revenue account for the half year ended 30th sep … · form nl-3-b-bs (rs.’000) s.no particulars...

FORM NL-1-B-RA

(Rs.’000)

S.No Particulars ScheduleFOR THE QUARTER

(ended 30.Sep.17)

FOR THE HALF

YEAR (ended

30.Sep.17)

FOR THE QUARTER

(ended 30.Sep.16)

FOR THE HALF YEAR

(ended 30.Sep.16)

1 Premiums earned (Net)NL-4-Premium

Schedule 4,598,717 10,179,727 4,036,890 7,717,406

2 Profit / Loss on sale / Redemption

of Investments 5,089 36,606 971 2,774

3 Others (to be specified) - - - -

4 Interest, Dividend & Rent – Gross 161,603 393,102 129,097 279,321

TOTAL (A) 4,765,409 10,609,435 4,166,958 7,999,501

1 Claims Incurred (Net)NL-5-Claims

Schedule 4,341,544 8,088,336 2,753,344 5,236,178

2 CommissionNL-6-Commission

Schedule 430,656 731,898 341,469 565,952

3Operating Expenses related to

Insurance Business

NL-7-Operating

Expenses Schedule 1,386,190 3,387,249 1,603,350 3,055,228

4 Premium Deficiency - - - -

TOTAL (B) 6,158,389 12,207,484 4,698,162 8,857,357

Operating Profit / (Loss) from

Fire / Marine / Miscellaneous

Business C = (A - B) (1,392,981) (1,598,049) (531,205) (857,857)

APPROPRIATIONS

Transfer to Shareholders’ Account (1,392,981) (1,598,049) (531,205) (857,857)

Transfer to Catastrophe Reserve - - - -

Transfer to Other Reserves (to be

specified) - - - -

TOTAL (C) (1,392,981) (1,598,049) (531,205) (857,857)

Place: Chennai – 34

Date: 09-Nov-2017

STAR HEALTH AND ALLIED INSURANCE CO LIMITEDRegistration No. and Date of Registration with the IRDA : 129 / 16.Mar.2006

REVENUE ACCOUNT FOR THE HALF YEAR ENDED 30TH SEP 2017

MISCELLANEOUS BUSINESS

of 41

FORM NL-2-B-PL

(Rs.’000)

S.No Particulars ScheduleFOR THE QUARTER

(ended 30.Sep.17)

FOR THE HALF YEAR

(ended 30.Sep.17)

FOR THE QUARTER

(ended 30.Sep.16)

FOR THE HALF YEAR

(ended 30.Sep.16)

1 OPERATING PROFIT/(LOSS)

(a) Fire Insurance - - - -

(b) Marine Insurance - - - -

(c ) Miscellaneous Insurance (1,392,981) (1,598,049) (531,205) (857,857)

2 INCOME FROM INVESTMENTS

(a) Interest, Dividend & Rent – Gross 150,906 240,934 85,472 143,892

(b) Profit on sale of investments 10,179 22,436 728 1,429

Less: Loss on sale of investments - - - -

3 OTHER INCOME (To be specified) - - - -

TOTAL (A) (1,231,895) (1,334,679) (445,005) (712,535)

4 PROVISIONS (Other than taxation)

(a) For diminution in the value of

investments - - - -

(b) For doubtful debts - - - -

(c) Others - - - -

5 OTHER EXPENSES

(a) Expenses other than those related to

Insurance Business - - - -

(b) Bad debts written off - - - -

(c) Others (To be specified)

Amortisation Expenses - - 1,573 2,681

Remuneration to Directors - 4,400 - -

Debenture Issue Expenses 34,298 34,298 - -

Donation 270 4,420 150 600

TOTAL (B) 34,568 43,118 1,723 3,281

Profit Before Tax (1,266,464) (1,377,798) (446,728) (715,816)

Provision for Taxation

a) Current Tax - - - -

b) Deferred Tax - - - -

Profit After Tax (1,266,464) (1,377,798) (446,728) (715,816)

APPROPRIATIONS

(a) Interim dividends paid during the year - - - -

(b) Proposed final dividend - - - -

(c) Dividend distribution tax - - - -

(d) Transfer to any Reserves or Other Accounts

(to be specified) - - - -

Balance of profit / (loss) brought forward

from last year - (2,406,996) - (3,586,432)

Balance carried forward to Balance Sheet (1,266,464) (3,784,794) (446,728) (4,302,247)


Date: 9-Nov-2017


PROFIT AND LOSS ACCOUNT FOR THE HALF YEAR ENDED 30TH SEP 2017

of 41

FORM NL-3-B-BS

(Rs.’000)

S.No Particulars Schedule As on 30.Sep.17 As on 30.Sep.16

SOURCES OF FUNDS

SHARE CAPITALNL-8 Share Capital Schedule 4,555,761 4,517,079

SHARE APPLICATION MONEY PENDING ALLOTMENT - 0

RESERVES AND SURPLUSNL-10 Reserves & Surplus Schedule 5,745,592 5,696,742

FAIR VALUE CHANGE ACCOUNT - 2,447

BORROWINGS

NL-11 Borrowings

Schedule 2,000,000 -

DEFERRED TAX LIABILITY - -

TOTAL 12,301,353 10,216,268

APPLICATION OF FUNDS

INVESTMENTS

NL-12 Investment

Schedule 16,624,430 11,681,795

LOANS NL-13 Loans Schedule - -

FIXED ASSETSNL-14 Fixed Assets Schedule 866,709 729,124

DEFERRED TAX ASSET - -

CURRENT ASSETS

Cash and Bank Balances

NL-15 Cash and bank

Balance Schedule 1,952,407 1,804,474

Advances and Other AssetsNL-16 Advancxes & Other Assets Schedule 5,076,594 2,264,349

Sub-Total (A) 7,029,001 4,068,822

CURRENT LIABILITIESNL-17 Current Liabilities Schedule 3,172,138 3,054,985

PROVISIONSNL-18 Provisions Schedule 12,831,446 7,510,736

Sub-Total (B) 16,003,584 10,565,720

NET CURRENT ASSETS (C) = (A - B) (8,974,582) (6,496,898)

MISCELLANEOUS EXPENDITURE (to the extent not written off or adjusted)

NL-19 Miscellaneous Expenditure Schedule - -

DEBIT BALANCE IN PROFIT AND LOSS ACCOUNT 3,784,794 4,302,247

TOTAL 12,301,353 10,216,268


Date: 9-Nov-2017


BALANCE SHEET AS AT 30TH SEP 2017

of 41

FORM NL-4 PREMIUM SCHEDULE

PREMIUM EARNED [NET]

(Rs.’000)

ParticularsFOR THE QUARTER

(ended 30.Sep.17)

FOR THE HALF YEAR

(ended 30.Sep.17)

FOR THE QUARTER

(ended 30.Sep.16)

FOR THE HALF YEAR

(ended 30.Sep.16)

Premium from direct business written 8,700,325 15,091,876 6,286,438 10,865,056

Service Tax - - - -

Adjustment for change in reserve for

unexpired risks - - - -

Gross Earned Premium 8,700,325 15,091,876 6,286,438 10,865,056

Add: Premium on reinsurance accepted - - 369

Less : Premium on reinsurance ceded 2,013,313 3,513,884 1,886,783 3,349,576

Net Premium 6,687,012 11,577,992 4,399,655 7,515,849

Adjustment for change in reserve for

unexpired risks 2,088,296 1,398,265 362,765 (201,557)

Premium Earned (Net) 4,598,716 10,179,727 4,036,890 7,717,405

`

of 41

FORM NL-5 CLAIMS SCHEDULE

CLAIMS INCURRED [NET](Rs.’000)


(ended 30.Sep.17)

FOR THE HALF YEAR

(ended 30.Sep.17)

FOR THE QUARTER

(ended 30.Sep.16)

FOR THE HALF YEAR

(ended 30.Sep.16)

Claims Paid

Direct claims 5,421,124 9,805,936 3,313,515 6,415,819

Add: Claims Outstanding at the

end of the year 1,890,621 1,890,621 1,396,436 1,396,436

Less: Claims Outstanding at the

beginning of the year 1,671,692 1,560,951 1,152,654 1,287,605

Gross Incurred Claims 5,640,054 10,135,606 3,557,297 6,524,649

Add: Re-insurance accepted to

direct claims - - 512 1,439

Less: Re-insurance Ceded to

claims paid 1,298,510 2,047,270 804,465 1,289,910

Total Claims Incurred 4,341,544 8,088,336 2,753,344 5,236,178

of 41

FORM NL-6 COMMISSION SCHEDULE

COMMISSION (Rs.’000)


(ended 30.Sep.17)

FOR THE HALF YEAR

(ended 30.Sep.17)

FOR THE QUARTER

(ended 30.Sep.16)

FOR THE HALF YEAR

(ended 30.Sep.16)

Commission paid

Direct 995,022 1,713,350 747,119 1,270,436

Add: Re-insurance Accepted - - - 92

Less: Commission on Re-insurance Ceded 564,367 981,452 405,649 704,576

Net Commission 430,656 731,898 341,469 565,952

Break-up of the expenses (Gross) incurred to

procure business to be furnished as per details

indicated below:

Agents 982,806 1,664,746 710,644 1,195,116

Brokers 4,060 29,992 28,649 67,481

Corporate Agency 2,047 8,553 - -

Referral - - - -

Others (pl. specify) 6,109 10,059 7,826 7,839

TOTAL (B) 995,022 1,713,350 747,119 1,270,436

of 41

FORM NL-7 OPERATING EXPENSES SCHEDULE

OPERATING EXPENSES RELATED TO INSURANCE BUSINESS

(Rs.’000)

S.No ParticularsFOR THE QUARTER

(ended 30.Sep.17)

FOR THE HALF YEAR

(ended 30.Sep.17)

FOR THE QUARTER

(ended 30.Sep.16)

FOR THE HALF YEAR

(ended 30.Sep.16)

1

Employees’ remuneration & welfare

benefits 1,143,444 2,518,302 1,156,247 2,239,902

2

Travel, conveyance and vehicle

running expenses 34,466 59,639 30,621 64,567

3 Training expenses 20,483 35,176 37,058 52,461

4 Rents, rates & taxes 110,820 230,489 92,765 172,702

5 Repairs 39,975 94,649 67,526 102,774

6 Printing & stationery 35,068 82,175 46,042 81,202

7 Communication 41,213 68,820 26,309 49,172

8 Legal & professional charges 21,302 65,288 29,980 50,849

9 Auditors' fees, expenses etc

(a) as auditor 1,200 1,215 1,000 1,045

(b) as adviser or in any other capacity,

in respect of - - - -

(i) Taxation matters - - - -

(ii) Insurance matters - - - -

(iii) Management services; and - - - -

(c)in any other capacity - - - 1,045

(d)Out of pocker expenses 93 337 83 406

10 Advertisement and publicity 24,939 341,950 173,419 264,005

11 Interest & Bank Charges 14,368 23,321 7,117 20,597

12 Others (to be specified) -

- Director's Sitting Fees 251 401 653

- Software Expenses 61,202 122,432 35,736 85,631

- Miscellaneous Expenses 34,268 72,714 37,553 76,705

- Amortization Expenses 4,046 6,894

- In House Claim Processing Cost (252,103) (437,026) (192,370) (313,450)

- Management Expenses allocated to

Profit and Loss account - - - -

13 Depreciation 55,454 107,517 49,816 98,067

TOTAL 1,386,191 3,387,249 1,603,350 3,055,228

of 41

FORM NL-8 SHARE CAPITAL SCHEDULE

SHARE CAPITAL(Rs.’000)

S.No Particulars As on 30.Sep.17 As on 30.Sep.16

1 Authorised Capital 6,000,000 6,000,000

600,000,000 Equity Shares of Rs.10/- each (Previous Year - 600,000,000)

2 Issued Capital 4,555,761 4,517,079

454,178,626 Equity Shares of Rs.10/- each(Previous Year - 454,178,626)

3 Subscribed Capital 4,555,761 4,517,079

454,178,626 Equity Shares of Rs.10/- each (Previous Year - 454,178,626)

4 Called-up Capital 4,555,761 4,517,079

451,707,908 Equity Shares of Rs.10/- each (Previous Year - 451,707,908)(Out of above5,714,199 (previous year 4,316,719) equity shares of Rs.10/- each issued for consideration other than cash.)

Less : Calls unpaid - -

Add : Equity Shares forfeited (Amount originally paid up) - -

Less : Par Value of Equity Shares bought back - -

Less : Preliminary Expenses - -

Expenses including commission or brokerage on Underwriting or subscription of shares - -

TOTAL 4,555,761 4,517,079

of 41

FORM NL-9 PATTERN OF SHAREHOLDING SCHEDULE

SHARE CAPITAL

PATTERN OF SHAREHOLDING[As certified by the Management]

Number of Shares % of Holding Number of Shares % of Holding

Promoters

· Indian 170,924,907 37.52% 170,924,907 37.84%· Foreign 28,040,847 6.16% 28,040,847 6.21%Others 256,610,352 56.33% 252,742,154 55.95%TOTAL 455,576,106 100.00% 451,707,908 100.00%

As at 30.Sep.16Shareholder

As at 30.Sep.17

of 41

FORM NL-10 RESERVE AND SURPLUS SCHEDULE

RESERVES AND SURPLUS(Rs.’000)


1 Capital Reserve - - 2 Capital Redemption Reserve - -

3 Share Premium 5,745,592 5,696,742

General ReservesOpening as on 01.04.16 - - Additions during the year - -

Transfer from Contingency Reserve for Unexpired Risk - -

Closing as on 30.09.16 - -

Less: Debit balance in Profit & Loss Account - -

Less: Amount utilized for Buy-back - - 5 Catastrophe Reserve - -

6 Other Reserves - -

7 Balance of Profit in Profit & Loss Account - - TOTAL 5,745,592 5,696,742

4

of 41

FORM NL-11 BORROWINGS SCHEDULE

BORROWINGS(Rs.’000)


1 Debentures/ Bonds 2,000,000.00 - 2 Banks -

3 Financial Institutions - -

4 Others (to be specified) - -

TOTAL 2,000,000.00 -

of 41

FORM NL-12-INVESTMENT SCHEDULE

Investments- Shareholders(Rs.’000)


LONG TERM INVESTMENTS

1Government securities and Government guaranteed bonds including Treasury Bills 2,858,088 1,974,859

2Other Approved Securities - -

3Other Investments

( a) Shares - -

(aa) Equity - -

(bb) Preference - -

( b) Mutual Funds - -

(c) Derivative Instruments - -

(d) Debentures / Bonds 1,018,360 811,692

(e) Other Securities (to be specified) - -

(f) Subsidiaries - -

(g) Investment Properties-Real Estate 9,541 9,541

4Investments in Infrastructure and Social Sector 2,431,294 1,254,045

5Other than Approved Investments - -

SHORT TERM INVESTMENTS

1Government securities and Government guaranteed bonds including Treasury Bills - 57,295


3Other Investments - -

(a) Shares - -

(aa) Equity - -

(bb) Preference - -

(b) Mutual Funds - 255,530

(a) Derivative Instruments - -

(b) Debentures / Bonds - 38,120

(c) Other Securities (to be specified) - -

(d) Subsidiaries - -

(e) Investment Properties-Real Estate - -

4Investments in Infrastructure and Social Sector - 38,000


TOTAL 6,317,283 4,439,082

of 41

FORM NL-12-INVESTMENT SCHEDULE

Investments- Policyholders(Rs.’000)


LONG TERM INVESTMENTS

1Government securities and Government guaranteed bonds including Treasury Bills 4,663,196 3,222,138


3Other Investments

( a) Shares - -

(aa) Equity - -

(bb) Preference - -

( b) Mutual Funds - -

(c) Derivative Instruments - -

(d) Debentures / Bonds 1,661,535 1,324,340

(e) Other Securities (to be specified) - -

(f) Subsidiaries - -

(g) Investment Properties-Real Estate 15,567 15,567

4Investments in Infrastructure and Social Sector 3,966,849 2,046,073


SHORT TERM INVESTMENTS

1Government securities and Government guaranteed bonds including Treasury Bills - 93,482


3Other Investments - -

(a) Shares - -

(aa) Equity - -

(bb) Preference - -

(b) Mutual Funds - 416,917

(a) Derivative Instruments - -

(b) Debentures / Bonds - 62,196

(c) Other Securities (to be specified) - -

(d) Subsidiaries - -

(e) Investment Properties-Real Estate - -

4Investments in Infrastructure and Social Sector - 61,999


TOTAL 10,307,147 7,242,713

of 41

FORM NL-13 LOANS SCHEDULE

LOANS(Rs.’000)


1 SECURITY-WISE CLASSIFICATIONSecured

(a) On mortgage of property - - (aa) In India - - (bb) Outside India - -

(b)On Shares, Bonds, Govt. Securities - - (c)Others (to be specified) - - Unsecured - - TOTAL - -

2 BORROWER-WISE CLASSIFICATION(a) Central and State Governments - - (b) Banks and Financial Institutions - -

(c) Subsidiaries - - (d) Industrial Undertakings - - (e) Others (to be specified) - -

TOTAL - -

3 PERFORMANCE-WISE CLASSIFICATION(a) Loans classified as standard - - (aa) In India - -

(bb) Outside India - - (b) Non-performing loans less provisions - -

(aa) In India - -

(bb) Outside India - -

TOTAL - -

4 MATURITY-WISE CLASSIFICATION

(a) Short Term - - (b) Long Term - -

TOTAL - -

of 41

FORM NL-14-FIXED ASSETS SCHEDULE

FIXED ASSETS(Rs.’000)

On Sales /

Adjustments

Goodwill - - - - - - - - - - -

Intangibles (IT - Software) 883,580 31,524 - 915,104 622,969 - 39,245 - 662,214 252,890 270,435

Land-Freehold 75,600 - - 75,600 - - - - - 75,600 75,600

Leasehold Property - - - - - - - - - - -

Buildings - - - - - - - - - - -

Furniture & Fittings 258,646 13,747 85 272,394 96,825 - 13,545 - 110,370 162,023 100,292

Information Technology Equipment 592,281 48,200 - 640,481 406,283 - 38,956 - 445,238 195,242 182,994

Vehicles 18,151 13,135 - 31,286 10,701 - 1,809 - 12,511 18,775 5,618

Office Equipment 193,736 22,284 1 216,019 116,282 - 13,554 - 129,837 86,182 47,613

Others (Specify nature) - - - - -

Others - Temporary Construction 2,567 - - 2,567 1,835 408 - 2,242 324 1,063

TOTAL 2,024,560 128,889 86 2,153,449 1,254,896 - 107,517 - 1,362,413 791,036 683,616

Work in progress 68,409 7,265 - 75,673 - - - - - 75,673 45,508

Grand Total 2,092,969 136,154 86 2,229,122 1,254,896 - 107,517 - 1,362,413 866,709 729,124

PREVIOUS HALF YEAR 1,709,968 173,084 74 1,882,978 1,055,840 - 98,067 52 1,153,855 - -

Depreciation

As at

30.Sep.17

(Reviewed)

As at 30.Sep.16

(Reviewed)

Adjustments to

retained

earnings

Particulars

Net Block

Closing Up to Last Year For The PeriodOpening Additions Deductions To Date

Cost/ Gross Block

of 41

FORM NL-15 CASH AND BANK BALANCE SCHEDULE

CASH AND BANK BALANCES(Rs.’000)


1 Cash (including cheques, drafts and stamps) 361,429 160,577

2 Bank Balances

(a) Deposit Accounts -

(aa) Short-term (due within 12 months) 860,900 395,401

(bb) Others - 838,400

(b) Current Accounts 730,078 410,095

(c) Others (to be specified) - -

3 Money at Call and Short Notice

(a) With Banks - -

(b) With other Institutions - -

4 Others (to be specified) - Remittance in Transit - -

TOTAL 1,952,407 1,804,474

Balances with non-scheduled banks included in 2 and 3 above

of 41

FORM NL-16 ADVANCES AND OTHER ASSETS SCHEDULE ADVANCES AND OTHER ASSETS

(Rs.’000)


ADVANCES1 Reserve deposits with ceding companies - -

2 Application money for investments - -

3 Prepayments 650,052 889,302

4 Advances to Directors/Officers - - 5

Advance tax paid and taxes deducted at source (Net of Provisions for Tax amounting NIL ; Previous Year NIL) 226,713 135,673

6 Others (to be specified)

- Travel Advance 878 709

- Rental Advance 216,715 187,488

- Telephone Deposit 515 516

- Staff Advance 44,844 35,806

- Other Advances 127,763 97,521

- Security Deposits 28,660 19,682

TOTAL (A) 1,296,140 1,366,697

OTHER ASSETS

1 Income accrued on investments 519,968 395,372

2 Outstanding Premiums 358,438 360,800

3 Agents’ Balances - -

4 Foreign Agencies Balances - - 5 Due from other entities carrying on insurance business

(including reinsurers) 2,364,708 -

6 Due from subsidiaries/ holding - -

7 Deposit with Reserve Bank of India

[Pursuant to section 7 of Insurance Act, 1938] - -


- Service tax input Credit 65,977 -

- Service tax On collection 71,600 -

- MAT Credit Entitlement 399,762 141,480

TOTAL (B) 3,780,453 897,652

TOTAL (A+B) 5,076,594 2,264,349

of 41

FORM NL-17 CURRENT LIABILITIES SCHEDULE

CURRENT LIABILITIES(Rs.’000)


1 Agents’ Balances 77,120 132,423

2 Balances due to other insurance companies 26,156 368,253

3 Deposits held on re-insurance ceded - -

4 Premiums received in advance 341,767 370,652

5 Unallocated Premium 71,313 82,546

6 Sundry creditors 165,645 382,949

7 Due to subsidiaries/ holding company - -

8 Claims Outstanding 1,890,621 1,396,436

9 Due to Officers/ Directors - -

10 Unclaimed Amount of Policy holders 5,685 6,732


Premium Deposit on Corporate Accounts 149,660 58,621

Service Tax 444,172 256,372

TOTAL 3,172,138 3,054,985

of 41

FORM NL-18 PROVISIONS SCHEDULE

PROVISIONS

(Rs.’000)


1 Reserve for Unexpired Risk 12,814,075 7,497,180 2 For taxation

(less advance tax paid and taxes deducted at source) - -

3 For proposed dividends - -

4 For dividend distribution tax - -


Provision for Gratuity 17,370 13,556

6 Reserve for Premium Deficiency - -

TOTAL 12,831,446 7,510,736

of 41

FORM NL-19 MISC EXPENDITURE SCHEDULE

MISCELLANEOUS EXPENDITURE

(To the extent not written off or adjusted)

(Rs.’000)


1 Discount Allowed in issue of shares / debentures - -


TOTAL - -

of 41

FORM NL-21 Statement of Liabilities

Insurer: STAR HEALTH AND ALLIED INSURANCE CO LTD Date: 30-Sep-17

Rs. In Lakhs

Reserve Gross Reserve Net Reserve

Unearned Premium Reserve (UPR)…..(a) 148,002.64 128,140.75

Premium Deficiency Reserve (PDR)….(b) - -

Unexpired Risk Reserve (URR)….(c) = (a)+(b) 148,002.64 128,140.75

Outstanding Claim Reserve (other than IBNR reserve)….(d) 21,396.46 15,511.21

IBNR Reserve……..(e) 4,635.00 3,395.00 Total Reserve for Technical Liabilities ….(f)=©+(d)+(e) 174,034.10 147,046.97

PERIODIC DISCLOSURES

Statement of Liabilities

of 41

FORM NL-22

Insurer: 30-Sep-17GROSS DIRECT PREMIUM UNDERWRITTEN FOR THE QUARTER: ENDING 30 SEP 2016

(Rs in Lakhs)

STATES

For the qtrUpto the

qtrFor the qtr

Upto the

qtrFor the qtr

Upto the

qtrFor the qtr

Upto the qtr

ANDHRA PRADESH 67 129 1,935 3,353 11 29 2,013 3,511

ARUNACHAL PRADESH - - - - - - - -

ASSAM 3 4 218 400 1 1 222 405

BIHAR 1 2 297 516 1 2 299 519

CHHATTISGARH 4 5 382 575 1 1 387 581

GOA 5 7 69 100 0 0 74 108

GUJARAT 181 244 2,056 3,677 41 81 2,279 4,002

HARYANA 55 101 3,731 5,637 25 40 3,811 5,778

HIMACHAL PRADESH 1 3 58 104 1 2 61 108

JAMMU AND KASHMIR 2 4 271 472 2 4 275 481

JHARKHAND 6 8 612 1,050 1 3 619 1,061

KARNATAKA 239 565 7,666 13,124 25 56 7,930 13,745

KERALA 93 167 8,645 14,967 17 37 8,755 15,170

MADHYA PRADESH 45 69 2,917 4,972 9 22 2,970 5,064

MAHARASHTRA 625 1,065 18,966 33,812 38 115 19,630 34,992

MANIPUR - - - - - - - -

MEGHALAYA - - 0 0 - - 0 0

MIZORAM - - - - - - - -

NAGALAND - - - - - - - -

ORISSA 15 25 1,161 1,859 2 4 1,177 1,887

PUNJAB 48 91 1,531 2,693 26 62 1,605 2,846

RAJASTHAN 86 134 1,784 3,053 7 18 1,876 3,205

SIKKIM - - - - - - - -

TAMIL NADU 712 1,165 11,984 20,982 96 169 12,792 22,316

TELANGANA 102 206 3,860 6,672 24 57 3,985 6,936

TRIPURA - - 0 0 - - 0 0

UTTAR PRADESH 45 77 4,771 8,111 10 28 4,826 8,215

UTTARAKHAND 45 64 1,034 1,867 3 9 1,082 1,940

WEST BENGAL 31 55 4,211 7,442 5 12 4,247 7,509

ANDAMAN & NICOBAR

IS.

- - - - - - - -

CHANDIGARH 3 6 268 501 7 13 277 520

DADRA & NAGRA

HAVELI

- - - - - - - -

DAMAN & DIU - - - - - - - -

DELHI 51 90 5,472 9,436 19 45 5,543 9,572

LAKSHADWEEP - - - - - - - -

PONDICHERRY 20 31 246 410 3 5 268 445 TOTAL 2,484 4,318 84,145 145,786 375 815 87,003 150,919

Grand Total


STAR HEALTH AND ALLIED INSURANCE CO LTD

Personal Accident Health InsuranceOverseas Medical

Insurance

FORM NL-23 Reinsurance Risk Concentration


(Rs in Lakhs)

Proportional Non-Proportional Facultative

1 No. of Reinsurers with rating of AAA and above Nil - - -

2 No. of Reinsurers with rating AA but less than AAA Nil - - -

3 No. of Reinsurers with rating A but less than AA 1 (GIC -Re) 35,138.84 - - 100%

4 No. of Reinsurers with rating BBB but less than A Nil - - -

5 No. of Reinsurres with rating less than BBB Nil - - -

6 Total 1 35,138.84 - - 100%


Reinsurance Risk Concentration

S.No. Reinsurance PlacementsNo. of

reinsurers

Premium ceded to reinsurers Premium ceded to reinsurers / Total

reinsurance premium ceded (%)

of 41

FORM NL-24 Ageing of Claims

Insurer: Date: 30-Sep-17

(Rs in Lakhs)

Line of BusinessTotal No. of claims paid

Total amount of claims paid

1 month 1 - 3 months 3 - 6 months 6 months - 1 year > 1 year

1Fire - - - - - - -

2 Marine Cargo - - - - - - -

3 Marine Hull - - - - - - -

4 Engineering - - - - - - -

5 Motor OD - - - - - - -

6 Motor TP - - - - - - -

7 Health 146,882 2,413 199 29 5 149,528 50,606

8 Overseas Travel 23 25 2 6 4 60 21

9 Personal Accident 526 - - - - 526 790

10 Liability - - - - - - -

11 Crop - - - - - - -

12 Miscellaneous - - - - - - -



Ageing of Claims

Sl.No.No. of claims paid

of 41

FORM NL-25 : Quarterly claims data for Non-Life

Insurer: STAR HEALTH AND ALLIED INSURANCE CO LTD 30-Sep-17

No. of claims only

Sl. No. Claims ExperiencePersonal

AccidentHealth

Overseas

TravelTotal

1 Claims O/S at the beginning of the period 498 43,895 289 44682

2 Claims reported during the period 1,236 180,318 136 181690

3 Claims Settled during the period 526 149,528 60 150114

4 Claims Repudiated during the period 157 13,970 33 14160

5 Claims closed during the period 446 9,175 - 9621

6 Claims O/S at End of the period 605 51,540 332 52477

Less than 3months 576 48,441 111 49128

3 months to 6 months 3 1,457 39 1499

6months to 1 year 26 1,527 79 1632

1year and above - 115 103 218


of 41

FORM NL-26 - CLAIMS INFORMATION - GI SM Table I

Insurer : Star Health and Allied Insurance Co LtdSolvency for the quarter ended Sep 17Required solvency margin based on net premium and net incurred claims (Rs. in Lacs)

Gross Premium Net Premium

Gross Incurred

claim

Net Incurred

Claim

1 Fire - - - - - - - 2 Marine Cargo - - - - - - - 3 Marine Hull - - - - - - - 4 Motor - - - - - - - 5 Engineering - - - - - - - 6 Aviation - - - - - - - 7 Laibilities - - - - - - - 8 Rural - - - - - - - 9 Health 328,085.34 248,843.91 184,639.70 140,606.66 49,768.78 42,182.00 49,768.78

10 Others 10,188.15 7,437.61 4,314.40 3,526.82 1,487.52 1,058.05 1,487.52 Total 338,273.48 256,281.51 188,954.10 144,133.47 51,256.30 43,240.04 51,256.30

RSM-2 RSMItem No. Description

PREMIUM CLAIM

RSM-1

of 41

FORM NL-27 Offices information for Non-Life


Sl. No.12

3

Out of approvals of

previous year

4

Out of approvals of this

year

56

7

8

9

No. of branches closed during the Quarter 0



Office Information Number

No. of offices at the beginning of the Quarter 393No. of branches approved during the year 0

No. of branches opened during the

Quarter

15

0

No. of urban branches 405

No of branches at the end of the Quarter 408

No. of branches approved but not opened 36

No. of rural branches 3

FORM NL-28-STATEMENT OF ASSETS - 3B

Company Name & Code: STAR HEALTH AND ALLIED INSURANCE CO LTD - 129

Statement as on: 30.SEP.2017

Statement of Investment Assets (General Insurer, Re-insurers)

(Business within India)

Periodicity of Submission: Quarterly Rs. In Lakhs

No PARTICULARS SCH AMOUNT

1 Investments 8 166,244.31

2 Loans 9 -

3 Fixed Assets 10 8,721.88

4 Current Assets -

a. Cash & Bank Balance 11 19,719.51

b. Advances & Other Assets 12 39,158.78

5 Current Liabilities -

a. Current Liabilities 13 30,874.90

b. Provisions 14 125,404.26

c. Misc. Exp not Written Off 15 -

d. Debit Balance of P&L A/c 45,448.20

Application of Funds as per Balance Sheet (A) 435,571.84

Less: Other Assets SCH Amount

1 Loans (if any) 9 0

2 Fixed Assets (if any) 10 8,721.88

3 Cash & Bank Balance (if any) 11 11,110.51

4 Advances & Other Assets (if any) 12 39,158.78

5 Current Liabilities 13 30,874.90

6 Provisions 14 125,404.26

7 Misc. Exp not Written Off 15 -

8 Debit Balance of P&L A/c 45448.20

TOTAL (B) 260,718.53

'Investment Assets' As per FORM 3B (A-B) 174,853.31

No. Investment' represented as Reg % SH PH Book Value % Actual e FVC Amt

Balance FRSM (SH + PH)

(a) (b) ( c) d = (b+c) e f g= (d+f) h

1 G.Sec. Not less than 20% - - 51,144.73 51144.73 43.01 - 51,144.73 76,305.80

2 G. Sec or other Approved Sec. (Incl. (1) above) Not less than 30% - - 51,144.73 51144.73 43.01 - 51,144.73 76,305.80

3 Investment subject to Exposure Norms - - -

a..Housing and Loans to SG for Housing and Fire Fighting Equipments. Not less than 15% - - -

1) Approved Investments - 13,445.65 13445.65 11.31 13,445.65 20,455.13

2) Other Investments - - - - -

b. Infrastructure Investments. - - -

1) Approved Investments - 43,507.37 43507.37 36.59 - 43,507.37 65,630.02

2) Other Investments - - - - -

c..Approved Investments Not Exceeding 55% - 10,802.50 10802.50 9.09 - 10,802.50 16,125.65

d..Other Investments (not exceeding 25%) - - -

- -

Total Investment Assets 100% - - 118,900.25 118,900.25 100.00 - 118,900.25 178,516.59

Total Market Value

of 41

FORM NL-29 Detail regarding debt securities


(Rs in Lakhs)

As at 30/09/2017As % of total for this

classAs at 30/09/2016

As % of total for this





classBreak down by credit rating

AAA rated 93,350.71 55.02 58,169.42 51.17 90,780.38 54.69 56,364.65 51.31

AA or better - - - - - - - -

Rated below AA but above A - - - - - - - -

Rated below A but above B - - - - - - - -

Any other 76,305.80 44.98 55,517.80 48.83 75,212.84 45.31 53,477.75 48.69

169,656.51 100.00 113,687.21 100.00 165,993.23 100.00 109,842.40 100.00

BREAKDOWN BY

RESIDUALMATURITY

Up to 1 year 503.66 0.30 4,035.35 3.55 500.00 0.30 4,010.93 3.65

more than 1 yearand upto 3years 8,907.64 5.25 8,994.70 7.91 8,678.19 5.23 8,697.64 7.92

More than 3years and up to 7years 22,121.96 13.04 22,906.00 20.15 21,361.31 12.87 22,101.64 20.12

More than 7 years and up to 10 years 65,739.95 38.75 48,497.27 42.66 64,007.58 38.56 46,847.80 42.65

above 10 years 72,383.30 42.66 29,253.90 25.73 71,446.15 43.04 28,184.38 25.66

169,656.51 100.00 113,687.21 100.00 165,993.23 100.00 109,842.40 100.00

Breakdown by type of the issurer

a. Central Government 76,305.80 44.98 55,517.80 48.83 75,212.84 45.31 53,477.75 48.69

b. State Government - - - - - - -

c.Corporate Securities 93,350.71 55.02 58,169.42 51.17 90,780.38 54.69 56,364.65 51.31

d. Others - - - 0.00 - - - 0.00

169,656.51 100.00 113,687.21 100.00 165,993.23 100.00 109,842.40 100.00



Detail Regarding debt securities

MARKET VALUE Book Value

of 41

FORM NL-30 Analytical Ratios


Sl.No. ParticularFor the Quarter

July to Sep '17

up to the Quarter

ended 30.Sep.17

For the Quarter

July to Sep '16

up to the Quarter

ended 30.Sep.16

1 Gross Premium Growth Rate 38% 39% 37% 34%

2 Gross Premium to shareholders' fund ratio 1.34 2.32 1.06 1.84

3 Growth rate of shareholders'fund 110% 110% 274% 174%

4 Net Retention Ratio 76.9% 76.72% 69.99% 69.2%

5 Net Commission Ratio 6% 6% 8% 8%

6 Expense of Management to Gross Direct Premium Ratio 0.27 0.34 0.40 0.40

7 Combined Ratio 1.73 1.17 1.20

8 Technical Reserves to net premium ratio 2.20 1.27 2.02 1.18

9 Underwriting balance ratio -0.23 -0.18 -0.15 -0.15

10 Operating Profit Ratio -0.18 -0.12 -0.10 -0.09

11 Liquid Assets to liabilities ratio 0.13 0.13 0.32 0.32

12 Net earning ratio -0.19 -0.12 -0.10 -0.10

13 Return on net worth ratio -0.19 -0.21 -0.08 -0.12

14Available Solvency Margin Ratio to Required Solvency

Margin Ratio1.52 1.52 1.59 1.59

15 NPA Ratio

Gross NPA Ratio 0 0 0 0

Net NPA Ratio 0 0 0 0

1 (a) No. of shares 455,576,106 455,576,106 451,707,908 451,707,908

2(b) Percentage of shareholding (Indian /

Foreign/Others)

37.52%/6.16%/

56.33%

37.52%/6.16%/

56.33%

37.84%/6.21%/

55.95%

37.84%/6.21%/5

5.95%

3( c) %of Government holding (in case of public sector

insurance companies)0 0 0 0

4

(a) Basic and diluted EPS before extraordinary items

(net of tax expense) for the period (not to be

annualized)

0 0 0 0

5(b) Basic and diluted EPS after extraordinary items (net

of tax expense) for the period (not to be annualized)0 0 0 0

6 (iv) Book value per share (Rs) 19.83 14.30 21.62 13.09


Analytical Ratios for Non-Life companies

of 41

NL-31-Rel Par IRDA Periodic Disclosures

FORM NL-31 : Related Party Transactions

Insurer: Date: 30-Sep-17Rs In Lakhs

For the quarter

up to the

Quarter

Correspodning

quarter of the

preceeding year

up to the

Quarter of the

prceeding year

1 Mr.V.Jagannathan Chairman cum MD

Managerial

Remuneration 99.67 199.34 75.00 150.00

*including the premium flow through Assocaites/ Group companies as an agent


Star Health and Allied Insurance Co Ltd

Related Party Transactions

Sl.No. Name of the Related Party

Nature of

Relationship with the

Company

Description of

Transactions /

Categories

Consideration paid / received*

of 41

FORM NL-32

Insurer: STAR HEALTH AND ALLIED INSURANCE CO LTD Date: 30.09.2017

Sl. No. Name of Product Co. Ref. No. IRDA Ref.no. Class of Business* Category of

productDate of filing of Product

Date IRDA confirmed

filing/ approval

1 Star First Optima 129 SHAHLlP18039V021718 Health + Life Combi 06.07.2017 19.09.2017

2 Star First Delite 129 SHAHLIP18031V021718 Health + Life Combi 06.07.2017 30.08.2017

3 Star First Comprehensive 129 SHAHLIP18036V021718 Health + Life Combi 06.07.2017 11.09.2017

4 Star First Micro Care 129 SHAHLIP18033V021718 Health + Life Combi 06.07.2017 30.08.2017

5 Star First Classic 129 SHAHLIP18030V021718 Health + Life Combi 06.07.2017 30.08.2017

6 Family Health Optima Accident Care Policy 129 SHAHLIP18022V031718Health +

AccidentPackage 29.07.2017 07.08.2017

7Medi Classic Accident Care Individual

Insurance Policy129 SHAHLIP18029V031718

Health +

AccidentPackage 29.07.2017 28.08.2017

Products Information

Products Information

List below the products and/or add-ons introduced during the period 01.07.2016 to 30.09.2016

FORM NL-33 - SOLVENCY MARGIN -GI-SM

TABLE - II

Insurer: Star Health And Allied Insurance Co Ltd

Solvency for the period ended on 30.Sep.2017

Available Solvency Margin and Solvency Ratio(Rs. in Lacs)

Items Description Amount

(A) Policy Holder's FUNDS

Available Assets (as per Form IRDAI-GI-TA) 147,987.28

Deduct:

(B) Current Liabilities as per BS 5,627.40

(C ) Provisions as per BS 147,046.97

(D) Other Liabilities -

(E) Excess in Policyholders' Funds (A)-(B)-(C )-(D) (4,687.09)

Shareholder's FUNDS

(F) Available Assets 89,945.77

Deduct:

(G) Other Liabilities 7,304.63

(H) Excess in Shareholders' Funds (F) - (G) 82,641.13

(I) Total Available Solvency Margin (ASM) (E) +(H) 77,954.05 18331.92

(J) Total Required Solvency Margin (RSM) 51,256.30

(K) Solvency Ratio ( Total ASM/Total RSM) 1.52

NL-34-BOD IRDA Periodic Disclosures

FORM NL-34


Sl. No. Name of person Role/designation

1 Mr.V Jagannathan Chairman And Managing Director

2 Mr.D.R.Karthikeyan Director

3 Mr.D.C.Gupta Director

4 Dr.M.Y Khan Director

5 Mr.V P Nagarajan Director

6 Ms.Justice K B K Vasuki Director

7 Mr.Gautam Mago Nominee Director

8 Mr. Akhil Awasthi Nominee Director

9 Mr.Gagandeep Singh Chhina Nominee Director

10 Mr. Matteo Stefanel Nominee Director

11 Dr.S.Prakash Chief Operating Officer

12 Mr.S.Sundaresan Senior Executive Director

13 Mr.V.Jayaprakash Senior Executive Director

14 Mr.Ramaswamy .S Chief Financial Officer

15 Mr.Kannan Unni .C.M Executive Director,Company Secretary

16 Mr.Anand Roy Executive Director,Chief Marketing Officer

17 Mr. A G Gajapathy Executive Director

18 Dr. Harikrishnan Executive Director

19 Mr.Mallesh .A.M Executive Director, Chief Risk Officer

20 Mr.Kumar .K.C Executive Director, In-Charge HR

21 Mr.S.Surenther Senior Vice President, Chief Internal Audit

22 Mrs.Rama .D Vice President

23 Mr. N.Jayaraman Senior General Manager, Chief Investment Officer

24 Mr.N.Srinivasan Appointed Actuary

PERIODIC DISCLOSURES: Board of Directors & Key Persons


BOD and Key Person information

Details of change in the

period

of 41

FORM NL-35-NON PERFORMING ASSETS-7A

Company Name & Code: STAR HEALTH AND INSURANCE CO LTD - 129

Statement as on: 30.Sep.2017

Details of Investment Portfolio

Periodicity of Submission : Quarterly

%Has there

been revision?

AmountBoard

Approval Ref

NIL

Name of the Fund

COI Company NameInstrument

Type

Interest RateTotal O/s

(Book Value)

Default Principal

(Book Value)

Default Interest

(Book Value)Classification

Provision (%)

Provision (Rs)

Principal Due from

Interest Due from

Deferred Principal

Deferred Interest

Rolled Over?

Has there been any Principal Waiver?

of 41

FORM 1

Investment (Rs.) Income On

Investment

(Rs.)

Gross Yield (%) Net Yield (%) Investment

(Rs.)

Income On

Investment (Rs.)

Gross Yield (%) Investment

(Rs.)

Income On

Investment

(Rs.)

Gross Yield (%) Net Yield (%)

1 CGSB 65,486.90 1,323.69 2.02 2.02 68,925.85 3,039.34 4.41 4.41 37,954.66 1,522.62 4.01 4.01

2 CSPD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 CDSS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 CTRB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 SGGB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 SGGL 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 SGOA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 SGGE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 CGSL 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 HLSH 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11 HLSF 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 HTLH 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 HTLN 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 HTHD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 HTDN 3,083.99 65.18 2.11 2.11 3,050.60 128.30 4.21 4.21 2,212.35 98.78 4.47 4.47

16 HTDA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17 HFHD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18 HFDN 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19 HFDA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20 HMBS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

21 HDPG 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

22 HODS 16,697.65 351.25 2.10 2.10 16,681.71 736.79 4.42 4.42 12,848.87 552.66 4.30 4.30

23 HOMB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

24 HOPG 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

25 ISAS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

26 IDDF 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

27 ITPE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

28 ITCE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

29 IPTD 38,334.96 777.17 2.03 2.03 37,750.26 1,514.90 4.01 4.01 12,868.11 562.89 4.37 4.37

30 IEPG 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

31 IPCP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

32 ICTD 18,101.60 385.35 2.13 2.13 17,300.09 781.07 4.51 4.51 11,897.70 515.14 4.33 4.33

33 IESA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

34 IDPG 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

35 ICCP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

36 ILWC 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

37 IPFD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

38 ICFD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

39 IOEQ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

40 IODS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

41 IOSA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

42 IOPE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

43 IOPD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

44 EAEQ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

45 EACE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

46 EPBT 4,384.06 90.10 2.06 2.06 3,423.27 141.93 4.15 4.15 1,578.11 69.34 4.39 4.39

47 EPBF 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

48 EPNQ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

49 ECIS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

50 ECOS 1,000.00 22.22 2.22 2.22 926.23 41.14 4.44 4.44 500.00 23.44 4.69 4.69

51 ECDI 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

52 EMUN 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

53 EINP 251.08 0.00 0.00 0.00 251.08 0.00 0.00 0.00 251.08 0.00 0.00 0.00

54 ELPL 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

55 ELMI 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

56 ELMO 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

57 ECDB 8,774.79 185.84 2.12 2.12 9,069.31 385.82 4.25 4.25 14,352.80 664.54 4.63 4.63

58 EDCD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

59 ECMR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

60 ECCR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

61 EDPD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

62 ECBO 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

63 ECCP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

64 ECAM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

65 EUPD 2,553.17 51.15 2.00 2.00 2,554.51 101.74 3.98 3.98 559.72 26.90 4.81 4.81

66 EFES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

67 EPPD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

68 EUPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

69 EEPG 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

70 EDPG 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

71 EPPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

72 EFDS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

73 EGMF 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

74 EMPG 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

75 ENCA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

76 OBPT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

77 OBPF 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

78 OESH 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

79 OLDB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

80 OMUN 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

81 OACP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

82 OPSH 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

83 OVNF 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

84 OEPU 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

85 OSLU 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

86 OTLW 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

87 OEPG 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

88 OMGS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

89 ODPG 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

90 OMPG 2,334.89 30.73 1.32 1.32 2,620.40 65.12 2.48 2.48 3,311.78 102.00 3.08 3.08

91 OCDI 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

92 OPSA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

93 OIPI 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

161,003.08 3,282.70 2.04 2.04 162,553.31 6,936.15 4.27 98,335.18 4,138.31 4.21 4.21

.

(Read with Regulation 10)

Name of the Insurer : STAR HEALTH AND ALLIED INSURANCE CO. LTD.

Registration Number : 129

No Category of Investment Category Code

Current Quarter Year to Date (current year) Year to Date (previous year)

Net Yield

(%)

Statement as on : 30-09-2017

Statement of Investment and Income on Investment Name of the Fund : Investment Assets ( PH + SHFRM)

Periodicity of Submission : Quarterly Rs. In Lakhs

OTHER APPROVED SECURITIES (EXCLUDING INFRASTRUCTURE INVESTMENTS)

GUARANTEED EQUITY

CENTRAL GOVERNMENT GUARANTEED LOANS

TREASURY BILLS

STATE GOVERNMENT BONDS

STATE GOVERNMENT GUARANTEED LOANS

CENTRAL GOVERNMENT BONDS

SPECIAL DEPOSITS

DEPOSIT UNDER SECTION 7 OF INSURANCE ACT, 1938

BONDS / DEBENTURES ISSUED BY AUTHORITY CONSTITUTED UNDER ANY HOUSING /

BUILDING SCHEME APPROVED BY CENTRAL / STATE / ANY AUTHORITY OR BODY

CONSTITUTED BY CENTRAL / STATE ACT

BONDS / DEBENTURES ISSUED BY HUDCO

BONDS / DEBENTURES ISSUED BY NHB / INSTITUTIONS ACCREDITED BY NHB

COMMERCIAL PAPERS - NHB / INSTITUTIONS ACCREDITED BY NHB

BONDS / DEBENTURES ISSUED BY HUDCO

BONDS / DEBENTURES ISSUED BY NHB / INSTITUTIONS ACCREDITED BY NHB

LOANS TO STATE GOVERNMENT FOR HOUSING

LOANS TO STATE GOVERNMENT FOR FIRE FIGHTING EQUIPMENTS

TERM LOAN - HUDCO / NHB / INSTITUTIONS ACCREDITED BY NHB

INFRASTRUCTURE - OTHER APPROVED SECURITIES

INFRASTRUCTURE - INFRASTRUCTURE DEVELOPMENT FUND (IDF)

INFRASTRUCTURE - PSU - EQUITY SHARES - QUOTED

DEBENTURES / BONDS / CPS / LOANS

HOUSING - SECURITISED ASSETS

DEBENTURES / BONDS / CPS / LOANS - (PROMOTER GROUP)

BONDS / DEBENTURES ISSUED BY AUTHORITY CONSTITUTED UNDER ANY HOUSING /

BUIDLING SCHEME APPROVED BY CENTRAL / STATE / ANY AUTHORITY OR BODY

CONSTITUTED BY CENTRAL / STATE ACT

HOUSING - SECURITISED ASSETS

DEBENTURES / BONDS / CPS / LOANS - (PROMOTER GROUP)

INFRASTRUCTURE - DEBENTURES / BONDS / CPS / LOANS - (PROMOTER GROUP)

INFRASTRUCTURE - OTHER CORPORATE SECURITIES - CPS

INFRASTRUCTURE - TERM LOANS (WITH CHARGE)

INFRASTRUCTURE - PSU - CPS

INFRASTRUCTURE - OTHER CORPORATE SECURITIES - DEBENTURES/ BONDS

INFRASTRUCTURE - SECURITISED ASSETS

INFRASTRUCTURE - CORPORATE SECURITIES - EQUITY SHARES-QUOTED

INFRASTRUCTURE - PSU - DEBENTURES / BONDS

INFRASTRUCTURE - EQUITY AND EQUITY RELATED INSTRUMENTS (PROMOTER GROUP)

INFRASTRUCTURE - DEBENTURES / BONDS / CPS / LOANS - (PROMOTER GROUP)

PSU - EQUITY SHARES - QUOTED

CORPORATE SECURITIES - EQUITY SHARES (ORDINARY)- QUOTED

INFRASTRUCTURE - DEBENTURES / BONDS / CPS / LOANS

INFRASTRUCTURE - SECURITISED ASSETS

INFRASTRUCTURE - EQUITY (PROMOTER GROUP)

INFRASTRUCTURE - PSU - DEBENTURES / BONDS

INFRASTRUCTURE - OTHER CORPORATE SECURITIES - DEBENTURES/ BONDS

INFRASTRUCTURE - EQUITY (INCLUDING UNLISTED)

MUNICIPAL BONDS

INVESTMENT PROPERTIES - IMMOVABLE

LOANS - POLICY LOANS

CORPORATE SECURITIES - INVESTMENT IN SUBSIDIARIES

CORPORATE SECURITIES - DEBENTURES

CORPORATE SECURITIES - DERIVATIVE INSTRUMENTS

CORPORATE SECURITIES - BONDS - (TAXABLE)

CORPORATE SECURITIES - BONDS - (TAX FREE)

CORPORATE SECURITIES - PREFERENCE SHARES

DEPOSIT WITH PRIMARY DEALERS DULY RECOGNISED BY RESERVE BANK OF INDIA

CCIL - CBLO

COMMERCIAL PAPERS

DEPOSITS - CDS WITH SCHEDULED BANKS

DEPOSITS - REPO / REVERSE REPO - GOVT SECURITIES

DEPOSITS - REPO / REVERSE REPO - CORPORATE SECURITIES

LOANS - SECURED LOANS - MORTGAGE OF PROPERTY IN INDIA (TERM LOAN)

LOANS - SECURED LOANS - MORTGAGE OF PROPERTY OUTSIDE INDIA (TERM LOAN)

DEPOSITS - DEPOSIT WITH SCHEDULED BANKS, FIS (INCL. BANK BALANCE AWAITING

INVESTMENT), CCIL, RBI

CORPORATE SECURITIES - DEBENTURES / BONDS/ CPS /LOAN - (PROMOTER GROUP)

PERPETUAL NON-CUM. P.SHARES & REDEEMABLE CUMULATIVE P.SHARES OF TIER 1 &

2 CAPITAL ISSUED BY NON-PSU BANKS

FOREIGN DEBT SECURITIES (INVESTED PRIOR TO IRDA REGULATIONS)

PERPETUAL DEBT INSTRUMENTS OF TIER I & II CAPITAL ISSUED BY NON-PSU BANKS

PERPETUAL NON-CUM. P.SHARES & REDEEMABLE CUMULATIVE P.SHARES OF TIER 1 &

2 CAPITAL ISSUED BY PSU BANKS

EQUITY SHARES (INCL. EQUITY RELATED INSTRUMENTS) - PROMOTER GROUP

APPLICATION MONEY

PERPETUAL DEBT INSTRUMENTS OF TIER I & II CAPITAL ISSUED BY PSU BANKS

EQUITY SHARES - COMPANIES INCORPORATED OUTSIDE INDIA (INVESTED PRIOR TO

IRDA REGULATIONS)

DEBENTURES

MUNICIPAL BONDS

COMMERCIAL PAPERS

BONDS - PSU - TAXABLE

BONDS - PSU - TAX FREE

EQUITY SHARES (INCL CO-OP SOCIETIES)

MUTUAL FUNDS - GILT / G SEC / LIQUID SCHEMES

MUTUAL FUNDS - (UNDER INSURERS PROMOTER GROUP)

NET CURRENT ASSETS (ONLY IN RESPECT OF ULIP BUSINESS)

MUTUAL FUNDS - DEBT / INCOME / SERIAL PLANS / LIQUID SECEMES

DEBENTURES / BONDS/ CPS / LOANS ETC. - (PROMOTER GROUP)

MUTUAL FUNDS - (UNDER INSURERS PROMOTER GROUP)

SHORT TERM LOANS (UNSECURED DEPOSITS)

TERM LOANS (WITHOUT CHARGE)

EQUITY SHARES (INCL. EQUITY RELATED INSTRUMENTS) - PROMOTER GROUP

PREFERENCE SHARES

VENTURE FUND / SEBI APPROVED ALTERNATE INVESTMENT FUND

EQUITY SHARES (PSUS & UNLISTED)

Total 4.27

DERIVATIVE INSTRUMENTS

SECURITISED ASSETS

INVESTMENT PROPERTIES - IMMOVABLE

of 41

FORM NL-37-DOWN GRADING OF INVESTMENT-2

Company Name & Code: STAR HEALTH AND ALLIED INSURANCE CO LTD - 129

Statement as on: 30.Sep.2017 Name of Fund

Statement of Down Graded Investments

Periodicity of Submission: Quarterly

Rs. in Lakhs

No Name of the Security COI AmountDate of

PurchaseRating Agency

Original

GradeCurrent Grade

Date of

DowngradeRemarks

A. During the Quarter ¹

NIL

B. As on Date ²

of 41

FORM NL-38 Quarterly Business Returns across line of Business

Insurer: Star Health and Allied Insurance Co Ltd Date: 30-Sep-17

(Rs in Lakhs)

Premium No. of Policies Premium No. of Policies Premium No. of Policies Premium No. of Policies

1 Fire - - - - - - - -

2 Cargo & Hull - - - - - - - -

3 Motor TP - - - - - - - -

4 Motor OD - - - - - - - -

5 Engineering - - - - - - - -

6 Workmen's Compensation - - - - - - - -

7 Employer's Liability - - - - - - - -

8 Aviation - - - - - - - -

9 Personal Accident 2,484 98,804 2,115 92,190 4,318 179,093 3,440 156,718

10 Health 84,145 671,141 60,437 593,333 145,786 1,249,715 104,484 1,043,306

11 Others* (OMP) 375 11,369 312 8,803 815 26,611 727 22,331

upto the period ended Sep 16


Quarterly Business Returns across line of Business

Sl.No. Line of Business

Current Quarter - For the period ended 30.09.17

Same Quarter - For the period ended 30.09.16

upto the period ended Sep 17

of 41

FORM NL-39Rural & Social Obligations (Quarterly Returns)


(Rs in Lakhs)

Sl.No. Line of Business ParticularNo. of Policies

Issued

Premium

CollectedSum Assured

Rural NA NA NA

Social NA NA NA

Rural NA NA NA

Social NA NA NA

Rural NA NA NA

Social NA NA NA

Rural NA NA NA

Social NA NA NA

Rural NA NA NA

Social NA NA NA

Rural NA NA NA

Social NA NA NA

Rural NA NA NA

Social NA NA NA

Rural NA NA NA

Social NA NA NA

Rural 21265 451.06 389,602

Social 13007 302.63 278,642

Rural 108123 11297.20 413,169

Social 103260 12320.56 451,498

Rural 972 26.96 104,986 Social 1209 32.73 190,331

*any other segment contributing more than 5% needs to be shown separately

2 Cargo & Hull



Rural & Social Obligations (Quarterly Returns)

1 Fire

3 Motor TP

4 Motor OD

5 Engineering

6

Workmen's

Compensation

7 Employer's Liability

8 Aviation

9 Personal Accident

10 Health

11 Others*

FORM NL-40 Business Acquisition through different channels


(Rs in Lakhs)

1 Individual agents 627,500 67,821 542,767 47,334 1,159,693 115,949 942,898 80,896

2 Corporate Agents-Banks 11,275 941 3,267 245 17,647 1,649 3,267 245

3 Corporate Agents -Others 2,219 209 1,940 155 4,376 403 3,424 258

4 Brokers 9,685 3,896 9,187 1,851 18,443 7,154 16,745 3,531

5 Micro Agents - - - - - - - -

6 Direct Business 130,635 14,136 137,165 13,279 255,260 25,763 256,021 23,720

Total (A) 781,314 87,003 694,326 62,864 1,455,419 150,919 1,222,355 108,651

1 Referral (B) - - - - - - - -

Grand Total (A+B) 781,314 87,003 694,326 62,864 1,455,419 150,919 1,222,355 108,651


Star Health and Allied Insurance Co Ltd

Sl.No.

Business Acquisition through different channels

Channels

Current Quarter Same Quarter Previous Year Up to the period Same period of the previous

year

No. of

Policies Premium No. of Policies Premium

No. of

Policies Premium No. of Policies Premium

of 41

FORM NL-41 GREIVANCE DISPOSAL


INSURER Star Health and Allied Insurance Co Ltd

Fully Accepted Partially accepted Rejected

1 Complaints made by Customers

a) Proposals related 1 0 0 1 0 0 4

b) Claim 38 622 19 339 250 52 995

c) Policy Related 47 353 181 87 112 20 728

d) Premium 0 20 1 0 19 0 22

e) Refund 9 89 65 21 2 10 178

f) coverage 0 0 0 0 0 0 0

g) cover note relaed 0 0 0 0 0 0 0

h) Product 0 6 2 0 3 1 11

i) Others 0 28 7 1 19 1 54

Total number of Complaints 95 1118 275 449 405 84 1992

2 Total No. of policies during the period ended 30th September 2016 1222367

3 Total No. of claims during the period ended 30th September 2016 225512

4 Total No. of policies during the period ended 30th September 2017 1455419

5 Total No. of claims during the period ended 30th September 2017 332089

6 Total No. of policy complaints ( current year) per 10,000 policies( current year) 5.00

7 Total No. of claim complaints ( current year) per 10,000 policies( current year) 6.84

8 Duration of Pending Status

Complaints

made by

customers

Complaints

made by

intermediaries

Total

a) up to 7 days 52 0 52

b) 7-15 days 32 0 32

c) 15-30 days 0 0 0

d) 30-90 days 0 0 0

e) 90 days and beyond 0 0 0

Total

Complaints

registered

upto the

quarter

during the

Financial

year


Sl No. Particulars

Opening Balance

At the beginning

of the Quarter

Additions

during the

Quarter

Complaints Resolved/ settled during the quarter

Complaints

pending at the

end of the

Quarter

of 41

revenue account for the half year ended 30th sep … · form nl-3-b-bs (rs.’000) s.no particulars...

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