The Third Sunday of Great Lent: Sunday of the Veneration of the Holy Cross The commemoration and ceremonies of the Third Sunday of Lent are closely parallel to the feasts of the Veneration of the Cross and the Procession of the Cross. Not only does the Sunday of the Holy Cross prepare us for commemoration of the Crucifixion, but it also reminds us that the whole of Lent is a period when we are crucified with Christ. As we have “crucified the flesh with its passions and desires” (Galatians 5:24), and will have mortified ourselves during these forty days of the Fast, the precious and life-giving Cross is now placed before us to refresh our souls and encourage us who may be filled with a sense of bitterness, resentment, and depression. The Cross reminds us of the Passion of our Lord, and by presenting to us His example, it encourages us to follow Him in struggle and sacrifice, being refreshed, assured, and comforted. In other words, we must experience what the Lord experienced during His Passion - being humiliated in a shameful manner. The Cross teaches us that through pain and suffering we shall see the fulfillment of our hopes: the heavenly inheritance and eternal glory. As they who walk on a long and hard way and are bowed down by fatigue find great relief and strengthening under the cool shade of a leafy tree, so do we find comfort, refreshment, and rejuvenation under the Life-giving Cross, which our Fathers “planted” on this Sunday. Thus, we are fortified and enabled to continue our Lenten journey with a light step, rested and encouraged. Or, as before the arrival of the king, his royal

standards, trophies, and emblems of victory come in procession and then the king himself appears in a triumphant parade, jubilant and rejoicing in his victory and filling those under him with joy, so does the Feast of the Cross precede the coming of our King, Jesus Christ. It warns us that He is about to proclaim His victory over death and appear to us in the glory of the Resurrection. His Life- Giving Cross is His royal scepter, and by venerating it we are filled with joy, rendering Him glory. Therefore, we become ready to welcome our King, who shall manifestly triumph over the powers of darkness. The present feast has been placed in the middle of Great Lent for another reason. The Fast can be likened to the spring of Marah whose waters the children of Israel encountered in the wilderness. This water was undrinkable due to its bitterness but became sweet when the Holy Prophet Moses dipped the wood into its depth. Likewise, the wood of the Cross sweetens the days of the Fast, which are bitter and often grievous because of our tears. Yet Christ comforts us during our course through the desert of the Fast, guiding and leading us by His hand to the spiritual Jerusalem on high by the power of His Resurrection. Moreover, as the Holy Cross is called the Tree of Life, it is placed in the middle of the Fast, as the ancient tree of life was placed in the middle of the garden of Eden. By this, our Holy Fathers wished to remind us of Adam’s gluttony as well as the fact that through this Tree has condemnation been abolished. Therefore, if we bind ourselves to the Holy Cross, we shall never encounter death but shall inherit life eternalApolytikion (First Tone) O Lord, save Your people and bless Your inheritance; grant victory to the faithful over their adversaries. And protect Your commonwealth, by the power of Your Cross.

!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!""""""""""""""""""""""""""""""""""""""""""

St. George Orthodox Cathedral1617 Southgate AveDaly City, CA 94015

ECUMENICAL PATRIARCHATE The Vicariate For P/J Christian Orthodox Communities In America

!"#$%&' !()*+$' !(,-./01$' !"+213$#$' !(,45$' 67 89:;<%St. George Orthodox Cathedral/Daly City

0=>,!?$' !"*>;@ A%B,A$.C /4;27 )$D7 Archiepiscopal Vicar Father George Jweinat

Archimandrite of the Ecumenical Throne DR. Damaskinos AlazraiThe Very Rev. Father Issa Awwad Rev. Father Hanna Khoury

Office Phone:# 650-991-2234 Fax: 650-997-4536 Fr. George’s Cell: 415-860-4447 Sunday March 11th, 2018 Third Sunday Of Lent Sunday Tone 7 Eothina 7 !"#$ !%&'%( )* !%+,- !%./* 0 1,2343' 0 Volume 26 Number 10

www.Stgeorgesf.org stgeorgesf@sbcglobal.net

E>9' ;% ,F !"*.!G 0H ;.I 8,&J%K 67 LM%I !"1%N' !"1%&J' 91%KEvery Wednesday, The Great Compline @ 7:00 pm

OPQ 9>!?R !"JS,!K 0H ;.I AMJ' 67 LM%I !"1%N' !"1%&J' 91%KEvery Friday, Akathist Hymns Services @7:00pm

Day Light Saving… Please Do Not ForgetTo Set Your Clocks Forward One Hour This Sunday March 11th, 2018

!"#$ %&'()*+ #)%,-.. /01 %23 4&5"6 7%('"76.897: -;<)= 7%(<> ?@ ABC !"#$%&' ()*+ (,-&' ./0-1

D"E 7/F9 7G"7HI JKLM/N/LLH&O5@ P*,Q) 4R#97S

Sunday, March 11th, 2018One Year Memorial For The Handmaid Of God

EILEEN OSAMA DUGHMANBy her beloved Husband OSAMA, Children CHRISTINA, WADEEH & JENNIFER, MICHAEL & ANDREA. Brothers FREDDY, EDWARD, NANCY & TAYLOR & All the DUGHMAN & JABER FAMILEIS in blessed One year Memorial For the Handmaid Of God our Sister in Christ EILEEN OSAMA DUGHMAN. May Her Blessed Memory Be Eternal.

***********************************Bread Altar Offering: The Holy Bread Altar Offering (Corban St. Mark 7:11) will be specially offered for the Holy Sanctify of the Divine Liturgy.

By the St. George’s Parish Family in Thanksgiving to God and in Congratulations to our own Vicar Archiepiscopal Vicar Protopresbyter GEORGE JWEINAT on the occasion of His Birthday, May God’s grace continue to shine upon You.

The St. George Parish Family is deeply saddened by the passing into eternal life the Servant of God FAHEEM AYOUB who passed away in Jordan. Our deepest sympathies to his Brother NAIM AYOUB, his Sister NAIMEH GHANMA & All the AYOUB Families. May His blessed Memory Be Eternal.

The St. George Parish Family is deeply saddened by the passing into eternal life the Servant of God ROMEL ADNAN JWEINAT who passed away in Sacramento Ca, our Deepest sympathies to all the JWEINAT Families. Burial Services will be Jordan. May His Blessed Memory Be Eternal.

The St. George Parish Family is deeply saddened by the passing into eternal life the Servant of God SALAMEH AGIL ALKFOUF, who passed away in Jordan. Our deepest sympathies to all the ALKFOUF & IBRAHIM Families. May His Blessed Memory Be Eternal.

For the continued good health of JAMILEH MUHAWIEH, Her Children ISA & CHRISTINE, JOHN & LINDA, JAWAD & EMILY, RANA & ISAM, LUNA & ROBERT & Their Families, in blessed Memory of Beloved husband Husband, Father & Grandfather JABRA, Parents in law ISA & NAZIRA, Brother in law & Sisters in law GEORGE , MARY & GEORGETTE Sisters JULIETTE & NIMEH TOTAH, Parents IBRAHIM & RAHMEH QAOUD, Brother HANNA & His wife VICKY, Sister NEMEH & Her Husband ELIAS, Son WADIE DABAIE Niece NAHEEL QAOUD, cousin NASER BANOURA , Brother in law BUTROS BABA. May Their blessed Memory Be Eternal.

The By the St. George Parish Family in thanksgiving to God for the continued good health of NAIM DUDUM.

By the St. George Parish Family in Thanksgiving to God for the continued good health of JIHAN KASSIS ARANKI.

By The St. George Parish Family in Thanksgiving to God for the continued good health of JULIETTE KHOURY .******************************************************************************************Head Ushers: Maher HaddadHead of Altar Boys: Michael Batshon, Altar Boys: Andrew & Anthony Jwainat, Sami Khoury Jr, Jacob Dudum & Isa Kaleh.

Ple.....s ****

**********************************************************************************************************************************************

SAVE THE WEEKEND MAY 12 & 13TH, 2018Grand Opening Of Our Cathedral

Stay Tuned For More Details********************************************************************************************

Ladies Auxiliary News… If We Do Our Best, We Will Be The Best...!

It’s Time For Our Semi Annual Bake Sale Sponsored By Our Ladies Auxiliary

Palm Sunday April 1st, 2018 YOUR DONATIONS TOWARD OUR BAKE SALE IS

MUCH APPRECIATED Thank You & God Bless YOU *******************************

TO EVERY LADY AT ST. GEORGE’SYOUR HELP IS NEEDED TO PREPARE FLOWERS

& THE BIER OF CHRIST FOR GOOD FRIDAY APRIL 6th @ 9:00 AM

PLEASE DO NOT HESITATE WITH YOUR EFFORT TO HELP YOUR CHURCH

**********************************IF YOU WOULD LIKE TO ORDER PALMS

FOR YOUR KIDS PLEASE CALL THE CHURCH’S OFFICE

@ 650-991-2234NO LATER THAN

SUNDAY MARCH 25TH, 2018 SMALL $15.00 MEDIUM $20.00 LARGE $25.00

~~~~~~~~~~~~~~~~~

St. George’s Cathedral Calendar Of Event…Every 3rd Friday Of The Month -- Ladies Auxiliary & Orthodox Club /Dinner & MeetingSaturday May 12 & Sunday13th Cathedral Grand Opening Sunday June 17th 2018 Father’s DaySunday July 29th- Sunday August 5th, 2018 Annual CampAugust 12th, 2018 Annual Picnic & Camp ReunionSeptember 22nd & 23rd, 2018 21st Annual Jerusalem FestivalSaturday, December 15th, 2018 - Annual Christmas Party

St. George Orthodox Cathedral !"#$%&'( %)*#+, -./$-'01 %2$304!5'( Daly City Ca !"#$ %&'$

English Services 9:00 am Arabic Matins 10:15 am Liturgy 11:00 am

Archiepiscopal Vicar Father George JweinatARCHIMANDRITE OF THE ECUMENICAL THRONE D. DAMASKINOS ALAZRAI

TheVery Rev. Father Isa Awwad Rev. Father Hanna Khoury The Very Rev. Fr. Moeen Hanna

The Third Sunday of the FastIn Which we celebrate the Adoration of the

Precious CrossSave O Lord, thy people, and bless thine inheritance. Unto

thee will I cry, O Lord, O my God.Section from the Epistle of St. Paul to the

Hebrews (4:14 to end, 5:1-6)YE Brethren : Having therefore a great high priest, that hath passed into the heavens, Jesus the Son of God; let us hold fast our confession.For we have not an high priest which cannot be touched with the feeling of our infirmities; but was in all points tempted like as we are, yet without sin.Let us therefore come boldly unto the throne of grace, that we may obtain mercy, and fin grace to help in time of need.For every high priest taken from among men is ordained for men in things pertaining to God, that he may offer both gifts and sacrifices for sins: Who can have compassion on the ignorant, and on them that are out of the way; for that he himself also is compassed with infirmity.And by reason hereof he ought, as for the people, so also for himself, to offer for sins. And no man taketh this honor unto himself, but he that is called of God, as was Aaron.So also Christ glorified not himself to be made a high priest: but he that said unto him, Thou art my Son, to-day have I begotten thee. As he saith also in another place, Thou art a priest for ever after the order of Melchisedec.

The Gospel: From St. Mark (8:34 to end; 9:1)

THE Lord saith: Whosoever will come after me, let him deny himself, and take up his cross, and follow me. For whosoever will save his life shall lose it; but whosoever shall lose his life for my sake and the gospel's, the same shall save it. For what shall it profit a man, if he shall gain the whole world, and lose his own soul? Or what shall a man give in exchange for his soul? my words in this adulterous and sinful generation, of him also shall the Son of man be ashamed, when he cometh in the glory of his Father with the holy angels.And he said unto them, Verily I say unto you, That there be some of them that stand here, which shall not taste of death, till they have seen the kingdom of God come with power.

!"#$ !%&'%( )* !%+,-

./0$ 102 !%34,5 %6+607 !%89:;!"# $% &' ()*+ ,-%&. /0123+. 450+ 6718 $% 459:.!"# $% &'()* +),-./ 01)/ +)2'13 4)5

+)672+89: );:<;-=:>(:<<' =><<,? =@ %<<A' BC<<0D E<<FAG H<<I0; J<<$ =K<<L'M !%<<3N'O!P :<3,Q =R<* !ST 1<6ALN3U R<'VH<L9!W R<2. "X BC<0D !%<8FAG !%<YZ %<A' %<0D )<N* [ :3<L\0] ^X :<9_` ")<9!a<A' R<b J<$ K9c 1` Eb d0e )&6A' )' >f !%g\0hG. 1<<<<<6Aijb =@X R<<<<<&iG =%k H<<<<<9l !%<<<<<A/NG %<<<<<AA'm B#<<<<<NG O.4<<<<<$ ./NG %no'_G 1` ^O!.F'.

1<pX E<b BC<0D E<FAG )Lg<Y )<* !%<A'q :<i'- "K<b !%<A'q 1<<0N' r<<, ST %<<0i9Tc s<<i'5- O@R<<'Ct H<<* !%g<<\':<<' K<<$:<<9 R<<uX :<<<<<vwx H6k !%<<<<<Y:<<<<<* :4F<<<<<6,X O:<<<<<y6,X %<<<<<8,.<<<<<2 r<<<<<, ^:<<<<<y'z )L6j3'z R'%y/{.

O%F<Y! :<47 H<602 ^X :<i9Tc H<* !%g<\':<' "K<b .<w32 E<N' :i9Tc "Kb !%v/7.

O%<<0D ^#<<$ :<<u><<Y %<<Aw32 r<<Y| !%<<89!)<<G R<<b )<<* 5H<<'| !ST EN' 5H' r9OX.

E<<<Y%<<<U !}30t %<<<; :N4<<<$ .<<<w32 %<<<0+09 BC<<<0D !%<<<8FAG R<<<b !%YZ J'm %2 ^.~ =RA` O.' !%0,- O%$sU.

E<<<<N' :<<<<i,m 1` )<<<<,a] �><<<<9 ^.<<<<~ E<<<<'r<<<<* =%k !"R<<<<$ H6k BsjG )6v0+'5Ä.48?9# $% 0@(&A +),-./ $2B/ )C:D;-DE(BF(3 +)F2G $F% H&+I HJ .K76LM !FN9OP2 0FLPQR S.TFU# VN97R S.K76LM. WJ $FFFF% H&+I HJ .XFFFFNY 8FFFFPQR .ZFFFFNOZ( S$FFFF% H[FFFFN\ 8FFPQR $FF% H]FFNM S$FF% H]FF# +^8FF?9# .XFFN"Z(. !FF_8FFR $(`+ .LPa +^8Q(J )1 &0b +)6()c dNR SeQ2 8PQR. Hf $(`+ .6gM +^8Q(J !-+h i% 8PQR. WJ $FFFFF% .QFFFFFKT9M 0M S0FFFFFOj$M !M [FFFFFk+ +)FFFFF?9# +)FP('l +)FX(mFn .QFKT9M 0FR 40F% +)7@F2 4`+ Ho5 !M $?- H09R $a $jpOKR +),-.Q:.

SBFFFF(3 )FFFFZc +)Tl HB13 )FFFFOc 4J B1$FFFF(q $FFFF% +)FFFF,(pFFFFU: [FFFFFFZL( r .FFFFFFkSB1J +s1t uK5 .FFFFFF2S+ $NO1t +vw xoFFFFFF9(q 0,1A.

TREE OF LIFE

Two Trees Will Be Placed At The Main Entry Of The CathedralOne On Each Side

Please Reserve A Leaf Or More In Blessed Memory Of Your Loved One

Donation $1000

!"#$%&'()&*+$,-./&+$012/3/-(4$$!&5/$0661-3$7-+"&($8-9&$!-3&$

:/;9$<=$>(.&(+$:-35$!16.-4$0=(/3$?+"@$AB?C$!

DE'/;&$>F$!G&&"+$ H"4$ :(/;&I$J'K&6$ !1L"'"-3$05'16"$M$N-&9$G/"E$J-"&+$ ?$J'K&6$

O$J'K&6+$P$<=$MAQ#BB$MAB#BB$

$

!

R--5'13$G/"E$S-361"+$

?$J'K&6$O$J'K&6$P$<=$

MAQ#BB$MAB#BB$

$

!

R--5'13$S/"E$:/+"-;E/'$84$T&U1&+"$

?$J'K&6$ MVB#BB$ !

!:3&-+&$:3-;&$W'1($>(.&($X'$,-"&($YE-6$R0TDZ$?C@$AB?C$YE-69$W'1$['($W'1($!1=='("$P$Z-\&$0$83&++&.$,&6"$

!X-5&]$^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^$75-/3]$^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^$:E'6&]$^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^$

:3&-+&$5-9&$4'1($;E&;9$=-4-L3&$"'$!"#$%&'()&$>("E'.'2$D-"E&.(-3$['($R'(&$H1&+"/'6+$P$_6F'(5-"/'6$:3&-+&$D-33$D46"E/-$J1)E5-6$`$Q?OaAbcaB?Ab$$

>($YE&$DE1(;E*+$>FF/;&$`$dOBacc?aAAVQ$

St. George Orthodox Cathedral1617 Southgate Ave.

Daly City, CA

We Are Accepting Donations For The Flowers Of BIER OF CHRIST

In Memory Of And/Or For The Good Health Of Your Loved One

To Make Donations Please Fill The Form

!"#$%& '()%* +,#-%+./ "0#!& 123( 456 !789: ;< +5,=> 2?! !"@A3BCFor The Continued Good Health Of ………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………

And/ Or In Blessed Memory Of ………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………

(Please attach A Separate Sheet Of Paper If Additional Space Is Required)

In Gratitude For God’s Blessing We Donate The Following Amount For Flowers

For The Bier Of Christ

_ $50 _ $100 _ $150 _ $200 _$250 _$500 _ Others

First and second finding of the Honorable Head of the Holy Glorious Prophet,

Forerunner, and Baptist of the Lord, John

After the Beheading of the Holy Prophet, Forerunner and Baptist John his body was buried by disciples in the Samarian city of Sebaste, and his venerable head was hidden by Herodias in an unclean place. Saint Joanna the wife of King Herod’s steward Chuza (Luke 8:3), secretly took the holy head and placed it into a vessel and buried it on the Mount of Olives in one of Herod’s properties.

After many years, this property passed into the possession of a government official who became a monk with the name of Innocent. He built a church and a cell there. When they started to dig the foundation, the vessel with the venerable head of John the

Baptist was uncovered. Innocent recognized its great holiness from the signs of grace emanating from it.

Thus occurred the First Finding of the Head. Innocent preserved it with great piety, but fearful that the holy relic might be abused by unbelievers, before his own death he again hid it in that same place, where it was found. Upon his death the church fell into ruin and was destroyed.

During the days of Saint Constantine the Great when Christianity began to flourish, the holy Forerunner appeared twice to two monks journeying to Jerusalem on pilgrimage to the holy places, and he revealed the location of his venerable head.

The monks uncovered the holy relic and, placing it into a sack of camel-hair, they proceeded homewards. Along the way they encountered an unnamed potter and gave him the precious burden to carry.

Not knowing what he was carrying, the potter continued on his way. But the holy Forerunner appeared to him and ordered him to flee from the careless and lazy monks, with what he held in his hands. The potter concealed himself from the monks and at home he preserved the venerable head with reverence.

Before his death he placed it in a water jug and gave it to his sister.

From that time the venerable head was successively preserved by devout Christians, until the priest Eustathius (infected with the Arian heresy) came into possession of it. He beguiled a multitude of the infirm who had been healed by the holy head, ascribing their cures to the fact that it was in the possession of an Arian.

When his blasphemy was uncovered, he was compelled to flee. After he buried the holy relic in a cave, near Emesa, the heretic intended to return later and use it for disseminating falsehood.

God, however, did not permit this. Pious monks settled in the cave, and then a monastery arose at this place. In the year 452 Saint John the Baptist appeared to Archimandrite Marcellus of this monastery, and indicated where his head was hidden.

This became celebrated as the Second Finding. The holy relic was transferred to Emesa, and later to Constantinople.

Troparion — Tone 4

The head of the Forerunner rose from the earth as a star, / Brilliant with rays of healing and immortality. / It gathers the choirs of angels in heaven, / And assembles the human race on earth / To sing with one voice the glory of Christ our God.

Kontakion — Tone 3

O Prophet of God and Forerunner of Grace, / Your head has blossomed from the earth as a sacred rose. / We are ever being healed, / For as of old, You preach repentance to the world.

St. Tarasius the Archbishop of Constantinople

Saint Tarasius, Patriarch of Constantinople was of illustrious lineage. He was born and raised in Constantinople, where he received a fine education. He was rapidly promoted at the court of the emperor Constantine VI Porphyrogenitos (780-797) and Constantine’s mother, the holy Empress Irene (August 7), and the saint attained the rank of senator.

During these times the Church was agitated by the turmoil of the Iconoclast disturbances. The holy Patriarch Paul (August 30) although he had formerly supported Iconoclasm, later repented and resigned his office. He withdrew to a monastery, where he took the schema. When the holy Empress Irene and her son the emperor came to him, Saint Paul told them that the most worthy successor to him would be Saint Tarasius (who at this time was still a layman).

Tarasius refused for a long time, not considering himself worthy of such high office, but he then gave in to the

common accord on the condition, that an Ecumenical Council be convened to address the Iconoclast heresy.

Proceeding through all the clerical ranks in a short while, Saint Tarasius was elevated to the patriarchal throne in the year 784. In the year 787 the Seventh Ecumenical Council was convened in the city of Nicea, with Patriarch Tarasius presiding, and 367 bishops attending. The veneration of holy icons was confirmed at the council. Those bishops who repented of their iconoclasm, were again received by the Church.

Saint Tarasius wisely governed the Church for twenty-two years. He led a strict ascetic life. He spent all his money on God-pleasing ends, feeding and giving comfort to the aged, to the impoverished, to widows and orphans, and on Holy Pascha he set out a meal for them, and he served them himself.

The holy Patriarch fearlessly denounced the emperor Constantine Porphyrigenitos when he slandered his spouse, the empress Maria, the granddaughter of Saint Philaretos the Merciful (December 1), so that he could send Maria to a monastery, thus freeing him to marry his own kinswoman. Saint Tarasius resolutely refused to dissolve the marriage of the emperor, for which the saint fell into disgrace. Soon, however, Constantine was deposed by his own mother, the Empress Irene.

Saint Tarasius died in the year 806. Before his death, devils examined his life from the time of his youth, and they tried to get the saint to admit to sins that he had not committed. “I am innocent of that of which you accuse me,” replied the

saint, “and you falsely slander me. You have no power over me at all.”

Mourned by the Church, the saint was buried in a monastery he built on the Bosphorus. Many miracles took place at his tomb.

!"#$%"&#'()(!#'*(+(

You appeared to your flock as a rule of faith, / An image of humility and a teacher of abstinence. / Because of your lowliness, Heaven was opened to you. / Because of your poverty, riches were granted to you. / O holy bishop, Tarasius, pray to Christ our God to save our souls!

!"#$%"&#'()(!#'*(,(

You shone forth as a light of the Spirit, / adorned with an exemplary life and clothed in hierarchical vesture. / You stilled the turbulence of heresy / and became a pillar and foundation of the Church, / which praises your struggles, holy Father Tarasius.

-#'.%/&#'()(!#'*(,(

You illumined the Church with Orthodox doctrine / and taught all to venerate and honor the precious image of Christ. / You vanquished the godless doctrine of the iconoclasts. / Therefore we cry to you: / “Rejoice, wise Father Tarasius.”

!

Your Partner For Success SPECIALIZING IN RESIDENTIAL

& COMMERCIAL PROPERTIES. • Residential Properties • Construction Loans • Mixed-Use Properties • Retail Stores • Shopping Centers • Gas Stations • Automotive • Multi-Family • SBA Loans • Many More!

Please call for a free consultation !!!

Hani Kaileh, Broker

(650) 766-1452 Cell

(650) 589-5306 Direct 715 El Camino Real, Suite 208

San Bruno, CA 94066 NMLS #250697

Hanikaileh@gmail.com www.BayCity-Homeloans.com

All rates, terms and parameters are subject to change without prior notice, detailed underwriting criteria regarding these programs is available upon request.

Restrictions may apply. Bay City Financial is licensed as a Real Estate Broker by the State of California, License # 01258200 – NMLS # 342284 .

Experience expert guidance throughout the loan process. We can assist with loans as small as $100,000 up to $25,000,000! Call us to find out how we can save you thousands of dollars on your next purchase

Competitive Rates. Fast Service. Expert Underwriting.

!"#$%&%'(")*+,-.*+(/01%)! !2220%'(")*+,-.*+(/01%)!

Specializing in

Commercial/Residential Acquisitions/Dispositions & Financing

Optimal Realty & Mortgage would like to introduce our new associate

Samer Khoury, Specializing in our East Bay market. !

! "#$%!&'(!)*#+!),#+!*#!-(./!01*.*(!.'2!34'.'54'6!7((218!9.//!:#2.;<<

Victor Khoury Margaret Khoury Samer Khoury vkhoury@optimal-realty.com mkhoury@optimal-realty.com skhoury@optimal-realty.com Lic#01431076 Lic#01470833 Lic#01821537 415-297-3606 415-806-3384

Optimal Realty & Mortgage www.optimal-realty.com

!

!! !! !