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FREE Vol. 6 Issue 36 September 7 - 13, 2011 WEEKLY NEWSPAPER PRSRT STD ECRWSS U.S. Postage Paid Permit #5 ZIP CODE 99026 Library Board Meeting 3 Suncrest Fitness Open House 5 Fire Commissioners Column 8 Borgford BioEnergy LLC Recharging a Community 2

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A community newspaper for the Nine Mile and surrounding areas.

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Page 1: Outpost newspaper

OutpostFRE

E

Vol. 6 Issue 36 September 7 - 13, 2011 WEEKLY NEWSPAPER

PRSRT STDECRWSS

U.S. Postage PaidPermit #5

ZIP CODE 99026

Library Board Meeting 3

Suncrest Fitness Open House 5

Fire Commissioners Column 8

Borgford BioEnergy LLCRecharging a Community 2

Page 2: Outpost newspaper

2 • lakespokaneOutpost.com • September 7 - 13, 2011

FORKS OVER KNIVES

e x a m i n e s t h e

profound claim that

most, if not all, of

the degenerat ive

diseases that afflict

u s c a n b e

controlled, or even

r e v e r s e d , b y

rejecting animal-

based and processed

foods. The major

storyline in the film

traces the personal

journeys of a pair of

p i o n e e r i n g

researchers, Dr. T.

Colin Campbell and

D r . C a l d w e l l

Esselstyn.

Sunday 9/18

@ 4pmSuncrest Fitness Center

Need more info?

509-251-4862

At the end of June 2009, Borgford BioEnergy was the recipi-ent of a grant sponsored by Senator Patty Murray to fund the first phase of the project that turn slash piles and other wood prod-ucts into fuel. This is made possible by using the “Octaflame” gasifier. The heat produced from this gasifier will be used for self-use at the Springdale Lumber mill and for sale on the grid. It will also be used for biochar and bio-oil manufacture, heat for the drying of lumber, sawmill operation for specialty cut lumber and beams, greenhouses and water distillation. Property at the old Kulzer township near Valley, WA as purchased for creating the bioenergy park.

The lumber mill in the town of Springdale, approximately 7 miles to the south of the old Kulzer township site came up for sale in October of 2009. At the time it had been shut down for over four years. The mill contained all of the machinery that was needed to meet the needs of the specialty lumber and beam sawmill that was to be part of the later phases of the total busi-ness plan. Borford BioEnergy then purchased this property.

The purchase of the mill in Springdale saved the project a considerable amount of money over constructing a new facility and cut out over 18 months of construction time. This, in ad-dition to adding over 22 more employees and providing more operating space at the plant in Valley, provided a win-win situa-tion. Both locations now make up what is known as the Borgford BioEnergy energy park project.

During the winter of 2009-2010 employees were hired to bring the sawmill back to operating conditions and once it was operational, additional employees were hired. Jobs in the log-ging and trucking industries have also been added.

The permitting process has now been completed and the project is moving ahead with the current construction and instal-lation. Equipment upgrades, and when necessary, replacements to the mill itself will increase its efficiency and the first full-sized Octafalame gasifier will be installed at the Springdale mill to replace the propane burner that was previously used to heat the lumber kilns. This will eliminate the $15,000.00 per month the mill spends in electricity as well as the $68,000.00 per month in propane to operate the kilns.

This project has brought jobs back to an area where the lumber industry was one of the largest employers in town.

Borgford BioEnergy LLCRecharging a Community

Story • Jana Farmer Photos • Dana Michie

Page 3: Outpost newspaper

September 7 - 13, 2011 • lakespokaneOutpost.com • 3

If you have a community event that you would like to have listed, please call 467-3826 or email us at [email protected]

School is now in session.Be sure to watch for

students and keep up with all schedules and

activities atwww.9mile.org

SEPTEMBER 14Lake Spokane Association

MeetingLSE

6:30 pmSEPTEMBER 15

Library Board Meeting4:00 pm

Lake Spokane Pizza FactorySEPTEMBER 18

Round “about” 5KDeer Park Physical Therapy

www.roundabout5k.com for info.SEPTEMBER 21

Sheriff at the COP ShopOutpost/COP Shop Office

2:00 pm - 7:00 pm

Back Country Horsemenmeets the 3rd Thursday of the month Potluck 6:00 pm; Meeting 7:00 pm @ Williams Valley Grange Call Bob @ 276-6226 for infoClayton/Deer Park Historical Society meets the 2nd Saturday of the month - 9:00 am @ theClayton Drive-inClayton Grange #456 Pancake Breakfast meets the 3rd Sunday of the month – 8:00 am - $5.00 per personClayton Grange #456 Spaghetti Feed meets the 2nd Friday of the month - 5:00 pm - $7.00 per personDeer Park Chamber of Commerce meets the 3rd Tues-day of the month - 12:00 pm. Loca-tions TBA. Call 276-5900 for infoDepot Community Center Board Meeting meets the 2nd Tuesday of the month – 7:00pmFat Quarter Quilters meets Tuesdays at Faith Lutheran Church - 10:00 am Ford Senior Center Game Night meets the 4th Saturday of the month - 6:00 pmFord Senior Center Potluck every Wednesday 12:00 pm

Lake Spokane Chamber of Commerce meets the 4th Thurs-day of every month - See ad below for correct time.Lake Spokane Garden Club meets the last Thursday of the month - 6:30 pm in September at Suncrest Family Worship Center Upper Bldg.Loon Lake Chamber of Com-merce meets the 2nd Tuesday of each month 6:00 pmParks & Rec. Commission meets the 3rd Thursday of the month 7:00 pm @ Pizza Factory Springdale Senior Lunch Bunch every Wednesday 12:00 pm @ Depot Community CenterSpin Etc. every Monday 12:00 pm – 3:00 pm @ Williams Valley GrangeStorytime every Thursday - 10:30 am @ Lakeside LibraryTum Tum Community Center meets the 1st Thursday of the month - 7:00 pmTum Tum Community Center Potluck Lunch every Tuesday 12:30 pmWilliams Valley GrangeMeeting the 2nd Saturday of the month - 10:00 am - coffee 2:00 pm - potluck & meeting

Clayton Market & Small Animal Exchange12:00 pm – 4:00 pm Sundays @ Clayton Fairgrounds Lake Spokane 9:00 am – 12:00 pm Saturdays – Jun 25 – Aug 28. Vendors neededDeer Park Farmer’s Market Wed. - Sat. 10:00 am - 6:00 pm 412 W. Crawford Ave., Year Round Springdale Sunday Market11:00 am – 4:00 pm July 10 – Aug 28. Vendors needed

Clayton Grange #456P.O. Box 294, Clayton WA 99110Grange Master & Hall Rental contact - Howard Richards - 951-6609Depot Community Center107 Shaffer Ave. Springdale, WA 99173 Information: 258-6956 or 991-0114Ford Senior Center Main Street Ford, WA 99013Tum Tum Community Center6424 Hwy. 291 Nine Mile Falls, WA 99034 Information & Rental contact - Sandy Stenson - 276-2398 Tum Tum Food Bank 276-2653Williams Valley GrangeSwenson & Casberg-Burroghs RdDeer Park, WA 99006Information & Rental: 466-3564

Community Centers

Farmers MarketsThis Week

Upcoming Events

Regular MeetingsCommunity

Tum Tum Community Center

6424 HWY 291 • 276-2398 tumtumcc.org

Community Potluck Tuesdays 12:30 pm

Everyone Welcome/Facility for Rent

Call for Scheduling & InformationPresident, Sandi Wakefield

Home for the Tum Tum Seniors, Public SCCAT Meetings, Food Bank, Our Lady of the Lake (Catholic Church), Seventh Day Adventist, and the Tum Tum Break-

fast Club

Williams Valley

Grange1911-2011

Sept. 102nd Saturday

Coffee Shop and Open HouseOpen to Everyone

Further information at www.wa-grange.org or at the Corner of Swenson & Casberg-Burroughs

Hall for Rent. Information:466-3564

Next Chamber MeetingSept. 22

7:00Suncrest Pizza Factory

Speaker:Durham School Bus

Svcs.

lakespokane.com509-477-9074

Library Board Meets to Discuss Name Change for Lakeside Library

Libraries of Stevens County Board will hold its regular monthly board meeting in Nine Mile Falls on Thursday, September 15th. The Li-brary Board meets twice a year in the Lakeside area, to allow community members to more easily attend a board meeting. The meeting on September 15 will be held at 4:00 in the meeting room at Pizza Factory. The meeting is open to the public. One of the agenda

items for the meeting is the topic of changing the name of the Lakeside Community Library to Lake Spokane Library. The public is encouraged to attend the Board Meeting to voice an opinion about this proposed change of name. If you cannot attend the meet-ing, comments may be emailed to Amanda McKeraghan, Library Direc-tor [email protected]. Questions call 276-3329.

Page 4: Outpost newspaper

4 • lakespokaneOutpost.com • September 7 - 13, 2011

Outpost5919D Hwy 291 Ste. #4

Nine Mile Falls, WA 99026(509) 467-3826

FAX (509) 850-3634www.lakespokaneoutpost.comSeptember 7 - 13, 2011 •

Vol. 6, Issue 36

Ideas for [email protected]

Published by:Lake Spokane Media LLC.

Subscriptions are available at a rate of $30 for a year or $15 for 6 months. Subscriptions are delivered via United

States Postal Service.Display Advertising deadline is Friday

5:00 p.m.

Events and Classified Advertising deadline is Monday at 10:00 a.m.

Follow us on these Social Networks!

lakespokanemedia.comlakespokaneoutpost.com

Dana R. MichieEditor & [email protected]

Jana FarmerLayout & Production

[email protected]

Lois [email protected]

Cori ReevesProjects

[email protected]

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Chris EllisGreen Living [email protected]

During the July Lake Spokane Chamber of Commerce meeting, a decision was made to accommodate those members who have been unable to make the 12:00 pm meetings. As of Sep 2011, every other meeting will be in the eve-ning. So that…

Sep 22 @ 7:00 pm at the Pizza Factory back room.

Oct 27 @ 12:00 pm @ the Pizza Factory

Nov 17 @ 7:00 pm @ the Pizza Factory (moved up a week because of Thanksgiving)

Dec 15 @ 12:00 pm @ the Pizza Facto-ry (moved up a week because of Christmas)

At that time we will evaluate how this is working. If there are other evenings that would work out better please let us know during sign-in at the meetings.

Our new Business Ambassador, Rodney Wells, will be visiting area businesses to get input from you on what your chamber can do for you. Please help him out.

The Fourth of July celebration was a success again. We had 23 vendors and 103 cars at the car show. The firework costs

were covered.We’re doing better than Spokane

in that our mayor was re-elected for a second term, thanks to all your votes. Mayor Reuben Rules Again!

Speaking of which…as much as we enjoy spending time

with our pets (I have 3 dogs my-self), the 4th of July Celebration

and Car Show takes place on school grounds which does not allow dogs. Sorry.

Parks and Recreation announced that we have our first 40 acres of park (50 yr lease). They will be holding a celebration in the near future. At the moment it is an empty field, so guess what? Volunteers will be needed to clear it out and get the park under way.

WITHOUT YOU WE’RE NOTHING, WITH YOU WE’RE A SUCCESS!

Lake Spokane Chamber of Commerce

Page 5: Outpost newspaper

September 7 - 13, 2011 • lakespokaneOutpost.com • 5

ANSWERS

LIC. BOBSSR*931LN

SHARP AUTO & BOAT REPAIR

“I stand behind my WORK!”

Complete Honest RepairASE Certi�ed22 Yrs ExpAll Types RepairsBrakesFarm & Diesel

Bulk Bark & Garden Soil

You Pick-Up or We Deliver!

Backhoe Service by the hour

30 Years Experience

Little League ParentsLittle league parents

living in the North West boundaries of Division and Wellesley going Northwest through the Nine Mile School District are desperately needed

to run our children’s softball and baseball programs for the 2012 season. Ages 4 years to 16 years old children are in the program. Please contact Gary Brown at

276 3127 or come to our meeting Sept. 26, 6:30 PM at Suncrest Worship Center, Hwy 291 and Wylie. PLEASE DON’T LET THE CHILDREN DOWN. Thank You

Suncrest Fitness Center

Open HouseSuncrest Fitness Center, Inc. is pleased

to announce that they are conducting an Open House at the fitness center on October 1, 2011 from 10:00 am to 2:00 pm.

According to Karman Shaw, Manager of Suncrest Fitness Center, “We are excited to open our doors to the community and showcase the many unique products and services we offer.” In addition to free tours and food and beverages, the fitness center will have special prize drawings and dem-onstrations.

Karman added, “We are also using this opportunity to spotlight the new Suncrest Ballet Studio-exclusively at Suncrest Fit-ness Center with Creative Director and Tum Tum’s own, Sarah Glesk.” “The ballet studio is the biggest project we’ve rolled-out since opening the center almost four years ago,” she said.

Lisa Tuttle, BS, Exercise Science, Health and Wellness Coordinator for the fit-ness center, will be conducting free balance and vital sign tests and Marisa Gadda will be providing a free, introduction to Zumba class.

Karman also extends her gratefulness to the community for supporting the fitness center. “The fitness center was started to help people in the Nine Mile Falls area achieve their fitness objectives. We are so thankful that people are availing them-selves of the opportunities we offer and look forward to many fun and exciting years to come.”

Suncrest Fitness Center, Inc. is the only locally owned and operated health club in South Stevens County. Established in 2008, the 9700 sqft state-of-the-art facil-ity has over 1000 members in the Nine Mile Falls area. The center has an array of functional training, circuit training and cardio equipment, group exercise classes-including yoga and strength and endurance classes, ballet and contemporary dance, martial arts and self-defense, Zumba and Kid’s Club. For information about Sun-crest Fitness Center, Inc. call 509-465-0131 or go to www.suncrestfitness.com.

Clayton Community Fair and the RoyaltyThe Clayton

Community Fair was on August 26, 27 & 28. This year the weather was hot, the food was good, the ice cream cold and the fairgrounds were full of smil-ing faces. The fair started Friday morning with the VFW present-ing the flag, then music through out the day with Bobby J. The 2011 Royalty along with the 2012 Royalty contestants could be found at many locations from the smash car, selling T-shirts or helping at some of the vendor’s booths. The 2012 Royalty contestants had their interviews with the judges on Friday morning, and then they were back to work-ing or helping out in some way. The 2011 Royalty were judging the Heifers (cows). Walking the fairgrounds you could see vend-ers selling their goods, and FAA and 4H kids showing their different animals from cows, sheep, goats, rabbits, chickens, ferrets, dogs and cats. Of course you still could also find the regular fair exhibits of sewing, cakes, pies, photography, and of course flowers.

Saturday brought more of the won-derful fair and some different events. The 2012 Royalty contestants performed their speeches and talents for the public. This year there were many poems and songs sung

by these talented young women, which made the judges job a little harder. There were more ani-mals shown and judged. Awards were handed out throughout the day. The kids were able to enjoy games in many areas, as well at the big haystack maze where they were able to find coins and candy throughout the weekend. There was a dog agility course open to all who wanted to participate, as

well as other demonstrations. There was also an auction of the participating youth’s animals. Many local business and commu-nity members showed up to bid on these.

Sunday was the final day which brought the crowning the 2012 Clayton Community Fair Royalty. The 2012 Queen is Kelli, and the Princesses are Naomi and Rebecca. Their first official event will be the Odessa Parade on September 17th where they will be joined by outgoing royalty Queen Diedra, Princess Amanda and Ambassador Kell. As the fair came to an end the Stevens County Fire Department District #1 did an extrica-tion demonstration at the smash car. To sum it up, both fair participants and visitors had a good time at the fair. We hope to see you next year.

Princess Naomi, Princess Amanda, Queen Kelly, Queen Diedra, Princess

Recbecca

Story • Sandy Allen Picture • Dana Michie

Page 6: Outpost newspaper

6 • lakespokaneOutpost.com • September 7 - 13, 2011

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you are caring for a parent, spouse, partner, other relative or friend (age18+), you may want to consider the Family Caregiver Support Program (FCSP).

The program may be able to o�er you things like:Services to make your caregiving responsibilities easierProblem-solving techniquesTraining with routine care tasks for you or the person you care forA break from caregiving or how to reduce your stressAND other types of services to help you in caring for a friend or loved one.

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Page 7: Outpost newspaper

September 7 - 13, 2011 • lakespokaneOutpost.com • 7

Stevens CountySheriff’s Report

Nine Mile Falls Tum Tum • Deer Park Clayton • Loon Lake

Springdale • Ford

Stevens County FireDistrict #1 Report

STRANGE BUT TRUEBy Samantha Weaver

Real Estate Loans

[email protected] www.TheLoanConsultant.com

Located next to the Suncrest Market 5978 Hwy 291, Ste 3

Michael and Rebecca MullinYour Mortgage Consulting Team

Phone: 252-9151

PurchasesRefinaceFHA, VA, USDAConventionalLic # MLO-11911

8/29 Info 163xx N. Sunrise Dr.8/29 Dogs 109xx W. Sagewood Rd.8/29 Burglary 64xx Pine Hill Ct.8/30 Lost & Found 135xx W. Shore Rd.8/30 Fraud 130xx W. Shore Rd.8/30 Info 169xx N. Mockingbird Ct.8/30 Susp Veh 59xx Hwy 2918/30 Traffic Stop 166xx N. Suncrest Dr.8/31 Wel Check 123xx W. Meadowview Ln.8/31 Susp Person Suncrest Rental8/31 Repo 123xx W. Meadowview Ln.8/31 ATV 66xx Lake Forest Dr.8/31 Traffic Stop N. Wylie Dr.8/31 Traffic Stop 133xx W. Sunnyvale Dr.9/1 Alarm 57xx Deer Ridge WayTotal Incidents for 99026-15 8/29 Unwanted 77xx Jeanne St. WayTotal Incidents for 99013-1 8/29 Traffic Acc 55xx S. Swenson Rd.8/30 Animal Problem 53xx Scotts Valley Rd.8/30 Info 55xx Glen Grove Staley8/31 Search Warrant 420xx N. Division8/31 Aban Veh 54xx S. Wall-bridge Rd.8/31 Aban Veh 48xx Williams Valley Rd.9/1 Animal Problem 55xx S. Wall-bridge Rd.9/1 Susp Veh 52xx S. Wall-bridge Rd.9/1 Traffic Acc S. Swenson Rd.Total Incidents for 99006-9 8/29 Burglary 46xx N. Swen-son Rd.8/29 Dog Bite Marcum Rd.8/30 Burglary 43xx Garden Spot Rd.8/31 Disturbance 46xx N. Swen-son Rd.8/31 Runaway 44xx Carlton Ave.8/31 Unwanted 44xx Carlton Ave.8/31 H911 47xx Price Rd.9/1 Traffic Sit Furze Rd.9/1 Theft 42xx Stephen-son Rd.9/1 Theft 43xx Grote Rd.Total Incidents for 99110-10 8/29 PO Violation 400xx Macki-naw Ave.8/29 Traffic Stop 39xx Hwy 2928/29 Water Loon Lake8/30 Traffic Stop 38xx North Deer Lake Rd.8/30 Susp Person 39xx Hwy 2928/31 Mal Mis 38xx North

Deer Lake Rd.8/31 Theft 39xx Colville Rd.8/31 Noise 38xx West Bay Rd.8/31 Traffic Stop 41xx Hwy 2928/31 Traffic Stop Maple St.9/1 Wel Check West Bay Rd.9/1 Fire 40xx Colville Rd.9/1 Burglary 39xx Hwy 2929/1 Wel Check 39xx Hwy 2929/1 Recovered Veh 40xx Lacey Ln.Total Incidents for 99148-15 8/29 Theft 50xx Allen Rd.8/31 Citizen Dispute 50xx Rail Canyon Rd.8/31 Traffic Stop Hwy 2318/31 Traffic Stop Hwy 2318/31 Traffic Stop Hwy 2929/1 Disturbance 47xx Prairie WayTotal Incidents for 99173-6

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Tomatoes 25 lbs. $14.00, Peaches or Nectarines 20 lbs. $15.00, Pears 25 lbs. $12.00, Sweet Corn 60 ears $18.00.

29-Aug EMS Kimberly Drive29-Aug EMS Mickelson30-Aug Smoke Invest. Southwood Shores30-Aug Legal Burn North Shore Lane31-Aug EMS Williams Valley1-Sep Structure Fire Colville Road

1-Sep EMS East Deer Lake1-Sep EMS Highway Drive1-Sep False Alarm Prairie Way2-Sep Illegal burn 4200 Block 2312-Sep EMS 4000 Block 231 Week-21 Year-705

Page 8: Outpost newspaper

8 • lakespokaneOutpost.com • September 7 - 13, 2011

Many people find a direct association between a lack of sleep with being irritable and tired and having difficulty focus-ing on tasks. It has even been shown that there is a delayed reaction time with being sleepy. This can make you dangerous when driving down the road.

However, there are other less obvious health consequences of not getting enough sleep. A recent study found that those who regularly incur the sleep debt were more susceptible, by almost three times, to getting a cold. These people were com-pared to others who slept a minimum of eight hours a night.

It was also discovered that people who had difficulty in falling asleep or had a fitful night’s sleep of tossing and turning were 5.5 times more likely to catch a cold than those who slept soundly for eight or more hours a night.

A more ominous problem arises with those who regularly sleep less than six hours a night. They have an increased risk of developing high blood pressure or worsening an existing high blood pressure condition. A person with high blood pressure or untreated high blood pressure increases their risk of a stroke and other heart problems. Sleep researchers believe that poor sleep prevents the normal nightly decline of blood pressure, which is common to those who sleep eight hours or more.

This continuous lack of sleep also hurts your body’s abil-ity to control and manage its stress hormones, which over time

contributes to higher blood pressure numbers. If you didn’t already know it by now, high blood pressure is a killer and must be controlled.

Frequently observed in those who don’t sleep well at night are migraines or tension headaches. However, this connection is not well developed but is certainly thought to be a contribut-ing factor to these types of headaches. Oddly enough, not only is sleeping less than six hours a possible factor that leads to these headaches but also sleeping more than eight hours maybe just as bad for those who suffer from this problem.

If you are not getting at least 7 to 8 hours of uninterrupted sleep per night, then you may want to consider talking to your doctor. There are strategies that can help you sleep better.

Some of the more obvious include:* Making changes to your sleep routine, including set-

ting up your bedroom to exclude as much light as possible, keeping it cool and quiet,

* Making behavioral changes in your going to sleep ritual,

* Getting a better handle on your acute or chronic pain,* Cautious and thoughtful use of sleeping pills or* Even treatment for a sleeping disorder.Getting a good night’s sleep can lead to better physical

health.

DANNY O’DELLMA. CSCS, *D

A Lack of Sleep May Lead to a Host of Health Problems

explosivelyfit.comThe Outpost newspaper and it’s staff do not necessarily agree with or support the opinion of its columnists. You may correspond with the correspondents at the email addresses or visit www.lakespokaneoutpost.com/opinion

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Fire Commissioner’s Column

Bill MadisonStevens County Fire Protection District #1 Commissioner

As many of you are aware, the fire district is investigating methods to replace two fire stations and the headquarters office facility. We desperately need to add on, rebuild or remodel the fire stations in Loon Lake and Suncrest in order to adequately support the public safety needs of our community. The triple-wide modular in Clayton that we now use as headquarters is not only inadequate but is costly to maintain because of its age. The methodology to attack this challenge is the topic of this column.

The commissioners are currently reviewing proposals from nine professional architectural service providers to examine the scope of this facilities enhancement and replace-ment program and to assess what our exact needs are. We want to establish our exact long term needs and establish goals to accomplish them. We have asked those bidding on our request for this assessment to help us formulate a plan. We need these experienced professionals to assist us with a needs assessment. They will provide us with preliminary building and site diagrams and a preliminary civil engineering review. We will review space/facility needs, site possibilities, environ-mental concerns, planning and zoning concerns and look at future growth potentials. Additionally, we need to look at cost reviews and cost estimates based upon our findings.

You might wonder why, in the current economic climate,

the fire district is looking at building projects. The main reason is because we believe that our ability to provide the level of emergency response expected by the community is being severely limited by the facilities we have. In other words, fire stations in Suncrest and Loon Lake are so outdated and inadequate that they are inhibiting the capabilities of our firefighters. Secondly, the experts tell us that because of the economy, building costs are at historically low levels. In bet-ter economic times, contractors are more interested in bidding on private instead of public building projects because of all the government regulations. Now, however, public projects often receive lots of interest.

Don’t look to see bulldozers pushing dirt soon. This will be a long term project requiring months of planning. We feel that the time is right to begin this process. Once we have a preliminary plan, then we can decide what and how to pro-ceed. If you have suggestions or concerns about these plans, let the commissioners know. You can email me at [email protected]. I’ll relay your comments to the other two com-missioners. You can also attend any of our commissioner meetings on the first and third Mondays of each month. Meet-ings always begin with a “Public Comments” agenda where we ask for citizen input to our proceedings.

District Needs Assessment

Page 9: Outpost newspaper

September 7 - 13, 2011 • lakespokaneOutpost.com • 9

Submitted • Nancy Glover-Berry

If you’ve not been able to refinance your loan to a better interest rate, or you’ve been waiting for the right time, you need to pay attention in the coming days.

There’s a growing buzz that President Obama is going to announce a new mort-gage relief refinance program during his speech scheduled for Thursday evening, September 8.

Why the focus on helping home owners refinance into lower interest rate mortgages? It’s about the only immediate way to put cash in your hands that you will hopefully spend, thus stimulating the economy. If you can save $200 a month on your mortgage payment that’s the equivalent to a 6% pay raise if you’re earning $40,000 a year. We’ve had clients save over $300 a month recently.

Unlike a lot of the other stimulus plans, I’m in favor of this one because there’s no tax payer money involved (well, no more than there already is) and no additional risk to the lenders.

The loans being refinanced are already owned by Fannie Mae, Freddie Mac, and FHA, so there is no additional risk being assumed by those agencies. In fact, because you are lowing your payment there is less risk you will default on your loan.

The loans being refinanced today are all at market interest rates. There is no direct tax payer money involved. I say “direct” because the Federal Reserve has been using its powers to drive down inter-est rates across the board for all types of borrowing since 2008.

From my perspective we already have a pretty good program in place and it’s almost two years old at this point.

The Making Homes Affordable refinance program (HARP) already allows eligible home owners to refinance their existing mortgage balance up to 125% of the home’s value.

I’m not sure what can be done to expand the current plan enough that it will make a significant difference. A quick Google search turned up numerous articles on Obama’s pending refinance program and I’ve lifted some choice sections from a Reuters.com article.

“The refinancing initiative would

allow certain borrowers to refinance loans that are backed by government-owned Fannie Mae and Freddie Mac or the Fed-eral Housing Administration.” Uh…we already have that. The Home Affordable Refinance Program covers conventional loans and FHA has its own Streamline Refinance program.

“…allowing borrowers to refinance even if they owe a significant amount above their property’s current value.” Um…we have that too. Although if the current 125% limit were lifted and made unlimited you’d probably get a rush of refinance ap-plications from CA, NV, AZ, and FL home owners. Considering the importance of states like CA and FL (in particular) to the nation’s economy, lowering the mortgage

payments for home owners in those states could have a decent impact. We’re helping one CA home owner right now that will be saving $340 per month.

“While the administration is under pressure to firm up the details, it is not yet clear whether borrowers seeking to take out a loan that is more than 80 percent of the value of the home would qualify for re-financing.” I wish reporters would consult industry professionals before they rushed to print! You already CAN refinance a loan that is more than 80% of the home’s

value. Without the special Home Affordable Refinance Program you could refinance up to 95% of the home’s value, and up to 125% of the home’s value if you qualify for HARP.

My industry keeps getting more bizarre. A few months ago I would have never agreed if you suggested we’d see inter-est rates this low again. Now I’m wondering what the next act

is. Appraisals waived and no limit on how much can be financed? Tune in Thursday night or just check our blog and we’ll have an update.

Michael has 20 years’ experience in the lending industry. In that time he’s directly helped over 1,400 families finance the purchase of a new home or refinance an existing loan to a lower interest rate. Rebecca has a CPA background in audit-ing financial institutions which brings an incredible resource to First Priority Financial. Together they are licensed to help families in the states of WA and CA. If you, or anyone you know, needs help with a home loan call 509-252-9151 or send an email to [email protected].

Mortgage MattersBy Michael Mullin

Michael and Rebecca Mullin, Your Mortgage

Consulting Team

The Outpost newspaper and its staff do not necessarily agree with or support the opinion of its columnists. You may correspond with the authors at the email addresses or visit www.lakespokaneoutpost.com/opinion

Trend for 30-Year Fixed RatesWeek of09/01/11Avg RateAvg Fees & Points

CurrentWeek4.15% 0.80%

LastWeek4.16% 0.70%

30Days4.37% 0.80%

LastYear4.26% 0.80 %

Data providing via Freddie Mac Primary Mortgage Market Survey®

Is Obama Going To Refinance Your Home Loan Into A Lower Payment?

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Page 10: Outpost newspaper

10 • lakespokaneOutpost.com • September 7 - 13, 2011

Political HumorDana R. MichieEditor / [email protected]

Editors Desk ...

I don’t know about you, but this summer flew by. I have two theory’s as why I and many others have had a fast summer. Theory # 1: Because of the extended length of rain and cool temperatures we experi-enced in the early sum-mer, it feels like summer has just started. Theory # 2: Funerals, Wed-dings, and Events oh my! I don’t know about you, but before summer even began, nearly ev-ery weekend has been booked. Many times double booked. As Fall approaches, I feel the need to get the projects

around the house done. So every sliver of time has been allotted to home projects.

As you read this, Nine Mile School District as well as most other school districts, are back in ses-sion. My children have been very excited to re-turn to school. You may have seen my youngest daughter and her blue hair. She has died her hair cotton candy blue and her friend cotton candy pink. As to why they have died their hair, I am not sure. This is one of those choose your battle situations.

Where did the summer go?

“I do not agree with what you have to say, but I’ll defend to the death your right to say it.” Voltaire

I have received and read The Outpost since its beginning, and I look forward to its arrival in my mailbox each week, every week! The articles are fun and interesting to read, but I have really appreciated finding local help with a number of “fixing up” things around the house and property. I do tell these businesses that I found their ads in The Outpost, but I should let you know how important it is to find reliable businesses in this area. Thanks and keep it coming!

J. L. StrobeckDeer Park, WA

Keep It Coming

Though I agree with Ms. Pope’s desire to put the sign discussion in the past and her concern about our children’s education, I feel compelled to respond concerning the (unintended, I hope) slight of the Nine Mile School District. My children have attended every school in the district except Nine Mile Elemen-tary (We live in Suncrest) and our experience with each school has been quite positive. Our two oldest children graduated from the district well-prepared for success in college, as did most of their peers. Our few disagreements with teachers or administrators have never been about staff concern for students or quality teaching and they typically have been handled in not only a professional fashion, but a manner that demonstrates a true concern for individual students. My youngest child still attends Lakeside High School and he has enjoyed the same commitment from his teachers. So, though there may well be a problem concerning education in this country, locally we have qualified teachers and administrators pushing students to as high a level as any in the state and, more-over, a faculty that demonstrates a remarkable concern for its students’ well being, and I, despite the occasional disagreement, am grateful.

SincerelyBruce Holbert

Nine Mile School District Excels

Chloe Alayne-Marie Barboza

Chloe was born Aug. 26, 2011 at 12:17 am. She weighed in at 8 lbs 9 oz. and was 21 inches long

to proud parents Dustin & Corrie Barboza.

Congratulations!

Page 11: Outpost newspaper

September 7 - 13, 2011 • lakespokaneOutpost.com • 11

1. Is the Book of Balaam in the Old or New Testament or neither?2. From Genesis 8, what was the first thing Noah did after leaving the ark? Burned the ark, Built an altar, Performed a marriage, Hiked to mountains3. What group did John the Baptist exhort to be content with their pay? Priests, Zealots, Judges, Soldiers4. From Genesis 17, who said, “Shall a child be born unto him that is a hundred years old”? Adam, Abraham, Aaron, Agrippa5. Which king of Israel had a reputation as a wild chariot driver? Joash, Jehoash, Jehu, Jeremiah6. Whose biblical name meant “eagle”? Nehemiah, Timothy, Aquila, Miriam ANSWERS: 1) Neither; 2) Built an altar; 3) Soldiers; 4) Abraham; 5) Jehu; 6) Aquila

Wilson Casey’s trivia book “Know It? ... or Not?” is available from BearManorMedia.com.(c) 2011 King Features Synd., Inc

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Page 12: Outpost newspaper

12 • lakespokaneOutpost.com • September 7 - 13, 2011

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Yoga ClassesOpen House Free Sample Classes: 9/7 and 9/8 at 6pm; Early Fall Session starts

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Page 13: Outpost newspaper

September 7 - 13, 2011 • lakespokaneOutpost.com • 13

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Page 14: Outpost newspaper

14 • lakespokaneOutpost.com • September 7 - 13, 2011

ComiCs

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(c) 2011 King Features Synd., Inc.

Pumpkin Spice CakeIngredients 1 package spice cake mix 3 eggs 1 C. canned pumpkin 1/2 C. water 1/2 C vegetable oil 1 package instant vanilla pudding mix (3.4 oz.) 1 t. cinnamon 1/2 C. chopped pecans Favorite cream cheese frosting or whipped cream

Directions In a mixing bowl, combine cake mix, eggs, pumpkin, water, oil, pudding mix and cinnamon. Beat at med. speed for 5 minutes. Stir in pecans. Pour into a greased and floured 10” fluted tube pan. Bake at 350 degrees for 45-50 minutes. Let cool in pan 10 minutes before removing to a wire rack. Frost cake or serve with whipped cream. 16-20 servings.

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Page 15: Outpost newspaper

September 7 - 13, 2011 • lakespokaneOutpost.com • 15

1. GEOGRAPHY: Most of the Sierra Madre mountains are located in what country?2. MATH: What term is used to describe an irrational number such as pi?3. HISTORY: Before the start of the Civil War, in what city was the Confederacy’s provisional constitution adopted?4. ART: What was artist Picasso’s first name?5. TELEVISION: What was the Bionic Woman’s name? 6. OPERA: Who composed the opera “The Magic Flute”?7. SCIENCE: What is the most abundant element in the known universe?8. LANGUAGE: What does the acronym GOP stand for?9. LITERATURE: Who wrote the book “The Naked and the Dead”?10. MUSIC: What does the musical term “allegro” mean?

Page 16: Outpost newspaper

16 • lakespokaneOutpost.com • September 7 - 13, 2011

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