krs loanmanage system entity – relationship diagrams structure charts
DESCRIPTION
KRS LoanManage System Entity – Relationship Diagrams Structure Charts. Project Team: Karthic Kanmani Surendar Radhakrishnan Adolph Sembera. Business Requirements. Accept loan application Retrieve FICO score Rate loan application and approve/decline Disburse loan amount - PowerPoint PPT PresentationTRANSCRIPT
KRS LoanManage SystemEntity – Relationship Diagrams
Structure Charts
Project Team: Karthic Kanmani
Surendar RadhakrishnanAdolph Sembera
Business Requirements• Accept loan application• Retrieve FICO score• Rate loan application and approve/decline• Disburse loan amount• Accept payment• Generate collection request if late payment• Generate periodic reports for Local Manager
- Loan applications received / accepted- Loans in collections / defaulted
• Generate periodic reports for Regional Manager
Context DFD
KRS LOAN MANAGE SYSTEMBorrowerSupervisor
Loan Agent
Collection Agent
Online Application
Decline Report
LoanApproval info
Acknowledge loan
Update Status
Status Request
Cheque/DD Disbursement
Payment Collection Request
Credit control
Weekly Report
CollectionResults
CollectionRequest
Approval Req
Approval result
Level 0 DFD
1.Credit Approval
Borrower
Online Application
2.Operations
Approved Loan
Supervisor
4.Collection
Collection Update
Weekly Report
Collection Request
Payment
Decline Report
3. Loan Master
Disbursement Details
Collection req
Credit control
Cheque/DD Disbursement
Collection Agent
CollectionResults
CollectionRequest
Loan Agent
Approval Req Approval result
LoanApproval info
Acknowledge loan
Update Status
Status Request
D1. Customer Database
Customer Info
Customer Records
D1. Customer Database
Customer demographic
details
FICO and
Interest update
Customer Details
Level 1 DFD (Credit Approval)
Borrower
D1. Customer Database
Online Application1.1. Assembling
Background InformationCustomer Info
1.2. Automated Selection Process Customer Information
1.3. Decline Analysis
1.4. Loan Pre-Approval
Acceptance
Decline
D2. Decline Records
1.5. Preparing Reports
Analysis Results
Decline Info
Update Customer Decline
Decline Reports
Loan Approval Info
Acknowledge of Loan acceptance
D3. Acceptance RecordsLoan Acceptance info
Decline Records
Approval Records
Approved Loan
StatusUpdate
StatusRequest
Loan Agent
Approval ResultApproval Req
1.6.Processing Online Loan Status
CustomerRecords
D1. Customer Database
D2. Decline Records
Credit Control
Customer Loan Details
Operations
Customer Details
Customer Demographic details
Level 2 DFD(Automated Selection Process)
1.2.1. Collecting Customer
Details
Customer Info 1.2.4. Strategic Decision Making
Loan Request
1.2.2. Loan Pricing
Customer Details
Loan Amount
Request
1.2.3. Credit Rating
D4. Credit Info Bureau
1.2.5. Capital Allocation
Credit ScoreRequest
FICO score
Capital Amount
AcceptanceLoan Decline
RequestCredt Score
FICO Score
Credit Control
Level 1 DFD (Loan Master)
3.2 Loan Master
3.3 Payments
4.Collection
D6. Transaction History
Borrower
SupervisorD5.Loan Records
Loan Data
Disbursement Details
Weekly Report
Credit Control
Payment UpdatePayment
Transaction Update
Collection Request Collection Update
Collection Req
3.1 Weekly Report Generator
Customer Transaction Details
D6. Transaction History
Transaction Update
D1. Customer Database
Customer demographic
details
D3. Acceptance Records
FICO and Interest update
Loan Transaction update
User Interface Models
System Components
D1 Customer Database
D2 Declined Records
D3 Accepted Records
D4 Credit Bureau
D5 Loan Records
D6 Transaction History
External Entities
LoanManage System
External Entities
2
Operations
1Credit
Approval
3Loan
Master
4
Collections
Borrower
Loan Agent
Supervisor
Collection Agent
Entity – Relationship Diagram
Customer Database
PK Customer ID
Customer Name Customer Address Customer City Customer Phone Loan Request Amount Loan Request Date
Credit Info Bureau
PK SSN
Customer Name FICO Score Customer Address Customer City
Acceptance Records
PK Loan ID
FK2 Customer ID Acceptance Date Amount Requested FICO Score Amount Approved Interest Rate Loan PeriodFK1 SSN
Decline Records
PK Decline No.
Customer Name Decline Date Amount Requested Amount Approved FICO ScoreFK1 SSNFK2 Customer ID
Loan Records
PK,FK1 Loan ID
Customer ID Start Date Deliquency Level Last Paid Amt Last paid Date Total Amt Paid Loan Amount Loan Tenure Monthly Due
Transaction Histroy
PK Transaction ID
Amt paid Date Paid Payment type Customer NameFK1 Loan Id
Structure Chart
1.1Approve Credit
1.1.1Assemble
Background Info
1.1.2Automatic
Selection Process
1.1.3Analyze Decline
Reasons1.1.4
Approve Loan
1.1.5Prepare Reports
1.0LoanManage System
1.2Operations
1.3Loan Master
1.4Collections
1.3.2Maintain Loan
1.3.2Accept Payment
1.1.2.1Collect Customer
Details1.1.2.2
Loan Pricing1.1.2.3
Retrieve Credit Rating
1.1.2.5Make Strategic
Decision
1.1.2.4Determine Capital
Allocation
1.3.1Generate Weekly
Report