the nail, december, 2015

December, 2015 l The NAIL 1

2 The NAIL l December 2015


The official magazine ofHome Builders Association

of Middle Tennessee

PresidentTrey Lewis

Vice PresidentRandall Smith

Secretary/TreasurerJohn Zelenak

Executive Vice PresidentJohn Sheley

Editor and DesignerJim Argo

StaffConnie NicleyPat Newsome

THE NAIL is published monthly by theHome Builders Association of MiddleTennessee, a non-profit trade associationdedicated to promoting the Americandream of homeownership to all residents of Middle Tennessee.

SUBMISSIONS: THE NAIL welcomesmanuscripts and photos related to theMiddle Tennessee housing industry forpublication. Editor reserves the right toedit due to content and space limitations.

POSTMASTER: Please send addresschanges to: HBAMT, 9007 OverlookBoulevard, Brentwood, TN 37027.Phone: (615) 377-1055.

THE

NAIL


FEATURES

9Installation Banquet

sponsorships available Secure your 2015 Installation and

Awards Banquet sponsorship! 9

Home safe home for the holidays

Follow these tips to make sure you and your guests are safe and secure

during the holiday season.

10Regions Chili Cook-off adelicious, festive event

The Annual Regions Chili Cook-offwas held in conjunction with the

2016 General Elections last month. Check out the winning chili teams here; find 2016 HBAMT election winners in

the January issue of The Nail.

112015 Installation & Awards

Banquet invitation You’re invited to the 2015 Installation

and Awards Banquet at the Omni Thursday, December 17. Find pricing

and RSVP details here.

DEPARTMENTS

6News & Information

13SPIKE Club Report

14December Calendar

14Chapters and Councils

ON THE COVER: Join the HBAMT this month for annual

Holiday Events December 17 and the 22nd!


Builder confidence in the market for newly constructed single-family homes slipped three points to 62 in November from an

upwardly revised October reading on the National Association of Home Builders/Wells Fargo Hous-ing Market Index (HMI).

“Even with this month’s drop, builder con-fidence has remained in the 60s for six straight months — a sign that the single-family hous-ing market is making long-term headway,” said NAHB Chairman Tom Woods, a home builder from Blue Springs, Mo. “However, our mem-bers continue to voice concerns about the avail-

ability of lots and labor.”“The November report is pullback from an

unusually high October, and is more in line with the consistent, modest growth that we have seen throughout the year,” said NAHB Chief Economist David Crowe. “A firming economy, continued job creation and affordable mortgage rates should keep housing on an up-ward trajectory as we approach 2016.”

Two of the three HMI components posted losses in November. The index measuring sales expecta-tions in the next six months fell five points to 70, and the component gauging current sales condi-tions decreased three points to 67. Meanwhile, the index charting buyer traffic rose one point to 48.

Looking at the three-month moving averages for regional HMI scores, the West increased four points to 73 while the Northeast rose three points to 50. Meanwhile the Midwest and South held steady at 60 and 65, respectively. n

Builder confidence drops three points in November

NEws&INfo

A firming economy, continued job creation and affordable mortgage rates should keep housing on an upward trajectory as we near 2016.

The Metro/Nashville and Williamson County Chapters held a joint meeting last month at the HBAMT offices. Joe Valley, standing, delivered a presentation about the services provided by Nashville Electric Service (NES) for those in attendance.

Ray Khayatt from Coldwell Banker Barnes lead an expert panel in a discussion about cultural diversity at the Sales and Marketing Council’s May meeting. A big thanks to First-Bank and Coleman American Moving Services for sponsoring the meeting.

An informative “Managing Emotional Home Owners” webinar was held May 6 at the HBAMT. The educational event was hosted and sponsored by the Remodelers Council.


Modest home price and interest rate in-creases resulted in a slight drop in na-tionwide housing affordability in the

third quarter of 2015, according to the National Association of Home Builders/Wells Fargo Hous-ing Opportunity Index (HOI) released today.

“Attractive home prices and interest rates, along with firming job growth, are helping housing markets across the country to grad-ually improve,” said NAHB Chairman Tom Woods, a home builder from Blue Springs, Mo. “While this bodes well for housing in the coming year, builders continue to face challenges, including a lack of available lots and skilled labor.”

“The decline in the index was slight and af-fordability remains good,” said NAHB Chief Economist David Crowe. “With mortgage rates near historic lows and home prices ad-vancing at a modest pace, this is an excellent time to buy.”

In all, 62.2 percent of new and existing homes sold between the beginning of July and end of September were affordable to families earning the U.S. median income of $65,800. This is down from the 63.2 percent of homes sold that were affordable to median-income earners in the second quarter.

The national median home price in-creased slightly from $230,000 in the sec-ond quarter to $231,000 in the third quarter.

Meanwhile, average mortgage rates edged higher from 3.99 percent to 4.18 percent in the same period.

Syracuse, N.Y. was rated the nation’s most affordable major housing market, switching places with Youngstown-Warren-Boardman,

Ohio-Pa., which fell to the second slot on the list. In Syracuse, 91.7 percent of all new and existing homes sold in this year’s third quarter were affordable to families earning the area’s median income of $68,500.

Rounding out the top five affordable ma-jor housing markets in respective order were

Harrisburg-Carlisle, Pa.; Indianapolis-Carmel, Ind.; and Scranton-Wilkes-Barre, Pa.

Meanwhile, Glens Falls, N.Y. claimed the title of most affordable small housing market in this year’s third quarter. There, 92.6 percent of homes sold during the second quarter were affordable to families earning the area’s median income of $65,400.

Smaller markets joining Glens Falls at the top of the list included Sandusky, Ohio; Koko-mo, Ind.; Springfield, Ohio; and Rockford, Ill.

For the 12th consecutive quarter, San Francisco-San Mateo-Redwood City, Ca-lif. was the nation’s least affordable major housing market. There, just 10.5 percent of homes sold in the third quarter were afford-able to families earning the area’s median income of $103,400.

Other major metros at the bottom of the affordability chart were located in California. In descending order, they included Los Ange-les-Long Beach-Glendale.; Santa Ana-Ana-heim-Irvine.; San Jose-Sunnyvale-Santa Clara.; and Santa Rosa-Petaluma.

All five least affordable small housing markets were also in California. At the very bottom of the affordability chart was Santa Cruz-Watsonville, Calif., where 16.5 percent of all new and existing homes sold were af-fordable to families earning the area’s medi-an income of $87,000. Other small markets at the lowest end of the affordability scale in-cluded Salinas; Napa; San Luis Obispo-Paso Robles; and Santa Barbara-Santa Maria-Go-leta, respectively.

Please visit nahb.org/hoi for tables, historic data and details. n

New affordability edges lower in third quarter

Led by a steep drop in multifamily pro-duction, nationwide housing starts fell 11 percent to a seasonally adjusted annual

rate of 1.06 million units in October, according to newly released data from the U.S. Depart-ment of Housing and Urban Development and the Commerce Department. Multifamily starts declined 25.1 percent to a seasonally adjusted annual rate of 338,000 units while single-family production edged down 2.4 percent to 722,000 units. Both sectors posted permit gains.

“The fact that permits are rising is consistent with our builders’ continued optimism in the housing market,” said NAHB Chairman Tom Woods. “Even though starts dropped in Oc-tober, they have stayed above the one million

mark for seven straight months — the longest streak in almost seven years.”

“This month’s decline can be attributable to the volatile multifamily sector adjusting

to trend after an unusually high September, as well as the storms and flooding affect-ing single-family production in the South,” said NAHB Chief Economist David Crowe. “However, with permits ticking upward, we expect to see the housing market continue to grow at a modest pace.”

Combined single- and multifamily starts rose in the Northeast and Midwest, with respective gains of 10.2 and 15 percent. Meanwhile the South fell 18.6 percent and the West dropped 16.2 percent.

Overall permit issuance rose 4.1 percent to 1.15 million units in October. Multifamily per-mits rose 6.8 percent to a rate of 439,000 while single-family permits increased 2.4 percent to 711,000.

Regionally, the Northeast, Midwest and South posted respective permit gains of 5.9 percent, 2.4 percent and 7.5 percent. The West fell 2.6 percent. n

Housing starts down 11 percent in October, permits rise


GENERALSPONSOR

- Logo on all printed material- Two tickets to Installation & Awards Banquet- Recognition at Banquet

$500

PLATINUMSPONSOR

- Larger logo on all printed material- Two (2) tickets to Installation & Awards Banquet- Twenty (20) beverage tickets of your choice- Increased recognition at Banquet

$1,000

RECEPTIONSSPONSOR(2 available)

- Dual logos on all printed material- Signage at Reception and Banquet- Four (4) tickets to Installation & Awards Banquet- Fifty (50) beverage tickets of your choice- Increased recognition at Banquet

$2,500

TITLESPONSOR(1 available)

- Headliner on all printed material with logo at Reception and Banquet- Welcome everyone & introduce entertainment- Table at Installation & Awards Banquet (8 tickets)- One hundred (100) beverage tickets of your choice

$5,000


To help prepare your home for holiday visitors, the National Association of Home Builders (NAHB) Remodelers offers home maintenance tips that are

designed to increase safety and accessibility for older family and friends who visit this holiday season.

“Welcoming loved ones to your home is a cherished holiday tradition,” said NAHB Remodelers Chair Robert Criner, GMR, GMB, CAPS, a remodeler from Newport News, Va. “By making some simple home modifications, you can ensure that family and friends will en-joy a comfortable visit and be able to maneuver around your house without trouble this year.”

These tips will help eliminate situations that could cause stress for visitors with age-related balance and vision issues, and at the same time create a safer, more comfortable environment for all your guests:

Secure rugs and carpetsSecure area rugs with non-slip pads or dou-ble-sided carpet tape so that they are snug to

the floor. Temporarily remove throw rugs, in-cluding bathroom mats to prevent guests from tripping on the edges.

Test stair railings.Check that stair railings inside and out are tightly fastened. Make repairs where needed.

Turn up the lightsPut night lights in bathrooms, the guest bedroom, hallways and perhaps in the kitchen. Make sure there is a lamp or light switch within reach of the guest bed so that your visitor can keep a light on until safely tucked in. Well-lit outdoor walkways and entrances are also key for coming or going when it is dark.

Clear outdoor walkwaysRake leaves, salt for ice and shovel snow from sidewalks and driveways to prevent falls.

Add non-slip treads or a mat to the shower-Be sure the shower your guest will use has a non-slip floor. To enhance traction, apply non-

slip strips or a suction-attached non-slip mat.

Offer the best seatChoose the best seat for your guest’s comfort—not too high, not too low. A firm cushion can prevent them from sinking too low in to the seat, and arms can help a person easily get up and down.

DeclutterMove objects or even furniture that a person usually has to maneuver around. Secure cords to the wall or baseboards with hooks to prevent tripping. Clear stair steps of any objects—shoes, books, and other personal items that tend to collect on the lower treads.

If you are considering larger home renova-tion projects or want to do more to make your home safe and comfortable for all ages and abilities, consult a professional remodeler. Find a pro in your area at nahb.org/remodelerdi-rectory. More tips to keep your home safe and stylish are available at nahb.org/remodel. n

Home safe home this holiday season


Big winners at the Regions Chili Cook-off!

Tim Ferguson congratulates Rick McCreadie and presents him with the first place “Judges’ Award” following the Chili Cook-off.

The association’s Annual Regions Chili Cook-off was held in conjunction with the 2015 general elections at the HBAMT offices last month. Competition was fierce as members cam-paigned for votes and the “People’s Choice” award for the

best pot of chili served during the evening. The “Music City Lenders” from Mortgage Solutions took home first

place honors during the judges’ awards for their Ribile Chili. Bellen-fant and Associates’ “Bean Counters Extreme” team took home the “People’s Choice” award for their chili, available in both hot and mild serving pots. The Kenny and Company “Rooster in the Hen House” team took home second place honors for their Mexican Green Chicken Chili. And the Irving Materials Inc. (IMI) team took home the judges’

third place award for their delicious chili recipe. A popular tradition at the Regions Chili Cook-off has become the

raffling of the highly coveted “Regions Green Bicycle.” Taylor Conlan from Castle & Cooke Mortgage held this year’s winning ticket and rode away as one of the evening’s biggest winners.

A big thanks to Regions for sponsoring the event and to all the terrific cooks and participating chili teams.

All officers and directors who will serve in the upcoming year will be installed at the HBAMT’s Installation and Awards Banquet Thursday, December 17 at The Omni in Nashville, Tenn. Look for all your 2016 leaders and 2015 award winners in the January issue of The Nail next month. n

Ferguson presents Jeremy Coop with Bellenfant & Associates “People’s Choice Award” following the Chili Cook-off.

Ferguson and Jennifer Earnest from second place winning Kenny & Company.

Ferguson with team members from third place winning Irving Materials, Inc.

Ferguson and Taylor Conlan, winner of the Regions Green Bike raffle.

HBAMT elections and cook-off draw big crowds at the HBAMT.


the officers of the Home Builders Association of Middle Tennessee

request the pleasure of your company at the

Annual Installation andAwards Banquet

Thursday, December 17, 2015 - 6:00 pmOmni Hotel, Nashville, Tenn

Reception - 6:00-7:00 pmFeaturing Chazz Williams and his smooth sax

Reception Sponsored by:

LIMITED SEATING - RSVP REQUIREDTickets - $99.00 per person w/RSVP by Fri, Dec. 11th

$110.00 per person w/RSVP after 12/11

RSVP to 377-9651, ext. 303Email - [email protected]

The Home Builders Association of Middle Tennessee9007 Overlook Blvd, Brentwood, TN 37027


sPIKE REPoRT

Thirteen SPIKES (in bold) increased their recruitmentnumbers last month. What is a SPIKE? SPIKES recruit new members and help the association retain members. Here is the latest SPIKE report as of October 31, 2015.

Top 20 Big Spikes

Jim Ford 912Virgil Ray 821Bill King 776Mitzi Spann 706Terry Cobb 567Jim Fischer 566John Whitaker 448James Carbine 343Jennifer Earnest 342Dan Stern 306Kevin Hale 287Tonya Jones 271David Crane 269Reese Smith III 261Trey Lewis 254Steve Moody 219Sonny Shackelford 219Davis Lamb 194Jackson Downey 174Tim Ferguson 174

Life Spikes

Jim McLean 164Louise Stark 163James Franks 160Harry Johnson 146Steve Cates 140C.W. Bartlett 138Tonya Alexander 128Sam Carbine 126Steve Hewlett 119Carmen Butner 108B.J. Hanson 105Dave McGowan 102Johnny Watson 101Julie DuPree 97Jordan Clark 90Duane Vanhook 89Jeff Zeitlin 87Erin Richardson 76Wiggs Thompson 74Jeff Slusher 70John Baugh 68Michael Dillon 64Don Bruce 62Jim Ford, Jr. 62Beth Sturm 59Hill McAlister 57Joe Morgan 54John Broderick 53Gerald Bucy 53Lori Fisk-Conners 53David Hughes 51Al Davis 47Andrew Neuman 46Benny Sullivan 46John Ganschow 45Bryan Edwards 44Kay Russell 44

Christina Cunningham 43Peggy Krebs 40David Lippe 38Andy Wyatt 37Chuck Clarkson 36Frank Miller 36Brad Butler 35Al Hacker 34Ray Edwards 32Dan Strebel 32Steve Wheeley 30Alvin Basel 29Justin Hicks 28Derenda Sircy 28 Randall Smith 26

Spikes

Marty Maitland 23John Zelenak 22Don Mahone 21Frank Tyree 16Don Alexander 9Gina Hewlett 9 Ron Schroeder 9Ricky Scott 9Ashley Crews 8McClain Franks 6 Keith Porterfield 6


29 30 1 2 3 4 5

6 7 8

9 10 11 12

13 14 15 16 17 Installation & Awards

Banquet

18 19

20 21 22HBAMT Holiday Office

Party

23 24 25 26

27 28 29 30 31 1 2

3 4 5 6 7 8 9

DECEMBER CALENDAR

Sunday Monday Tuesday Wednesday Thursday Friday Saturday

CHAPTERS

CHEATHAM COUNTY CHAPTERChapter President - Roy Miles: 615/646-3303Cheatham County Chapter details are being planned.Next meeting: to be announced.Chapter RSVP Line: 615/377-9651, ext. 310

DICKSON COUNTY CHAPTERChapter President - Mark Denney: 615/446-2873.The Dickson County Chapter meets on the third Monday of the month, 12:00 p.m. at the Ponderosa Restaurant in Dickson.Next meeting: to be announced.Topic: to be announced. Price: FREE, lunch dutch treat.Chapter RSVP Line: 615/377-9651, ext. 307

MAURY COUNTY CHAPTERMaury County Chapter details are currently being planned.Next meeting: to be announced.Chapter RSVP line: 615-377-9651, ext. 312; for callers outside the 615 area code, 1-800-571-9995, ext. 312

METRO/NASHVILLE CHAPTERChapter President - John Whitaker: 615/843-3300.The Metro/Nashville Chapter meets on the fourth Monday of the month, 11:30 a.m..Next meeting: to be announced.Builders free pending sponsorship. Price: $20 per person with RSVP ($25 w/o RSVP).Chapter RSVP Line: 615/377-9651, ext. 304

ROBERTSON COUNTY CHAPTERNext meeting: to be announced.

Robertson County RSVP line: 615-377-9651, ext. 313.

SUMNER COUNTY CHAPTERThe Sumner County Chapter meets on the fourth Tuesday of the month, 11:30 a.m. at the new Hendersonville Library.Next meeting: to be announced.Chapter RSVP Line: 615/377-9651, ext. 306

WILLIAMSON COUNTY CHAPTERChapter President - BJ Hanson: 615/884-4935.The Williamson County Chapter meets on the third Tuesday of the month, 11:30 a.m. at the HBAMT offices.Next meeting: to be announced.Builders Free pending sponsorship.Price: $10 per person with RSVP ($20 w/o RSVP). Chapter RSVP Line: 615/377-9651, ext. 305

WILSON COUNTY CHAPTERThe Wilson County Chapter meets on the second Thursday of the month, 11:30 a.m. at the Five Oaks Golf & Country Club in Lebanon.Next meeting: to be announced.Chapter RSVP Line: 615/377-9651, ext. 309

COUNCILS

GREEN BUILDING COUNCILCouncil President - Erin Richardson: 615/883-8526.The Green Building Council meets on the fourth Wednesday of the month, 11:00 a.m.Next meeting: to be announced.Price: free for Green Building Council members pending sponsorship; $20 for non-members with RSVP ($25 w/o).Council RSVP Line: 615/377-9651, ext. 308

HBAMT REMODELERS COUNCILCouncil President - Ricky Scott.The HBAMT Remodelers Council meets on the third Wednesday of the month, 11:00 a.m. at varying locations.Next meeting: to be announced.Location: to be announced. Topic: to be announced.Price: free for RMC members with RSVP; $15 for non-members with RSVP ($20 w/o).Council RSVP Line: 615/377-9651, ext. 301

INFILL BUILDERS COUNCILThe Infill Builders meets on the third Thursday of the month, 11:30 a.m. at the HBAMT offices. Next meeting: to be announced.Price: Builders Free with RSVP pending sponsorship.RSVP: [email protected] or the Infill BuildersCouncil RSVP Line - 615/377-9651, ext. 310.

MIDDLE TENN SALES & MARKETING COUNCILCouncil President - Derenda Sircy.The SMC meets on the first Thursday of the month, 9:00 a.m. at the HBAMT offices.Next meeting: to be announced. Topic: to be announced.Price: to be announced.Council RSVP Line: 615/377-9651, ext. 302.

CHAPTERs & CouNCILs

the nail, december, 2015

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