program agenda...mr. m. zubair mughal chief executive officer alhuda cibe • welcome address dr....

POST EVENT WORKSHOP

th4 GLOBAL ISLAMIC MICROFINANCE FORUM

November 1-2, 2014 Venue: Dusit Thani Hotel, Dubai, U.A.E

Marketing Techniques & Operational Mechanism of Islamic MicrofinanceNovember 3-4, 2014

4th

PROGRAM AGENDA

4th

Media Partner

Center of Excellence inIslamic Microfinance

Development

Aid Support

Powering Isla ial Marketsmic Financ

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PROGRAM AGENDA

8:00 am to 8:30 am - Registration & Welcome

8:30am - 09:30am

• Recitation of the Holy Quran

Day 1 - Session I: Inaugural Session

• Vote of Thanks

Mr. M. Zubair MughalChief Executive OfficerAlHuda CIBE

• Welcome Address Dr. Amjad SaqibExecutive Director AKHUWAT

• Guest of Honor • Guest of Honor

10:10am - 10:30am

Session II - Shariah Mechanism and Potential of Islamic Microfinance09:30am - 09:50am

10:30am - 10:50am Q & A SessionConcluding Remarks from Session Chairman

Mr. Zaigham Mehmood RizviRenowned International ExpertIslamic Banking & Housing FinanceWashington – U.S.A.

Topic: Housing and Housing finance challenges in OIC Member Countries, with a focus on housing Microfinance

Mufti Aziz Ur RehmanManager-ShariahMawarid Finance - Dubai

Topic: Micro Finance and Maqasid Al Shari’ah

4th

Professor Dr. Mohd Azmi OmarDirector GeneralIRTI - Islamic Development Bank Group Jeddah – Kingdom of Saudi Arabia

Syed Samar HasnainExecutive Director-Development Finance GroupState Bank of Pakistan-Central BankingKarachi - Pakistan.

Mr. Kaiser H. Naseem Head, Bank Advisory Services, MENA, Central Asia and Eastern Europe International Finance Corporation ( IFC) World Bank Group, U.A.E

Professor Dr. Mohd Azmi OmarDirector GeneralIRTI - Islamic Development Bank Group Jeddah – Kingdom of Saudi Arabia

09:50am - 10:10am Mr. Atef Ebrahim Ex – Chief Executive Officer, Founder of Family Bank & Expert in IM & SME’s FinanceAdvisor Minister of Social Development, Bahrain

Topics: Shari'ah principles, Operational Mechanism and Marketing Strategies of Islamic Microfinance

Mr. Shahid Iqbal MohammadPresidentNaymet Islamic Microfinance-Pakistan

Topic: Livestock and Rural Development through Islamic Microfinance – A Case Study of Naymet Islamic Microfinance

Mr. Mohammed Ralf KroessinInternational Programmes Division-Head of Global Islamic Microfinance Unit, Islamic Relief WorldwideUnited Kingdom

Topic: Islamic Microfinance at the Crossroads: Issues and Challenges in Sharia-Compliant Financial Inclusion

Mr. Mabroor MahmoodInventor and FounderBiniog Sathi - Bangladesh Topic: Biniog Sathi: A New Generation Banking Model

Q & A SessionConcluding Remarks from Session Chairman

Mr. Alberto G. Brugnoni Managing PartnerASSAIFMilano – Italy

10:50 am to 11:10 am Networking, Group Photo and Tea Break

Session III - Products Innovation & Challenges in Sharia-Compliant Financial Inclusion11:10am - 11:30am Dr. Mohammed Obaidullah

Senior Training SpecialistIRTI - Islamic Development BankJeddah – Kingdom of Saudi Arabia

Topic: Enhancing Food Security with Islamic Microfinance

11:30am - 11:50am

11:50am - 12:10pm

12:10am - 12:30pm

12:30am - 01:00pm

•Adding New Dimensions in Microfinance: Salient Features of the Qard-e-Hassan Model•Qard-e-Hassan Model as an ideal tool of Poverty Alleviation. •Replication of Qard-e-Hassan Model by Civil Society•IMS – A Revolutionary Financial Tool For Economic Growth•Possibilities and Opportunities for Islamic Microfinance Institutions

Forum End 1 Day

03:20pm –03:40pm

03:40pm –04:00pm

04:20pm –04:40pm

04:40pm –05:00pm

03:20pm to 03:40pm Tea & Coffee Break

Technical Session - V: I.T & Technological Integration


Mohammad Raafi Hossain Program ManagerSilatechQatar

Topic: Revolutionizing Islamic Microfinance Through Online Platforms

Syed Ahmed ZafarTerritory Account Manager - SalesPath SolutionsU.A.E

Topic: IT Solutions for the Islamic Microfinance Industry

Mr. Masood HassanDirector Marketing & Org. DevelopmentNizam Energy Pvt. LimitedKarachi - Pakistan.

Topic: Let’s Facilitate The Reduction of Energy Poverty. Let’s Solorize

Mr. Pervez NasimChairman & CEOAnsar Financial & Development CorporationCanada

Session -IV: Power Table- Qard-e-Hassan Model of Islamic MicrofinanceAkhuwat as Role Model

01:00 pm to 02:00 pm Lunch and Prayer Break

Topic:


Dr. Amjad SaqibExecutive Director - Akhuwat Pakistan

Akhuwat - Pakistan

Dr. Shahid A Zia AkhuwatPakistan

Mr. Nausher KhanChief Operating OfficerIslamic Microfinance NetworkPakistan

Mr. Abu BakarPrincipal - Coordinator

Panelist

Dr. Amjad SaqibExecutive Director Akhuwat - Pakistan

Syed Hussain HaiderSenior ConsultantGovt of Punjab & AkhuwatPakistan.

02:00pm - 03:00pm

Presentation by

PROGRAM AGENDA4t

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08:00am - 09:40am

Day 2Session VI, Panel Session: Outreach & Sustainability of Islamic Microfinance

Mohammed Ralf KroessinInternational Programmes DivisionHead of Global Islamic Microfinance UnitIslamic Relief WorldwideUnited Kingdom

•Entrepreneurial finance/ Innovation through Buyouts •Challenges and Opportunities of Islamic Microfinance Industry. •How to operate the Sustainable Microfinance Institutions. •What are the new Markets of Islamic Microfinance?•Islamic Microfinance Products for Student. •Islamic Microfinance as Rural Finance Products •Analysing The PLZ Based Mit Ghamr Savings Bank Created For The Alleviation of Poverty - Focusing on Religion As A Catalyst

Topic:

Mr. Barak Ullah Operation Manager, AGAHELahore - Pakistan

Mr. Samir JafarliDeputy Chief Executive OfficerAzercreditAzerbaijan

Dr. Haroon Ur Rashid KhanAsst. Professor, FinanceKing Abdulaziz UniversityJeddah

Mrs. Ameera YaaqbehGeneral ManagerAl Sunbula Islamic MicrofinanceJordan

Mr. Tayyab AbidDirector – Ihsas Trust Karachi – Pakistan.


10:10am - 10:15am

10:15am - 10:30am

10:30am - 10:45am

10:45am - 11:00am

11:00am - 11:30pm

Mr. Arshad Mehmood Head of Esar Microfinance Program –Helping Hand for Relief & Development (HHRD)USA.

Topic: A Community Based Islamic Microfinance

Mr. Pervez NasimChairman & CEOAnsar Financial & Development Corporation - Canada

Topic: Islamic Micro Financing in North America

Mr. Aijaz Ali KhuwajaChairman/FounderSindh Society of Social ScientistsKarachi - Pakistan

Topics: Impact of Rural Microfinancing in Sindh, Pakistan

Syed Khurram KhursheedProgram ManagerMuslim Aid - Pakistan

Topic: A Case Study of Muslim Aid

Mr. Shahid Iqbal MohammadPresidentNaymet Islamic MicrofinancePakistan

09:40 am to 10:00 am Networking & Tea Break

Session VII – Learn From Global Best Practices – Case Studies

Mr. Abdul SamadShariah AdvisorBank of KhyberPeshawar - Pakistan

Q & A SessionConcluding Remarks from Session Chairperson

Moderator


11:30am - 11:50am

Capt. Jamil Ahmed KhanPrinciple ConsultantTakaful Consultancy WingAlHuda CIBE LLEDubai – U.A.E

Dr. Amjad SaqibExecutive Director - Akhuwat Pakistan

Dr. Abdallahi Ben Mohamed Senior Sahriah Specialist IRTI – Islamic Development Group.K.S.A

Mr. Abdul Nassir A. Abdul RahmanManaging DirectorZanzibar Insurance CorporationZanzibar - Tanzania

Session VIII – Development, Opportunities and Challenges of Islamic Microfinance Industry

Mr. Osman AurakzaiHead of Research & Development CenterBank Al JaziraJeddah – K.S.A

Topic: Analysing The Pls Based Mit Ghamr Savings Bank Created For The Alleviation of Poverty -Focusing on Religion As A Catalyst

Ms. Camille PaldiChief Executive OfficerFranco – American Alliance for Islamic Finance.Dubai - U.A.E

Topic: Microfinance as a Tool for Poverty Alleviation in the United States

Mr. Salaudeen Jubril AbdulahiManaging DirectorSecurehuda LimitedNigeria

Topic: Islamic Microfinance Prospect and Challenges in West Africa

Mr. Iraj ToutounchianDepartment of Economics & Department of Industrial EngineeringAz-Zahra University And Tarbiat Modarres UniversityTehran - Iran

Topic: How To Improve Efficiency of Micro-Finance In Islamic Economic Perspective

Mr. Zaigham Mehmood RizviRenowned International ExpertIslamic Banking & Housing FinanceWashington – U.S.A

11:50am - 12:10pm

12:10pm - 12:30pm

12:50pm - 01:15pm

12:30pm - 12:50pm

Topic:

•MircoTakaful as an Ideal tool of poverty alleviation and Social Development•Different Type of MicroTakaful Products for Islamic Microfinance Industry•How MicroTakaful Can supplement the Islamic Microfinance Industry•Possibilities and Opportunities for MicroTakaful Industry.•Integration of MicroTakaful Product in Islamic Microfinance Industry


02:15pm - 03:30pm

Presentation by Panelists

01:15 pm to 02:15 pm Lunch and Prayer Break

Session IX: Power Table – Micro Takaful ( Islamic Micro Insurance )

Moderator

03:30pm – 04:00pm - Declaration of the Forum

Certificate Distribution Ceremony

End of the Forum

Mr. Ahmed Ali Siddiqui Executive Vice President & Head of Product Development,Meezan Bank Limited, Karachi.Mr. Siddiqui holds a Bachelors & Masters degree from IBA, Karachi with six gold medals.

He has over 11 years of Islamic banking experience and currently he is working as EVP & Head of Product Development & Shariah Compliance (PDSC) & Secretary, Shariah Supervisory Board at Meezan Bank Limited. He is Senior Vice Chairman of the Standing Committee on Islamic Finance of FCCI and visiting faculty member of Islamic Finance at IBA Karachi. Inter alia he serves the Central Bank (SBP) on Islamic Banking matters He serves the (CIE) Jamia Darul uloom Karachi.

Mr. Zeinoul Abedien Cajee Founding CEO/ Management Board,National Awqaf Foundation,South Africa.Zeinoul Abedien is the founder CEO/ Management Board of National Awqaf

Foundation in South Africa. He is a dedicated person for the financial management and practices on Islamic modes and models as well. He has a strong vision in Islamic Finance for global economic prosperity.

Dr. Mohammed KroessinGlobal Microfinance Advisor,Islamic Relief Worldwide,United Kingdom.He is the Global Microfinance Advisor at Islamic Relief Worldwide. He is the Founder &

Principal Consultant at Muslim Research and Knowledge for Development Consulting at FORDE Uganda. He earned his Doctoral Research at University of Birmingham. He did his internship in Islami Bank Bangladesh Limited. He has the expertise and knowledge in the area of Islamic finance.

Mr. Zaigham Mehmood RizviIslamic Banking & Housing Finance Expert,Washington, U.S.A.He is currently working as an Expert Consultant focusing in the field of Housing Finance with advisory services on Housing

and Infrastructure to the State Bank of Pakistan. Mr. Rizvi is a Gold Medalist in the Institute of Bankers of Pakistan and has an overall diversified professional experience of 28 years in Manufacturing, Academics, Development and Investment Banking both in Pakistan and overseas as well.

Speaker Brief Profile

Dr. Amjad SaqibExecutive Director,Akhuwat, Pakistan.Dr. Amjad Saqib is an active social worker and professional with a strategic vision for global economic prosperity. He graduated from Kind

Edward Medical College Lahore. He earned his Master’s degree in Public Administration (PMA) and Hubert H. Humphrey fellowship, from the American University, USA. His areas of expertise include Poverty Alleviation Techniques, Micro Financing, Social Mobilization, Human Empowerment and Education.

Guest of HonorProfessor Dr. Mohd Azmi OmarDirector GeneralIslamic Research and Training InstituteIslamic Development Bank GroupProfessor Dr. Mohd Azmi Omar is the Director

General of Islamic Research and Training Institute (IRTI), Islamic Development Bank Group. Prior to joining IRTI, he was the Deputy Rector (Academic affairs)and Professor in Islamic Finance at the Faculty of Economics &Management Sciences, International Islamic University Malaysia (IIUM).He obtained his Bachelor and Master degrees in Finance from Northern Illinois University, USA and PhD from Bangor University, Wales (UK). He is the author of many publications including a textbook on Fundamentals of Islamic Money and Capital Markets. Professor Azmi had advised a number of Islamic banks, software companiesand universities in Malaysia and abroad on Islamic Banking and Finance. He is was a member of the currently Shari’ah Advisory committee at Bank Kerjasama Rakyat Malaysia Berhad (an Islamic cooperative bank) and Amanah Ikhtiar Malaysia (an Islamic microfinance institution)

Mr. Zubair MughalChief Executive Officer,AlHuda Centre of Islamic Banking and Economics (CIBE), PakistanMuhammad Zubair is the CEO of AlHuda CIBE and he is an energetic Islamic finance expert

dedicatedly working for the promotion and execution of Islamic financial systems on global canvas with a strategic vision of poverty alleviation through Islamic microfinance and making this system well known through education, awareness and discussions in international forums. He is the chief editor of “True Banking” magazine and leading the Islamic Microfinance network of Pakistan (IMFN). Mufti Aziz Ur Rehman

Manager-Shariah,Mawarid Finance,Dubai.A dynamic Sharia scholar qualified to issue religious edicts (Fatwa). Mufti Aziz Ur Rehman successfully graduated from AAOIFI’s

Certified Sharia Advisor and Auditor (CSAA) as well as Certified Islamic Professional Accountant (CIPA) program. He qualified Mufti from Dar Ul Uloom Akora Khattak of Pakistan, he got specialization in Fiqh Ul Mu’amalaat (with a specialization in Islamic commercial transactions), Ifta and Islamic Law as well a Master in Islamic education from Gomal University. He is also the author of various books.

Mr. Osman AurakzaiHead of Research & Development Center,Bank Al Jazira,, Jeddah.Osman is an Islamic Banking professional, researcher with multi-dimensional international experience, in the areas of governance, operational risk management, Sharia compliance, product policy,

process and procedure manuals. He has knowledge of all prevalent modes of Islamic finance with expertise in financial product needs, development, analysis and review, including building of risk sensitive preventive, detective and corrective control environment and structured finance out of the box solutions for corporate clients and Banking Institutions. For example he has developed Liabilities products to help ALCO in managing the banking intermediation function more efficiently.Osman has done extensive independent research related to the role of Islamic Finance and Charity for the alleviation of poverty that he would like to present at the forum

Mr. Abdul SamadShariah Advisor,Bank of Khyber, Pakistan.Mr. Abdul Samad did his LL.B (Hon’s) Shariah & Law, with equivalency certificate of UGC (University Grant Commission) to be

postgraduate Degree from International Islamic University Islamabad. He qualified MBA (Finance) from Abaseen University, Peshawar. He is a Member Shairah Compliance Department of AlHuda CIBE and also Shariah Advisor of The Bank of Khyber of Islamic Banking Division. He has in depth theoretical knowledge of Islamic Finance. He is also the Member of Majlis-ul-Ulama for Ifta in Timergara. He has an Innovative, Committed and has pro-active work approach, Strong communications and analytical skills.

Mr. Pervez NasimChairman & CEO,Ansar Financial & Development Corporation,Canada.Mr. Nasim is the Chairman and CEO of Ansar Co-operative Housing Cooperation and a

member of Ansar Financial Group of Companies. He is a Certified Management Accountant. He is a founder member and Chairperson of the Board of the Islamic Co-operative Housing Corporation Limited (first Interest-Free Home Ownership and Investment project in North America).

Dr. Haroon Ur Rashid KhanAsst. Professor, Finance,King Abdulaziz University, Jeddah.Dr. Haroon Khan is full time Finance faculty at King Abdul Aziz University, Jeddah, KSA and Institute of Business Administration (IBA),

Karachi. He is also visiting faculty at different Business Schools in France, King Abdullah Knowledge and Economic City, KSA, MILE, KSA and University of Houston-Clear Lake, Texas, USA. He remained Director Finance and Financial consultant to different companies in France. He has already published articles along with number of international research conferences, symposiums and workshops.

Mr. Muhammad Saleem RanjhaDirector,Akhuwat, Pakistan.Muhammad Saleem Ahmad Ranjha is Founder Director of Akhuwat. He did his Bachelors in History and Politics from

University of Sargodha and subsequently Masters in Public Administration from The Punjab University. He has taught in more than twenty universities and training institutions and has attended or organized more than fifty international conferences and workshops. He has served to the University of Management and Technology, Pakistan Institute of Fashion Design, Punjab Education Endowment Fund and Balochistan education sector.

Mr. Abu BakarPrincipal- Coordinator,Akhuwat, Pakistan.Mr. Abu Bakar Siddiqui is the Chief Coordinator at Akhuwat, Consultant at Fountain House and Certified Food Security

Analyst in Pakistan. He did his Bachelor of Science in IT from USA. He has also worked as a CEO of Agri Development Service and Director of J.P Plastic industries. He has an ideal recognition in the social development sector through fund raising for the global economic prosperity through Islamic Microfinance.

Syed Hussain HaiderSenior Consultant,Govt. of Punjab & Akhuwat, Pakistan.Mr. Haider is a Management Advisor to Akhuwat. He is engaged in numerous social development activities and is a board Member

of different NGO’s and CSO’s along with being the Deputy Council General of Pakistan Institute of Human Rights.

Mr. Atef Ebrahim Chief Advisor, Minister Of Social Development, Kingdom of Bahrain.Atef Ebrahim is the Chief advisor of Minister Of Social Development Bahrain and has

sound academic background with enough exposure in Islamic Banking and Finance. He is dedicated towards the global economic prosperity and execution of Islamic Banking on Shariah Principles and has strong vision to promote the Islamic Banking and Finance.

Dr. Mohammed ObaidullahSenior Training SpecialistIslamic Research and Training Institute - slamic Development Bank Group, DubaiDr. Mohammed Obaidullah is serving the Jeddah-based Islamic Research and Training

Institute, a member of Islamic Development Bank Group as a Senior Economist and Training Specialist. He also currently holds the position of YayasanTun Ismail Mohamed Ali Berdaftar (YTI) Chair Professor in Islamic Financewith theIslamic Science University of Malaysia. Prior to this, he has served the Indian Institute of Management Indore as a Visiting Professor, the Islamic Economics Institute of the King Abdulaziz University, Kingdom of Saudi Arabia, the International Islamic University Malaysia and the Xavier University India as an Associate Professor. At IRTI he leads a team of researchers to author the annual Global Islamic Social Finance Report. He has so far,authored eleven books and monographs and thirty-seven papers in various areas, such as, Islamic finance, microfinance and financial markets. He regularly writes a blog on zakat, awqaf and microfinance at Sadaqa.in. He has spoken extensively in seminars and conferences and conducted training programs in over 25 countries so far. He holds a PhD and MBA from India and is also a trainer in microfinance certified by the Asian Development Bank Institute (ADBI), the World Bank Tokyo Development Learning Center (TDLC), and the United Nations Capital Development Fund (UNCDF).

Syed Khurram KhursheedProgram ManagerMuslim Aid, PakistanSyed Khurram Khursheed is a program manager economic empowerment & livelihood from Muslim Aid Pakistan.

He is having more than 8 years of professional international developmental humanitarian experience in UK and Pakistan in NGO/ social sector, currently managing £ 2.24 million institutional funded projects across Pakistan in the areas of economic empowerment (micro finance & capacity building), livelihood, wash and education. Supervising a multidisciplinary team of 87 people in 6 sub-field offices. Acquired field experience in areas of project planning, project design, budgeting, execution, reporting, monitoring & evaluation along with the expertise in strategic planning, networking and fundraising.

Dr. Aishath Muneeza Deputy Minister of Ministry of Islamic Affairs, MaldivesDr. AishathMuneeza is the first female Deputy Minister of Ministry of Islamic Affairs, Maldives. She is the Islamic ?nance advisor

for the Capital Market Development Authority, the regulatory body for the capital markets of Maldives and is also the chairwoman of the Capital Market Shari’ah Advisory Council. She sits on the National Fiqh Academy (National Fatawa Council) of Maldives and is also the Islamic ?nance consultant for the central bank of Maldives, the Maldives Monetary Authority and Ministry of Finance & Treasury.

Dr. Abdallahi Ben Mohamed Senior Sahriah Specialist IRTI, JeddahDr. Abdallahi Ben Mohamed is currently a Senior Sahriah Specialist at IRTI. Prior to this, he was a Shariah Manager at Noor Islamic

Bank in Dubai. His previous professional experience includes Assistant Professor at the faculty of Law, international Islamic University Malaysia, Associate Consultant and Researcher with Amanie Advisors in Malaysia and a member of Group Shari`ah Advisory Committee, Eoincap Islamic Bank (Kuala Lumpur, Malaysia).Dr. Abdallahi is a certified Shariah Advisor and Auditor (CSAA) and holds a Ph.D. and Masters in Fiqh and Usul Al-Fiqh form International Islamic University Malaysia.

Mr. Arshad Mehmood Head of Esar Microfinance Program – Helping Hand for Relief & Development (HHRD)Islamabad– PakistanMr. Arshad Mehmood is the Head of Esar Microfinance Program – Helping Hand for

Relief & Development (HHRD). He received his Masters of Science in Geography from University of the Punjab. He continued his studies at International Islamic University, Islamabad where he received his Masters of Science in Rural Development. He has more than 14 years of high level expertise in Islamic Microfinance, Project Management, Social Mobilization, Community Development and Capacity Building. He has been identified among the most powerful people for his contribution in Islamic Microfinance Industry.

Ms. Camille PaldiChief Executive OfficerFAAIF, DubaiCamille Paldi has a Masters Degree in Islamic Finance from Durham University in the UK. In addition, being a qualified Islamic finance

specialist, Camille is also a lawyer in four countries and nine jurisdictions around the world and has received legal training in common, civil, and Shariah law in six countries spanning five continents of the earth in Asia, Europe, Australia, New Zealand, North America, and the Middle East. She is a US citizen born in the state of Hawaii and spent half of her life abroad in various countries of the world.Ms. Paldi founded FAAIF Limited, FAAIF Events JLT, and ilovetheuae.com FZ LLE (UAE Laws and Islamic Finance). She has over 10 years of global diversified work experience in the private and public sector and brings with her a wealth of practical knowledge acquired around the globe from the worlds’ leading educational institutions. With her unique international experience, Ms. Paldi brings a fresh and vibrant perspective to Islamic finance.

Mr. Aijaz Ali KhuwajaChairman/Founder,Sindh Society of Social Scientists, Karachi, Pakistan.He is senior development expert with over 15 years of professional experience. He has

started career as Rural Development Engineer/Community Development Expert at the Aga Khan Housing Board for Pakistan. In 1998 he joined the Aga Khan University as Community Development Specialist for Nutrition and Family Health projects. His job assignment with the United Nations Development Program in Pakistan has been started from Balochistan where he worked as "Project Advisor of Local Governance".

Mr. Mabroor MahmoodInventor and Founder, Biniog Sathi, BangladeshMr. Mabroor Mahmood, a Bangladeshi national, is the Inventor and Founder of Biniog Sathi. He completed his Bachelors and

Masters degrees from the University of Dhaka, Bangladesh and later he obtained MS degree in Finance from the University of Maryland at College Park, USA. Mr Mahmood has over 12 years of experience in various fields of development including research and Islamic Banking. He invented Biniog Sathi model back in 2006, but he did not make it public till 2012. In 2013, he presented a conference paper on the model at Penang, Malaysia. in July 2014, he launched the website of Biniog Sathi (www.biniog-sathi.com ) to create more awareness about the model. The model has been filed for Patent in different countries.

Syed Ahmed ZafarAs Territory Account Manager - Sales at Path Solutions, Syed covers India, Pakistan, Afghanistan, Bangladesh, Sri Lanka, the Maldives and UAE. Syed has been working in the banking and finance technology industry

for the last 5 years. Prior to joining Path Solutions, he was associated and actively involved with the Pakistani asset management industry.

Mohammad Raafi Hossain Program Manager, SilatechQatarMohammad Raafi Hossain is the Project Lead for the Narwi Platform at Silatech,

supervising Narwi's development as an innovative online technology platform that spurs impactful microenterprise development by facilitating contributions from users, globally. Prior to joining Silatech, Mohammad was the Chair of the Environmental Priority Working Group for the United Nations in Iraq. There, he designed, structured and implemented key environmental policies and programs to encourage sustainable development throughout Iraq.Mohammad held the position of Program Manager for the UN Food and Agriculture Organization in Amman, Jordan. There, he served as the focal point for the development of emergency food security contingency plans in Syria, Yemen, Egypt and Libya during the onset of the Arab Spring.

Our Services in Islamic Microfinance

E-mail: [email protected], Web: www.alhudacibe.com

AlHuda CIBE (Pvt.) Ltd. Pakistan160-B, 1st Floor, Ahmed Block, New Garden Town, Lahore-PakistanPh: +92 42 35913096-8Fax: +92 42 35913056

AlHuda CIBE FZ LLE - U.A.EP.O Box. 120867, Dubai - U.A.EPh: +971 56 928 66 64 +971 55 938 99 00

program agenda...mr. m. zubair mughal chief executive officer alhuda cibe • welcome address dr....

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