PENSIONERS EMAILS & FEEDBACK from 1 JANUARY,2018:SERIES NO 162 & 163

1)Re: GIST of TALKS with MD : I am sure, all pensioners would appreciate your sincere efforts. If only LIC is a little serious in augmenting pension of retirees, things will certainly be different. Good days to all -----------------M Arunachalam 

2)NYGREETINGS: ------Wonderful preparation. You should have taken lot of time to gather relevant materials particularly the pictures. Hats off to you, worthy of our leadership. – ----------------------tvramakrishnan

3)Dear Sir, Thank you for mailing Shri CH. Mahadevan's  mail. I think this could well be used to demolish LIC's / Govt's stand additionally to stress discrimination even at the Top Mgt. level. -----------SRNagarajan.

4)i)Adjourned by SC Bench acceding to LIC advocate by 4weeks & further 2 weeks for Replies by PetitionersFrom Delhi SCOur case listed at no.49 came up in Court  no.4 of SC today at about 12.35 pm. The LIC adv. requested as per appl for adjournment. Court agreed and ordered for 4 weeks time to LIC to file CA in and 2 week  time to petitioners for reply.    One person of AIIPA and 2 Of GNS were present in  court.This all from SC today.-----------Pramod Bhatnagar Jt. Secy AIRIEF.

ii)From above , it is clear that only by Last week of February or 1st week of March 2018 ,Hearing can take placeCruel hands of Destiny & more wayward inept decision by Hon SC Bench when months have passed without any worthwhile hearing & activity . No reprimand to LIC AdvocateWould-be Victors , viewing holistically & legally .continue to be victims ,till proved otherwise in SCBench final phase of long , meandering , tortuous legal battle-----------------RBKISHORE VP, AIRIEF

5)Dear Shri Kishore,  I am sorry to note that in your case as anticipated GOI has asked for time to file its counter and this is the tactics they adopt and why should Court give them 4 weeks time when all the facts of the case are available in Delhi judgement? The main reason as to why GOI is adopting a step motherly attitude towards revision of pensions and family pensions of financial institutions is the alarming  Non performing assets of nationalised banks for which GOI is pumping more capital and nationalised banks' top management are

opposing such revision as they are not immediately affected and when they retire they will retire at high pension and for next five years they need not worry till the next pay revision 

  On the other hand GOI bureaucrats went out of the way to improve the formula for complete parity suggested by the 7th CPC to provide  for notional updation of the basic pay of all the pensioners who retired prior to 1-1-2016 in the intervening pay scales effective from 1-1-1996 and 1-1-2006. As you know under the modified parity formula the basic pay of all those who retired prior to 1-1-1986 were notionally updated in the scales of pay subsequent to their dates of retirement as if they were still in service following the same procedure as applied for serving staff in wage revision till all were refixed on the scales of pay effective from -1-1986. Thus all were merged with those who retired on or after 1-1-1986 for uniform subsequent revision of pensions and family pensions by merger of DA relief with basic pension and increasing the basic pension/ family pension by 40% both after 5th and 6th CPC thus neutralising almost fully the effect of two main variables in a pay fixation.

Now with the decision to implement complete parity formula for revision date of retirement has no relevance as a person retiring in the same grade post and in the same stage earlier will draw the same basic pension as the current retiree. In fact the old pensioners and family pensioners who are over 80 years will draw higher pensions than the current retirees. I quote from the press release after approval of modified complete parity formula by the Union Cabinet: I had sent you earlier a copy.

"The Union Cabinet chaired by the Prime Minister Shri Narendra Modi approved important proposals relating to modifications in the 7th CPC (Central Pay Commission) recommendations on pay and pensionary benefits in the course of their implementation. Earlier, in June, 2016, the Cabinet had approved implementation of the recommendations with an additional financial outgo of Rs 84,933 crore for 2016-17 (including arrears for 2 months of 2015-16).

 The benefit of the proposed modifications will be available with effect from 1st January, 2016, i.e., the date of implementation of 7th CPC recommendations. With the increase approved by the Cabinet, the annual pension bill alone of the Central Government is likely to be Rs.1,76,071 crore.  Some of the important decisions of the Cabinet are mentioned below:

 1.        Revision of pension of pre – 2016 pensioners and family pensioners

The Cabinet approved modifications in the recommendations of the 7th CPC relating to the method of revision of pension of pre-2016 pensioners and family pensioners based on suggestions made by the Committee chaired by Secretary (Pensions) constituted with the approval of the Cabinet.  The modified formulation of pension revision approved by the Cabinet will entail an additional benefit to the pensioners and an additional expenditure of approximately Rs.5031 crore for 2016-17 over and above the expenditure already incurred in revision of pension as per

the second formulation based on fitment factor.  It will benefit over 55 lakh pre-2016 civil and defence pensioners and family pensioners.

 While approving the implementation of the 7th CPC recommendations on 29th June, 2016, the Cabinet had approved the changed method of pension revision recommended by the 7th CPC for pre-2016 pensioners, comprising of two alternative formulations, subject to the feasibility of the first formulation which was to be examined by the Committee.

 In terms of the Cabinet decision, pensions of pre-2016 pensioners were revised as per the second formulation multiplying existing pension by a fitment factor of 2.57, though the pensioners were to be given the option of choosing the more beneficial of the two formulations as per the 7th CPC recommendations.

 In order to provide the more beneficial option to the pensioners, Cabinet has accepted the recommendations of the Committee, which has suggested revision of pension based on information contained in the Pension Payment Order (PPO) issued to every pensioner.  The revised procedure of fixation of notional pay is more scientific, rational and implementable in all the cases.  The Committee reached its findings based on an analysis of hundreds of live pension cases.   The modified formulation will be beneficial to more pensioners than the first formulation recommended by the 7th CPC, which was not found to be feasible to implement on account of non-availability of records in a large number of cases and was also found to be prone to several anomalies. " Look at the colossal annual pension outlay being paid from the current revenues ie tax payers' money.

 Pl look at the manner in which the GOI bureaucrats look after their interests and ensured that GOI is implementing an ideal pension scheme as envisaged in the Nakara case  so that the pensioners live with self respect, decency and at a standard of life at the pre- retirement level and they live and not merely exist.

The same benevolent attitude is missing in our case forcing the hapless pensioners of financial institutions to resort to expensive litigation out of their meagre pensions. GOI's attorney generals are on the pay roll and hence the GOI does not incur any additional expenditure on litigation .

Our prayers and best wishes for your success in the court case.

With warm personal regards-----------Kasiviswanathan,NABARD

6)Respected Sir, Happy Pongal and Sankranthi to all the members of your family.------------Kumari

7)Dear Sir, First I am sorry I could not communicate regularly,of late as I used to.  GREETINGS FOR A HAPPY PONGAL.

More than anything else, some sort of monthly medical allowance is most welcome to all pensioners, since everyone spends minimum of Rs. 2000/- on each just to be reasonably in a state of  good physical fitness for himself/herself  and the spouse. With escalating cost of living and PU and or any other form of relief  not visible any time soon, this would be a welcome step. Thank you for all your efforts.May Bhagavath Krupaa and Aachaaryaal  Anugraham  Help Us Achieve our Objective of PU and DR also soon.TAKE CARE OF YOUR HEALTH, PLEASE.With Kind Regards to you and your Mrs.----------SRNagarajan.

8)PERSONAL APPEAL TO EACH & EVERY ONE OF OUR LIC PENSIONERS

Respected Colleagues,We know very well that we are totally upset with the present day legalprocesses in the courts that unnecessarily consume months and years tofind a lasting solution to the aggrieved. We have seen that our caseon twin main demands has already touched two decades' delay. Still weare at a loss to presume as to how many more months or years that thelegal procedures may require to pronounce the final verdict.  We were under the firm hope that Supreme Court would deliver afavourable judgement on our demands based on impressive argumentsadvanced by our learned Sr. Advocate Sri. Nidesh Gupta. But, we weretaken aback when our cases were transferred to Delhi HC to discussfurther on the overall powers of the Central Government. Many of ourelder leaders feel even now that SC could have spared a few more hoursand thrashed out the issue. Eye brows went high to find the judgementof Delhi HC not only being quite contrary to the reference made by SC,but also a most confusing one to both the petitioners and theopponents. It has introduced further more complications. The judgementnever addressed any of our main issues. Till the last hour we werehopeful of getting a favourable judgement based on the proceedings andthe glittering and satisfied mood of the judge. We, being innocentordinary human beings, are yet to understand how he chose to deliver amost unexpected, disappointing and altogether a different verdict. Afew more months have passed insignificantly.

  We are again at the Apex Court. The bureaucracy, not satisfied withour continued legal battle, wants to see the burial of our issues byseeking periodical adjournments on flimsy grounds. During the lasthearing too LIC filed their reply only to our ( AIRIEF ) petition andsought another 4 weeks time to reply to the rest of the petitioners.SC granted 4 weeks time to file LIC's reply to other petitioners and 2

weeks for all the petitioners to file their replies. Our protestagainst the plea of LIC and our prayer for ordering an interim relieffor all the pensioners retired on or before 31st July, 2012 have notattracted the attention of the court.

  Days ahead are going to be trying times. The bureaucracy willconfront us with still more confusing figures and storming argumentsthrough reputed Sr. Advocate / Advocates to take the judgement intheir favour. Now the hour has come to us to ponder over ourstrategies to be adopted. The trial of our strategies may cost us alittle more.

  It was a cakewalk for the bureaucracy to get another 4+2 weeks timeto get the hearing adjourned, in the absence of Sr. Advocates from thepetitioners' side. This might have happened due to the paucity offunds. The legal team of AIRIEF must have gone deep into this aspectalso. If the presence of our Sr. Advocate becomes a must during everyhearing, we have to pay him his normal fee, whether hearing takesplace or not. All these days, our legal team must have had in theirplans to request the presence of our Sr. Advocate on importantsituations.

NOW  OR  NEVER  :-

Now, we are at the fag end of our years-long-waged legal battle. Anymore lapses on our part may throw us to dust. We must meet our Sr.Advocate, at least two days ahead of hearing dates, get the details ofour arguments updated and highly tuned up with the imagination andexpert knowledge of our reputed advocate. There should not be any moreletups in our side for want of money. We are all elders and we knowpretty well as to how much would it cost to conduct a case in SC.

We cannot run away from the present crucial hour and be the cause for anysetback for want of sufficient funds. We have a fine band ofoffice-bearers, dedicated team in the Legal Committee and sincereactivists. Every one is contributing his mite to win the case for thewelfare of all the pensioners. As members of AIRIEF, which is in thefore-front in waging the war against the mighty bureaucracy, we shouldrise up to the occasion and contribute liberally to meet any situationin the coming days. We may be getting additionally 49 to 51 slabs ofDR along with our pension for February payable in March 1.

If sufficient fund is there, AIRIEF may even concentrate on engaging one

more Sr. Advocate to augment law-tools. Let us prove our UNITY NOW &not allow the bureaucracy to win in this LIFE & DEATH  KURUCHETRA WARand go scot-free.

With folded hands,------------M.P.Subrahmanian.

9)Dear Sir, As stated by you, let us not be side tracked from the main issue of  PU, and gestures  like this are welcome with due caution.  We, financial sector pensioners are vary of these steps. -----------------SRNagarajan

10)COLLECTIONS AS A COMPENDIUM & REMEMBRANCE—FOR TOMORROW & YONDER:--REPUBLIC DAY --by   R.B.KISHORE

No8)How India's first Republic Day unfolded in 1950 in London  Dear Kishore, Thanks for the incomparable compendium. 

I attended the first function held on 26 th JANUARY-1950 at the Irwin Stadium.I was in the final Year of Maths. Hons.—Love --- Chidambar—MD(Retd),LIC

11)The big myth on Income Tax Payers in India;*

Data from a Chartered Accountants'Company Secretaries and other professional bodies and groups.......;✍ FM said during his budget speech that we are largely a tax *'non- compliant'* society and presented that only *3.7 crores* are  filing ITRs in this poor country of 125 crore population .

*The reply by CAs ,CSs,CMA,s

Sir, We have 82 crore voters out of which,

- *75% are agriculturists*  ie. 61.5 crores ( You exempted them straightaway, but they can also buy cars , bungalows etc. as you quoted.. Your political colleagues are also enjoying this exemption) 

*Balance remains... 20.5 crores* 

*Less:24% BPL class* ( Below poverty line)

Means 15 crore population ( which is non agriculturist and non BPL) .. 

*Less : Senior Citizens, Non working wives, unemployed youths, below-taxable income earners... political class.. (say 75%)* ... in a typical indian family only 1 earning member and 5/6 are dependent on him....

*Balance: (15-11.25)=3.75 crores is the earning class ... which can file ITRs and ... they are already filing it...*

.... So almost no gap as FM  is stressing unnecessarily without knowing his country🤓😝😱

if FM wants more people to come into tax net ... then... instead foolishly resorting to rampant raids, surveys, notices, scrutiny,  demonetisations etc etc viewed as *tax terrorism*  ... he should defy his negative bureaucrats and .......

1. Introduce simple Income Tax on Agricultural Income on large landlords ( Say 10 Acres plus ) - you can add 26% of Agriculturists as tax payers *( Politicians are also enjoying this exemption )*

2. Instead of introducing 5000 /10000 penalties on late filers of IT return ...*come out with positive approach and introduce incentives to IT return filers* ( learn from Pakistan, IT assessee gets discount in purchase of Car )

3. *Introduce Privilege card to  those paying taxes above certain limit.. privilege card to entitle assessee with benefits like Priority quota in railway tickets , Use of airport lounges, subsidised medical facilities, etc etc...  let Tax payers feel proud*

4. *Introduce medical insurance / life insurance on basis of average ITR filled... like coverage upto twice of Gross Income in ITR filed for mediclaim and ten times risk cover in case of life insurance* 

5. *Introduce Pension after 65 yrs of age on the basis of tax paid by tax payer during his working life..*

Let honest taxpayers get certain direct benefits.... 

As on today, 3.3% of Indian population is filing ITRs as compared to 8% of China...adding large agriculturists to Income Tax may shoot the figure to more than 10% .... it may help you to cool your tax terrorism mindset and a tax compliant nation ...😊

*LET'S SPREAD THIS TO EDUCATE HONEST TAX PAYERS*

12) i)Subject: Fw: Why India is in trouble

Total Population - *125 crore*

Retired people - *20 Crore* 

With State govts. - *35 Crore*.

With Central govt. - *25 Crore*

(They all don't work!)

IT professionals - *7 crore*  

(they are not working for india)

Unemployed - *25 crore* 

Under 5 years - *7 crore* 

At any time in hospitals - *5 Crore* 

Statistics says *99,99,997* in jails at

anytime...

Balance only three, 

*Modi, you and me *

Modi is busy with World tours and

aftershocks  of Demonitizing, GST  etc. 

You are busy *"checking WhatsApp

& Fb"*

How can I handle the country alone..??

ii)Dear Kishore,The message seems to snipe at our own country

I should think that we should gird up our loins and set things right.

We have after 70 years got a PM who means Business.

  Love ---------Chidambar 

13)INDIA'S RICHEST 1% CORNER 73% OF WEALTH GENERATION: SURVEY

5The richest 1 per cent in India cornered 73 per cent of the wealth generated in the country last year, a new survey showed today, presenting a worrying picture of rising income inequality. Besides, 67 crore Indians comprising the population's poorest half saw their wealth rise by just 1 per cent, as per the survey released by the international rights group Oxfam hours before the start of the annual congregation of the rich and powerful from across the world in this resort town. 

The situation appears even more grim globally, where 82 per cent of the wealth generated last year worldwide went to the 1 per cent, while 3.7 billion people that account for the poorest half of population saw no increase in their wealth. The annual Oxfam survey is keenly watched and is discussed in detail at the World Economic Forum Annual Meeting where rising income and gender inequality is among the key talking points for the world leaders. Last year's survey had showed that India's richest 1 per cent held a huge 58 per cent of the country's total wealth -- higher than the global figure of about 50 per cent. This year's survey also showed that the wealth of India's richest 1 per cent increased by over Rs 20.9 lakh crore during 2017 -- an amount equivalent to total budget of the central government in 2017-18, Oxfam India said. The report titled 'Reward Work, Not Wealth', Oxfam said, reveals how the global economy enables wealthy elite to accumulate vast wealth even as hundreds of millions of people struggle to survive on poverty pay. "2017 saw an unprecedented increase in the number of billionaires, at a rate of one every two days. Billionaire wealth has risen by an average of 13 per cent a year since 2010 -- six times faster than the wages of ordinary workers, which have risen by a yearly average of just 2 per cent," it said. In India, it will take 941 years for a minimum wage worker in rural India to earn what the top paid executive at a leading Indian garment firm earns in a year, the study found. In the US, it takes slightly over one working day for a CEO to earn what an ordinary worker makes in a year, it added. Citing results of the global survey of 70,000 people surveyed in 10 countries, Oxfam said it demonstrates a groundswell of support for action on inequality and nearly two-thirds of all respondents think the gap between the rich and the poor needs to be urgently addressed. With Prime Minister Narendra Modi attending the WEF meeting in Davos, Oxfam India urged the Indian government to ensure that the country's economy works for everyone and not just the fortunate few. It asked the government to promote inclusive growth by encouraging labour-intensive sectors that will create more jobs; investing in agriculture; and effectively implementing the social protection schemes that exist. Oxfam also sought sealing of the "leaking wealth bucket" by taking stringent measures against tax evasion and avoidance, imposing higher tax on super-rich and removing corporate tax breaks. The survey respondents in countries like the US, UK and India also favoured 60 per cent pay cut for CEOs. The key factors driving up rewards for shareholders and corporate bosses at the expense of workers' pay and conditions, Oxfam said, include erosion of workers' rights; excessive

influence of big business over government policy- making; and the relentless corporate drive to minimise costs in order to maximise returns to shareholders. About India, it said the country added 17 new billionaires last year, taking the total number to 101. The Indian billionaires' wealth increased to over Rs 20.7 lakh crore -- increasing during last year by Rs 4.89 lakh crore, an amount sufficient to finance 85 per cent of the all states' budget on health and education. It also said India's top 10 per cent of population holds 73 per cent of the wealth and 37 per cent of India's billionaires have inherited family wealth. They control 51 per cent of the total wealth of billionaires in the country. Oxfam India CEO Nisha Agrawal said it is alarming that the benefits of economic growth in India continue to concentrate in fewer hands. "The billionaire boom is not a sign of a thriving economy but a symptom of a failing economic system. Those working hard, growing food for the country, building infrastructure, working in factories are struggling to fund their child's education, buy medicines for family members and manage two meals a day. The growing divide undermines democracy and promotes corruption and cronyism," she said. The survey also showed that women workers often find themselves at the bottom of the heap and nine out of 10 billionaires are men. In India, there are only four women billionaires and three of them inherited family wealth. "It would take around 17.5 days for the best paid executive at a top Indian garment company to earn what a minimum wage worker in rural India will earn in their lifetime (presuming 50 years at work)," Oxfam said.

14)Kejriwal's laws*

1. Kejriwal is so honest he refuses to have a false ceiling2. Kejriwal is so honest he wears a helmet while driving his car3. Kejriwal is so honest that lie detectors are tested by him4. Kejriwal is so honest he doesn't wear underwear coz it has VIP written over it.5. Kejriwal is so honest that he doesn't have any LIC policy because honesty is the best policy.6. Kejriwal is so honest he actually calls a policeman to scare his small kid, when he doesn't eat.7. Kejriwal is so honest he wants to make Sunny Leone the spokesperson of AAP because she has nothing to hide.8. Kejriwal is so honest that when Raja Harishchandra was a kid, his father used to tell him stories about Arvind Kejriwal.9. Kejriwal is so honest that the church confesses to him.

15)Moneycontrol News

Life Insurance Corporation of India (LIC), the country’s largest insurer has put almost Rs 60,000 crore in disinvestment opportunities offered by the government so far this fiscal. A

senior LIC official said the company has booked Rs 20,000 crore as profit from the equity market.

“Compared to last year, when we had booked around Rs 19,000 crore as profit from the equity market. This year, driven by the buoyancy in the markets, we have crossed Rs 20,000 crore,” he said.

Upto the end of the third quarter, LIC had invested Rs 3 lakh crore in equity and debt. Of this, Rs 2 lakh crore was invested in government securities, while about Rs 40,000 crore was invested in equity markets. The rest went into disinvestment offers by the government.

LIC is seen to be a contrarian player in the equity market, meaning they buy when the market is down and sell when the market rallies. The insurer is said to have set an internal target of Rs 50,000 crore for investing in the equity market.

In November 2017, LIC chairman VK Sharma had said LIC has an appetite to invest another Rs 10,000 to Rs 20,000 crore in government bonds this financial year. He had also added they will not be aggressive in the equity investments since they are a contrarian player in the market.

The life insurer has set a target of Rs 38,000 crore as first premium income for FY18. In FY17, LIC had invested Rs 47,000 crore in the equity market. Its total assets saw a growth by 14 percent to Rs 27.25 lakh crore for the six months ended September 30, 2017 compared to same period last year.

Data from the Life Insurance Council showed that LIC had collected Rs 99783.33 crore of first year premium for the April 1 to December 31, 2017 period, showing a growth of 19.5 percent growth over same period last fiscal.

15)Tatkal Train Booking Rules: Timings, Charges, Cancellation And Refund Details

Tatkal charges are a fixed percentage of basic fare, subject to minimum and maximum charges.

Tatkal ticket booking, introduced by Indian Railways in 1997, is meant for passengers who want to travel at a short notice. Tickets under the Tatkal quota can be booked at railway counters. Tatkal tickets can also be booked online through IRCTC, which provides an e-ticket booking facility for Railways. Passengers have to pay Tatkal ticket charges for bookings under this facility. The bulk of the Tatkal train tickets is booked as soon as the Tatkal window opens. IRCTC advises passengers to first check ticket availability under the general quota before opting for the Tatkal/Premium Tatkal quota.

Tatkal Ticket Booking Rules In 10 Points:

1) Bookings for Tatkal tickets for AC classes open at 10:00 am and for non-AC classes at 11:00 am, a day in advance of actual date of journey. For example, if the train leaves on 6th, Tatkal booking will commence at 10 am for AC classes on 5th and at 11 am for non-AC classes. 

2) A maximum of only four passengers per PNR can be booked for Tatkal tickets.

Tatkal ticket booking charges

3) Tatkal ticket booking charges are fixed as a percentage of fare at the rate of 10 per cent of basic fare for second class and 30 per cent of basic fare for all other classes subject to minimum and maximum as given here below, according to the Railways website. 

Class of travelMinimum Tatkal charges (in Rs.)

Maximum Tatkal charges (in Rs.)

Minimum distance for charge (in km)

Second (sitting)

10 15 100

Sleeper 100 200 500

AC Chair Car 125 225 250

AC 3 Tier 300 400 500

AC 2 Tier 400 500 500

Executive 400 500 250

Cancellation of Tatkal tickets

4) No refund is granted on cancellation of confirmed Tatkal tickets.

5) If a confirmed reservation has been provided to RAC or a waitlisted ticket holder at any time up to the final preparation of charts, such a Tatkal ticket is treated as confirmed.

Waitlisted Tatkal tickets

6) For RAC or waitlisted Tatkal tickets, a refund will be made if the ticket is cancelled up to 30 minutes before the scheduled departure, according to IRCTC's website - irctc.co.in.

7) Full refund of fare and tatkal charges will be granted on the tickets booked under Tatkal scheme if the train is delayed by more than three hours at the journey originating point of the passenger and if the train is to run on a diverted route and passenger is not willing to travel.

8) If the person is not willing to travel, then he/she has to file Ticket Deposit Receipt (TDR) with a proper reason for claiming refund, according to the IRCTC website.

9) In case a Tatkal ticket is issued for travel for more than one passenger, with some passengers having confirmed reservation and others on the waiting list, a full refund of fare less clerkage will be admissible for confirmed passengers, subject to the condition that entire Tatkal ticket is surrendered for cancellation up to thirty minutes before the scheduled departure of the train, according to the IRCTC website.

Tatkal ticket concession

10) No concession is allowed in Tatkal ticket booking.

------------

16)Anyone who enjoyed George Carlin will enjoy this!  English language isn't the easiest language to figure out.  The English Plural ..

We'll begin with a box, and the plural is boxes,But the plural of ox becomes oxen, not oxes.One fowl is a goose, but two are called geese,Yet the plural of moose should never be meese.You may find a lone mouse or a nest full of mice,Yet the plural of house is houses, not hice.

If the plural of man is always called men,Why shouldn't the plural of pan be called pen?If I speak of my foot and show you my feet,And I give you a boot, would a pair be called beet?If one is a tooth and a whole set are teeth,Why shouldn't the plural of booth be called beeth?

Then one may be that, and three would be those,Yet hat in the plural would never be hose,And the plural of cat is cats, not cose.We speak of a brother and also of brethren,But though we say mother, we never say methren.Then the masculine pronouns are he, his and him,But imagine the feminine: she, shis and shim!

Let's face it - English is a crazy language. There is no egg in eggplant nor ham in hamburger; Neither apple nor pine in pineapple. English muffins weren't invented in England.

We take English  for granted, but if we explore its paradoxes,We find that quicksand can work slowly, boxing rings are square, And a guinea pig is neither from Guinea nor is it a pig.And why is it that writers write, but fingers don't fing, 

Grocers don't groce and hammers don't ham?

Doesn't it seem crazy that you can make amends but not one amend?If you have a bunch of odds and ends and get rid of all but one of them,What do you call it?

If teachers taught, why didn't preachers praught? If a vegetarian eats vegetables, what does a humanitarian eat?

Sometimes I think all the folks who grew up speakingEnglishShould be committed to an asylum for the verbally insane.In what other language do people recite at a play and play at a recital?

We ship by truck but send cargo by ship...We have noses that run and feet that smell.We park in a driveway and drive in a parkway.And how can a slim chance and a fat chance be the same,While a wise man and a wise guy are opposites? You have to marvel at the unique lunacy of a languageIn which your house can burn up as it burns down,In which you fill in a form by filling it out,And in which an alarm goes off by going on. And in closing..........

If Father is Pop, how come Mother's not Mop????

17)Respected Sri Kishoreji, You have covered all the points diligently with supporting wings of court judgements, the prevailing practice of effecting pension revision periodically to CG,SG & Army people through Administrative Orders, without any amendment in the pension rules, the validity of Board Resolution and the follow up actions of LIC Administration, etc.

Thanks for your kind, timely and valid points put forth in your message addressed to Sri. Agnihotri.  He could as well take a printout of this message and hand it over to our Sr.Counsel for purpose of picking up the needed information. More than all these inputs, our Sr. Counsel should be thoroughly prepared & present our case in a masterly way using his own gained experience. As you have stressed, the presentation should not only disprove the arguments of our opponents but also convince the court.Hope, your forceful message would draw the needed attention.

With regards,------------------MPSubrahmanian.

18)CHARTER OF DEMANDS ON RETIREE ISSUES BY AIBRF

MANDATE TO HOLD DISCUSSION WITH THE RETIREES  

COMMITMENTS MADE IN RECORD NOTE DATED 25.05.2015 SHOULD BE IMMEDIATELY APPROVED AND IMPLEMENTED.  

GRANT OF 100 PER CENT DEARNESS RELIEF TO PRE-NOVEMBER 2002 RETIREES IMPROVEMENT IN FAMILY PENSION  

UPDATION OF BASIC PENSION  

PENSION OPTION TO COMPULSORILY RETIRED EMPLOYYES & RESIGNEES & OTHER LEFT OVERS  

SPECIAL ALLOWANCE TO BE RECKONED FOR SUPERANNUATION BENEFITS INCLUDING PENSION BENEFITS:  

GROUP MEDICAL INSURANCE SCHEME FOR RETIREES  

WELFARE SCHEME FOR RETIREES  

ISSUES OF ASSOCIATE BANKS, PRIVATE BANKS , FOREIGN BANKS & RRBS.  

GRIEVANCE CELL SETUP FOR RETIREES IN BANKS  

MANAGEMENT OF PENSION FUNDS  

IMPROVEMENT IN EX- GRATIA AMOUNT PAYABLE TO THOSE RETIRED PRIOR TO 1986 AND THEIR SPOUSES.

19) LIC not to seek Aadhaar for online accessT.K.Rohit, Chennai.

The Life Insurance Corporation of India on Friday said it will remove the mandatory requirement of providing Aadhaar number for customers to access their policy pages, saying it was " inadvertently done ".

The move comes after THE HINDU on Thursday pointed out how the insurance company was forcing people to update their Aadhaar number and PAN on its login page to access their policy pages and other details.

Replying to an email sent to the Chairman on Thursday, the executive director corporate communications, LIC, said the earlier website was available without requesting the Aadhaar number.

New Portal :-

" Subsequent to the migration to a new portal, the LIC has planned to extend the range of facilities offered to our customers online," the executive director said.

" Keeping in mind that data security and privacy are of paramount importance and also abiding by the regulator's directives, we have sought additional information from the customer to establish his

online credentials. In the process, seeking of Aadhaar number, PAN details mandatorily was inadvertently done," the official said. The official added that the issue had been escalated to their technical team and " we will be removing the requirements of the mandatory providing of Aadhaar number and PAN ". However, the official did not specify a date by which this would be done.

The mandatory requirements on the site acted like a firewall preventing access o a customer's policy pages if he / she didn't provide the Aadhaar number and PAN details. Legal experts feel that

the move is in violation of the Supreme Court interim order extending the deadline of customers providing Aadhaar number for services to March 31.

Many customers had raised objections regarding this move of LIC on Twitter.

( The Hindu, Chennai city edition, Saturday, January 20, 2018 )

Courtesy : MPSubramanian

HOWEVER, WE FIND MANY MESSAGES,REMINDERS ARE BEING RECEIVED from LIC Offices asking us to submit AADHAAR CARD COPY for LINKING WITH LIC POLICIES,WHATEVER, ANNUITY/PENSION etc & that too last date mechanically showing 31/1/2018, which is already over

I shall take up with concerned LIC AUTHORITIES to make position clear & not to DEVIATE from ANNOUNCEMENTS made & be TRUE to PUBLIC UTTERANCES --RBKISHORE,VP,AIRIEF

20)As dust has settled down on Enhanced OSA offer , I was curious to know the final shape .I learnt that Group Mediclaim Policy OSA increase Employees of entire SZ including ZO Employees & all SZ Divisions, together,out of total Employees ,app 48,000 ,as many as app. 36,000 opted for Highest OSA Rs50L. About 2000 opted for Rs 40 L.

As regards Pensioners,for entire SZ app 12,000(11,937), 1400 opted for Rs50L & 300 pensioners for Rs40L. 8200 Pensioners count for Revised CSA Rs 5L,6L & 10 L & also other intermediate Higher SA. --------R.B.Kishore,

21)DR SLABS : CPI for December 2017 comes down from 288 to 286. Eligible DR slabs will be 11 & with earlier 38 Slabs released Qly for employees, We pensioners will get 49 DR Slabs from Feb 2018 Pension payable on 1/3/2018

COLLECTIONS : R.B.KISHORE, VP,AIRIEF : 1/2/2018

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LIC not to seek Aadhaar for online accessT.K.Rohit, Chennai.

The Life Insurance Corporation of India on Friday said it will remove the mandatory requirement of providing Aadhaar number for customers to access their policy pages, saying it was " inadvertently done ".

The move comes after THE HINDU on Thursday pointed out how the insurance company was forcing people to update their Aadhaar number and PAN on its login page to access their policy pages and other details.

Replying to an email sent to the Chairman on Thursday, the executive director corporate communications, LIC, said the earlier website was available without requesting the Aadhaar number.

New Portal :-

" Subsequent to the migration to a new portal, the LIC has planned to extend the range of facilities offered to our customers online," the executive director said.

" Keeping in mind that data security and privacy are of paramount importance and also abiding by the regulator's directives, we have sought additional information from the customer to establish his

online credentials. In the process, seeking of Aadhaar number, PAN details mandatorily was inadvertently done," the official said. The official added that the issue had been escalated to their technical team and " we will be removing the requirements of the mandatory providing of Aadhaar number and PAN ". However, the official did not specify a date by which this would be done.

The mandatory requirements on the site acted like a firewall preventing access o a customer's policy pages if he / she didn't provide the Aadhaar number and PAN details. Legal experts feel that

the move is in violation of the Supreme Court interim order extending the deadline of customers providing Aadhaar number for services to March 31.

Many customers had raised objections regarding this move of LIC on Twitter.

( The Hindu, Chennai city edition, Saturday, January 20, 2018 )

Courtesy : MPSubramanian