tacdc 2015 program agenda

“Moving Communities Forward” April 8 - 10th, 2015

Westin Oaks, Galleria - Houston

Presents The2015 Texas Community Development Conference

Texas Association of Community Development Corporations

Achieving great things for our community

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Wells Fargo is proud to recognize the achievements of community development organizations across the state of Texas. When everyone comes together, wonderful things can happen. The spirit of community is alive and well, right here and now.

We support the Texas Association of Community Development Corporations for enriching our communities.

Table of Contents4 TACDC Board & Roundtable

5 Letter from Board President

6 Conference Training Schedule

7 Conference Schedule

13 Keynote Speaker Biographies

14 Trainer and Plenary Biographies

18 List of Exhibitors

19 List of Sponsors Join Us!Wednesday Reception - The Roof at the Westin

Oaks, 6:00 p.m. Sponsored by Wells Fargo

3 2015 TACDC CommuniTy DevelopmenT ConferenCe

2015 TACDC CommuniTy DevelopmenT ConferenCe 4

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RAISE YOUR EXPECTATIONS.

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President GERALD CARLTONEDCO

Vice-PresidentMICHAELLE WORMLY WOMAN, INC.

Secretary SAMUEL HOMPecan Village, Inc./MHMRA

TreasurerJILL MILLEROdessa Affordable Housing, Inc.

Past-PresidentNICK MITCHELL-BENNETTCDC of Brownsville

PAUL CHARLESNeighborhood Recovery CDC

DEBORAH DENNISWREM Literacy Group, CHDO

TACDC Staff

MATT HULLExecutive Director

ROBYN MURPHYOffice Manager

HOWARD PORTER

Program Manager, Community Loan

Center

JENNIFER GONZALESAlamo Community Group CHARLES PRICEDevelopment Corporation of Tarrant County

GARY LINDNERPeople Fund SHERMAN ROBERTSCity Wide CDC MARK ROGERSGuadalupe Neighborhood Development Corporation

ANNIE JONES EVANSSouth Fair CDC PAUL TURNEYBrazos Valley Affordable Housing Corporation

TACDC Board of DirectorsTheresa AlvarezWells Fargo, NA

Stephan FairfieldCovenant Community Capital

Rick MorrowLocke Lord, LLP

Gilbert GerstBank of Texas

Rey OcaÑasBBVA Compass

Nick Mitchell-BennettRio Grande Valley Multibank

Walter MoreauFoundation Communities

TACDC Roundtable MembersValerie WilliamsBank of America

Irvin Ashford, Jr.Comerica Bank J.O.T. CouchTexas Interfaith Housing

Roy C. LopezCapital One Bank Amanda TimmLISC/NEF

Victor ElmoreTexas Mezzanine Fund, Inc.

Mark NerioBB&T Bank

Celine ThomassonNeighbborWorks America

Join us for a very special off-site reception hosted by BBVA Compass at their amazing office tower walking distance from the hotel. Built in 2013, the BBVA Compass Plaza sets a new standard for office

space by combining energy efficiency and sustainable design to achieve a LEED Gold Certification.

BBVA Compass Plaza2200 Post Oak Boulevard


President’s Letter

“Moving Communities Forward”Thank you for joining us at the 2015 Texas Community Development Conference. We are excited to bring TACDC’s annual conference

to Houston and we look forward to seeing long-time friends, making new contacts, learning from each other, and re-energizing ourselves for the work that we all do in Texas.

The theme for the conference this year, “Moving Communities Forward,” is a reflection of the new reality for CDCs. We are doing more with less, yet we are still improving our communities, still taking risks in real estate, bringing capital to areas where private markets shy away, and delivering services in new and unique ways. As we have discussed at previous conferences, this new reality is driven by several factors, including: a changed political environment, new regulations in place after the recession of 2008, and shifting priorities for private and public funders. In spite of these circumstances, CDCs are taking on new roles and responsibilities in their communities. We are doing more and we are helping those who need help. While affordable housing may still be our main line of business, more and more CDCs are expanding into infrastructure improvements, financial empowerment, workforce training, education, and healthcare. We are moving our communities forward.

As always, the program we offer during our few days in Houston focuses on creating possibilities for CDCs. Is it possible for us to better utilize the Community Reinvestment Act to bring resources to our communities? Can CDCs and healthcare providers work together to bring better health services to our communities? Likewise, in parts of the state that lack access to fresh foods and adequate nutrition, can we develop solutions to end food deserts? What policies and rules will govern the National Housing Trust Fund and how can we best use these funds in Texas? Lastly, how do we better integrate design, art, and architecture to improve the built environment where we live to improve mobility, education, health, and well-being?

While we may not have the answers to these questions today, now is the time to explore opportunities so we can make the right decisions when the time comes to put plans into action.

I want to take a moment to thank everyone involved in bringing the conference to fruition. The TACDC Board of Directors and Conference Planning Committee have done a terrific job of planning the speakers and breakout sessions. I want to thank all of TACDC’s Roundtable members, sponsors and exhibitors for their commitment to making the conference a success. Finally, I want to thank TACDC’s members for their commitment to building the community development field in Texas for the benefit of all CDCs and low-income families.

Yours truly,

Gerald CarltonBoard President


Conference Training ScheduleWednesday, April 8th, 2015

9:30 am CRA Training Registration Opens Westin Oaks HOtel - tHird level FOyer

10:00 am CRA for Community-Based Organizations COnsulate rOOm

This workshop is designed for community-based organizations interested in learning about the Community Reinvestment Act (CRA) and how it can benefit the people and the communities they serve. The workshop will provide community-based organizations information on the Community Reinvestment Act and practical suggestions for developing partnerships with banks.Trainer: Scarlett Duplechain, Office of the Comptroller of the Currency

Noon Lunch on your own

1:00 pm Advanced CRA Training: How to Analyze a Bank’s Performance COnsulate rOOmCommunity organizations across the country have successfully used the Community Reinvestment Act (CRA) to increase investment by financial institutions in low and moderate-income communities. This workshop will provide a foundational understanding of CRA and how it relates to both housing programs and policy. Partic-ipants will start with an overview of the law and its history, walk through the aspects of a bank’s performance that are examined under CRA (lending, service and investment), and end with case studies of successful CRA campaigns and how you can leverage the CRA for your work. Participants will receive resources that we generally reserve for members of NCRA, such as our quarterly CRA Action Alert, which is the most compre-hensive compilation of CRA exams, mergers and acquisitions, and branch closings. Trainers: Torey Hollingsworth, National Community Reinvestment CoalitionKate Hibbs, National Community Reinvestment Coalition

3:00 pm CRA Banker Roundtable COnsulate rOOmThe CRA Banker Roundtable allows bank staff members responsible for implementation and compliance of the Community Reinvestment Act within their financial institution the chance to discuss how they work within CRA guidelines and how they meet their bank’s CRA obligations. Attendees will have the opportunity to ask questions of the panelists to gain insight on strategies for accessing bank CRA resources.Roundtable Guests:Yolanda Davila, BBVA CompassGilbert Gerst, Bank of TexasVanessa Reed, Comerica BankGloria Sanderson, First Community BankMarcus Vasquez, Woodforest BankLaurie Vignaud, Capital One

4:30 pm Question and Answer Session

5:00 pm Adjourn

Conference Schedule Wednesday April 8,2015

3:00 pm Exhibit Hall Set-Up BeginstHird level FOyer

4:00 pm Registration OpenstHird level FOyer

6:00 pm Welcome Reception Hosted by Wells Fargo tHe rOOF (21st level)

Thursday April 9, 20157:30 am Registration Opens tHird level FOyer

8:00 am Welcome Breakfast COnsOrt BallrOOm ii

“Community Development in Houston”Featuring: Neal Rackleff, Director, City of Houston’s Housing and Community Development Department

9:00 am Breakout SessionsSustaining Thriving CommunitiesemBassyCommunity development is evolving in Texas. Thriving organizations are moving beyond only providing af-fordable housing and are taking a holistic approach to creating lasting change in their neighborhoods. CDCs are providing a broader array of services and programs to meet the changing needs in their communities. At the same time, coalitions of organizations are forming to deliver place-based services in some of our most challenged areas as a way to provide support beyond housing. This panel will focus on two of the ways that organizations are providing housing and services to make our communities more livable.Presenters:Amanda Timm, LISCBill Odle, Urban Land Institute-Houston

Addressing Food Deserts in TexasCOntinentalResearch is finding that many factors contribute to the health and wellness of a community. Chief among those factors is the ability of low-income residents to access fresh and healthy foods. Food deserts, or areas that lack access to proper nutrition, are prevalent in Texas and community development corporations are beginning to address the issue through development and collaboration with other non-profits and government. This session focuses on the importance of access to proper nutrition from a community development perspec-tive and will discuss a few examples where public and private sectors worked together to address food deserts.Presenters:Scott Howard, Urban HarvestDavid Kim, City of Houston Paul Charles, Neighborhood Recovery CDC



Federal and State Policy UpdateCOnsulateThe 114th Congress and the 84th Texas Legislature will affect your ability to work effectively in your com-munities. New opportunities and threats loom around every bill and potential policy decision. This session will help you cut through the clutter and focus on the issues in Washington and Austin that will affect you and your organization the most.Presenters:Torey Hollingsworth, National Community Reinvestment Coalition Joseph Lindstrom, National Low Income Housing CoalitionMatt Hull, Texas Association of Community Development Corporations

10:15 am Break

10:45 am Breakout SessionsServing People with Disabilities and the Section 811 ProgramemBassyPeople with disabilities have a great need for accessible, affordable, integrated housing throughout Texas. Community Housing Development Organizations and Community Development Corporations have many op-portunities to serve that need in the community. With proper planning and relationship building with service providers, CDCs and CHDOs can create strategies successfully linking clients with disabilities to the re-sources they need to remain independent and thrive in their communities. This session highlights several ap-proaches to serving people with disabilities and delves into the Texas Department of Housing and Community Affairs Pilot 811 Voucher program for people with disabilities.Presenters:Isabelle Headrick, Accessible Housing AustinKate Moore, Kate Moore ConsultingStephanie Thomas, ADAPT of Texas

Avoiding Common Pitfalls in Affordable Housing and Community DevelopmentCOntinentalAffordable housing and community development are complicated. Potential pitfalls lie around every corner in both program administration and running a successful non-profit. Rules change and program administrators and policy makers are not always consistent in their interpretations. However, there are steps you can take to avoid common pitfalls in affordable housing and community development. This panel will focus on how to prepare your organization to take on new challenges and the steps needed to thrive when building affordable housing and implementing community development programs. Presenters:David Danenfelzer, Texas State Affordable Housing CorporationTina Council, I Am Pleased Development CenterJeff Baloutine, NeighborWorks

Art and Design in Community DevelopmentCOnsulateCommunity development should seek to make our neighborhoods and cities beautiful places imbued with local culture. The integration of art and design into our work, and the creative engagements of our constitu-ents should be more than just attractive additions to community developemnt, they should be part of its ethos.

buildingcommunityWORKSHOP will share strategies and examples of art and design in community develop-ment and discuss how you can expand the practice in your work.Presenters:Thomas Simpson, bcWorkshopJesse Miller, bcWorkshop

Insurance and Retirement Plans for Community Development CorporationsCOnsOrt iThe world can be a dangerous place, yet it is even more dangerous when you do not prepare for the inevitable mishaps that come with running a non-profit. Likewise, it is dangerous to your financial well-being if you do not plan for your retirement and the retirement of your staff. This session will focus on understanding the basic insurance coverages that all non-profits and developers should have, as well as changes to insurance rules and guidelines that affect you as a non-profit, as a property owner, and as a developer. This session also explains how TACDC’s 401k program can help you retain staff and help you and your staff prepare for retirement in a very cost effective way. Presenters:Ernie Wright, Wright FinancialCharlene Rogers, Frost InsuranceDale Zellmer, AJG Insurance

Noon Lunch COnsOrt BallrOOm ii“The Economic Outlook for Houston and Texas”Featuring: Bill Gilmer, Director of the Institute for Regional Forecasting in the University of Houston’s Bauer College of Business

1:30 pm Breakout SessionsHot Legal Topics in Community DevelopmentCOnsulateTimes are changing for non-profits and community development corporations. New laws impact our oper-ations, management, and disclosure of information now more than ever. This breakout session with three veteran attorneys features a discussion on: 1) current legal issues impacting the operation of CDCs, including non-profit governance issues, 2) legal updates on community land trusts, and 3) what CDCs need to know about intellectual property and protecting their brands.Presenters:Eliza Platts-Mills, University of Texas School of LawHeather Way, University of Texas School of LawFrances Leos Martinez, Texas C-Bar

Healthcare and Community Development: Partnering with Healthcare Providers emBassyOur ZIP code tends to be a more accurate predictor of our health status than our genetic code. In fact, an estimated 80 percent of our health status is affected by our behavior and the environment—where we live, learn, work and play. The “healthy communities” movement is picking up momentum as more practitioners in the community development, economic development, public health and health care industries work together.



This session will focus on how community organizations can collaborate with housing developers, financial institutions and health care providers to help low and moderate income communities become healthier, more vibrant, and resilient. Presenters:Elizabeth Sobel-Blum, Federal Reserve Bank of DallasKelly Opot, Corporation for Supportive HousingTamara Bourda, CHI St. Luke’s Health

Expanding Payday Loan Alternatives in Texas: The Community Loan CenterCOntinentalPayday and auto-title lending is predatory and alternatives are needed in communities where we work. One alternative created by a CDC and operating in Texas is the Community Loan Center. In this session you will learn about the success of the Community Loan Center Program to date in Texas, delve as deep as possible into the operations of the program, and further clarify how session participants can bring the Community Loan Center to their city.Presenters:Nick Mitchell-Bennett, Community Development Corporation of BrownsvilleHoward Porter, Texas Community Capital

2:45 pm Dessert Break/Happy Hour/Meet our ExhibitorstHird level FOyer

3:30 pm TACDC Annual Membership Meeting/Board ElectionsCOnsulateThe Texas Association of Community Development Corporations’ Annual Membership Meeting is your chance to guide the direction your association takes over the next year. Members will affirm policy priorities and elect new board members. TACDC members and nonmembers will learn about the organization’s funding and activities and provide feedback on new directions and services needed in the community development field.

5:30 pm Adjourn

6:30 pm Reception at the BBVA Compass Bank TowerJoin us for an off-site reception at the LEED Gold office of our Champion Sponsor, BBVA Compass at 2200 Post Oak Boulevard

Friday April 10, 20158:00 am Registration Opens

tHird level FOyer

8:00 am BreakfastCOnsOrt ii

9:00 am Morning Plenary

COnsOrt iiCommunity Development Roundtable: The Evolution of Community Developers in TexasCommunity Development started late in Texas with the majority of community development corporations being formed in the mid-1990s. This late start does not mean that CDCs in Texas have been slow to start. On the contrary, CDCs in Texas are quite effective in building housing and serving their communities. Today, community development corporations seem to be evolving faster to keep up with a changing landscape that includes funding sources, funder expectations, needs of the community, and regulations.

In the changing political environment and volatile economy over the past ten years, we have witnessed some CDCs and non-profits close their doors and cease serving their communities. At the same time, we’ve seen some CDCs and non-profits change with the times, figure out new ways of serving their community and residents, and how to serve them better. These organizations have weathered the difficulties and emerged stronger, more resilient, and more capable of serving the needs of their neighbors.

The Community Development Roundtable is a discussion with a diverse set of CDC leaders from across Texas. These leaders represent organizations that build single family or multi-family properties, or both, as well as provide an array of services to their clients. These executive directors have successfully grown their organizations to be capable of doing more in their communities. Together we will explore where these leaders think the community development industry is going in Texas and what it will take for us to get there. Participants:Mary Lawler, Avenue CDCBobby Calvillo, Affordable Homes of South TexasSherman Roberts, Citywide CDCCharlie Price, Development Corporation of Tarrant CountyDavid Diaz, Midland CDC

10:30 am Break 10:45 am Breakout Sessions

Sustainability and Financing of Affordable Multi-family Green Rehab ProjectsemBassyRehabilitation of existing multi-family properties is typically costly, time consuming and a hassle. Increasing energy efficiency and sustainability is often considered to be cost prohibitive. However, with careful planning and resource allocation and recovery, it is possible to add energy-efficient and sustainable features into reha-bilitation projects while maintaining a healthy long-term bottom line. This session will examine strategies for saving energy and operation costs while structuring the financing to be feasible.Presenter:Rachel Stone, ICAST

Purpose Built CommunitiesCOntinentalPurpose Built Communities helps struggling communities implement a proven model to end poverty, sub-standard education, unemployment, health disparities and other challenges threatening urban America. By partnering with a local lead organization that serves as the community quarterback, we are able to help create vibrant new communities where everyone has the opportunity to thrive. The model is a three-pronged ap-proach developing high quality mixed-income housing, a cradle-to-college education pipeline, and community wellness programs all guided by the community quarterback. Together, they create our holistic approach to community revitalization.



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Presenters: Kathleen Brownlee, Purpose Built CommunitiesAnne Whitlock, CONNECT@6800 BellaireBecky Malone, Renaissance Heights, Fort Worth

National Housing Trust FundCOnsulateThe National Housing Trust Fund exists to create and maintain rental homes that are affordable and available to the lowest income households in America. The NHTF was established as part of the Housing and Economic Recovery Act of 2008 and the first regulations were published this year explaining how the funds will be ad-ministered. This session will provide state and local housing advocates and providers with detailed informa-tion on what you need to know to prepare for the first NHTF dollars coming to Texas in early 2016.Presenter:Joseph Lindstrom, National Low Income Housing Coalition

Noon Lunch COnsOrt BallrOOm ii“Why Design Matters in Community Development”Featuring: Susan Rogers, Director, University of Houston Community Design Resource Center

1:30 pm Adjourn

Bill Gilmer is Director of the Institute for Regional Forecasting in the University of Houston’s Bauer College of Business. The Institute focuses on developments in the

Houston business cycle, monitoring the effects on the Gulf Coast region of the national economy, energy and global expansion. It also conducts other economic studies of policy significance to the Houston area.

Before joining the Institute, Gilmer served for 23 years as a Senior Economist and Vice-President of the Federal Reserve Bank of Dallas. He joined the Houston Branch of the Federal Reserve Bank of Dallas as a senior economist in 1989, focusing on energy markets. He co-managed the 11th District’s regional economic analysis, and was editor of two of the bank’s regional publications. He was the officer in charge of the bank’s El Paso office from 2003-2012.

Neal Rackleff has over 18 years of successful affordable housing, community and economic development experience. As Director of the City of

Houston’s Housing and Community Development Department, Rackleff oversees the City’s community development activities, including the strategic investment of funds for quality affordable housing, neighborhood facilities, social services and general neighborhood revitalization activities.

Prior to joining the City’s Housing and Community Development Department, Rackleff practiced law at the firm of Locke Lord Bissell & Liddell, LLP, specializing in community and economic development, affordable housing, and municipal and public law. Rackleff represented nonprofit, governmental, and for-profit entities in financing and revitalization activities.

Keynote Speakers

Neal Rackleff

Rackleff also served as the General Counsel for the Houston Housing Authority, as well as Vice-President and General Counsel

of the Greenspoint Management District and Tax Increment Reinvestment Zone, working on significant public/private partnerships to develop housing, parks and infrastructure. Rackleff has a deep understanding of both federal and state housing programs, and has worked on some of the most significant development projects in the City’s history, including Allen Parkway Village and the redevelopment of the Rice Hotel.

Rackleff received his Doctor of Jurisprudence from the University of Southern California Law Center and a bachelor’s degree from Brigham Young University. He is involved in numerous civic and community organizations.

Susan Rogers is the Founder and Director of the Community Design Resource Center (CDRC) at the University of Houston’s Gerald D. Hines College of Architecture and an

Assistant Professor. She is an educator and practicing community designer and planner. Her research, teaching, and practice focus on design as a strategy for community change, exploring the seams between design, equity and the public interest. The CDRC, founded in 2005, has partnered with dozens of community-based and non-profit organizations across the city of Houston as a means to develop collaborative and pragmatic solutions to the challenges facing the city.

Susan RogersBill Gilmer



Trainers and Plenary SpeakersSCARLETT DUPLECHAIN

Scarlett Duplechain is a District Community Affairs Officer of the Office of the Comptroller of the Currency (OCC). She joined the OCC in New Orleans in August, 2006 as part of the OCC Community Affairs team to serve as a liaison to governmental organizations, community groups, and national bank customers on community reconstruction financing issues and hurricane-related banking matters. She also identifies community development lending, investment, and service opportunities available to national banks and federal savings associations to aid them in their efforts to provide credit and other banking services to their communities.

Currently, she is responsible for providing technical assistance and training to national banks and federal savings associations and national bank examiners on community and economic development, convening key stakeholders to identify community development needs, and facilitating partnerships among

financial institutions, community-based organizations, and others.

Prior to joining the OCC, Duplechain worked for JPMorgan Chase where she served as Vice President and Community Relations Manager of the Philanthropy Division. Duplechain holds a B.S. in Business Management from the University of Houston.

TOREY HOLLINGSWORTHTorey Hollingsworth is a Regional

Organizer at the National Community Reinvestment Coalition, where she supports NCRC member organizations in the Midwest. In that role, Hollingsworth works to build and strengthen local coalitions focused on promoting community reinvestment and fair lending practices. Additionally, she supports NCRC members through research on emerging issues, technical assistance around the Community Reinvestment Act, and strategic advice and support on community reinvestment campaigns. Hollingsworth joined NCRC after working as an organizer in Washington,

DC’s Ward 7 for Greater DC Cares. She received her BA from the University of Chicago, where she helped form a student and community collaborative that spurred her interest in organizing. Hollingsworth is originally from Dayton, Ohio.

KATE HIBBSKate Hibbs organizes NCRC members

in the Northwest region. She began her organizing career with the Direct Action and Research Training (DART) Center in 2010. Upon completion of her field school in Toledo, Ohio, she took a position with the DART affiliate in Charlottesville, Virginia where she became the Lead Organizer upon completion of her first year. At Interfaith Movement Promoting Action by Congregations Together (IMPACT), Hibbs organized grassroots campaigns around homelessness, mental health care and job training in healthcare fields. She trained community leaders to research viable solutions to community problems and to mobilize over 1,500 community members to use direct action to get solutions implemented in central Virginia.

A native of the South Side of Chicago, Hibbs graduated Phi Beta Kappa from the College of William & Mary, holding a B.A. in Hispanic Studies and a self-designed interdisciplinary studies major in Immigration Studies.

GLORIA SANDERSONGloria Sanderson is the Senior

Vice-President, CRA Officer for First Communities Bank, NA. In her role at First Communities Bank, she is responsible for the implementation, monitoring, and compliance with the Community Reinvestment Act.

Prior to joining First Communities Bank, Sanderson served as the director of the Local Initiative Support Coalition (LISC) offices in Houston. Sanderson currently serves as the President of the Board for Portfolio Resident Services, a multistate nonprofit providing enhanced

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NEF, Inc. is a leading syndicator of the low-income housing tax credit, having invested $11 billion for 140,000 affordable homes nationwide since 1987.

LISC mobilizes resources to help community development organiza-tions transform distressed neighborhoods into sustainable communities. Since 1980, LISC has invested more than $ 14.7 billion to build housing, schools, child care, and retail and community space nationwide.

We commend TACDC for its work on behalf of community development in Texas

Amanda Timm, Executive [email protected]/houston

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community development services at affordable multifamily properties.

Sanderson is a graduate of Texas Women’s University.

MARCUS VASQUEZMarcus Vasquez is the Community

Reinvestment Act Officer for Woodforest National Bank. In his role at Woodforest National Bank, Vasquez ensures the bank successfully complies with federal banking laws and regulations pertaining to both the Community Reinvestment Act as well as Fair Lending.

Prior to joining Woodforest, Vasquez was a Federal Compliance Regulator/Federal Bank Examiner with the Office of Thrift Supervision. In his role at the OTS, Vasquez specialized in the area of consumer compliance and examined federally chartered financial institutions for compliance with banking laws and regulations as an accredited Federal Compliance Regulator.

Vasquez is a graduate of Sam Houston State University with a degree in Banking and Financial Institutions.

VANESSA T. REEDVanessa Reed is Assistant Vice

President and Community Reinvestment Act (CRA) Manager of programs for Comerica Bank – South Texas. Reed is responsible for community development and involvement for Comerica Bank for Houston, San Antonio and Kerrville. Her priorities include affordable housing, education including financial literacy, small business development, job training and neighborhood revitalization programs for low to moderate income individuals and communities.

Reed joined Comerica Bank in 2000. She earned five Comerica ROAR awards for her outstanding achievement and results as a credit specialist for the commercial real estate department.

Prior to joining Comerica Bank, Reed worked as the office accountant for The Ellis Roofing Company, the largest African-American owned roofing company in the



southern sector. She’s also worked for the former First National Bank of Commerce in New Orleans.

A graduate of the University of New Orleans, Reed holds a bachelors degree in Business Management with a concentration in accounting.

Her civic and community involvement include serving on the board of directors for the Change Happens! and Greater Houston Black Chamber. She is actively involved in the community through service and volunteer initiatives with the Texas Women’s Empowerment Foundation (TWEF), FDIC’s Alliance for Economic Inclusion, and Houston Money Week.

GILBERT GERSTGilbert Gerst is Senior Vice President of

the BOK Financial (BOKF) and Corporate Manager of Community Development Banking. BOKF is a $28 billion regional financial services company based in Tulsa, Oklahoma. BOKF operates seven banking divisions: Bank of Oklahoma, Bank of Texas, Bank of Albuquerque, Bank of Arkansas, Bank of Arizona, Bank of Kansas City, and Colorado State Bank & Trust.

Gerst has spent his entire career in the financial services industry and joined BOKF in June 2011 after 25+ years with JPMorgan Chase where he served as a Senior Relationship Manager in their Community Development Real Estate Group. During his career at JPMorgan Chase, he served as a specialist in tax credit financing including the management of the Community Development Real Estate Group’s Southwest Region covering Texas, Oklahoma, Colorado, Arizona, Utah and Louisiana. He completed the bank’s formal credit management program, spent time in business banking and began his career in the finance department supporting various lines of businesses throughout the bank.

He currently has corporate wide responsibility for community development lending and investment activities and CRA compliance and examinations. Investment activities include responsibility for the bank’s Low Income Housing Tax Credit

(“LIHTC”) activities which include construction and permanent financing as well as LIHTC equity investments. Other activities include New Markets Tax Credit lending and investments, Community Development Financial Institution and Small Business Investment Corporation investments, and commercial lending to non-profits and other business opportunities which contribute to the revitalization of low to moderate income neighborhoods and communities.

YOLY DAVILAYoly Davila currently serves as the

Community Relations Manager of the Texas regions for BBVA Compass. She supports the bank’s corporate responsibility objectives for CRA, community outreach, reputation building, and business development. She provides support to the BBVA Compass Foundation as a grants review officer, BBVA Compass Charity, and BBVA Compass Volunteers through the coordination and identification of opportunities where employees can deliver financial education and share their financial expertise with low to moderate income (LMI) communities or organizations serving LMI populations. She monitors market level compliance with Community Reinvestment Act guidelines and goals and provide support, guidance, and education to market executives to develop strategies to address CRA deficiencies.

Most recently, Davila was a performance analyst for the Texas Legislative Budget Board. This work involved the planning and development of performance reviews of governmental agencies, including evaluations for program economy, efficiency, and effectiveness. She is involved with several community non profits where she serves on the board of directors. Born in El Paso to Mexican immigrants, Davila is a first generation college student. She holds a master degree from the Lyndon B. Johnson School of Public Affairs at the University of Texas at Austin and an undergraduate degree in political science from Williams College.

LAURIE VIGNAUDAs SVP/Senior Director at Capital One,

Laurie Vignaud has overall responsibility for the development, monitoring, management and promotion of community development programs and Community Reinvestment Act (CRA) initiatives for Capital One Bank in Louisiana and Texas. She has been instrumental in bringing millions of dollars in grant financing to the bank that were used to support affordable housing programs. In addition, she has created and led some of the bank’s most creative affordable housing and small business initiatives in the region in recent years.

The team led by Vignaud recognizes and cultivates community development projects, which may involve the new

construction and renovation of single-family housing units throughout Capital One’s south central region. Vignaud serves as the President of Capital One’s Community Development Corporation, which is the entity that provides capital to nonprofit housing developers for the construction of new single-family homes sold to low- and moderate-income first-time homebuyers. She works directly with various governmental, non-profit and for-profit agencies to provide and promote affordable housing, small business, and economic development and asset-building opportunities.

Vignaud manages a team of five associates strategically located across Capital One’s south central region. She has more than 18 years of experience in the community development arena and more than 20 years of banking experience.

A New Orleans native, Vignaud received a bachelor’s degree in sociology from the University of New Orleans and a graduate degree in banking from the Southern Methodist University Southwest Graduate School of Banking in Dallas. She also attended Southern University of New Orleans, where she studied social welfare.

Active in the community, Vignaud serves on the board of the Houston Area Urban League, the NAACP Texas State Corporate Advisory Board, and the board of the Ensemble Theater.

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extend beyond deals and transactions. Experience the difference

when one of the strongest and most respected banks in the nation

is also part of your community. BBT.com

B A N K I N G . I N S U R A N C E . I N V E S T M E N T S

You’ve built your business byYou’ve built your business byYou’ve built your business byserving your clients’ best interests.serving your clients’ best interests.serving your clients’ best interests.

So have we.So have we.So have we.

BB&T BBVACorporation for Supportive HousingFederal Home Loan BankFederal Reserve BankLISC NCRC

Exhibitors

Thank You 2015 Conference

Committee Members

Michaelle Wormly

Sam Hom

Tamara Foster

Stephan Fairfield

PLATINUM

sponsors

thank you sponsors!Champion


1-800-COMPASS • bbvacompass.com

BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC. Rev. 03/2015 / #2821

We are the bank working to empower communities across the country.BBVA Compass is proud to sponsor TACDCs 22nd Annual Community Development Conference. Together we are working for a better future for people.

2821 - TACDC Ad.indd 1 3/19/15 4:26 PM

tacdc 2015 program agenda

Documents