wealth plus(5)

P Shridhar / MM / BDO 2


lLIC’s

UIN 512L259V01

Launching on09-02-2010

Table 801


Free risk cover for 2yrs after maturity

Guaranteed Highest NAV

One time payment or short term investment

Want a plan that provides all the following at the same time?

Liquidity


STOCK MARKET VOLATALITY …..

INVESTORS PREFERENCE FOR GUARANTEED RETURNS

FALLING INTEREST RATE REGIME CONTINUES….


EXPECTATIONS FOR HIGH RETURNS

FOCUS ON EASY LIQUIDITY

DEMAND FOR PACKAGE PRODUCTS OF HIGH RETURNS & INSURANCE

SECURED INVESTMENTS

INCREASE IN INDIAN AVERAGE EARNING CAPACITY

HIGH DISPOSABLE INCOME WITH NO AVENUES FOR PARKING


Attractive Guaranteed NAV based returns even if interest rates/sensex fall

One time investment facility also available

Short term policy with flexibility of premium payment for 3 years

Brand LIC guarantees the HIGHEST Net Asset Value (NAV) over the first seven years of the policy

FREE life insurance cover for 2 years after maturity(S.A)

Close-ended plan available from 09-02-2010 for 3 months only

Tax benefit under Section 80 C and 10 (10) (D)

Death benefit is Sum Assured & Fund value like Market plus 1 ( no other plan has this benefit)


ATTRACTIONS CONTD……

No Surrender Charges

Lock-in period is 3 years only

Partial withdrawals allowed after 3 years

Facility to pay premiums under Yearly/Half Yearly/Quarterly/Monthly ECS

Plan available for ages 10yrs to 65 yrs

Accident benefit rider available

All female categories are allowed.

NMS & NMG (professional) allowed


Fund Type Investment in Government / Government Guaranteed Securities / Corporate Debt

Short-term investments such as money market instruments

Investment in Listed Equity Shares

Details and objective of the fund for risk /return

Wealth Plus Fund

0% to 100% 0% to 100% 0% to 100% Medium risk

The investment pattern will be as under:


On Maturity: Fund value of units held

as on that date.

BEFORE MATURITY : Partial withdrawal after 3yrs

On death:

Sum Assured under basic plan+ Accident benefit S.A. if opted

+Fund Value ( of units held) like

Market plus 1 ( no other plan has this benefit)


At the end of the policy term the payment of Policyholder’s Fund Value will be based on the highest Net Asset Value (NAV), over the first 7 years of the policy or the NAV as applicable at the end of the policy term, whichever is higher. This guarantee will be applicable only for payment made at the end of the policy term irrespective of any partial withdrawals made during the policy term. The period of 7 years starts from the date of commencement of policy.

This Guaranteed NAV will not be applicable for the payment of death claim, surrender and partial withdrawals.


a) Minimum Sum Assured: 3 years Premium Paying Term policies: 5 times the annualized premium Single Premium Policies: 1.25 times the single premium.

b) Maximum Sum Assured: 3 years Premium Paying Term policies: 10 times the annualized premium if age at entry is upto 50 years5 times the annualized premium if age at entry is 51 years and above

Single Premium Policies:5 times the Single premium if age at entry is upto 40 years.2.5 times the Single premium if age at entry is 41 to 50 years.1.25 times the Single premium if age at entry is 51 years and above.


Minimum Premium: c) Rs. 20,000 p.a. for 3 years Premium Paying Term policies (other than

monthly (ECS) mode).Rs. 2,000 p.m. for monthly (ECS) modeRs. 40,000 for Single premium Both Single and Annualized Premiums : Multiple of Rs. 1,000 For monthly (ECS): Multiples of Rs. 500/- d) Maximum Premium: No Limit e) Premium Paying Term: {3} years or Single premium f) Minimum Entry Age: 10 years last birthdayg) Maximum Entry Age: 65 years nearest birthdayh) Policy Term: 8 yearsi) Extended Life Cover: 2 years after completion of policy term


Premium paying term of 3 years – 5% 1st year 2% subsequent years.

40% Bonus Commission on the 1st year commission under 3 years premium paying policies.

Commission to Agents @ 2% of the Single Premium


ALL THE

B E S T

wealth plus(5)

Economy & Finance