Mortgage Managers Mortgage Managers LLCLLC

Mortgage Reduction Mortgage Reduction SpecialistsSpecialists

1-312-593-78151-312-593-7815

What you are about to read in this What you are about to read in this presentation is unbelievable. It is presentation is unbelievable. It is legal and the banks and mortgage legal and the banks and mortgage companies are doing this to you companies are doing this to you

and your familyand your family

You pay your last mortgage You pay your last mortgage payment the day you diepayment the day you die

The word The word MORTGAGEMORTGAGE is derived from two Latin words is derived from two Latin words

MortMort which means which means deathdeath

GageGage which means which means PledgePledge

So all of you with a mortgage have made a pledge to the So all of you with a mortgage have made a pledge to the deathdeath

Don’t worry because we at Don’t worry because we at Mortgage Managers LLCMortgage Managers LLC have have consultants who will teach you how to manage your mortgage consultants who will teach you how to manage your mortgage to your benefit.to your benefit.

With our system you will build equity in your property and own With our system you will build equity in your property and own your house in a shorter period of time. your house in a shorter period of time.

Mortgage brokers know next to Mortgage brokers know next to nothing about getting you the best nothing about getting you the best

mortgagemortgage

Banks and BrokersBanks and Brokers

They are out to make sure that they get a big fat They are out to make sure that they get a big fat commissions on your mortgagecommissions on your mortgage

What does this mean to youWhat does this mean to you??

That you have probably not spent as much time That you have probably not spent as much time and attention to your mortgage loan as the and attention to your mortgage loan as the property that you purchasedproperty that you purchased

Lets face it, the loan cost you money Lets face it, the loan cost you money not the propertynot the property

120 unnecessary mortgage 120 unnecessary mortgage PaymentsPayments

After 15 years of paying off a loan you will After 15 years of paying off a loan you will still owe over 90 % of the original amount still owe over 90 % of the original amount borrowedborrowed

After 24 years you still owe 50% of the After 24 years you still owe 50% of the original amount borrowed.original amount borrowed.

Mortgage Managers LLC can help you Mortgage Managers LLC can help you understand and work your mortgage to your understand and work your mortgage to your advantageadvantage

Slash your mortgage by as much Slash your mortgage by as much as 80%as 80%

Whether you are an ordinary home owner Whether you are an ordinary home owner locked into a crippling mortgage plan or a locked into a crippling mortgage plan or a street smart property developer looking to street smart property developer looking to beat the system.beat the system.

Mortgage Managers LLCMortgage Managers LLC proven reduction proven reduction system will help you to build equity in your system will help you to build equity in your property and pay off your mortgage quicklyproperty and pay off your mortgage quickly

Mortgage Managers Mortgage Managers LLCLLC

We give you the facts and information We give you the facts and information that the banks and mortgage that the banks and mortgage

companies don’t want you to knowcompanies don’t want you to know Guaranteed to save you tens of thousands of Guaranteed to save you tens of thousands of

dollars on you existing mortgagedollars on you existing mortgage

By the way this is perfectly By the way this is perfectly legallegal

But there is a right and a wrong way of doing But there is a right and a wrong way of doing this.this.

Those who do it right hardly ever talk about it.Those who do it right hardly ever talk about it.

That’s why 99% of the people have no idea That’s why 99% of the people have no idea how to pull this off and only end up a financial how to pull this off and only end up a financial slave to their propertyslave to their property

MMLLC SystemMMLLC SystemNo refinancing of 1No refinancing of 1stst Mortgage necessary Mortgage necessaryNo alteration to current standard of livingNo alteration to current standard of living

Conventional Banking only offers these Conventional Banking only offers these optionsoptions

Refinance to lower interest rateRefinance to lower interest rate Bi-weekly Mortgage paymentBi-weekly Mortgage payment Apply more money to principalApply more money to principal

MMLLC system can eliminate next months’ MMLLC system can eliminate next months’ INTEREST NOWINTEREST NOW

Two types of loans offeredTwo types of loans offered

Component #1Component #1

1.1. Your 1Your 1stst Mortgage Mortgage

Closed-End Loan:Closed-End Loan:

The lender at minimum will apply a full scheduled The lender at minimum will apply a full scheduled paymentpayment

We can pay money in but cannot withdrawWe can pay money in but cannot withdraw Driven by an amortization scheduleDriven by an amortization schedule Calculates interest charges from month-end principal Calculates interest charges from month-end principal

balancebalance

In a Closed end Loan In a Closed end Loan

Look at an your amortization schedule and Look at an your amortization schedule and you will find the total repaid and the total net you will find the total repaid and the total net effective interest rateeffective interest rate

It is generally over 100%..the question is It is generally over 100%..the question is why?why?

The answer is the power of compound The answer is the power of compound interestinterest

In an Open-End LoanIn an Open-End Loan

The lender will apply money to loan The lender will apply money to loan balance when received balance when received

Lender will adjust principal balance Lender will adjust principal balance multiple times per monthmultiple times per month

Views daily balance to assess Views daily balance to assess interest chargesinterest charges

Our system has an Interest Our system has an Interest Cancellation EffectCancellation Effect

By working the banks Amortization Schedule you are By working the banks Amortization Schedule you are maximizing the interest cancellation effectmaximizing the interest cancellation effect

You work with the banks system to save yourself 120 You work with the banks system to save yourself 120 unnecessary mortgage payments.unnecessary mortgage payments.

Closed vs. OpenClosed vs. Open They are totally different, one is an Apple and one is an They are totally different, one is an Apple and one is an

OrangeOrange Is 10% better than 6% ?Is 10% better than 6% ?

The real question is whether 10% is really 10% and is 6% The real question is whether 10% is really 10% and is 6% really 6%?really 6%?

This is what makes the banker This is what makes the banker happyhappy

Closed-End LoanClosed-End Loan

$200,000$200,000 Principal loan amountPrincipal loan amount

6% 6% InterestInterest

$ 1,199$ 1,199 Monthly paymentMonthly payment

x 360x 360 Months (30-year loan)Months (30-year loan)

$431,677$431,677 Total repaymentTotal repayment

-$200,000-$200,000 Principal loan amountPrincipal loan amount

$231,677$231,677 Total interest paidTotal interest paid

Banking Rule 72Banking Rule 72How long will it take you to double your moneyHow long will it take you to double your money

(24/yrs)(24/yrs) (12/yrs) (6/yrs) (4/yrs) (12/yrs) (6/yrs) (4/yrs) 3% 6% 12% 18%3% 6% 12% 18% *1-$1,000*1-$1,000 *1-$1,000 *1-$1,000 *1-$1,000 *1-$1,000 *1-$1,000 *1-$1,000

24-$2,00024-$2,000 12-$2,000 12-$2,000 6-$2,000 6-$2,000 4-$2,000 4-$2,00048-$4,00048-$4,000 24-$4,000 24-$4,000 12-$4,00012-$4,000 8-$4,000 8-$4,000 36-$8,00036-$8,000 18-$8,00018-$8,00012-$8,00012-$8,000

48-$16,000 24-$16,00048-$16,000 24-$16,000 16-$16,00016-$16,000 30-$32,00030-$32,000 20-$32,00020-$32,000

36-$64,00036-$64,000 24-$64,00024-$64,00042-$128,00042-$128,000 28-$128,00028-$128,00048-$256,00048-$256,000 32-$256,00032-$256,000

36-$512,00036-$512,00040-$1,024,00040-$1,024,00044-$2,048,00044-$2,048,00048-48-$4,096,000$4,096,000

A new vs. old way to pay off your A new vs. old way to pay off your mortgagemortgage

Closed-End LoanClosed-End Loan Eliminate interestEliminate interest Control your money, so your money doesn’t control youControl your money, so your money doesn’t control you Get your money working for you instead of working for the Get your money working for you instead of working for the

bankbank

Open-End LoanOpen-End Loan Manage your Amortization Schedule and Principal balanceManage your Amortization Schedule and Principal balance Interest CancellationInterest Cancellation

Regardless of the type of loan you have Regardless of the type of loan you have MMLLC system will work your loan to your MMLLC system will work your loan to your benefitbenefit

What is Stagnant Money ?What is Stagnant Money ?

Any money that is sitting around Any money that is sitting around making us next to nothingmaking us next to nothing

……such as…such as…

CheckingChecking SavingsSavings Escrow money…i.e. insurance and or taxesEscrow money…i.e. insurance and or taxes Income tax returnsIncome tax returns

Month 1Month 1 $199.10$199.10 $1000$1000

Month 2Month 2 $200.10$200.10 $999.00$999.00

Year 1Year 1 $210.33$210.33 $988.77$988.77 $$197,543197,543 $2,457$2,457

Year 21Year 21 696.23696.23 $502.89$502.89 $$100,573100,573 $99,436$99,436

Principal Interest Balance Equity

On a $200,000 loan @ 6% for 30 years

You will have paid $14.389 the firstIn 21 years paid $300,947 yet you have only built up only $99,436dollars in equity

Comparison --

Loan amount: $136,058

Balance in 1 year:Balance in 1 year:

$136,058$136,058Starting balanceStarting balance

Conventional ProgramConventional ProgramMMLLC ProgramMMLLC Program

11.917 years11.917 years

$45,159$45,159

30 years30 years

$134,726$134,726

$136,058$136,058

Balance in 4.7 yearsBalance in 4.7 years::

Repayment timeRepayment time

Total interest paidTotal interest paid

Total interest savings: $89,566Total interest savings: $89,566

$126,032 $126,193

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Get your numbers run for freeGet your numbers run for free

All we need is your Monthly Mortgage All we need is your Monthly Mortgage AmountAmount

A copy of your last or current Mortgage A copy of your last or current Mortgage Statement break downStatement break down

How much did you finance How much did you finance AMOUNTAMOUNTHow long is the loan forHow long is the loan for TERMTERMWhen did you financeWhen did you finance DATEDATEAt what percent did you finance At what percent did you finance %%