sun life assurance company of canada · mty food group inc 3.06 blackberry ltd 2.81 brookfield...

Sun Life Assurance Company of Canada

SunWise II Segregated Funds

Fund Facts – December 2019

Table of Contents

SunWise AIC American Focused Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

SunWise AIC Diversified Canada Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

SunWise Bond Index Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

SunWise Canadian Equity Index Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7

SunWise CI American Value Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9

SunWise CI Cambridge American Equity Corporate Class . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11

SunWise CI Cambridge American Growth Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13

SunWise CI Cambridge Core Canadian Equity Corporate Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15

SunWise CI Cambridge Core Global Equity Corporate Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17

SunWise CI Cambridge Premier American Equity Corporate Class . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19

SunWise CI Canadian Equity Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21

SunWise CI Canadian Investment Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23

SunWise CI Dividend Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25

SunWise CI Global Bond Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27

SunWise CI Global Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29

SunWise CI Global Value Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31

SunWise CI Harbour Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33

SunWise CI International Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35

SunWise CI International Value Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37

SunWise CI Money Market Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39

SunWise CI Premier American Value Corporate Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41

SunWise CI Signature Canadian Balanced Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43

SunWise CI Signature Canadian Bond Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 45

SunWise CI Signature Canadian Premier Bond Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47

SunWise CI Signature Dividend Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49

SunWise CI Signature Global Income & Growth Corporate Class . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51

SunWise CI Signature Global Income & Growth Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53

SunWise CI Signature High Income Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 55

SunWise CI Signature Income & Growth Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 57

SunWise CI Signature Premier Canadian Balanced Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 59

SunWise CI Signature Premier II Canadian Balanced Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61

SunWise CI Signature Select Canadian Balanced Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 63

SunWise CI Signature Select Canadian Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 65

SunWise CI Signature Select Global Income & Growth Corporate Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . 67

SunWise CI Signature Short-Term Bond Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 69

SunWise CI Synergy American Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 71

SunWise CI Synergy Canadian Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 73

SunWise CI Synergy Global Corporate Class . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 75

SunWise CI World Equity Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 77

SunWise Fidelity Canadian Asset Allocation Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79

SunWise Fidelity Global Asset Allocation Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 81

SunWise Fidelity International Portfolio Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 83

SunWise Fidelity NorthStar® Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85

SunWise Fidelity True North® Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 87

SunWise Fidelity U .S . Focused Stock Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 89

SunWise Mackenzie Cundill Canadian Balanced Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91

SunWise Mackenzie Cundill Canadian Security Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 93

SunWise Portfolio Series Balanced Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 95

SunWise Portfolio Series Balanced Growth Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 97

SunWise Portfolio Series Conservative Balanced Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99

SunWise Portfolio Series Conservative Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 101

SunWise Portfolio Series Growth Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 103

SunWise Portfolio Series Income Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 105

SunWise Portfolio Series Maximum Growth Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 107

SunWise Portfolio Series Summit Balanced Growth Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 109

SunWise Portfolio Series Summit Maximum Growth Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 111

SunWise U .S . Market Index Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 113

ClassManagement expense ratio

(MER) (Includes taxes)

Net asset value per unit Units outstanding

Full 2001 4.41% $14.03 7,201

Combined 2001 4.14% $14.80 2,796

Basic 2001 3.61% $16.05 627

Full 4.44% $14.00 75,998

Combined 3.97% $14.92 13,054

Basic 3.60% $16.01 6,049

Contract version Dec 4, 2001 - Feb 26, 2003 Feb 27, 2003 - Oct 30, 2005Minimum investment per Contract: No new Contracts No new ContractsMinimum investment additional purchases: $50 No new PuchasesMonthly minimum of pre-authorized chequing: $50 No new PACs

The Fund invests in the Manulife U.S. Opportunities Fund. The underlying fund invests mostly in U.S. shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsMicrosoft Corp 5.85Alphabet Inc 5.65JPMorgan Chase & Co 4.74Amazon.com Inc 4.73Apple Inc 4.67Berkshire Hathaway Inc 3.67Comcast Corp 3.63Walmart Inc 3.23Verizon Communications Inc 3.11Broadcom Ltd 2.57Total 41.85

Total number of investments: 61

Average return

Year-by-year returns (%)

This section tells you how the Fund did in the past. A person who invested $1,000 in the Basic Class of the Fund in December 2009 would have $2,540.02 in December 2019. This works out to an average of 9.77% each year. The returns are after the MER has been deducted. The MER of the Segregated Fund includes insurance fees. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.

This chart shows how the Fund has performed in each of the past ten years. In the past ten years, the Fund was up in value eight years and down in value two years.

How has the Fund performed?

How risky is it?

The value of your investment can go down. For details, please refer to the Information Folder and Contract.

LowLow to

moderate ModerateModerateto high High

%

US Equity 87.92International Equity 9.37Canadian Equity 2.04Cash and Equivalents 0.67

% Assets

What does the Fund invest in?

Are there any guarantees?

Who is this Fund for?

This Segregated Fund is being offered under an insurance Contract. It comes with guarantees that may protect your money if the value goes down. The fees are summarized in the "Ongoing Fund expenses" section. For details, please refer to the Information Folder and Contract.

This Fund may be suitable for contractholders if they:• want capital growth from a U.S. equities fund• are investing for the long term.

Date Fund created:

Managed by:

Total value on December 31, 2019:

Portfolio turnover rate:Manulife Asset Management Limited

December 2001 $1,508,108

7.29%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise AIC American Focused Fund

As of December 31, 2019

1

How much does it cost?The following tables show the fees and expenses you could pay to invest in or sell the Fund. For details, please refer to the Information Folder and Contract.

Sales charges

Ongoing Fund expenses

The MER includes the management fee, operating expenses and insurance fees of the Fund. You do not pay the MER directly. It affects you because it reduces the return you get. For the optional Earnings Enhancement Benefit (EEB) rider, the fees will be charged to you by Redeeming some of your Units. For details, please refer to the Information Folder and Contract.

Servicing commissionWe pay an annual servicing commission as long as you own the Fund. It is paid out of the management fee. The rate depends on the sales charge option you chose. For details, please refer to the Information Folder and Contract.

Fee What you pay

Early withdrawal fee 2% of the value of Units you sell or transfer within 60 business days of buying the Units. Money from the fee goes to the Fund.

Change fee Your insurance advisor may charge you up to 2% of the value of units you switch to another Fund or Class.

Other fees

For more informationThis is a summary and may not contain all the information you need. There are details in the Contract that may lead to changes in this summary. Please make sure you read the Information Folder and Contract. For more information, please contact:CI Investments Inc. on behalf of Sun Life Assurance Company of Canada15 York Street, 2nd FloorToronto, Ontario, M5J 0A3Phone: 1-800-792-9355Email: [email protected]

For details, please refer to the Information Folder and Contract.

Annual service fee rate DSC: 0.50% ISC: 1.00%

Guarantee Level

MER(Annual rate as a % of the

Fund's value)(Includes taxes)

Annual insurance fee included in MER (annual rate as a % of the

market value of the Units)

Optional Rider

Earnings Enhancement Benefit(annual rate of the market value of

the Units)

Full 2001 4.41% 1.35% 0.30%

Combined 2001 4.14% 1.05% 0.30%

Basic 2001 3.61% 0.65% 0.30%

Full 4.44% 1.35% 0.30%

Combined 3.97% 1.05% 0.30%

Basic 3.60% 0.65% 0.30%

Sales charge option What you pay How it works

Initial Sales Charge (ISC) Up to 5% of the amount invested. • You and your insurance advisor agree on the rate charged.• The Initial Sales Charge is deducted from the amount you buy. It is paid as

a commission.

Deferred Sales Charge (DSC) If you sell within: Rate1 year of buying 5.5 %2 years of buying 5.0 %3 years of buying 4.5 %4 years of buying 4.0 %5 years of buying 3.0 %6 years of buying 2.0 %7 years of buying 1.0 %After 7 years 0.0 %

• The Deferred Sales Charge is a set rate. It is deducted from the amount you withdraw.

• When you invest in the Fund, we pay a commission of 5%. Any Deferred Sales Charge you pay goes to us.

• You can Redeem up to 10% (greater of 10% or RIF MAP if the Contract is a RRIF, LIF, LRIF issued between Dec 4, 2001 and Feb 26, 2003) of your Units of a Fund each year without a Deferred Sales Charge.

• Up to 20% of unused free Units can be carried forward. The maximum available free Units at any time is 30% of the current Unit Value.

• You can switch to Units of other DSC Funds under the insurance Contract without paying a Deferred Sales Charge.

• For details, please refer to the Information Folder and Contract.

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise AIC American Focused Fund


2




Full 2001 4.11% $19.17 4,753

Combined 2001 3.83% $20.28 466

Basic 2001 3.44% $21.66 1,282

Full 4.09% $19.23 23,243

Combined 3.57% $20.55 3,902

Basic 3.49% $21.59 5,737


The Fund invests in the Manulife Dividend Income Plus Fund. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 10.04Constellation Software Inc 4.55Canadian Pacific Railway Ltd 3.17Alimentation Couche-Tard Inc 3.08MTY Food Group Inc 3.06BlackBerry Ltd 2.81Brookfield Asset Management Inc 2.70Dollarama Inc 2.50Tencent Holdings Ltd 2.35Microsoft Corp 2.22Total 36.48


Average return





How risky is it?


LowLow to


%

Canadian Equity 49.17US Equity 22.96International Equity 10.24Cash and Equivalents 10.04Income Trust Units 4.20Domestic Bonds 3.35Other 0.04

% Assets





This Fund may be suitable for contractholders if they:• want focused exposure to Canadian equities and capital growth• are investing for the long term.

Date Fund created:

Managed by:


Portfolio turnover rate:Manulife Asset Management Limited

December 2001 $779,421

3.72%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise AIC Diversified Canada Fund


3


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 4.11% 1.05% 0.30%

Combined 2001 3.83% 0.80% 0.30%

Basic 2001 3.44% 0.55% 0.30%

Full 4.09% 1.05% 0.30%

Combined 3.57% 0.80% 0.30%

Basic 3.49% 0.55% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise AIC Diversified Canada Fund


4




Full 2001 2.00% $17.21 9,415

Combined 2001 1.94% $17.91 43

Basic 2001 1.79% $17.81 2,284

Full 2.01% $17.20 69,346

Combined 1.89% $17.54 23,900

Basic 1.82% $17.79 2,708


The Fund invests in the TD Emerald Canadian Bond Index Fund. The underlying fund invests mostly in Canadian bonds.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCanada Government 0.75% 01-Mar-2021 1.35Canada Government 0.75% 01-Sep-2021 1.26Canada Government 1.00% 01-Jun-2027 1.26Canada Government 1.00% 01-Sep-2022 1.22Canada Government 2.75% 01-Dec-2048 1.15Canada Government 3.25% 01-Jun-2021 1.12Canada Housing Trust No 1 2.90% 15-Jun-2024 1.05Canada Government 2.50% 01-Jun-2024 1.04Canada Government 4.00% 01-Jun-2041 1.02Canada Government 0.50% 01-Mar-2022 0.99Total 11.46


Average return



This chart shows how the Fund has performed in each of the past ten years. In the past ten years, the Fund was up in value seven years and down in value three years.


How risky is it?


LowLow to


%

Domestic Bonds 99.73Cash and Equivalents 0.12Other 0.11Foreign Bonds 0.04

% Assets





This Fund may be suitable for contractholders if they:• want to receive income• are investing for the medium and/or long term.

Date Fund created:

Managed by:


Portfolio turnover rate:TD Asset Management Inc.

December 2001 $1,863,415

8.44%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Bond Index Fund


5


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 2.00% 0.30% 0.30%

Combined 2001 1.94% 0.20% 0.30%

Basic 2001 1.79% 0.15% 0.30%

Full 2.01% 0.30% 0.30%

Combined 1.89% 0.20% 0.30%

Basic 1.82% 0.15% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Bond Index Fund


6




Full 2001 3.43% $20.32 5,803

Combined 2001 3.36% $20.95 545

Basic 2001 2.95% $22.72 628

Full 3.47% $20.23 22,813

Combined 3.25% $21.31 6,293

Basic 2.94% $22.64 702


The Fund invests in the TD Emerald Canadian Equity Index Fund. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsRoyal Bank of Canada 6.11Toronto-Dominion Bank 5.51Enbridge Inc 4.34Bank of Nova Scotia 3.71Canadian National Railway Co 3.50Brookfield Asset Management Inc 2.90Suncor Energy Inc 2.73TC Energy Corp 2.69Bank of Montreal 2.67BCE Inc 2.26Total 36.42


Average return





How risky is it?


LowLow to


%

Canadian Equity 95.32Income Trust Units 4.42International Equity 0.15US Equity 0.08Cash and Equivalents 0.03

% Assets





This Fund may be suitable for contractholders if they:• want a growth investment that tracks the returns of a major

Canadian equity index• are investing for the medium and/or long term.

Date Fund created:

Managed by:



December 2001 $755,200

5.11%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Canadian Equity Index Fund


7


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.43% 1.20% 0.30%

Combined 2001 3.36% 1.00% 0.30%

Basic 2001 2.95% 0.65% 0.30%

Full 3.47% 1.20% 0.30%

Combined 3.25% 1.00% 0.30%

Basic 2.94% 0.65% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Canadian Equity Index Fund


8




Full 2001 4.02% $20.70 18,683

Combined 2001 3.58% $22.14 11,988

Basic 2001 3.41% $23.63 4,678

Full 4.17% $20.57 100,355

Combined 3.81% $21.91 27,247

Basic 3.35% $23.68 10,933


The Fund invests in the CI American Value Corporate Class. The underlying fund invests mostly in U.S. shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsMicrosoft Corp 6.40Alphabet Inc 3.72Facebook Inc 3.71UnitedHealth Group Inc 2.65Centene Corp 2.52Broadcom Ltd 2.51Boeing Co 2.45Cash and Equivalents 2.31Bank of America Corp 2.24Pfizer Inc 2.15Total 30.66


Average return





How risky is it?


LowLow to


%

US Equity 89.16International Equity 6.95Cash and Equivalents 2.31Income Trust Units 1.58

% Assets





This Fund may be suitable for contractholders if they:• want a core U.S. equity fund for their portfolio• are investing for the medium and/or long term.

Date Fund created:

Managed by:


Portfolio turnover rate:Epoch Investment Partners, Inc.

December 2001 $3,683,152

5.65%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI American Value Fund


9


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 4.02% 1.35% 0.30%

Combined 2001 3.58% 1.05% 0.30%

Basic 2001 3.41% 0.65% 0.30%

Full 4.17% 1.35% 0.30%

Combined 3.81% 1.05% 0.30%

Basic 3.35% 0.65% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI American Value Fund


10




Full 2001 3.97% $9.92 16,632

Combined 2001 3.76% $10.62 1,808

Basic 2001 3.32% $11.32 13,732

Full 4.13% $9.84 163,738

Combined 3.70% $10.61 11,111

Basic 3.27% $11.33 39,582


The Fund invests in the Sentry U.S. Growth and Income Corporate Class (formerly CI American Equity Corporate Class). The underlying fund invests mostly in U.S. shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsAlphabet Inc 7.92Brookfield Asset Management Inc 7.75JPMorgan Chase & Co 7.11Berkshire Hathaway Inc 5.96MasterCard Inc 5.92Visa Inc 5.90Facebook Inc 4.12Cigna Corp 4.07Brookfield Infrastructure Partners LP 3.90Booking Holdings Inc 3.52Total 56.17


Average return





How risky is it?


LowLow to


%

US Equity 77.45Canadian Equity 8.64Income Trust Units 8.21International Equity 5.10Cash and Equivalents 0.60

% Assets





This Fund may be suitable for contractholders if they:• want a U.S. equity fund that focuses on growth• are investing for the medium and/or long term.

Date Fund created:

Managed by:


Portfolio turnover rate:CI Investments Inc.

December 2001 $2,517,571

5.27%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Cambridge American Equity Corporate Class


11


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.97% 1.35% 0.30%

Combined 2001 3.76% 1.05% 0.30%

Basic 2001 3.32% 0.65% 0.30%

Full 4.13% 1.35% 0.30%

Combined 3.70% 1.05% 0.30%

Basic 3.27% 0.65% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Cambridge American Equity Corporate Class


12




Full 2001 4.08% $9.21 22,573

Combined 2001 3.86% $9.75 15,184

Basic 2001 3.41% $10.53 5,740

Full 4.18% $9.16 94,739

Combined 3.70% $9.80 13,708

Basic 3.39% $10.53 7,966





Average return





How risky is it?


LowLow to


%


% Assets






Date Fund created:

Managed by:



December 2001 $1,502,325

5.97%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Cambridge American Growth Fund


13


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 4.08% 1.35% 0.30%

Combined 2001 3.86% 1.05% 0.30%

Basic 2001 3.41% 0.65% 0.30%

Full 4.18% 1.35% 0.30%

Combined 3.70% 1.05% 0.30%

Basic 3.39% 0.65% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Cambridge American Growth Fund


14




Full 2001 3.77% $28.75 38,276

Combined 2001 3.37% $30.37 4,880

Basic 2001 3.11% $32.25 15,094

Full 3.79% $28.71 359,695

Combined 3.39% $30.38 37,035

Basic 3.23% $32.09 27,670


The Fund invests in the Cambridge Canadian Equity Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsTourmaline Oil Corp 4.41Cash and Equivalents 4.33Keyera Corp 4.26Canadian Natural Resources Ltd 4.19Imperial Tobacco Group PLC 4.14Enbridge Inc 4.06Anthem Inc 3.91McKesson Corp 3.77Franco-Nevada Corp 3.59CSX Corp 3.55Total 40.21


Average return





How risky is it?


LowLow to


%

Canadian Equity 53.32US Equity 26.78International Equity 14.50Cash and Equivalents 4.33Income Trust Units 1.07

% Assets





This Fund may be suitable for contractholders if they:• want a core Canadian equity fund• are investing for the medium and/or long-term.

Date Fund created:

Managed by:



December 2001 $14,076,773

5.66%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Cambridge Core Canadian Equity Corporate Fund


15


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.77% 1.05% 0.30%

Combined 2001 3.37% 0.80% 0.30%

Basic 2001 3.11% 0.55% 0.30%

Full 3.79% 1.05% 0.30%

Combined 3.39% 0.80% 0.30%

Basic 3.23% 0.55% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Cambridge Core Canadian Equity Corporate Fund


16




Full 2001 3.91% $14.96 49,628

Combined 2001 3.62% $15.81 17,889

Basic 2001 3.30% $16.87 20,424

Full 3.92% $14.96 477,864

Combined 3.55% $15.83 86,272

Basic 3.26% $16.88 71,714


The Fund invests in the Cambridge Global Equity Corporate Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 13.18Facebook Inc 4.55Anthem Inc 4.48Alphabet Inc 4.45CBOE Holdings Inc 4.20Imperial Tobacco Group PLC 4.15Electronic Arts Inc 4.08Activision Blizzard Inc 4.07Athene Holding Ltd 3.94Linde PLC 3.89Total 50.99


Average return





How risky is it?


LowLow to


%

US Equity 60.65International Equity 25.03Cash and Equivalents 13.18Canadian Equity 1.14

% Assets





This Fund may be suitable for contractholders if they:• want a core foreign equity fund for their portfolio• are investing for the medium and/or long-term.

Date Fund created:

Managed by:


Portfolio turnover rate:CI Global Investments Inc. and CI Investments Inc.

December 2001 $11,094,654

5.42%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Cambridge Core Global Equity Corporate Fund


17


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.91% 1.15% 0.30%

Combined 2001 3.62% 0.90% 0.30%

Basic 2001 3.30% 0.60% 0.30%

Full 3.92% 1.15% 0.30%

Combined 3.55% 0.90% 0.30%

Basic 3.26% 0.60% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Cambridge Core Global Equity Corporate Fund


18




Full 2001 4.25% $21.41 5,383

Combined 2001 4.00% $22.57 371

Basic 2001 3.40% $24.65 3,176

Full 4.43% $21.20 42,057

Combined 4.10% $22.54 4,141

Basic 3.66% $24.31 2,085





Average return



This chart shows how the Fund has performed in each of the past ten years. In the past ten years, the Fund was up in value nine years and down in value one year.


How risky is it?


LowLow to


%


% Assets






Date Fund created:

Managed by:



December 2001 $1,237,473

5.27%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Cambridge Premier American Equity Corporate Class


19


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 4.25% 1.35% 0.30%

Combined 2001 4.00% 1.05% 0.30%

Basic 2001 3.40% 0.65% 0.30%

Full 4.43% 1.35% 0.30%

Combined 4.10% 1.05% 0.30%

Basic 3.66% 0.65% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Cambridge Premier American Equity Corporate Class


20




Full 2001 3.62% $22.76 4,727

Combined 2001 3.47% $23.88 1,763

Basic 2001 3.02% $25.90 2,709

Full 3.73% $22.53 749

Combined 3.49% $23.74 723

Basic 3.05% $25.79 688


The Fund invests in the CI Canadian Investment Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 7.26Toronto-Dominion Bank 4.98Brookfield Asset Management Inc 4.95Royal Bank of Canada 4.91Bank of Nova Scotia 3.68Thomson Reuters Corp 3.44Humana Inc 3.40Dollarama Inc 3.29Booking Holdings Inc 3.11Autodesk Inc 3.07Total 42.09


Average return





How risky is it?


LowLow to


%

Canadian Equity 45.63US Equity 41.98Cash and Equivalents 7.26Income Trust Units 3.85International Equity 1.28

% Assets





This Fund may be suitable for contractholders if they:• want a core Canadian equity fund • are investing for the medium and/or long term.

Date Fund created:

Managed by:



December 2001 $271,616

5.35%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Canadian Equity Fund


21


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.62% 1.05% 0.30%

Combined 2001 3.47% 0.80% 0.30%

Basic 2001 3.02% 0.55% 0.30%

Full 3.73% 1.05% 0.30%

Combined 3.49% 0.80% 0.30%

Basic 3.05% 0.55% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Canadian Equity Fund


22




Full 2001 3.72% $26.57 114,252

Combined 2001 3.37% $28.03 49,367

Basic 2001 3.16% $29.55 36,815

Full 3.72% $26.55 1,327,591

Combined 3.44% $27.92 216,776

Basic 3.16% $29.53 144,601


The Fund invests in the CI Canadian Investment Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 7.26Toronto-Dominion Bank 4.98Brookfield Asset Management Inc 4.95Royal Bank of Canada 4.91Bank of Nova Scotia 3.68Thomson Reuters Corp 3.44Humana Inc 3.40Dollarama Inc 3.29Booking Holdings Inc 3.11Autodesk Inc 3.07Total 42.09


Average return





How risky is it?


LowLow to


%


% Assets





This Fund may be suitable for contractholders if they:• want a core Canadian equity fund • are investing for the medium and/or long term.

Date Fund created:

Managed by:



December 2001 $51,080,758

5.65%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Canadian Investment Fund


23


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.72% 1.05% 0.30%

Combined 2001 3.37% 0.80% 0.30%

Basic 2001 3.16% 0.55% 0.30%

Full 3.72% 1.05% 0.30%

Combined 3.44% 0.80% 0.30%

Basic 3.16% 0.55% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Canadian Investment Fund


24




Full 2001 2.78% $25.43 41,727

Combined 2001 2.56% $26.27 6,268

Basic 2001 2.34% $27.16 5,944

Full 2.81% $23.61 574

Combined 2.64% $26.16 620

Basic 2.42% $27.12 608


The Fund invests in the Signature Dividend Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 4.79Manulife Financial Corp 3.17Power Financial Corp 2.37Bank of Nova Scotia 1.95Enbridge Inc 1.46Novartis AG 1.22Microsoft Corp 1.13Merck & Co Inc 1.13BCE Inc 1.01Total SA 1.01Total 19.24


Average return





How risky is it?


LowLow to


%

Canadian Equity 52.38US Equity 21.52International Equity 19.68Cash and Equivalents 4.79Foreign Bonds 1.53Income Trust Units 0.10

% Assets





This Fund may be suitable for contractholders if they:• want to earn dividend income• are investing for the medium and/or long term.

Date Fund created:

Managed by:



December 2001 $1,433,483

5.16%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Dividend Fund


25


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 2.78% 0.45% 0.30%

Combined 2001 2.56% 0.40% 0.30%

Basic 2001 2.34% 0.30% 0.30%

Full 2.81% 0.45% 0.30%

Combined 2.64% 0.40% 0.30%

Basic 2.42% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Dividend Fund


26




Full 2001 2.50% $13.25 253

Combined 2001 2.35% $13.44 515

Basic 2001 2.29% $13.65 790

Full 2.43% $13.20 31,888

Combined 2.32% $13.48 5,809

Basic 2.25% $13.73 1,562


The Fund invests in the Signature Global Bond Fund. The underlying fund invests mostly in bonds from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsJapan Government 0.10% 20-Dec-2022 6.30United States Treasury 1.75% 15-Nov-2029 4.74Spain Government 0.05 % 31-Oct-2021 4.41United States Treasury 1.75% 15-Jul-2022 4.04Spain Government 0.45% 31-Oct-2022 3.30United States Treasury 1.75% 31-Jul-2021 3.25United States Treasury Note 1.63 % 30-Nov-2026 3.02United Kingdom Government 0.50% 22-Jul-2022 2.98United States Treasury 1.50% 31-Aug-2021 2.96Japan Government 0.30% 20-Jun-2039 2.95Total 37.95


Average return



This chart shows how the Fund has performed in each of the past ten years. In the past ten years, the Fund was up in value six years and down in value four years.


How risky is it?


LowLow to


%

Foreign Bonds 93.66Domestic Bonds 2.58Other 2.01Cash and Equivalents 1.66US Equity 0.09

% Assets





This Fund may be suitable for contractholders if they:• want to receive income• are investing for the medium term.

Date Fund created:

Managed by:



January 2003 $541,643

2.53%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Global Bond Fund


27


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 2.50% 0.30% 0.30%

Combined 2001 2.35% 0.20% 0.30%

Basic 2001 2.29% 0.15% 0.30%

Full 2.43% 0.30% 0.30%

Combined 2.32% 0.20% 0.30%

Basic 2.25% 0.15% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Global Bond Fund


28




Full 2001 3.89% $15.23 7,257

Combined 2001 3.54% $16.08 1,916

Basic 2001 3.13% $17.33 2,278

Full 3.93% $15.17 108,487

Combined 3.65% $16.00 14,844

Basic 3.29% $17.23 15,178


The Fund invests in the Signature Global Equity Corporate Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsSPDR Gold Trust ETF (GLD) 4.13Cash and Equivalents 3.64Alibaba Group Holding Ltd 3.01Advanced Micro Devices Inc 2.62Microsoft Corp 2.55Sony Corp 2.11Apple Inc 1.87Samsung Electronics Co Ltd 1.74Marathon Petroleum Corp 1.66Amazon.com Inc 1.61Total 24.94


Average return





How risky is it?


LowLow to


%

US Equity 47.76International Equity 39.63Canadian Equity 4.84Other 4.13Cash and Equivalents 3.64

% Assets





This Fund may be suitable for contractholders if they:• want a core foreign equity fund• are investing for the medium and/or long term.

Date Fund created:

Managed by:



December 2001 $2,325,247

6.09%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Global Fund


29


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.89% 1.15% 0.30%

Combined 2001 3.54% 0.90% 0.30%

Basic 2001 3.13% 0.60% 0.30%

Full 3.93% 1.15% 0.30%

Combined 3.65% 0.90% 0.30%

Basic 3.29% 0.60% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Global Fund


30




Full 2001 3.97% $13.77 7,752

Combined 2001 3.70% $14.61 4,427

Basic 2001 3.33% $15.54 2,471

Full 3.91% $13.83 105,003

Combined 3.66% $14.63 23,950

Basic 3.26% $15.57 13,951


The Fund invests in the CI Global Value Corporate Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 3.53Comcast Corp 2.86Astellas Pharma Inc 2.86Willis Towers Watson PLC 2.63GlaxoSmithKline PLC 2.61Zurich Insurance Group AG 2.52Sanofi SA 2.47Chubb Ltd 2.32Heineken NV 2.31Danone SA 2.22Total 26.33


Average return





How risky is it?


LowLow to


%

International Equity 58.74US Equity 36.63Cash and Equivalents 3.53Canadian Equity 1.10

% Assets





This Fund may be suitable for contractholders if they:• want to invest in foreign companies• are investing for the medium and/or long term.

Date Fund created:

Managed by:


Portfolio turnover rate:Altrinsic Global Advisors, LLC

December 2001 $2,229,697

7.85%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Global Value Fund


31


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.97% 1.15% 0.30%

Combined 2001 3.70% 0.90% 0.30%

Basic 2001 3.33% 0.60% 0.30%

Full 3.91% 1.15% 0.30%

Combined 3.66% 0.90% 0.30%

Basic 3.26% 0.60% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Global Value Fund


32




Full 2001 3.74% $20.90 68,130

Combined 2001 3.43% $22.14 22,961

Basic 2001 3.24% $23.40 18,029

Full 3.74% $20.90 782,797

Combined 3.41% $22.16 123,670

Basic 3.15% $23.45 81,648


The Fund invests in the Harbour Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 7.13Toronto-Dominion Bank 4.99Brookfield Asset Management Inc 4.95Royal Bank of Canada 4.90Bank of Nova Scotia 3.69Thomson Reuters Corp 3.47Humana Inc 3.44Dollarama Inc 3.26Booking Holdings Inc 3.12Microsoft Corp 3.07Total 42.02


Average return





How risky is it?


LowLow to


%


% Assets





This Fund may be suitable for contractholders if they:• want a core Canadian equity fund• are investing for the medium and/or long term.

Date Fund created:

Managed by:



December 2001 $23,371,593

3.91%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Harbour Fund(as of April 2020 SunWise CI Premier Canadian Investment Fund) As of December 31, 2019

33


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.74% 1.05% 0.30%

Combined 2001 3.43% 0.80% 0.30%

Basic 2001 3.24% 0.55% 0.30%

Full 3.74% 1.05% 0.30%

Combined 3.41% 0.80% 0.30%

Basic 3.15% 0.55% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Harbour Fund(as of April 2020 SunWise CI Premier Canadian Investment Fund) As of December 31, 2019

34




Full 2001 3.96% $17.14 470

Combined 2001 3.66% $19.58 798

Basic 2001 3.33% $21.01 882

Full 3.93% $17.18 82,451

Combined 3.62% $19.57 4,105

Basic 3.29% $20.98 8,761


The Fund invests in the CI International Value Fund. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsAstellas Pharma Inc 3.24GlaxoSmithKline PLC 3.14Tokio Marine Holdings Inc 3.04Willis Towers Watson PLC 3.00Cash and Equivalents 2.86Danone SA 2.86Aon PLC 2.86Zurich Insurance Group AG 2.80Heineken NV 2.79Sanofi SA 2.58Total 29.17


Average return





How risky is it?


LowLow to


%


% Assets






Date Fund created:

Managed by:



January 2003 $1,722,868

3.09%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI International Fund


35


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.96% 1.15% 0.30%

Combined 2001 3.66% 0.90% 0.30%

Basic 2001 3.33% 0.60% 0.30%

Full 3.93% 1.15% 0.30%

Combined 3.62% 0.90% 0.30%

Basic 3.29% 0.60% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI International Fund


36




Full 2001 4.09% $14.75 3,604

Combined 2001 3.79% $15.68 1,018

Basic 2001 3.23% $17.04 2,028

Full 3.99% $14.77 57,523

Combined 3.61% $15.73 6,353

Basic 3.30% $16.95 2,652


The Fund invests in the CI International Value Corporate Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 4.33Astellas Pharma Inc 3.20GlaxoSmithKline PLC 3.09Tokio Marine Holdings Inc 2.99Willis Towers Watson PLC 2.95Danone SA 2.82Aon PLC 2.81Zurich Insurance Group AG 2.76Heineken NV 2.75Sanofi SA 2.55Total 30.25


Average return





How risky is it?


LowLow to


%


% Assets





This Fund may be suitable for contractholders if they:• want to invest in foreign companies• are investing for the medium and/or long term.

Date Fund created:

Managed by:



December 2001 $1,098,315

6.67%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI International Value Fund


37


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 4.09% 1.25% 0.30%

Combined 2001 3.79% 1.00% 0.30%

Basic 2001 3.23% 0.65% 0.30%

Full 3.99% 1.25% 0.30%

Combined 3.61% 1.00% 0.30%

Basic 3.30% 0.65% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI International Value Fund


38




Full 2001 1.34% $11.50 44,606

Combined 2001 1.23% $11.69 4,998

Basic 2001 1.18% $11.78 9,131

Full 1.33% $11.49 355,252

Combined 1.20% $11.66 36,847

Basic 1.16% $11.78 105,213


The Fund invests in the CI Money Market Fund. The underlying fund invests mostly in short-term debt that matures in less than 365 days.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 98.70Canadian Imperial Bank Commrce 2.23 % 08-Dec-2020 1.30Total 100.00


Average return





How risky is it?


LowLow to


%

Cash and Equivalents 98.73Domestic Bonds 1.27

% Assets





This Fund may be suitable for contractholders if they:• want to earn income • are investing for the short term.

Date Fund created:

Managed by:



December 2001 $6,430,289

224.62%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Money Market Fund


39


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 1.34% 0.25% 0.30%

Combined 2001 1.23% 0.15% 0.30%

Basic 2001 1.18% 0.10% 0.30%

Full 1.33% 0.25% 0.30%

Combined 1.20% 0.15% 0.30%

Basic 1.16% 0.10% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Money Market Fund


40




Full 2001 4.14% $15.97 3,519

Combined 2001 3.86% $16.95 2,115

Basic 2001 3.31% $18.39 1,027

Full 4.12% $15.97 24,678

Combined 3.71% $17.03 10,754

Basic 3.40% $18.34 2,888


The Fund invests in the CI American Value Corporate Class. The underlying fund invests mostly in U.S. shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsMicrosoft Corp 6.40Alphabet Inc 3.72Facebook Inc 3.71UnitedHealth Group Inc 2.65Centene Corp 2.52Broadcom Ltd 2.51Boeing Co 2.45Cash and Equivalents 2.31Bank of America Corp 2.24Pfizer Inc 2.15Total 30.66


Average return





How risky is it?


LowLow to


%


% Assets





This Fund may be suitable for contractholders if they:• want a core U.S. equity fund• are investing for the medium and/or long term.

Date Fund created:

Managed by:


Portfolio turnover rate:Epoch Investment Partners, Inc.

December 2001 $741,293

8.36%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Premier American Value Corporate Fund


41


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 4.14% 1.35% 0.30%

Combined 2001 3.86% 1.05% 0.30%

Basic 2001 3.31% 0.65% 0.30%

Full 4.12% 1.35% 0.30%

Combined 3.71% 1.05% 0.30%

Basic 3.40% 0.65% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Premier American Value Corporate Fund


42




Full 2001 3.43% $23.35 44,770

Combined 2001 3.07% $24.74 15,116

Basic 2001 2.94% $25.61 6,754

Full 3.50% $23.28 250,055

Combined 3.15% $24.67 59,802

Basic 2.96% $25.58 33,237


The Fund invests in the Signature Canadian Balanced Fund. The underlying fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsManulife Financial Corp 4.34Cash and Equivalents 4.02SPDR Gold Trust ETF (GLD) 4.00Bank of Nova Scotia 3.30Ontario Province 2.65% 02-Dec-2050 1.83Canada Government 2.25% 01-Jun-2029 1.82Suncor Energy Inc 1.81Ontario Province 2.60% 02-Jun-2025 1.79Quebec Province 2.50% 01-Sep-2026 1.73Quebec Province 3.10% 01-Dec-2051 1.47Total 26.11


Average return





How risky is it?


LowLow to


%

Domestic Bonds 36.00Canadian Equity 28.60International Equity 12.64US Equity 12.08Other 5.44Cash and Equivalents 4.02Foreign Bonds 1.22

% Assets





This Fund may be suitable for contractholders if they:• want both equity and fixed income securities in a single fund

and prefer to have the portfolio advisor make the asset mix decisions

• are investing for the medium term.

Date Fund created:

Managed by:



December 2001 $9,738,165

3.96%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Canadian Balanced Fund


43


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.43% 0.80% 0.30%

Combined 2001 3.07% 0.50% 0.30%

Basic 2001 2.94% 0.30% 0.30%

Full 3.50% 0.80% 0.30%

Combined 3.15% 0.50% 0.30%

Basic 2.96% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Canadian Balanced Fund


44




Full 2001 2.36% $15.85 10,505

Combined 2001 2.26% $16.09 285

Basic 2001 2.21% $0.00 0

Full 2.36% $15.85 301,956

Combined 2.24% $16.10 53,110

Basic 2.19% $16.25 27,075


The Fund invests in the Signature Canadian Bond Fund. The underlying fund invests mostly in Canadian bonds.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsOntario Province 2.60% 02-Jun-2025 4.56Ontario Province 2.65% 02-Dec-2050 4.50Quebec Province 2.50% 01-Sep-2026 4.44Canada Government 2.25% 01-Jun-2029 3.66Canada Government 1.50% 01-Sep-2024 3.46Cash and Equivalents 2.99Ontario Province 3.50% 02-Jun-2024 2.67Canada Government 1.50% 01-Aug-2021 2.42Ontario Province 2.90% 02-Jun-2049 2.31Quebec Province 2.75% 01-Sep-2025 2.29Total 33.30


Average return





How risky is it?


LowLow to


%

Domestic Bonds 90.82Foreign Bonds 3.48Cash and Equivalents 2.99Other 2.71

% Assets





This Fund may be suitable for contractholders if they:• want to receive income• are investing for the short and/or medium term.

Date Fund created:

Managed by:



January 2003 $6,250,876

8.01%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Canadian Bond Fund


45


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 2.36% 0.30% 0.30%

Combined 2001 2.26% 0.20% 0.30%

Basic 2001 2.21% 0.15% 0.30%

Full 2.36% 0.30% 0.30%

Combined 2.24% 0.20% 0.30%

Basic 2.19% 0.15% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Canadian Bond Fund


46




Full 2001 2.58% $16.12 20,076

Combined 2001 2.38% $16.72 9,225

Basic 2001 2.25% $17.10 9,714

Full 2.61% $16.02 677

Combined 2.38% $16.58 667

Basic 2.22% $17.07 657


The Fund invests in the Signature Canadian Bond Fund. The underlying fund invests mostly in Canadian bonds.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsOntario Province 2.60% 02-Jun-2025 4.56Ontario Province 2.65% 02-Dec-2050 4.50Quebec Province 2.50% 01-Sep-2026 4.44Canada Government 2.25% 01-Jun-2029 3.66Canada Government 1.50% 01-Sep-2024 3.46Cash and Equivalents 2.99Ontario Province 3.50% 02-Jun-2024 2.67Canada Government 1.50% 01-Aug-2021 2.42Ontario Province 2.90% 02-Jun-2049 2.31Quebec Province 2.75% 01-Sep-2025 2.29Total 33.30


Average return





How risky is it?


LowLow to


%

Domestic Bonds 90.82Foreign Bonds 3.48Cash and Equivalents 2.99Other 2.71

% Assets





This Fund may be suitable for contractholders if they:• want to receive income• are investing for the short and/or medium term.

Date Fund created:

Managed by:



December 2001 $677,007

4.30%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Canadian Premier Bond Fund


47


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 2.58% 0.30% 0.30%

Combined 2001 2.38% 0.20% 0.30%

Basic 2001 2.25% 0.15% 0.30%

Full 2.61% 0.30% 0.30%

Combined 2.38% 0.20% 0.30%

Basic 2.22% 0.15% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Canadian Premier Bond Fund


48




Full 2001 2.59% $25.08 36,271

Combined 2001 2.50% $25.28 13,738

Basic 2001 2.42% $25.62 6,403

Full 2.61% $25.06 1,224,814

Combined 2.53% $25.29 258,709

Basic 2.39% $25.66 94,922


The Fund invests in the Signature Dividend Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 4.79Manulife Financial Corp 3.17Power Financial Corp 2.37Bank of Nova Scotia 1.95Enbridge Inc 1.46Novartis AG 1.22Microsoft Corp 1.13Merck & Co Inc 1.13BCE Inc 1.01Total SA 1.01Total 19.24


Average return





How risky is it?


LowLow to


%

Canadian Equity 52.38US Equity 21.52International Equity 19.68Cash and Equivalents 4.79Foreign Bonds 1.53Income Trust Units 0.10

% Assets





This Fund may be suitable for contractholders if they:• want to earn dividend income• are investing for the medium and/or long term.

Date Fund created:

Managed by:



January 2003 $41,098,475

5.52%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Dividend Fund


49


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 2.59% 0.45% 0.30%

Combined 2001 2.50% 0.40% 0.30%

Basic 2001 2.42% 0.30% 0.30%

Full 2.61% 0.45% 0.30%

Combined 2.53% 0.40% 0.30%

Basic 2.39% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Dividend Fund


50




Full 2001 3.44% $15.15 31,729

Combined 2001 3.23% $15.91 4,078

Basic 2001 3.01% $16.52 3,250

Full 3.51% $15.11 298,813

Combined 3.04% $16.00 66,333

Basic 3.00% $16.54 23,197


The Fund invests in the Signature Global Income & Growth Corporate Class. The underlying fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsSPDR Gold Trust ETF (GLD) 3.84Cash and Equivalents 3.69United States Treasury Note 1.63 % 30-Nov-2026 2.48United States Treasury 2.38% 15-Nov-2049 2.43United States Treasury 1.75% 15-Nov-2029 2.03United States Treasury 1.50% 30-Sep-2021 2.00Alibaba Group Holding Ltd 1.72iShares iBoxx $ Investment Grade Corporate Bond ETF (LQD) 1.49United States Treasury 2.50% 28-Feb-2021 1.48Advanced Micro Devices Inc 1.45Total 22.61


Average return





How risky is it?


LowLow to


%

Foreign Bonds 35.03US Equity 29.97International Equity 23.10Other 4.63Cash and Equivalents 3.69Canadian Equity 2.76Domestic Bonds 0.82

% Assets





This Fund may be suitable for contractholders if they:• want both foreign equity and fixed income securities in a single

fund and prefer to have the portfolio advisor make the asset mix decisions


Date Fund created:

Managed by:



December 2001 $6,559,736

19.24%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Global Income & Growth Corporate Class


51


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.44% 0.80% 0.30%

Combined 2001 3.23% 0.50% 0.30%

Basic 2001 3.01% 0.30% 0.30%

Full 3.51% 0.80% 0.30%

Combined 3.04% 0.50% 0.30%

Basic 3.00% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Global Income & Growth Corporate Class


52




Full 2001 3.58% $19.57 47,879

Combined 2001 3.04% $20.77 7,866

Basic 2001 2.94% $21.53 7,464

Full 3.51% $19.59 457,406

Combined 3.10% $20.90 75,525

Basic 2.92% $21.56 24,737


The Fund invests in the Signature Global Income & Growth Fund. The underlying fund invests mostly in shares and bonds of firms from around the world.



Average return





How risky is it?


LowLow to


%


% Assets





This Fund may be suitable for contractholders if they:• want both foreign equity and fixed income securities in a single

fund and prefer to have the portfolio advisor make the asset mix decisions


Date Fund created:

Managed by:



January 2003 $12,333,758

11.97%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Global Income & Growth Fund


53


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.58% 0.80% 0.30%

Combined 2001 3.04% 0.50% 0.30%

Basic 2001 2.94% 0.30% 0.30%

Full 3.51% 0.80% 0.30%

Combined 3.10% 0.50% 0.30%

Basic 2.92% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Global Income & Growth Fund


54




Full 2001 2.76% $33.09 102,222

Combined 2001 2.47% $34.57 27,791

Basic 2001 2.34% $35.50 20,040

Full 2.73% $33.15 1,556,317

Combined 2.51% $34.42 307,811

Basic 2.33% $35.50 104,395


The Fund invests in the Signature High Income Fund. The underlying fund invests mostly in shares and Canadian bonds.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 6.18CI First Asset Global Financial Sector ETF (FSF) 3.03Brookfield Asset Management Inc 3.00United States Treasury 2.25% 15-Aug-2049 2.90Transurban Group 2.51Cheniere Energy Inc 2.25Allied Properties REIT 2.03Ferrovial SA 1.85Williams Cos Inc 1.80American Homes 4 Rent 1.74Total 27.29


Average return





How risky is it?


LowLow to


%

Foreign Bonds 33.54US Equity 22.89Canadian Equity 14.24International Equity 9.57Income Trust Units 8.28Cash and Equivalents 6.18Domestic Bonds 5.30

% Assets





This Fund may be suitable for contractholders if they:• want to receive income• are investing for the medium term.

Date Fund created:

Managed by:



December 2001 $70,941,155

4.76%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature High Income Fund


55


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 2.76% 0.65% 0.30%

Combined 2001 2.47% 0.45% 0.30%

Basic 2001 2.34% 0.30% 0.30%

Full 2.73% 0.65% 0.30%

Combined 2.51% 0.45% 0.30%

Basic 2.33% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature High Income Fund


56




Full 2001 3.48% $20.54 76,408

Combined 2001 3.04% $21.61 15,635

Basic 2001 2.79% $22.37 31,034

Full 3.46% $20.54 925,254

Combined 3.12% $21.58 147,330

Basic 2.90% $22.18 71,783


The Fund invests in the Signature Income & Growth Fund. The underlying fund invests mostly in shares and bonds from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 5.09Manulife Financial Corp 4.26SPDR Gold Trust ETF (GLD) 3.93Bank of Nova Scotia 3.26Suncor Energy Inc 1.90Nestle SA 1.46Total SA 1.41Canadian Pacific Railway Ltd 1.28Sony Corp 1.24Advanced Micro Devices Inc 1.18Total 25.01


Average return





How risky is it?


LowLow to


%

Canadian Equity 30.15Domestic Bonds 21.32US Equity 15.16International Equity 13.20Foreign Bonds 9.91Other 5.17Cash and Equivalents 5.09

% Assets





This Fund may be suitable for contractholders if they:• want to receive a regular income• are investing for the medium term.

Date Fund created:

Managed by:



March 2005 $26,374,949

5.37%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Income & Growth Fund


57


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.48% 0.80% 0.30%

Combined 2001 3.04% 0.50% 0.30%

Basic 2001 2.79% 0.30% 0.30%

Full 3.46% 0.80% 0.30%

Combined 3.12% 0.50% 0.30%

Basic 2.90% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Income & Growth Fund


58




Full 2001 3.39% $22.95 10,518

Combined 2001 3.15% $24.34 2,273

Basic 2001 2.80% $25.28 406

Full 3.48% $22.82 124,654

Combined 3.12% $24.33 20,421

Basic 2.89% $25.24 9,030





Average return





How risky is it?


LowLow to


%


% Assets








Date Fund created:

Managed by:



December 2001 $3,876,811

3.37%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Premier Canadian Balanced Fund


59


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.39% 0.80% 0.30%

Combined 2001 3.15% 0.50% 0.30%

Basic 2001 2.80% 0.30% 0.30%

Full 3.48% 0.80% 0.30%

Combined 3.12% 0.50% 0.30%

Basic 2.89% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Premier Canadian Balanced Fund


60




Full 2001 3.45% $18.18 139,114

Combined 2001 3.13% $19.23 29,306

Basic 2001 2.89% $20.04 33,769

Full 3.46% $18.16 925,912

Combined 3.13% $19.24 148,426

Basic 2.88% $20.02 142,969





Average return





How risky is it?


LowLow to


%


% Assets








Date Fund created:

Managed by:


Portfolio turnover rate:CI Investments Inc. & Marret Asset Management Inc.

December 2001 $26,300,356

96.59%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Premier II Canadian Balanced Fund(formerly SunWise CI Harbour Growth & Income Fund) As of December 31, 2019

61


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.45% 0.80% 0.30%

Combined 2001 3.13% 0.50% 0.30%

Basic 2001 2.89% 0.30% 0.30%

Full 3.46% 0.80% 0.30%

Combined 3.13% 0.50% 0.30%

Basic 2.88% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Premier II Canadian Balanced Fund(formerly SunWise CI Harbour Growth & Income Fund) As of December 31, 2019

62




Full 2001 3.48% $18.56 79,214

Combined 2001 3.08% $19.74 20,813

Basic 2001 2.96% $20.37 35,840

Full 3.50% $18.53 560,557

Combined 3.15% $19.65 163,950

Basic 2.93% $20.42 112,159





Average return





How risky is it?


LowLow to


%


% Assets








Date Fund created:

Managed by:



December 2001 $18,509,390

5.20%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Select Canadian Balanced Fund


63


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.48% 0.80% 0.30%

Combined 2001 3.08% 0.50% 0.30%

Basic 2001 2.96% 0.30% 0.30%

Full 3.50% 0.80% 0.30%

Combined 3.15% 0.50% 0.30%

Basic 2.93% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Select Canadian Balanced Fund


64




Full 2001 3.78% $28.42 38,804

Combined 2001 3.41% $30.24 13,753

Basic 2001 3.13% $31.97 10,426

Full 3.78% $28.44 529,513

Combined 3.47% $30.14 84,494

Basic 3.16% $31.88 49,435


The Fund invests in the Signature Select Canadian Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsManulife Financial Corp 7.41Bank of Nova Scotia 5.78Cash and Equivalents 4.45Suncor Energy Inc 3.44SPDR Gold Trust ETF (GLD) 2.96Total SA 2.40Canadian Pacific Railway Ltd 2.20Sony Corp 2.12Advanced Micro Devices Inc 2.07Agnico Eagle Mines Ltd 1.88Total 34.71


Average return





How risky is it?


LowLow to


%

Canadian Equity 50.39International Equity 22.20US Equity 19.24Cash and Equivalents 4.45Other 2.96Income Trust Units 0.76

% Assets





This Fund may be suitable for contractholders if they:• want a Canadian equity fund for their portfolio• are investing for the medium and/or long term.

Date Fund created:

Managed by:



December 2001 $21,032,190

6.03%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Select Canadian Fund


65


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.78% 1.05% 0.30%

Combined 2001 3.41% 0.80% 0.30%

Basic 2001 3.13% 0.55% 0.30%

Full 3.78% 1.05% 0.30%

Combined 3.47% 0.80% 0.30%

Basic 3.16% 0.55% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Select Canadian Fund


66




Full 2001 3.53% $21.25 25,462

Combined 2001 3.14% $22.51 3,014

Basic 2001 3.00% $23.16 7,987

Full 3.51% $21.26 413,439

Combined 3.18% $22.50 96,028

Basic 2.94% $23.20 39,295


The Fund invests in the Signature Global Income & Growth Corporate Class. The underlying fund invests mostly in shares and bonds of firms from around the world.



Average return





How risky is it?


LowLow to


%


% Assets





This Fund may be suitable for contractholders if they:• want both foreign equity and fixed income in a single fund and

prefer to have the portfolio advisor make the asset mix decisions• are investing for the medium term.

Date Fund created:

Managed by:



December 2001 $12,656,114

7.31%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Select Global Income & Growth Corporate Fund


67


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.53% 0.80% 0.30%

Combined 2001 3.14% 0.50% 0.30%

Basic 2001 3.00% 0.30% 0.30%

Full 3.51% 0.80% 0.30%

Combined 3.18% 0.50% 0.30%

Basic 2.94% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Select Global Income & Growth Corporate Fund


68




Full 2001 2.54% $11.94 6,963

Combined 2001 2.37% $12.39 374

Basic 2001 2.20% $12.70 241

Full 2.61% $11.84 827

Combined 2.37% $12.21 816

Basic 2.22% $12.64 798


The Fund invests in the Signature Short-Term Bond Fund. The underlying fund invests mostly in Canadian short-term bonds.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsQuebec Province 3.50% 01-Dec-2022 5.84Ontario Province 1.35% 08-Mar-2022 5.41Quebec Province 4.25% 01-Dec-2021 4.97Cash and Equivalents 4.42Canada Government 1.50% 01-Sep-2024 2.97VW Credit Canada Inc 3.25% 29-Mar-2023 2.55Canada Government 1.50% 01-Aug-2021 2.54Canada Housing Trust No 1 1.80% 15-Dec-2024 2.50Manulife Bank of Canada 2.84% 12-Jan-2023 2.27Bank of America Corp 2.60 % 15-Mar-2022 2.14Total 35.61


Average return





How risky is it?


LowLow to


%

Domestic Bonds 91.39Cash and Equivalents 4.42Other 4.19

% Assets





This Fund may be suitable for contractholders if they:• want to receive income• are investing for the short term.

Date Fund created:

Managed by:



December 2001 $120,656

5.72%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Short-Term Bond Fund


69


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 2.54% 0.30% 0.30%

Combined 2001 2.37% 0.20% 0.30%

Basic 2001 2.20% 0.15% 0.30%

Full 2.61% 0.30% 0.30%

Combined 2.37% 0.20% 0.30%

Basic 2.22% 0.15% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Signature Short-Term Bond Fund


70




Full 2001 4.18% $25.84 782

Combined 2001 3.84% $28.06 891

Basic 2001 3.39% $0.00 0

Full 4.16% $25.86 19,646

Combined 3.70% $28.14 3,521

Basic 3.24% $30.21 332


The Fund invests in the Synergy American Fund. The underlying fund invests mostly in U.S. shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsMicrosoft Corp 4.85Apple Inc 4.62Cash and Equivalents 4.45Zoetis Inc 2.62Amazon.com Inc 2.60JPMorgan Chase & Co 2.58MasterCard Inc 2.58Bank of America Corp 2.56Abbott Laboratories 2.30Alphabet Inc 2.21Total 31.37


Average return





How risky is it?


LowLow to


%

US Equity 91.38Cash and Equivalents 4.45International Equity 2.43Income Trust Units 1.04Canadian Equity 0.70

% Assets





This Fund may be suitable for contractholders if they:• want to invest in North American equity securities with high

growth potential• are investing for the medium and/or long term.

Date Fund created:

Managed by:


Portfolio turnover rate:Picton Mahoney Asset Management

January 2003 $662,444

2.48%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Synergy American Fund


71


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 4.18% 1.35% 0.30%

Combined 2001 3.84% 1.05% 0.30%

Basic 2001 3.39% 0.65% 0.30%

Full 4.16% 1.35% 0.30%

Combined 3.70% 1.05% 0.30%

Basic 3.24% 0.65% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Synergy American Fund


72




Full 2001 3.73% $21.22 1,461

Combined 2001 3.55% $23.32 517

Basic 2001 3.26% $24.17 667

Full 3.75% $21.22 39,045

Combined 3.47% $23.38 5,860

Basic 3.25% $24.19 8,581


The Fund invests in the Synergy Canadian Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 6.67Toronto-Dominion Bank 4.05Royal Bank of Canada 4.01Canadian Pacific Railway Ltd 2.79Brookfield Asset Management Inc 2.50Element Financial Corp 1.79Sun Life Financial Inc 1.74Bank of Montreal 1.66Microsoft Corp 1.64TC Energy Corp 1.62Total 28.47


Average return





How risky is it?


LowLow to


%

Canadian Equity 44.46US Equity 26.71International Equity 18.96Cash and Equivalents 6.67Income Trust Units 3.20

% Assets





This Fund may be suitable for contractholders if they:• want a core Canadian equity fund for their portfolio• are investing for the medium and/or long term.

Date Fund created:

Managed by:



June 2004 $1,232,183

5.09%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Synergy Canadian Fund


73


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.73% 1.05% 0.30%

Combined 2001 3.55% 0.80% 0.30%

Basic 2001 3.26% 0.55% 0.30%

Full 3.75% 1.05% 0.30%

Combined 3.47% 0.80% 0.30%

Basic 3.25% 0.55% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Synergy Canadian Fund


74




Full 2001 3.95% $16.55 7,934

Combined 2001 3.64% $17.54 3,609

Basic 2001 3.26% $18.76 8,956

Full 3.92% $16.56 72,137

Combined 3.57% $17.49 10,878

Basic 3.30% $18.71 11,515


The Fund invests in the Synergy Global Corporate Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 5.13Microsoft Corp 3.42Apple Inc 3.27Zoetis Inc 1.85MasterCard Inc 1.83JPMorgan Chase & Co 1.82Bank of America Corp 1.81Amazon.com Inc 1.76Abbott Laboratories 1.62NextEra Energy Inc 1.56Total 24.07


Average return





How risky is it?


LowLow to


%

US Equity 64.71International Equity 28.93Cash and Equivalents 5.13Income Trust Units 0.73Canadian Equity 0.50

% Assets





This Fund may be suitable for contractholders if they:• want to add global momentum to a diversified portfolio• are investing for the medium and/or long term.

Date Fund created:

Managed by:



December 2001 $1,962,772

11.76%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Synergy Global Corporate Class


75


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.95% 1.15% 0.30%

Combined 2001 3.64% 0.90% 0.30%

Basic 2001 3.26% 0.60% 0.30%

Full 3.92% 1.15% 0.30%

Combined 3.57% 0.90% 0.30%

Basic 3.30% 0.60% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI Synergy Global Corporate Class


76




Full 2001 3.97% $15.17 839

Combined 2001 3.68% $16.23 945

Basic 2001 3.15% $17.48 12,446

Full 3.96% $15.36 58,788

Combined 3.65% $16.26 2,873

Basic 3.29% $17.36 3,676


The Fund invests in the CI Global Value Corporate Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCash and Equivalents 3.53Comcast Corp 2.86Astellas Pharma Inc 2.86Willis Towers Watson PLC 2.63GlaxoSmithKline PLC 2.61Zurich Insurance Group AG 2.52Sanofi SA 2.47Chubb Ltd 2.32Heineken NV 2.31Danone SA 2.22Total 26.33


Average return





How risky is it?


LowLow to


%


% Assets






Date Fund created:

Managed by:



December 2001 $1,259,043

6.65%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI World Equity Fund


77


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.97% 1.15% 0.30%

Combined 2001 3.68% 0.90% 0.30%

Basic 2001 3.15% 0.60% 0.30%

Full 3.96% 1.15% 0.30%

Combined 3.65% 0.90% 0.30%

Basic 3.29% 0.60% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise CI World Equity Fund


78




Full 2001 3.60% $21.30 69,482

Combined 2001 3.18% $22.74 12,553

Basic 2001 3.02% $23.47 25,296

Full 3.62% $21.27 486,170

Combined 3.19% $22.67 125,550

Basic 2.97% $23.52 131,276


The Fund invests in the Fidelity Canadian Asset Allocation Fund. The underlying fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsFidelity Canadian Money Market Investment Trust 4.48Royal Bank of Canada 3.77Toronto-Dominion Bank 3.35iShares Gold Trust (IAU) 3.05TransCanada Corp 2.35Metro Inc 2.19Suncor Energy Inc 2.04Brookfield Asset Management Inc 1.98Alimentation Couche-Tard Inc 1.86George Weston Ltd 1.86Total 26.93


Average return





How risky is it?


LowLow to


%

Canadian Equity 48.52Domestic Bonds 26.77US Equity 7.90Cash and Equivalents 5.56International Equity 5.37Other 4.01Income Trust Units 1.87

% Assets





This Fund may be suitable for contractholders if they:• want the convenience of a diversified portfolio in a single fund• are investing for the long-term.

Date Fund created:

Managed by:


Portfolio turnover rate:Fidelity Investments Canada ULC

December 2001 $18,635,700

5.53%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Fidelity Canadian Asset Allocation Fund


79


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.60% 0.80% 0.30%

Combined 2001 3.18% 0.50% 0.30%

Basic 2001 3.02% 0.30% 0.30%

Full 3.62% 0.80% 0.30%

Combined 3.19% 0.50% 0.30%

Basic 2.97% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Fidelity Canadian Asset Allocation Fund


80




Full 2001 3.64% $17.10 17,137

Combined 2001 3.38% $18.03 946

Basic 2001 3.19% $18.69 6,584

Full 3.69% $16.98 147,182

Combined 3.27% $18.16 18,238

Basic 3.11% $18.79 9,392


The Fund invests in the Fidelity Global Asset Allocation Fund. The underlying fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsFidelity Canadian Money Market Investment Trust 5.79iShares Core S&P 500 Index ETF (IVV) 5.58iShares Core MSCI Emerging Markets ETF (IEMG) 4.36iShares Core MSCI Europe ETF (IEUR) 3.90iShares MSCI Japan ETF (EWJ) 2.97Consumer Discretionary Select Sector SPDR ETF (XLY) 1.87Financial Select Sector SPDR Fund ETF 1.85iShares Core S&P/TSX Capped Composite Index ETF (XIC) 1.69Cash and Equivalents 1.67Industrial Select Sector SPDR Fund ETF (XLI) 1.67Total 31.35


Average return





How risky is it?


LowLow to


%

US Equity 34.62International Equity 30.12Foreign Bonds 22.07Cash and Equivalents 8.66Canadian Equity 3.94Domestic Bonds 0.62Other -0.03

% Assets





This Fund may be suitable for contractholders if they:• want the convenience of a diversified portfolio in a single fund• want a long-term investment.

Date Fund created:

Managed by:



December 2001 $3,440,098

11.25%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Fidelity Global Asset Allocation Fund


81


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.64% 0.80% 0.30%

Combined 2001 3.38% 0.50% 0.30%

Basic 2001 3.19% 0.30% 0.30%

Full 3.69% 0.80% 0.30%

Combined 3.27% 0.50% 0.30%

Basic 3.11% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Fidelity Global Asset Allocation Fund


82




Full 2001 4.02% $16.13 7,951

Combined 2001 3.63% $17.15 1,526

Basic 2001 3.33% $18.24 5,402

Full 4.00% $16.13 116,043

Combined 3.70% $16.92 17,222

Basic 3.36% $18.23 11,565


The Fund invests in the Fidelity Global Fund. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsAlphabet Inc 2.98Microsoft Corp 2.95JPMorgan Chase & Co 2.57Apple Inc 2.52Charter Communications Inc 2.05Royal Dutch Shell PLC 1.82Airbus Group NV 1.72HCA Holdings Inc 1.67TDK Corp 1.61Vinci SA 1.59Total 21.48


Average return





How risky is it?


LowLow to


%


% Assets





This Fund may be suitable for contractholders if they:• want to add a core foreign equity fund• are investing for the long-term.

Date Fund created:

Managed by:



December 2001 $2,626,791

3.98%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Fidelity International Portfolio Fund


83


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 4.02% 1.15% 0.30%

Combined 2001 3.63% 0.90% 0.30%

Basic 2001 3.33% 0.60% 0.30%

Full 4.00% 1.15% 0.30%

Combined 3.70% 0.90% 0.30%

Basic 3.36% 0.60% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Fidelity International Portfolio Fund


84




Full 2001 4.04% $18.13 19,814

Combined 2001 3.70% $18.91 8,510

Basic 2001 3.39% $19.97 6,895

Full 4.02% $18.13 234,199

Combined 3.67% $18.92 52,477

Basic 3.33% $19.97 35,549


The Fund invests in the Fidelity NorthStar® Fund. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsFidelity U.S. Money Market Investment Trust 6.85Ottogi Corp 3.15Imperial Brands PLC 2.32SPDR Gold Trust ETF (GLD) 2.29Anthem Inc 2.26Microsoft Corp 1.97Gilead Sciences Inc 1.59Hon Hai Precision Industry Co Ltd 1.47Apple Inc 1.36Alphabet Inc 1.25Total 24.51


Average return





How risky is it?


LowLow to


%

International Equity 56.77US Equity 30.70Cash and Equivalents 7.99Other 2.30Canadian Equity 2.20Domestic Bonds 0.02Income Trust Units 0.02

% Assets





This Fund may be suitable for contractholders if they:• want a foreign equity fund • are investing for the long term.

Date Fund created:

Managed by:



March 2005 $6,606,484

3.69%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Fidelity NorthStar® Fund


85


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 4.04% 1.15% 0.30%

Combined 2001 3.70% 0.90% 0.30%

Basic 2001 3.39% 0.60% 0.30%

Full 4.02% 1.15% 0.30%

Combined 3.67% 0.90% 0.30%

Basic 3.33% 0.60% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Fidelity NorthStar® Fund


86




Full 2001 3.85% $26.15 30,727

Combined 2001 3.46% $28.15 8,241

Basic 2001 3.32% $29.48 7,613

Full 3.90% $26.03 359,664

Combined 3.55% $27.85 62,554

Basic 3.30% $29.50 26,672


The Fund invests in the Fidelity True North® Fund. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsRoyal Bank of Canada 5.61Toronto-Dominion Bank 5.48Alimentation Couche-Tard Inc 4.18Suncor Energy Inc 3.79Enbridge Inc 3.74BCE Inc 3.65Canadian National Railway Co 3.51Metro Inc 3.46CGI Group Inc 3.32Fidelity Canadian Money Market Investment Trust 3.29Total 40.03


Average return





How risky is it?


LowLow to


%

Canadian Equity 86.02US Equity 3.37Cash and Equivalents 3.31International Equity 2.94Income Trust Units 2.15Other 1.46Domestic Bonds 0.22

% Assets





This Fund may be suitable for contractholders if they:• want to add a Canadian equity fund• are investing for the long-term.

Date Fund created:

Managed by:



December 2001 $13,150,434

5.03%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Fidelity True North® Fund


87


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.85% 1.05% 0.30%

Combined 2001 3.46% 0.80% 0.30%

Basic 2001 3.32% 0.55% 0.30%

Full 3.90% 1.05% 0.30%

Combined 3.55% 0.80% 0.30%

Basic 3.30% 0.55% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Fidelity True North® Fund


88




Full 2001 4.01% $16.83 9,008

Combined 2001 3.66% $17.98 102

Basic 2001 3.49% $18.87 1,015

Full 4.22% $16.55 26,986

Combined 3.80% $17.76 4,387

Basic 3.39% $19.07 4,997


The Fund invests in the Fidelity U.S. Focused Stock Fund. The underlying fund invests mostly in U.S. shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsMicrosoft Corp 5.86Apple Inc 4.95Adobe Systems Inc 4.40Alphabet Inc 4.36UnitedHealth Group Inc 4.03Bank of America Corp 4.02Facebook Inc 3.76MasterCard Inc 3.59JPMorgan Chase & Co 3.56Accenture PLC 3.44Total 41.97


Average return





How risky is it?


LowLow to


%

US Equity 90.19International Equity 7.93Canadian Equity 1.22Cash and Equivalents 0.66

% Assets





This Fund may be suitable for contractholders if they:• want to add growth potential of U.S. companies• are investing for the long-term.

Date Fund created:

Managed by:



December 2001 $792,491

0.28%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Fidelity U.S. Focused Stock Fund


89


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 4.01% 1.35% 0.30%

Combined 2001 3.66% 1.05% 0.30%

Basic 2001 3.49% 0.65% 0.30%

Full 4.22% 1.35% 0.30%

Combined 3.80% 1.05% 0.30%

Basic 3.39% 0.65% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Fidelity U.S. Focused Stock Fund


90




Full 2001 3.80% $17.46 16,876

Combined 2001 3.43% $18.45 622

Basic 2001 3.25% $19.19 1,717

Full 3.79% $17.41 134,579

Combined 3.45% $18.51 18,189

Basic 3.23% $19.22 16,574


The Fund invests in the Mackenzie Cundill Canadian Balanced Fund. The underlying fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCitigroup Inc 3.43Bank of America Corp 3.38Bank of Nova Scotia 2.90Mackenzie Global Credit Opportunities Fund 2.80Enbridge Inc 2.72Brookfield Asset Management Inc 2.69Suncor Energy Inc 2.49Ontario Province 2.90% 02-Jun-2049 2.44Canadian National Railway Co 2.37Nutrien Ltd 1.92Total 27.14


Average return





How risky is it?


LowLow to


%

Canadian Equity 35.80Domestic Bonds 20.76US Equity 16.46Foreign Bonds 12.98International Equity 9.85Income Trust Units 2.20Other 1.95

% Assets





This Fund may be suitable for contractholders if they:• want a balance of capital gains and income• are investing for the medium term.

Date Fund created:

Managed by:


Portfolio turnover rate:Mackenzie Financial Corporation

December 2001 $3,337,670

5.77%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Mackenzie Cundill Canadian Balanced Fund


91


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.80% 0.80% 0.30%

Combined 2001 3.43% 0.50% 0.30%

Basic 2001 3.25% 0.30% 0.30%

Full 3.79% 0.80% 0.30%

Combined 3.45% 0.50% 0.30%

Basic 3.23% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Mackenzie Cundill Canadian Balanced Fund


92




Full 2001 3.85% $17.79 3,814

Combined 2001 3.87% $18.59 803

Basic 2001 3.52% $19.64 3,371

Full 4.08% $17.60 87,257

Combined 3.70% $18.70 9,911

Basic 3.49% $19.65 14,247


The Fund invests in the Mackenzie Cundill Canadian Security Fund. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCitigroup Inc 5.46Bank of America Corp 5.39Bank of Nova Scotia 4.53Brookfield Asset Management Inc 4.24Enbridge Inc 4.10Suncor Energy Inc 4.01Canadian National Railway Co 3.73Nutrien Ltd 3.04SNC-Lavalin Group Inc 3.02Celestica Inc 2.56Total 40.08


Average return





How risky is it?


LowLow to


%

Canadian Equity 54.73US Equity 26.53International Equity 15.36Income Trust Units 3.56Cash and Equivalents -0.18

% Assets





This Fund may be suitable for contractholders if they:• want to add a Canadian equity fund• are investing for the medium and/or long term.

Date Fund created:

Managed by:


Portfolio turnover rate:Mackenzie Financial Corporation

December 2001 $2,149,774

2.34%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Mackenzie Cundill Canadian Security Fund


93


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.85% 1.05% 0.30%

Combined 2001 3.87% 0.80% 0.30%

Basic 2001 3.52% 0.55% 0.30%

Full 4.08% 1.05% 0.30%

Combined 3.70% 0.80% 0.30%

Basic 3.49% 0.55% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Mackenzie Cundill Canadian Security Fund


94




Full 2001 3.52% $20.56 123,312

Combined 2001 3.03% $22.09 26,865

Basic 2001 2.87% $22.86 52,207

Full 3.49% $20.59 2,045,227

Combined 3.11% $22.02 382,969

Basic 2.85% $22.86 296,498


The Fund invests in the Portfolio Series Balanced Fund. The underlying fund invests mostly in shares and bonds from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsSignature Canadian Bond Fund 13.34Cambridge Canadian Dividend Fund 6.12Synergy Canadian Corporate Class 6.05Signature Emerging Markets Corporate Class 5.13CI First Asset Morningstar Canada Momentum Index ETF (WXM) 5.13Cambridge Canadian Equity Corporate Class 5.12CI American Managers Corporate Class 5.12CI Munro Alternative Global Growth Fund 4.65CI First Asset MSCI Canada Quality Index Class ETF (FQC) 4.44Signature Corporate Bond Fund 3.93Total 59.03


Average return





How risky is it?


LowLow to


%

Canadian Equity 23.97International Equity 22.96US Equity 18.86Domestic Bonds 15.87Foreign Bonds 7.94Cash and Equivalents 6.09Other 4.31

% Assets





This Fund may be suitable for contractholders if they:• want growth and income while diversifying risk• are investing for the medium term.

Date Fund created:

Managed by:



December 2001 $61,643,207

8.19%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Balanced Fund


95


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.52% 0.80% 0.30%

Combined 2001 3.03% 0.50% 0.30%

Basic 2001 2.87% 0.30% 0.30%

Full 3.49% 0.80% 0.30%

Combined 3.11% 0.50% 0.30%

Basic 2.85% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Balanced Fund


96




Full 2001 3.47% $22.09 92,109

Combined 2001 3.01% $23.35 841

Basic 2001 2.98% $23.90 6,809

Full 3.50% $22.06 886,414

Combined 3.12% $23.28 193,586

Basic 2.90% $23.94 65,981


The Fund invests in the Portfolio Series Balanced Growth Fund. The underlying fund invests mostly in shares and bonds from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsSignature Canadian Bond Fund 16.24Cambridge Canadian Equity Corporate Class 9.76Synergy Canadian Corporate Class 6.63Signature Emerging Markets Corporate Class 6.12CI First Asset Morningstar Canada Momentum Index ETF (WXM) 5.60Munro Global Growth Equity Fund 5.18Signature Select Canadian Fund 5.13CI American Managers Corporate Class 5.09CI Canadian Small/Mid Cap Fund 4.65Black Creek International Equity Fund 4.65Total 69.05


Average return





How risky is it?


LowLow to


%

Canadian Equity 25.91International Equity 25.55US Equity 21.22Domestic Bonds 16.38Cash and Equivalents 5.01Other 3.65Income Trust Units 2.28

% Assets





This Fund may be suitable for contractholders if they:• want moderate long-term capital growth• are investing for the medium term.

Date Fund created:

Managed by:



January 2003 $27,854,810

6.28%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Balanced Growth Fund


97


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.47% 0.80% 0.30%

Combined 2001 3.01% 0.50% 0.30%

Basic 2001 2.98% 0.30% 0.30%

Full 3.50% 0.80% 0.30%

Combined 3.12% 0.50% 0.30%

Basic 2.90% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Balanced Growth Fund


98




Full 2001 3.41% $20.97 46,618

Combined 2001 3.02% $22.67 5,762

Basic 2001 2.78% $23.13 1,137

Full 3.49% $20.92 732,702

Combined 3.06% $22.63 102,879

Basic 2.88% $23.08 58,994


The Fund invests in the Portfolio Series Conservative Balanced Fund. The underlying fund invests mostly in shares and bonds from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsSignature Canadian Bond Fund 17.45CI Income Fund 6.91Cambridge Canadian Dividend Fund 6.16Synergy Canadian Corporate Class 5.58CI American Managers Corporate Class 5.11CI First Asset Morningstar Canada Momentum Index ETF (WXM) 4.76Signature Global Bond Fund 4.73Cambridge Canadian Equity Corporate Class 4.67Signature Emerging Markets Corporate Class 4.61Signature Corporate Bond Fund 4.51Total 64.49


Average return





How risky is it?


LowLow to


%

Domestic Bonds 22.01Canadian Equity 21.19International Equity 20.16US Equity 14.06Foreign Bonds 11.94Cash and Equivalents 6.22Other 4.42

% Assets





This Fund may be suitable for contractholders if they:• want returns with lower than average volatility• are investing for the medium term.

Date Fund created:

Managed by:



January 2003 $20,154,438

8.30%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Conservative Balanced Fund


99


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.41% 0.80% 0.30%

Combined 2001 3.02% 0.45% 0.30%

Basic 2001 2.78% 0.25% 0.30%

Full 3.49% 0.80% 0.30%

Combined 3.06% 0.45% 0.30%

Basic 2.88% 0.25% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Conservative Balanced Fund


100




Full 2001 3.52% $19.59 89,944

Combined 2001 2.99% $21.09 6,487

Basic 2001 2.93% $21.65 30,138

Full 3.49% $19.63 1,321,340

Combined 2.96% $21.14 246,690

Basic 2.87% $21.73 81,095


The Fund invests in the Portfolio Series Conservative Fund. The underlying fund invests mostly in shares and bonds from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsSignature Canadian Bond Fund 19.51CI Income Fund 10.67Synergy Canadian Corporate Class 6.91Cambridge Canadian Dividend Fund 6.27Signature Corporate Bond Fund 5.54Signature Global Bond Fund 4.71CI American Managers Corporate Class 4.27CI First Asset MSCI Canada Quality Index Class ETF (FQC) 4.07Cambridge Bond Fund 3.95CI First Asset Morningstar Canada Momentum Index ETF (WXM) 3.80Total 69.70


Average return





How risky is it?


LowLow to


%

Domestic Bonds 26.28Canadian Equity 18.34International Equity 16.47Foreign Bonds 14.43US Equity 12.25Cash and Equivalents 8.19Other 4.04

% Assets





This Fund may be suitable for contractholders if they:• want income and growth with lower than average volatility• are investing for the medium term.

Date Fund created:

Managed by:



December 2001 $35,467,187

10.28%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Conservative Fund


101


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.52% 0.80% 0.30%

Combined 2001 2.99% 0.40% 0.30%

Basic 2001 2.93% 0.25% 0.30%

Full 3.49% 0.80% 0.30%

Combined 2.96% 0.40% 0.30%

Basic 2.87% 0.25% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Conservative Fund


102




Full 2001 3.93% $17.33 26,243

Combined 2001 3.32% $18.66 5,826

Basic 2001 3.23% $19.65 1,255

Full 3.87% $17.38 389,012

Combined 3.39% $18.62 86,240

Basic 3.05% $19.84 112,978


The Fund invests in the Portfolio Series Growth Fund. The underlying fund invests mostly in shares from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCambridge Canadian Equity Corporate Class 11.69Signature Canadian Bond Fund 9.26Munro Global Growth Equity Fund 8.15Synergy Canadian Corporate Class 7.19Signature Emerging Markets Corporate Class 7.16CI First Asset MSCI Canada Quality Index Class ETF (FQC) 6.90CI First Asset Morningstar Canada Momentum Index ETF (WXM) 6.42CI American Managers Corporate Class 5.67Signature Select Canadian Fund 5.67Black Creek International Equity Fund 5.25Total 73.36


Average return





How risky is it?


LowLow to


%

Canadian Equity 30.50International Equity 28.37US Equity 23.97Domestic Bonds 8.42Cash and Equivalents 5.48Income Trust Units 2.42Other 0.84

% Assets





This Fund may be suitable for contractholders if they:• want long-term capital growth• are investing for the medium and/or long term.

Date Fund created:

Managed by:



December 2001 $11,196,995

4.56%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Growth Fund


103


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.93% 1.15% 0.30%

Combined 2001 3.32% 0.80% 0.30%

Basic 2001 3.23% 0.50% 0.30%

Full 3.87% 1.15% 0.30%

Combined 3.39% 0.80% 0.30%

Basic 3.05% 0.50% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Growth Fund


104




Full 2001 2.70% $21.85 152,960

Combined 2001 2.57% $22.26 24,092

Basic 2001 2.49% $22.58 24,677

Full 2.65% $21.90 1,361,163

Combined 2.49% $22.33 323,279

Basic 2.48% $22.64 94,226


The Fund invests in the Portfolio Series Income Fund. The underlying fund invests mostly in bonds and shares from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsSignature Canadian Bond Fund 14.91CI Income Fund 13.65CI Global High Dividend Advantage Fund 8.55Signature Corporate Bond Fund 6.53Signature Global Bond Fund 6.21Signature Global Dividend Corporate Class 5.28Cambridge Bond Fund 4.90CI Investment Grade Bond Fund 4.88Signature Dividend Corporate Class 4.86Cambridge Global Dividend Fund 4.75Total 74.52


Average return



This chart shows how the Fund has performed in each of the past ten years. In the past ten years, the Fund was up in value nine years and down in value one year.


How risky is it?


LowLow to


%

Domestic Bonds 29.26Foreign Bonds 19.10US Equity 14.26Canadian Equity 12.76International Equity 12.15Cash and Equivalents 8.49Other 3.98

% Assets





This Fund may be suitable for contractholders if they:• want income with some potential for capital growth• are investing for the medium term.

Date Fund created:

Managed by:



December 2001 $43,592,188

8.54%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Income Fund


105


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 2.70% 0.30% 0.30%

Combined 2001 2.57% 0.20% 0.30%

Basic 2001 2.49% 0.15% 0.30%

Full 2.65% 0.30% 0.30%

Combined 2.49% 0.20% 0.30%

Basic 2.48% 0.15% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Income Fund


106




Full 2001 3.96% $22.94 95,063

Combined 2001 3.42% $24.51 3,414

Basic 2001 3.30% $25.45 322

Full 3.91% $22.97 121,677

Combined 3.60% $24.33 35,140

Basic 3.25% $25.45 6,429


The Fund invests in the Portfolio Series Maximum Growth Fund. The underlying fund invests mostly in shares from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCambridge Canadian Equity Corporate Class 13.12Signature Emerging Markets Corporate Class 8.61Munro Global Growth Equity Fund 8.01Black Creek International Equity Fund 7.11CI First Asset Morningstar Canada Momentum Index ETF (WXM) 6.96CI American Managers Corporate Class 6.96Synergy Canadian Corporate Class 6.95CI First Asset MSCI Canada Quality Index Class ETF (FQC) 6.75Signature Select Canadian Fund 5.61CI Canadian Small/Mid Cap Fund 5.04Total 75.12


Average return





How risky is it?


LowLow to


%

International Equity 32.27Canadian Equity 32.23US Equity 28.78Cash and Equivalents 3.81Income Trust Units 2.62Other 0.29

% Assets





This Fund may be suitable for contractholders if they:• want above-average long-term capital growth• are investing for the medium and/or long term.

Date Fund created:

Managed by:



January 2003 $6,086,641

5.09%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Maximum Growth Fund


107


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.96% 1.15% 0.30%

Combined 2001 3.42% 0.90% 0.30%

Basic 2001 3.30% 0.55% 0.30%

Full 3.91% 1.15% 0.30%

Combined 3.60% 0.90% 0.30%

Basic 3.25% 0.55% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Maximum Growth Fund


108




Full 2001 3.29% $22.97 3,624

Combined 2001 3.24% $23.83 434

Basic 2001 2.83% $25.25 425

Full 3.36% $22.86 41,186

Combined 3.19% $23.79 5,500

Basic 2.78% $25.38 17,927


The Fund invests in the Portfolio Series Balanced Growth Fund. The underlying fund invests mostly in shares and bonds from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsSignature Canadian Bond Fund 16.24Cambridge Canadian Equity Corporate Class 9.76Synergy Canadian Corporate Class 6.63Signature Emerging Markets Corporate Class 6.12CI First Asset Morningstar Canada Momentum Index ETF (WXM) 5.60Munro Global Growth Equity Fund 5.18Signature Select Canadian Fund 5.13CI American Managers Corporate Class 5.09CI Canadian Small/Mid Cap Fund 4.65Black Creek International Equity Fund 4.65Total 69.05


Average return





How risky is it?


LowLow to


%

Canadian Equity 25.91International Equity 25.55US Equity 21.22Domestic Bonds 16.38Cash and Equivalents 5.01Other 3.65Income Trust Units 2.28

% Assets





This Fund may be suitable for contractholders if they:• want moderate long-term capital growth• are investing for the medium term.

Date Fund created:

Managed by:



December 2001 $1,631,695

4.68%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Summit Balanced Growth Fund


109


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.29% 0.80% 0.30%

Combined 2001 3.24% 0.50% 0.30%

Basic 2001 2.83% 0.30% 0.30%

Full 3.36% 0.80% 0.30%

Combined 3.19% 0.50% 0.30%

Basic 2.78% 0.30% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Summit Balanced Growth Fund


110




Full 2001 3.54% $21.35 2,379

Combined 2001 3.43% $22.39 2,046

Basic 2001 3.14% $24.00 617

Full 3.59% $21.47 13,261

Combined 3.29% $22.62 542

Basic 3.16% $23.86 764


The Fund invests in the Portfolio Series Maximum Growth Fund. The underlying fund invests mostly in shares from around the world.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsCambridge Canadian Equity Corporate Class 13.12Signature Emerging Markets Corporate Class 8.61Munro Global Growth Equity Fund 8.01Black Creek International Equity Fund 7.11CI First Asset Morningstar Canada Momentum Index ETF (WXM) 6.96CI American Managers Corporate Class 6.96Synergy Canadian Corporate Class 6.95CI First Asset MSCI Canada Quality Index Class ETF (FQC) 6.75Signature Select Canadian Fund 5.61CI Canadian Small/Mid Cap Fund 5.04Total 75.12


Average return





How risky is it?


LowLow to


%

International Equity 32.27Canadian Equity 32.23US Equity 28.78Cash and Equivalents 3.81Income Trust Units 2.62Other 0.29

% Assets





This Fund may be suitable for contractholders if they:• want above-average long-term capital growth• are investing for the medium and/or long term.

Date Fund created:

Managed by:



December 2001 $426,565

4.94%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Summit Maximum Growth Fund


111


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.54% 1.05% 0.30%

Combined 2001 3.43% 0.80% 0.30%

Basic 2001 3.14% 0.55% 0.30%

Full 3.59% 1.05% 0.30%

Combined 3.29% 0.80% 0.30%

Basic 3.16% 0.55% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise Portfolio Series Summit Maximum Growth Fund


112




Full 2001 3.82% $17.10 3,357

Combined 2001 3.35% $16.69 1,624

Basic 2001 2.90% $19.87 1,382

Full 3.77% $17.15 51,159

Combined 3.35% $18.32 4,218

Basic 2.95% $19.87 401


The Fund invests in the TD Emerald U.S. Market Index Fund. The underlying fund invests mostly in U.S. shares.

Top holdings and allocations of the underlyingfund as of December 31, 2019 % AssetsApple Inc 4.58Microsoft Corp 4.47Amazon.com Inc 2.86Facebook Inc 1.83Berkshire Hathaway Inc 1.65JPMorgan Chase & Co 1.64Alphabet Inc 1.50Alphabet Inc 1.49Johnson & Johnson 1.43Visa Inc 1.20Total 22.65


Average return



This chart shows how the Fund has performed in each of the past ten years. In the past ten years, the Fund was up in value ten years.


How risky is it?


LowLow to


%

US Equity 96.96International Equity 2.92Cash and Equivalents 0.12

% Assets





This Fund may be suitable for contractholders if they:• want a growth investment in U.S. stocks that tracks the returns

of a major U.S. equity index • are investing for the medium and/or long term.

Date Fund created:

Managed by:



December 2001 $1,074,678

16.33%

Quick facts:

Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise U.S. Market Index Fund


113


Sales charges




Fee What you pay



Other fees




Guarantee Level





Optional Rider


the Units)

Full 2001 3.82% 1.45% 0.30%

Combined 2001 3.35% 1.10% 0.30%

Basic 2001 2.90% 0.70% 0.30%

Full 3.77% 1.45% 0.30%

Combined 3.35% 1.10% 0.30%

Basic 2.95% 0.70% 0.30%



a commission.








Sun Life Assurance Company of CanadaSunWise II Segregated FundsSunWise U.S. Market Index Fund


114

2

Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies, is the sole issuer of the individual variable annuity contract providing for investment in SunWise II segregated funds. A description of the key features of the applicable individual variable annuity contract is contained in the Information Folder. Any amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value. ®CI Investments, the CI Investments design, Synergy Mutual Funds, Cambridge and Harbour Funds are registered trademarks of CI Investments Inc. Portfolio Series and Signature Funds are trademarks of CI Investments Inc. ®SunWise is a registered trademark of Sun Life Assurance Company of Canada. ®Fidelity Investments and the Fidelity design are registered trademarks of FMR Corp. ™TD Asset Management is a trademark of The Toronto-Dominion Bank, used under licence. CI Investments Inc., 2020

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