What is covered? As with any policy, there are various options according to your specific needs. The policy can provide insurance against your legal liability or the cost of loss or damage arising from or to:

The policy can extend to cover any defects liability period as well. Terms, conditions and acceptance criteria will apply, but if you want to know more about the product ask us to explain how it might help meet your needs and protect you whilst one of your most valuable assets is at risk.

Our Residential Development Insurance product is designed for the increasing number of self-build and property extension contracts being undertaken. It is designed to comply with industry norm contractual terms, commonly referred to as ‘JCT contracts’, which place certain legal obligations on the employer and the contractor.

Whilst your own household insurance will probably continue to provide some form of cover during the building works, it will not provide you with the full extent of cover required.

Who needs it?

Guide to Residential Development Insurance

Commercial Insurance │ Private Client Insurance │ Risk Management

Please speak with your local Aston Scott office or usual contact for mroe information.

www.astonscott.com

Aston Scott Group combines the commercial insurance skills of Aston Scott Ltd with the risk management expertise of ASG Risk Management Ltd. Aston Scott Group plc is registered in England and Wales, No. 5639290. Registered office: Malling House, West Malling, Kent, ME19 6QL. Aston Scott Ltd is authorised and regulated by the Financial Conduct Authority (Reg No. 308048).

What is residential development insurance?

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contract in place with the contractors and the necessary insurance to protect your assets generally and to any extended scope necessary under the contract. Most contractors will tell you that they are ‘fully insured’, which may well be correct. But consider whether their insurance also protects you in relation to your exposure as the employer.

If you are in any doubt, why not talk to one of our specialists for some advice.

Want to know more?• Your private residential property whilst construction

is being undertaken.• The construction being undertaken (known in your

policy as contract works).

• Owned or hired in plant used for the purpose of theconstruction being undertaken.

• Your public liability as property owner.• Your liability for property damage arising from

collapse subsidence heave vibration weakening orremoval of support or the lowering of ground waterarising from the contract works activities.

If you are anticipating undertaking any form of development, extension or rebuild on your property, you need to ensure that you have an appropriate