real estate weekly 0419

listingsfort collins • loveland • windsor

wellington • timnath

3,415SATURDAY, APRIL 19, 2014

The Patio Homes at

Nestled along the eastern shores of Timnath Reservoir in a spectacular setting, WildWing embodies the spirit of Colorado. The expansive views of the reservoir and the Rocky Mountains create a stunning place to call home. The trails, parks, and greenbelts allow for full enjoyment of the abundant wildlife and surrounding natural beauty. This new home community provides the perfect escape into the Colorado outdoors, yet is situated only minutes from nearby cities and towns.

WildWing truly is an extraordinary place to call home thatwill have you saying, “This is why I live in Colorado!”

970-227-1000

Low Maintenance Living

Main Floor Living

Resort-style Living

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Model Homes Open

Tuesday - Sunday 1-4 PM

2109 Katahdin Drive • Decorated Model • Homes from the $300sThe Strater Plan is an up-to-date 2-story with 9 foot and vaulted ceilings; 4 bedrooms, 4 baths and laundry upstairs; main-floor study; 3-car garage, and a full, unfinished lower level. The big open kitchen/eating area open’s to the great room. Lots of light and volume in this well-laid-out home. Price includes hickory hardwood flooring in kitchen and nook, and complete front yard landscaping and financing incentives. Many fl oor plans to choose from!

The Bucking Horse Community is a centrally located neighborhood within walking distance to the shops at Rigden Farms, a grocery store, churches and schools. Community amenities include small parks, a neighborhood swimming pool community clubhouse and a 6 acre city park. Community gardens, a working farm, and expansive trail system and a dog park create a wonderful neighborhood for active families.

Joey Porter 481-4814 Todd Fields 218-3535 Becky Vasos 217-9874 The Group Inc. 229-0700

OPEN HOUSE Friday - Monday 1-4pm

FLAT FEE LISTINGSSell Your Home for Less than $500!

BUYER REBATES!1% BACK to YOU!

Michael Nicholson: Broker/Owner

[email protected]

Don’t pay 6% to Sell Your Home! It is Your Money!

Home Savings Realtywww.HomeSavingsRealty.net

We Contribute 1% of Your Purchase Price Back to You at Closing!

It’s Time for Real Estate to be About the Consumer!

FULL SERVICE LISTINGS FOR 1%!

Offering a true pedestrian lifestyle, this 1940’s 1.5 story home offers it all on Old Town’s fi nest, Mountain Ave! No detail spared on the renovation of this 2300+ s.f. charmer presenting 2 bdrms +offi ce, 3 baths, 2 laundry rms & fi nished basement. 1 car detached garage, private patio & elegantly landscaped.

MLS#731058 – $585,000Angie Spangler 970-402-6430fortcollinsrealestatebyangie.com

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511 W Mountain AvenueLocation! Location! Location!

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Coldwell Banker Top Producer in 2013 Preview past sales, current listings & testimonials

on my website www.cbalicia.com

Receive a discount when I help list your home and assist in the purchase of a new one

Alicia Stewart Broker AssociateColdwell Banker | Serving all of Northern Colorado

970-222-887 (cell) | 888-376-4031 (fax)[email protected] | www.cbalicia.com

Follow me on Facebook: www.facebook.com/northerncolohomesforsale

2 SATURDAY, APRIL 19, 2014 REAL ESTATE WEEKLY An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

NEW HOME DEVELOPMENTS

Highland MeadowsGolf Course Community

(970) 226-HOME (4663)www.abbcobuilders.com…the Difference is in the Detail…

ABBCO BUILDERS

You Pick the Home... We Have the View!

Eight Beautiful Models to Choose FromHome Prices Starting in the low $400’s

*Only 3 Lots Left in Phase 3 - Reserve Yours Today*Call for an appointment Today!

Single Family and Patio HomesPrices starting in the $400s

Many plans to choose from!to chchooooooseses f fffror m!

Each o�ce independently owned & operated | 970-226-3990

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Amber Baray970-213-0194

Laura Gippert970-222-8026

Single Family and Patio Ho

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Low maintenance patio homes in Trail Head by Triton Communities. Several models and options to choose from! Main level masters, ranch plan, open & spacious, perfect for entertaining, plus 9-foot ceilings throughout. Full unfi nished basements and attached 2-car garages. All this and just 5 minutes from Old Town 1 mile east of 125 on Vine Dr.

Low MaintenanceHomes in Trail Head

Sebrina Osilka - Onsite Sales at Trail Head970.361.6786sebrina@tritoncommunities.comwww.TritonCommunities.com

E Vine Dr

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www.coloradoan.com/homes | An advertising supplement serving Northern Colorado REAL ESTATE WEEKLY SATURDAY, APRIL 19, 2014 3

SATURDAY 1-3

DAILY 1-5

3715 Copper Spring Dr., FTC-6bd/5ba custom home loaded with extras incl gourmet kitchen with silestone counters & butler’s pantry. Finished daylight basement complete with wet bar, 2 laundry rooms. Wonderfully landscaped, backs to open space & views!

6424 Murano Drive, Windsor-Stop & visit our MODEL HOME, open daily 1-5pm. This Castello ranch plan has 2 beds, study, 2.5 baths, 3-car garage, covered deck & patio, entry courtyard backs to golf course. Get information on our 7 High Performance Homes starting in the low $400s.

$879,000MLS#720335

$750,000MLS#660867

Call Nicole Huntsman(970) 402-0221

Call Lee Cord(970) 215-9658

SATURDAY 10:30-121345 Colorado Pkwy, Eaton-New Construction patio home in Governors Ranch! Beautiful fi nishes incl Hickory fl rs & Knotty Alder Cabinets, Mster Bdrm w/lux ba & wlk-in clst, all kitchen appl except refrige, A/C, 3 car garage, covered patio, sprinkler system, sod, bushes & trees.

$310,900MLS#724396

Call Mary O’Neal(970) 371-2738

SUNDAY 1-31626 Beamreach Pl, FTC-3 BD/ 2 BA 3,580 SF RANCH. New plan by John Walz! One block from FTC Country Club. Very open w/ split master, great living spaces, lots of hardwood fl ring, oversized garage & more! Lake Access. Enjoy living at Richard’s Lake! Ready in 30 days!

$392,900MLS#727394

Call Bud Razey690-0700

SATURDAY 1-32159 Monte Vista, Loveland-Ranch in foothills-4bdm/4ba/3car grg open fl oor plan, formal LR/DR, eat in kit, offi ce. Prof fi n walk out bsmt w/wet bar, media & game area, wine cellar & lg exercise rm. Trex deck w/views, stamped concrete patio, fi re pit. Perfect for entertaining!

$424,900MLS#730817

Call Bob Skillman(970) 631-2257

MON & FRI 1-5 - SAT & SUN 1-52105 Nancy Gray Ave, FTC-Healthy lifestyle living with expansive trail system, pool, community gardens, open space, working farm, and artisan village (all coming soon). 3 models to choose from starting in the $220’s. Visit the sales offi ce at Timberline Road and Sandbur Drive.

Starting at $233,000MLS#711422

Call Berin Wachsmann 214-2277Call Jason Billings 581-6444

SATURDAY 12:30-34301 Halleck Ln, Wellington. Sage Homes popular Yellowstone 3 bed/2bath ranch plan with oversized 2 car garage, wood fl ooring, kitchen cabinet upgrade, front landscaping. $1,500 from builder approved lender.

$204,460MLS#000000

Call Jim Hauan481-9280

SATURDAY 12-24618 Angelica Dr, Johnstown-Custom 5,611 SF ranch home by John Walz on the bluff with with incredible views! Loveland School District! Very open fl oor plan, 3 bedrooms, study, 3 baths, oversized 3 car garage, Tharp cabinets, stainless steel appliances, granite counters, & more.

$699,000MLS#728128

Call Cary Irvin290-7698

SAT-SUN 11-5PM5739 Coppervein Street, Kechter Crossing, FTC-Meritage Homes is now selling homes at Kechter Crossing from the low $400’s, 2 story and ranch plans. Visit our model at 5739 Coppervein Street or call Dana Edgerton at 970-980-6524.

$419,950MLS#719611

Call Chris McElroy(970) 227-5102

SATURDAY 1-46923 Winterpeak Ct., Timnath-Peaceful and serene. Lovely low maintenance patio home. Open fl oorplan with main fl oor study. Granite countertops throughout, Bosch appliances, wood fl oors, covered Trex deck with views of reservoir and mountains. Beautiful!

SAT 10:30-12:306750 Pumpkin Ridge Dr, Windsor-6 bd/5ba, 4,415 SF, 2-story. $10,000 UPGRADE ALLOWANCE! Solid wood doors, stylish tile accents, granite counters in kit & so much more! Luxury master suite complete w double sided fp, 5 pc ba & huge closet. Fin basement w guest suite & wet bar.

$550,000MLS#722437

Call Jeffrey Martin599-4436

OPEN DAILY 10-6PM6821 Rock River Rd, Timnath-Meritage Homes is now selling homes at Timnath Ranch from the low $300s, 2 story and ranch plans. Homes back to open space, close to Bethke Elementary. Visit our model at 6821 Rock River Rd or call Russ Webber at 720-341-3425.

$335,950MLS#715319

$555,000 MLS#720688

Call Chris McElroy(970) 227-5102

Call Don Svitak215-1571

SATURDAY 1-46913 Water View Ct., Timnath-Fabulous new patio homes being built in Wild Wing by Hartford Homes. Beautiful new ranch & 2-story plans w/some walkout basements. Priced from $370,000-$670,000 base. Patio homes w/some incredible views overlooking Timnath Reservoir

$370,000-$670,000MLS#000000

Call Don Svitak215-1571

$619,720MLS#715443

Call Lisa O’Brien-Suchy(970) 566-0995

www.thegroupinc.com

Open Houses This Weekend

SATURDAY 12-5260 Boattail Drive, FTC-$445,000-$625,000 Gorgeous 2 story w/main fl r mstr & study on 1/2 acre walk-out lot backing to open space in exciting new subdivision! Auburn Estates is Fort Collins newest premium executive estate subdivision.

SATURDAY 1-3 PM720 Arbor Avenue #23, FTC- This one-story duplex townhome has 2 bdrms and 2 baths, and a approx. 1,152 sq. ft., located in the Troutman Park neighborhood.

$215,000MLS#729801

Call Sheila Benshoof227-9802

CLOSED EASTER

SUNDAY

SUNDAY 12-2502 Wayne St, FTC-3 BD/3BA 2,797 SF Ranch, completely remodeled one-of-a-kind all brick bungalow by Jamestown Builders. Just blocks away from City Park & Old Town Square with unique, hip styling you have come to expect from Jamestown Builders.

$535,000MLS#722917

Call Barb Imes581-8279

SATURDAY 12-41077 Hawkshead Street, Timnath-Six homes available with ranch and 2 story plans. Highly upgraded including slab granite, wood fl ooring, stainless steel appliances, 8 foot interior doors, and much more.

From the Mid $400’sMLS#720767

Call Carole Newberry443-4047

SATURDAY 2-4 PM6333 Sienna Dr., Timnath-Former model home! Open & bright-Gourmet kit w/dbl ovens & spacious eat-in. Formal LR/DR w/bay wndws. Main fl oor study w/walk-in. Mstr bdrm walk-in, & 5-pc ba. & 2 add’l bdrm upstrs w/full ba w/dble vanity. Upgrades thru-out, sec sys, & 3-car tand grg.

$369,900MLS#732488Call Patti Watkins(970) 776-0117-Cell 970-461-7115-Direct

SATURDAY 10-121000 E. Pitkin Street, FTC-Great University Acres location! Very solid 4BD/2BA home - needs updating! Newer furnace! Newer double pane wood casement windows! Loads of storage areas! Screened in porch! 10x7 storage shed! 22x11 shop in basement!

$269,000MLS#732721

Call Katie Shea (720) 231-8179

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UPGRADE ALLO

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www.thegroupinc.com

Harmony Offi ce970.229.0700

Horsetooth Offi ce970.223.0700

Mulberry Offi ce970.221.0700

Centerra Offi ce970.613.0700

Loveland Offi ce970.663.0700

Open Houses This Weekend

From the $300’sMLS#715443

$399,900MLS#727085

$555,000MLS#717343

$410,000

Call Paul Schnaitter(970) 222-8841

Call Jeffrey Martin(970) 599-4436

Call Sally Lee(970) 227-7742

Call Chris Hau (970) 217-3131

$449,500MLS#726126

Call Tony Schnee(970) 412-0010

SATURDAY 1-322484 CO RD 21, Milliken-Toy lovers dream on 1.9 acres. Over 3K combined SF of shop space. NEW GARAGE DOORS on all out buildings! This unique home features updated baths w/travertine & marble tiling, jetted tub, radiant heated fl rs, tankless H20 heater & Fujitsu cooling system.

SATURDAY 1-4

SATURDAY 2-4

Streamside, FTC-Modern style homes with a comfortable feel. Ranches & 2 story single family homes starting in the 300’s. Open concept living & Old Town Charm! Stop at the sales trailer at Prospect & Ellis at the bottom of the hill. www.streamsidefortcollins.com

1301 Silk Oak Drive, FTC-Beautiful 3BD/3BA home w/updated custom kitchen, newer carpet, paint, tile & re-fi nished wood fl oors. 3 car garage & a gorgeous corner lot backing to a HUGE GREENBELT. This is one of the best Lots in Oakridge.

SATURDAY 1-3

SATURDAY 11-1

7861 Handy Ct. FTC-Beautiful 5BD, 3BA, 3723 sf 2 story on over 1/3 acre. Formal living & dining rooms, 2 story family room, eat-in kitchen w/granite. 981 sf garage w/RV bay w/12’ door & workspace. Mature landscaping, patio, BB court & playground. Unfi nished basement.

1013 Shore Pine Ct, FTC-4BD/4BA, 3787SF. What a great combination of elegant details, traditional fl r plan & practical features all in a convenient SE location. Lots of sunlight spills into the kitchen eating area & family room. 2 offi ces, a rec room & bath in the lower level

SATURDAY 1-48636 Blackwood Dr. Windsor-New construction by Oak Valley Homes backing to open space. Open fl oor plan featuring a spacious great room, main fl oor study or extra bedroom, oversized deck, burnished hickory fl ooring, beautiful tile work. Garden level basement with large rec room.

$450,000MLS#731134

Call Rachel Burhans(970) 310-7664

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ESTATES

RE/MAX Alliance is pleased to announce a new option for Commer-cial Property Management – DeiterMcQueen Property Services. DeiterMcQueen specializes in physical build-ing management, financial management, owner’s as-sociation management, and commercial real estate sales. Backing up these services with the tools and support offered by RE/MAX Alliance, both companies truly stand to benefit.

After working together for eight years and managing over 1 million square feet of commercial property, Jessica

Deiter and Mollie McQueen decided to use their reputa-tion, expertise, and dedica-tion to bring new innova-tions and commitment to the community through their own business.

“RE/MAX Alliance is excit-ed to join forces with Jessica and Mollie to expand our ser-vices into commercial proper-ty management. Jessica and Mollie have a great reputa-tion in the community and have received rave reviews from their asset owners by combining cutting edge busi-ness practices with good old fashioned customer service,’ states Greg Smith, Broker/

owner of the offices located in Boulder, Longmont, and Nederland.

As for Deiter and Mc-Queen, they too look for-ward to their future with the number one real estate com-pany in the Boulder and Den-ver area. They explained their decision to join the company was “because of the exem-plary reputation they have and the large network of of-fices and brokers. We hope to grow our business with RE/MAX and contribute to their team by adding a new service in commercial prop-erty management.”

RE/MAX Alliance boasts

the #1 Sales Volume in both the Boulder and Denver market with more than 800 full-time sales associates and staff averaging 15-plus years of experience each and 20 strategically located offices throughout metro Denver and in Northern Colorado. Additional information is available online at www.HomesInColorado.com. Deit-erMcQueen’s office is located in Longmont, CO, but serves the areas of Boulder, Denver, Larimer and Weld Coun-ties. For more information, they can be reached at (303) 459-7175 or [email protected].

DeiterMcQueen Property Services joins RE/MAX Alliance

Jessica Deiter

Mollie McQueen


WWW.MUTHREALESTATE.COM

David T. Muth, CRSc: 970-481-5963o: 970-229-0700

“Defi ning Excellence One Customer At A Time”

5752 Nicklaus Dr, Fort Collins 80528

Golf course living on Ptarmigan 18th hole! Mountain views from every window, open fl oor plan, vaulted ceilings, hardwood fl oors + so much more. Master bedroom with walk-in closet, luxurious 5-piece bath. Gourmet kitchen with 6 gas burners, 2 ovens, granite counters & nook area. Main fl oor study. Walk-out basement. Current pool. Covered back patio. $895,000 MLS # 727601

2035 Arroyo Ct, Windsor 80550

Views, views, views! Open space on two sides. Kempas hardwood fl ooring, custom maple doors and trim, heated garage and driveway, 10’ ceilings, kitchen includes custom cabinetry, huge center island, granite countertops, stainless steel appliances, 2 master suites, 3 fi replaces and a walk out basement. You’ll enjoy this beautiful custom home overlooking the Arroyo and Longs Peak! $700,000. MLS # 726585

8435 Sand Dollar Dr, Windsor 80528

2-story home located in the Highland Meadows. Kitchen features granite slab countertops, upgraded Tharp cabinet and butler’s pantry. Upstairs offers 2 master suites. Finished basement features a wet bar with wine storage, rec room and 2 bedrooms. This home has it all: vaulted ceilings, hardwood fl oors, formal living and dining rooms, main fl oor study and laundry/mud room off the 4-car garage. $619,000. MLS # 718351

6072 Trevino Ct, Fort Collins 80528

Ranch-style home with walk-out basement overlooking the Ptarmigan Golf Course with mountain views. Kitchen features new granite, GE profi le appliances, tile fl oors. Master suite has window seats and fi replace with access to the deck. Main fl oor study with fi replace. Basement with wet bar, theatre room and access to the patio. Backyard is partially fenced. 2 water heaters, 2 furnaces with humidifi er. $700,000 MLS # 721774

5210 Vardon Way, Fort Collins 80528

Cozy, elegant home in the golf course neighborhood Ptarmigan on the 1st hole. Kitchen with built-in wine rack, 6-burner stove and double oven. Master retreat with wet bar, fi replace, sitting area, huge walk in closet and luxury bath. Enjoy sunsets from the wrap around deck off living/kitchen. Basement with theatre room, workout room, large family room. Impressive views of the golf course and mountains. $575,000. MLS # 727750

PRICE

REDUCED!

FC-0000384590

7290 Tamarisk, Collins, CO 80528

This 3 bed patio home is located on one of the best lots in the Villas at Ptarmigan. Abundant windows, open fl oor plan, vaulted ceilings, beautiful hardwood fl oors and so much more! Master bedroom has a walk-in closet, 5-piece bath with radiant fl oor heating and jetted tub. Walk-out basement has two bedrooms, large recreation room and wet bar. Enjoy stunning views of the golf course and the high plains, worthy of a calendar photograph, from the covered back patio or upper deck. $400,000 MLS #731450

By Eric Thompson, presi-dent of The Group, Inc. Real Estate

For homebuyers, it should come as no surprise that our still-

slender mortgage interest rates translate into more house for your money. It may be less apparent that these current low rates are every bit as meaningful to sell-ers. And as rates climb this year—and by all accounts they will—sellers are equally subject to losing clout in the marketplace.

But to clarify what chang-ing interest rates mean to sellers, let’s start with the buyers.

In short, the lower the interest rate, the greater the buying power for would-be homebuyers. That’s because

with each percentage point that mortgage rates increase, buying power diminishes by 10 percent. For instance, let’s look at the scenario for a $300,000 house. With a 4 percent interest rate for a conventional 30-year mort-gage, this $300,000 house can be acquired at a monthly principal-and-interest pay-ment of $1,150—assuming a 20 percent down payment. But if rates were to tick up

to 5 percent, that same $1,150 monthly outlay is only enough for a $270,000 house.

The potential buyer not only has to accept less

house for the same amount of money, but the seller who is listing the house for $300,000 has now seen the supply of potential buyers shrink. If you’re an interested

seller who is eager to move up in the market, lower inter-est rates equate to a larger audience when you need it

Seller beware? With interest rates in flux, waiting to list can be risky

See RATES, page 11

Eric ThompsonFOR REAL ESTATE WEEKLY


Over the last several years getting a home loan has become

more challenging with the requirements imposed by the new regulations and lend-ing guidelines. Many lenders have internal guidelines that are even stricter.

Joan Woodruff-Owen of Colorado Mortgage Alliance has given me permission to print these do’s and don’ts when applying for a mort-gage loan. While many of these things seem obvious to avoid, they are all things that most loan officers have seen in the middle of a customer’s loan qualification process. Even the innocent deposit of a couple of hundred dollars of birthday cash into your checking account can cause problems.

Keep in mind the loan of-ficer and underwriter of the loan are trying to package the loan so that it would be clear how the buyer qualified for the loan in terms of income, down payment, assets, and credit. They will want to see clear explanations of any ir-regularities so that if the loan is subsequently sold there is no question as to the quality of the loan. Following these tips will help the loan process go smoother.

DO:1. Do tell your loan offi-

cer any changes pertinent to your loan application, even if you think it’s not important or wouldn't matter (i.e. job loss, job change or changes in your income, becoming self-employed, loss of assets,

part time to full time or full time to part time, etc.).

2. Do tell your loan officer exactly where your funds for closing will be coming from down to the penny.

3. Do get documents you are requested from your loan officer to them ASAP (at a maximum of 48 hours from being requested) and provide complete documents (i.e. all pages of a bank statement - even blank pages, all pages of a tax return-all schedules, etc.).

4. Do continue to make your payments on time (cred-it cards, car loans, student loans, mortgage payments).

5. Do tell your loan officer about all of your debts and liabilities (i.e. child support paying or receiving, debts not on your credit report you are obligated to) and do tell your loan officer about any collections owed and any real estate owned (even if it is vacant land or co-owned with a business partner).

6. Do lock in your interest rate as soon as possible and no less than 7 business days prior to closing.

7. Do tell your loan officer if you are going to be out of reach during the mortgage process for any period of time or will not be physically

at your closing.8. Do expect to provide

documentation that may re-sult in needing to provide more documentation or ex-planation.

9. Do bring funds to your closing from an account that was verified with your loan approval.

10. Do expect to feel like you've gone through an FBI background check, cavity search, or have been put on trial to prove your innocence during your loan process.

11. DO KNOW that we are all working for the same thing and we are ON YOUR SIDE! To achieve your goal of closing your loan and closing on time!

12. DO WORK as a team with your loan officer and your Realtor!

DON'T:1. Don't change jobs, be-

come self-employed, or quit your job during your loan process.

2. Don't take documenta-tion requests and letters of explanations you are asked to provide personally! Every-one gets picked on equally! I promise!

3. Don't authorize any credit inquiries, open any new debt, or close any cur-

rent debt (i.e. furniture store, alarm company, cell phone account, obtaining new credit card, closing bank acct. etc.).

4. Don't increase your current revolving credit bal-ances.

5. Don't change terms of your loan in process any less than 7 business days prior to your closing (i.e. going from a 30 year to a 15 year loan or a fixed rate to an ARM or putting less down than initially or changing from a Conventional to FHA, etc.).

6. Don't sign up with any credit repair or "consolida-tion" company.

7. Don't ever pay your earnest money with cash and don't ever have anyone else write the check for the ear-nest money on your behalf.

8. Don't ever spend the money you have set aside for closing, or the gift mon-ies you have received or the monies needed for reserves to qualify.

9. Don't have any mysteri-ous "David Copperfield" de-posits or transfers out or into your bank or asset accounts (any deposit that is NOT a payroll auto deposit will be required to be documented and explained - i.e. car sale, birthday money from grand-

ma, garage sale proceeds, repayment from a friend for money you loaned them, roommate cash for rent/utili-ties, etc).

10. Don't ever ever ever EVER deposit CASH!

11. Don't ever pay your rent payments in cash - checks are best option so the on time rent payments can be documented.

12. Don't stop communi-cating or responding to your loan officer or Realtor.

13. Don't waste time ar-guing with your loan officer or Realtor about how stupid a loan condition or letter of explanation is: 9 out of 10 times we would all agree with you however the condi-tion would still be necessary.

14. Don't have any bank overdrafts.

15. Do not do a name change.

16. Do not pack your per-sonal documents before clos-ing!

Thanks to Joan Woodruff-Owens from Colorado Mort-gage Alliance for providing this list. She can be reached at 970-206-8268 or by email at [email protected] Olive, CRS, ABR, CDPE, EcoBroker, CNE is a Broker Associate with RE/MAX Alliance. Please write to: 125 S. Howes Suite 120, Fort Collins, CO 80521 or call 970-495-4755 or email: [email protected]. For a complete archive of other articles that have appeared in this paper please go to www.LauraOlive.com.

Mortgate Rates April 17, 2014 April 18, 2013

U.S. Fixed-rate 30 year 4.27% 3.41%

U.S. Fixed-rate 15 year 3.33% 2.64%

Southwest Fixed-rate 30 year 4.32% 3.43%

Southwest Fixed-rate 15 year 3.38% 2.65%

Following these do's and dont's will make the loan process smoother

Laura OliveFOR REAL ESTATE WEEKLY

Keep in mind the loan officer and underwriter of the loan are try-

ing to package the loan so that it would be clear how the buyer quali-fied for the loan in terms of income, down payment, assets, and credit.

“ “


By Brendon DeSimone, Real Estate blogger for Zillow

A common question from a buyer or sell-er is: what is the best

time to buy or sell a home? In the clothing world, it makes sense to get the best “deal” on winter clothes at the end of winter and that you will likely will pay top dollar for a swimsuit in April. Does the same trend hold true for real estate purchases and sales? Not really. But there are some considerations a buyer or seller should make as they enter the market that could have an impact on the trans-action.

Spring and fall are bet-ter times for buyers

Let’s be clear. You can’t ever time a home purchase. Buying a home isn’t like buy-ing a car or an iPad. The home buying process is a journey, one that happens on your own time and only after you’ve done enough re-search, seen enough homes, and have your financial house in order.

At any one time there is a brand-new buyer entering the market and then another who has done enough re-search and becomes a very serious buyer. Nobody can control the evolution. But something for a buyer to consider is that real estate in-ventory tends to fluctuate by season. Each spring and fall we tend to see an increase in home inventory due to the seasons. More inventory means more options for buy-ers.

Holidays and winter are best times for sellers

It’s not conventional for a seller to list their home before the holidays or in the dead of winter for obvious reasons. But serious, eager buyers don’t care about the season or timing. At any one point of the year, there will be a very motivated, experienced buy-er ready to make an offer, no

matter the season. I’ve writ-ten contracts on Thanksgiv-ing, closed escrow on New Year’s Eve and even had a serious buyer make an offer using DocuSign from a beach in Hawaii. Sellers believe that it’s more conventional to list for the spring “selling” sea-son and then again after the summer. If you go the con-ventional route, you will see more competition. If you can sell “off season” you might fare better because there are still serious buyers, but less homes for sale.

Best time of day to list a home

The Sunday open house, particularly the first Sunday, is the holy grail of real estate. For decades, agents and sell-ers worked hard on a listing with a deadline being the first open house. The “for sale” sign, which made the listing official a generation ago, would go in front of the house the days leading up the first open house. In the digital age, the listing goes “live” online. Sellers and agents work hard to clean, paint, or prep the home in time for the photo shoot. Agents and sellers tend to rush to the finish and you will see many listings hit the market late Thursday after-noon or Friday morning, with Sunday being the first show-ing. Instead, try listing on Monday or Tues-day and don’t do any showings until the open house on Sunday. You can build momentum and have a very strong first open house.

As much as buyers and sellers try to strategize the timing of a real estate purchase or sale, it’s never that easy. Unlike Macy’s or Target, who control inven-tory and monitory

competitive activity, there isn’t one seller in real estate. Sellers are unrelated and dis-connected and the types of homes are different making it nearly impossible to “time” a purchase or sale.Reprinted by permission

from Brendon DeSimone who is a Realtor, a regular HGTV contributor, a Zil-low blogger, and one of the nation’s leading real estate experts. He has collaborated on multiple real estate books and his

expert advice is regularly sought out by print, on-line, and television media outlets including The To-day Show, Good Morning America, CNN, FOX News, Bloomberg, CNBC, and Forbes.

Best times to buy, sell, or list a home


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See These Homes At:www.coloradoan.com/homes

Individual Listings Re/Max Listings The Group, Inc.

YOU CAN BE ON OPEN HOUSES TOO!An ad on the Open House Guide Map is available to realtors and private party individuals as well, for only $30 per ad. For more information, please call Hillary

970-416-3916 or Mimi 970-224-7800

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OPEN HOUSE SUNDAY 1-4P526 Shadbury Court, Fort Collins

Huntington Hills Beauty- The Best of Everything! 5 bd/4ba, over 4,000 sq ft, 2.5 car garage. Vaulted ceilings & large rooms for open & airy feel. 4 bed+ loft up, I bed/ba, work-out room, rec room, media room w/surround sound, wet bar & walk-out bsmt. Designer touches & custom paint, tile fl oors, maple cabs thru-out. Fireplace & large deck overlooking spacious & mature yard, cul-de-sac location & close to Fossil Creek park in popular SE FtC. $439,000 New Price $424,900 MLS#728481

Call Dan Bode, New Era Group970-290-6164 or [email protected]

Wellington

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122 Pearl Street, Old Town Set on a 6,725 square foot lot on this quiet tree lined street-one of Old Town’s most desired locations just 2 blocks to beautiful City Park! Lovely home featuring 3 BR/1 ¾ BA, an updated kitchen, pine & oak fl ooring w/ room for additional living space. MLS# 729427 $330,000

Downtown Real Estate Partners, LLC409 Mason Ct., Bld. C, Suite 121 | Fort Collins, CO 80521 | oldtownforsale.com

DowntownReal Estate Partners, LLC Experienced, Energetic, Exemplary Service | WE get it done!Proud member of the Downtown Business Association

Emily Heinz [email protected]

Anne Marie Schachte [email protected]

110 Jackson Avenue, Old Town Mid-century home highlighting 1950’s original features waiting to be restored & remodeled to your specifi cations! Over 2,500 sq. ft. of living space with 4 beds (2 non-conforming), 2 baths. Located across from City Park & in the ever so popular Dunn School District. $375,000

OPEN HOUSE

SAT. 12-2PM!

162 Frey Avenue, Old Town Brand new 4BR/4BA home in Old Town, just one block to City Park! Built by local green building expert, Sovick Design Builders. Features include superior insulation, 93% effi ciency furnace, an open fl oor plan, Chef’s kitchen, & dark stained hickory fl oors.MLS #727228 $599,000

1109 Beech St., Old Town 2 BR/1 BA 50’s style ranch home, beautifully cared for inside and out. Includes hdwd fl oors, three living room skylights, deep double closets in both bdrms and an insulated garage. Highlighting a large enclosed porch, fl agstone patio, and fruit & vegetable gardens. Bike to downtown & 2 parks! MLS# 730735 $265,000

We average a home sale every 4 days!

The Old Town For Sale TeamBroker/Owners

JUST SOLD!

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Front RangeCommunityCollege

Fort CollinsSr High School

Rocky MountainSr High School

Centennial SrHigh School

ColoradoState

University

Poudre SrHigh School

C.S.U.

Fort Collins

Severance

Pierce

Laporte

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80650

80610

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McKee MedicalCenter

Fort Collins-LovelandMunicipal

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Coldwell Banker

See These Homes At:www.coloradoan.com/homes

Individual Listings Re/Max Listings The Group, Inc.

YOU CAN BE ON OPEN HOUSES TOO!An ad on the Open House Guide Map is available to realtors and private party individuals as well, for only $30 per ad. For more information, please call Hillary

970-416-3916 or Mimi 970-224-7800

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OPEN HOUSE SUNDAY 1-4P526 Shadbury Court, Fort Collins

Huntington Hills Beauty- The Best of Everything! 5 bd/4ba, over 4,000 sq ft, 2.5 car garage. Vaulted ceilings & large rooms for open & airy feel. 4 bed+ loft up, I bed/ba, work-out room, rec room, media room w/surround sound, wet bar & walk-out bsmt. Designer touches & custom paint, tile fl oors, maple cabs thru-out. Fireplace & large deck overlooking spacious & mature yard, cul-de-sac location & close to Fossil Creek park in popular SE FtC. $439,000 New Price $424,900 MLS#728481

Call Dan Bode, New Era Group970-290-6164 or [email protected]

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3290 Sedgwick Circle$344,900 Loveland

• Gorgeous sprawling Ranch in popular Hunters Run!

• 3 spacious bedrooms, 3 bathrooms and 3 car garage!

• 2,247 fi nished with 4,494 total square feet/huge unfi nished full Bsmt!

• Hardwood fl ooring, Gas F/P, Central A/C, Alder cabinetry Solid Quartz Countertops in Kitchen, All Appliances stay!

• Newer Construction 2006 with Huge Covered front porch Ideal West Side Loveland Location!

• Open layout with 2 Master Suites!

Schedule your showing today! MLS# 728175

www.3290sedgwick.com

5343 Wheaton Drive, Fort Collins Oakridge

• Beautiful home in popular Oakridge

• Backing to the 5th fairway on the Southridge Greens Golf Course

• 4 bedrooms, 3 baths, oversized 2 car garage.

• Open, Bright and spacious with 2,438 fi nished sqft. /2,492 total sqft.

• A/C, gas f/p, customized kitchen, and new furnace! All appliances stay!

• Screened-in patio for relaxing evenings and deck!

• Beautiful mountain views from the backyard!

COMING SOON

Catherine Rogers 970-988-1030

[email protected] CONSISTENTLY IN THE “TOP 10” STATEWIDE FOR COLDWELL BANKER!

WWW.ROGERSREALTY.NET2580 E. Harmony Rd. #201

Fort Collins, CO


Rates (Continued from page 5)

1018 Centre AvenueFort Collins, CO 80526

970.221.5995

ftcollinshomes.com

WWW.FACEBOOK.COM/REMAXADVANCEDINC

1538 WHEDBEE STREETJUST LISTED!

Old Town mid century modern ranch style home features 2192 s.f. & 4 bdrms + offi ce, 3 baths. All brick exterior & updated throughout with top of the line kitchen, beautiful hardwd fl ooring, cool built

in shelving, cove ceilings & more! Impressive 10,303 s.f. lot w/ hot tub & outdoor fireplace & 2 car garage. MLS# 732508 $399,999

Angie Spangler, CNE970-402-6430 fortcollinsrealestatebyangie.com

OPEN HOUSE

SAT. 1-3PM

FC-000

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2004 W LAKE STREETJUST LISTED!

Brilliant renovation of this stylish 60’s ranch. Main level has 3 bdrms, living room w/ built-in entertainment center, contemporary eat in kitchen w/ new stove, dishwasher, microwave.

New windows. Bsmnt w/ fireplace, 3/4 bath & laundry. A/C, wood fl oors on main fl oor. Great neighborhood just W of CSU. MLS#732652 $268,900

Beth Edens, CNE970-443-1575

OPEN HOUSE

SAT. 1-3PM

2942 SILVERWOOD DRIVEJUST LISTED!

Lake Front Property! Beautiful 5 bed /4 bath home on Lake Sherwood! Over 5300 sq ft, including 5 piece master, fi replace, A/C, newer roof, great entertainment space, walk-

out basement with patio & large main level deck overlooking the water! A must see property! $619,000

OPEN HOUSE

SAT. 1-3PM

Carolina Westers970-690-7667

Angie Spangler, CNE970-402-6430 fortcollinsrealestatebyangie.com

317 E OLIVE STREETCOMING SOON!

In the heart of Old Town & across the street from library park! Circa 1905 featuring 3 bedrooms & 2 baths. Beautiful hardwood fl ooring, gorgeous

original windows, 7000 s.f. lot w/ alley access & more. Master bedroom addition w/ walk in closet & private 3/4 bath. Walk to everything downtown FTC! $349,900.

3394 WOODLANDS WAY, WELLINGTONMOVE-IN READY!

Updated 4 bdrm, 3 bath 2-story with spacious living rm with vaulted ceiling, tall windows & FP. Kitchen is like new with white cabinets, SS/black appliances, new fl ooring & upgraded

fi xtures. Large media rm in the prof. fi n. basement. Nice yard, huge deck on south with views to the greenbelt & park. MLS# 732986 $239,900

OPEN HOUSE

SAT. 1-3PM

Carolyn Wade970-217-9178

3529 VERNON DRIVE A AND BDUPLEX PROPERTY THAT BACKS TO OPEN SPACE!

Duplex property backs to OPEN SPACE, steps away from the POUDRE TRAIL the RIVER, and the Cache La Poudre school. The home didn’t fl ood during the Sept 13 fl ood. 2 bed 2 baths PLUS BONUS ROOM. All appliances stay incl. wash/dryers, radiant fl oor heat, on demand H2O, R30 insulation, big bright windows, work shed w/elec, fully fenced, decks, coved ceilings, window coverings, two entries per unit. Fully rented one lease until end of 6/14 $800 and one till end of 11/14 $900.MLS#726791 $249,000Bonnie Johnson

970-218-1731

420 S. LOOMIS AVENUEEASTER EGG HUNT!

Over 2800 sq. ft. Enclosed porch, natural woodwork, archways, open plan, hardwood fl oors, and the landscaping is awesome! 1 car garage and converted carport. Updated

plumbing, appliances, r o o f , i n s u l a t i o n cabinets, counters, fi xtures, and electrical. Awesome location! City Park, CSU, Old Town.MLS# 730451 $482,000

OPEN HOUSE

SUN. 1-3 PM

Cindy Yordon970-310-9026

6850 W CO RD 24, LOVELANDJUST LISTED!

Welcome to your own wooded private park w/lovely 2 story home & live the life you’ve always dreamed! Spacious, sunny rooms w/gorgeous fl rs. Updated kitchen w/

wonderful entertainment space. Main fl r bdrm & full bath. Enormous deck . Ove rs i zed garage, workshop, chicken coop, loafing shed, seasonal pond.MLS# 731083 $500,000

OPEN HOUSE

SAT. 1-3 PM

Mary Hammer970-290-3836

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most. Put it another way, less competition among potential buyers becomes less leverage for the seller.

Which brings us back to the current state of mortgage interest rates. As of April 10, the average rate for a 30-year conventional mortgage was 4.34 percent, according to the Federal Reserve Bank of St. Louis. While historically low – the 45-year average is 7.2 per-cent – it’s climbed roughly a full percentage point since the start of 2013, and there’s more to come.

Economists surveyed by the Kiplinger Letter are projecting rates to reach 5 percent-to-5.5 percent by the end of 2014. The National Association of Realtors forecast 5.5 percent, and the Mortgage Bankers Association

predicts 5.1 percent.For both buyers and sell-

ers, we think the message is straightforward. If you wait while interest rates rise, you’re taking a financial risk with your real estate decision.

The accompanying graphic shows the effect of increasing interest rates on buying power, based on a 20-percent down payment for a conventional 30-year fixed loan:

Eric Thompson is the presi-dent of The Group, Inc. Real Estate, which was founded in Fort Collins in 1976. In 2013 The Group’s Realtors assisted customers with 4,738 transactions. With five locations, and over 200 Real-tors, The Group is the market leader in Northern Colorado.


Starting at $675,000 • 4 bedrooms, 4 bathrooms, unfi nished

basement and 3-car garage with bonus area for workshop, hobbies, or storage

• Five-star energy effi ciency rating & superior construction

• Large 34,299 sq ft lot backs up to community green space & trail

• Outdoor recreation, parks, breathtaking mountain & water views

• 3 bedrooms, 3 bathrooms and an oversized 3-car garage

• Five-star energy effi ciency rating & superior construction

• Large 32,965 sq ft lot backs up to community green space & trail

• Convenient Front Range location with easy access to the I-25 corridor, shopping, healthcare, and community services

Ranch-style living 2,516 sq ft main fl oor living space

Two-story living 2,932 sq ft fi nished living space

Starting at $650,000

Proudly built by

www.spanjer.com

Timnath’s picturesque Wild Wing

Each offi ce independently owned and operated

3125 Longhorn Court, Fort Collins3 bed 2 bath 2 car garage ranch style home updated throughout. Large fenced yard w/sprinklers & garden, A/C, ceiling fans, living room fi replace, new granite countertops, new railing, new carpet & paint, new appliances, covered patio, and more.

Randy Payne - Broker970-443-0234

[email protected]

www.C3RealEstateSolutions.comYOUR TEAM OF PROFESSIONALS

OPEN HOUSE SAT 10-2PM

$310,000 • MLS# 732749


961 COLUMBINE DR WINDSORUPDATED BRICK HOME

Cute, updated brick home with great large lot. Located in the desirable Windsor Village subdivision. 4 bdrm, 3 bath home with great fl oor plan. Fenced backyard too. Enjoy small town living but minutes from Loveland and Fort Collins. $230,000

OPEN HOUSE

SAT. 12-2PM

Kurt Albers970-231-1224

www.century21humpal.com

HOTTO PLACE

YOUR ADLindsey Light970.416.3916C

ALL

Sell It FASTwith aHot PropertiesAd!Call Today!

By Vera Gibbons, financial blogger for Zillow

Do you make a lot of mistakes when it comes to man-

aging your finances? Here are some of the more fool-ish things we often do – or don’t do:

Not having a budgetYou can’t begin to man-

age your finances until you know what’s coming in the door, and what’s going out. You need a money man-agement tool! This is where an app like Mint comes in handy: you can track your finances, budget, set goals, and more. And when you sync your various accounts – savings, checking, invest-

ment – you’ve got everything in one place. That makes it easier to stay organized, do more with your money, and ultimately keep those mis-takes to a minimum.

Failing to maximize tax breaks

Every year, Americans make all sorts of mistakes on their taxes, costing them hundreds, if not thousands, of dollars. And while basic arithmetic errors perpetu-ally top the list, we also over-look valuable money-saving credit and deductions such as the earned income tax credit, job-hunting costs, out of pocket charitable contri-butions, and the child-care credit. Don’t leave any “free”

money on the table.Thinking small changes

don’t make big differencesConsider this: if you buy

a cup of coffee every day at $1.75 a cup, you’re spending more than $600 a year to fuel your habit; make your coffee at home for just 55 cents and you’ll save more than $400. And here’s a less conven-tional, more significant ex-ample: If you were to buy a $300,000 home and put 20 percent as a down payment, a mortgage rate difference of 1 percent (4.5 percent in-stead of 5.5 percent), would save you $147 a month – the equivalent of about 40 grand lattes every month. Annually, this tiny 1 percent difference in your mortgage rate would

save you $2,398 in the first year of your loan. That’s the equivalent of a weeklong va-cation for a family of four! Have I made my case? Ex-plore your options!

Forgetting to redeem re-wards

Americans earn approxi-mately $48 billion in rewards points and airline miles each year through customer loyal-ty programs, yet about one-third of that amount – or $16 billion – goes unredeemed each year! To put this in fur-ther prospective, the average household that’s active in loyalty programs earns about $622 per year, but does not redeem $205 of those re-wards. That’s enough to buy

an airline ticket, a smart-phone, or a couple weeks’ worth of groceries!Vera Gibbons is a financial journalist based in New York City. She has written for Inc., SmartMoney, Kip-linger’s Personal Finance, walletpop.com, cnbc.com, and the New York Times. She currently writes for Real Simple magazine, Zil-low, and Reuters personal finance blog, Prism Mon-ey. Previously, Gibbons was a financial contribu-tor with CBS The Early Show and was a Financial Analyst for MSNBC. She appeared regularly on all NBC platforms includ-ing the Today Show and Nightly News.

Four foolish money mistakes you should avoid

Look to us Saturdaysfor a successful home search.


CLASSClassified

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Bellvue • 413 Nomad Dr.; Buyer: Marcus

Brand; Seller: Darryl James Conboy; $105,000

Berthoud • 2901 Lake Hollow Road; Buy-

er: Leeanne Sanders; Seller: Catalina Mejia; $389,000

• 2649 Country View Ct.; Buyer: Robert & Roberta Hegwood; Seller: Brian & Nancy Marsh; $1,180,000

Fort Collins • 2024 W. Plum St., Unit 6;

Buyer: David Rutzel; Seller: D. & Linda Maher; $99,000

• 720 City Park Ave., Unit C333; Buyer: Joseph Gustafson; Seller: Justin A. Unrein; $127,300

• 230 N. Mckinley Ave.; Buyer: Jeffrey Gaines; Seller: Sally J. Nietfeld; $204,500

• 924 Wild Cherry Lane; Buyer: Alexander Stafford; Seller: Lisa Ellen Barnes; $262,500

• 2633 Pleasant Valley Road; Buyer: Jill Mott; Seller: Hideo & Toshiko Matsushita; $275,000

• 617 W. Myrtle St.; Buyer: Micheal Grabinger; Seller: Jeanne Vanslambrouck; $358,000

• 3521 Canadian Parkway; Buyer: Philip Teeter; Seller: Kgmt Agreement; $185,000

• 2321 Thoreau Dr.; Buyer: Gregory & Ginger Davila; Seller: Journey Homes LLC; $217,100

• 2332 Thoreau Dr.; Buyer: Garrett Fred; Seller: Journey Homes LLC; $219,800

• 2308 Thoreau Dr.; Buyer: Gregory Newton; Seller: Jour-ney Homes LLC; $221,400

• 2456 Sunbury Lane; Buyer: Hunter & Damon East; Seller: Journey Homes LLC; $223,600

• 2338 Thoreau Dr.; Buyer: Han-nah Erickson; Seller: Journey Homes LLC; $224,400

• 2451 Sunbury Lane; Buyer: Michael Herrick; Seller: Jour-ney Homes LLC; $227,800

• 2409 Sunbury Lane; Buyer: Zhaoyu Liu; Seller: Journey Homes LLC; $235,000

• 929 Windcrest Lane; Buyer: Joseph & Mary Waldron; Seller: Joplin Land Co LLC; $427,000

• 6827 Autumn Ridge Dr., Unit E3; Buyer: Brock & Angela Fiedler; Seller: Abbey M. Ir-vine; $135,000

• 5620 Fossil Creek Parkway, Unit 11204; Buyer: Jedaiah & Grace Kaessner; Seller: Paul & Margaret Christensen; $150,000

• 502 Strachan Dr.; Buyer: Mark & Jean Link; Seller: Marlee Helen Meyer; $180,000

• 5301 Fossil Ridge Dr.; Buyer: Jennifer Merkley; Seller: Han-nah D. Budd; $194,000

• 2213 Bighorn Road; Buyer: Lana Burman; Seller: Jerick D. Mccane; $225,000

• 716 Oxford Lane; Buyer: Rod-ney Demello; Seller: Grant & Leilani Trombley; $244,900

• 601 Stoney Brook Road; Buyer: Kimberly & Ehrich Weis; Seller: Ruben Hooper; $248,500

• 225 W. Trilby Road; Buyer: Troy Jennings; Seller: 225 West Trilby LLC; $250,000

• 2331 Wapiti Road; Buyer: Adam Federer; Seller: Bret & Erica Mueller; $258,900

• 3839 Carrick Road; Buyer: Dennis & Ellen Bode; Seller: David W. Lacount; $265,000

• 1155 Valley Oak Ct.; Buyer: Carolyn Standring; Seller: Wakefield Revocable Living ; $272,900

• 607 Saint Michaels Dr.; Buyer: Chris & Catherine Maguire; Seller: Andrew J. Patton; $315,000

• 912 Battsford Circle; Buyer: Tom & Vickey Matteson; Seller: Elizabeth D. Metcalf; $341,000

• 3024 Ross Dr.; Buyer: Daniel & Riley Mcleran; Seller: Jason E. Downs; $140,000

• 3314 Warren Farm Dr.; Buyer: Jianbo Liu; Seller: Nancy A. Fujiwara; $195,000

• 2037 Langshire Dr.; Buyer: Paul Rohde; Seller: Ka Mate Ka Ora LLC; $225,000

• 831 Wagonwheel Dr.; Buyer: Julian Scott; Seller: Erik A. Courtois; $250,000

• 2624 Belgian Ct.; Buyer: Mark Mayfield; Seller: Kelly E. Mc-guire; $252,400

• 3112 Rustic Ct.; Buyer: Troy Dressler; Seller: Hannah Erick-son; $272,500

• 7027 Sculpin Ct.; Buyer: Jason & Tamara Downs; Seller: Justin & Sarah King; $272,500

• 2714 Rawahs Way; Buyer: Richard & Patricia Gonet; Seller: Jason M. Dahlstrom; $325,000

• 8512 Sawtooth Ct.; Buyer: Jeffrey Breakall; Seller: Michael W. Sharon; $82,000

• 8513 Sawtooth Ct.; Buyer: Brandi Johnson; Seller: Fannie Mae; $87,900

• 4429 Julian Ct.; Buyer: Habib Anwar; Seller: Jeremy & Stephanie Gleich; $165,500

• 3019 Indigo Circle N; Buyer: Shaoang Zhang; Seller: Andrew & Alison Wiltzius; $274,500

• 2520 Phantom Creek Ct.; Buyer: Rebecca & Robert Casey; Seller: Chad & April Carlson; $362,000

• 3247 Kingfisher Ct.; Buyer: Jason Shaeffer; Seller: James & Susan Duff; $419,000

Johnstown • 3855 Blackwood Lane; Buyer:

Kelly Gonsior; Seller: Kelly M. Ehle; $214,500

• 5109 Silverwood Dr.; Buyer: Susan & Paul Fischer; Seller: Oakwood Homes LLC; $246,700

Loveland • 1036 E. 5th St.; Buyer: Wendy

Spencer; Seller: Gary L. Shade; $130,000

• 1404 S. California Ave.; Buyer: Jason Ostwald; Seller: Mary & Allan Evett; $179,400

• 2343 W. Linda Dr.; Buyer: Brad & James Mcinnis; Seller: Dennis & Cheryl Melichar; $188,500

• 1898 E. 9th St.; Buyer: Shawn & Kim Porter; Seller: Justin Vetter; $190,000

• 1233 Jill Ct.; Buyer: Brandon Sakala; Seller: Rodney Myers; $210,500

• 547 Lavastone Ave.; Buyer: Elizabeth Soderquist; Seller: Federal Home Lane Mortgage Corp; $219,900

• 553 Mesa Dr.; Buyer: Daniel Lingenfelter; Seller: Maureen Cole; $250,000

• 622 E. 8th St.; Buyer: James & Heidi Gleason; Seller: Sisu Investments Lp; $263,500

• 1488 Katie Dr.; Buyer: Brian & Kelly Barnes; Seller: Fannie Mae; $297,500

• 272 Foxhaven Place; Buyer: Justin & Sarah King; Seller: 888 Residential Trust; $320,000

• 406 Mulberry Dr., Unit 6c; Buyer: James & Thomas Perlinger; Seller: Debra Diane Sheneman; $122,000

• 4715 Hahns Peak Dr., Unit 103; Buyer: Bonnie Massey; Seller: Teresa J. Katrinak; $145,000

• 1550 W. 28th St., Unit A4; Buyer: Sally Hartshorn; Seller: Nicole B. Hettinger; $154,000

Real Estate TransactionsThe following information about recent real estate sales is supplied by Weekly Homebuyers List, Inc. of Lakewood. Names, addresses, cities, ZIP codes and phone numbers of all new homeowners are available from Weekly Homebuyers List, Inc on sticky labels. Call (303) 744-2020 or visit www.weeklyhomebuyerslist.com

See TRANSACTIONS page16

3824 Dahlia Court, Fort CollinsUpdated home in Four Seasons. 2 bed 2 bath, open living

space w/vaulted ceiling, lots of natural light, oversize 2 car

garage, fenced corner lot w/new sod. Centrally located.

Move-in ready.

Betsy Gammill-HayesBroker

719-250-5916 • [email protected]

www.C3RealEstateSolutions.comYOUR TEAM OF PROFESSIONALS

OPEN HOUSE SAT 1-4PM

$225,000 • MLS 729804


Transactions (Continued from page 15)

• 1935 Grays Peak Dr., Unit 203; Buyer: Myrtle Lynn; Sell-er: Robert & Carol Chiarello; $160,500

• 2003 Grays Peak Dr., Unit 104; Buyer: Andrea Swayze; Seller: Caribaloo LLC; $161,500

• 4865 Hahns Peak Dr., Unit 204; Buyer: Arthur & Racinda Osborne; Seller: Lake-shore Condominiums LLC; $161,600

• 880 E. 23rd St.; Buyer: Gordon & Patricia Cromwell; Seller: Jackson W. Bender; $203,500

• 2716 Breckenridge Place; Buyer: Linn Shaw; Seller: Clint Sellmer; $210,000

• 1626 Box Prairie Circle; Buyer: John Dupuis; Seller: Rg Op-tions LLC; $214,000

• 801 W. 36th St.; Buyer: Oliver Parrott; Seller: Robert Balser; $253,000

• 4125 Plum Creek Dr.; Buyer: Mary Wertheim; Seller: Stan-ley & Braunwin Friesen; $253,000

• 1110 Crabapple Dr.; Buyer: Richard & Colleen Stephens; Seller: Terry R. Tormaschy; $285,000

• 1821 Monarch Circle; Buyer: Richard & Sarah Daley; Seller: Timothy & Susan Bebo; $345,000

• 6451 Sea Gull Circle; Buyer: John Anderson; Seller: Shadow Creek Homes LLC; $366,000

• 779 Ptarmigan Run; Buyer: Dennis & Tressa Valnes; Seller: James & Lynn Martin; $484,000

Red Feather Lakes • 326 Hatchetumi Dr.; Buyer:

Richard & Valerie Hay; Seller: Gary D. Wiley; $95,000

Severance • 506 Prairie Clover Way; Buyer:

Jeremy Perkins; Seller: Paul & Judy Larrieu; $252,000

• 4401 Indigo Dr.; Buyer: Scott Guenthner; Seller: Barbara C. Crane; $363,600

Timnath • 5834 Graphite St.; Buyer:

Angela & John Kinyon; Seller: Melody Homes Inc; $359,200

• 5750 Graphite St.; Buyer: Kirk & Tiffany Ottley; Seller: Melody Homes Inc; $466,000

Wellington • 6800 Pettigrew St.; Buyer:

David Roberson; Seller: Sage Homes LLC; $165,000

• 3212 Wigwam Way; Buyer: Joseph Pearson; Seller: Acta-rus LLC; $201,000

• 6862 Meade St.; Buyer: Mark Dimick; Seller: Sage Homes LLC; $205,000

• 7358 Ocean Ridge St.; Buyer: Jimmy & Rikki Huffman; Seller: J. J. Construction Northern Co; $233,400

• 4191 Alder Creek Lane; Buyer: Barbara Powers; Seller: High Plains Builders LLC; $295,000

Windsor • 9 Walnut St.; Buyer: Jackie

Fiegel; Seller: Tarah Leigh Johnson; $125,000

• 517 Springwood Ct.; Buyer: Melissa & Wesley Deyoung; Seller: Russell W. Joens; $239,000

• 426 Sorrel Dr.; Buyer: Justin Atwell; Seller: James I. Nancy M. Hinton Revoc; $250,000

• 131 Whitney Ct.; Buyer: Rob-ert & Kay Read; Seller: Mcneill & Elizabeth Garcia; $287,500

• 580 15th St.; Buyer: Ryan Mc-mahan; Seller: Randy & Joyce Kopecky; $315,000

• 2023 Vineyard Dr.; Buyer: Debra Gridley; Seller: New Expression Homes LLC; $360,000

• 2020 Shoreline Ct.; Buyer: Kevin & Melody Pallaoro; Seller: Stephen & Roma Nova-kovich; $429,000

Coldwell Banker

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Carrie Holmes970-988-0242

Ft. Collins

Rob Kittle970-690-4920

Ft. Collins

Marcus Valdez970-234-0890

Ft. Collins

Pam Collier970-215-3439

Ft. Collins Devonshire

Catherine L. Rogers970-988-1030

Ft. Collins Devonshire

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