“review of employers’ liability claims in the fire & rescue service” 3 rd november 2005...

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Page 2: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

“Review of Employers’ Liability Claims in the

Fire & Rescue Service”3rd November 2005

Martin Devaney, Risk Manager, St Paul Travelers&

Tom Walshaw, Associate, Barlow Lyde & Gilbert

Page 3: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Workshop Outline

Overview of recent developments

Unique issues affecting Fire & Rescue Services

Claims analysis

Emerging Issues

Risk management considerations

Overview of legislative developments

Review of court judgements

Page 4: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Developments in the Fire & Rescue Service

New Dimensions

Integrated Risk Management Plans

Rank to Role

Regionalisationof EmergencyFire Controls

Regulatory Reform (Fire Safety) Order

Integrated Personnel Development System

ComprehensivePerformanceAssessment

Modernising Agenda

Page 5: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Current Position

ModernisingIncrease in Risk?

Page 6: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Current Profile of UK Fire & Rescue Service

47 Fire & Rescue Authorities

66,000 Whole time

5,500 Retained

Precepting Authority

And changing rapidly…

Page 7: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Unique Issues affecting Fire & Rescue Service

Risk and Realism in Training

Dynamic Risk Assessment and Resourcefulness

Page 8: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Risk & Realism in Training

More prepared = More successful

Safe -v- Realistic

Protecting Firefighters -v- Saving Lives and Property

Page 9: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Risk & Realism in Training – Pushing the Safety Boundaries

Page 10: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Dynamic Risk Assessment

Assessing the unknown

Rapidly changing circumstances

Critical decisions in unprecedented situations

Resourcefulness

Page 12: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

The outcome…

Risk & Realism in Training

+

Dynamic Risk Assessment & Resourcefulness

= Highly Vulnerable to Risk

Page 13: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Claims Analysis

Claimant Profile

Types of claims

Where injuries occur

Basis of claim / what is alleged

Page 14: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Claimant Profile

8% of FBU Membership per annum (2004)

Whole time: 93%

Retained: 6%

Volunteer: 0.25%

18 – 35: 25%

36 – 50: 70%

Over 50: 5% Source: FBU & ODPM

Page 15: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Types of Claim

Slips and Trips

Muscloskeletal

- Lifting

- Manoeuvring

- Pulling

Entering and disembarking vehicles

Mostly soft tissue injuries

Page 16: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Where Injuries Occur

Training Ground

Workshop

On way to incidents / In vehicles

Extra-ordinary Rescue Operations

Gym

Fire / Incident Ground

Page 17: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

What is alleged

Poor Housekeeping

Inadequate Instruction and Supervision

Inadequacy / Defective / Malfunction of PPE

Inappropriate use of PPE

Poor Systems of Work

Page 18: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Emerging Issues

Assaults on crews

PTSD

‘Open Days’

Fitness of Retained Fire Fighters

Cutbacks in Social Care Providers (increase in non-emergency demand

New Dimensions / Impact of CCA (safe systems of work?)

Fire Hydrant failures

Page 19: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Risk management considerations

Focus on high risk areas e.g. workshops

Parameters for ‘Risk & Realism in Training’

Monitor training ground incidents

Clear understanding of meaning and application of ‘Dynamic Risk Assessment’

Post incident de-briefing

Thorough Accident Investigation Procedures

Exacerbating factors /secondary causation – other employment?

Page 20: “Review of Employers’ Liability Claims in the Fire & Rescue Service” 3 rd November 2005 Martin Devaney, Risk Manager, St Paul Travelers & Tom Walshaw,

Overview of legislative developments and

review of court judgements