licmf factsheet december 10 · 2011-01-28 · designed by: 4th floor, industrial assurance bldg.,...

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4th Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Tel. : 22812038 Fax : 22880633 E-mail: [email protected] visit us at www.licmutual.com

Statutory Details: LIC Mutual Fund has been set up as a Trust sponsored by Life Insurance Corporation of India. LIC Mutual Fund Asset Management Co. Ltd. is the Investment Manager to the Fund. RISK FACTORS: Mutual Funds and Securities investments are subject to market risks and there is no assurance and no guarantee that the objectives of the Mutual Fund will be achieved. As with any investment in stocks and shares, the NAV of the units issued under the scheme can go up or down depending on the factors and forces affecting the securities markets. The Sponsor is not responsible for or liable to any loss resulting from the operations of the scheme beyond their initial contribution of Rs. 2 Crore towards the setting up of the Mutual Fund. Past performance of the Sponsor/AMC/Mutual Fund does not indicate the future performance of the schemes of the Mutual Fund. The NAV of units of the scheme may be affected by changes in general level of interest rates. Please read the scheme information document carefully before investing.

Investment Manager:

PLACE ADDRESS LANDLINE MOBILEAHMEDABAD Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center,

9328638838 / 9998559460BANGALORE No.4, Canara Mutual Building (Opp. Cash Pharmacy), 2nd Floor, Residency Road, BANGALORE-560025. 080-22210180 / 22118478 9845172957 / 9972092957 /

9986500721 / 9880058223BHUBANESHWAR OCHC Building, Ground Floor, 24-Janpath, Unit-3, BHUBANESHWAR-751001. 0674-2390694 9438132162 /9438081037 /

9438526420CHENNAI 15, Anna Salai, Next to V.G.P. Bldg., CHENNAI - 600002. 044-28411984 / 28555883 9382315850 / 9940286305 /

9962526278 / 8754479990 /9500038285

DEHRADUN 110, Tagore Villa, Chakrata Road, DEHRADUN - 248 001 0135 - 2650749 9412039057 / 9410702598 /9208402495 / 9897056231

ERNAKULAM 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, KOCHI - 682011 0484-2367643 9895036554 / 9745612888 / 9946710555 / 9388755722 /

9447742733GOA T 9/10, 3rd floor, Alfran Plaza, Opp. Don Bosco High School, M. G. Road, Panaji, GOA-403001. 0832-2420561 8055538358 / 9890711551 /

9370643076GURGAON LICMF AMC Ltd., Office No. 202, 1st Floor, AKD Tower, Near HUDA Office, Sector 14, Gurgaon - 122007. 0124-2220592 9811464244 / 9654228220 /

9555542768GUWAHATI LICMF AMC Ltd., C/o LIC of India, Jeevan Deep Building, M. L. Nehru Road, Panbazar, GUWAHATI -781 001 0361 - 2735323 9435040478 / 9435070961HUBLI LICMF AMC Ltd., 2nd Floor, LIC Bldg., Beside HPO, Lamington Road, Hubli - 580020. 0836 - 4260523 / 4262092 9035484001 / 9845205168 /

9916013299HYDERABAD LIC Mutual Fund, House No. 5-9-57, 4th Floor, Jeevan Jyoti Building, Basheerbagh, HYDERABAD - 500029. 040-23244445 / 23210572 9392471583 / 9000444850 /

9000550850INDORE U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, INDORE - 452001. 0731-2520262 / 4069162 9589050250 / 9425870126

9981511435JAIPUR 327 - A, 3rd floor, Ganpati Plaza, M. I. Road, JAIPUR - 1. 0141-5112620 9460873120 / 9829098323 /

9929095005KANPUR Jeevan Vikas, 16/98, M.G. Road, KANPUR - 208001. 0512-2360240 / 3244949 7275430214 / 9451448305 /

9984006600 / 9838038440 /9389052340 / 9889085736

KOLKATA Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, KOLKATA - 700072. 033-22129455 / 65290605 9432128113 / 9830689965 /9432391810 / 9051068127 / 9474424374 / 9339531895

LUCKNOW 7th Floor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, Lucknow - 226 001 0522-2231186 / 4045203 9415060134 / 9453016072 /9415482270 / 9559431860

LUDHIANA LICMF AMC Ltd., Rm No. 102-103, 1st Fl, S.C.O. 18, Opp. Stock Exch., Feroze Gandhi Mkt, Ludhiana-141 001. 0161 - 2405805 / 2405806 9814703558 / 9872106060MADURAI LICMF AMC Ltd., 2nd Floor, LIC Bldg., Door No. 3, West Market Street, Madurai - 625 001 0452 - 2345700 9442109039 / 9840626085 /

9655505105MANGALORE LICMF AMC Ltd., No. 6, Gr. Floor, Popular Building, K S Rao Road, Managalore - 575 001 0824 - 2411482 9845190466 / 9980950466 /

9845758228MUMBAI - I LIC Mutual Fund, Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, MUMBAI - 400020. 022-22885971 / 22817162 / 63 9324543832 / 9320762764 /

9004664110 / 9820137844 / 9930957772 / 9892550455 /

9870775600 / 9970836593MUMBAI - II 103, First Floor, A Wing, BSEL Tech Park, Opp. Vashi Railway Station, Navi Mumbai - 400 705. 022-2781 2522 9820002994 / 9702882224 /

9920417717 / 9595977222 /9930476555

NAGPUR LIC Mutual Fund AMC Limited, Jeevan Seva Bldg., Mount Road, Sadar, Nagpur - 440 001. 0712 - 2542497 9422113800 / 9975724030 /9922402272

NASHIK Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, NASHIK - 422002. 0253-2579507 9922996155 / 9823366379 /9595075700

NEW DELHI 7th Floor, Jeevan Prakash, 25 K.G. Marg, NEW DELHI - 110001. 011-23359190/23314396 9716481681 / 9818610867 / 9818630124 / 9818191263 /9891736008 / 9871814850 /9999340088

PATNA Ground floor, Jeevan Jyothi Bldg. Exhibition Road, PATNA - 800001. 0612-2501157/6452757 9431447848 / 9431023274 /9472082999

PUNE C/o LIC of India, Pune D.O.-I,6/7, Shivaji Nagar,University Road, Pune - 411 005 020 - 25537301 9822474487 / 9325523480 /9767868611

RAIPUR SF-22-23, Millennium Plaza, Near Indian Coffee House, G.E. Road, RAIPUR - 492001 C.G. 0771-2236780/4051137 9329731077 / 9329100009 /9407646661

RANCHI Narsaria Tower, 2nd Floor, Opp. Lalpur Police Station, Post Lalpur, RANCHI -834001. 0651-2206372 9470524099 / 9835197681 /9334478058 / 9835708803

AHMEDABAD - 380006. 079-26588301 / 65431989 9375090006 / 9924403147 /

Mobile No. Mobile No. Mobile No. Mobile No.AGRA : 9927888854AHMEDNAGAR : 9422238925AJMER : 9829077674ALAPUZHA : 9447367160ALLAHABAD : 9918971258AMRAVATI : 9923797207AMRITSAR : 9814299747AURANGABAD : 9422728151BALASORE : 9438803546BANKURA : 9378330300BAREILLY : 9956288944BEHRAMPORE : 9861546580BELGAUM : 9845205168BELLARY : 9980830179BILASPUR : 9301982280BHAGALPUR : 9431609765BHILAI : 9303808855BHILWARA : 9829287273BHOPAL : 9302441980BHUJ : 9377713665BIKANER : 9829791132BOKARO : 9955189443BURDWAN : 9831712244CALICUT : 9349739890

BUSINESS CENTREName of Place Name of Place Name of Place Name of Place

AREA OFFICES

CHANDIGARH : 9316065681CHANDRAPUR : 9372941955COIMBATORE : 9500998949

9524562737DALTONGANJ : 9162780200DAVANGERE : 9900026952DEOGHAR : 9430155378DHANBAD : 9835334495FAIZABAD : 8090483808GAYA : 9470854005GORAKHPUR : 9336833448GULBARGA : 9900144196GWALIOR : 9406586454HALDWANI : 9839976747HASSAN : 9986125091HOWRAH : 9330662779JABALPUR : 9407606313JAGDALPUR : 9303354452JALGAON : 9422211343JAMMU : 9419213201JAMNAGAR : 9825412482JAMSHEDPUR : 9234620669JALPAIGURI : 9800577663JHANSI : 9760016559

JODHPUR : 9829947974KARIMNAGAR : 9000444853KARWAR : 9535484475KHARAGPUR : 9832010008KOLHAPUR : 9822851948KOTA : 9829905879KOTTAYAM : 9656010033MADGAON : 9673682722MADIKERI : 9901595891MALDA : 9836237434MANDI : 9129831266MEERUT : 9319267811MEHSANA : 9979533536MORADABAD : 7520370430MYSORE : 9986117183MUZAFFARPUR : 9431813155NANDED : 9822203503NELLORE : 9000444854NOIDA : 9811108744PANIPAT : 9996006023PIMPARI : 9689863418PONDHICHERRY : 7708007363RAJAHMUNDRY : 9000171857RAJKOT : 9898733233

SAHARANPUR : 9896455020SALEM : 9944744424SAMBALPUR : 9937040031SATARA : 9423192029SATNA : 9300757593SHAHDOL : 9303822916SHILLONG : 9435787838SHIMLA : 9318960005SHIMOGA : 9902007686SURAT : 9978862626

9925027406SILIGURI : 9883096767THANE : 9320180806THRISSUR : 9388110220TRICHY : 9842524130TRIVANDRUM : 9388088066UDAIPUR : 9784011432UDUPI : 9611111028VADODARA : 9327494916VAPI : 9377566652VARANASI : 9336501004VISHAKHAPATNAM : 9000444851VIJAYWADA : 9000444856WARANGAL : 9000171858

Wishing You & Your Family

Risk Factors: Mutual Fund and Securities Investments are subject to market risks and there is no assurance and no guarantee that the objectives of the Mutual Fund will be achieved. As with any investment in stocks and shares, the NAV of the units issued under the scheme can go up or down depending on the factors and forces affecting the capital markets. Past performance of the Sponsor / AMC / Mutual Fund does not indicate the future performances of the schemes of the Mutual Fund. The Sponsor is not responsible for or liable to any loss resulting from the operations of the scheme beyond their initial contribution of Rs.2 Cr towards the setting up of the Mutual Fund. The NAV of the units of the scheme may be affected by changes in general level of interest rates. Please read the Scheme Information Document, Statement of Additional Information carefully before investing. Copy of the SID, SAI, KIM and Application Form may be obtained from our Offices / Website / R&T Agent. Statutory Details: LIC Mutual Fund has been set up as a Trust sponsored by Life Insurance Corporation of India. LIC Mutual Fund Asset Management Company Ltd. is the Investment Manager to the Fund.

December, 2010

www.licmutual.com

MUTUAL INTEREST2 15MUTUAL INTEREST

SCHEMES

26th March 99

To generate attractive returns for our investors by investing in quality debt securities and money market instruments.

Debt

Dividend / Growth

Nil

1% if exit within 1 year

Rs. 5000/-

Redemption on all business days

On all business days

SIP / SWP / STP / AWOCA

Available

Quarterly

15th November 99

To generate steady and consistent returns for our investors by timing the government securities market.

Debt - Gilt

PF / Regular

Dividend / Growth

Nil


Regular Plan: Rs. 5,000/-PF Plan: Rs. 10000/-




Available

Quarterly

26th September 01

To generate long term capital appreciation through judicious mix of quality debt & equity instrument at moderate risk levels through research based investments.

Balanced

Growth

Nil


Rs. 5000/-




Available

As and when available

29th May 03

To generate income by investing in a portfolio of quality short term debt securities.

Debt - Short Term

Dividend / Growth

Nil

Nil

Rs. 5000/-




Available

Monthly / Daily / Weekly

Bond Fund G-Sec Fund Savings Plus Fund Children’s Fund

11th March 02

To generate reasonable returns with low risk and high liquidity through judicious mix of investment in money market and quality debt instruments

Debt - Liquid

Dividend / Growth

Nil

Nil

Rs. 25000/-


On all days

STP

Available

Daily

1st June / 03

To generate regular income by investing mainly in quality debt and money market instruments with some portion in equity/equity related instruments for long term capital appreciation.

Debt

Monthly Div./Quarterly Div. Yearly Div./Growth

Nil


Rs. 5000/-




Available

Monthly / Quarterly / Yearly

15th March 2004

To generate consistent returns by investing mainly in floating rate instruments/fixed rate instruments swapped for floating rate return so as to minimise the interest rate risk for the investor.

Debt - Floating

Dividend / Growth

Nil

Nil

Rs. 5,000/- and thereafter in multiples of Rs. 500/-.


On all days


Available

Daily / Weekly

19th June 89

To generate long term capital appreciation and offer Tax rebate u/s 80 C as well as additional benefits of a life & insurance cover free accident insurance cover.

Insurance linked tax saving

Single Premium-5/10 year termRegular Contribution-10/15 year term

Dividend Re-investment

Nil

Nil

Rs. 10000/- under Single Premium Rs. 1000/- under Regular Premium- yearly option, Rs. 100/- under Regular Premium - monthly option



SIP / STP

Available


Liquid Fund Monthly Income Plan Unit Linked Insurance Scheme Floating Rate Fund - STP

Launch Date

Objective

Type

Plans

Options

Entry Load

Exit Load

Minimum Investment

Liquidity

NAV Declaration

Special Facilities

Nomination

Dividend Frequency

Launch Date

Objective

Type

Plans

Options

Entry Load

Exit Load

Minimum Investment

Liquidity

NAV Declaration

Special Facilities

Nomination

Dividend Frequency

LICMF UNIT LINKED INSURANCE SCHEME An Open-ended Insurance linked Tax Saving Scheme

EQUITY PORTFOLIO (as on 30/11/2010)


TOTAL FUND (as on 30/11/2010) : Rs. Lakh12202.60

NAV (Rs.) as on 30/11/2010 : 10.1333

Last 1 year 9.26%Last 3 years -5.37%Since Inception 11.65%Benchmark (C BalanceEx) Return (Last 1 year) 12.14%

ANNUALISED RETURNS

(Past Performance may or may not be Sustained in Future)

Holdings Rating Market Value(Rs. in Lakhs)

Equity

INFOSYS TECHNOLOGIES 670.88

O N G C 636.58

B H E L 636.12

R I L 592.08

TATA POWER 585.58

H D F C BANK 412.06

HOUSING DEVELOPMENT FINANCE CORPN 399.36

S B I 389.23

TATA CONSULTANCY SERVICES 376.85

TATA TEA 282.50

H P C L 268.00

L & T 263.23

G A I L 227.59

M & M 226.06

CIPLA 206.22

SIEMENS 192.91

PUNJAB NATIONAL BANK 182.51

TATA STEEL 146.05

I C I C I BANK 137.24

TATA MOTORS 123.71

JUBILANT ORGANOSYS 112.62

JINDAL STEEL & POWER 111.41

STERLITE INDUSTRIES 97.02

DR REDDYS LABORATORIES 89.27

H C L TECHNOLOGIES 80.76

M U L 71.19

COAL INDIA LIMITED 61.43

TOTAL - EQUITY 7578.43

DEBT PORTFOLIO (as on 30/11/2010)

Holdings(Rs. in Lakhs)

Rating Market Value

DebtDECCAN CHRONICLE AA 721.47PUNJ LLOYD AA 719.15SHRIRAM TRANSPORT FINANCE AA 394.03R E C AAA 107.42MAGMA FINCORP AA- 1,601.21RELIANCE CAPITAL AAA 402.69TOTAL - DEBT 3945.96Bank DepositsCORPORATION BANK 127.50Commercial Paper 0.00TOTAL - Commercial Paper 0.00Cash 'n' Call, Current Assets & Receivables 550.70

GROSS DIVIDEND RECORD (RS./UNIT)

Year Rate1990-91 1.301991-92 1.351992-94 (18 months) 1.501994-95 0.751996-97 0.601997-98 1.001999-00 1.002001-02 1.00

Year Rate2002-03 0.752003-04 1.702004-05 2.002005-06 2.802006-07 4.402007-08 3.002008-09 0.002009-10 0.00

Expense Ratio (as at 30 ) : 2.2 % /11/2010 5

Money Mkt.5.56%

Debt 32.33%

.

Equity62.11%

LICMF BALANCED FUNDAn Open-ended Balanced Scheme

Holdings Mkt. Value (Rs. lakhs)

TOTAL FUND (as on 30/11/2010) : Rs. 2673.14 Lakh


DebtI R F C AAA 111.44MAGMA FINCORP AA- 400.30TOTAL - DEBT 511.74Bank Deposits

Cash 'n' Call, Current Assets & Receivables 380.42

Holdings Rating Mkt. Value (Rs. lakhs)

NAV (Rs.) as on 30/11/2010 : Dividend: 12.2349; Growth: 57.8997

Last 1 year 13.06Last 3 years -4.18%Since Inception 7.97%

Benchmark (C BalanceEx) Return (Last 1 year) 12.14

%

%

ANNUALISED RETURNS


Expense Ratio (as on 30/11/2010) : 2.02%

Month Dividend (Rs./Unit)Nov-04 0.35Mar-05 0.85Aug-05 1.00Nov-05 0.75Feb-06 0.85Apr-06 1.70Sep-06 1.00Jan-07 1.50Oct-07 1.50

DIVIDEND HISTORY

Equity

H L L 194.29

HINDALCO 164.84

L & T 155.99

G A I L 147.15

RANBAXY LABORATORIES 142.86


I D B I 138.85

POWER TRADING CORPORATION 120.44

H P C L 103.08

YES BANK 102.20

SESA GOA 92.48

IDFC 74.52

UNION BANK OF INDIA 70.44

G A C L 70.25



Total Equity 1780.98

Money Mkt.14.23%

Debt 19.15%

.

Equity66.62%


SNAPSHOT

31st January 2005

The investment objective of the scheme is to provide capital growth in long-term with reasonable risk levels by investing mainly in companies which are in sector/s, which have a high growth potential at that point to time.

Equity - Diversified

Dividend / Growth

Nil


Rs. 5000/-




Available


1st January 1997

To provide capital growth alongwith tax rebate and tax relief u/s 80 C to our investors through Prudent Investments in the stock market.

ELSS

Dividend / Growth

Nil

Nil

Rs. 500/-




Available


21st September 2004

The investment objective of the scheme is to generate regular income by investing mainly in floating rate instruments / fixed rate instruments swapped for floating rate return so as to minimise the interest rate risk and at the same time aiming at generating capital appreciation in a long term by investing in equity / equity related instruments.

Debt

Monthly Div. / Quarterly Div. / Yearly Div. / Growth

Nil


Rs. 5000/-




Available


14th November 02

To provide capitalgrowth by investing in index stocks.

Equity - Index

Sensex / Nifty / Sensex Advantage

Dividend / Growth

Nil


Rs. 2000/-




Available


16th April 98

To obtain maximum possible growth consistent with reasonable levels of safety and security by investing mainly in equities.


Dividend / Growth

Nil


Rs. 2000/-




Available


1st January 91

To provide regular returns & capital appreciation according to the slection of the plan by investing in equities & debt.

Balanced

Dividend / Growth

Nil


Rs. 1000/-




Available


Index Fund Growth Fund Balanced Fund Equity Fund

Opportunities Fund Tax Plan Floater MIP

SIP: Systematic Investment Plan; SWP: Systematic Withdrawal Plan; STP: Systematic Transfer Plan; AWOCA: Automatic Withdrawal of Capital AppreciationNote : SWP & AWOCA are available under growth options only.

1st September 99

To provide capital growth by investing in a mix of equity instruments.


Dividend / Growth

Nil


Rs. 2000/-




Available


Income Plus Fund

28th May 2007

To provide reasonable possible current income - consistent with preservation of capital & providing liquidity from investing in a diversified portfolio of Short-Term Money Market & Debt securities.

Debt

Dividend / Growth

Nil

Nil

Rs. 5,00,000/-



STP

Available

Daily / Weekly / Monthly

LICMF GROWTH FUNDAn Open-ended SchemeGrowth

PORTFOLIO (as on 30/11/2010) PORTFOLIO (as on 30/11/2010)

TOTAL FUND (as on 30 ) : Rs. Lakh/11/2010 10543.94

Expense Ratio (as on 30 ) : %/11/2010 1.82

Last 1 year 17.27%Last 3 year -0.13%Since Inception 9.78%Benchmark (Sensex) Return - last 1 year 15.33%

ANNUALISED RETURNS


Holdings Mkt. Value(Rs. Lakh)


EquityR I L 651.29INFOSYS TECHNOLOGIES 538.14S B I 524.96I C I C I BANK 457.46H D F C BANK 449.14L & T 438.72I T C 393.30M & M 378.17S A I L 328.98O N G C 293.33B H E L 270.16G A I L 264.03HOUSING DEVELOPMENT FINANCE CORPN 258.21TATA STEEL 254.70INDIAN HOTELS 240.91HINDALCO 218.41TATA CONSULTANCY SERVICES 215.34TATA MOTORS 204.12STERLITE INDUSTRIES 202.13VOLTAS 176.52HERO HONDA MOTORS 167.74WIPRO 161.08SESA GOA 154.13DR REDDYS LABORATORIES 151.75M U L 149.49IDFC 139.73CIPLA 130.61I D B I 125.86AXIS BANK 123.11JINDAL STEEL & POWER 120.96RANBAXY LABORATORIES 114.29JUBILANT ORGANOSYS 109.88BHARTI AIRTEL 108.12ANDHRA BANK 102.67KOTAK MAHINDRA BANK 99.84UNION BANK OF INDIA 88.05NEYVELI LIGNITE CORPORATION 87.73INDIA CEMENTS 83.18H C L TECHNOLOGIES 80.76B E M L 78.71G A C L 77.28BALARAMPUR CHINI MILLS 76.05BHARAT FORGE 74.69IVRCL INFRASTRUCTURES & PROJECTS 71.82N M D C 69.29COAL INDIA LIMITED 61.43JSW STEEL 56.51SIEMENS 52.60MADRAS CEMENT 51.55PUNJAB NATIONAL BANK 50.72B P C L 34.20N T P C 29.53TATA POWER 25.81GUJRAT NRE COKE 24.54CHAMBAL FERTILISERS & CHEMICALS 22.79IRB INFRASTRUCTURE DEVELOPERS 15.22

LICMF TAX PLANAn Open-ended ELSS

PORTFOLIO (as on 30/11/2010)

DIVIDEND HISTORY

Month Dividend (Rs./Unit)

Mar-04 2.00

Mar-05 3.00

Aug-05 1.00

Mar-06 2.00

Oct-06 2.50

May-07 1.00

Oct-07 1.50


Expense Ratio (as on 30 ) : 2.14%/11/2010



Holdings Mkt. Value %

(Rs. Lakh) ContributionEquityR I L 276.30H D F C BANK 238.67S B I 230.55INFOSYS TECHNOLOGIES 213.46I C I C I BANK 200.14TATA CONSULTANCY SERVICES 172.27I T C 169.17TATA STEEL 161.24S A I L 141.79HOUSING DEVELOPMENT FINANCE CORPN 137.71L & T 136.49BHARTI AIRTEL 108.12JINDAL STEEL & POWER 101.86M & M 99.62B H E L 99.26HINDALCO 97.87VOLTAS 92.12KOTAK MAHINDRA BANK 81.10SESA GOA 77.06G A I L 70.73O N G C 67.05STERLITE INDUSTRIES 58.21JUBILANT ORGANOSYS 58.21AXIS BANK 57.79I O C L 54.28DR REDDYS LABORATORIES 53.56CONCOR 50.37TATA MOTORS 49.48INDIAN HOTELS 45.80M U L 42.26RELIANCE INFRASTRUCTURE 42.24RURAL ELECTRIFICATION CORPORATION 41.96BHARAT FORGE 37.35CIPLA 36.91N M D C 36.43RANBAXY LABORATORIES 34.29B P C L 33.81G A C L 33.72WIPRO 33.62M R F 31.81IDFC 27.95COAL INDIA LIMITED 27.65TATA POWER 25.81PUNJAB NATIONAL BANK 24.67NDTV 23.46HERO HONDA MOTORS 19.73JAYPEE INFRATECH 18.29UNION BANK OF INDIA 17.61MUNDRA PORT & SEZ 13.59VIJAYA BANK 9.62

Holdings Market Value(Rs. in Lakhs)

Last 1 year

Last 3 years -4.82%

Since Inception 9.00%

Benchmark (Sensex) Return Last 1 year 15.33

15.44%

%

ANNUALISED RETURNS

DIVIDEND HISTORYMonth Dividend (Rs./Unit)

Oct-07 1.50

NAV (Rs.) as on 30/11/2010: DIVIDEND: 12.0972; GROWTH: 13.6408

NAV (Rs.) as on 30/11/2010; Dividend: 11.0320; Growth: 30.8113

Money Mkt.3.31%

Equity96.69%

Money Mkt.5.58%

Equity94.42%

ULTRA TECH CEMCO 9.65NDTV 7.29POWER TRADING CORPORATION 4.69ZEE TELEFILMS 3.87Total Equity 9955.21Debt 0.00Total - Debt 0.00Bank DepositsCORPORATION BANK 127.50Commercial Paper / Bank Deposit 0.00Cash 'n' Call, Current Assets & Receivables 461.24

IDEA CELLULAR 7.25H P C L 1.52ZEE TELEFILMS 0.78Total Equity 4022.62Debt Total - Debt 0.00Commercial Paper 0.00Bank Deposits CORPORATION BANK 63.75Cash 'n' Call, Current Assets & Receivables 73.83


LICMF INDEX FUNDAn Open-ended Index Linked Equity Scheme

EquityR I L 623.55INFOSYS TECHNOLOGIES 549.58I C I C I BANK 490.61L & T 386.75I T C 338.81HOUSING DEVELOPMENT FINANCE CORPN 332.31H D F C BANK 302.86S B I 288.15TATA CONSULTANCY SERVICES 204.10BHARTI AIRTEL 164.13O N G C 157.16TATA MOTORS 149.96TATA STEEL 132.82AXIS BANK 130.77B H E L 129.88M & M 126.50H L L 117.16HINDALCO 100.26STERLITE INDUSTRIES 95.50JINDAL STEEL & POWER 92.76N T P C 87.60DR REDDYS LABORATORIES 83.82G A I L 83.01WIPRO 79.41BAJAJ AUTO 79.16TATA POWER 78.46IDFC 73.80HERO HONDA MOTORS 70.41M U L 70.16CIPLA 65.38SUN PHARMACEUTICALS 62.84KOTAK MAHINDRA BANK 62.58PUNJAB NATIONAL BANK 60.54CAIRN INDIA 51.18JAIPRAKSH ASSOCIATES 47.06RELIANCE INFRASTRUCTURE 43.96SESA GOA 43.88SIEMENS 43.62G A C L 42.56DLF 41.27S A I L 38.53A C C 37.17H C L TECHNOLOGIES 35.50RELIANCE POWER LTD 33.04RELIANCE COMMUNICATION 32.98B P C L 32.50RANBAXY LABORATORIES 32.17RELIANCE CAPITAL 27.51POWER GRID CORPORATION OF INDIA 20.05SUZLON ENERGY 13.13Total Equity 6486.90Cash 'n' Call, Current Assets & Receivables 9.80

NIFTY PLAN - PORTFOLIO (as on 30 )/11/2010


NAV (Rs.) as on 30/11/2010: Dividend: 11.9225; Growth: 32.3214

Last 6 months 33.59%Last 1 year 16.52%Last 3 years -2.57%Since Inception 15.80%Benchmark NSE - Nifty Return (Last 6 months) 33.16%Benchmark NSE - Nifty Return (Last 1 year) 16.49%

ANNUALISED RETURNS

Equity R I L 330.24INFOSYS TECHNOLOGIES 276.80I C I C I BANK 244.11L & T 198.44I T C 171.23HOUSING DEVELOPMENT FINANCE CORPN 168.28S B I 159.08H D F C BANK 157.84TATA CONSULTANCY SERVICES 117.48O N G C 99.26BHARTI AIRTEL 89.06TATA MOTORS 76.89B H E L 70.28TATA STEEL 68.59M & M 63.89H L L 60.78N T P C 56.60HINDALCO 51.50STERLITE INDUSTRIES 50.55JINDAL STEEL & POWER 49.81

SENSEX PLAN PORTFOLIO (as on 30/11/2010)






Last 6 months 34.52%Last 1 years 15.73%Last 3 years -2.41%Since Inception 17.56%Benchmark BSE - Sensex Return (Last 6 months) 33.28%Benchmark BSE - Sensex Return (Last 1 years) 15.33%

ANNUALISED RETURNS

SENSEX ADVT. PLAN PORTFOLIO (as on 30/11/2010)

Month Dividend (Rs./Unit)Nifty Sensex Sensex Advt.

Jan-04 1.6 1.5 1.7Aug-05 2.5Nov-05 4.0Jan-06 5.0Feb-06 5.0Nov-06 5.0Feb-07 5.0Mar-07 2.0 2.5Mar-08 2.0 1.5Jan-10 1.75









Last 1 yearLast 3 years -2.36%Since Inception 16.65%Benchmark BSE - Sensex Return (Last 1 year) 15.33

14.32%

%

ANNUALISED RETURNS

DIVIDEND HISTORY


Holdings Mkt. Value (Rs. lakhs)EqutiyR I L 51.70INFOSYS TECHNOLOGIES 43.33I C I C I BANK 38.23L & T 30.91I T C 26.77HOUSING DEVELOPMENT FINANCE CORPN 26.33S B I 24.94H D F C BANK 24.65TATA CONSULTANCY SERVICES 18.42O N G C 15.55BHARTI AIRTEL 13.95SESA GOA 13.87TATA MOTORS 11.88B H E L 10.98TATA STEEL 10.73M & M 9.70H L L 9.51N T P C 8.87HINDALCO 8.04JINDAL STEEL & POWER 7.79STERLITE INDUSTRIES 7.10TATA POWER 6.26WIPRO 5.97M U L 5.97HERO HONDA MOTORS 5.72CHAMBAL FERTILISERS & CHEMICALS 5.47CIPLA 5.22S A I L 4.24NDTV 4.15DLF 3.80JAIPRAKSH ASSOCIATES 3.78RELIANCE INFRASTRUCTURE 3.61A C C 2.97RELIANCE COMMUNICATION 2.77ULTRA TECH CEMCO 0.01Total Equity 473.19Cash 'n' Call, Current Assets & Receivables 3.00

WIPRO 47.81TATA POWER 39.91M U L 38.40HERO HONDA MOTORS 36.72CIPLA 33.48DLF 24.14JAIPRAKSH ASSOCIATES 23.87RELIANCE INFRASTRUCTURE 23.01A C C 19.00RELIANCE COMMUNICATION 17.86Total Equity 2864.90Cash 'n' Call, Current Assets & Receivables 4.29

Market Review

DEBT MARKET REVIEW

Liquidity remained under pressure owing to continued bond issuance and inadequate government spending. Tight monetary condition, as evident by Banks borrowing around Rs. 1,17,700 crore under repo-LAF on a daily average basis for the month, lead to hardening of money market rates. However, extension of cash support measures announced by the central bank on 29th November helped ease the tight cash conditions and cool off inter-bank call money rates to some extent.

RBI's Liquidity Support measures:

lConduct Second Liquidity Adjustment Facility (SLAF) on a daily basis at 4.15 p.m. up to January 28, 2011.

lAllows Scheduled Commercial Banks to avail of additional liquidity support under the Liquidity Adjustment Facility (LAF) to the extent of up to 2.0 per cent of their net demand and time liabilities (NDTL) as on the reporting Friday of the second preceding fortnight.

The weighted average rate as on 30th November in the call money market was 6.59 per cent and that in the CBLO market was 6.24 per cent.

The Headline inflation eased to its lowest in 10 months rising 8.58 percent in October, slowing form 8.62 percent in September. India's food inflation eased for the fifth consecutive week on improved supply and lower vegetable prices. The food inflation index rose 10.30 percent, compared with 12.30 percent in the previous month.

The yield on 7.80% 2020 bond ended at 8.07 percent, 3 basis point lower than previous month's close. Sentiment remained jittery on supply worries amid tight liquidity condition. On corporate Bond front, the spread between AAA 5-year corporate bond and Government bond was 53.73 bps (yield=8.65 percent) as against 59.11 bps (yield =8.61 percent) of previous month end. In the ten-year fixing, the spread was 47.020 bps (yield-8.82 percent) compared to 47.19 bps (yield -8.80 percent) corresponding month. Series of liquidity tightening measures adopted by RBI amid continued issuance of G-sec papers has lead to narrowing of spreads between G-sec and corporate bonds.

Outlook:

We expect pressure on the liquidity to continue with the lined up Public Issues as well as the Advance tax outflows of around 45000 to 50000 crores in the coming month. MOIL equity issue, which oversubscribed 59 times, also lead to an outflow of approximately 70,000 crs from the system.

However liquidity may ease slightly against the likely Government spending (supplementary grants approved by Parliament), and also with MOIL money coming back in to the system. Further, RBI is monitoring and taking steps to ease liquidity without creating inflationary expectations.

EQUITY MARKET REVIEW

The month of November was stormy for the Indian Equity Market. The benchmarks Sensex and Nifty closed on record high of 21004.96 and 6312.45 levels respectively on 5th November 2010 (muhurat trading session) before sliding steeply by 511.09 points and 155 points or by around 2.5%. The Sensex and Nifty closed at 19521.25 and 5862.70 respectively on the last trading day of November.

Dalal Street witnessed a festive boost in the first week of November. The market surged on stimulus package to US economy, robust corporate earnings and on sustained buying by foreign funds. The second week onwards the market sentiments subdued on the back of weak world markets and poor results of some large cap companies like State Bank of India, ICICI bank, Bharti Airtel, DLF, cipla etc. The BSE Sensex slumped 848.07 points or 4.04% to 20,156.89 and the S&P CNX Nifty tumbled 240.8 points or 3.81% to 6,071.65. The third week saw the sell-off across the global markets on concerns over Ireland's debt and on fears of further monetary tightening in China. Worries that US funds will close positions in

emerging market stocks ahead of the year-end to cash in on recent gains, also added to the decline. In third week, the BSE Sensex declined 571.45 points or 2.84% to 19,585.44 and the S&P CNX Nifty fell 181.35 points or 2.98% to 5,890.30.

The bursting of a bribery scandal by the Central Bureau of Investigation involving some PSU banks and financial institutions leading to arrest of 8 top officials shocked the market. Along with this the scandal of issuance of telecom licenses at low prices also came up. The BSE Sensex slumped 448.83 points or 2.29% in this week to settle at 19,136.61, its lowest closing level since 9 September 2010. The S&P CNX Nifty fell 138.35 points or 2.34% to 5751.95, its lowest closing level since 9 September 2010.

The BSE-Realty index fell down by 19.52%. India's largest realty player by sales DLF lost 6.51%, HDIL (down 22.49%), Indiabulls Real Estate (down 21.85%), Orbit Corporation (down 28.9%), Unitech (down 11.69%), and DB Realty (down 44.11%). Jaiprakash Associates tumbled 12.24%. The Money Matters Financial Services who was arranger for the loans in this scam fell down by 44.22% where as LIC Housing Finance slipped by 27.97%.

The other indices on BSE that slid were BSEOIL (-8.10%), BSEMET (-6.33%), BSEPSU (-8.37%) etc.

Primary Markets:

The government plans to raise $8.6 billion through stake sales in the fiscal year that ends in March 2011. The market is positively responding to the issues. In October, Coal India's record $3.4 billion initial public offering was about 15 times subscribed, while Power Grid Corp's $1.7 billion share sale was nearly 15 times covered. Manganese Ore India Ltd's (MOIL) up to $276 million initial public offering, the third share sale by the federal government in 2010, was 56 times subscribed on its final day, signaling continued robust demand for state-run issues.

The government's divestment pipeline has on the block Hindustan Copper's up to $1.6 billion stake sale of 18 percent, SAIL's 10 percent for up to $1.9 billion, IOC's FPO for 20 percent stake sale expected to garner $4.5 billion and ONGC's 5 percent for up to $3.2 billion. All of these stake sales are expected to hit the market in March 2011.

FII activities:

Mirroring their faith in the Indian economy, overseas funds have infused a staggering `21210.70 crore in the capital market in November, taking the year-to-date total to ` 176459.91 crore. According to data available with Sebi, FIIs have made investments worth `18293.10 crore in equities and poured `2917.60 crore into the debt market.

Out of the net investment of ` 18293.10 crore in Equities in November, the inflow in the 'Primary markets & others' is `8500.20 crore.

Domestic Trend:

The domestic Mutual funds were the net sellers in the equity market to the extent of ̀ 100 crore as against ̀ 5800.80 crore in the month of October 2010.

Macro Economy:

lIndia's economy grew faster-than-expected at 8.9% in the September quarter YoY. The Finance Minister is expecting a growth at 8.5 to 8.75 % in this fiscal year that ends in March 2011.

lWholesale price inflation eased to 8.58% in October from 8.62% a month earlier where as the Consumer price inflation eased to an annual 9.7% in October from 9.82% the previous month.

lIt is expected that the interest rate to remain stable in the next review in December.

Outlook:

In the mist of scandals, the capital markets can move ahead on the basis of positive domestic data. The focus now will be on the quarterly policy review meeting of Reserve Bank Of India on 16th December 2010. The outlook for the equity markets in the long term seems to positive.


LICMF LIQUID FUNDAn Open-ended Liquid Scheme


Bonds / Debentures

JSW STEEL PR1+ 59,782.62

BHUSHAN POWER AND STEEL PR1 45,000.00

ALOK INDUSTRIES PR1+ 30,000.00

RANBAXY HOLDING A1+ 28,000.00

BHUSHAN STEEL PR1 9,958.38

TRAPTI TRADING & INVESTMENT A1+ 6,000.00

GRABAL ALOK IMPEX PR1 5,000.00

ARCH PHARMALABS F1 5,000.00

ARCH PHARMALABS A1 4,500.00

CORE PROJECTS & TECHNOLOGIES A1 1,620.50

Commercial Paper

MUNDRA PORT & SEZ P1+/ 44,995.00

ERA INFRA ENGINEERING P1+ 39,773.63

RELIANCE MEDIA WORKS P1 34,897.66

BOMBAY RAYON FASHIONS P1 14,633.17

EXIM P1+ 9,986.23

INDIABULLS FINANCIAL SERVICES P1+ 9,773.35

RELIGARE FINVEST P1+ 9,492.82

H C C PR1+ 3,500.00

FUTURE CAPITAL HOLDINGS P1+ 784.09

Certificate Of Deposit

PUNJAB NATIONAL BANK PR1+ 110,242.05

CANARA BANK P1+ 84,566.01

ALLAHABAD BANK A1+ 55,309.67

ORIENTAL BANK OF COMMERCE P1+ 53,741.44

BANK OF MAHARASHTRA P1+ 29,765.26

ANDHRA BANK PR1+ 29,700.36

UNBI PR1+ 29,671.65

CENTRAL BANK OF INDIA PR1+ 27,117.74

UCO BANK P1+ 19,867.46

BANK OF INDIA P1+ 19,865.28

INDIAN BANK F1+ 19,865.28

VIJAYA BANK PR1+ 19,856.78

CORPORATION BANK P1+ 15,963.17

DENA BANK P1+ 14,834.15

I D B I A1+ 9,924.13

Last 1 yearLast 3 year 6.93%Since Inception (18.03.2002) 6.62%Benchmark (C) Fund ~LX) Return (Last 1 year) 4.70

5.17%

%

ANNUALISED RETURNS








GROSS DIVIDEND HISTORY (RS./UNIT)

Feb-05 0.0400Mar-05 0.0422Apr-05 0.03933992May-05 0.04240000Jun-05 0.04089337Jul-05 0.04210000Aug-05 0.04250000Sep-05 0.04100000Oct-05 0.04455476Nov-05 0.04749685Dec-05 0.04943670Jan-06 0.05202764Feb-06 0.04836850Mar-06 0.07196284Apr-06 0.05065708May-06 0.05328228Jun-06 0.05243226Jul-06 0.05969500Aug-06 0.06310000Sep-06 0.06340000Oct-06 0.06860000Nov-06 0.06750000Dec-06 0.06280627Jan-07 0.07300000Feb-07 0.06420000Mar-07 0.07660000Apr-07 0.07970000May-07 0.07980000Jun-07 0.06120000Jul-07 0.05370000Aug-07 0.06730000Sep-07 0.06430000Oct-07 0.06980000Nov-07 0.07360000Dec-07 0.07930000

Avg. Maturity (in month) : 1.51

Avg. Duration (in month) : 1.43

Jan-08 0.07750000Feb-08 0.07470000Mar-08 0.07973000Apr-08 0.07280000May-08 0.07830000Jun-08 0.08110000Jul-08 0.08440000Aug-08 0.08610000Sep-08 0.08700000Oct-08 0.09810000Nov-08 0.08640000Dec-08 0.08750000Jan-09 0.07920000Feb-09 0.08620000Mar-09 0.06830000Apr-09 0.05280000May-09 0.04973000Jun-09 0.04820000Jul-09 0.04720000Aug-09 0.04590000Sep-09 0.04220000Oct-09 0.04770000Nov-09 0.04260000Dec-09 0.04340000Jan-10 0.03840000Feb-10 0.03170000Mar-10 0.03867927Apr-10 0.03570000May-10 0.04190000Jun-10 0.04910000Jul-10 0.05140000Aug-10 0.04900000Sep-10 0.05320000Oct-10 0.06140000Nov-10 0.06270000

Month Gross DividendMonth Gross Dividend

I D B I P1+ 4,819.68

SYNDICATE BANK PR1+ 3,487.24

STATE BANK OF TRAVANCORE P1+ 1,063.32

Bank Deposits

Cash 'n' Call, Current Assets & Receivables -204,017.81

LICMF EQUITY FUNDAn Open-ended Equity Scheme

LICMF OPPORTUNITIES FUNDAn Open-ended Growth Scheme

TOTAL FUND (as on 30 ) : Rs. 4840.11 Lakh/11/2010






Last 1 yearLast 3 year -6.63%Since Inception 12.55%Benchmark (BSE-200) Return Last 1 year 16.43%

16.01%ANNUALISED RETURNS


DIVIDEND HISTORYMonth Dividend (Rs./Unit)Feb-06 2.00Oct-06 2.50Nov-07 3.00


EquityR I L 355.25INFOSYS TECHNOLOGIES 304.95I C I C I BANK 296.21S B I 239.53HOUSING DEVELOPMENT FINANCE CORPN 206.57L & T 194.99I T C 171.00H D F C BANK 165.97TATA STEEL 163.58O N G C 149.78TATA MOTORS 123.71HINDALCO 123.63M & M 118.78B H E L 118.14BHARTI AIRTEL 108.12TATA CONSULTANCY SERVICES 107.67S A I L 106.05M U L 91.02INDIAN HOTELS 84.27DR REDDYS LABORATORIES 80.34SESA GOA 80.15I O C L 77.88N M D C 72.86STERLITE INDUSTRIES 72.77POWER GRID CORPORATION OF INDIA 66.50POWER TRADING CORPORATION 59.83RANBAXY LABORATORIES 57.15JINDAL STEEL & POWER 56.85AXIS BANK 54.46WIPRO 54.27JUBILANT ORGANOSYS 53.57A C C 49.37HERO HONDA MOTORS 49.34G A I L 49.05KOTAK MAHINDRA BANK 47.55NDTV 46.36H C L TECHNOLOGIES 40.38B P C L 39.60CIPLA 37.81BHARAT FORGE 37.35

An Open-ended Equity Scheme







Equity R I L 875.79INFOSYS TECHNOLOGIES 609.89I C I C I BANK 571.83H D F C BANK 437.97B H E L 430.12L & T 419.22HOUSING DEVELOPMENT FINANCE CORPN 416.92I T C 374.82KOTAK MAHINDRA BANK 332.82S B I 329.35TATA CONSULTANCY SERVICES 323.01O N G C 307.43TATA STEEL 233.68M & M 222.23RELIANCE INFRASTRUCTURE 213.73I F C I 183.00VOLTAS 181.83G A I L 169.70JUBILANT ORGANOSYS 166.19STERLITE INDUSTRIES 161.70HINDALCO 158.21SESA GOA 154.13M U L 148.50WIPRO 145.67BHARTI AIRTEL 144.16TATA MOTORS 138.43HERO HONDA MOTORS 138.14S A I L 130.80CIPLA 130.61INDIAN HOTELS 128.61AXIS BANK 123.58DR REDDYS LABORATORIES 116.04RANBAXY LABORATORIES 114.29I O C L 103.85H C L TECHNOLOGIES 98.98VIDEOCON INDUSTRIES 93.72N T P C 79.21ANDHRA BANK 78.98G A C L 77.28POWER GRID CORPORATION OF INDIA 71.02UNION BANK OF INDIA 70.44PUNJAB NATIONAL BANK 60.84N M D C 60.22I D B I 57.17COAL INDIA LIMITED 53.75JAIPRAKSH ASSOCIATES 44.10BHARAT FORGE 39.99SIEMENS 37.88

ANNUALISED RETURNS


Last 1 year 15.36%Last 3 years -4.53%Since Inception 10.24%Benchmark (Sensex) Return Last 1 year 15.33%

DIVIDEND HISTORYMonth Dividend (Rs./Unit)Mar-04 1.20Mar-05 1.00Nov-05 2.00Oct-06 2.50Nov-07 5.00

G A C L 36.53COAL INDIA LIMITED 30.72INDIA CEMENTS 27.52ANDHRA BANK 23.69RELIANCE INFRASTRUCTURE 16.89JAIPRAKSH ASSOCIATES 14.55PUNJAB NATIONAL BANK 12.17MUNDRA PORT & SEZ 9.06I D B I 8.17CHAMBAL FERTILISERS & CHEMICALS 7.29Total - Equity 4599.18Debt 0.00Total - Debt 0.00Bank DepositsCORPORATION BANK 63.75Cash 'n' Call, Current Assets & Receivables 177.18

JINDAL STEEL & POWER 31.83H P C L 28.86TATA POWER 25.81CHAMBAL FERTILISERS & CHEMICALS 22.79B P C L 20.29ULTRA TECH CEMCO 16.07GUJRAT NRE COKE 9.93IRB INFRASTRUCTURE DEVELOPERS 5.36N H P C 4.70DLF 3.07NDTV 3.07Total - Equity 9931.56Debt Total Debt Bank DepositsCORPORATION BANK 95.63Cash 'n' Call, Current Assets & Receivables 242.01

Money Mkt.3.29%

Equity96.71%




Bonds / DebenturesRANBAXY HOLDING A1+ 40,000.00TRAPTI TRADING & INVESTMENT A1+ 21,500.00TGS INVESTMENT & TRADE A1+ 13,000.00ARCH PHARMALABS PR1+ 10,000.00JSW ENERGY PR1+ 9,869.90MAGMA FINCORP PR1+ 7,500.00MAGMA FINCORP AA 4,500.00

Commercial PaperINDIABULLS FINANCIAL SERVICES P1+ 29,085.33MERCATOR LINES P1+ 9,490.70RELIANCE MEDIA WORKS P1 7,170.06MUNDRA PORT & SEZ P1+ 4,999.00TANTIA CONSTRUCTIONS P1 4,781.96ESSAR SHIPPING PORTS & LOGISTICS P1 3,992.05PATEL ENGINEERING P1+ 3,781.16E I D PARRY P1+ 1,997.98

Certificate of DepositsCANARA BANK P1+ 29,977.95VIJAYA BANK PR1+ 29,785.17ORIENTAL BANK OF COMMERCE P1+ 29,729.50I D B I BANK P1+ 29,670.46PUNJAB NATIONAL BANK PR1+ 28,832.57I D B I A1+ 19,864.30ANDHRA BANK PR1+ 19,811.30YES BANK PR1+ 14,842.48ALLAHABAD BANK P1+ 13,465.50ALLAHABAD BANK A1+ 9,465.25CORPORATION BANK P1+ 8,979.28SYNDICATE BANK PR1+ 6,476.31BANK OF MAHARASHTRA P1+ 4,968.60

Treasury Bill 0.00

Cash 'n' Call, Current Assets & Receivables 51,039.97

EquityR I L 2,763.04B H E L 1,985.18L & T 1,949.85S B I 1,736.58O N G C 1,685.07TATA STEEL 1,577.34INFOSYS TECHNOLOGIES 1,562.23G A I L 1,471.50M & M 1,172.84HOUSING DEVELOPMENT FINANCE CORPN 1,087.92TATA MOTORS 989.68TATA POWER 949.78BANK OF BARODA 890.86AXIS BANK 861.78STERLITE INDUSTRIES 861.41IDFC 829.04H D F C BANK 801.22LUPIN 790.27TATA CONSULTANCY SERVICES 753.69RANBAXY LABORATORIES 733.54H P C L 659.68WIPRO 643.89SUN PHARMACEUTICALS 628.25H C L TECHNOLOGIES 615.97I D B I 547.22



NAV (Rs.) as on 30/11/2010

Daily Dividend : 10.0000 Weekly Dividend : 10.0015Monthly Dividend : 10.0513 Growth : 12.8160

LICMF INCOME PLUS FUNDAn Open-ended Debt Scheme

Mar-09 0.06120000 0.06460000 0.06140000

Apr-09 0.03920000 0.03839740 0.03920000

May-09 0.04840000 0.04490000 0.04800000

Jun-09 0.05200000 0.05690000 0.05220000

Jul-09 0.05070000 0.04670000 0.05070000

Aug-09 0.04070000 0.04650000 0.04090000

Sep-09 0.04230000 0.04020000 0.04250000

Oct-09 0.03850000 0.03500000 0.03850000

Nov-09 0.04010000 0.03670000 0.04010000

Dec-09 0.04160000 0.03880000 0.04160000

Jan-10 0.03810000 0.03840000 0.03820000

Feb-10 0.03610000 0.03340000 0.03610000

Mar-10 0.04810000 0.04860000 0.04810000

Apr-10 0.04070000 0.03990000 0.04070000

May-10 0.04320000 0.04870000 0.04320000

Jun-10 0.04310000 0.04050000 0.04310000

Jul-10 0.04490000 0.04170000 0.04430000

Aug-10 0.04770000 0.05180000 0.04790000

Sep-10 0.04590000 0.04260000 0.04600000

Oct-10 0.04240000 0.04060000 0.04250000

Nov-10 0.05140000 0.05660000 0.05130000

Month Daily Weekly Monthly

Last 1 year 5.37%

Last 3 years 7.18%


Benchmark (C Fund ~ LX) Return - last 1 year 4.70%

ANNUALISED RETURNS


GROSS DIVIDEND DECLARED (RS./UNIT)

Avg. Maturity (in months) : 1.44Avg. Duration (in months) : 1.37

LICMF BOND FUNDAn Open-ended Debt Scheme

PORTFOLIO (as on 30 )/11/2010



DIVIDEND HISTORY

Last 1 year 4.71Last 3 years 8.17%Since inception (09.05.1999) 8.83%

Benchmark (C CompBex) Return (Last 1 year) 4.56

%

%

ANNUALISED RETURNS

PORTFOLIO RATING ANALYSIS

Month Gross Div. (Rs./Unit) Month Gross Div. (Rs./Unit)


DEBT

I R F C AAA 1,225.80

I O C L AA+ 870.39

H U D C O AA 506.30

S A I L AAA(SO) 503.99

I C I C I BANK AAA 990.34

PUNJ LLOYD AA 1,218.60

JET AIRWAYS (JUS TRUST) AAA 238.14

SHRIRAM TRANSPORT FINANCE AA 10.31

R E C AAA 1,192.31

MAGMA FINCORP AA- 1,012.51

Securitised Debt

COMMERCIAL PAPER/ BANK DEPOSIT


Holdings Rating Mkt. Value(Rs.Lakhs)

LICMF G-SEC FUNDAn Open-ended Gilt Scheme


DebtI O C L AA+ 621.71NATIONAL HOUDING BANK AAA 1,386.27Securitised DebtGSEC 7.80% 03/05/2020(sgf rs.10cr) Sovereign 2,947.50GSEC 8.13% 21/09/2022 Sovereign 502.64Certificate Of DepositALLAHABAD BANK P1+ 1,386.15CENTRAL BANK OF INDIA PR1+ 996.36Commercial Paper / Bank Deposit



Last 1 year

Last 3 years 3.82%

Since inception (29.11.1999) 7.46%

Benchmark (I Sec Composite Gilt) Return

Last 1 year 4.83%

1.77%

ANNUALISED RETURNS


NAV (Rs.) as on 30/11/2010Reg.: 10.3109 Reg.Gr.: 22.1628;

PF-Div. 12.2202; PF-Gr. : 12.7794

Securities Rating Mkt. Value (Rs. Lakhs) DIVIDEND HISTORY


Mar-01 0.35

Jul-01 0.30

Nov-01 0.35

Mar-02 0.70

Jul-02 0.30

Oct-02 0.35

Jan-03 0.40

Apr-03 0.40

Jun-03 0.35

Sep-03 0.35

Dec-03 0.30

Mar-04 0.30

Jun-04 0.0075

Sep-04 0.05

Mar-09 0.20

Jul-09 0.20

Oct-09 0.20

Jan-10 0.01

Jan-10 (PF Option) 0.05

Mar-10 (PF Option) 0.05



Jul-01 0.4Nov-01 0.35Mar-02 0.35Jul-02 0.3Oct-02 0.3Jan-03 0.3Jun-03 0.225Sep-03 0.225Dec-03 0.2Mar-04 0.15Jun-04 0.1Sep-04 0.05Dec-04 0.1Mar-05 0.15Jul-05 0.15Oct-05 0.1Jan-06 0.1Mar-06 0.1

Jul-06 0.2Oct-06 0.4Jan-07 0.1Mar-07 0.1Jul-07 0.25Oct-07 0.25Jan-08 0.2Mar-08 0.15Jul-08 0.15Oct-08 0.15Jan-09 0.2Mar-09 0.25Jul-09 0.2Oct-09 0.2Jan-10 0.2Mar-10 0.05Jul-10 0.05Oct-10 0.05

Avg. Maturity (in years) : 3.04

Avg. Duration (in years) : 2.74



AAA, AA+, P1+ or Equivalent84.75%

Money Market & Other10.89%

P1, , A+Equivalent

4.36%

AA-- or

SIEMENS 540.16H L L 523.08POWER FINANCE CORPORATION 504.68CAIRN INDIA 504.40MUNDRA PORT & SEZ 377.63UNION BANK OF INDIA 330.62CIPLA 309.33BHARAT FORGE 285.69RELIANCE INFRASTRUCTURE 257.63I C I C I BANK 228.73S A I L 194.43JINDAL STEEL & POWER 175.08HINDALCO 168.92BIOCON 129.14SESA GOA 123.30COAL INDIA LIMITED 92.15ZEE TELEFILMS 6.84Total - Equity 33299.61DebtTOTAL - DEBT 0.00Bank Deposits CORPORATION BANK 127.50Cash 'n' Call, Current Assets & Receivables 218.49

AA, AA-, A, PR1+(SO) & Others34.10%

AAA45.26%

AA10.80%

+

Money Market3.59%

AAA (SO) 6.25%






Holdings Mkt. Value (Rs. Lakhs)


ANNUALISED RETURNS


Money Mkt.1.03%

Equity98.97%

Last 1 year

Since Inception -4.94%

Benchmark (CNX 100) Return - Last 1 year 17.67%

10.37%

LICMF TOP 100A 36 months Close ended Equity Fund with an automatic conversion into

an Open ended scheme on expiry of 36 months from the date of allotment (07/01/2008).


LICMF SAVINGS PLUS FUND(An open-ended income scheme)


Debt Instruments MAGMA FINCORP AA- 4,050.03MAGMA FINCORP AA 1,300.00

Commercial PapersJAIPRAKASH ASSOCIATES P1 43,744.49INDIABULLS FINANCIAL SERVICES P1+ 19,210.19CHOLAMANDALAM DBS FINANCE P1+ 19,195.20KEC INTERNATIONAL P1 14,550.82RELIGARE FINVEST P1+ 13,381.54BOMBAY RAYON FASHIONS P1 9,734.69RELIANCE CONSUMER FINANCE P1+ 9,559.76ABG SHIPYARD P1+ 9,537.59H C C P1+ 7,145.32PATEL ENGINEERING P1+ 4,793.61MAGMA FINCORP P1+ 4,765.21TELEVISION EIGHTEEN P1+ 2,918.15

Certificate of DepositCENTRAL BANK OF INDIA PR1+ 1,787.41AXIS BANK P1+ 973.40



Last 1 yearLast 3 years 6.96%Since Inception 5.71%

Benchmark (C Fund ~LX) Return 4.70%

5.31%

ANNUALISED RETURNS



DIVIDEND DECLARED (Dividend Option)

Apr-06 0.04167000May-06 0.04167000Jun-06 0.05000000Jul-06 0.05000000Aug-06 0.05000000Sep-06 0.05000000Oct-06 0.05000000Nov-06 0.05000000Dec-06 0.03000000Jan-07 0.07000000Feb-07 0.04000000Mar-07 0.08000000Apr-07 NilMay-07 NilJun-07 0.02000000Jul-07 0.02000000Aug-07 0.04000000Sep-07 0.05000000Oct-07 0.09000000Nov-07 0.07520000Dec-07 0.09680000Jan-08 0.09670000Feb-08 0.10240000Mar-08 0.07810000Apr-08 0.06460000May-08 0.06340000Jun-08 0.03380000Jul-08 0.01930000

Month Gross Div. (Rs./Unit)Monthly Weekly Daily


Aug-08 0.07390000Sep-08 0.07160000Oct-08 0.04880000Nov-08 0.06650000Dec-08 0.01030000Jan-09 0.55670000 0.07490000 0.07300000Feb-09 0.06320000 0.06500000 0.06250000Mar-09 0.06970000 0.07310000 0.06940000Apr-09 0.04850000 0.04760000 0.04830000May-09 0.05310000 0.04890000 0.05220000Jun-09 0.05670000 0.06180000 0.05670000Jul-09 0.05060000 0.04640000 0.05050000Aug-09 0.04150000 0.04740000 0.04140000Sep-09 0.04180000 0.04000000 0.04180000Oct-09 0.04180000 0.03780000 0.04170000Nov-09 0.04160000 0.04700000 0.04140000Dec-09 0.04120000 0.03810000 0.04120000Jan-10 0.03780000 0.03810000 0.03760000Feb-10 0.03630000 0.03360000 0.03630000Mar-10 0.04880000 0.05020000 0.04870000Apr-10 0.04150000 0.03980000 0.04140000May-10 0.04330000 0.04870000 0.04330000Jun-10 0.04150000 0.03890000 0.04510000Jul-10 0.04470000 0.04120000 0.04470000Aug-10 0.04820000 0.05250000 0.04800000Sep-10 0.04570000 0.04180000 0.04570000Oct-10 0.03970000 0.04120000 0.04100000Nov-10 0.04620000 0.05100000 0.04100000




NAV (Rs.) as on 30/11/2010: Daily Dividend : 10.0000;Monthly Dividend: 10.0462; Weekly Dividend: 10.0013; Growth: 15.1643

LICMF CHILDREN’S FUNDAn Open-ended Balanced Scheme for Children


NAV (Rs.) as on 30/11/2010 : 10.7290

Last 1 year 4.66

Last 3 years -18.95%

Since inception (12/11/2001) 0.77%

Benchmark ) Return Last 1 year 12.14

%

(C BalanceEx %

ANNUALISED RETURNS




EquityR I L 49.34HINDALCO 41.21M & M 38.32S A I L 26.51VOLTAS 24.35H D F C BANK 22.89TATA MOTORS 18.56INDIAN HOTELS 18.32TATA STEEL 17.53RELIANCE INFRASTRUCTURE 16.89JINDAL STEEL & POWER 12.73SESA GOA 12.33I F C I 12.20B H E L 11.03HERO HONDA MOTORS 9.87AXIS BANK 9.58CHAMBAL FERTILISERS & CHEMICALS 9.12DENA BANK 6.29MUNDRA PORT & SEZ 6.04GUJRAT NRE COKE 5.11G A C L 4.22TATA TEA 2.26Total Equity 374.68DebtPUNJ LLOYD AA 94.88SHRIRAM TRANSPORT FINANCE AA 92.83Total Debt 187.71Commercial Paper/ Bank Deposits Cash 'n' Call, Current Assets & Receivables 47.95


Money Mkt.7.86%

Debt 30.76%

. Equity61.38%

LICMF FLOATER MIPAn Open-ended income Scheme


EquityM & M 306.52H D F C BANK 297.60B H E L 264.69H P C L 247.38BANK OF BARODA 215.68TATA CONSULTANCY SERVICES 161.51R I L 148.02CANARA BANK 147.71TATA STEEL 146.05CIPLA 144.37L & T 116.99SIEMENS 115.75BIOCON 107.62IDFC 102.47H C L TECHNOLOGIES 100.95RANBAXY LABORATORIES 100.00HINDALCO 92.72S B I 89.82SESA GOA 77.06JUBILANT ORGANOSYS 56.31POWER TRADING CORPORATION 47.86CAIRN INDIA 31.53ZEE TELEFILMS 4.07Bond/DebentureI R F C AAA 1,448.67MUNDRA PORT & SEZ AA 483.91RELIANCE CAPITAL AAA 295.46DECCAN CHRONICLE AA 2,061.48PUNJ LLOYD AA 1,573.62SHRIRAM TRANSPORT FINANCE AA 1,297.11DEWAN HOUSING FINANCE AA+ 2,009.86MAGMA FINCORP AA 1,200.00MAGMA FINCORP AA- 800.60RELIANCE CAPITAL AAA 1,107.41Commercial paper 0.00Bank Deposits 0.00CORPORATION BANK 127.50Cash 'n' Call, Current Assets & Receivables 2,153.48

TOTAL FUND (as on 30 ) : Rs. Lakhs/11/2010 17681.77

DIVIDEND HISTORY

ANNUALISED RETURNS


NAV (Rs.) as on 30/11/2010

Monthly Income : 9.9163; Yearly Income : 10.7739;

;Quarterly : 10.2474 Growth : 18.0855



Avg. Maturity (in ) :


month 24.60

Last 1 year 8.71%Last 3 years 6.70%Since Inception 10.17%Benchmark (C MiPex) Return - last 1 year 6.37%

Sep-06 Quarterly 0.2600Oct-06 Monthly 0.1000)Nov-06 Monthly 0.1300Dec-06 Monthly 0.1500Dec-06 Quarterly 0.3800Jan-07 Monthly 0.1400Feb-07 Monthly NilMar-07 Monthly NilMar-07 Quarterly 0.2000Mar-07 Yearly 0.9000Apr-07 Monthly 0.1000May-07 Monthly 0.1000Jun-07 Monthly 0.1500Jun-07 Quarterly 0.2500Jul-07 Monthly 0.1000Aug-07 Monthly 0.1000Sep-07 Monthly 0.1000Sep-07 Quarterly 0.3000Oct-07 Monthly 0.1500Nov-07 Monthly 0.2000Dec-07 Monthly 0.2000Dec-07 Quarterly 0.5000Jan-08 Monthly 0.1000

Feb-08 Monthly 0.1500Mar-08 Monthly 0.0000Mar-08 Quarterly 0.3500Mar-08 Yearly 1.6000Apr-08 Monthly 0.0000May-08 Monthly 0.0000Jun-08 Monthly 0.0000Jun-08 Quarterly 0.0000Jul-08 Monthly 0.0000Aug-08 Monthly 0.0000Sep-08 Monthly 0.0700Sep-08 Quarterly 0.2000Oct-08 Monthly 0.0000Nov-08 Monthly 0.0000Dec-08 Monthly 0.0000Jan-09 Monthly 0.0000Feb-09 Monthly 0.0000Mar-09 Monthly 0.0000Apr-09 Monthly 0.0700Apr-09 Quarterly 0.1000Apr-09 Yearly 0.1600May-09 Monthly 0.2150May-09 Quarterly 0.2000

Money Mkt.12.90%

Money Mkt.2.96%

Debt 69.44%

.

Equity17.66%

Equity97.04%

Jun-09 Monthly 0.1000Jun-09 Quarterly 0.2200Jul-09 Monthly 0.1200Aug-09 Monthly 0.1200Sep-09 Monthly 0.1200Sep-09 Quarterly 0.3600Oct-09 Monthly 0.1200Nov-09 Monthly 0.1200Nov-09 Quarterly 0.3000Dec-09 Monthly 0.1200Mar-10 Monthly 0.1000Mar-10 Quarterly 0.2000Mar-10 Yearly 1.5000Apr-10 Monthly 0.1000May-10 Monthly 0.1000Jun-10 Monthly 0.1000Jun-10 Quarterly 0.2000Jul-10 Monthly 0.0900Jul-10 Monthly 0.0900Aug-10 Monthly 0.0900Sep-10 Monthly 0.0900Sep-10 Quarterly 0.2500Nov-10 Monthly 0.1000


LICMF INFRASTRUCTURE FUNDA 36 months Close ended Equity Fund with an automatic conversion into





EquityR I L 1,667.69L & T 1,559.88B H E L 1,138.17I C I C I BANK 1,086.47HOUSING DEVELOPMENT FINANCE CORPN 1,035.27S B I 838.35G A I L 741.96O N G C 673.39TATA STEEL 554.99H D F C BANK 525.94M & M 513.42JINDAL STEEL & POWER 509.32STERLITE INDUSTRIES 465.66S A I L 396.91IDEA CELLULAR 384.72BHARTI AIRTEL 382.02INDIAN HOTELS 366.86TATA MOTORS 346.39INDIA CEMENTS 335.43I D B I 296.25JUBILANT ORGANOSYS 281.56M U L 246.04HINDALCO 238.88A C C 234.21HERO HONDA MOTORS 233.41VOLTAS 224.74KOTAK MAHINDRA BANK 223.71UNION BANK OF INDIA 176.10BHARAT FORGE 175.77





Last 1 yearSince Inception -0.57%Benchmark (BSE 100) Return - Last 1 year 15.32%

8.41%

ANNUALISED RETURNS

SESA GOA 175.70RELIANCE INFRASTRUCTURE 168.94H P C L 153.38I O C L 149.99G A C L 140.50IRB INFRASTRUCTURE DEVELOPERS 131.65TATA POWER 129.03ANDHRA BANK 110.57N M D C 109.28B P C L 108.20IDFC 96.71POWER GRID CORPORATION OF INDIA 94.35GUJRAT NRE COKE 90.74IVRCL INFRASTRUCTURES & PROJECTS 77.51NEYVELI LIGNITE CORPORATION 70.05JSW STEEL 56.51GAMMON 52.39JAIPRAKSH ASSOCIATES 52.22JAYPEE INFRATECH 38.59Total - Equity 17859.80Debt 0.00TOTAL - DEBT 0.00Bank Deposits 0.00CORPORATION BANK 213.50Cash 'n' Call, Current Assets & Receivables 331.22

Month Frequency Gross Div.(Rs/Unit)




LICMF FLOATING RATE FUND - STPAn Open-ended Income Fund


TOTAL FUND (as on 30/11/2010) : Rs. 45943.69 Lakhs

Bonds / DebenturesJSW STEEL PR1+ 15,000.00TGS INVESTMENT & TRADE A1+ 7,000.00BHUSHAN POWER AND STEEL PR1 5,000.00RANBAXY HOLDING A1+ 2,000.00

Commercial PaperINDIABULLS FINANCIAL SERVICES P1+ 9,606.27RELIGARE FINVEST P1+ 5,763.76JAIPRAKASH ASSOCIATES P1 3,804.73






GROSS DIVIDEND DECLARED (Rs. Per Unit)

Last 1 year 5Last 3 year 7.40%Since Inception 6.91%Benchmark (C Fund ~LX) Return

.33%

4.70%


Jun-07 0.05555360Jul-07 0.06071700Aug-07 0.06475360Sep-07 0.07391700Oct-07 0.06845360Nov-07 0.06515360Dec-07 0.06975360Jan-08 0.09361700Feb-08 0.07255360Mar-08 0.09801700Apr-08 0.06945360May-08 0.07005360Jun-08 0.08871700Jul-08 0.07485360

Aug-08 0.07655360Sep-08 0.09821700Oct-08 0.08135360Nov-08 0.08115360Dec-08 0.09231700Jan-09 0.07085360Feb-09 0.06962420Mar-09 0.07181700Apr-09 0.03985360May-09 0.04605360Jun-09 0.05971700Jul-09 0.04655360Aug-09 0.05031700 0.04310000Sep-09 0.04205360 0.04370000

ANNUALISED RETURNS

NAV (Rs.) as on 30/11/2010: Daily Dividend : 10.0000;Weekly Dividend: 10.1471; Growth: 15.6618

Month Weekly DailyMonth Weekly DailyMonth Weekly Daily

LICMF INDIA VISION FUNDAn Open-ended Growth Scheme




EquityINFOSYS TECHNOLOGIES 548.90TATA TEA 394.65R I L 345.38M & M 344.84RANBAXY LABORATORIES 342.87HOUSING DEVELOPMENT FINANCE CORPN 341.59I D B I 326.70TATA CONSULTANCY SERVICES 323.01S B I 299.41L & T 292.48O N G C 287.09H C L TECHNOLOGIES 282.66B H E L 264.69TATA STEEL 262.89I C I C I BANK 251.60JUBILANT ORGANOSYS 231.03H P C L 228.80YES BANK 214.24POWER TRADING CORPORATION 209.39HINDALCO 206.05



SUN PHARMACEUTICALS 157.06IDFC 149.04IRB INFRASTRUCTURE DEVELOPERS 118.63AXIS BANK 109.43SESA GOA 92.48COAL INDIA LIMITED 61.43ZEE TELEFILMS 8.34

Total - Equity 6694.67Debt

0.00TOTAL - DEBT 0.00Commercial Paper / Bank Deposits 0.00 Cash 'n' Call, Current Assets & Receivables -0.14



Last 1 year



Benchmark (BSE 200) Return - Last 1 year 16.43%

15.72%

ANNUALISED RETURNS


LICMF SYSTEMATIC ASSET ALLOCATION FUNDAn open-ended Equity Scheme




EquityR I L 789.44TATA STEEL 529.29A C C 465.19L & T 461.35INFOSYS TECHNOLOGIES 457.42TATA CONSULTANCY SERVICES 450.06G A I L 348.26CIPLA 343.70M & M 306.52S B I 299.41H D F C BANK 288.76B H E L 275.72STERLITE INDUSTRIES 261.95TATA MOTORS 259.79HINDALCO 257.56HERO HONDA MOTORS 256.54RANBAXY LABORATORIES 255.96HOUSING DEVELOPMENT FINANCE CORPN 206.57BHARTI AIRTEL 198.22VOLTAS 173.58N T P C 168.40IDFC 158.36SESA GOA 154.13AXIS BANK 136.79TATA POWER 129.03JINDAL STEEL & POWER 127.33S A I L 123.73INDIAN HOTELS 109.92NEYVELI LIGNITE CORPORATION 96.61



MUNDRA PORT & SEZ 75.53G A C L 70.25COAL INDIA LIMITED 61.43GUJRAT NRE COKE 55.20DENA BANK 37.76TATA TEA 28.25TOTAL - EQUITY 8,417.99DebtTOTAL - DEBT 0.00Commercial Paper / Bank Deposits CORPORATION BANK 95.63Cash 'n' Call, Current Assets & Receivables 63.21



Last 1 year

Last 3 years 1.65%


Benchmark (C BalanceEx) Return - Last 1 year 12.14%

5.11%

ANNUALISED RETURNS


LICMF MONTHLY INCOME PLANAn Open-ended Monthly Income Scheme w.e.f. 01/06/2003



Debt RURAL ELECTRIFICATION CORPORATION AAA 990.99MUNDRA PORT & SEZ AA 1,935.63PUNJ LLOYD AA 1,473.29SHRIRAM TRANSPORT FINANCE AA 1,277.30DECCAN CHRONICLE AA 309.20R E C AAA 848.58MAGMA FINCORP AA- 2,201.66RELIANCE CAPITAL AAA 1,006.73TOTAL - DEBT 10043.40Commercial Paper / Bank Deposits


EquityB H E L 308.81R I L 276.30STERLITE INDUSTRIES 263.12S B I 239.53WIPRO 218.22RANBAXY LABORATORIES 200.01H P C L 185.54JUBILANT ORGANOSYS 165.14G A I L 122.63M & M 114.95L & T 97.49TATA STEEL 87.63IRB INFRASTRUCTURE DEVELOPERS 78.71CANARA BANK 73.86UNION BANK OF INDIA 70.44HOUSING DEVELOPMENT FINANCE CORPN 68.86COAL INDIA LIMITED 61.43TOTAL - EQUITY 2632.65




NAV (Rs.) as on 30/11/2010Monthly Income : Yearly Income :Quarterly : 10.0645; Growth : 32.5315

9.8840; 10.4939;




DIVIDEND DECLARED

May-05 Monthly 0.0550Jun-05 Monthly 0.0700Jun-05 Quarterly 0.1800Jul-05 Monthly 0.0900Aug-05 Monthly 0.0900Sep-05 Monthly 0.1400Sep-05 Quarterly 0.2200Oct-05 Monthly 0.0800Nov-05 Monthly 0.1000Dec-05 Monthly 0.1200Dec-05 Quarterly 0.3000Jan-06 Monthly 0.1500Feb-06 Monthly 0.1500Mar-06 Monthly 0.3000Mar-06 Quarterly 0.7000Mar-06 Yearly 1.4000Apr-06 Monthly 0.1500May-06 Monthly 0.1500Jun-06 Monthly 0.1200Jun-06 Quarterly 0.2000Jul-06 Monthly 0.1200Aug-06 Monthly 0.1200Sep-06 Monthly 0.1400Sep-06 Quarterly 0.4000Oct-06 Monthly 0.1400Nov-06 Monthly 0.1400Dec-06 Monthly 0.1200Dec-06 Quarterly 0.4000Jan-07 Monthly 0.1000

Feb-07 Monthly NilMar-07 Monthly NilMar-07 Quarterly 0.1500Mar-07 Yearly 0.9000Apr-07 Monthly 0.0700May-07 Monthly 0.1000Jun-07 Monthly 0.0800Jun-07 Quarterly 0.2000Jul-07 Monthly 0.1200Aug-07 Monthly 0.1200Sep-07 Monthly 0.1200Sep-07 Quarterly 0.3500 Oct-07 Monthly 0.1800Nov-07 Monthly 0.2000Dec-07 Monthly 0.2000Dec-07 Quarterly 0.5000Jan-08 Monthly 0.2500Feb-08 Monthly 0.0700Mar-08 Monthly 0.0000Mar-08 Quarterly 0.2000Mar-08 Yearly 1.6000Apr-08 Monthly 0.0000May-08 Monthly 0.0000Jun-08 Monthly 0.0000Jul-08 Monthly 0.0000Aug-08 Monthly 0.0000Spet-08 Monthly 0.0000Sep-08 Quarterly 0.1500Oct-08 Monthly 0.0000

Month Frequency GrossDiv.(Rs/Unit)



Nov-08 Monthly 0.0000Dec-08 Monthly 0.0000Jan-09 Monthly 0.0000Feb-09 Monthly 0.0000Mar-09 Monthly 0.0000Apr-09 Monthly 0.0000Apr-09 Yearly 0.1400May-09 Monthly 0.2800May-09 Quarterly 0.2000Jun-09 Monthly 0.1000Jun-09 Quarterly 0.1800Jul-09 Monthly 0.1200Aug-09 Monthly 0.1200Sep-09 Monthly 0.1200Sep-09 Quarterly 0.3600Oct-09 Monthly 0.1200Nov-09 Monthly 0.1200Nov-09 Quarterly 0.3000Dec-09 Monthly 0.1200Mar-10 Monthly 0.0500Mar-10 Quarterly 0.1500Mar-10 Yearly 1.3000Apr-10 Monthly 0.0700May-10 Monthly 0.0800Jun-10 Monthly 0.0500Jun-10 Quarterly 0.1500Jul-10 Monthly 0.0700Sep-10 Monthly 0.1000Sep-10 Quarterly 0.2500

Money Mkt.5.41%

Money Mkt.1.85%

Debt 74.95%

.

Equity19.64%

Equity98.15%

Last 1 yearLast 3 years 5.18%Since Inception 9.83%Benchmark (C MiPex) Return (Last 1 year) 6.37%

5.76%

ANNUALISED RETURNS


Oct-09 0.04145360 0.04470000Nov-09 0.05021700 0.04350000Dec-09 0.04255360 0.04530000Jan-10 0.03438397 0.03830000Feb-10 0.03385360 0.03630000Mar-10 0.04981700 0.04860000Apr-10 0.04285300 0.04330000May-10 0.04810000 0.04220000Jun-10 0.03070000 0.04380000Jul-10 0.04330000 0.04590000Aug-10 0.05330000 0.04780000Sep-10 0.04390000 0.04880000Oct-10 0.03800000 0.03520000Nov-10 0.04900000 0.04440000


LICMF SAVINGS PLUS FUND(An open-ended income scheme)


Debt Instruments MAGMA FINCORP AA- 4,050.03MAGMA FINCORP AA 1,300.00

Commercial PapersJAIPRAKASH ASSOCIATES P1 43,744.49INDIABULLS FINANCIAL SERVICES P1+ 19,210.19CHOLAMANDALAM DBS FINANCE P1+ 19,195.20KEC INTERNATIONAL P1 14,550.82RELIGARE FINVEST P1+ 13,381.54BOMBAY RAYON FASHIONS P1 9,734.69RELIANCE CONSUMER FINANCE P1+ 9,559.76ABG SHIPYARD P1+ 9,537.59H C C P1+ 7,145.32PATEL ENGINEERING P1+ 4,793.61MAGMA FINCORP P1+ 4,765.21TELEVISION EIGHTEEN P1+ 2,918.15

Certificate of DepositCENTRAL BANK OF INDIA PR1+ 1,787.41AXIS BANK P1+ 973.40



Last 1 yearLast 3 years 6.96%Since Inception 5.71%

Benchmark (C Fund ~LX) Return 4.70%

5.31%

ANNUALISED RETURNS



DIVIDEND DECLARED (Dividend Option)

Apr-06 0.04167000May-06 0.04167000Jun-06 0.05000000Jul-06 0.05000000Aug-06 0.05000000Sep-06 0.05000000Oct-06 0.05000000Nov-06 0.05000000Dec-06 0.03000000Jan-07 0.07000000Feb-07 0.04000000Mar-07 0.08000000Apr-07 NilMay-07 NilJun-07 0.02000000Jul-07 0.02000000Aug-07 0.04000000Sep-07 0.05000000Oct-07 0.09000000Nov-07 0.07520000Dec-07 0.09680000Jan-08 0.09670000Feb-08 0.10240000Mar-08 0.07810000Apr-08 0.06460000May-08 0.06340000Jun-08 0.03380000Jul-08 0.01930000



Aug-08 0.07390000Sep-08 0.07160000Oct-08 0.04880000Nov-08 0.06650000Dec-08 0.01030000Jan-09 0.55670000 0.07490000 0.07300000Feb-09 0.06320000 0.06500000 0.06250000Mar-09 0.06970000 0.07310000 0.06940000Apr-09 0.04850000 0.04760000 0.04830000May-09 0.05310000 0.04890000 0.05220000Jun-09 0.05670000 0.06180000 0.05670000Jul-09 0.05060000 0.04640000 0.05050000Aug-09 0.04150000 0.04740000 0.04140000Sep-09 0.04180000 0.04000000 0.04180000Oct-09 0.04180000 0.03780000 0.04170000Nov-09 0.04160000 0.04700000 0.04140000Dec-09 0.04120000 0.03810000 0.04120000Jan-10 0.03780000 0.03810000 0.03760000Feb-10 0.03630000 0.03360000 0.03630000Mar-10 0.04880000 0.05020000 0.04870000Apr-10 0.04150000 0.03980000 0.04140000May-10 0.04330000 0.04870000 0.04330000Jun-10 0.04150000 0.03890000 0.04510000Jul-10 0.04470000 0.04120000 0.04470000Aug-10 0.04820000 0.05250000 0.04800000Sep-10 0.04570000 0.04180000 0.04570000Oct-10 0.03970000 0.04120000 0.04100000Nov-10 0.04620000 0.05100000 0.04100000




NAV (Rs.) as on 30/11/2010: Daily Dividend : 10.0000;Monthly Dividend: 10.0462; Weekly Dividend: 10.0013; Growth: 15.1643

LICMF CHILDREN’S FUNDAn Open-ended Balanced Scheme for Children


NAV (Rs.) as on 30/11/2010 : 10.7290

Last 1 year 4.66


Since inception (12/11/2001) 0.77%

Benchmark ) Return Last 1 year 12.14

%

(C BalanceEx %

ANNUALISED RETURNS




EquityR I L 49.34HINDALCO 41.21M & M 38.32S A I L 26.51VOLTAS 24.35H D F C BANK 22.89TATA MOTORS 18.56INDIAN HOTELS 18.32TATA STEEL 17.53RELIANCE INFRASTRUCTURE 16.89JINDAL STEEL & POWER 12.73SESA GOA 12.33I F C I 12.20B H E L 11.03HERO HONDA MOTORS 9.87AXIS BANK 9.58CHAMBAL FERTILISERS & CHEMICALS 9.12DENA BANK 6.29MUNDRA PORT & SEZ 6.04GUJRAT NRE COKE 5.11G A C L 4.22TATA TEA 2.26Total Equity 374.68DebtPUNJ LLOYD AA 94.88SHRIRAM TRANSPORT FINANCE AA 92.83Total Debt 187.71Commercial Paper/ Bank Deposits Cash 'n' Call, Current Assets & Receivables 47.95


Money Mkt.7.86%

Debt 30.76%

. Equity61.38%

LICMF FLOATER MIPAn Open-ended income Scheme


EquityM & M 306.52H D F C BANK 297.60B H E L 264.69H P C L 247.38BANK OF BARODA 215.68TATA CONSULTANCY SERVICES 161.51R I L 148.02CANARA BANK 147.71TATA STEEL 146.05CIPLA 144.37L & T 116.99SIEMENS 115.75BIOCON 107.62IDFC 102.47H C L TECHNOLOGIES 100.95RANBAXY LABORATORIES 100.00HINDALCO 92.72S B I 89.82SESA GOA 77.06JUBILANT ORGANOSYS 56.31POWER TRADING CORPORATION 47.86CAIRN INDIA 31.53ZEE TELEFILMS 4.07Bond/DebentureI R F C AAA 1,448.67MUNDRA PORT & SEZ AA 483.91RELIANCE CAPITAL AAA 295.46DECCAN CHRONICLE AA 2,061.48PUNJ LLOYD AA 1,573.62SHRIRAM TRANSPORT FINANCE AA 1,297.11DEWAN HOUSING FINANCE AA+ 2,009.86MAGMA FINCORP AA 1,200.00MAGMA FINCORP AA- 800.60RELIANCE CAPITAL AAA 1,107.41Commercial paper 0.00Bank Deposits 0.00CORPORATION BANK 127.50Cash 'n' Call, Current Assets & Receivables 2,153.48

TOTAL FUND (as on 30 ) : Rs. Lakhs/11/2010 17681.77

DIVIDEND HISTORY

ANNUALISED RETURNS


NAV (Rs.) as on 30/11/2010

Monthly Income : 9.9163; Yearly Income : 10.7739;

;Quarterly : 10.2474 Growth : 18.0855



Avg. Maturity (in ) :


month 24.60

Last 1 year 8.71%Last 3 years 6.70%Since Inception 10.17%Benchmark (C MiPex) Return - last 1 year 6.37%

Sep-06 Quarterly 0.2600Oct-06 Monthly 0.1000)Nov-06 Monthly 0.1300Dec-06 Monthly 0.1500Dec-06 Quarterly 0.3800Jan-07 Monthly 0.1400Feb-07 Monthly NilMar-07 Monthly NilMar-07 Quarterly 0.2000Mar-07 Yearly 0.9000Apr-07 Monthly 0.1000May-07 Monthly 0.1000Jun-07 Monthly 0.1500Jun-07 Quarterly 0.2500Jul-07 Monthly 0.1000Aug-07 Monthly 0.1000Sep-07 Monthly 0.1000Sep-07 Quarterly 0.3000Oct-07 Monthly 0.1500Nov-07 Monthly 0.2000Dec-07 Monthly 0.2000Dec-07 Quarterly 0.5000Jan-08 Monthly 0.1000

Feb-08 Monthly 0.1500Mar-08 Monthly 0.0000Mar-08 Quarterly 0.3500Mar-08 Yearly 1.6000Apr-08 Monthly 0.0000May-08 Monthly 0.0000Jun-08 Monthly 0.0000Jun-08 Quarterly 0.0000Jul-08 Monthly 0.0000Aug-08 Monthly 0.0000Sep-08 Monthly 0.0700Sep-08 Quarterly 0.2000Oct-08 Monthly 0.0000Nov-08 Monthly 0.0000Dec-08 Monthly 0.0000Jan-09 Monthly 0.0000Feb-09 Monthly 0.0000Mar-09 Monthly 0.0000Apr-09 Monthly 0.0700Apr-09 Quarterly 0.1000Apr-09 Yearly 0.1600May-09 Monthly 0.2150May-09 Quarterly 0.2000

Money Mkt.12.90%

Money Mkt.2.96%

Debt 69.44%

.

Equity17.66%

Equity97.04%

Jun-09 Monthly 0.1000Jun-09 Quarterly 0.2200Jul-09 Monthly 0.1200Aug-09 Monthly 0.1200Sep-09 Monthly 0.1200Sep-09 Quarterly 0.3600Oct-09 Monthly 0.1200Nov-09 Monthly 0.1200Nov-09 Quarterly 0.3000Dec-09 Monthly 0.1200Mar-10 Monthly 0.1000Mar-10 Quarterly 0.2000Mar-10 Yearly 1.5000Apr-10 Monthly 0.1000May-10 Monthly 0.1000Jun-10 Monthly 0.1000Jun-10 Quarterly 0.2000Jul-10 Monthly 0.0900Jul-10 Monthly 0.0900Aug-10 Monthly 0.0900Sep-10 Monthly 0.0900Sep-10 Quarterly 0.2500Nov-10 Monthly 0.1000


LICMF INFRASTRUCTURE FUNDA 36 months Close ended Equity Fund with an automatic conversion into





EquityR I L 1,667.69L & T 1,559.88B H E L 1,138.17I C I C I BANK 1,086.47HOUSING DEVELOPMENT FINANCE CORPN 1,035.27S B I 838.35G A I L 741.96O N G C 673.39TATA STEEL 554.99H D F C BANK 525.94M & M 513.42JINDAL STEEL & POWER 509.32STERLITE INDUSTRIES 465.66S A I L 396.91IDEA CELLULAR 384.72BHARTI AIRTEL 382.02INDIAN HOTELS 366.86TATA MOTORS 346.39INDIA CEMENTS 335.43I D B I 296.25JUBILANT ORGANOSYS 281.56M U L 246.04HINDALCO 238.88A C C 234.21HERO HONDA MOTORS 233.41VOLTAS 224.74KOTAK MAHINDRA BANK 223.71UNION BANK OF INDIA 176.10BHARAT FORGE 175.77





Last 1 yearSince Inception -0.57%Benchmark (BSE 100) Return - Last 1 year 15.32%

8.41%

ANNUALISED RETURNS

SESA GOA 175.70RELIANCE INFRASTRUCTURE 168.94H P C L 153.38I O C L 149.99G A C L 140.50IRB INFRASTRUCTURE DEVELOPERS 131.65TATA POWER 129.03ANDHRA BANK 110.57N M D C 109.28B P C L 108.20IDFC 96.71POWER GRID CORPORATION OF INDIA 94.35GUJRAT NRE COKE 90.74IVRCL INFRASTRUCTURES & PROJECTS 77.51NEYVELI LIGNITE CORPORATION 70.05JSW STEEL 56.51GAMMON 52.39JAIPRAKSH ASSOCIATES 52.22JAYPEE INFRATECH 38.59Total - Equity 17859.80Debt 0.00TOTAL - DEBT 0.00Bank Deposits 0.00CORPORATION BANK 213.50Cash 'n' Call, Current Assets & Receivables 331.22







Bonds / DebenturesRANBAXY HOLDING A1+ 40,000.00TRAPTI TRADING & INVESTMENT A1+ 21,500.00TGS INVESTMENT & TRADE A1+ 13,000.00ARCH PHARMALABS PR1+ 10,000.00JSW ENERGY PR1+ 9,869.90MAGMA FINCORP PR1+ 7,500.00MAGMA FINCORP AA 4,500.00

Commercial PaperINDIABULLS FINANCIAL SERVICES P1+ 29,085.33MERCATOR LINES P1+ 9,490.70RELIANCE MEDIA WORKS P1 7,170.06MUNDRA PORT & SEZ P1+ 4,999.00TANTIA CONSTRUCTIONS P1 4,781.96ESSAR SHIPPING PORTS & LOGISTICS P1 3,992.05PATEL ENGINEERING P1+ 3,781.16E I D PARRY P1+ 1,997.98

Certificate of DepositsCANARA BANK P1+ 29,977.95VIJAYA BANK PR1+ 29,785.17ORIENTAL BANK OF COMMERCE P1+ 29,729.50I D B I BANK P1+ 29,670.46PUNJAB NATIONAL BANK PR1+ 28,832.57I D B I A1+ 19,864.30ANDHRA BANK PR1+ 19,811.30YES BANK PR1+ 14,842.48ALLAHABAD BANK P1+ 13,465.50ALLAHABAD BANK A1+ 9,465.25CORPORATION BANK P1+ 8,979.28SYNDICATE BANK PR1+ 6,476.31BANK OF MAHARASHTRA P1+ 4,968.60

Treasury Bill 0.00


EquityR I L 2,763.04B H E L 1,985.18L & T 1,949.85S B I 1,736.58O N G C 1,685.07TATA STEEL 1,577.34INFOSYS TECHNOLOGIES 1,562.23G A I L 1,471.50M & M 1,172.84HOUSING DEVELOPMENT FINANCE CORPN 1,087.92TATA MOTORS 989.68TATA POWER 949.78BANK OF BARODA 890.86AXIS BANK 861.78STERLITE INDUSTRIES 861.41IDFC 829.04H D F C BANK 801.22LUPIN 790.27TATA CONSULTANCY SERVICES 753.69RANBAXY LABORATORIES 733.54H P C L 659.68WIPRO 643.89SUN PHARMACEUTICALS 628.25H C L TECHNOLOGIES 615.97I D B I 547.22



NAV (Rs.) as on 30/11/2010

Daily Dividend : 10.0000 Weekly Dividend : 10.0015Monthly Dividend : 10.0513 Growth : 12.8160

LICMF INCOME PLUS FUNDAn Open-ended Debt Scheme

Mar-09 0.06120000 0.06460000 0.06140000

Apr-09 0.03920000 0.03839740 0.03920000

May-09 0.04840000 0.04490000 0.04800000

Jun-09 0.05200000 0.05690000 0.05220000

Jul-09 0.05070000 0.04670000 0.05070000

Aug-09 0.04070000 0.04650000 0.04090000

Sep-09 0.04230000 0.04020000 0.04250000

Oct-09 0.03850000 0.03500000 0.03850000

Nov-09 0.04010000 0.03670000 0.04010000

Dec-09 0.04160000 0.03880000 0.04160000

Jan-10 0.03810000 0.03840000 0.03820000

Feb-10 0.03610000 0.03340000 0.03610000

Mar-10 0.04810000 0.04860000 0.04810000

Apr-10 0.04070000 0.03990000 0.04070000

May-10 0.04320000 0.04870000 0.04320000

Jun-10 0.04310000 0.04050000 0.04310000

Jul-10 0.04490000 0.04170000 0.04430000

Aug-10 0.04770000 0.05180000 0.04790000

Sep-10 0.04590000 0.04260000 0.04600000

Oct-10 0.04240000 0.04060000 0.04250000

Nov-10 0.05140000 0.05660000 0.05130000

Month Daily Weekly Monthly

Last 1 year 5.37%

Last 3 years 7.18%


Benchmark (C Fund ~ LX) Return - last 1 year 4.70%

ANNUALISED RETURNS


GROSS DIVIDEND DECLARED (RS./UNIT)

Avg. Maturity (in months) : 1.44Avg. Duration (in months) : 1.37

LICMF BOND FUNDAn Open-ended Debt Scheme




DIVIDEND HISTORY

Last 1 year 4.71Last 3 years 8.17%Since inception (09.05.1999) 8.83%

Benchmark (C CompBex) Return (Last 1 year) 4.56

%

%

ANNUALISED RETURNS

PORTFOLIO RATING ANALYSIS



DEBT

I R F C AAA 1,225.80

I O C L AA+ 870.39

H U D C O AA 506.30

S A I L AAA(SO) 503.99

I C I C I BANK AAA 990.34

PUNJ LLOYD AA 1,218.60

JET AIRWAYS (JUS TRUST) AAA 238.14

SHRIRAM TRANSPORT FINANCE AA 10.31

R E C AAA 1,192.31

MAGMA FINCORP AA- 1,012.51

Securitised Debt

COMMERCIAL PAPER/ BANK DEPOSIT


Holdings Rating Mkt. Value(Rs.Lakhs)

LICMF G-SEC FUNDAn Open-ended Gilt Scheme


DebtI O C L AA+ 621.71NATIONAL HOUDING BANK AAA 1,386.27Securitised DebtGSEC 7.80% 03/05/2020(sgf rs.10cr) Sovereign 2,947.50GSEC 8.13% 21/09/2022 Sovereign 502.64Certificate Of DepositALLAHABAD BANK P1+ 1,386.15CENTRAL BANK OF INDIA PR1+ 996.36Commercial Paper / Bank Deposit



Last 1 year

Last 3 years 3.82%

Since inception (29.11.1999) 7.46%

Benchmark (I Sec Composite Gilt) Return

Last 1 year 4.83%

1.77%

ANNUALISED RETURNS


NAV (Rs.) as on 30/11/2010Reg.: 10.3109 Reg.Gr.: 22.1628;

PF-Div. 12.2202; PF-Gr. : 12.7794

Securities Rating Mkt. Value (Rs. Lakhs) DIVIDEND HISTORY


Mar-01 0.35

Jul-01 0.30

Nov-01 0.35

Mar-02 0.70

Jul-02 0.30

Oct-02 0.35

Jan-03 0.40

Apr-03 0.40

Jun-03 0.35

Sep-03 0.35

Dec-03 0.30

Mar-04 0.30

Jun-04 0.0075

Sep-04 0.05

Mar-09 0.20

Jul-09 0.20

Oct-09 0.20

Jan-10 0.01

Jan-10 (PF Option) 0.05

Mar-10 (PF Option) 0.05



Jul-01 0.4Nov-01 0.35Mar-02 0.35Jul-02 0.3Oct-02 0.3Jan-03 0.3Jun-03 0.225Sep-03 0.225Dec-03 0.2Mar-04 0.15Jun-04 0.1Sep-04 0.05Dec-04 0.1Mar-05 0.15Jul-05 0.15Oct-05 0.1Jan-06 0.1Mar-06 0.1

Jul-06 0.2Oct-06 0.4Jan-07 0.1Mar-07 0.1Jul-07 0.25Oct-07 0.25Jan-08 0.2Mar-08 0.15Jul-08 0.15Oct-08 0.15Jan-09 0.2Mar-09 0.25Jul-09 0.2Oct-09 0.2Jan-10 0.2Mar-10 0.05Jul-10 0.05Oct-10 0.05





AAA, AA+, P1+ or Equivalent84.75%

Money Market & Other10.89%

P1, , A+Equivalent

4.36%

AA-- or

SIEMENS 540.16H L L 523.08POWER FINANCE CORPORATION 504.68CAIRN INDIA 504.40MUNDRA PORT & SEZ 377.63UNION BANK OF INDIA 330.62CIPLA 309.33BHARAT FORGE 285.69RELIANCE INFRASTRUCTURE 257.63I C I C I BANK 228.73S A I L 194.43JINDAL STEEL & POWER 175.08HINDALCO 168.92BIOCON 129.14SESA GOA 123.30COAL INDIA LIMITED 92.15ZEE TELEFILMS 6.84Total - Equity 33299.61DebtTOTAL - DEBT 0.00Bank Deposits CORPORATION BANK 127.50Cash 'n' Call, Current Assets & Receivables 218.49

AA, AA-, A, PR1+(SO) & Others34.10%

AAA45.26%

AA10.80%

+

Money Market3.59%

AAA (SO) 6.25%








ANNUALISED RETURNS


Money Mkt.1.03%

Equity98.97%

Last 1 year


Benchmark (CNX 100) Return - Last 1 year 17.67%

10.37%

LICMF TOP 100A 36 months Close ended Equity Fund with an automatic conversion into



LICMF LIQUID FUNDAn Open-ended Liquid Scheme


Bonds / Debentures

JSW STEEL PR1+ 59,782.62

BHUSHAN POWER AND STEEL PR1 45,000.00

ALOK INDUSTRIES PR1+ 30,000.00

RANBAXY HOLDING A1+ 28,000.00

BHUSHAN STEEL PR1 9,958.38

TRAPTI TRADING & INVESTMENT A1+ 6,000.00

GRABAL ALOK IMPEX PR1 5,000.00

ARCH PHARMALABS F1 5,000.00

ARCH PHARMALABS A1 4,500.00

CORE PROJECTS & TECHNOLOGIES A1 1,620.50

Commercial Paper

MUNDRA PORT & SEZ P1+/ 44,995.00

ERA INFRA ENGINEERING P1+ 39,773.63

RELIANCE MEDIA WORKS P1 34,897.66

BOMBAY RAYON FASHIONS P1 14,633.17

EXIM P1+ 9,986.23

INDIABULLS FINANCIAL SERVICES P1+ 9,773.35

RELIGARE FINVEST P1+ 9,492.82

H C C PR1+ 3,500.00

FUTURE CAPITAL HOLDINGS P1+ 784.09

Certificate Of Deposit

PUNJAB NATIONAL BANK PR1+ 110,242.05

CANARA BANK P1+ 84,566.01

ALLAHABAD BANK A1+ 55,309.67

ORIENTAL BANK OF COMMERCE P1+ 53,741.44

BANK OF MAHARASHTRA P1+ 29,765.26

ANDHRA BANK PR1+ 29,700.36

UNBI PR1+ 29,671.65

CENTRAL BANK OF INDIA PR1+ 27,117.74

UCO BANK P1+ 19,867.46

BANK OF INDIA P1+ 19,865.28

INDIAN BANK F1+ 19,865.28

VIJAYA BANK PR1+ 19,856.78

CORPORATION BANK P1+ 15,963.17

DENA BANK P1+ 14,834.15

I D B I A1+ 9,924.13

Last 1 yearLast 3 year 6.93%Since Inception (18.03.2002) 6.62%Benchmark (C) Fund ~LX) Return (Last 1 year) 4.70

5.17%

%

ANNUALISED RETURNS








GROSS DIVIDEND HISTORY (RS./UNIT)

Feb-05 0.0400Mar-05 0.0422Apr-05 0.03933992May-05 0.04240000Jun-05 0.04089337Jul-05 0.04210000Aug-05 0.04250000Sep-05 0.04100000Oct-05 0.04455476Nov-05 0.04749685Dec-05 0.04943670Jan-06 0.05202764Feb-06 0.04836850Mar-06 0.07196284Apr-06 0.05065708May-06 0.05328228Jun-06 0.05243226Jul-06 0.05969500Aug-06 0.06310000Sep-06 0.06340000Oct-06 0.06860000Nov-06 0.06750000Dec-06 0.06280627Jan-07 0.07300000Feb-07 0.06420000Mar-07 0.07660000Apr-07 0.07970000May-07 0.07980000Jun-07 0.06120000Jul-07 0.05370000Aug-07 0.06730000Sep-07 0.06430000Oct-07 0.06980000Nov-07 0.07360000Dec-07 0.07930000



Jan-08 0.07750000Feb-08 0.07470000Mar-08 0.07973000Apr-08 0.07280000May-08 0.07830000Jun-08 0.08110000Jul-08 0.08440000Aug-08 0.08610000Sep-08 0.08700000Oct-08 0.09810000Nov-08 0.08640000Dec-08 0.08750000Jan-09 0.07920000Feb-09 0.08620000Mar-09 0.06830000Apr-09 0.05280000May-09 0.04973000Jun-09 0.04820000Jul-09 0.04720000Aug-09 0.04590000Sep-09 0.04220000Oct-09 0.04770000Nov-09 0.04260000Dec-09 0.04340000Jan-10 0.03840000Feb-10 0.03170000Mar-10 0.03867927Apr-10 0.03570000May-10 0.04190000Jun-10 0.04910000Jul-10 0.05140000Aug-10 0.04900000Sep-10 0.05320000Oct-10 0.06140000Nov-10 0.06270000

Month Gross DividendMonth Gross Dividend

I D B I P1+ 4,819.68

SYNDICATE BANK PR1+ 3,487.24

STATE BANK OF TRAVANCORE P1+ 1,063.32

Bank Deposits


LICMF EQUITY FUNDAn Open-ended Equity Scheme

LICMF OPPORTUNITIES FUNDAn Open-ended Growth Scheme







Last 1 yearLast 3 year -6.63%Since Inception 12.55%Benchmark (BSE-200) Return Last 1 year 16.43%

16.01%ANNUALISED RETURNS


DIVIDEND HISTORYMonth Dividend (Rs./Unit)Feb-06 2.00Oct-06 2.50Nov-07 3.00


EquityR I L 355.25INFOSYS TECHNOLOGIES 304.95I C I C I BANK 296.21S B I 239.53HOUSING DEVELOPMENT FINANCE CORPN 206.57L & T 194.99I T C 171.00H D F C BANK 165.97TATA STEEL 163.58O N G C 149.78TATA MOTORS 123.71HINDALCO 123.63M & M 118.78B H E L 118.14BHARTI AIRTEL 108.12TATA CONSULTANCY SERVICES 107.67S A I L 106.05M U L 91.02INDIAN HOTELS 84.27DR REDDYS LABORATORIES 80.34SESA GOA 80.15I O C L 77.88N M D C 72.86STERLITE INDUSTRIES 72.77POWER GRID CORPORATION OF INDIA 66.50POWER TRADING CORPORATION 59.83RANBAXY LABORATORIES 57.15JINDAL STEEL & POWER 56.85AXIS BANK 54.46WIPRO 54.27JUBILANT ORGANOSYS 53.57A C C 49.37HERO HONDA MOTORS 49.34G A I L 49.05KOTAK MAHINDRA BANK 47.55NDTV 46.36H C L TECHNOLOGIES 40.38B P C L 39.60CIPLA 37.81BHARAT FORGE 37.35

An Open-ended Equity Scheme







Equity R I L 875.79INFOSYS TECHNOLOGIES 609.89I C I C I BANK 571.83H D F C BANK 437.97B H E L 430.12L & T 419.22HOUSING DEVELOPMENT FINANCE CORPN 416.92I T C 374.82KOTAK MAHINDRA BANK 332.82S B I 329.35TATA CONSULTANCY SERVICES 323.01O N G C 307.43TATA STEEL 233.68M & M 222.23RELIANCE INFRASTRUCTURE 213.73I F C I 183.00VOLTAS 181.83G A I L 169.70JUBILANT ORGANOSYS 166.19STERLITE INDUSTRIES 161.70HINDALCO 158.21SESA GOA 154.13M U L 148.50WIPRO 145.67BHARTI AIRTEL 144.16TATA MOTORS 138.43HERO HONDA MOTORS 138.14S A I L 130.80CIPLA 130.61INDIAN HOTELS 128.61AXIS BANK 123.58DR REDDYS LABORATORIES 116.04RANBAXY LABORATORIES 114.29I O C L 103.85H C L TECHNOLOGIES 98.98VIDEOCON INDUSTRIES 93.72N T P C 79.21ANDHRA BANK 78.98G A C L 77.28POWER GRID CORPORATION OF INDIA 71.02UNION BANK OF INDIA 70.44PUNJAB NATIONAL BANK 60.84N M D C 60.22I D B I 57.17COAL INDIA LIMITED 53.75JAIPRAKSH ASSOCIATES 44.10BHARAT FORGE 39.99SIEMENS 37.88

ANNUALISED RETURNS


Last 1 year 15.36%Last 3 years -4.53%Since Inception 10.24%Benchmark (Sensex) Return Last 1 year 15.33%

DIVIDEND HISTORYMonth Dividend (Rs./Unit)Mar-04 1.20Mar-05 1.00Nov-05 2.00Oct-06 2.50Nov-07 5.00

G A C L 36.53COAL INDIA LIMITED 30.72INDIA CEMENTS 27.52ANDHRA BANK 23.69RELIANCE INFRASTRUCTURE 16.89JAIPRAKSH ASSOCIATES 14.55PUNJAB NATIONAL BANK 12.17MUNDRA PORT & SEZ 9.06I D B I 8.17CHAMBAL FERTILISERS & CHEMICALS 7.29Total - Equity 4599.18Debt 0.00Total - Debt 0.00Bank DepositsCORPORATION BANK 63.75Cash 'n' Call, Current Assets & Receivables 177.18

JINDAL STEEL & POWER 31.83H P C L 28.86TATA POWER 25.81CHAMBAL FERTILISERS & CHEMICALS 22.79B P C L 20.29ULTRA TECH CEMCO 16.07GUJRAT NRE COKE 9.93IRB INFRASTRUCTURE DEVELOPERS 5.36N H P C 4.70DLF 3.07NDTV 3.07Total - Equity 9931.56Debt Total Debt Bank DepositsCORPORATION BANK 95.63Cash 'n' Call, Current Assets & Receivables 242.01

Money Mkt.3.29%

Equity96.71%


LICMF INDEX FUNDAn Open-ended Index Linked Equity Scheme

EquityR I L 623.55INFOSYS TECHNOLOGIES 549.58I C I C I BANK 490.61L & T 386.75I T C 338.81HOUSING DEVELOPMENT FINANCE CORPN 332.31H D F C BANK 302.86S B I 288.15TATA CONSULTANCY SERVICES 204.10BHARTI AIRTEL 164.13O N G C 157.16TATA MOTORS 149.96TATA STEEL 132.82AXIS BANK 130.77B H E L 129.88M & M 126.50H L L 117.16HINDALCO 100.26STERLITE INDUSTRIES 95.50JINDAL STEEL & POWER 92.76N T P C 87.60DR REDDYS LABORATORIES 83.82G A I L 83.01WIPRO 79.41BAJAJ AUTO 79.16TATA POWER 78.46IDFC 73.80HERO HONDA MOTORS 70.41M U L 70.16CIPLA 65.38SUN PHARMACEUTICALS 62.84KOTAK MAHINDRA BANK 62.58PUNJAB NATIONAL BANK 60.54CAIRN INDIA 51.18JAIPRAKSH ASSOCIATES 47.06RELIANCE INFRASTRUCTURE 43.96SESA GOA 43.88SIEMENS 43.62G A C L 42.56DLF 41.27S A I L 38.53A C C 37.17H C L TECHNOLOGIES 35.50RELIANCE POWER LTD 33.04RELIANCE COMMUNICATION 32.98B P C L 32.50RANBAXY LABORATORIES 32.17RELIANCE CAPITAL 27.51POWER GRID CORPORATION OF INDIA 20.05SUZLON ENERGY 13.13Total Equity 6486.90Cash 'n' Call, Current Assets & Receivables 9.80

NIFTY PLAN - PORTFOLIO (as on 30 )/11/2010



Last 6 months 33.59%Last 1 year 16.52%Last 3 years -2.57%Since Inception 15.80%Benchmark NSE - Nifty Return (Last 6 months) 33.16%Benchmark NSE - Nifty Return (Last 1 year) 16.49%

ANNUALISED RETURNS

Equity R I L 330.24INFOSYS TECHNOLOGIES 276.80I C I C I BANK 244.11L & T 198.44I T C 171.23HOUSING DEVELOPMENT FINANCE CORPN 168.28S B I 159.08H D F C BANK 157.84TATA CONSULTANCY SERVICES 117.48O N G C 99.26BHARTI AIRTEL 89.06TATA MOTORS 76.89B H E L 70.28TATA STEEL 68.59M & M 63.89H L L 60.78N T P C 56.60HINDALCO 51.50STERLITE INDUSTRIES 50.55JINDAL STEEL & POWER 49.81







Last 6 months 34.52%Last 1 years 15.73%Last 3 years -2.41%Since Inception 17.56%Benchmark BSE - Sensex Return (Last 6 months) 33.28%Benchmark BSE - Sensex Return (Last 1 years) 15.33%

ANNUALISED RETURNS

SENSEX ADVT. PLAN PORTFOLIO (as on 30/11/2010)

Month Dividend (Rs./Unit)Nifty Sensex Sensex Advt.

Jan-04 1.6 1.5 1.7Aug-05 2.5Nov-05 4.0Jan-06 5.0Feb-06 5.0Nov-06 5.0Feb-07 5.0Mar-07 2.0 2.5Mar-08 2.0 1.5Jan-10 1.75









Last 1 yearLast 3 years -2.36%Since Inception 16.65%Benchmark BSE - Sensex Return (Last 1 year) 15.33

14.32%

%

ANNUALISED RETURNS

DIVIDEND HISTORY


Holdings Mkt. Value (Rs. lakhs)EqutiyR I L 51.70INFOSYS TECHNOLOGIES 43.33I C I C I BANK 38.23L & T 30.91I T C 26.77HOUSING DEVELOPMENT FINANCE CORPN 26.33S B I 24.94H D F C BANK 24.65TATA CONSULTANCY SERVICES 18.42O N G C 15.55BHARTI AIRTEL 13.95SESA GOA 13.87TATA MOTORS 11.88B H E L 10.98TATA STEEL 10.73M & M 9.70H L L 9.51N T P C 8.87HINDALCO 8.04JINDAL STEEL & POWER 7.79STERLITE INDUSTRIES 7.10TATA POWER 6.26WIPRO 5.97M U L 5.97HERO HONDA MOTORS 5.72CHAMBAL FERTILISERS & CHEMICALS 5.47CIPLA 5.22S A I L 4.24NDTV 4.15DLF 3.80JAIPRAKSH ASSOCIATES 3.78RELIANCE INFRASTRUCTURE 3.61A C C 2.97RELIANCE COMMUNICATION 2.77ULTRA TECH CEMCO 0.01Total Equity 473.19Cash 'n' Call, Current Assets & Receivables 3.00

WIPRO 47.81TATA POWER 39.91M U L 38.40HERO HONDA MOTORS 36.72CIPLA 33.48DLF 24.14JAIPRAKSH ASSOCIATES 23.87RELIANCE INFRASTRUCTURE 23.01A C C 19.00RELIANCE COMMUNICATION 17.86Total Equity 2864.90Cash 'n' Call, Current Assets & Receivables 4.29

Market Review

DEBT MARKET REVIEW

Liquidity remained under pressure owing to continued bond issuance and inadequate government spending. Tight monetary condition, as evident by Banks borrowing around Rs. 1,17,700 crore under repo-LAF on a daily average basis for the month, lead to hardening of money market rates. However, extension of cash support measures announced by the central bank on 29th November helped ease the tight cash conditions and cool off inter-bank call money rates to some extent.

RBI's Liquidity Support measures:

lConduct Second Liquidity Adjustment Facility (SLAF) on a daily basis at 4.15 p.m. up to January 28, 2011.

lAllows Scheduled Commercial Banks to avail of additional liquidity support under the Liquidity Adjustment Facility (LAF) to the extent of up to 2.0 per cent of their net demand and time liabilities (NDTL) as on the reporting Friday of the second preceding fortnight.

The weighted average rate as on 30th November in the call money market was 6.59 per cent and that in the CBLO market was 6.24 per cent.

The Headline inflation eased to its lowest in 10 months rising 8.58 percent in October, slowing form 8.62 percent in September. India's food inflation eased for the fifth consecutive week on improved supply and lower vegetable prices. The food inflation index rose 10.30 percent, compared with 12.30 percent in the previous month.

The yield on 7.80% 2020 bond ended at 8.07 percent, 3 basis point lower than previous month's close. Sentiment remained jittery on supply worries amid tight liquidity condition. On corporate Bond front, the spread between AAA 5-year corporate bond and Government bond was 53.73 bps (yield=8.65 percent) as against 59.11 bps (yield =8.61 percent) of previous month end. In the ten-year fixing, the spread was 47.020 bps (yield-8.82 percent) compared to 47.19 bps (yield -8.80 percent) corresponding month. Series of liquidity tightening measures adopted by RBI amid continued issuance of G-sec papers has lead to narrowing of spreads between G-sec and corporate bonds.

Outlook:

We expect pressure on the liquidity to continue with the lined up Public Issues as well as the Advance tax outflows of around 45000 to 50000 crores in the coming month. MOIL equity issue, which oversubscribed 59 times, also lead to an outflow of approximately 70,000 crs from the system.

However liquidity may ease slightly against the likely Government spending (supplementary grants approved by Parliament), and also with MOIL money coming back in to the system. Further, RBI is monitoring and taking steps to ease liquidity without creating inflationary expectations.

EQUITY MARKET REVIEW

The month of November was stormy for the Indian Equity Market. The benchmarks Sensex and Nifty closed on record high of 21004.96 and 6312.45 levels respectively on 5th November 2010 (muhurat trading session) before sliding steeply by 511.09 points and 155 points or by around 2.5%. The Sensex and Nifty closed at 19521.25 and 5862.70 respectively on the last trading day of November.

Dalal Street witnessed a festive boost in the first week of November. The market surged on stimulus package to US economy, robust corporate earnings and on sustained buying by foreign funds. The second week onwards the market sentiments subdued on the back of weak world markets and poor results of some large cap companies like State Bank of India, ICICI bank, Bharti Airtel, DLF, cipla etc. The BSE Sensex slumped 848.07 points or 4.04% to 20,156.89 and the S&P CNX Nifty tumbled 240.8 points or 3.81% to 6,071.65. The third week saw the sell-off across the global markets on concerns over Ireland's debt and on fears of further monetary tightening in China. Worries that US funds will close positions in

emerging market stocks ahead of the year-end to cash in on recent gains, also added to the decline. In third week, the BSE Sensex declined 571.45 points or 2.84% to 19,585.44 and the S&P CNX Nifty fell 181.35 points or 2.98% to 5,890.30.

The bursting of a bribery scandal by the Central Bureau of Investigation involving some PSU banks and financial institutions leading to arrest of 8 top officials shocked the market. Along with this the scandal of issuance of telecom licenses at low prices also came up. The BSE Sensex slumped 448.83 points or 2.29% in this week to settle at 19,136.61, its lowest closing level since 9 September 2010. The S&P CNX Nifty fell 138.35 points or 2.34% to 5751.95, its lowest closing level since 9 September 2010.

The BSE-Realty index fell down by 19.52%. India's largest realty player by sales DLF lost 6.51%, HDIL (down 22.49%), Indiabulls Real Estate (down 21.85%), Orbit Corporation (down 28.9%), Unitech (down 11.69%), and DB Realty (down 44.11%). Jaiprakash Associates tumbled 12.24%. The Money Matters Financial Services who was arranger for the loans in this scam fell down by 44.22% where as LIC Housing Finance slipped by 27.97%.

The other indices on BSE that slid were BSEOIL (-8.10%), BSEMET (-6.33%), BSEPSU (-8.37%) etc.

Primary Markets:

The government plans to raise $8.6 billion through stake sales in the fiscal year that ends in March 2011. The market is positively responding to the issues. In October, Coal India's record $3.4 billion initial public offering was about 15 times subscribed, while Power Grid Corp's $1.7 billion share sale was nearly 15 times covered. Manganese Ore India Ltd's (MOIL) up to $276 million initial public offering, the third share sale by the federal government in 2010, was 56 times subscribed on its final day, signaling continued robust demand for state-run issues.

The government's divestment pipeline has on the block Hindustan Copper's up to $1.6 billion stake sale of 18 percent, SAIL's 10 percent for up to $1.9 billion, IOC's FPO for 20 percent stake sale expected to garner $4.5 billion and ONGC's 5 percent for up to $3.2 billion. All of these stake sales are expected to hit the market in March 2011.

FII activities:

Mirroring their faith in the Indian economy, overseas funds have infused a staggering `21210.70 crore in the capital market in November, taking the year-to-date total to ` 176459.91 crore. According to data available with Sebi, FIIs have made investments worth `18293.10 crore in equities and poured `2917.60 crore into the debt market.

Out of the net investment of ` 18293.10 crore in Equities in November, the inflow in the 'Primary markets & others' is `8500.20 crore.

Domestic Trend:

The domestic Mutual funds were the net sellers in the equity market to the extent of ̀ 100 crore as against ̀ 5800.80 crore in the month of October 2010.

Macro Economy:

lIndia's economy grew faster-than-expected at 8.9% in the September quarter YoY. The Finance Minister is expecting a growth at 8.5 to 8.75 % in this fiscal year that ends in March 2011.

lWholesale price inflation eased to 8.58% in October from 8.62% a month earlier where as the Consumer price inflation eased to an annual 9.7% in October from 9.82% the previous month.

lIt is expected that the interest rate to remain stable in the next review in December.

Outlook:

In the mist of scandals, the capital markets can move ahead on the basis of positive domestic data. The focus now will be on the quarterly policy review meeting of Reserve Bank Of India on 16th December 2010. The outlook for the equity markets in the long term seems to positive.


SNAPSHOT

31st January 2005

The investment objective of the scheme is to provide capital growth in long-term with reasonable risk levels by investing mainly in companies which are in sector/s, which have a high growth potential at that point to time.


Dividend / Growth

Nil


Rs. 5000/-




Available


1st January 1997

To provide capital growth alongwith tax rebate and tax relief u/s 80 C to our investors through Prudent Investments in the stock market.

ELSS

Dividend / Growth

Nil

Nil

Rs. 500/-




Available


21st September 2004

The investment objective of the scheme is to generate regular income by investing mainly in floating rate instruments / fixed rate instruments swapped for floating rate return so as to minimise the interest rate risk and at the same time aiming at generating capital appreciation in a long term by investing in equity / equity related instruments.

Debt

Monthly Div. / Quarterly Div. / Yearly Div. / Growth

Nil


Rs. 5000/-




Available


14th November 02

To provide capitalgrowth by investing in index stocks.

Equity - Index

Sensex / Nifty / Sensex Advantage

Dividend / Growth

Nil


Rs. 2000/-




Available


16th April 98

To obtain maximum possible growth consistent with reasonable levels of safety and security by investing mainly in equities.


Dividend / Growth

Nil


Rs. 2000/-




Available


1st January 91

To provide regular returns & capital appreciation according to the slection of the plan by investing in equities & debt.

Balanced

Dividend / Growth

Nil


Rs. 1000/-




Available


Index Fund Growth Fund Balanced Fund Equity Fund

Opportunities Fund Tax Plan Floater MIP

SIP: Systematic Investment Plan; SWP: Systematic Withdrawal Plan; STP: Systematic Transfer Plan; AWOCA: Automatic Withdrawal of Capital AppreciationNote : SWP & AWOCA are available under growth options only.

1st September 99

To provide capital growth by investing in a mix of equity instruments.


Dividend / Growth

Nil


Rs. 2000/-




Available


Income Plus Fund

28th May 2007

To provide reasonable possible current income - consistent with preservation of capital & providing liquidity from investing in a diversified portfolio of Short-Term Money Market & Debt securities.

Debt

Dividend / Growth

Nil

Nil

Rs. 5,00,000/-



STP

Available

Daily / Weekly / Monthly

LICMF GROWTH FUNDAn Open-ended SchemeGrowth




Last 1 year 17.27%Last 3 year -0.13%Since Inception 9.78%Benchmark (Sensex) Return - last 1 year 15.33%

ANNUALISED RETURNS




EquityR I L 651.29INFOSYS TECHNOLOGIES 538.14S B I 524.96I C I C I BANK 457.46H D F C BANK 449.14L & T 438.72I T C 393.30M & M 378.17S A I L 328.98O N G C 293.33B H E L 270.16G A I L 264.03HOUSING DEVELOPMENT FINANCE CORPN 258.21TATA STEEL 254.70INDIAN HOTELS 240.91HINDALCO 218.41TATA CONSULTANCY SERVICES 215.34TATA MOTORS 204.12STERLITE INDUSTRIES 202.13VOLTAS 176.52HERO HONDA MOTORS 167.74WIPRO 161.08SESA GOA 154.13DR REDDYS LABORATORIES 151.75M U L 149.49IDFC 139.73CIPLA 130.61I D B I 125.86AXIS BANK 123.11JINDAL STEEL & POWER 120.96RANBAXY LABORATORIES 114.29JUBILANT ORGANOSYS 109.88BHARTI AIRTEL 108.12ANDHRA BANK 102.67KOTAK MAHINDRA BANK 99.84UNION BANK OF INDIA 88.05NEYVELI LIGNITE CORPORATION 87.73INDIA CEMENTS 83.18H C L TECHNOLOGIES 80.76B E M L 78.71G A C L 77.28BALARAMPUR CHINI MILLS 76.05BHARAT FORGE 74.69IVRCL INFRASTRUCTURES & PROJECTS 71.82N M D C 69.29COAL INDIA LIMITED 61.43JSW STEEL 56.51SIEMENS 52.60MADRAS CEMENT 51.55PUNJAB NATIONAL BANK 50.72B P C L 34.20N T P C 29.53TATA POWER 25.81GUJRAT NRE COKE 24.54CHAMBAL FERTILISERS & CHEMICALS 22.79IRB INFRASTRUCTURE DEVELOPERS 15.22

LICMF TAX PLANAn Open-ended ELSS


DIVIDEND HISTORY

Month Dividend (Rs./Unit)

Mar-04 2.00

Mar-05 3.00

Aug-05 1.00

Mar-06 2.00

Oct-06 2.50

May-07 1.00

Oct-07 1.50





Holdings Mkt. Value %

(Rs. Lakh) ContributionEquityR I L 276.30H D F C BANK 238.67S B I 230.55INFOSYS TECHNOLOGIES 213.46I C I C I BANK 200.14TATA CONSULTANCY SERVICES 172.27I T C 169.17TATA STEEL 161.24S A I L 141.79HOUSING DEVELOPMENT FINANCE CORPN 137.71L & T 136.49BHARTI AIRTEL 108.12JINDAL STEEL & POWER 101.86M & M 99.62B H E L 99.26HINDALCO 97.87VOLTAS 92.12KOTAK MAHINDRA BANK 81.10SESA GOA 77.06G A I L 70.73O N G C 67.05STERLITE INDUSTRIES 58.21JUBILANT ORGANOSYS 58.21AXIS BANK 57.79I O C L 54.28DR REDDYS LABORATORIES 53.56CONCOR 50.37TATA MOTORS 49.48INDIAN HOTELS 45.80M U L 42.26RELIANCE INFRASTRUCTURE 42.24RURAL ELECTRIFICATION CORPORATION 41.96BHARAT FORGE 37.35CIPLA 36.91N M D C 36.43RANBAXY LABORATORIES 34.29B P C L 33.81G A C L 33.72WIPRO 33.62M R F 31.81IDFC 27.95COAL INDIA LIMITED 27.65TATA POWER 25.81PUNJAB NATIONAL BANK 24.67NDTV 23.46HERO HONDA MOTORS 19.73JAYPEE INFRATECH 18.29UNION BANK OF INDIA 17.61MUNDRA PORT & SEZ 13.59VIJAYA BANK 9.62

Holdings Market Value(Rs. in Lakhs)

Last 1 year

Last 3 years -4.82%


Benchmark (Sensex) Return Last 1 year 15.33

15.44%

%

ANNUALISED RETURNS

DIVIDEND HISTORYMonth Dividend (Rs./Unit)

Oct-07 1.50

NAV (Rs.) as on 30/11/2010: DIVIDEND: 12.0972; GROWTH: 13.6408

NAV (Rs.) as on 30/11/2010; Dividend: 11.0320; Growth: 30.8113

Money Mkt.3.31%

Equity96.69%

Money Mkt.5.58%

Equity94.42%

ULTRA TECH CEMCO 9.65NDTV 7.29POWER TRADING CORPORATION 4.69ZEE TELEFILMS 3.87Total Equity 9955.21Debt 0.00Total - Debt 0.00Bank DepositsCORPORATION BANK 127.50Commercial Paper / Bank Deposit 0.00Cash 'n' Call, Current Assets & Receivables 461.24

IDEA CELLULAR 7.25H P C L 1.52ZEE TELEFILMS 0.78Total Equity 4022.62Debt Total - Debt 0.00Commercial Paper 0.00Bank Deposits CORPORATION BANK 63.75Cash 'n' Call, Current Assets & Receivables 73.83


SCHEMES

26th March 99

To generate attractive returns for our investors by investing in quality debt securities and money market instruments.

Debt

Dividend / Growth

Nil


Rs. 5000/-




Available

Quarterly

15th November 99

To generate steady and consistent returns for our investors by timing the government securities market.

Debt - Gilt

PF / Regular

Dividend / Growth

Nil


Regular Plan: Rs. 5,000/-PF Plan: Rs. 10000/-




Available

Quarterly

26th September 01

To generate long term capital appreciation through judicious mix of quality debt & equity instrument at moderate risk levels through research based investments.

Balanced

Growth

Nil


Rs. 5000/-




Available


29th May 03

To generate income by investing in a portfolio of quality short term debt securities.

Debt - Short Term

Dividend / Growth

Nil

Nil

Rs. 5000/-




Available

Monthly / Daily / Weekly

Bond Fund G-Sec Fund Savings Plus Fund Children’s Fund

11th March 02

To generate reasonable returns with low risk and high liquidity through judicious mix of investment in money market and quality debt instruments

Debt - Liquid

Dividend / Growth

Nil

Nil

Rs. 25000/-


On all days

STP

Available

Daily

1st June / 03

To generate regular income by investing mainly in quality debt and money market instruments with some portion in equity/equity related instruments for long term capital appreciation.

Debt

Monthly Div./Quarterly Div. Yearly Div./Growth

Nil


Rs. 5000/-




Available


15th March 2004

To generate consistent returns by investing mainly in floating rate instruments/fixed rate instruments swapped for floating rate return so as to minimise the interest rate risk for the investor.

Debt - Floating

Dividend / Growth

Nil

Nil

Rs. 5,000/- and thereafter in multiples of Rs. 500/-.


On all days


Available

Daily / Weekly

19th June 89

To generate long term capital appreciation and offer Tax rebate u/s 80 C as well as additional benefits of a life & insurance cover free accident insurance cover.

Insurance linked tax saving

Single Premium-5/10 year termRegular Contribution-10/15 year term

Dividend Re-investment

Nil

Nil

Rs. 10000/- under Single Premium Rs. 1000/- under Regular Premium- yearly option, Rs. 100/- under Regular Premium - monthly option



SIP / STP

Available


Liquid Fund Monthly Income Plan Unit Linked Insurance Scheme Floating Rate Fund - STP

Launch Date

Objective

Type

Plans

Options

Entry Load

Exit Load

Minimum Investment

Liquidity

NAV Declaration

Special Facilities

Nomination

Dividend Frequency

Launch Date

Objective

Type

Plans

Options

Entry Load

Exit Load

Minimum Investment

Liquidity

NAV Declaration

Special Facilities

Nomination

Dividend Frequency

LICMF UNIT LINKED INSURANCE SCHEME An Open-ended Insurance linked Tax Saving Scheme




NAV (Rs.) as on 30/11/2010 : 10.1333

Last 1 year 9.26%Last 3 years -5.37%Since Inception 11.65%Benchmark (C BalanceEx) Return (Last 1 year) 12.14%

ANNUALISED RETURNS



Equity

INFOSYS TECHNOLOGIES 670.88

O N G C 636.58

B H E L 636.12

R I L 592.08

TATA POWER 585.58

H D F C BANK 412.06

HOUSING DEVELOPMENT FINANCE CORPN 399.36

S B I 389.23

TATA CONSULTANCY SERVICES 376.85

TATA TEA 282.50

H P C L 268.00

L & T 263.23

G A I L 227.59

M & M 226.06

CIPLA 206.22

SIEMENS 192.91

PUNJAB NATIONAL BANK 182.51

TATA STEEL 146.05

I C I C I BANK 137.24

TATA MOTORS 123.71


JINDAL STEEL & POWER 111.41

STERLITE INDUSTRIES 97.02

DR REDDYS LABORATORIES 89.27


M U L 71.19


TOTAL - EQUITY 7578.43


Holdings(Rs. in Lakhs)

Rating Market Value

DebtDECCAN CHRONICLE AA 721.47PUNJ LLOYD AA 719.15SHRIRAM TRANSPORT FINANCE AA 394.03R E C AAA 107.42MAGMA FINCORP AA- 1,601.21RELIANCE CAPITAL AAA 402.69TOTAL - DEBT 3945.96Bank DepositsCORPORATION BANK 127.50Commercial Paper 0.00TOTAL - Commercial Paper 0.00Cash 'n' Call, Current Assets & Receivables 550.70

GROSS DIVIDEND RECORD (RS./UNIT)

Year Rate1990-91 1.301991-92 1.351992-94 (18 months) 1.501994-95 0.751996-97 0.601997-98 1.001999-00 1.002001-02 1.00

Year Rate2002-03 0.752003-04 1.702004-05 2.002005-06 2.802006-07 4.402007-08 3.002008-09 0.002009-10 0.00

Expense Ratio (as at 30 ) : 2.2 % /11/2010 5

Money Mkt.5.56%

Debt 32.33%

.

Equity62.11%

LICMF BALANCED FUNDAn Open-ended Balanced Scheme




DebtI R F C AAA 111.44MAGMA FINCORP AA- 400.30TOTAL - DEBT 511.74Bank Deposits



NAV (Rs.) as on 30/11/2010 : Dividend: 12.2349; Growth: 57.8997

Last 1 year 13.06Last 3 years -4.18%Since Inception 7.97%

Benchmark (C BalanceEx) Return (Last 1 year) 12.14

%

%

ANNUALISED RETURNS



Month Dividend (Rs./Unit)Nov-04 0.35Mar-05 0.85Aug-05 1.00Nov-05 0.75Feb-06 0.85Apr-06 1.70Sep-06 1.00Jan-07 1.50Oct-07 1.50

DIVIDEND HISTORY

Equity

H L L 194.29

HINDALCO 164.84

L & T 155.99

G A I L 147.15

RANBAXY LABORATORIES 142.86


I D B I 138.85

POWER TRADING CORPORATION 120.44

H P C L 103.08

YES BANK 102.20

SESA GOA 92.48

IDFC 74.52

UNION BANK OF INDIA 70.44

G A C L 70.25



Total Equity 1780.98

Money Mkt.14.23%

Debt 19.15%

.

Equity66.62%

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4th Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Tel. : 22812038 Fax : 22880633 E-mail: [email protected] visit us at www.licmutual.com

Statutory Details: LIC Mutual Fund has been set up as a Trust sponsored by Life Insurance Corporation of India. LIC Mutual Fund Asset Management Co. Ltd. is the Investment Manager to the Fund. RISK FACTORS: Mutual Funds and Securities investments are subject to market risks and there is no assurance and no guarantee that the objectives of the Mutual Fund will be achieved. As with any investment in stocks and shares, the NAV of the units issued under the scheme can go up or down depending on the factors and forces affecting the securities markets. The Sponsor is not responsible for or liable to any loss resulting from the operations of the scheme beyond their initial contribution of Rs. 2 Crore towards the setting up of the Mutual Fund. Past performance of the Sponsor/AMC/Mutual Fund does not indicate the future performance of the schemes of the Mutual Fund. The NAV of units of the scheme may be affected by changes in general level of interest rates. Please read the scheme information document carefully before investing.

Investment Manager:

PLACE ADDRESS LANDLINE MOBILEAHMEDABAD Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center,

9328638838 / 9998559460BANGALORE No.4, Canara Mutual Building (Opp. Cash Pharmacy), 2nd Floor, Residency Road, BANGALORE-560025. 080-22210180 / 22118478 9845172957 / 9972092957 /

9986500721 / 9880058223BHUBANESHWAR OCHC Building, Ground Floor, 24-Janpath, Unit-3, BHUBANESHWAR-751001. 0674-2390694 9438132162 /9438081037 /

9438526420CHENNAI 15, Anna Salai, Next to V.G.P. Bldg., CHENNAI - 600002. 044-28411984 / 28555883 9382315850 / 9940286305 /

9962526278 / 8754479990 /9500038285

DEHRADUN 110, Tagore Villa, Chakrata Road, DEHRADUN - 248 001 0135 - 2650749 9412039057 / 9410702598 /9208402495 / 9897056231

ERNAKULAM 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, KOCHI - 682011 0484-2367643 9895036554 / 9745612888 / 9946710555 / 9388755722 /

9447742733GOA T 9/10, 3rd floor, Alfran Plaza, Opp. Don Bosco High School, M. G. Road, Panaji, GOA-403001. 0832-2420561 8055538358 / 9890711551 /

9370643076GURGAON LICMF AMC Ltd., Office No. 202, 1st Floor, AKD Tower, Near HUDA Office, Sector 14, Gurgaon - 122007. 0124-2220592 9811464244 / 9654228220 /

9555542768GUWAHATI LICMF AMC Ltd., C/o LIC of India, Jeevan Deep Building, M. L. Nehru Road, Panbazar, GUWAHATI -781 001 0361 - 2735323 9435040478 / 9435070961HUBLI LICMF AMC Ltd., 2nd Floor, LIC Bldg., Beside HPO, Lamington Road, Hubli - 580020. 0836 - 4260523 / 4262092 9035484001 / 9845205168 /

9916013299HYDERABAD LIC Mutual Fund, House No. 5-9-57, 4th Floor, Jeevan Jyoti Building, Basheerbagh, HYDERABAD - 500029. 040-23244445 / 23210572 9392471583 / 9000444850 /

9000550850INDORE U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, INDORE - 452001. 0731-2520262 / 4069162 9589050250 / 9425870126

9981511435JAIPUR 327 - A, 3rd floor, Ganpati Plaza, M. I. Road, JAIPUR - 1. 0141-5112620 9460873120 / 9829098323 /

9929095005KANPUR Jeevan Vikas, 16/98, M.G. Road, KANPUR - 208001. 0512-2360240 / 3244949 7275430214 / 9451448305 /

9984006600 / 9838038440 /9389052340 / 9889085736

KOLKATA Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, KOLKATA - 700072. 033-22129455 / 65290605 9432128113 / 9830689965 /9432391810 / 9051068127 / 9474424374 / 9339531895

LUCKNOW 7th Floor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, Lucknow - 226 001 0522-2231186 / 4045203 9415060134 / 9453016072 /9415482270 / 9559431860

LUDHIANA LICMF AMC Ltd., Rm No. 102-103, 1st Fl, S.C.O. 18, Opp. Stock Exch., Feroze Gandhi Mkt, Ludhiana-141 001. 0161 - 2405805 / 2405806 9814703558 / 9872106060MADURAI LICMF AMC Ltd., 2nd Floor, LIC Bldg., Door No. 3, West Market Street, Madurai - 625 001 0452 - 2345700 9442109039 / 9840626085 /

9655505105MANGALORE LICMF AMC Ltd., No. 6, Gr. Floor, Popular Building, K S Rao Road, Managalore - 575 001 0824 - 2411482 9845190466 / 9980950466 /

9845758228MUMBAI - I LIC Mutual Fund, Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, MUMBAI - 400020. 022-22885971 / 22817162 / 63 9324543832 / 9320762764 /

9004664110 / 9820137844 / 9930957772 / 9892550455 /

9870775600 / 9970836593MUMBAI - II 103, First Floor, A Wing, BSEL Tech Park, Opp. Vashi Railway Station, Navi Mumbai - 400 705. 022-2781 2522 9820002994 / 9702882224 /

9920417717 / 9595977222 /9930476555

NAGPUR LIC Mutual Fund AMC Limited, Jeevan Seva Bldg., Mount Road, Sadar, Nagpur - 440 001. 0712 - 2542497 9422113800 / 9975724030 /9922402272

NASHIK Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, NASHIK - 422002. 0253-2579507 9922996155 / 9823366379 /9595075700

NEW DELHI 7th Floor, Jeevan Prakash, 25 K.G. Marg, NEW DELHI - 110001. 011-23359190/23314396 9716481681 / 9818610867 / 9818630124 / 9818191263 /9891736008 / 9871814850 /9999340088

PATNA Ground floor, Jeevan Jyothi Bldg. Exhibition Road, PATNA - 800001. 0612-2501157/6452757 9431447848 / 9431023274 /9472082999

PUNE C/o LIC of India, Pune D.O.-I,6/7, Shivaji Nagar,University Road, Pune - 411 005 020 - 25537301 9822474487 / 9325523480 /9767868611

RAIPUR SF-22-23, Millennium Plaza, Near Indian Coffee House, G.E. Road, RAIPUR - 492001 C.G. 0771-2236780/4051137 9329731077 / 9329100009 /9407646661

RANCHI Narsaria Tower, 2nd Floor, Opp. Lalpur Police Station, Post Lalpur, RANCHI -834001. 0651-2206372 9470524099 / 9835197681 /9334478058 / 9835708803

AHMEDABAD - 380006. 079-26588301 / 65431989 9375090006 / 9924403147 /

Mobile No. Mobile No. Mobile No. Mobile No.AGRA : 9927888854AHMEDNAGAR : 9422238925AJMER : 9829077674ALAPUZHA : 9447367160ALLAHABAD : 9918971258AMRAVATI : 9923797207AMRITSAR : 9814299747AURANGABAD : 9422728151BALASORE : 9438803546BANKURA : 9378330300BAREILLY : 9956288944BEHRAMPORE : 9861546580BELGAUM : 9845205168BELLARY : 9980830179BILASPUR : 9301982280BHAGALPUR : 9431609765BHILAI : 9303808855BHILWARA : 9829287273BHOPAL : 9302441980BHUJ : 9377713665BIKANER : 9829791132BOKARO : 9955189443BURDWAN : 9831712244CALICUT : 9349739890

BUSINESS CENTREName of Place Name of Place Name of Place Name of Place

AREA OFFICES

CHANDIGARH : 9316065681CHANDRAPUR : 9372941955COIMBATORE : 9500998949

9524562737DALTONGANJ : 9162780200DAVANGERE : 9900026952DEOGHAR : 9430155378DHANBAD : 9835334495FAIZABAD : 8090483808GAYA : 9470854005GORAKHPUR : 9336833448GULBARGA : 9900144196GWALIOR : 9406586454HALDWANI : 9839976747HASSAN : 9986125091HOWRAH : 9330662779JABALPUR : 9407606313JAGDALPUR : 9303354452JALGAON : 9422211343JAMMU : 9419213201JAMNAGAR : 9825412482JAMSHEDPUR : 9234620669JALPAIGURI : 9800577663JHANSI : 9760016559

JODHPUR : 9829947974KARIMNAGAR : 9000444853KARWAR : 9535484475KHARAGPUR : 9832010008KOLHAPUR : 9822851948KOTA : 9829905879KOTTAYAM : 9656010033MADGAON : 9673682722MADIKERI : 9901595891MALDA : 9836237434MANDI : 9129831266MEERUT : 9319267811MEHSANA : 9979533536MORADABAD : 7520370430MYSORE : 9986117183MUZAFFARPUR : 9431813155NANDED : 9822203503NELLORE : 9000444854NOIDA : 9811108744PANIPAT : 9996006023PIMPARI : 9689863418PONDHICHERRY : 7708007363RAJAHMUNDRY : 9000171857RAJKOT : 9898733233

SAHARANPUR : 9896455020SALEM : 9944744424SAMBALPUR : 9937040031SATARA : 9423192029SATNA : 9300757593SHAHDOL : 9303822916SHILLONG : 9435787838SHIMLA : 9318960005SHIMOGA : 9902007686SURAT : 9978862626

9925027406SILIGURI : 9883096767THANE : 9320180806THRISSUR : 9388110220TRICHY : 9842524130TRIVANDRUM : 9388088066UDAIPUR : 9784011432UDUPI : 9611111028VADODARA : 9327494916VAPI : 9377566652VARANASI : 9336501004VISHAKHAPATNAM : 9000444851VIJAYWADA : 9000444856WARANGAL : 9000171858

Wishing You & Your Family

Risk Factors: Mutual Fund and Securities Investments are subject to market risks and there is no assurance and no guarantee that the objectives of the Mutual Fund will be achieved. As with any investment in stocks and shares, the NAV of the units issued under the scheme can go up or down depending on the factors and forces affecting the capital markets. Past performance of the Sponsor / AMC / Mutual Fund does not indicate the future performances of the schemes of the Mutual Fund. The Sponsor is not responsible for or liable to any loss resulting from the operations of the scheme beyond their initial contribution of Rs.2 Cr towards the setting up of the Mutual Fund. The NAV of the units of the scheme may be affected by changes in general level of interest rates. Please read the Scheme Information Document, Statement of Additional Information carefully before investing. Copy of the SID, SAI, KIM and Application Form may be obtained from our Offices / Website / R&T Agent. Statutory Details: LIC Mutual Fund has been set up as a Trust sponsored by Life Insurance Corporation of India. LIC Mutual Fund Asset Management Company Ltd. is the Investment Manager to the Fund.

December, 2010

www.licmutual.com

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