PRESENTED BYRAM SEVAK SEVA SANSTHAN, MANJU NIVASH

SANDALPUR MORE PATEL COLONY GALI NO-03NEAR RS GAS AGENCY KHUMRAR GUMTI PATNA-6,

CONTACT-Mr. MUKESH- 8294905788

SWAVALAMBAN / NPS LITEWhat is Swavalamban / NPS LITE ?

NPS was initially for Governmentemployees, and was later extended to all citizens of

India. Recognizing the need to provide income security tomarginal income earners and to peoplefrom economically disadvantagedsections of society, a scheme has beenAs part of the Government's initiativetowards „Financial Inclusion‟, TheFinance Minister has announced a newscheme called “Swavalamban” toencourage subscribers to take the allimportant step of saving for their oldage, where Govt. of India will alsocontribute Rs 1000 per year to thepension account. *

ANew Pension SchemeByGovernment of IndiaForAll citizens of unorganized sector

NPS-Lite is a scheme of theGovernment of India and

PFRDA.

Objective Of Swavalamaban / New Pension Scheme

Is toMake provisionofOld age pension for the people of

unorganized sectorfromthe Age of 60 Years till life .

FEATURES OF SWAVLAMBAN / NPS LITE

•It is voluntary•It is simple•It is affordable Investment can be as low as Rs 100•It is –Uniform-single investment plan•It is safe-it is regulated by PFRDA•It is a Pension Scheme for Subscribers•It is based on Defined Contribution System•It is Flexible and Transparent system.•It is portable-can be operated from anywhere in

India•It is based on market based returns over long

term

PRAN CARD

Issue of unique Permanent RetirementAccount Number (PRAN) to eachsubscriber with name of accountholder, photo and signature. Example :

( not original )

Eligibility to join NPS

Eligibility conditions for enrolment/openingaccount:• Aged between 18 and 60 years, and• Not a member of Employees Provident Fund

andMiscellaneous Provisions Act 1952 and/or anyscheme for pension

Govt.of India- contribution

Govt. of India Contribution of Rs 1000 every

year till Financial Year 2017-18 in your PRAN card.

Eligibility for Govt. contribution:• Minimum of Rs. 1,000 and a maximum of Rs. 12,000 per annum of contribution by

you in your PRAN card.

Pension on investing

At the age of 60 Years :-

( a ) The subscriber can withdraw 60% as lump sum,

and 40% will have to be annuitized to ensure aminimum pension of Rs. 1,000 per month;

( b ) In case 40% of the corpus is not sufficient to

buy an annuity of Rs1000/- pm, the commutation

portion can be reduced to that extent.

Benefits on death before vesting

In case of death of the subscriber theentire money can be withdrawn by hisheirs immediately, without annuitizingany portion of the corpus OR they canalso opt for annuity provided the fundavailable is sufficient to provide anannuity of Rs1000/- pm.

Corpus in Swavalamban

The contributions, net of charges, would beconverted to Units depending on the NAVand credited to subscriber’s account.

The corpus would be value of the units tothe credit of the member.

A statement of account of entiretransactions and the market value of thecorpus will be sent to subscribers, once a year.

Average swavlamban / nps chart

ENTRY AGE

CORPUS at age 60 with monthly investment of Rs.

1000/-

Monthly Pension on CORPUS accumulated at

age 60

8% 10% 12% 8% 10% 12%

25 22,93,882

37,96,638

64,30,959

13591 22495 38103

30 14,90,359

22,60,488

34,94,964

8830 13393 20708

35 9,51,026 13,26,833

18,78,847

5635 7861 11132

40 5,89,020 7,59,369 9,89,255 3490 4499 5861

45 3,46,038 4,14,470 4,99,580 2050 2456 2960

50 1,82,946 2,04,845 2,30,039 1084 1214 1363

How to join the nps scheme

To join Swavalamban, the Subscriber should..

• Complete the requisite subscription form.• Comply KYC norms like:Affix colored photographProvide photo-identity,Proof of residenceAge proof.● Remittance of contribution along with form

WHY JOIN NPS WITH GREATS

YOU GET YOUR PRAN CARD100/- DEPOSIT IN YOUR PRAN CARDNO TENSION OF FILLING FORMSNO TENSION OF BIG QUESSERVICE AT YOUR DOOR STEP

MOST OF ALL

YOU CAN EARN HANDSOMELY BY JUST PROMOTING SUCH NOBLE CAUSE BY GREATS ONLY

Steps to Earn

Give all Your KYC documents (self attested)Fill your NPS Lite FormPay Rs. 800/- to Great Life MarketingMake your PRAN cardPromote others the benefits of PRAN

Rs 100/- will be deposited in your PRAN card

Projected income

4096 * 200 = 8 LACS APP. + GOLD / DIAMNOND MATCHING BONUS