pvr 1 lic housing finance limited area office ... office…………………… ... plinth/built up...

PVR 1

LIC HOUSING FINANCE LIMITED

Area Office………………………. House Construction

*Name of the Panel Valuer :

*Code No. : Date of Inspection :

=================================================================== A. GENERAL

1. * File No.

2. * Name of the Applicant

3. Name of the owner

4. Documents produced for perusal

5. * Location of the property

Plot No./ S. No./C.T.S.No. /R.S.No.

Village/Block No./ Taluk/Ward.

District/Corporation/Municipality

6. Whether address of the site tallies with

address at point number “5”

7. Location Sketch Verified Yes/No

8. Development of surrounding area with

Special reference to population

Lower class/ Middle/ Upper Middle/Posh

9.. Whether basic amenities like water,

electricity, sewerage, roads, telephone are available

10. Any negatives to the locality/property

(Crematoriums, slums, riot prone , gases, chemical hazards, nagbana etc)

11. Any favourable consideration for

additional cost/value

12. Details of the Nearby Landmark

13. Any other features like board of other

financier indicating mortgage, notice of Court/any authority which may effect

the security.

VALUATION REPORT BY PANEL VALUER FOR HOME LOAN

B. LAND

1. Boundaries & dimensions of the plot

Directions Boundaries Dimensions

North/Front

South/Rear

East/Left (side 1)

West/Right (Side 2)

Total extent of land

2. Do these boundaries & dimensions

Tally with the approved drawing? If not furnish details

3. Nature of land use

Residential/Commercial/Industrial/Agricultural

a. Existing

b. Proposed

4. Whether N.A. Permission Required

(If required, whether obtained)

C. BUILDINGS 1. Building Plan Approval

i) Layout planning approval No./ Planning permit No./ Building permission No.

ii) Period of validity

iii) If validity is expired, whether it is renewed

iv) Approval was given by (authority)

2. Plinth/Built Up Area:

i) As per approved drawing

G.F.:

F.F.:

S.F.:

Total:

ii) Actual

G.F.:

F.F.:

S.F.:

Total:

3. Estimate

i) Cost as per Estimate provided by the Applicant (Rs.)

ii) Cost per Sq ft as per Applicant’s estimate (Rs. per sq.

ft.)

iii) Is estimate reasonable, if not give remarks

4. Marketability of the Property

Excellent/Good/Average/Poor

D. INSPECTION

1. Construction Details

Description As per approved plan As per actual

i) Plinth/ Built Up Area

ii) F.S.I.

iii) No. Of dwelling units

2. Whether the construction is as per approved plan? (Yes/No)

3. Whether there are any Deviations? (Please mention in detail)

i) What are the deviations

between approved drawing & actual?

ii) Whether deviation are

minor/ major nature

iii) Whether revised approval is

necessary

4. Total works completed as per applicant’s estimate

Percentage Value

5. Whether the Construction carried out / being carried out adheres to the Safety Specifications prescribed in the National Building Code of India 2005?

6. Whether any High Tension Wire Lines are passing through the property and if there is any adverse impact due to this?

E. TOTAL VALUE

As per

Application

Guideline

Value

Market Value

1. Value of land *

2. Stage value of the building as per applicant’s

estimate

3. Total value of existing building (1 + 2)

4. Value of building on completion

5. State the source for arriving at Market Value

6. Usage of building- Residential/ Commercial. If commercial, ratio of B/U area (commercial to

residential )

F. RECOMMENDATION:

S.No. Stage of Construction % Progress

G. CERTIFICATE I declare that I am not associated with the builder or with any of his associate

companies or with the borrower directly or indirectly in the past or in the present and

this report has been prepared by me with highest professional integrity.

I further declare that I have personally inspected the site and building on_________.

I further declare that all the above particulars and information given in this report are true to

the best of my knowledge and belief.

Station : SIGNATURE OF THE VALUER

Date :

Time :Seal Containing Name, Code Number etc. allotted by LICHFL

PVR-1

ANNEXURE

Valuation of Existing Building

1. Valuation of Building

Description Area Unit Rate Estimated market

value

Unit Rate Guide line Value

Land Rs. Rs. Rs. Rs.

Building

GF

FF

SF

Rs

Rs..

Rs.

Rs.

Rs.

Rs.

Rs.

Rs.

Rs.

--

--

--

Amenities if any Rs. Rs. Rs.

Total Value Rs. Rs. Rs. Rs.

2. Year of Construction :

3. Age of the Building and future life :

Place : Date :

Time : PANEL VALUER

PVR-2


Area office……………………….

FLAT UNDER CONSTRUCTION



*Postal Address with Pin Code : *Code No. :

Date of Valuation :

A. GENERAL

1. *File No.

2. *Name of the Applicant

3. Name of the Builder/Developer

4. Documents produced for perusal

5. *Location of the property

Flat No/ Floor No.

Block No./Door No. /Street

Name of the apartment

Plot No. /S.F. No./T.S.No. /R.S.No.

Village/Block No./Taluk/Ward No.

District/Corporation/Municipality

6. Location Sketch Verified (Yes/No)

7. Development of surrounding area with

Special reference to population (Lower class/ Middle/ Upper

Middle/Posh)

8. Whether basic amenities like water,

electricity,

roads, sewerage, telephone are available

9. Any negatives to the locality/ property

(Crematoriums, slums, riot prone, gases Chemical hazards, nagbana etc)

10. Any favorable considerations for addl.

value

11. Any other features like board of other

financier indicating mortgage, notice of Court/any authority which may affect the

security.

B. ENTIRE PROJECT

1. Total extent of the land as per actual

2. Boundaries

3. Do the land dimensions at site tally with

a) Approved plan?

b) Sale deed/Sale agreement

4. Whether N.A. Permission obtained

5. Whether Environment Clearance Required

If yes, whether obtained (Yes/No)

C. DRAWING APPROVAL

1. Layout planning approval no./Planning permit no./Building permission No.

2. Validity is up to

3. If validity is expired, whether it is renewed?

(whether renewal/interim requisites)

Plinth certificate/C.C./O.C. is obtained

4. Is plan for residential purpose?

5. Approval was given by (Authority)

D. INSPECTION

1. Construction details

Sl.

No.

Particulars As per approved plan/as per

rules

As at site at the time of

inspection

i) No. of Blocks/Building

ii) No. of storey /Floors

iii) Total built up area (sq.ft)

iv) Total Carpet area

v) No. of dwelling units

vi) Plot coverage

vii) Floor space Index (FSI)

viii) TDR

2. Overall Quality of Construction

(Excellent / Good / Average / Poor)

3. Cost of land

i) Unit Rate

ii) Market Value

iii) Guideline Rate

iv) Guideline Value

4. Cost of Land+TDR

5. Construction Cost of the project

6. Total Cost of the Project (Land + Const.+ all other Charges)

i) Unit Rate

ii) Market Value

iii) Guideline Rate

iv) Guideline Value

7. State the Source for arriving at Market Value

8. Rate per sq ft for construction :

9. Water r esources :

10. Sewerage System :

11. Electricity Connection :

12. No. of Lifts :

13. Date of Commencement of project :

14. Proposed date of Completion :

15. Whether construction is as per approved plan (Yes/No):

16. Deviations

i) What are the deviations between approved drawing & actual? :

ii) Whether deviations are minor/ major in nature?

iii) Whether revised approval is reqd.

16. Progress of work

i) Entire project

Block wise progress and floor wise

progress

17. Whether the Construction carried out / being carried out adheres to the Safety

Specifications prescribed in the National Building Code of India 2005?

18. Whether any High Tension Wire Lines are passing through the property and if

there is any adverse impact due to this?

E. FLAT UNDER CONSTRUCTION

1. Sale deed

i) What is the undivided share of land as per sale deed.(if applicable)

ii) Value of undivided share of land Rs.______________ (Sq.ft. @ Rs. / Sq. ft.)

iii) Whether applicant’s UDS is in

proportion to his Built up area to total

built up area

iv) If no, what should be the correct UDS

2. Construction agreement

i) Specification of the flat

Roof

Flooring

ii) What is the Built up area of the flat?

iii) What is the carpet area of the flat?

iv) Cost of flat as per construction

agreement.)

Rs._______________

(Sq. ft. @ Rs. / Sq. ft.)

3. Genuineness of rate

i) Total cost of flat (1 (ii) + 2(iv))

ii) Composite rate per Sft. (3(i)/2(ii))

iii) The above rate is genuine? (Considering the amenities available)

iv) If no, what is the genuine rate?

v) Marketability of the Property (Excellent/Good/Average/Poor)

F. VALUATION

1. Stage of Works Completed Percentage Value

Value of undivided share of : Land as per sale deed (if applicable)

3. Total stage value of flat : as on date (2+3)

4. Usage of the Building (Residential /

Commercial- if commercial- ratio of commercial & residential)

G. RECOMMENDATION:

S.No. Stage of Construction % Progress

H. CERTIFICATE

I declare that I am not associated with the builder or with any of his associate







Date :

Time :

Seal Containing Name, Code Number etc. allotted by

LICHFL

PVR-3


AREA OFFICE________________


*File no.______

*Name of the Valuer:

*Code Number:

Date of Inspection:

_________________________________________________________________________

Valuation for Completed Building Scheme: Purchase/ Renovation /Griha Vikas

1. PROPERTY DETAILS:

a) *Name of the Applicant

b) Document perused

c) *Location of the Property

Survey Number

Block No. /Village

Ward No. /Taluk

District/Municipality/Corporation

d) Location Sketch verified Yes/No

e) Boundaries and Dimensions

North/Front

South/Rear

East/Left(side 1)

West/Right (side2)

Extent

f) Type of the property

Flat/Bunglow/Row House/Duplex

g) Occupant Vacant/Occupied

If Occupied, Name of the Occupant

If rented, list of occupants

h) Usage of the Building

Residential / partly commercial / fully commercial (Explain ratio of each type)

i) Details of the Nearby Landmark :

j) Development of surrounding area with Lower class/ Middle/ Upper Middle/Posh

Special reference to population

k) Whether basic amenities like water, electricity, roads, sewerage, telephone are available

l) Any negatives to the locality / property

(Crematoriums, slums, riot prone, gases Chemical hazards, nagbana etc)

m) Any favourable considerations for addl value

n) Any other features like board of other financier Indicating mortgage, notice of Court / any

authority Which may affect the security?

2. DRAWING

a) Whether the approved drawing is available?

b) Approval No. & date

c) Whether the construction is as per approved plan? (Yes/No)

d) What are the deviations between approved

drawing & actual?

e) Whether deviations are minor/ major in

nature :

3. BUILDING DETAILS

a) Marketability of the Property

Excellent/Good/Average/Poor

b) Age of the Building

c) Future Residual life expected

d) Floor Space Index

i) As per Approved Plan/as per rule

ii) Actual

e) Specification

i) Foundation

ii) Roof

iii) Flooring

f) Quality of Construction (Exterior & Interior)

g) Whether the Construction carried out / being

carried out adheres to the Safety Specifications prescribed in the National

Building Code of India 2005?

h) Whether any High Tension Wire Lines are

passing through the property and if there is any adverse impact due to this?

4. VALUATION DETAILS

(Exclude the value of items for which the estimate for improvement / renovation have been submitted by the applicant)

a) Value of the property (if it is a house)

Description Area Unit Rate Estimated market value

Unit Rate Guide line Value

Land Rs. Rs. Rs. Rs.

Building GF

FF

SF

Rs

Rs..

Rs.

Rs.

Rs.

Rs.

Rs.

Rs.

Rs.

--

--

--

Amenities Rs. Rs. Rs.

if any

Total Value

Rs. Rs. Rs. Rs.

State the source for arriving at the Market Value

b) Value of the property (if it is a flat)

a) Undivided Share of Land(if applicable)

b) Built Up Area of the Flat

c) Adopted unit composite Rate

d) Estimated Value of the Flat

i) Unit Rate

ii) Market Value

iii) Guideline Rate

iv) Guideline Value

e) State the source for arriving at the Market Value

f) Add for extra amenities if any

5. ESTIMATE FOR IMPROVEMENT

(If applicable)

a) Description of improvement works as per

applicant’s estimate

b) Amount estimated by the applicant for the improvement works (Rs.)

c) Whether the estimate submitted by the applicant is reasonable?

d) If not, what would be the reasonable estimate

(Rs.)

6. PROGRESS OF WORK (If applicable)

Value of improvement works completed

Sl.

No. Description of work

Amount incurred as per

Applicant’s

estimate

Valuer’s opinion

Total

7. Estimated Value of Property After Above Improvements : Rs.

8. Remarks If Any

9. CERTIFICATE








Date :

Time :

Seal Containing Name, Code Number etc. allotted by LICHFL

PVR-4

LIC HOUSING FINANCE LTD.


AREA OFFICE_____________

1. PURCHASE OF RESIDENTIAL PLOT

A) General :

a) *Application No.

b) *Name of Customer

c) *Address of Property

d) Plot No.

e) Village / Block No. / Taluk / Ward

f) District / Corporation / Municipality

g) *Details of nearby Landmark

B) Inspection:

a) The boundaries of property are as under:

North / Front East / Left (side 1)

South / Rear West/ Right( side 2)

b)

1) Location sketch verified YES / NO

2) Survey No., Village, Taluk

3) Character of locality Residential / Commercial / Agricultural / Mixed [Pls. Specify]

4) Lay Out Approval by (Authority) Layout Planning Approval No.

5) Development of surrounding area with

special ref to population

Lower class / Middle / Upper middle / Posh

6) Whether basic amenities like water, electricity, roads, telephone are

available

YES / NO (If No, feasibility can be commented)

7) Level of plot relative to road

8) Shape of plot Regular / Irregular [pls specify]

9) Plot/Land demarcated, with proper

boundaries

YES / NO If NO pls specify

10) Any other features like board of other financier indicating mortgage, notice

of Court/any authority which may affect the security.

YES / NO(Pls Specify)

11) Approximate width of plot on the road

facing side

In Metres / Feet

12) Is it a corner plot YES / NO. If YES pls specify the access

roads

13) Any negatives to the locality/ property [crematoriums, slums, gases, effluents

/ explosives, chemical hazards, nagbana etc]

YES / NO If YES pls specify

14) Any favourable considerations for addl cost/value

15) Marketability of the Property Excellent / Good / Average / Poor

16) Whether the plot has clear access YES / NO. If No pls specify

17) Whether any High Tension Wire Lines

are passing through the property and if there is any adverse impact due to this?

18) Area of plot in sqft

19) Land Value Unit Rate

Market

Value

Guideline

Rate

Guideline

Value

20) Acceptable Mortgage Value Pus/minus market value (with reasons)

21) State the source for arriving at Market

Value

22) Other remarks

C) CERTIFICATE





I further declare that all the above particulars and information given in this report are true to the best of my knowledge and belief.


Date : Time :


PVR-5


Area office……………………….

House Construction


*Code No. : ------------------------------------------------------------------------------------------------------------

A. GENERAL

1. *File No.

2. Previous report date and reference no.


4. Date of inspection

5. * Location of the property

6. Plot No./ S. No./C.T.S.No. /R.S.No.

7. Village Block No. / Taluk / Ward.

8. District / Corporation / Municipality

B. INSPECTION

1. Construction Details

Description As per approved plan As per actual

i) Plinth area

ii) F.S.I.

iii) No. Of dwelling units

2. Whether the construction is as per

approved plan? (Yes/No)

3. Deviations (Please mention in detail)

i) What are the deviations between approved drawing & actual?

ii) Whether deviation are minor/ major nature

SUBSEQUENT VALUATION REPORT BY PANEL VALUER FOR HOME LOAN

iii) Whether revised approval is necessary

4. Whether the Construction carried out /

being carried out adheres to the Safety

Specifications prescribed in the National

Building Code of India 2005?

5. Whether any High Tension Wire Lines

are passing through the property and if


C. TOTAL VALUE

as per Application Guideline

Value

Market

Value

1. Value of land *

2. Stage value of the building as per applicant’s estimate

3. Total value of existing building (1 + 2)

4. Value of building on completion

D. CERTIFICATE







Date :

Time :

Seal Containing Name, Code Number etc. allotted by

LICHFL

PVR_6


Area office…………………. Flat Under Construction


*Code No. :

A. GENERAL

1. *File No.

2. Previous inspection date & reference no.


4. Date of inspection

5. *Location of the property

i) Flat No.

ii) Floor

iii) Block No.

iv) Door No./Street

6. Name of the apartment

B. PROGRESS OF WORK

1. Entire project

Block wise progress and floor wise

Progress

2. Applicant’s flat

Stage of works completed Nature of works to be done

C. INSPECTION

1. CONSTRUCTION DETAILS

SUBSEQENT VALUATION REPORT BY PANEL VALUER FOR HOME LOAN

Sl.

No.

Particulars As per approved

plan/as per rules

As at site at the

time of inspection

i. No. of Blocks/Building

ii. No. of storey /Floors

iii. Total built up area (sq.ft)

iv. Total Carpet area

v. No. of dwelling units

vi. Plot coverage

vii. Floor space Index (FSI)

viii. TDR

2. Whether the construction is as per

approved plan? (Yes/No)

3. Deviation

i) What are the deviations between approved drawing & actual?

ii) Whether deviation are minor/ major in

nature

iii) Whether revised approval is necessary

4. Whether the Construction carried out /

being carried out adheres to the Safety Specifications prescribed in the

National Building Code of India 2005?

5. Whether any High Tension Wire Lines are passing through the property and if


D. VALUATION

i) Percentage of works completed

ii) Value of works completed as per agreement

iii) Value of undivided share of land as per sale deed (if applicable)

iv) Total stage value of flat as on date

(2+3)

v) Total Cost of the flat

E. CERTIFICATE

I declare that I am not associated with the builder or with any of his associate companies or

with the borrower directly or indirectly in the past or in the present and this report has

been prepared by me with highest professional integrity.




Date &Time:
