Fr. Charles BenoitSpiritual Director

Jan. 27-Feb. 5, 2020

St. Benedict Catholic Church

Magnificat Travel is an apostolate that seeks to “Magnify

the Lord” by supporting the ongoing conversion of pilgrims

through facilitating and shepherding journeys to Holy Places.

Pilgrimage

Italyto

in the Footsteps of St. Benedict

A Pilgrimage to ItalyItinerary Highlights*

Rome & Vatican City• Basilica of St. Peter

• Angelus at St. Peter’s Square

• Tomb of St. John Paul II

• Scavi Tour (if available)

• Basilica of St. Mary Major

• Basilica of St. John Lateran

• Basilica of St. Paul Outside the Walls

• The Colosseum

• The Pantheon

• St. Callixtus Catacombs

• Vatican Museum

• Sistine Chapel

• Basilica of St. Peter in Chains

• Michelangelo’s Moses

• Trevi Fountain

• Piazza Navona

• Church of the Gesu

• St. Anselm on the Aventine

• Basilica of St. Sabina

Assisi • Basilica and Tomb of St. Francis

• Basilica and Tomb of St. Clare

• Basilica of Our Lady of the Angels

• San Damiano

Subiaco• Monastery of St. Benedict

• The Sacra Speco (Holy Cave)

• Monastery of St. Scholastica

Cassino• Montecassino Abbey

* Based upon availability

In God’s Hands in ItalyW e finally decided to go to Italy.

We had talked for 20 years about making this journey. After much discussion, we decided it would be a gift to one another for our 20th anniversary. However, in the back of our minds, we could not help but wonder why we were drawn to a pilgrimage. Little did we know, it was not a decision made totally by us. We discussed safety, and we both agreed that as this was planned by a faith-based organization and a priest and deacon would accompany us, we would be in the care of God’s hands.

We traveled to the Houston airport and were met by Fr. Mitch Semar, Deacon Juan Pagán and our group of travelers. It was our first meeting as we are from North Louisiana and the majority of the group lives in South Louisiana. However, we soon became family. Fr. Mitch and Deacon Juan are amazing. They are definitely examples of what our church needs, especially among our younger community.

Assisi was our first stop. It is truly the most peaceful place we have ever encountered. The mountains and plowed fields were like a painting. We went to the church and monastery of St. Francis. We saw the miracle of the thornless rose garden, the church given to St. Francis by the Benedictines where St. Francis prayed and began the Franciscan Order, St. Clare’s convent and so much more.

We were truly blessed, and the Holy Spirit filled us daily. Each day we asked ourselves if it were even possible to feel more of the presence of God. Every day, we heard Him answer yes.

Our next destination was San Giovanni. We learned and experienced the miracles of St. Padre Pio. We visited

his church, confessional, resting place, the Cross he was praying in front of when he received the stigmata, and the hospital he built. These holy sites made you want to fall to your knees and glorify in prayer the man who so loved and lived his life for our God. The highlight of this trip was meeting his fellow Capuchin priest and friend. He talked of the simple prayerful life Padre Pio lived. He displayed and blessed each of us with a glove worn by Padre Pio and the crucifix he kept on his nightstand and kissed nightly before retiring.

The last leg of our journey was Rome. Rome moves at a much faster pace, but is nonetheless spiritual. Fr. Mitch suggested married couples renew their marriage vows. Never did we dream of standing in St. Peter’s Basilica and renewing our commitment to one another.

Some experiences we could never put into words: encountering the pope in St. Peter’s Square; visiting The Vatican, the four basilicas of Rome, the Coliseum and the Parthenon; daily Mass in each town and city; celebrating Thanksgiving in Rome; enjoying our nightly group discussions; and waiting in anticipation for a scripture reading or other religious treasures from our secret prayer partner.

What we first thought was an anniversary trip was and wasn’t. A “voice” kept speaking to us. The decision to follow God’s whisper has changed our lives. Our Catholic faith, our daily way of thinking and praying have been enriched. We now give it all to God and continue to listen when he is “speaking.” We will forever be thankful for His guidance and unending love.

Pam and Garry BassBossier City, Louisiana

P i l g r i m W i t n e s s

Top: Pilgrims Pam and Garry Bass in front of St. Peter’s Basilica in Rome.

Middle: The Basses visit Assisi.

Bottom: The couple renews their wedding vows with Fr. Mitch Semar in St. Peter’s Basilica.

P.O. Box 4801, Lafayette, LA 70502

877-454-7469 (Toll Free)

337-291-1935 (Fax)

info@holytravels.orgwww.holytravels.org

Call today for details:

337-291-1933 (Office)

Inclusions• Round-trip Airport Transfer by Luxury Motor Coach• Round-trip Airfare from New Orleans

• Hotel Accommodations (4-star, Double or Triple Occupancy)

• Ground Transportation by Luxury Motor Coach• Meals (All Breakfasts and Dinners)• Spiritual Director• Magnificat Travel Escort• Local Experienced and Multi-lingual Tour Guides• Daily Mass and Spiritual Activities Coordinated• Cover Charges, Entrance Fees and/or Registration Fees• Orientation & Pre-Departure Meetings• Hospitality Packet • Early Registration Discounts

or Interest-Free Payment Plans Available

Add-ons & Exclusions• Travel Cancellation & Interruption Insurance• Lunches and Meals While in Transit• Tips ($140, Collected at Journey Departure)• Single Room Supplement• Flight Upgrades • Significant Foreign Exchange Rate Fluctuation

Pilgrimage Details

Learn more about our upcoming journeys and see pictures of recent trips online:

holytravels.org

facebook.com/holytravels

info@holytravels.org

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Pilgrimage to Italy St. Benedict Catholic Church

Father Charles Benoit January 27 – February 5, 2020

KR200127CBIT

218 Rue Beauregard, Ste. K • Lafayette, LA 70508 PO Box 4801 • Lafayette, LA 70502 • Fax (337) 291-1935 • info@holytravels.org • (337) 291-1933 • Toll Free 1-87-PILGRIM-9

Printed 190314 (Rev 190212)

PLEASE PRINT CLEARLY Pilgrim ID: _______________________

Almost Done! More on the back!

PILGRIM REGISTRATION A valid passport is required for all international travel. Please register using your name as it appears on your passport. If you do not have a passport, please register using your legal name as it will appear on your passport.

Legal Last Name Legal First Name Legal Middle Name Suffix

Mailing Address

Apt. No. City State Zip Code

Preferred Name for Nametag Date of Birth (M/D/Y)

/ /

Gender M F

Email Address Passport Nationality

Cell Phone Home Phone Work Phone

Name of Church Parish City of Church Parish Have you traveled with us before? Yes No

PRICING INFORMATION Pilgrimage Base Price: $3,599.00 + Airline Taxes & Fees (Double Occupancy)

SPACE IS LIMITED. Providing that space is available, prices are guaranteed until Oct. 21, 2019. Estimated Airline Taxes & Fees

$500.00 to $750.00

Discount Available Until Monday, March 25, 2019

Save $150.00 Check or Cash Pay-In-Full

Amount $4,199.00 or

Save $100.00 Credit Card Pay-In-Full

Amount $4,249.00

Optional Payment Plan Schedule

Non-Refundable Deposit: $600.00 April 15, 2019: $428.00 May 15, 2019: $428.00 June 15, 2019: $428.00 July 15, 2019: $428.00

August 15, 2019: $428.00 September 15, 2019: $428.00 October 15, 2019: $428.00 November 15, 2019: Remaining Balance + Airline Taxes and Fees

TRIP CANCELLATION/INTERRUPTION INSURANCE Magnificat Travel recommends the purchase of travel insurance and offers coverage through Travelex Insurance Services. Travel insurance could cover a cancellation or interruption of your pilgrimage as stated in the Travelex brochure. Please see Magnificat Travel’s Terms and Conditions for Cancellations, and the Travelex brochure for more details. Insurance premiums quoted below are based on Travelex’s current rates at the time registration materials were printed and are subject to change for later registrants. Insurance premiums must be paid at the time of registration and the travel insurance purchased must cover your entire Trip Cost, which includes the Base Price, Airline Taxes & Fees, and any charges for upgrades.

The insurance premium below is based on the Pilgrimage Base Price + Estimated Airline Taxes and Fees. $313.00

Supplements and/or upgrades could require additional insurance premium.

I decline to purchase Trip Cancellation/Interruption Insurance. ______ (please initial) Yes, I will purchase Trip Cancellation/Interruption Insurance, and will pay the premium today with my Deposit or Pay-In-Full Amount.

ROOM OCCUPANCY INFORMATION

Roommate: ________________________________________________________________________ (Double Occupancy included) I do not have a roommate, but I am interested in being matched with a roommate if one can be found. If a roommate cannot be found for me, I agree to pay the Single Occupancy Rate with my Final Invoice. _______ (please initial)

Single Occupancy Rate $650.00 (availability is limited)

Pilgrimage to Italy St. Benedict Catholic Church

Father Charles Benoit January 27 – February 5, 2020

KR200127CBIT

218 Rue Beauregard, Ste. K • Lafayette, LA 70508 PO Box 4801 • Lafayette, LA 70502 • Fax (337) 291-1935 • info@holytravels.org • (337) 291-1933 • Toll Free 1-87-PILGRIM-9

Printed 190314 (Rev 190212)

TERMS & METHOD OF PAYMENT

STEP 1: Terms of Payment (choose one): Pay-in-Full AutoPay - Yes, please set-up my account for automatic monthly payments with my card. Standard Payment Plan (mail-in payments) I understand that my monthly payments must be received on or before the due date noted on the payment schedule to avoid a $35 Late Fee.

STEP 2: Method of Payment (choose one): Cash Check/Money Order Credit/Debit Card (Please complete card information below)

CREDIT OR DEBIT CARD INFORMATION Name as it appears on the card Billing Address (if Different from Mailing) Same as Mailing Address

Card Number Expiration Date V-Code

- - - /

I hereby acknowledge that I am an authorized user for the card above, and by my signature, I authorize Magnificat Travel to charge the card as described by the Terms of Payment stated above.

Authorized Signature _______________________________________________ Date _____________________________ AMOUNT TO BE PAID WITH YOUR REGISTRATION

Deposit or Pay in Full Amount:

Travel Insurance Premium: Travel insurance premiums must be paid at the time of registration and the travel insurance premium must cover your entire Trip Cost.

Total to Be Paid Today:

$ $ $

TERMS & CONDITIONS AGREEMENT I have completely read and fully understand the “Release and Agreement” and “Booking Conditions” as supplied herewith, and agree to be bound hereby, and to comply therewith. (Signature is required.)

Signature ________________________________________________ Date _____________________________ TO COMPLETE REGISTRATION

1. Please keep the Release and Agreement and Booking Conditions document for your records. 2. Registrations received without a signature under TERMS & CONDITIONS AGREEMENT will not be processed. 3. You can mail, email, or fax the completed and signed Pilgrim Registration along with payment. 4. Registrations are processed on a first come/first serve basis as space allows. 5. Registrations received after the payments on the Optional Payment Plan Schedule have become due, must be submitted with

enough payment to correspond to the combined amount due according to the schedule. 6. Please make note of the Optional Payment Plan Schedule to avoid any late charges to your account. 7. You will receive a Confirmation Letter by email confirming your registration and payment information. 8. A passport is not required to register but is required for international travel. Please submit a color copy of the picture page of your

passport to your Pilgrimage Administrator as soon as possible.

Mail to: Magnificat Travel P.O. Box 4801

Lafayette, LA 70502

Drop off at: Magnificat Travel 218 Rue Beauregard Ste K

Lafayette, LA 70508 Email: kayla@holytravels.org

EMERGENCY CONTACT INFORMATION Please list someone who will not be traveling with you. First Name Last Name Cell Phone Number

218 Rue Beauregard, Ste. K • Lafayette, LA 70508 PO Box 4801 • Lafayette, LA 70502 • Fax (337) 291-1935 • info@holytravels.org • (337) 291-1933 • Toll Free 1-87-PILGRIM-9

(Rev 181210)

TERMS & CONDITIONS These Terms & Conditions supersede all

Terms & Conditions dated prior to December 10, 2018.

Booking Conditions

Availability Trips are filled on a first come, first serve basis. Your trip registration is commenced, and your spot is reserved once the full deposit and completed and signed registration form is received by Magnificat Travel, LLC. Some trips are sponsored by outside parties, and those parties reserve the right to choose who participates on the trip. Magnificat Travel, LLC also reserves the right to choose who may or may not participate on all trips. If no availability exists at the time of receiving your signed and completed registration form along with your deposit, you will be placed on the waiting list (See Waiting List).

Waiting List If no availability exists at the time of receiving your signed and completed registration form along with your deposit, you will be placed on the waiting list. Individuals are placed on the waiting list in the order that their registrations are received. Spots may become available, either by additional spaces being added or by participants cancelling. If Magnificat Travel, LLC is unable to provide additional availability to any registered individual who is on the waiting list by the time of travel then he or she will be entitled to a refund of his or her deposit or he or she can apply their deposit toward another trip.

Physical Requirements Pilgrimages, missions, and retreats sometimes require extensive walking and/or physical activity. Trip participants should be able and willing to walk between 5 and 10 miles a day. Trip participants should also expect to walk with their luggage during transfers. Actual physical requirements may vary between trips. Participating on mission trips may include light construction including, but not limited to, heavy lifting, mixing cement, digging holes, pushing wheel barrels, and working outside in the sun. Please contact Magnificat Travel, LLC for anticipated physical requirements for individual trips.

Deposit A non-refundable deposit is due to reserve your spot on the trip. Deposit amounts vary by trip. Please see registration form for deposit information. All deposits are non-refundable except for individuals who are placed on a waiting list and Magnificat Travel, LLC is unable to provide additional space for travel (See Waiting List). Individuals who register after regular payments have been due are required to pay the full amount due at that time including regular payments. Please see the payment schedule to ascertain the total amount due.

Late Payments A $35.00 non-refundable late fee will be assessed per person per month for all payments received or postmarked after due dates. The first payment is exempt from late fees. All late fees are non-refundable. Participant will not be allowed to travel unless all his or her complete balance (including regular payments, late fees, deviation fees, occupancy supplements, and additional applicable service charges) are received before 35 days prior to departure. Magnificat Travel, LLC reserves the right to retain or release participant’s spot if a balance still exists in his or her account 15 days prior to departure, and the standard cancellation policy will apply. Magnificat Travel, LLC also reserves the right to charge additional late fees of no less than $50.00 for an individual to rejoin the trip if space is still available.

Taxes, Fuel Surcharges, & Fees All taxes, surcharges, fuel surcharges, exchange rate charges, and additional fees will be assessed as Taxes & Fees with the Final Invoice. The actual taxes & fees amount will be determined at the time of the last payment and may vary from estimated tax amount. Exchange rate charges will be assessed if exchange rates fluctuate more than 3% above the rate observed at commencement of trip registration. Please see the Pilgrim Registration for the estimated taxes and fees. Taxes and fees vary by trip, and all taxes and fees are non-refundable.

Travel Cancellation/Interruption Insurance Travel Cancellation/Interruption Insurance is recommended and is not included in your pilgrimage price. Travel insurance could cover a cancellation or interruption of your pilgrimage as stated in the Benefit Highlights in the Travelex brochure. Insurance Premium listed on the registration form is based on the Pilgrimage Base Price. For any additional insurance coverage for supplements and/or upgrades, or for travel insurance upgrades, please submit your request in writing to your Pilgrimage Administrator. Travel insurance upgrades must be purchased within 15 days of registration. Please see the Travelex insurance brochure for more details, including information on pre-existing conditions.

Cancellations All cancellations must be submitted in writing by mail, fax, email, or in person at Magnificat Travel, LLC. Cancellation date is determined by: date postmarked for mail; date received by fax; date received by email; or the date received in-person. All reservations are non-transferable. Refunds are issued within 30 days from the return date of the pilgrimage.

If Cancellation Date is… 100 or more days prior to departure 99 - 70 days prior to departure 69 - 46 days prior to departure 45 days or less

Then participant will receive… 100% of amount paid less non-refundable fees* 50% of amount paid less non-refundable fees* 25% of amount paid less non-refundable fees* 0% of amount paid

* Non-refundable fees could include, but are not limited to: registration deposits; insurance premium; late payment fees; airline deposits, upgrades, deviations, and/or ticketing fees; coach deposits (domestic and abroad); deposits for hotel room(s); cruise cabin deposits; cover charges, entrance and/or registration fees; etc.

Airline Deviations & Upgrades A $250.00 non-refundable Air Deviation/Upgrade Fee will be assessed to any additional charges imposed by suppliers for any airline deviations from the scheduled group flight itinerary or for any upgrades from the seat included in the package price. For a flight deviation and/or upgrade quote, please request an Airline Deviation or Airline Upgrade Request Form from your Pilgrimage Administrator.

218 Rue Beauregard, Ste. K • Lafayette, LA 70508 PO Box 4801 • Lafayette, LA 70502 • Fax (337) 291-1935 • info@holytravels.org • (337) 291-1933 • Toll Free 1-87-PILGRIM-9

(Rev 181210)

TERMS & CONDITIONS These Terms & Conditions supersede all

Terms & Conditions dated prior to December 10, 2018.

Release and Agreement 1. I agree to release, indemnify and hold harmless Magnificat Travel, LLC and its affiliates (which term shall include parents, subsidiaries, officers, directors, shareholders, agents and employees of Magnificat Travel, LLC as well as Magnificat Travel, LLC itself), and my school, my parish, my school board, my diocese and group leader (the “Released Parties”) from, and agree not to sue the Released Parties for, any claims that I may have arising from, or in connection with, any personal injury, bodily injury, mental anguish, emotional distress, physical, property or other damage that I may suffer from any cause whatsoever related in any way to my participation in any Magnificat Travel, LLC sponsored trip. Without limiting the generality of the forgoing, I release, indemnify and hold harmless the Released Parties from, and agree not to sue them for any personal injury, bodily injury, mental anguish, emotional distress, physical property or other damage that I may suffer from the Released Parties’ negligence other than from intentional or reckless acts by such parties. I further agree to release, indemnify and hold harmless the Released Parties from any and all acts of God, war (whether declared or undeclared), terrorist activities, incidents of politically motivated violence, illness or quarantine, strikes or government restrictions or the acts or omissions of any other agents over the Released Parties have no direct or indirect control, including, without limitation, airlines, railways, bus companies, hotels, shipping companies, guides and sub-contracted agents or tour operators. This release also includes activities not offered by Magnificat Travel, LLC that may be considered risky including, but not limited to, horseback riding, scuba diving, snorkeling, river rafting, mountain climbing, hiking, whitewater rafting, swimming, canoeing, etc. 2. I understand that the air carrier’s liability for loss of or damage to baggage or property, or for death injury to person, is limited by their tariffs, or the Warsaw Convention, or both. 3. I understand and agree that Magnificat Travel, LLC shall have no liability or responsibility for me when I am absent from the group activities for any reason, including any deviations from and/or outside of the originally scheduled itinerary. 4. I understand and agree that Magnificat Travel, LLC reserves the right to refuse or cancel my registration at their sole discretion. Group leaders may also refuse or cancel any participant’s registration including my own. In such event, Standard Cancellation guidelines as outlined in the Booking Conditions apply. 5. I agree to abide by Magnificat Travel, LLC’s regulations and the directions of my group leader, my trip director or Magnificat Travel, LLC’s personnel during my trip. Failure to do so may result in Magnificat Travel, LLC terminating me from the trip immediately. I understand that to disobey such rules or directions is to waive the right to a refund, and that Magnificat Travel, LLC or my group leader may then send me home at my own expense. 6. I agree to abide by all local laws when abroad, including those concerning drugs and alcohol. (Minors must have a parent’s permission to use alcohol even if the local law would otherwise permit them to.) I understand that if I abuse or disobey such laws, even unintentionally, I waive my right to a refund, and Magnificat Travel, LLC may send me home at my own expense. I also understand that should local authorities be involved, I will be subject to the laws of the country I am visiting. 7. I understand and agree that if I become ill or incapacitated, Magnificat Travel, LLC and its employees, or my group leader, may take any action they deem necessary for my safety and well-being, including securing medical treatment (at my own expense) and transporting me home. 8. I understand and agree that Magnificat Travel, LLC has the right to make changes in trip itineraries and departure dates, and to modify transportation arrangements, including the use of substitute airlines. 9. I understand that by enrolling on this trip, I have made the choice to travel with the teacher/group leader organizing my group, and I understand that this choice may not be the responsibility of Magnificat Travel, LLC. I understand that a group leader must accompany me on trip. If my group leader cancels for any reason, Magnificat Travel, LLC will ask him or her to assign a new group leader. If I cancel at this point and choose not to travel with the replacement group leader, I will be treated as a standard cancellation. I may also request that Magnificat Travel, LLC place me with another Magnificat Travel, LLC group. If Magnificat Travel, LLC cannot find another group for me, Magnificat Travel, LLC’s Standard Cancellation Policy will apply. 10. I understand that it is my responsibility to secure the necessary travel documents (passport and visa[s]) unless specifically arranged for the group by Magnificat Travel, LLC. Failure to do so does not constitute grounds for a refund except according to the Standard Cancellation guidelines as outlined in the Booking Conditions. 11. I understand that I will be required to pay for any phone calls or incidental personal expenses that I incur at hotels, as well as for any damage I cause to hotel rooms, buses or other property. 12. I understand and agree that this agreement and Magnificat Travel, LLC’s Booking Conditions constitute the entire agreement between Magnificat Travel, LLC and me with reference to the subject matter herein, and I do not rely upon any promises, inducements or agreements not herein, including but not limited to any oral statements made to me by any agents or employees of Magnificat Travel, LLC, or by my school, parish, diocese, or group leader. This agreement may be amended or modified only in writing, signed by both parties. The waiver by Magnificat Travel, LLC of any provision of this Agreement shall in no way affect the remaining provisions of this Agreement, and this Agreement shall be interpreted as if such clause or provision were not contained herein. 13. I understand and agree that this agreement shall be governed in all respects, and performance hereunder shall be judged, by the laws of the State of Louisiana. In the event of any claim, dispute or proceeding arising out of my relationship with Magnificat Travel, LLC, or any claim which in contract, tort, or otherwise at law or in equity arises between the Released Parties, whether or not related to this agreement, the parties submit and consent to the exclusive jurisdiction and venue of the courts of the State of Louisiana and of the United States District Court for the District of Louisiana. 14. I understand and consent that Magnificat Travel, LLC may use any film and/or digital likenesses taken of me and any of my comments while on a Magnificat Travel, LLC trip for future publicity, and use my contact information for future Magnificat Travel, LLC promotions.

The 360° Group Choice protection plan provides quality travel protection for all ages at competitive group rates; includes trip cancellation & interruption benefits, emergency medical coverage, along with 24/7 travel assistance & concierge services.

PLAN HIGHLIGHTS• Primary coverage, no deductibles• Same great rate for all ages• Pre-existing medical condition exclusion waiver• Trip cancellation/interruption benefit includes:

– Sickness, injury or death3

– Inclement weather– Financial default & labor strikes– Business reasons– Terrorist incident

• Missed connection benefit• 5 hour trip delay benefit• 12 hour baggage delay benefit• Fast online claims5

BASE PLAN BENEFITS & BONUS COVERAGES

Benefits Coverage1

Trip Cancellation 100% of trip cost ($15,000 limit)

Trip Interruption 150% of trip cost ($22,500 limit)

Trip Delay $1,000 ($250/day)

Equipment Delay $200

Missed Connection $1,000

Baggage & Personal Effects $1,500

Baggage Delay $250

Emergency Medical & Dental Expenses $25,000 ($500 dental sublimit)

Emergency Evacuation & Repatriation $150,000

Accidental Death & Dismemberment $10,000

Travel Assistance & Concierge Services4 Included

BONUS COVERAGES

If plan is purchased at or before final trip payment.

• Pre-existing Medical Condition Exclusion Waiver Included

• Financial Default Coverage Included

BASE PLAN RATES

Trip Cost Plan Cost

$02 $25

$1 - $500 $50

$501 - $1,000 $75

$1,001 - $1,500 $105

$1,501 - $2,000 $137

$2,001 - $3,000 $187

$3,001 - $4,000 $248

$4,001 - $5,000 $313

$5,001 - $6,000 $373

$6,001 - $7,000 $435

$7,001 - $8,000 $498

$8,001 - $9,000 $559

$9,001 - $10,000 $621

$10,001 - $11,000 $704

$11,001 - $12,000 $770

$12,001 - $13,000 $836

$13,001 - $14,000 $903

$14,001 - $15,000 $969

360⁰ GROUP CHOICETRAVEL PROTECTION

1 All coverages per insured up to limits listed. Coverage and rates may vary by state. Please see your policy for details or call 888.574.7026. 2 Includes $1,000 in Trip Interruption - Return Air only. 3 Of you, a traveling companion, family member, domestic partner or business partner. 4 Provided by the designated provider as listed in the Policy. 5 Based on industry average. Fastest payments on approved claims when debit card or other EFT method is chosen as preferred payment method. Speed of transaction varies by processing financial institution. 01.18

Rates are per traveler. Maximum trip length allowed 364 days.

Dream. Explore. Travel On.

Includes a wide range of services before and during trips through a 24/7 toll free number.

MEDICAL SERVICES INCLUDE:• Medical Assistance• Medical Consultation & Monitoring• Medical Evacuation• Emergency Medical Payments• Prescription Assistance• Dependent Transportation & Family Visits• Repatriation of Remains

ASSISTANCE SERVICES INCLUDE:• 24 Hour Legal Assistance• Message Services• Language Interpretation Services• Emergency Cash Transfer• Pre-Trip Travel Services• Travel Document & Ticket Replacement• Concierge Services• Business Services

PRE-EXISTING CONDITION EXCLUSION WAIVERPre-existing medical conditions are eligible for coverage when:• Plan is purchased at or before final trip payment• Full trip cost is insured • The traveler is medically able to travel at the time of plan purchaseA pre-existing condition is an Injury, Sickness or other condition (excluding any condition from which death ensues) of an Insured, Traveling Companion, Business Partner or Family Member which, within the 60 day period immediately preceding and including the Insured’s coverage effective date.This exclusion applies to those not traveling.

TRAVEL ASSISTANCE SERVICES4

For Plan Questions Call Travelex at 888.574.7026 or Contact your Travel Professional to Enroll Plan Code: ACGB-1217

review the policy or contact us. Travelex Insurance Services Inc. 9140 West Dodge Road, Suite 300, Omaha, NE 68114. Toll Free 888.574.7026. Email: customersolutions@travelexinsurance.com. Any inquiry regarding claims may be directed to travelex.claims@bhspecialty.com, P.O. Box 31003 Charlotte, NC 28231-1003; 855.205.6054. Inquirers regarding new, existing or denied claims and any other claims questions may also be directed to this address. Consumers in California may also contact: California Department of Insurance Hotline 800.927.4357 or 213.897.8921. Travelex CA Agency License #0D10209. Consumers in Maryland may contact: Maryland Insurance Administration 800.492.6116 or 410.468.2340. All products listed are underwritten by, Berkshire Hathaway Specialty Insurance Company (formerly known as Stonewall Insurance Company), 1314 Douglas Street, Suite 1400, Omaha, NE 68102; NAIC #22276 under Policy Form series (all states except as otherwise noted) PG-TA-IPL-USE. In KS, MN, MO, MT, OR, and VA Policy Form series PG-TA-IPL-NV. In CA Policy Form # PT-TA-IPL-CAEAH, CO Policy Form # PG-TA-IPL-COEAH and PG-TA-IPL-COEIM, IL Policy Form # PG-TA-IPL-ILE, IN Policy Form # PG-TA-IPL-INEAH and PG-TA-IPL-NVIM, MD Policy Form # PG-TA-IPL-MDE, NH Policy Form # PG-TA-IPL-NHE, NY Policy Form # PG-TA-IPL-NVIM and PG-TA-IPL-NVAH-NY, PA Policy Form # PG-TA-IPL-USIM and PG-TA-IPL-NVAH-PA, TX Policy Form # PG-TA-IPL-TXEAH and PG-TA-IPL-TXEIM, WA Policy Form # PG-TA-IPL-NVIM and PG-TA-IPL-WAEAH. To view the policy based on your state of residence, please visit: policy.travelexinsurance.com/ACGB-1217. RJI 01.18

This plan does not cover any loss caused by or resulting from: intentionally self-inflicted Injury, suicide, or attempted suicide of the Insured, Family Member, Traveling Companion or Business Partner while sane or insane; Normal Pregnancy or Childbirth, other than Unforeseen Complications of Pregnancy, of the Insured, a Traveling Companion or a Family Member; participation in professional athletic events; motor sport, or motor racing, including training or practice for the same; mountain climbing that requires the use of equipment such as; pick-axes, anchors, bolts, crampons, carabineers, and lead or top-rope anchoring or other specialized equipment; operating or learning to operate any aircraft, as student, pilot, or crew; air travel on any air-supported device, other than a regularly scheduled airline or air charter; war (whether declared or not) or act of war, participation in a civil disorder, riot, insurrection or unrest; any unlawful acts committed by the Insured; Mental, Nervous or Psychological Disorder; if the Insured’s tickets do not contain specific travel dates (open tickets); being under the influence of drugs or narcotics, unless administered upon the advice of a Physician or intoxication above the legal limit; any Loss that occurs at a time when this coverage is not in effect; traveling solely or substantially for the purpose of securing medical treatment; any Trip taken outside the advice of a Physician; Pre-Existing Medical Conditions of an Insured, Traveling Companion, Business Partner or Family Member (within a 60 day period immediately preceding coverage effective date). The following exclusions also apply to the Medical Expense Benefit: routine physical examinations; mental health care; replacement of hearing aids, eye glasses, contact lenses, sunglasses; routine dental care; any service provided by the Insured, a Family Member, or Traveling Companion; alcohol or substance abuse or treatment for the same; Experimental or Investigative treatment or procedures; care or treatment which is not Medically Necessary, except for related reconstructive surgery resulting from trauma, infection or disease; coverage for Trips less than 100 miles from the Insured’s Primary Residence (also applies to the Emergency Evacuation Benefit). The following exclusions also apply to Accidental Death and Dismemberment: Benefits will not be provided for the following: loss caused by or resulting directly or indirectly from Sickness or disease of any kind; stroke or cerebrovascular accident or event; cardiovascular accident or event; myocardial infarction or heart attack; coronary thrombosis; aneurysm. Please refer to your policy for a complete list of plan exclusions and limitations. The purchase of this product is not required in order to purchase any other travel product or service. Your travel retailer might not be licensed to sell travel insurance and will only be able to provide general information about the product. An unlicensed travel retailer may not answer questions about the terms and conditions of the insurance offered and may not evaluate the adequacy of your existing insurance coverage. The products being offered provide insurance coverage that only applies during your covered trip. You may have insurance coverage from other sources that provide similar benefits but may be subject to different restrictions depending upon the coverage. You may wish to compare the terms of the travel policy offered through Travelex with any existing life, health, home and automobile insurance policies you may have. If you have questions about your coverage under your existing insurance policies, contact your insurer or insurance agent or broker. The product descriptions provided here are only brief summaries and may be changed without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. If you have questions about coverage available under our plans, please