turn uncertainties into an opportunity by investing ... · year of sip ppt author: harshad iyer...
TRANSCRIPT
TURN UNCERTAINTIES INTO AN OPPORTUNITY BY
INVESTING SYSTEMATICALLY
An investor education initiative by
What is an SIP?
A Systematic Investment Plan or better known as SIP is
based on the simple idea of investing a fixed amount at fixed
intervals, for a long time to achieve long-term benefits.
It helps you average your cost of investment over time.
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How does an SIP benefit you?
BENEFITS:
Reduces the risk
associated with
market timing
Reduces your
average cost
of purchasing
Gives better
returns in the
longer run
Makes your
money grow with
the power of
compounding
Inculcates a
feeling of
discipline to
save and invest
regularly
Helps with
long-term
approach of
investment
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Rupee Cost Averaging
By Investing fixed sums at regular intervals , you pick up more units when the prices are low and
less units when the prices are high.
This brings down the average cost of your units hence, there is no need to time the markets as
you invest at predetermined intervals.
This is for illustration purpose only. Actual results may vary.
Particulars Month 1 Month 2 Month 3 Month 4 Month 5 Month 6
SIP Amount 10000 10000 10000 10000 10000 10000
NAV 100 90 110 105 95 115
Units 100 111.1111 90.90909 95.2381 105.2632 86.95652
Total Investment
60000
Total Units
589.478
Average NAV
101.785
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SIP Goals
How can an SIP help with your child’s future?
Parenting comes with a lot of responsibilities and expenses.
Starting an SIP keeping these expenses in mind can help one
plan their child’s future better.
Monthly SIP
Rs. 10,000
Wealth accumulated
approximately of
Rs. 23.2 Lacs
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Calculation based on 12% p.a. growth rate compounded monthly. This is for illustration purpose only. Actual results may vary.
YEARS
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Calculation based on 12% p.a. growth rate compounded monthly. This is for illustration purpose only. Actual results may vary.
How can an SIP help plan vacation?
One can invest through SIP for vacation fund, allowing one to visit desired destinations
and manage expenses worry-free.
Wealth accumulated
approximately
Rs. 8.2 Lacs
Monthly SIP
Rs. 10,000
5
YEARS
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Calculation based on 12% p.a. growth rate compounded monthly. This is for illustration purpose only. Actual results may vary.
Monthly SIP
Rs. 10,000
Investment
started at the
age of 25 years
How can an SIP help one after retirement?
One may stop working, but the expenses never stop. Here is how an SIP can help post-retirement:
Accumulate a considerable amount of money for retirement
Corpus value at 60 years
Rs. 6.5 crore
60
AGE OF
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Is 2019 a year of market volatility?
Yes, it is!
A few factors contributing to the market volatility in 2019:
National
Elections
A Pre-Poll
Union Budget
Trade War
Issues
Crude Oil
Prices
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Understanding market volatility
VOLATILITY
is referred to fluctuations of
stock prices in the market
If the price of a stock fluctuates
rapidly in a short span, it is said
to experience HIGH VOLATILITY
Similarly, if the prices of a stock
fluctuate slowly in a longer time
span, it is said to experience
LOW VOLATILITY
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Misconceptions about volatility
We always connote volatility as a negative piece of information.
Here are few of the common MISCONCEPTIONS related to volatility:
• Cashing in is the right thing to do
• Checking the productivity daily
• Shares lose value when they fall in price
• Stopping SIPs when the market falls
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Why is 2019 the Year of SIP?
With an SIP, an
investor can turn
the year of market
volatility into a year
of opportunities
An SIP is a simple
investment strategy
which aims to give
better returns in a
volatile market
When the market
drops, stock prices
become comparatively
lower, providing
more units.
The investor can
benefit by investing in
more for a lower price
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#Year of SIP
The key is to be disciplined, focus on financial goals, and invest in
mutual funds through SIPs for a better future.
Year of volatility Year of possibilities
and opportunities
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To know more,
contact your
Financial Advisor
Visit
www.icicipruamc.com
Download
IPRUTOUCH APP
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Mutual Fund investments are subject to market risks, read all scheme related documents carefully
Caution to the Investors
Jan 30, 2017 PR No.: 8/2017
1. Some unlisted companies are luring retail investors by issuing securities including non-convertible and convertible debentures/ non-convertible and convertible preference shares/ equity shares in the garb of private placement, without
complying with the provisions of Companies Act, 1956 read with the Companies Act, 2013, SEBI (Issue and Listing of Debt Securities), Regulations, 2008, SEBI (Issue and Listing of Non-Convertible Redeemable Preference Shares), Regulations,
2013 and SEBI (Issue of capital and Disclosure Requirements) Regulations, 2009.
2. Any offer of securities made to 50 or more persons has to be construed as a "Public Offer" under the provisions of Companies Act, 1956.
3. Under Companies Act, 2013, "Private Placement" shall be made only to such persons whose names are recorded by the company prior to the invitation to subscribe. Further, in case of private placements, the company shall not release any
public advertisements or utilise any media, marketing or distribution channels or agents to inform the public at large about such an offer. Further, such offer or invitation shall not be made to more than 200 persons in the aggregate in a
financial year.
4. As per the provisions of Companies Act, 2013 and SEBI Regulations, no issuer shall make public issue of these securities, unless it has made application to the recognized Stock Exchange(s) for listing of such securities. Further, the issuer,
among the other things, is required to file the offer document with RoC/Stock Exchange/SEBI etc. The issuer has to make disclosures about the issuer company, the promoters of the company, the risk factors etc.
Kindly, refer the latest update on caution to Investors on the below link
http://www.sebi.gov.in/media/press-releases/jan-2017/caution-to-the-investors_34109.html
http://www.sebi.gov.in/sebiweb/home/cause-list.jsp
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