Group Members

MirzaNadeemBaig

Group MembersM.Sairtash 46 M.Shahzaib Khan 51Hafiz Mubaishr Amin 58M.Raza Tahir 12-24

ContentsHistoryVision & MissionCore ValueProductsMarketing StrategiesSWOT analysisRecommendations

1960 Extended its branches in Dacca, Lahore, Lyallpur, Chittagong and Narayanganj.Launched a saving scheme for school going children.1959 Agha Hasan Abedi founded UBL and inaugurates its first branch at I. I. Chundigarh at Karachi.

HistoryHistory1963 UBL became the first Pakistani bank to have an overseas branch on William Street in London1967 UBL introduces computer banking to Pakistan1970 UBL launched UNICARD Pakistan's first credit card

2012 UBL launches UBL FCY UniFlex,a unique foreign currency savings account with one of the best monthly return2013 UBL network grows to over 1,300 branches nationwide2013 UBL, Indus Motor Company (IMC) and UBL Insurer enter into an alliance offering an exclusive financing deal on all Toyota cars

HistoryVisionTo be a world class bank dedicated to excellence, and to surpass the highest expectations of our customers and all other stakeholders

MissionSet the highest industry standard for quality, across all areas of operation, on a sustained basis Optimize people, processes and technology to deliver the best possible financial solution to our customers Become the most sought after investmentBe recognized as the employer of choice

Core ValueHonesty and integrityCommitment and dedication Fairness and meritocracyTeamwork and collaborative spiritHumility and mutual respect Caring and socially responsible

ProductsCurrent AccountsUBL Business Partner AccountUBL Business Partner Plus AccountBBA AccountE.Transaction

Savings AccountsUni Saver AccountUni Saver Plus AccountUBL Rupee Tansactioal AccountUBL Uniflex AccountUBL First Minor Account

UBL Business Partner AccountTwo Types of CardVisa CardMaster CardCheque book charges, ATM charges, On Line ChargesIf amount is less then 10000 charges will be deduct 50 rupeesTwo Types of CardVisa CardCharges 580 R.SLimit 40000 R.sMaster CardCharges 580 R.SLimit 100000

UBL Business Partner Plus Account

Free OnlineFree Debit/ATM CardFree Cheque BookFree Rupee Travel ChequeFree 2.5Million Insurance

BBA AccountInitial deposit 1000No profit is paid into this amountFree ATM cardNo minimum balance requriedAccount will be closed if there is no transaction in six monthNo service charge

Uni Saver AccountOpening Account 1000Interest 6% P.A

Uni Saver Plus AccountInterest Paid 6%Profit paid after 3 MonthUBL Rupee Transactional AccountInterest Rate 6% P.MNo Limit on WithdrawalCharges will be deduct for ATM & Cheque BookUniflex AccountNo Limit on withdrawalProfit will paid after 3 monthEvery account holder is entitled to a welcome pack Two VISA ATM Debit Cards are provided; one is a specially designed UBL First Pocket-Money Card (complimentary) for the withdrawal of profit from the linked account. The other is a standard UBL Wallet VISA Debit Card (optional) this allows you to withdraw money from the principal account

Account opening, birthday and account anniversary surprises Free E-statements The account holder is entitled to value added services that include Internet Banking facilitiesNo minimum balance penalty levied on the account

UBL LoanJut for Agriculture12.5Acers Zameen80% Loan on Total Asset ValueCar Finance Installment for 3,5,7 yearsRate & down payment depend on carHonda Alliance :50% off on processing feeExtended warranty along with priority delivery.Free fuel, free oil & filter change

Insurance OptionsComprehensive insurance Insurance financing for the first year Discounted rates with free tracking device

UBL Fund ManagerHandel the Mutual FundNo ATM card , Cheque Book given to depositorInterest rate depend on FundJust Charge the Management FeeUBL Fund ManagerNow all UBL netbanking customers can make their UBL FunUBL Government Securities Fund UBL

Islamic Cash UBL Gold FundGovt securitiesAssts alocation fundMoney market fundStock fundProvident fundProtected fund

UBL Fund Manager PlanChildren PlanStarted From 2000R.sAny time deposited in this planNo Markup Received by customer if he Cant depositInsurance will be free on 50,000 R.s

UBL Retirement PlanBelongs to Private Employee.Some amount deposit every month.At the stage of Retirement you can get the Lumsum Amount.

Wealth Builder PlanInitial deposit is 20,000 R.s.Any time deposit.After the period interest & lumsum amount will be given.

Conventional BankingUBL GoldGvt.SecuritiesLiquidatory FundAsset Allocation FundBond Sector FundStock FundMoney Market FundAl-amin Islamic Cash FundAl-amin Islamic Protected FundAl-amin Islamic Sovereign FundAsset Allocation FundStock FundUBL Ameen

Marketing StrategyDevelop the Personal RelationAdopt the Pipeline SystemLanguage InfluenceProduct KnowledgeGifts

StrengthLarge banking systemOverseas branches of worldAlliance with Honda company for carBank providing fast credit service to all customer at all branchesWorking envoierment is Good

WeaknessIslamic bankingNo all type Loan provideInterest rate is less Poor service of ATMNo student Account is opened in this Bank

OpportunityAdopt Islamic systemProvide Loan in futureBranches can be expandedIncrease the limit of Debit card

ThreatsHBLMeezan BankRecommendationsIncrease The Rate of InterestAdopt the Islamic Banking SystemsHumen resource development needs a lot of inputStaff retirement benefits should be introduce