mitesh - sip

7312019 Mitesh - Sip

httpslidepdfcomreaderfullmitesh-sip 126

Prepared By-Mitesh Patel

MBA SEM-III

DBM-SPCE

Visnagar



OVERVIEW

Date of incorporation July 20 2000

joint venture of ICICI (74) amp prudential plc UK (26)

Second Largest Life Insurance company

Nation-wide team network of 2099 branches (inclusive of 1116micro-offices) over 276000 advisors and 18 banc assurancepartners

Indias Most Trusted Private Life Insurer by The Economic Times- AC Nielsen ORG Marg survey of Most Trusted Brands

2



Protection solutions

Saving and Wealth creation solutions

Retirement solutions

Child plan

Heath solutions

Group insurance solutions

Flexible rider options

accident and disability benefits critical illness benefits waiver

of premium income benefit waiver

3



Operations Department-

Documentations of insurance policies

Collection of insurance premiums

Handling Customers inquiries queries

Clerical activities

Marketing Department-

Selling

Tele marketing

Advertising insurance products

Advisor and recruitment consultants recruitment

Trainings to the advisors

4



Traditional tied agent

Banc assurance

Brokers

Franchisee agent

Corporate agent

Direct Selling



Statement of the Problem-

To study profile of people who would like to work as life insurance advisor

Objectives-

To identify which kind of people are interested to work as a lifeInsurance advisor

To study reasons for people do not like to work as a life insuranceadvisor

To identify objectives of people to work as life insurance advisor



Continuedhellip

To indentify sources of inspiration to become advisor of lifeinsurance company

To indentify most preferable life insurance company of the people

To indentify influencing factor in selecting life insurance company forbecoming its advisor

7



HYPOTHESIS

1 There is no significant difference between proportion of male

respondents and female respondents for working as life insurance

advisor

2 There is no significant difference between proportion of Urbanrespondents and Rural respondents for working as life insurance

advisor

3 There is no relationship between interest of respondents to workas life insurance advisor and their Age

8



Continuedhelliphellip

4 There is no relationship between interest of respondents and their

occupation for working as life insurance advisor


income level for working as life insurance advisor

6 There is no significant difference between proportion of Urban andRural Respondents regarding awareness of IRDA exam

9



Research method -Descriptive cross-sectional study

Sample Unit -

eligible Persons for becoming Life insurance advisor as per IRDA Rules

Sample Size -

400 respondents

Sampling method-

convenience non-probability sampling method used

Sampling area-

Unjha

Village of Unjha Taluka



Continuedhellip

Research instruments- Close-ended Questionnaires

MS Excel spreadsheet

Field Survey-

Between 18th June2009 to 30th June 2009

Data collection method-

Personal interview

Data Analysis method-

Cross -Tabulation method

Percentage method

Chi-square Test amp Z-Test

11



LITERATURE REVIEW

Morrow (1983) has identified sales people (eg Insurance agents)

clearly have multiple loyalties multiple forms of work commitment

Regan (1997) found that independent agents are used more oftenby insurers that sell more complex insurance products while

exclusive agency insurers use their agents to market more

standardized products

Michael Etgar (1976) surveyed that the independent agent provide

better service to their customer than sole representatives of direct

writer

12



SCOPE OF STUDY

Decline interest in life insurance field to work as life

insurance advisor

Scare of effective sales people in in life insurance sector

Searching of right kind of people for insurance marketing

13



DATA ANALYSIS

Opinion Regarding life insurance field for career

particular Urban rural Total Percent

Good 180 51 231 5775

Bad 80 13 93 2325

Canrsquot say 47 29 76 19

Total 307 93 400 100

14



INTERST OF PEOPLE TO WORK AS LIFE INSURANCE ADVISOR

PARTICULAR FEMALE MALE OF

FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66

ALREADY JOINED 6 25 698 796 775

TOTAL 86 314 100 100 100

15



AREA WISE ANALYSIS OF RESONDENTS

INTEREST OF RESPONDENTS FOR LIFE INSURANCE IN THE RURAL AREA

PARTICULAR FEMALE MALE FEMALE MALE OF

RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774

ALREADY JOINDED 4 3 20 411 753

TOTAL 20 73 100 100 100

16



INTEREST OF RESPONDENTS FOR BECOMING INSURANCE ADVISOR IN

THE URBAN AREA -

Particular Female Male of

Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547

Already joined 2 22 303 913 782

Total 66 241 10000 10000 10000

17



OCCUPATION AND INTEREST OF RESPONDENTS FOR ADVISOR

000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625

Percent of interested Respondents

18



9

7

46

24

10

4 No need to earn

Absence of social network

Do not like

salesmarketing activities

Dont have a time

Interest in other field



15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar

Recruitment consultant

Insurance Co s employee

News paper



RESULT OF HYPOTHESIS

Hypothesis

No Null Hypothesis Test used Result

1 There is no significant difference betweenproportion of interested respondent for life

insurance advisor male and female Z-Test Accepted

2 There is no significant difference between

proportion of interested respondent for life

insurance advisor of urban and rural area Z-Test Accepted

3 There is no relationship between


insurance advisor and their Age χ2 -Test Accepted

22



Continuedhellip

Hypothesis


4 There is no relationship between proportion

of interest respondent for life insuranceadvisor and their Occupation χ2 -Test Accepted


of interest respondent for life insurance

advisor and their Income level χ2 -Test Accepted


proportion of awareness of respondent about

IRDA exam for life insurance advisor of urban

and rural area Z-Test Rejected

23



From the this research study it can be conclude that

58 of respondents voted life insurance field as good for earning and career

opportunities But only 1 out of 4 respondents would like to work as life insurance

advisor

The main reason is that they donrsquot like selling and marketing activities

Generally most of them become advisor for part time job or extra income

Insurance advisors are most effective source of inspiration for other to become

advisor

They give highest priority to company reputation to choose life insurance co for

becoming its advisorLIC is most Preferable company for working as an insurance advisor

There were 70 percent of prospective respondents aware about IRDA and its

examination



A) Articles-

1 McElory James C Morrw Paulo C Power Mark L Iqbal Zafar rdquoCommitment and Insurance Agents Job Perception Attitudes and Performancerdquo The Journal of Risk andInsurance1993Vol- 60No -3 pp 363-384

2 Regan Laureen 1997 ldquoVertical Integration in the Property-Liability Insurance Industry ATransaction Cost Approachrdquo Journal of Risk and Insurance Vol - 64 pp 41-62

3 Etger Michael rdquo Service performance of Insurance distributorsrdquo The Journal of Risk andInsurance Vol 43 No 3 (Sep 1976) pp 487-499

B) Websites-1 httpwwwiciciprulifecom (11-06-2009)2 httpwwwirdaindiaorg( 14-06-20093 httpwwwbimaonlinecom(11 -06 -2009 )



Thank you



OVERVIEW

Date of incorporation July 20 2000

joint venture of ICICI (74) amp prudential plc UK (26)

Second Largest Life Insurance company

Nation-wide team network of 2099 branches (inclusive of 1116micro-offices) over 276000 advisors and 18 banc assurancepartners

Indias Most Trusted Private Life Insurer by The Economic Times- AC Nielsen ORG Marg survey of Most Trusted Brands

2






Child plan

Heath solutions





3







Clerical activities


Selling

Tele marketing




4




Banc assurance

Brokers

Franchisee agent

Corporate agent

Direct Selling





Objectives-






Continuedhellip




7



HYPOTHESIS



advisor


advisor


8









9




Sample Unit -


Sample Size -

400 respondents

Sampling method-


Sampling area-

Unjha




Continuedhellip



Field Survey-



Personal interview



Percentage method


11



LITERATURE REVIEW








writer

12



SCOPE OF STUDY


insurance advisor



13



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you






Child plan

Heath solutions





3







Clerical activities


Selling

Tele marketing




4




Banc assurance

Brokers

Franchisee agent

Corporate agent

Direct Selling





Objectives-






Continuedhellip




7



HYPOTHESIS



advisor


advisor


8









9




Sample Unit -


Sample Size -

400 respondents

Sampling method-


Sampling area-

Unjha




Continuedhellip



Field Survey-



Personal interview



Percentage method


11



LITERATURE REVIEW








writer

12



SCOPE OF STUDY


insurance advisor



13



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you







Clerical activities


Selling

Tele marketing




4




Banc assurance

Brokers

Franchisee agent

Corporate agent

Direct Selling





Objectives-






Continuedhellip




7



HYPOTHESIS



advisor


advisor


8









9




Sample Unit -


Sample Size -

400 respondents

Sampling method-


Sampling area-

Unjha




Continuedhellip



Field Survey-



Personal interview



Percentage method


11



LITERATURE REVIEW








writer

12



SCOPE OF STUDY


insurance advisor



13



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you




Banc assurance

Brokers

Franchisee agent

Corporate agent

Direct Selling





Objectives-






Continuedhellip




7



HYPOTHESIS



advisor


advisor


8









9




Sample Unit -


Sample Size -

400 respondents

Sampling method-


Sampling area-

Unjha




Continuedhellip



Field Survey-



Personal interview



Percentage method


11



LITERATURE REVIEW








writer

12



SCOPE OF STUDY


insurance advisor



13



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you





Objectives-






Continuedhellip




7



HYPOTHESIS



advisor


advisor


8









9




Sample Unit -


Sample Size -

400 respondents

Sampling method-


Sampling area-

Unjha




Continuedhellip



Field Survey-



Personal interview



Percentage method


11



LITERATURE REVIEW








writer

12



SCOPE OF STUDY


insurance advisor



13



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you



Continuedhellip




7



HYPOTHESIS



advisor


advisor


8









9




Sample Unit -


Sample Size -

400 respondents

Sampling method-


Sampling area-

Unjha




Continuedhellip



Field Survey-



Personal interview



Percentage method


11



LITERATURE REVIEW








writer

12



SCOPE OF STUDY


insurance advisor



13



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you



HYPOTHESIS



advisor


advisor


8









9




Sample Unit -


Sample Size -

400 respondents

Sampling method-


Sampling area-

Unjha




Continuedhellip



Field Survey-



Personal interview



Percentage method


11



LITERATURE REVIEW








writer

12



SCOPE OF STUDY


insurance advisor



13



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you









9




Sample Unit -


Sample Size -

400 respondents

Sampling method-


Sampling area-

Unjha




Continuedhellip



Field Survey-



Personal interview



Percentage method


11



LITERATURE REVIEW








writer

12



SCOPE OF STUDY


insurance advisor



13



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you




Sample Unit -


Sample Size -

400 respondents

Sampling method-


Sampling area-

Unjha




Continuedhellip



Field Survey-



Personal interview



Percentage method


11



LITERATURE REVIEW








writer

12



SCOPE OF STUDY


insurance advisor



13



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you



Continuedhellip



Field Survey-



Personal interview



Percentage method


11



LITERATURE REVIEW








writer

12



SCOPE OF STUDY


insurance advisor



13



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you



LITERATURE REVIEW








writer

12



SCOPE OF STUDY


insurance advisor



13



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you



SCOPE OF STUDY


insurance advisor



13



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you



DATA ANALYSIS



Good 180 51 231 5775

Bad 80 13 93 2325


Total 307 93 400 100

14





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you





FEMALE

OF

MALETOTAL

YES 19 86 2209 2739 2625

NO 61 203 7093 6465 66


TOTAL 86 314 100 100 100

15






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you






RURAL

YES 4 19 20 2603 2473

NO 12 51 60 6986 6774


TOTAL 20 73 100 100 100

16




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you




THE URBAN AREA -


Female of Male

of

Urban

Yes 15 67 2273 2780 2671

No 49 152 7424 6307 6547


Total 66 241 10000 10000 10000

17




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you




000 500 1000 1500 2000 2500 3000 3500 4000

Business

Service

Profession

Student

Housewife

Unemployed

Total

1795

2159

2424

3098

1538

4000

2625


18



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you



9

7

46

24

10

4 No need to earn


Do not like


Dont have a time




15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you



15

4411

28

2

Emplyoment

Extra income

Career

Part time job

Other



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you



49

53

7

28

8

Insurance Agent

Tv Advertisemnt

Seminar



News paper




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you




Hypothesis










22



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you



Continuedhellip

Hypothesis











23






advisor




advisor




examination



A) Articles-







Thank you






advisor




advisor




examination



A) Articles-







Thank you



A) Articles-







Thank you



Thank you

mitesh - sip

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