We are living in a changing world in the finance industry where clients have increasing demands for security, protection and preser-

vation of wealth. There is, at the same time, a need for simplification, compliant tools and maximum security with regard to the instruments and products used for planning and structuring wealth.

The Swiss Insurance Family Office is dedicated to mirror your lifestyle and particular risk exposure in your overall insurance portfolio. Our services – life and non-life insurance products – are tailor-made to meet your various and individual needs for financial and physical well-being.

A holistic approach to your planning and protection needs

Your main needs

Inheritance & tax planning

Inheritance Tax

• to transfer wealth to your family members• to benefi t from privacy in wealth distribution • to allow fast and easy distribution as per your individual requirements

• to fund future tax liabilities • to benefi t from insurance-related tax privileges• to optimize tax in line with regulatory requirements and applicable laws of your home country

Investment & liquidity planning

Investment Liquidity

• to diversify asset allocation• to invest in safe vehicles with guaranteed return• to keep existing private banking mandate while taking advantage of insurance

• to fund property • to fi nance retirement• to secure dependents‘ wealth upon death

Protection & security

Protection Security

• of goods and health• of family members and dependents• of business partners and other key persons

• of legal framework• of compliant structure• of private wealth

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Protection & security

Investment & liquidity planning

Inheritance

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Liquidity

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Your needs createdour products

Your needs are always first to be explored – always in the context of your personal, family and business

situation, your future plans, priorities and main goals.

You can clearly articulate your needs, but sometimes, further requirements are discovered by navigating through your personal story of life and experience.

We believe it is our key task to approach these needs from a holistic perspective, with no assumptions and by avoiding the use of technical jargon.

You simply want to achieve your goals! That’s why we, at the Swiss Insurance Family Office, have designed a unique ‘360° client advisory model’ with a clear philo- sophy: ‘your needs come first!’

Our insurance solutions

Private Placement Life Insurance Combining individual private banking & investments with insurance

Key benefits:

• Tax privileges during term, at withdrawal and on payments upon death • Inheritance planning with flexible beneficiary nomination• Asset and investor protection to safeguard private wealth• Simplifying reporting duties due to insurance reporting rules• Widening the investment universe by change of legal ownership• Legitimate privacy of individual wealth

Universal Life Insurance-related investments with guarantees including high death benefit coverage

Key benefits:

• Safe investment with guarantees • Liquidity planning for any type of future financial needs• Inheritance planning to ensure future wealth of dependents • Wealth equalization to balance bankable and non-bankable estate assets

Term Life Temporary death benefit coverage at fixed terms

Key benefits:

• Liquidity planning for a limited period of time• Protection against the loss of key company members• Protection of family members against future financial liabilities• Mutual protection of business partners in privately owned companies

With our unique range of High End Insurance we cater to your needs for all insurance-related

requirements.

Having access to a large product portfolio of compliant Swiss and international insurance products, along with our global network of insurance companies and indus-try experts, we are in a position to address all of your insurance needs.

Our team of experts will act as an independent solution provider to represent your interests, no matter how di-verse, specific or complex they may be. We will simplify existing planning tools, structures and products to the greatest possible extent whilst never forgetting what key goals must be achieved.

Swiss Annuity Pensions and paymant plans in Swiss Francs

Key benefits:

• Guaranteed interest rates• Guaranteed annual payments during a fixed term or for life• Asset and income protection for yourself or your dependents• Flexible insurance products to ensure future income and liquidity

Investment Plans Unit-linked capital accumulation schemes with / without guarantees

Key benefits: • Insurance-related investment diversification• Guarantee options as per your individual risk profile • Asset and income protection to safeguard private wealth• Future income and liquidity for self-consumption or your dependents

Mortgages via insurance companies

Key benefits:

• Financial flexibility via third party funding• Funding of private and corporate property • Insurance mortgages with competitive price, terms and conditions • Attractive ‘package deals’ providing mortgage plus insurance protection

International Health Insurance Global first class medical coverage

Key benefits:

• Physical well-being• Simplicity and peace of mind • High quality medical & health protection• Financial risk mitigation

In addition, we offer ‘comprehensive crime coverage’ (kidnap and ransom)

Property & Casualty Insurance Protection of goods and valuables

Business lines provided:

• Real estate• Classic and luxury cars• Yachts• Aircrafts• Art collections

Your One-Stop-Shop for any type of insurance

Swiss Insurance Swiss Insurance Consulting &Family Office Ltd. Brokerage Family Office Ltd.Wiesenstrasse 11 Landstrasse 1408008 Zürich 9494 SchaanSwitzerland Principality of LiechtensteinTel +41 44 380 41 14 Tel +423 232 06 44

Please visit our website for individual contact details under: www.swiss-ifo.com or send an e-mail to info@swiss-ifo.com

The Swiss Insurance Family Office Ltd. is a privately owned limited company based in Switzerland and

the Principality of Liechtenstein.

As an international insurance broker, dedicated to the specific needs and insurance requirements of wealthy private clients, we have the competitive advantage of being able to cater to all types of insurance require-ments, for our domestic and international clientele:

• Single point of contact for all insurance affairs

• Access to a large portfolio of compliant insurance products

• Independent and professional consulting providing peace of mind

• Best offer evaluation by acting solely in the interest of the client

• Supervision of policy during the term for regulatory changes

• 20 years of expertise in the international insurance business