries from OCI. May 2015


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Elite Benefit Group1095 Broken Sound Pkwy. NW, Ste. 300,Boca Raton, FL 33487Had its application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state Managing General Agent (MGA) business entity licensure, failing to provide evidence of resident and nonresident state MGA designated responsible producer agent licensure, and failing to respond promptly to inquiries from OCI. September 2015

Employers Assurance Company10375 Professional Cir., Reno, NV 89521Was ordered to pay a forfeiture of $500.00, was ordered to pay appointment billing fees, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to pay a required fee to OCI and failing to respond promptly to inquiries from OCI. May 2015

Employers Compensation Insurance Company10375 Professional Cir., Reno, NV 89521Was ordered to pay a forfeiture of $500.00, was ordered to pay appointment billing fees, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to pay a required fee to OCI and failing to respond promptly to inquiries from OCI. May 2015

Employers Insurance Company of Wausau175 Berkeley St., Boston, MA 02116Was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to comply with an examination order. July 2015

Employers Preferred Insurance Company10375 Professional Cir., Reno, NV 89521Was ordered to pay a forfeiture of $500.00, was ordered to pay appointment billing fees, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to pay a required fee to OCI and failing to respond promptly to inquiries from OCI. May 2015

Excalibur Reinsurance Corporation1880 JFK Blvd., Ste. 801, Philadelphia, PA 10103Was ordered to pay a forfeiture of $1,000.00. This action was taken based on allegations of failing to timely file a financial statement. December 2015

EZ Protect2599 Griffin Rd., Fort Lauderdale, FL 33312Was ordered to pay a forfeiture of $500.00, was ordered to provide requested information to OCI, and was ordered

to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to provide information to OCI. May 2015

Fidelity National Title Company, LLC601 Riverside Ave., Jacksonville, FL 32204Was ordered to pay a forfeiture of $500.00 and was ordered to timely disclose administrative actions taken by other jurisdictions. These actions were taken based on allegations of failing to disclose an administrative action taken by the state of Indiana to OCI within 30 days. July 2015

GEICO Casualty Company5260 Western Ave., Chevy Chase, MD 20815Was ordered to pay a forfeiture of $1,000.00 and was ordered to cease and desist denying third-party claims due to noncooperation on the part of its insureds. These actions were taken based on allegations of failing to effectuate a fair and reasonable claims settlement. April 2015

Goodwill Financial579 W. North Ave., Ste. 300, Elmhurst, IL 60126Had its application for an insurance license denied. This action was taken based on allegations of having a misleading name. November 2015

Group Benefit Options, LLCTwo Corporate Dr., Ste. 636, Shelton, CT 06484Had its application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state Managing General Agent (MGA) business entity licensure, failing to provide evidence of resident and nonresident state MGA designated responsible producer agent licensure, and failing to respond promptly to inquiries from OCI. September 2015

Henrietta Greenwood & Union Mutual Fire Ins. Co.E237 County Hwy. EE, Wonewoc, WI 53968Was ordered to pay a forfeiture of $500.00, was ordered to pay appointment billing fees, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to pay a required fee to OCI and failing to respond promptly to inquiries from OCI. May 2015

Humana Insurance Company500 W. Main St., P. O. Box 740036, Louisville, KY 40201Agreed to pay a forfeiture of $2,500.00. This action was taken based on allegations of failing to comply with rate filing requirements. April 2015


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Invida Financial Network LLCP.O. Box 742852, Boynton Beach, FL 33474Had its application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI. November 2015

Liberty Mutual Fire Insurance Company175 Berkeley St., Boston, MA, 02116Was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to comply with an examination order. July 2015

Lovitt & Touche, Inc.P.O. Box 32702, Tucson, AZ 85751Agreed to the issuance of a restricted insurance license having specific reporting requirements. This action was taken based on allegations of having administrative actions taken in Wisconsin and other states and having a history of failing to respond to inquiries from OCI. June 2015

Medica Health Plans of WisconsinP.O. Box 9310, Minneapolis, MN 55440Agreed to cease and desist from utilizing unfiled premium rates, agreed to provide a letter of acknowledgment to each affected consumer, agreed to verify that quoted premiums for new enrollment and renewal files are consistent with filed rates, and agreed not to issue revised billing statements to affected insureds. These actions were taken based on allegations of utilizing unfiled premium rates. January 2015

MercyCare HMO, Inc., and MercyCare Ins. Co.580 N. Washington St., Janesville, WI 53547Agreed to pay a forfeiture of $5,000.00 and agreed to comply with Wisconsin insurance laws related to insurance premium assistance and reporting requirements. These actions were taken based on allegations of conditioning financial inducements to certain consumers that were not otherwise contained in an insurance policy and failing to timely report an acquisition. July 2015

Modern Senior Benefits, LLC4611 S. 96th St., Ste. 261, Omaha, NE 68127Had its application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI. May 2015

Molina Healthcare of Wisconsin, Inc.2400 S. 102nd St., West Allis, WI 53227Agreed to the issuance of an amended forfeiture of $500.00 and agreed to reply promptly in writing to all inquiries

from OCI. These actions were taken based on allegations of six instances of failing to provide information to OCI as directed. July 2015

Momentum Insurance Plans, Inc.2971 Chapel Valley Rd., Madison, WI 53711Agreed to cease and desist utilizing unfiled and uncorrected rates for stand-alone dental insurance policies and agreed to allow a consumer to re-enroll in a dental plan. This action was taken based on allegations of having a rating data correction error that affected a Wisconsin insurance consumer. March 2015

National Health Plans & Benefits Agency LLC42512 Hayes Rd., Ste. 700, Clinton Township, MI 48038Had its application for an insurance license denied. This action was taken based on allegations of using a misleading business name. October 2015

National Insurance Company of Wisconsin, Inc.250 S. Executive Dr., Brookfield, WI 53005Was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to comply with a compliance order related to its disaster recovery plan. August 2015

New Horizons Insurance Marketing, Inc.122 W. Prairie Ave., Ste. 200, Decatur, IL 62523Had its application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI. May 2015

Pacificare Life and Health Insurance Company5757 Plaza Dr., Mail Stop CA124-1057,Cypress, CA 90630Was ordered to pay a forfeiture of $500.00, was ordered to provide requested information to OCI, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to provide information to OCI. May 2015

Patriot Insurance Agency, Inc.P.O. Box 1298, Sonoita, AZ 85637Had its application for an insurance license denied. This action was taken based on allegations of failing to disclose administrative actions taken by the states of Wisconsin, South Dakota, Ohio, Missouri, Georgia, Maine, Massachusetts, Florida, Virginia, North Carolina, Oklahoma, Colorado, and New York on a licensing application and having its insurance license terminated for cause. December 2015


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PHL Variable Insurance CompanyP.O. Box 5056, Hartford, CT 06102Was ordered to pay restitution of $534,804.78, was ordered to pay a forfeiture of $40,000.00, was ordered to reduce the cost of insurance rate to the pre-increase rate, and had its subject policy form disapproved for use in the state of Wisconsin. These actions were taken based on allegations of implementing a cost of insurance rate increase and using advertising in violation of Wisconsin insurance laws. April 2015

Physicians Plus Insurance Corporation2650 Novation Pkwy., Madison, WI 53713Agreed to pay a forfeiture of $10,000.00 and agreed to comply with rate filing requirements. These actions were taken based on allegations of using unfiled rates and submitting rate filings that failed to comply with rate filing requirements for Medicare supplement in 2013 and 2014, and individual and small group rate filings in 2014. May 2015

Privilege Underwriters Reciprocal Exchange44 S. Broadway, Ste. L3, White Plains, NY 10601Was ordered to pay a forfeiture of $500.00, was ordered to pay appointment billing fees, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to pay a required fee to OCI and failing to respond promptly to inquiries from OCI. May 2015

Rural Trust Insurance Company6301 Ivy Ln., Ste. 506, Greenbelt, MD 20770Was ordered to pay a forfeiture of $1,000.00. This action was taken based on allegations of failing to timely file financial information with OCI. November 2015

Safe Money Financial Group, LLCP.O. Box 31087, Edmond, OK 73003Had its application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI. November 2015

Standard Life & Accident Insurance CompanyOne Moody Plaza, Galveston, TX 77550Was ordered to pay a forfeiture of $500.00, was ordered to pay appointment billing fees, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to pay a required fee to OCI and failing to respond promptly to inquiries from OCI. May 2015

Stewart Title Guaranty CompanyP.O. Box 2029, Houston, TX 77252Was ordered to pay a forfeiture of $500.00, was ordered to pay appointment billing fees, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to pay a required fee to OCI and failing to respond promptly to inquiries from OCI. May 2015

Strong Tower Financial LLC20515 July Ave. N., Forest Lake, MN 55025Had its application for an insurance license denied. This action was taken based on allegations of failing to disclose administrative actions taken by the state of Wisconsin against its owners, failing to provide evidence of equivalent resident state licensure, and failing to respond promptly to inquiries from OCI. November 2015

Victoria Fire & Casualty Company1 W. Nationwide Blvd., Ste. 1-04-701,Columbus, OH 43215Was ordered to pay a forfeiture of $1,000.00 and was ordered to cease and desist failing to provide written notice when applying a short-rate fee to unearned premium refunds for insured cancellation requests. These actions were taken based on allegations of failing to notify consumers of short-rate cancellation fees. April 2015

Wilcac Life Insurance Company f/k/aContinental Assurance CompanyCNA Plaza, Ste. 9S, Chicago, IL 60685Was ordered to pay a forfeiture of $1,500.00, was ordered to pay appointment billing fees, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to pay a required fee to OCI, failing to timely pay an ordered forfeiture, and failing to respond promptly to inquiries from OCI. May 2015

Wisconsin County Mutual Insurance Corporation22 E. Mifflin St., Ste. 900, Madison, WI 53703Was ordered to pay a forfeiture of $5,000.00. This action was taken based on allegations of failing to comply with examination report recommendations related to cancellation notices. June 2015

Wisconsin Physicians Service Insurance Corporation1717 W. Broadway, Madison, WI 53713Agreed to cease and desist using unfiled rates, agreed to develop policies and procedures sufficient to ensure unfiled rate errors do not recur, and agreed to provide quarterly reports to OCI. These actions were taken based on allegations of using unfiled rates and premiums. April 2015

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III. Legislative Relations and Communications

Legislative Relations and Communications

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Wisconsin Insurance Report Business of 2015Legislative Relations and Communications, Public Information and Communications

The director of Legislative Relations and Communications provides advice on executive matters affecting the office’s goals and initiatives, directs the office’s legislative initiatives and communication activities, and provides advice on technical insurance-related issues.

Public Information and Communications

The Public Information and Communications (PIC) section has primary responsibility in developing and maintaining the office’s consumer publications, providing information and materials on the office’s Web site, provid-ing insurance education and outreach, and providing basic and essential services including forms management.

The OCI Web sites are managed within PIC in accordance with the group’s communication plan. Industry and constituents readily utilize information and support available via this interface. We frequently reassess the value of the information provided on our site and strive to assure fresh content consistent with current issues. There were 118 new Web pages added in 2015. Another 859 pages were updated.

The office is required by statute to administer and maintain a Forms Management program. All office forms and brochures, regardless of format or method of delivery, are reviewed for statutory requirements and agency standards. An inventory and history file is kept for each form, brochure, and special report. This material is composed using a variety of specialized tools and is then distributed and made available via digital and paper means. The Forms Manager is a liaison with office staff, the agency Printing Coordinator, and other state agencies.

Insurance Education and Outreach

The mission of OCI is to lead the way in informing and protecting the public and responding to their insurance needs. A key component to fulfilling the mission is to engage and empower individuals with knowledge of insurance laws. OCI understands the value of insurance education and fosters communication to raise awareness while understanding the needs of different audiences. Education and outreach efforts serve as a vital link between OCI and the people it serves. In-person activities are routinely conducted by the Commissioner, Deputy Commissioner, Legislative Liaison, and the Education and Outreach Specialist. In addition to the formal speaking requests, OCI finds legitimate value in outreach activities as a means to identify how OCI can effectively respond to the public regarding their insurance needs.

OCI recognizes the state of Wisconsin has many unique populations and strives to establish meaningful relationships that will inform and motivate the public interest in the value of the agency and the Wisconsin insurance laws. Outreach activities occur at various levels and include communities, government organizations, non-profit groups, tribes, veterans, youth organizations, as well as others. Additionally, OCI provides assistance to industry professionals and educators through presentations and educational materials.

Education and outreach activities are conducted throughout the state of Wisconsin reaching hundreds of consumers and interested parties. In 2015, some of the activities focused specifically on veterans, tribes, financial literacy, automobile insurance, and senior populations.

2015 Major Accomplishments

PIC continued to put the communication plan into action. As a result, OCI had thousands of consumer contacts over the course of 2015, and OCI raised its profile with the general public. Other accomplishments included:

• Continued to study the impact and issues of state insurance regulation on individual consumers and populations that have unique needs including senior citizens, tribal members, veterans, k-12 students and educators, residents impacted by disasters, low income, job search and career exploration.

• Provided insurance education to underserved populations, including those in urban and rural locations.

• Developed working relationships with commu-nity support organizations on tribal, county, and federal levels.

• Continued to provide outreach and education to veterans and those organizations that provide services to current veterans and those transition-ing from the military.

• Continued to provide technical expertise to organizations that promote financial literacy.

• Presented consumer information on changes to administrative rules and consumer buying tips at numerous events.

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Wisconsin Insurance Report Business of 2015Legislative Relations and Communications, Public Information and Communications

• Expanded our consumer education by updating major publications including on long-term care insurance, Medicare supplement and Medicare Advantage products, credit insurance, health insurance, mobile home insurance, and foster parents. Annually, thousands of consumers download our publications.

• Published the Wisconsin Insurance News (WIN). The WIN provides insurance agents and other interested parties with information on the ongoing activities of OCI.

• Continued to study the issues surrounding major health insurance reform plan and continued efforts to preserve state regulatory authority.

• Discussed health insurance implementation issues and problems with consumers, providers, legislators, and the industry.

• Issued 10 press releases to inform consumers about insurance issues and notify the public of significant regulatory actions.

• Staffed continuing advisory committees. Significant committees included:•The Health and Life Advisory Council worked

on a number of important issues including long-term care commissions, contingent deferred

annuities, health insurance rate review, health insurance reform, health insurance risk adjust-ment, principle based reserving and the consumer complaint system.

•The Property and Casualty Advisory Council met four times during the year and considered issues such as the National Flood Insurance Program (NFIP), surplus lines, Federal Insurance Office, corporate governance, and issues surrounding the sharing economy.

• Participated in numerous boards and committees including the Group Insurance Board and State Council on Alcohol and Other Drug Abuse.

• Because the insurance industry is a major employer, OCI worked to promote industry jobs initiatives and advocating the Wisconsin workforce.

• Participated in NAIC task forces and working groups including Health Insurance and Managed Care (B) Committee, Contingent Deferred Annuity (A) Working Group, Regulatory Framework (B) Task Force, Network Adequacy Working Group, ERISA Subgroup, Life Insurance and Annuities (A) Commit-tee, Consumer Liaison Committee, Industry Liaison Committee, and the Interstate Insurance Product Review (IIPRC) subcommittees.

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Wisconsin Insurance Report Business of 2015Legislative Relations and Communications, Consumer Publications

Consumer Publications

The following consumer publications are available from OCI. Copies of most publications are available online on OCI’s Web site: oci.wi.gov/Pages/Consumers/ConsumerPublications.aspx.

Auto• Consumer’s Guide to Auto Insurance (PI-057)—

Explains the types of coverage provided in an auto insurance policy, how to shop for insurance, and collision damage waiver coverage for rental cars.

• Teenagers and Auto Insurance (PI-200)—Provides information on buying car insurance, saving money, and how underage drinking affects your insurance premium.

• Tips for Saving on Auto Insurance (PI-218)

HealthLong-Term Care• Companies Offering Long-Term Care Insurance

in Wisconsin (PI-046)—Lists insurance companies indicating that they offer in Wisconsin stand-alone long-term care insurance policies.

• Guide to Long-Term Care (PI-047)—Explains different types of long-term care insurance and the types of policies sold in Wisconsin to cover long-term care expenses.

Medicare Supplement • Medicare Advantage in Wisconsin (PI-099)—

Explains options available to Medicare-eligible persons age 65 and over, and some Medicare-eligible disabled individuals under age 65, who are looking for information about the Medicare Advantage program.

• Medicare Part D - Things to Know Before Signing Up (PI-222)—Provides a list of things all seniors should know before signing up for Medicare Part D.

• Medicare Supplement Insurance Approved Policies (PI-010)—Lists policies available in Wisconsin including benefits and current premiums.

• Wisconsin Guide to Health Insurance for People with Medicare (PI-002)—Explains Medicare and supplemental insurance to cover those expenses not paid by Medicare.

General• A Guide to Health Insurance and Worker’s

Compensation Insurance for Farm Families (PI--072)—Provides information about health insurance and limitations for work-related injuries.

• A Shopper’s Guide to Cancer Insurance (PI-001) —Describes cancer insurance policies and the limita-tions many of these policies have.

• Consumer’s Guide to Grievances and Complaints (PI-217)—Provides information on how to resolve disputes with your health plan.

• Consumer’s Guide to Managed Care Health Plans in Wisconsin (PI-044)—Provides information on all Health Maintenance Organization (HMO) and Limited Service Health Organization plans in Wisconsin.

• Fact Sheet on Continuation and Conversion Rights in Health Insurance Policies (PI-023)—Describes a consumer’s rights under Wisconsin law and the federal COBRA law to continue or convert group health insurance coverage after losing previous eligibility for health insurance coverage.

• Fact Sheet on Filing a Complaint About Health Plans (PI-231)—Provides information on how to file a complaint and the complaint process.

• Fact Sheet on the Independent Review Process in Wisconsin (PI-203)—Describes a consumer’s right to appeal a health plan’s decision to an independent medical expert.

• FactSheetonMandatedBenefitsfortheTreatmentof Nervous and Mental Disorders or Substance Use Disorders (PI-008)—Summarizes required coverages in group health insurance policies.

• FactSheetonMandatedBenefitsinHealthInsur-ance Policies (PI-019)—Gives a brief description of current mandated benefits.

• Group Health Insurance Index (July PI-081 and January PI-080)—Provides survey results listing the monthly premiums for group health insurance policies for four hypothetical groups.

• Health Insurance for Small Employers and Their Employees (PI-206)—Discusses the Small Employer Health Insurance Law and contains monthly new business premium rates.

Homeowner’s• A Brief Guide to Renter’s Insurance (PI-017)—

Explains the basic coverages included in a renter’s insurance policy and gives tips on how to purchase renter’s insurance.

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• Buying a Home and Your Insurance Needs (PI-100)—Provides information on title, home-owner’s, flood, and private mortgage insurance and discusses other insurance options to consider when buying a home.

• Buying a Home—Insurance Terms to Remember When Buying a Home (PI-221)

• Condominium Insurance (PI-068)—Explains the basic coverages included in a condominium unit owner’s policy.

• Consumer’s Guide to Homeowner’s Insurance (PI-015)—Explains the basic coverages included in homeowner’s and tenant’s insurance policies, the types of policies, what you should do if you have a loss, and the Wisconsin Insurance Plan.

• Mobile Home Insurance (PI-066)—Explains the basic coverages included in a mobile home insurance policy.

• Personal Property Home Inventory (PI-224)—A personal property home inventory guide to list all the items that you have in your home.

• Settling Property Insurance Claims (PI-084)—Provides information on what to do after a loss, how to settle an insurance claim, flood insurance, and tips on what to do before a loss.

• Tips for Saving on Homeowner’s Insurance (PI-219)

Liability• Consumer’s Guide to Commercial Liability

Insurance (PI-045)—Contains basic information on commercial liability insurance, risk management, legal protections, required coverages, and optional coverages.

• Consumer’s Guide to Day Care Liability Insur-ance (PI-054)—Answers questions about liability insurance coverage for day care facilities.

• Consumer’s Guide to Insurance for Small Business Owners (PI-085)—Provides information about business, worker’s compensation, health, and auto insurance.

• Consumer’s Guide to Worker’s Compensation Insurance for Employers (PI-065)—Provides information on worker’s compensation insurance requirements and answers frequently asked questions.

• Fact Sheet on Foster Parent Liability Insurance (PI-048)—Answers questions about liability insurance coverage for foster children.

• Information Sheet on Surplus Lines Insurers and Agents (PI-026)—Answers questions about surplus lines insurance and procedures for placing surplus lines insurance.

• Warranties (PI-069)—Discusses the Magnuson-Moss Warranty Act, the federal law that covers warranties, and answers questions about extended warranties.

Life Insurance and Annuities• Life Insurance Coverage and AIDS (PI-064)—

Summarizes rules regarding health and life insurance underwriting and coverage for AIDS and includes Resources for Persons with a Positive HIV Test/The Implications of Testing Positive for HIV (OCI 17-001).

• NAIC Life Insurance Buyer’s Guide—A copy of The NAIC Life Insurance Buyer’s Guide is available by calling 1-800-236-8517 (in state only) or (608) 266-3585 (bulk copies may be obtained by calling the NAIC Office at 816-783-8301).

• State Life Insurance Fund—Information about the State Life Insurance Fund that offers life insurance to Wisconsin residents. This also includes a rate table and an application. For more information, call 1-800-562-5558 (Wisconsin residents only).

• Understanding Annuities (PI-214)—Explains the different types of annuity contracts, describes the various contractual features and discusses how to shop for an annuity.

• NAIC Buyer’s Guide to Annuities (http://www.naic.org/prod_serv_publications.htm)

Other• Consumer’s Guide to Insurance (PI-051)—Pro-

vides general information about health, life, auto, homeowner’s, and worker’s compensation insurance.

• Documents and Records (PI-223)—Provides infor-mation on whom to contact for a list of documents that will need to be replaced if they have been destroyed.

• Fact Sheet on Credit Insurance (PI-205)—Provides information on credit insurance.

• Fact Sheet on Insurance Terminations, Denials, and Cancellations (PI-024)—Summarizes the laws dealing with notice requirements when insurance coverage is terminated.

• Frequently Asked Questions About C.L.U.E. (PI-207)—Offers tips to help you understand how claims information obtained from a C.L.U.E. report may affect your insurance premiums.

Legislative Relations and Communications, Consumer Publications

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• Insurance 101, A Guide to Insurance Basics for College Students (PI-215)—Provides information about the types of insurance college students should consider when going away to school.

• Insurance Complaints and Administrative Actions (PI-030)—An annual report summarizing complaint activity and enforcement actions.

• Other Sources of Help (OCI 51-051)—Provides information on Small Claims Court.

• Tips for Buying Insurance on the Internet (PI-220)

Legislative Relations and Communications, Consumer Publications

• Title Insurance, Frequently Asked Questions (PI-229)

• Understanding How Insurance Companies Use Credit Information (PI-204)—Offers tips to help you understand how your credit information may be used and how it may affect your insurance premiums.

• TheWisconsinOffice of theCommissioner ofInsurance—An Overview (PI-059)—Summarizes OCI’s main functions, discusses employment opportunities, the civil service system, pay, and employee benefits.

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IV. Funds and Program Management

Funds and Program Management

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Information Services Section

Funds and Program Management, Information Services Section

The Information Services Section provides new applications, project management, architecture, design work and programming; network and database operations and security; maintennce support for all in-house computer applications and interfaces for all external applications; hardware and software testing and acquisitions; and help desk support for desktop and laptop PCs, printers, faxes, scanners and copiers. The section is also responsible for the agency’s Lean Government and Business Intelligence initiatives as well as the project management program. The section strives for 99.9% uptime of the database and network. Agency telecommunications services are also provided or coordinated through this section. Accomplishments included:

Applications

• MigratedagentlicensingapplicationsfromSircontothe NAIC’s State Based Systems.

• CompletedHealth InsurerMarket Surveys, PlanMapping,andRatesfunctionalityprojectstoallowcompanies to submit data directly to OCI and OCI staff to approve or reject data for resubmission.

• Completed changes to 2016 Federal UnifiedRateReviewTemplate reporting requirement foruploading health plans and products intoMarketAnalysis System.

• Researched and implemented electronic signaturein new Web forms to request Exemption. Also implementednewWebformstorequestRetroactiveCoverage for Injured Patients and FamiliesCompensationFundsystem.

• Researched and selectedPerfectForms solution todigitalize forms and to address security vulnerabilities in existing forms solutions.

• Implemented Web application performancemonitoring solution (AppDynamics), next generation development tools and server environment for more secure and better performing business Web applications.

Business Intelligence (BI)

• Developed and tested the first in a series of BImodels for theBureau ofMarketRegulation forimplementationinCY2016.

• DevelopedanddeployedanInformationTechnologyDashboard.

• Completed the BI implementation for the RateReviewProgram.

• Migrated to the enterpriseTableau environmenthosted by the Department of Administration, Division of Enterprise Technology (DOA/DET).

Infrastructure

• Implementednewadministrativetoolstostreamlineand optimize desktop deployment.

• PerformedCyber SecurityEvaluation focused oncommon IT systems and services.

• UpgradedagencycomputerstoWindowsEnterpriseand released new desktop encryption and security measures.

• Deployed the E-Sponder communication systemtoimprovenotificationprocessesforContinuityofOperationsandIncidentResponse.

• Re-engineeredAutomated Call DistributionTelephony system for the agency.

• Migrated document imaging services for agencybusiness units.

Lean Government Initiative

OCI’s Lean Government Initiative was established tomeet the goals identified by theGovernor’s LeanGovernment program. The project management and quality assurance program was reorganized and is now encompassed within the agency’s Lean Government Initiative. Project proposals are submitted for review wherepotential savingsare identified.SomeproposalsbecomeITprojectsandothersareclassifiedasbusinessprocess improvement projects.

• CompletedthemigrationoftheCompany,Revenue,and Producer Licensing systems from Sircon to the NAIC’s State Based Systems (SBS) resulting in a numberofbusinessprocessefficiencies.• AspartoftheSBSMigrationproject,11business

processes in the Agent Licensing Section were streamlined andmademore efficient for bothstaff and customers.

• Implemented the use of theNAIC’sOPTinsfor companies to pay their annual assessments online.

• Implementedthee-mailingofcustomeracknowledge-ment letters for complaints that were submitted online or e-mailed resulting in savings of paper, postage, and staff time.

• Implemented System Center 2012 R2 ClientManagementreducingtheamountoftimerequiredfor computer setup, configuration, and support byover 300 hours in a 6-month period.

• RevisedtheadministrativeruleprocesstoeliminateCentral Files as middle person between theClearinghouse and OCI as well as storing the documents electronically providing a savings in RecordsCenterstoragecosts.

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Management Analysis and Planning Section

Funds and Program Management, Management Analysis and Planning Section

TheManagementAnalysis and Planning Section(MAPS)supportsthemissionofOCIthroughoversightof the agency’s business planning processes in the area of financialmanagement.This sectionprovides accounting, budgeting, contract management, internal control, procurement, risk management, and vendor payment services for OCI. The section produces the annual operating budgets for all units of the agency, external financial reports at the fund and agency level,GAAPreports, and required statutory reports, e.g., the minority contractingreports,aswellasannualcontractjustificationfor continued contract renewals.

The staff is responsible for providing technical budget assistance and guidance to OCI managers and staff, tracking expenditures and revenues, collecting accounts receivables, calculating and billing the annual examination assessment, calculating and billing the annual care management organization examination charges, administering the state purchasing card program, cashiering and serving as liaison with the Department of Administration (DOA) Procurement.

Some of the accomplishments in this section include:

• MemberoftheStateAgencyPurchasingCouncil.• Continued meeting requirements for obtaining IT

contract services through the vendor-managed IT services contract.

• Implemented the agency’s 2015-2017 BiennialBudgetRequest.

• Prepared GAAP information for general fund and the insurance liquidation account pursuant to DOA guidelines and requirements.

• Certifiedthattheinternalcontrolshavebeenreviewedand no material weaknesses in the controls were reported.

• Developed and prepared the complex cost allocations of administering the insurance company examination program for annual assessment.

• Continued the agency’s ongoing supported work efforts by renewing the employment of disabled individuals through Community Work Services, Inc.

• Transitioned to STAR for financial, procurement,employee self-service and time reporting.

• Streamlined the call centerworkflow resulting inreduced caller time to reach an agent by 390 hours over a 6-month period and reduced the number of options by 16.

• ImplementedelectronicWalzcertifiedmailsystemreducingthecostofeachitemsentcertifiedby$1.25.

Management

• ContinuedtoevaluatetechnologiesusedinITandmaderecommendations for consolidating technologies and implementing process improvements.

• Continuedwork to update the agency’s disasterrecovery plan.

• PartneredwithDOA/DETto implemententerpriseTableau (analytics/dashboard) service offering.

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Wisconsin Insurance Report Business of 2015Funds and Program Management, Office Management and Records Section

The OfficeManagement and Records Sectionprovides essential office leadership and services in aneffort to achieve a quality workforce and environment in support of the mission of the agency. This area is responsible for monitoring and maintaining agency policies and procedures, managing administrative matters affecting the business operation of the agency, and serving asliaisonwiththeDepartmentofAdministration-HumanResourcesaswellasstaffdevelopment.Inaneffort tostrive to achieve physical accommodations for maximum comfort, security, and safety for staff and visitors alike, this area is responsible for the management of building maintenance and security, along with provision of health and safety oversight. This section is responsible for the agency’s recordsmanagement and administers officemanagement services, including risk management, health and safety, building maintenance, front desk, mailroom, central records, and parking coordination.TheOfficeManagementsupervisoralsoservesasliaisonbetweentheagency and the Department of Administration for security, mail, maintenance, records, and parking services.

Office Management and Records Section

Someofthisarea’smajoraccomplishmentsfor2015were:

• Respondedtoemployees’ergonomicneeds.• Reviewedandupdatedtheagency’sHealthandSafety

Action Plan.• UtilizedallavailableNationalAssociationofInsur-

ance Commissioners’ (NAIC) grant/zone funds to support our regulatory training needs.

• Provided specialized industry training in-house.• Managed EmployeeAssistance Program (EAP)

involvement, including: attended quarterly meetings, worked onHealth Fair and gave updated EAPinformation to agency.

• Coordinated OCI Affirmative Action Advisory Committee involvement, including: monthly meetings, attended joint State AAAC meeting and updated committee members with information shared, continued an “Adopt a School” program in the agency, represented the agency at campus career fairs to provide information to prospective graduates about employment opportunities in insurance, and organized a diversity luncheon within the agency.

• Coordinatedthestaffingofthefrontdeskstaffandwas responsible for the supervision of the front desk staffaswellastheCentralRecordsstaffforOCI.

74


OCIiscognizantoftheneedtoofferaflexibleworkenvironment in order to maximize the employment options available to existing and potential state employees and to meet the needs of our constituents. OCI encourages theutilizationofalternativeworkpatternssuchasflextime and part-time to increase productivity, extend services, reduce absenteeism, improve employee morale, allow for employee development, and maximize energy conservation through ridesharing and use of mass transit

Alternative Work Patterns

systems. Approximately 90% of the agency’s staff has some form of nonstandard work schedule. The agency recognizes that alternative work pattern schedules may provide opportunities for individuals to productively utilize their skills, talents, and abilities. It recognizes that a traditional full-time work schedule may not meet the needs of individuals who, due to age, health, or family circumstances, find such a schedule in conflict with responsibilities outside of work.

Funds and Program Management, Alternative Work Patterns

75


Injured Patients and Families Compensation Fund (Fund)

Funds and Program Management, Injured Patients and Families Compensation Fund

TheFundwas created in 1975 to provide excessmedical malpractice insurance for Wisconsin health care providers.TheFundisgovernedbya13-memberBoardof Governors (Board) that consists of 3 insurance indus-try representatives, a member named by the Wisconsin Association for Justice, a member named by the State BarofWisconsin,2membersnamedbytheWisconsinMedical Society, amember named by theWisconsinHospitalAssociation, 4 publicmembers appointed bythe Governor, and the Commissioner of Insurance who serves as the chair.TheFund’s administrative staff isprovided by OCI.

The Board is assisted by an Actuarial and UnderwritingCommittee,aLegalCommittee,aClaimsCommittee, a Finance/Investment/AuditCommittee, aRiskManagementandPatientSafetyCommittee,anda

PeerReviewCouncil.TheBoardanditscommitteesmeetquarterly.

TheFund operates on afiscal year basis—July 1through June 30. Administrative costs, operating costs, and claim payments are funded through assessments on participating health care providers.

AsofDecember31,2015,thevastmajorityofFundparticipants were physicians at 87%, with corporations comprising another 7% and the remaining 6% comprised of various other participant types as illustrated in the charts below.Atyear-end2015,Fundparticipantstotaled15,873,comprisedof13,764physicians,1,115corporations,745nurseanesthetists,129hospitalswith14affiliatednursinghomes, 67 ambulatory surgery centers, 19 partnerships, 19 hospital-owned or controlled entities, and 1 cooperative.

11,000

11,500

12,000

12,500

13,000

13,500

14,000

12/31/06 12/31/08 12/31/10 12/31/12 12/31/2014

12,052 12,169

12,530

12,95212,825

13,00313,258

13,52313,672 13,764

Physicians in Injured Patients and Families Compensation Fund2006-2015

1,0001,1001,2001,3001,4001,5001,600

12/31/06 12/31/08 12/31/10 12/31/12 12/31/14

1,428 1,4111,340 1,308

1,2481,210 1,197 1,210

1,1731,115

Corporations in Injured Patients and Families Compensation Fund2006-2015

76

Wisconsin Insurance Report Business of 2015Funds and Program Management, Injured Patients and Families Compensation Fund

0 200 400 600 800

Nurse Anesthetists

Hospitals

Partnerships

Affiliated Nursing Homes

Hospital-Owned or Controlled Entities

Ambulatory Surgery Centers

Cooperatives

745

129

19

14

19

67

1

All Other Participants in Injured Patients and Families Compensation FundDecember 31, 2015

13,500

14,000

14,500

15,000

15,500

16,000

12/31/06 12/31/08 12/31/10 12/31/12 12/31/14

14,30814,424

14,724

15,13814,960

15,124

15,408

15,68415,807 15,873

Injured Patients and Families Compensation Fund Participants2006-2015

Physicians87%

Corporations7%

All Other Partcipants

6%

Injured Patients and Families Compensation Fund CompositionDecember 31, 2015

77


From July 1, 1975, throughDecember 31, 2015,6,036claimshadbeenfiledinwhichtheFundwasnamed.Duringthisperiod,theFund’stotalnumberofpaidclaimswas668,totaling$861,555,840.OfthetotalnumberofclaimsinwhichtheFundwasnamed,5,228claimswereclosed with no indemnity payment.

2015 Major Activities

• The2015releaseofenhancementstotheWeb-basedinterface to theFund systemprovides benefits toparticipants and staff by offering online availability of standardforms(RequestforExemptionandRequestforRetroactiveCoverage).Of 5,000Request forExemptionformsfiledin2015,3,000werecompletedelectronically.

The2015enhancementsarepartofaseriesofongo-ingreleasesofFundsystemdevelopmentinitiatedin2010.

• Releaseof2010providedweb-basedinterfaceforFundsystem.

• Release of 2011 provided carriers and self-insurerssecureaccesstodownloadcertificates.

• Releaseof2012allowedthegeneralpublictosearch the database for participant coverage records and provided participants and employers secure access to paperless billing.

• Releaseof2013allowedparticipants tomakeelectronic payment and update certain account information.

• Releaseof2014improvedprocessesforpartici-pants with secure access, allowing for updates of employee counts and outpatient visits online as well as receive electronic notice of noncompli-ance issues.

Continued development will incorporate further functionality for improved customer service.

Links to the public database and to secure log-in accessareavailableonOCI’sFundWebpage(oci.wi.gov/Pages/Funds/IPFCFAccessFundSystem.aspx).

• Fundadministrationcloselymonitorstheuseofout-sidecounsel.Pursuanttoacourtdecisionin2000,the Fund hires separate defense counsel on eachclaim.Fundstaffmonitorstheclaimsandtheuseofthisoutsidecounseltoensurethat,whiletheFundreceives the necessary representation, legal fees are controlled.

• Pursuant to a Legislative Audit Bureau recommenda-tion and a directive by the Board, an actuarial audit wasperformedin2011ontheanalysisperformedin2010bytheoutsideactuarialfirm.Thisauditopinionconcluded that the assumptions and methodologies usedbytheFund’sactuaryandtheriskmarginof25%established by the Board were reasonable. A recom-mendation was made to reduce the discount factor used to discount the claim liability reserves. Prior to the issuance of the audit report, the Board reduced thediscount factorby .5%, to5.0%,applicable toJune30,2012,reserves.In2012,theBoardreducedthediscountfactoranother.5%,to4.5%,applicableto June30, 2013, reserves and in 2015 theBoardreducedthediscountfactor.5%to4.0%,applicabletotheJune30,2014,reserves.

• The Fund continuallymonitors and updates theexemption status for providers that held a license to practice in Wisconsin but for which a current exemp-tionorcertificateofinsurancewasnotonfilewiththeFund.Providers that remain innoncomplianceare referred to their respective licensing boards for appropriate enforcement action by that board. As of December 31, 2014, therewere 12,415 providersexemptfromparticipationintheFund.Thevariousbases for exemption are illustrated in the chart below.


Less Than 240 Hours

23.6%

Not Practicing

14.2%State,

County, or Municipal Employee

14.6%

Practice Out of the

State30.7%

Federal Employee

4.9%

Retired11.0%

Temporarily Ceasing Practice

1.1%

Injured Patients and Families Compensation Fund Exemptions

December 31, 2015

78


Followingarefinancialstatements—statementofnetpositionandstatementofrevenues,expensesandchangesinFundposition—fortheFundforthefiscalyearendingJune30,2015.

Assets Current Assets Cash $295,463 StateInvestmentFundShares 18,710,496 Short-termInvestments(marketvalue) 45,670,008 BondInvestmentIncomeReceivable 10,276,318 StateSharesInterestReceivable 6,153 Investment and Securities Lending Receivable 12,736 AssessmentsReceivable 278,670 Less:AllowanceforUncollectibleAccounts (832) PrepaidItems 7,201 SuppliesInventoryandOtherAssets 2,127 OtherReceivables 17,142

Total Current Assets 75,275,481 Noncurrent Assets RestrictedCash–LiabilityforFME Account 38,355,504 Long-term Investments (market value) 1,109,437,616 Capital Assets, Net of Accumulated Depreciation 872,084 Other, GASB 68 68,282

Total Noncurrent Assets 1,148,733,486Total Assets 1,224,008,967 DeferredOutflowsofResources 69,833 Total Assets and Deferred Outflows of Resources $1,224,078,800

Liabilities Current Liabilities FutureBenefitsandLossLiabilities- Short-term $64,041,641 AssessmentsReceivedinAdvance 2,116,322 ProviderRefundsPayable 1,781,391 General and Administrative Expenses Payable 14,087 MedicalMediationPanelsPayable (1,535) DuetoOtherFunds 161,471 Compensated Absences 19,695

Total Current Liabilities 68,133,073 Noncurrent Liabilities Loss Liabilities: LiabilityforIBNR 441,007,773 LiabilityforReportedLosses 4,000,900 Liability for LAE 80,414,776 EstimatedLossLiabilities 525,423,449 Less:AmountRepresentingInterest (79,739,980) DiscountedLossLiabilities 445,683,469 LiabilitiesforFutureMedicalExpenses 38,355,504 ContributionsBeingHeld 2,000,000 Total Loss Liabilities 486,038,973 Less: Loss Liabilities, Current Portion (64,041,641) NoncurrentLossLiabilities 421,997,332 CompensatedAbsences-Long-term 45,012 OtherPost-employmentBenefits 49,973

Total Noncurrent Liabilities 422,092,317Total Liabilities 490,225,390Deferred Inflows of Resources 1,062Total Liabilities and Deferred Inflows of Resources 490,226,452Net Position Invested in Capital Assets, Net of RelatedDebt 872,084 RestrictedforInjuredPatientsand Families 732,980,264Total Net Position 733,852,348

Total Liabilities and Net Position $1,224,078,800

Injured Patients and Families Compensation FundStatement of Net PositionJune 30, 2015, Unaudited


79

Wisconsin Insurance Report Business of 2015Funds and Program Management, Injured Patients and Families Compensation Fund

Injured Patients and Families Compensation FundStatement of Revenues, Expenses

and Changes in Fund Net Position for theFiscal Year Ended June 30, 2015, Unaudited

Operating Revenues: Assessments $33,735,169 AssessmentInterestIncome 3,527 AdministrativeFee Income 34,554 Total Operating Revenues 33,773,250

Operating Expenses:UnderwritingExpenses: Net Losses Paid 16,817,086 Loss Adjustment Expense Paid 4,384,870 RiskManagementExpenses 107,443 MedicalExpensesPaid 1,748,667 ChangeinLiabilityforIBNR (105,006,192) ChangeinLiabilityforReportedLosses (7,054,021) Change in Liability for Loss Adjustment Expense (18,873,588) ChangeinAmountRepresentingInterest 19,765,998 ChangeinLiabilityforFutureMedical Expense (1,249,314) Total Underwriting Expenses (89,359,050)General and Administrative Expenses 528,972Depreciation Expense 78,416 Total Operating Expenses (88,751,663)

Operating Income (Loss) 122,524,913

Nonoperating Revenues (Expenses):InvestmentIncome 30,200,545MiscellaneousRevenue 34,220

Change in Net Assets 152,759,678TransferstotheGeneralFund (15,209)

Change in Net Position 152,744,468

Net Position Net Position - Beginning of Period 581,107,880

Net Position - End of Period $733,852,348

80

Wisconsin Insurance Report Business of 2015Funds and Program Management, Local Government Property Insurance Fund

Local Government Property Insurance Fund (Fund)

TheFundisestablishedbych.605,Wis.Stat.Thepurpose of the Fund is tomake property insuranceavailable for local government units. The Commissioner ofInsurance,bylaw,isdesignatedastheFund’smanager.TheFundhasonestateemployeewhosupervisesday-to-dayoperationsoftheFundbycontractingforspecializedservices.TheFundcontractswith:ASUGroup(policy,claimsandappraisalservices),UniversityofWisconsin-Madison(ratedevelopment),Willis (brokerof record),AMIRiskConsultants(actuarialservices),andBorgelt,Powell,Peterson&Frauen(legal).

As of June 30, 2015, the Fund insured 955policyholders: 68 counties, 232 schools, 126 cities,153 towns, 243 villages, and 133 miscellaneous(libraries, etc.) jurisdictions. Combining new business and terminations, the overall number of policyholders decreasedby88sincethepreviousfiscalyear-end.TheFundhad57builder’sriskpoliciesatJune30,2015,versus61asofJune30,2014.

TheFund’s insurancecoverage inforcerepresentsproperty that is insured against loss. The more property insured, the greater the potential for a loss. The total amountofinsurancecoverageinforceasofJune30,2015,was$51billion,downfrom$52billionasofthepreviousfiscalyear-end.

TheFund’sbalancesheetandincomestatementforthefiscalyearendingJune30,2015,areincludedwiththisreport.TheFundexperiencedanunderwritinglossofapproximately$5,000,00followinganunderwritinglossof$14,900,000thepreviousyear.

Fundmanagementwillcontinuetomonitorinsuranceinforce,claimstrendsandFundsurpluswhenevaluatingtheFund’sratingstructure.Thedecline insurplusalsoaffectstheFund’srates.TheFundactuariallydeterminesrate increases or decreases in order to maintain adequate levels of surplus.

81

Wisconsin Insurance Report Business of 2015Funds and Program Management, Local Government Property Insurance Fund

Followingarefinancialstatements—balancesheetandincomestatements—fortheFundforthefiscalyearendingJune30,2015.

Local GovernmentProperty Insurance Fund

Balance Sheet—Statutory BasisJune 30, 2015

Assets Bonds $0 InvestmentFund 1,814,000 Cash at Treasury 878 PremiumsReceivable 417,494 ReinsuranceRecoverable 15,440,504 InterestReceivable 144 Total Assets $17,673,020

Liabilities and Surplus

Liabilities NetLossReserves $12,073,418 Loss Adjustment Expenses Payable 294,000 NetUnearnedPremiums 2,939,664 ReinsurancePayable 8,813,875 PremiumReceived inAdvance 1,291,736 Dividends Payable 0 Other Expenses Payable 381,120 Aggregate Write-Ins 584,000

Total Liabilities $26,377,813

Surplus Surplus - Beginning of Year (1,382,453) NetIncome (4,964,715) ChangeinNonadmittedAssets (206,467) Change in Provision for Reinsurance (2,151,158)

Surplus - End of Year (8,704,793)

Total Liabilities and Surplus $17,673,020

Local GovernmentProperty Insurance Fund

Income Statement—Statutory BasisJune 30, 2015

Premiums Earned DirectPremiumEarned $26,967,898 ReinsuranceCeded (9,716,389)

Net Premium Earned $17,251,509

Losses Incurred Direct Losses Incurred 36,518,745 ReinsuranceLoss Recoveries(Earned) Incurred (17,335,610)

Net Losses Incurred 19,183,135

Loss Adjustment Expenses 1,248,799

Other Underwriting Expenses 1,982,054

Total Net Losses and Expenses 22,413,988

Underwriting Loss (5,162,479)

Investment & Other Income InvestmentFundEarnings (2,092) Interest 199,856

Net Investment Income 197,764

Net Loss $(4,964,715)

82


State Life Insurance Fund (Fund)

TheFundisasegregatedfundlocatedwithinOCI.TheFundoffersamaximumof$10,000oflifeinsuranceto state residents. Operating as a mutual insurance company,theFundhasamanagerandissupervisedbythe Commissioner.

Section 607.15, Wis. Stat., requires the Fund todistributeannuallyamongthepolicyholdersitsnetprofitsand, to the extent practicably possible, maintain a ratio of surplus to assets between 7% and 10%. In 2015, adistributionof$3.6millionwaspaidtopolicyholdersinthe form of dividends.

Wisconsin is the only state in the nation that offers a life insurance program to residents. All policies issued areparticipatingandthereisnomarketingoftheFund.The lapse rateonFundpolicies isa low0.02%.AsofDecember31,2015,therewere25,132policiesinforce.

Following arefinancial statements—balance sheetandincomestatements—fortheFundfortheyearendingDecember31,2015.

Funds and Program Management, State Life Insurance Fund

State Life Insurance FundBalance Sheet

December 31, 2015

Assets Bonds $94,522,091 PolicyLoans 3,432,331 CashandBankDeposits 2,000,781 Premiums Deferred and Uncollected 64,522 Investment Income Due and Accrued 1,398,941 RecoverableReins. 0

Total Assets $101,418,666

Liabilities and Surplus ReservesforLifePolicies andContracts $65,381,205 InterestMaintenance Reserve 298,356 Policy Claims 344,000 Dividends Due and Unpaid(2015) 17,040 Dividends - Provision for2016 3,637,261 Deposit-TypeContracts 22,011,082 UnclaimedProperty 48,350 Taxes,Licenses,Fees Accrued 804 Suspense and Cancelled Drafts 16,319 ExpensesDueandAccrued 42,877 BackUpWithholding 699 PremiumsReceivedin Advance 24,353 AssetValuationReserve 285,438

Total Liabilities $92,107,784

Surplus 9,310,882

Total Liabilities and Surplus $101,418,666

State Life Insurance FundIncome StatementDecember 31, 2015

Income Premiums $1,373,611 InvestmentIncome 5,446,567 Amortization of Interest MaintenanceReserve 34,586 MiscellaneousIncome 1,915

Total Income $6,856,679

Expenses DeathBenefits 1,479,950 MaturedEndowments 351,000 OtherPolicyBenefits 1,045,941 IncreaseinReserve 357,914 General Operating Expense 576,419

Expenses before Dividends 3,811,224

Net Gain before Dividends 3,045,455

Dividends to Policyholders 3,574,935

Net Gain (Loss) from Operations $(529,480)

V. Division of Regulation and Enforcement

83

Wisconsin Insurance Report Business of 2015Division of Regulation and Enforcement

85

Wisconsin Insurance Report Business of 2015Division of Regulation and Enforcement, Bureau of Financial Analysis and Examinations

The Division of Regulation and Enforcement, through its Bureau of Financial Analysis and Examinations, Bureau of Market Regulation, and Rate Review Team, and in conjunction with the office’s Legal Unit, is responsible for enforcing the state’s insurance laws. In addition, it assists with the office’s consumer education program by providing technical expertise in the development and publication of the office’s consumer education publications. In compliance with s. 601.01 (5), Wis. Stat., the Division works with other state and federal regulatory agencies in carrying out the purposes of the Wisconsin insurance laws and the mission of the office.

Bureau of Financial Analysis and Examinations

The principal function of the Bureau of Financial Analysis and Examinations (Bureau) is to monitor the financial condition of all insurers licensed to do business in Wisconsin and determine whether their financial condition meets the minimum requirements for continued operation in Wisconsin. Monitoring includes the examination of the accounts and records of insurance companies organized under Wisconsin law and the analysis of financial statements of all insurers licensed to do business in the state of Wisconsin, the review of CPA audit reports, and updates to the company profile database. The Bureau maintains and reviews holding company filings required by ch. Ins 40, Wis. Adm. Code, administers insurer applications for admission to Wisconsin, and processes merger and acquisition plans. The Bureau also collects and processes all premium taxes submitted by insurers.


• Maintained accreditation by the National Association of Insurance Commissioners.

• Examined 38 domestic insurers.• Analyzed the financial statements of over 1,850

insurers.• Regulation of approximately 390 employee benefit

plan administrators transferred from the Bureau to the Bureau of Market Regulation.

• Continued oversight of 1 company in liquidation and 1 company in rehabilitation.

• Licensed 2 new domestic insurers, 1 warranty plan, and 4 service contract providers.

• Approved 1 domestic insurer to dissolve.• Re-issued permits to 7 care management organizations

under ch. 648, Wis. Stat.• Licensed 5 nondomestic insurers, 19 property service

contract providers, 1 life settlement provider, and 2 vehicle protection product providers.

• Permitted 3 licensed entities to withdraw from Wisconsin.

• Reviewed and approved 2 mergers involving domestic insurers.

• Reviewed changes of control involving 2 domestic insurers, pursuant to holding company regulations, and 1 holding company reorganization.

• Reviewed 1 redomestication of an insurer to Wisconsin.

• Reviewed the conversion of 2 ch. 612, Wis. Stat., town mutual insurers to a ch. 611, Wis. Stat.

• Reviewed and approved 1 merger involving 2 domestic ch. 612, Wis. Stat., insurers.

• Reviewed and enhanced the procedures for financial analysis and monitoring of licensed insurers.

• Enhanced the process for insurance companies to file Wisconsin-specific forms electronically with OCI.

• Continued the development of automated applications used in financial analysis and examinations.

• Made available insurer financial and demographic data on the OCI Web site.

• Continued participation in the IT Strategic Planning Committee charged with the development of comprehensive plans and standards for the agency and Bureau.

• Participated in NAIC task forces and working groups, including:

Accounting Practices and Procedures Task Force Analyst Team System Oversight Working Group Blanks Working Group Cybersecurity Task Force Cybersecurity Task Force – Ad Hoc Exam

Subgroup Electronic Workpaper Working Group Examination Oversight Task Force Financial Analysis Handbook Working Group Financial Analysis Research and Development

Working Group Financial Analysis Working Group Financial Examiners Coordination Working Group Financial Examiners Handbook Technical Group Group Solvency Issues Working Group Health Reform Solvency Impact Subgroup Health Risk-Based Capital Working Group

(Vice Chair) Information Technology Examination Working

Group Investment Risk-Based Capital Working Group Mortgage Guaranty Insurance Working Group

(Chair) National Treatment and Coordination Working

Group

86


Companies Examined in 2015

Acuity, A Mutual Ins. Co.Capital Indemnity CorporationCapital Specialty Ins. Co.Care Improvement Plus WI Ins. Co.Common Ground Healthcare Coop.Dean Health Ins., Inc.Dean Health Plan, Inc.Dupont Mutual Ins. Co.Fidelity & Guaranty Ins. UnderwritersFirst Auto & Casualty Ins. Co.Germantown Mutual Ins. Co.Integrity Mutual Ins. Co.Integrity Property & Casualty Ins. Co.Lakeland Care DistrictMcMillan-Warner Mutual Ins. Co.Medica Health Plans of WIMercycare HMO, Inc.Mercycare Ins. Co.Milwaukee Casualty Ins. Co.

Mutual of Wausau Ins. Corp.National Mutual BenefitNetwork Health Ins. Corp.Network Health PlanPartners Mutual Ins. Co.Policyholders Mutual Ins. Co.Price County Town Mutual Ins. Co.Racine County Mutual Ins. Co.Rural Mutual Ins. Co.Security Health Plan of WI, Inc.Sheboygan Falls Ins. Co.Society Ins., A Mutual Co.Superior Vision Ins. Co. of WI, Inc.Thrivent Financial for LutheransTransit Mutual Ins. Corp. of WIUnity Health Plans Ins. Corp.Vision Care Network Ins. Corp.West Bend Mutual Ins. Co.Wisconsin Reinsurance Corp.

Operational Risk Subgroup P&C Risk-Based Capital Working Group Reinsurance Financial Analysis Working Group Reinsurance Task Force Restricted Asset Subgroup

Risk-Focused Surveillance Working Group Statutory Accounting Principles Working Group Valuation of Securities Task Force • Participated in the Financial Stability Board

Workstream on Other Shadow Banking Entities.

87


Insurance Corporations Domiciled in Other States AdmittedJanuary 1, 2015 - December 31, 2015

Allied World National Assurance Co. New York, NYAmalgamated Casualty Ins. Co. Washington, DCAmerican Family Ins. Co. Columbus, OHAuto Knight Motor Club, Inc. Palm Desert, CACarGuard Administration, Inc. Leawood, KSCitizens Security Life Ins. Co. Louisville, KYD&P Holdings, Inc. Spring, TXEFG Home Services, LLC Irving, TXFederal Warranty Service Corp. Atlanta, GAGMAC Service Agreement Corp. Southfield, MIHomesite Ins. Co. of the Midwest Boston, MALandcar Agency, Inc. Sandy, UTNational Warranty Corp. Springfield, ORNissan Extended Services North America Franklin, TNNorth American Warranty, Inc. Chicago, ILPalmer Administrative Services, Inc. Ocean, NJPermaPlate Co., LLC Salt Lake City, UTPreferred Warranties, Inc. Orwigsburg, PAPrime Auto Care, Inc. Wilkes-Barre, PAQBE Administration Services, Inc. Sun Prairie, WIRed Auto Administration, Inc. Overland Park, KSSiskin Enterprises, Inc. Salt Lake City, UTUniversal Warranty Corp. Southfield, MIVantapro Specialty Ins. Co. Farmington, CTVerizon Wireless Services, LLC Basking Ridge, NJ

Wisconsin Insurance Corporations Organized and LicensedJanuary 1, 2015 - December 31, 2015

CM Vantage Specialty Ins. Co. Merrill, WIExtended Service Contract Advisors, LLC Hudson, WILegacy Vision Ins., Inc. Watertown, WI Municipal Property Ins. Co. Middleton, WI North Central Warranty Co., Inc. Waupun, WIProven Power, Inc. Oconomowoc, WITeam Winnebagoland, LLC Oshkosh, WI

88


Organizations Licensed as Service Contract ProvidersJanuary 1, 2015 - December 31, 2015

Auto Knight Motor Club, Inc. Palm Desert, CACarGuard Administration, Inc. Leawood, KSD&P Holdings, Inc. Spring, TXEFG Home Services, LLC Irving, TXExtended Service Contract Advisors, LLC Hudson, WIFederal Warranty Service Corp. Atlanta, GAGMAC Service Agreement Corp. Southfield, MILandcar Agency, Inc. Sandy, UTNational Warranty Corp. Springfield, ORNissan Extended Services North America Franklin, TNNorth American Warranty, Inc. Chicago, ILPalmer Administrative Services, Inc. Ocean, NJPermaPlate Company, LLC Salt Lake City, UTPreferred Warranties, Inc. Orwigsburg, PAPrime Auto Care, Inc. Wilkes-Barre, PAProven Power, Inc. Oconomowoc, WIQBE Administration Services, Inc. Sun Prairie, WIRed Auto Administration, Inc. Overland Park, KSSiskin Enterprises, Inc. Salt Lake City, UTTeam Winnebagoland, LLC Oshkosh, WIUniversal Warranty Corp. Southfield, MIVerizon Wireless Services, LLC Basking Ridge, NJ

89


Insurance Corporation Mergers, Consolidations, Dissolutions,Withdrawals, Rehabilitations, Liquidations, or Redomestications

January 1, 2015 - December 31, 2015

Withdrawals

Advantage Warranty Corp. 03/10/2015Alpha Warranty Services, Inc. 03/10/2015BPG Home Warranty Co. 04/02/2015Brunswick Product Protection Corp. 03/10/2015Continental Service Plan, Inc. 03/10/2015Driverz Edge Admin. Services of Nevada, LLC 03/19/2015eSecuritel Holdings, LLC 03/10/2015Express Systems, Inc. 03/10/2015Musco Warranty Co., Inc. 03/10/2015National Automotive Distribution Network, Inc. 04/10/2015Nationwide General Ins. Co. 06/30/2015Nationwide Property and Casualty Ins. Co. 07/22/2015Pawn America Wisconsin, LLC 03/10/2015United Service Protection Corp. 03/10/2015Vehicle Protection Plus, LLC 03/10/2015Wellington Life Ins. Co. 09/25/2015Western General Warranty Corp. 03/10/2015

Dissolutions

American Mutual Reinsurance Co. 03/19/2015Direct Dental Service Plan, Inc. 06/23/2015

Rehabilitations

Affirmative Ins. Co. 09/16/2015Lumbermen’s Underwriting Alliance 05/19/2015Millers Classified Ins. Co. 01/20/2015Polish Women’s Alliance of America 11/16/2015

Liquidations

Lincoln General Ins. Co. 11/05/2015SeeChange Health Ins. Co. 01/28/2015

90


Mergers

Company Name Merged Into Date

Chickering Claims Administrators, Inc. Aetna Life Ins. Co. 12/01/2014*Companion Commercial Ins. Co. Companion Property/Cas. Ins. Co. 01/31/2015Modern Service Ins. Co. Country Mutual Ins. Co. 12/01/2015Fairmont Ins. Co. TIG Ins. Co. 06/30/2015Fairmont Premier Ins. Co. TIG Ins. Co. 06/30/2015Fairmont Specialty Ins. Co. TIG Ins. Co. 06/30/2015General Fidelity Ins. Co. TIG Ins. Co. 09/30/2015Genworth Residential Mortgage Ins. Co. Genworth Mortgage Ins. Corp. 10/01/2015 of North Carolina Kanawha Healthcare Solutions, Inc. Kanawha Ins. Co. 12/31/2014*Marquette National Life Ins. Co. Constitution Life Ins. Co. 05/31/2015MedGenerations, LLC Medimpact Healthcare Systems, Inc. 06/29/2015Newark Mutual Ins. Co. All-Star Mutual Ins. Co. 07/01/2015Radian Asset Assurance, Inc. Assured Guaranty Corp. 04/01/2015Sears Life Ins. Co. American Health and Life Ins. Co. 01/01/2015Seaton Ins. Co. Providence Washington Ins. Co. 03/31/2015Wisconsin Vision Service Plan, Inc. Vision Service Plan Ins. Co. 07/01/2015York Ins. Co. Providence Washington Ins. Co. 12/31/2014*

* Information not available in prior Wisconsin Insurance Report.

Redomestications Effective Company Name From To Date

Alterra Reinsurance USA, Inc. CT DE 12/31/2014*American Healthcare Indemnity Co. DE OK 10/06/2015Berkshire Hathaway Direct Ins. Co. DE NE 05/19/2015Commonwealth Ins Co. of America WA DE 12/31/2014*Esurance Property/Casualty Ins. Co. CA WI 05/01/2015Hallmark National Ins. Co. OH AZ 11/20/2014 *Medico Life and Health Ins. Co. ND IA 07/01/2015Old Republic National Title Ins. Co. MN FL 11/25/2014*Puritan Life Ins. Co. of America AZ TX 03/10/2014*Riverport Ins. Co. MN IA 12/04/2014Stonington Ins. Co. TX PA 05/18/2015Swiss Re Life & Health America, Inc. CT MO 06/30/2015Symphonix Health Ins., Inc. MI IL 12/31/2014*Tri-State Ins. Co. of Minnesota MN IA 12/04/2014*Unum Ins. Co. MA ME 12/19/2014*

91


Insurance Corporations Which Changed Their NamesJanuary 1, 2015 - December 31, 2015

Previous Name New NameAll-Star Mutual Ins. Co. All-Star/Newark Mutual Ins. Co.Alterra Reinsurance USA, Inc. Markel Global Reinsurance Co.American Centennial Ins. Co. Berkshire Hathaway Direct Ins. Co.Companion Property and Casualty Ins. Co. Sussex Ins. Co.Conseco Life Ins. Co. Wilco Life Ins. Co.Continental Assurance Co. Wilcac Life Ins. Co.Darwin National Assurance Co. Allied World Specialty Ins. Co.First Investors Life Ins. Co. Foresters Life Ins. and Annuity Co.Home Warranty, Inc. Home Warranty of the Midwest, Inc.Lincoln Republic Ins. Co. Medico Life and Health Ins. Co.John Deere Ins. Co. FMH Ag Risk Ins. Co.Midwest Security Life Ins. Co. Harken Health Ins. Co.OneBeacon America Ins. Co. Lamorak Ins. Co.OneBeacon Ins. Co. Bedivere Ins. Co.OneNation Ins. Co. Fresenius Health Plans Ins. Co.Paul Revere Variable Annuity Ins. Co. Unum Ins. Co.Philadelphia Financial Life Assurance Co. Lombard International Life Assurance Co.RLI Indemnity Company Clear Blue Ins. Co.Seaworthy Ins. Co. GEICO Marine Ins. Co.Torus National Ins. Co. StarStone National Ins. Co.USAgencies Direct Ins. Co. Affirmative Direct Ins. Co.Woodridge Ins. Co. Spinnaker Ins. Co.

92


Companies in Liquidation or Rehabilitation

Ambac Assurance Corporation Segregated Account, in Rehabilitation

Ambac Assurance Corporation Segregated Account was placed in rehabilitation on March 24, 2010, by William D. Johnston, a Lafayette County Circuit Court Judge, presiding by a judicial assignment order of the Circuit Court for Dane County, Wisconsin. Roger A. Peterson was the appointed special deputy commissioner until January 22, 2016. Deputy Commissioner of Insurance Daniel J. Schwartzer was appointed special deputy commissioner on February 17, 2016.

Ambac Assurance Corporation (Ambac), headquar-tered in New York, New York, is the successor to Ameri-can Municipal Bond Assurance Corporation, which was incorporated in Wisconsin on September 29, 1970. The company operates as a financial guaranty insurer, and its principal business is the guaranty of timely payment of principal and periodic interest when due on credit obli-gations. The company is licensed in all U.S. states, the District of Columbia, Guam, Puerto Rico and U.S. Virgin Islands.

In the mid-1990s, Ambac began offering financial guaranty insurance on riskier, higher-margin private “structured finance” investments, including residential mortgage-backed securities (RMBS) and collateralized debt obligations of asset-backed securities (CDOs of ABS). When the riskier insured structured finance investments began to deteriorate en masse during the economic crisis of 2008, Ambac’s projected future liabilities grew while its credit ratings and statutory surplus plummeted. Consequently, its prospects for writing new business evaporated, it stopped writing new policies, and it initiated an informal run-off.

These events created a hazard for policyholders. At the time of rehabilitation, Ambac’s investment portfolio assets had a current market value of approximately $8 to $9 billion, plus an estimated $1.5 to $2 billion in future unearned premiums discounted to present value. Many of Ambac’s assets would not yield fair value if liquidated immediately and used to pay short-term claims. The inopportune sale of Ambac’s long-term, presently undervalued assets would result in a net loss of claims-paying resources available to all policyholders—a “fire sale” as opposed to a fair and equitable distribution for the benefit of policyholders as a whole.

Absent restructuring efforts, there was an increasing risk that Ambac might not have been able to satisfy all claims made under the company’s policies as they

developed over the next 30 years. More specifically, there was an increasing risk that policyholders who presented short-tail claims in the early years would have received payment for a larger percentage of their claims than policyholders who presented claims in the more distant future.

As part of the restructuring and with the approval of the Office of the Commissioner of Insurance, Ambac established an optional segregated account pursuant to s. 611.24, Wis. Stat., effective March 24, 2010, for the purpose of segregating certain segments of its liabilities and consenting to the subsequent rehabilitation of the Segregated Account under ch. 645, Wis. Stat. Policies allocated to the Ambac Assurance Corporation Segregated Account (Segregated Account) are primarily those policies with material projected impairments, including the books of RMBS, most of which were expected to mature within approximately 4 years, and certain CDOs of ABS policies, most of which were not expected to mature for 20 or more years, as well as certain other policies with provisions that could result in loss of control rights or demands to pay non-economic, accelerated damages at the expense of other policyholders of Ambac. Ambac allocated to the Segregated Account all liabilities assumed as reinsurer under reinsurance agreements. To support the Segregated Account, Ambac also allocated to it a $2 billion secured note (which has now been fully paid) and a last-dollar reinsurance policy limited only by the assets of, and a minimum surplus as regards policyholders of $100,000,000 in the General Account of Ambac. Ambac also allocated to the Segregated Account its limited liability interest in Ambac Credit Products, LLC, Ambac Conduit Funding LLC, Aleutian Investments LLC and Juneau Investments LLC.

Ambac was appointed as a Management Services Provider to the Segregated Account under a Management Services Agreement for so long as such agreement is in effect. Nothing prevents the Segregated Account from retaining additional service providers. In addition, pursuant to the terms of a Cooperation Agreement, Ambac and the Segregated Account have agreed on certain matters related to decision-making, information sharing, tax compliance and allocation of expenses.

On March 13, 2014, the Rehabilitator announced the receipt of favorable rulings from the IRS regarding certain tax issues associated with potential amendments to the rehabilitation plan for the Segregated Account.

93


Ambac Assurance Corporation Segregated Account, in Rehabilitation (continued)

On April 21, 2014, the Rehabilitator filed a motion in the Circuit Court of Dane County, Wisconsin, for approval of certain proposed amendments (the Amendments) to the plan of rehabilitation. The Rehabilitator’s motion for approval of the amendments was approved by Judge Johnston on June 11, 2014. The Amendments modify the mechanism for handling claims under the rehabilitation plan. Instead of a combination of cash payments and interest-bearing surplus notes pursuant to the original plan, holders of Permitted Policy Claims would receive a combination of cash payments (Interim Payments) and deferred amounts will be established equal to the remaining balance of such claims (Deferred Amounts). Payments of Deferred Amounts will be made at such times as the Rehabilitator deems appropriate, in his sole discretion, based on an analysis of estimated liabilities, available claims-paying resources and other considerations relevant to equitable treatment of claims and the best interests of policyholders. With the exception of adjustments for certain under-collateralized transactions, Deferred Amounts will accrete at an effective annual rate of 5.1%. Permitted General Claims will be entitled to receive Junior Deferred Amounts accreting at 5.1% per year, instead of junior surplus notes bearing interest at 5.1%, as specified by the original rehabilitation plan.

In conjunction with amending the rehabilitation plan, the Rehabilitator increased Interim Payments. The 25% level specified in the original rehabilitation plan was increased to the level of 45%. Hence, the rehabilitation plan, as amended, provides that (i) holders of Permitted Policy Claims will receive Interim Payments in cash equal to 45% of their claims, and (ii) the Segregated Account will record Deferred Amounts on its books in favor of the respective holders in an amount equal to 55% of such claims, which will accrete at an effective annual rate of 5.1%.

To maintain parity among policyholders, the Rehabilitator effectuated a Deferred Payment to provide that policyholders that had received 25% cash payments on Permitted Policy Claims since the Interim Payments began on September 20, 2012, received an equalizing payment in cash in an amount equal to 26.67% of such holders’ Deferred Amounts, including the value of Accretion. The Amendments require proportionate redemptions on Segregated Account Surplus Notes, as and when payments are made on Deferred Amounts, including the equalizing payment referenced above. Pursuant to the terms of the Settlement Agreement entered into by Ambac Assurance Corporation and various settling counterparties on June 7, 2010, Ambac Assurance Corporation is also required to make proportionate redemptions on its Surplus Notes if the Segregated Account redeems any Segregated Account Notes.

Following the retirement of Judge William D. Johnston at the conclusion of his term of office on July 31, 2015, the case was reassigned to Judge Richard G. Niess of the Circuit Court for Dane County, Wisconsin.

As of December 31, 2015, the Ambac Assurance Corporation Segregated Account reported assets of $10,966,341, liabilities of $(376,666,395), surplus of $387,632,736, and net income of $149,481,964. The negative liability exists because the General Account’s reinsurance policy provides coverage on surplus notes issued in satisfaction of claims. As of December 31, 2015, the Segregated Account had disbursed $3,497,469,759 to policyholder trustees and claim submitting agents, including the issuance of $53,000,000 in surplus notes at par value, on $6,465,076,726 of permitted policy claims, including amounts paid or permitted to bondholders under commutations.

94


Partnership Health Plan, Inc., in Liquidation

Partnership Health Plan, Inc. (Partnership Health Plan), a Wisconsin health maintenance organization insurer, was placed into rehabilitation by Dane County Circuit Court, State of Wisconsin, on January 18, 2013. The rehabilitation proceeding was commenced against Partnership Health Plan after it lost its contract with the Wisconsin Department of Health Services (DHS) to provide Family Care Partnership services.

Partnership Health Plan was headquartered in Eau Claire, Wisconsin, and had business in force only in Wisconsin. Partnership Health Plan contracted with the Department of Health Services to provide managed health and long-term care support to participants in the Family Care Partnership Program, a comprehensive program of services for older adults and people with physical disabilities. The 1,394 members were transitioned into either another partnership program or another long-term care program overseen by DHS effective January 1, 2013.

The insurer was ordered to be liquidated by Dane County Circuit Court, State of Wisconsin, on July 25, 2013.

The Court appointed Richard A. Hinkel as Special Deputy Liquidator of Partnership Health Plan, Inc.

On July 29, 2013, 450 notices were mailed to members, creditors and other parties whose interests may in some way be affected by the liquidation. The deadline for filing claims with the liquidator was January 31, 2014. There were 49 proof–of-claim forms filed and they were reviewed to determine amounts payable, if any. To date payments totaling $1,049,970 have been made to creditors. All claims have been reviewed, and those that have been allowed have been paid. One disputed claim remains to be resolved as well as 2 late-filed claims.

As of December 31, 2015, Partnership Health Plan had assets of $4,802,564, liabilities of $95,000, and surplus of $4,707,564.

95


Bureau of Market Regulation

In 2015 the Bureau of Market Regulation (Bureau) consisted of six sections: Complaints and Central Services, Accident and Health Insurance, Health and Life Insurance, Property and Casualty Insurance, Federal Health Insurance Rate Review, and Agent Licensing. Agent licensing activities are described in a separate section.

The Bureau of Market Regulation is responsible for the administration and enforcement of laws and rules relating to all market conduct activities of insurers and agents. In order to complete its duties, the Bureau conducts market analysis and targeted market conduct examinations of insurers in the areas of underwriting and rating; marketing, advertising and sales; claims; and policyholder services and grievances. The Bureau investigated and resolved 3,780 written consumer complaints and inquiries and answered over 25,000 telephone inquiries. The Bureau also processed 3,301 rate and rule filings and received 6,127 policy form filings.

Market Conduct Annual Statement

The Market Conduct Annual Statement (MCAS) was developed through the National Association of Insurance Commissioners (NAIC) with the input of state regulators and representatives from the industry. The MCAS is an analysis tool that states can use to review market activity of the entire insurance marketplace in a consistent manner and to identify companies whose practices are outside normal ranges. The project collects data on an industry-wide basis and is comprised of three major components: a Life & Annuity statement, a Property & Casualty statement, and a Long-Term Care statement. The Life & Annuity statement is further divided into four lines of business: Individual Life Cash Value Products, Individual Life Non-Cash Value Products, Individual Fixed Annuities, and Individual Variable Annuities. The Property & Casualty statement is further divided into two subsections: a Private Passenger Automobile section and a Homeowner’s section. The Long-Term Care statement is divided into three lines of business: Stand-Alone, Life Hybrid, and Annuity Hybrid.

For the 2015 Life & Annuity MCAS, licensed companies with at least $50,000 in subject life premium and/or annuity considerations were required to participate in the project in Wisconsin. OCI received 240 life statements and 126 annuity statements. For the 2015 Property & Casualty MCAS, licensed companies with at least $50,000 in subject homeowner’s and/or

Division of Regulation and Enforcement, Bureau of Market Regulation

private passenger automobile premium were required to participate in the project in Wisconsin. OCI received 147 private passenger automobile statements and 132 homeowner’s statements. For the 2015 Long-Term Care MCAS, licensed companies with any in-force LTC Stand-Alone, Life LTC Hybrid, or Annuity LTC Hybrid business were required to participate in the project in Wisconsin. A total of 91 companies participated in the project by filing statements with OCI.

Level 1 and Level 2 Market Analysis

Wisconsin conducted analysis on 41 insurance companies for 11 lines of business: credit, group accident and health, group annuity, group life, homeowner’s, individual accident and health, individual annuity, individual life, long-term care, Medicare supplement, and private passenger auto. The analysis followed a uniform process that included the review of information collected in the financial statements and other NAIC databases to identify companies for additional review. Examiners conducted the additional reviews, identified companies for further action, and recorded the results of the reviews in the NAIC Market Analysis Review System (MARS). Examiners then used a comprehensive guide to complete a more detailed analysis of the identified companies in up to 21 areas of review. This process was used to identify companies for further review up to and including market conduct examinations.


• Closed and completed 5 market conduct examinations and 41 internal reviews consisting of desk audits and market conduct analysis of companies in 11 lines of business.

• Provided 181 domestic company market regulation analysis reports for the Bureau of Financial Analysis and Examinations.

• Signed participation agreements to assist in two multi-state collaborative Market Conduct Exams by providing state-specific information and assistance to the lead states.

• Increased participation in the company complaint access portal to over 600 companies. The system has significantly streamlined our complaint process for both consumers and companies. Companies can

96

Wisconsin Insurance Report Business of 2015Division of Regulation and Enforcement, Bureau of Market Regulation

view, track, and respond to their consumer complaints online. This portal increased efficiencies within the agency by reducing mailing and printing costs as well as reduced the response time for consumers on average 7.4 days.

• Developed new market conduct business analysis tools to better visualize and analyze market conduct activity for companies conducting business in Wisconsin. This new tool is expected to help streamline OCI’s internal market conduct processes and procedures.

• Continued to work closely with the Centers for Medicare & Medicaid Services (CMS) to facilitate insurer, agent, and consumer questions regarding the implementation of the Federal Affordable Care Act.

• Continued to improve the market analysis and the market conduct examination program by working with other states through the NAIC Market Information Systems Task Force, Market Analysis Working Group, the Market Conduct Examination Standards Working Group, and the Market Analysis Procedures Working Group to coordinate examinations, improve uniformity in the market conduct examination and analysis process, and work collaboratively with other states.

• Actively participated in the NAIC Market Accreditation Working Group to help facilitate the development of market conduct accreditation standards.

• Reviewed comprehensive health insurance policy form filings and performed health insurer desk audits in order to ensure they are complying with both federal and state requirements.

• Participated in the Market Conduct Annual Statement program, collecting and analyzing data on claims, complaints, and underwriting in life, annuities, homeowner’s and auto insurance and using the data as part of the market analysis program.

• Provided technical assistance and support in the updating and revision of a variety of consumer publications available from OCI.

• Participated in the Wisconsin Insurance Plan and the Wisconsin Automobile Insurance Plan meetings, quarterly meetings with the Worker’s Compensation Rating Bureau and the Department of Workforce Development, and provided technical assistance to Wisconsin Emergency Management.

• Served on the following NAIC committees, task forces and working groups: Market Information Systems Task Force, Producer Licensing Working Group, the Interstate Insurance Product Regulation Commission, the Market Analysis Procedures Working Group, and the Market Conduct Examination Standards Working Group.

97


Table INumber of Policy Submissions Received

By Line of Business in 2014 and 2015

Total Total for forProduct Category 2014 2015

Health and Life Continuing Care Retirement Community 3 2 Credit Accident and Health 7 2 Credit Life 14 4 Group Accident and Health 453 388 Group Annuity 126 90 Group Life 92 57 Health and Life Other 364 403 Health Maintenance Organization 480 380 Individual Accident and Health 488 248 Individual Annuity 365 164 Individual Life 812 82 Annuities Other 0 38 Total Health and Life 3,204 1,858

Property and Casualty Aviation 42 51 Bonds 71 71 Commercial Property and Multiperil 412 515 Commercial Motor Vehicle 302 243 Credit Property 22 19 Homeowner’s 167 166 Inland Marine 235 281 Liability 1,261 1,405 Mortgage Guaranty 25 7 Other Lines 869 986 Personal Farmowner’s 65 48 Personal Motor Vehicle 14 147 Property 224 309 Title 14 17 Worker’s Compensation 226 4 Total Property and Casualty 3,949 4,269

Grand Total 7,153 6,127

The following tables summarize the policy submission data for 2014 and 2015. Table I shows the number of policy submissions received in 2014 and 2015 by line of business for each type of insurance. Table II shows the number of rate filings received for each type of insurance.

Policy Submissions and Rate Filings


98


Table IIRate Filings Received

By Product Category for 2015

Accident and Health Section Credit Accident and Health 1 Credit Life 4 Health Maintenance Organization 119 Health Other 339 Total Accident and Health Section 465

Property and Casualty Section Aviation 8 Bonds 62 Commercial Property and Multiperil 460 Commercial Motor Vehicle 254 Credit Property 10 Homeowner’s 294 Inland Marine 70 Liability 779 Mortgage Guaranty 15 Other Lines 205 Personal Farmowner’s 68 Property 312 Personal Motor Vehicle 275 Title 12 Worker’s Compensation 12 Total Property and Casualty Section 2,836

Grand Total 3,301


99


In 2015, OCI received the highest number of calls and complaints about health insurance. The most common inquiry and complaint was about how to obtain coverage; additionally, OCI continues to receive questions regarding the implementation of federal laws related to health insurance. OCI also continued to receive complaints and inquiries about alternatives to health insurance, primarily discount plans that provided little coverage for the consumers who purchased the plans. There were also complaints and inquiries about Medicare Advantage products due to companies dropping out of the market, changing service areas, and modifying benefits during the open enrollment.

OCI continued to receive complaints about rate increases on long-term care insurance policies. During 2015, the rate increases ranged from 9% to 100.70% for 17 companies that submitted rate filings. These rate increases affected 9,829 policyholders.

The following tables summarize the Bureau’s complaint data. Table I shows a comparison of complaint activity over the last six years. A complaint is defined as a written expression of dissatisfaction with an insurance

company or agent. Complaints may initially be received either in person, by telephone, by e-mail, or in writing. To be considered a formal complaint that initiates an inquiry or investigation, a complaint should be in writing. The data presented is based upon formal complaints.

In addition to the formal complaints, the Bureau also handled over 25,000 general inquiries or requests for in-formation in 2015. Most inquiries were by telephone, with the remainder being written communications, including e-mail, and “walk-ins.”

Table II shows 2014 and 2015 complaints by type of insurance. When reviewing this information, it is impor-tant to note that a complaint may involve more than one type of insurance. Table III shows the area of insurance operations that generated the complaint. As with Table II, a complaint may involve more than one area of insurance operations.

Table III shows the basis for complaints. Fifty percent of the complaints involved claim problems. Policyholder service was the second most common reason for filing a complaint.

Table ITotal Complaint Files

Year Received Closed

2010 7,399 8,431 2011 6,244 7,258 2012 6,120 6,633 2013 4,144 4,634 2014 3,801 4,100 2015 3,508 3,780

2010 2011 2012 2013 2014 2015Health 3,393 2,803 2,700 1,749 1,771 1,612P&C 2,371 2,274 2,405 3,018 966 1,435Life 497 446 558 472 332 349Annuities 160 142 142 122 161 135


Trends in Complaints

100


Table IIIReasons for Complaints*

Through Through 4th Quarter Percent 4th Quarter PercentBasis for Complaint 2014 of Total 2015 of Total

Claim Handling 1,454 50% 2,237 50%Policyholder Service 485 27 1,217 27Marketing and Sales 305 13 584 13Underwriting 588 13 440 10

* A complaint may have more than one basis.

Table IIComplaints Filed By Type of Insurance*

2014 2015Accident and Health Group Accident and Health 698 718 Individual Accident and Health 811 717 Medicare Supplement 151 113 Long-Term Care 101 64 Total Accident and Health 1,761 1,612 Property and Casualty Automobile 581 614 Homeowner’s, Tenant’s, Farmowner’s 522 427 Fire, Allied Lines, Other Property 109 103 General Liability/Liability 81 57 Worker’s Compensation 121 100 All Other Lines 134 108 Total Property and Casualty 1,547 1,409

Life, Including Credit and Annuities 493 484

Grand Total 3,801 3,505

* A complaint may involve more than one type of insurance.


101


The Bureau keeps track of the amount of money recovered by complainants who filed a complaint with our office. From January 1 through the 4th quarter of 2015, the office assisted complainants in recovering $7,893,803 from insurers as follows:

Table IVAmounts Recovered for Complainants by Types of Coverage and Complaint Reason

Coverage Claim Policyholder Marketing Type Handling Service and Sales Underwriting Total

Group Health $ 1,059,667 $ 2,432 $ 806 $ 0 $ 1,062,905Ind. Accident and Health 1,623,880 113,793 60,547 1,294 1,799,514Automobile 243,740 4,793 3,449 3,814 255,796Life, Including Credit and Annuities 1,971,558 129,227 1,477,497 84,391 3,662,673Homeowner’s, Tenant’s, Farmowners 324,392 1,903 8,668 0 334,963Fire, Allied Lines, Other Property 87,808 435,335 1,658 1,631 526,432General Liability/Liability 25,958 0 350 0 26,308All Other Lines 189,228 27,956 7,609 419 225,212 Total $5,526,230 $715,439 $1,560,584 $91,549 $7,893,803

Complainants may appeal the results of the Bureau’s determination on their complaints when the complaints were not resolved as originally requested. The appeal gives the complainants an opportunity to have their complaints reviewed by the office’s management staff or to provide additional information. Table V below reflects the complaint appeal activity. Due to the low number of complaint appeals, trend analysis is difficult. However, complaint appeals are reviewed by agency management to ensure consumers are provided a complete explanation of the decision surrounding their complaint.

Table V2015 Complaint Appeals Filed by Section

Property & Life & Accident Market Reg. Casualty Health & Health Complaints Total

Number of Complaint Files Appealed in 2015* 57 20 23 6 106

*An appeal may be on a file closed prior to the period under review.


102


Table VIComplainant Survey

2015

Survey Cards Sent 565 Survey Cards Returned 253 Response Rate 45%

Results

Yes % No %2. Did we respond to your complaint promptly? 227 93.0% 17 7.0%

3. Do you feel your complaint was handled fairly by our office? 199 84.3% 37 18.5%

4. Do you feel you were given an adequate explanation on your complaint? 191 79.9% 48 20.0%

5. If you called our office, do you feel we treated you courteously? 129 97.7% 3 2.2%

6. If you have another insurance problem, would you contact our office again? 205 91.9% 18 8.0%

1. How did you hear about the Office of the Commissioner of Insurance?

Word of Mouth 57 Insurance Agent 46 Insurance Company 25 Internet 32 Phone Book 4 Lawyer 13 Health Care Provider 23 Other 71 No Answer 2


103

Wisconsin Insurance Report Business of 2015Division of Regulation and Enforcement, Managed Care Specialist

Managed Care Specialist

The OCI managed care specialist, who serves as an ombudsman for consumers who have questions or prob-lems with their managed care plans, is assigned to the Bureau of Market Regulation. The managed care specialist investigates complex managed care complaints received by OCI and educates consumers on their rights under managed care plans. Administering the state’s independent review program is the responsibility of the managed care specialist.

Independent Review Process

Under Wisconsin law, health insurance claimants have a right to an independent review of an adverse

determination or an experimental treatment determination by an insurer. These reviews are carried out by Independent Review Organizations (IROs) registered with OCI. Every year, IROs certified to do reviews in Wisconsin are required to submit to OCI a report for the prior calendar year’s experience. The independent review process allows a consumer to appeal some health insurance claims denials to an independent third party. The results from the reports for calendar year 2015 are summarized below.

For more information on the independent review process, see the consumer brochure “Fact Sheet on the Independent Review Process in Wisconsin” available on OCI’s Web site at oci.wi.gov/Documents/Consumers/PI-203.pdf.

IROTotal

ReceivedTotal

Declined

NumberAdv.Det.

NumberExp.

Treat-mentDet.

NumberBoth Adv.and Exp.

TreatmentDet.

NumberPre-

existingDet.

NumberRescis-sions

Number(%)

Reversed

Number(%)

PartiallyReversed

Number(%)

Upheld

Advanced Medical Reviews

0 0 0 0 0 0 0 0 0 0

IPRO 7 0 4 0 3 0 0 4 (57.1%) 0 3 (42.9%)

Maximus 2 0 2 0 0 0 0 0 0 2 (100%)

MCMC 0 0 0 0 0 0 0 0 0 0

Medical Consult. Network

3 0 2 1 0 0 0 2 (66.7%) 0 1 (33.3%)

Med.Rev. Institute of America

38 0 26 12 0 0 0 10 (26.3%) 0 28 (73.7%)

National Med Rev

3 0 2 0 1 0 0 1 (33.3%) 0 2 (66.7%)

Permedion 0 0 0 0 0 0 0 0 0 0

Prest & Assoc.

1 0 1 0 0 0 0 1 (100%) 0 0

Totals 54 0 37 13 4 0 0 18 (33.3%) 0 36 (66.7%)

104


The independent review program began in 2002. Beginning in 2012, most health plans were required to follow the independent review process outlined in federal law. Independent reviews performed under the federal law may not be included in the reports submitted by the Wisconsin-certified IROs. The chart below summarizes the total percent of insurers’ decisions that were upheld and the total reversed in whole or in part by the IROs.

Total Upheld Reversed 2011 147 72.1% 27.9% 2012 64 78.1 21.9 2013 43 81.4 18.6 2014 49 77.6 22.4 2015 54 66.7 33.3

In order to be certified, an IRO must demonstrate that it is unbiased and that its clinical peer reviewers are qualified and independent. IROs must be recertified by OCI biennially. IROsNewlyCertified IROsRecertified Roffe Enterprises, Inc. IPRO Medical Consultants

Network, Inc. National Medical

Reviews, Inc. Prest & Assoc.

Division of Regulation and Enforcement, Managed Care Specialist

105

Wisconsin Insurance Report Business of 2015Division of Regulation and Enforcement, Agent Licensing Section

Agent Licensing is in charge of reviewing and issuing insurance licenses to individual intermediaries, brokers, navigators, business entities, managing general agents, and employee benefit plan administrators. Agent Licensing provides oversight of the professional licensing testing services and administration of prelicensing and continuing education programs.

As of December 31, 2015, there were 140,112 licensed individual intermediaries. During 2015 there were 10,758 examinations given to candidates seeking a resident intermediary license.


• Processed: 764,662 company appointment renewals 22,337 new individual/firm applications 39,057 individual/firm license renewals 31 approved continuing education providers 1,446 new course applications 1,981 continuing education course renewals 92 certified application counselors 450 nonnavigator individual registrations 92 nonnavigator entity registrations

• Successfully transitioned to State Based Systems (SBS) in a record-breaking timeframe of nine months on December 14, 2015. Wisconsin created more uniform standards and established best practices to better service all individuals and business entities regulated by OCI. Providers can submit electronic course applications, submit course rosters for individuals who have successfully completed a course, renew their license or course online, submit education reciprocity course application electronically and have easy and immediate access

to need-to-know real time course approval status updates.

• Changed license numbers from a unique license number to the National Producer Number (NPN) for all licensees to create more uniformity and usability.

• Enhanced the transmission and processing of information and notifications using the National Insurance Producer Registry (NIPR) which benefited both individuals and business entities in processing applications, appointments, continuing education credits, and licensing updates.

• Continued to enhance electronic services to allow licensees to have access to managing and maintaining their license electronically, providing the most accurate, up-to-date information available.

• Continued the comprehensive review and updating of all business rules to ensure that the automated licensing systems utilize current and correct business rules and are functioning properly.

• Continued to monitor implementation of National Association of Registered Agents and Brokers (NARAB) through the National Association of Insurance Commissioners (NAIC) and the National Insurance Producer Registry (NIPR).

• Participated in the NAIC’s Producer Licensing Working Group and the Producer Licensing Task Force. The goal of these committees is to improve the effectiveness and efficiency of the state licensing process resulting in uniformity through increased coordination, automation, standardization, and reciprocity.

Agent Licensing Section

106


Medical Malpractice Insurance ReportsSection 601.427, Wis. Stat.

The following table summarizes the reports on medical malpractice insurance required by s. 601.427, Wis. Stat., that were received in 2016. All of the information is for medical malpractice insurance written in Wisconsin by authorized insurers. Insurers that wrote less than $300,000 annually in medical malpractice insurance premiums in Wisconsin were not required to report.

The first three lines are for the calendar years indicated by the column headings. The Average Written Premium per Policy is calculated from the entries in the previous two lines. The next fifteen lines are for the policy years shown by the column headings.

This report includes the experience of the Wisconsin Health Care Liability Insurance Plan. It does not include the experience of the Injured Patients and Families Compensation Fund.

It should be noted that the data is from individual insurer reports and has been accepted by this office without audit. In addition, the data does not separate occurrence policy experience from claims-made policy experience. These two types of policies have different claims payment experience patterns.

This report combines the experience for all physician and surgeon classifications, other health care professionals, hospital, and other health care facilities. The individual classification reports by company, from which the summary table was derived, have been maintained in this office.

Division of Regulation and Enforcement, Medical Malpractice Insurance Reports

107


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Division of Regulation and Enforcement, Medical Malpractice Insurance Reports

108


Rate Review

TheOffice of theCommissioner of Insurance isresponsibleforenforcingtheWisconsinhealthinsurancelaws and thereby regulating the commercial healthinsurancemarketinWisconsin.RootedintheWisconsininsurancelawsisanapproachtoinsuranceregulationthatsupportsfunctionalcompetition.Functionalcompetitionis defined as competitionwherein all participants,includingconsumers,haveaccesstothemarketonalevelplayingfield.Functionalcompetitioninthemarketplacesupports the pricing of health insurance products atpremiumratesthatreasonablyreflectthemedicalcosts,demographics and utilization patterns of health caredeliveryinWisconsin,andisthereforecriticaltoawell-functioningmarket.InkeepingwiththemissionofOCItoprotectWisconsin’sinsuranceconsumersandfulfillitsobligationtoenforcetheWisconsininsurancelaws,OCIiscommittedtosupportthemanystrengthsofthemarketasitexiststodayandfacilitatecontinuedcompetitioninthemarketintheyearstocome.

Prior to September 1, 2011,Wisconsin requiredthat individual health insurance rates used to developpremiumsforindividualpoliciesbefiledwithOCI.Therewas no standardfiling format in place.Rates used to

Division of Regulation and Enforcement, Rate Review

developpremiumsforgrouppolicieswerenotrequiredtobefiled.BeginningSeptember1,2011,Wisconsinrequiresthathealthinsuranceratesusedtodeveloppremiumsforindividualpolicies, includingindividuallyunderwrittenpoliciessoldthroughassociations,andfullyinsuredgrouppoliciesissuedtoemployerswith2-50employees(smallgrouppolicies)befiledwithOCI.Filingsarerequiredtobesubmittedinastandardizedformat.Filingsarereviewedforcompliancewithallapplicablelawsandregulations,aswellastodeterminewhetherthereisanyindicationthepremiumratesfiledareunreasonable.TheWisconsininsurancelawsprovidethatratesarenotunreasonableifasufficientleveloffunctionalcompetitionexistsinthemarket.RatefilingsmadewithOCIaregenerallyavailableforpublicviewingontheOCIWebsite.

TheOCI Rate ReviewTeam is responsible forestablishing and enforcing rate filing requirements,reviewing comprehensive individual and small grouprate filings, andmonitoring trends in theWisconsincomprehensive health insurancemarketplace. In 2015,Wisconsin had a competitive comprehensive healthinsurancemarketwith21companiesofferingindividualcoverage,31companiesofferingsmallgroupcoverage,and29companiesofferinglargegroupcoverage.

109

Wisconsin Insurance Report Business of 2015Financial and Statistical Data

VI. Financial and Statistical Data

111


Notes to Tables

Financial and Statistical Data, Notes to Tables

The financial information was obtained from theNAIC database downloaded on May 13, 2016, forthosecompaniesfilingelectronicallywiththeNAICandannual statements filedwithOCI for those companiesnot filing electronically with the NAIC. The tablesreport the financial position of companies licensed todo business in Wisconsin as of December 31, 2015,and the resultsof their2015operations.Companies inrehabilitation and liquidation may not be included inthefinancial data.

TableA includes individual entitieswhichmaypossessmultiplelicenses.AnexamplewouldbeentitieswhichhaveaServiceContractProvider,WarrantyPlanAdministrator,andVehicleProtectionPlanlicense.RiskRetentionGroupsarerequiredtoregisterwiththisofficepursuanttotheFederalLiabilityRiskRetentionActof1986.TheyarenotissuedalicensetowritedirectbusinessinWisconsin.

TablesB-IdonotcontainfinancialdatafortheOtherEntitiesSubjecttoLimitedRegulation.

Direct premiums and deposits for life businessreported inTablesB andD include direct premiumswritten; annuity, deposit andother considerations; and

policyholder dividends used for renewals and paid-upadditions.DirectpremiumswrittenreportedinTableEexcludesdividendsanddepositandotherconsiderations.Directbenefitsanddividendspaidincludesbothbenefitspaidanddividendspaidorappliedduringtheyear.

TablesB,D, andG include non-health premiumswrittenandbenefitspaidreportedforLifeinsurersfilingonthehealthblank.InTableD,thepremiumswrittenwereincludedinOtherandbenefitspaidwereincludedinAllOtherBenefitsduetolackofdetailoftheinformationfiled.Life premiums totaling $3,295,403were not includedinTableEdue to the lackofdetail in the informationprovided.

DirectpremiumswritteninTableEincludesinsurerswithnegativepremiumswritten.Thisresultsinpremiumswrittenforthe20rankedinsurersincertainlinesofbusi-ness tobegreater thanall insurerswriting that lineofbusiness.

AlloftheamountsinTablesF-I,exceptratioamounts,have been rounded to thousands.Ratios in excess of999%werereportedas“999”andratioslessthan0werereportedas“0”.Ratioresultsoutsidethesethresholdsaremeaningless.

112


Explanation of Terms Used in Tables

The “Wisconsin Operations” columns report thedirectpremiumsandlossesforWisconsin-onlybusinessfor2015.The“Nationwide Operations” columnsreportthenetpremiumsandlossesforalloperationsfor2015.

“Direct” business refers to business for whichthe insurer issued an insurance policy and acceptedthe premium.“Net” business is direct business plusreinsuranceassumedandlessreinsuranceceded.

“Reinsurance” is the transfer of risk betweeninsurancecompanies.Almostalldirectwritingcompaniesusereinsurancetotransferaportionoftheriskassociatedwithitsdirectpolicies.Reinsuranceassumedisacceptingthe risk of other insurers,while reinsurance ceded istransferringtherisktootherinsurers.Somecompaniesspecialize inproviding reinsurance toothercompaniesversuswritingbusinessdirectly.

“Premium Written” isusuallydefinedaspremiumbilled by fire and casualty companies. Rules of lifeinsuranceaccountingrequirereportingpremiumsactuallycollected.Premiumwrittenisameasureofsalesactivityfortheyear.

“Premium Earned” istheresultofpremiumswritteninthecurrentandpreviousyearsand,insomeinstances,premiumstobewritteninthefutureforcurrentcoverages.Itisapproximatelytheprorataportionofthepremiumcharged for each policy for the portion of coverageprovidedwithinthecalendaryear.

“Losses Incurred” equals losses paid, plus anestimateatthecloseofthecurrentyearoftheamountstobepaidinthefutureforallunsettledclaimsasofthefinancialstatementdate,lessthecorrespondingestimatemadeattheendoftheprioryear.Iftheestimateswereexactly correct, then the incurred losseswould be theactualcostofallclaimsarisingfromcoverageprovidedduringthecurrentyear.Theestimateswouldalsoincludeamounts for IBNRclaims (incurred but not reported).

Financial and Statistical Data, Explanation of Terms Used in Tables

Lossadjustmentexpensesarealsoincludedinthelossesincurredfornationwideoperationsoftitlecompanies.

“Annuity Considerations” is revenuereceivedforannuitycontractsduringtheyear.Theamountcorrespondstopremiumswrittenoninsurancecontracts.

“Deposits”areamountsplacedwiththeinsurerthatdonot incorporate risk from the death or disability ofthepolicyholderandaremorecomparabletofinancialorinvestmentinstrumentsthaninsurancecontracts.

“Other Considerations” areannuityconsiderationsorotherdepositswhicharenotallocatedtoaspecificpolicybutincludeaninsurablerisk.

The “Net Loss Ratio” isequaltonetlossesincurredplusnet lossadjustmentexpenses incurred,dividedbynetpremiumsearned.The“Expense Ratio” isequaltounderwritingexpensesdividedbynetpremiumswritten.Thelossratioisdeterminedbasedonnetpremiumsearnedaslossesoccurrandomlythroughoutthepolicytermwhichmatchestheperiodthepremiumsareearned.Theexpenseratioisdeterminedusingnetpremiumswritten,becausemostunderwritingexpenses(commissions,homeofficeunderwriting,andclericalexpenses)areincurredatthetimethepolicyiswritten,notevenlythroughoutthepolicyterm.

The “Wisconsin Direct Loss Ratio” isapure lossratioequal to thedirect losses incurreddividedby thedirectpremiumsearnedforWisconsinbusiness.ThisratiodoesnotincludeLossAdjustmentExpenses.Forinsurerswithsmalldirectpremiumsearned,thisratiomaynotbeameaningfulrepresentationoftheiroveralloperations.Negativelossesincurredwouldresultfromthecompanyoverestimating the cost to settle open claims as of theendof theprioryearor thereceiptofsalvageorotherrecoveriesfromclaimspaidinprioryearswhichwereinexcessofamountsincurredforthecurrentyearclaims.

113

Wisconsin Insurance Report Business of 2015Financial and Statistical Data, Tables A and B

TABLE ASummary of Insurers Authorized to Write Insurance in Wisconsin

as of December 31, 2015Counts by Type and Domicile

TABLE B2015 Summary of Wisconsin Operations of All Insurers by Type of Company

DOMESTIC NONDOMESTIC TYPE OF COMPANY COMPANIES COMPANIES TOTAL

REGULATED ENTITIESSTOCKLIFEANDHEALTH 24 381 405MUTUALLIFEANDHEALTH 3 22 25FRATERNALS 5 38 43HEALTHMAINTENANCEORGANIZATIONS 21 0 21OTHERHEALTHINSURERS 17 0 17STOCKPROPERTYANDCASUALTY 81 761 842MUTUALPROPERTYANDCASUALTY 34 60 94RECIPROCALEXCHANGES 0 17 17TOWNMUTUALS 55 0 55 SUBTOTAL 240 1,279 1,519

OTHER ENTITIES SUBJECT TOLIMITED REGULATION *

CAREMANAGEMENTORGANIZATIONS 7 0 7CONTINUINGCARERETIREMENTCOMMUNITIES 23 1 24LIFESETTLEMENTPROVIDER 0 9 9MOTORCLUBS 0 26 26SERVICECONTRACTPROVIDER 42 81 123VEHICLEPROTECTIONPLANS 0 26 26WARRANTYPLANS 13 109 122 SUBTOTAL 85 252 337

GRAND TOTAL 325 1,531 1,856

*SeeNotestoTables.

DIRECT DIRECT PREMIUM LOSSES LOSS TYPE OF COMPANY EARNED PAID RATIOHEALTHMAINTENANCEORGANIZATIONS $8,431,827,718 $7,386,220,584 88OTHERHEALTHINSURERS 1,594,541,814 1,480,428,985 93STOCKPROPERTYANDCASUALTY 6,010,473,535 3,163,300,513 53MUTUALPROPERTYANDCASUALTY 3,701,481,446 1,857,199,740 50RECIPROCALEXCHANGES 318,535,433 177,188,173 56TOWNMUTUALS 61,507,319 27,028,200 44 TOTALS $20,118,367,265 $14,091,366,195 70

DIRECT PREMIUM DIRECT BENEFITS TYPE OF COMPANY WRITTEN * PAID *STOCKLIFEANDHEALTH $14,170,846,545 $12,889,002,115MUTUALLIFEANDHEALTH 1,888,913,954 1,524,419,741FRATERNALS 1,008,944,648 721,349,953 TOTALS $17,068,705,147 $15,134,771,809

114

Wisconsin Insurance Report Business of 2015Financial and Statistical Data, Table C

TABLE C2015 Summary of Nationwide

Financial Operations of Wisconsin Insurers

LIFE AND HEALTH INSURERS

ASSETS $346,756,452,441 CAPITALANDSURPLUS 34,060,521,333 NETPREMIUMSANDANNUITYCONSIDERATIONS 56,211,124,811 NETBENEFITSINCURRED 52,050,593,907 NETINCOME 1,613,741,541 DIRECTPREMIUMS,ANNUITYCONSIDERATIONS,ANDDEPOSITS 57,444,363,773

PROPERTY AND CASUALTY INSURERS

ASSETS $75,192,679,732 CAPITALANDSURPLUS 29,696,284,729 NETEARNEDPREMIUMS 23,547,137,938 NETLOSSESINCURRED 12,054,703,206 NETINCOME 3,118,380,708 DIRECTPREMIUMSWRITTEN 28,729,854,474

HEALTH MAINTENANCE ORGANIZATIONSAND OTHER HEALTH INSURERS

ASSETS $3,170,563,774 CAPITALANDSURPLUS 1,585,581,614 NETEARNEDPREMIUMS 10,279,360,733 NETLOSSESINCURRED 8,867,620,101 NETINCOME 46,137,018 DIRECTPREMIUMSWRITTEN 10,291,023,366

ALL INSURERS COMBINED

ASSETS $425,119,695,947 CAPITALANDSURPLUS 65,342,387,676 NETPREMIUMSANDANNUITYCONSIDERATIONS 56,211,124,811 NETBENEFITSINCURRED 52,050,593,907 NETEARNEDPREMIUMS 33,826,498,671 NETLOSSESINCURRED 20,922,323,307 NETINCOME 4,778,259,267 DIRECTPREMIUMS,ANNUITYCONSIDERATIONS,ANDDEPOSITS 96,465,241,613

115

Wisconsin Insurance Report Business of 2015Financial and Statistical Data, Table D

TABLE D2015 Summary of Wisconsin Operations

of All Insurers by Line of Insurance

DIRECT PREMIUMSLINE OF INSURANCE AND DEPOSITS*

LIFE INSURANCE ORDINARY $2,560,535,527 CREDIT 10,168,379 GROUP 605,593,572 INDUSTRIAL 3,073,328 TOTAL $3,179,370,806

ANNUITIES $6,202,554,130 DEPOSITS 641,648,054 OTHER 1,111,497,219

DIRECT BENEFITS BENEFIT TYPE AND DIVIDENDS PAID*

DIVIDENDS $581,784,663DEATHBENEFITS 1,623,261,954ANNUITYBENEFITS 1,647,189,847ALLOTHERBENEFITS 6,568,736,473

DIRECT DIRECT PREMIUMS LOSSES LOSSLINE OF INSURANCE EARNED INCURRED RATIO

ACCIDENTANDHEALTH GROUP $9,945,527,530 $8,632,718,590 87 CREDIT 15,467,139 6,675,967 43 INDIVIDUAL 6,464,784,691 5,458,038,156 84 TOTAL $16,425,779,360 $14,097,432,713 86

MULTIPLEPERIL FARMOWNERS $170,999,095 $68,477,333 40 HOMEOWNERS 1,312,790,003 559,115,780 43 COMMERCIAL 659,116,160 266,818,666 40 TOTAL $2,142,905,258 $894,411,779 42

AUTOMOBILE PRIVATEPASSENGERCARS $2,735,215,549 $1,720,781,231 63 COMMERCIALVEHICLES 529,649,513 295,241,145 56 TOTAL $3,264,865,062 $2,016,022,376 62

*SeeNotestoTables.

116


TABLE D (continued)

DIRECT DIRECT PREMIUMS LOSSES LOSSLINE OF INSURANCE EARNED INCURRED RATIO

ALLOTHERLINES FIRE $171,068,994 $77,612,302 45 MEDICALMALPRACTICE 70,965,040 3,761,201 5 WORKERSCOMPENSATION 1,880,515,960 1,134,483,686 60 EXCESSWORKERSCOMPENSATION 9,574,076 14,942,920 156 OTHERLIABILITY 788,358,100 206,470,014 26 FIDELITY 23,415,737 8,508,117 36 SURETY 57,669,002 1,507,349 3 CREDIT 16,831,483 10,391,820 62 TITLE 159,141,239 2,422,550 2 MORTGAGEGUARANTY 96,746,802 22,887,867 24 ALLOTHER 899,505,908 425,922,766 47 TOTAL $4,173,792,341 $1,908,910,592 46

Financial and Statistical Data, Table D

Wisconsin Insurance Report Business of 2015Financial and Statistical Data, Table E

117

Table E

Wisconsin Market Shares(Business of 2015)


119

O R D I N A R Y L I F E

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 NORTHWESTERN MUTUAL LIFE INS CO THE 19.7 $ 418,456,646 2 THRIVENT FINANCIAL FOR LUTHERANS 7.6 161,036,869 3 LINCOLN NATIONAL LIFE INS CO THE 4.2 88,416,781 4 AMERICAN FAMILY LIFE INS CO 3.2 67,348,036 5 JOHN HANCOCK LIFE INS CO (USA) 2.9 60,618,263 6 STATE FARM LIFE & ACCIDENT ASSUR CO 2.6 55,803,120 7 PRUCO LIFE INS CO 2.5 53,968,359 8 NEW YORK LIFE INS CO 1.9 39,778,721 9 PACIFIC LIFE INS CO 1.9 39,248,068 10 MASSACHUSETTS MUTUAL LIFE INS CO 1.8 37,724,408 11 METLIFE INSURANCE CO USA 1.6 34,908,063 12 AXA EQUITABLE LIFE INS CO 1.6 34,905,420 13 PROTECTIVE LIFE INS CO 1.5 32,592,478 14 AMERICAN GENERAL LIFE INS CO 1.4 30,604,618 15 PRUDENTIAL INSURANCE CO OF AMER THE 1.3 27,035,977 16 METROPOLITAN LIFE INS CO 1.2 26,258,334 17 PRIMERICA LIFE INS CO 1.2 26,021,080 18 TRANSAMERICA LIFE INS CO 1.2 24,542,323 19 MINNESOTA LIFE INS CO 1.1 23,943,470 20 CATHOLIC FINANCIAL LIFE 1.1 23,857,855TOTALS FOR 20 RANKED INSURERS 61.6 $ 1,307,068,889TOTALS FOR 345 RANKED INSURERS WRITING THIS LINE 100.0 $ 2,121,113,887

C R E D I T L I F E


1 CMFG LIFE INS CO 30.3 $ 3,083,669 2 CENTRAL STATES HEALTH & LIFE CO OF OMAHA 12.7 1,292,242 3 MERIT LIFE INS CO 10.9 1,103,763 4 MINNESOTA LIFE INS CO 10.3 1,050,923 5 PEKIN LIFE INS CO 8.1 819,726 6 AMERICAN HEALTH & LIFE INS CO 7.4 751,910 7 AMERICAN REPUBLIC INS CO 4.8 491,194 8 PROTECTIVE LIFE INS CO 4.0 407,135 9 AMERICAN MODERN LIFE INS CO 2.7 271,897 10 PAVONIA LIFE INS CO OF MI 2.4 245,612 11 TRANSAMERICA LIFE INS CO 1.9 189,451 12 AMERICAN BANKERS LIFE ASSUR CO OF FL 1.5 150,839 13 TRANSAMERICA PREMIER LIFE INS CO 1.1 110,494 14 GUARANTEE TRUST LIFE INS CO 1.1 110,463 15 AMERICAN NATIONAL INS CO 0.7 70,863 16 INDIVIDUAL ASSURANCE CO LIFE HEALTH & ACCIDENT 0.1 8,365 17 CENTURION LIFE INS CO 0.1 7,659 18 ZALE LIFE INS CO 0.1 5,187 19 PLATEAU INSURANCE CO 0.0 1,067 20 SECURIAN LIFE INS CO 0.0 209TOTALS FOR 20 RANKED INSURERS 100.0 $ 10,172,668TOTALS FOR 23 RANKED INSURERS WRITING THIS LINE 100.0 $ 10,168,379


120

G R O U P L I F E


1 MINNESOTA LIFE INS CO 17.6 $ 106,089,991 2 METROPOLITAN LIFE INS CO 11.9 71,604,181 3 PRUDENTIAL INSURANCE CO OF AMER THE 7.2 43,314,971 4 NATIONAL GUARDIAN LIFE INS CO 5.2 31,310,105 5 UNUM LIFE INS CO OF AMER 4.9 29,322,147 6 HARTFORD LIFE & ACCIDENT INS CO 4.6 28,076,945 7 NEW YORK LIFE INS CO 3.8 22,675,088 8 MASSACHUSETTS MUTUAL LIFE INS CO 3.5 20,898,598 9 LIFE INSURANCE CO OF NORTH AMER 2.8 16,830,954 10 SUN LIFE ASSUR CO OF CN 2.8 16,745,389 11 RELIANCE STANDARD LIFE INS CO 2.7 16,357,936 12 LINCOLN NATIONAL LIFE INS CO THE 2.5 15,223,466 13 PEKIN LIFE INS CO 2.1 12,425,151 14 PRINCIPAL LIFE INS CO 1.9 11,659,652 15 RELIASTAR LIFE INS CO 1.9 11,498,612 16 HOMESTEADERS LIFE CO 1.8 11,010,314 17 PHYSICIANS LIFE INS CO 1.7 10,383,199 18 AETNA LIFE INS CO 1.5 8,886,783 19 UNION SECURITY INS CO 1.4 8,200,872 20 UNICARE LIFE & HEALTH INS CO 1.3 7,779,366TOTALS FOR 20 RANKED INSURERS 82.8 $ 500,293,720TOTALS FOR 156 RANKED INSURERS WRITING THIS LINE 100.0 $ 604,143,415

A N N U I T I E S


1 JACKSON NATIONAL LIFE INS CO 9.2 $ 565,949,399 2 THRIVENT FINANCIAL FOR LUTHERANS 7.9 484,432,597 3 METROPOLITAN LIFE INS CO 5.1 312,931,034 4 MASSACHUSETTS MUTUAL LIFE INS CO 5.0 307,181,629 5 PRUDENTIAL INSURANCE CO OF AMER THE 4.8 297,786,577 6 LINCOLN NATIONAL LIFE INS CO THE 4.7 292,566,174 7 VOYA RETIREMENT INS & ANNUITY CO 3.6 223,428,703 8 AMERICAN GENERAL LIFE INS CO 3.5 216,663,972 9 PACIFIC LIFE INS CO 3.4 212,122,557 10 ALLIANZ LIFE INS CO OF NORTH AMER 3.3 202,257,411 11 AXA EQUITABLE LIFE INS CO 2.8 170,451,375 12 NORTHWESTERN MUTUAL LIFE INS CO THE 2.7 166,837,387 13 PRUCO LIFE INS CO 2.6 160,693,477 14 AMERICAN UNITED LIFE INS CO 2.3 141,644,172 15 RIVERSOURCE LIFE INS CO 2.0 126,257,263 16 TRANSAMERICA LIFE INS CO 2.0 124,268,961 17 NEW YORK LIFE INS & ANNUITY CORP 1.9 118,031,750 18 AMERICAN EQUITY INVESTMENT LIFE INS CO 1.9 116,009,852 19 GREAT-WEST LIFE & ANNUITY INS CO 1.8 110,826,717 20 PRINCIPAL LIFE INS CO 1.7 107,604,108TOTALS FOR 20 RANKED INSURERS 72.3 $4,457,945,115TOTALS FOR 231 RANKED INSURERS WRITING THIS LINE 100.0 $6,163,313,953


121

F I R E


1 WEST BEND MUTUAL INS CO 10.4 $ 17,569,757 2 AUTO-OWNERS INSURANCE CO 7.9 13,358,688 3 ACUITY A MUTUAL INS CO 4.8 8,121,066 4 FOREMOST INSURANCE CO GRAND RAPIDS MI 4.8 8,017,059 5 LOCAL GOVERNMENT PROP INS FUND 3.5 5,909,656 6 FACTORY MUTUAL INS CO 3.4 5,738,823 7 LIBERTY MUTUAL FIRE INS CO 2.9 4,872,819 8 ZURICH AMERICAN INS CO 2.7 4,570,623 9 TRAVELERS INDEMNITY CO THE 2.4 4,084,285 10 STANDARD GUARANTY INS CO 2.2 3,737,487 11 TRAVELERS PROPERTY CSLTY CO OF AMER 2.0 3,336,485 12 AMERICAN HOME ASSUR CO 1.9 3,232,821 13 CINCINNATI INSURANCE CO THE 1.8 3,038,531 14 AFFILIATED F M INS CO 1.7 2,835,168 15 AMERICAN GUARANTEE & LIABILITY INS CO 1.6 2,707,244 16 GERMANTOWN MUTUAL INS CO 1.6 2,678,036 17 CONTINENTAL CASUALTY CO 1.5 2,600,726 18 EMPLOYERS MUTUAL CSLTY CO 1.3 2,189,940 19 XL INSURANCE AMER INC 1.2 2,073,974 20 ALLIANZ GLOBAL RISKS US INS CO 1.1 1,884,551TOTALS FOR 20 RANKED INSURERS 60.8 $ 102,557,739TOTALS FOR 280 RANKED INSURERS WRITING THIS LINE 100.0 $ 168,556,347

F A R M O W N E R S M U L T I P L E P E R I L


1 RURAL MUTUAL INS CO 35.1 $ 61,440,910 2 AMERICAN FAMILY MUTUAL INS CO 13.0 22,779,926 3 HASTINGS MUTUAL INS CO 9.1 16,013,586 4 SECURA INSURANCE A MUTUAL CO 7.0 12,303,046 5 MT MORRIS MUTUAL INS CO 5.0 8,783,114 6 STATE FARM FIRE & CSLTY CO 3.9 6,802,106 7 WILSON MUTUAL INS CO 3.7 6,502,220 8 MCMILLAN-WARNER MUTUAL INS CO 3.6 6,322,576 9 WISCONSIN MUTUAL INS CO 3.2 5,657,270 10 NATIONWIDE AGRIBUSINESS INS CO 3.1 5,344,191 11 AUTO-OWNERS INSURANCE CO 2.7 4,794,537 12 MUTUAL OF WAUSAU INS CORP 2.2 3,911,977 13 MAPLE VALLEY MUTUAL INS CO 1.6 2,888,488 14 GERMANTOWN MUTUAL INS CO 1.1 1,880,075 15 LITTLE BLACK MUTUAL INS CO 0.7 1,309,293 16 EAGLE POINT MUTUAL INS CO 0.6 1,133,749 17 ELLINGTON MUTUAL INS CO 0.6 1,042,926 18 HOMESTEAD MUTUAL INS CO 0.6 1,023,559 19 FARMINGTON MUTUAL INS CO 0.5 922,034 20 OWNERS INSURANCE CO 0.4 774,939TOTALS FOR 20 RANKED INSURERS 98.0 $ 171,630,522TOTALS FOR 40 RANKED INSURERS WRITING THIS LINE 100.0 $ 175,139,423


122

H O M E O W N E R S M U L T I P L E P E R I L


1 AMERICAN FAMILY MUTUAL INS CO 20.6 $ 276,914,250 2 STATE FARM FIRE & CSLTY CO 16.9 227,407,709 3 ACUITY A MUTUAL INS CO 4.9 65,485,683 4 WEST BEND MUTUAL INS CO 4.1 54,915,115 5 AUTO-OWNERS INSURANCE CO 3.0 40,715,441 6 ERIE INSURANCE CO 1.8 24,239,266 7 SECURA SUPREME INS CO 1.7 22,676,052 8 FARMERS INSURANCE EXCHANGE 1.7 22,571,385 9 LIBERTY INSURANCE CORP 1.7 22,524,337 10 ERIE INSURANCE EXCHANGE 1.7 22,461,105 11 AUTO CLUB INS ASSN 1.7 22,307,790 12 WISCONSIN MUTUAL INS CO 1.6 21,692,069 13 UNITED SERVICES AUTOMOBILE ASSN 1.3 18,098,202 14 BADGER MUTUAL INS CO 1.3 17,621,090 15 FARMERS AUTOMOBILE INS ASSN THE 1.3 17,264,099 16 HOMESITE INSURANCE CO 1.3 16,809,413 17 ALLSTATE PROPERTY & CSLTY INS CO 1.2 16,494,969 18 RURAL MUTUAL INS CO 1.2 16,216,535 19 GERMANTOWN MUTUAL INS CO 1.1 15,420,882 20 WILSON MUTUAL INS CO 1.1 14,713,349TOTALS FOR 20 RANKED INSURERS 71.2 $ 956,548,741TOTALS FOR 164 RANKED INSURERS WRITING THIS LINE 100.0 $1,342,720,683

C O M M E R C I A L M U L T I P L E P E R I L


1 AMERICAN FAMILY MUTUAL INS CO 6.7 $ 45,200,333 2 SOCIETY INSURANCE A MUTUAL CO 5.8 38,890,554 3 RURAL MUTUAL INS CO 4.1 27,684,109 4 ACUITY A MUTUAL INS CO 3.9 26,149,206 5 SECURA INSURANCE A MUTUAL CO 3.8 25,461,534 6 CINCINNATI INSURANCE CO THE 3.6 24,139,271 7 OWNERS INSURANCE CO 3.1 20,765,538 8 STATE FARM FIRE & CSLTY CO 3.0 20,488,701 9 ERIE INSURANCE EXCHANGE 2.9 19,461,035 10 FEDERAL INSURANCE CO 2.8 19,024,219 11 GENERAL CASUALTY CO OF WI 2.7 18,381,886 12 TRAVELERS PROPERTY CSLTY CO OF AMER 2.5 17,107,846 13 CHURCH MUTUAL INS CO 2.3 15,216,773 14 WILSON MUTUAL INS CO 2.1 13,921,929 15 AUTO-OWNERS INSURANCE CO 1.9 13,015,524 16 CHARTER OAK FIRE INS CO THE 1.7 11,573,914 17 GERMANTOWN MUTUAL INS CO 1.7 11,564,933 18 GREAT NORTHERN INS CO 1.6 10,636,484 19 PHILADELPHIA INDEMNITY INS CO 1.5 10,328,845 20 WEST BEND MUTUAL INS CO 1.5 10,280,629TOTALS FOR 20 RANKED INSURERS 59.3 $ 399,293,263TOTALS FOR 271 RANKED INSURERS WRITING THIS LINE 100.0 $ 673,280,523


123

M E D I C A L M A L P R A C T I C E


1 PROASSURANCE CASUALTY CO 28.8 $ 20,112,938 2 CONTINENTAL CASUALTY CO 18.5 12,886,884 3 MMIC INSURANCE INC 13.3 9,302,077 4 MEDICAL PROTECTIVE CO THE 12.2 8,504,509 5 MHA INSURANCE CO 5.8 4,031,051 6 PREFERRED PROFESSIONAL INS CO 5.1 3,569,129 7 NCMIC INSURANCE CO 3.0 2,071,081 8 AMERICAN CASUALTY CO OF READING PA 2.9 1,992,224 9 WISCONSIN HEALTH CARE LIABILITY INS PLAN 2.4 1,697,996 10 PODIATRY INSURANCE CO OF AMER 1.4 946,148 11 CINCINNATI INSURANCE CO THE 1.1 763,359 12 LIBERTY INSURANCE UNDERWRITERS INC 1.0 683,021 13 ACE AMERICAN INS CO 0.7 519,967 14 NATIONAL UNION FIRE INS CO OF PITTSBURGH PA 0.7 511,924 15 DOCTORS COMPANY AN INTERINSURANCE EXCHANGE THE 0.7 508,658 16 PHARMACISTS MUTUAL INS CO 0.5 345,677 17 ZURICH AMERICAN INS CO 0.4 264,831 18 MARKEL AMERICAN INS CO 0.2 169,361 19 CHURCH MUTUAL INS CO 0.2 147,396 20 PACO ASSURANCE CO INC 0.2 123,836TOTALS FOR 20 RANKED INSURERS 99.1 $ 69,152,067TOTALS FOR 35 RANKED INSURERS WRITING THIS LINE 100.0 $ 69,801,585

G R O U P A C C I D E N T & H E A L T H


1 UNITEDHEALTHCARE INSURANCE CO 10.4 $1,035,912,876 2 DEAN HEALTH PLAN INC 8.6 854,654,443 3 UNITY HEALTH PLANS INS CORP 7.6 754,770,890 4 BLUE CROSS BLUE SHIELD OF WI 6.5 646,928,678 5 WEA INSURANCE CORP 5.6 555,087,202 6 SECURITY HEALTH PLAN OF WI INC 5.3 530,671,810 7 COMPCARE HEALTH SERVICES INS CORP 3.9 390,748,648 8 WISCONSIN PHYSICIANS SERVICE INS CORP 3.9 384,593,914 9 HUMANA INSURANCE CO 3.8 375,139,608 10 GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WI 3.7 371,070,213 11 NETWORK HEALTH PLAN 3.2 318,995,248 12 GUNDERSEN HEALTH PLAN INC 2.7 266,141,289 13 CHILDRENS COMMUNITY HEALTH PLAN INC 2.4 237,747,074 14 SIERRA HEALTH & LIFE INS CO INC 2.4 237,687,351 15 PHYSICIANS PLUS INS CORP 2.2 220,197,480 16 HUMANA WISCONSIN HEALTH ORGANIZATION INS CORP 2.1 213,302,577 17 DELTA DENTAL OF WI INC 2.0 203,199,195 18 UNITEDHEALTHCARE OF WI INC 1.8 180,765,182 19 MEDICA INSURANCE CO 1.8 178,621,722 20 HEALTHPARTNERS INSURANCE CO 1.2 120,789,000TOTALS FOR 20 RANKED INSURERS 81.2 $8,077,024,400TOTALS FOR 238 RANKED INSURERS WRITING THIS LINE 100.0 $9,944,587,721


124

C R E D I T A C C I D E N T & H E A L T H


1 CMFG LIFE INS CO 42.1 $ 6,154,739 2 CENTRAL STATES HEALTH & LIFE CO OF OMAHA 11.3 1,655,942 3 AMERICAN HEALTH & LIFE INS CO 10.4 1,523,206 4 MINNESOTA LIFE INS CO 7.1 1,042,925 5 PEKIN LIFE INS CO 5.4 784,160 6 MERIT LIFE INS CO 5.3 779,300 7 AMERICAN REPUBLIC INS CO 4.6 674,566 8 PROTECTIVE LIFE INS CO 3.4 492,560 9 TRANSAMERICA LIFE INS CO 2.1 311,360 10 CENTRAL STATES INDEMNITY CO OF OMAHA 1.2 182,081 11 AMERICAN MODERN LIFE INS CO 1.1 156,700 12 AMERICAN BANKERS INS CO OF FL 1.1 154,187 13 PAVONIA LIFE INS CO OF MI 0.8 122,314 14 GUARANTEE TRUST LIFE INS CO 0.8 122,041 15 AMERICAN NATIONAL INS CO 0.8 115,853 16 TRANSAMERICA PREMIER LIFE INS CO 0.8 111,363 17 AMERICAN SECURITY INS CO 0.7 99,004 18 AMERICAN BANKERS LIFE ASSUR CO OF FL 0.6 80,334 19 CENTURION LIFE INS CO 0.1 12,778 20 TRANSAMERICA CASUALTY INS CO 0.1 9,196TOTALS FOR 20 RANKED INSURERS 99.9 $ 14,584,609TOTALS FOR 28 RANKED INSURERS WRITING THIS LINE 100.0 $ 14,603,405

I N D I V I D U A L A C C I D E N T & H E A L T H


1 UNITEDHEALTHCARE OF WI INC 20.4 $1,326,670,004 2 SECURITY HEALTH PLAN OF WI INC 9.7 627,617,890 3 NETWORK HEALTH INS CORP 8.4 548,814,913 4 HUMANA INSURANCE CO 7.9 516,288,350 5 DEAN HEALTH PLAN INC 5.7 368,346,150 6 COMPCARE HEALTH SERVICES INS CORP 4.5 290,002,976 7 MOLINA HEALTHCARE OF WI INC 4.1 267,441,620 8 INDEPENDENT CARE HEALTH PLAN 3.3 211,239,603 9 WISCONSIN PHYSICIANS SERVICE INS CORP 2.4 156,366,193 10 HUMANA WISCONSIN HEALTH ORGANIZATION INS CORP 2.3 147,254,131 11 COMMON GROUND HEALTHCARE COOPERATIVE 2.0 132,928,812 12 CARE WISCONSIN HEALTH PLAN INC 1.8 118,982,190 13 BLUE CROSS BLUE SHIELD OF WI 1.4 91,801,025 14 WPS HEALTH PLAN INC 1.4 91,207,722 15 NETWORK HEALTH PLAN 1.3 87,501,300 16 ALL SAVERS INS CO 1.3 83,854,375 17 GROUP HEALTH COOPERATIVE OF EAU CLAIRE 1.3 82,918,886 18 UNITY HEALTH PLANS INS CORP 1.2 78,313,149 19 CARE IMPROVEMENT PLUS WI INS CO 1.1 68,350,119 20 AMERICAN FAMILY LIFE ASSUR CO OF COLUMBUS 0.9 59,814,638TOTALS FOR 20 RANKED INSURERS 82.4 $5,355,714,046TOTALS FOR 304 RANKED INSURERS WRITING THIS LINE 100.0 $6,498,289,189


125

W O R K E R S C O M P E N S A T I O N


1 WEST BEND MUTUAL INS CO 8.1 $ 157,070,659 2 TRAVELERS PROPERTY CSLTY CO OF AMER 6.2 120,378,392 3 ACUITY A MUTUAL INS CO 5.3 102,475,220 4 SOCIETY INSURANCE A MUTUAL CO 4.0 76,843,311 5 SENTRY CASUALTY CO 3.8 73,613,650 6 TRAVELERS INDEMNITY CO OF CT THE 3.4 66,164,621 7 ZURICH AMERICAN INS CO 3.3 64,760,981 8 NEW HAMPSHIRE INS CO 3.0 57,814,116 9 UNITED WISCONSIN INS CO 2.9 57,048,650 10 SECURA INSURANCE A MUTUAL CO 2.9 55,749,082 11 ACE FIRE UNDERWRITERS INS CO 2.7 51,858,092 12 TWIN CITY FIRE INS CO 2.1 41,280,311 13 OLD REPUBLIC INS CO 1.8 35,844,587 14 EMCASCO INSURANCE CO 1.7 33,761,517 15 RURAL MUTUAL INS CO 1.6 30,916,664 16 MIDDLESEX INSURANCE CO 1.5 29,738,031 17 ACE AMERICAN INS CO 1.4 26,780,910 18 SFM MUTUAL INS CO 1.3 24,696,530 19 SENTRY INSURANCE A MUTUAL CO 1.2 23,838,263 20 CINCINNATI INSURANCE CO THE 1.1 20,825,888TOTALS FOR 20 RANKED INSURERS 59.3 $1,151,459,475TOTALS FOR 311 RANKED INSURERS WRITING THIS LINE 100.0 $1,941,005,677

E X C E S S W O R K E R S C O M P E N S A T I O N


1 SAFETY NATIONAL CSLTY CORP 39.3 $ 3,600,827 2 ACE AMERICAN INS CO 15.7 1,441,702 3 TRAVELERS PROPERTY CSLTY CO OF AMER 10.9 995,345 4 ZURICH AMERICAN INS CO 8.8 810,167 5 XL SPECIALTY INS CO 6.5 592,931 6 ARCH INSURANCE CO 4.5 413,085 7 OLD REPUBLIC INS CO 3.9 356,907 8 SENTRY INSURANCE A MUTUAL CO 3.4 310,847 9 LM INSURANCE CORP 2.9 268,383 10 NATIONAL UNION FIRE INS CO OF PITTSBURGH PA 2.0 187,383 11 HARTFORD CASUALTY INS CO 1.6 150,059 12 UNITED WISCONSIN INS CO 0.4 38,584 13 PRAETORIAN INSURANCE CO -0.1 -7,345TOTALS FOR 13 RANKED INSURERS 100.0 $ 9,158,875TOTALS FOR 13 RANKED INSURERS WRITING THIS LINE 100.0 $ 9,158,875


126

P R I V A T E P A S S E N G E R C A R S


1 AMERICAN FAMILY MUTUAL INS CO 17.5 $ 486,043,352 2 STATE FARM MUTUAL AUTOMOBILE INS CO 13.8 383,059,055 3 ARTISAN AND TRUCKERS CSLTY CO 8.7 243,164,945 4 PROGRESSIVE UNIVERSAL INS CO 6.6 182,697,628 5 ACUITY A MUTUAL INS CO 3.9 107,500,069 6 ALLSTATE PROPERTY & CSLTY INS CO 3.7 101,778,826 7 WEST BEND MUTUAL INS CO 3.0 84,467,638 8 GEICO CASUALTY CO 2.5 70,596,421 9 ERIE INSURANCE EXCHANGE 2.4 66,887,281 10 MID-CENTURY INSURANCE CO 2.0 56,008,284 11 AMERICAN STANDARD INS CO OF WI 1.5 42,711,878 12 WISCONSIN MUTUAL INS CO 1.4 38,469,892 13 OWNERS INSURANCE CO 1.2 33,884,125 14 AUTO CLUB GROUP INS CO 1.2 33,259,652 15 LM GENERAL INS CO 1.2 32,813,765 16 SECURA SUPREME INS CO 1.2 32,807,873 17 RURAL MUTUAL INS CO 1.2 32,237,737 18 STATE FARM FIRE & CSLTY CO 1.1 31,378,466 19 FARMERS AUTOMOBILE INS ASSN THE 1.1 30,145,483 20 GEICO GENERAL INS CO 1.1 29,678,267TOTALS FOR 20 RANKED INSURERS 76.2 $2,119,590,637TOTALS FOR 173 RANKED INSURERS WRITING THIS LINE 100.0 $2,783,297,109

O T H E R L I A B I L I T Y


1 WEST BEND MUTUAL INS CO 7.4 $ 59,695,267 2 FEDERAL INSURANCE CO 5.6 45,342,500 3 AMERICAN FAMILY MUTUAL INS CO 5.0 40,671,339 4 ACUITY A MUTUAL INS CO 3.9 31,504,385 5 CONTINENTAL CASUALTY CO 3.8 31,120,192 6 ZURICH AMERICAN INS CO 3.8 30,647,879 7 NATIONAL UNION FIRE INS CO OF PITTSBURGH PA 3.4 27,209,018 8 VIRGINIA SURETY CO INC 3.3 26,599,503 9 TRAVELERS PROPERTY CSLTY CO OF AMER 3.0 24,574,073 10 STATE FARM FIRE & CSLTY CO 2.5 20,570,252 11 CINCINNATI INSURANCE CO THE 2.4 19,250,694 12 TRAVELERS CASUALTY & SURETY CO OF AMER 2.3 18,254,497 13 CUMIS INSURANCE SOCIETY INC 2.0 16,434,829 14 ACE AMERICAN INS CO 1.4 11,410,010 15 EMPLOYERS MUTUAL CSLTY CO 1.2 9,428,504 16 LEAGUE OF WI MUNICIPALITIES MUTUAL INS 1.0 8,209,855 17 ILLINOIS NATIONAL INS CO 1.0 8,174,363 18 SECURA INSURANCE A MUTUAL CO 0.9 7,503,698 19 GREAT AMERICAN INS CO 0.9 7,347,108 20 TRAVELERS INDEMNITY CO THE 0.9 7,326,691TOTALS FOR 20 RANKED INSURERS 55.7 $ 451,274,657TOTALS FOR 404 RANKED INSURERS WRITING THIS LINE 100.0 $ 809,719,754


127

F I D E L I T Y


1 FEDERAL INSURANCE CO 26.0 $ 6,102,612 2 TRAVELERS CASUALTY & SURETY CO OF AMER 16.3 3,819,868 3 NATIONAL UNION FIRE INS CO OF PITTSBURGH PA 7.6 1,791,299 4 CUMIS INSURANCE SOCIETY INC 6.3 1,472,568 5 GREAT AMERICAN INS CO 3.7 867,647 6 WEST BEND MUTUAL INS CO 3.2 748,891 7 FIDELITY AND DEPOSIT CO OF MD 2.8 664,501 8 ZURICH AMERICAN INS CO 2.7 638,602 9 BERKLEY REGIONAL INS CO 2.3 540,616 10 WESTERN SURETY CO 1.9 448,904 11 SECURITY NATIONAL INS CO 1.7 408,658 12 CONTINENTAL CASUALTY CO 1.7 399,405 13 EMPLOYERS MUTUAL CSLTY CO 1.6 367,147 14 OHIO CASUALTY INS CO THE 1.5 343,134 15 HARTFORD FIRE INS CO 1.2 289,647 16 ACUITY A MUTUAL INS CO 1.2 281,158 17 HANOVER INSURANCE CO THE 1.1 257,445 18 ATLANTIC SPECIALTY INS CO 1.0 243,888 19 BERKSHIRE HATHAWAY HOMESTATE INS CO 1.0 226,210 20 AXIS INSURANCE CO 0.9 205,106TOTALS FOR 20 RANKED INSURERS 85.7 $ 20,117,306TOTALS FOR 120 RANKED INSURERS WRITING THIS LINE 100.0 $ 23,479,444

C O M M E R C I A L V E H I C L E S


1 GREAT WEST CSLTY CO 9.5 $ 51,577,579 2 ACUITY A MUTUAL INS CO 8.5 46,383,285 3 WEST BEND MUTUAL INS CO 6.2 33,793,807 4 ARTISAN AND TRUCKERS CSLTY CO 4.1 22,223,771 5 SECURA INSURANCE A MUTUAL CO 3.6 19,316,947 6 RURAL MUTUAL INS CO 2.4 13,127,008 7 CINCINNATI INSURANCE CO THE 2.2 12,026,894 8 SENTRY SELECT INS CO 1.9 10,406,959 9 GENERAL CASUALTY CO OF WI 1.9 10,273,366 10 INTEGRITY MUTUAL INS CO 1.9 10,083,198 11 ZURICH AMERICAN INS CO 1.8 9,725,806 12 TRAVELERS INDEMNITY CO OF CT THE 1.8 9,685,916 13 EMPLOYERS MUTUAL CSLTY CO 1.7 9,036,721 14 SOCIETY INSURANCE A MUTUAL CO 1.5 8,204,513 15 AUTO-OWNERS INSURANCE CO 1.5 7,911,551 16 NORTHLAND INSURANCE CO 1.4 7,820,903 17 OWNERS INSURANCE CO 1.4 7,406,603 18 TRAVELERS INDEMNITY CO THE 1.2 6,287,189 19 AMERICAN FAMILY MUTUAL INS CO 1.1 5,990,686 20 ERIE INSURANCE EXCHANGE 1.1 5,944,870TOTALS FOR 20 RANKED INSURERS 56.6 $ 307,227,572TOTALS FOR 309 RANKED INSURERS WRITING THIS LINE 100.0 $ 542,595,466


128

C R E D I T


1 EULER HERMES NORTH AMER INS CO 17.5 $ 2,985,729 2 OLD REPUBLIC INS CO 12.0 2,055,541 3 AMERICAN NATIONAL PROP & CSLTY CO 11.5 1,971,583 4 GREAT AMERICAN INS CO 11.3 1,935,768 5 GREAT AMERICAN ASSUR CO 9.6 1,643,301 6 ATRADIUS TRADE CREDIT INS INC 5.8 994,949 7 COFACE NORTH AMER INS CO 4.8 813,358 8 US SPECIALTY INS CO 4.5 771,690 9 AMERICAN SECURITY INS CO 4.0 684,591 10 AMERICAN BANKERS INS CO OF FL 3.6 619,697 11 ARCH INSURANCE CO 3.2 545,990 12 OHIO INDEMNITY CO 3.1 527,434 13 FIRST COLONIAL INS CO 2.8 478,114 14 TRANSAMERICA CASUALTY INS CO 1.5 249,594 15 QBE INSURANCE CORP 1.3 222,693 16 KNIGHTBROOK INSURANCE CO 0.8 143,701 17 WESCO INSURANCE CO 0.8 137,613 18 CUMIS INSURANCE SOCIETY INC 0.8 132,198 19 ATLANTIC SPECIALTY INS CO 0.5 84,492 20 UNITED GUARANTY RESIDENTIAL INS CO OF NC 0.3 50,707TOTALS FOR 20 RANKED INSURERS 99.9 $ 17,048,743TOTALS FOR 27 RANKED INSURERS WRITING THIS LINE 100.0 $ 17,071,952

S U R E T Y


1 TRAVELERS CASUALTY & SURETY CO OF AMER 18.0 $ 9,917,447 2 LIBERTY MUTUAL INS CO 12.0 6,646,934 3 FIDELITY AND DEPOSIT CO OF MD 8.8 4,837,488 4 WESTERN SURETY CO 7.0 3,883,073 5 GRANITE RE INC 4.9 2,699,296 6 WEST BEND MUTUAL INS CO 3.9 2,130,139 7 MERCHANTS BONDING CO (MUTUAL) 3.6 2,006,867 8 EVERGREEN NATIONAL INDEMNITY CO 3.4 1,872,661 9 WESTCHESTER FIRE INS CO 3.1 1,704,252 10 OLD REPUBLIC SURETY CO 2.9 1,585,411 11 OHIO CASUALTY INS CO THE 2.8 1,559,631 12 NORTH AMERICAN SPECIALTY INS CO 2.1 1,160,888 13 HUDSON INSURANCE CO 2.1 1,160,272 14 CONTINENTAL CASUALTY CO 1.9 1,052,957 15 FEDERAL INSURANCE CO 1.7 945,537 16 LEXON INSURANCE CO 1.5 850,424 17 HARTFORD FIRE INS CO 1.5 841,851 18 HANOVER INSURANCE CO THE 1.5 817,223 19 RLI INSURANCE CO 1.4 784,411 20 BERKLEY INSURANCE CO 1.3 713,760TOTALS FOR 20 RANKED INSURERS 85.4 $ 47,170,522TOTALS FOR 120 RANKED INSURERS WRITING THIS LINE 100.0 $ 55,207,858


129

M O R T G A G E G U A R A N T Y


1 MORTGAGE GUARANTY INS CORP 34.1 $ 34,633,961 2 UNITED GUARANTY RESIDENTIAL INS CO 21.7 21,994,349 3 GENWORTH MORTGAGE INS CORP 13.4 13,567,133 4 ARCH MORTGAGE INS CO 10.8 10,918,546 5 RADIAN GUARANTY INC 10.0 10,116,435 6 ESSENT GUARANTY INC 5.0 5,086,348 7 PMI MORTGAGE INS CO 2.5 2,506,050 8 REPUBLIC MORTGAGE INS CO 1.8 1,821,999 9 NATIONAL MORTGAGE INS CORP 0.8 790,241 10 MGIC CREDIT ASSUR CORP 0.0 50,407 11 ARCH MORTGAGE ASSUR CO 0.0 12,229 12 UNITED GUARANTY MORTGAGE INDEMNITY CO 0.0 7,457 13 ARCH MORTGAGE GUARANTY CO 0.0 661 14 MGIC INDEMNITY CORP 0.0 56TOTALS FOR 14 RANKED INSURERS 100.0 $ 101,505,872TOTALS FOR 14 RANKED INSURERS WRITING THIS LINE 100.0 $ 101,505,872

T I T L E


1 FIRST AMERICAN TITLE INS CO 39.6 $ 63,962,585 2 CHICAGO TITLE INS CO 18.7 30,206,267 3 STEWART TITLE GUARANTY CO 12.6 20,400,519 4 OLD REPUBLIC NATL TITLE INS CO 10.6 17,084,630 5 FIDELITY NATIONAL TITLE INS CO 6.1 9,841,979 6 COMMONWEALTH LAND TITLE INS CO 6.1 9,769,180 7 ATTORNEYS TITLE GUARANTY FUND INC 3.3 5,342,252 8 ATLANTIC TITLE INS CO 0.8 1,271,284 9 NORTH AMERICAN TITLE INS CO 0.7 1,163,611 10 WESTCOR LAND TITLE INS CO 0.7 1,152,656 11 NATIONAL TITLE INS OF NY INC 0.6 891,550 12 AMERICAN GUARANTY TITLE INS CO 0.2 376,050 13 GUARDIAN NATIONAL TITLE INS CO 0.0 4,486TOTALS FOR 13 RANKED INSURERS 100.0 $ 161,467,049TOTALS FOR 13 RANKED INSURERS WRITING THIS LINE 100.0 $ 161,467,049

Table F

2015 Financial Dataof

Property and Casualty Insurers

Includes: Fire and Casualty Insurers Reciprocal Exchanges Title Insurers

Wisconsin Insurance Report Business of 2015Financial and Statistical Data, Table F

131

FI

NA

NC

IAL

DAT

A

NAT

ION

WID

E

OPE

RAT

ION

S W

ISC

ON

SIN

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PER

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NS

C

API

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CT

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RE

AD

MIT

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D

AN

D

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T PR

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S L

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ES

LO

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P PR

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S L

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) A

SSE

TS

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CO

ME

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INC

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RAT

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RN

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IN

CU

RR

ED

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133

1ST

AU

TO &

CSL

TY I

NS

CO

28

,609

11

,900

53

3 21

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11

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67

35

9,

833

2,74

6 28

21ST

CEN

TURY

AD

VAN

TAG

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S C

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29,2

19

28,9

58

607

0 -4

3 0

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87

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69,8

92

69,1

77

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0 0

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1,37

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78 21

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3 90

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0

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24,6

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198,

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5 18

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IN

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15

6,70

2 51

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AC

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131

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64

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3,87

6 3,

325

86 A

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MER

2,

780,

497

813,

828

106,

971

772,

981

392,

600

64

18

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59 A

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242,

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845,

547

390,

562

28,1

69

321,

985

177,

914

65

25

37,8

67

19,6

42

52 W

ESTE

RN

SU

RET

Y C

O

1,82

3,70

0 1,

323,

338

116,

517

349,

547

63,9

66

22

61

4,78

1 31

6 7

WES

TFIE

LD I

NSU

RA

NC

E C

O

2,59

4,42

7 1,

092,

439

70,8

51

943,

274

471,

633

63

34

8,10

8 6,

200

76 W

ESTF

IELD

NAT

ION

AL

INS

CO

61

3,37

5 27

2,76

2 16

,468

22

7,08

4 11

3,54

1 63

34

90

2 93

5 10

4 W

ESTP

ORT

IN

SUR

AN

CE

CO

RP

4,69

2,98

6 1,

505,

290

177,

330

270,

545

138,

682

61

33

5,64

7 5,

279

93 W

ILLI

AM

SBU

RG

NAT

ION

AL

INS

CO

12

4,06

2 32

,263

-2

,261

40

,103

23

,428

77

37

9

-14

0 W

ILSH

IRE

INSU

RA

NC

E C

O

231,

123

92,0

68

-9,9

92

89,4

90

58,2

22

86

31

1,44

1 1,

148

80 W

ILSO

N M

UTU

AL

INS

CO

90

,819

24

,633

12

7 21

,655

11

,200

64

38

91

,338

35

,110

38

WIS

CO

NSI

N C

OU

NTY

MU

TUA

L IN

S C

OR

P 82

,228

32

,988

-9

76

22,4

98

8,86

2 74

29

16

,729

4,

199

25 W

ISC

ON

SIN

HEA

LTH

CA

RE

LIA

BIL

ITY

IN

S PL

AN

51

,601

36

,886

2,

736

1,74

0 -4

38

0 36

1,

740

-438

0

WIS

CO

NSI

N L

AWY

ERS

MU

TUA

L IN

S C

O

31,7

19

22,0

15

555

3,69

6 70

1 65

38

5,

196

1,24

8 24

WIS

CO

NSI

N M

UN

ICIP

AL

MU

TUA

L IN

S C

O

53,7

44

37,8

24

-2,1

25

3,16

0 1,

726

83

36

5,03

5 4,

200

83 W

ISC

ON

SIN

MU

TUA

L IN

S C

O

141,

780

75,2

92

9,81

3 69

,306

35

,091

58

25

72

,766

35

,799

49

WIS

CO

NSI

N R

EIN

SUR

AN

CE

CO

RP

87,7

93

52,0

48

10,3

64

41,8

09

16,4

35

47

22

0 0

0 W

OLV

ERIN

E M

UTU

AL

INS

CO

53

,391

20

,563

2,

121

36,3

26

18,7

29

62

33

8 23

28

8 W

OR

K F

IRST

CSL

TY C

O

38,9

36

10,4

19

2,28

2 12

,356

4,

464

58

37

6 -1

99

0 W

OR

KM

ENS

AU

TO I

NS

CO

41

,422

19

,608

-2

,924

21

,701

16

,450

92

44

0

0 0

WR

IGH

T N

ATIO

NA

L FL

OO

D I

NS

CO

22

,104

15

,142

4,

100

21

7 99

9 0

774

19

2 W

RM

AM

ERIC

A I

ND

EMN

ITY

CO

IN

C

15,6

98

15,5

84

645

0 0

0 0

0 -5

2 0

XL

INSU

RA

NC

E A

MER

IN

C

678,

045

211,

131

6,87

8 12

8,44

9 75

,619

71

35

21

,509

10

,207

47

XL

INSU

RA

NC

E C

O O

F N

Y I

NC

22

0,60

9 76

,909

68

8 38

,535

22

,686

71

35

0

0 0

XL

REI

NSU

RA

NC

E A

MER

IN

C

5,30

7,69

7 2,

021,

628

82,9

56

834,

915

491,

522

71

35

0 0

0 X

L SP

ECIA

LTY

IN

S C

O

462,

209

132,

714

-2,5

32

77,0

69

45,3

71

71

35

18,9

81

15,2

16

80

FI

NA

NC

IAL

DAT

A

NAT

ION

WID

E

OPE

RAT

ION

S W

ISC

ON

SIN

O

PER

ATIO

NS

C

API

TAL

N

ET

NE

T

D

IRE

CT

DIR

EC

T PU

RE

AD

MIT

TE

D

AN

D

NE

T PR

EM

IUM

S L

OSS

ES

LO

SS

EX

P PR

EM

IUM

S

LO

SSE

S L

OSS

P

RO

PER

TY

/CA

SUA

LTY

IN

SUR

ER

(000

s OM

ITT

ED

) A

SSE

TS

SUR

PLU

S IN

CO

ME

E

AR

NE

D

INC

UR

RE

D

RAT

IO

RAT

IO

EA

RN

ED

IN

CU

RR

ED

R

ATIO


156

YO

SEM

ITE

INSU

RA

NC

E C

O

172,

005

75,9

71

15,3

19

34,7

07

2,03

0 12

40

56

6 41

7

ZALE

IN

DEM

NIT

Y C

O

51,9

73

16,6

01

3,83

6 17

,019

1,

601

12

49

58

0 0

ZEN

ITH

IN

SUR

AN

CE

CO

1,

908,

832

621,

672

121,

030

751,

039

250,

647

47

32

387

-86

0 ZU

RIC

H A

MER

ICA

N I

NS

CO

30

,471

,456

7,

765,

457

597,

874

4,75

9,98

7 3,

132,

784

81

20

153,

355

78,3

18

51 ZU

RIC

H A

MER

ICA

N I

NS

CO

OF

IL

48,2

09

34,4

77

1,09

4 0

0 0

0 2,

360

909

39

Wisconsin Insurance Report Business of 2015Financial and Statistical Data, Table G

Table G


Life and Health Insurers

Includes: Fraternal Insurers Life Insurers

157


FI

NA

NC

IAL

DAT

A

NAT

ION

WID

E

OPE

RAT

ION

S W

ISC

ON

SIN

O

PER

ATIO

NS

C

API

TAL

PR

EM

IUM

&

D

IRE

CT

DIR

EC

T

A

DM

ITT

ED

A

ND

N

ET

AN

NU

ITY

IN

CU

RR

ED

PR

EM

IUM

S

BE

NE

FIT

S

LIF

E A

ND

HE

ALT

H I

NSU

RE

R (

000s

OM

ITT

ED

) A

SSE

TS

SUR

PLU

S IN

CO

ME

C

ON

SID

ER

ATIO

NS

BE

NE

FIT

S W

RIT

TE

N

PAID

159

4 EV

ER L

IFE

INS

CO

19

9,96

6 93

,053

5,

535

87,7

94

65,3

16

196

305

STA

R L

IFE

INS

CO

27

3,64

7 38

,544

-5

,830

12

4,23

5 10

5,60

1 85

8 1,

101

AA

A L

IFE

INS

CO

61

4,93

5 13

7,02

2 17

,130

11

4,76

7 74

,314

9,

607

2,90

3A

BIL

ITY

IN

SUR

AN

CE

CO

1,

198,

117

26,5

64

716

-19,

402

-3,1

13

717

1,46

8A

CC

END

O I

NSU

RA

NC

E C

O

14,2

92

9,72

0 91

4 62

6 -9

85

0 -1

AC

CO

RD

IA L

IFE

& A

NN

UIT

Y C

O

7,67

4,85

6 61

1,96

3 48

,136

-4

67,9

96

-326

,145

2,

413

21A

CE

LIFE

IN

S C

O

44,5

09

8,58

3 -9

39

6,13

7 7,

154

0 0

AET

NA

HEA

LTH

& L

IFE

INS

CO

2,

290,

563

299,

926

76,8

36

655,

807

517,

604

1 32

2A

ETN

A H

EALT

H I

NS

CO

58

,961

32

,280

-6

,774

33

,783

39

,095

0

0A

ETN

A L

IFE

INS

CO

21

,214

,103

3,

770,

759

1,21

1,86

9 16

,956

,627

13

,637

,417

12

7,85

4 12

6,54

2A

LL S

AVER

S IN

S C

O

1,06

7,52

5 60

0,80

7 -3

39,5

24

891,

365

1,10

9,24

7 11

5,67

9 10

2,17

9A

LLIA

NZ

LIFE

& A

NN

UIT

Y C

O

9,44

1 6,

130

480

0 11

0 0

13A

LLIA

NZ

LIFE

IN

S C

O O

F N

ORT

H A

MER

12

0,59

3,63

6 5,

822,

117

1,47

3,24

3 11

,229

,434

13

,885

,802

21

2,38

5 22

0,74

8A

LLST

ATE

ASS

UR

AN

CE

CO

63

4,28

1 10

5,19

4 -4

5,83

4 55

7,53

5 53

6,53

9 71

19

ALL

STAT

E LI

FE I

NS

CO

32

,348

,142

2,

868,

709

15,8

68

773,

134

1,77

7,79

9 4,

850

51,1

38A

MA

LGA

MAT

ED L

IFE

& H

EALT

H I

NS

CO

5,

783

3,50

8 -2

6 3,

614

2,42

3 0

0A

MA

LGA

MAT

ED L

IFE

INS

CO

11

9,94

3 55

,573

3,

046

75,6

05

61,9

24

148

112

AM

ERIC

AN

BA

NK

ERS

LIFE

ASS

UR

CO

OF

FL

406,

180

56,6

66

21,2

38

30,6

07

-14,

672

293

334

AM

ERIC

AN

BEN

EFIT

LIF

E IN

S C

O

110,

809

15,1

24

1,53

2 21

,711

14

,280

0

0A

MER

ICA

N C

ON

TIN

ENTA

L IN

S C

O

203,

100

79,7

21

-15,

339

430,

134

326,

876

14,0

24

8,76

1A

MER

ICA

N E

QU

ITY

IN

VES

TMEN

T LI

FE I

NS

CO

41

,615

,584

2,

415,

419

131,

452

6,42

4,89

3 7,

650,

843

116,

724

59,7

29A

MER

ICA

N F

AM

ILY

LIF

E A

SSU

R C

O O

F C

OLU

MB

US

101,

566,

006

11,2

97,8

55

2,27

3,56

3 17

,495

,160

12

,634

,119

64

,492

26

,425

AM

ERIC

AN

FA

MIL

Y L

IFE

INS

CO

5,

331,

746

945,

110

51,7

33

339,

559

346,

330

78,7

44

68,0

19A

MER

ICA

N F

IDEL

ITY

ASS

UR

CO

5,

181,

111

408,

498

75,3

67

957,

892

686,

328

6,74

9 4,

301

AM

ERIC

AN

FID

ELIT

Y L

IFE

INS

CO

42

6,40

9 67

,743

2,

372

10,3

12

17,4

48

88

92A

MER

ICA

N F

INA

NC

IAL

SEC

UR

ITY

LIF

E IN

S C

O

7,06

3 5,

480

151

4,03

2 1,

844

198

108

AM

ERIC

AN

GEN

ERA

L LI

FE I

NS

CO

16

6,71

1,28

3 8,

893,

845

1,41

2,87

2 15

,680

,309

15

,049

,042

25

7,59

5 20

6,26

0A

MER

ICA

N H

EALT

H &

LIF

E IN

S C

O

923,

889

183,

525

55,5

23

199,

773

88,4

27

2,88

2 1,

808

AM

ERIC

AN

HER

ITA

GE

LIFE

IN

S C

O

1,83

0,90

0 32

9,67

3 56

,331

78

5,93

9 41

4,95

5 21

,069

8,

817

AM

ERIC

AN

HO

ME

LIFE

IN

S C

O T

HE

246,

463

21,0

78

1,07

2 25

,408

26

,353

97

29

AM

ERIC

AN

IN

CO

ME

LIFE

IN

S C

O

3,07

8,08

0 24

2,52

1 14

1,52

2 73

0,39

8 36

6,58

5 26

,489

6,

629

AM

ERIC

AN

MAT

UR

ITY

LIF

E IN

S C

O

60,5

97

47,5

13

380

5 56

38

14

4A

MER

ICA

N M

EDIC

AL

& L

IFE

INS

CO

4,

371

924

2,88

8 -3

1 -1

,291

0

-5A

MER

ICA

N M

EMO

RIA

L LI

FE I

NS

CO

2,

761,

648

115,

668

26,5

39

495,

647

431,

351

378

2,50

1A

MER

ICA

N M

OD

ERN

LIF

E IN

S C

O

46,9

05

29,0

38

928

4,24

8 1,

265

429

817

AM

ERIC

AN

NAT

ION

AL

INS

CO

18

,342

,074

2,

925,

935

118,

589

1,64

8,57

9 1,

911,

914

21,2

91

31,6

95A

MER

ICA

N N

ATIO

NA

L LI

FE I

NS

CO

OF

TX

127,

523

35,9

26

-5,3

48

35,4

95

41,3

81

272

132

AM

ERIC

AN

PU

BLI

C L

IFE

INS

CO

86

,728

23

,592

5,

013

61,4

46

28,8

06

336

155

AM

ERIC

AN

REP

UB

LIC

CO

RP

INS

CO

25

,709

8,

562

160

0 0

14,3

03

8,95

8A

MER

ICA

N R

EPU

BLI

C I

NS

CO

82

0,04

5 47

7,89

2 21

,609

32

8,09

9 23

1,53

8 21

,214

15

,764

AM

ERIC

AN

RET

IREM

ENT

LIFE

IN

S C

O

77,4

37

47,3

04

-22,

107

192,

233

149,

653

5,90

5 4,

031


FI

NA

NC

IAL

DAT

A

NAT

ION

WID

E

OPE

RAT

ION

S W

ISC

ON

SIN

O

PER

ATIO

NS

C

API

TAL

PR

EM

IUM

&

D

IRE

CT

DIR

EC

T

A

DM

ITT

ED

A

ND

N

ET

AN

NU

ITY

IN

CU

RR

ED

PR

EM

IUM

S

BE

NE

FIT

S

LIF

E A

ND

HE

ALT

H I

NSU

RE

R (

000s

OM

ITT

ED

) A

SSE

TS

SUR

PLU

S IN

CO

ME

C

ON

SID

ER

ATIO

NS

BE

NE

FIT

S W

RIT

TE

N

PAID

160

AM

ERIC

AN

SPE

CIA

LTY

HEA

LTH

IN

S C

O

8,51

8 8,

149

664

3,01

7 1,

002

0 0

AM

ERIC

AN

UN

ITED

LIF

E IN

S C

O

23,5

71,6

71

920,

374

13,3

12

3,57

1,41

2 4,

117,

577

145,

608

148,

047

AM

ERIC

AN

-AM

ICA

BLE

LIF

E IN

S C

O O

F TX

28

6,98

4 78

,412

11

,265

50

,177

34

,931

84

2 70

0A

MER

ICO

FIN

AN

CIA

L LI

FE &

AN

NU

ITY

IN

S C

O

4,11

7,88

3 43

2,39

2 55

,611

54

3,78

4 49

4,74

1 6,

576

2,79

8A

MER

ITA

S LI

FE I

NS

CO

RP

18,1

48,7

52

1,51

1,52

7 -9

,498

3,

360,

915

3,48

7,01

6 38

,653

33

,185

AM

ICA

LIF

E IN

S C

O

1,22

4,71

8 28

7,52

7 5,

003

64,5

93

79,2

99

469

26A

NN

UIT

Y I

NV

ESTO

RS

LIFE

IN

S C

O

3,01

4,11

3 24

5,56

7 25

,032

21

5,59

0 32

3,03

1 73

4 77

4A

NTH

EM L

IFE

INS

CO

63

3,65

5 95

,929

18

,243

36

8,87

7 28

3,20

7 7,

082

3,20

6A

SSU

RED

LIF

E A

SSN

57

,887

12

,805

11

4 6,

534

6,47

7 39

32

ASS

UR

ITY

LIF

E IN

S C

O

2,47

2,00

8 31

8,08

2 20

,830

19

1,01

1 17

9,68

2 5,

209

7,46

9AT

HEN

E A

NN

UIT

Y &

LIF

E A

SSU

R C

O

10,8

47,8

47

1,25

0,76

9 67

,774

40

,402

-3

76,9

26

4,15

9 8,

916

ATH

ENE

AN

NU

ITY

& L

IFE

ASS

UR

CO

OF

NY

3,

236,

759

207,

927

7,79

5 9,

661

23,6

21

269

1,89

4AT

HEN

E A

NN

UIT

Y &

LIF

E C

O

44,0

53,1

55

1,10

8,93

2 59

6,76

6 48

4,24

7 1,

227,

390

77,7

80

113,

583

ATLA

NTA

LIF

E IN

S C

O

46,9

78

13,6

21

336

11,5

86

8,79

7 13

50

AU

RIG

EN R

EIN

SUR

AN

CE

CO

OF

AM

ER

37,3

50

22,7

01

-5,4

52

2,66

5 7,

888

0 0

AU

RO

RA

NAT

ION

AL

LIFE

ASS

UR

CO

2,

953,

340

303,

176

21,3

85

667

-95,

153

146

5,06

2A

UTO

CLU

B L

IFE

INS

CO

62

3,70

6 77

,088

-3

,200

14

1,10

0 11

0,03

0 31

42

AU

TO-O

WN

ERS

LIFE

IN

S C

O

3,73

9,34

9 39

1,94

2 23

,651

26

0,39

4 29

3,20

4 7,

894

3,94

2A

XA

CO

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S C

O

1,55

9,65

0 19

2,65

9 80

,074

81

5,31

8 53

6,29

3 14

,257

11

,645

UN

ITED

CO

NC

OR

DIA

IN

S C

O

57,1

23

35,8

38

-3,6

20

171,

466

134,

762

570

453

UN

ITED

FID

ELIT

Y L

IFE

INS

CO

75

5,26

4 45

0,63

4 52

,539

7,

545

11,9

39

75

104

UN

ITED

HER

ITA

GE

LIFE

IN

S C

O

541,

646

59,3

22

4,61

3 83

,181

83

,234

2,

020

901

UN

ITED

HO

ME

LIFE

IN

S C

O

83,4

04

19,4

99

476

18,2

78

10,3

68

393

129

UN

ITED

IN

SUR

AN

CE

CO

OF

AM

ER

3,67

5,77

1 40

5,43

2 64

,827

36

4,23

3 24

5,37

7 1,

712

1,38

5U

NIT

ED L

IFE

INS

CO

1,

535,

950

138,

855

-1,5

24

147,

460

177,

871

13,0

01

21,4

98U

NIT

ED O

F O

MA

HA

LIF

E IN

S C

O

19,6

22,5

03

1,44

1,71

8 15

3,64

0 3,

572,

461

3,16

7,99

4 84

,729

42

,770

UN

ITED

SEC

UR

ITY

ASS

UR

CO

OF

PA

155,

007

3,23

0 -6

,553

32

,889

32

,423

1,

079

1,01

9U

NIT

ED S

TATE

S LE

TTER

CA

RR

IER

S M

UTU

AL

B

ENEF

IT A

SSN

OF

& F

OR

23

9,60

8 29

,886

-1

80

14,3

53

19,5

95

209

231

UN

ITED

STA

TES

LIFE

IN

S C

O I

N T

HE

CIT

Y O

F N

Y T

HE

28,4

04,0

15

2,09

0,41

9 36

5,00

3 1,

987,

501

2,28

2,51

1 2,

621

4,25

4U

NIT

ED T

EAC

HER

ASS

OC

IATE

S IN

S C

O

1,04

4,60

8 60

,976

67

,451

36

,616

62

,227

98

7 59

2U

NIT

ED W

OR

LD L

IFE

INS

CO

12

3,73

8 48

,929

-5

49

1,42

1 4,

730

5,08

1 3,

510

UN

ITED

HEA

LTH

CA

RE

INSU

RA

NC

E C

O

15,7

91,2

22

5,58

9,73

9 1,

930,

302

41,9

50,1

92

32,8

59,3

86

1,07

3,73

1 84

3,99

4U

NIT

EDH

EALT

HC

AR

E LI

FE I

NS

CO

48

8,43

1 13

7,06

7 -1

43,0

05

700,

941

777,

698

22,7

36

19,1

52U

NIT

Y F

INA

NC

IAL

LIFE

IN

S C

O

207,

938

12,3

88

646

45,3

36

41,8

99

2,52

3 1,

345

UN

IVER

SAL

GU

AR

AN

TY L

IFE

INS

CO

33

4,82

2 39

,752

30

6 6,

760

16,1

88

34

37U

NIV

ERSA

L U

ND

ERW

RIT

ERS

LIFE

IN

S C

O

160,

635

24,6

33

1,60

9 5,

566

9,70

0 17

1 71

UN

UM

IN

SUR

AN

CE

CO

56

,998

43

,691

2,

530

0 31

4 4

0U

NU

M L

IFE

INS

CO

OF

AM

ER

20,5

52,3

23

1,56

7,29

2 20

3,45

7 3,

168,

082

1,78

7,34

3 10

2,28

0 73

,332

US

FIN

AN

CIA

L LI

FE I

NS

CO

59

7,31

0 93

,670

14

,910

35

,120

51

,593

2,

608

3,11

5U

S H

EALT

H &

LIF

E IN

S C

O

29,4

93

11,3

29

3,03

5 37

,249

27

,910

1,

519

1,42

9U

SAA

LIF

E IN

S C

O

22,7

77,0

61

2,25

6,15

6 21

8,71

4 1,

588,

638

2,12

1,29

2 11

,118

7,

488

USA

BLE

LIF

E 46

7,91

0 21

5,29

9 27

,322

58

0,16

7 40

3,47

5 17

1 31

VAN

TIS

LIFE

IN

S C

O

251,

552

87,3

20

-548

-6

05,1

13

-606

,712

17

3 58


FI

NA

NC

IAL

DAT

A

NAT

ION

WID

E

OPE

RAT

ION

S W

ISC

ON

SIN

O

PER

ATIO

NS

C

API

TAL

PR

EM

IUM

&

D

IRE

CT

DIR

EC

T

A

DM

ITT

ED

A

ND

N

ET

AN

NU

ITY

IN

CU

RR

ED

PR

EM

IUM

S

BE

NE

FIT

S

LIF

E A

ND

HE

ALT

H I

NSU

RE

R (

000s

OM

ITT

ED

) A

SSE

TS

SUR

PLU

S IN

CO

ME

C

ON

SID

ER

ATIO

NS

BE

NE

FIT

S W

RIT

TE

N

PAID

170

VAR

IAB

LE A

NN

UIT

Y L

IFE

INS

CO

TH

E 74

,140

,571

2,

722,

566

756,

978

5,13

8,72

6 7,

624,

626

12,2

40

24,9

80V

OYA

IN

SUR

AN

CE

& A

NN

UIT

Y C

O

63,9

81,1

68

2,07

4,77

3 55

3,28

8 2,

711,

230

7,41

3,76

7 20

,790

17

7,03

8V

OYA

RET

IREM

ENT

INS

& A

NN

UIT

Y C

O

87,2

14,1

11

2,03

0,16

7 31

7,47

0 12

,049

,951

15

,582

,652

22

4,69

4 21

3,07

8W

ASH

ING

TON

NAT

ION

AL

INS

CO

4,

807,

835

333,

051

60,9

28

650,

406

584,

386

8,19

2 10

,843

WEA

IN

SUR

AN

CE

CO

RP

644,

205

160,

726

-34,

191

550,

556

541,

135

555,

087

532,

342

WEL

LCA

RE

HEA

LTH

IN

S C

O O

F K

Y I

NC

69

1,83

7 30

1,34

4 11

8,97

6 2,

763,

179

2,28

1,73

1 0

0W

ELLC

AR

E PR

ESC

RIP

TIO

N S

ERV

ICES

IN

C

721,

215

141,

287

23,6

46

814,

782

644,

915

0 0

WES

T C

OA

ST L

IFE

INS

CO

4,

985,

334

419,

428

58,5

45

10,3

28

121,

924

12,5

58

8,73

2W

ESTE

RN

AN

D S

OU

THER

N L

IFE

INS

CO

TH

E 9,

792,

314

4,54

8,33

5 26

8,05

4 25

6,19

7 40

0,01

0 2,

109

2,91

8W

ESTE

RN

CAT

HO

LIC

UN

ION

17

7,68

5 9,

074

1,06

3 12

,896

16

,943

28

3 7,

594

WES

TER

N F

RAT

ERN

AL

LIFE

ASS

N

287,

885

23,8

69

697

15,6

09

21,2

19

3,31

4 2,

812

WES

TER

N-S

OU

THER

N L

IFE

ASS

UR

CO

12

,553

,375

99

5,23

6 67

,969

58

3,37

9 85

4,66

3 15

,037

42

,426

WIL

CA

C L

IFE

INS

CO

2,

479,

949

139,

380

25,2

29

293

146,

353

656

4,07

5W

ILC

O L

IFE

INS

CO

3,

485,

610

200,

625

56,1

52

128,

623

218,

964

2,40

1 7,

446

WIL

LIA

M P

ENN

ASS

N

377,

434

25,9

47

1,76

5 35

,840

47

,252

20

8 43

WIL

TON

REA

SSU

RA

NC

E C

O

3,03

9,26

1 86

6,40

7 18

4,10

6 18

6,78

9 26

3,84

3 0

0W

ILTO

N R

EASS

UR

AN

CE

LIFE

CO

OF

NY

90

2,18

6 90

,771

-1

2,08

1 18

,793

60

,551

63

45

5W

OM

AN

S LI

FE I

NS

SOC

IETY

19

9,58

3 21

,824

-1

,504

10

,551

15

,047

55

23

9W

OO

DM

EN O

F TH

E W

OR

LD L

IFE

INS

SOC

IETY

10

,676

,069

1,

173,

290

96,7

20

798,

359

915,

542

198

265

WO

RK

MEN

S B

ENEF

IT F

UN

D O

F TH

E

UN

ITED

STA

TES

OF

AM

ER

34,0

67

784

82

1,04

9 1,

968

2 3

WY

SSTA

IN

SUR

AN

CE

CO

IN

C

9,48

0 8,

283

699

8,28

2 5,

923

8,28

2 5,

829

XL

LIFE

IN

S &

AN

NU

ITY

CO

16

,695

16

,546

1,

360

0 0

0 0

ZALE

LIF

E IN

S C

O

11,8

13

9,41

3 71

7 1,

566

23

8 0

ZUR

ICH

AM

ERIC

AN

LIF

E IN

S C

O

12,2

70,8

35

125,

587

-23,

161

37,7

98

674,

396

5,81

3 32

,033

Wisconsin Insurance Report Business of 2015Financial and Statistical Data, Table H

Table H


Other Health Insurers

Includes: Health Maintenance Organizations Limited Service Health Organizations Hospital Medical Dental Indemnity Plans Life and Health Cooperatives

171

Wisconsin Insurance Report Business of 2015Financial and Statistical Data, Table H

FI

NA

NC

IAL

DAT

A

WIS

CO

NSI

N

OPE

RAT

ION

S

CA

PITA

L

NE

T N

ET

DIR

EC

T D

IRE

CT

PUR

E

A

DM

ITT

ED

A

ND

N

ET

PRE

MIU

MS

LO

SSE

S L

OSS

E

XP

PRE

MIU

MS

L

OSS

ES

LO

SS

OT

HE

R H

EA

LTH

IN

SUR

ER

(00

0s O

MIT

TE

D)

ASS

ET

S SU

RPL

US

INC

OM

E

EA

RN

ED

IN

CU

RR

ED

R

ATIO

R

ATIO

E

AR

NE

D

INC

UR

RE

D

RAT

IO

173

AM

ERIC

AN

DEN

TAL

PLA

N O

F W

I IN

C

153

93

0 1,

381

1,13

9 83

17

0

1,13

9 0

CA

RE

WIS

CO

NSI

N H

EALT

H P

LAN

IN

C

34,4

77

21,8

10

11,0

11

118,

784

97,8

88

90

5 11

8,98

2 98

,058

82

CA

RE-

PLU

S D

ENTA

L PL

AN

S IN

C

1,72

6 0

0 22

,752

22

,163

97

3

22,7

52

22,1

63

97C

HIL

DR

ENS

CO

MM

UN

ITY

HEA

LTH

PLA

N I

NC

81

,283

39

,661

10

,744

23

7,52

1 20

7,44

7 94

2

237,

747

207,

627

87C

OM

MO

N G

RO

UN

D H

EALT

HC

AR

E C

OO

PER

ATIV

E 74

,141

24

,589

-2

8,24

9 13

6,31

3 15

1,05

9 11

6 15

14

1,34

6 18

8,16

3 13

3C

OM

MU

NIT

Y C

AR

E H

EALT

H P

LAN

IN

C

16,8

24

8,79

8 -1

,079

96

,157

90

,261

96

5

96,1

57

90,2

77

94C

OM

PCA

RE

HEA

LTH

SER

VIC

ES I

NS

CO

RP

233,

645

100,

663

6,81

9 68

1,15

2 56

3,76

2 87

10

68

1,62

1 57

8,59

5 85

DEA

N H

EALT

H P

LAN

IN

C

209,

020

95,9

17

5,29

0 1,

219,

380

1,04

8,86

1 88

11

1,

223,

001

1,07

1,74

2 88

DEL

TA D

ENTA

L O

F W

I IN

C

195,

307

160,

819

10,8

85

223,

556

191,

013

89

10

223,

556

181,

369

81D

ENTA

L C

OM

IN

S PL

AN

25

0

0 2,

894

2,60

4 90

10

2,

894

2,60

4 90

DEN

TAL

PRO

TEC

TIO

N P

LAN

IN

C

28

-7

0 78

0

0 10

0 78

0

0G

RO

UP

HEA

LTH

CO

OPE

RAT

IVE

OF

EAU

CLA

IRE

58,1

77

31,0

15

6,54

5 11

7,00

6 98

,601

88

10

11

7,33

8 98

,930

84

GR

OU

P H

EALT

H C

OO

PER

ATIV

E O

F SO

UTH

CEN

TRA

L W

I 84

,281

39

,194

18

5 38

3,42

6 34

7,03

7 93

8

384,

152

348,

127

91G

UN

DER

SEN

HEA

LTH

PLA

N I

NC

38

,757

15

,163

-5

,000

29

8,10

7 27

9,54

9 97

5

294,

408

281,

098

95H

EALT

H T

RA

DIT

ION

HEA

LTH

PLA

N

30,0

97

12,1

18

-330

14

2,21

9 12

2,68

4 90

9

144,

267

131,

306

91H

UM

AN

A W

ISC

ON

SIN

HEA

LTH

OR

GA

NIZ

ATIO

N

IN

S C

OR

P 17

9,42

8 87

,424

-1

7,65

0 59

2,88

1 53

6,04

4 94

10

36

0,55

7 32

9,55

7 91

IND

EPEN

DEN

T C

AR

E H

EALT

H P

LAN

68

,248

27

,527

5,

292

210,

927

169,

085

88

8 21

1,24

0 16

9,13

0 80

MA

NA

GED

HEA

LTH

SER

VIC

ES I

NS

CO

RP

75,7

37

46,5

91

15,7

57

111,

639

78,4

46

76

9 11

6,50

5 14

8,39

1 12

7M

EDIC

A H

EALT

H P

LAN

S O

F W

I 67

,760

40

,102

-1

2,44

7 66

,499

62

,481

95

17

34

,960

31

,936

91

MED

ICA

L A

SSO

CIA

TES

CLI

NIC

HEA

LTH

PLA

N

OF

WI

THE

3,96

8 2,

551

-712

25

,136

23

,492

96

9

25,4

55

23,4

92

92M

ERC

YC

AR

E H

MO

IN

C

27,2

71

14,2

10

-43

79,4

79

73,4

22

94

8 79

,233

73

,916

93

MO

LIN

A H

EALT

HC

AR

E O

F W

I IN

C

69,6

86

29,9

25

4,18

8 26

6,03

0 20

6,85

3 82

15

26

6,94

3 22

0,45

3 83

MO

MEN

TUM

IN

SUR

AN

CE

PLA

NS

INC

1,

522

1,27

1 20

2 62

8 1,

183

238

8 62

8 59

1 94

NET

WO

RK

HEA

LTH

IN

S C

OR

P 17

5,99

8 81

,719

-5

,684

55

6,51

6 51

1,42

3 96

8

557,

233

512,

177

92N

ETW

OR

K H

EALT

H P

LAN

10

3,18

7 45

,309

5,

954

403,

403

337,

665

88

8 40

6,76

2 33

9,74

9 84

PREF

ERR

ED I

NSU

RA

NC

E A

FFIL

IATE

S IN

C

147

137

-38

5 9

170

643

0 9

0SE

CU

RIT

Y H

EALT

H P

LAN

OF

WI

INC

35

0,62

7 20

2,38

9 18

,606

1,

158,

290

1,03

6,80

5 91

8

1,15

8,29

0 1,

075,

335

93SE

NIO

RD

ENT

DEN

TAL

PLA

N I

NC

44

7 42

5 15

93

5 61

0 65

32

52

6 34

6 66

SUPE

RIO

R V

ISIO

N I

NS

PLA

N O

F W

I IN

C

3,91

0 1,

603

571

21,0

34

15,8

43

76

19

14,1

50

9,72

6 69

TRIL

OG

Y H

EALT

H I

NS

INC

7,

293

4,65

7 3,

097

17,7

18

12,2

82

74

8 17

,865

12

,426

70

UC

AR

E H

EALT

H I

NC

22

,918

9,

746

-9,0

87

55,7

75

64,2

36

117

6 54

,948

63

,368

11

5U

NIT

EDH

EALT

HC

AR

E O

F W

I IN

C

489,

426

270,

252

53,5

61

1,50

2,57

0 1,

174,

927

83

11

1,50

4,08

7 1,

174,

927

78U

NIT

Y H

EALT

H P

LAN

S IN

S C

OR

P 14

9,31

0 55

,765

-2

,749

83

1,25

0 74

5,15

9 93

7

833,

084

750,

975

90V

ISIO

N C

AR

E N

ETW

OR

K I

NS

CO

RP

32

32

-3

0 0

0 0

0 0

0W

ISC

O D

ENTA

L IN

S PL

AN

IN

C

38

-1

0 24

2 0

0 10

0 24

2 0

0W

ISC

ON

SIN

PH

YSI

CIA

NS

SERV

ICE

INS

CO

RP

265,

512

93,9

32

-7,0

80

547,

469

450,

969

86

15

541,

228

466,

838

86W

PS H

EALT

H P

LAN

IN

C

50,1

60

20,1

82

-22,

438

150,

209

142,

618

100

14

154,

136

162,

110

105

Wisconsin Insurance Report Business of 2015Financial and Statistical Data, Table I

Table I


Town Mutual Insurers

Includes: Town Mutual Insurers

175


FI

NA

NC

IAL

DAT

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VII. Directory of Licensed Insurers

Wisconsin Insurance Report Business of 2015Directory of Licensed Insurers

179

This directory includes all companies, fraternal benefit societies, associations, and town mutuals licensed or otherwise authorized to transact the business of insurance in this state as of December 31, 2015. (For current information, see OCI’s Web site at oci.wi.gov. The codes used to designate the kind of company and a brief description of each follows.

Directory of Licensed Insurers

CC—Continuing Care Organization. Organized under ch. 647, Wis. Stat. Continuing care organizations provide nursing, medical, or personal care services, and maintenance services, for a period over one year or the duration of a person’s life, conditioned upon payment of an entrance fee or a portion of the person’s estate. Continuing care organizations file a financial statement, on a GAAP basis, which is audited by an independent CPA.

CMO—Care Management Organization. These are nonprofit entities that have been issued a permit under ch. 648, Wis. Stat. CMOs contract with the Department of Health Services to provide care for members through the Family Care program.

FR—Fraternal Benefit Society (or Mutual Benefit Society). A domestic benefit society organized and operating under ch. 614, Wis. Stat., or a nondomestic benefit society operating under ch. 618, Wis. Stat. A fraternal benefit society is a nonstock corporation which exists for social, educational, charitable, or religious purposes, and also may sell individual life or health insurance to its members. A fraternal is governed through a lodge system and a representative form of government, and members voluntarily perform charitable, educational, etc., services for other members or the public. Fraternal benefit societies file the NAIC Fraternal Orders annual statement blank.

HMO—Health Maintenance Organization (HMO). Established under chs. 185, 611, 613, or 618, Wis. Stat., and operates under ch. 609, Wis. Stat. HMOs may be for profit, nonprofit, or a cooperative. An HMO makes available comprehensive health care services (performed by providers contracted by the HMO) to enrolled participants for predetermined fixed payments. An HMO may hire medical service providers as employees or may contract with existing hospitals and clinics to provide services to participants. HMOs file the NAIC Health annual statement blank.

IRO—Independent Review Organizations. These entities are certified under s. 632.835, Wis. Stat., to provide independent medical reviews to resolve some coverage disputes between an insured individual and the health insurer. To be certified, the IRO must demonstrate that it is unbiased and that its clinical peer reviewers are qualified and independent.

LAH—Life and Accident and Health Company. May be a domestic insurer organized and operating under ch. 611, Wis. Stat., or a nondomestic insurer licensed under ch. 618, Wis. Stat., and may be a mutual company or a stock company. Life and accident and health companies write a wide range of life, annuity, individual, and group health insurance. Life and accident and health companies file either the NAIC Life and Accident and Health annual statement blank or the NAIC Health annual statement blank.

LSP—Life Settlement Providers. Established under s. 632.69, Wis. Stat., to provide payment to the policyholders of a life insurance policy insuring the life of a person in return for the owner’s interest in the policy.

LSHO—Limited Service Health Organization (LSHO). Similar to an HMO, except that it provides a limited range of health care services (such as vision or dental) to participants. LSHOs file the NAIC Health annual statement blank.

MC—Motor Club Plan. Established under ch. 616, Wis. Stat. A motor club plan may provide emergency road service, towing, bail bonds, map and touring service, etc., to members. Motor club plans file a financial statement which has been audited by an independent CPA.

PC—Property and Casualty Company. A domestic insurer organized and operating under ch. 611, Wis. Stat., or a nondomestic insurer licensed under ch. 618, Wis. Stat., and may be a mutual or stock company. Fire and casualty companies write a wide range of property and liability coverages and individual and group health insurance. Fire and casualty companies file the NAIC Fire and Casualty annual statement blank. Some nondomestic insurers licensed under ch. 618, Wis. Stat., are called reciprocals. Reciprocals are unincorporated associations, operating through an attorney-in-fact, by which subscribers with similar interests (e.g., lumberyards, dry cleaners) provide fire and casualty insurance to each other through the exchange of insurance contracts. Reciprocals file the NAIC Fire and Casualty annual statement blank.

RS—Rate Service Organization. These entities are licensed under s. 625.31, Wis. Stat., to file rates on behalf of designated insurers. These entities are not licensed insurers and are not authorized to transact the business of insurance.

SCP—Service Contract Providers. Established under s. 616.50, Wis. Stat. A service contract provider is a third party which provides repair, replacement, or maintenance services in connection with the sale of goods from seller to buyer (e.g., automobiles, homes, appliances, etc.). (Warranties by the seller, manufacturer, or provider of service directly to the buyer are exempted from regulation


181


182

by this office.) Service contract providers file audited GAAP-based financial statements with this office. If the service contract provider files an acceptable reimbursement insurance policy to assure its performance, then it is exempt from filing financial statements.

TI—Title Company. May be a domestic insurer organized and operating under ch. 611, Wis. Stat., or a nondomestic insurer operating under ch. 618, Wis. Stat. Title companies notify a prospective purchaser of recorded liens or easements on a parcel of real estate, and provide insurance against loss due to other defects in title to property (e.g., due to forgery, fraud, errors in public records, wills not probated, etc.). Title companies file the NAIC Title Insurance annual statement blank.

TM—Town Mutual of Wisconsin. A domestic fire and casualty insurer subject to ch. 612, Wis. Stat., as an assessable mutual. Town mutuals are authorized to write a limited range of property and liability coverage in a limited

number of counties in Wisconsin. Town mutuals may file either the NAIC Fire and Casualty annual statement blank or the Wisconsin Town Mutual annual statement blank.

VPP—Vehicle Protection Plan. Established under s. 100.203, Wis. Stat., to provide warranty coverage to vehicle protection products, including alarm systems, body-part marketing products, steering locks, window-etch products, pedal and ignition locks, fuel and ignition kill switches, and electronic, radio, and satellite tracking devices.

WP—Warranty Plan. Established under ch. Ins 15, Wis. Adm. Code. A warranty plan is a third party which provides repair, replacement, or maintenance services in connection with the sale of goods from seller to buyer (e.g., automobiles, homes, appliances, etc.). (Warranties by the seller, manufacturer, or provider of service directly to the buyer are exempted from regulation by this office.) Warranty plans file audited GAAP-based financial statements with this office.

183


Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

1ST AUTO & CAS INS CO WI PC P O BOX 7988 1991 1991 MADISON WI 53707-7988 (608) 441-312621ST CENTURY ADVANTAGE INS CO MN PC 3 BEAVER VALLEY RD 1987 1992 WILMINGTON DE 19803 (302) 252-200021ST CENTURY ASSUR CO DE PC 3 BEAVER VALLEY RD 1989 2009 WILMINGTON DE 19803 (302) 252-200021ST CENTURY CENTENNIAL INS CO PA PC 3 BEAVER VALLEY RD 1981 1982 WILMINGTON DE 19803 (302) 252-200021ST CENTURY CAS CO CA PC 3 BEAVER VALLEY RD 1987 2005 WILMINGTON DE 19803 (302) 252-200021ST CENTURY INDEMNITY INS CO PA PC 3 BEAVER VALLEY RD 1984 1984 WILMINGTON DE 19803 (302) 252-200021ST CENTURY INS CO CA PC 3 BEAVER VALLEY RD 1967 2005 WILMINGTON DE 19803 (302) 252-200021ST CENTURY NATIONAL INS CO NY PC 3 BEAVER VALLEY RD 1938 1985 WILMINGTON DE 19803 (302) 252-200021ST CENTURY NORTH AMER INS CO NY PC 3 BEAVER VALLEY RD 1824 1979 WILMINGTON DE 19803 (302) 252-200021ST CENTURY PREMIER INS CO PA PC 3 BEAVER VALLEY RD 1910 1911 WILMINGTON DE 19803 (302) 252-200021ST CENTURY SECURITY INS CO PA PC 3 BEAVER VALLEY RD 1951 1979 WILMINGTON DE 19803 (302) 252-20004 EVER LIFE INS CO IL LAH 2 MID AMERICA PLZ STE 200 1949 1953 OAKBROOK TERRACE IL 60181 (630) 472-77005 STAR LIFE INS CO LA LAH 909 N WASHINGTON ST 1943 2003 ALEXANDRIA VA 22314 (703) 706-5975AAA LIFE INS CO MI LAH 17900 N LAUREL PARK DR 1969 1971 LIVONIA MI 48152-3985 (734) 779-2600AAGI INC IL WP 1700 E GOLF RD STE 700 1999 2000 SCHAUMBURG IL 60173-5839 (888) 442-2886AAGI INC IL VPP 1700 E GOLF RD STE 700 1999 2005 SCHAUMBURG IL 60173-5839 (888) 442-2886ABILITY INS CO NE LAH P O BOX 3735 1967 1971 OMAHA NE 68103 (402) 218-4069ACA FINANCIAL GUARANTY CORP MD PC 600 5TH AVE 2ND FL 1986 1989 NEW YORK NY 10020-2302 (212) 375-2000ACADIA INS CO NH PC P O BOX 9010 1992 2009 WESTBROOK ME 04098-5010 (207) 772-4300ACCENDO INS CO UT LAH 2211 SANDERS RD 1955 1970 NORTHBROOK IL 60062-6150 (401) 770-4883ACCEPTANCE CAS INS CO NE PC P O BOX 10800 1920 1970 RALEIGH NC 27605 (919) 833-1600

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ACCEPTANCE INS CO NE PC 300 W BROADWAY STE 215 1979 1993 COUNCIL BLUFFS IA 51503 (712) 329-3600ACCIDENT FUND GENERAL INS CO MI PC P O BOX 40790 2005 2006 LANSING MI 48901-7990 (517) 342-4200ACCIDENT FUND INS CO OF AMER MI PC P O BOX 40790 1994 2000 LANSING MI 48901-7990 (517) 342-4200ACCIDENT FUND NATIONAL INS CO MI PC P O BOX 40790 2005 2006 LANSING MI 48901-7990 (517) 342-4200ACCORDIA LIFE & ANNUITY CO IA LAH 215 10TH ST STE 1100 1967 2011 DES MOINES IA 50309 (515) 393-3900ACCREDITED SURETY & CAS CO INC FL PC P O BOX 140855 1971 2005 ORLANDO FL 32814 (407) 629-2131ACE AMERICAN INS CO PA PC 436 WALNUT ST 1945 1971 P O BOX 1000 PHILADELPHIA PA 19106 (215) 640-1000ACE FIRE UNDERWRITERS INS CO PA PC 436 WALNUT ST 1941 1967 P O BOX 1000 PHILADELPHIA PA 19106 (215) 640-1000ACE LIFE INS CO CT LAH 1133 AVENUE OF THE AMERICAS 1965 1966 NEW YORK NY 10036 (212) 642-7861ACE PROPERTY & CAS INS CO PA PC 436 WALNUT ST 1819 1851 P O BOX 1000 PHILADELPHIA PA 19106 (215) 640-1000ACIG INS CO IL PC 2600 N CENTRAL EXPY STE 800 1985 2004 RICHARDSON TX 75080-2064 (800) 563-6051ACORD NY RS P O BOX 1529 1994 1994 PEARL RIVER NY 10965 (914) 620-1700ACSTAR INS CO IL PC 30 SOUTH RD 1970 1981 FARMINGTON CT 06032 (860) 415-8400ACTION POWERSPORTS INC WI SCP 202 TRAVIS LN 2012 2014 WAUKESHA WI 53189-7928 (262) 547-3088ACUITY A MUTUAL INS CO WI PC P O BOX 58 1925 1925 SHEBOYGAN WI 53082 (920) 458-9131ADDISON INS CO IA PC P O BOX 73909 1855 1996 CEDAR RAPIDS IA 52407-3909 (319) 399-5700ADM INS CO AZ PC 76 ST PAUL ST STE 500 1986 1990 BURLINGTON VT 05401 (802) 264-4711ADMINISTRATION AMERICA LLC MO VPP 1670 FENPARK DR 2006 2015 FENTON MO 63026-2918 (636) 349-1234ADMIRAL INDEMNITY CO DE PC 301 STATE RT 17 STE 900 1992 2001 RUTHERFORD NJ 07070-2581 (201) 518-2500ADVANCED MEDICAL REVIEWS CA IRO 10780 SANTA MONICA BLVD STE 333 2005 2012 LOS ANGELES CA 90025 (310) 575-0935

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ADVANTAGE WORKERS COMPENSATION INS CO IN PC P O BOX 571918 1981 1984 SALT LAKE CITY UT 84157-1918 (385) 743-3000AEGIS SECURITY INS CO PA PC P O BOX 3153 1977 1990 HARRISBURG PA 17105 (717) 657-9671AETNA HEALTH & LIFE INS CO CT LAH 151 FARMINGTON AVE RT21 1971 1972 HARTFORD CT 06156 (860) 273-0123AETNA HEALTH INS CO PA LAH 980 JOLLY RD 1956 1967 BLUE BELL PA 19422-1904 (215) 775-5673AETNA INS CO OF CT CT PC 151 FARMINGTON AVE RT21 1990 1990 HARTFORD CT 06156 (860) 273-0123AETNA LIFE INS CO CT LAH 151 FARMINGTON AVE RT21 1853 1858 HARTFORD CT 06156 (860) 273-0123AFFILIATED F M INS CO RI PC P O BOX 7500 1949 1950 JOHNSTON RI 02919-0750 (401) 275-3000AFFINION BENEFITS GROUP LLC DE WP 400 DUKE DR 2007 2012 FRANKLIN TN 37067 (615) 764-2577AFFINITY ROAD & TRAVEL CLUB LLC TX MC 64 INVERNESS DR E 1978 1979 ENGLEWOOD CO 80112 (303) 790-2267AFFIRMATIVE DIRECT INS CO NY PC 4450 SOJOURN DR STE 500 1989 1996 ADDISON TX 75001 (972) 728-6300AFFIRMATIVE INS CO IL PC P O BOX 9030 1983 1988 ADDISON TX 75001 (972) 728-6300AGCS MARINE INS CO IL PC 225 W WASHINGTON ST STE 1800 1961 1982 CHICAGO IL 60606 (312) 462-4289AGRI GENERAL INS CO IA PC 9200 NORTHPARK DR STE 350 1983 1991 JOHNSTON IA 50131 (515) 559-1000AIG ASSURANCE CO PA PC 175 WATER ST FL 18 1946 1986 NEW YORK NY 10038-4976 (212) 770-7000AIG PROPERTY CAS CO PA PC 175 WATER ST FL 18 1871 1929 NEW YORK NY 10038-4976 (212) 770-7000AIG WARRANTYGUARD INC DE WP 80 PINE ST F13 1996 2000 NEW YORK NY 10005 (212) 458-1842AIG WARRANTYGUARD INC DE SCP 300 S RIVERSIDE PLZ STE 2100 1996 2014 CHICAGO IL 60606-6612 (812) 258-4700AIOI NISSAY DOWA INS CO OF AMER NY PC 15 INDEPENDENCE BLVD 1994 2012 ATTN: PAMELA D. BLACK WARREN NJ 08059 (908) 604-2853AIPSO RI RS 302 CENTRAL AVE 1971 1972 JOHNSTON RI 02919 (888) 424-0026AIU INS CO NY PC 175 WATER ST 24TH FL 1851 1915 NEW YORK NY 10038 (212) 770-7000ALAMANCE INS CO IL PC 238 INTERNATIONAL RD 1998 2000 BURLINGTON NC 27215 (336) 586-2500

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ALEA NORTH AMER INS CO NY PC 55 CAPITAL BLVD 1932 1982 ROCKY HILL CT 06067 (860) 513-4180ALEXIAN VILLAGE OF MILWAUKEE WI CC 9301 N 76TH ST 1974 1974 MILWAUKEE WI 53223 (414) 355-9300ALL AMERICA INS CO OH PC 800 S WASHINGTON ST 1961 1974 VAN WERT OH 45891 (419) 238-1010ALL SAVERS INS CO IN LAH 7440 WOODLAND DR 1986 1987 INDIANAPOLIS IN 46278-1719 (317) 290-8100ALL-STAR/NEWARK MUTUAL INS CO WI TM 704 23RD ST 1882 1882 BRODHEAD WI 53520-1939 (608) 897-2552ALLEGHENY CAS CO PA PC 1 NEWARK CTR 20TH FL 1936 1956 NEWARK NJ 07102 (973) 624-7200ALLIANZ GLOBAL RISKS US INS CO IL PC 225 W WASHINGTON ST 1977 1977 CHICAGO IL 60606-3458 (312) 462-4289ALLIANZ LIFE & ANNUITY CO MN LAH 5701 GOLDEN HILLS DR 1984 1991 MINNEAPOLIS MN 55416-1297 (763) 765-6500ALLIANZ LIFE INS CO OF NORTH AMER MN LAH 5701 GOLDEN HILLS DR 1896 1899 MINNEAPOLIS MN 55416-1297 (763) 765-6500ALLIED EASTERN INDEMNITY CO PA PC P O BOX 83777 2002 2011 LANCASTER PA 17608-3777 (855) 533-3444ALLIED INS CO OF AMER OH PC 1 W NATIONWIDE BLVD 1-04-701 2005 2014 COLUMBUS OH 43215-2752 (614) 249-7111ALLIED PROPERTY & CAS INS CO IA PC 1 W NATIONWIDE BLVD 1-04-701 1983 1999 COLUMBUS OH 43215-2220 (515) 508-4211ALLIED WORLD INS CO NH PC 199 WATER ST 1986 1991 NEW YORK NY 10038 (646) 794-0500ALLIED WORLD NATIONAL ASSUR CO NH PC 199 WATER ST 1996 2015 NEW YORK NY 10038 (857) 288-6000ALLIED WORLD SPECIALTY INS CO DE PC 1690 NEW BRITAIN AVE STE 101 1972 2004 FARMINGTON CT 06032 (860) 284-1300ALLMERICA FINANCIAL ALLIANCE INS CO NH PC 440 LINCOLN ST 1995 1996 WORCESTER MA 01653 (508) 853-7200ALLMERICA FINANCIAL BENEFIT INS CO MI PC 440 LINCOLN ST 1976 1993 WORCESTER MA 01653 (508) 853-7200ALLSTATE ASSURANCE CO IL LAH 3075 SANDERS RD STE H1E 1978 1978 NORTHBROOK IL 60062 (847) 402-5000ALLSTATE FIRE & CAS INS CO IL PC 2775 SANDERS RD STE H1E 1972 1981 NORTHBROOK IL 60062 (847) 402-5000ALLSTATE INDEMNITY CO IL PC 3075 SANDERS RD STE H1E 1960 1964 NORTHBROOK IL 60062 (847) 402-5000ALLSTATE INS CO IL PC 3075 SANDERS RD STE H1E 1931 1936 NORTHBROOK IL 60062 (847) 402-5000

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ALLSTATE LIFE INS CO IL LAH 3075 SANDERS RD STE H1E 1957 1958 NORTHBROOK IL 60062 (847) 402-5000ALLSTATE MOTOR CLUB INC DE MC 2775 SANDERS RD E2E-77HH 1982 1983 NORTHBROOK IL 60062 (847) 667-2908ALLSTATE NORTHBROOK INDEMNITY CO IL PC 3075 SANDERS RD STE H1E 1978 1980 NORTHBROOK IL 60062 (847) 402-5000ALLSTATE PROPERTY & CAS INS CO IL PC 3075 SANDERS RD STE H1E 1985 1987 NORTHBROOK IL 60062 (847) 402-5000ALLSTATE VEHICLE & PROPERTY INS CO IL PC 3075 SANDERS RD STE H1A 1979 1996 NORTHBROOK IL 60062 (847) 402-5000ALPHA PROPERTY & CAS INS CO WI PC P O BOX 223687 1979 1979 DALLAS TX 75222 (972) 690-5500ALPS PROPERTY & CAS INS CO MT PC P O BOX 9169 1986 2014 MISSOULA MT 59807-9169 (406) 728-3113ALTERRA AMERICA INS CO DE PC P O BOX 5338 1919 1939 GLEN ALLEN VA 23058-5338 (804) 287-6900AMALGAMATED CAS INS CO DC PC 500 MORSE ST NE 1938 2015 WASHINGTON DC 20002-7012 (202) 547-8700AMALGAMATED LIFE & HEALTH INS CO IL LAH 333 S ASHLAND AVE 1939 1963 CHICAGO IL 60607 (914) 367-5000AMALGAMATED LIFE INS CO NY LAH 333 WESTCHESTER AVE 1943 1995 WHITE PLAINS NY 10604 (914) 367-5000AMBAC ASSURANCE CORP WI PC 1 STATE ST PLZ 1970 1970 NEW YORK NY 10004 (212) 668-0340AMBAC ASSURANCE CORP SEGREGATED ACCOUNT WI PC 1 STATE ST PLZ 2010 2010 NEW YORK NY 10004 (212) 668-0340AMCO INS CO IA PC 1 W NATIONWIDE BLVD 1-04-701 1958 1974 COLUMBUS OH 43215-2220 (515) 508-4211AMERICAN AGRI-BUSINESS INS CO TX PC 7101 82ND ST 1948 2006 LUBBOCK TX 79424 (806) 473-0333AMERICAN AGRICULTURAL INS CO IN PC 1501 E WOODFIELD RD STE 300W 1948 1972 SCHAUMBURG IL 60173 (847) 969-2900AMERICAN ALTERNATIVE INS CORP DE PC P O BOX 5241 1995 1997 PRINCETON NJ 08543 (609) 243-4200AMERICAN ASSOCIATION OF INS SERVICES IL RS 1745 S NAPERVILLE RD 1970 1970 WHEATON IL 60189-5898 (630) 681-8347AMERICAN ASSURANCE CO 2 INC MN WP 22 NE 22ND AVE 2011 2012 POMPANO BEACH FL 33062 (800) 432-4566AMERICAN ASSURANCE CO 3 INC MN WP 22 NE 22ND AVE 2011 2012 POMPANO BEACH FL 33062 (800) 432-4566AMERICAN AUTO GUARDIAN INC IL SCP 1700 E GOLF RD STE 700 1998 2013 SCHAUMBURG IL 60173-5839 (888) 442-2886

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AMERICAN AUTO SHIELD LLC WY WP 1597 COLE BLVD STE 200 2002 2005 LAKEWOOD CO 80401-3418 (303) 420-7488AMERICAN AUTOMOBILE INS CO MO PC 777 SAN MARIN DR 1911 1916 NOVATO CA 94998 (415) 899-2000AMERICAN BANKERS INS CO OF FL FL PC 11222 QUAIL ROOST DR 1947 1961 MIAMI FL 33157 (305) 253-2244AMERICAN BANKERS LIFE ASSUR CO OF FL FL LAH 11222 QUAIL ROOST DR 1952 1959 MIAMI FL 33157 (305) 253-2244AMERICAN BENEFIT LIFE INS CO OK LAH 1605 LBJ FREEWAY STE 710 1909 1988 DALLAS TX 75234 (469) 522-4400AMERICAN BUSINESS & MERCANTILE INS MUTUAL INC DE PC 307 N MICHIGAN AVE 1981 1985 CHICAGO IL 60601 (312) 346-8100AMERICAN CAS CO OF READING PA PA PC 333 S WABASH AVE 1902 1944 CHICAGO IL 60604 (312) 822-5000AMERICAN COMMERCE INS CO OH PC 211 MAIN ST 1946 1960 WEBSTER MA 01570 (508) 943-9000AMERICAN COMPENSATION INS CO MN PC 8500 NORMANDALE LAKE BLVD 1991 1997 STE 1400 BLOOMINGTON MN 55437 (952) 893-0403AMERICAN CONTINENTAL INS CO TN LAH AETNA REGULATORY RESOLUTION 2005 2011 TEAM 151 FARMINGTON AVE AN34 HARTFORD CT 06156-7003 (860) 808-5707AMERICAN CONTRACTORS INDEMNITY CO CA PC 601 S FIGUEROA ST 1990 2003 LOS ANGELES CA 90017-5704 (310) 649-0990AMERICAN COUNTRY INS CO IL PC 150 NW POINT BLVD STE 300 1997 1997 ELK GROVE VILLAGE IL 60007-1040 (847) 700-8603AMERICAN DENTAL PLAN OF WI INC WI LSHO 1221 JOHN Q HAMMONS DR 1993 1994 MADISON WI 53717-2912 (608) 831-1047AMERICAN ECONOMY INS CO IN PC 175 BERKELEY ST 1959 1962 BOSTON MA 02116-5066 (617) 357-9500AMERICAN EMPIRE INS CO OH PC P O BOX 5370 1979 1981 CINCINNATI OH 45201 (513) 369-3000AMERICAN EQUITY INVESTMENT LIFE INS CO IA LAH P O BOX 71216 1980 1981 DES MOINES IA 50325 (515) 221-0002AMERICAN EQUITY SPECIALTY INS CO CT PC 1 TOWER SQ 1997 1998 HARTFORD CT 06183 (860) 277-0111AMERICAN FAMILY HOME INS CO FL PC P O BOX 5323 1965 1984 CINCINNATI OH 45201 (513) 943-7200AMERICAN FAMILY INS CO OH PC 550 POLARIS PKWY STE 200A 1995 2015 COLUMBUS OH 43240 (608) 242-4100AMERICAN FAMILY LIFE ASSUR CO OF COLUMBUS NE LAH 1932 WYNNTON RD 1955 1970 COLUMBUS GA 31999 (706) 323-3431

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AMERICAN FAMILY LIFE INS CO WI LAH 6000 AMERICAN PKY 1957 1957 MADISON WI 53783 (608) 249-2111AMERICAN FAMILY MUTUAL INS CO WI PC 6000 AMERICAN PKY 1927 1927 MADISON WI 53783 (608) 249-2111AMERICAN FARMERS & RANCHERS INS CO OK PC P O BOX 24000 1979 1991 OKLAHOMA CITY OK 73124 (800) 324-7771AMERICAN FIDELITY ASSUR CO OK LAH P O BOX 25523 1960 1980 OKLAHOMA CITY OK 73125 (405) 523-2000AMERICAN FIDELITY LIFE INS CO FL LAH 4060 BARRANCAS AVE 1956 1965 PENSACOLA FL 32507 (850) 456-7401AMERICAN FINANCIAL SECURITY LIFE INS CO MO LAH 55 NE FIFTH AVE STE 502 1957 1981 BOCA RATON FL 33432 (561) 910-1056AMERICAN FIRE & CAS CO NH PC 175 BERKELEY ST 1906 1979 BOSTON MA 02116 (617) 357-9500AMERICAN GENERAL LIFE INS CO TX LAH P O BOX 1591 1917 1966 HOUSTON TX 77251 (713) 522-1111AMERICAN GUARANTEE & LIABILITY INS CO NY PC 1400 AMERICAN LN TOWER 1 1939 1939 18 TH FL SCHAUMBURG IL 60196 (847) 605-6000AMERICAN GUARANTY TITLE INS CO OK TI 4040 N TULSA 1979 2006 OKLAHOMA CITY OK 73112 (405) 942-4848AMERICAN GUARDIAN WARRANTY SERVICES INC IL WP 4450 WEAVER PKWY STE 200 1998 2000 WARRENVILLE IL 60555 (630) 534-4125AMERICAN GUARDIAN WARRANTY SERVICES OF WI INC IL SCP 4450 WEAVER PKWY STE 200 2012 2013 WARRENVILLE IL 60555 (630) 534-4125AMERICAN HALLMARK INS CO OF TX TX PC 777 MAIN ST STE 1000 1982 2009 FORT WORTH TX 76102-5314 (817) 348-1600AMERICAN HEALTH & LIFE INS CO TX LAH P O BOX 2548 1954 1959 FORT WORTH TX 76113 (817) 348-7500AMERICAN HEALTHCARE INDEMNITY CO OK PC 185 GREENWOOD RD 1980 1986 NAPA CA 94558-6270 (707) 226-0234AMERICAN HERITAGE LIFE INS CO FL LAH 1776 AMERICAN HERITAGE LIFE DR 1956 1962 JACKSONVILLE FL 32224 (904) 992-1776AMERICAN HOME ASSUR CO NY PC 175 WATER ST FL 18 1899 1930 NEW YORK NY 10038-4976 (212) 770-7000AMERICAN HOME LIFE INS CO THE KS LAH P O BOX 1497 1909 1998 TOPEKA KS 66601 (785) 235-6276AMERICAN HOME SHIELD OF ME INC ME WP 860 RIDGELAKE BLVD 1990 1993 MEMPHIS TN 38120 (901) 537-8030AMERICAN HONDA FINANCE CORP CA WP 20800 MADRONA AVE 2D 1980 2010 TORRANCE CA 90503 (310) 972-2401AMERICAN HONDA PROTECTION PRODUCTS CORP AZ WP 20800 MADRONA AVE 2D 2007 2010 TORRANCE CA 90503 (800) 999-5901

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AMERICAN INCOME LIFE INS CO IN LAH P O BOX 2608 1954 1966 WACO TX 76797 (254) 761-6400AMERICAN INS CO THE OH PC 777 SAN MARIN DR 1846 1880 NOVATO CA 94998 (415) 899-2000AMERICAN INTERSTATE INS CO NE PC 2301 HIGHWAY 190 W 1973 1995 DERIDDER LA 70634 (800) 256-9052AMERICAN MATURITY LIFE INS CO CT LAH 200 HOPMEADOW ST 1972 1987 SIMSBURY CT 06089 (860) 547-5000AMERICAN MEDICAL & LIFE INS CO NY LAH 14 WALL ST STE 5H 1964 2005 NEW YORK NY 10005-2140 (646) 223-9300AMERICAN MEMORIAL LIFE INS CO SD LAH P O BOX 2730 1959 1980 RAPID CITY SD 57709 (605) 719-0999AMERICAN MERCURY INS CO OK PC P O BOX 728847 1962 1980 OKLAHOMA CITY OK 73172 (405) 621-6590AMERICAN MINING INS CO IA PC P O BOX 660847 1984 2012 BIRMINGHAM AL 35266-0847 (205) 870-3535AMERICAN MODERN HOME INS CO OH PC P O BOX 5323 1965 1981 CINCINNATI OH 45201 (800) 543-2644AMERICAN MODERN HOME SERVICE CO OH WP P O BOX 5323 1988 1998 CINCINNATI OH 45201 (513) 943-7200AMERICAN MODERN LIFE INS CO OH LAH 400 ROBERT ST N 1956 1995 ST PAUL MN 55101-2098 (651) 665-3500AMERICAN MODERN PROPERTY & CAS INS CO OH PC P O BOX 5323 1982 1998 CINCINNATI OH 45201-5323 (573) 348-2743AMERICAN MODERN SELECT INS CO OH PC P O BOX 5323 1980 2006 CINCINNATI OH 45201-5323 (513) 943-7200AMERICAN NATIONAL GENERAL INS CO MO PC AMERICAN NTL CORP CENTRE 1980 1984 1949 E SUNSHINE SPRINGFIELD MO 65899 (417) 887-4990AMERICAN NATIONAL INS CO TX LAH 1 MOODY PLZ 1905 1957 GALVESTON TX 77550 (409) 763-4661AMERICAN NATIONAL LIFE INS CO OF TX TX LAH 1 MOODY PLZ 1954 1992 GALVESTON TX 77550 (409) 763-4661AMERICAN NATIONAL PROPERTY & CAS CO MO PC AMERICAN NTL CORP CENTRE 1973 1980 1949 E SUNSHINE SPRINGFIELD MO 65899 (417) 887-4990AMERICAN NUCLEAR INSURERS CT RS 95 GLASTONBURY BLVD STE 300 1973 1973 GLASTONBURY CT 06033-4453 (860) 682-1301AMERICAN PET INS CO NY PC 907 NW BALLARD WAY 2000 2009 SEATTLE WA 98107 (888) 738-7478AMERICAN PHYSICIANS ASSUR CORP MI PC 1301 N HAGADORN RD 1975 1996 EAST LANSING MI 48823-2320 (517) 351-1150

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AMERICAN PUBLIC LIFE INS CO OK LAH P O BOX 925 1945 2008 JACKSON MS 39205 (601) 936-6600AMERICAN RELIABLE INS CO AZ PC 8655 E VIA DE VENTURA STE E200 1952 1987 SCOTTSDALE AZ 85258 (480) 483-8666AMERICAN REPUBLIC CORP INS CO NE LAH P O BOX 14510 1962 2007 DES MOINES IA 50306-3510 (800) 705-9100AMERICAN REPUBLIC INS CO IA LAH P O BOX 1 1929 1958 DES MOINES IA 50306-0001 (515) 245-2000AMERICAN RETIREMENT LIFE INS CO OH LAH 11200 LAKLINE BLVD STE 100 1978 2011 AUSTIN TX 78717 (512) 451-2224AMERICAN RISK SERVICES LLC OH SCP 75 E FOUNTAIN AVE 2007 2014 GLENDALE OH 45246-4452 (850) 222-3533AMERICAN ROAD INS CO THE MI PC 1 AMERICAN ROAD MD 7600 1959 1960 DEARBORN MI 48126 (313) 337-1102AMERICAN SAFETY CAS INS CO OK PC 100 GALLERIA PKWY SE STE 700 1981 1983 ATLANTA GA 30339 (770) 916-1908AMERICAN SECURITY INS CO DE PC 260 INTERSTATE N CIRCLE SE 1983 1984 ATLANTA GA 30339 (770) 763-1000AMERICAN SELECT INS CO OH PC P O BOX 5001 1959 1995 WESTFIELD CTR OH 44251 (330) 887-0101AMERICAN SENTINEL INS CO PA PC P O BOX 61140 1956 2006 HARRISBURG PA 17106-1140 (717) 540-0600AMERICAN SOUTHERN HOME INS CO FL PC P O BOX 5323 1982 2006 CINCINNATI OH 45201 (800) 543-2644AMERICAN SOUTHERN INS CO KS PC P O BOX 723030 1936 1988 ATLANTA GA 31139-0030 (404) 324-4134AMERICAN SPECIALTY HEALTH INS CO IL LAH 10221 WATERIDGE CIRCLE 1972 1979 SAN DIEGO CA 92121 (858) 754-2000AMERICAN STANDARD INS CO OF WI WI PC 6000 AMERICAN PKWY 1961 1961 MADISON WI 53783-0001 (608) 249-2111AMERICAN STATES INS CO IN PC 175 BERKELEY ST 1929 1961 BOSTON MA 02116-5066 (617) 357-9500AMERICAN STATES PREFERRED INS CO IN PC 175 BERKELEY ST 1979 1980 BOSTON MA 02116-5066 (617) 357-9500AMERICAN STRATEGIC INS CORP FL PC 1 ASI WAY 1997 2010 ST PETERSBURG FL 33702-2514 (727) 821-8765AMERICAN SUMMIT INS CO TX PC P O BOX 2650 1955 1996 WACO TX 76702 (254) 399-0626AMERICAN TRAVELER MOTOR CLUB INC THE DE MC 1440 MAIN ST 1979 1981 SARASOTA FL 34236 (941) 952-5522AMERICAN TV & APPLIANCE OF MADISON INC WI WP 2404 W BELTLINE HWY 1963 2003 MADISON WI 53713 (608) 275-7400

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AMERICAN UNITED LIFE INS CO IN LAH P O BOX 368 1877 1955 INDIANAPOLIS IN 46206 (317) 285-1877AMERICAN WEST INS CO ND PC P O BOX 2502 1990 1991 FARGO ND 58108-2502 (701) 298-4200AMERICAN ZURICH INS CO IL PC 1400 AMERICAN LN TOWER 1 1981 1983 18TH FL SCHAUMBURG IL 60196-1056 (847) 605-6000AMERICAN-AMICABLE LIFE INS CO OF TX TX LAH P O BOX 2549 1981 1986 WACO TX 76702 (254) 297-2777AMERICO FINANCIAL LIFE & ANNUITY INS CO TX LAH 300 W 11TH ST 1946 1957 KANSAS CITY MO 64105-1618 (816) 391-2000AMERIPRISE INS CO WI PC 3500 PACKERLAND DR 2005 2006 DE PERE WI 54115-9070 (920) 330-5100AMERISURE INS CO MI PC P O BOX 2060 1968 1981 FARMINGTON HILLS MI 48333 (248) 615-9000AMERISURE MUTUAL INS CO MI PC P O BOX 2060 1912 1937 FARMINGTON HILLS MI 48333 (248) 615-9000AMERISURE PARTNERS INS CO MI PC P O BOX 2060 2000 2012 FARMINGTON HILLS MI 48333 (248) 615-9000AMERITAS LIFE INS CORP NE LAH P O BOX 81889 1887 1984 LINCOLN NE 68501-1889 (402) 467-1122AMERITRUST INS CORP MI PC 26255 AMERICAN DR 1996 2006 SOUTHFIELD MI 48034 (248) 358-1100AMEX ASSURANCE CO IL PC P O BOX 53701 1973 1980 PHOENIX AZ 85027 (623)492-3094AMGUARD INS CO PA PC P O BOX A-H 1982 2001 WILKES BARRE PA 18703 (570) 825-9900AMICA LIFE INS CO RI LAH P O BOX 6008 1968 1982 PROVIDENCE RI 02940 (800) 652-6422AMICA MUTUAL INS CO RI PC P O BOX 6008 1972 1972 PROVIDENCE RI 02940 (800) 652-6422AMT WARRANTY CORP DE VPP 800 SUPERIOR AVE E 21ST FL 2004 2013 CLEVELAND OH 44114 (216) 328-6224AMT WARRANTY CORP NY SCP 8995 WESTSIDE PKWY 2004 2013 ALPHARETTA GA 30009 (678) 258-8084AMT WARRANTY CORP DE WP 8995 WESTSIDE PKWY 2004 2006 ALPHARETTA GA 30009 (678) 258-8084AMTRUST INS CO OF KS INC KS PC P O BOX 650771 1972 1993 DALLAS TX 75265-0771 (214) 360-8000ANNUITY INVESTORS LIFE INS CO OH LAH P O BOX 5423 1981 1984 CINCINNATI OH 45201-5423 (513) 357-3300ANSUR AMERICA INS CO MI PC 1 MUTUAL AVE 1999 2003 FRANKENMUTH MI 48787 (989) 652-6121

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ANTHEM INS COMPANIES INC IN PC 120 MONUMENT CIR 1944 1991 INDIANAPOLIS IN 46204 (317) 488-6000ANTHEM LIFE INS CO IN LAH 3350 PEACHTREE RD NE FL 7 1953 1986 ATLANTA GA 30326 (404) 923-3223APCO SERVICES LLC DE VPP 6010 ATLANTIC BLVD 2002 2005 NORCROSS GA 30071 (800) 521-2774APPLE INC CA WP 310 W COLLEGE AVE 1977 2008 TALLAHASSEE FL 32301 (850) 425-4000APPLECARE SERVICE CO INC AZ WP 310 W COLLEGE AVE 2007 2008 TALLAHASSEE FL 32301 (850) 425-4000ARAG INS CO IA PC 400 LOCUST ST STE 480 1989 2001 DES MOINES IA 50309 (515) 246-1200ARCH INDEMNITY INS CO MO PC 300 PLZ 3 1969 1969 JERSEY CITY NJ 07311-1107 (201) 743-4000ARCH INS CO MO PC 300 PLZ 3 1971 1987 JERSEY CITY NJ 07311-1107 (212) 743-4000ARCH MORTGAGE ASSUR CO WI PC 3003 OAK RD 1969 2000 WALNUT CREEK CA 94597 (800) 909-4264ARCH MORTGAGE GUARANTY CO WI PC 3003 OAK RD 1966 1966 WALNUT CREEK CA 94597 (800) 909-4264ARCH MORTGAGE INS CO WI PC 3003 OAK RD 1968 1972 WALNUT CREEK CA 94597 (800) 909-4264ARCH MORTGAGE REINSURANCE CO WI PC 3003 OAK RD 1999 1999 WALNUT CREEK CA 94597 (800) 909-4264ARGONAUT GREAT CENTRAL INS CO IL PC P O BOX 469011 1967 1969 SAN ANTONIO TX 78246-9011 (210) 321-8400ARGONAUT INS CO IL PC P O BOX 469011 1957 1959 SAN ANTONIO TX 78246-9011 (210) 321-8400ARGONAUT-MIDWEST INS CO IL PC P O BOX 469011 1962 1972 SAN ANTONIO TX 78246-9011 (210) 321-8400ARLINGTON MUTUAL FIRE INS CO WI TM P O BOX 199 1873 1873 203 MAIN ST ARLINGTON WI 53911 (608) 635-4754ARMED FORCES INS EXCHANGE KS PC 550 EISENHOWER RD 1982 1988 LEAVENWORTH KS 66048 (913) 727-5500ARROWOOD INDEMNITY CO DE PC 3600 ARCO CORPORATE DR 1979 1980 CHARLOTTE NC 28273 (704) 522-2000ARTISAN AND TRUCKERS CAS CO WI PC P O BOX 89490 1994 2006 CLEVELAND OH 44101-6490 (440) 461-5000ASHLAND COUNTY TOWN INS CO WI TM P O BOX 147 1901 1901 BUTTERNUT WI 54514 (715) 769-3650ASHMERE INS CO IL PC 628 HEBRON AVE STE 106 1981 1990 GLASTONBURY CT 06033-5018 (860) 368-2000

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ASPEN AMERICAN INS CO TX PC 3024 HARNEY ST 1981 1993 OMAHA NE 68131-3580 (402) 916-3000ASSOCIATED INDEMNITY CORP CA PC 777 SAN MARIN DR 1922 1937 NOVATO CA 94998 (415) 899-2000ASSOCIATED SERVICE CORP MO WP 655 CRAIG RD STE 100 1980 1999 ST LOUIS MO 63141 (314) 567-6162ASSURANCE CO OF AMER NY PC 1400 AMERICAN LN TOWER 1 1945 1948 18TH FL SCHAUMBURG IL 60196 (847) 605-6000ASSURED GUARANTY CORP MD PC 31 W 52ND ST 1985 2007 NEW YORK NY 10019-6118 (212) 974-0100ASSURED GUARANTY MUNICIPAL CORP NY PC 31 W 52ND ST 1984 1988 NEW YORK NY 10019-6118 (212) 974-0100ASSURED LIFE ASSN CO FR 6030 GREENWOOD PLZ BLVD 1891 1995 STE 100 GREENWOOD VILLAGE CO 80111-4825 (303) 792-9777ASSURITY LIFE INS CO NE LAH P O BOX 82533 1964 1969 LINCOLN NE 68501-2533 (402) 437-3481ASURE EXTENDED SERVICE CO LLC TX SCP 5151 SAN FELIPE ST STE 500 2014 2014 HOUSTON TX 77056-3650 (713) 263-5035ASURION CONSUMER SOLUTIONS INC DE SCP 8880 WARD PKWY 5TH FL 2008 2014 KANSAS CITY MO 64114 (816) 237-3124ASURION CONSUMER SOLUTIONS INC DE WP 8880 WARD PKWY 5TH FL 2008 2010 KANSAS CITY MO 64114 (703) 318-7700ASURION SERVICE PLANS INC DE WP 875 N MICHIGAN AVE STE 1404 2008 2010 CHICAGO IL 60611-1896 (571) 323-7171ASURION SERVICE PLANS INC DE SCP 300 S WACKER DR STE 1350 2008 2014 CHICAGO IL 60606-6601 (816) 237-3124ASURION SERVICES LLC DE WP 8880 WARD PKWY 5TH FL 1983 2010 KANSAS CITY MO 64114 (703) 375-8100ASURION TECHNOLOGY SERVICES INC DE SCP 300 S WACKER DR STE 1350 2008 2014 CHICAGO IL 60606-6601 (816) 237-3000ASURION TECHNOLOGY SERVICES INC DE WP 8880 WARD PKWY 5TH FL 2008 2010 KANSAS CITY MO 64114 (703) 318-7700ASURION WARRANTY PROTECTION SERVICES LLC KS SCP 300 S WACKER DR STE 1350 2001 2014 CHICAGO IL 60606-6601 (816) 237-3124ASURION WARRANTY PROTECTION SERVICES LLC KS WP P O BOX 411605 2001 2002 KANSAS CITY MO 64114 (816) 237-3000ASURION WARRANTY SERVICES INC TN WP 8880 WARD PKWY 5TH FL 1991 2003 KANSAS CITY MO 64114 (816) 237-3135ASURION WARRANTY SERVICES INC TN SCP 648 GRASSMERE PARK STE 100 2002 2013 NASHVILLE TN 37211 (816) 237-3124

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ATAIN INS CO TX PC 30833 NORTHWESTERN HWY 1987 2011 STE 220 FARMINGTON HILLS MI 48334-2551 (248) 538-4530ATHENE ANNUITY & LIFE ASSUR CO DE LAH P O BOX 1389 1909 1916 GREENVILLE SC 29602-1389 (864) 609-1000ATHENE ANNUITY & LIFE ASSUR CO OF NY NY LAH 69 LYDECKER ST 1965 1985 NYACK NY 10960 (845) 358-2300ATHENE ANNUITY & LIFE CO IA LAH 7700 MILLS CIVIC PKWY 1896 1902 WEST DES MOINES IA 50266-3862 (515) 342-3935ATHENS ADMINISTRATIVE LLC OK WP 1710 CORPORTE CROSSING STE 1 2011 2013 O FALLON IL 62269 (618) 726-6660ATLANTA INTERNATIONAL INS CO NY PC 3024 HARNEY ST 1929 1930 OMAHA NE 68131 (402) 916-3000ATLANTA LIFE INS CO GA LAH 191 PEACHTREE ST STE 2600 1916 1992 ATLANTA GA 30303 (404) 659-2100ATLANTIC SPECIALTY INS CO NY PC 605 HIGHWAY 169 N 1986 2001 PLYMOUTH MN 55441 (952) 852-0211ATRADIUS TRADE CREDIT INS INC MD PC 230 SCHILLING CIRCLE STE 240 1993 1998 HUNT VALLEY MD 21031-1409 (410) 568-3876ATTIC ANGEL PL INC WI CC 8301 OLD SAUK RD 1926 1984 MIDDLETON WI 53562 (608) 662-8842ATTIC ANGEL PRAIRIE POINT INC WI CC 640 JUNCTION RD 1999 2006 MADISON WI 53717 (608) 662-8900ATTORNEYS TITLE GUARANTY FUND INC IL TI P O BOX 9136 1964 1994 CHAMPAIGN IL 61826 (217) 359-2000ATX PREMIER INS CO TX PC 800 OVERLOOK III 1989 1991 2859 PACES FERRY RD ATLANTA GA 30339 (770) 257-1777AURIGEN REINSURANCE CO OF AMER AR LAH 2 BRIDGE AVE STE 111 1964 2006 RED BANK NJ 07701-4601 (732) 212-6889AURORA NATIONAL LIFE ASSUR CO CA LAH 16600 SWINGLEY RIDGE RD 1961 1984 CHESTERFIELD MO 63017-1706 (636) 736-7000AUSTIN MUTUAL INS CO MN PC P O BOX 1420 1896 1934 MAPLE GROVE MN 55311-6420 (763) 657-8600AUTO CLUB GROUP INS CO MI PC 1 AUTO CLUB DR 1969 1996 DEARBORN MI 48126 (313) 336-1234AUTO CLUB GROUP THE MI MC 1 AUTO CLUB DR 1997 2005 DEARBORN MI 48126 (313) 336-1009AUTO CLUB INS ASSN MI PC 1 AUTO CLUB DR 1922 1996 DEARBORN MI 48126 (313) 336-1234AUTO CLUB LIFE INS CO MI LAH 17900 N LAUREL PARK DR 1974 1981 LIVONIA MI 48152 (734) 779-2600

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AUTO CLUB OF AMER CORP OK MC P O BOX 21443 1986 1995 OKLAHOMA CITY OK 73156 (405) 751-4430AUTO HELP LINE OF AMER INC NY MC 3200 W WILSHIRE BLVD 1976 1992 OKLAHOMA CITY OK 73116 (800) 221-8062AUTO KNIGHT MOTOR CLUB INC CA MC 10151 DEERWOOD PARK BLVD 2002 2005 BLDG 100 STE 330 JACKSONVILLE FL 32256 (904) 638-7270AUTO KNIGHT MOTOR CLUB INC CA SCP 43100 COOK ST STE 200 2002 2015 PALM DESERT CA 92211-3124 (800) 451-0459AUTO SERVICES CO INC AR WP P O BOX 2400 1986 2006 MOUNTAIN HOME AR 72654 (870) 425-8330AUTO-OWNERS INS CO MI PC P O BOX 30660 1916 1957 LANSING MI 48909 (517) 323-1200AUTO-OWNERS LIFE INS CO MI LAH P O BOX 30660 1965 1968 LANSING MI 48901 (517) 323-1200AUTOMOBILE INS CO OF HARTFORD CT THE CT PC 1 TOWER SQ 1968 1970 HARTFORD CT 06183 (860) 277-0111AUTOMOBILE PROTECTION CORP-APCO GA WP 6010 ATLANTIC BLVD 1987 1995 NORCROSS GA 30071 (678) 225-1001AUTOMOBILE PROTECTION CORP-APCO GA VPP 6010 ATLANTIC BLVD 1984 2009 NORCROSS VA 30071 (800) 458-7071AUTOMOBILE PROTECTION CORP-APCO GA SCP 6010 ATLANTIC BLVD 1984 2014 NORCROSS GA 30071 (678) 225-1000AUTOMOTIVE WARRANTY SERVICES INC IL SCP 175 W JACKSON BLVD 1977 2013 CHICAGO IL 60604 (312) 356-3000AUTOMOTIVE WARRANTY SERVICES INC DE WP 175 W JACKSON BLVD 1977 1992 CHICAGO IL 60604 (847) 953-1000AUTOMOTIVE WARRANTY SERVICES INC DE VPP 175 W JACKSON BLVD 1977 2013 CHICAGO IL 60604 (800) 209-6206AUTOMOTIVE WARRANTY SERVICES OF FL INC FL WP 175 W JACKSON BLVD 1997 2001 CHICAGO IL 60604 (847) 953-1000AUTOXCEL CORP NC WP 272 N FRONT ST STE 220 2004 2012 WILMINGTON NC 28401-3977 (910) 762-5300AVEMCO INS CO MD PC 8490 PROGRESS DR STE 100 1960 1968 FREDERICK MD 21701-4994 (301) 694-4360AXA ART INS CORP NY PC 3 W 35TH ST FL 11 1986 1989 NEW YORK NY 10001-2204 (212) 415-8421AXA CORPORATE SOLUTIONS LIFE REINSURANCE CO DE LAH 525 WASHINGTON BLVD 32ND FL 1981 1983 JERSEY CITY NJ 07310-1692 (201) 743-7217AXA EQUITABLE LIFE & ANNUITY CO CO LAH 1290 AVE OF THE AMERICAS 1984 1986 NEW YORK NY 10104 (201) 743-5159

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AXA EQUITABLE LIFE INS CO NY LAH 1290 AVE OF THE AMERICAS 1859 1915 12TH FL NEW YORK NY 10104 (212) 554-1234AXA INS CO NY PC 125 BROAD ST 1839 1979 NEW YORK NY 10004 (212) 493-9300AXIS INS CO IL PC 11680 GREAT OAKS WAY STE 500 1979 1979 ALPHARETTA GA 30022 (678) 746-9400AXIS REINSURANCE CO NY PC 11680 GREAT OAKS WAY STE 500 1991 1992 ALPHARETTA GA 30022 (678) 746-9400AXIS SPECIALTY INS CO CT PC 11680 GREAT OAKS WAY STE 500 1983 2010 ALPHARETTA GA 30022 (678) 746-9400BADGER MUTUAL INS CO WI PC 1635 W NATIONAL AVE 1887 1891 MILWAUKEE WI 53204 (414) 383-1234BALBOA INS CO CA PC 5 PARK PLZ STE 500 1948 1964 MAIL STOP CA6-503-05-35 IRVINE CA 92614-8525 (949) 517-4008BALTIMORE LIFE INS CO THE MD LAH 10075 RED RUN BLVD 1882 1990 OWINGS MILLS MD 21117 (410) 581-6600BANKERS FIDELITY LIFE INS CO GA LAH P O BOX 105185 1955 1999 ATLANTA GA 30348 (404) 266-5600BANKERS INS CO FL PC P O BOX 15707 1976 2010 ST PETERSBURG FL 33733 (727) 823-4000BANKERS LIFE & CAS CO IL LAH 111 E WACKER DR STE 2100 1880 1960 CHICAGO IL 60601-4508 (312) 396-6000BANKERS RESERVE LIFE INS CO OF WI WI LAH 7700 FORSYTH BLVD 1961 1964 ST LOUIS MO 63105 (314) 505-6143BANKERS STANDARD INS CO PA PC 436 WALNUT ST 1962 1979 PHILADELPHIA PA 19106 (215) 640-1000BANKERS WARRANTY GROUP INC FL WP 11101 ROOSEVELT BLVD NORTH 2005 2006 ST PETERSBURG FL 33716 (800) 431-5843BANNER LIFE INS CO MD LAH 3275 BENNETT CREEK AVE 1981 1982 FREDERICK MD 21704-7608 (301) 279-4800BAPTIST LIFE ASSN NY FR 8555 MAIN ST 1899 1924 BUFFALO NY 14221 (716) 633-4393BAR PLAN MUTUAL INS CO THE MO PC 1717 HIDDEN CREEK CT 1985 2003 ST LOUIS MO 63131 (314) 965-3333BARABOO MUTUAL INS CO WI TM P O BOX 527 1876 1877 509 SOUTH BLVD BARABOO WI 53913-0527 (608) 356-5000BARRON MUTUAL INS CO WI TM P O BOX 205 1891 1891 437 E DIVISION AVE BARRON WI 54812 (715) 537-5141BCS INS CO OH PC 2 MID AMERICA PLZ STE 200 1950 1979 OAKBROOK TERRACE IL 60181 (630) 472-7700

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BEAZLEY INS CO INC CT PC 30 BATTERSON PARK RD 1978 1980 FARMINGTON CT 06032 (860) 677-3700BEDIVERE INS CO PA PC 1880 JOHN F KENNEDY BLVD 1956 1956 STE 801 PHILADELPHIA PA 19103-7443 (781) 332-7000BENCHMARK INS CO KS PC 100 LAKE ST W 1964 1974 WAYZATA MN 55391 (952) 974-2200BENEFICIAL LIFE INS CO UT LAH P O BOX 45654 1905 1991 SALT LAKE CITY UT 84145-0654 (801) 933-1100BERKLEY INS CO DE PC P O BOX 1594 1975 1996 DES MOINES IA 50306-1594 (203) 542-3800BERKLEY LIFE & HEALTH INS CO IA LAH 2445 KUSER RD STE 201 1962 1966 HAMILTON SQ NJ 08690-3361 (203) 542-3800BERKLEY NATIONAL INS CO IA PC 215 SHUMAN BLVD STE 200 1980 2007 NAPERVILLE IL 60563 (630) 210-0360BERKLEY REGIONAL INS CO DE PC 11201 DOUGLAS AVE 1985 1988 URBANDALE IA 50322 (515) 473-3137BERKSHIRE HATHAWAY ASSUR CORP NY PC 3024 HARNEY ST 2007 2008 OMAHA NE 68131-3580 (402) 916-3000BERKSHIRE HATHAWAY DIRECT INS CO NE PC 1314 DOUGLAS ST STE 1400 1970 1979 OMAHA NE 68102-1944 (402) 916-3000BERKSHIRE HATHAWAY HOMESTATE INS CO NE PC 1314 DOUGLAS ST STE 1400 1970 1992 OMAHA NE 68102-1944 (402) 393-7255BERKSHIRE HATHAWAY LIFE INS CO OF NE NE LAH 1314 DOUGLAS ST STE 1400 1993 1995 OMAHA NE 68102-1944 (402) 916-3100BERKSHIRE HATHAWAY SPECIALTY INS CO NE PC 1314 DOUGLAS ST STE 1400 1866 1970 OMAHA NE 68102-1944 (402) 916-3000BERKSHIRE LIFE INS CO OF AMER MA LAH 700 SOUTH ST 1968 1974 PITTSFIELD MA 01201 (413) 499-4321BERRY AND ROXBURY MUTUAL INS CO WI TM 4766 HIGHWAY KP 1876 1876 CROSS PLAINS WI 53528 (608) 798-4766BILL KUMMER INC WI SCP 3736 S TAYLOR DR 1974 2014 SHEBOYGAN WI 53081 (920) 458-0777BITCO GENERAL INS CORP IL PC 320 18TH ST 1928 1939 ROCK ISLAND IL 61201 (309) 786-5401BITCO NATIONAL INS CO IL PC 320 18TH ST 1942 1950 ROCK ISLAND IL 61201 (309) 732-0409BLOOMINGTON FARMERS MUTUAL INS CO WI TM P O BOX 98 1874 1874 BLOOMINGTON WI 53804-0098 (608) 994-2683BLUE CROSS BLUE SHIELD OF WI WI LAH N17 W24340 RIVERWOOD DR 1939 1939 WAUKESHA WI 53188 (262) 523-4020

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BLUE RIDGE INDEMNITY CO WI PC QBE THE AMERICAS 1981 2003 1 GENERAL DR SUN PRAIRIE WI 53590-9334 (608) 825-5066BLUESHORE INS CO CO PC 76 ST PAUL ST STE 500 1986 1986 BURLINGTON VT 05401-4477 (802) 264-4709BOND SAFEGUARD INS CO SD PC 12890 LEBANON RD 1971 2006 MOUNT JULIET TN 37122-2870 (615) 553-9500BONDED BUILDERS SERVICE CORP FL SCP 1500 KINGS HWY 1989 2013 PORT CHARLOTTE FL 33980 (941) 255-3274BONDED BUILDERS SERVICE CORP FL WP 1500 KINGS HWY 1989 2003 PORT CHARLOTTE FL 33980 (800) 749-0381BOSTON MUTUAL LIFE INS CO MA LAH 120 ROYALL ST 1891 1980 CANTON MA 02021-1098 (781) 828-7000BRAEGER AUTO SALES OF FRANKLIN LLC WI SCP 4100 S 27TH ST 2012 2014 MILWAUKEE WI 53221-1830 (414) 281-5000BRAEGER CHEVROLET INC WI SCP 4100 S 27TH ST 2012 2014 MILWAUKEE WI 53221-1830 (414) 281-5000BRAEGER FORD INC WI SCP 3804 S 27TH ST 2012 2013 MILWAUKEE WI 53221-1307 (414) 281-5000BREAMAN MERRILL FORD MERCURY INC WI SCP 1301 N CENTER AVE 2012 2014 MERRILL WI 54452-1253 (715) 536-4542BRICKELL FINANCIAL SERVICES-MOTOR CLUB INC FL MC 7300 CORPORATE CTR DR STE 601 1978 1985 MIAMI FL 33126 (305) 392-4404BRISTOL TOWN INS CO WI TM 6338 HIGHWAY VV 1875 1875 SUN PRAIRIE WI 53590 (608) 837-5894BRISTOL WEST INS CO OH PC 900 S PINE ISLAND RD 1968 1968 PLANTATION FL 33324 (954) 316-5200BROTHERHOOD MUTUAL INS CO IN PC P O BOX 2227 1935 1999 FORT WAYNE IN 46801 (260) 482-8668BUCKEYE STATE MUTUAL INS CO OH PC 1 HERITAGE PL 1897 1994 PIQUA OH 45356 (937) 778-5000BUILD AMERICA MUTUAL ASSUR CO NY PC 1 WORLD FINANCIAL CTR FL 27 2012 2012 200 LIBERTY ST NEW YORK NY 10281 (212) 235-2500BUILDERS MUTUAL INS CO NC PC P O BOX 150005 1997 2001 RALEIGH NC 27624 (919) 845-1976CAL-TEX PROTECTIVE COATINGS INC TX VPP 7455 NATURAL BRIDGE 1983 2005 CAVERNS RD SCHERTZ TX 78154 (210) 564-3220CALEDONIA MUTUAL FIRE INS CO WI TM N5725 HWY 78 1873 1873 PORTAGE WI 53901 (608) 742-4885CALIFORNIA CAS & FIRE INS CO CA PC P O BOX M 1973 1995 SAN MATEO CA 94402-0080 (650) 574-4000

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CALIFORNIA CAS GENERAL INS CO OF OR OR PC P O BOX M 1977 1995 SAN MATEO CA 94402-0080 (650) 574-4000CALIFORNIA CAS INDEMNITY EXCHANGE CA PC P O BOX M 1914 1995 SAN MATEO CA 94402-0080 (650) 574-4000CALIFORNIA CAS INS CO OR PC P O BOX M 1967 1995 SAN MATEO CA 94402-0080 (650) 574-4000CALIFORNIA INS CO CA PC P O BOX 3646 1965 2007 OMAHA NE 68103-0646 (402) 827-3424CALUMET EQUITY MUTUAL INS CO WI TM 1828 WISCONSIN AVE 1873 1873 NEW HOLSTEIN WI 53061 (920) 898-4488CAMICO MUTUAL INS CO CA PC 1800 GATEWAY DR STE 300 1986 1998 SAN MATEO CA 94404 (650) 802-2507CAMPMED CAS & INDEMNITY CO INC NH PC 111 BERRY ST SE 1993 2010 VIENNA VA 22180-4806 (703) 242-9224CANADA LIFE ASSUR CO THE MI LAH 8515 E ORCHARD RD 1849 1986 GREENWOOD VILLAGE CO 80111 (303) 737-3000CANAL INS CO SC PC P O BOX 7 1939 1959 GREENVILLE SC 29602 (864) 242-5365CAPITAL WARRANTY SERVICES INC WI WP 22 NE 22ND AVE 2000 2001 POMPANO BEACH FL 33062 (954) 784-9400CAPITOL INDEMNITY CORP WI PC P O BOX 5900 1959 1960 MADISON WI 53705-0900 (608) 829-4200CAPITOL LAKES INC WI CC 110 S HENRY ST 1966 1984 MADISON WI 53703 (608) 283-2000CAPITOL LIFE INS CO THE TX LAH 1605 LBJ FREEWAY STE 710 1905 1959 DALLAS TX 75234 (469) 522-4400CAPITOL SPECIALTY INS CORP WI PC P O BOX 5900 1961 1961 MADISON WI 53705-0900 (608) 829-4200CAPSON PHYSICIANS INS CO TX PC 221 W 6TH ST STE 301 1961 1996 AUSTIN TX 78701-3424 (512) 609-7900CARE IMPROVEMENT PLUS WI INS CO WI LAH 9700 HEALTH CARE LN MN 17-E900 2011 2011 MINNETONKA MN 55343-4522 (952) 979-6172CARE WISCONSIN FIRST INC WI CMO P O BOX 14017 1976 2009 MADISON WI 53708-0017 (608) 240-0020CARE WISCONSIN HEALTH PLAN INC WI HMO P O BOX 14017 2003 2004 MADISON WI 53708-0017 (608) 240-0020CARE-PLUS DENTAL PLANS INC WI LSHO 3333 N MAYFAIR RD STE 311 1983 1983 MILWAUKEE WI 53222 (414) 808-3080CAREGARD WARRANTY SERVICES INC TX WP 1900 CHAMPAGNE BLVD 1999 2003 GRAPEVINE TX 76051 (817) 552-4100CAREGARD WARRANTY SERVICES INC TX VPP 1900 CHAMPAGNE BLVD 1999 2005 GRAPEVINE TX 76051 (817) 552-4100

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CARGUARD ADMINISTRATION INC KS SCP 4901 W 136TH ST 2015 2015 LEAWOOD KS 66224 (888) 907-0870CAROLINA CAS INS CO IA PC P O BOX 2575 1951 1966 JACKSONVILLE FL 32203 (904) 363-0900CARS PROTECTION PLUS INC PA SCP 4331 WILLIAM PENN HWY STE 1 1998 2014 MURRYSVILLE PA 15668 (888) 335-6838CARS WARRANTY PLAN LLC WI WP 44 E MIFFLIN ST STE 404 2010 2011 MADISON WI 53703-2895 (608) 255-0566CASTLEPOINT NATIONAL INS CO CA PC 59 MAIDEN LN FL 38 1981 1984 NEW YORK NY 10271 (312) 655-2000CASUALTY UNDERWRITERS INS CO UT PC P O BOX 9510 1986 2009 WICHITA KS 67277 (316) 794-2200CATAMARAN INS OF OH INC OH LAH 1600 MCCONNOR PKWY FL 11 1948 1990 SCHAUMBURG IL 60173-6803 (800) 282-3232CATERPILLAR INS CO MO PC P O BOX 340001 1963 1969 NASHVILLE TN 37203 (615) 341-8147CATHOLIC FINANCIAL LIFE WI FR 1100 W WELLS ST 1885 1885 MILWAUKEE WI 53233-2316 (414) 273-6266CATHOLIC HOLY FAMILY SOCIETY IL FR 1 FAIRLANE DR 1915 1995 JOLIET IL 60435 (815) 725-5880CATHOLIC ORDER OF FORESTERS IL FR P O BOX 3012 1883 1895 NAPERVILLE IL 60566 (630) 983-4900CATHOLIC UNITED FINANCIAL MN FR 3499 LEXINGTON AVE N STE 201 1892 1967 ST PAUL MN 55126-7056 (651) 490-0170CATLIN INDEMNITY CO DE PC 3340 PEACHTREE RD NE STE 2950 1928 1968 ATLANTA GA 30326 (404) 443-4910CATLIN INS CO INC TX PC 3340 PEACHTREE RD NE STE 2950 1913 1934 ATLANTA GA 30326 (404) 443-4910CE CARE PLAN CORP CA SCP 360 3RD ST 6TH FL 2012 2012 SAN FRANCISCO CA 94107 (415) 541-1000CELTIC INS CO IL LAH 77 W WACKER DR STE 1200 1949 1959 CHICAGO IL 60601 (312) 619-3000CENSTAT CAS CO NE PC P O BOX 642180 2002 2012 OMAHA NE 68164 (402) 397-1111CENTAUR INS CO IL PC C/O SPEC DEP RECEIVER STE 1450 1973 1983 222 MERCHANDISE MART PLZ CHICAGO IL 60654 (312) 836-9500CENTRAL MUTUAL INS CO OH PC 800 S WASHINGTON ST 1876 1894 VAN WERT OH 45891 (419) 238-1010CENTRAL RESERVE LIFE INS CO OH LAH 11200 LAKELINE BLVD STE 100 1963 1988 AUSTIN TX 78717 (512) 451-2224CENTRAL STATES HEALTH & LIFE CO OF OMAHA NE LAH P O BOX 34350 1932 1962 OMAHA NE 68134 (402) 397-1111

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CENTRAL STATES INDEMNITY CO OF OMAHA NE PC P O BOX 34888 1977 1984 OMAHA NE 68134 (402) 997-8000CENTRAL UNITED LIFE INS CO AR LAH 10777 NORTHWEST FWY 1962 1985 HOUSTON TX 77092 (713) 529-0045CENTRE INS CO DE PC 1 LIBERTY PLZ 1969 1969 165 BROADWAY NEW YORK NY 10006 (212) 859-2600CENTRE LIFE INS CO MA LAH 1 LIBERTY PLZ 1926 1959 165 BROADWAY NEW YORK NY 10006 (212) 859-2640CENTURION CAS CO IA PC 800 WALNUT ST 1983 1990 DES MOINES IA 50309 (515) 557-7271CENTURION LIFE INS CO IA LAH 800 WALNUT ST 1956 1979 DES MOINES IA 50309 (515) 557-7346CENTURY AUTOMOTIVE SERVICE CORP CA VPP 18 BUNSEN DR 1999 2006 IRVINE CA 92618 (505) 881-2244CENTURY AUTOMOTIVE SERVICE CORP CA WP 18 BUNSEN 1999 2013 IRVINE CA 92618 (800) 395-5277CENTURY INDEMNITY CO PA PC P O BOX 1000 1963 1969 PHILADELPHIA PA 19106 (215) 640-1000CENTURY SURETY CO OH PC 550 POLARIS PARKWAY STE 300 1978 1991 WESTERVILLE OH 43082 (614) 895-2000CENTURY WARRANTY SERVICES INC DE WP 500 JIM MORAN BLVD 2002 2004 DEERFIELD BEACH FL 33442 (954) 429-2103CENTURY-NATIONAL INS CO CA PC P O BOX 3999 1955 1995 NORTH HOLLYWOOD CA 91609-0599 (818) 760-0880CGB INS CO IN PC 1608A W LAFAYETTE AVE 2001 2003 JACKSONVILLE IL 62650-1980 (217) 479-6000CHARTER NATIONAL LIFE INS CO IL LAH 3075 SANDERS RD STE H1E 1955 1963 NORTHBROOK IL 60062 (847) 402-5000CHARTER OAK FIRE INS CO THE CT PC 1 TOWER SQ 1931 1935 HARTFORD CT 06183-6014 (860) 277-0111CHEROKEE INS CO MI PC 34200 MOUND RD 1946 1980 STERLING HEIGHTS MI 48310 (800) 201-0450CHESAPEAKE LIFE INS CO THE OK LAH 9151 BLVD 26 1956 1970 NORTH RICHLAND HILLS TX 76180 (817) 255-3100CHICAGO INS CO IL PC 33 W MONROE ST 1956 1969 CHICAGO IL 60603 (312) 346-6400CHICAGO TITLE INS CO NE TI 601 RIVERSIDE AVE 1961 1961 JACKSONVILLE FL 32204 (904) 854-8100CHILDRENS COMMUNITY HEALTH PLAN INC WI HMO 9000 W WISCONSIN AVE 2009 2010 MILWAUKEE WI 53226-4874 (414) 266-6328

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CHRYSLER GROUP LLC DE WP 1000 CHRYSLER DR 2009 2011 AUBURN HILLS MI 48326-2766 (248) 512-1267CHUBB INDEMNITY INS CO NY PC 15 MOUNTAIN VIEW RD 1922 1925 WARREN NJ 07059 (908) 903-2000CHUBB NATIONAL INS CO IN PC 15 MOUNTAIN VIEW RD 1993 1997 WARREN NJ 07059 (908) 903-2000CHURCH INS CO THE NY PC 19 E 34TH ST 1929 1954 NEW YORK NY 10016 (212) 592-1800CHURCH LIFE INS CORP NY LAH 19 E 34TH ST 1922 2005 NEW YORK NY 10016 (212) 592-1800CHURCH MUTUAL INS CO WI PC P O BOX 357 1897 1897 MERRILL WI 54452-0357 (715) 536-5577CIFG ASSURANCE NORTH AMER INC NY PC 850 THIRD AVE 10TH FL 2003 2004 NEW YORK NY 10022 (212) 909-3939CIGNA HEALTH & LIFE INS CO CT LAH 1601 CHESTNUT ST TL14A 1963 1982 TWO LIBERTY PL PHILADELPHIA PA 19192 (860) 226-6000CIM INS CORP MI PC 300 GALLERIA OFFICENTRE STE 200 1998 1999 MAIL CODE 480-300-200 SOUTHFIELD MI 48034 (248) 263-6900CINCINNATI CAS CO THE OH PC P O BOX 145496 1972 1979 CINCINNATI OH 45250 (513) 870-2000CINCINNATI INDEMNITY CO THE OH PC P O BOX 145496 1988 1990 CINCINNATI OH 45250 (513) 870-2000CINCINNATI INS CO THE OH PC P O BOX 145496 1950 1974 CINCINNATI OH 45250 (513) 870-2000CINCINNATI LIFE INS CO THE OH LAH 6200 S GILMORE RD 1987 1988 FAIRFIELD OH 45014-5141 (513) 870-2000CITIES AND VILLAGES MUTUAL INS CO WI PC 9898 W BLUEMOUND RD 1987 1987 MILWAUKEE WI 53226-4319 (262) 784-5666CITIZENS INS CO OF AMER MI PC 808 N HIGHLANDER WAY 1974 1984 HOWELL MI 48843-1070 (508) 853-7200CITIZENS SECURITY LIFE INS CO KY LAH P O BOX 436149 1965 2015 LOUISVILLE KY 40253 (502) 244-2420CLARENDON NATIONAL INS CO IL PC 411 FIFTH AVE 5TH FL 1941 1960 NEW YORK NY 10016 (212) 790-9700CLARNO MUTUAL INS CO WI TM 1922 10TH ST 1874 1874 MONROE WI 53566 (608) 325-1303CLEAR BLUE INS CO IL PC 9025 N LINDBERGH DR 1987 2001 PEORIA IL 61615 (309) 692-1000CLEARWATER INS CO DE PC 200 COMMERCIAL ST STE 5000 1974 1978 MANCHESTER NH 03101 (603) 656-2233

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CLEARWATER SELECT INS CO CT PC 300 FIRST STAMFORD PL 1993 1997 STAMFORD CT 06902 (203) 977-8000CLEMENT MANOR INC WI CC 9339 W HOWARD AVE 1963 1985 GREENFIELD WI 53228 (414) 546-7374CLERMONT INS CO IA PC 301 STATE RT 17 STE 900 1977 1984 RUTHERFORD NJ 07070-2581 (201) 518-2500CM LIFE INS CO CT LAH 1295 STATE ST 1981 1982 SPRINGFIELD MA 01111 (413) 788-8411CMFG LIFE INS CO IA LAH P O BOX 391 1935 1935 MADISON WI 53701 (608) 238-5851CNA NATIONAL WARRANTY CORP AZ WP 4150 N DRINKWATER BLVD STE 400 1995 1995 SCOTTSDATE AZ 85251 (480) 941-1626CNA WARRANTY SERVICES INC AZ SCP 333 S WABASH AVE 2013 2014 CHICAGO IL 60604 (312) 822-3955COACH-NET MOTOR CLUB INC DE MC 333 CITY BLVD WEST 17TH FL 1966 1980 ORANGE CA 92868 (714) 937-2058COACH-NET RV MOTOR CLUB INC NV MC 130 E JOHN CARPENTER FREEWAY 2003 2005 IRVING TX 75062 (972) 999-4584COFACE NORTH AMER INS CO MA PC 50 MILLSTONE RD 1974 1975 BLDG 100 STE 360 EAST WINDSOR NJ 08520 (609) 469-0492COLISEUM REINSURANCE CO DE PC 125 BROAD ST 1978 1988 NEW YORK NY 10004 (212) 859-0500COLLEGE RETIREMENT EQUITIES FUND NY LAH 730 3RD AVE 1972 1987 NEW YORK NY 10017 (212) 490-9000COLONIAL AMERICAN CAS & SURETY CO MD PC 1400 AMERICAN LN TOWER 1 1977 1996 18TH FL SCHAUMBURG IL 60196 (847) 605-6000COLONIAL LIFE & ACCIDENT INS CO SC LAH 1200 COLONIAL LIFE BLVD 1939 1963 COLUMBIA SC 29210 (803) 798-7000COLONIAL PENN LIFE INS CO PA LAH 399 MARKET ST 1957 1967 PHILADELPHIA PA 19181 (215) 928-8000COLONIAL SURETY CO PA PC 123 TICE BLVD STE 250 1930 2005 WOODCLIFF LAKE NJ 07677 (201) 573-8788COLONY SPECIALTY INS CO OH PC P O BOX 469012 1978 2009 SAN ANTONIO TX 78246-9012 (804) 560-2000COLORADO BANKERS LIFE INS CO CO LAH 5990 GREENWOOD PLZ BLVD #325 1974 1985 GREENWOOD VILLAGE CO 80111 (303) 220-8500COLORADO CAS INS CO NH PC 175 BERKELEY ST 1980 1995 BOSTON MA 02116-5066 (617) 357-9500COLUMBIAN LIFE INS CO IL LAH P O BOX 1381 1988 1990 BINGHAMTON NY 13902 (607) 724-2472

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COLUMBIAN MUTUAL LIFE INS CO NY LAH P O BOX 1381 1882 1989 BINGHAMTON NY 13902 (607) 724-2472COLUMBUS LIFE INS CO OH LAH 400 E 4TH ST 1986 1991 CINCINNATI OH 45202-3302 (513) 361-6700COLUMBUS MUTUAL TOWN INS CO WI TM 205 S UNIVERSITY AVE 1873 1873 BEAVER DAM WI 53916 (920) 885-9409COMBINED INS CO OF AMER IL LAH 1000 MILWAUKEE AVE 1919 1962 GLENVIEW IL 60025-2423 (866) 445-8872COMMERCE AND INDUSTRY INS CO NY PC 175 WATER ST FL 18 1957 1966 NEW YORK NY 10038-4976 (212) 770-7000COMMERCIAL CAS INS CO CA PC 3024 HARNEY ST 1986 1992 OMAHA NE 68131-3580 (402) 916-3000COMMERCIAL TRAVELERS MUTUAL INS CO NY LAH 70 GENESEE ST 1883 1967 UTICA NY 13502 (800) 422-6200COMMON GROUND HEALTHCARE COOPERATIVE WI LAH 120 BISHOPS WAY STE 150 2011 2013 BROOKFIELD WI 53005-6271 (414) 455-0500COMMONWEALTH ANNUITY & LIFE INS CO MA LAH 132 TURNPIKE RD STE 210 1974 1975 SOUTHBOROUGH MA 01772 (508) 460-2400COMMONWEALTH INS CO OF AMER DE PC 250 COMMERCIAL ST STE 5000 1994 2012 MANCHESTER NH 03101-1116 (603) 656-2233COMMONWEALTH LAND TITLE INS CO NE TI 601 RIVERSIDE AVE 1944 1962 JACKSONVILLE FL 32204 (904) 854-8100COMMUNITY CARE CONNECTIONS OF WI WI CMO 3349 CHURCH ST STE 1 2009 2009 STEVENS POINT WI 54481 (715) 345-5968COMMUNITY CARE HEALTH PLAN INC WI HMO 205 BISHOPS WAY 2004 2005 BROOKFIELD WI 53005 (414) 231-4000COMMUNITY CARE INC WI CMO 205 BISHOPS WAY 1977 2009 BROOKFIELD WI 53005 (414) 231-4000COMMUNITY INS CORP WI PC C/O WISCONSIN COUNTIES ASSOC 2002 2002 22 E MIFFLIN ST STE 900 MADISON WI 53703 (262) 781-7020COMPANION LIFE INS CO SC LAH P O BOX 100102 1970 1979 COLUMBIA SC 29202-3102 (803) 735-1251COMPASS INS CO NY PC 9277 CENTRE POINTE DR STE 140 1968 1972 WEST CHESTER OH 45069-4844 (513) 425-5899COMPCARE HEALTH SERVICES INS CORP WI HMO N17W24340 RIVERWOOD DR 1984 1984 WAUKESHA WI 53188-1142 (262) 523-4020COMPLETE PRODUCT CARE CORP DE WP 575 MARKET ST FL 10 2008 2011 SAN FRANCISCO CA 94105-2844 (415) 541-1019COMPUTER INS CO RI PC 76 ST PAUL ST STE 500 1989 1992 BURLINGTON VT 05401 (802) 264-4718

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CONNECTICUT GENERAL LIFE INS CO CT LAH 2 LIBERTY PL TL14A 1865 1936 1601 CHESTNUT ST PHILADELPHIA PA 19192 (860) 226-6000CONSOLIDATED INS CO IN PC 175 BERKELEY ST 1955 1973 BOSTON MA 02116-5066 (617) 357-9500CONSTITUTION INS CO NY PC P O BOX 8424 1992 2000 OMAHA NE 68108-0424 (402) 330-6800CONSTITUTION LIFE INS CO TX LAH P O BOX 958465 1929 1959 LAKE MARY FL 32795-8465 (407) 995-8000CONSUMER PROGRAM ADMINISTRATORS INC IL SCP 175 W JACKSON BLVD 1994 2013 CHICAGO IL 60604 (312) 356-3000CONSUMER PROGRAM ADMINISTRATORS INC IL WP 175 W JACKSON BLVD 1994 1994 CHICAGO IL 60604 (847) 953-1000CONSUMERS LIFE INS CO OH LAH 2060 E NINTH ST 1955 2006 CLEVELAND OH 44115 (216) 687-7000CONTINENTAL AMERICAN INS CO SC LAH P O BOX 427 1968 2000 COLUMBIA SC 29202-0427 (803) 256-6265CONTINENTAL CAR CLUB INC TN MC 10151 DEERWOOD PARK BLVD 1983 1993 BLDG 100-330 JACKSONVILLE FL 32256 (904) 638-7270CONTINENTAL CAS CO IL PC 333 S WABASH AVE 1897 1898 CHICAGO IL 60685 (312) 822-5000CONTINENTAL GENERAL INS CO OH LAH 301 E 4TH ST 1961 1980 CINCINNATI OH 45202-4201 (513) 357-3300CONTINENTAL INDEMNITY CO IA PC P O BOX 3646 1986 1990 OMAHA NE 68103-0646 (402) 827-3424CONTINENTAL INS CO THE PA PC 333 S WABASH AVE 1977 1977 CHICAGO IL 60604 (312) 822-5000CONTINENTAL LIFE INS CO OF BRENTWOOD TN TN LAH 800 CRESCENT CENTRE DR STE 200 1983 2000 FRANKLIN TN 37067 (800) 264-4000CONTINENTAL SERVICE PROVIDER INC IL WP 4150 N DRINKWATER BLVD STE 400 2002 2004 SCOTTSDALE AZ 85251 (480) 941-1626CONTINENTAL WESTERN INS CO IA PC P O BOX 1594 1907 1959 DES MOINES IA 50306 (515) 473-3000CONTINUUS WI CMO 28526 US HIGHWAY 14 2009 2009 LONE ROCK WI 53556-5114 (608) 647-4729CONTRACTORS BONDING & INS CO IL PC 9025 N LINDBERGH DR 1979 1989 PEORIA IL 61615-1499 (309) 692-1000COREPOINTE INS CO MI PC 401 S OLD WOODWARD AVE STE 300 1964 1965 BIRMINGHAM MI 48009-6612 (734) 456-5510CORVESTA LIFE INS CO AZ LAH 4818 STARKEY RD 1965 1994 ROANOKE VA 24018 (800) 842-0875

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COUNTRY CAS INS CO IL PC P O BOX 2020 1999 1999 BLOOMINGTON IL 61702-2020 (309) 821-3000COUNTRY INVESTORS LIFE ASSUR CO IL LAH P O BOX 2020 1981 1999 BLOOMINGTON IL 61702-2020 (309) 821-3000COUNTRY LIFE INS CO IL LAH P O BOX 2020 1928 1965 BLOOMINGTON IL 61702-2020 (309) 821-3000COUNTRY MUTUAL INS CO IL PC P O BOX 2020 1925 1999 BLOOMINGTON IL 61702-2020 (309) 821-3000COUNTRY PREFERRED INS CO IL PC P O BOX 2020 1999 1999 BLOOMINGTON IL 61702-2020 (309) 821-3000COURTESY INS CO FL PC 500 JIM MORAN BLVD 1987 1995 DEERFIELD BEACH FL 33442-1723 (954) 429-2150COVENTRY FIRST LLC DE LSP 7111 VALLEY GREEN RD 1999 2001 FT WASHINGTON PA 19034-2209 (404) 233-7000COVENTRY HEALTH & LIFE INS CO MO LAH 6705 ROCKLEDGE DR 8TH FL 1968 1990 BETHESDA MD 20817 (717) 571-2474CPP WARRANTIES LLC DE WP 5100 GAMBLE DR STE 600 2003 2004 ST LOUIS PARK MN 55416 (952) 541-5807CREDIT SUISSE LIFE SETTLEMENTS LLC DE LSP 11 MADISON AVE FL 4 2007 2010 NEW YORK NY 10010-3698 (212) 538-6584CRESTBROOK INS CO OH PC 1 W NATIONWIDE BLVD 1985 2013 COLUMBUS OH 43215-2752 (614) 249-1545CROATIAN FRATERNAL UNION OF AMER PA FR 100 DELANEY DR 1897 1917 PITTSBURGH PA 15235 (412) 843-0380CROSS COUNTRY MOTOR CLUB OF CA INC CA MC 1 CABOT RD 1976 1981 MEDFORD MA 02155 (800) 833-5500CRUM & FORSTER INDEMNITY CO DE PC 305 MADISON AVE 2003 2003 MORRISTOWN NJ 07962 (973) 490-6609CSA FRATERNAL LIFE IL FR 2050 FINLEY RD STE 70 1854 1938 P O BOX 249 LOMBARD IL 60148 (630) 472-0500CSI LIFE INS CO NE LAH P O BOX 34888 1973 2006 OMAHA NE 68134 (402) 997-8000CT AUTO CLUB INC CA MC 3410 MIDCOURT RD #215 1968 1988 CARROLLTON TX 75006-5915 (214) 570-3012CUMIS INS SOCIETY INC IA PC P O BOX 1084 1960 1960 MADISON WI 53701 (608) 238-5851CUMIS MORTGAGE REINSURANCE CO WI PC P O BOX 391 2013 2013 5910 MINERAL POINT RD MADISON WI 53701 (608) 238-5851D & P HOLDINGS INC TX SCP 18 AUGUSTA PINES DR STE 220W 1993 2015 SPRING TX 77389-3241 (281) 364-8300

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DAIRYLAND INS CO WI PC 1800 N POINT DR 1965 1965 STEVENS POINT WI 54481 (715) 346-6000DAKOTA TRUCK UNDERWRITERS SD PC P O BOX 89310 1989 2006 SIOUX FALLS SD 57109 (605) 361-4142DARLINGTON MUTUAL INS CO WI TM 116 E LOUISA ST 1875 1875 DARLINGTON WI 53530 (608) 776-2319DEALERS ALLIANCE CORP OH WP 15920 ADDISON RD 1977 1998 ADDISON TX 75001 (972) 813-0716DEALERS ALLIANCE CORP OH VPP 15920 ADDISON RD 1977 2006 ADDISON TX 75001 (972) 813-0716DEALERS ASSURANCE CO OH PC 240 N 5TH ST STE 350 1935 1996 COLUMBUS OH 43215-2600 (614) 459-0364DEAN HEALTH INS INC WI LAH 1277 DEMING WAY 1995 1995 MADISON WI 53717-1971 (608) 836-1400DEAN HEALTH PLAN INC WI HMO 1277 DEMING WAY 1995 1995 MADISON WI 53717-1971 (608) 836-1400DEARBORN NATIONAL LIFE INS CO IL LAH 701 E 22ND ST 1966 1979 LOMBARD IL 60148 (630) 458-5745DEERFIELD INS CO IL PC 10 PARKWAY N 1911 1989 DEERFIELD IL 60015 (847) 572-6000DEGREE OF HONOR PROTECTIVE ASSN MN FR 287 W LAFAYETTE FRONTAGE RD 1971 1971 STE 200 ST PAUL MN 55107-3464 (651) 228-7600DELAWARE AMERICAN LIFE INS CO DE LAH 18210 CRANE NEST DR 3RD FL 1964 1979 TAMPA FL 33647 (813) 983-4100DELAWARE LIFE INS CO DE LAH 1 SUN LIFE EXECUTIVE PARK 1970 1973 WELLESLEY HILLS MA 02481 (781) 446-1523DELL MARKETING LP TX WP 1 DELL WAY MS 8602 1991 2011 ROUND ROCK TX 78682 (512) 338-4400DELTA DENTAL OF WI INC WI LAH P O BOX 828 1962 1965 STEVENS POINT WI 54481 (715) 344-6087DENT ZONE COMPANIES INC TX WP 5100 N OCONNOR BLVD STE 100 2007 2010 IRVING TX 75039-5594 (214) 393-2200DENTAL COM INS PLAN WI LSHO P O BOX 929 2003 2003 MARSHFIELD WI 54449 (715) 387-1702DENTAL PROTECTION PLAN INC WI LSHO 7130 W GREENFIELD AVE 1987 1987 WEST ALLIS WI 53214 (414) 259-9522DENTEGRA INS CO DE LAH 1 DELTA DR 1966 1997 MECHANICSBURG PA 17055 (717) 766-8500DENTISTS INS CO THE CA PC P O BOX 1582 1979 1995 SACRAMENTO CA 95812 (916) 554-5307DEPOSITORS INS CO IA PC 1 W NATIONWIDE BLVD 1-04-701 1983 1986 COLUMBUS OH 43215 (614) 249-1545

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DEVELOPERS SURETY & INDEMNITY CO IA PC 17771 COWAN STE 100 1956 1974 IRVINE CA 92614 (949) 263-3383DHD WARRANTY LLC WI WP 5233 PRESERVATION PL 2013 2013 SUN PRAIRIE WI 53590-9245 (608) 516-5366DIAMOND INS CO IL PC 1051 PERIMETER DR STE 1100 1996 2006 SCHAUMBURG IL 60173-5833 (847) 230-1331DIAMOND STATE INS CO IN PC 3 BALA PLZ STE 300E 1981 2000 BALA CYNWYD PA 19004 (610) 664-1500DIMENSION SERVICE CORP OH SCP 5500 FRANTZ RD STE 100 1994 2014 DUBLIN OH 43017-3545 (614) 726-3150DIMENSION SERVICE CORP OH WP 5500 FRANTZ RD STE 100 1994 2006 DUBLIN OH 43017-3545 (614) 726-3150DIRECT GENERAL LIFE INS CO SC LAH 1281 MURFREESBORO RD 1982 1984 NASHVILLE TN 37217 (615) 399-4700DIRECT NATIONAL INS CO AR PC 1281 MURFREESBORO RD 1945 1953 NASHVILLE TN 37217 (615) 399-4700DISCOVER PROPERTY & CAS INS CO CT PC 1 TOWER SQ 1978 1980 HARTFORD CT 06183 (860) 277-0111DISTRICTS MUTUAL INS WI PC 212 W PINEHURST TRL 2004 2004 DAKOTA DUNES SD 57049 (608) 821-0600DOCTORS CO AN INTERINSURANCE EXCHANGE THE CA PC P O BOX 2900 1975 1989 NAPA CA 94558-0900 (707) 226-0100DONEGAL MUTUAL INS CO PA PC 1195 RIVER RD 1889 2007 MARIETTA PA 17547-0302 (717) 426-1931DORINCO REINSURANCE CO MI PC 1320 WALDO AVE STE 200 1977 1989 MIDLAND MI 48642 (989) 636-0047DSM USA INS CO INC TX LAH 465 MEDFORD ST 1901 1973 BOSTON MA 02129 (617) 886-1000DUPONT MUTUAL INS CO WI TM P O BOX 175 1883 1883 104 S MAIN ST MARION WI 54950-0175 (715) 754-2525EAGLE LIFE INS CO IA LAH P O BOX 71216 2008 2009 DES MOINES IA 50325 (515) 221-0002EAGLE POINT MUTUAL INS CO WI PC P O BOX 456 1879 1879 CHIPPEWA FALLS WI 54729-0456 (715) 723-9333EASTCASTLE PL INC WI CC 2505 E BRADFORD AVE 1884 1985 MILWAUKEE WI 53211 (414) 332-8610EASTERN ADVANTAGE ASSUR CO PA PC P O BOX 83777 2007 2011 LANCASTER PA 17608-3777 (855) 533-3444EASTERN ALLIANCE INS CO PA PC P O BOX 83777 1997 2007 LANCASTER PA 17608-3777 (855) 533-3444EASTGUARD INS CO PA PC P O BOX A-H 1827 2001 WILKES-BARRE PA 18703 (570) 825-9900

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ECOBLOCK INC TX VPP 15920 ADDISON RD 2002 2008 ADDISON TX 75001-3290 (972) 813-0913ECONOMY FIRE & CAS CO IL PC P O BOX 350 1935 1954 WARWICK RI 02887 (401) 827-2400ECONOMY PREFERRED INS CO IL PC 700 QUAKER LN 1979 1980 WARWICK RI 02886 (401) 827-2400ECONOMY PREMIER ASSUR CO IL PC P O BOX 350 1980 1986 WARWICK RI 02887 (401) 827-2400ECP INCORPORATED IL SCP 11210 KATHERINE XING STE 100 1975 2014 WOODRIDGE IL 60517-4043 (630) 754-4200EFG HOME SERVICES LLC TX SCP 122 W CARPENTER FREEWAY FL 6 2010 2015 IRVING TX 75039 (800) 527-1984ELCO MUTUAL LIFE & ANNUITY IL LAH 916 SHERWOOD DR 1946 1946 LAKE BLUFF IL 60044-2285 (847) 295-6000ELECTRIC INS CO MA PC 75 SAM FONZO DR 1966 1972 BEVERLY MA 01915 (978) 921-2080ELECTROLUX WARRANTY CORP NV WP COZEN OCONNOR 2001 2002 1 N CLEMATIS ST STE 510 WEST PALM BEACH FL 33401 (561) 515-5256ELLINGTON MUTUAL INS CO WI PC P O BOX 356 1878 1878 HORTONVILLE WI 54944 (920) 779-4515EMC NATIONAL LIFE CO IA LAH P O BOX 9202 1962 1967 DES MOINES IA 50306 (515) 237-2000EMC PROPERTY & CAS CO IA PC P O BOX 712 1953 2000 DES MOINES IA 50306-0712 (515) 345-2706EMCASCO INS CO IA PC P O BOX 712 1958 1962 DES MOINES IA 50306-0712 (515) 345-2706EMPHESYS INS CO TX LAH P O BOX 740036 1978 1984 LOUISVILLE KY 40201 (502) 580-1000EMPIRE FIRE & MARINE INS CO NE PC 1400 AMERICAN LN TOWER 1 1954 1973 18TH FL SCHAUMBURG IL 60196 (847) 605-6000EMPLOYERS ASSURANCE CO FL PC 10375 PROFESSIONAL CIR 1979 1980 RENO NV 89521-4802 (775) 327-2700EMPLOYERS COMPENSATION INS CO CA PC 10375 PROFESSIONAL CIR 2002 2012 RENO NV 89521-4802 (775) 327-2700EMPLOYERS FIRE INS CO THE PA PC 1880 JOHN F KENNEDY BLVD 1921 1923 STE 801 PHILADELPHIA PA 19103-7443 (215) 665-5000EMPLOYERS INS CO OF WAUSAU WI PC 175 BERKELEY ST 1911 1911 BOSTON MA 02116-5066 (715) 845-5211EMPLOYERS MUTUAL CAS CO IA PC P O BOX 712 1911 1945 DES MOINES IA 50306-0712 (515) 345-2706

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EMPLOYERS PREFERRED INS CO FL PC 10375 PROFESSIONAL CIR 1995 2007 RENO NV 89521-4802 (775) 327-2700EMPLOYERS REASSURANCE CORP KS LAH P O BOX 2981 1986 1986 MISSION KS 66201 (913) 982-3700EMPLOYES MUTUAL BENEFIT ASSN WI FR 231 W MICHIGAN ST P244 1912 1914 MILWAUKEE WI 53203 (414) 221-2706ENCOMPASS INDEMNITY CO IL PC 3075 SANDERS RD STE H1E 1984 2003 NORTHBROOK IL 60062 (847) 402-5000ENCOMPASS INS CO OF AMER IL PC 2775 SANDERS RD STE H1E 1994 2003 NORTHBROOK IL 60062 (847) 402-5000ENDURANCE AMERICAN INS CO DE PC 333 WESTCHESTER AVE 1996 1997 WHITE PLAINS NY 10604 (914) 468-8000ENDURANCE DEALER SERVICES LLC IL SCP 400 SKOKIE BLVD STE 105 2010 2014 NORTHBROOK IL 60062-7937 (877)414-0134ENDURANCE RISK SOLUTIONS ASSUR CO DE PC 333 WESTCHESTER AVE 1986 1988 WHITE PLAINS NY 10604 (914) 468-8000ENGELHART INC WI SCP 1589 GREENWAY CROSS 2012 2014 MADISON WI 53713-3112 (608) 274-2366ENTERPRISE FINANCIAL GROUP INC TX SCP 122 W CARPENTER FWY 6TH FL 1977 2013 IRVING TX 75039 (800) 527-1984ENTERPRISE FINANCIAL GROUP INC TX WP 122 W CARPENTER FWY 6TH FL 1977 1992 IRVING TX 75039 (800) 527-1984ENTERPRISE LIFE INS CO TX LAH 3100 BURNETT PLZ 1978 1992 801 CHERRY ST #33 FORT WORTH TX 76102 (817) 878-3300ENTITLE INS CO OH TI 3 SUMMIT PARK DR STE 525 1978 2010 INDEPENDENCE OH 44131 (216) 524-3400ENVISION INS CO OH LAH 2181 E AURORA RD 2006 2008 TWINSBURG OH 44087 (330) 405-8089EPIC LIFE INS CO THE WI LAH P O BOX 14196 1984 1984 MADISON WI 53708-0196 (608) 221-6882EQUITABLE LIFE & CAS INS CO UT LAH P O BOX 2460 1935 2009 SALT LAKE CITY UT 84110 (801) 579-3400EQUITRUST LIFE INS CO IL LAH 7100 WESTOWN PKWY STE 200 1966 1969 WEST DES MOINES IA 50266-2521 (317) 816-9038ERIE FAMILY LIFE INS CO PA LAH 100 ERIE INS PL 1967 2000 ERIE PA 16530 (814) 870-2000ERIE INS CO PA PC 100 ERIE INS PL 1972 2000 ERIE PA 16530 (814) 870-2000ERIE INS CO OF NY NY PC 100 ERIE INS PL 1885 2007 ERIE PA 16530 (814) 870-2000ERIE INS EXCHANGE PA PC 100 ERIE INS PL 1925 2000 ERIE PA 16530 (814) 870-2000

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ERIE INS PROPERTY & CAS CO PA PC 100 ERIE INS PL 1993 2000 ERIE PA 16530 (814) 870-2000ESECURITEL HOLDINGS LLC DE SCP 2325 LAKEVIEW PKWY STE 700 2005 2013 ALPHARETTA GA 30009-7921 (678) 389-6219ESSENT GUARANTY INC PA PC 2 RADNOR CORP CTR 2008 2009 100 MATSONFORD RD RADNOR PA 19087 (610) 230-0555ESSENTIA INS CO MO PC 10 PARKWAY N 1979 1983 DEERFIELD IL 60015-2526 (847) 572-6000ESURANCE INS CO WI PC 650 DAVIS ST 1933 2005 SAN FRANCISCO CA 94111 (415) 875-4500ESURANCE INS CO OF NJ WI PC 650 DAVIS ST 1919 1958 SAN FRANCISCO CA 94111 (415) 875-4500ESURANCE PROPERTY & CAS INS CO WI PC 650 DAVIS ST 1987 2005 SAN FRANCISCO CA 94111 (415) 875-4500ETHOS ADMINISTRATIVE SERVICES INC TX SCP 5215 N OCONNOR BLVD STE 1200 1996 2014 IRVING TX 75039-3740 (972) 331-1000EULER HERMES NORTH AMER INS CO MD PC 800 RED BROOK BLVD 1893 1899 OWINGS MILLS MD 21117 (410) 753-0718EVEREST NATIONAL INS CO DE PC P O BOX 830 1985 1995 LIBERTY CORNER NJ 07938-0830 (908) 604-3000EVEREST REINSURANCE CO DE PC P O BOX 830 1973 1975 LIBERTY CORNER NJ 07938-0830 (908) 604-3000EVERGREEN NATIONAL INDEMNITY CO OH PC 6140 PARKLAND BLVD STE 321 1939 1957 MAYFIELD HEIGHTS OH 44124 (440) 229-3420EVERGREEN RETIREMENT COMMUNITY INC WI CC 1130 N WESTFIELD ST 1965 1984 OSHKOSH WI 54901 (920) 233-2340EVERSPAN FINANCIAL GUARANTEE CORP WI PC 1 STATE ST PLZ 15TH FL 1968 1968 NEW YORK NY 10004 (212) 668-0340EXCALIBUR REINSURANCE CORP PA PC 1880 JFK BLVD STE 801 1980 1991 PHILADELPHIA PA 19103 (215) 665-5000EXECUTIVE RISK INDEMNITY INC DE PC 15 MOUNTAIN VIEW RD 1977 1993 WARREN NJ 07059 (908) 903-2000EXPLORE INFORMATION SERVICES LLC MO RS 1580 N POINT PRAIRIE RD 2010 2010 FORISTELL MO 63348-1034 (636) 639-1880EXPRESS SYSTEMS INC CA VPP 25541 COMMERCENTRE DR STE 100 1994 2009 LAKE FOREST CA 92630 (949) 789-6220EXPRESS SYSTEMS INC CA SCP 25541 COMMERCENTRE DR STE 100 1994 2013 LAKE FOREST CA 92630 (949) 789-6220EXTENDED SERVICE CONTRACT ADVISORS LLC WI SCP 808 CARMICHAEL RD # 321 2009 2015 HUDSON WI 54016-7759 (651) 343-0330EXTENDED VEHICLE PROTECTION LLC MI SCP 1000 CHRYSLER DR 2013 2014 AUBURN HILLS MI 48326-2766 (586) 497-3083

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FABCO EQUIPMENT INC WI WP 11200 W SILVER SPRING RD 1982 2002 MILWAUKEE WI 53225 (414) 461-9100FACTORY MUTUAL INS CO RI PC P O BOX 7500 1968 1968 JOHNSTON RI 02919 (401) 275-3000FAIR AMERICAN INS & REINSURANCE CO NY PC 165 BROADWAY 1977 1980 1 LIBERTY PLZ NEW YORK NY 10006 (212) 770-2200FAIRHAVEN CORP WI CC 435 W STARIN RD 1960 1977 WHITEWATER WI 53190 (262) 473-2140FALL CREEK MUTUAL INS CO WI TM P O BOX 186 1875 1875 140 S STATE ST FALL CREEK WI 54742 (715) 877-2771FALLS LAKE NATIONAL INS CO OH PC P O BOX 97488 1974 1974 RALEIGH NC 27624-7488 (919) 882-3500FAMILY HERITAGE LIFE INS CO OF AMER OH LAH P O BOX 470608 1989 2005 CLEVELAND OH 44147 (440) 922-5200FAMILY LIFE INS CO TX LAH 10777 NORTHWEST FWY 1949 1960 HOUSTON TX 77092 (713) 529-0045FAMILY SERVICE LIFE INS CO TX LAH 7 HANOVER SQ 1955 1987 NEW YORK NY 10004 (212) 598-8829FARM BUREAU LIFE INS CO IA LAH 5400 UNIVERSITY AVE 1944 1993 WEST DES MOINES IA 50266 (515) 225-5400FARMERS AUTOMOBILE INS ASSN THE IL PC 2505 COURT ST 1921 1964 PEKIN IL 61558 (309) 346-1161FARMERS INS EXCHANGE CA PC P O BOX 2478 1928 1954 TERMINAL ANNEX LOS ANGELES CA 90051 (323) 932-3200FARMERS MUTUAL HAIL INS CO OF IA IA PC 6785 WESTOWN PKWY 1893 1932 WEST DES MOINES IA 50266 (515) 282-9104FARMERS NEW WORLD LIFE INS CO WA LAH 3003 77TH AVE SE 1910 1921 MERCER ISLAND WA 98040-2837 (206) 232-8400FARMERS SPECIALTY INS CO MI PC P O BOX 2450 1983 1998 GRAND RAPIDS MI 49501 (616) 942-3000FARMERS TOWN MUTUAL INS CO WI TM 400 EAST ST STE 105 1876 1876 WILTON WI 54670 (608) 435-6901FARMERS UNION MUTUAL INS CO ND PC P O BOX 2020 1944 2006 JAMESTOWN ND 58402 (701) 252-2702FARMINGTON CAS CO CT PC 1 TOWER SQ 1982 1985 HARTFORD CT 06183 (860) 277-0111FARMINGTON MUTUAL INS CO WI PC 264 STATE RD 35 1878 1878 OSCEOLA WI 54020 (715) 294-3186FARMLAND MUTUAL INS CO IA PC 1 W NATIONWIDE BLVD 1-04-701 1909 1948 COLUMBUS OH 43215-2220 (614) 249-1545

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FEDERAL INS CO IN PC 15 MOUNTAIN VIEW RD 1901 1903 WARREN NJ 07059 (908) 903-2000FEDERAL LIFE INS CO (MUTUAL) IL LAH 3750 W DEERFIELD RD 1899 1950 RIVERWOODS IL 60015 (847) 520-1900FEDERAL WARRANTY SERVICE CORP IL SCP 260 INTERSTATE NORTH CIR SE 1988 2015 ATLANTA GA 30339 (305) 253-2244FEDERAL WARRANTY SERVICE CORP CA WP 260 INTERSTATE NORTH CIR SE 1993 1995 ATLANTA GA 30339 (305) 253-2244FEDERATED LIFE INS CO MN LAH 121 E PARK SQ 1958 1966 OWATONNA MN 55060 (507) 455-5200FEDERATED MUTUAL INS CO MN PC 121 E PARK SQ 1904 1914 OWATONNA MN 55060 (507) 455-5200FEDERATED RURAL ELECTRIC INS EXCHANGE KS PC P O BOX 15147 1957 1959 LENEXA KS 66214 (913) 541-0150FEDERATED SERVICE INS CO MN PC 121 E PARK SQ 1972 1998 OWATONNA MN 55060 (507) 455-5200FIDELITY & GUARANTY LIFE INS CO IA LAH 699 WALNUT ST STE 400 1959 1960 DES MOINES IA 50309 (888) 697-5433FIDELITY AND DEPOSIT CO OF MD MD PC 1400 AMERICAN LN TOWER 1 1969 1982 19TH FL SCHAUMBURG IL 60196 (847) 605-6000FIDELITY AND GUARANTY INS CO IA PC 385 WASHINGTON ST 1977 1979 ST PAUL MN 55102 (651) 310-7911FIDELITY AND GUARANTY INS UNDERWRITERS INC WI PC 1 TOWER SQ 1951 1959 HARTFORD CT 06183-0001 (651) 310-7911FIDELITY INVESTMENTS LIFE INS CO UT LAH 100 SALEM ST O2N 1981 1984 SMITHFIELD RI 02917 (801) 537-2070FIDELITY LIFE ASSN A LEGAL RESERVE LIFE INS CO IL LAH 8700 W BRYN MAWR AVE STE 900S 1896 1899 CHICAGO IL 60631 (312) 379-2397FIDELITY NATIONAL TITLE INS CO CA TI 601 RIVERSIDE AVE 1981 2003 JACKSONVILLE FL 32204-2946 (904) 854-8100FIDELITY SECURITY LIFE INS CO MO LAH 3130 BROADWAY ST 1969 1975 KANSAS CITY MO 64111 (816) 756-1060FIDELITY WARRANTY SERVICES INC FL WP 500 JIM MORAN BLVD 1978 1993 DEERFIELD BEACH FL 33442 (954) 429-2103FIDELITY WARRANTY SERVICES INC FL VPP P O BOX 8567 1978 2005 DEERFIELD BEACH FL 33443 (954) 596-3158FINANCIAL AMERICAN LIFE INS CO KS LAH P O BOX 77-0250 1964 1970 MIAMI FL 33177 (305) 234-1771FINANCIAL GUARANTY INS CO NY PC 521 5TH AVE FL 15 1972 1972 NEW YORK NY 10175-1201 (212) 312-3000FINANCIAL INDEMNITY CO IL PC P O BOX 223687 1945 1995 DALLAS TX 75222-3687 (972) 690-5500

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FINANCIAL PACIFIC INS CO CA PC P O BOX 73909 1986 1999 CEDAR RAPIDS IA 52407 (319) 399-5700FINIAL REINSURANCE CO CT PC 3024 HARNEY ST 1990 1996 OMAHA NE 68131 (402) 916-3000FIRE INS EXCHANGE CA PC P O BOX 2478 1942 1954 TERMINAL ANNEX LOS ANGELES CA 90051 (323) 932-3200FIREMANS FUND INS CO CA PC 777 SAN MARIN DR 1958 1967 NOVATO CA 94998 (415) 899-2000FIREMENS INS CO OF WA DC DE PC 4820 LAKE BROOK DR 1837 2007 GLEN ALLEN VA 23060 (804) 285-2700FIRST ALLMERICA FINANCIAL LIFE INS CO MA LAH 132 TURNPIKE RD STE 210 1844 1947 SOUTHBOROUGH MA 01772-2132 (508) 460-2400FIRST AMERICAN HOME BUYERS PROTECTION CORP CA WP P O BOX 8030 1984 2002 WEST HILLS CA 91309 (818) 374-7416FIRST AMERICAN PROPERTY & CAS INS CO CA PC 4 FIRST AMERICAN WAY 1977 1992 SANTA ANA CA 92707 (714) 560-7904FIRST AMERICAN TITLE GUARANTY CO TX TI 1 FIRST AMERICAN WAY 1983 2000 SANTA ANA CA 92707 (714) 250-3224FIRST AMERICAN TITLE INS CO NE TI 1 FIRST AMERICAN WAY 1968 1990 SANTA ANA CA 92707 (714) 250-3000FIRST AUTOMOTIVE SERVICE CORP NM WP 15920 ADDISON RD 2000 2003 ADDISON TX 75001 (877) 853-7613FIRST CATHOLIC SLOVAK LADIES ASSN OF THE OH FR 24950 CHAGRIN BLVD 1899 1941 UNITED STATES OF AMER BEACHWOOD OH 44122 (800) 464-4642FIRST CATHOLIC SLOVAK UNION USA OH FR 6611 ROCKSIDE RD 1892 1940 INDEPENDENCE OH 44131 (216) 642-9406FIRST CHICAGO INS CO IL PC P O BOX 389508 1920 1921 BEDFORD PARK IL 60638 (708) 552-4422FIRST COLONIAL INS CO FL PC 1776 AMERICAN HERITAGE LIFE DR 1987 2001 JACKSONVILLE FL 32224 (904) 992-1776FIRST CONTINENTAL LIFE & ACCIDENT INS CO TX LAH 101 PARKLANE BLVD STE 301 1979 1979 SUGAR LAND TX 77478 (281) 313-7150FIRST DAKOTA INDEMNITY CO SD PC P O BOX 89310 1995 2006 SIOUX FALLS SD 57109 (605) 361-4142FIRST EXTENDED SERVICE CORP OF FL FL WP 1345 RIVER BEND DR STE 200 1995 2002 DALLAS TX 75247 (800) 527-3448FIRST FINANCIAL INS CO IL PC 238 INTERNATIONAL RD 1970 1983 BURLINGTON NC 27215 (336) 586-2500FIRST GUARD INS CO AZ PC 200 NOKOMIS AVE S FL 4 1996 2005 VENICE FL 34285-2315 (941) 485-6210FIRST HEALTH LIFE & HEALTH INS CO TX LAH 3200 HIGHLAND AVE 1978 1980 DOWNERS GROVE IL 60515 (630) 737-7900

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FIRST LIBERTY INS CORP THE IL PC 175 BERKELEY ST 1989 1990 BOSTON MA 02116-5066 (617) 357-9500FIRST NATIONAL INS CO OF AMER NH PC 175 BERKELEY ST 1928 1930 BOSTON MA 02116-5066 (617) 357-9500FIRST NONPROFIT INS CO DE PC 1 S WACKER DR STE 2380 1978 2005 CHICAGO IL 60606 (312) 715-3010FIRST PENN-PACIFIC LIFE INS CO IN LAH 100 N GREENE ST 1963 1981 GREENSBORO NC 27401 (260) 455-2000FLAGSHIP CITY INS CO PA PC 100 ERIE INS PL 1992 2000 ERIE PA 16530-0001 (814) 870-2000FLORISTS MUTUAL INS CO IL PC P O BOX 428 1887 1953 EDWARDSVILLE IL 62025 (618) 656-4240FLYWAY MUTUAL INS CO WI TM P O BOX 308 1874 1874 WAUPUN WI 53963 (920) 324-2571FMH AG RISK INS CO IA PC 6785 WESTOWN PKWY 1979 1989 WEST DES MOINES IA 50266-7732 (515) 267-3000FORD AUTO CLUB INC DE MC 1 AMERICAN RD STE 2804/MD7480 1981 1987 DEARBORN MI 48126 (313) 594-0019FORD MOTOR SERVICE CO MI SCP 1 AMERICAN RD MD 7480 2012 2012 DEARBORN MI 48126 (313) 248-8078FORD MOTOR SERVICE CO MI WP 1 AMERICAN RD STE MD 7480 1997 1998 DEARBORN MI 48126 (313) 248-8078FOREMOST INS CO GRAND RAPIDS MI MI PC P O BOX 2450 1952 1955 GRAND RAPIDS MI 49501 (616) 956-8476FOREMOST PROPERTY & CAS INS CO MI PC P O BOX 2450 1984 1990 GRAND RAPIDS MI 49501 (616) 942-3000FOREMOST SIGNATURE INS CO MI PC P O BOX 2450 1982 1984 GRAND RAPIDS MI 49501 (616) 942-3000FORESIGHT SERVICES GROUP INC TX SCP 3948 LEGACY DR STE 106-382 1996 2013 PLANO TX 75023 (972) 542-1890FORESTERS LIFE INS & ANNUITY CO NY LAH RARITAN PLZ 1 1962 1991 P O BOX 7836 EDISON NJ 08818 (212) 858-8200FORETHOUGHT LIFE INS CO IN LAH 300 N MERDIAN ST STE 1800 1980 1982 INDIANAPOLIS IN 46204 (317) 223-2700FORTRESS INS CO IL PC 6133 N RIVER RD STE 650 1997 2003 ROSEMONT IL 60018 (847) 384-0062FORTUITY INS CO MI PC 1 MUTUAL AVE 1999 2003 FRANKENMUTH MI 48787 (989) 652-6121FORWARD MUTUAL INS CO WI TM W1202 GLENVIEW AVE 1875 1876 IXONIA WI 53036-9746 (920) 261-6616FOUNDERS INS CO IL PC 1111 E TOUHY AVE STE 300 1972 1994 DES PLAINES IL 60018 (847) 768-0040

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FRANKENMUTH MUTUAL INS CO MI PC 1 MUTUAL AVE 1921 1972 FRANKENMUTH MI 48787 (989) 652-6121FRANKLIN FARMERS MUTUAL INS CO WI TM 146 W JEFFERSON ST 1877 1877 SPRING GREEN WI 53588 (608) 588-2081FREEDOM SPECIALTY INS CO OH PC 1 W NATIONWIDE BLVD DSPF-76 1929 2013 COLUMBUS OH 43215-2220 (614) 249-1545FREMONT INS CO MI PC 933 E MAIN ST 1876 2010 FREMONT MI 49412-9751 (231) 924-0300FRESENIUS HEALTH PLANS INS CO IN LAH 3711 S MO PAC EXPY BLDG 2 1974 1982 AUSTIN TX 78746-8014 (317) 488-6000FUNERAL DIRECTORS LIFE INS CO TX LAH P O BOX 5649 1981 1998 ABILENE TX 79608 (325) 695-3412GAI WARRANTY CO OH WP 301 E 4TH ST 2001 2006 CINCINNATI OH 45202 (513) 287-8233GARDEN STATE LIFE INS CO TX LAH 1 MOODY PLZ 1956 1964 GALVESTON TX 77550 (409) 763-4661GARRISON PROPERTY & CAS INS CO TX PC 9800 FREDERICKSBURG RD 1900 1913 SAN ANTONIO TX 78288 (210) 498-8000GATEWAY INS CO MO PC 150 NW POINT BLVD FL 3 1986 1999 ELK GROVE VILLAGE IL 60007-1015 (847) 472-6700GBU FINANCIAL LIFE PA FR 4254 CLAIRTON BLVD 1892 1935 PITTSBURGH PA 15227 (412) 884-5100GEICO ADVANTAGE INS CO NE PC 1 GEICO PLZ 2011 2012 WASHINGTON DC 20076 (301) 986-2669GEICO CAS CO MD PC 1 GEICO PLZ 1982 1996 WASHINGTON DC 20076 (301) 986-2669GEICO CHOICE INS CO NE PC 1 GEICO PLZ 2011 2012 WASHINGTON DC 20076 (301) 986-2669GEICO GENERAL INS CO MD PC 1 GEICO PLZ 1978 1978 WASHINGTON DC 20076 (301) 986-2669GEICO INDEMNITY CO MD PC 1 GEICO PLZ 1961 1963 WASHINGTON DC 20076 (301) 986-2669GEICO MARINE INS CO MD PC 880 S PICKETT ST 1989 2005 ALEXANDRIA VA 22304-4606 (703) 823-9550GEICO SECURE INS CO NE PC 1 GEICO PLZ 2011 2012 WASHINGTON DC 20076 (301) 986-2669GENERAL AMERICAN LIFE INS CO MO LAH 18210 CRANE NEST DR 3RD FL 1933 1968 TAMPA FL 33647 (314) 843-8700GENERAL CAS CO OF WI WI PC 1 GENERAL DR 1925 1925 SUN PRAIRIE WI 53596 (608) 837-4440GENERAL CAS INS CO WI PC 1 GENERAL DR 1972 1991 SUN PRAIRIE WI 53596 (608) 837-4440

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GENERAL FIDELITY LIFE INS CO SC LAH 150 N COLLEGE ST NC1-028-20-01 1980 1982 CHARLOTTE NC 28255 (980) 386-3640GENERAL INS CO OF AMER NH PC 175 BERKELEY ST 1923 1926 BOSTON MA 02116-5066 (617) 357-9500GENERAL RE LIFE CORP CT LAH 120 LONG RIDGE RD 1967 1987 STAMFORD CT 06902 (203) 352-3000GENERAL REINSURANCE CORP DE PC 120 LONG RIDGE RD 1970 1971 STAMFORD CT 06902 (203) 328-5000GENERAL SECURITY NATIONAL INS CO NY PC 199 WATER ST STE 2100 1980 1985 NEW YORK NY 10038 (212) 480-1900GENERAL STAR NATIONAL INS CO DE PC 120 LONG RIDGE RD 1864 1922 STAMFORD CT 06902 (203) 328-6010GENERALI (UNITED STATES BRANCH) NY PC 250 GREENWICH ST 1831 1984 7 WORLD TRADE CTR 33RD FL NEW YORK NY 10007 (212) 602-7600GENERATION LIFE INS CO AZ LAH P O BOX 459 1965 1988 COLUMBIA TN 38402-0459 (855) 436-4533GENESIS INS CO CT PC 120 LONG RIDGE RD 1976 1984 STAMFORD CT 06902 (203) 328-5000GENWORTH FINANCIAL ASSUR CORP NC PC 8325 SIX FORKS RD 1992 1992 RALEIGH NC 27615-2959 (919) 846-4100GENWORTH LIFE & ANNUITY INS CO VA LAH 6604 W BROAD ST 1871 1981 RICHMOND VA 23230 (804) 662-2400GENWORTH LIFE INS CO DE LAH 6604 W BROAD ST 1956 1979 RICHMOND VA 23230 (804) 662-2400GENWORTH MORTGAGE INS CORP NC PC 8325 SIX FORKS RD 1980 1981 RALEIGH NC 27615-2959 (919) 846-4100GENWORTH MORTGAGE INS CORP OF NC NC PC 8325 SIX FORKS RD 1961 1979 RALEIGH NC 27615-2959 (919) 846-4100GEORGE VETESNIK MOTORS INC WI SCP 27475 HIGHWAY 14 2012 2014 RICHLAND CENTER WI 53581 (608) 647-8808GEOVERA INS CO CA PC 1455 OLIVER RD 1997 2005 FAIRFIELD CA 94534-1900 (707) 863-3700GERBER LIFE INS CO NY LAH 1311 MAMARONECK AVE 1967 1971 WHITE PLAINS NY 10605 (914) 272-4000GERMANTOWN MUTUAL INS CO WI PC P O BOX 1020 1854 1854 GERMANTOWN WI 53022-8220 (262) 509-2212GLENN CURTISS MOTORSPORTS INC WI SCP 4345 HIGHWAY 33 2005 2014 WEST BEND WI 53095 (262) 338-3684GLOBAL AEROSPACE INC NJ RS 1 SYLVAN WAY 2000 2000 PARSSIPPANY NJ 07054 (973) 490-8500

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GLOBAL AUTO SOLUTIONS INC OH SCP 14000 QUAIL SPRINGS PKWY 2012 2012 STE 2500 OKLAHOMA CITY OK 73134-2618 (405) 844-9066GLOBAL REINSURANCE CORP OF AMER NY PC 125 BROAD ST FL 5 1940 1971 NEW YORK NY 10004-2440 (212) 493-9338GLOBAL WARRANTY GROUP LLC NY WP 500 MIDDLE COUNTRY RD STE 100 2001 2012 ST JAMES NY 11780-3236 (631) 750-0300GLOBE LIFE & ACCIDENT INS CO NE LAH GLOBE LIFE CTR 1979 1979 OKLAHOMA CITY OK 73184 (405) 270-1400GM MOTOR CLUB INC NC MC P O BOX 3199 1995 1996 WINSTON SALEM NC 27102-3199 (336) 770-3067GMAC SERVICE AGREEMENT CORP MI WP 300 GALLERIA OFFICENTRE STE 200 1998 2001 SOUTHFIELD MI 48034 (248) 263-6900GOLDEN RULE INS CO IN LAH 7440 WOODLAND DR 1940 1983 INDIANAPOLIS IN 46278 (317) 290-8100GOVERNMENT EMPLOYEES INS CO MD PC 1 GEICO PLZ 1937 1947 WASHINGTON DC 20076-0001 (301) 986-2669GOVERNMENT PERSONNEL MUTUAL LIFE INS CO TX LAH 2211 NE LOOP 410 1934 2003 SAN ANTONIO TX 78217-4630 (210) 357-2222GOVERNMENTAL INTERINSURANCE EXCHANGE IL PC P O BOX 157 1977 1995 BLOOMINGTON IL 61702 (309) 663-1393GRANGE INDEMNITY INS CO OH PC 671 S HIGH ST 1995 1996 COLUMBUS OH 43206 (614) 445-2900GRANGE LIFE INS CO OH LAH P O BOX 1218 1968 1996 COLUMBUS OH 43216 (614) 445-2900GRANGE MUTUAL CAS CO OH PC 671 S HIGH ST 1935 1996 COLUMBUS OH 43206 (614) 445-2900GRANITE RE INC OK PC 14001 QUAILBROOK DR 1986 2001 OKLAHOMA CITY OK 73134 (405) 752-2600GRANITE STATE INS CO IL PC 175 WATER ST FL 18 1885 1908 NEW YORK NY 10038-4976 (212) 770-7000GRAY INS CO THE LA PC P O BOX 6202 1977 2000 METAIRIE LA 70009 (504) 888-7790GREAT AMERICAN ALLIANCE INS CO OH PC 301 E FOURTH ST 1945 1979 CINCINNATI OH 45202 (513) 369-5000GREAT AMERICAN ASSUR CO OH PC 301 E FOURTH ST 1905 1905 CINCINNATI OH 45202 (513) 369-5000GREAT AMERICAN INS CO OH PC 301 E FOURTH ST 1942 1947 CINCINNATI OH 45202 (513) 369-5000GREAT AMERICAN INS CO OF NY NY PC 301 E FOURTH ST 1947 1948 CINCINNATI OH 45202 (513) 369-5000GREAT AMERICAN LIFE INS CO OH LAH P O BOX 5420 1959 1961 CINCINNATI OH 45201 (513) 357-3300

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GREAT AMERICAN SECURITY INS CO OH PC 301 E FOURTH ST 1987 1991 CINCINNATI OH 45202 (513) 369-5000GREAT AMERICAN SPIRIT INS CO OH PC 301 E FOURTH ST 1988 1989 CINCINNATI OH 45202 (513) 369-5000GREAT DIVIDE INS CO ND PC P O BOX 1594 1986 1986 DES MOINES IA 50306-1594 (480) 951-0905GREAT MIDWEST INS CO TX PC 800 GESSNER RD STE 600 1985 1991 HOUSTON TX 77024-4538 (713) 935-0226GREAT NORTHERN INS CO IN PC 15 MOUNTAIN VIEW RD 1952 1953 WARREN NJ 07059 (908) 903-2000GREAT NORTHWEST INS CO MN PC 332 MINNESOTA ST STE W1800 1986 1989 ST PAUL MN 55101-1314 (612) 276-6250GREAT PLAINS CAS INC IA PC P O BOX 68 2007 2013 CEDAR RAPIDS IA 52406-0068 (319) 390-2691GREAT SOUTHERN LIFE INS CO TX LAH P O BOX 410288 1979 1982 KANSAS CITY MO 64141-0288 (816) 391-2000GREAT WEST CAS CO NE PC P O BOX 277 1956 1972 S SIOUX CITY NE 68776 (402) 494-2411GREAT WESTERN INS CO UT LAH P O BOX 3428 1983 1999 OGDEN UT 84409 (801) 689-1401GREAT-WEST LIFE & ANNUITY INS CO CO LAH 8515 E ORCHARD RD 1907 1964 GREENWOOD VILLAGE CO 80111 (303) 737-3000GREAT-WEST LIFE ASSUR CO THE MI LAH 8515 E ORCHARD RD 1891 1967 GREENWOOD VILLAGE CO 80111 (303) 737-3000GREATER NEW YORK MUTUAL INS CO NY PC 200 MADISON AVE 1927 1963 NEW YORK NY 10016 (212) 683-9700GREEK CATHOLIC UNION OF THE USA PA FR 5400 TUSCARAWAS RD 1893 1995 BEAVER PA 15009 (724) 495-3400GREEN COUNTY MUTUAL INS CO WI TM 326 6TH ST 1873 1873 MONROE WI 53566 (608) 325-3416GREENWICH INS CO DE PC SEAVIEW HOUSE 1946 1973 70 SEAVIEW AVE STAMFORD CT 06902-6073 (203) 964-5200GRINNELL ADVISORY CO IA RS GRINNELL MUTUAL REINS CO 2005 2005 P O BOX 790 GRINNELL IA 50112 (642) 269-8000GRINNELL MUTUAL REINSURANCE CO IA PC P O BOX 790 1909 1980 GRINNELL IA 50112 (641) 269-8000GRINNELL SELECT INS CO IA PC P O BOX 790 1984 1995 GRINNELL IA 50112 (641) 269-8000GROUP HEALTH COOPERATIVE OF EAU CLAIRE WI HMO P O BOX 3217 1972 1976 EAU CLAIRE WI 54702 (715) 552-4300

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GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WI WI HMO P O BOX 44971 1972 1975 MADISON WI 53744 (608) 251-4156GS ADMINISTRATORS INC TX SCP 1345 ENCLAVE PKWY 1988 2013 HOUSTON TX 77077-2026 (713) 580-3100GUARANTEE CO OF NORTH AMER USA THE MI PC 1 TOWNE SQ STE 1470 1990 1997 SOUTHFIELD MI 48076 (248) 281-0281GUARANTEE INS CO FL PC 401 E LAS OLAS BLVD STE 1640 1965 1979 FORT LAUDERDALE FL 33301 (954) 670-2900GUARANTEE TRUST LIFE INS CO IL LAH 1275 MILWAUKEE AVE 1936 1966 GLENVIEW IL 60025 (847) 699-0600GUARDIAN INS & ANNUITY CO INC THE DE LAH 7 HANOVER SQ 1970 1971 NEW YORK NY 10004 (212) 598-8000GUARDIAN LIFE INS CO OF AMER THE NY LAH 7 HANOVER SQ 1860 1920 NEW YORK NY 10004 (212) 598-8000GUGGENHEIM LIFE & ANNUITY CO DE LAH 401 PENNSYLVANIA PKWY 1985 1988 INDIANAPOLIS IN 46280 (317) 396-9950GUIDEONE AMERICA INS CO IA PC 1111 ASHWORTH RD 1983 1983 WEST DES MOINES IA 50265 (515) 267-5000GUIDEONE ELITE INS CO IA PC 1111 ASHWORTH RD 1983 1988 WEST DES MOINES IA 50265 (515) 267-5000GUIDEONE MUTUAL INS CO IA PC 1111 ASHWORTH RD 1946 1953 WEST DES MOINES IA 50265 (515) 267-5000GUIDEONE SPECIALTY MUTUAL INS CO IA PC 1111 ASHWORTH RD 1948 1958 WEST DES MOINES IA 50265 (515) 267-5000GUILDERLAND REINSURANCE CO NY PC P O BOX 686 1969 1979 VALLEY VIEW PA 17983 (323) 692-8904GUNDERSEN HEALTH PLAN INC WI HMO 1836 SOUTH AVE 1995 1995 LA CROSSE WI 54601-5429 (608) 775-8000GWC WARRANTY CORP PA WP SHOWROOM LEVEL 1995 2012 40 COAL ST WILKES BARRE PA 18702-5236 (800) 482-7357GWG LIFE LLC DE LSP 220 S 6TH ST STE 1200 2007 2014 MINNEAPOLIS MN 55402-4512 (612) 746-1944HABERSHAM FUNDING LLC GA LSP 3495 PIEDMONT RD NE STE 910 2001 2005 ATLANTA GA 30305 (404) 233-8275HALLMARK INS CO AZ PC 777 MAIN ST STE 1000 1988 2008 FORT WORTH TX 76102 (817) 348-1600HALLMARK NATIONAL INS CO AZ PC 777 MAIN ST STE 1000 1991 1995 FORT WORTH TX 76102 (817) 348-1600HAMILTON INS CO DE PC 600 COLLEGE RD E 1973 1975 PRINCETON NJ 08540 (609) 349-7700HAMILTON MUTUAL INS CO IA PC P O BOX 712 1858 2010 DES MOINES IA 50306-0712 (515) 280-2511

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HANOVER AMERICAN INS CO THE NH PC 440 LINCOLN ST 1989 2012 WORCESTER MA 01653 (508) 853-7200HANOVER INS CO THE NH PC 440 LINCOLN ST 1972 1973 WORCESTER MA 01653 (508) 853-7200HARCO NATIONAL INS CO IL PC 702 OBERLIN RD 1954 1959 RALEIGH NC 27605-0800 (919) 833-1600HARKEN HEALTH INS CO WI LAH 2700 MIDWEST DR 1972 1986 ONALASKA WI 54650 (608) 783-7130HARLEYSVILLE INS CO PA PC 355 MAPLE AVE 1930 1930 HARLEYSVILLE PA 19438 (215) 256-5000HARLEYSVILLE LAKE STATES INS CO MI PC 355 MAPLE AVE 1915 1994 HARLEYSVILLE PA 19438 (215) 256-5000HARLEYSVILLE LIFE INS CO PA LAH 355 MAPLE AVE 1960 2001 HARLEYSVILLE PA 19438 (215) 256-5000HARLEYSVILLE PREFERRED INS CO PA PC 355 MAPLE AVE 1977 2006 HARLEYSVILLE PA 19438 (215) 256-5000HARLEYSVILLE WORCESTER INS CO PA PC 355 MAPLE AVE 1823 2007 HARLEYSVILLE PA 19438 (215) 256-5000HARTFORD ACCIDENT & INDEMNITY CO CT PC 1 HARTFORD PLZ 1913 1913 HARTFORD CT 06155-0001 (860) 547-5000HARTFORD CAS INS CO IN PC 1 HARTFORD PLZ 1987 1987 HARTFORD CT 06155-0001 (860) 547-5000HARTFORD FIRE INS CO CT PC 1 HARTFORD PLZ 1810 1851 HARTFORD CT 06155-0001 (860) 547-5000HARTFORD INS CO OF THE MIDWEST IN PC 1 HARTFORD PLZ 1979 1984 HARTFORD CT 06155-0001 (860) 547-5000HARTFORD LIFE & ACCIDENT INS CO CT LAH 200 HOPMEADOW ST 1967 1969 SIMSBURY CT 06089-9793 (860) 547-5000HARTFORD LIFE & ANNUITY INS CO CT LAH 200 HOPMEADOW ST 1955 1956 SIMSBURY CT 06089-9793 (860) 547-5000HARTFORD LIFE INS CO CT LAH 200 HOPMEADOW ST 1978 1979 SIMSBURY CT 06089-9793 (860) 547-5000HARTFORD STEAM BOILER INSPECTION & INS CO OF CT CT PC P O BOX 299 1988 2002 HARTFORD CT 06141 (860) 722-5057HARTFORD STEAM BOILER INSPECTION & INS CO THE CT PC P O BOX 5024 1866 1871 HARTFORD CT 06102 (860) 722-1866HARTFORD UNDERWRITERS INS CO CT PC 1 HARTFORD PLZ 1987 1988 HARTFORD CT 06155-0001 (860) 547-5000HASTINGS MUTUAL INS CO MI PC 404 E WOODLAWN AVE 1885 1984 HASTINGS MI 49058 (800) 442-8277HAWKEYE-SECURITY INS CO WI PC 175 BERKELEY ST 1979 1979 BOSTON MA 02116 (617) 357-9500

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HCC LIFE INS CO IN LAH 225 TOWN PARK DR NW STE 350 1981 1982 KENNESAW GA 30144 (770) 973-9851HCSC INS SERVICES CO IL LAH 300 E RANDOLPH 1958 1994 CHICAGO IL 60601 (312) 653-6000HEALTH CARE SERVICE CORP A MUTUAL IL LAH 300 E RANDOLPH ST 1936 2006 LEGAL RESERVE CO CHICAGO IL 60601 (312) 653-6000HEALTH NET LIFE INS CO CA LAH 21281 BURBANK BLVD B3 1986 2004 WOODLAND HILLS CA 91367 (818) 676-8256HEALTH TRADITION HEALTH PLAN WI HMO 4001 41ST ST NW 1986 1986 ROCHESTER MN 55901-8901 (507) 538-5212HEALTHMARKETS INS CO OK LAH 9151 BLVD 26 1981 1982 N RICHLAND HILLS TX 76180 (817) 255-3100HEALTHPARTNERS INS CO MN PC 8170 33RD AVE S 1991 1997 MINNEAPOLIS MN 55440 (952) 883-6000HEALTHSPRING LIFE & HEALTH INS CO INC TX LAH 9009 CAROTHERS PKWY 2007 2008 FRANKLIN TN 37067 (615) 291-7000HEARTLAND MUTUAL INS CO WI TM P O BOX 35 1877 1877 ETTRICK WI 54627-0035 (608) 525-3201HELENVILLE MUTUAL INS CO WI TM P O BOX 67 1876 1876 W3320 HWY 18 HELENVILLE WI 53137 (920) 674-5188HELZBERGS DIAMOND SHOPS INC MO SCP 1825 SWIFT 1945 2013 NORTH KANSAS CITY MO 64116 (816) 627-1236HENRIETTA GREENWOOD & UNION MUT FIRE INS CO WI TM E237 CTY HWY EE 1883 1883 WONEWOC WI 53968 (608) 464-7642HERITAGE CAS INS CO KS PC 7101 COLLEGE BLVD STE 1400 1974 1982 OVERLAND PARK KS 66210-2082 (913) 982-3700HERITAGE CHEVROLET INC WI SCP 1227 N 4TH ST 2012 2014 TOMAHAWK WI 54487-2126 (715) 453-2119HERITAGE INDEMNITY CO CA PC 7125 W JEFFERSON AVE STE 200 1979 1989 LAKEWOOD CO 80235 (303) 987-5500HERITAGE LIFE INS CO AZ LAH 401 PENNSYLVANIA PKWY STE 300 1957 1967 INDIANAPOLIS IN 46280 (317) 396-9956HERITAGE UNION LIFE INS CO MN LAH 187 DANBURY RD 1963 1971 RIVERVIEW BLDG 3RD FL WILTON CT 06897 (203) 762-4400HIGHLANDS INS CO TX PC BRIAN E RIEWE PC 1957 1969 P O BOX 776 SMITHVILLE TX 78957-0776 (512) 236-9955HIGHWAY LOSS DATA INSTITUTE DC RS 1005 N GLEBE RD STE 800 1973 1973 ARLINGTON VA 22201 (703) 247-1600HISCOX INS CO INC IL PC 104 S MICHIGAN AVE STE 600 1952 1962 CHICAGO IL 60603-5950 (312) 380-5555

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HM HEALTH INS CO PA LAH 120 FIFTH AVE 1954 1955 PITTSBURGH PA 15222-3022 (412) 544-7000HM LIFE INS CO PA LAH P O BOX 535061 1981 1982 PITTSBURGH PA 15253 (800) 328-5433HOLLAND MUTUAL FIRE INS CO WI TM 265 S MAIN ST 1870 1870 CEDAR GROVE WI 53013 (920) 668-8948HOMAN FORD INC WI SCP 1036 W FOND DU LAC ST 2013 2014 RIPON WI 54971-9286 (920) 748-7777HOME SECURITY ASSN INC WI WP 310 N MIDVALE BLVD 1993 1993 MADISON WI 53705 (608) 231-0010HOME WARRANTY OF AMER INC IL WP 1371 ABBOTT CT 1996 2000 BUFFALO GROVE IL 60089 (888) 492-7359HOME WARRANTY OF THE MIDWEST INC IA WP P O BOX 1 1999 2013 ROCK RAPIDS IA 51246-0001 (712) 472-4949HOME-OWNERS INS CO MI PC P O BOX 30660 1863 2001 LANSING MI 48909 (517) 323-1200HOMESITE INS CO CT PC 1 FEDERAL ST FL 4 1985 1989 BOSTON MA 02110-2003 (617) 832-1383HOMESITE INS CO OF THE MIDWEST ND PC 1 FEDERAL ST STE 400 1969 2015 BOSTON MA 02110-2003 (617) 832-1300HOMESTEAD MUTUAL INS CO WI PC 5291 COUNTY ROAD II 1873 1873 LARSEN WI 54947-9718 (920) 836-3577HOMESTEADERS LIFE CO IA LAH P O BOX 1756 1906 1999 DES MOINES IA 50306 (515) 440-7777HOMESURE OF AMER INC FL WP P O BOX 551540 1978 1985 FT LAUDERDALE FL 33325 (800) 327-9787HORACE MANN INS CO IL PC 1 HORACE MANN PLZ 1963 1964 SPRINGFIELD IL 62715 (217) 789-2500HORACE MANN LIFE INS CO IL LAH 1 HORACE MANN PLZ 1949 1968 SPRINGFIELD IL 62715 (217) 789-2500HORACE MANN PROPERTY & CAS INS CO IL PC 1 HORACE MANN PLZ 1965 1974 SPRINGFIELD IL 62715 (217) 789-2500HOUSE OF HARLEY-DAVIDSON INC WI SCP 6221 W LAYTON AVE 2012 2014 MILWAUKEE WI 53220-4696 (414) 282-2211HOUSING AUTHORITY PROPERTY INS A MUTUAL CO VT PC P O BOX 189 1987 2005 CHESHIRE CT 06410 (203) 272-8220HOUSING ENTERPRISE INS CO INC VT PC P O BOX 189 2000 2009 CHESHIRE CT 06410 (203) 272-8220HUDSON INS CO DE PC 100 WILLIAM ST FL 5 1918 1999 NEW YORK NY 10038-5044 (212) 978-2800HUMANA BENEFIT PLAN OF IL INC IL LAH P O BOX 740036 1994 2012 LOUISVILLE KY 40201 (502) 580-1000

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HUMANA INS CO WI LAH P O BOX 740036 1968 1968 LOUISVILLE KY 40201 (920) 336-1100HUMANA WISCONSIN HEALTH ORG INS CORP WI HMO P O BOX 740036 1985 1985 LOUISVILLE KY 40201 (502) 580-1000HUMANADENTAL INS CO WI LAH P O BOX 740036 1908 1908 LOUISVILLE KY 40201 (502) 580-1000IA AMERICAN LIFE INS CO TX LAH P O BOX 2549 1980 1988 WACO TX 76702-2549 (254) 297-2777IAS WARRANTY INC TX VPP 10800 PECAN PARK BLVD STE 410 2003 2006 AUSTIN TX 78750-1477 (800) 346-6469IDEALIFE INS CO CT LAH 120 LONG RIDGE RD 1981 1988 STAMFORD CT 06902 (203) 352-3000IDS PROPERTY CAS INS CO WI PC 3500 PACKERLAND DR 1972 1973 DE PERE WI 54115-9070 (920) 330-5100ILLINOIS CAS CO (A MUTUAL INS CO) IL PC P O BOX 5018 2004 2012 ROCK ISLAND IL 61204-5018 (309) 793-1700ILLINOIS FARMERS INS CO IL PC P O BOX 2094 1968 1971 AURORA IL 60507 (630) 907-0030ILLINOIS INS CO IA PC P O BOX 3646 1988 1995 OMAHA NE 68103-0646 (402) 827-3424ILLINOIS MUTUAL LIFE INS CO IL LAH 300 SW ADAMS ST 1912 1926 PEORIA IL 61634 (309) 674-8255ILLINOIS NATIONAL INS CO IL PC 175 WATER ST FL 18 1933 1979 NEW YORK NY 10038-4976 (212) 770-7000IMPERIAL LIFE SETTLEMENTS LLC DE LSP 5355 TOWN CTR RD STE 701 2006 2015 BOX #20 BOCA RATON FL 33486-1081 (888) 364-6775IMPERIUM INS CO TX PC 800 GESSNER RD STE 600 1977 1981 HOUSTON TX 77024-4538 (713) 935-4800IMT INS CO IA PC P O BOX 1336 1883 1997 DES MOINES IA 50306 (515) 327-2777INDEMNITY INS CO OF NORTH AMER PA PC 436 WALNUT ST 1977 1984 PHILADELPHIA PA 19106-3703 (215) 640-1000INDEPENDENCE AMERICAN INS CO DE PC 485 MADISON AVE 14TH FL 1973 2005 NEW YORK NY 10022 (212) 355-4141INDEPENDENCE LIFE & ANNUITY CO DE LAH 1 SUN LIFE EXEC PK 1934 1951 WELLESLEY HILLS MA 02481 (781) 237-6030INDEPENDENT CARE HEALTH PLAN WI HMO 1555 N RIVERCENTER DR STE 206 2003 2003 MILWAUKEE WI 53212 (414) 223-4847INDEPENDENT DEALER GROUP INC NJ SCP 851 INTERNATIONAL PKWY STE 100 1986 2014 RICHARDSON TX 75081-2846 (800) 242-7316INDEPENDENT ORDER OF FORESTERS THE NY FR 789 DON MILLS RD 1877 1967 TORONTO M3C 1 (416) 429-3000

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INDEPENDENT ORDER OF VIKINGS IL FR P O BOX 5147 1895 1972 SPRINGFIELD IL 62705-5147 (217) 241-6300INDEPENDENT STATISTICAL SERVICE INC IL RS STATISTICAL REPORTING 2004 2004 8700 W BRYN MAWR AVE STE 1200S CHICAGO IL 60631-3512 (847) 553-3626INDIANA INS CO IN PC 175 BERKELEY ST 1960 1972 BOSTON MA 02117 (617) 357-9500INDIANA LUMBERMENS MUTUAL INS CO IN PC 8888 KEYSTONE XING STE 250 1897 1978 INDIANAPOLIS IN 46240-7602 (317) 875-3600INDIVIDUAL ASSURANCE CO LIFE HEALTH & ACCIDENT OK LAH P O BOX 30685 1973 1980 EDMOND OK 73003-0012 (913) 432-1451INDUSTRIAL ALLIANCE INS & FINANCIAL SERVICES INC TX LAH P O BOX 2549 1967 2013 WACO TX 76702-2549 (254) 297-2777INFINITY INS CO IN PC P O BOX 830189 1978 1981 BIRMINGHAM AL 35283 (205) 870-4000INSURANCE CO OF IL IL PC 175 BERKLEY ST 1970 1989 BOSTON MA 02117 (617) 357-9500INSURANCE CO OF NORTH AMER PA PC 436 WALNUT ST 1794 1864 PHILADELPHIA PA 19106-3703 (215) 640-1000INSURANCE CO OF THE AMERICAS FL PC 4140 E BASELINE RD STE 201 1976 1980 MESA AZ 85206 (877) 709-7690INSURANCE CO OF THE STATE OF PA THE PA PC 175 WATER ST FL 18 1794 1906 NEW YORK NY 10038-4976 (212) 770-7000INSURANCE CO OF THE WEST CA PC P O BOX 85563 1972 1991 SAN DIEGO CA 92186 (858) 350-2400INSURANCE SERVICES OFFICE INC NY RS 545 WASHINGTON BLVD 1971 1971 JERSEY CITY NJ 07310 (212) 898-6000INSUREMAX INS CO IN PC P O BOX 607 1998 2004 NEWBURGH IN 47629 (812) 858-4100INTEGON GENERAL INS CORP NC PC P O BOX 3199 1960 1996 WINSTON SALEM NC 27102-3199 (336) 435-2000INTEGON INDEMNITY CORP NC PC P O BOX 3199 1946 1996 WINSTON SALEM NC 27102-3199 (336) 435-2000INTEGON NATIONAL INS CO NC PC P O BOX 3199 1988 1988 WINSTON SALEM NC 27102-3199 (336) 435-2000INTEGRITY LIFE INS CO OH LAH 400 BROADWAY 1966 1996 CINCINNATI OH 45202 (513) 629-1800INTEGRITY MUTUAL INS CO WI PC P O BOX 539 1933 1933 APPLETON WI 54912-0539 (920) 734-4511INTEGRITY PROPERTY & CAS INS CO WI PC P O BOX 539 2007 2007 APPLETON WI 54912-0539 (920) 734-4511

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INTERCONTINENTAL WARRANTY SERVICES INC FL WP 5901 BROKEN SOUND PKWY NW 1991 1999 STE 400 BOCA RATON FL 33487 (954) 379-1629INTERNATIONAL FIDELITY INS CO NJ PC 1 NEWARK CTR 1904 1998 NEWARK NJ 07102-5207 (973) 624-7200INTERNATIONAL MOTOR SPORTS INC WI SCP 7518 HIGHWAY 60 1993 2014 CEDARBURG WI 53012 (262) 377-5700INTERSTATE NATIONAL DEALER SERVICES INC DE WP 6120 POWERS FERRY RD NE STE 200 1991 1997 ATLANTA GA 30339 (678) 894-3500INTREPID INS CO MI PC 36455 CORPORATE DR 1999 2005 FARMINGTON HILLS MI 48331 (248) 991-6032INVESTORS LIFE INS CO OF NORTH AMER TX LAH P O BOX 410288 1963 1969 KANSAS CITY MO 64141-0288 (816) 391-2000INVESTORS TITLE INS CO NC TI P O DRAWER 2687 1972 1997 CHAPEL HILL NC 27515 (919) 968-2200IOWA MUTUAL INS CO IA PC P O BOX 290 1900 1962 DEWITT IA 52742 (563) 659-3231IRONSHORE INDEMNITY INC MN PC P O BOX 3407 1919 1947 NEW YORK NY 10008-3407 (646) 826-6600ISLAND PEER REVIEW ORGANIZATION INC NY IRO 1979 MARCUS AVE 1999 2003 LAKE SUCCESS NY 11042 (516) 326-7767ISMIE MUTUAL INS CO IL PC 20 N MICHIGAN AVE 1976 2003 CHICAGO IL 60602 (312) 782-2749ISO DATA INC NY RS 545 WASHINGTON BLVD 1988 1988 JERSEY CITY NJ 07310 (212) 898-6000IWS ACQUISITION CORP FL SCP 5901 BROKEN SOUND PKWY NW 2012 2013 STE 400 BOCA RATON FL 33487 (561) 981-7039JACKSON NATIONAL LIFE INS CO MI LAH 1 CORPORATE WAY 1961 1981 LANSING MI 48951 (517) 381-5500JAMESTOWN MUTUAL INS CO WI TM 3810 DRY HOLLOW RD 1885 1885 CUBA CITY WI 53807 (608) 568-3278JEFFERSON INS CO NY PC 9950 MAYLAND DR 1950 1967 RICHMOND VA 23233 (804) 285-3300JEFFERSON NATIONAL LIFE INS CO TX LAH P O BOX 36740 1937 1967 LOUISVILLE KY 40233-6740 (502) 587-7626JEWELERS MUTUAL INS CO WI PC P O BOX 468 1913 1914 NEENAH WI 54957-0468 (920) 725-4326JIM OLSON CHRYSLER DODGE JEEP & RAM TRUCK LLC WI SCP 812 GREEN BAY RD 2012 2014 STURGEON BAY WI 54235-3060 (920) 743-6271JIM OLSON MOTORS INC WI SCP 632 GREEN BAY RD 2012 2014 STURGEON BAY WI 54235-3039 (920) 743-4461

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JOHN ALDEN LIFE INS CO WI LAH P O BOX 3050 1973 1973 MILWAUKEE WI 53201 (414) 271-3011JOHN HANCOCK LIFE & HEALTH INS CO MA LAH P O BOX 717 1981 1982 BOSTON MA 02117 (617) 572-6000JOHN HANCOCK LIFE INS CO (USA) MI LAH P O BOX 111 1955 1979 BOSTON MA 02117-0111 (617) 572-6000JOHNSON MOTOR SALES INC WI SCP 620 DEERE DR 1930 2014 NEW RICHMOND WI 54017-1254 (715) 246-2261JOHNSON MOTORS OF MENOMONIE WI SCP 1603 US HIGHWAY 12 W 1998 2014 MENOMONIE WI 54751-9068 (715) 235-1000JOHNSON MOTORS OF ST CROIX FALLS INC WI SCP 2180 US HIGHWAY 8 2005 2014 ST CROIX FALLS WI 54024-8328 (715) 483-2000KANAWHA INS CO SC LAH P O BOX 740036 1958 1990 LANCASTER SC 29720 (803) 283-5300KANSAS CITY LIFE INS CO MO LAH P O BOX 219139 1895 1922 KANSAS CITY MO 64121 (816) 753-7000KEMPER INDEPENDENCE INS CO IL PC 12926 GRAN BAY PKWY W 1998 1999 JACKSONVILLE FL 32258 (904) 245-5600KENOSHA COUNTY MUTUAL INS CO WI TM P O BOX 115 1860 1860 BRISTOL WI 53104 (262) 857-2876KEY RISK INS CO NC PC P O BOX 49129 1997 2011 GREENSBORO NC 27419-1129 (336) 668-9050KNIGHTBROOK INS CO DE PC P O BOX 686 1934 1955 VALLEY VIEW PA 17983-0686 (323) 692-8904KNIGHTS OF COLUMBUS CT FR P O BOX 1670 1882 1900 NEW HAVEN CT 06507 (203) 752-4000KSKJ LIFE AMER SLOVENIAN CATHOLIC UNION IL FR 2439 GLENWOOD AVE 1898 1917 JOLIET IL 60435 (815) 741-2001LAFAYETTE LIFE INS CO THE OH LAH 400 BROADWAY 1905 1955 CINCINNATI OH 45202 (513) 362-4900LAKELAND CARE DISTRICT WI CMO N6650 ROLLING MEADOWS DR 2009 2009 FOND DU LAC WI 54937-9471 (920) 906-5100LAMORAK INS CO PA PC 1880 JOHN F KENNEDY BLVD 1971 1971 STE 801 PHILADELPHIA PA 19103-7443 (215) 665-5000LANCER INS CO IL PC P O BOX 9004 1945 1947 LONG BEACH NY 11561 (516) 431-4441LANDCAR AGENCY INC UT SCP 9350 S 150 E STE 990 1996 2015 SANDY UT 84070-2717 (801) 563-4153LANDCAR CAS CO UT PC 9350 S 150 EAST STE 990 1989 2014 SANDY UT 84070 (801) 563-4150LAPRAIRIE MUTUAL INS CO WI TM 460 S RANDALL AVE 1873 1873 JANESVILLE WI 53545-4224 (608) 752-2724

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LCS-WESTMINSTER NEWCASTLE LLC IA CC 400 LOCUST ST STE 820 2012 2012 DES MOINES IA 50309-2334 (515) 875-4780LE MARS INS CO IA PC P O BOX 1608 1901 1996 LE MARS IA 51031 (712) 546-7847LEAGUE OF WI MUNICIPALITIES MUTUAL INS WI PC 402 GAMMON PL STE 225 2002 2002 MADISON WI 53719 (608) 833-9595LEBANON-CLYMAN MUTUAL INS CO WI TM P O BOX 86 1887 1887 LEBANON WI 53047 (920) 925-3755LEGACY BENEFITS LLC DE LSP 350 5TH AVE STE 4320 2007 2010 NEW YORK NY 10118-4318 (212) 643-1190LEGACY VISION INS INC WI LSHO 1640 S CHURCH ST 2014 2015 WATERTOWN WI 53094-6406 (414) 810-8003LEXON INS CO TX PC 10002 SHELBYVILLE RD STE 100 1984 2000 LOUISVILLE KY 40223 (502) 253-6500LIBERTY BANKERS LIFE INS CO OK LAH 1605 LBJ FREEWAY STE 710 1957 1998 DALLAS TX 75234 (469) 522-4400LIBERTY INS CORP IL PC 175 BERKELEY ST 1983 1984 BOSTON MA 02116 (617) 357-9500LIBERTY INS UNDERWRITERS INC IL PC 175 BERKELEY ST 1978 1982 BOSTON MA 02116 (212) 208-8834LIBERTY LIFE ASSUR CO OF BOSTON NH LAH 100 LIBERTY WAY 1963 1966 DOVER NH 03820-4597 (617) 357-9500LIBERTY MUTUAL FIRE INS CO WI TM P O BOX 58 1872 1872 STITZER WI 53825-0058 (608) 943-8333LIBERTY MUTUAL FIRE INS CO WI PC 175 BERKELEY ST 1908 1926 BOSTON MA 02116 (617) 357-9500LIBERTY MUTUAL INS CO MA PC 175 BERKELEY ST 1912 1919 BOSTON MA 02116 (617) 357-9500LIBERTY NATIONAL LIFE INS CO NE LAH P O BOX 2612 1929 1982 BIRMINGHAM AL 35202-2612 (972) 569-4000LIBERTY PERSONAL INS CO NH PC 175 BERKELEY ST 1960 1972 BOSTON MA 02116 (617) 357-9500LIFE EQUITY LLC OH LSP 5611 HUDSON DR STE 100 2000 2011 HUDSON OH 44236-4452 (330) 342-7772LIFE INS CO OF NORTH AMER PA LAH 2 LIBERTY PL TL14A 1956 1958 1601 CHESTNUT ST PHILADELPHIA PA 19192 (215) 761-1000LIFE INS CO OF THE SOUTHWEST TX LAH 1 NATIONAL LIFE DR 1955 1981 MONTPELIER VT 05604 (802) 229-3333LIFECARE ASSURANCE CO AZ LAH P O BOX 4243 1980 2014 WOODLAND HILLS CA 91365-4243 (818) 887-4436LIFESECURE INS CO MI LAH 10559 CITATION DR STE 300 1954 1998 BRIGHTON MI 48116 (810) 220-7700

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LINCOLN BENEFIT LIFE CO NE LAH 5600 N RIVER RD STE 300 1938 1979 ROSEMONT IL 60018 (847) 527-6700LINCOLN HERITAGE LIFE INS CO IL LAH 4343 E CAMELBACK RD 1963 1994 PHOENIX AZ 85018 (602) 957-1650LINCOLN LIFE & ANNUITY CO OF NY NY LAH 100 N GREENE ST 1897 1959 GREENSBORO NC 27401-2547 (315) 428-8400LINCOLN NATIONAL LIFE INS CO THE IN LAH 1300 S CLINTON ST 1905 1921 FORT WAYNE IN 46802 (260) 455-2000LITTLE BLACK MUTUAL INS CO WI PC P O BOX 406 1889 1889 MEDFORD WI 54451 (715) 748-6040LKQ SMART PARTS INC DE WP 500 W MADISON STE 2800 2000 2009 CHICAGO IL 60661 (312) 621-2778LM GENERAL INS CO IL PC 175 BERKELEY ST 1978 1982 BOSTON MA 02116 (617) 357-9500LM INS CORP IL PC 175 BERKELEY ST 1989 1990 BOSTON MA 02116 (617) 357-9500LM PROPERTY & CAS INS CO IN PC 175 BERKELEY ST 1975 1975 BOSTON MA 02116 (617) 357-9500LOCAL GOVERNMENT PROPERTY INS FUND WI PC C/O ASU GROUP 1882 1903 559 D’ONOFRIO DR STE 10 MADISON WI 53719 (608) 821-1189LOMBARD INTERNATIONAL LIFE ASSUR CO PA LAH 1650 MARKET ST FL 54 1960 1994 PHILADELPHIA PA 19103-7309 (484) 530-4800LOMIRA AUTO SALES & SERVICE INC WI SCP 900 EAST AVE 1986 2014 LOMIRA WI 53048 (920) 269-4420LONDON LIFE REINSURANCE CO PA LAH P O BOX 1120 1969 1984 BLUEBELL PA 19422 (215) 542-7200LONGEVITY INS CO TX LAH 5801 SW 6TH ST 1965 1967 TOPEKA KS 66636 (800) 223-2440LOWES HOME CTRS LLC NC WP P O BOX 1000 (MC- NB3TA) 1958 2010 MOORESVILLE NC 28115 (704) 758-1000LOYAL AMERICAN LIFE INS CO OH LAH 11200 LAKELINE BLVD STE 100 1955 1971 AUSTIN TX 78717 (512) 451-2224LOYAL CHRISTIAN BENEFIT ASSN PA FR P O BOX 13005 1890 1906 ERIE PA 16514-1305 (814) 453-4331LUCK MUTUAL INS CO WI TM P O BOX 437 1881 1881 LUCK WI 54853 (715) 472-2861LUMBERMENS UNDERWRITING ALLIANCE MO PC GOVERNMENTAL AFFAIRS 1905 1913 1905 NW CORPORATE BLVD BOCA RATON FL 33431 (561) 994-1900LUTHERAN HOMES OF OCONOMOWOC INC WI CC P O BOX 208 1939 2008 OCONOMOWOC WI 53066 (262) 567-8341

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LYNDON PROPERTY INS CO MO PC 14755 N OUTER FORTY DR STE 400 1978 1981 ST LOUIS MO 63017 (636) 536-5600MAD CITY POWER SPORTS INC WI SCP 4246 DAENTL RD 2012 2014 DE FOREST WI 53532-2919 (608) 249-0240MAD CITY SALES INC WI SCP 99 W BELTLINE HWY 2000 2014 MADISON WI 53713-2148 (608) 244-2004MADISON MUTUAL INS CO IL PC 1 MUTUAL CT 1920 2013 EDWARDSVILLE IL 62025-0129 (618) 656-3410MADISON NATIONAL LIFE INS CO INC WI LAH P O BOX 5008 1961 1962 MADISON WI 53705-0008 (608) 830-2000MAGNA LIFE SETTLEMENTS INC FL LSP 805 LAS CIMAS PKWY STE 350 1988 2010 AUSTIN TX 78746-6527 (305) 341-1287MAIDEN REINSURANCE NORTH AMER INC MO PC 6000 MIDATLANTIC DR STE 200 S 2000 2003 MOUNT LAUREL NJ 08054 (856) 359-2400MANAGED HEALTH SERVICES INS CORP WI HMO 7700 FORSYTH BLVD 1990 1990 ST LOUIS MO 63105 (314) 505-6972MANHATTAN LIFE INS CO THE NY LAH 10777 NORTHWEST FWY 1850 1959 HOUSTON TX 77092 (713) 529-0045MANHATTAN NATIONAL LIFE INS CO OH LAH 301 E FOURTH ST 1956 1962 CINCINNATI OH 45201 (513) 357-3300MANUFACTURERS ALLIANCE INS CO PA PC P O BOX 3031 1979 2006 BLUE BELL PA 19422 (610) 397-5000MAPFRE INS CO NJ PC 211 MAIN ST 1985 1995 WEBSTER MA 01570 (508) 943-9000MAPFRE LIFE INS CO DE LAH 211 MAIN ST 1975 1978 WEBSTER MA 01570 (508) 949-4122MAPLE VALLEY MUTUAL INS CO WI PC P O BOX 59 1891 1891 LENA WI 54139 (920) 829-5525MARCELLON-COURTLAND-SPRINGVALE MUT INS CO WI TM P O BOX 280 1889 1889 PARDEEVILLE WI 53954-0280 (608) 617-2829MARITIME FORD-LINCOLN INC WI SCP 1305 FRANKLIN ST 2012 2014 MANITOWOC WI 54220-5114 (920) 684-0261MARKEL AMERICAN INS CO VA PC 4521 HIGHWOODS PKWY 1986 1995 GLEN ALLEN VA 23060 (804) 527-2700MARKEL GLOBAL REINSURANCE CO DE PC 10 PARKWAY N 1997 1998 DEERFIELD IL 60015 (847) 572-6387MARKEL INS CO IL PC 4521 HIGHWOODS PKWY 1980 1984 GLEN ALLEN VA 23060 (847) 572-6000MARYLAND CAS CO MD PC 1400 AMERICAN LN TOWER 1 1898 1898 18TH FL SCHAUMBURG IL 60196 (847) 605-6000MASSACHUSETTS BAY INS CO NH PC 440 LINCOLN ST 1956 1958 WORCESTER MA 01653 (508) 853-7200

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MASSACHUSETTS MUTUAL LIFE INS CO MA LAH 1295 STATE ST 1851 1916 SPRINGFIELD MA 01111 (413) 788-8411MAXIMUS FEDERAL SERVICES INC VA IRO 1891 METRO CTR DR 2008 2008 RESTON VA 20190 (703) 251-8545MAXUM CAS INS CO DE PC 3655 N POINT PKWY STE 500 1996 2005 ALPHARETTA GA 30005-2025 (678) 597-4500MBIA INS CORP NY PC 1 MANHATTANVILLE RD STE 301 1967 1986 PURCHASE NY 10577-2100 (914) 273-4545MCMC LLC DE IRO 300 CROWN COLONY DR STE 203 2002 2006 QUINCY MA 02169 (301) 652-1818MCMILLAN-WARNER MUTUAL INS CO WI PC P O BOX 429 1898 1898 MARSHFIELD WI 54449-0429 (715) 387-8454MECHANICAL BREAKDOWN PROTECTION INC MO WP 250 NE MULBERRY 1982 1992 LEES SUMMIT MO 64086 (816) 347-0900MEDAMERICA INS CO PA LAH P O BOX 41930 1966 1986 ROCHESTER NY 14604 (585) 238-4659MEDCO CONTAINMENT LIFE INS CO PA LAH 1 EXPRESS WAY 1954 1979 MAIL STOP HQ2EO3 ST LOUIS MO 63121-1824 (314) 684-6448MEDICA HEALTH PLANS OF WI WI LAH P O BOX 9310 1996 1996 MINNEAPOLIS MN 55440 (952) 992-2900MEDICA INS CO MN PC P O BOX 9310 RT NO CP330 1984 1996 MINNEAPOLIS MN 55440 (952) 992-2900MEDICAL ASSOCIATES CLINIC HEALTH PLAN OF WI THE WI HMO 1605 ASSOCIATES DR STE 101 1984 1984 DUBUQUE IA 52002-2270 (563) 556-8070MEDICAL CONSULTANTS NETWORK INC WA IRO 1301 5TH AVE STE 2900 1998 2011 SEATTLE WA 98101 (206) 363-6100MEDICAL MUTUAL OF OH OH PC 2060 E 9TH ST 1934 2011 CLEVELAND OH 44115-1313 (216) 687-7000MEDICAL PROTECTIVE CO THE IN PC 5814 REED RD 1909 1915 FORT WAYNE IN 46835 (260) 485-9622MEDICAL REVIEW INSTITUTE OF AMER INC UT IRO P O BOX 25547 1983 2004 SALT LAKE CITY UT 84125 (801) 261-3003MEDICO CORP LIFE INS CO NE LAH P O BOX 10482 1960 2007 DES MOINES IA 50306-0482 (800) 822-9993MEDICO INS CO NE LAH P O BOX 10386 1930 2003 DES MOINES IA 50306-0386 (800) 228-6080MEDICO LIFE & HEALTH INS CO IA LAH P O BOX 14571 1935 1956 DES MOINES IA 50306-3571 (800) 325-6915MEDINA MUTUAL INS CO WI TM 500 PLZ DR 1875 1875 MARSHALL WI 53559-8514 (608) 655-4161MEDMARC CAS INS CO VT PC P O BOX 10809 1950 1981 CHANTILLY VA 20151-2219 (703) 652-1300

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MEEMIC INS CO MI PC 1685 N OPDYKE RD 1949 2003 AUBURN HILLS MI 48326-2656 (248) 373-5700MEMBERS LIFE INS CO IA LAH P O BOX 391 1976 1976 MADISON WI 53701 (608) 238-5851MEMIC INDEMNITY CO NH PC 1750 ELM ST STE 500 2000 2007 MANCHESTER NH 03104 (603) 314-0600MENDAKOTA INS CO MN PC P O BOX 64586 1985 1999 ST PAUL MN 55164 (952) 656-9820MENDOTA INS CO MN PC P O BOX 64586 1989 1992 ST PAUL MN 55164 (952) 656-9820MERASTAR INS CO IL PC 1 E WACKER DR STE 3700 1974 1981 CHICAGO IL 60601-1817 (312) 661-4700MERCHANTS BONDING CO (MUTUAL) IA PC P O BOX 14498 1933 1991 DES MOINES IA 50306-3498 (515) 243-8171MERCHANTS NATIONAL BONDING INC IA PC P O BOX 14498 2003 2012 DES MOINES IA 50306-3498 (515) 243-8171MERCURY SELECT MANAGEMENT CO INC TX WP P O BOX 728847 1983 1994 OKLAHOMA CITY OK 73172 (405) 621-6585MERCYCARE HMO INC WI HMO P O BOX 550 2004 2004 JANESVILLE WI 53547-0550 (608) 752-3431MERCYCARE INS CO WI LAH P O BOX 550 1993 1993 JANESVILLE WI 53547-0550 (608) 752-3431MERIDIAN SECURITY INS CO IN PC 518 E BROAD ST 1967 1993 COLUMBUS OH 43215 (614) 464-5000MERIT LIFE INS CO IN LAH P O BOX 39 1957 1980 EVANSVILLE IN 47701 (812) 424-8031MERITPLAN INS CO CA PC 5 PARK PLZ STE 500 1952 1979 MAIL STOP CA6-503-05-35 IRVINE CA 92614-8525 (949) 517-4008MERRIMAC LODI MUTUAL INS CO WI TM 431 WATER ST STE 115 1873 1874 PRAIRIE DU SAC WI 53578-2105 (608) 644-1900METHODIST MANOR INC WI CC 3023 S 84TH ST 1956 1984 MILWAUKEE WI 53227 (414) 607-4101METLIFE INS CO USA DE LAH 18210 CRANE NEST DR 1863 1965 TAMPA FL 33647-2748 (813) 983-4100METROPOLITAN CAS INS CO RI PC P O BOX 350 1981 1982 WARWICK RI 02887 (401) 827-2400METROPOLITAN DIRECT PROPERTY & CAS INS CO RI PC P O BOX 350 1949 1961 WARWICK RI 02887 (401) 827-2400METROPOLITAN GENERAL INS CO RI PC P O BOX 350 1980 1982 WARWICK RI 02887 (401) 827-2400METROPOLITAN GROUP PROPERTY & CAS INS CO RI PC P O BOX 350 1976 1994 WARWICK RI 02887 (401) 827-2400

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METROPOLITAN LIFE INS CO NY LAH 18210 CRANE NEST DR 3RD FL 1866 1884 TAMPA FL 33647 (212) 578-2211METROPOLITAN PROPERTY & CAS INS CO RI PC P O BOX 350 1972 1973 WARWICK RI 02886 (401) 827-2400METROPOLITAN TOWER LIFE INS CO DE LAH 18210 CRANE NEST DR 3RD FL 1982 1983 TAMPA FL 33647 (813) 983-4100MGIC ASSURANCE CORP WI PC P O BOX 756 1937 1996 MILWAUKEE WI 53201 (800) 558-9900MGIC CREDIT ASSUR CORP WI PC P O BOX 756 1997 1997 MILWAUKEE WI 53201 (800) 558-9900MGIC INDEMNITY CORP WI PC P O BOX 756 1956 1957 MILWAUKEE WI 53201 (800) 558-9900MGIC MORTGAGE REINSURANCE CORP WI PC P O BOX 756 1996 1996 MILWAUKEE WI 53201 (800) 558-9900MGIC REINSURANCE CORP WI PC P O BOX 756 1985 1985 MILWAUKEE WI 53201 (800) 558-9900MGIC REINSURANCE CORP OF WI WI PC P O BOX 756 1996 1996 MILWAUKEE WI 53201 (800) 558-9900MGIC RESIDENTIAL REINSURANCE CORP WI PC P O BOX 756 1996 1996 MILWAUKEE WI 53201 (800) 558-9900MHA INS CO MI PC 3100 WEST RD BLDG 1 STE 200 1976 1999 EAST LANSING MI 48823 (517) 703-8500MIC GENERAL INS CORP MI PC P O BOX 3199 1980 1981 WINSTON SALEM NC 27102-3199 (336) 435-2000MIC PROPERTY & CAS INS CORP MI PC 300 GALLERIA OFFICENTRE STE 200 1980 1981 MAIL CODE 480-300-200 SOUTHFIELD MI 48034 (248) 263-6900MIC REINSURANCE CORP WI PC P O BOX 756 2009 2010 MILWAUKEE WI 53201-0756 (414) 347-2779MIC REINSURANCE CORP OF WI WI PC P O BOX 756 2009 2010 MILWAUKEE WI 53201-0756 (414) 347-2779MICHIGAN COMMERCIAL INS MUTUAL MI PC P O BOX 80440 1999 2006 LANSING MI 48908 (517) 886-3900MICHIGAN MILLERS MUTUAL INS CO MI PC P O BOX 30060 1881 1900 LANSING MI 48909 (517) 482-6211MICROSOFT CORP WA SCP 1 MICROSOFT WAY 1993 2013 REDMOND WA 98052-6399 (425) 882-8080MID-AMERICAN FIRE & CAS CO NH PC 175 BERKELEY ST 1980 1996 BOSTON MA 02116-5066 (617) 357-9500MID-CENTURY INS CO CA PC 6301 OWENSMOUTH AVE 1949 1956 WOODLAND HILLS CA 91367 (323) 932-3200MID-WEST NATIONAL LIFE INS CO OF TN TX LAH 9151 BLVD 26 1965 1986 NORTH RICHLAND HILLS TX 76180 (817) 255-3100

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MIDDLESEX INS CO WI PC 1800 N POINT DR 1826 1994 STEVENS POINT WI 54481-8020 (715) 346-6000MIDDLESEX MUTUAL ASSUR CO CT PC 213 COURT ST 1836 2003 MIDDLETOWN CT 06457-0891 (860) 347-4621MIDDLETON GLEN INC WI CC 6720 CENTURY AVE 1997 1998 MIDDLETON WI 53562 (608) 836-7998MIDDLETON INS CO WI TM 6924 UNIVERSITY AVE 1876 1877 MIDDLETON WI 53562 (608) 831-5642MIDLAND NATIONAL LIFE INS CO IA LAH 1 SAMMONS PLZ 1906 1959 SIOUX FALLS SD 57193-1001 (605) 335-5700MIDSTATES REINSURANCE CORP IL PC 10560 SUCCESS LN STE A 1941 1951 DAYTON OH 45458 (937) 428-6218MIDVALE INDEMNITY CO IL PC 6000 AMERICAN PKWY 1970 1984 MADISON WI 53783-0001 (608) 249-2111MIDWEST EMPLOYERS CAS CO DE PC 14755 N OUTER FORTY DR STE 300 1986 1989 CHESTERFIELD MO 63017 (636) 449-7000MIDWEST FAMILY MUTUAL INS CO IA PC P O BOX 9425 1891 1922 MINNEAPOLIS MN 55440-9425 (763) 951-7000MIDWEST INS CO IL PC 300 S BRADFORDTON RD 1998 2008 SPRINGFIELD IL 62711-9208 (217) 726-6811MIDWEST WARRANTY CORP WI WP 22 NE 22ND AVE 2009 2010 POMPANO BEACH FL 33062-5202 (954) 784-9400MIDWESTERN INDEMNITY CO THE NH PC 175 BERKELEY ST 1947 1983 BOSTON MA 02116-5066 (617) 357-9500MIDWESTERN UNITED LIFE INS CO IN LAH 5780 POWERS FERRY RD NW 1948 1962 ATLANTA GA 30327 (770) 980-5100MII LIFE INC MN LAH P O BOX 64560 1954 1989 ST PAUL MN 55164 (651) 662-8000MILBANK INS CO IA PC 518 E BROAD ST 1982 1982 COLUMBUS OH 43215-3976 (614) 464-5000MILLERS CLASSIFIED INS CO IL PC P O BOX 9006 1981 1994 ALTON IL 62002 (618) 463-3636MILLERS FIRST INS CO IL PC 111 E FOURTH ST 1877 1900 ALTON IL 62002 (618) 463-3636MILLIMAN USA INC WA RS 15800 BLUEMOUND RD STE 400 1957 2001 MILWAUKEE WI 53005 (262) 784-2250MILWAUKEE CAS INS CO WI PC P O BOX 650771 1973 1973 DALLAS TX 75265 (214) 360-8321MILWAUKEE CATHOLIC HOME WI CC 2462 N PROSPECT AVE 1913 1984 MILWAUKEE WI 53211 (414) 224-9700MILWAUKEE COUNTY DEPARTMENT OF FAMILY CARE WI CMO 901 N 9TH ST STE 307C 2009 2009 MILWAUKEE CTY COURTHOUSE MILWAUKEE WI 53233 (414) 287-7600

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NATIONAL INTERSTATE INS CO OH PC 3250 INTERSTATE DR 1989 1996 RICHFIELD OH 44286 (330) 659-8900NATIONAL INVESTORS TITLE INS CO TX TI 121 N COLUMBIA ST 1973 2008 CHAPEL HILL NC 27514-3502 (919) 968-2200NATIONAL LIABILITY & FIRE INS CO CT PC 3024 HARNEY ST 1957 1979 OMAHA NE 68131 (402) 916-3000NATIONAL LIFE INS CO VT LAH 1 NATIONAL LIFE DR 1848 1927 MONTPELIER VT 05604 (802) 229-3333NATIONAL MEDICAL REVIEWS INC PA IRO 250 KNOWLES AVE STE 330 2009 2009 SOUTHAMPTON PA 18966 (215) 352-7800NATIONAL MORTGAGE INS CORP WI PC 2100 POWELL ST 12TH FL 2009 2009 EMERYVILLE CA 94608 (855) 873-2584NATIONAL MORTGAGE REINSURANCE INC ONE WI PC 2100 POWELL ST 12TH FL 2010 2010 EMERYVILLE CA 94608 (855) 873-2584NATIONAL MOTOR CLUB - GROUP SERVICES INC NV MC 800 POINT VISTA DR STE 532 2002 2004 HICKORY CREEK TX 75065-7639 (972) 999-4584NATIONAL MOTOR CLUB OF AMER THE TX MC 800 POINT VISTA DR STE 532 1956 1981 HICKORY CREEK TX 75065-7639 (972) 999-4584NATIONAL MUTUAL BENEFIT WI FR 6522 GRAND TETON PLZ 1916 1916 MADISON WI 53719 (608) 833-1936NATIONAL PRODUCT CARE CO IL SCP 175 W JACKSON BLVD 2013 CHICAGO IL 60604 (312) 356-3000NATIONAL PROTECTION PLAN INC WI WP 22 NORTHEAST 22ND AVE 2001 2003 POMPANO BEACH FL 33062 (954) 784-9400NATIONAL PUBLIC FINANCE GUARANTEE CORP NY PC 1 MANHATTANVILLE RD STE 301 1959 1979 PURCHASE NY 10577-2100 (914) 273-4545NATIONAL SLOVAK SOCIETY OF THE USA PA FR 351 VALLEY BROOK RD 1894 1918 MCMURRAY PA 15317 (800) 488-1890NATIONAL SPECIALTY INS CO TX PC 1900 L DON DODSON DR 1960 1980 BEDFORD TX 76121 (817) 265-2000NATIONAL SURETY CORP IL PC 777 SAN MARIN DR 1970 1972 NOVATO CA 94998 (312) 346-6400NATIONAL TEACHERS ASSOCIATES LIFE INS CO TX LAH 4949 KELLER SPRINGS RD 1938 1999 ADDISON TX 75001 (972) 852-2571NATIONAL TITLE INS OF NY INC NY TI 601 RIVERSIDE AVE 1929 1961 JACKSON FL 32204 (877) 220-5441NATIONAL UNION FIRE INS CO OF PITTSBURGH PA PA PC 175 WATER ST 18TH FL 1901 1901 NEW YORK NY 10038 (212) 770-7000NATIONAL WARRANTY CORP OR SCP P O BOX 7668 1996 2015 SPRINGFIELD OR 97475 (678) 894-3500NATIONAL WESTERN LIFE INS CO CO LAH 850 E ANDERSON LN 1956 1966 AUSTIN TX 78752 (512) 836-1010

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NATIONWIDE AFFINITY INS CO OF AMER OH PC 1 W NATIONWIDE BLVD 1-04-701 1924 1926 COLUMBUS OH 43215 (614) 249-7111NATIONWIDE AGRIBUSINESS INS CO IA PC 1 W NATIONWIDE BLVD 1-04-701 1973 1989 COLUMBUS OH 43215 (614) 249-1545NATIONWIDE ASSURANCE CO WI PC 1 W NATIONWIDE BLVD 1-04-701 1942 1984 COLUMBUS OH 43215 (614) 249-7111NATIONWIDE INS CO OF AMER WI PC 1 W NATIONWIDE BLVD 1-04-701 1960 1962 COLUMBUS OH 43215 (614) 249-1545NATIONWIDE LIFE & ANNUITY INS CO OH LAH 1 W NATIONWIDE BLVD 1-04-701 1981 1983 COLUMBUS OH 43215 (800) 822-2822NATIONWIDE LIFE INS CO OH LAH 1 W NATIONWIDE BLVD 1-04-701 1929 1976 COLUMBUS OH 43215 (800) 882-2822NATIONWIDE MUTUAL FIRE INS CO OH PC 1 W NATIONWIDE BLVD 1-04-701 1933 1966 COLUMBUS OH 43215 (614) 249-7111NATIONWIDE MUTUAL INS CO OH PC 1 W NATIONWIDE BLVD 1-04-701 1925 1966 COLUMBUS OH 43215 (614) 249-7111NAU COUNTRY INS CO MN PC 7333 SUNWOOD DR NW 1985 1987 RAMSEY MN 55303-5119 (763) 427-3770NAVIGATORS INS CO NY PC 400 ATLANTIC ST 8TH FL 1981 1986 STAMFORD CT 06901 (203) 905-6090NCMIC INS CO IA PC P O BOX 9118 1946 1967 DES MOINES IA 50306-9118 (515) 313-4500NETHERLANDS INS CO THE NH PC 175 BERKELEY ST 1979 1979 BOSTON MA 02117 (617) 357-9500NETWORK HEALTH INS CORP WI LAH 1570 MIDWAY PL 2013 2013 MENASHA WI 54952 (920) 720-1200NETWORK HEALTH PLAN WI HMO P O BOX 120 1986 1986 MENASHA WI 54952 (920) 720-1200NEW ENGLAND INS CO CT PC 100 HIGH ST 1954 1969 BOSTON MA 02110-2301 (617) 526-8500NEW ENGLAND LIFE INS CO MA LAH 18210 CRANE NEST DR 3RD FL 1980 1981 TAMPA FL 33647 (617) 578-2000NEW ERA LIFE INS CO OF THE MIDWEST TX LAH 11720 KATY FREEWAY STE 1700 1960 1971 HOUSTON TX 77079 (281) 368-7200NEW HAMPSHIRE INS CO IL PC 175 WATER ST FL 18 1869 1877 NEW YORK NY 10038 (212) 770-7000NEW HOPE MUTUAL INS CO WI TM N11311 CTY HWY P 1887 1887 IOLA WI 54945 (715) 677-3833NEW LEAF SERVICE CONTRACTS LLC DE SCP 909 LAKE CAROLYN PKWY STE 900 2011 2013 IRVING TX 75039 (972) 573-1265NEW SOUTH INS CO NC PC P O BOX 3199 1952 1997 WINSTON SALEM NC 27102 (336) 435-2000

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NEW YORK LIFE INS & ANNUITY CORP DE LAH 51 MADISON AVE 1980 1981 NEW YORK NY 10010 (212) 576-7000NEW YORK LIFE INS CO NY LAH 51 MADISON AVE 1841 1851 NEW YORK NY 10010 (212) 576-7000NEW YORK MARINE & GENERAL INS CO NY PC 412 MT KEMBLE AVE STE 300C 1972 1986 MORRISTOWN NJ 07960-6666 (973) 532-1969NGM INS CO FL PC 55 WEST ST 1923 1937 KEENE NH 03431 (904) 380-7282NIPPON LIFE INS CO OF AMER IA LAH 655 THIRD AVE 1972 1980 NEW YORK NY 10017 (212) 682-3000NISSAN EXTENDED SERVICES NORTH AMER GP DE SCP 1 NISSAN WAY (A-4-F) 2005 2015 FRANKLIN TN 37067 (615) 725-1000NISSAN EXTENDED SERVICES NORTH AMER GP DE WP P O BOX 685004 (A-4-F) 2005 2005 FRANKLIN TN 37068 (615) 725-0894NIU OF FL INC FL WP 800 YAMATO RD STE 100 2008 2012 BOCA RATON FL 33431 (561) 226-3600NLC MUTUAL INS CO VT PC 1301 PENNSYLVANIA AVE NW 1986 2001 STE 550 WASHINGTON DC 20004 (202) 626-3110NORGUARD INS CO PA PC P O BOX A-H 1987 2001 WILKES-BARRE PA 18703 (570) 825-9900NORTH AMERICAN CO FOR LIFE & HEALTH INS IA LAH 1 SAMMONS PLZ 1886 1892 SIOUX FALLS SD 57193 (605) 373-2371NORTH AMERICAN ELITE INS CO NH PC 650 ELM ST 1987 1991 MANCHESTER NH 03101 (603) 644-6600NORTH AMERICAN INS CO WI LAH 2721 N CENTRAL AVE 1962 1965 PHOENIX AZ 85004 (602) 263-6666NORTH AMERICAN SPECIALTY INS CO NH PC 650 ELM ST 1973 1974 MANCHESTER NH 03101-2596 (603) 644-6600NORTH AMERICAN TITLE INS CO CA TI 700 NW 107TH AVE STE 300 1958 2006 MIAMA FL 33172 (925) 935-5599NORTH AMERICAN WARRANTY INC IL SCP 175 W JACKSON BLVD 2014 2015 CHICAGO IL 60604 (312) 356-3000NORTH CENTRAL WARRANTY CO INC WI WP 22 NE 22ND AVE 2014 2015 POMPANO BEACH FL 33062-5202 (954) 784-9400NORTH POINTE INS CO PA PC 1 GENERAL DR 1986 1996 SUN PRAIRIE WI 53596 (608) 837-4440NORTH RIVER INS CO THE NJ PC 305 MADISON AVE 1972 1972 MORRISTOWN NJ 07962 (973) 490-6600NORTH STAR MUTUAL INS CO MN PC P O BOX 48 1920 2008 COTTONWOOD MN 56229 (507) 423-6262NORTHCOAST WARRANTY SERVICES INC DE VPP 800 SUPERIOR AVE E 21ST FL 2013 2013 CLEVELAND OH 44114 (817) 785-6337

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NORTHCOAST WARRANTY SERVICES INC DE SCP 8995 WESTSIDE PKWY 2013 2013 ALPHARETTA GA 30009 (678) 258-8084NORTHEASTERN MUTUAL INS CO WI TM 515 1ST ST 1874 1875 P O BOX 96 ALGOMA WI 54201-1201 (920) 487-5954NORTHERN FINNISH MUTUAL INS CO WI TM 41396 ST HWY 13 1914 1915 MARENGO WI 54855 (715) 278-3944NORTHERN INS CO OF NY NY PC 1400 AMERICAN LN TOWER 1 1897 1906 18TH FL SCHAUMBURG IL 60196 (847) 605-6000NORTHLAND CAS CO CT PC 1 TOWER SQ 1959 1959 HARTFORD CT 06183-0001 (860) 277-0111NORTHLAND INS CO CT PC 1 TOWER SQ 1948 1950 HARTFORD CT 06183-0001 (860) 277-0111NORTHRIDGE CHEVROLET INC WI SCP 28715 W HIGHWAY 2 1994 2014 ASHLAND WI 54806 (715) 682-8400NORTHWESTERN LONG TERM CARE INS CO WI LAH 720 E WISCONSIN AVE 1953 1966 MILWAUKEE WI 53202 (414) 661-2510NORTHWESTERN MUTUAL LIFE INS CO THE WI LAH 720 E WISCONSIN AVE 1857 1858 MILWAUKEE WI 53202 (414) 271-1444NORTHWESTERN NATIONAL INS CO OF MILWAUKEE WI WI PC 9277 CENTRE POINTE DR STE 140 1869 1869 WEST CHESTER OH 45069-4844 (513) 425-5899NORTHWESTERN NATIONAL INS CO OF WI PC 9277 CENTRE POINTE DR STE 140 2003 2003 MILWAUKEE WI (SEG ACCT) WEST CHESTER OH 45069-4844 (513) 425-5899NOVA CAS CO NY PC 5 WATERSIDE CROSSING STE 201 1979 2006 WINDSOR CT 06095 (860) 683-4250NUTMEG INS CO CT PC 1 HARTFORD PLZ 1980 2012 HARTFORD CT 06155-0001 (860) 547-5000NWAN INC OH VPP 8370 DOW CIRCLE STE 100 2012 2014 STRONGSVILLE OH 44136 (877) 222-1645NWAN INC OH SCP 8370 DOW CIRCLE STE 100 2012 2014 STRONGSVILLE OH 44136 (877) 222-1645NYLIFE INS CO OF AZ AZ LAH 51 MADISON AVE 1987 1989 NEW YORK NY 10010 (212) 576-7000OAK RIVER INS CO NE PC 1314 DOUGLAS ST 1993 2014 OMAHA NE 68102 (402) 393-7255OAK SERVICES INC IL VPP 340 W BUTTERFIELD RD STE 3A 1975 2008 ELMHURST IL 60126 (630) 833-9770OAKWOOD INS CO TN PC 628 HEBRON AVE STE 106 1974 1975 GLASTONBURY CT 06033-5018 (860) 368-2000OAKWOOD VILLAGE PRAIRIE RIDGE APARTMENTS INC WI CC 6165 MINERAL POINT RD 1999 1999 MADISON WI 53705 (608) 230-4365

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OAKWOOD VILLAGE UNIVERSITY WOODS WI CC 6165 MINERAL POINT RD 1974 1998 APARTMENTS INC MADISON WI 53705 (608) 230-4365OBI NATIONAL INS CO PA PC 150 ROYALL ST 2011 2012 CANTON MA 02021-1030 (781) 332-7000OCCIDENTAL FIRE & CAS CO OF NC NC PC P O BOX 10800 1961 1964 702 OBERLIN RD RALEIGH NC 27605-0800 (919) 833-1600OCCIDENTAL LIFE INS CO OF NC TX LAH P O BOX 2595 1906 1966 WACO TX 76702 (254) 297-2775ODEN A WEST BUSINESS OK RS THOMPSON REUTERS (GRC) 1998 1998 INC / ODEN 1216 E KENOSHA ST #144 BROKEN ARROW OK 74012 (651) 848-3460ODYSSEY REINSURANCE CO CT PC 300 FIRST STAMFORD PL 1986 1987 LEGAL DEPARTMENT STAMFORD CT 06902 (203) 977-8000OHIC INS CO OH PC 155 E BROAD ST 1978 1991 COLUMBUS OH 43215 (707) 226-0100OHIO CAS INS CO THE NH PC 175 BERKELEY ST 1919 1929 BOSTON MA 02116 (617) 357-9500OHIO FARMERS INS CO OH PC P O BOX 5001 1848 1913 WESTFIELD CENTER OH 44251 (330) 887-0101OHIO INDEMNITY CO OH PC 250 E BROAD ST 7TH FL 1956 1989 COLUMBUS OH 43215 (614) 228-2800OHIO MUTUAL INS CO OH PC 1725 HOPLEY AVE 1901 2007 BUCYRUS OH 44820 (419) 562-3011OHIO NATIONAL LIFE ASSUR CORP OH LAH P O BOX 237 1979 1985 CINCINNATI OH 45201 (513) 794-6100OHIO NATIONAL LIFE INS CO OH LAH P O BOX 237 1909 1985 CINCINNATI OH 45201 (513) 794-6100OHIO SECURITY INS CO NH PC 175 BERKELEY ST 1950 1964 BOSTON MA 02116 (617) 357-9500OHIO STATE LIFE INS CO TX LAH P O BOX 410288 1906 1982 KANSAS CITY MO 64141 (816) 391-2000OLD AMERICAN INS CO MO LAH P O BOX 218573 1939 1968 KANSAS CITY MO 64121 (816) 753-7000OLD REPUBLIC GENERAL INS CORP IL PC 307 N MICHIGAN AVE 1960 1984 CHICAGO IL 60601 (312) 346-8100OLD REPUBLIC HOME PROTECTION CO INC CA WP 2 ANNABEL LN #112 1982 2002 SAN RAMON CA 94583 (925) 866-1500OLD REPUBLIC INS CO PA PC P O BOX 789 1935 1956 GREENSBURG PA 15601 (724) 834-5000OLD REPUBLIC LIFE INS CO IL LAH 307 N MICHIGAN AVE 1931 1939 CHICAGO IL 60601 (312) 346-8100

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OLD REPUBLIC NATIONAL TITLE INS CO FL TI 400 2ND AVE S 1907 1956 MINNEAPOLIS MN 55401 (612) 371-1111OLD REPUBLIC SECURITY ASSUR CO AZ PC 307 N MICHIGAN AVE 1977 1977 CHICAGO IL 60601-5311 (312) 346-8100OLD REPUBLIC SURETY CO WI PC P O BOX 1635 1981 1981 MILWAUKEE WI 53201 (262) 797-2640OLD UNITED CAS CO KS PC P O BOX 795 1988 1995 SHAWNEE MISSION KS 66201 (913) 895-0200OLD UNITED LIFE INS CO AZ LAH P O BOX 795 1963 1995 SHAWNEE MISSION KS 66201 (913) 895-0200OMAHA INDEMNITY CO THE WI PC MUTUAL OF OMAHA PLZ 1956 1967 OMAHA NE 68175 (402) 351-5468OMNI INS CO IL PC 805 ESTELLE DR STE 209 1980 1995 LANCASTER PA 17601-2131 (717) 898-0504ONECIS INS CO IL PC 1601 SAWGRASS CORPORATE PKWY 1972 2010 STE 400 FT LAUDERDALE FL 33323 (954) 236-8100OPTIMUM RE INS CO TX LAH P O BOX 660010 1978 1991 DALLAS TX 75266 (214) 528-2020ORDER OF UNITED COMMERCIAL TRAVELERS OF AMER OH FR 1801 WATERMARK DR STE 100 1890 1904 COLUMBUS OH 43215 (614) 487-9680ORION SERVICE CORP MI SCP 301 W CEDAR ST 2013 2013 KALAMAZOO MI 49007-5106 (855) 996-7466OWNERGUARD CORP CA SCP 1785 HANCOCK ST STE 100 1995 2012 SAN DIEGO CA 92110-2051 (619) 228-0100OWNERS INS CO OH PC P O BOX 30660 1975 1984 LANSING MI 48909 (517) 323-1200OXFORD LIFE INS CO AZ LAH 2721 N CENTRAL AVE 1965 1995 PHOENIX AZ 85004 (602) 263-6666OZARK NATIONAL LIFE INS CO MO LAH P O BOX 219541 1964 1992 KANSAS CITY MO 64121-9541 (816) 842-6300PABLO CREEK SERVICES INC IL SCP 2775 SANDERS RD 2008 2013 NORTHBROOK IL 60062-6110 (847) 402-5471PABLO CREEK SERVICES INC IL WP 1776 AMERICAN HERITAGE LIFE DR 2008 2009 JACKSONVILLE FL 32224 (904) 992-3009PABLO CREEK SERVICES INC IL VPP 1776 AMERICAN HERITAGE LIFE DR 2008 2010 JACKSONVILLE FL 32224 (904) 992-3009PACIFIC EMPLOYERS INS CO PA PC 436 WALNUT ST 1923 1951 PHILADELPHIA PA 19106 (215) 640-1000PACIFIC INDEMNITY CO WI PC 15 MOUNTAIN VIEW RD 1926 1950 WARREN NJ 07059-6711 (908) 903-2000PACIFIC LIFE & ANNUITY CO AZ LAH 700 NEWPORT CTR DR 1982 1990 NEWPORT BEACH CA 92660 (949) 219-3011

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PACIFIC LIFE INS CO NE LAH 700 NEWPORT CTR DR 1868 1936 NEWPORT BEACH CA 92660 (949) 219-3011PACIFIC SPECIALTY INS CO CA PC 3601 HAVEN AVE 1988 1997 MENLO PARK CA 94025 (650) 780-4800PACIFIC STAR INS CO WI PC P O BOX 509020 1987 1987 SAN DIEGO CA 92150 (858) 527-3655PACIFICARE LIFE & HEALTH INS CO IN LAH 5995 PLZ DR 1967 2005 CYPRESS CA 90630-5028 (714) 226-3321PACO ASSURANCE CO INC IL PC 3000 MERIDIAN BLVD STE 400 1994 2009 FRANKLIN TN 37067-9900 (615) 371-8776PALMER ADMINISTRATIVE SERVICES INC DE SCP 3430 SUNSET AVE 2011 2015 OCEAN NJ 07712 (800) 599-9557PAN-AMERICAN ASSURANCE CO LA LAH P O BOX 53372 1981 1994 NEW ORLEANS LA 70153 (504) 566-1300PAN-AMERICAN LIFE INS CO LA LAH P O BOX 60219 1911 1992 NEW ORLEANS LA 70160 (504) 566-1300PARK AVENUE LIFE INS CO DE LAH 7 HANOVER SQ 1964 1966 NEW YORK NY 10004 (212) 598-8829PARKER CENTENNIAL ASSUR CO WI LAH 1800 N POINT DR 1973 1988 STEVENS POINT WI 54481 (715) 346-6000PARTNERRE AMERICA INS CO DE PC 1 GREENWICH PLZ 1919 1981 GREENWICH CT 06830 (203) 485-4200PARTNERRE INS CO OF NY NY PC 1 GREENWICH PLZ 1875 1986 GREENWICH CT 06830 (203) 485-4200PARTNERS MUTUAL INS CO WI PC P O BOX 2003 1931 1932 MILWAUKEE WI 53201 (262) 798-5050PATRIOT GENERAL INS CO WI PC 1800 N POINT RD 1968 1994 STEVENS POINT WI 54481 (715) 346-6000PAUL REVERE LIFE INS CO THE MA LAH 1 FOUNTAIN SQ 1930 1930 CHATTANOOGA TN 37402 (423) 294-1011PAVONIA LIFE INS CO OF MI MI LAH 180 MOUNT AIRY RD 1980 1988 BASKING RIDGE NJ 07920 (201) 388-7111PAWN AMERICA WI LLC MN SCP 181 S RIVER RIDGE CIR 2007 2014 BURNSVILLE MN 55337-1627 (952) 646-1760PEAK PROPERTY & CAS INS CORP WI PC 1800 N POINT DR 1985 1987 STEVENS POINT WI 54481 (715) 346-6000PEERLESS INDEMNITY INS CO IL PC 175 BERKELEY ST 2002 2002 BOSTON MA 02117 (617) 357-9500PEERLESS INS CO NH PC 175 BERKELEY ST 1901 1946 BOSTON MA 02116 (617) 357-9500PEKIN INS CO IL PC 2505 COURT ST 1961 1983 PEKIN IL 61558 (309) 346-1161

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PEKIN LIFE INS CO IL LAH 2505 COURT ST 1965 1983 PEKIN IL 61558 (309) 346-1161PELLA MUTUAL INS CO WI TM W11261 HWY D 1876 1877 MARION WI 54950 (715) 754-5039PENINSULA INDEMNITY CO MD PC P O BOX 108 1990 2013 SALISBURY MD 21803-0108 (410) 742-5132PENINSULA INS CO THE MD PC P O BOX 108 1960 2013 SALISBURY MD 21803-0108 (410) 742-5132PENN INS & ANNUITY CO DE LAH 600 DRESHER RD 1980 1981 HORSHAM PA 19044 (215) 956-8000PENN MILLERS INS CO PA PC 436 WALNUT ST 1887 1911 PHILADELPHIA PA 19106 (216) 640-1000PENN MUTUAL LIFE INS CO THE PA LAH 600 DRESHER RD 1847 1915 HORSHAM PA 19044 (215) 956-8000PENN TREATY NETWORK AMER INS CO PA LAH 3440 LEHIGH ST 1954 1971 ALLENTOWN PA 18103 (610) 965-2222PENN WARRANTY CORP THE PA WP 1081 HANOVER ST 1990 2011 WILKES-BARRE PA 18706-2028 (800) 356-9441PENN-AMERICA INS CO PA PC 3 BALA PLZ E STE 300E 1975 1996 BALA CYNWYD PA 19004 (610) 664-1500PENNSYLVANIA INS CO IA PC P O BOX 3646 1955 1957 OMAHA NE 68103-0646 (402) 827-3424PENNSYLVANIA LIFE INS CO PA LAH 2211 SANDERS RD 1948 1960 NORTHBROOK IL 60062-6150 (800) 275-7366PENNSYLVANIA LUMBERMENS MUTUAL INS CO PA PC 2005 MARKET ST STE 1200 1895 1981 PHILADELPHIA PA 19103-7008 (267) 825-9206PENNSYLVANIA MANUFACTURERS ASSN INS CO PA PC P O BOX 3031 1964 1979 BLUE BELL PA 19422 (610) 397-5000PENNSYLVANIA MANUFACTURERS INDEMNITY CO PA PC P O BOX 3031 1982 2006 BLUE BELL PA 19422 (610) 397-5000PENNSYLVANIA NATIONAL MUTUAL CAS INS CO PA PC P O BOX 2361 1919 1962 HARRISBURG PA 17105 (717) 234-4941PERMANENT GENERAL ASSUR CORP OH PC P O BOX 305054 1978 1982 NASHVILLE TN 37230-5054 (615) 242-1961PERMANENT GENERAL ASSUR CORP OF OH OH PC P O BOX 305054 1991 2010 NASHVILLE TN 37230-5054 (615) 242-1961PERMAPLATE CO LLC UT SCP 2525 W BRIDGER RD 2002 2015 SALT LAKE CITY UT 84104-4216 (801) 974-5557PERMEDION INC OH IRO 350 WORTHINGTON RD STE H 2000 2002 WESTERVILLE OH 43082 (614) 895-9900PETROLEUM CAS CO TX PC CORP-BH4-1169B 1925 1970 P O BOX 3342 HOUSTON TX 77253 (713) 680-7148

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PHARMACISTS LIFE INS CO IA LAH P O BOX 370 1979 1997 ALGONA IA 50511 (515) 295-2461PHARMACISTS MUTUAL INS CO IA PC P O BOX 370 1909 1919 ALGONA IA 50511 (515) 295-2461PHILADELPHIA AMERICAN LIFE INS CO TX LAH 11720 KATY FREEWAY STE 1700 1978 1978 HOUSTON TX 77079 (281) 368-7200PHILADELPHIA INDEMNITY INS CO PA PC 1 BALA PLZ STE 100 1980 1986 BALA CYNWYD PA 19004-1401 (610) 617-7900PHILADELPHIA REINSURANCE CORP PA PC 3024 HARNEY ST 1952 1972 OMAHA NE 68131-3580 (402) 536-3000PHL VARIABLE INS CO CT LAH P O BOX 5056 1981 1982 HARTFORD CT 06102 (860) 403-5000PHOENIX AMERICAN WARRANTY CO INC FL WP 6303 BLUE LAGOON DR STE 225 1985 1992 MIAMI FL 33126 (305) 266-5665PHOENIX INS CO THE CT PC 1 TOWER SQ 1850 1872 HARTFORD CT 06183 (860) 277-0111PHOENIX LIFE & ANNUITY CO CT LAH P O BOX 5056 1981 1990 HARTFORD CT 06102 (860) 403-5000PHOENIX LIFE INS CO NY LAH P O BOX 5056 1851 1928 HARTFORD CT 06102 (860) 403-5000PHYSICIANS BENEFITS TRUST LIFE INS CO IL LAH 20 N MICHIGAN AVE STE 700 1909 1959 CHICAGO IL 60602 (312) 782-2749PHYSICIANS LIFE INS CO NE LAH 2600 DODGE ST 1970 1971 OMAHA NE 68131 (402) 633-1000PHYSICIANS MUTUAL INS CO NE LAH 2600 DODGE ST 1902 1963 OMAHA NE 68131 (402) 633-1000PHYSICIANS PLUS INS CORP WI LAH 2650 NOVATION PKWY 1986 1986 MADISON WI 53713-3399 (608) 282-8900PIONEER MUTUAL LIFE INS CO ND LAH P O BOX 368 1947 1995 INDIANAPOLIS IN 46206 (317) 285-1877PIONEER SECURITY LIFE INS CO TX LAH P O BOX 2550 1955 1981 WACO TX 76702 (254) 297-2778PIONEER SPECIALTY INS CO MN PC P O BOX 1463 1981 2007 MINNEAPOLIS MN 55440 (952) 921-5350PLANS LIABILITY INS CO OH PC 2 MID AMERICA PLZ STE 200 1986 2006 OAKBROOK TERRACE IL 60181 (630) 472-7700PLATEAU CAS INS CO TN PC P O BOX 7001 1995 2014 CROSSVILLE TN 38557-7001 (931) 484-8411PLATEAU INS CO TN LAH P O BOX 7001 1980 2014 CROSSVILLE TN 38557-7001 (931) 484-8411PLATTE RIVER INS CO NE PC P O BOX 5900 1972 1996 MADISON WI 53705 (608) 829-4200

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PLAZA INS CO IA PC 700 W 47TH ST STE 350 1972 1988 KANSAS CITY MO 64112 (816) 412-1800PMI INS CO AZ PC 3003 OAK RD 1994 1996 WALNUT CREEK CA 94597 (925) 658-7878PMI MORTGAGE INS CO AZ PC 3003 OAK RD 1972 1975 WALNUT CREEK CA 94597 (925) 658-7878PODIATRY INS CO OF AMER IL PC 3000 MERIDIAN BLVD STE 400 1980 1986 FRANKLIN TN 37067-9900 (615) 371-8776POLICYHOLDERS MUTUAL INS CO WI PC 7203 GENE ST STE A 1988 1989 DE FOREST WI 53532-1994 (608) 846-7203POLISH FALCONS OF AMER PA FR 381 MANSFIELD AVE 1928 1964 PITTSBURGH PA 15220 (412) 922-2244POLISH NATIONAL ALLIANCE OF THE US OF NA IL FR 6100 N CICERO AVE 1896 1917 CHICAGO IL 60646 (773) 286-0500POLISH ROMAN CATHOLIC UNION OF AMER IL FR 984 N MILWAUKEE AVE 1887 1927 CHICAGO IL 60642-4101 (773) 782-2600POLISH WOMENS ALLIANCE OF AMER IL FR 6643 N NORTHWEST HWY 1902 1932 CHICAGO IL 60631 (773) 358-3050PORTFOLIO SERVICES LTD INC AZ SCP 25541 COMMERCENTRE DR STE 100 2012 2014 LAKE FORES CA 92630 (949) 789-6220POWER-PAC INC WI SCP P O BOX 340 1970 2014 MARSHFIELD WI 54449-0340 (715) 387-1106PRAETORIAN INS CO PA PC 88 PINE ST 4TH FL 1979 1983 WALL STREET PLZ NEW YORK NY 10005 (212) 422-1212PRE-PAID LEGAL CAS INC OK PC P O BOX 145 1979 1988 ADA OK 74821 (580) 436-1234PREFERRED INS AFFILIATES INC WI LSHO 1029 HOWARD ST STE 201 2014 2014 EVANSTON IL 60202-3877 (847) 491-0660PREFERRED PROFESSIONAL INS CO NE PC P O BOX 540658 1976 1990 OMAHA NE 68154 (402) 392-1566PREFERRED WARRANTIES INC PA SCP 200 PINEBROOK PL 1992 2015 ORWIGSBURG PA 17961-0278 (800)548-1121PREFERREDONE INS CO MN LAH 6105 GOLDEN HILLS DR 2003 2013 MINNEAPOLIS MN 55416-1023 (763) 847-4000PREMIER DEALER SERVICES INC IL WP 555 METRO PL N STE 650 1998 2011 DUBLIN OH 43017-1375 (800) 886-8176PREMIER DEALER SERVICES INC IL VPP 555 METRO PL N STE 650 1998 2005 DUBLIN OH 43017-1375 (800) 886-8176PRESERVER INS CO NJ PC 59 MAIDEN LN 38TH FL 1992 2010 NEW YORK NY 10038 (212) 655-2000PREST & ASSOCIATES INC NV IRO 401 CHARMANY DR STE 305 1992 2003 MADISON WI 53719 (608) 232-9919

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PREVISOR INS CO CO PC 717 CHERRY ST STE C 1946 1949 COLUMBIA MO 65201-4878 (573) 499-4333PRICE COUNTY TOWN MUTUAL INS CO WI TM P O BOX 69 1901 1901 PHILLIPS WI 54555 (715) 339-2833PRIME AUTO CARE INC DE SCP 1081 HANOVER ST 2011 2015 WILKES-BARRE PA 18706-2028 (800) 292-3555PRIMERICA LIFE INS CO MA LAH 1 PRIMERICA PKWY 1927 1948 DULUTH GA 30099-0001 (770) 381-1000PRINCIPAL LIFE INS CO IA LAH 711 HIGH ST 1879 1895 DES MOINES IA 50392 (515) 247-5111PRINCIPAL NATIONAL LIFE INS CO IA LAH 711 HIGH ST 1967 1979 DES MOINES IA 50392 (515) 247-5111PRIVILEGE UNDERWRITERS RECIPROCAL EXCHANGE FL PC 44 S BROADWAY STE L3 2007 2011 WHITE PLAINS NY 10601-4411 (914) 328-7399PRO MOTORSPORTS OF FOND DU LAC INC WI SCP 86 N ROLLING MEADOWS DR 1992 2014 FOND DU LAC WI 54937-9444 (820) 922-8521PROASSURANCE CAS CO MI PC 100 BROOKWOOD PL 1980 1998 BIRMINGHAM AL 35209 (205) 877-4426PROASSURANCE INDEMNITY CO INC AL PC P O BOX 590009 1976 1995 BIRMINGHAM AL 35259 (205) 877-4400PROCENTURY INS CO MI PC 26255 AMERICAN DR 1962 2007 SOUTHFIELD MI 48034-6112 (614) 895-2000PRODUCERS AGRICULTURE INS CO TX PC P O BOX 229 1977 2004 AMARILLO TX 79105-0229 (806) 372-6785PROFESSIONAL INS CO TX LAH 1 SUN LIFE EXECUTIVE PK 1936 1995 WELLESLEY HILLS MA 02481 (781) 237-6030PROFESSIONAL SOLUTIONS INS CO IA PC P O BOX 9118 2001 2005 DES MOINES IA 50306-9118 (515) 313-4594PROFESSIONALS ADVOCATE INS CO MD PC 225 INTERNATIONAL CIR 1985 1998 HUNT VALLEY MD 21030 (410) 785-0050PROFESSIONALS DIRECT INS CO MI PC 5211 CASCADE RD SE 1987 2003 GRAND RAPIDS MI 49546-6495 (616) 456-8899PROGRESSIVE ADVANCED INS CO OH PC P O BOX 89490 1930 2007 CLEVELAND OH 44101 (440) 461-5000PROGRESSIVE CAS INS CO OH PC P O BOX 89490 1956 1973 CLEVELAND OH 44101 (440) 461-5000PROGRESSIVE CLASSIC INS CO WI PC P O BOX 89490 1983 1983 CLEVELAND OH 44101 (440) 461-5000PROGRESSIVE DIRECT INS CO OH PC P O BOX 89490 1986 1999 CLEVELAND OH 44101 (440) 461-5000PROGRESSIVE MAX INS CO OH PC P O BOX 89490 1937 1999 CLEVELAND OH 44101 (440) 461-5000

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PROGRESSIVE NORTHERN INS CO WI PC P O BOX 89490 1980 1980 CLEVELAND OH 44101 (440) 461-5000PROGRESSIVE NORTHWESTERN INS CO OH PC P O BOX 89490 1982 1999 CLEVELAND OH 44101 (440) 461-5000PROGRESSIVE SPECIALTY INS CO OH PC P O BOX 89490 1975 1979 CLEVELAND OH 44101 (440) 461-5000PROGRESSIVE UNIVERSAL INS CO WI PC P O BOX 89490 1992 2004 CLEVELAND OH 44101 (440) 461-5000PROPERTY AND CAS INS CO OF HARTFORD IN PC 1 HARTFORD PLZ 1989 1996 HARTFORD CT 06155-0001 (860) 547-5000PROPERTY-OWNERS INS CO IN PC P O BOX 30660 1976 2001 LANSING MI 48909 (517) 323-1200PROSELECT INS CO MA PC P O BOX 55178 1856 2014 BOSTON MA 02205-5178 (617) 330-1755PROTECTIVE ADMINISTRATIVE SERVICES INC MO WP 14755 N OUTER FORTY RD STE 400 1995 1996 ST LOUIS MO 63017 (636) 536-5600PROTECTIVE ADMINISTRATIVE SERVICES INC MO SCP 14755 N OUTER FORTY RD STE 400 1995 2014 ST LOUIS MO 63017 (636) 536-5600PROTECTIVE INS CO IN PC 111 CONGRESSIONAL BLVD STE 500 1954 1958 CARMEL IN 46032 (317) 636-9800PROTECTIVE LIFE INS CO TN LAH P O BOX 2606 1907 1981 BIRMINGHAM AL 35202 (205) 268-1000PROVEN POWER INC WI SCP N68W36046 COUNTY ROAD K 1997 2015 OCONOMOWOC WI 53066-1149 (920) 474-4890PROVIDENCE WASHINGTON INS CO RI PC 475 KILVERT ST STE 330 1799 1873 WARWICK RI 02886 (401) 453-7000PROVIDENT AMERICAN LIFE & HEALTH INS CO OH LAH 11200 LAKELINE BLVD STE 100 1949 1986 AUSTIN TX 78717 (512) 451-2224PROVIDENT LIFE & ACCIDENT INS CO TN LAH 1 FOUNTAIN SQ 1887 1926 CHATTANOOGA TN 37402 (423) 294-1882PRUCO LIFE INS CO AZ LAH 100 MULBERRY ST 1971 1982 GATEWAY 3 7TH FL NEWARK NJ 07102 (877) 301-1212PRUDENTIAL ANNUITIES LIFE ASSUR CORP AZ LAH 1 CORPORATE DR 1969 1977 SHELTON CT 06484 (800) 628-8039PRUDENTIAL INS CO OF AMER THE NJ LAH 100 MULBERRY ST 1873 1887 GATEWAY 3 7TH FL NEWARK NJ 07102 (973) 802-6000PRUDENTIAL RETIREMENT INS & ANNUITY CO CT LAH 100 MULBERRY ST 1981 1989 GATEWAY 3 7TH FL NEWARK NJ 07102 (860) 534-2000PUBLIC SERVICE INS CO IL PC 1 PARK AVE 1925 1964 NEW YORK NY 10016 (212) 591-9500

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PURITAN LIFE INS CO OF AMER TX LAH 5085 W PARK BLVD STE 700 1958 1986 PLANO TX 75093-2532 (972) 380-1119PXRE REINSURANCE CO CT PC CITYPLACE 11 1987 1987 185 ASYLUM ST HARTFORD CT 06103 (860) 275-6500PYRAMID LIFE INS CO THE KS LAH P O BOX 958465 1913 1970 LAKE MARY FL 32795 (407) 995-8000Q CAPITAL STRATEGIES LLC DE LSP 119 W 72ND ST #340 2008 2010 NEW YORK NY 10023 (212) 418-3270QBE ADMINISTRATION SERVICES INC DE SCP 1 GENERAL DR 2009 2015 SUN PRAIRIE WI 53596 (818) 932-2843QBE INS CORP PA PC WALL STREET PLZ 1980 1984 88 PINE ST 16TH FL NEW YORK NY 10005 (212) 422-1212QBE REINSURANCE CORP PA PC WALL STREET PLZ 1964 1979 88 PINE ST 16TH FL NEW YORK NY 10005 (212) 422-1212QUANTA INDEMNITY CO CO PC 40 FULTON ST STE 1200 1968 1968 NEW YORK NY 10038-5085 (212) 373-1800QUEST TOWING SERVICES LLC MI MC 106 W TOLLES DR 2003 2012 ST JOHNS MI 48879 (989) 224-6768R&Q REINSURANCE CO PA PC 2 LOGAN SQ 1971 1972 PHILADELPHIA PA 19103 (267) 675-3323RACINE COUNTY MUTUAL INS CO WI TM P O BOX 201 1873 1873 FRANKSVILLE WI 53126-0201 (262) 886-3617RADIAN GUARANTY INC PA PC 1601 MARKET ST 1976 1979 PHILADELPHIA PA 19103 (215) 231-1225RADIAN MORTGAGE ASSUR INC PA PC 1601 MARKET ST 1974 1991 PHILADELPHIA PA 19103 (215) 564-6600RAMPART INS CO NY PC 5 HANOVER SQ 10TH FL 1979 1994 NEW YORK NY 10004 (212) 480-0570RED AUTO ADMINISTRATION INC KS SCP 5350 COLLEGE BLVD 2014 2015 OVERLAND PARK KS 66211 (913) 800-7925REDWOOD FIRE & CAS INS CO NE PC 1314 DOUGLAS ST 1970 2014 OMAHA NE 68102 (402) 393-7255REEDSBURG-WESTFIELD MUTUAL INS CO WI TM P O BOX 548 1876 1876 REEDSBURG WI 53959-0548 (608) 524-3405REGENT INS CO WI PC 1 GENERAL DR 1963 1963 SUN PRAIRIE WI 53596-0001 (608) 837-4440RELIABLE LIFE INS CO THE MO LAH 12115 LACKLAND RD 1911 1969 ST LOUIS MO 63146-4003 (314) 819-4300RELIANCE STANDARD LIFE INS CO IL LAH 2001 MARKET ST STE 1500 1907 1952 PHILADELPHIA PA 19103 (267) 256-3500

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RELIASTAR LIFE INS CO MN LAH 5780 POWERS FERRY RD 1885 1954 ATLANTA GA 30327 (877) 886-5050RELIASTAR LIFE INS CO OF NY NY LAH 5780 POWERS FERRY RD NW 1917 1967 ATLANTA GA 30327 (770) 980-5100RENAISSANCE LIFE & HEALTH INS CO OF AMER IN LAH P O BOX 30381 1953 1957 LANSING MI 48909 (800) 745-7509REO MOTORS INC WI SCP 2777 S 27TH ST 2013 2013 MILWAUKEE WI 53215-3601 (414) 383-8788REPUBLIC CREDIT INDEMNITY CO IL PC 307 N MICHIGAN AVE 1985 1995 CHICAGO IL 60601 (312) 346-8100REPUBLIC INDEMNITY CO OF AMER CA PC 15821 VENTURA BLVD STE 370 1972 1995 ENCINO CA 91436 (818) 990-9860REPUBLIC INDEMNITY CO OF CA CA PC 15821 VENTURA BLVD STE 370 1982 1995 ENCINO CA 91436 (818) 990-9860REPUBLIC MORTGAGE INS CO NC PC P O BOX 2514 1972 1991 WINSTON SALEM NC 21702 (336) 661-0015REPUBLIC MORTGAGE INS CO OF FL FL PC P O BOX 2514 1974 2003 WINSTON SALEM NC 27102 (336) 661-0015REPUBLIC MORTGAGE INS CO OF NC NC PC P O BOX 2514 1973 2003 WINSTON SALEM NC 27102 (336) 661-0015REPUBLIC-FRANKLIN INS CO OH PC P O BOX 530 1949 1997 UTICA NY 13503-0530 (315) 734-2000REPWEST INS CO AZ PC 2721 N CENTRAL AVE 1973 1980 PHOENIX AZ 85004 (602) 263-6755RESERVE NATIONAL INS CO OK LAH 601 E BRITTON RD 1956 2010 OKLAHOMA CITY OK 73114-7710 (405) 848-7931RESOURCE LIFE INS CO IL LAH 175 W JACKSON BLVD 11TH FL 1963 1975 CHICAGO IL 60604 (312) 356-2563RESPONSE INS CO IL PC 1 E WACKER DR STE 3700 1983 1984 CHICAGO IL 60601-1817 (312) 661-4700RESPONSE WORLDWIDE DIRECT AUTO INS CO IL PC 1 E WACKER DR STE 3700 1961 1986 CHICAGO IL 60601-1817 (312) 661-4700RESPONSE WORLDWIDE INS CO IL PC 1 E WACKER DR STE 3700 1979 1979 CHICAGO IL 60601-1817 (312) 661-4700RGA REINSURANCE CO MO LAH 16600 SWINGLEY RIDGE RD 1981 1983 CHESTERFIELD MO 63017-1706 (636) 736-7000RIDGEVIEW HEIGHTS INDEPENDENT LIVING CORP WI CC 2090 RIDGEVIEW DR 1988 1996 REEDSBURG WI 53959 (608) 768-6248RIDGEVIEW HEIGHTS INDEPENDENT LIVING CORP II WI CC 2090 RIDGEVIEW DR 1996 2006 REEDSBURG WI 53959 (608) 768-6248RIVER FALLS MUTUAL INS CO WI TM 218 N MAIN ST 1876 1876 RIVER FALLS WI 54022 (715) 425-5292

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RIVER VALLEY AUTO INC WI SCP E7341 COUNTY ROAD Y 2007 2014 VIROQUA WI 54665-7093 (608) 637-2000RIVER VALLEY AUTO SALES LLC WI SCP 400 ELM ST 2007 2014 BOSCOBEL WI 53805-1216 (608) 375-2211RIVER VALLEY MUTUAL INS CO WI TM P O BOX 646 1871 1872 WHITEHALL WI 54773-0646 (715) 538-2123RIVERPORT INS CO IA PC P O BOX 1594 1989 1995 DES MOINES IA 50306-1594 (515) 473-3137RIVERSIDE AUTO SALES OF MARINETTE/ MI SCP 1505 N LINCOLN RD 2012 2014 MENOMINEE INC ESCANABA MI 49829-1834 (906) 786-1600RIVERSOURCE LIFE INS CO MN LAH 227 AMERIPRISE FINANCIAL CTR 1957 1963 MINNEAPOLIS MN 55474 (612) 671-3131RLI INS CO IL PC 9025 N LINDBERGH DR 1959 1972 PEORIA IL 61615 (309) 692-1000ROAD TRACK & TRAIL LLC WI SCP W228 S 6932 ENTERPRISE DR 2012 2014 BIG BEND WI 53103 (262) 662-1500ROBS PERFORMANCE MOTORSPORTS LLC WI SCP P O BOX 159 2012 2014 JOHNSON CREEK WI 53038-0159 (920) 699-3288ROCHDALE INS CO NY PC 59 MAIDEN LN 43RD FL 1955 1982 NEW YORK NY 10038 (212) 220-7120ROCKFORD MUTUAL INS CO IL PC P O BOX 5626 1896 1974 ROCKFORD IL 61125-0626 (815) 489-3178ROFFE ENTERPRISES INC MD IRO 438 N FREDERICK AVE STE 200A 1989 2015 GAITHERSBURG MD 20877-2554 (301) 963-0762ROYAL ADMINISTRATION SERVICES INC FL WP 51 MILL ST BLDG F 2000 2002 HANOVER MA 02339 (781) 659-4165ROYAL NEIGHBORS OF AMERICA IL FR 230 16TH ST 1895 1898 ROCK ISLAND IL 61201 (309) 788-4561RSUI INDEMNITY CO NH PC 945 E PACES FERRY RD STE 1800 1977 1992 ATLANTA GA 30326 (404) 231-2366RURAL COMMUNITY INS CO MN PC 3501 THURSTON AVE 1980 1995 ANOKA MN 55303 (763) 427-0290RURAL MUTUAL INS CO WI PC P O BOX 5555 1934 1935 MADISON WI 53705 (608) 836-5525RURAL TRUST INS CO TX PC 6301 IVY LN STE 506 1952 2014 GREENBELT MD 20770-6338 (301) 220-3200RVI AMERICA INS CO CT PC 177 BROAD ST 9TH FL 1883 1897 STAMFORD CT 06901 (203) 975-2100SAFE-GUARD PRODUCTS INTERNATIONAL LLC GA SCP 2 CONCOURSE PKWY STE 500 2012 ATLANTA GA 30328 (404) 816-3221SAFE-GUARD PRODUCTS INTERNATIONAL LLC GA VPP 2 CONCOURSE PKWY STE 500 1992 2005 ATLANTA GA 30328 (404) 816-3221

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SAFE-GUARD PRODUCTS INTERNATIONAL LLC GA WP 2 CONCOURSE PKWY STE 500 1992 2008 ATLANTA GA 30328 (404) 816-3221SAFECO INS CO OF AMER NH PC 175 BERKELEY ST 1953 1955 BOSTON MA 02116-5066 (617) 357-9500SAFECO INS CO OF IL IL PC 175 BERKELEY ST 1980 1984 BOSTON MA 02116-5066 (617) 357-9500SAFECO INS CO OF IN IN PC 175 BERKELEY ST 1976 1979 BOSTON MA 02116-5066 (617) 357-9500SAFECO NATIONAL INS CO NH PC 175 BERKELEY ST 1972 1991 BOSTON MA 02116-5066 (617) 357-9500SAFEHEALTH LIFE INS CO CA LAH 5 PARK PL 1970 1995 IRVINE CA 92614 (949) 425-4300SAFERIDE MOTOR CLUB INC TX MC 5001 SPRING VALLEY RD STE 350W 2004 2011 DALLAS TX 75244 (972) 455-1900SAFETY FIRST INS CO IL PC 1832 SCHUETZ RD 2001 2005 ST LOUIS MO 63146-3540 (314) 995-5300SAFETY NATIONAL CAS CORP MO PC 1832 SCHUETZ RD 1942 1989 ST LOUIS MO 63146-3540 (314) 995-5300SAFEWARE THE INS AGENCY INC OH WP 5700 PERIMETER DR STE E 1983 2012 DUBLIN OH 43016 (614) 310-1278SAFEWAY INS CO IL PC 790 PASQUINELLI DR 1962 1992 WESTMONT IL 60559-1254 (630) 850-3833SAGAMORE INS CO IN PC 111 CONGRESSIONAL BLVD STE 500 1981 1989 CARMEL IN 46032 (317) 636-9800SAGICOR LIFE INS CO TX LAH P O BOX 52121 1977 1986 PHOENIX AZ 85072-2121 (480) 425-5100SAINT JOHNS COMMUNITIES INC WI CC 1840 N PROSPECT AVE 1869 1984 MILWAUKEE WI 53202 (414) 272-2022SAMSUNG FIRE & MARINE INS CO LTD (US BRANCH) NY PC 85 CHALLENGER RD 5TH FL 1956 2012 RIDGEFIELD PARK NJ 07660 (201) 807-6720SAN CAMILLO INC WI CC 10200 W BLUEMOUND RD 1983 1984 WAUWATOSA WI 53226 (414) 259-6333SAN FRANCISCO REINSURANCE CO CA PC 777 SAN MARIN DR 1956 1981 NOVATO CA 94998 (415) 899-2000SAVINGS BANK LIFE INS CO OF MA THE MA LAH 1 LINSCOTT RD 1991 2008 WOBURN MA 01801 (781) 938-3500SCOR GLOBAL LIFE AMERICAS REINSURANCE CO DE LAH 101 S TRYON ST STE 3200 1945 1963 CHARLOTTE NC 28202 (704) 344-2700SCOR GLOBAL LIFE REINSURANCE CO OF DE DE LAH 101 S TRYON ST STE 3100 1977 1985 CHARLOTTE NC 28280 (704) 330-2700SCOR GLOBAL LIFE USA REINSURANCE CO DE LAH 11625 ROSEWOOD ST STE 300 1982 1984 LEAWOOD KS 66211 (913) 901-4600

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SCOR REINSURANCE CO NY PC 199 WATER ST STE 2100 1984 1998 NEW YORK NY 10038 (212) 884-9077SCOTTSDALE INDEMNITY CO OH PC 1 W NATIONWIDE BLVD 1-04-701 1984 1994 COLUMBUS OH 43215 (614) 249-1545SEABRIGHT INS CO IL PC P O BOX 91100 1962 1989 SEATTLE WA 98111-9200 (206) 269-8500SEARS PROTECTION CO IL WP 3333 BEVERLY RD A4-258A 2001 2004 HOFFMAN ESTATES IL 60179 (847) 286-3215SECURA INS A MUTUAL CO WI PC P O BOX 819 1900 1900 APPLETON WI 54912 (920) 739-3161SECURA SUPREME INS CO WI PC P O BOX 819 1995 1995 APPLETON WI 54912 (920) 739-3161SECURIAN CAS CO MN PC 2960 RIVERSIDE DR 1994 1996 MACON GA 31204 (651) 665-3500SECURIAN LIFE INS CO MN LAH 400 ROBERT ST N 1981 1993 ST PAUL MN 55101-2098 (651) 665-3500SECURITY BENEFIT LIFE INS CO KS LAH 1 SECURITY BENEFIT PL 1892 1963 TOPEKA KS 66636 (785) 438-3000SECURITY HEALTH PLAN OF WI INC WI HMO P O BOX 8000 1986 1986 MARSHFIELD WI 54449 (715) 221-9555SECURITY LIFE INS CO OF AMER MN LAH 10901 RED CIRCLE DR 1956 1961 MINNETONKA MN 55343-9137 (952) 544-2121SECURITY LIFE OF DENVER INS CO CO LAH 5780 POWERS FERRY RD 1949 1969 ATLANTA GA 30327-4347 (770) 980-5100SECURITY MUTUAL LIFE INS CO OF NY NY LAH P O BOX 1625 1886 1895 BINGHAMTON NY 13902 (607) 723-3551SECURITY NATIONAL INS CO DE PC P O BOX 650771 1924 1993 DALLAS TX 75265 (214) 360-8321SECURITY NATIONAL LIFE INS CO UT LAH P O BOX 57220 1967 1967 SALT LAKE CITY UT 84157 (801) 264-1060SEDLAK CHEVROLET BUICK INC WI SCP P O BOX 1130 1968 2014 MINOCQUA WI 54548-1130 (715) 356-3262SELECT INS CO TX PC 1 TOWER SQ 1955 1970 HARTFORD CT 06183 (860) 277-0111SELECTIVE INS CO OF AMER NJ PC 40 WANTAGE AVE 1925 1997 BRANCHVILLE NJ 07890 (973) 948-3000SELECTIVE INS CO OF SC IN PC 40 WANTAGE AVE 1951 1995 BRANCHVILLE NJ 07890 (973) 948-3000SELECTIVE INS CO OF THE SOUTHEAST IN PC 40 WANTAGE AVE 1980 1995 BRANCHVILLE NJ 07890 (973) 948-3000SENECA INS CO INC NY PC 160 WATER ST 1978 1978 NEW YORK NY 10038 (212) 344-3000

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SENECA SIGEL MUTUAL INS CO WI TM P O BOX 27 1891 1891 6541 CAMERON VESPER WI 54489 (715) 569-4775SENIOR HEALTH INS CO OF PA PA LAH 550 CONGRESSIONAL BLVD STE 200 1887 1992 CARMEL IN 46032-5644 (317) 566-7563SENIOR HOUSING OF MIDDLETON WI CC 6720 CENTURY AVE 1999 2000 MIDDLETON WI 53562 (608) 836-7998SENIORDENT DENTAL PLAN INC WI LSHO 10 S RIVERSIDE PLZ STE 19E 2008 2008 CHICAGO IL 60606-3712 (773) 329-4450SENTINEL INS CO LTD CT PC 1 HARTFORD PLZ 1999 2001 HARTFORD CT 06155-0001 (860) 547-5000SENTRUITY CAS CO TX PC P O BOX 441828 2007 2011 HOUSTON TX 77244-1828 (713) 580-3163SENTRY CAS CO WI PC 1800 N POINT DR 1973 1999 STEVENS POINT WI 54481 (715) 346-6000SENTRY INS A MUTUAL CO WI PC 1800 N POINT DR 1913 1914 STEVENS POINT WI 54481 (715) 346-6000SENTRY LIFE INS CO WI LAH 1800 N POINT DR 1958 1958 STEVENS POINT WI 54481 (715) 346-6000SENTRY SELECT INS CO WI PC 1800 N POINT DR 1981 1982 STEVENS POINT WI 54481 (715) 346-6000SEQUOIA INS CO CA PC P O BOX 1510 1946 2007 MONTEREY CA 93942 (831) 657-4589SERVICE DOC INC THE FL SCP 2301 PARK AVE STE 402 2010 2013 ORANGE PARK FL 32073-5568 (800)867-2216SERVICE INS CO FL PC P O BOX 9729 1977 2009 BRADENTON FL 34206-9729 (800) 780-8423SERVICE NET WARRANTY LLC IN SCP 650 MISSOURI AVE 2012 2013 JEFFERSONVILLE IN 47130 (812) 258-4700SERVICE NET WARRANTY LLC DE WP 650 MISSOURI AVE 2009 2010 JEFFERSONVILLE IN 47130 (812) 258-4169SERVICE SAVER INC FL WP 175 W JACKSON BLVD 1987 2002 CHICAGO IL 60604 (800) 209-6206SERVICEGUARD SYSTEMS INC OH SCP 28601 CHAGRIN BLVD STE 400 1995 2013 WOODMERE OH 44122 (216) 464-6744SERVICEPLAN INC IL SCP 175 W JACKSON BLVD 2012 2013 CHICAGO IL 60604 (800)209-6206SERVICEPLAN OF FL INC FL WP 175 W JACKSON BLVD 1989 2002 CHICAGO IL 60604 (800) 209-6206SETTLERS LIFE INS CO WI LAH P O BOX 1191 1982 1997 MADISON WI 53701-1191 (608) 257-5611SFM MUTUAL INS CO MN PC P O BOX 9416 1983 1998 MINNEAPOLIS MN 55440-9416 (952) 838-4200

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SHEBOYGAN FALLS INS CO WI PC 511 WATER ST 1899 1899 SHEBOYGAN FALLS WI 53085-1454 (920) 467-4613SHELTERPOINT INS CO FL LAH 600 NORTHERN BLVD STE 310 1979 1991 GREAT NECK NY 11021-5200 (516) 829-8100SHENANDOAH LIFE INS CO VA LAH P O BOX 12847 1914 2001 ROANOKE VA 24029 (540) 985-4400SIERRA HEALTH & LIFE INS CO INC NV LAH P O BOX 14396 1906 2014 LAS VEGAS NV 89114 (702) 242-7149SIGNATURE MOTOR CLUB INC DE MC 2775 SANDERS RD E2E-77HH 1973 1974 NORTHBROOK IL 60062 (847) 667-2908SIGNATURES NATIONWIDE AUTO CLUB INC DE MC 2775 SANDERS RD E2E-77HH 1984 1984 NORTHBROOK IL 60062 (847) 667-2908SILVERSCRIPT INS CO TN LAH 2211 SANDERS ROAD 2005 2007 NBT 10 NORTHBROOK IL 60062 (847) 559-4765SIRIUS AMERICA INS CO NY PC 140 BROADWAY FL 32 1979 1983 NEW YORK NY 10005-1123 (212) 312-2500SISKIN ENTERPRISES INC UT SCP 2525 W BRIDGER RD 1978 2015 SALT LAKE CITY UT 84104-4216 (800)453-8470SLEEPY HOLLOW CHEVROLET-BUICK-GMC INC WI SCP 1225 N MAIN ST 2007 2014 VIROQUA WI 54665-1101 (608) 637-8300SLEEPY HOLLOW CHRYSLER DODGE JEEP INC WI SCP 1310 N MAIN ST 2009 2014 VIROQUA WI 54665-1149 (608) 637-3482SLEEPY HOLLOW FORD INC WI SCP 150 FAIRLANE DR 2012 2014 VIROQUA WI 54665-6127 (608) 637-2145SLOVAK CATHOLIC SOKOL NJ FR P O BOX 899 1898 1947 PASSAIC NJ 07055 (973) 777-2605SLOVENE NATIONAL BENEFIT SOCIETY PA FR 247 W ALLEGHENY RD 1907 1917 IMPERIAL PA 15126 (724) 695-1100SMART INS CO AZ LAH 2003 E LAMAR BLVD #100 1972 1990 ARLINGTON TX 76006 (817) 622-0105SMART MOTORS INC WI SCP 5901 ODANA RD 1960 2014 MADISON WI 53719-1213 (608) 275-7808SOCIETY INS A MUTUAL CO WI PC P O BOX 1029 1915 1915 FOND DU LAC WI 54936 (920) 922-1220SOMPO JAPAN INS CO OF AMERICA NY PC 11405 N COMMUNITY HOUSE RD 1962 1981 STE 600 CHARLOTTE NC 28277-4364 (704) 759-2200SONDALLE MOTORS INC WI SCP P O BOX 29 2012 2013 BERLIN WI 54923-0029 (920) 361-2151SONS OF NORWAY MN FR 1455 W LAKE ST 1898 1903 MINNEAPOLIS MN 55408 (612) 827-3611

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SONSIO INTERNATIONAL OF WI INC CO WP 5630 WARD RD 2005 2006 ARVADA CO 80002 (303) 736-1159SOUTH CENTRAL MUTUAL INS CO WI TM P O BOX 176 1874 1874 FRIESLAND WI 53935-0176 (920) 348-5163SOUTHEAST MUTUAL INS CO WI TM 8650 SCHAAL RD 1875 1875 BURLINGTON WI 53105-8977 (262) 534-4300SOUTHEAST SALES CORP WI SCP 6930 N 76TH ST 1964 2014 MILWAUKEE WI 53223-5004 (414) 463-2540SOUTHERN FIRE & CAS CO WI PC 1 GENERAL DR 1953 2005 SUN PRAIRIE WI 53596 (608) 837-4440SOUTHERN GUARANTY INS CO WI PC 1 GENERAL DR 1963 2005 SUN PRAIRIE WI 53596 (608) 837-4440SOUTHERN INS CO TX PC 5525 LBJ FREEWAY 1947 2005 DALLAS TX 75240-6241 (972) 788-6000SOUTHERN LIFE & HEALTH INS CO WI LAH 402 OFFICE PARK DR STE 101 1890 1995 BIRMINGHAM AL 35223 (205) 414-3000SOUTHERN PILOT INS CO WI PC 1 GENERAL DR 1962 2005 SUN PRAIRIE WI 53596 (608) 837-4440SOUTHERN WISCONSIN & NORTHERN ILLINOIS WI FR P O BOX 2652 1962 1978 FIREMENS ASSN DEATH BENEFIT PLAN ROCKFORD IL 61132 (815) 654-2904SOUTHWEST MARINE & GENERAL INS CO AZ PC 412 MOUNT KEMBLE AVE STE 300C 2005 2009 MORRISTOWN NJ 07960-6666 (973) 532-1969SPARTA INS CO CT PC 185 ASYLUM ST CITY PL II 1923 1924 HARTFORD CT 06103 (860) 275-6500SPINNAKER INS CO IL PC 221 MAIN ST STE 2 1986 1993 CHESTER NJ 07930-2528 (908) 879-2241SPRING GROVE MUTUAL INS CO WI TM 1105 W 2ND AVE 1875 1875 BRODHEAD WI 53520-1426 (608) 897-2148ST PAUL FIRE & MARINE INS CO CT PC 1 TOWER SQ 1925 1925 HARTFORD CT 06183 (860) 277-0111ST PAUL GUARDIAN INS CO CT PC 1 TOWER SQ 1970 1971 HARTFORD CT 06183 (860) 277-0111ST PAUL MERCURY INS CO CT PC 1 TOWER SQ 1964 1967 HARTFORD CT 06183 (860) 277-0111ST PAUL PROTECTIVE INS CO CT PC 1 TOWER SQ 1931 1936 HARTFORD CT 06183 (651) 310-7911ST PRODUCT CARE CORP CA SCP 360 3RD ST 6TH FL 2005 2012 SAN FRANCISCO CA 94107 (415) 541-1000STANDARD FIRE INS CO THE CT PC 1 TOWER SQ 1905 1910 HARTFORD CT 06183 (860) 277-0111STANDARD GUARANTY INS CO DE PC 260 INTERSTATE N CIRCLE SE 1983 1987 ATLANTA GA 30339 (770) 763-1000

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STANDARD INS CO OR LAH P O BOX 711 1906 1987 PORTLAND OR 97207 (971) 321-7000STANDARD LIFE & ACCIDENT INS CO TX LAH 1 MOODY PLZ 1976 2006 GALVESTON TX 77550-7947 (409) 763-4661STANDARD SECURITY LIFE INS CO OF NY NY LAH 485 MADISON AVE 14TH FL 1957 1980 NEW YORK NY 10022 (212) 355-4141STANDARD TRANE WARRANTY CO TX WP P O BOX 9035 2000 2004 TYLER TX 75711 (903) 730-4296STAR INS CO MI PC 26255 AMERICAN DR 1985 1987 SOUTHFIELD MI 48034 (248) 358-1100STARMOUNT LIFE INS CO LA LAH P O BOX 98100 1983 2003 BATON ROUGE LA 70898 (225) 926-2888STARNET INS CO DE PC 215 SHUMAN BLVD STE 200 1998 2000 NAPERVILLE IL 60563 (630) 210-0360STARR INDEMNITY & LIABILITY CO TX PC 399 PARK AVE 8TH FL 1979 1980 NEW YORK NY 10022-4617 (646) 227-6400STARR PROTECTION SOLUTIONS LLC IL SCP 399 PARK AVE 8TH FL 2011 2012 NEW YORK NY 10022 (646) 227-6379STARSTONE NATIONAL INS CO DE PC HARBORSIDE FINANCIAL CTR 1944 1954 PLZ 5 STE 2600 JERSEY CITY NJ 07311 (201) 743-7700STATE AUTO INS CO OF WI WI PC 518 E BROAD ST 1974 1974 COLUMBUS OH 43215 (614) 464-5000STATE AUTO PROPERTY & CAS INS CO IA PC 518 E BROAD ST 1950 1988 COLUMBUS OH 43215 (614) 464-5000STATE AUTOMOBILE MUTUAL INS CO OH PC 518 E BROAD ST 1921 1988 COLUMBUS OH 43215 (614) 464-5000STATE FARM FIRE & CAS CO IL PC 1 STATE FARM PLZ 1935 1950 BLOOMINGTON IL 61710 (309) 766-2311STATE FARM GENERAL INS CO IL PC 1 STATE FARM PLZ 1962 1962 BLOOMINGTON IL 61710 (309) 766-2311STATE FARM LIFE & ACCIDENT ASSUR CO IL LAH 1 STATE FARM PLZ 1960 1961 BLOOMINGTON IL 61710 (309) 766-2311STATE FARM MUTUAL AUTOMOBILE INS CO IL PC 1 STATE FARM PLZ 1922 1939 BLOOMINGTON IL 61710 (309) 766-2311STATE LIFE INS CO THE IN LAH P O BOX 368 1894 1981 INDIANAPOLIS IN 46206-0368 (317) 285-2300STATE LIFE INS FUND WI LAH P O BOX 7873 1911 1913 MADISON WI 53707-7873 (608) 266-0107STATE MUTUAL INS CO GA LAH P O BOX 153 1894 1992 ROME GA 30162 (706) 291-1054STATE NATIONAL INS CO INC TX PC 1900 L DON DODSON DR 1984 1991 BEDFORD TX 76021-8222 (817) 265-2000

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STATESMAN INS CO IN PC 275 PHILLIPS BLVD 1956 1992 TRENTON NJ 08618 (609) 896-1921STERLING JEWELERS INC DE WP 375 GHENT RD 1972 2009 AKRON OH 44333-4600 (330) 668-5000STERLING LIFE INS CO IL LAH 8735 HENDERSON RD 1958 2007 TAMPA FL 33634-1143 (360) 647-9080STEWART TITLE GUARANTY CO TX TI P O BOX 2029 1908 1970 HOUSTON TX 77252 (713) 625-8040STILLWATER INS CO CA PC 4905 BELFORT RD STE 110 1990 2005 JACKSONVILLE FL 32256-6007 (904) 997-7312STILLWATER PROPERTY & CAS INS CO NY PC 4905 BELFORT RD STE 110 1971 1989 JACKSONVILLE FL 32256-6007 (904) 997-7310STOCKHOLM TOWN MUTUAL INS CO WI TM P O BOX 632 1872 1872 STOCKHOLM WI 54769-0632 (715) 442-4364STONINGTON INS CO PA PC 1 GENERAL DR 1938 1989 SUN PRAIRIE WI 53596 (608) 837-4440STRATFORD INS CO NH PC 400 PARSONS POND DR 1981 1991 FRANKLIN LAKES NJ 07417 (201) 847-8600SU INS CO WI PC 9667 S 20TH ST 2005 2005 OAK CREEK WI 53154-4931 (414) 281-1100SUBARU OF AMER INC NJ WP P O BOX 6000 1977 2001 CHERRY HILL NJ 08034 (856) 488-8591SUGAR CREEK MUTUAL INS CO WI TM 17 W WALWORTH ST 1873 1873 ELKHORN WI 53121-1736 (262) 723-3244SUN LIFE & HEALTH INS CO (US) CT LAH 1 SUN LIFE EXECUTIVE PARK 1973 1976 WELLESLEY HILLS MA 02481 (781) 446-1523SUN LIFE ASSUR CO OF CN MI LAH 1 SUN LIFE EXECUTIVE PARK 1865 1962 WELLESLEY HILLS MA 02481 (781) 237-6030SUPERIOR VISION INS PLAN OF WI INC WI LSHO 939 ELKRIDGE LANDING RD 1992 1992 STE 200 LINTHICUM MD 21090 (877) 730-2347SUPREME COUNCIL OF THE ROYAL ARCANUM MA FR 61 BATTERYMARCH ST 1877 1895 BOSTON MA 02110 (617) 426-4135SURETEC INS CO TX PC 1330 POST OAK BLVD STE 1100 1998 2009 HOUSTON TX 77056-3309 (713) 812-0800SURETY & FIDELITY ASSN OF AMER THE NJ RS 1140 19TH ST NW STE 500 1970 1970 WASHINGTON DC 20036-6617 (202) 778-3626SURETY LIFE INS CO NE LAH 201 NE MULBERRY ST 1936 1963 LEES SUMMIT MO 64086-5881 (816) 434-4597SUSA LIFE INS CO INC AZ LAH P O BOX 1050 1995 1997 NEWARK NJ 07101 (212) 356-0300SUSSEX INS CO SC PC P O BOX 100165 1984 1999 COLUMBIA SC 29202-3165 (803) 735-0672

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SWISS RE LIFE & HEALTH AMER INC MO LAH 175 KING ST 1967 1979 ARMONK NY 10504 (877) 794-7773SWISS REINSURANCE AMER CORP NY PC 175 KING ST 1940 1959 ARMONK NY 10504 (913) 676-5200SYMETRA LIFE INS CO IA LAH P O BOX 34690 1957 1959 SEATTLE WA 98124-1690 (425) 256-8000SYMETRA NATIONAL LIFE INS CO IA LAH P O BOX 34690 1979 1980 SEATTLE WA 98124-1690 (800) 796-3872SYMPHONIX HEALTH INS INC IL LAH 2111 CHESTNUT AVE STE 270 1974 1982 GLENVIEW IL 60025-1618 (847) 834-0142SYNCORA GUARANTEE INC NY PC 135 W 50TH ST FL 20 1991 1992 NEW YORK NY 10020-1201 (212) 478-3400TARMO LLC DE SCP 777 S FLAGLER DR STE 500 2011 2013 WEST PALM BEACH FL 33401-6121 (561) 313-1232TEACHERS INS & ANNUITY ASSN OF AMER NY LAH 730 3RD AVE 1918 1972 NEW YORK NY 10017 (212) 490-9000TEACHERS INS CO IL PC 1 HORACE MANN PLZ 1971 1973 SPRINGFIELD IL 62715 (217) 789-2500TEAM WINNEBAGOLAND LLC WI SCP 5827 GREEN VALLEY RD 2007 2015 OSHKOSH WI 54904-9718 (920) 233-3070TECHNOLOGY INS CO INC NH PC 59 MAIDEN LN 43RD FL 1991 2011 NEW YORK NY 10038 (212) 220-7120TEXAS LIFE INS CO TX LAH P O BOX 830 1901 1996 WACO TX 76703 (254) 752-6521THE INS CO LA PC 10451 GULF BLVD 1969 1993 TREASURE ISLAND FL 33706 (727) 367-6900THERESA MUTUAL INS CO WI TM P O BOX 233 1879 1879 THERESA WI 53091 (920) 488-4401THRIVENT FINANCIAL FOR LUTHERANS WI FR 625 4TH AVE S 1902 1902 MINNEAPOLIS MN 55415-1624 (612) 844-7000THRIVENT LIFE INS CO MN LAH 625 4TH AVE S 1982 1984 MINNEAPOLIS MN 55415-1624 (612) 844-7000TIAA-CREF LIFE INS CO NY LAH 730 THIRD AVE 1996 1997 NEW YORK NY 10017 (212) 490-9000TIG INS CO CA PC 250 COMMERCIAL ST STE 5000 1911 1934 MANCHESTER NH 03101 (603) 656-2233TIME INS CO WI LAH P O BOX 3050 1910 1910 MILWAUKEE WI 53201-3050 (414) 271-3011TITAN INDEMNITY CO TX PC 1 W NATIONWIDE BLVD 1-04-701 1984 1989 COLUMBUS OH 43215-2220 (614) 249-1545TITLE RESOURCES GUARANTY CO TX TI 8111 LBJ FREEWAY STE 1200 1984 2009 DALLAS TX 75251 (972) 644-6500

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TMI SOLUTIONS LLC WA WP 3300 NE 164 ST P-1 2009 2012 RIDGEFIELD WA 98642 (360) 571-3433TNUS INS CO NY PC 230 PARK AVE 1914 1979 NEW YORK NY 10169 (212) 297-6600TOA REINSURANCE CO OF AMER THE DE PC 177 MADISON AVE 1971 1984 P O BOX 1930 MORRISTOWN NJ 07962-1930 (973) 898-9480TOKIO MARINE AMER INS CO NY PC 230 PARK AVE 1998 2012 NEW YORK NY 10169-0005 (212) 297-6600TOWER INS CO OF NY NY PC 59 MAIDEN LN 38TH FL 1989 2007 NEW YORK NY 10038 (212) 655-2000TOWER NATIONAL INS CO MA PC 120 BROADWAY 31ST FL 1983 1987 NEW YORK NY 10271 (212) 655-2000TOYOTA MOTOR INS CO IA PC 19001 S WESTERN AVE NF22 1909 1935 TORRANCE CA 90501 (310) 468-3609TOYOTA MOTOR INS SERVICES INC CA WP 19001 S WESTERN AVE 1986 1993 TORRANCE CA 90501 (310) 468-6119TOYOTA MOTOR INS SERVICES INC CA SCP 19001 S WESTERN AVE NF23 1986 2014 TORRANCE CA 90501 (310) 468-6119TRADE LAKE MUTUAL INS CO WI TM 11733 HIGHWAY 48 1874 1874 FREDERIC WI 54837 (715) 327-4800TRADERS INS CO MO PC P O BOX 5374 1980 2008 KANSAS CITY MO 64131 (816) 822-1887TRANS PACIFIC INS CO NY PC 230 PARK AVE 1982 1984 NEW YORK NY 10169 (212) 297-6600TRANS WORLD ASSUR CO CA LAH 885 S EL CAMINO REAL 1962 1979 SAN MATEO CA 94402 (650) 348-2300TRANSAMERICA ADVISORS LIFE INS CO AR LAH 4333 EDGEWOOD RD NE 1986 1988 CEDAR RAPIDS IA 52499 (319) 355-8549TRANSAMERICA CAS INS CO OH PC 4333 EDGEWOOD RD NE 1961 1973 CEDAR RAPIDS IA 52499 (319) 355-8511TRANSAMERICA FINANCIAL LIFE INS CO NY LAH 4 MANHATTANVILLE RD 1947 1949 PURCHASE NY 10577 (914) 627-3630TRANSAMERICA LIFE INS CO IA LAH 4333 EDGEWOOD RD NE 1961 1979 CEDAR RAPIDS IA 52499 (319) 355-8511TRANSAMERICA PREMIER LIFE INS CO IA LAH 4333 EDGEWOOD RD NE 1858 1979 CEDAR RAPIDS IA 52499 (319) 355-8511TRANSATLANTIC REINSURANCE CO NY PC 165 BROADWAY 1952 1980 1 LIBERTY PLZ NEW YORK NY 10006 (212) 365-2200TRANSGUARD INS CO OF AMERICA INC IL PC 702 OBERLIN RD 1987 1993 RALEIGH NC 27605-1102 (919) 833-1600

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TRANSIT MUTUAL INS CORP OF WI WI PC P O BOX 1135 1985 1985 APPLETON WI 54912 (920) 832-3970TRANSPORT INS CO OH PC 2 LOGAN SQ 1976 1977 PHILADELPHIA PA 19103 (267) 675-3323TRANSPORTATION INS CO IL PC 333 S WABASH AVE 1938 1938 CHICAGO IL 60604 (312) 822-5000TRAVCO INS CO CT PC 1 TOWER SQ 1991 1996 HARTFORD CT 06183 (860) 277-0111TRAVELERS CAS & SURETY CO CT PC 1 TOWER SQ 1964 1964 HARTFORD CT 06183 (860) 277-0111TRAVELERS CAS & SURETY CO OF AMER CT PC 1 TOWER SQ 1974 1975 HARTFORD CT 06183 (860) 277-0111TRAVELERS CAS CO OF CT CT PC 1 TOWER SQ 1990 1990 HARTFORD CT 06183 (860) 277-0111TRAVELERS CAS CO THE CT PC 1 TOWER SQ 1982 1984 HARTFORD CT 06183 (860) 277-0111TRAVELERS CAS INS CO OF AMER CT PC 1 TOWER SQ 1971 1974 HARTFORD CT 06183 (860) 277-0111TRAVELERS COMMERCIAL CAS CO CT PC 1 TOWER SQ 1981 1988 HARTFORD CT 06183 (860) 277-0111TRAVELERS COMMERCIAL INS CO CT PC 1 TOWER SQ 1990 1990 HARTFORD CT 06183 (860) 277-0111TRAVELERS CONSTITUTION STATE INS CO CT PC 1 TOWER SQ 1982 1984 HARTFORD CT 06183 (860) 277-0111TRAVELERS HOME & MARINE INS CO THE CT PC 1 TOWER SQ 1991 1996 HARTFORD CT 06183 (860) 277-0111TRAVELERS INDEMNITY CO OF AMERICA THE CT PC 1 TOWER SQ 1946 1968 HARTFORD CT 06183 (860) 277-0111TRAVELERS INDEMNITY CO OF CT THE CT PC 1 TOWER SQ 1859 1875 HARTFORD CT 06183 (860) 277-0111TRAVELERS INDEMNITY CO THE CT PC 1 TOWER SQ 1903 1907 HARTFORD CT 06183 (860) 277-0111TRAVELERS MOTOR CLUB INC OK MC P O BOX 54799 1965 1982 OKLAHOMA CITY OK 73154 (405) 848-1711TRAVELERS PERSONAL INS CO CT PC 1 TOWER SQ 1990 2009 HARTFORD CT 06183 (860) 277-0111TRAVELERS PERSONAL SECURITY INS CO CT PC 1 TOWER SQ 1990 2009 HARTFORD CT 06183 (860) 277-0111TRAVELERS PROPERTY CAS CO OF AMER CT PC 1 TOWER SQ 1972 1972 HARTFORD CT 06183 (860) 277-0111TRAVELERS PROPERTY CAS INS CO CT PC 1 TOWER SQ 1990 1990 HARTFORD CT 06183 (860) 277-0111

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TRAVELERS PROTECTIVE ASSN OF AMER MO FR 2041 EXCHANGE DR 1890 1896 ST CHARLES MO 63303-5987 (636) 724-2227TRENWICK AMERICA REINSURANCE CORP CT PC 40 RICHARDS AVE FL 3 1984 1985 NORWALK CT 06854-2320 (203) 418-4100TRI-COUNTY MUTUAL TOWN INS CO WI TM P O BOX 157 1909 1909 IRON RIVER WI 54847-0157 (715) 372-8577TRI-STATE INS CO OF MN IA PC P O BOX 1594 1974 1974 DES MOINES IA 50306 (515) 473-3000TRIAD GUARANTY INS CORP IL PC P O BOX 2300 1987 1991 WINSTON SALEM NC 27102 (336) 723-1282TRIANGLE INS CO INC OK PC P O BOX 1189 1992 2005 ENID OK 73702 (580) 237-4276TRILOGY HEALTH INS INC WI HMO 18000 W SARAH LN STE 310 2006 2007 BROOKFIELD WI 53045 (262) 432-9140TRINITY HEALTH SERVICES INC WI CC 3023 S 84TH ST 2004 2004 MILWAUKEE WI 53227 (414) 607-4100TRINITY UNIVERSAL INS CO TX PC 12926 GRAN BAY PKWY W 1926 1993 JACKSONVILLE FL 32258 (904) 245-5600TRITON INS CO TX PC P O BOX 2548 1982 1995 FORT WORTH TX 76113-2548 (817) 348-7565TRIUMPHE CAS CO OH PC 3250 INTERSTATE DR 1981 2012 RICHFIELD OH 44286-9000 (330) 659-8900TRUASSURE INS CO IL LAH 111 SHUMAN BLVD 1979 2013 NAPERVILLE IL 60563 (630) 718-4782TRUCK INS EXCHANGE CA PC 6301 OWENSMOUTH AVE 1935 1951 WOODLAND HILLS CA 91367 (323) 932-3200TRUMBULL INS CO CT PC 1 HARTFORD PLZ 1986 1996 HARTFORD CT 06155-0001 (860) 547-5000TRUSTGARD INS CO OH PC 671 S HIGH ST 1981 1984 P O BOX 1218 COLUMBUS OH 43216-1218 (614) 445-2900TRUSTMARK INS CO IL LAH 400 FIELD DR 1913 1913 LAKE FOREST IL 60045 (847) 615-1500TRUSTMARK LIFE INS CO IL LAH 400 FIELD DR 1925 1985 LAKE FOREST IL 60045 (847) 615-1500TUDOR OAKS RETIREMENT CTR WI CC S77 W12929 MCSHANE DR 1930 1984 MUSKEGO WI 53150 (414) 529-0100TWG HOME WARRANTY SERVICES INC DE WP 175 W JACKSON BLVD 1996 1996 CHICAGO IL 60604 (847) 953-1000TWG INNOVATIVE SOLUTIONS INC MO WP 175 W JACKSON BLVD 1985 1992 CHICAGO IL 60604 (847) 953-1000TWIN CITY FIRE INS CO IN PC 1 HARTFORD PLZ 1987 1987 HARTFORD CT 06155-0001 (860) 547-5000

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UBS LIFE INS CO USA CA LAH P O BOX 1795 1956 1961 ERIE PA 16507-0795 (800) 986-0088UCARE HEALTH INC WI LAH P O BOX 52 2007 2007 MINNEAPOLIS MN 55440-0052 (612) 676-6500ULLICO LIFE INS CO TX LAH 1625 EYE ST NW 1976 1976 WASHINGTON DC 20006 (202) 682-0900UNDERWRITER FOR THE PROFESSIONS INS CO OR PC 185 GREENWOOD RD 1989 2004 NAPA CA 94558-6270 (707) 226-0100UNICARE LIFE & HEALTH INS CO IN LAH 233 S WACKER DR STE 3700 1971 1981 CHICAGO IL 60606-6382 (877) 864-2273UNIFIED LIFE INS CO TX LAH P O BOX 25326 2001 2005 OVERLAND PARK KS 66225-5326 (913) 871-7284UNIGARD INDEMNITY CO WI PC 1 GENERAL DR 1972 1991 SUN PRAIRIE WI 53596 (608) 837-4440UNIGARD INS CO WI PC 1 GENERAL DR 1960 1961 SUN PRAIRIE WI 53596 (608) 837-4440UNIMERICA INS CO WI LAH 11000 OPTUM CIR 1990 2002 EDEN PRAIRIE MN 55344-2503 (952) 936-1300UNION FIDELITY LIFE INS CO KS LAH 7101 COLLEGE BLVD STE 1400 1925 1951 OVERLAND PARK KS 66210-2082 (913) 982-3700UNION INS CO IA PC P O BOX 1594 1973 2005 DES MOINES IA 50306 (515) 473-3000UNION INS CO OF PROVIDENCE IA PC P O BOX 712 1863 2010 DES MOINES IA 50306 (515) 280-2511UNION LABOR LIFE INS CO THE MD LAH 8403 COLESVILLE RD 1925 1932 SILVER SPRINGS MD 20910 (202) 682-0900UNION SECURITY INS CO KS LAH P O BOX 419052 1962 1963 KANSAS CITY MO 64141 (816) 474-2345UNIONE ITALIANA REINSURANCE CO OF AMERICA INC NY PC 3024 HARNEY ST 1978 1984 OMAHA NE 68131 (402) 916-3000UNITED AMERICAN INS CO NE LAH P O BOX 8080 1947 1965 MCKINNEY TX 75070 (972) 529-5085UNITED AMERICAS INS CO NY PC 110 E 55TH ST FL 12 1978 1983 NEW YORK NY 10022-4550 (212) 486-0700UNITED CAR CARE INC CO WP P O BOX 3988 1995 2000 GREENWOOD VILLAGE CO 80155 (303) 306-0502UNITED CONCORDIA INS CO AZ LAH 4401 DEER PATH RD 1975 2003 HARRISBURG PA 17110 (717) 260-7081UNITED EQUITABLE INS CO IL PC 5700 OLD ORCHARD RD 1959 1960 SKOKIE IL 60077 (847) 583-4600UNITED FIDELITY LIFE INS CO TX LAH P O BOX 410288 1977 1979 KANSAS CITY MO 64141-0288 (816) 391-2000

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UNITED FINANCIAL CAS CO OH PC P O BOX 89490 1984 1986 CLEVELAND OH 44101 (440) 461-5000UNITED FIRE & CAS CO IA PC P O BOX 73909 1946 1956 CEDAR RAPIDS IA 52407 (319) 399-5700UNITED FIRE & INDEMNITY CO TX PC P O BOX 73909 1936 1963 CEDAR RAPIDS IA 52407 (319) 399-5700UNITED GUARANTY CREDIT INS CO NC PC P O BOX 20597 1981 1991 GREENSBORO NC 27420 (336) 373-0232UNITED GUARANTY MORTGAGE INDEMNITY CO NC PC P O BOX 20597 1972 1980 GREENSBORO NC 27420 (336) 373-0232UNITED GUARANTY RESIDENTIAL INS CO NC PC P O BOX 20597 1963 1968 GREENSBORO NC 27420 (336) 373-0232UNITED GUARANTY RESIDENTIAL INS CO OF NC NC PC P O BOX 20597 1963 1973 GREENSBORO NC 27420 (336) 373-0232UNITED HERITAGE LIFE INS CO ID LAH P O BOX 7777 1934 2005 MERIDIAN ID 83680 (208) 493-6100UNITED HOME LIFE INS CO IN LAH P O BOX 7192 1948 2005 INDIANAPOLIS IN 46207 (317) 692-7979UNITED INS CO OF AMERICA IL LAH 12115 LACKLAND RD 1927 1957 ST LOUIS MO 63146 (314) 819-4300UNITED LIFE INS CO IA LAH P O BOX 73909 1962 1964 CEDAR RAPIDS IA 52407 (319) 399-5700UNITED LUTHERAN PROGRAM FOR THE AGING INC WI CC 4545 N 92ND ST 1957 1984 WAUWATOSA WI 53225-4807 (414) 464-6396UNITED MOTOR CLUB OF AMER INC KY MC 10151 DEERWOOD PARK BLVD 1996 2012 BLDG 100 STE 330 JACKSONVILLE FL 32256 (904) 638-7270UNITED NATIONAL SPECIALTY INS CO WI PC 3 BALA PLZ E STE 300 1982 1982 BALA CYNWYD PA 19004-3406 (610) 664-1500UNITED OF OMAHA LIFE INS CO NE LAH MUTUAL OF OMAHA PLZ 1926 1932 OMAHA NE 68175 (402) 342-7600UNITED OHIO INS CO OH PC 1725 HOPLEY AVE 1966 2007 BUCYRUS OH 44820 (419) 562-3011UNITED SECURITY ASSUR CO OF PA PA LAH P O BOX 64477 1982 2010 SOUDERTON PA 18964-0477 (215) 723-3044UNITED SERVICE PROTECTION CORP DE SCP 400 CARILLON PKWY STE 300 1999 2014 ST PETERSBURG FL 33716-1290 (727) 556-2900UNITED SERVICES AUTOMOBILE ASSN TX PC 9800 FREDERICKSBURG RD 1922 1960 SAN ANTONIO TX 78288 (210) 498-8000UNITED STATES AIRCRAFT INS GROUP NY RS C/O UNITED STATES AIRCRAFT 1988 1988 INS GRP 125 BROAD ST FL 6 NEW YORK NY 10004-2744 (212) 952-0100

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UNITED STATES AUTO CLUB MOTORING DIVISION INC IN MC P O BOX 660460 1968 1970 DALLAS TX 75266 (214) 570-3012UNITED STATES FIDELITY & GUARANTY CO CT PC 1 TOWER SQ 1896 1896 HARTFORD CT 06183-6014 (860) 277-0111UNITED STATES FIRE INS CO DE PC 305 MADISON AVE 2003 2003 MORRISTOWN NJ 07962 (973) 490-6600UNITED STATES LETTER CARRIERS MUTUAL BENEFIT TN FR 100 INDIANA AVE NW 1892 1968 ASSN OF & FOR THE NATIONAL ASSOCIATION OF WASHINGTON DC 20001 LETTER CARRIERS (202) 638-4318UNITED STATES LIABILITY INS CO PA PC P O BOX 6700 1867 1980 WAYNE PA 19087 (800) 523-5545UNITED STATES LIFE INS CO IN THE CITY OF NY THE NY LAH 2727 A ALLEN PKWY 1850 1953 HOUSTON TX 77019 (713) 522-1111UNITED STATES WARRANTY CORP FL VPP 22 NE 22ND AVE 1970 2015 POMPANO BEACH FL 33062 (800) 432-4566UNITED STATES WARRANTY CORP FL WP 22 NE 22ND AVE 1970 2001 POMPANO BEACH FL 33062 (800) 432-4566UNITED STATES WARRANTY ESP CORP OH WP 6140 PARKLAND BLVD STE 230 2005 2005 MAYFIELD HEIGHTS OH 44124-6106 (800) 233-9878UNITED TEACHER ASSOCIATES INS CO TX LAH 301 E 4TH ST 1958 1996 CINCINNATI OH 45202 (866) 830-0607UNITED WISCONSIN INS CO WI PC P O BOX 3026 1957 1957 MILWAUKEE WI 53201 (262) 787-7700UNITED WORLD LIFE INS CO NE LAH MUTUAL OF OMAHA PLZ 1970 1970 OMAHA NE 68175 (402) 342-7600UNITEDHEALTHCARE INS CO CT LAH 185 ASYLUM ST 1972 1972 HARTFORD CT 06103-3408 (877) 832-7734UNITEDHEALTHCARE LIFE INS CO WI LAH P O BOX 19032 1982 1982 GREEN BAY WI 54307 (920) 661-6020UNITEDHEALTHCARE OF WI INC WI HMO P O BOX 26649 1986 1986 WAUWATOSA WI 53226-0649 (414) 443-4000UNITRIN AUTO & HOME INS CO NY PC 12926 GRAN BAY PKWY W 1996 1998 JACKSONVILLE FL 32258 (904) 245-5600UNITRIN DIRECT INS CO IL PC 1 E WACKER DR STE 3700 1995 2009 CHICAGO IL 60601 (312) 661-4700UNITRIN DIRECT PROPERTY & CAS CO IL PC 1 E WACKER DR STE 3700 1998 1999 CHICAGO IL 60601 (312) 661-4700UNITRIN PREFERRED INS CO NY PC 12926 GRAN BAY PKWY W 1942 1983 JACKSONVILLE FL 32258 (904) 245-5600UNITRIN SAFEGUARD INS CO WI PC 12926 GRAN BAY PKWY W 1982 1982 JACKSONVILLE FL 32258 (904) 245-5600UNITY FINANCIAL LIFE INS CO OH LAH P O BOX 625700 1964 2000 CINCINNATI OH 45262-5700 (513) 247-0711

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UNITY HEALTH PLANS INS CORP WI HMO 840 CAROLINA ST 1983 1983 SAUK CITY WI 53583 (608) 643-2491UNIVERSAL GUARANTY LIFE INS CO OH LAH P O BOX 5147 1966 1987 SPRINGFIELD IL 62705 (217) 241-6300UNIVERSAL HOME PROTECTION LLC WI WP 1289 DEMING WAY STE 201 1999 2003 MADISON WI 53717 (608) 831-0285UNIVERSAL SURETY CO NE PC P O BOX 80468 1947 1971 LINCOLN NE 68501-0468 (402) 435-4302UNIVERSAL SURETY OF AMER SD PC 333 WABASH AVE 1984 1996 CHICAGO IL 60604 (312) 822-5000UNIVERSAL TECHNICAL SERVICES UT WP 1500 S 1000 W 2009 2011 LOGAN UT 84321-8206 (850) 681-6710UNIVERSAL UNDERWRITERS INS CO IL PC 1400 AMERICAN LN TOWER 1 1982 1983 18TH FL SCHAUMBURG IL 60196-5452 (847) 605-6000UNIVERSAL UNDERWRITERS LIFE INS CO KS LAH 7045 COLLEGE BLVD 1964 1973 OVERLAND PARK KS 66211 (913) 339-1000UNIVERSAL UNDERWRITERS OF TX INS CO IL PC 1400 AMERICAN LN TOWER 1 1981 2008 18TH FL SCHAUMBURG IL 60196 (847) 605-6000UNIVERSAL UNDERWRITERS SERVICE CORP MO VPP 7045 COLLEGE BLVD 1982 2005 OVERLAND PARK KS 66211 (847) 706-2603UNIVERSAL UNDERWRITERS SERVICE CORP MO WP 7045 COLLEGE BLVD 1984 1992 OVERLAND PARK KS 66211 (800) 821-7803UNIVERSAL WARRANTY CORP MI WP 300 GALLERIA OFFICENTRE STE 200 2000 2000 SOUTHFIELD MI 48034 (248) 263-6922UNUM INS CO ME LAH 1 FOUNTAIN SQ 1965 1966 CHATTANOOGA TN 37402 (423) 294-1011UNUM LIFE INS CO OF AMER ME LAH 2211 CONGRESS ST 1966 1971 PORTLAND ME 04122 (207) 575-2211US FINANCIAL LIFE INS CO OH LAH 525 WASHINGTON BLVD 1974 1988 JERSEY CITY NJ 07310 (201) 743-5132US HEALTH & LIFE INS CO MI LAH 8220 IRVING RD 1982 2012 STERLING HEIGHTS MI 48312-4621 (586) 693-4300US SPECIALTY INS CO TX PC 13403 NORTHWEST FREEWAY 1986 1988 HOUSTON TX 77040-6094 (713) 462-1000US UNDERWRITERS INS CO ND PC P O BOX 6700 1992 2013 WAYNE PA 19087-8700 (800) 523-5545USAA CAS INS CO TX PC 9800 FREDERICKSBURG RD 1968 1974 SAN ANTONIO TX 78288 (210) 498-8000USAA GENERAL INDEMNITY CO TX PC 9800 FREDERICKSBURG RD 1972 1989 SAN ANTONIO TX 78288 (210) 498-8000

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USAA LIFE INS CO TX LAH 9800 FREDERICKSBURG RD 1963 1972 SAN ANTONIO TX 78288 (210) 498-8000USABLE LIFE AR LAH P O BOX 1650 1978 1997 LITTLE ROCK AR 72203 (501) 375-7200USPLATE GLASS INS CO IL PC 1 WESTBROOK CORPORATE CTR 1991 2007 STE 320 WESTCHESTER IL 60154 (708) 449-6060UTICA MUTUAL INS CO NY PC P O BOX 530 1914 1924 UTICA NY 13503 (315) 734-2000UTILITY SERVICE PARTNERS PRIVATE LABEL INC DE WP 11 GRANDVIEW CIR STE 100 2005 2011 CANONSBURG PA 15317-6508 (724) 749-1037VALLEY FORGE INS CO PA PC 333 S WABASH AVE 1944 1944 CHICAGO IL 60604 (312) 822-5000VALLEY PROPERTY & CAS INS CO OR PC 4263 COMMERCIAL ST SE STE 400 1996 2006 SALEM OR 97302-3998 (904) 245-5600VALSPAR CORP THE DE WP 4999 36TH ST SE 1970 2010 GRAND RAPIDS MI 49512-2005 (616) 940-2900VANLINER INS CO MO PC 1 PREMIER DR 1953 1987 ST LOUIS MO 63026 (330) 659-8900VANTAGE WARRANTY INC TX VPP 8834 N CAPITAL OF TX HWY STE 250 2011 2013 AUSTIN TX 78759-7901 (855)762-8268VANTAGE WARRANTY INC TX SCP 8834 N CAPITAL OF TX HWY STE 250 2011 2012 AUSTIN TX 78759-7901 (512) 259-5224VANTIS LIFE INS CO CT LAH 200 DAY HILL RD 1963 2004 WINDSOR CT 06095 (860) 298-5400VARIABLE ANNUITY LIFE INS CO THE TX LAH P O BOX 1591 3-D1 1968 1969 HOUSTON TX 77251-1591 (888) 889-0910VEHICLE PROTECTION INC MO WP 250 NE MULBERRY 2002 2010 LEES SUMMIT MO 64086 (816) 347-0900VEHICLE SERVICE ADMINISTRATOR LLC MO SCP 1670 FENPARK DR 2002 2013 FENTON MO 63026-2918 (636) 349-1234VERIZON WIRELESS SERVICES LLC DE SCP 1 VERIZON WAY #VC61S405 2000 2015 BASKING RIDGE NJ 07920-1025 (908) 559-3899VERLAN FIRE INS CO NH PC 440 LINCOLN ST 1970 2006 WORCESTER MA 01653 (508) 853-7200VICTORIA AUTOMOBILE INS CO OH PC 1 W NATIONWIDE BLVD 1994 1997 COLUMBUS OH 43215 (614) 249-1545VICTORIA FIRE & CAS CO OH PC 1 W NATIONWIDE BLVD 1-04-701 1983 1989 COLUMBUS OH 43215 (216) 896-7866VIGILANT INS CO NY PC 15 MOUNTAIN VIEW RD 1939 1954 WARREN NJ 07059 (908) 903-2000VIKING INS CO OF WI WI PC 1800 N POINT DR 1971 1971 STEVENS POINT WI 54481 (715) 346-6000

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VILLAGE ON THE SQ INC WI CC 410 N MAIN ST 1989 1990 DOUSMAN WI 53118 (262) 965-2111VIRGINIA SURETY CO INC IL PC 175 W JACKSON BLVD 1982 1982 CHICAGO IL 60604 (312) 356-3000VISION CARE NETWORK INS CORP WI LSHO 1421 WASHINGTON AVE 1989 1989 RACINE WI 53403 (262) 637-7494VISION SERVICE PLAN INS CO CT PC 3333 QUALITY DR 1987 1992 RANCHO CORDOVA CA 95670 (916) 851-5000VISION WARRANTY CORP TX SCP 11449 GULF FWY 2008 2013 HOUSTON TX 77034-3548 (877) 635-3143VOYA INS & ANNUITY CO IA LAH 5780 POWERS FERRY RD NW 1973 1974 ATLANTA GA 30327 (770) 980-5100VOYA RETIREMENT INS & ANNUITY CO CT LAH 5780 POWERS FERRY RD NW 1976 1976 ATLANTA GA 30327 (770) 980-5100WADENA INS CO IA PC P O BOX 1336 2005 2007 WEST DES MOINES IA 50306 (515) 327-2777WARNER INS CO IL PC 1 E WACKER DR STE 3700 1985 1986 CHICAGO IL 60601-1817 (312) 661-4700WARRANTECH AUTOMOTIVE INC CT WP 2200 HIGHWAY 121 STE 100 1990 1992 BEDFORD TX 76021 (817) 685-6601WARRANTECH AUTOMOTIVE INC CT VPP 2200 HIGHWAY 121 STE 100 1990 2013 BEDFORD TX 76021 (817) 785-6601WARRANTECH CONSUMER PRODUCT SERVICES INC CT WP 2200 HIGHWAY 121 STE 100 1990 1992 BEDFORD TX 76021 (817) 785-6337WARRANTY ACCEPTANCE CORP FL WP 4400 GOVERNMENT BLVD 1997 1997 MOBILE AL 36693 (251) 660-1901WARRANTY GLOBAL GROUP INC TX SCP 15920 ADDISON RD 2003 2013 ADDISON TX 75001-3290 (877) 853-7613WARRANTY SOLUTIONS ADMINISTRATIVE SERV INC FL WP 7125 W JEFFERSON AVE STE 200 1993 2001 LAKEWOOD CO 80235-2305 (303) 987-5500WARRANTY SOLUTIONS ADMINISTRATIVE SERV INC FL SCP 7125 W JEFFERSON AVE STE 200 1993 2014 LAKEWOOD CO 80235-2305 (303) 987-5509WARRANTY SUPPORT SERVICES LLC DE SCP 6010 ATLANTIC BLVD 2004 2013 NORCROSS GA 30071-1303 (678) 225-1000WASHINGTON INTERNATIONAL INS CO NH PC 475 N MARTINGALE RD STE 850 1976 1993 SCHAUMBURG IL 60173-2276 (603) 644-6600WASHINGTON NATIONAL INS CO IN LAH 11825 N PENNSYLVANIA ST 1923 1925 CARMEL IN 46032-9913 (317) 817-6100WASHINGTON TOWN MUTUAL INS CO WI TM 1246 MAIN RD 1889 1890 WASHINGTON ISLAND WI 54246 (920) 847-2041WAUSAU BUSINESS INS CO WI PC 175 BERKELEY ST 1907 1989 BOSTON MA 02116-5066 (617) 357-9500

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WAUSAU GENERAL INS CO WI PC 175 BERKELEY ST 1972 1991 BOSTON MA 02116-5066 (715) 845-5211WAUSAU UNDERWRITERS INS CO WI PC 175 BERKELEY ST 1979 1979 BOSTON MA 02116-5066 (715) 845-5211WEA INS CORP WI LAH P O BOX 7338 1985 1985 MADISON WI 53707-7338 (608) 276-4000WEA PROPERTY & CAS INS CO WI PC 45 NOB HILL RD 1993 1993 MADISON WI 53713 (608) 276-4000WELLCARE HEALTH INS CO OF KY INC KY LAH P O BOX 31391 1962 1984 TAMPA FL 33631-3391 (813) 290-6200WELLCARE PRESCRIPTION INS INC FL LAH P O BOX 31391 2005 2007 TAMPA FL 33631-3391 (813) 290-6200WESCO INS CO DE PC 59 MAIDEN LN 43RD FL 1962 1989 NEW YORK NY 10038 (212) 220-7120WEST AMERICAN INS CO IN PC 175 BERKELEY ST 1923 1958 BOSTON MA 02116 (617) 357-9500WEST BEND MUTUAL INS CO WI PC 1900 S 18TH AVE 1894 1894 WEST BEND WI 53095-8796 (262) 365-2512WEST COAST LIFE INS CO NE LAH P O BOX 2606 1915 1985 BIRMINGHAM AL 35223 (205) 268-1000WESTCHESTER FIRE INS CO PA PC 436 WALNUT ST 1967 1989 PHILADELPHIA PA 19106 (215) 640-1000WESTCOR LAND TITLE INS CO CA TI 875 CONCOURSE PARKWAY SOUTH 1993 2010 MAITLAND FL 32751 (407) 629-5842WESTERN AGRICULTURAL INS CO IA PC 5400 UNIVERSITY AVE 1971 1999 WEST DES MOINES IA 50266-5997 (515) 225-5400WESTERN AND SOUTHERN LIFE INS CO THE OH LAH 400 BROADWAY ST 1888 1960 CINCINNATI OH 45202 (513) 629-1800WESTERN CATHOLIC UNION IL FR 510 MAINE ST 1877 1964 QUINCY IL 62301 (217) 223-9721WESTERN FRATERNAL LIFE ASSN IA FR 1900 1ST AVE NE 1897 1900 CEDAR RAPIDS IA 52402 (319) 363-2653WESTERN NATIONAL ASSUR CO MN PC P O BOX 1463 1957 1996 MINNEAPOLIS MN 55440 (952) 835-5350WESTERN NATIONAL MUTUAL INS CO MN PC P O BOX 1463 1915 1954 MINNEAPOLIS MN 55440 (952) 835-5350WESTERN SERVICE CONTRACT CORP CA WP 3601 HAVEN AVE 1985 2009 MENLO PARK CA 94025-1064 (800) 828-3003WESTERN SURETY CO SD PC 333 S WABASH AVE 1900 1942 CHICAGO IL 60604 (312) 822-5000WESTERN WISCONSIN CARES WI CMO 1407 STANDREW ST STE 100 2009 LACROSSE WI 54603 (608) 785-6266

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WESTERN-SOUTHERN LIFE ASSUR CO OH LAH 400 BROADWAY ST 1980 1981 CINCINNATI OH 45202-3312 (513) 629-1800WESTFIELD INS CO OH PC P O BOX 5001 1929 1946 WESTFIELD CTR OH 44251 (330) 887-0101WESTFIELD NATIONAL INS CO OH PC P O BOX 5001 1968 1982 WESTFIELD CTR OH 44251 (330) 887-0101WESTPORT INS CORP MO PC P O BOX 2991 1981 1981 OVERLAND PARK KS 66201 (913) 676-5200WFG NATIONAL TITLE INS CO SC TI WILLISTON FINANCIAL GROUP LLC 1974 2011 12909 SW 68TH PKWY STE 350 PORTLAND OR 97223-8384 (503) 387-3636W G & R EXTENDED SERVICE LLC WI WP 900 CHALLENGER DR 2008 2009 GREEN BAY WI 54311-8329 (920) 469-5018WILCAC LIFE INS CO IL LAH 20 GLOVER AVE FL 4 1911 1922 NORWALK CT 06850 (203) 762-4400WILCO LIFE INS CO IN LAH 187 DANBURY RD 1962 1965 RIVERVIEW BLDG 3RD FL WILTON CT 06897-4122 (203) 762-4480WILLIAM PENN ASSN PA FR 709 BRIGHTON RD 1886 1953 PITTSBURGH PA 15233 (412) 231-2979WILLIAMSBURG NATIONAL INS CO MI PC 26255 AMERICAN DR 1986 1999 SOUTHFIELD MI 48034 (248) 358-1100WILSHIRE INS CO NC PC P O BOX 10800 1985 1991 RALEIGH NC 27605 (919) 833-1600WILSON MUTUAL INS CO WI PC P O BOX 1340 1872 1872 SHEBOYGAN WI 53082 (920) 458-3359WILTON REASSURANCE CO MN LAH 187 DANBURY RD 1900 1967 RIVERVIEW BLDG 3RD FL WILTON CT 06897 (203) 762-4400WILTON REASSURANCE LIFE CO OF NY NY LAH 187 DANBURY RD 1955 1958 RIVERVIEW BLDG 3RD FL WILTON CT 06897 (203) 762-4400WIP WI PC 600 W VIRGINIA ST STE 101 1970 1970 MILWAUKEE WI 53204-1552 (414) 291-5353WISCO DENTAL INS PLAN INC WI LSHO 2501 E ENTERPRISE AVE 2014 2014 APPLETON WI 54913 (414) 271-6560WISCONSIN ASSOCIATION OF MUTUAL INS COMPANIES WI RS 7203 GENE ST STE A 1995 1995 DE FOREST WI 53532-1994 (608) 846-7203WISCONSIN AUL INC CA WP 1250 MAIN ST STE 300 1999 1999 NAPA CA 94559 (800) 826-3207WISCONSIN AUTOMOBILE INS PLAN WI PC 20700 SWENSON DR STE 100 1967 1967 WAUKESHA WI 53186 (262) 796-4599WISCONSIN COMPENSATION RATING BUREAU WI RS P O BOX 3080 1975 1975 MILWAUKEE WI 53201 (262) 796-4540

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WISCONSIN COUNTY MUTUAL INS CORP WI PC 22 E MIFFLIN ST STE 900 1987 1987 MADISON WI 53703 (262) 781-7020WISCONSIN HEALTH CARE LIABILITY INS PLAN WI PC 500 3RD ST STE 700 1976 1976 WAUSAU WI 54403-4857 (715) 841-1680WISCONSIN LAWYERS MUTUAL INS CO WI PC 725 HEARTLAND TRAIL STE 300 1986 1986 MADISON WI 53717 (608) 824-1700WISCONSIN MUNICIPAL MUTUAL INS CO WI PC 4785 HAYES RD 1987 1987 MADISON WI 53704 (608) 246-3336WISCONSIN MUTUAL INS CO WI PC P O BOX 974 1903 1903 MADISON WI 53701 (608) 836-4663WISCONSIN PHYSICIANS SERVICE INS CORP WI LAH 1717 W BROADWAY 1977 1977 MADISON WI 53713 (608) 221-4711WISCONSIN REINSURANCE CORP WI PC P O BOX 7988 1972 1972 MADISON WI 53707-7988 (608) 242-4500WOLVERINE MUTUAL INS CO MI PC 1 WOLVERINE WAY M62E 1917 2004 DOWAGIAC MI 49047-0530 (269) 782-3451WOMANS LIFE INS SOCIETY MI FR P O BOX 5020 1897 1897 PORT HURON MI 48061-5020 (810) 985-5191WOODMEN OF THE WORLD LIFE INS SOCIETY NE FR 1700 FARNAM ST 1891 1893 OMAHA NE 68102 (402) 342-1890WORK FIRST CAS CO DE PC 3521 SILVERSIDE RD STE 2E 1936 2008 WILMINGTON DE 19810-4900 (302) 477-1710WORKMENS AUTO INS CO CA PC P O BOX 54845 1949 2000 LOS ANGELES CA 90054-0845 (213) 747-6492WORKMENS BENEFIT FUND OF THE NY FR 399 CONKLIN ST STE 310 1899 1944 UNITED STATES OF AMERICA FARMINGDALE NY 11735 (516) 938-6060WPS HEALTH PLAN INC WI HMO P O BOX 14540 2005 2005 MADISON WI 53708-0540 (920) 490-6900WRIGHT NATIONAL FLOOD INS CO TX PC 801 94TH AVE N STE 110 2002 2012 ST PETERSBURG FL 33702-2478 (727) 803-2040WRM AMERICA INDEMNITY CO INC NY PC 333 EARLE OVINGTON BLVD 1991 1992 STE 505 UNIONDALE NY 11553-3622 (516) 750-9412WYNNS EXTENDED CARE INC CA WP 6303 BLUE LAGOON DR STE 225 1972 1999 MIAMI FL 33126 (305) 266-5665WYSSTA INS CO INC WI LAH P O BOX 828 2005 2005 STEVENS POINT WI 54481 (715) 344-6087XL INS AMER INC DE PC 70 SEAVIEW AVE 1945 1959 SEAVIEW HOUSE STAMFORD CT 06902 (203) 964-5200XL INS CO OF NY INC NY PC SEAVIEW HOUSE 1994 1984 70 SEAVIEW AVE STAMFORD CT 06902 (203) 964-5200

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XL LIFE INS & ANNUITY CO IL LAH SEAVIEW HOUSE 1978 1980 70 SEAVIEW AVE STAMFORD CT 08902 (203) 964-5200XL REINSURANCE AMERICA INC NY PC SEAVIEW HOUSE 1929 1938 70 SEAVIEW AVE STAMFORD CT 06902 (203) 964-5200XL SPECIALTY INS CO DE PC SEAVIEW HOUSE 1979 1988 70 SEAVIEW AVE STAMFORD CT 06902 (203) 964-5200Y & D CORP WI SCP 2641 EATON RD 1994 2013 GREEN BAY WI 54311-4501 (920) 469-3000YORKVILLE AND MT PLEASANT MUTUAL INS CO WI TM P O BOX 35 1874 1874 UNION GROVE WI 53182 (262) 878-5300YOSEMITE INS CO IN PC P O BOX 159 1964 1974 EVANSVILLE IN 47701-0159 (812) 424-8031ZACHO SPORTS CTR INC WI SCP 2449 S PRAIRIE VIEW RD 2012 2013 CHIPPEWA FALLS WI 54729-7504 (715) 723-0264ZALE DELAWARE INC DE WP 901 W WALNUT HILL LN 1986 2012 IRVING TX 75038-1001 (972) 580-4129ZALE INDEMNITY CO TX PC P O BOX 152762 1973 2007 IRVING TX 75015-2762 (972) 580-4039ZALE LIFE INS CO AZ LAH P O BOX 152762 1964 2007 IRVING TX 75015-2762 (972) 580-4499ZENITH INS CO CA PC 21255 CALIFA ST 1949 1996 WOODLAND HILLS CA 91367 (818) 713-1000ZURICH AMERICAN INS CO NY PC 1400 AMERICAN LN TOWER 1 1913 1913 SCHAUMBURG IL 60196-0001 (847) 605-6000ZURICH AMERICAN INS CO OF IL IL PC 1400 AMERICAN LN TOWER 1 1973 1985 18TH FL SCHAUMBURG IL 60196-0001 (847) 605-6000ZURICH AMERICAN LIFE INS CO IL LAH 1 LIBERTY PLZ AT 165 BROADWAY 1979 1981 NEW YORK NY 10006 (877) 302-5376